Blogging 101

Money Lessons For People

2013-07-17T11:57:00.001-07:00

These are strong guidelines NOT rules.

First a question, Why do banks and insurance companies have the biggest buildings?

1. Don't take out short term loans (keep balances on credit cards at zero) and don't pay interest

2. Don't rent

3. Save 3 months living expenses and keep in a money market account

4. Invest

5. Use mutual funds and ETF's and be diversified. Check what your funds own to be sure they don't overlap too much. Also be balanced between large and small companies domestic and foreign. Think long view.

6. Own real estate beginning with your own home

7. If you don't want to be a landlord, use a real estate mutual fund

8. Be sure to watch your funds and see they are outperforming the averages and are in the top 20% in there category. Check 2 to 4 times a year

9. Only buy term life insurance and invest the difference

10. Plan for retirement. Don't expect Social Security to be enough. It won't be!

11. Separate your needs from your wants. Ask yourself "am I going to be happy about this purchase when I have to pay the credit card bill and beyond, or am I caught up in the excitement of the purchase?"

12. Pay yourself too. Enjoy each day! Control your money and don't let it control you

13. Dollar cost average. Buy some mutual fund shares every month (or whatever time period works for you) Don't expect to buy at the low or you will not succeed. Instead, look at it as when it goes down you get more shares. After all you are buying for the long term, not selling anytime soon

14. Don't jump around to try and catch what is hot. Your too late. Instead, what is cheap and going to be hot next? Here's a good rule of thumb about investing: When people who know nothing about an investment start buying it, that's a good time to start selling it. The reason is simple. The unknowledgeable ones are always the last people to buy. Once the amateurs are in, there is no one left to buy. That market can't go any higher.

15. Don't invest funds for the long term that you will need within 3 years. That is what the money market is for.

16. NEVER go without health insurance

17. Always carry car and home insurance

18. Live well, but below your means

19. Have a short term and a long term plan and write it down where you can review it often. This includes all your goals. If you don't write them down your chances of success in achieving your plan is greatly diminished.

20. Don't jump in and out of the market. Market timing does not work. Instead use a 50 and 200 day moving average to buy when things are not too expensive

21. Make these kinds of decisions prior to this happening and NOT when the market is open. I like to do these reviews on Sunday mornings, away from all the news and market "noise" where I can be objective and consider my long term goals.

22. When it comes to the markets, leave your emotions out of it!

23. Don't buy extended warranties

24. The problem with borrowing money, you have to pay it back, WITH INTEREST!

25. Avoid the bankers 4 D's Debt, Divorce, Disease, and Death (not necessarily in that order).

Regarding number 9 you want to know why buy term and invest the difference is better? Ask Dave Ramsey and Suze Orman and they will tell you. Let me mention they are on a national station channel so in order to be on a channel like that you need to know what your talking about. So yea many agents may not agree with them but in my own opinion they that don't agree don't have their own broadcast show time slot. Sometimes when you want to speak the truth you have to be controversial. All you can do is All you can do, but all you can do is enough. People think oh the market is bad your not going to get any good rates. Let me ask you are you listening to what it says about the market on tv, radio, or are you listening to what the investment companies like Leggmason, Blackrock, Invesco, etc are saying? Since inception its been averaging around 12% the market. Banks pay less than 1% for a savings, CDs, and money markets can be under 2% at the moment at the banks but what you don't realize if you have your money in the bank they can legally invest in the global economy and earn higher % rates and pay you the peanuts in your account. Sad but true. I might offend some people but you know what the truth hurts. I rather speak the truth than tell a lie. I'm no longer in the financial industry but I got to speak to representatives within Leggmason and pick their brains and find out how the market is really doing. My managed municipal money market through Leggmason my statement says the past year my money market has earned 5%. My Roth IRA that I have through Leggmason overall the past year has earned 10%. 5% and 10% tell me do you think I am complaining about the market? Nope! Now each person is different based on what they invest and what not but this is just my personal account statement. Now I want to mention that Leggmason they manage Bill Gates money. You know the Microsoft Billionaire Guy. Do you think I want to put my money in the bank where it pays less than 1% when you use the Rule of 72 where you take 72 and divide it by % rate and then it will tell you how many years your money will double because it would mean it would take 72 years for my money to double if I earned 1% in the bank account. I may not be fully contributing but I at least have the access to it so when I am ready to fully contribute it I will be investing more than anything. Some people might not like what I'm saying but hey I am not a people pleaser I only please my girlfriend, my better half, my queen. Winning means being controversial and hell if I got to win I got to win ;)

