Earn Money Online

Privacy Policy

2010-06-05T09:06:00.001-07:00

For each visitor to our Web page, our Web server automatically recognizes information of your browser, IP address, City/State/Country.

We collect only the domain name, but not the e-mail address of visitors to our Web page, the e-mail addresses of those who communicate with us via e-mail.

The information we collect is used for internal review and is then discarded, used to improve the content of our Web page, used to customize the content and/or layout of our page for each individual visitor.

With respect to cookies: We use cookies to store visitors preferences, record user-specific information on what pages users access or visit, customize Web page content based on visitors' browser type or other information that the visitor sends.

With respect to Ad Servers: To try and bring you offers that are of interest to you, we have relationships with other companies like Google (www.google.com/adsense) that we allow to place ads on our Web pages. As a result of your visit to our site, ad server companies may collect information such as your domain type, your IP address and clickstream information. For further information, consult the privacy policy of:
http://www.google.com/privacy.html

Paid Forum - The next big paid to post forum?

2007-03-19T07:25:00.000-07:00

Paid to Post Forums

I am sure many of you would be very familiar with paid to post forums by now. Basically, you get paid a certain amount of money for every post you make in the forum. Paid forum falls within this category. Although it has only been established recently, it has managed to attract more than 5000 members in just 3 weeks. This success can be attributed in part to the attractive referral bonus of $1 per active referral offered by the forum.

How does it Compare with myLot?

The phenomenal growth of the Paid Forum has inevitably drawn comparisons with myLot, which is very much still the industry leader, with over 70,000 members today. How does Paid Forum compare with myLot?

myLot

No fixed earning per post, but on average, you earn around 1cent for every post you make
You earn 25% of your referrals' earnings
Minimum payout of $10, payable by paypal only
Forum consists mainly of general discussions

Paid Forum

1 cent per post, 5 cents per thread
You earn a flat rate of $1 for every referral you get
Minimum payout of $50 until May, after which there will be no minimum
Forum consists of general discussions and specific topics like earning money online, technology, etc.

My Take

As can be seen above, the Paid Forum appears to offer slightly better rewards. However, it is definitely not easy to earn the minimum payout of $50 in order to be paid within the next 2 months. Nevertheless, the admin has completed his first round of payments, and I look forward to mine come April. There are still major doubts as to the Paid Forum will continue to pay, but if it does, it will definitely be the next big thing.

To join Paid Forum, please click here:

http://www.paidforum.net/?referrerid=223

Agloco - Its history

2007-02-23T23:59:00.000-08:00

I'm sure most of you know that Agloco are run by the owners of the now defunct AllAdvantage. Just what was AllAdvantage all about? This article should help shed some light:

AllAdvantage

Adapted from Wikipedia

AllAdvantage was an Internet advertising company that positioned itself as the world’s first "infomediary" by paying its users/members a portion of the advertising revenue generated by their online viewing habits.It became most well known for its slogan "Get Paid to Surf the Web," a phrase that has since become synonymous with a wide array of online ad revenue sharing systems (see, e.g., Paid to Surf).

AllAdvantage was launched on March 31, 1999, by Jim Jorgensen, Johannes Pohle, Carl Anderson, and Oliver Brock. During its nearly 2 years of operation, it raised nearly $200 Million in venture capital and grew to more than 10 million members in its first 18 months of operation. The company's practice of compensating existing members for referring new members led it to become one of the most heavily promoted websites of its time. That popularity was reflected in the ranking of AllAdvantage.com among the top 20 of many website traffic indices during most of the company's existence, including Nielsen//NetRatings.

AllAdvantage contributed several concepts to the marketplace that continue to have impact today. For example, the company’s Viewbar software was one of the earliest desktop user tracking and ad targeting technologies. The Viewbar displayed advertisements in a narrow application window that could be docked to the bottom of the user's screen, targeting those advertisements to the content being viewed by the user as they browsed websites. The same technologies, minus the permission of users or monetary compensation, became the basis of the adware and spyware industries.

The company also appointed the world's first corporate Chief Privacy Officer, creating the role as a senior level executive responsible for protecting the privacy and security of user data and managing a variety of risks and threats to the integrity of the service.The company appointed privacy lawyer Ray Everett-Church to the newly created position in August 1999, starting a trend that quickly spread among major corporations, both offline and online. By 2001, the non-profit research organization Privacy and American Business reported that a significant number of Fortune 500 firms had appointed senior executives with the title or role of Chief Privacy Officer.

AllAdvantage is perhaps most remembered for its successful adaptation of the "viral marketing" concept, a term first coined by the venture capital firm Draper Fisher Jurvetson. In viral marketing, members of the service promote it to their friends and acquaintances, which AllAdvantage enhanced by adding a compensation component, rewarding users for the number of members they successfully referred. In a May 2000 article for Red Herring magazine, Steve Jurvetson cited AllAdvantage as a prime example of viral marketing success.

AllAdvantage ultimately fell victim to the sharp decline in advertising spending as the dot-com bubble burst and the U.S. economy entered a recessionary period in mid-2000. AllAdvantage planned an initial public offering of stock in early 2000, underwritten by renowned investment banker Frank Quattrone and his firm Credit Suisse First Boston.As the IPO market continued to sour through mid-2000, the offering plans were cancelled. The company continued to seek new sources of revenue and expanded its offerings to include sweepstakes.But the company finally halted consumer-facing operations in February 2001. By the time it closed its doors, the company had paid out over $120 million to its members.

