Rightways

When ‘be careful’ is not enough

2026-08-07T19:33:14.332+08:00

PETALING JAYA: “Be careful.” These are caring words often told to older persons to watch their step.

But fall prevention requires more than simply telling the senior citizen to “be careful”, said Prof Dr Tan Maw Pin, a professor in geriatric medicine at Universiti Malaya Medical Centre.

But fall prevention requires more than simply telling the senior citizen to “be

Malaysia, she said, has yet to implement a coordinated national falls prevention strategy despite the National Health and Morbidity Survey 2025 report stating that about 15% of Malaysians aged 60 and above fall at least once a year.

“Getting the statistics is important but it must lead to policy, investment, implementation and evaluation,” she said.

According to the World Health Organization, falls are the second leading cause of unintentional injury deaths worldwide, with adults older than 60 suffering the highest number of fatal falls.

ASLO READ: Easing big fears of small falls with home modifications

Dr Tan said a fall should never be dismissed as a normal part of ageing.

ASLO READ: Easing big fears of small falls with home modifications

Dr Tan said a fall should never be dismissed as a normal part of ageing.

“The likelihood of falling – and of sustaining a serious injury – rises with age, frailty, muscle weakness, osteoporosis and chronic illness.

“A fall may cause a hip fracture, head injury, bleeding or other fractures,” she added.

Dr Tan cautioned that its consequences frequently extend beyond the immediate injury.

“An older person may become afraid of falling again, reduce their activity, lose muscle strength and become increasingly dependent.

“Some never regain their previous mobility or independence,” she explained.

A first fall should be regarded as a warning sign warranting assessment, particularly if it is unexplained or results in injury, Dr Tan noted.

'CLICK TO ENLARGE'

“Anyone who develops loss of consciousness, confusion, severe headache, vomiting, weakness of an arm or leg, inability to stand, severe pain or a suspected fracture after a fall should receive urgent medical attention.

“People taking blood-thinning medication should also be assessed promptly following a head injury, even if they initially appear well,” she added.

Dr Tan also said medication such as sedatives, some antidepressants and certain blood-pressure medicines might cause drowsiness or a sudden drop in blood pressure.

“Eyesight, hearing, foot problems and footwear should also be assessed.”

Dehydration and medication side effects might also precipitate a fall, she said.

“Some falls result from heart rhythm abnormalities or fainting and should not automatically be blamed on ageing or clumsiness,” Dr Tan added.

ASLO READ: Never too late for stronger muscles and safer steps

“Mental and neurological factors are equally relevant. Dementia may affect judgement, attention and awareness of hazards.”

She said older folk should exercise regularly to improve muscle strength and balance, adding that this could include supervised strength training, balance exercises or tai chi.

“At home, carers can improve lighting, remove loose rugs and clutter, secure electrical cables, install grab rails in bathrooms, provide non-slip flooring and ensure frequently needed items are within easy reach,” Dr Tan advised.

“Walking aids must be correctly fitted and used consistently. Older people should not feel embarrassed about using a walking stick or frame.”

While Malaysia has made progress in public spaces, Dr Tan said it is not yet consistently age-friendly.

“Newer facilities may provide ramps, lifts and accessible toilets, but the routes leading to them may still contain broken or uneven pavements, poorly placed drains, slippery surfaces, inadequate lighting or missing handrails,” she said.

Association for Residential Aged Care Operators of Malaysia president Delren Terrence Douglas said many towns and cities are still not designed with the needs of senior citizens in mind, making everyday activities such as walking, shopping or visiting public parks unnecessarily difficult.

He said in some malls and parks, elderly people often have to keep walking despite feeling tired because there are few places to sit and rest.

“A shortage of benches, handrails and accessible ramps leaves many seniors struggling to complete even short journeys,” he added.

AI ecosystem to get new legal framework, a proposed solution for global AI governance

2026-08-01T14:42:43.840+08:00

Governance Bill will not apply to personal use

PETALING JAYA: Artificial intelligence (AI) systems, the AI lifecycle, as well as AI developers and deployers, are set to be regulated under the proposed Artificial Intelligence Governance Bill.

However, the Bill will not apply to the personal use of AI or on matters of national security.

Intended to serve as a national legal framework for the safe, responsible and innovation-enabling use of AI, the law will apply to systems placed on the Malaysian market or put into service in Malaysia.

ALSO READ: Evolving AI could outpace regulation, warn experts

It will also apply to AI systems designed, developed or used here, as well as those used by deployers set up in Malaysia, regardless of where the systems are physically hosted.

The proposed AI Governance Act is guided by five key principles: protecting human dignity and rights, transparency and explainability, accountability, safety and security, and responsible data governance.

Together, these principles provide the foundation for the responsible development, deployment and use of AI systems, while promoting trustworthy AI, innovation and public confidence.

CLICK TO ENLARGE

According to the public consultation document released by the National AI Office (NAIO), the Bill will adopt a principle-based approach by setting out national AI Governance Principles to guide the responsible development, deployment and use of AI, with implementation supported through standards, guidelines and other instruments.

It also adopts a risk-based approach, with regulatory obligations proportionate to an AI system's level of risk, categorised into three levels: unacceptable, high and low.

This means that higher-risk systems will face stricter governance requirements while lower-risk applications will be subject to lighter obligations.

The risk framework is anchored on “harm”, which includes death, bodily injury, unlawful deprivation of fundamental liberty anchored to the Federal Constitution, and the contravention of any written law.

The Bill also categorise AI incidents to include failures, weaknesses, misuse, unexpected effects and near misses.

It will also require incidents to be reported, including the nature of the incident, its foreseeable harm, the containment measures taken, the root cause (where applicable), and the remediation actions implemented.

The Bill also proposes a central AI authority as the principal national body for AI governance, whose role will be to oversee and operate the national “baseline” principles and standards to strengthen the overall AI ecosystem by addressing gaps in capacity across sectors.

The authority will oversee AI safety by maintaining a risk framework, supervising assessments, supporting testing, developing incident reporting mechanisms and engaging in international technical cooperation.

It will also be responsible for investigations and enforcement, including technical fact-finding when AI incidents occur, determining what happened, identifying the systems and actors involved, as well as producing findings to support corrective actions.

In addition, it will carry out capacity-building functions for the public sector by developing guidance, templates, training and practical support for public authorities, regulators, AI sandbox operators or overseers, and regulated organisations to help them comply with the framework.

The authority may also appoint "Sectoral Leads", who will be delegated specific powers under the Bill to support the implementation of the framework, where they have the legal authority, technical expertise and governance capacity.

The proposed amendments in the document are not final and remain subject to further review and amendment.

Digital Minister Gobind Singh Deo said in June that the government will adopt a two-pronged approach by using existing laws to prosecute those who misuse content, while also drafting the AI Governance Bill to further strengthen prevention and accountability throughout the technology’s lifecycle.

He said the move is aimed at ensuring that risks posed by high-capability technologies such as deepfakes, synthetic content and identity manipulation can be addressed at an early stage.

Ultimately, according to the public consultation document, the Bill aims to set up a central oversight framework that works alongside existing sectoral regulators to enable coordinated governance while addressing industry-specific risks and operational needs.

“This will allow public bodies, including existing regulators, to collaborate within a common governance framework, while retaining the flexibility to address sector-specific risks and operational needs,” it said.

The NAIO will be launched tomorrow.

Human judgment still matters in real estate

2026-07-15T18:33:47.626+08:00

AI speeds and eases workload but not infallible

Contributed by Sulaiman Saheh

Artificial intelligence (AI) is rapidly transforming the way professionals across various industries access information, analyse data and make decisions. In Malaysia, the government is entering a new phase of its AI agenda by shifting its focus from building digital infrastructure to accelerating AI adoption across businesses, public services and everyday professional practice. This national push is aimed at strengthening productivity, enhancing economic competitiveness and increasing the digital economy's contribution to gross domestic product (GDP).

With the National AI Office set to be institutionalised as the central body coordinating AI strategy and governance in July 2026, AI is expected to become increasingly embedded across industries, including real estate. From property valuation and investment analysis to customer engagement and management of buildings, AI is offering new levels of speed, efficiency and analytical capability. While these technological advancements present significant opportunities, it is also important to appreciate the intrinsic workings of AI-generated solutions and the different contexts where it flourishes and where caution is due, especially with the early stages of AI adoption in uncharted territories. This is where one has to closely examine the continuing role of human expertise, professional judgment and critical thinking, particularly when it comes to deriving decisions for implementation in the reality of real estate investments and developments.

Why the excitement?

One of the reasons AI has generated so much excitement is its ability to process vast amounts of information in a fraction of the time required by humans. The real estate sector produces enormous volumes of data every day. Transaction records, rental rates, occupancy levels, demographic trends, economic indicators and development pipelines all contribute to a complex and constantly evolving market environment. AI systems can rapidly analyse these datasets, identify patterns and generate insights that would otherwise require considerable time and effort. For real estate professionals, this translates into greater efficiency, faster decision-making and improved productivity.

AI can also help reduce human errors in repetitive administrative tasks. Data entry, report generation, document review and customer enquiries can be streamlined through AI-powered tools. In a market where speed often matters, such efficiency gains can enhance service quality and allow practitioners to focus on higher-value activities. Property agencies can use AI-driven chatbots to respond to customer enquiries around the clock while researchers and analysts can leverage AI to identify emerging market trends and produce preliminary assessments more quickly than before.

AI's greatest weakness

Despite its impressive capabilities, AI is far from infallible. One of its greatest weaknesses lies in its dependence on data quality, programming transparency and user instructions or prompters. An AI system can only produce results based on the information it is given. If the data is incomplete, outdated, inaccurate or biased, the resulting analysis may also be flawed. This is particularly relevant in the real estate industry where data quality varies significantly across locations and market segments. In Malaysia, while transparency has improved over the years, certain market information remains fragmented or unavailable. Not all property transactions, buyer motivations or local market dynamics can be fully captured in databases. As a result, AI-generated conclusions may not always reflect the realities on the ground.

Furthermore, real estate is not solely a numbers-driven industry. Property decisions are influenced by factors that are often difficult to quantify. Human emotions, cultural preferences, community perceptions, lifestyle considerations and personal circumstances frequently shape purchasing decisions. A neighbourhood's reputation, the quality of nearby schools, accessibility to places of worship, future infrastructure developments and local community characteristics may significantly affect property values and buyer behaviour. While AI can identify statistical correlations, it may struggle to understand the nuances that experienced practitioners recognise through years of market exposure and local knowledge.

Challenges in diversity

This limitation is particularly relevant in Malaysia's diverse property landscape. Market behaviour in central Kuala Lumpur may differ substantially from Johor Bahru, Chemor or other cities and towns across the nation. Even within the same city, two seemingly similar developments may perform differently due to factors that are not immediately visible in historical datasets. Local market sentiment, developer reputation, community demographics and buyer confidence often play a larger role than many analytical models can adequately capture. Though there had been increased efforts for data gathering and quantification of sociological parameters, human professionals are often needed to interpret these subtleties and place data within its proper context.

Another concern that deserves attention is the growing tendency to place excessive trust in AI-generated outputs. Modern AI systems are capable of producing reports, analyses and recommendations that appear highly convincing. However, confidence should not be mistaken for accuracy. AI can generate information that sounds plausible but is factually inaccurate, incomplete or unsupported by reliable evidence. In recent years, this phenomenon has become widely recognised as one of the major limitations of generative AI technologies. If users fail to verify the information provided, there is a risk that inaccurate assumptions may be incorporated into important business decisions.

Perhaps the more subtle and potentially dangerous consequence of heavy AI reliance is its impact on human critical thinking. Professional competence is built not only on knowledge but also on the ability to question, evaluate and challenge information. In the practice of real estate professional advisory services, practitioners are expected to assess the reliability of data, identify anomalies and consider alternative interpretations before arriving at conclusions. When AI becomes the primary source of analysis, there is a risk that practitioners may gradually become less inclined to exercise independent judgments.

Over time, excessive dependence on AI may encourage a culture of passive acceptance rather than active inquiry. Instead of asking whether the data is complete, whether assumptions are reasonable or whether alternative explanations exist, individuals may simply accept AI-generated outputs at face value. This phenomenon can lead to what may be described as automation bias or even an epistemic complacency where users consciously or unconsciously choose not to scrutinise information because doing so requires additional effort. In such situations, errors may go undetected not because the technology failed but because humans failed to critically evaluate the technology's conclusions.

The human touch

The human element remains one of the most valuable aspects of professional real estate practice. Property transactions are among the most significant financial decisions many individuals will make during their lifetime. Buyers, sellers, investors and occupiers often seek more than just information; they seek reassurance, guidance and professional judgment. Trust is built through relationships, communication and credibility. These qualities cannot be replicated by algorithms alone.

A professional – be it in real estate or any other industry - does more than analyse data. They interpret market conditions, assess risks, consider broader economic implications and provide recommendations that account for unique circumstances. Experience enables professionals to recognise emerging patterns before they become visible in historical datasets. Judgment allows them to balance quantitative analysis with qualitative considerations. Ethics guide them in acting responsibly when data alone may not provide clear answers. These are inherently human capabilities that remain essential and relevant while being complemented by the technological advancements seen in AI and other technologies.

There is little doubt that AI will continue to evolve and become more sophisticated in the years ahead. But as the real estate industry embraces digital transformation, we must remain mindful that technology is a tool, not a substitute for expertise and the responsibility for making informed decisions must continue to rest with qualified and trained professionals who must continue to learn, unlearn and relearn as technology evolves, rather than blindly relying solely on artificial intelligence programmes.

Sulaiman Saheh is the senior director of research and consultancy services at Rahim & Co Chestertons, a global real estate agency.

Here's how to dine on durian wisely

2026-07-15T18:32:13.578+08:00

It’s hard to stop at just a few pieces of durian, but if you keep going, it can easily add up to another entire meal’s worth of calories. — LIM BENG TATT/The Star

Two durian pieces fine, 15 equal to a meal, says dietitian

When durian season arrives, many Malaysians do not eat durian like fruit, they consume it like a feast.