My review of Kings Rosemont

2013-05-23T11:36:00.002-07:00

Hey everyone,

It's Julio aka Richalatino here and I wanted to start giving out reviews for different places I've been to and let you know more about them and my star rating on them. For the first review I am going to be reviewing Kings Rosemont. It is a bowling, billiard, and restaurant in Rosemont IL. Actually fairly new it just had recently their 1 year anniversary not too long ago maybe a month or so ago. The address is 5505 Park Place, Rosemont, IL, 60018. Located off of Bryn Mawr and River Road right next to the Muvico Theater inside MB Financial Park. This location is actually one of my favorite bowling alleys to go to and gets Richlatino's 5 star rating and Two Thumbs up award. One the way it looks from the outside and inside really clean and professional. The people that work there are really friendly and offer 110% customer service. One of the managers I got to know and by far I believe should get promoted even higher because she knows how to excel at making sure customers are having a great time her name is Amber. I met her about 2 maybe 3 weeks ago and I tell you this girl can really make a customer feel great and she has such a great vibe that you definitely want to come back and enjoy a good time either bowling or playing billiards or even having some drinks and watching game on their TV's. Her and the whole team there really exceed at that. Especially if you want to have a birthday party there, corporate party, etc they have it all even a private area for bowling with huge TV's to watch sports and everything is just excel. I've been to other bowling alleys and I tell you this is by far the best one in IL no one can beat that. They have also a lot of specials throughout the week.

Monday's are industry nights for those that serve in the industry where they get tips they can bowl or play billiards for free with a pay stub or business card after 9pm 21 and older.

Tuesdays is $2 Tuesdays were its $2 bowling, $2 billiards, $2 pizzas, and $2 beers which is always great and thats in the evening from 8pm to close 21 and older.

Wednesdays is Wild Wednesdays every Wednesday at 9pm for just $10 all you can bowl. It;s a bowling buffet. (Minimum 4 bowlers per lane) 21 and older.

Every Thursdays is Ladies Night - Ladies bowl free after 9pm $4 champagne all day and 1/2 off on deserts. 21 and older but ladies you would love this especially if you want to have girls night out.

Kings Karaoke Idol - Sing like the stars - Auditions held every Friday at 9pm and 1st place prize is $500 so call ahead for table reservations 21 and older.

Of course just because its 21 and older in the evening the kids can have fun before 6pm each and every day. They would love it just for bowling. They do kid birthday parties as well.

So definitely check this place out if you have never been there.

www.kingsrosemont.com is their website their phone number is 847-233-0099

Follow them on Facebook look for KingsRosemont and on Twitter @Kingsrosmeont

Definitely one of the best places I've been to for bowling, billiards, food, and drinks, and watching the game. My number one spot for going out with friends is Kings Rosemont. Oh and also if you park in the garage park in the MB Financial Bank side and take your ticket inside and they will validate it so will be free parking.

You heard it first from Richlatino and Kings Rosemont gets Richlatino's Two Thumbs up award and 5 star rating.

My story

2013-05-17T08:54:00.000-07:00

In the early 90's I was diagnosed with Tourette Syndrome and Depression - and not too soon after - Bipolar Disorder. When I was diagnosed with these disorders I was placed on prescription medicines and have been taking them every day since then. Last May my doctor announced that I was going to be on these meds for the rest of my life. This was not an option in my mind - So I began my search for hope.

In the summer of 2012, I was introduced to USANA and started the supplements. Within 3 months, I noticed a huge improvement in my health and I started reducing my prescription medicines on my own. I am now 28 years old and as of Christmas 2012 I can proudly say I am no longer on prescription medicines. Can you imagine the gift this is to every organ in my body, and most importantly to my peace of mind.

I hope my story will inspire others to be in charge of their health and not give up hope for the solutions they are looking for.

And then there is financial hope - the freedom to enjoy this new lease on life...to not get sucked into the vortex of working for 40 years....

We are in a new era, with new options and this direct selling model is absolutely brilliant for those of us with the vision and the passion and the work ethic to build teams and earn income by helping as many as possible, just like me ~ with their most important asset, their health.

As for me, I'm bringing as many with me as I can....

So why am I here to not only share my story and offer people hope that if they want to take care of their own health they should be in charge of it and not a doctor but also because I do believe Usana has the perfect model that can let people achieve their dreams to become financially independent. I see the finish line and each day I am striving to get closer to it because I do know that working 40 years for the rest of your life and then you retire you're not going to be financially independent unless you start saving beforehand and having your own business along the way. You don’t want to be in the rat race going in circles and never reaching the finish line. You need to have your own business and not only do you need to grow that business as your growing that business and building residual income you have to start saving for your retirement when your young because the later you wait to save the harder it will be and then it will be just too late. For the younger generation you want to ask yourself work 40 years a job and enjoy 5 years of your life or work a business and do it 110% for 5 years and enjoy 40 years of your life. Success doesn't happen overnight and does take hard work. If you give it your all and some more you will get to the finish line and keep on going.