Duno.com - A Money Making Program that is fast turning into a scam

2007-01-20T00:58:00.000-08:00

About the program
Duno.com is a program that is similar to Yahoo Answers, whereby its members get paid for answering questions posted. The initial rate for each answer was up to 20cents, with a payout of $30. The site is run by a guy called Daniel Eder. The site drew thousands of members within its first few weeks of inauguration.

Misfortune
However, things soon took a turn for the worse, when spammers soon got onboard and abused the system by asking nonsensical questions, which in turn attracted appalling answers. Members were raking up earnings fast and at last count, at least 60 members earned enough to be eligible for the $30 payout in February.

Scam?
Apparently, Daniel was not prepared to make such a huge amount of payout. On 18th January 2007, he made a decision to get rid of the spam and wipe out the members' earnings, choosing to pay members randomly everyday in a "jackpot" system instead. This was obviously a highly unpopular decision for the members, who feel that they have every right to get paid for their time and efforts spent on the program. It still remains to be seen whether the members will get paid what they deserve eventually. For now, let's just say that this is not the best moment to join the program.

Screenshot of Payment from myLot

2006-10-22T00:07:00.000-07:00

I am sure many of you are wondering if this myLot thing really pays members cash for posting, so here's the proof!

http://www.shareapic.net/content.php?id=172329&owner=KHyuga

The best thing about this is that you don't have to invest a single cent online in order to get your money, unlike the High Yield Investment Programs (HYIPs). There is virtually zero risk of you losing your money in this one!

Do check back often as I will be updating my blog with more money making opportunities. Alternatively, you can subscribe to my blog by clicking on the link on the right!

I am trying to compile a list of tips to maximise our earnings in myLot so if you know any of them do drop a comment here! I will gather some of the best tips and post them up again soon. =)

Got paid $35.08 From myLot!

2006-10-15T08:16:00.000-07:00

Looking for ways to earn more money online? Here is a piece of good news for all of you. I checked my email a few days ago and to my pleasant surprise, I was notified that I have been paid $35.08 by myLot! Sure enough, the money was in my paypal account. myLot was even 4 days early in their payout (it makes payouts on the every 15th of the following month if you reach its minimum payout of $10). This is the biggest sum of money I have earned online for this month.

Given that myLot has been around for only a couple of months, it was natural for me to be sceptical about them actually making payouts to the members. After all, which paid to post program offers you up to 5 cents for every post you make, without any posting limits? This payout has gone some way in disspelling my initial concerns. If you have not joined myLot, then it's about time you did! The program has grown from strength to strength, from a modest 3,000 members back in August to a whopping 20,000 as I speak. I guess when there are real opportunities for earning money online, people always try to grab them fast.

Here are some details on the program itself:

myLot is an online forum whereby members can earn money by posting
Minimum payout is $10, payable in paypal
The money you earn for every post is variable. Nobody knows the algorithm for determining earnings for sure, but from my experience, you usually get paid 3 to 5 cents per post, as long as they are not one-liners.
Earnings are updated once every 24 hours, so fret not if you don't see your earnings increasing immediately.
Payout is on the 15th of every month. You will only be paid if you have reached the minimum payout before the end of the previous month.

Sounds good? Why not give it a try? After all, registration is absolutely free! You can do me a favour by signing up under me, thank you! Enjoy earning your money!

http://www.mylot.com/?ref=KHyuga

CashPosting Changes Owners Yet Again

2006-10-06T08:02:00.000-07:00

Yes, CashPosting, an online forum which pays members money for posting, is changing owners yet again. This is the fourth or fifth time this has happened in the past year I reckon. The good news is, at least they are still around and paying!

It appears that the new admin has made some new changes to the money reward system as well. From their site announcement, the admin was quoted as saying:

"I have set the payout level to 0.01c as a means of allowing the website to remain in existence. At this level, the site is sustainable and can hopefully grow further. At 0.03c the site was losing a lot of money per month.

I have, however, decided that this should allow users to post more per day and so I have raised the dailly posting limit to 50 POSTS. In addition, i have decided to reduce the monthly payout threshold to $10 to allow a more reachable monthly figure. "

As compared to $0.03 per post up to 30 posts per day previously, this is indeed a turn for the worse. Let's hope CashPosting will be able to find new sources of advertising revenue soon.

Earning Money from Google Adsense

2006-09-22T01:53:00.000-07:00

Adapted from http://hoprofit.com/index.php/topic,3041.0.html

Signing up Google adsense is free. After signing up, login to your adsense account to get their codes and insert them to your webpage(s).Here are some rules you have to follow to make money from google and not getting banned from taking part in the adsense program:

