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<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/atom10full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><feed xmlns="http://www.w3.org/2005/Atom" xmlns:openSearch="http://a9.com/-/spec/opensearch/1.1/" xmlns:georss="http://www.georss.org/georss" xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr="http://purl.org/syndication/thread/1.0" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" gd:etag="W/&quot;C0IDRH89fSp7ImA9WhRaE0U.&quot;"><id>tag:blogger.com,1999:blog-608292761554705204</id><updated>2012-02-16T00:39:35.165-08:00</updated><title>free money</title><subtitle type="html" /><link rel="http://schemas.google.com/g/2005#feed" type="application/atom+xml" href="http://getfreebucks.blogspot.com/feeds/posts/default" /><link rel="alternate" type="text/html" href="http://getfreebucks.blogspot.com/" /><author><name>AKS</name><uri>http://www.blogger.com/profile/07597711612592778799</uri><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="16" height="16" src="http://img2.blogblog.com/img/b16-rounded.gif" /></author><generator version="7.00" uri="http://www.blogger.com">Blogger</generator><openSearch:totalResults>6</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/atom+xml" href="http://feeds.feedburner.com/blogspot/FyYK" /><feedburner:info uri="blogspot/fyyk" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><entry gd:etag="W/&quot;CE4CRn0yfyp7ImA9WhRQGUg.&quot;"><id>tag:blogger.com,1999:blog-608292761554705204.post-985392806559316800</id><published>2011-12-15T04:41:00.000-08:00</published><updated>2011-12-15T04:42:47.397-08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2011-12-15T04:42:47.397-08:00</app:edited><title>PAMM ( percent allocation management module )</title><content type="html">A percent allocation management module, or PAMM, which may also be referred to as percent allocation money management, describes a software application used predominantly by foreign exchange market (forex) brokers to allow their clients to attach money to a specific trader managing one or more accounts appointed on the basis of a limited power of attorney. PAMM solution allows the trader on one trading platform to manage simultaneously unlimited quantity of managed accounts. Depending on the size of the deposit each managed account has its own ratio in PAMM. Trader's activity results (trades, profit and loss) are allocated between managed accounts according to the ratio.&lt;br /&gt;&lt;br /&gt;Because currency trading and other forms of arbitrage achieve profitability within very narrow margins, typically, a PAMM system allows more money to be brought into play while distributing the risk of one trader across (usually) multiple investors.&lt;br /&gt;&lt;br /&gt;Example:&lt;br /&gt;&lt;br /&gt;Lets assume that there are 3 managed accounts under trader's management:&lt;br /&gt;&lt;br /&gt;1. USD account with deposit of $ 100,000 and ratio 9.3%&lt;br /&gt;&lt;br /&gt;2. EUR account with deposit of € 400,000 and ratio 49.5%&lt;br /&gt;&lt;br /&gt;3. GBP account with deposit of £ 300,000 and ratio 41.2%&lt;br /&gt;&lt;br /&gt;Depending on funded amounts different ratios are applied for managed account (for ratio calculation all amounts are converted in USD equivalent based on market rate). In case if, for example, Trader/Money Manager decides to BUY 10 mio EURUSD, PAMM allocates the order between managed accounts according to its ratio. Each managed account has its own part of position and corresponding Profit &amp; Loss. In current example the first managed account will get position LONG 930,000 EUR/USD, the second - LONG 4,950,000 EUR/USD and the third - LONG 4,120,000 EUR/USD. Resulting profit &amp; loss will be automatically calculated for each account depending on market prices.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/608292761554705204-985392806559316800?l=getfreebucks.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/1yZb12VAelAbQEMeRVPZGLOOAvQ/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/1yZb12VAelAbQEMeRVPZGLOOAvQ/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/FyYK/~4/RRzTrhQcgKc" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://getfreebucks.blogspot.com/feeds/985392806559316800/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://getfreebucks.blogspot.com/2011/12/pamm-percent-allocation-management.html#comment-form" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/608292761554705204/posts/default/985392806559316800?