For people that think the world will end in 2012

2012-02-07T15:23:00.000-08:00

For people that think the world will end in 2012 wake up and smell the coffee grounds because it ain't happening. The only thing that is happening this year is the Galactic Alignment when the sun aligns with the milky way. Happens every 20,000 or so years. That is the only thing happening. As far as the Mayan Calendar I think everyone is misinterpreting the meaning of it. Sure the calendar ends in 2012 but that does not mean the world ends. If you haven't noticed the media and filming industry is making huge profits off of the 2012 Mayan Calendar. Heck we seen it in the Chevy commercial at the Superbowl on this past Sunday. Its a money maker for sure on your fears. Remember Y2K? How did that turn out? Let's not forget the guy who says the world will end almost once every quarter and people still give him money which is crazy in my point of view. When the time comes for the world to end we will know but as for an exact date its not going to happen. Only god knows that date.

Twitter now lets governments decide what content is suitable for their citizens

2012-02-07T15:18:00.001-08:00

Seen this on Yahoo news. Found it interesting. Can we say that Big Brother is now watching our Social Media?

http://news.yahoo.com/blogs/technology-blog/twitter-now-lets-governments-decide-content-suitable-citizens-185720735.html

Money Lessons for people

2012-02-07T15:16:00.000-08:00

These are strong guidelines NOT rules.

First a question, Why do banks and insurance companies have the biggest buildings?

1. Don't take out short term loans (keep balances on credit cards at zero) and don't pay interest
2. Don't rent
3. Save 3 months living expenses and keep in a money market account
4. Invest
5. Use mutual funds and ETF's and be diversified. Check what your funds own to be sure they don't overlap too much. Also be balanced between large and small companies domestic and foreign. Think long view.
6. Own real estate beginning with your own home
7. If you don't want to be a landlord, use a real estate mutual fund
8. Be sure to watch your funds and see they are outperforming the averages and are in the top 20% in there category. Check 2 to 4 times a year
9. Only buy term life insurance and invest the difference
10. Plan for retirement. Don't expect Social Security to be enough. It won't be!
11. Separate your needs from your wants. Ask yourself "am I going to be happy about this purchase when I have to pay the credit card bill and beyond, or am I caught up in the excitement of the purchase?"
12. Pay yourself too. Enjoy each day! Control your money and don't let it control you
13. Dollar cost average. Buy some mutual fund shares every month (or whatever time period works for you) Don't expect to buy at the low or you will not succeed. Instead, look at it as when it goes down you get more shares. After all you are buying for the long term, not selling anytime soon
14. Don't jump around to try and catch what is hot. Your too late. Instead, what is cheap and going to be hot next? Here's a good rule of thumb about investing: When people who know nothing about an investment start buying it, that's a good time to start selling it. The reason is simple. The unknowledgeable ones are always the last people to buy. Once the amateurs are in, there is no one left to buy. That market can't go any higher.
15. Don't invest funds for the long term that you will need within 3 years. That is what the money market is for.
16. NEVER go without health insurance
17. Always carry car and home insurance
18. Live well, but below your means
19. Have a short term and a long term plan and write it down where you can review it often. This includes all your goals. If you don't write them down your chances of success in achieving your plan is greatly diminished.
20. Don't jump in and out of the market. Market timing does not work. Instead use a 50 and 200 day moving average to buy when things are not too expensive
21. Make these kinds of decisions prior to this happening and NOT when the market is open. I like to do these reviews on Sunday mornings, away from all the news and market "noise" where I can be objective and consider my long term goals.
22. When it comes to the markets, leave your emotions out of it!
23. Don't buy extended warranties
24. The problem with borrowing money, you have to pay it back, WITH INTEREST!
25. Avoid the bankers 4 D's Debt, Divorce, Disease, and Death (not necessarily in that order).

10 Tips for using Linkedin if your a beginner

2012-02-07T14:27:00.000-08:00

Here are 10 Tips I recommend if you are a beginner for using Linkedin so if you are using it for business or professional you want to make your page be noticeable.

Add a picture of yourself on Linkedin. Reason being people that you add or that add you want to know who you are and without a picture you're not really getting a professional result from getting noticed. It makes you look mysterious.
Have your name in Caps like this JULIO CARRASCO it makes you stand out and people will want to look at your page if it stands out from the rest.
Have your resume imported to your page with your achievements and accomplishments. Having your resume is very important if your looking for work or trying to find business. If they see what your doing with your professional history they will be interested in contacting you.
Get recommendation from coworkers, family, and friends. The more recommendations you have the better chance you have at getting noticed as well if your trying to do business it will look even better.
If you can afford it I would recommend upgrading your Linkedin page to a monthly or yearly membership. One is you get to reach out to more people if its for business or even if its for finding a job. With a upgraded Linkedin page there is way more advantages than your free page.
Introduce yourself to people you add if they don't know you. Send a thank you message for them accepting your add and try to network with them. If you just add someone just to be a page collector your not really getting good results.
Meet many of the people you add over a cup of coffee if its convenient for both of you and get to know one another about what you both do professionally. You never know who will be the one you do business with or who will be the one who gets you a job opportunity unless you meet them in person.
Followup followup followup. One can only say that following up with someone you add or meet from Linkedin is a must. It shows that you are interested in what the other person is doing on Linkedin.
Give recommendation to the people in your connections that are on your page. Know about what they do and give your support for them. Helping another will benefit you in the long run.
Keep your status updates up to date. Let people know what is going on with you and what you got going on in your life. Don't be missing in action or M.I.A as I say. Communication is key to a good relationship.