If six apples were placed on the table, most people would not finish all six at one sitting.

The same goes for eight oranges or 10 bananas, for example.

But when it comes to durian, “just one more piece” can easily become 10, 15, or even 20 pieces (or seeds), before anyone realises it.

The issue is not that durian is “bad”. The real issue is portion size.

After 15 pieces

A recent personal observation using a continuous glucose monitor (CGM) showed how much portion size can matter.

A CGM is a small sensor that tracks glucose levels throughout the day.

Before eating the durian, the glucose reading was 4.9 mmol/L.

After consuming 15 pieces of durian, the reading rose to 8.0 mmol/L within an hour.

It peaked at 9.1 mmol/L after about 90 minutes before gradually coming down over the next few hours.

If blood glucose had only been checked before eating and two hours after eating, the result may not have looked alarming.

But the CGM showed the full journey: how high the glucose climbed, how long it stayed elevated, and how much work the body had to do to bring it back down.

This was only an individual observation, not a clinical study, and glucose response can differ from person to person.

However, it is a useful reminder that blood glucose response is not only about the type of food we eat, but also about the total portion we consume.

The glucose did not rise because of one piece; every extra piece contributed to the total glucose load the body had to manage.

Each piece of durian adds more carbohydrate for the body to process.

The body then releases insulin to help move glucose from the bloodstream into the muscles and liver to be used or stored as energy.

When calorie intake repeatedly exceeds what the body needs, the excess energy may contribute to weight gain over time.

Every additional piece means more glucose to manage, more insulin to release and more calories to handle.

Durian nutrients

An average piece of durian, weighing about 27g, contains approximately 45 kcal and 8g of carbohydrate.

At the same time, durian also provides dietary fibre, potassium, vitamins B and C, and beneficial antioxidants.

In other words, durian is still a fruit that provides good nutrients.

Like every other fruit, it has a recommended serving size.

Malaysians are generally encouraged to consume two servings of fruit daily, and durian can fit into this recommendation when eaten in the right portion.

For example, one serving of fruit looks like this:

One medium apple
One small banana
One medium orange
One slice of papaya
Two average-sized pieces of durian.

Two average-sized pieces of durian provide about 90 kcal and 16g of carbohydrates.

This can still be considered a moderate-sized snack portion.

That is why two average-sized pieces of durian can be considered one serving of fruit.

‘Just one more piece’

The current cheaper prices of durian makes it even harder to limit consumption for durian lovers. — AZHAR MAHFOF/The Star

The problem is not consuming the two pieces of durian; the problem is that durian is rarely limited to just two pieces.

Below are the amount of calories and carbohydrates for different amounts of durian:

One piece: 45 kcal and 8g
Five pieces: 225 kcal and 40g
10 pieces: 450 kcal and 80g
15 pieces: 675 kcal and 120g.

For comparison, a typical Malaysian lunch or dinner may provide around 500 kcal and 60g of carbohydrate, depending on food choices and portion size.

Now, imagine enjoying 10, or even 15, pieces of durian.

Without realising it, those “just one more piece” moments can quietly add another entire meal’s worth of calories and carbohydrates to your daily food intake.

Durian is generally considered a low to medium glycaemic index (GI) fruit.

Because of this, some people may assume it can be eaten freely.

ALSO READ: Understanding the glycaemic index

However, the glycaemic index of a food is only one part of the picture.

The bigger concern during durian season is glycaemic load, which refers to the total amount of carbohydrates consumed.

One or two pieces may be manageable for many people.

But 10 or 15 pieces create a much higher glucose load for the body to manage.

This is especially important for people living with diabetes, prediabetes, insulin resistance, weight concerns or a family history of diabetes.

Eat wisely

Still, Malaysians do not need to avoid durian completely.

Food should not be about fear; durian can still be enjoyed.

The key is to enjoy it with better awareness and a more mindful portion, especially when it is eaten after a full meal:

Keep to about two average- sized pieces as one fruit serving.
Avoid eating a large amount of durian immediately after a heavy rice-based meal.
Share with family or friends instead of finishing one box or fruit alone.
Eat slowly and enjoy the taste, instead of turning it into a challenge.

For people with diabetes, prediabetes or other health concerns, monitoring your blood glucose response and seeking personalised advice from a dietitian or healthcare professional can help support better food choices.

Durian season is something many Malaysians look forward to.

The goal is not to stop people from enjoying durian, but to help everyone enjoy it with better awareness.

Khoo Wei Jin is a dietitian at Alpro Pharmacy. For more information, email starhealth@thestar.com.my. The information provided is for educational and communication purposes only, and should not be considered as medical advice. The Star does not give any warranty on accuracy, completeness, functionality, usefulness or other assurances as to the content appearing in this article. The Star disclaims all responsibility for any losses, damage to property or personal injury suffered directly or indirectly from reliance on such information.

S’pore is world’s most expensive city for the rich

2026-07-09T15:47:16.831+08:00

Island republic gets the nod for the fourth year running

Premium destination: Pedestrians walk along the promenade near the financial business district of Singapore. The country ranked third most expensive for healthcare in 2025, but fell to 23rd in 2026. — AFP

SINGAPORE: Singapore has retained its position as the world’s most expensive city for the affluent for the fourth year running, reflecting the premium that global investors place on stability, a strong currency and a safe haven for capital.

As the wealthy assess their lifestyles and financial longevity, their focus has shifted from cost to value, seeking cities that offer the best mix of stability, quality of life, and balance between income and expenses, said the Julius Baer Global Wealth and Lifestyle Report 2026 released on July 7.

Tan Yee Kim, Julius Baer’s Singapore branch manager, said Singapore continues to stand out as a “natural choice” as the wealthy consider what assets to hold and where these assets should sit.

“It is valued for its stability, strong rule of law, and the sense of security it offers when planning for the long term. For many families, it forms part of a broader, deliberate allocation across regions, alongside Europe and the Americas,” he said.

ingapore’s rank at the top of the Swiss Bank’s Lifestyle Index reflects the high prices of residential property and cars – the two items that carry the heaviest weightings – as well as the strength of the Singapore dollar against the US dollar.

The Julius Baer Lifestyle Index tracks the price of a basket of 20 luxury goods and services – ranging from private school fees, healthcare and residential property to watches, jewellery and cars – across 25 cities globally. The data was gathered in two rounds between November 2025 and March 2026.

The republic continues to rank as the most expensive place in the world to buy a car and third, for residential property.

Singapore, along with Hong Kong, Shanghai, Sydney, Bangkok, Taipei, Tokyo, Jakarta, Mumbai and Manila took joint first position globally for the most expensive region to get an MBA. The report said the Asia Pacific has become the most expensive region to get an MBA.

But while Singapore ranked third most expensive for healthcare in 2025, it fell to 23rd in 2026; Sao Paulo, Zurich and London took the top three spots, respectively.

Zurich, long considered one of the world’s most expensive cities, climbed from its fifth spot in 2025 to displace London as the world’s second-most expensive city.

This was propelled by the Swiss franc’s appreciation against the US dollar. The currency’s strength is driven by Switzerland’s political and financial stability, which sees the franc acting as a store of value in unpredictable times, the report said.

Monaco entered the top three for the first time, pushing Hong Kong into fourth place, primarily due to a stronger euro elevating total costs in US-dollar terms, but also due to higher residential property prices.

Currencies were not the only force driving this year’s index, with rising raw material costs – particularly gold, which has more than doubled since 2024 – pushing up prices of luxury goods such as jewellery and watches.

Despite higher prices, demand from wealthy consumers remains resilient, allowing luxury brands to keep raising prices to maintain exclusivity and align global pricing with shifts in currencies, logistics and tariffs.

As wealth becomes more global and complex, ultra-rich families are placing greater emphasis on how and where their assets and structures are set up, particularly for tax, succession and governance purposes.

Mobility – both physical and financial – “is becoming a defining feature of wealth in 2026”, the report said. Not only do the wealthy choose where to live and spend, but they also allocate their assets across markets to benefit from currency trends and opportunities and hedge geopolitical risks.

The report said Asia-Pacific investors have stepped up portfolio adjustments amid geopolitical and macroeconomic uncertainty, with more than 70% increasing diversification over the past year.

Many have turned to precious metals as a hedge, while also expanding geographic exposure. Beyond gold, platinum has gained traction in China, and silver has seen renewed demand in India, both in physical markets and exchange-traded products.

Asia-Pacific investors are also showing higher risk tolerance and take a longer-term view than their global peers, with many increasing both investment and spending.

While some are taking a more disciplined approach by boosting investments and cutting spending, overall appetite remains firm. Equities continue to be the preferred asset class, with cash rising to second place ahead of real estate.

Asia Pacific and the Middle East saw the highest proportion of wealthy respondents reporting higher luxury spending in the past 12 months, with hotel suites, fine dining, business class flights and smart phones among the top five categories of increased spending for both regions.

Chua Jen-Ai, research analyst at Julius Baer’s equities research Asia, said high-tech artificial intelligence and semiconductor-driven growth, wealth flows and migration are fuelling fresh growth in cities like Singapore, Hong Kong, Shanghai and Sydney.

But in cities where traditional legacy industries, commodities and consumption are still the mainstay of economic activity, change has been more gradual.

Asia as a whole remains the fastest-growing region on Julius Baer’s economic projections, with gross domestic product growth of 4.5% in 2026 that is well above the global average of 2.9%, Chua said. — The Straits Times/ANN

S’pore is world’s most expensive city for the rich

2026-07-09T14:34:40.346+08:00

Island republic gets the nod for the fourth year running

Tan Yee Kim, Julius Baer’s Singapore branch manager, said Singapore continues to stand out as a “natural choice” as the wealthy consider what assets to hold and where these assets should sit.

The republic continues to rank as the most expensive place in the world to buy a car and third, for residential property.

But while Singapore ranked third most expensive for healthcare in 2025, it fell to 23rd in 2026; Sao Paulo, Zurich and London took the top three spots, respectively.

Zurich, long considered one of the world’s most expensive cities, climbed from its fifth spot in 2025 to displace London as the world’s second-most expensive city.

The report said Asia-Pacific investors have stepped up portfolio adjustments amid geopolitical and macroeconomic uncertainty, with more than 70% increasing diversification over the past year.

Asia-Pacific investors are also showing higher risk tolerance and take a longer-term view than their global peers, with many increasing both investment and spending.

But in cities where traditional legacy industries, commodities and consumption are still the mainstay of economic activity, change has been more gradual.

The incredible star power rising from the East

2026-07-09T14:30:13.592+08:00

Zhang Linghe

CAN a man be so handsome that millions of women, young and old, around the world have become obsessed with him?

That seems to be the case with Chinese actor Zhang Linghe, who has shot to international stardom with the costume drama, Pursuit of Jade. Just mention his name and the eyes of all my female friends will widen with giddy delight and enthusiastic nods and squeals of “He’s soooo handsome!” What follows will be breathless dissecting of his best scenes in the 40-episode drama that aired in March.

There are, of course, many extremely good-looking and popular actors from other East Asian countries like Japan - Yokohama Ryusei, Sakaguchi Kentaro, Yamashita Tomohisa - and from South Korea - Cha Eun Woo, Hyun Bin, Park Bo Gum - and lots more. But none has struck the popularity stakes globally like Zhang.

I, too, am quite smitten by him, but as a long-time consumer of Asian entertainment, I have also seen other actors becoming extremely popular after a hit drama only to fade as new dramas take over.

It's quite unusual that four months on, Zhang is still holding pole position, and it's thanks to the drama and him spreading westward.

That is what I find most interesting: how Western audiences, or rather non-Asian Western women, have become enamoured of Zhang, too. This is especially so when in the not-so-distant past, Asian male good looks, especially of K-pop idols, were ridiculed as effeminate with slanted eyes, too much plastic surgery and make-up.

Well, what do you know? Thanks to streaming sites like Netflix, audiences everywhere have become exposed to Asian entertainment like never before, and bam! the scales have fallen off their eyes.

By Asian, I am referring to East Asians, not people from the Indian subcontinent, because the latter’s good looks differ greatly with their larger, widely set eyes, thick eyebrows, prominent noses, and they are more hirsute; hence, they look a bit more like Caucasians.

Through the dramas and movies, Western audiences are not just exposed to handsome Asian men but also to how the stories are told, especially romance that focuses on character development that slowly builds up the relationship between the couple before their first kiss.

This is unlike Western romances that often have the couple getting physically intimate almost immediately.

And the Asian male protagonists are usually packaged like Prince Charming – tall, smart, educated, respectful of women and of course good looks with floppy hair and perfect skin.

Singapore aesthetic doctor Siew Tuck Wah explains why Zhang’s face has wowed so many. First are his large and well-proportioned, youthful and alert eyes. Next, his well-defined and structured jawline that signals masculinity. Thirdly, clear and blemish-free skin that signals health.

Dr Siew adds that Zhang’s is not overly rugged or soft, meaning his face has structure and refinement, a balance that makes him universally appealing. He suspects Zhang might have had treatments done to his skin but notes if so, it was done very naturally.

One more standout facial feature not raised by Dr Siew is Zhang's lips that are naturally rosy red. Dr Siew says Zhang looks best in period dramas because the hair is styled to show all his best features.

Well, I think Zhang is also very dishy in the modern drama, The Best Thing, in which he played a traditional medicine doctor, but it’s true he was sensational in Pursuit of Jade. My mak datin friend who rarely watches Chinese dramas only wants to watch him in his next historical drama, The Road to Glory, hoping to relive those good looks with old-fashioned hair and clothes that he carries off so well.

Zhang, who is 29, is admired not just for his beauty but his brains, too. He graduated from Nanjing Normal University with a degree in electrical engineering. He fronted a well-received documentary series, The Answer Is Earth, that is said to be a personal project because of his engineering background as it explores China's low-carbon transition and renewable energy sector.

