Pinoy Best Business

How To Earn Using Your Cellphone Without Selling Load As A Technouser

noreply@blogger.com (Anonymous) — Wed, 29 Aug 2012 20:35:00 +0000

We always think that our cellphone is only used for texting, calling and to access the internet but you can also earn using your cellphone. Your very own cellphone can now start to become a money making machine and this article will reveal that very secret to you. Well, you might think that you are going to sell prepaid load but you are not though you have the option to do so if you want to. This article is actually not going to focus on selling load or scamming other people you don’t know and ask them to send you money blah blah blah. This is real business and it is very easy to do.

Be a Technouser

What you will need is of course your cellphone and register sim with a little starting capital of P300. Then you will also need at least P500 for your loadwallet which you will use for your own consumption. Overall initial investment is P800 which is extremely low for a business capital that can let you earn even millions in the coming months if you do the business right. For the price of P800 you can now start making your way to become financially free and not to worry about how you will give everything that your family needs everyday.

To start with, you have to sign up as a technouser from a known technopreneur with the registration fee of P300. This will include your very own exclusive Vmobile Mpower sim and access card. Once you register you must then reload your account for at least P500 though this is still optional at this stage but you will need to reload your account pretty soon as you will be signing up other people also for you to earn more. The next thing you need to do is check your phone book and social sites accounts. Look for 10 people who would love to have lifetime discount on all prepaid product and those who need extra money using their cellphone just like you without selling load. Remember you only need 10 people to teach the business.

Earn Using Your Cellphone

Every time you register a new technouser on your level 1 you will earn P50 direct referral. Remember, you registered for only P300 but you got P500 commission from your Direct Refferals. Now those 10 people you registered on your first level can also endorse up to 10 people under them. Now from your 2^nd – 8^th level you will earn indirect referral of P20 each. This may not sound a lot but if you will try to make a computation out of 3 direct referral and 3 indirect referral upto the 8^th level you will earn P196,890. That is still a big amount of money which is about 16k a month salary. That is also way bigger than what you will earn from an ordinary day job. Imagine if you were able to complete all 10 direct referral and all of them were able to register 10 inderect referral upto the 8^th level, how much can you possibly earn without even selling anything? All you did was share the opportunity.

Keep using your cellphone the way you usually use it. Keep reloading and tell all your downlines to do the same. Use your one sim load all vmobile account everytime you reload and aside from your lifetime discount priviledge you will also earn 1-2% from all the load consumption of all your 10 levels of downlines. So if all of them are loading P100 a month and you have about 88,572 upto your 10 level you will earn a 1% commision of P88,572 a month. If for instance one of your downline did not buy load for herself on that month, no worries because with dynamic compression all those who did not qualify for the patronage reward will be replaced by the last person who qualify so that you still get full commission every month. That’s the power of consumirism. You keep enjoying the products you normally buy in stores only now you will have to load yourself and then you earn huge amount of money like this. However, this will not happen overnight. You have to be dedicated enough to reach this kind of goal. Even if you already have an account in Vmobile loadxtreme but you are not taking action you will never see great results.

It is possible to earn this big because people are constantly buying load despite the economic downturn. This is a great way to save and then earn big all at the same time so what else can you ask for? Again, you don’t need to sell load because if you will focus on selling then you will have to sell at least P200,000 every single month so you can earn at least P20k from a 10% profit. If you don’t have 200k then being a technouser is the simplest and easiest way to start your own business. There are more than 90 million cellphone users in the country and you only need to find 10 people to fill your first level. Then teach them everything they need to know to follow what you did to help them find their 10 downlines for their first level. In this kind of business you really must learn how to share. If you do not teach your downlines what you know, they will never be able to endorse to others. That also means a dead business for you. This is the easiest way to earn using your cellphone.

Different Rates of Discount To All Network in The Philippines

noreply@blogger.com (Anonymous) — Tue, 28 Aug 2012 20:32:00 +0000

Discount to all Network

What if everyone will have discount to all network? Since there is a huge demand of prepaid load in the Philippines, many Filipinos have tried e-loading business from home. Truly it is a very in demand product because consumers will come after you and not the other way around just like how other products should be sold. There is absolutely no need to go house after house to sell load. All you need is a simple marking in front of your house or sari-sari store saying that you sell load then people from all over the place will keep coming back to you to buy load. But how much investment do you need to earn a fair amount of money that can help you with your expenses every month?

