The Finance Sage

Who Is Responsible For America's Woes?

noreply@blogger.com (C Edwards - Financial Freedom!) — Wed, 29 Oct 2008 16:47:00 +0000

The 545 People Responsible For All Of America's Woes I came across an interesting article by Charley Reese. He has been a journalist for 49 years, reporting on everything from sports to politics....

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Social Security - Interesting!

noreply@blogger.com (C Edwards - Financial Freedom!) — Thu, 30 Oct 2008 16:11:00 +0000

Social Security The chart below shows the history of the percentage withheld in payroll taxes and the limit. In other words, the employee paid 1% of income in payroll taxes until the limit of $3,000...

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Underwater?

noreply@blogger.com (C Edwards - Financial Freedom!) — Fri, 31 Oct 2008 19:01:00 +0000

Are you underwater? Many people are. Today, 1 in 5 Americans owe more on their mortgage than their home is worth.If you are underwater and can afford to pay your monthly mortgage, then you should pay...

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Saving On Auto Insurance

noreply@blogger.com (The Sage of Finance) — Tue, 04 Nov 2008 17:48:00 +0000

Shop Around There are wide differences in the cost of auto insurance. Shop around and compare. A site that may assist you in making comparisons is Insurance.com. On this site you can make...

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Extended Warranties, Yes or No?

noreply@blogger.com (C Edwards - Financial Freedom!) — Mon, 10 Nov 2008 16:38:00 +0000

Should You Buy Probably not. There are many experts who argue that buying an extended warranty is never wise. Since I have not seen all possible extended warranties, I would not go quite that far....

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Required Reading In November 2008

noreply@blogger.com (C Edwards - Financial Freedom!) — Thu, 13 Nov 2008 15:08:00 +0000

The Great Consumer Crash of 2009Such a crash might have seemed unlikely to many when it was written, however, perhaps now it seems a lot more likely. The events of the last week and the financial...

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Lunch Savings

noreply@blogger.com (C Edwards - Financial Freedom!) — Mon, 17 Nov 2008 14:29:00 +0000

Brown Bag Or Order Lunch Here is an interesting question. If you were to brown bag and bring your lunch to work with you rather than ordering take-out or going out for lunch, how much would you...

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Coupons

noreply@blogger.com (C Edwards - Financial Freedom!) — Thu, 20 Nov 2008 21:41:00 +0000

A Coupon For You As the economy continues to spiral downward, you may find that using coupons is becoming more interesting and a way in which you can save some real money. Read Going From Coupon...

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Credit Card Rate Increases Coming

noreply@blogger.com (C Edwards - Financial Freedom!) — Mon, 24 Nov 2008 19:40:00 +0000

The Cost Of Credit Card Debt Is Going Up Several credit card issuers have just announced that they will raise interest rates and increase some other charges on their credit card holders. American...

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Happy Thanksgiving Day

noreply@blogger.com (C Edwards - Financial Freedom!) — Wed, 26 Nov 2008 22:00:00 +0000

Have a Happy and Prosperous Thanksgiving Day Thanksgiving day is a North American holiday, celebrated on the second Monday in October in Canada and the fourth Thursday in the United States. It is a...

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Required Reading in December 2008

noreply@blogger.com (C Edwards - Financial Freedom!) — Mon, 01 Dec 2008 14:16:00 +0000

Why You Need An Emergency FundThree reasons why you should have an emergency fund are explained in this article. Pay Day Loan Warning explains the dangers of using pay day loans which are sometimes...

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Down The Drain

noreply@blogger.com (The Sage of Finance) — Wed, 03 Dec 2008 17:30:00 +0000

What Happened? Where does all of your money go? Did it go down the drain? If this sound like you, you need to put a drain stopper in the sink. Ok, it is payday so you order takeout for dinner, and...