While many Korean actors have long been popular, Chinese dudes are pretty much on par now with the likes of Zhang, Xiao Zhan, Wu Lei, Yang Yang, Chen Xingxu, Li Yunrui... I really could go on.

There are also many East Asian actresses who have become well known, and that’s evident from how both male and female actors and celebrities have become ambassadors for many brands.

And that is another cultural phenomenon that is worth noting. Until the turn of the century, we in Asia would usually see famous white people paid to promote all sorts of goods to us.

I am reminded of the 2003 movie, Lost in Translation, that starred Bill Murray as a washed-out American movie star who travels to Tokyo to promote Suntory whiskey. Even then, when most Asians were still in awe of the West’s hard and soft power, especially the United States, it struck me as ironic that the film was premised on a fading white actor being regarded as an effective salesman for an Asian product.

Then there was Brad Pitt's Heineken’s 2005 commercial showing him trying to buy beer while being chased by the paparazzi. It was a huge hit.

Twenty years on, Kim Taehyung, better known as V, a member of the South Korean superstar group BTS, is the global ambassador of the most iconic US drink, Coca-Cola, for its Zero campaign.

Back in 2021, Vogue Business, in an article, "Forget Hollywood. There’s a new global brand ambassador", stated that “As brands create content across more diverse ad channels, they’re moving away from traditional Hollywood stars in favour of multifaceted, digitally savvy entertainers such as BTS.”

In 1980, it was actress Brooke Shields who starred in the Calvin Klein Jeans campaign delivering the controversial tagline: "You want to know what comes between me and my Calvins? Nothing.”

In 2026, another BTS member, Jungkook, is the global ambassador. His limited-edition, Jung Kook for Calvin Klein (CKJK) capsule line, which features underwear and apparel, sold out in minutes across multiple global markets.

Indeed, Jungkook is widely acknowledged as an “elite brand multiplier” because his endorsement of any brand dramatically increases visibility, prestige and most importantly, sky-rocketing sales.

That’s why the highly prestigious watch brand, Hublot, chased him for 18 months before he agreed to sign on as its global ambassador.

Many other Asian stars, including from Thailand, have been appointed ambassadors of high fashion and retail labels.

Thai actor Metawin Opas‑iamkajorn represents Prada; Chinese actor Song Weilong (whose good looks and rosy lips are said to be on par with Zhang) is a Gucci and Omega ambassador; Korean actor Cha Eun-woo signed for Saint Laurent and jewellery brand Chaumet. The list goes on, including many top female actresses and artistes like Blackpink members, Yang Mi, Dilraba Dilmurat, Song Hye-kyo and IU.

No surprises that Zhang is ambassador for a slew of diverse brands too, including Bulgari, Puma, Lenovo, Motorola and, with his perfect face, Gucci Beauty and Lancome.

This is truly the Asian century in so many ways. The flow of influence is being reversed or is at last becoming a two-way traffic. We are no longer in thrall of the West that held sway post-colonialism.

I do not deny there was and still is much good coming from the West. But as Prof Amitav Acharya from American University, Washington, DC, writes on Chathamhouse.org, “Globalisation is not disappearing, but taking a new, eastern turn.”

What we are seeing is a definitive shift from Western dominance to a multipolar world. Experts have nicely described it as not merely a "decline of the West" but rather the rise of Asia's own confidence in its soft power as well as its economic and scientific capabilities.

And who's the poster boy for it? Zhang Linghe!

June H.L. Wong The views expressed here are the writer's own.

😭 Tian Xiwei's Emotional Confession About Zhang Linghe Leaves Fans in Tears 💔 
Tian Xiwei has captured fans' hearts once again after sharing an  motional message about fellow Chinese actor Zhang Linghe. Her  heartfelt words about their experience working together and the appreciation she feels for his professionalism have sparked an utpouring of reac …  

105 years on, the world comes to understand why ‘the CPC can succeed

2026-07-07T15:12:39.815+08:00

A gathering in celebration of the 105th founding anniversary of the Communist Party of China is held at the Great Hall of the People in Beijing, on July 1, 2026. Photo: Xinhua

A gathering in celebration of the 105th founding anniversary of the Communist Party of China (CPC) was held at the Great Hall of the People on Wednesday morning in Beijing.

Addressing the gathering, Xi Jinping, general secretary of the CPC Central Committee, called for continuously building a community with a shared future for humanity, holding high the banner of peace, development, cooperation and mutual benefits, upholding common values of humanity, and implementing the Global Development Initiative, the Global Security Initiative, the Global Civilization Initiative and the Global Governance Initiative, so as to lend more positive energy to world peace and development. This important speech profoundly reveals the "key code" to "why the CPC can succeed," enabling the international community to gain a deeper understanding of the CPC's value and future direction. It has attracted wide attention from all sides.

Among political parties in the world, the CPC possesses unique qualities. Some Western parties have long histories, but have never been so closely bound to the destiny of their countries, nor have they possessed such a rigorous organizational system or such profound capacity for social mobilization. Unlike the loose "electoral parties" common in the West, the CPC embraces the lofty ideal of communism and is committed to the great cause of the Chinese nation across generations. It steadfastly shoulders the heavy responsibility entrusted to it by history and the people. It's a party of guiding character and is mission oriented.

As General Secretary Xi emphasized, the fundamental reason why the CPC has been able to continuously achieve successes throughout its 105-year struggle and why history and the people have chosen the CPC is that the CPC boasts fine qualities with no parallel among other political parties or political forces.

With 105 years of unremitting struggle, the CPC has profoundly shaped the course of world history. Any assessment of the CPC must be placed within a global framework. The international community's close attention to this important speech occurs against two broad backdrops. First, in global governance, the "four major deficits" are intertwined and steadily worsening. Global challenges continue to emerge, and the existing governance system struggles to respond effectively. Second, in domestic governance, the shortcomings of Western party systems have been starkly exposed. Problems such as interest groups hijacking public decision-making, deepening social divisions and widening wealth gaps remain unresolved. A recent CNN article noted that political decay is an endemic in the West. The world is asking: What kind of party can provide stability and hope in this turbulent era?

The CPC has answered with its practice. China has risen from poverty and backwardness to become the world's second-largest economy, completing in just a few decades the industrialization process that took developed countries centuries. For many years, China's contribution to global economic growth has remained stable at around 30 percent. The CPC has also led the largest-scale poverty alleviation campaign in human history, lifting nearly 100 million rural residents out of poverty and contributing more than 70 percent to global poverty reduction. From a country once ravaged by war and economic ruin to a major nation steadily advancing Chinese modernization and helping shape global governance, the CPC has achieved a record of governance that is truly without parallel.

China is home to more than 1.4 billion people - roughly equivalent to the combined population of the Western world. Governing a country of this scale is exponentially more complex than governing one with tens of millions of people. Such a populous country has successfully blazed a path of Chinese modernization, which in itself constitutes a profound contribution to the governance of modern political parties and the evolution of human civilization. At the same time, China has rejected the old path of Western expansion and plunder, enshrining peaceful development in the national constitution and the Party constitution. It advocates equality and mutual benefit, and harmony and coexistence, thereby achieving a powerful transcendence of zero-sum game thinking. The CPC has pioneered a new and outstanding form of human civilization.

Chinese modernization has shattered the myth of "modernization = Westernization." It proves that developing countries with large populations and weak foundations can independently forge their own development path based on their national conditions. For Global South, China offered not only a new option but also renewed hope.

Meanwhile, as profound global changes accelerate, an increasing number of people in Western countries are paying closer attention to China's practices, including its rigorous Party self-governance, grassroots governance, and commitment to self-reform. Many have been drawn to the achievements of Chinese modernization. Even Francis Fukuyama, who famously advanced the "end of history" thesis, recently acknowledged that if China continues on its current development momentum, then the predictions he made about China four decades ago would prove to be wrong, and "the Chinese have created a pretty impressive system" and that it could become "a real alternative" to Western democracy.

To understand China today, one must understand the CPC. It is even more important to gain a deep understanding of Xi Jinping Thought on Party Building. This thought profoundly elucidates the fundamental questions of what the CPC is and what it aims to do. It radiates rational brilliance and personal charisma, and fully embodies the political character, value pursuits, and spiritual demeanor of contemporary Chinese communists.

The Party's 105-year history has demonstrated that both history and the Chinese people were right in choosing the CPC to lead the great rejuvenation of the Chinese nation.

The world today is far from tranquil. Yet the continued success of the CPC has brought a greater degree of certainty to an increasingly uncertain world and expanded the possibilities for humanity's future. This century-old party has infused China with vitality and resilience, while offering the world a source of long-term stability and hope for peace. The CPC advances with an unstoppable momentum. Its vision of working with the world to build a community with a shared future for humanity is as vast as the ocean, and its path is filled with brilliant ligh

Highlights of Xi's speech at gathering marking 105th founding anniversary of CPC

What are the key messages from President Xi Jinping's speech at a gathering marking the 105th founding anniversary ...

Xi hails CPC's 105-year 'epic,' urges building modern socialist China

Chinese President Xi Jinping on Wednesday hailed the 105-year history of the Communist Party of China (CPC) as ...

America at 250, a crumbling empire

2026-07-07T15:03:45.060+08:00

Shattered myths and soft power legacies, amidst a crumbling empire.

Happy birthday, USA!

Trump shines the light on himself as the nation marks 250 years of independence.

YESTERDAY, America turned 250 years old.

Yesterday, America was the world’s single greatest superpower – an apex predator without equal.

Today, the rest of the world is scrambling and jostling for power, amidst the ashes of the American empire.

It’s easy to imagine anyone writing the words above to be gloating haughtily, delighting in the demise of the Great Satan, full of hate for all things American.

It is certainly not the case for me.

In fact, in recent months, I’ve reflected on how much of an Americophile I am.

As that nation turns 250, it’s also important to note the difference of the things we love about it, and the things we really don’t love about it at all.

I suppose the things we don’t love are, for the most part, not uniquely American.

The evils of American imperialism are essentially the same evils of every empire that came before it.

The corrupting nature of excessive greed in America is essentially the same corruption of excessive greed throughout history.

What is unique is likely much more a function of time and technology than it is geography or culture.

America is a land of a great many contradictions.

It is the wealthiest country in the world, yet wealth inequality there sometimes feels like it is at Third World levels.

It is the land of some of the world’s most advanced medical technology and research, yet has some of the worst healthcare in terms of affordability and access among wealthy nations.

Since World War II, it has probably been the largest donor of international aid to the Third World, and has probably dropped more bombs on the Third World (or anywhere) than any other country.

Like all the major global empires before it – British, Dutch, Spanish, Portuguese, Mongol, Chinese, Roman – American imperial influence saw a phase of vast expansion, and is now staring down the barrel of steep decline.

Nowhere is this more obvious than in the Middle East.

While no one can really keep track of what peace deal is or isn’t in effect from day to day anymore, the latest draft of a predeal deal seemed to offer Iran terms that were as shockingly good for it as they were shockingly bad for America.

In essence, this suggests that the legendary, mythical American war machine was brought to its knees by a nation that had been suffocated and choked by sanctions for nearly five decades.

It is interesting too, to ponder the source of that legendary myth of invincibility, as we watch it being shattered in real time.

I would argue that American influence has been as much about soft power as it has been about hard power.

My generation, and I daresay the generations above and below mine, grew up on a steady diet of American movies, TV shows, music, fashion, and more.

How many movies have we watched where the Americans were the good guys, battling evil Nazis or Soviets.

It feels like one long, unbroken line between Top Gun ,and Top Gun2 – a movie which is a perfect example of this myth and aura that has been built.

Even more lighthearted American culture has found its way into the hearts and minds of billions world wide. (The only comparable country in recent times that has achieved anywhere near such disproportionate cultural influence is South Korea.)

I remember Iranian friends who would tell me that they learned English watching

Friends. I recently met a really lovely person whose mother named her Emma, after Rachel’s baby in that same TV show.

To continue the list of contradictions, it is the land of Kim and Kanye, but also the land of Bob Dylan and Kurt Vonnegut; the land of Talib Kweli, The Eagles, and one of my favourite authors, Lois Mcmaster Bujold.

An American tweet I’ve never forgotten read something like:

The West Wing was our dream of what government could be,

House of Cards is our nightmare of what it’s become.

Indeed, a lot of the heart and soul of what makes America can be found in its literature.

The Wire remains a classic of all the little things that makes up the rot and institutional poverty eating into American cities.

But as seen in shows like

Andor, as long as there is oppression, there is always resistance.

We see this in the latest victories in Democratic primaries – notably three in congressional races in New York, where progressive democratic socialists backed by New York City Mayor Zohran Mamdani achieved thumping victories.

In a similar Colorado primary, another progressive, Melat Kiros, 29, beat establishment, pro-israel Democrat Diana Degette, who had been in Congress longer than Kiros had been alive.

This is yet another sign of the global trend where political “extremists” do better than “moderates” – especially when those moderates are still very much under the thumb of Zionist lobbyists.

US President Donald Trump is of course one of the best examples of this trend, which arguably started as far back as the election of George W. Bush in 2000.

This trend arguably explains the defeats of not only Kamala Harris and Hillary Clinton, but the defeats of Mitt Romney, John Mccain, and John Kerry as well.

American foreign influence is disintegrating, with Iran being the latest debacle in the vein of Vietnam and Afghanistan.

Perhaps more pertinently, America’s economy is straining under the weight of ever increasing inequality.

I see no reason to gloat, but whether we gloat or not, the ending of American supremacy is all but guaranteed.

The motto of the state of Virginia is Sic Semper Tyrannis – thus always to tyrants. Similarly, all empires eventually fall.

The rest of the world needs to get smart about how we want to adapt to this new reality, and where we want to position ourselves in the unfolding new order.

And what will be next for America?

When I watch shows like the recent Death by Lightning ,and the older movie Lincoln, which was set not far apart in time, I am reminded that there is a great amount of material and history that Americans can draw from in their 250 year history when it comes time to rebuild from their own ashes.