If you are earning 10% from every sale you make then it means you need to sell at least P100,000 worth of load every month so you can have a P10,000 profit. If you want to sell load and earn more, then you have to invest more on your load products so if you can sell at least P200,000 worth of load every month then a P20,000 monthly profit would be decent enough to meet both ends. If you have a loading station inside the mall then it could be possible to sell that much but remember you have to rent the place and it is particularly expensive since you will be selling inside the mall. What if you don’t have that much capital to start with that huge investment? What if you only sell less than 10k a month? Is that still a good business to take?

I can really understand that most of us are struggling to make a day to day living and so we are tied with our job that we don’t even see the big picture behind having our own business. We tend to feel okay with our monthly salary even though in reality it was never enough to give a decent and comfortable life for our family. Now if you think is not a the best loading business to start with unless you have a nice loading station inside the mall and a huge capital to start with, I am telling you now that it is still possible to be in this very in demand business with very minimal capital.

Being a technopreneur or technouser will let you access all 300 different prepaid products from online gaming, cable tv, internet, landline and so much more all in one sim card and cellphone. You heard that right, one sim load all business with a starting capital of P300. Not convinced? Vmobile actually is a registered partner of the three major telephone companies in the country namely Smart Communications, Globe Telecom and Sun Cellular. This is why it is possible for you to access all available products these three telcos are selling and so much more. You can start with a minimum of P500 loadwallet and you don’t need a huge overhead to start with the business. You don’t need to write down every single purchase as you will have an automatic inventory online which you can access using your assigned ID number and password. You earn 10-14% everytime you sell or use for your own purpose any products from Vmobile plus a lifetime discount to all network.

Photo thanks to Ed Yourdon under Creative Commons

Advantages Of Being A Teachnopreneur and Load For Money

noreply@blogger.com (Anonymous) — Tue, 28 Aug 2012 00:17:00 +0000

Load for Money

You must have heard about how to load for money from your best friend, relatives, classmates, colleagues or neighbor before but you did not pay much attention about it for some reason. This article will explain further the advantages of being a Teachnopreneur and how you can effectively make the most out of it. According to statistics, there are now more than 94 million cellphone users in the country alone excluding our millions of OFWs abroad. Telecommunication business is booming as time goes by and it will continue to grow fast along with the many upgrades and improvements to wireless devices.

Did you know that an average cellphone user can spend over 10 thousand pesos out of cellphone use alone every year? Now imagine how much money our major telcos (Smart, Globe and Sun) are earning when you multiply it to over 94 million average cellphone user? That’s more than you could think of because if I am to calculate an average person consuming P30 per day for one year then multiply it to 94 million cellphone user the total would be P1,015,200,000,000!

You see, the market is huge and there is big money involve here so if you think that prepaid loading business is cheap you better think again. The difference between a rich and a poor person is how a rich person sees a small opportunity and knows how to make big profit from it while, the poor will just ignore this because he thought there is nothing really special as he is using his poor judgement. Now what if you can share some profit from the long figure above? What if we can all save 10-14% of our total load consumption? That means we can save up to P101,520,000,000 – P142,128,000,000 from our load consumption every year. Our major telcos will still be left with P913,680,000,000 – P873,072,000,000. If they are to split them into three equal parts they still take home huge amount of P304,560,000,000 - P291,024,000,000 each and that is on a yearly basis. Take note, that’s just from their prepaid cellphone user.

Learning how to be a technopreneur is easy and there is really nothing much complicated about it. Once you become a member you are now entitled of a lifetime discount to all the prepaid products you could think of whether it is prepaid internet, landline, cable tv, online gaming etc only you will reload yourself and you don’t need to go to the store to buy cellphone load. Everytime you buy load you will get a 10-14% discount so selling prepaid load is another way of earning though this is really optional. You will have access to over 300 prepaid products of Vmobile all in one sim card and cellphone. Also, if you tell other people to have lifetime discount on their prepaid consumption you will also earn a commission from your endorsement once they become technopreneurs too. You will also receive another commission of upto 2% if all your endorsement will continue to use the product. All your endorment can also endorse to their family and friends and have lifetime discount to all network as well. They too can earn from endorsement and product use. Imagine if all cellphone users in the Philippines will have lifetime discount to all network then we can save more money while we continue to load for money.