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What is Freedom

2010-10-21T15:26:00.000-07:00

What is Freedom?

By Richlatino

In all my years I’ve wondered if we truly have freedom in America. Our founding fathers that created the Declaration of Independence to fight for our freedom to make America what it is today to be a country of freedom of speech and so forth. I sometimes wonder though. Are we truly free? And what is true freedom? For a country that is founded upon freedom to choose and express yourself I’ve noticed we have to abide by certain rules and laws in order to be free. If we don’t abide by those rules and laws we get punished for breaking them. So can we truly say we are a free country? For a country that is founded upon equal rights and freedom to choose where you want to work and what religion you choose in these coming days I’ve noticed our freedom is becoming limited. Today I was cleaning out the fish bowl at the office because the water was dirty so I had to filter the water before I could put little Art back in there. Yes little Art is our fish’s name. I am not sure how long it was but I put little Art in a Styrofoam cup with water of course and left him on the table so I could clean his bowl when I came back I noticed little Art wasn’t in the cup. I was shocked little Art jumped out of his cup and onto the floor. Now for a tiny fish this was an astounding jump. I grabbed little Art from the floor and put him back in his fish bowl, surprisingly little Art was okay for now! He was swimming around in his fish bowl. I wondered if the reason he jumped out of his fish bowl because he felt he was bound by his freedom to leave his fish bowl and wanted to take a chance and regain his freedom.

In a way that sort of makes me think are we in our own fish bowl and were waiting for that chance to make a jump for it to gain our freedom? Are we at the point where we are ready to make an escape and jump out and be free? Little Art made me think that our freedom is limited for now but when we work for ourselves and be our own boss we start to gain more freedom. Being in business for yourself and not depending on the government you have more control of your life because your life doesn’t revolve around your job. You don’t get that Sunday pit stomachs dreading to go to work the next day when you’re in business for yourself. I now realize that being in business for myself I have more fun and more freedom to enjoy life. To spend with my family and friends. To live my life freely and really enjoy true freedom. I have jumped out of my fish bowl and regained my freedom like little Art showed me. What the mind can conceive and believe the mind can achieve. By having that burning desire you can achieve what you put your mind to and regain that freedom. Of course you need to have a definite plan and take action to pursuing that burning desire. So ask yourself are you at the point where you’re in the fish tank and waiting for the chance to escape and regain your freedom? Why wait? Take action now!

live

2010-04-20T21:33:00.001-07:00

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Cell Phones destroying verbal communication

2010-03-18T14:43:00.000-07:00

More and more people nowadays are using wireless devices to communicate with each other. As technology advances more and more people are owning cell phones, pda’s, you name it so they can talk to each other. As the years go by younger people and children are having cell phones as well. For example I would take the public transportation to school or even to go somewhere and especially during school time I see more and more students just texting and on there wireless devices and what gets worse is sometimes they text each other and they are sitting right next to each other! As time passes we aren’t communicating with our voices and having simple conversations with our family and friends but we are communicating with technology and speaking through that. I could tell you this if technology moves as fast as its going within 5 or 10 years more and more people won’t be speaking with one another but rather speaking through technology with one another. Which means we aren’t really communicating with one another we are really technologically communicating with each other.

Remember the movie Pleasantville where the two teens go into the show and in the show everyone is all happy and talking to one another. They don’t have cell phones or any type of technology to distract them from one another and they are as happy as ever can be. Well what happened to that reality when we could hold a conversation with one another and be like “How are you doing today?, How was your day? Tell me about it” Instead we communicate via text message or via social networking exchange.

Here are what some teens would text to one another. “Hey what’s up? Nothing much sitting next to you in class this teacher is boring” That just shows you that in reality people whether young or mature that do use technology that its gotten to a point were we are sitting next to each other and texting each other. How sad is that? If people put down their cell phone, pda, wireless device and just spend some time communicating with their mouths rather than through a wireless device we can actually be like the actors in Pleasantville. So Uncle Sam and I want you to communicate more with your family and friends and get off that cell phone!