* You are allowed 1 link unit, 1 referral button per product, 2 search boxes and 3 ad units per page
* Do not alter adsense codes. The generated codes must be pasted to your webpage(s) exactly as they are, as changing the code can cause errors on your page and is against the adsense program policies
* Do not click your own adsense ads, not even to test them
* Do not ask or encourage anyone to click your ads
* Do not have adsense ads in emails or thank-you webpage
* Do not advertise your website in auto-surf, pay-to-surf, pay-to-read or pay-to-click services as these will cause invalid clicks. Robots or click exchanges are also not allowed
* Do not display adsense ads in gambling, porn or illegal sites
* Do not display adsense ads in sites containing video, MP3, newsgroups and image results due to copyright reasons
* Do not display adsense ads in sites with pop-ups or automatic software installs * Ensure your webpage is never loaded inside an unrequested popup
* Do not display other contextual ads on the same page as adsense ads. For example, your site could rotate between displaying Yahoo OR Google adsense ads on each page, but NOT adsense and Yahoo ads on the same page
* Your webpage language must be one of the supported languages
* Do not check your adsense account from a public computer, or from someone's computer. Google records your adsense login and will remember from which PC you are logged in, and if someone uses it to visit your site, and clicks your ads, Google may penalised youHere are some useful tips which you may like to know to boost your adsense revenue:
* Ad placement is important. Certain locations tend to be more successful than others. For example, "above the fold" of the webpage, ie. before you need to scroll down the page, and the upper left-hand corner of a page.

Read google "Optimization Tips" in the AdSense Help Center as it will help you to decide where to position your ads and which ad formats you should use. See https://www.google.com/adsense/tips for details.

* Unobtrusive ads can boost your revenue. Many publishers find that visitors are more likely to see and click on Google ads, when the ads themselves blend into the overall theme of the page. In this way the ads do not stand out as being advertisements
* Try to use text instead of graphics to display the name of the website, page title and headline
* Keywords

The more you use your keywords, the more likely you are going to get ads on those topics
Place keywords at the beginning of your content and repeat them. Repeating keywords makes it easier for adsense to figure out what your webpage is all about. (However, do not overdo the keyword targeting as it may make your text look awkward to a reader and may also be considered as spam by search engines. Google may also give you worse ads as a result of it)
The title of the page should contain the keyword)
Keyword should appear in at least one h1 tag
Keyword should appear in bold (b) and at least once
Google adsense spider, crawler or indexer searches your content for keywords and then displays ads for those keywords, ie., contextually targeted ads
You can earn more by writing topics related to high paying ads like mesothelioma, life insurance, loans, mortgages, real estate, computers and lots more. You can search for good keywords using Top Paying Keywords, see http://www.toppayingkeywords.com/

* If your site uses frame make sure your ads are placed inside the frame where your content is, otherwise adsense will not provide relevant ads for your content
* Use alternative ads when adsense cannot display ads on your webpage. When it cannot find a suitable ad for your webpage, adsense will display a ‘Public Service Ad’ (PSA). You do not make money from PSA. Adsense allows you to use an alternative ad like your affiliate program instead of the PSA

Editor's Note: You are only allowed to put up google ads on your website only after your website has been reviewed and approved.

Paid To Post Forums - The New Phenomenon in the GPT World

2006-09-01T23:44:00.000-07:00

What Are They?

Well, they are basically normal forums whereby members get paid a certain amount for every post they make, subject to specific terms and conditions. The business model for paid to post forums is largely similar to that for paid to read programs - they are self-sustainable through revenue from advertisements in various forms on the forums. A portion of this revenue is then paid out to the members of these paid to post forums.

How Much Can I Earn?

The amount you get paid for every post varies for different forums, ranging usually from 0.5cents to as much as 5cents per post. There is usually a minimum payout level that needs to be in order to be able to cash out your money. This is to alleviate the workload of the forum admin, whom you can expect to be the busiest person around.

Which Paid to Post Forums Should I Join?

In deciding which forums to join, consider a few important factors:

Firstly, see what other members have to say about the forum. Make sure that it is paying its members before you consider joining, because you don't really want your efforts in making quality posts to go to waste.

Secondly, be sure to evaluate the sustainability of the forum. Some forums may offer you more money for every post, but do a reality check - can the forum really earn enough revenue to be able to pay you? At the end of the day, it is what ends up in your pocket that is important, not the numbers that you see in your forum account.

Last but not least, make sure that the forum has enough active members before joining. Otherwise, you may be talking to yourself all the time because nobody will be around to reply to your posts, not to mention the reduced earnings potential that follows.

For some recommendations on paid to post forums to join, you can drop me a mail at poolfcfan@yahoo.com.sg

More on paid to post forums to follow, so do check back regularly!

How to Maximise Downline Earnings Potential in a GPT Program

2006-08-17T10:10:00.000-07:00

Most of us usually indulge ourselves in maximising our own earnings from GPT programs, often neglecting the opportunity to maximise the earnings potential from our downlines. We may have built a sizeable downline under us, but are we getting the best out of it? There is a need to focus on helping your downlines build their own networks. When you do this, you are effectively building your own network as well, which in turn increases the earning potential from your downline. Below are some examples of how you can help your downlines:

1) Build a rapport with your downline. Frequent communication would be a good way to build up your relationship with them. You need to gain the trust of your downline and convince them that you are here to help them (and of course, to help yourself).

2) Hold mini contests to reward your most active downlines. This will provide them with the motivation to keep clicking away, which in truth, is not only beneficial to yourself, but also to them. This is another avenue for fostering closer ties with your downline.

3) Share your experences with them. Some of your referrals may not be as knowledgable as you are, so why not educate them in the process? For instance, by sharing with them tips on building large downlines, your downline will swell as well. One very good medium for such sharing would be through a yahoo group. This is also a good way to develop loyalty amongst your referrals, which enhances the likelihood of them joining under you for subsequent programs.