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/608292761554705204/posts/default/985392806559316800?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/FyYK/~3/RRzTrhQcgKc/pamm-percent-allocation-management.html" title="PAMM ( percent allocation management module )" /><author><name>AKS</name><uri>http://www.blogger.com/profile/07597711612592778799</uri><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="16" height="16" src="http://img2.blogblog.com/img/b16-rounded.gif" /></author><thr:total>0</thr:total><feedburner:origLink>http://getfreebucks.blogspot.com/2011/12/pamm-percent-allocation-management.html</feedburner:origLink></entry><entry gd:etag="W/&quot;C0YCRXo_fSp7ImA9WxBbGEw.&quot;"><id>tag:blogger.com,1999:blog-608292761554705204.post-2182439408564413260</id><published>2010-03-17T00:28:00.000-07:00</published><updated>2010-03-17T00:32:44.445-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2010-03-17T00:32:44.445-07:00</app:edited><title>Autosurf</title><content type="html">&lt;b&gt;Autosurfs&lt;/b&gt; are &lt;a href="http://en.wikipedia.org/wiki/Traffic_exchange" title="Traffic exchange"&gt;traffic exchanges&lt;/a&gt; that automatically rotate advertised &lt;a href="http://en.wikipedia.org/wiki/Website" title="Website"&gt;websites&lt;/a&gt; in one's &lt;a href="http://en.wikipedia.org/wiki/Web_browser" title="Web browser"&gt;web browser&lt;/a&gt;. Therefore, they are capable of bringing a large amount of traffic to the advertised websites. Members earn credits for each site that they view, which can then be spent to advertise members' sites by adding them to the autosurf rotation. Sites may additionally be added by external advertisers who pay the autosurf operators.&lt;br /&gt;&lt;br /&gt;&lt;h2&gt;&lt;span class="mw-headline" id="Concept"&gt;Concept&lt;/span&gt;&lt;/h2&gt; &lt;p&gt;Autosurfing is a unique form of advertising: normally, advertisers pay intermediaries to display advertising to their target audience, and the advertising is presented to the audience in places where they are likely to see it, such as in public places, or packaged with entertainment. In this sense, no money changes hands between the audience and the advertiser.&lt;/p&gt; &lt;p&gt;In comparison, autosurfers are paid to view pure advertising (that is, advertisers' websites) for a certain amount of time (usually, less than 30 seconds). Interested viewers can pause the surf timer or open any site in a new window, giving themselves more time to peruse an ad. If the viewer is not interested and does nothing, the surf timer will restart after the specified period of time and a new site will be loaded into the browser. The surf rotation requires no feedbacks of any kind; in contrast to manual surfs, paid to read email or paid to click sites.&lt;/p&gt; &lt;p&gt;Autosurfing allows members to promote websites of their own choice, according to a system of credits earned by surfing. Members usually earn credits in a fixed &lt;a href="http://en.wikipedia.org/wiki/Ratio" title="Ratio"&gt;ratio&lt;/a&gt; to the number of sites they view. Member-promoted websites may or may not be their own websites. If not, they are most often the members' &lt;a href="http://en.wikipedia.org/wiki/Multi-level_marketing" title="Multi-level marketing"&gt;referral&lt;/a&gt; page at another autosurf or an online money-making program. This is because many autosurfs are structured as &lt;a href="http://en.wikipedia.org/wiki/Pyramid_scheme" title="Pyramid scheme"&gt;pyramid schemes&lt;/a&gt;: members may earn a commission for each site that their referrals view, and are therefore encouraged to build a &lt;a href="http://en.wikipedia.org/wiki/Downline" title="Downline" class="mw-redirect"&gt;downline&lt;/a&gt;.