Best Business Ideas For 2012: Why Start A Home Based Business

noreply@blogger.com (Anonymous) — Sun, 26 Aug 2012 20:29:00 +0000

Best Business Ideas for 2012

Have you ever thought of starting your own business but you have no idea what is the best business ideas for 2012 and how to start? This article will help motivate you and rethink of your plans. The economic down turn has affected millions of people all over the world. People are having a hard time searching for a job leaving them broke and hopeless. But actually there is a way to get out of the trap of unemployment. You just have to open your mind of many possibilities around you. Starting your own home based business does not require a lot of money. In this generation where internet plays a big role in many big corporations, you can actually take advantage of the best online business and start making your home your own office to make money.

Along the process you need to be willing to learn and do what it takes to succeed. Many unsuccessful business owners fail due to not having enough knowledge of the business. There is no quick solution to success or earn big fast. You need to develop the right mindset before you start your own home based businesss. Having a home based business offers a lot of best business opportunities 2012 because you don’t need to run a store, pay employees etc. It will require a lot of effort and dedication before you finally smoothen things out.

Though home base business is the best business 2012 you may still experience failure at first or even several times. However, your dedication to never quit will soon result to success. Remember how many times Thomas Edison found how not to build a light bulb? You have to keep trying until you find the perfect solution. Since most home based businesses are online you have to equip yourself with knowledge in building websites, search engine optimization, landing pages, opt-in page, autoresponder, social media, pay per click and syndication. You can however outsource all these skills if you want to. There are millions of homebased freelance worker who could even do everything at a very low price.

Remember to think and act as a business person because this will help you develop the right mindset you need as you move on with your best online business for 2012. Keep in mind that more and more people are losing their job and you are not guaranteed to stay in your job forever. Find your way to time and financial freedom. You take charge of your life. We don’t live 150 years so do everything you can to be free from corporate slavery and live your life the way you really want it. Start doing something and stop worrying of anything else. It is our birth-rite to be successful and no one deserves to be poor and suffer his entire life to poverty. You know you deserve something better so act now. You can be who ever you want to be if you choose to. Don’t be afraid to take the risk and start your own homebased business as this is one of the best business ideas for 2012.

Photo thanks to Ray Smith under Creative Commons.

Top 10 Pinoy Best Businesses Online

noreply@blogger.com (Anonymous) — Sat, 25 Aug 2012 22:52:00 +0000

Pinoy Best Business

If you are thinking of pinoy best business opportunity that you can actually do easily online then you landed on the right page. Online businesses are booming all over the world. Don’t be left behind and start learning the curve of having your own online business. Since this is an online business you would definitely need a minimal amount of money, a computer and an internet connection at home. This is a great way to earn while spending most of your time with your family. How would you love to attend to your kids’ needs and still able to make a living? Here is the top 10 pinoy bestbusiness online;

1. Creating a blog – you can blog about anything that interest you. If pople find your blog interesting and informative you will receive more traffic. You can earn through PPC and affiliate links.

2. Web Flipping – if you know how to create a website you can actually sell it to anyone who would be interested to use it for their own. You could also sell your blog if you want to.

3. Web Design – this is a very in demand work nowadays and having the right skills can let you earn when you help website owners to redesign their sites according to their specification.

4. Online Teaching – this is also a very popular pinoy business in the country whether office based or home based. You can teach people from different none English speaking country to learn the languge so if you can speak English fluently then you can use your knowledge and teach others.

5. Search Engine Optimization service – if you have the ability and knowledge to make a website rank in search engines then this is another best pinoy business ideas for you as you will be earning good amount of money just by helping other website owners rank in google and other seacrh engines.

6. Mentor – share inspirational words and help others improve their life. This is also another very popular job you can do online.

7. Writing an Ebook – if you are passionate enough on something, why not write something about it and turn it into an ebook. You can actually sell your ebooks online and start making money out of something you know so much about.

8. Article Writing – if you are a flexible writer and can write something about various topics, you can help many business owners improve their website’s content.

9. Affiliate Marketing – you can promote and sell other people’s product by posting the link to your own blog or website. You will get a commission everytime someone buys from your link.

10. Network Marketing – you can also do your network marketing business online to gather more prospects and attract more downlines. You just have to be careful in choosing which company to join. See to it that the product is highly in demand and is not hard to sell. If you do the business right, you are more likely to multiply your earnings in less than one year this is why it is considered a pinoy best business whether online or offline.