4) Pass along your resources. If you have discovered a program offer or any other good deals, let your downline know about it. The same goes for any other resources such as articles, guides and software programs which you feel may be useful for your referrals.

When dealing with your downline, always remember this - Their success is your success. By helping them in any way you can, you will not only help build your reputation and credibility. You will also build your profits.

Welcome to the GPT (Get-Paid-To) World

2006-08-12T06:50:00.000-07:00

Adapted from http://hoprofit.com/index.php/topic,431.0.html

In the GPT world, you may stumble across thousands upon thousands of programs, with POs offering ways to earn money, whether they are the same, or, completely different. The most common ones are listed below:

PTR (Paid-To-Read)

Paid-To Read programs are ones in which you are sent e-mails, whether on the actual site, called a Site Inbox, or, your own e-mail that you use (for example, Hotmail, Gmail, Yahoo!Mail). Depending on the PTR that you have joined, e-mails may come as often as 40+ within one day, and as little as 1 per week. Each E-Mail usually contains around 1-5 links to sites, in which you will earn money for viewing those sites and reading their contents. You will be paid, like most programs, after you have visited the site for a certain amount of time, which is shown via a timer at the top of the page in a new frame.

PTC (Paid-To-Click)

Paid-To-Click programs are ones in which you click on banners on the site, then view and read the sites that pop-up after each banner that you click. Like PTRs, there is a timer which you will have to wait for. PTCs are usually built in to PTRs and are usually called, Paid Clicks, or Paid Links.

AutoSurf

AutoSurf is a way of earning money just like PTCs and PTRs, only that they made in a fashion that everytime the timer has finished counting down, you will earn your money, as well as immediately moving on to the next site, excetera, excetera. Usually, the PO has the plugin to add turing numbers, in which, after the timer runs out, you must click on the correct number displayed once the timer runs out in order to proceed to the next site. This helps to stop cheaters from trying to cheat the program.

Bubble Game

Bubble games are only allowed in E-Gold, and not PayPal (both online payment systems). Bubble games are just like bubbles. You sign-up for a bubble game and the owner of the bubble game will usually either double, triple, or whatever amount more, your original money that you put into the game. Once you put the minimum amount of money that is set by the owner into the game, you will be allowed to have your own bubble.Your bubble rises as more people join in and create their own bubbles. Once you reach the top, your bubble "pops" and you receive your money back, including how much more that the owner promised.

Say for example, the owner promises 200% of your deposit once the bubble is complete. You deposit US$10. Once your bubble pops, you get US$20! You can keep on joining these bubble games and eventually, receive quite a lot of money!However, there is a catch!With Bubble Games, the last few people who join always loses and doesn't receive any money. Why? This is because when one person "pops" their bubble, the extra money that they receive is paid off by the members who joined after him/her, and so forth. However, many Bubble Games are neverending and thus, you will usually always earn more money and not lose, unless people stop joining the game. Like HYIP which will be explained below, the earlier your in, the safer you are and the earlier you'll "pop" (hopefully).

HYIP (High Yield Investment Program)

HYIPs are almost like Bubble Games in the risk factor. Here, you deposit a bit of money (usually a fixed amount), such as US$2. You are then paid everytime a person clicks on a certain link, or signs up under you. Why? This is because of they sign-up under you, they pay US$2, and thus, their sign-up payment is given to you. The person the new member signs up under is always random, so, the more people who join the HYIP, the less chances of you earning. However, unlike Bubble Games in which a Percentage is earned, HYIPs have no percentage. You are basically given unlimited US$2 payments (or whatever the owner specifies) for the rest of your life, as long as somebody signs up under you.The thing about HYIPs is to sign-up early because as more people join, there will be less people left to actually join the program, and thus, once there are no more people wishing to join...the HYIP dies.

Paid Surveys

Paid Surveys are quite popular due to the fact that you actually don't have to do something with it every single day, which releives stress out of many and allows you to sign-up for hundreds of Paid Surveys without having to stress you out or overload you. Basically, you are actually paid to take surveys. Although many do not believe this at first, it is actually totally true. Companies, espicially the big ones, do want your opinion. Why? This is because companies always wish to maximise profits and to do so, they must know what consumers like you and me want from them. Many song singles, movies and magazines are never seen by the general public because Paid Survey Results show that people do not like their certain products and thus, there is no point for the company to be selling them.

Thus, our opinions are vital for them and the amount that they pay for distributers to distribute and pay for us individuals to take these surveys are nothing compared to the profits that they will make for selling products that consumers like. Some companies even pay distributers to distribute Paid Surveys which help the companies to see the overall trend in society. Knowing what consumers buy these days is very vital in order to earn a lot.

For example:When the Baby Boom had arrived, there were literally millions of babies in the world. Here, companies began massing on Babyware, such as nappies and baby food and they received heaps of profit. When these Baby Boomers became teenagers, deodarent, hair styles and clothing were most profitable. Now that they are all old, convenient tools, simple transport and an easy life in a lawn bowling club is what most need and thus, companies changes to fit these needs.

Society is forever changing and thus, Paid Surveys help to see how to maximise profits for companies. Even Sony gives out Paid Surveys for people to see what type of technological products consumers like today!