&lt;/p&gt; &lt;p&gt;As autosurfs are run from websites, online &lt;a href="http://en.wikipedia.org/wiki/Payment_processor" title="Payment processor"&gt;payment processors&lt;/a&gt; are used for members to upgrade and withdraw their profits. The most popular form of e-currency used is &lt;a href="http://en.wikipedia.org/wiki/E-gold" title="E-gold"&gt;Liberty reserve&lt;/a&gt; or &lt;a href="http://en.wikipedia.org/wiki/E-bullion" title="E-bullion" class="mw-redirect"&gt;e-bullion&lt;/a&gt;. &lt;a href="http://en.wikipedia.org/wiki/StormPay" title="StormPay"&gt;StormPay&lt;/a&gt; was a very popular payment processor until February 2006 but has now converted to an auction site.&lt;/p&gt;&lt;br /&gt;&lt;h2&gt;&lt;span class="mw-headline" id=".22Investment.22_Autosurfs"&gt;"Investment" Autosurfs&lt;/span&gt;&lt;/h2&gt; &lt;p&gt;A large number of autosurfs are &lt;a href="http://en.wikipedia.org/wiki/Investment" title="Investment"&gt;investment&lt;/a&gt; autosurfs: to earn money surfing, members must pay a fee and are then promised a certain return on their fee. The "investment" is claimed to be a membership or upgraded membership fee and the "return", a per-site commission.&lt;/p&gt; &lt;p&gt;In the case of investment autosurfs, members either pay a fee to join and/or to upgrade their account level. This fee can usually vary from a few cents to thousands of dollars, and the minimum and maximum is set by the site operator. The program then offers a commission based on the member's account level for viewing a minimum number of sites, for example, for a period of X days, every day that the member views Y sites, Z% of the upgrade fee will be credited and can be withdrawn from the site. The product of Z% and X is always over 100% to ensure that the member makes a profit. Members also have even more incentive to build a downline because further commissions are received based on the amount of money that referred members put in or earn.&lt;/p&gt; &lt;p&gt;The investment autosurf concept is against &lt;a href="http://en.wikipedia.org/wiki/PayPal" title="PayPal"&gt;PayPal&lt;/a&gt;'s Acceptable Use Policy. Historically, Paypal has blocked most autosurf programs' accounts.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;h2&gt;&lt;span class="mw-headline" id="Controversy"&gt;Controversy&lt;/span&gt;&lt;/h2&gt; &lt;p&gt;A large amount of controversy is concentrated over whether autosurfs are inherently structured as &lt;a href="http://en.wikipedia.org/wiki/Ponzi_scheme" title="Ponzi scheme"&gt;Ponzi schemes&lt;/a&gt;. Traffic-only autosurfs that involve no monetary transactions can also be Ponzis if more credits are earned than page views available; older members are promised a certain number of website hits which can only be fulfilled by newer members joining. Due to the precedent set by 12 Daily, there is a strong possibility that most investment autosurfs are &lt;a href="http://en.wikipedia.org/wiki/Ponzi_scheme" title="Ponzi scheme"&gt;Ponzi schemes&lt;/a&gt;, and thus breaking the law and/or deceiving their users; whereas &lt;a href="http://en.wikipedia.org/wiki/Paid_to_surf" title="Paid to surf"&gt;paid to surf&lt;/a&gt; sites usually had a viable business model where advertisers pay for the site to be viewed but not earn money in return.&lt;/p&gt; &lt;p&gt;On the other hand, autosurfs which require an investment and promise to pay a profit must, to not be a Ponzi, have other sources of income which can yield the high percentages they offer. Therefore, they often come under attack for failing to reveal their income sources or not registering with the proper authorities as a legitimate investment company. Ponzi schemes will end when no new investors are found, and it follows that autosurf sites have rather short life spans, existing from one week to a few years depending on the popularity and "investment plans" offered.&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/608292761554705204-2182439408564413260?l=getfreebucks.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/Yj9MYs0mpmMYE3s59ZAJDnlSvKA/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/Yj9MYs0mpmMYE3s59ZAJDnlSvKA/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/FyYK/~4/gJMlZe0nc68" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://getfreebucks.blogspot.com/feeds/2182439408564413260/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://getfreebucks.blogspot.com/2010/03/autosurf.html#comment-form" title="1 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/608292761554705204/posts/default/2182439408564413260?