Google suggestion words racist

2010-02-17T12:16:00.000-08:00

Interesting keywords in Google's search bar. Here is just some of the weird but shocking words I found for suggestions in Google Search. Outrageous or is Google racist. You decide. And this is just from typing Kayne West is... Puerto Ricans are... and Tiger Woods is...

Do you agree with CBS for banning this commercial

2010-02-04T06:37:00.001-08:00

So the internet is causing a stir over a Super Bowl ad commercial that CBS rejected. I don't think they should have banned it. I have friends that are gay and I support them, this shows you that CBS is racist when it comes to sex preferences. I'm sure if it were 2 girls kissing they would show it. What do you think Blogging Community?

Are social networking sites getting taken over by bots and scammers

2010-01-30T15:36:00.000-08:00

I've noticed in 2010 an increase in bots and scammers pretending to be people they aren't. These people try there best to trick a person to believing that they are real that they go to far extents to make pics look real. Sites like Myspace, Migente, and Tagged have some of the biggest bots and scammers around. The only site I know that doesn't accept bots or scammers is Facebook. Because they validate that the pictures are real. I've noticed though on these other sites they try to fool people with the pictures pretending to be as if they are taken in a mirror but really its a photoshopped picture. With photoshop you can do so much nowadays to make a picture look valid. It's no joke. So what can you as a person do so you don't get caught by a bot trap or scammer trap. Question it with trick questions.

I've noticed that when a bot that looks almost to real to be true I question it with trick questions and if it can't answer them correctly I know its a fake page. Some ways to tell a bot is a fake on a social networking site.

1. When they give you there yahoo email in there status or send a message that looks to auto generated that includes there IM address.

2. When they have "Model" pictures. Reason I say this because you aren't going to be that damn lucky to be talking to a real model on a site like Tagged. Believe that if its too good to be true chances are its NOT!

3. When it looks like someone else is taking a picture of them and they aren't doing the picture taking. Now this one varies because there are friends who take pictures of there friends for there pages but then there are fake pages that the one actually taking the picture is the one behind the account and not the one in the picture. So be careful with this one.

So I figured I would just give my opinions and advice on how to deal with bots and scammers. Hopefully you will use it and not be caught in the bot scamming game. Thank you. And please help support my blogs by clicking on the links and ads.

2012 is a real deal

2010-01-24T21:00:00.000-08:00

What you need to understand that 2012 there is more to the whole date than meets the eye. I will be giving you only my opinions from what I've reviewed on documentaries that may or may not affect how you view the 2012 date.

December 21, 2012....

A lot of people have talked about this date for quite some time and have even watched the so called movie 2012. And many do wonder if 2012 will really happen. Now you have to understand that the Mayans aren't the only ones that talked about 2012 being the end of times but many ancient cultures talked about it as well. Chinese culture is one to give for example. Now many are still skeptical about the whole 2012 being the end of times but there are scientific facts that lead to something happening in 2012 that many are uncertain of.

NASA has reported that one of there satellites while orbiting the Earth found that there is a hole in the Earth's Gravitational Field. Now this is startling that there is a hole because as much as the sun's radiation hits the Earth we could be facing some major catastrophe's. NASA has also reported that in 2012 the Sun's Solar activity will heighten up. Meaning it will be worse than it has ever been. Remember the movie Knowing with Nicholas Cage the whole Sun's Solar Flare. Well I hate to say it but its coming into reality. Now what would happen if the Solar Flare would hit the Earth. Well for starters the Earth's Transformers all around the world would crash meaning we would be without any means of communication and what not. Which would be total chaos for the people of Earth.

Now there has been talks like on Jesse Ventura's Conspiracy Theory that the government is preparing for this 2012 but are only looking to help people with money by building underground shelters and caverns that would protect any there incase of a Apocalyptic event. What does that means for the every day joe? Means we are S.O.L. Meant to figure out how to survive on our own or prepare to die.

People I just want to say whether 2012 happens or not there will be a Galactic Alignment of the planets where the Sun aligns with the Milky Way that will occur in 2012. Now I don't know how our ancestors survived or what they saw when this Galactic Alignment occurred but we need to prepare now because we have 2 years encounting!

We need to get in touch with the Earth again. The Earth is trying to let us know that something is about to happen and that we need to prepare for what is to come. Heck the Mayans and all the Ancient Cultures all want us to be ready. They are warning us if we don't prepare we will face what is to come and not survive. Basically we are given a choice. Do we want to live or do we want to die? I leave that question for you to wonder.

The time is now to prepare for change. Get in touch with the Earth.