Discussion Groups

Discussion Groups are usually an option in Paid Survey sites. Discussion Groups are basically like online chatrooms, where a certain amount of people who are allowed to join certain groups talk to each other about a certain issue, or, a certain type of product. Here, the conversation is recorded and given to the companies who paid for them. The member in return gets paid a fair amount, usually around US$100+ for their participation. Sometimes, a representative from the company itself will actually be the leader of the discussion group/focus group, asking those who participate various questions. If you love to voice your opinion, Discussion Groups/Focus Groups/Paid Surveys are the best for you! Who knows, your opinion might even help companies save millions, or, make them earn millions!

Search Engines

Search Engines are not like Google. These SEs that we talk about are ones in which each and every link on the SE is paid by advertisers who bid on the words. You earn a percentage, usually 60-90% of the bidded price for the certain site. Each time a person clicks on the site (usually 1-3 times a day only per IP Address), you will earn money. Thus, if you advertise them heaps, you may be earning heaps of money.

Those listed above are only the basic ways of earning money online. There are many more, including starting your own online company, Graphic Designing, Web Designing, Programming, and much, much more. Unfortunately, I will talk to you about the full details of how to make money in the above, nor the ones I have summarised for you even further above. Why? This is because I am currently in the process of creating an E-Book which will talk about almost ALL the ways of earning money online, as well as Full Instructions and Support on how to make money in each category. My E-Book will be around 600 pages as far as I can visualise currently. May be more or less in the future.

Below are some Golden Rules:

1. In the GPT World, always watch out for scams. For PTRs and PTCs, etc, you should always look at how much it costs advertisers to advertise in the program. If the advertising cost does not give the PO a profit over how much the PO must pay for his/her members viewing the advertisement, then, it is most probably a scam unless the PO has other ways of earning money from the site to pay for any debt.

2. Always check that the program doesn't give you too much, at too high a pay-out. If the pay-out is over US$30, I generally do not trust the site because it is most probably a scam. If the payment per link that you click is above 1c, it is usually a scam. Therefore, if you see sites that have US$1 links, they are most probably scams out to get the newbies who think that they will earn heaps. They never pay.

3. Never give your password away to anybody, even if the PO "supposedly" sends you an e-mail asking you for your password. Also, every time you get an e-mail from a PO, always check the e-mail address and never accept any attachments, no matter if it is from the GPT world, or not as they usually contain virus' and trojans which are able to hack into all your accounts and steal all your passwords.

4. Always read the sites and search in the Search Engines that are sent to you as paid links in PTRs and PTCs as; if there are more valid clicks (aka, if the advertiser gets more visitors and money from advertising their SE, or other sites), they will come back for more. If they come back for more, they generally pay the PO, who in turn, pays the members. If you don't help the advertisers by searching for things you want, etc, then, they may not advertise anymore and thus, your PO may not have enough money generated to pay the members and thus, your not paid.

5. Be friendly to everyone but the scammers, cheaters, etc. Try to be a friendly person, unless you seriously aren't one. Helping others in turn will lead to them helping you when times are down for you.

6. Always check the Complaints and Praises folder here to see if the site that you are about to join is a scam or not. If there are no topics telling you if it is a scam or not, post in the General Discussion or Newbies Area and ask people. There will always be people waiting to help you. Never, ever, ever, ever...and I can't stress this enough...never ever join a program without knowing whether it is trustworthy or not from at least more then 3 sources. Why? The scammer may actually be posting, pretending that their program is trustworthy by pretending to be somebody else and posting that they got paid by their program. Thus, you should always find more then one or two sources just to be safe.

Good luck in the GPT World!

Choosing Your Autosurf Programs

2006-08-12T02:26:00.000-07:00

Adapted from http://hoprofit.com/index.php/topic,1309.0.html

When doing your research about autosurf programs, you will realize one thing: there are TOO MANY of them. But it doesn't appear enough to others as new programs keep popping up each day. Here are a few questions to ask when choosing your autosurf program:

* Does the rate of earning and return of investment appear realistic and sustainable? If a program is offering 20% per day for 15 days, a free $10 bonus and no minimum cashout, then you can reason out that its either very rich in capital to be giving that much money away, or something's not right. Either way, there's a huge probability it won't last so save your time, effort and money and look for something else. * Who is the program owner? Again, do a background check because some owners of bonafide scam programs have been known to come back again and again, looking to take even more money from unsuspecting members.

*How is the site support system? Try asking some questions via the contact form, and browsing the support forum. This will clarify things for you with regards to the PO's ability to respond to queries, complaints and other issues.

*How does the program claim to earn money to pay its members? 99% of the time, the programs admit to using new member funds to pay of its older members in the tradition of the Ponzi scheme. Some claim to invest member funds in Forex, etc etc. while others claim affiliation with other online and offline business enterprises that can viably use the cash to generate profit. This is why there is some violent debate on whether autosurfs are a legal and morally correct way of earning money, because, in effect, your earnings come from investments of members who joined after you. Despite a difference of opinions, all members who join must do so with knowing the risks involved and the consequences of their actions.

Regular Updating of This Blog

2006-08-12T02:13:00.000-07:00

Many thanks to all who have given favourable feedback with regard to the write-ups I have posted here on the fundamentals of earning money online. I will try to update this blog as often as possible from now on. If any of you has anything which you feel would be useful, feel free to contribute by emailing your article to me at poolfcfan@yahoo.com.sg . I will try my best to post all deserving articles here. Of course, unbiased write-ups only and no referral links are allowed.