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/608292761554705204/posts/default/2182439408564413260?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/FyYK/~3/gJMlZe0nc68/autosurf.html" title="Autosurf" /><author><name>AKS</name><uri>http://www.blogger.com/profile/07597711612592778799</uri><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="16" height="16" src="http://img2.blogblog.com/img/b16-rounded.gif" /></author><thr:total>1</thr:total><feedburner:origLink>http://getfreebucks.blogspot.com/2010/03/autosurf.html</feedburner:origLink></entry><entry gd:etag="W/&quot;DkMER3w7eyp7ImA9WxBXFEU.&quot;"><id>tag:blogger.com,1999:blog-608292761554705204.post-5558085561454983683</id><published>2010-01-25T21:37:00.000-08:00</published><updated>2010-01-25T21:40:06.203-08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2010-01-25T21:40:06.203-08:00</app:edited><title>PTR ( Paid To Read )</title><content type="html">&lt;p&gt;&lt;b&gt;Pay to surf&lt;/b&gt; or is a &lt;a href="http://en.wikipedia.org/wiki/Business_model" title="Business model"&gt;business model&lt;/a&gt; that became popular in the late 1990s, prior to the &lt;a href="http://en.wikipedia.org/wiki/Dot-com_bubble" title="Dot-com bubble"&gt;dot-com crash&lt;/a&gt;. Essentially, a company uses income from advertising placed on members' screens to pay them for time spent surfing.&lt;/p&gt; &lt;p&gt;A pay-to-surf company would provide a small program, commonly called a "viewbar", to be installed on a member's computer. Advertisers' banner ads were then displayed while the member was browsing the web. Since the viewbar tracked websites that the user visited, the pay-to-surf company was able to deliver targeted ads for their advertisers. Advertisers paid the pay-to-surf company a small amount (typically US$0.50) for every hour of a member's surfing.&lt;/p&gt; &lt;p&gt;Members were usually limited on the amount of time per month for which they would be paid to surf (typically 20 hours). However, pay-to-surf companies also paid their members for each new user referred to the company (typically US$0.05 - US$0.10 per recruit). Thus, it was profitable for a member to garner as many referrals as possible, encouraging some users to recruit members using &lt;a href="http://en.wikipedia.org/wiki/Spam_%28electronic%29" title="Spam (electronic)"&gt;spam&lt;/a&gt;, though officially forbidden by the user's agreement.&lt;/p&gt; &lt;p&gt;The first and most well-known pay-to-surf company was &lt;a href="http://en.wikipedia.org/wiki/AllAdvantage" title="AllAdvantage"&gt;AllAdvantage&lt;/a&gt;.&lt;sup id="cite_ref-0" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Paid_to_read#cite_note-0"&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt; It launched in March 1999 and grew to 13 million members in little over a year with the &lt;a href="http://en.wikipedia.org/wiki/Multi-level_marketing" title="Multi-level marketing"&gt;multi-level marketing&lt;/a&gt; system of recruiting new members. The scheme capitalized on the notion that anyone could make money on the &lt;a href="http://en.wikipedia.org/wiki/Internet" title="Internet"&gt;internet&lt;/a&gt; without much effort.&lt;/p&gt; &lt;p&gt;AllAdvantage’s success attracted many imitators. At its peak, there were several dozen pay-to-surf companies. AllAdvantage had US$175 million in venture capital; its imitators did not and thus their members were never more than a small fraction of AllAdvantage's.&lt;/p&gt; &lt;p&gt;After 18 months, even AllAdvantage ceased operations. At that point, AllAdvantage had paid out over US$160 million to its members. Many members of smaller pay-to-surf companies were never paid when the companies shut down.&lt;/p&gt; &lt;p&gt;By late 2001 with the &lt;a href="http://en.wikipedia.org/wiki/Dot-com_bubble" title="Dot-com bubble"&gt;dot-com bubble&lt;/a&gt; collapsed, very few pay-to-surf companies remained.&lt;sup id="cite_ref-1" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Paid_to_read#cite_note-1"&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt; This is not surprising since 100% of the revenue came from internet advertising, which was the area hardest hit.