Photo thanks to Sean Dreilinger under creative commons

How To Earn Using Your Cellphone

noreply@blogger.com (Anonymous) — Sat, 25 Aug 2012 13:44:00 +0000

Earn Using Your Cellphone

There are now over 94 million cellphone user in the Philippines and its number keeps growing every year since many Filipinos love to do all stuff using their cellphone so this is a great opportunity to earn using your cellphone. Our cellphone has now become more than a communicating device. We can now easily connect with our friends and family via social sites like twitter and facebook through the use of the internet without having our own computer. Our cellphone is also now capable of doing banking transactions, paying bills, purchasing items and so much more. This changes the way we look at cellphones and other wireless devices.

But did you know that from the moment we purchase our cellphone up to constantly using it is an expence for us? Yes, that’s true because when you buy a cellphone you spend money to pay for it. Then you will constantly charge your battery which cost electricity though not that much but it is still an expence. Aside from that you will need to buy load frequently so that you can use it to send messages or access social sites and call your family and friends. Our cellphone used to be an expense generating device until recently, one company was able to figure out how they can change this scheme.

With Vmobile loadxtreme you can now have access to over 300 prepaid product using your cellphone. Being a technopreneur or technouser allows you to start your own business. This is a great opportunity for every Filipino cellphone user to earn extra money while they continue enjoying what they love doing with their mobile device. Vmobile offers a one sim load all feature that anyone can enjoy once you register. For as low as P300, you can now start enjoying lifetime discount to all network of up to 14%.

Let your family and friends enjoy lifetime discount to all networks and earn up to 1-2% on all their load consumption. Selling over 300 prepaid products like cellphone load, prepaid internet, cable, landline, online gaming and so much more can also let you earn up to 14%. Prepaid load is very in demand because millions of people are using cellphones and so it is necessary for them to buy load constantly. You don’t need to do a lot of marketing strategy to sell your products because people will come to you voluntarily. All you need to do is let them know that you are selling load and everything else will follow especially when you need extra money.

Joining doesn’t require a lot of requirements not like the traditional loading business that lets you sell only one network unless you sign up to all three major telcos. Signing up to Smart, Globe and Sun may require bigger registration fee plus your product is very limited. With Vmobile you get everything you need in one sim for as low as P300. Now you can decide whether you keep your gadget an expense generating device or start earning using your cellphone now. Turn your cellphone into an asset and let others know about the great opportunity so that they too can enjoy lifetime discount to all network plus a chance to earn as well. Remember, the more you give the more you receive. Start to earn using your cellphone now.

Photo thanks to Ed Yourton under creative commons.

How to Earn and Get Discounts To All Network

noreply@blogger.com (Anonymous) — Fri, 24 Aug 2012 20:40:00 +0000

Discount To All Network

If you are thinking of a very in demand business in the Philippines that does not really require a physical store to sell your products then starting an e-loading business is the best option for you. Do not underestimate the potential of this business because our country is considered the texting capital of the world. This means we have a huge market and there is enough for everyone. There are around 94 million prepaid subscribers this year 2012 and it keeps growing everyday. People love to buy the latest gadget in the market and don’t be surprised if you see a 3 year old child using a cellphone. The number of prepaid subscriber is expected to rise in the coming years.

Filipinos in the Philippines alone send 1.8 billion text messages every single day. How much do you think can every Filipino subscriber save if they all get discount to all networks? You may not notice it because you only get to buy a regular P30 load every day. However, if you are to multiply that amount to the number of active subscribers you can really imagine how much these telcos are earning every single month through text messaging alone. This makes Globe Telecom, Smart Communications and Sun Cellular companies’ one of the highest earners when it comes to non-voice revenue in the world. We cannot stop the growth of prepaid users in the country especially now that cellphone manufacturers have been improving their handsets to be able to also access the internet without the use of a computer.

This is another great advantage for many giant telcos in the Philippines to actually increase their revenue since it has become very easy for many Filipinos to access the internet anywhere they are. Internet access via cellphone is really becoming popular especially with the fast rise of social sites like facebook and twitter. You probably are one of those who are using prepaid load and internet for your wireless device. Now there is good news for every one of you who love to send messages and browse the internet with your cellphone or any other wireless device. You can now avail a lifetime discount to all networks everytime you load yourself.

This means that every time you buy a prepaid load for your device you are entitled for 10% up to 14% discount. Take this scenario for example, if you are to buy a P100 smart load in a regular store you will pay P100 or sometimes higher then you will receive your P100 prepaid load. With Vmobile, when you buy a P100 smart load from your own load wallet you will receive the same amount but you will only pay P89 which means you saved 11% discount to all network and it will always be like that every time you replenish your load balance for as long as you load yourself.