In time, that legacy of honour, principle, tenacity, diligence, and love of freedom, will form the core of American independence from the excesses of the predatory billionaire class, and the corrupting influence of unchecked power (and Zionism).

BY NATHANIEL TAN Nathaniel Tan wishes Americans a happy Independence Day, and everyone in Johor a safe and healthy campaign! He can be reached at nat@engage.my. The views expressed here are solely the writer’s own.

Penang on track to deliver 220,000 homes by 2030

2026-07-03T13:40:03.137+08:00

Sundarajoo (left) with Tah Wah Group managing director Datuk Seri Hong Yeam Wah during a visit to RMKu Foreshore Residence in George Town. The affordable housing project was developed by a subsidiary of the group. Sundarajoo (left) with Tah Wah Group managing director Datuk Seri Hong Yeam Wah during a visit to RMKu Foreshore Residence in George Town. The affordable housing project was developed by a subsidiary of the group. — CHAN BOON KAI/The Star

Exco: Over 60% of residents in state could benefit from Rumah MutiaraKu units

MORE housing developments are expected following implementation of the Penang Mutiara Line LRT project, says state housing and environment committee chairman Datuk Seri S. Sundarajoo.

He said the project would help Penang deliver 220,000 Rumah MutiaraKu (RMKu) homes by 2030, with about 180,000 units already completed or under construction.

The 29.67km LRT line is expected to commence operations in December 2031, based on the current schedule.

Sundarajoo said the 220,000-unit target would provide housing for about 1.1 million people, based on an average household size of five.

“Penang’s population is about 1.8 million, which means more than 60% of residents could benefit from Rumah MutiaraKu homes across various price categories.

“With the LRT in place, we expect more housing developments to come on stream.

“I am confident we can achieve the target,” he said after a site visit to the RMKu Foreshore Residence project in Jalan CY Choy, George Town.

RMKu is Penang’s flagship affordable housing initiative, rebranded in January 2025 to replace the previous Rumah Mampu Milik (RMM) programme.

The scheme aims to increase home ownership among eligible Penang residents by offering price-controlled units, zoned allocations, along with a clearer eligibility and delivery framework.

Under the scheme, price-controlled categories remain in place across all zones – Type A, B and C units, as well as the newly introduced Type D category.

Price ceilings range from RM42,000 for Type A units and RM72,500 for Type B units to between RM150,000 and RM300,000 for Type C1 to C3 units, depending on size and location.

The Type D category, with a price ceiling of RM400,000, is aimed at households earning up to RM15,000 a month.

These units cannot be resold on the open market.

On claims that affordable housing development was focused only on the island, Sundarajoo said the projects were being developed across both the island and mainland.

However, he said higher land prices on the island meant most projects there were concentrated in the Type B and C categories, particularly C3 units with a ceiling price of RM300,000 each.

He said affordable homes priced from RM72,500 were still available on the island, particularly in Teluk Kumbar and Balik Pulau.

Sundarajoo said lower land costs on the mainland enabled developers to offer more affordable housing, including high-rise units priced between RM42,000 and RM250,000, while some landed homes in north and south Seberang Perai districts were still available below RM450,000.

He added that some developers helped first-time house buyers by absorbing the 10% down payment.

On the RMKu Foreshore Residence, Sundarajoo said 482 affordable homes would soon be handed over to the buyers after issues delaying the project were resolved.

The development comprises 80 RMKu C2 units priced up to RM200,000 and 402 RMKu C3 units priced up to RM300,000.

Sundarajoo said 51 residents from the area had each been allocated a unit under the development.

“The value of the homes they are receiving surpasses the amount of rental they have been paying,” he said.

By LO TERN CHERN

M’sia in good position to adopt AI

2026-07-01T22:17:05.041+08:00

Zetrix co-founder Datuk Fadzli Shah Anuar

PETALING JAYA: With its own recent ambitious foray into the world of artificial intelligence (AI) and blockchain, Zetrix AI Bhd believes Malaysia is well-positioned to adopt and adapt to the fast-moving world of AI technology, and potentially reap economic benefits from the evolution.

Datuk Fadzli Shah Anuar, co-founder of Zetrix, the group's layer-1 blockchain platform, believes the country’s way forward lies not directly from its influx of its data centre (DC) pipeline, but more in how it enables its current workforce to improve productivity as the adoption of AI and high-level technology becomes more prevalent.

The issue is all the more relevant, given Malaysia’s seemingly continuous grapple with the issue of stagnating wages and increasingly higher cost of living.

In an exclusive interview, Fadzli acknowledged that while the government’s sanctioning of the DC influx represents its willingness to get on the tech bandwagon, the presence of DCs themselves will not translate into significant employment opportunities, especially given its highly skilled barrier of entry.

“In fact, while the adoption of AI and blockchain as a whole will mean jobs will be created, we see tasks will also be taken by non-humans, particularly a large portion of repetitive tasks that need to be done reliably and transparently,” he said.

Fadzli further explained why the group has forged several government-backed partnerships with Chinese entities, primarily focusing on AI innovation, blockchain interoperability, cross-border trade facilitation, digital identity and data trading.

With China being a significant economic and trade partner for Malaysia, he reiterated that Zetrix AI’s belief that much of China’s industrial and end-user behaviour will translate to some form of variant in this country, remarking: “Malaysia will follow similar growth and adoption cycles.”

Citing the recent trend of one-person companies or OPCs in China, with a single entrepreneur utilising multiple AI agents in delivering a service, Fadzli expects more tech-savvy youths adopting this business model.

He observed this as a form of job creation, commenting that Malaysia is well positioned to embrace this approach.

“This example will show that the current workforce can use AI and technology to become even more effective within its current roles, and perhaps we will see a tectonic shift of job roles.

“Businesses will move dynamically, a simple but huge departure from how things were previously, and we see Malaysia adopting such technology addictively,” he noted.

Nevertheless, Fadzli recognised the trust challenges that come with widespread AI and tech adoption, especially in maintaining service dependency and data privacy trust.

He believes there are three facets to building digital trust, namely, the reliability of the service rendered, data protection and the assurance that there will be no leakage of information, and the certainty that the parties dealing with each other know exactly who they are transacting with.

“We see that with the use of AI agents, not only can everything be done very accurately but also securely, because it will all be based on data packets. So for that, we believe that over the long term (AI), the agent-to-agent economy will be a commonplace occurrence,” said Fadzli.

As to how reality plays out this adoption, he is betting that it will change the way the public consume everyday services, from booking a car, ordering products online to even eCommerce, with AI agents securely matching orders to personal profiles.

Furthermore, he feels as applications become simpler for higher utilisation among the public, due to faster iteration cycles, there also needs to be user acceptance and awareness, and the necessity to marry digital identities (such as Malaysia’s MyDigital ID) with ever-growing technologies to ensure better data privacy and prevent scams.

With China and Asean being economies with somewhat different profiles, Fadzli conceded that there is no straightforward answer to this question.

He emphasised that China, due to the sheer size of its population and economy, can set standards, but it does not represent cluster economies which are interdependent as a trading bloc such as Asean.

“In our view, Asean is opportunistically a good showcase of how independent countries can work together and we are in a position to adopt certain standards that could be carried through an entire bloc, which can then be mirrored by the Gulf Cooperation Council or South American nations,” he explained.

On the differences between China and Asean notwithstanding, Fadzli believes that certain major economies (such as China or the United States) will lead in certain standards and cluster nation groups will then adopt these standards.

He says Asean state leaderships believe in digitalisation as a serious economic lever, as there is concerted effort to take this conversation seriously.

“Governance, however, is not keeping pace with the adoption or the onboarding of technology.

“What we can do to add value to what China is doing, using QR codes as an example, is to enable cross-border transactions and tech adoption more efficiently. Can governance keep up with such innovation?”

In addition, Fadzli said a more widespread usage of stablecoins such as the JMYR, a Malaysian ringgit-pegged stablecoin, would mean trades can be analysed with data more efficiently, while financing and remittances can be made instant.

JMYR is a fully backed, 1:1 digital token representing the Malaysian ringgit, designed for fast, programmable payments, settlements, remittances, and on/off-ramp functionality on Zetrix’s blockchain.

“It is essential to construct a stablecoin infrastructure, as this can create a transparent yet secure, efficient and competitive marketplace,” said Fadzli.

By KEITH HIEW

Penang primed to prosper

2026-06-28T15:42:04.590+08:00

State leads the way in manufacturing, services sectors

The state is strategically positioned to capitalise on long-term growth drivers such as artificial intelligence, advanced manufacturing and global supply-chain diversification.

PETALING JAYA: Penang has continued punching above its weight economically, contributing 7.6% of Malaysia’s gross domestic product (GDP) in 2024.

Anchored by its manufacturing (46.1%) and services sectors (48.1%), its growth has outpaced Malaysia over the long-term and continues to remain resilient.

As Malaysia’s premier semiconductor and electrical and electronics (E&E) hub, the state is strategically positioned to capitalise on long-term growth drivers such as artificial intelligence (AI), advanced manufacturing and global supply-chain diversification.

In 2024, Penang’s E&E segment contributed RM41.7bil to the state’s GDP.

RHB Banking Group recently hosted the Penang Economic Forum 2026 which brought together various stakeholders from across the board.

During the forum, multiple panel sessions were held which discussed topics surrounding Penang’s transition towards a higher-value economy, small and medium enterprise (SME) competitiveness, sustainable growth and funding accessibility.

“Panellists emphasised the need to move beyond the traditional low-cost manufacturing model towards higher value activities centred on 4T’s – talent, technology, things (product and services), and trademarks,” RHB Research said.

It added that supply chain diversification and geopolitical tensions have created opportunities for a technology transfer, collaboration and business relocation.

Another key topic discussed was how the state can unlock growth capital beyond just bank financing.

“Alternative funding channels such as venture capital, private equity and capital markets can support businesses at different cycles, so efforts to strengthen the funding ecosystem is important,” it noted.

As for SMEs and micro, small and medium enterprises (MSMEs), the panellists acknowledged that they remained a vital pillar of the economy, and have accounted for 96.1% of total business establishments while contributing RM652.4bil to the country’s GDP in 2024.

“Supported by more than 350 multinationals and over 6,500 manufacturing-related SMEs, Penang has developed one of Malaysia’s deepest industrial ecosystems, fostering technology transfers, capability upgrading, and innovation.

“Moving forward, SMEs are expected to play an increasingly important role in supporting higher value-added and innovation-driven industries.”

It’s worth noting that Penang ranks among the top four states in Malaysia for MSME employment, supporting approximately 469,900 jobs.

RHB Research said the state also generated RM91.5bil in MSME gross output, accounting for 7.2% of the country’s total MSME output.

The state has also continued to attract foreign direct investment despite global uncertainties – approved foreign direct investment (FDI) hit RM15.2bil in the first nine months of 2025, driven primarily by the the E&E, machinery and equipment and chemicals sectors.

“The United States remained the largest source of FDI, followed by China and the Cayman Islands.

“Subsequently, increasing investments in transport equipment and fabricated metal products are reflecting the broadening depth of the state’s manufacturing ecosystem,” RHB Research said.

Penang is also one of the main logistics hubs in the country, anchored by the Penang International Airport (PIA) and North Butterworth Container Terminal.

The state has continued to see an increase in tourists, supported by its diversity in offerings.

RHB Research said passenger traffic at PIA went up 10.5% in the first half of 2025 while cruise arrivals at Swettenham Pier grew 39.7% in 2024, reflecting improving travel demand and connectivity.

“Supported by Visit Malaysia 2026 initiatives, expanding international flight networks and the Malaysia-China mutual visa-free regime, Penang is well positioned to benefit from higher visitor arrivals and tourism spending, reinforcing the sector’s contribution to the state’s services economy,” the research house said.

Meanwhile, the Penang Economic Forum 2026 also highlighted how businesses need to be adaptive and resilient so that productivity and cash flows can be managed.

RHB Banking Group laid out potential key beneficiaries, among them included Pentamaster Corp Bhd , Cnergenz Bhd, Inari Amertron Bhd and QES Group Bhd .

Firms shift operations from singapore to improve efficiency
Firms shift to Malaysia Crossing over for growth Firms shift operations from singapore to improve efficiency 25 Jun 2026 PETALING JAYA...

Ills of having no will, Never too late to write a will

2026-05-28T14:00:05.290+08:00

CLICK TO ENLARGE

Ignorance, cultural attitudes cause many to overlook estate planning

by ALLISON LAI

The total amount in frozen inheritance assets and unclaimed money has surged past the Rm100bil mark, with possessions of the deceased not distributed smoothly due to a lack of estate planning. As for uncollected funds, amounts range from small sums up to thousands of ringgit and more.

KUALA LUMPUR: Frozen inheritance assets has reached a staggering RM90bil, with experts attributing this to a lack of estate planning among Malaysians.

According to official statistics, the frozen assets include properties, shares, investments, and other capital belonging to deceased persons that cannot be distributed yet due to unresolved legal or administrative matters.

And if this does not pose a big enough headache, there is also the total in unclaimed money which stands at RM13bil.

ALSO READ: Planning ahead will save family the stress

The Accountant-General’s Department listed unclaimed money to include salaries, dormant bank accounts, insurance payouts, and deposits yet to be claimed by the rightful individuals; amounts range from several ringgit up to thousands of ringgit and more.

While frozen inheritance assets involve the estates of the deceased, unclaimed money can also entail living individuals.

Financial Planning Association of Malaysia general manager Alice Wong said many younger professionals and middle-income earners in the country still believe that estate planning is only necessary for the wealthy or elderly.

With such a mindset, many do not consider writing a will, she said.

“The reality is, if you have assets and dependants and a wish for how things should be handled after you are gone, a will is relevant,” she said in a recent interview.

Wong said cultural attitudes also play a role, as many families remain uncomfortable discussing death and inheritance matters.

