That's what i thought!

PayPal in South Africa

2011-03-26T01:30:00.000-07:00

To our friends in South Africa who would like to try PayPal or sign up a PayPal account, I think you should need to know that for now, the only local bank that you can use to add funds to and withdraw money from in your PayPal account is First National Bank. The First National Bank of South Africa (FNB) provides a “top up” service that allows you to add money from your qualified FNB bank account to your PayPal account.

But before adding your bank account to PayPal, you first need to go to your First National Bank website. All the instructions are there and its pretty easy to follow too. If you get confused along the way, there is help available!

If there is still some confusion in your mind about PayPal or anything about PayPal, I can help you, dont hesitate to ask! :)

I have found a PTC Site that pays you in Sterling Pounds! Not just Dollars!

2011-03-20T02:00:00.000-07:00

I was actually browsing through the internet looking for a decent PTC site to try and to see if PTC's work. I have found several, Neobux, which happens to be the leading PTC now, there's Onbux, there's buxly, and the list goes on and on. Until I stumle upon SterlingBux that pays you in Sterling Pounds on every click or view of their advertisements. So I gave it a try. Their pay out is 2.00 Sterling Pounds. You can withdraw it to your PayPal or Alertpay account. You should try too and see for yourself!

Filipino PayPal Account Holders- Don't have a credit card to verify your PayPal account? Worry No More!

2011-03-20T01:32:00.000-07:00

I know most Filipinos still dont have a credit card. For one, having a credit card means that you need to have a stable job and earning above the average. Well you need not worry no more because you can still get a credit card that you can use like a debit and credit card on your PayPal account.

Go to the nearest Unionbank branch and open an EON debit card. They will have you fill out a form. It would be best if you already have a 2X2 picture with you and probaby 2 valid ID's, and oh, you need to prepare around 350php to 400php to process your application. Once you have the card, log in to your PayPal account, click Profile, then click add/edit credit or debit card. Then fill out your details there. Please also make sure that you have enough funds, atleast 200Php. You will then have to confirm your EON card, you should be able to see this link after adding the debit card successfully. Contrary to what the agents from PayPal will advise you, you don't really have to wait for 3 business days to get this code from PayPal along with the charge of 100Php or $.95 USD. Call up EON or Unionbank customer service immediately to ask for the PayPal code. They know what this is about, so you need not worry. Once you have this 4-digit PayPal code, click on the lik that says confirm my card. You should be able to see this from the Account summary page, or from the debit/ credit card page. If your code is correct, your PayPal account should be verified by then.

You can withdraw your funds to this debit card without any hassle. But i will still stick into withdrawing your funds to your registered bank account becase the withdrawl fee is only Php50.00.

This link will practically give you all the info you need to get an EON debit card so you can start using your PAyPal account to withdraw funds and to shop online.
GET YOUR UNIONBANK EON DEBIT CARD HERE

Bank Codes of Major Banks in the Philippines

2011-03-20T01:31:00.000-07:00

If you have tried to add your Philippine bank account in your PayPal account, you will be needing your bank's bank code. If you call your bank's customer service, chances are, they will give you the routing code for your bank. If you pout it the wrong bank account information, your withdrawal will get reversed to your PayPal account, and you will not get your money right away. Not to mention the fees that your PayPal account will incur due to the reversal.

Here is the list of Bank Codes which will come in handy when you want to add your local bank account.

ADDICTED TO TWITTER? GOT 50++ FOLLOWERS? MONETIZE IT!

2011-03-16T01:08:00.000-07:00

Ok so i got into the twitter fever just recently. I have enjoyed tweeting and I have enjoyed reading celebrity tweets as well. So my following and followers got bigger. And then I discovered IZEA. It's an uber cool site that lets you monetize your own twitter account if you got like 50 plus followers already. Check it out!

Common Problems with Outside the US Members

2009-10-23T03:42:00.000-07:00

These are the most common problems I have noticed from PayPal members outside the United States:

-Problem linking a credit card
-Credit card disabled on the system.
-Inelligible card(s)- those cards that had been added to one or more open PayPal accounts.
-Payments using credit card will not go through no matter how you try
-cannot withdraw because of withdrawal limit. Will only be allowed to withdraw money if you get your account verified.

pinoys: signing up for a paypal account and you dont have a credit card?

2009-04-05T20:20:00.000-07:00

I know most Filipinos still dont have a credit card. For one, having a credit card means that you need to have a stable job and earning above the average wage earner. Well you need not worry no more because you can still get a card that you can use like a debit and credit card on your PayPal account.

Go to the nearest Unionbank branch and open an EON debit card. This will work like a credit card for you. You can withdraw your funds on thi card without any hassle. But i will still stick into withdrawing your funds to your registered bank account becase the withdrawl fee is only Php50.00.

Well you can basically go to unionbank's website and apply there. This link will practically give you all the info you need to get an EON debit card so you can start using PayPal and shop online.

Paypal account problems

2009-03-30T05:32:00.000-07:00

Name change, credit card concerns, bank account problems, address in your PayPal doesn’t match your eBay shipping address etc… we will try to address them here!

Time's up? you can still get your money back!

2009-03-29T07:00:00.000-07:00

45 days
If you filed a dispute and you are outside the 45 day period, you’re outta luck. Whatever you do PayPal will NEVER help you recover your loss. The best way to go is to file a chargeback with your credit card issuer, if this is a credit card transaction.