As Time Goes By

2009-04-12T15:32:00.000-07:00

As Time Goes By

As time goes by
My body begins to die
The pain within my bones begins to ache
I feel as if my body is about to break
I grow old with each coming day
I feel my time is almost at the end of its way
The pain within me begins to dwell more and more
With each passing moment it feels like the breaking of a new door
My time is ending on this planet in this body of mine
But I know when my body dies my soul continues on with mankind
I have already looked death once and gotten away with it
This time around death will have no compassion as my body begins to lie in this pit
As time goes by
My body begins to die

As I look into her eyes

2009-04-07T22:01:00.000-07:00

As I look into her eyes

As I look into her eyes
I can see she tells no lies
Her smile warms me from head to toe
Hopefully she is the one and doesn't let me go
I know it may be sudden but we really connect
Her beauty, laugh, smile, the way she looks is all too perfect
She speaks truth that makes me smile
The music she listens to I can listen with her for a long while
They say the first impression is what really counts
I hope I make a good one but we won't know till we figure out
Something about this girl makes me want to know more about her
She has a unique persona that I can tell she has a heart that is pure
As I look into her eyes
I can see she tells no lies

The beginning of the end

2009-01-27T16:00:00.000-08:00

December 22, 2012, my eyes start to open. I feel as if I had just died and awoken in hell. Which I did. You could smell the burnt flesh of people all around you. You could see the havoc that had happened. I try to see if I see anyone else alive, but I didn’t. It seemed as if I was the last human being on earth. The apocalypse had happened. I was living the day after the end of the world. Alone was I. All my loved ones gone. Animals gone. I look at the chaos that hell left over. And see buildings to a crumble. I should have seen this coming. I did see this coming. I just never did anything to stop it from happening. I could have done something to have let people know that we could have prevented this. I could have saved the world before it was too late. But it was too late.

It was December 2009. 3 years before it happened. I was doing my daily routine of checking my emails, surfing the internet, and chatting with friends. When my digital video recorder turned onto my saved shows that I usually save for later watching. It for some reason turned on by itself to something I had saved in the beginning of the year. Nostradamus: 2012. You ever gotten that eerie feeling that something or someone was trying to tell you something. Especially when it is night time and you are home alone. Well that’s how I was feeling right about now. I couldn’t understand why my dvr turned on by itself but I decided to watch that show again. In that show it talked about how in 2012 the Mayan Calendar would end and how Nostradamus predicted the apocalypse would happen. Now I usually am into researching his predictions and there are different opinions of how he used Alchemy and other techniques to predict the future, but once again that is only other’s opinions, hard to tell if it is truly fact. What got me very interested about 2012 Nostradamus show was that how they say in his quatrains which is what he wrote his predictions in, that in 2012 their would be 3 eclipses, which is highly unusual for eclipses. He also stated along with the Mayans which their calendar ended in 2012 as well that their would be a galactic alignment of all the planets and sun for the winter solstice. Were the sun aligns in the center of our milky way. This all seemed highly unusual to believe that this would happen in 2012. See Nostradamus said that right now we have a choice. Whether we want to live, or whether we want to die. Sort of like a fork in the road of life. One way leads to growing of life and the other road leads to devastation, famine, end of life as we know it. It seemed as if he and the Mayans which disappeared in the beginning of time were trying to tell us something. To tell me something.

Our new president has just declared a draft to happen. They are looking for people with computer knowledge and background to join, which is mandatory. He has also risen the age to 42 years old to be drafted. Why is he doing this everyone asks? I know the real reason why. New World Order has begun. A war is coming. WW3. The beginning of the end. I had to do something, that video was the first sign of me doing something. What could I do though? How could I let people know? The internet would be the answer. The internet is the gateway to the whole world. I would have to get my message out to people before it was too late. Warn them about a great war coming. Warn them about 2012. I turned on my computer and began writing. Hopefully my message would get to people if not it was too late. World hear me out now, before it’s too late. We can prevent this. We can make a choice. Whether we want to live, or whether we want to die. Our fork in the road of life isn’t in 2012 it is now. Do you want to wait for it to happen or make a stand? What is one voice to be heard, but what is the planets voice to be heard to save us.

December 22, 2012, my eyes start to open. I feel as if I had just died and awoken in hell. Which I did. You could smell the burnt flesh of people all around you. You could see the havoc that had happened. I try to see if I see anyone else alive, but I didn’t. It seemed as if I was the last human being on earth. The apocalypse had happened. I was living the day after the end of the world. Alone was I. All my loved ones gone. Animals gone. I look at the chaos that hell left over. And see buildings to a crumble. I should have seen this coming. I did see this coming. I just never did anything to stop it from happening. I could have done something to have let people know that we could have prevented this. I could have saved the world before it was too late. But it was too late, or was it. I look in the distant, as I walk through the road, and see people. Just like me. Walking towards me. I wasn’t alone. I see ahead and notice in the distant. My family. My friends. Running to me. My loved ones. All alive. Hurt like me, but all alive. I got my message out there in 2009. Sure their was casualties. But for those still alive. They heard my message and found a way to fight this. As I look above I see the sun shower the earth its warmth, and look and see one thing still standing without being harmed. A tree. Green as can be. And then I finally figured out what the meaning of life really was. The meaning of life is to be born, live happy, live long, die, and start all over again. Life isn’t meant to be mistreated in this world. Life is meant to be nourished. Living in harmony with one another. This is what life is to me. December 22, 2012, the end of the world happened. And we dawn a new world. Were life begins all over again.