Do check back regularly for new articles, thank you!

Sakuragi

Scam Identification and Reporting For HYIPs

2005-07-14T00:21:00.000-07:00

How Do I Know Which Programs Are Scams?

Although it is virtually impossible to tell if a HYIP is a scam until the moment when they stop paying, there are several steps that you can take in order to minimize the chance of being scammed. Do a Due Diligence (DD) check on the program. Listed below is a guide:

Step One

Use the following whois lookup sites to find out more about the program:

Lookup IP Address Lookup Internet Service Provider (ISP)
Lookup IP Address belongs to (Organization)
Lookup Country
Lookup Continent Lookup State
Lookup City
Lookup Latitude
Lookup Longitude
Lookup Timezone
Lookup Registrant (website’s registered address, contact person, etc.)

http://www.showmyip.com/ http://centralops.net/co/ http://www.seoconsultants.com/tools/whois.asp

Compare the whois information you have found from the above with the information provided by the program owner on his website. If you find any major discrepancies, you should be extra cautious about the program. The program owner may be trying to hide something from you.

Step Two

Before joining any HYIP, make sure you are comfortable with the program and have confidence in the owner. In the event of default by the program, you can locate and report them to the internet fraud authorities.

Step Three

Take note of the Internet Service Provider (ISP) for the program and to which organization its IP Address belongs to. Record their contact information (such as email address) so that in the event of default by the program, you can file a complaint to the ISP against them for internet fraud. If proven to be true, the ISP will most likely cease providing its services to the program. This prevents the program from cheating any more money from innocent members.

Step Four

Should you be the victim of a scam, submit details of the website found from Step One with your electronic payment confirmation number and send a complaint email to the following authorities to alert them of the internet fraud:

1. Internet Fraud Coordinator: ifcc.tp@fbi.gov
2. International Web Police: Director@Web-Police.org
3. ISP Provider (Refer to Step One. Look for the email contact for website abuse of the ISP Provider or the organization that the program’s IP Address belongs to and file a complaint).
4. Local authority (refer to the web registrant’s station address, search on the Internet to locate its country authority; such as the state police or any other relevant authorities)
5. E-gold Service (C.C. the email to the program owner)

You can obtain more information about fraud reporting at http://www.fraud.org/.

High Yield Investment Programs - Part 2

2005-06-20T00:55:00.000-07:00

My Advice

1. Never join any HYIP that pays more than 3% interest daily as it is next to impossible to afford such a high payout on a regular basis.

2. Always do a Due Diligence check on the program.

3. Listen to what fellow investors have to say about the program in the various hyip forums. Check if it has been paying its members.

4. Diversify your funds by making deposits in several reliable programs. This reduces the risk of loss you are bearing. Even if one program shuts down, you still have other programs as back-ups for you to recoup your losses from.

5. Determine the coherency of the program’s investment strategy. See if the owners know what they are talking about and if they have a sound business plan.

6. It is not advisable to join a program that uses poor language on its website. If the program has thousands of dollars of deposits, they should be able to afford to spend a few hundred to hire a professional publicist, or at least someone with a decent command of English to instill confidence among investors.

7. Just because the program is paying does not mean they will continue to. Decide for yourself how long more the program can sustain and whether it is likely for you to make a profit.

8. Always read the FAQs and the terms of payment carefully. You may discover some terms which may put you in a very unfavourable position.

9. Invest only what you are prepared to lose. Expect the worst but hope for the best. Be conservative when calculating your profits. Do a scenario analysis. This will put you in the correct frame of mind when deciding the amount to deposit with a program.

10. Do not compound your interest until you have earned your deposit back. This reduces the likelihood of you losing money as some programs do not survive for long, especially those without sound business plans.

High Yield Investment Programs - Part 1

2005-06-10T01:42:00.000-07:00

What are High Yield Investment Programs?

HYIPs are programs which pool together the funds of their members to take advantage of investment opportunities, like stock trading and foreign exchange (FOREX) trading among others. These HYIPs attract funds from members (known as "deposits" or "principal") by promising high rates of interest payments, which explain why they are termed "High Yield Investment Programs". Naturally, the higher the promised interest rate, the higher the risk borne by the members. This is due to the fact that HYIPs pay off their members from the returns on their own investments. Therefore, it is possible for the payouts to exceed the HYIP’s own returns, especially when the rate of interest payment is high. If such a situation persists, the closure of the program would be inevitable and members will stand to lose their principals.

Scams

A scam is a fraudulent business scheme and this is rampant among HYIPs. Some HYIP owners abuse the trust of their members by misrepresenting to them about their investment strategy, when they have NONE. Consequently, they will eventually run out of money to pay their members and most of them just disappear into cyberspace, along with members’ hard earned money. Therefore, we hope to educate readers by offering our humble advices on minimizing the possibility of being cheated.

Ponzi Schemes

This is named after Charles Ponzi, an Italian who migrated to the United States and became one of the greatest swindlers in American history. His aliases include Charles Ponei, Charles P. Bianchi, and Carlo. By paying off initial investors with money obtained from the later investors, Charles Ponzi managed to swindle $15 million from 40,000 investors from 1919 to 1920. This is how the term “Ponzi Scheme” was coined. You should be aware of the fact that some HYIPs are actually pure Ponzi Schemes.