She said many mistakenly believe that assets will automatically go to the “right people”.

“If you die without a will, your estate is distributed according to the Distribution Act for non-Muslims, which follows a fixed legal formula that may have nothing to do with what you actually want,” Wong pointed out.

She said another common misconception is that a will alone will allow families immediate access to assets.

“In practice, assets are often frozen upon death, and the will still needs to go through the courts to obtain a Grant of Probate before anything can be distributed,” she said.

A Grant of Probate is a court document that gives an executor – usually a trusted family member, friend or named lawyer – the authority to manage and distribute a deceased person’s estate according to the will.

Wong said some people also wrongly assume verbal promises or informal notes to be sufficient

“Spoken instructions and casual, unwitnessed writings carry no legal weight and are one of the biggest causes of family disputes after someone passes away,” she said.

Wong advised Malaysians to start with a legally valid will, review their Employees Provi-dent Fund and insurance or takaful nominations regularly, and keep proper records of assets and liabilities.

“Estate planning does not have to be overwhelming. Getting proper guidance early can save your family a great deal of stress and complications down the road,” she said.

Lawyer Joshua Kong said a common legal problem families face when someone dies without proper estate planning is disagreements over how inherited properties should be handled.

“The root of the problem is that a property suddenly has multiple new legal owners after the death, and these new owners disagree on whether it should be sold, or for how much,” he said.

Kong said a properly considered and drafted will could potentially prevent years of legal disputes among surviving family members.

“A will can dictate how the deceased’s properties are to be dealt with, including how it should be sold and who gets the proceeds of the sale,” he said.

If there is no will, Kong said distribution of assets for non- Muslims will instead follow the Distribution Act, which determines how an estate is divided among surviving family members.

He said disputes involving inherited properties could become increasingly complicated over time, especially when beneficiaries themselves die and their shares are transferred to the next generation of heirs.

“Those next of kin may have different ideas on how to deal with the property, and the cycle continues,” he said.

Enhance fraud detection, checking banking fraud

2026-05-25T14:12:52.166+08:00

CLICK TO ENLARGE

Calls for improvements in detecting suspicious banking transactions

The issue has come under renewed focus following a Sessions Court ruling ordering a bank to compensate a customer RM166,000 over suspicious online transactions that went undetected.

As scams evolve, banks are facing heightened urgency to identify unusual transaction patterns and act fast, particularly as fraudsters exploit human behaviour and then move in to breach banking systems.

At a Bank Negara workshop on consumer protection and fair conduct reforms, its officers said existing laws protect the confidentiality of customer information and personal data in the financial sector.

“Financial institutions are robust but there is always room for improvements,” the officers said yesterday.

They said enforcement actions had been taken in instances where breaches were identified, including requiring the institutions involved to implement corrective action plans.

The officers also said Bank Negara continued to monitor banks on consumer protection and compliance matters.

In its latest annual report, the central bank stressed the need to strengthen fraud detection systems and reinforce internal safeguards to combat sophisticated online scams.

The central bank said banks and non-bank financial institutions were required to adopt advanced fraud detection measures and strengthen internal safeguards to quickly intercept suspicious transactions.

It also stressed for a proactive approach to prevent fraudulent transactions from escalating.

The central bank said that in recent years, financial institutions had strengthened various security measures including tighter fraud detection rules and triggers, cooling-off periods for new device registrations and stronger authentication methods.

These measures contributed to a 52% decline in unauthorised fraudulent transactions involving malware and phishing reported in 2024, and prevented over Rm399mil in attempted fraudulent transactions, it said.

However, Bank Negara also acknowledged that fraud patterns were becoming increasingly complex and harder to distinguish from genuine customer activity.

Bank Negara said banks and consumers shared responsibility for safeguarding digital banking security, but reiterated that financial institutions had to determine whether weaknesses in their internal controls contributed to fraud incidents.

It also introduced the Selfcompensation Framework for Fraud Transactions (SEFT) under its Policy Document on Ensuring Fair Treatment for Victims of Unauthorised e-banking Transactions.

SEFT outlines how banks should assess fraud cases and determine compensation based on the responsibilities of both financial institutions and customers.

According to Bank Negara, more than 95% of online fraud cases in Malaysia involved authorised transactions – where victims were manipulated into willingly transferring money to scammers.

Federation of Malaysian Consumers Associations (Fomca) vice-president Datuk Indrani Thuraisingham agreed that banks should adopt more proactive intervention measures when transactions appear inconsistent with a customer’s normal behaviour.

“Banks are clearly not doing enough. Fraudsters now exploit human behaviour more than banking systems,” she said.

“Banks must transition from passive logging to active, pre-emptive intervention.”

https://www.thestar.com.my › nation › 2026/05/22 › sle...

Sleek scams call for both banks, customers to play their part

The Star

https://www.thestar.com.my › nation › 2026/05/22 › sle...

Let 2026 be a historic, landmark year that opens up a new chapter in China-US relations

2026-05-16T15:47:45.679+08:00

China US Photo: VCG

US President Donald Trump concluded his state visit to China on Friday afternoon and departed Beijing on Air Force One. During this historic and landmark visit, mutual respect, valuing peace, and exploring cooperation were the overarching themes of the summit. The agreement reached by the two heads of state to build "a constructive China-US relationship of strategic stability" is the most important political consensus and has attracted widespread attention from the outside world. An editorial in the South China Morning Post said this is "a realisation that the China-US relationship is so complex and consequential that they need to keep it stable - not only for the sake of the two peoples, but also for the international community." The article said that the summit in Beijing "heralds the start of constructive, stable relations."

Chinese President Xi Jinping used "four stabilities" to elaborate on the core essence of "a constructive relationship of strategic stability": a positive stability with cooperation as the mainstay, a sound stability with moderate competition, a constant stability with manageable differences, and an enduring stability with promises of peace. Some foreign media said that this is a layered structure of premise, pathway, key, and goal. Many analysts believe that the creative use of the concept of "strategic stability" by both sides has transcended the original meaning of crisis management between major powers during the Cold War, and has provided a new strategic framework for expanding pragmatic cooperation through healthy competition among major powers and managing differences in the new era.

It is not difficult to see that "a constructive relationship of strategic stability" has a rigorous theoretical logic and rich practical implications. The "four stabilities" mean that both sides should continuously enhance the resilience of China-US relations through exchanges and cooperation, avoid a zero-sum game, and ensure that bilateral policies do not fluctuate wildly, let alone lead to conflict, confrontation, or even war. These four stabilities are interconnected and organically unified, setting up a crucial protective net for China-US relations when facing storms and reefs, and providing fundamental impetus for this giant ship to sail in the right direction. Under the strategic guidance of this new positioning, this "most important bilateral relationship in the world today" has become more certain and predictable, which in itself is an important public good provided to the international community. It conforms to the trend of the times, responds to the greatest concerns of all parties, and its widespread welcome is inevitable.

The new positioning of China-US relations represents a recalibration of each side's goals and modes of interaction under new circumstances, addressing the overarching question of whether China and the US are rivals or partners. For some time, certain people in the US have viewed China's development as a "threat," defined China as a "rival," made "competition" the dominant framework of their China strategy, and even attempted to promote "decoupling" and the severing of supply chains. Facts have proven this way of thinking entirely wrong. China's growth is part of the historical trend, and any attempt to contain or suppress China is doomed to fail. "Decoupling" and supply-chain disruption ultimately harm both sides. The concept of "a constructive China-US relationship of strategic stability" transcends the narrow zero-sum mindset of "your loss is my gain" or "your rise means my decline." It restores clarity to the true nature of China-US relations and reflects a sense of responsibility toward history, the people, and the world.

Positive cooperation, healthy competition, managing differences, and enduring peace are fully consistent with China's long-standing principles and propositions. These ideas have been widely welcomed by the international community and continuously tested in practice. This also demonstrates that China and the US are moving beyond a cycle of confrontation and negotiation toward gradually building consensus and clarifying direction, while deepening exploration of a new model for major-country relations. Today, dialogue between the two sides is more equal, communication more pragmatic, and red lines clearer, showing the possibility for China-US relations to open a new chapter through resilience.

The proposal to build a "constructive China-US relationship of strategic stability" underscores China's consistent commitment to head-of-state diplomacy and its active efforts to promote a China-US relationship that is strategic, constructive, and stable, so that positive interaction between the two countries can bring greater stability to an unsettled world.

The US side has agreed to define the building of a "constructive China-US relationship of strategic stability" as the new positioning of bilateral ties. US President Donald Trump said that China-US relations will get "better than ever before." Responding to media questions on Thursday, US Secretary of State Marco Rubio said that bilateral relations are important and constructive, adding that world stability is in everyone's interest.

A "constructive China-US relationship of strategic stability" should not be a slogan, but must become a shared objective upheld by both sides and translated into joint actions. As permanent members of the United Nations Security Council and the world's two largest economies, China and the US should achieve peaceful coexistence and mutually beneficial cooperation on the basis of mutual respect, and find the right way to get along with each other. This is what the peoples of both countries desire and what people around the world hope to see. Expanding the list of cooperation while reducing the list of problems will require concrete actions to realize "constructive strategic stability" in China-US relations.

China hopes the US side will demonstrate the responsibility expected of a major power through practical actions, work with China along the direction charted by the two heads of state, continue enriching the substance of this new positioning, and translate it into concrete policies and practical measures, jointly opening a new chapter in China-US relations. There is reason to believe that 2026 will become a historic, landmark year that opens up a new chapter in China-US relations.

How China impressed US reporters covering Trump’s state visit?

As US President Donald Trump arrived in China for a state visit, many #US reporters also came to ...

Essence of China-US economic, trade ties is mutual benefit, win-win co-op, FM on reports about Trump’s claims of 200 Boeing jets order from China

The essence of China-US economic and trade relations is mutual benefit and win-win cooperation, and that both sides ...

Xi-Trump meeting fruitful as US leader wraps up China visit

Following a private meeting with Chinese President Xi Jinping in the Zhongnanhai leadership compound in central Beijing, US ...

Harsh reality about estate planning in Malaysia

2026-05-05T22:57:54.003+08:00

Filepic

OVER Rm90bil of wealth in Malaysia is currently frozen – not lost, not spent, just inaccessible.

Behind this staggering figure are families waiting months, sometimes years, to access money that could otherwise be used for mortgage payments, children’s education or medical bills.

This is the uncomfortable reality of estate planning in Malaysia. While many Malaysians work hard to build wealth through property, savings and investments, far fewer take the final step of ensuring that this wealth can be effectively passed on to their beneficiaries.

Estimates suggest that frozen estates in Malaysia have risen from Rm42bil in 2011 to as high as Rm90bil in recent years. According to a Bernama report in May last year, Rm13.3bil in unclaimed money was recorded by the Accountant General’s Department as of April 2025.

In news reports last year, Amanah Raya Berhad group managing director Ahmad Feizal Sulaiman Khan was quoted as saying that Rm65bil in assets, including real estate and cash belonging to deceased individuals, remain unclaimed due to lack of estate planning.

At the household level, this translates into delays, disputes and financial strain. At the national level, it represents idle capital that could otherwise contribute to economic activity.

Another reality that many overlook is that debts do not end when life does. Before any inheritance can be distributed, all of the deceased’s outstanding liabilities must be settled. This includes mortgages, personal loans, credit card balances and taxes.

In many cases, what appears to be a substantial estate might be reduced significantly after debts are cleared, leaving some families with far less than expected. In extreme cases, there may be nothing left at all.

Estate planning is often misunderstood as something complex or only relevant to the wealthy. In truth, it is a practical step that applies to anyone with dependents or assets.

From a practitioner’s perspective, three elements are critical.

First, legal clarity: A clear will or estate plan ensures that assets are distributed according to intention and reduces delays and disputes.

Second, debt awareness: Managing liabilities ensures that more of the estate can be preserved for beneficiaries rather than being consumed by obligations.

Third, liquidity planning: For families who need immediate access to funds, instruments such as insurance or structured arrangements can provide cash flow when it matters most without being tied up in legal processes.

These are not complicated strategies. They are basic safeguards that determine whether wealth can actually serve its purpose.

One of the biggest barriers to estate planning in Malaysia is attitude. Many people avoid the topic because it feels uncomfortable or premature while others assume they will get their assets without any complications.

But the evidence tells a different story. Failing to plan does not remove risk; it shifts the burden to the family often when emotions are high and urgent decisions must be made.

Estate planning should be viewed as a practical extension of responsible financial planning instead of a morbid exercise.

Ultimately, the true value of wealth lies not in how much we accumulate but in how effectively it protects the people we care about.

ASSOC PROF CHONG WEI YING Taylor’s Business School Taylor’s University

Workshops steering into scams

2026-05-01T02:00:21.510+08:00

Motorists slammed with inflated bills for needless repairs

A mechanic repairing a car at a local workshop in Kuala Lumpur. — YAP CHEE HONG/The Star

PETALING JAYA: When Tan Chee Keong noticed unusual noises in his car, he did what any motorists would do – take the vehicle to a nearby workshop for checks.

Then came the shock – he was quoted close to RM20,000 for the repairs.

“They told me the steering rack, suspension system, mounting and several other components were all damaged,” the 69-year-old said.

Tan got suspicious when the mechanic failed to properly explain what the problem was.

“Some of what was pointed out did not match the issues I was having,” he said.

ALSO READ: Upfront pricing on auto repairs just a tap away

So, he sought a second opinion from another workshop.

“The mechanic checked the car, test drove it and found that only a few components needed changing. The repairs cost only RM6,000,” he said.

Tan’s case is not an isolated incident.

Many unscrupulous vehicle workshops are out to make a quick buck by “repairing” problems that do not exist

A Subang Jaya resident who wanted to be known as John took his wife’s sedan to a workshop last year after she complained of hearing some noises under the bonnet.

He said a workshop owner, whom he was familiar with, referred him to someone new, who he said was the chief technician.