MG CHAT LAW COMMANDMENTS 2009

2009-01-14T22:14:00.000-08:00

MG CHAT LAW COMMANDMENTS 2009

1. THOU SHALL NOT DATE, HAVE SEX, OR PHONE BONE OTHER MIGENTE PEOPLE

2. THOU SHALL NOT EXCHANGE PICS WITH OTHER MIGENTE PEOPLE

3. THOU SHALL NOT TAKE CHAT SERIOUSLY.

4. THOU SHALL NOT BLAST OUT GOV NAMES IN CHATROOM.

5. THOU SHALL NOT CATCH FEELINGS ONLINE.

6. THOU SHALL NOT TAKE PHOTOSHOPPED FAKE PICTURES AND CLAIM IT IS REALLY YOU.

7. THOU SHALL HAVE A PIC. NO PIC NO LUV.

8. THOU SHALL NOT SAY WHAT DOES LOL, LMAO, BRB, IGG OR ANY OF THE NAMED ACRONYMS MEAN.

9. THOU SHALL NOT MAKE CLONE PAGES PERIOD. YOU HAVE NO LIFE IF YOU DO AND HAVE DIFFERENT PERSONALITIES LIKE YOU BIPOLAR.

10. THOU SHALL NOT USE THE PARTYLINE.

SO HAVE THE CHAT COMMANDMENTS BEEN SAID SO THEY ARE DONE.

THANK YOU FOR TAKING THE TIME TO VIEW THIS PLEASE CLICK ON THE ADVERTISEMENTS FOR SUPPORT. THANK YOU.

2009 Save us

2009-01-04T19:50:00.000-08:00

Your Ad Here

It is now 2009 and it is the countdown till the end of time. We as humans have a choice to make. Whether to make a change for the better and save our world from imminent destruction and save humanity from getting wiped out from existence. Or whether to not do anything and face total death and misery, which lead to the end of our world as we know it. See we cannot predict what will happen tomorrow, a week, a month, or years from now and how it will affect our outcome in life. We as humans are on a path, and now is the time our path will come to a crosswords, one path will lead us to the path of living and the other path will lead us to the end of life as we know it. We as humans have a choice. Do we want to live, or do we want to die. What we do today will affect us for our future to come. As for me I plan on living. I know I am meant for something important. My point of writing this is to inform everyone, educate them, and help the world in making the right choice. Beware of false signs that blind you as humans from the truth. If it’s too good to be true, chances its not. We need to change for the better humanity. We need to stop the violence. Save our crops. Our food supply is at its end time as well. If you are like me you will not drive a car, you will ride a bike, take a bus. Go green if you have to. Help those that need help. Do unto others what you want done unto you. Be kind to thy self and family. 2009 is going to be a year of change but we have to be ready for what happens in 2009. Whatever happens happens for a reason.

We must make the choice that we want to fight for our planet to live on. The government that we know now is corrupt. Do not buy into the lies from the government. Fight for your freedom. Fight for your planet. Help the needy! Just go out and do it. How you may ask? You will know when the time is right world. For now you must be kind to each other. Help those less fortunate than you. Do not let the lies of the government corrupt you and stop you from doing what is right. 2009 marks the countdown to the very future of life as we know it. We must be ready. The choice is yours. Whether you want to live or whether you want to die. I say live. I am not a prophet, or Nostradamus himself. I am here to inform you and help you as humans understand that the time is now to make a change. Remember that path that line that we are on. The crossroads is happening now. I believe everyone has a purpose in life. I believe that we all possess a power that will help us in saving mankind as we know it. I know for a fact, that I am meant for something very important. Something very important indeed. I don’t think I am going to save the planet myself, but I believe I will help educate you all as humans understand that the earth is dying and we need to save it before it’s too late.

My name is Richlatino. I am the informer, the educator, and helper. This is my own opinion to you. This is not to be taken literally. Just to educate you as humans understand the seriousness of what is happening in our world. We are only limited by our thoughts as humans. We have to reach higher than that and I believe we can if we unite as one. We need to unite as humans to save the planet. We need to be prepared and ready for when the time comes we will know what to do. Do not let the government blind you or mislead you. They will lie to you and lie they will. Be prepared, because if not it will be too late. When we unite as one in the world we are strong. Together we survive. Apart we don’t. Thank you for taking the time to read this. I hope I helped you a little understand that 2009 is more than just another year. And when the time comes you will make a right choice when our paths cross. You take the right path to survive.