Get Paid To Read Emails - Part 2

2005-06-02T01:37:00.000-07:00

Promotion Tips

Having introduced the concept of referrals, the next natural thing to do would be to provide readers with some advice on how to get people to be your referrals. There are 4 main avenues of promotion:

1. Running your own website

You can set up a website of your own and tell people more about excellent GPTR programs which you feel other people should join. It is important to recommend only those programs that are really worth joining for other people so as to maintain your creditibility. Posting up proofs of payment can help too. Once people see that your website is honest and trustworthy, they will place more confidence in the programs you recommend and you will be able to build yourself a more decent and active downline. Building up customer loyalty is the key to success.

2. Advertising your referral link

Advertising your referral link in other GPTR programs is another way of getting referrals. You can do this by purchasing advertisements or using your earnings to redeem for advertisements in other GPTR programs. The advantage of sending your advertisement in other programs is that they will be exposed to a wide range of audience, some of whom may be interested in joining the program you are promoting. Some programs also allow you to do “targeting”, which allows you to target your advertisements to selected readers in order to achieve better advertising results. However, given the saturated GPT market, you will most probably find yourself competing with fellow promoters of the same program for referrals. Therefore, it is extremely important for you to make strategic decisions with regards to advertising in order to give yourself a competitive advantage. Listed below are some suggestions:

Choose the right programs to send your advertisements in

Most people make the mistake of not doing enough research on the promotion results in various programs. Very often, they purchase the cheapest advertisements that are offered, without considering how effective they would be. While it seems logical to minimize advertising costs, some programs offer quality advertising options that are more expensive, but well worth their money. Through experience, you will find that the cheapest advertisements usually do not provide the best advertising results.

In addition, you should match the type of program you are promoting with the type of advertising you are advertising in. For example, if you are promoting a program that sends 1/10 cent emails, it is advisable for you to advertise this program in other programs that send emails of the same value as they are more likely to consist of members who are willing to click on 1/10cent emails, thereby boosting your chances of getting them to join your program.

Send your advertisements at the right time

The timing of your advertisements can be a critical success factor. The first few advertisements for a new program usually get the most referrals because not many people have signed up. This is why you should try to join a program and send out advertisements for it as early as possible. However, do make sure that you have faith in the program before engaging in a large-scale advertising campaign so that your money would not go down the drain.
You should also avoid sending your advertisements in programs where there have already been many advertisements for the same program. The reason behind this is most of the members would have signed up under these earlier advertisers, which is detrimental to your advertising results.

Choose appropriate words to use in your advertisements

Differentiate your advertisement from others so that readers would not disregard your email as "just another legalized spam mail". Do a short write-up on the program in your advertisement if possible. It would also help if you can state other good programs that the owner runs, which would boost the creditability of the new program and persuade more people to join. Make sure that you are honest about your opinions on the program in the advertisement. This will build up members’ trust on you and you will see more people signing up under you in the future.

3. Buying Paid to Sign-Ups (PTSUs)

PTSUs can be purchased in most programs. People who sign up from your PTSU offer will be paid an amount of sign up bonus. This is a good way of getting yourself many referrals. However, this form of advertising is not recommended as the referrals you get are often inactive, which won’t earn you much referral commission.

4. Using the referral exchange folder or downline builder in GetPaidForum.com

The referral exchange folder at Get Paid Forum is a good place to look for active referrals. Users can offer incentives for people to sign up under them and stay active. Refferals who do not honour their word can be blacklisted by the moderators at Get Paid Forum and most of them do not want to risk it as it would deprive them of many more potential money making opportunities offered by the forums. Therefore, you can expect to find active referrals in the referral exchange folder who will give you value for your money.
Using the downline builder at Get Paid Forum is another viable option, especially for beginners. In the downline builder, users sign up for programs they like under one another, forming "a chain" of referrals. For example, User 3 signs up under user 2, who signs up under user 1, and so on. Each program has its own thread. This virtually guarantees users of one referral in each level of their downline, without spending a single cent!
However, users should take note of the rules in the referral exchange folder and the downline builder. You will be allowed to participate only when these requirements are met.

My Advice

When deciding whether to join a program, do a check on its reliability and sustainability. Find out if the owner has any past experience or is running any concurrent programs. I strongly urge you to find out if the program can be sustained by finding out their advertising prices as well. You can do so by comparing the advertising prices against their real cost at Cash Crusaders Ad-cost calculator. If the prices are significantly lower than the advertisements' true costs, it would be very hard for the program to generate the revenue needed to continue paying out its members. These are usually the programs that go bust or just simply disappear when they don't have enough money to pay their members.

Start out by joining the downline builder. Once you have earned yourself a bit of money and gained some experience, try some of our promotion tips for a program that you have the utmost confidence in. Most importantly, DO NOT CHEAT! Signing up for the same program multiple times and clicking on search mails when you are not eligible are NOT ALLOWED. Earn your money honestly. It would give you much more satisfaction as well. Last but not least, do not expect programs to pay you the moment you request for payout! Please understand that program owners are busy with daily maintenance everyday and it is only reasonable to give them some time to process the numerous payout requests. As a rule of thumb, waiting time of up to 30 days should be expected.