“He hoisted the car up and took a cursory look at the absorbers and started to give a long list of parts that he said needed to be replaced.

“Besides the absorbers and the lower arms, he said the steering rack also needed changing.

“The quotation came up to RM7,000!” he said.

John then went for a second opinion with a trusted mechanic who told him only the absorbers needed to be replaced.

“I bought the parts elsewhere and he replaced them for me, charging me just RM300 for workmanship. The car runs fine till today,” he said.

Another motorist who wanted to be known as Raj, also experienced a car workshop trying to rip him off.

“The regular shopowner called in a worker I had not seen before to handle my complaints. The man said he was in charge of repairs and ordering parts.

“He said there were many parts that needed replacing, such as the fuel pump, mass airflow sensor, oxygen sensor and engine mounting.

“The estimate came up to several thousand ringgit. I was not happy and took my car elsewhere. And the car was fixed for a few hundred ringgit.”

This is daylight robbery,” he said.

For MK Leow, 29, his experience was slightly different.

When sending his car for servicing at an official service centre, he was hit with a quotation close to RM400.

“I just paid as I trusted the service advisor.

“But friends pointed out later that my bill was actually inflated with various add-ons that were not part of the mandatory service,” he said.

The add-ons included coolant sprays, ozone treatment service and more.

Mixed property outlook amid higher oil prices

2026-04-23T16:16:11.133+08:00

High-rise and luxury segments seen most vulnerable

PPC International MD Datuk Siders Sittampalam

PETALING JAYA: Malaysia’s property market remains an appealing investment avenue despite increasing global uncertainties, according to industry experts.

PPC International Sdn Bhd managing director Datuk Siders Sittampalam said the local property market remains attractive to investors despite the ongoing West Asia crisis.

“However, the appeal is likely to be selective rather than broad-based, with investment decisions increasingly adopting a sector-led approach.

“It is important to recognise that Malaysia’s property market continues to be driven largely by domestic fundamentals, rather than direct exposure to the Middle East,” he told StarBiz.

An analyst said investing in property during global economic uncertainty “still makes sense,” adding, however, that it is “no longer about riding a broad market upswing”.

“It’s about selectivity, resilience, and long-term thinking. Property remains attractive because it’s a tangible, income-generating asset.”

Amid uncertain times, he said investors often value “stability.”

“Real estate can provide relatively predictable rental income and act as a partial hedge against inflation. Compared to more volatile assets like equities, it tends to be less reactive to short-term global shocks.”

However, he said the current environment has changed the investment outlook.

“Higher construction costs, cautious lending and more price-sensitive buyers mean that not all properties will perform well. Oversupply in certain segments, especially high-density developments, can limit both rental yields and capital appreciation.

“At the same time, global uncertainties can affect job markets and consumer confidence, indirectly impacting demand,” he said.

Compared with many countries in the region, Siders noted that Malaysia’s political neutrality provides a degree of stability.

“As such, the crisis is expected to affect the market only indirectly, primarily through higher oil prices, inflationary pressures and shifts in investor sentiment.

“One key reason the market remains attractive is that, during periods of geopolitical uncertainty, investors tend to rotate away from volatile equities into hard assets such as real estate.”

Siders emphasised that property, particularly income-producing assets, is generally less sensitive to short-term volatility affecting equities and other financial instruments.

“That said, the principal risk lies in a prolonged period of elevated oil prices, which could translate into higher domestic transportation costs, increased steel and concrete prices, pressure on rental affordability and slower take-up rates for high-end residential properties.”

Collectively, Siders said these factors may erode household disposable income and temper overall market momentum.

“In my view, investment strategies should now be anchored on income generation and strong underlying fundamentals, rather than expectations of capital appreciation or speculative gains.”

One market observer said that in times of uncertainty, the key question isn’t whether to invest, but rather “how to invest.”

“Investors should focus on properties with strong fundamentals – good locations, access to infrastructure, proximity to employment hubs and realistic pricing.

“Rental demand is especially important now, as steady income can offset slower price growth. A longer investment horizon also becomes critical, since quick gains are less likely in a cautious market cycle.”

Amid current economic uncertainties, a property analyst said there would be an impact on the market should things escalate further or be prolonged.

In such a situation, he said the impact would vary depending on the property segment. He said high-rise condominiums, especially in Kuala Lumpur, would be the most vulnerable segment.

“This segment would be the hardest hit because buyers here are often investors or middle- to upper-income earners.”

He noted that this segment also tends to be more sensitive to economic uncertainty, rental yields and short-term sentiment.

“Should oil prices spike, investors here will likely pull back and there will be fewer speculative purchases.

“The number of expatriates would also shrink if the global economy slows. Moreover, rental demand for these types of properties could also soften.”

Ultimately, this could lead to slower price growth or stagnation for high-rise condominiums.

“There would be higher unsold inventory. This is already an issue for condominiums within the Klang Valley,” he said.

Similarly, luxury and high-end properties are also at high risk, he noted.

“This segment is highly dependent on foreign buyers and investor sentiment.

“Oil price spikes often come with global uncertainty, which reduces foreign inflows and makes buyers more cautious. In such situations, transactions within this segment could drop significantly and prices may stagnate or correct.”

On the flip side, he said affordable houses (or mass-market properties) would be the most resilient if global economic conditions continue to worsen.

“This segment holds up better because it is driven by genuine need for owner occupation rather than investment.

“It is also often supported by government schemes and financing access. Even if oil prices push up living costs, people still need homes.

“Demand may slow slightly, but the segment still remains relatively stable. Prices may still inch up, albeit more slowly.”

Nevertheless, higher oil prices equals higher fuel costs, he noted. “Therefore, commuting can become more expensive.

“In such cases, locations far from city centres may see reduced appeal, while well-connected areas (especially ones near mass rapid transits and light rail transits) will hold their value better.”

By EUGENE MAHALINGAM eugenicz@thestar.com.my

Why nitric oxide is important for our health

2026-04-07T21:09:00.002+08:00

Nitric oxide causes blood vessels to relax and dilate, allowing for more blood to pass through when needed. — Wikimedia Commons

Nitric oxide (NO

) is a vital signaling molecule produced naturally by the body that acts as a vasodilator, relaxing and widening blood vessels to increase blood flow, improve oxygen delivery, and lower blood pressure. It is essential for cardiovascular health, erectile function, immune system strength, and regulating neurotransmission in the brain.

https://youtu.be/rY-ohQNFwuY https://youtu.be/QlMyjO6X7gQ?si=7PoJQ8hBz5EK_LSY <iframe width="560" height="315" src="https://www.youtube.com/embed/O4mUnFQafsY?si=HnpMUM12iBIvlEuO" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe><iframe width="900" height="506" src="https://www.youtube.com/embed/rY-ohQNFwuY" title="The Science of Nitric Oxide | Consumer Health Animation" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe><iframe width="560" height="315" src="https://www.youtube.com/embed/O4mUnFQafsY?si=HwHE0QDSHmytaJfD" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>

Many of the chronic health challenges we face as adults in Malaysia now – like high blood pressure, diabetes, heart disease, fatigue, brain fog and sexual health conditions – are often treated as separate problems.

But from a health and long-term perspective of functional medicine and ageing, these problems that can apparently be separated from one another often seem to have a common denominator: declining blood vessel health.

Central to this process is the naturally-occurring molecule nitric oxide, which is responsible for circulation, metabolism, immune balance and healthy ageing.

Nitric oxide is a gas formed in the body that relaxes and widens the channels of blood vessels within the body – a process called vasodilation.

This basic action helps to ensure that oxygen and nutrients are delivered to all tissues in the body.

Even in very small amounts, nitric oxide has a huge impact on health.

It is typically considered in functional medicine to be a marker of vascular age as healthy blood vessels are crucial for determining how well the body functions over time.

Here is why nitric oxide matters to our health:

> Heart disease and high blood pressure

Heart disease remains a major cause of death in Malaysia.

Many people assume that high blood pressure or heart disease are just a consequence of advancing age or genetic fate.

In fact, one major contributor to these conditions is endothelial dysfunction, in which the lining of a blood vessel loses its ability to produce adequate nitric oxide.

When nitric oxide levels are low, our blood vessels become stiff and inflamed, causing the heart to work harder and blood pressure to eventually rise.

The longer this goes on, the more likely you are to experience complications like heart attack and stroke.

> Diabetes and metabolic syndrome

Nitric oxide also contributes to metabolic health, which has become an increasingly serious issue in Malaysia.

A sufficient level of nitric oxide assists in increasing cellular insulin sensitivity and aiding glucose to enter the muscles more effectively.

With decreased production of nitric oxide, insulin resistance and the occurrence of type 2 diabetes increases.

This vascular-metabolic connection explains why people with diabetes are at much higher risk for heart disease, and why the health of blood vessels is critical in long-term diabetes management.

> Ageing brains

Nitric oxide is crucial for brain health and cognitive longevity.

Reduced availability of nitric oxide is associated with impaired cerebral blood flow and a greater risk of neurodegenerative diseases, like Alzheimer’s disease.

The brain is exceptionally sensitive to changes in blood flow, and even small decreases in circulation can threaten memory, concentration and mental clarity.

From a lifelong perspective, sustaining healthy blood flow to the brain is the most critical means of preserving cognitive function and independence in old age.

> Energy and stamina

Nitric oxide is closely related to a person’s energy level and physical stamina.

A lot of middle-aged and elder Malaysians say that they are easily fatigued, have low exercise resistance or take longer to recover after playing sports.

Although such symptoms are frequently ascribed to ageing, they often indicate diminished nitric oxide generation instead.

When blood vessels do not dilate properly, muscles get less oxygen for activity, leading to mild tiredness and slower recovery.

Supporting pathways through nitric oxide helps to preserve mobility, strength and vitality – key elements of healthy ageing.

> Sexual health

Another important insight into nitric oxide status comes from sexual health.

Early indicators of the ageing of the vascular system often occur in men via erectile dysfunction and women via impaired sexual responsiveness.

Nitric oxide is critical for genital blood flow and normal sexual function, so trouble in that area often shows up years before more significant cardiovascular symptoms come about.

Thus, sexual health in functional medicine is conceptualised not just as an individual problem, but also as a window into overall cardiovascular and metabolic health.

> Living longer

Nitric oxide production naturally decreases with age due to several key factors.

Sadly, Malaysia’s modern lifestyle aspects – i.e. physical inactivity, consumption of refined carbohydrates and ultra-process-ed foods, chronic stress, poor sleep, smoking, and chronic metabolic disease – only exacerbate this decline.

When the amount of nitric oxide drops, blood vessels become stiffer, inflammation rises and the body’s capacity for coping with stress decreases.

This accelerates biological ageing and raises the risk of various chronic diseases.

From a functional medicine and longevity standpoint, the idea is to not just treat disease once it starts, but also preserve nitric oxide levels over the course of a lifetime by promoting early and consistent production.

It requires that the body’s natural nitric oxide pathways be supported by lifestyle and nutritional approaches, rather than relying only on drugs for the treatment of late stage disease.

Some examples of nitrate-containing vegetables in Malaysia include:

Spinach (bayam)
Water spinach (kangkung)
Mustard greens (sawi)
Lettuce
Beetroot
Ulam-ulam (pegaga, selom, daun ketumbar).

These vegetables help to fuel the nitrate to nitrite to nitric oxide pathway, which depends on healthful oral bacteria.

This pathway may be blocked by excessive use of antiseptic mouthwash.

Regular physical activity, adequate sleep, stress management and so on are also important to reduce chronic inflammation and oxidative stress, which quickly destroy nitric oxide and decrease blood vessel function.

> Ageing healthily

Nitric oxide, in the context of healthy ageing, is much more than a cardiovascular molecule.

It says everything about health as a healthy circulatory system serves all organs in the body.

Sufficient nitric oxide is related to higher energy metabolism, higher cognitive function, better metabolic control, healthier sexual function and resilience with ageing.

By boosting nitric oxide production, people aren’t just adding years to life, but are maximising the quality of those years.

Clinically, nitric oxide provides a valuable model of why many co-existing chronic diseases are often clustered in the same individual.

High blood pressure, diabetes, fatigue, erectile dysfunction and cognitive complaints are often treated independent of one another, but tend to stem from the same underlying problem: vascular dysfunction with a reduced availability of nitric oxide.

In a clinical setting, signs such as low exercise tolerance, chronic fatigue or sexual dysfunction should not be dismissed as standard ageing.

These findings are frequently early indicators of compromised endothelial function and increased risk of cardiometabolic disease.

Early intervention in nitric oxide pathways can help clinicians to prevent irreversible damage before it happens.

Do note however, that functional medicine does not replace medical treatment; it is an answer to root causes, not a substitute for clinical care.

Medications are often needed when necessary and life-saving, but improved long-term health happens when lifestyle problems, nutrition, metabolic state, sleep and stress are treated in parallel with pharmacological treatment.

Providing interventions to support nitric oxide production and utilisation by vascular systems provide an opportunity to enhance vascular resilience and potentially reduce the burden of future disease.

For patients, the real message is empowerment.

The many factors that affect nitric oxide – physical activity, diet, gut and oral health, sleep quality and stress – can be changed.

Even modest and consistent changes can lead to significant improvements in circulation, vitality and overall health.

Preserving nitric oxide is ultimately about protecting the body’s internal highways that connect oxygen, nutrients and signals to every cell.

When these are kept open and flexible, the body ages more slowly, recovers more efficiently and stays in use for longer.

This is what longevity-led, preventive care is about.

Datuk Dr Nor Ashikin Mokhtar is a consultant obstetrician and gynaecologist, and a functional medicine practitioner. For further information, email starhealth@thestar.com.my. The information provided is for educational and communication purposes only, and it should not be construed as personal medical advice. Informa-tion published in this article is not intended to replace, supplant or augment a consultation with a health professional regarding the reader’s own medical care. The Star does not give any warranty on accuracy, completeness, functionality, usefulness or other assurances as to the content appearing in this column. The Star disclaims all responsibility for any losses, damage to property or personal injury suffered directly or indirectly from reliance on such information.