Just try to imagine how much you can save if you and the rest of your family will load and earn . It is actually more convinient because you don’t need to bother going outside to buy load since you can send load anytime anywhere. This is actually the best loading business in the country.

Be A Prepaid Load Distributor and Load For Money

noreply@blogger.com (Anonymous) — Thu, 23 Aug 2012 18:27:00 +0000

If you are thinking of a business that you can do from home you might want to consider being a dealer of prepaid loads in the Philippines to load for money. There are two major telcos in the Philippines; Smart Communications and Globe Telecom. These two telcos cater postpaid/prepaid internet and cellphone loads. There is a huge demand on products from these two major telecommunication companies so being a distributor or dealer of the two is a big advantage. What you will need are valid Ids, proof of billing, an application form, two cellphones and retailer sim cards from Smart and Globe.

To start with you will need to figure out where you operate your business. It is an advantage if you have a store for faster approval of your application. You will have to visit each telcos’ business centers to file your application. You can choose either one of the two or you can also choose both if your budget would allow. You could also buy prepaid cards worth P100, P300 and P500 denomination so you don’t have to undergo such process. However, eloading is still the most popular way of selling load since people can buy it at a very affordable P10 denomination.

Once your account gets approved you can now start marketing your eloading business. You may want to try to load your own cellphone first so you can get familiar on how to send load to your customers. You can also use other marketing materials like tarpaulins and flyers so people around your area will start seeing that you are a prepaid load dealer for Smart or Globe. These products are not very hard to sell, in fact there is no hard selling required because people will come and look after you voluntarily. This is how in-demand a loading business is and the return of investment is really fast compared to other traditional businesses.

Load for Money

To make the story even better, there is another great way if you really want to take your business to the next level. Becoming a technopreneur would allow you to sell here in th Philippines and even abroad so even Filipino OFWs can do this business and start earning extra. The products include all prepaid loads like prepaid card denomination local or IDD, prepaid internet, landline, cable tv, online gaming and all other prepaid products you could think of. This is a huge advantage for someone to be able to cater different networks which millions of Filipinos are using. This increases your chance of earning since you have all that your market needs. Vmobile is also a registered business partner of all major telcos like Smart, Globe and Sun Cellular. There is no need to visit all three different telcos business centers because you only have to sign up once in any Vmobile office. Another great thing about joining this company is you don’t need different cellphones and sim cards to sell about 300 prepaid products because you only need your existing cellphone and sim card. Visit your nearest Vmobile branch to find out how to become a technopreneur and load for money.

What Are The Best Business Ideas For 2012

noreply@blogger.com (Anonymous) — Fri, 27 Jul 2012 17:21:00 +0000

Best Business Ideas For 2012

Many people are struggling to get a decent job nowadays and this kept on happening all over the world so we really need to think of the best business ideas for 2012. Because of this problem many families are being affected particularly the young ones. As parents we all want the best for our kids but if things don't go according to our plan it could be a pain in the neck sometimes. We are on the thrid quarter of the year now but it is never too late to earn money.

The network marketing industry is actually one of the best online business and it has been around for decades. However, very few people were able to actually succced in this kind of business industry. There is really nothing wrong about this kind of business. In fact, network marketing offers a lot of benefits to its members. The only thing is some people are doing whatever it takes just to earn even if it means deceiving another person so you need to be very careful in choosing which company to join.

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Freelance work/service like Virtual Assistant/Receptionist is also a very in demand job that offers best business opportunities to anyone. If you know anything about office management and is competent enough then you are qualified for this kind of job. This job pays way better than other office jobs in the country. This is one way of learning other stuff as well and not just office work because your employer may ask you to do some work which you may have no idea about. However, if you think you are not sure of what you are doing it is still best to ask.

If you already have a small business then another best business 2012 is to create a blog or website for it so you can also sell your products online. There are many free website creators like weebly in the internet which does not require programming skills. Even a high school student can set up a website using this platform. Once you have your free website set up start posting pictures of your products so people can see what you have to offer.

If you can’t find anything to sell then be an affiliate to other online stores and this is one of the best online business for 2012. These sites will pay you everytime you generate sales. There is actually no need to talk and try to convince anyone a long as you make your site talk for you. What I mean is, make sure that once a visitor sees your site, they will be able to get all the information they need about the product.