Get Paid To Read Emails - Part 1

2005-05-28T23:02:00.000-07:00

What is Get Paid To Read?

As the name suggests, you get paid for reading emails sent to you by these programs. All you have to do is just sign up as a member of any GPTR program and they will start sending emails to your designated email address. Basic membership (which is all you need to read their emails) is free of charge, although you will have to pay in order to get an upgraded membership. Please be reminded that once you sign up as a member of any particular program, you are agreeing to receive emails from them. In other words, you will be receiving "legalized spam", so to speak. If you are uncomfortable with the emails you are receiving, you can always unsubscribe from the program.

How much will I get paid?

It depends on the programs you join and how active you are in reading their paid mails. Many programs send points mails and cash mails, both of which are credited to your account with the program. Points can be used to redeem for advertising or converted to cash. Most programs usually stipulate a minimum amount of earnings required in order to request for a payout. This is to prevent members from requesting for numerous small payouts, which would eat up a lot of the program owners’ time. Payment is usually made electronically through online payment systems Paid mails usually range from $0.001 to $0.05. To many people, this may seem to be not worth the effort. However, we must remember that on top of earning money, some of the mails that members receive contain valuable information that boosts their general knowledge and broadens their horizons. Some members feel that the knowledge that they have gained from reading these mails are worth much more than the money they get paid. Moreover, it is possible to earn a significant amount if you have active referrals under you.

Referrals

When other people join a program using your referral link, they become your referrals. As a reward for helping to promote their programs, you will earn a percentage of what your referrals earn, depending on the referral bonus offered by the program. For example, if your referral has earned $10 and the referral bonus for direct referrals (those who join the program using your referral link) is 10%, you will earn $1 as commission from your referral. If other people join the same program using the referral link of your direct referrals (we shall call them "first-level referrals" to avoid confusion), they become your "second-level referrals", so on and so for. Your referrals are referred to as your "downline" and you stand to earn a percentage of what they earn. Most programs offer referral commissions for at least 3 levels, meaning that you earn a portion of what your referrals earn, all the way down to the third-level referrals. It may all sound rather fuzzy at the moment, but you should get the hang of this very quickly.

Online Payment Systems

2005-05-20T01:16:00.000-07:00

What are online payment systems?

Online payment systems form the basis for engaging in electronic commerce globally. They serve as the mode of payment for most electronic transactions. In order to receive payment from get paid programs, you will need to sign up at one or more online payment systems, depending on the program's requirements. Online money, also termed as "E-Money (Electronic Money)", is the medium used to exchange for goods and services over the internet. It is the electronic equivalent to our real-life money and is usually traded in US Dollars, the most widely used currency in the world. The smallest denominator of e-money is $0.01.

Pros

Online payment systems are attracting more and more users because it is fast. Transactions are made in real time, which means no more time will be wasted in waiting for your bank transfer or cheque to be processed.

It is also convenient as users can make transactions right in their very own homes. Best of all, registration is totally free. As the internet reaches more and more people, we expect a growing trend in people making online transactions in the future.

Cons

However, users should also be reminded that there are always two sides to a coin. There is always a possibility of your account being hacked into by malicious hackers. Security has always been a concern for online payment systems and while they have been trying their best to beef up their security, users should also exercise due care when accessing their accounts. Having a strong, multi-factor account password would be a good start. For more information, please refer to the Help pages found in the websites of the online payment systems listed below.

In addition, it is sometimes hard to gauge the creditiblity of the other party in online transactions as you will not be able to know his or her identity. Moreover, it is difficult to recover your money once payment has been made. Therefore, we strongly urge users to be very cautious when making online transactions so as to reduce the likelihood of being scammed. Listed below are 3 of the most popular online payment systems:

PayPal - Owned by eBay, Paypal makes sending money as easy as sending email. Members can instantly and securely send money to anyone with an email address. PayPal is available to people in 45 countries. In the future, Paypal will be offered on web-enabled phones, pagers, and other handheld devices. Click on the banner below to find out more!

E-Gold - e-gold is an electronic currency, issued by e-gold Ltd., a Nevis corporation, 100% backed at all times by gold bullion in allocated storage. It is integrated into an account based payment system that empowers people to use gold as money. Specifically, the e-gold payment system enables people to Spend specified weights of gold to other e-gold accounts. Only the ownership changes - the gold in the treasury grade vault stays put.-gold is always as good as the gold it's backed with- this year, next year, a thousand years from now.

Moneybookers - Moneybookers is a tool that allows you to safely send and receive money via email - instantly. You can send money from your credit card, transfer money to and from your bank account. Use Moneybookers whenever you need to send money to someone (settle a debt with a friend, pay for online purchase/auctions...) or when someone needs to send money to you.

My Advice

Never respond to an email from any of the above payment systems asking you for personal information. DELETE THESE EMAILS IMMEDIATELY. Always get your anti-virus, firewall and spyware detectors updated. These will minimise the chances of your accounts being hacked.

Introduction To Earning Online

2005-05-18T23:08:00.000-07:00

Hi everyone! I've been earning money online for the past 2 years. While I'm not going to make you a millionaire overnight, what I can offer is knowledge on how to go about earning a nice allowance for yourself. As we all know, knowledge is power. Thus, by imparting what I know to readers, I hope you guys will pick up this interesting hobby as well. I will try my best to update my blog with articles regularly, so do check back often!