SEIZING AGENTIC AI OPPORTUNITY IN M’SIA

2026-04-02T01:20:00.002+08:00

Leading companies are moving beyond experimentation as a third of “AI future-built” firms have deployed agentic solutions and are demonstrating measurable value.

MALAYSIA stands at a critical inflection point in the global artificial intelligence (AI) race.

After the surge of generative AI, a new wave is emerging in the form of agentic AI.

Agentic AI are AI execution models involving autonomous agents that coordinate across workflows, tools and systems with minimal human input.

While it stops short of true autonomous decision-making, agentic AI’s ability to make actionable decisions within predefined parameters is a game changer.

Malaysia has a solid foundation to build on.

According to Boston Consultant Group’s AI Maturity Matrix, which benchmarks 73 economies globally on AI exposure and AI readiness, Malaysia is classified as a “steady contender”.

It places the nation just one tier behind AI pioneers such as the United States, the United Kingdom and China.

This position reflects Malaysia’s significant exposure to AI, particularly in large sectors like retail and wholesale, telecommunication and financial services.

At the same time, it indicates a solid level of AI readiness, supported by forward-looking ambitions, policies and regulatory frameworks on AI.

An evolving AI landscape

AI is rapidly becoming a critical national infrastructure that empowers wider opportunities.

As a result, geopolitical shifts, compute access and sovereign capability increasingly determine economic outcomes and geopolitical influence.

The US and China lead the global AI race.

Tech companies from these two superpowers created 59% and 26%, respectively, of top-performing large language models (LLM).

This presents a conundrum for competing nations.

Relying solely on external technology providers poses challenges for corporate leaders and governments, especially since local regulations, data requirements and model availability are subject to shifting policies.

Against this backdrop, a small group of “GenAI middle powers” is emerging across Europe, Asia and the Middle East.

Each has distinct strengths that might allow it to compete as a regional or global technology supplier.

This race now expands beyond software to encompass hardware, infrastructure and technology adoption.

Malaysia must actively build its domestic AI capabilities to avoid high technology sovereignty risks as it looks to the future of agentic AI.

Execution speed and scale will dictate whether Malaysia leads in Asean or falls behind.

Encouragingly, the Digital Ministry, through the establishment of the National AI Office (NAIO), is driving a coordinated national AI agenda – spanning governance frameworks, cross-sector adoption and ecosystem development.

These efforts lay the critical foundations for more advanced applications, including the next wave of agentic AI.

Productivity multiplier

Globally, the shift is already underway and early signs indicate that the rise of agentic AI will be rapid.

BCG’s Build for the Future 2025 study shows that agentic AI’s share of AI-driven value is expected to nearly double from 17% in 2025 to 29% by 2028.

Leading companies are moving beyond experimentation – one-third of “AI future-built” firms have deployed agentic solutions and are demonstrating measurable value.

Early adopters are already unlocking tangible benefits. BCG’s study shows that while companies are exploring agentic AI across operations, support functions and innovation, customer experience is emerging as the top priority.

Leading use cases include deploying intelligent agents to autonomously handle Level 1 and Level 2 customer support, as well as optimising digital marketing campaigns – continuously adjusting bids to maximise returns, reallocating spend to high-performing channels and testing creatives in real time.

AI undoubtedly represents a powerful productivity multiplier for Malaysia.

It can strengthen key economic sectors such as manufacturing, financial services and many other industries. For SMEs, agentic AI can lower the cost of sophistication, providing access to capabilities once reserved for large enterprises.

Beyond the private sector, agentic AI can modernise public services and improve policy-making decisions and delivery in healthcare, education and justice.

It can help bridge urban-rural divides by expanding access to digital services and decision support.

In a nation balancing growth ambitions with demographic and fiscal constraints, agentic AI is not merely a technology upgrade – it is a lever for sustainable and inclusive growth.

Four strategic priorities

To compete effectively in this next phase of AI, Malaysia must act with clarity and intent across four priorities.

> Build sovereign AI capabilities. Malaysia could strategically build sovereign AI capabilities in areas where it has natural strengths and where risk mitigation matters most.

This includes expanding reliable access to compute, leveraging its growing data centre ecosystem.

A pragmatic and technology-neutral approach that combines global technology partnerships with targeted domestic capability-building will be more effective than pursuing full-stack independence.

Technology partnerships could focus on leveraging leading AI innovations from both Western and Eastern ecosystems in a neutral manner.

Open-source AI models offer a practical pathway to reduce dependency risks, accelerate adoption and support local customisation.

At the same time, efforts could focus on enabling responsible use of high-quality local datasets.

> Invest aggressively in talent. Malaysia must pair global talent attraction with sustained local capability development to build the AI workforce needed to compete at scale.

It could aggressively attract top global AI talent through competitive incentives, strong research ecosystems and vibrant innovation hubs, while simultaneously building a deep domestic pipeline of AI talent.

This requires strengthening STEM education, expanding university–industry collaboration, embedding AI in technical and vocational training and accelerating workforce upskilling across sectors.

> Scale national platforms. Malaysia must move from fragmented pilots to scaled national platforms, anchored on high-impact use cases – such as a unified government interface linked to MyDigitalID.

This platform provides a common foundation to embed AI agents that deliver personalised public services.

Scaling up such platforms will catalyse greater private-sector participation and ensure sustainable adoption of agentic AI.

In addition, Malaysia could strengthen exchange platforms that bring together the government, industry and academia to accelerate collaboration, capability-building and use case development.

Associations such as AI Malaysia (AIM), Malaysian Autonomous Intelligence & Robotics Association (MyAIRA), along with other industry associations, can play a critical role in sharing best practices, mobilising talent and aligning stakeholders to drive ecosystem-wide adoption of agentic AI.

> Implement pro-innovation regulation. Malaysia needs regulations that protect users but also preserve competition.

Policymakers could favour a flexible model over rigid frameworks, particularly in a fast-evolving technological landscape.

Malaysia could pursue a balanced approach – combining principle-based guidelines, regulatory sandboxes and sector-specific standards that can evolve alongside the technology.

Priming Malaysia for growth is critical, but it is essential that this is done through a forward-looking and ethical approach.

Malaysia has the opportunity to differentiate itself by championing ethical, inclusive AI.

This is a core foundation of effective AI adoption, and should align with national values, ensuring that trust and confidence underpin the next wave of innovation in agentic AI.

Defining the future

The stakes are clear. AI investment compounds rapidly. Early movers attract capital, talent and vibrant ecosystems.

The choice is not whether AI will reshape the Malaysian economy.

The choice is whether Malaysia will shape that transformation with speed, clarity and ambition while remaining anchored to core Malaysian values.

CF Ong is managing director and senior partner in Boston Consulting Group.

Optimising stroke care through the Angels initiative

2026-03-23T02:17:27.702+08:00

Stroke remains one of Malaysia’s most pressing health challenges, consistently ranking among the country’s top causes of death.

Aside from the fatality rate, stroke often leaves survivors with lifelong disabilities, affecting not only individuals, but entire families.

In response, the Acute Networks Striving for Excellence in Stroke (Angels) initiative aims to help strengthen stroke care nationwide.

Launched in 2016 by German multinational pharmaceutical company Boehringer Ingelheim and endorsed by the European Stroke Organisation (ESO) and the World Stroke Organisation (WSO), the Angels initiative helps hospitals worldwide become “stroke-ready”.

Its goal is straightforward: to improve stroke treatment by providing hospitals with the tools, resources and support necessary to ensure timely, effective care.

By enhancing hospital preparedness and increasing stroke awareness, the initiative helps healthcare teams deliver faster and more effective treatment.

For Sarawak General Hospital (SGH) consultant neurologist and stroke care leader Dr Law Wan Chung, the initiative arrived at a critical time.

“Stroke has consistently been among the top three causes of death in Malaysia over the past 10 to 15 years,” he explains.

“The Angels initiative is very timely for Malaysia, as we urgently need to reduce both mortality and morbidity related to stroke.”

Every minute matters

There are two main types of strokes: ischaemic, caused by a blood clot blocking a vessel in the brain, and haemorrhagic, caused by ruptured blood vessels that result in bleeding.

The most common type of stroke in Malaysia is ischaemic.

“Without oxygen-rich blood, brain cells begin to die within minutes,” Dr Law explains.

“One minute lost means 1.9 million nerve cells are lost.

“Every 15-minute delay significantly reduces the chance of patient recovery.”

He adds: “Treatment must be delivered within four-and-a-half hours of symptom onset.

“This means patients need to reach the hospital within that window, undergo examination, and most importantly, receive brain imaging to determine whether they are eligible for treatment.”

Yet, many patients arrive too late.

Data from the National Stroke Registry shows that only about 35% reach the hospital within that window.

“On average, patients take around seven hours to seek medical care – far beyond the ideal time frame,” Dr Law notes.

If patients arrive early and meet the criteria, doctors will administer intravenous clot-dissolving medication to break down the blockage and restore blood flow.

However, for patients with large vessel occlusion, where a major artery is blocked, medication alone may not be sufficient.

In such cases, a wire may be inserted through a procedure called mechanical thrombectomy – a minimally-invasive method to physically remove the clot.

Together, these two are the most effective treatments for ischaemic stroke patients, and form the core focus of the Angels initiative in Malaysia and globally.

Becoming stroke-ready

Before participating hospitals are chosen for the Angels initiative, they must first meet essential criteria.

Promoting public awareness of stroke and the importance of seeking treatment quickly is one of the requirements of the Angels initiative. Photos: Filepic

This includes having a specialist doctor trained in stroke care and access to neuroimaging facilities such as a CT (computed tomography) scanner or MRI (magnetic resonance imaging).

Once identified, hospitals receive on-site training from the Angels team to establish clear workflows and treatment criteria.

This starts from public awareness and extends to emergency medical services (EMS), i.e. ambulance services.

EMS personnel are trained to recognise stroke symptoms, prioritise patients within the treatment window and alert hospitals in advance.

Upon arrival, whether by ambulance or walk-in, the emergency department rapidly assesses patients and sends them for urgent brain imaging in radiology before a neurologist’s evaluation.

Public awareness also plays a crucial role.

Healthcare providers promote the BE FAST mnemonic to help people recognise warning signs:

B: Balance problems
E: Eye or vision disturbance
F: Facial drooping
A: Arm or leg weakness
S: Speech difficulties (slurred or confused speech)
T: Time, emphasising the urgency of seeking medical help.

“Even one sudden symptom is enough to go to hospital,” Dr Law stresses.

Specific targets

Performance is closely monitored by the Angels team.

Stroke centres are graded gold, platinum or diamond based on key indicators.

These include the total number of stroke patients seen, the minimum number of patients treated over a given period, and the percentage of patients who receive clot-busting treatment.

One critical benchmark is door-to-needle time – i.e. the interval between hospital arrival and treatment – with an international target of 60 minutes.

“At SGH, our initial door-to-needle time was nearly two hours,” Dr Law says.

“Through systematic auditing, we reduced it to under 60 minutes.”

Another key measure tracks the proportion of eligible patients who receive treatment, ensuring that no suitable patient is missed.

Dr Law stresses that leadership is equally vital and that having a dedicated “stroke champion” to coordinate teams and drive improvement is essential.

With only around 170 practising neurologists nationwide and most large hospitals having only one or two, 24-hour coverage remains challenging.

“We cannot rely only on neurologists,” he says.

“This role may also be taken on by physicians, geriatricians or emergency specialists, depending on the hospital’s resources.

“Everyone must work in sync.”

Currently, SGH has earned 10 Gold Awards for hospital performance and one Diamond Award for ambulance performance.

The awards are assessed every three months, requiring hospitals to consistently maintain performance standards.

Beyond individual hospitals, Kuching has been recognised this year (2026) by the WSO as an Angels Region – a designation awarded to areas where community awareness, EMS partnerships and acute hospital care are optimised to deliver better outcomes for stroke patients.

Achieving this requires hospitals, emergency services, local authorities and public educators to work in concert to provide safe, coordinated care for stroke patients in their communities.

Other areas in Malaysia that have received this recognition include the Barat Daya district in Penang and Taiping in Perak.

Introducing a common framework

When Angels was first introduced in Malaysia, stroke services were limited.

In 2017, only about 34 hospitals provided organised stroke-ready treatment, often on a case-by-case basis.

In fact, SGH had already begun 24/7 hyper-acute stroke care as early as 2015, becoming the first hospital in Malaysia to do so.

“The early years were challenging,” Dr Law recalls.

“There was no established system. Everything had to be built from scratch.”

Over time, workflows were refined and systems strengthened.

“We could see that the model worked.”

In 2017, when the Angels initiative was introduced, SGH was the first in East Malaysia to participate and adopt the international protocols and guidelines.

“It allowed us to monitor, audit and expand services – first across the state, and later, nationwide,” he says.

Rather than operating independently, hospitals could work towards shared targets, fostering collaboration and replacing fragmented efforts with a coordinated, standardised approach.

Today, 47 hospitals under the Health Ministry, six under the Higher Education Ministry and 48 private hospitals nationwide provide hyper-acute stroke services.

In East Malaysia, 22 hospitals participate in the initiative, including 12 in Sarawak.

Reaching rural communities

In East Malaysia, geography is often an impediment to getting stroke patients treated quickly, with some needing to be flown to hospitals that have stroke care units.

For patients living near urban centres, access to stroke care is relatively straightforward.

In rural Sarawak, however, geography poses significant challenges.

To address this, an integrated ambulance network was established.

“Patients in smaller district hospitals within the Kuching region – including Bau, Serian and Lundu – can be rapidly transferred,” Dr Law explains.

These cluster hospitals lack neuroimaging equipment, requiring transfer to SGH for such facilities.

“If patients present within the treatment window, ambulances may bypass nearer facilities and transport them directly to SGH to have everything done here, including imaging and treatment,” he says.