&lt;/p&gt; &lt;p&gt;As with many Internet business models, pay-to-surf companies attracted people trying to defraud the company out of money. First, as noted above, the companies had to deal with spammers, often having to terminate member accounts. They were also required to get parental permission from members under the age of 18, many of whom flocked to these programs as an easy source of income. Finally, utilities started appearing which allowed users to simulate surfing activity.&lt;sup id="cite_ref-paystocheat_2-0" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Paid_to_read#cite_note-paystocheat-2"&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt; Some users even created &lt;a href="http://en.wikipedia.org/wiki/Mechanization" title="Mechanization"&gt;mechanical&lt;/a&gt; mouse-moving devices which ran around their desks, i.e. "JiggyMouse"&lt;sup id="cite_ref-canitpay_4-0" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Paid_to_read#cite_note-canitpay-4"&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt; These programs and devices allowed users to get paid simply for leaving their machines on. This began an &lt;a href="http://en.wikipedia.org/wiki/Arms_race" title="Arms race"&gt;arms race&lt;/a&gt; between the pay-to-surf companies who built fraud-prevention software and fraud program developers, with each releasing increasingly sophisticated versions of their software.&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/608292761554705204-5558085561454983683?l=getfreebucks.blogspot.com' alt='' /&gt;&lt;/div&gt;
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They often use vague explanations, asserting little more than that they do different types of trading on various stock markets or exchanges to generate the returns they purport. The &lt;a href="http://en.wikipedia.org/wiki/U.S._Securities_and_Exchange_Commission" title="U.S. Securities and Exchange Commission"&gt;U.S. Securities and Exchange Commission&lt;/a&gt; (SEC) has said the following on the matter: "These fraudulent schemes involve the purported issuance, trading, or use of so-called 'prime' bank, 'prime' European bank or 'prime' world bank financial instruments, or other 'high yield investment programs.' ('HYIP's) The fraud artists... seek to mislead investors by suggesting that well regarded and financially sound institutions participate in these bogus programs."&lt;sup id="cite_ref-0" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Hyip#cite_note-0"&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt;&lt;/p&gt; &lt;h2&gt;&lt;span class="editsection"&gt;&lt;/span&gt; &lt;span class="mw-headline" id="Mechanics"&gt;Mechanics&lt;/span&gt;&lt;/h2&gt; &lt;p&gt;Though Ponzis and HYIP schemes have thrived and multiplied since at least the early 1900s, the combination of the &lt;a href="http://en.wikipedia.org/wiki/Internet" title="Internet"&gt;Internet&lt;/a&gt; and &lt;a href="http://en.wikipedia.org/wiki/Electronic_money" title="Electronic money"&gt;Electronic money&lt;/a&gt; has played an important role in the rapid growth of HYIPs in the first decade of the 21st century.&lt;/p&gt; &lt;p&gt;The use of digital payments systems has made it much easier for operators of such websites to accept payments from people worldwide&lt;sup id="cite_ref-1" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Hyip#cite_note-1"&gt;&lt;span&gt;&lt;/span&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt;. Electronic money systems are generally accepted by HYIP operators because they are more accessible to operators than traditional merchant accounts. Several digital currency companies responded by taking measures to discourage their system from being used for HYIPs.