Whatever kind of case you filed in the Resolution center and PayPal can’t get the funds back for you because:

-The policy only applies to shipment of goods
-The item is virtual or intangible
-You got a fake item and payment won’t help you further with the case
-you are outside the 45 day period

There is one solution i know, and it works most of the time...

FILE A CHARGEBACK WITH YOUR CREDIT CARD COMPANY.

Scammer on the loose

2009-03-29T06:46:00.000-07:00

5 SIGNS THAT A POTENTIAL BUYER MIGHT BE A SCAMMER

1. Has got a newly created eBay account, with zero feedback on eBay.
2. Wants you to end your listing early for them because they are paying you double for it.

Of course you know these things already, but here are some more pointers that will help you tell if a buyer is trying to pull a fast one.

3. Tells you that the payment for the item is pending in your PayPal account and will only be credited once you ship the item, but the weird thing is, you don’t see any pending or on hold funds in your account!
4. Tells you to upload or email the tracking/shipping information to an unfamiliar email address, and upon uploading or emailing the tracking, that’s when the money will be credited to your PayPal account.
5. Last but not the least, tells you to ship the item in Nigeria.

Once you hear/see the word Nigeria in your correspondences with the potential buyer, you would have to be very careful. Please remember that Nigeria isn’t included yet in the list of countries that PayPal supports. Once you learn that the buyer wants the item shipped in Nigeria, that should give you a hint already that the buyer is a scammer.

Of course, sometimes we can’t prevent bad things from happening, let us say you are really new to eBay and PayPal, you believed this con artist and you shipped the item already, there's still hope, don’t worry.

DAMAGE CONTROL

Coordinate with the shipping carrier or go directly to the post office and try to stop the shipment of your item. At this point, PayPal will not be able to help you because there was no legitimate PayPal transaction that took place. Next time you gotta be really careful. Times are tough and money is hard to earn, so we really have to be very careful.

World of Warcraft and paypal don't mix

2009-03-29T06:38:00.000-07:00

You’ve been playing world of war craft and spent days and nights leveling up your character to sell it to another WoW player.

If you are the one who is selling a wow account, and you got paid thru paypal, don’t expect that your funds will ever be returned to you. You are on the loosing end. Paypal does not investigate on virtual item transactions, so even if you have chat or ym correspondences to prove that the buyer is aware of the transaction, you will never, NEVER get your money back. Keep in mind that for a seller to be eligible for the seller protection, PROOF OF SHIPPING IS REQUIRED. So goodluck, if you are to sell your virtual gaming accounts, don’t even consider paypal, think of other ways to get paid.

On hold ship now-- what does this mean?

2009-03-29T06:24:00.000-07:00

Ebay’s policy of holding payments for transaction or items considered high risk

What are high risk items? Consumer electronics is one. Cellphones, ipods, mp3players, digicam, gaming console etc

This is the scenario, my friend sold an ipod nano on ebay, received the funds and funds were placed on hold shortly after the payment was receveid. He’s upset and confused. Natural reaction. So he wrote to paypal and asked why hes payment got held. He got a reply with a fAmiliar header that says “ my name is so and so and I hope all is well with you. I understand that oyu are concerned about the funds tha were placed on hold, I will help you with this, sir. The next pharagraph would be about the representative shoving eBay and paypal’s policy in your face again. To cut it short, the rep only meant that its for both parties security, but because of this, you don’t have the money to ship the goddamn item, then the rep will tell you that for the mean time, use your own money to ship the item while the funds are being held. What the heck.
This is frustrating. What if you rely on that money to pay for your rent? And the funds will be held for a couple of days or weeks. Ok so my friend shipped the item with his own money and uploaded the shippinginformation, and thought that that’s all hes gotta do to get his funds. But lo and behold, the funds are not released, he needed to call cust svc to have the funds released, so he was put on hold forever by the representative, only to find out that the funds cannot be released yet, the rep said that he needs to wait for 3 days after paypal proved that he posted. What the hell?
But the rep told him that the funds can also be released if his buyer leaves him positive feedback or if it has been 21 days without any dispute. 21 days? 21 freaking days? Wow. If you need that money to put food on the table youd be dead by then.

Paypal woes

2009-03-29T06:16:00.000-07:00

Ever bought an item on eBay and paid with paypal then a few hours later the payment was placed on hold?
Ever sold an item on eBay, got paid thru paypal and then hours after you received a notification that the funds were placed on hold because apparently, paypal is investigating the legitimacy of the funds? Well, I got friends who had experienced this inconvenience courtesy of the internet’s most secure online payment. You are not alone.

My friends told me that this had happened t o them several times already. One time, my friend (he is the seller on this one) got his funds on hold, it was a legitimate sale and he even showed me the email correspondences, the buyer was notified of what happened, but for some reason, the buyer’s replies were never received by paypal, so the payment got reversed, leaving my friend with no item and no money, while the buyer got the item for free! My friend even tried to email the buyer several times, but to no avail. Maybe the buyer realized that he/she can get the item free, so she/he never responded to my friend.

I don’t know but i think there is something wrong with paypal's system here. They get their cut on every sale, I don’t know what else would they want? When you ask them why do they hold payments, they would just simply tell you that it is their policy and it is to ensure safe and secure shopping online. Ugh.