These are just some of the many best business ideas for 2012 you can do with less to almost no capital to start with.

Photo by Coal Miki under creative commons license

Pinoy Best Business: Why Online Business

noreply@blogger.com (Anonymous) — Wed, 18 Jul 2012 13:05:00 +0000

Pinoy Best Business

Pinoy best business is a blogsite especially made to teach my fellow Filipinos how to use the internet to make money. Hi I’m Arlene, and I am going to discuss many important details about pinoy best business that can help everyone. Join me on my journey to success and be the first to witness how you can also use my techniques in generating income while staying at home. This is a great opportunity most especially to moms like me who are just staying at home. I will be discussing ideas and tips here so you better subscribe to my feeds to keep you updated for my new posts in the coming weeks about best business ideas for 2012.

There is no denying the internet world has come a long way since then. The internet is not only a place to write ideas and facts about things but it is also a place to earn money for many internet marketers all over the world. This is where you can expand your business without a huge cost and reach out to thousands of people without actually being there. There are actually several ways on how you could actually earn from the internet and you just have to choose which business fits your budget.

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Discover how you can make the most out of your internet use.

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What to expect in the next couple of weeks:

What are the best business for 2012
All the latest online pinoy best business
Why you should load for money
Great discount to all network
How to earn using your cellphone

I’ve been an employee since the day I graduated college. I was so happy at first after finally getting my first office job I used to dream of. However, after years of working I still couldn’t achieve the life I always wanted. While working I realized how hard it was to earn and save money being an ordinary office worker. It gets even harder for me to budget my earnings especially now that I already have my own family. I said to myself that there is got to be a way to end this cycle. Then an idea strikes me! I suddenly realized that for me to be able to get out of this chain of poverty is to start my own business.

It was a great idea of course. Nothing could be better than being your own boss, right? So I searched in the internet about the best online busines without shelling out huge amount of money. Of course in every business you have to invest money and take the risk. I know most of you would feel hesitant at first. But we have to change that kind of mindset and come out of our comfort zone if we really want to be successful. Losers are those who are afraid to fail. Learn from your experience and talk to people who are more experienced in your chosen field for some tips and advice. Keep educating yourself becuase it will help you advance towards the others faster than you could ever imagine. So stay tuned for more here at pinoybest business.

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Photo thanks to Ed Yourdon under a creative commons licence

The Sad Truth Of Being An Employee

noreply@blogger.com (Anonymous) — Mon, 16 Jul 2012 18:09:00 +0000

In reality... You go to school, 2yrs Nursery + 2yrs Kindergarten + 6 yrs Elementary + 4 yrs in High School + 4 yrs in College, for a total of 18 years only to become a worker for other people for the rest of your life? We don't learn how to be successful in school so most people are programmed how to serve others and do their job well so they can earn money to spend for their own needs. Now, you’re very lucky, you got a job and a monthly salary of P10,000. Meaning, in 10 years, you can save P1,200,000.00! Wow!! That's a lot of money! Can this buy a car? YES! Can this buy a house? YES!! Ahem, ahem…Hold on one moment. With this money, you can buy a car and a house IF: for 10 years, you eat in your neighbor, you take a bath in your neighbor, you use your neighbor's shampoo and toothpaste, you iron your uniform or office wear in your neighbor and you will just walk every single day going to the office. In short, you will not spend a single peso from your salary. Can you really save P10,000 a month? In reality, the income of an average wage earner is not enough. So, what really happens when you receive your salary? Is your income enough to pay for your necessities? If it’s not enough, what will be the most logical thing to do? Borrow money, 5/6, pawn your ATM and other valuables or bury yourself in debt. Once you receive your salary, pay back the debt. Once you’ve paid it off, what’s left of the money is not enough. Again get into the debt!…It becomes a vicious cycle. Employment is good but we need cash. What if you got sick? Had an accident which made you unable to work anymore? What if you suddenly got fired? Do you have a plan B? We are not talking about money here. We are talking about the TIME that you can save instead of working for 10 years–and away from your family. “Your FUTURE is created by what you do TODAY… NOT TOMORROW” By now, you may may be thinking, "How can I stop this cycle and live the life that I truly deserve?" We all deserve to be successful. It is our birthright! There is a way to end poverty in our country. All we need is to learn how to work smart and not just work hard. Open you mind to opportunities. Don't be afraid to take risk and most of all don't be afraid to fail. Let us all learn from our experiences and make our lives better.