&lt;sup class="noprint Template-Fact" title="This claim needs references to reliable sources from January 2009" style="white-space: nowrap;"&gt;[&lt;i&gt;&lt;a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"&gt;citation needed&lt;/a&gt;&lt;/i&gt;]&lt;/sup&gt; Some HYIP operators opened their own digital currency companies that eventually folded; these companies include Standard Reserve, OSGold, INTGold, EvoCash, and V-Money. &lt;a href="http://en.wikipedia.org/wiki/StormPay" title="StormPay"&gt;StormPay&lt;/a&gt; was started in the same way in 2002, but has remained in business even though the HYIP that it was created to serve was shut down by the State of Tennessee&lt;sup id="cite_ref-2" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Hyip#cite_note-2"&gt;&lt;span&gt;&lt;/span&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt;.&lt;/p&gt; &lt;p&gt;Some HYIPs have incorporated in countries with lax fraud laws to secure immunity from investor laws in other countries. The operators have been known to host their website with a web host that offers "anonymous hosting". They will use this website to accept transactions from participants in the scheme.&lt;sup id="cite_ref-3" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Hyip#cite_note-3"&gt;&lt;span&gt;&lt;/span&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt; The HYIP scam may also create sites which employ &lt;a href="http://en.wikipedia.org/wiki/Spamdexing" title="Spamdexing"&gt;spamdexing&lt;/a&gt; or other &lt;a href="http://en.wikipedia.org/wiki/Adversarial_information_retrieval" title="Adversarial information retrieval"&gt;adversarial information retrieval&lt;/a&gt; techniques in order to attract potential victims by creating an impression that the company has done no wrong.&lt;/p&gt; &lt;h2&gt;&lt;span class="editsection"&gt;&lt;/span&gt; &lt;span class="mw-headline" id="Examples"&gt;Examples&lt;/span&gt;&lt;/h2&gt; &lt;p&gt;The largest documented HYIP scam was OSGold, founded as an &lt;a href="http://en.wikipedia.org/wiki/E-gold" title="E-gold"&gt;e-gold&lt;/a&gt; imitation in 2001 by David Reed. OSGold folded in 2002. According to a lawsuit filed in U.S. District Court in early 2005, the operators of OSGold may have made off with USD $250 million. CNet reported that "at the height of its popularity, the OSGold currency boasted more than 60,000 accounts created by people drawn to promises of "high yield" investments that would provide guaranteed monthly returns of 30 percent to 45 percent."&lt;sup id="cite_ref-news.com_4-1" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Hyip#cite_note-news.com-4"&gt;&lt;span&gt;&lt;/span&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt;&lt;/p&gt; &lt;p&gt;The second largest documented HYIP was PIPS (People in Profit System or Pure Investors).&lt;sup id="cite_ref-5" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Hyip#cite_note-5"&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt; The investment scheme was started by Bryan Marsden in early 2004 and spanned more than 20 countries. PIPS was investigated by &lt;a href="http://en.wikipedia.org/wiki/Bank_Negara_Malaysia" title="Bank Negara Malaysia"&gt;Bank Negara Malaysia&lt;/a&gt; in 2005 which resulted in Marsden and his wife being charged in a Malaysian court with 97 counts of money laundering more than 77 million &lt;a href="http://en.wikipedia.org/wiki/Malaysian_ringgit" title="Malaysian ringgit"&gt;RM&lt;/a&gt;, equivalent to &lt;a href="http://en.wikipedia.org/wiki/United_States_Dollars" title="United States Dollars" class="mw-redirect"&gt;$&lt;/a&gt;20 million.&lt;sup id="cite_ref-7" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Hyip#cite_note-7"&gt;&lt;span&gt;&lt;/span&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt; Even after these charges were brought forth, many of Marsden's followers and investors continued to support him and believe they would see their money in the future.&lt;/p&gt; &lt;p&gt;Some Ponzi schemes promise yields that appear realistic and as such are not considered "high-yield investment programs." &lt;a href="http://en.wikipedia.org/wiki/Bernard_Madoff" title="Bernard Madoff"&gt;Bernard Madoff&lt;/a&gt;'s Ponzi scheme offered yields of only 5% per year, for example.&lt;sup id="cite_ref-8" class="reference"&gt;&lt;a href="http://en.wikipedia.org/wiki/Hyip#cite_note-8"&gt;&lt;span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/sup&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/608292761554705204-3053517821801941078?l=getfreebucks.blogspot.com' alt='' /&gt;&lt;/div&gt;
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