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Questions to Ask Before Co-Signing

noreply@blogger.com (The Sage of Finance) — Thu, 11 Dec 2008 18:23:00 +0000

Questions to consider There are some questions you should ask before co-signing on a loan. Some of them are: Are you aware of and knowledgeable about the co-signing laws in your state? Do you...

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Co-Signing Dangers

noreply@blogger.com (The Sage of Finance) — Mon, 15 Dec 2008 15:00:00 +0000

Dangers, What Dangers? Most people want to be helpful to friends and relatives when possible. One of the ways you may be asked to help someone is to co-sign on a loan for your friend or a member of...

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Merry Christmas

noreply@blogger.com (C Edwards - Financial Freedom!) — Thu, 25 Dec 2008 22:21:00 +0000

Merry Christmas We wish you a very merry Christmas and/or a happy Hanukkah. This time of religious observance is very important to me and I hope you have a wonderful holiday.

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The Price of Gas

noreply@blogger.com (C Edwards - Financial Freedom!) — Tue, 30 Dec 2008 16:20:00 +0000

The Price of Gas Back in June, 2008, when the price of gasoline was running nearly $4.00 a gallon, I ask the question Who is happy about the price of gas?. There are those who want the price of gas...

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Financial Indicators

noreply@blogger.com (C Edwards - Financial Freedom!) — Fri, 02 Jan 2009 14:47:00 +0000

Happy New Year This new year may not be happy for everyone. I hope that for you it is a happy one. There are a number of economic conditions that could make this a difficult year for many. Some...

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Political Wisdom on Taxes

noreply@blogger.com (C Edwards - Financial Freedom!) — Wed, 07 Jan 2009 21:13:00 +0000

Political Wisdom, is that an oxymoron? Government's view of the economy could be summed up in a few short phrases: If it moves, tax it. If it keeps moving, regulate it. And if it stops moving,...

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Bailout Suggestions

noreply@blogger.com (C Edwards - Financial Freedom!) — Mon, 26 Jan 2009 18:54:00 +0000

Bailout or Boondoggle? It is estimated by most experts that the minimum total cost of the bailout will be between 5 and 9 trillion dollars. That is trillion not billion. How much money is that? Let's...

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Term Life Insurance

noreply@blogger.com (C Edwards - Financial Freedom!) — Mon, 29 Jun 2009 19:46:00 +0000

Term life

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Home Equity Loans

noreply@blogger.com (C Edwards - Financial Freedom!) — Tue, 30 Jun 2009 18:02:00 +0000

Sometimes people take out a home equity loan to pay credit card bills and turn their credit card debt into a secured loan on their home, putting it at risk.

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How Much Do You Need for Retirement

noreply@blogger.com (The Sage of Finance) — Thu, 23 Jul 2009 11:26:00 +0000

Retirement http://cgi.money.cnn.com/tools/retirementneed/retirementneed_plain.html http://allfinancialmatters.com/2008/06/20/how-much-do-you-need-for-retirement-dumb-question/ http://www.bloomberg...

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Looking for a Bargain

noreply@blogger.com (The Sage of Finance) — Tue, 06 Oct 2009 18:00:00 +0000

Bargains Here are some sites that are worth looking at when shopping for bargains. Several of these sites are Deal of the Day sites. The last site tracks Deal of the Day sites. I suggest you check...

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Government Healthcare and Costs

noreply@blogger.com (The Sage of Finance) — Tue, 03 Nov 2009 21:12:00 +0000

Government Savings? That seems like an oxymoron to me. Certainly there are some elements of the American healthcare system that need to be fixed. One of the claims by the proponents of government...

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Saving on Telephone

noreply@blogger.com (The Sage of Finance) — Wed, 04 Nov 2009 16:22:00 +0000

Save Money or Throw It Away Are you saving money on your telephone or are you throwing it away. The average phone bill for a landline is something over $50 a month. Here are some things you might...

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Links for 2008-07-31 [del.icio.us]

Fri, 01 Aug 2008 00:00:00 PDT

Top Colleges For Getting Rich - Forbes.com