My Poetry

2009-01-04T14:55:00.000-08:00

I wanted to share with you some of my poetry I put on poetry.com many years ago. I do like poetry alot, these I created on my own. Enjoy.

Forgive me today
Forgive me today
For I've been away.
For when you cry,
My heart always dies.
You are the beauty,
While I am the beast.
You are like a dove
Always above,
So forgive me today,
I won't go away.

Tomorrow Is A Day
Tomorrow is a day
That is in the month of May
It's a day with some sorrow
That will probably end tomorrow
I fear of many things
But the one thing I fear is in my dreams
I fear a world without tears
That is one of my greatest fears
Can you imagine a world without crying
It's like the end of the world dying
So I say cry if you have to
It's part of life doing what you got to do
So I let my fears go away
In this very month of May.

My Heart Cries
My heart cries out pain,
Why am I the same?
My heart cries out desire,
Then why are you a liar?
My heart cries out love,
Am I above?
Why does my heart cry out so much pain?
Is my face that vein?
Why do you run from me?
Am I that ugly to see?
My heart cries out tears,
For being with no one to share my love for them,
Is my greatest fear,
Do I look into God's eyes?
And tell him why?
My heart cries,
While you still lie.

Rose Peddle
The rose pedal is big
The rose pedal is small
What's in it all
The rose pedal is wide
The rose pedal is long
What is wrong?
The rose pedal is living
The rose pedal is dying
Why am I crying?

I Waited For You
I waited for you to come tonight
With this beautiful moon so bright
You told me you love me
And you wanted you and I to be
Your beauty was like a dove
As pretty as an angel above
But you didn't come at all
And asked god why did you make my heart fall
Then I realized you were above
With the heaven angels and the doves
I wished you had come back tonight
With this beautiful moon so bright

Through your eyes
Through your eyes
I see how my heart cries
I see how we drifted apart
Why because I have no heart
The lust the lies keep us sorrow
The love that we shouldn't have to borrow
Why do I look in your eyes for the answer to my life?
Because deep down something tells me you should be my wife
Your love is more than words can express or say
I want to show my true feelings for you day by day
Through your eyes
I now see my heart start to rise.

Torn of lust and torn of lies
Torn of lust and torn of lies
That is what I see through my eyes
Beauty is not what I see through me
As I look in the mirror not wanting what I want to be
My heart burns of fire
As I look through it I see a man that has a desire
Wishing one day I would find my love
The one girl that her beauty resembles a dove
But I do fear being hurt again
Then what would I do then?
To shed my tears like before
I will not go through that path no more
Torn of lust and torn of lies
That is what I see through my eyes

How to tell a picture is fake online

2008-01-07T20:16:00.000-08:00

I have been online for over 10 years and have figured out that you can’t really tell if the person you are viewing is really them by the picture they have. With certain chat rooms you come to realize that as each year progresses, more and more fake pages emerge as well as bots. What is a bot you may ask? A bot or better known as web robots, are software applications that run automated tasks over the Internet. In a way they seem to perform tasks that are much more repetitive, these tasks are performed at a much higher rate than any human alone would be able to perform possible. Also known as chatter bots, they may allow people to ask questions in plain English and then formulate a proper response.

One of the most often tasks you see these bots perform are adult chatting. If you go on certain chat rooms you will notice that you will get many of these bots saying questions like do you want to see my webcam? Of course if you fall into their trap, they will have you go to their website were chances are in order to view their webcam or someone else’s webcam you have to signup for an account and give your credit card information. Beware! As the years progress these bots get trickier than before. But back to the topic of how to tell a picture is fake.

When you look at a picture you will notice that many pictures are taken as if they were models. I call them model pictures. Whenever you are chatting with someone and they have model pictures, which should send off a red flag. Reason being is what are the chances of you actually chatting with a model online? Be serious people. You have better chances at winning the lottery than to actually chat with a model online. That’s one way to tell a picture is fake. Also if you’ve seen that picture before on a search engine or another site, which means that person stole their picture and tried to be someone they aren’t.

I’ve also noticed that when you go on certain dating sites you will find a numerous amount of model pictures and people saying they are model, however when you try talking to them and they do say they are a model they tend to say that they are modeling in Africa or Nigeria and are stuck their and have no way to get back. Whenever you get this message you need to stop talking to that person immediately. That is a scam account that wants to get your money from your bank account. Sort of like the junk emails you get saying you have been inherited millions of dollars from a long lost relative in a foreign country. Believe me money doesn’t magically appear to you from someone you never heard of. So don’t buy into it. So I hope I have given you the reader some insight on how to tell a picture is fake online. So next time you encounter a person with a fake picture you will know what to do and that is ignore them.