Today, most Sarawak hospitals with specialist support and neuroimaging provide hyper-acute stroke care, forming referral networks with smaller facilities.

Mechanical thrombectomy, however, remains limited.

SGH is currently the only centre in Sarawak offering the procedure.

For smaller district hospitals outside Kuching, treatment still relies heavily on medication to dissolve clots.

“Patients from other districts may require air transfer.

“Unlike in Peninsular Malaysia, where ambulances can transport patients over long distances by road, Sarawak’s geography presents challenges, as the state is much larger,” he says.

“Ideally, patients should reach Kuching within six hours, although it may still be considered up to 24 hours after symptom onset.

“Upon arrival, doctors reassess whether brain tissue remains viable before proceeding.”

Dr Law emphasises that the most important message the public needs to understand is that stroke is treatable, and in many cases, reversible.

“The earlier treatment is given, the better the chances of full recovery.”

Shaping the future

2026-03-10T23:52:00.004+08:00

While the us continues to engage in more violent conflict abroad, china routinely plans for better quality growth and development.

Shaping the future CHINA’S most important annual meetings this month come at an unusual and intriguing time.

The weeklong National People’s Congress (NPC) meeting currently underway, flowing into another week for the Chinese

https://www.pressreader.com/malaysia/the-star-malaysia/20260308/281865829968970 https://www.pressreader.com/malaysia/the-star-malaysia/20260308/281865829968970

https://www.pressreader.com/malaysia/the-star-malaysia/20260308/281865829968970

Shaping the future

While the us continues to engage in more violent conflict abroad, china routinely plans for better quality growth and development.

BUNN NAGARA Bunn Nagara is director and senior fellow at the Renaissance Strategic Research Institute, and honorary fellow at the Perak Academy. The views expressed here are solely the writer’s own.

8 Mar 2026

Shaping the future

While the us continues to engage in more violent conflict abroad, china routinely plans for better quality growth and development.

8 Mar 2026

RM79.6bil windfall for EPF members

2026-03-07T00:42:00.003+08:00

'CLICK TO ENLARGE'

SHAH ALAM: The Employees Provident Fund (EPF) has declared a lower dividend for 2025 at 6.15% for both conventional and syariah accounts.

The total dividend payout for 2025 is RM79.6bil, whereby RM67.1bil is for conventional accounts and RM12.5bil for syariah accounts.

For 2024, the EPF declared a dividend rate of 6.3% for conventional savings with a total payout of RM63.05bil, as well as a 6.3% dividend for syariah savings, with a payout amounting to RM10.19bil.

EPF chief executive officer Ahmad Zulqarnain Onn attributed the lower payment to the slower growth of Bursa Malaysia’s Kuala Lumpur Composite Index (KLCI), which grew at 2.3% last year compared to about 12.9% in 2024.

Secondly, he said, assets denominated in the US dollar were also impacted due to the strength of the local currency.

The strengthening of the ringgit against the US dollar “impacted the value in ringgit of our income from dollar assets”, he said during the retirement fund’s dividend announcement yesterday.

“The ringgit does impact our international holdings and it was one of the best-performing currencies in the world, gaining 10.2%.”

The EPF recorded a total investment income of RM79.2bil for 2025, up from the RM74.46bil reported in 2024.

Investment assets grew to RM1.409 trillion, which is a 12.8% increase from the RM1.25 trillion recorded in the previous year, driven by portfolio income and net contributions of RM66.5bil.

'CLICK TO ENLARGE'

The EPF recorded a total distributable income of RM82.7bil for 2025, up 9.5% from RM75.5bil in 2024.

Domestic investments continued to provide steady income, with 61.7% of the RM1.409 trillion worth of assets invested domestically. They generated investment income of RM39.3bil and accounting for 49.6% of total investment income.

Global investments, representing 38.3% of the portfolio, generated RM39.9bil and accounted for 50.4% of total investment income.

Ahmad Zulqarnain said the outlook for 2026 is moderate in the face of uncertainties.

“We believe economic growth will continue to be within expectations for most parts of the world, including continued growth in Malaysia,” he noted.

“Malaysia delivered 5.2% in 2025; the estimates are 4.3% for this year. But as we know, we also live in a world of great uncertainties, more so today than it has been for many decades.

“The risks are around trade policies, geopolitics, the path of inflation and, therefore, monetary policy and interest rates, increasing public debt, and the impact of artificial intelligence, which will create new winners and new losers. We believe Malaysia is in a good place,” he added.

“The top three themes for Malaysia that we believe will be persistent for the next decade are healthcare as we age as a nation, artificial intelligence, data and digitalisation as our personal and work lives become more and more digital, and energy as the world transitions to green energy.”

'CLICK TO ENLARGE'

Meanwhile, the EPF will introduce the i-Legasi scheme, enabling contributors aged 55 and above to pass down their retirement savings to their children.

This scheme allows contributors to transfer their savings “intergenerationally” to their children. However, this applies only to members who are already eligible to withdraw their savings.

Ahmad Zulqarnain also said EPF dividends must be credited into the correct account as provided for under the law.

“If the savings are in Account 1 or Account 2, the dividends must be credited into those accounts,” he said.

“We cannot take dividends from other accounts and transfer them,” he said in reference to Arau MP Datuk Seri Shahidan Kassim’s suggestion that the dividends be channelled to the flexible account.

Silver EPF lining

6.15% dividend for conventional, syariah accounts

Silver EPF lining

PressReader

https://www.pressreader.com › the-star-malaysia

The good news is 41% of contributors have met the RM240,000 minimum savings, and parents can now pass down their retirement funds to their ...Read more

Steady and reassuring' | The Star

The Star

https://www.thestar.com.my › nation › 2026/03/01 › ste...

Steady and reassuring' ... Although the dividend is slightly lower than last year's 6.3%, she described the rate as “steady and reassuring”.Read more

Yes available, pls WhatsApp text message to 6012-4860539, owner Richard

New Year of Fire Horse brings ‘rapid change’ in 2026

2026-02-14T02:50:00.003+08:00

The Fire Horse Effect—Why Powerful Women Are Still Labeled ‘Too Much’

PETALING JAYA: The Year of the Fire Horse is expected to bring fast-moving opportunities, stiff competition and rapid change, with success favouring those who act boldly but think clearly, according to feng shui and metaphysics practitioners.

They said 2026 carries strong forward momentum, but warn that impulsive decisions and reactive thinking could lead to missteps in a year defined by speed, intensity and transformation.

In Chinese metaphysics, they added, each year is governed by a combination of a zodiac animal and one of the five elements – Wood, Fire, Earth, Metal and Water – which rotate in cyclical patterns.

2026 is classified as a Fire Horse year because it combines the Horse zodiac with the Fire element – a pairing associated with movement, ambition, visibility and acceleration, they said.

“The horse symbolises momentum and forward drive, while fire represents intensity, leadership and transformation.

“Together, they form a high-energy cycle often linked to rapid shifts, heightened competition and expanding opportunities but also greater risks when decisions are made impulsively,” said feng shui and geomancy consultant Prof Joe Choo Sook Lin.

Choo said the Fire Horse year reflects a period where growth potential builds steadily rather than explosively.

She described 2026 as a phase where opportunities emerge gradually, with momentum strengthening over time rather than arriving instantly.

Metaphysics expert Desmond Chun Yew Leong said personal grounding remains just as important as external action.

He encouraged Malaysians to return to basics, starting with family, intention and mindset.

“When nothing seems to move smoothly, start at home. Spend time with your parents or elderly family members, not just during Chinese New Year but regularly. Maintaining that bond often has a grounding effect that goes beyond symbolism,” he said.

“It’s not about rituals. When you reconnect with your parents, your heart settles. When your heart is steady, your decisions become clearer,” he added, describing parents as a form of gui ren (noble support).

Chun also encouraged charity and good deeds, stressing intention over expectation.

“Charity is about the cultivation of the heart. If you expect returns, the purpose is lost. When you feel adequate and at peace, you act with steadiness, which helps you navigate challenges,” he said.

He added that character plays a crucial role in both life and career.

“Being kind and responsible builds trust, reputation and relationships, which in metaphysical terms attracts supportive energy from those around you,” he said.

Chun also suggests spending time in positive environments, such as morning visits to temples, as a way to refresh energy and maintain balance.

“Before trying to change fate, take care of the heart. Many answers start at home,” he said.

Chinese New Year elements gain momentum overseas as ...

People's Daily

http://en.people.cn › ...

In simple terms, Vogue summarized the symbolism as "rapid change, fresh opportunities, personal growth, and a faster pace of life."Read more

Penang dazzles for Chinese New Year

The Star

https://www.thestar.com.my › metro-news › 2026/02/11

PENANG'S streets have turned a striking shade of red this Chinese New Year, as lanterns, temple lights, and modern projections combine to ...Read more

Penang to pay out i-Sejahtera aid starting Saturday

2026-02-08T00:27:00.003+08:00

Great benefits: Chow (second from left), deputy state finance officer Khairusany Mohamed Yusof (third from left) and Lim (fourth from right) at the press conference in Komtar. — K.T. GOH/The Star

GEORGE TOWN: Penang will spend RM50.93mil on 281,135 recipients under Phase One of this year’s i-Sejahtera aid programme.

Chief Minister Chow Kon Yeow said the aid will be disbursed via electronic fund transfer starting Feb 7.

He said the allocation would benefit 211,471 senior citizens, 16,694 persons with disabilities, 10,296 single mothers and 42,674 recipients under the golden housewife scheme.

“This programme is the state government’s ongoing commitment to the well-being of the people, particularly vulnerable groups such as senior citizens, the disabled, single mothers and housewives,” he said during a press conference in Komtar yesterday.

Chow said the allocation, which amounted to about 5% of the state’s revenue, is slightly lower than in 2025 due to a more targeted and focused approach.

Last year, the state government spent RM56.76mil on 290,629 recipients under various i-Sejahtera programmes.

Chow said the adjustment reflected updated recipient data and stricter eligibility screening to ensure aid reaches those who are genuinely in need.

He said the initiative went beyond financial assistance, serving as recognition of the contributions made by these groups to the state’s social and economic development.

Applications submitted after Jan 10 will be processed for payment under Phase Two of the 2026 programme, he added.

Also present was Penang social development, welfare and non-Islamic religious affairs committee chairman Lim Siew Khim.

Registration can be carried out via the official i-Sejahtera website at https://isejahtera.penang.gov.my.

Applicants are encouraged to update their bank account details to ensure smooth payment processing.

R ELATED:

Penang to disburse RM50.93mil under i-Sejahtera Phase 1 ...

NST Online

https://www.nst.com.my › news › regional › 2026/02

4 days ago — GEORGE TOWN: Penang will begin disbursing payments for the i-Sejahtera Programme Phase 1 for 2026 from Feb 7 via Electronic Fund Transfer ..

Easy buys for all and sundry

The Star

https://www.thestar.com.my › nation › 2026/02/03 › ea...

5 days ago — Besides the added convenience, the move is also a boon for small sundry traders in local communities. “Not only does this increase their sales, ...Read more

Rightways

When ‘be careful’ is not enough

Related stories:

AI ecosystem to get new legal framework, a pro­posed solu­tion for global AI gov­ernance

Related stories:

A proposed solution for global AI governance

Human judgment still matters in real estate

Here's how to dine on durian wisely

Related stories:

S’pore is world’s most expensive city for the rich

Island repub­lic gets the nod for the fourth year run­ning

S’pore is world’s most expensive city for the rich

Island repub­lic gets the nod for the fourth year run­ning

The incredible star power rising from the East

June H.L. WongThe views expressed here are the writer's own.

105 years on, the world comes to understand why ‘the CPC can succeed

Amer­ica at 250, a crum­bling empire

Shattered myths and soft power legacies, amidst a crum­bling empire.

Happy birth­day, USA!

Trump shines the light on him­self as the nation marks 250 years of inde­pend­ence.

Penang on track to deliver 220,000 homes by 2030

M’sia in good position to adopt AI

Penang primed to prosper

State leads the way in man­u­fac­tur­ing, ser­vices sec­tors

Ills of having no will, Never too late to write a will

Ignorance, cultural attitudes cause many to overlook estate planning

Related stories:

Enhance fraud detection, checking banking fraud

Calls for improvements in detecting suspicious banking transactions

Banks must rethink fraud controls as AI risks rise

Sleek scams call for both banks, customers to play their part

Let 2026 be a historic, landmark year that opens up a new chapter in China-US relations

Harsh reality about estate planning in Malaysia

Workshops steering into scams

Motorists slammed with inflated bills for needless repairs

Related stories:

Mixed property outlook amid higher oil prices

Why nitric oxide is important for our health

Related stories:

SEIZING AGENTIC AI OPPORTUNITY IN M’SIA

Optimising stroke care through the Angels initiative

Related stories:

Shap­ing the future

Shaping the future

While the us continues to engage in more violent conflict abroad, china routinely plans for better quality growth and development.

While the us continues to engage in more violent conflict abroad, china routinely plans for better quality growth and development.

RM79.6bil windfall for EPF members

Silver EPF lining

6.15% dividend for conventional, syariah accounts

Silver EPF lining

Steady and reassuring' | The Star

New Year of Fire Horse brings ‘rapid change’ in 2026

Chinese New Year elements gain momentum overseas as ...

Penang dazzles for Chinese New Year

Penang to pay out i-Sejahtera aid starting Saturday

Penang to disburse RM50.93mil under i-Sejahtera Phase 1 ...

Easy buys for all and sundry

AI ecosystem to get new legal framework, a proposed solution for global AI governance

Island republic gets the nod for the fourth year running

Island republic gets the nod for the fourth year running

June H.L. Wong The views expressed here are the writer's own.

America at 250, a crumbling empire

Shattered myths and soft power legacies, amidst a crumbling empire.

Happy birthday, USA!

Trump shines the light on himself as the nation marks 250 years of independence.

State leads the way in manufacturing, services sectors

Shaping the future