beautyful words

Thanks to My all viwers

noreply@blogger.com (Unknown) — Fri, 21 Sep 2012 18:31:00 +0530

First of all my viewers thanks for their support
Very soon i start again updating my blog everyday
last few Months I not updated my blog because of busy schedules
But very soon I will again start posting new n useful topics.

Have a nice time ||

New Arrival for Art World

noreply@blogger.com (Unknown) — Wed, 25 Jul 2012 10:50:00 +0530

Hello everybody

I create new painting

A place where You buy paintings online at low price without pay any extra charge of website commissions

paintings direct sale by Artist

Ancient Dance by Indian people

very famous dance in ancient India

Art Name - Dance
Size-27*17 inch
Price- 50,000 INR (1000 USD )

More Details

Girl Portrait

noreply@blogger.com (Unknown) — Tue, 17 Jul 2012 19:26:00 +0530

girl portrait

Thats new arrival , painting created in 2012 , acrylic colours on acid free paper

size- 21 * 26 inch

Price- 300 USD or 15000 INR

Visit for more details

http://your-happy.in

Check Out New Art http://your-happy.in

noreply@blogger.com (Unknown) — Sat, 14 Jul 2012 17:09:00 +0530

Check Out New Art http://your-happy.in

ALERT: Buy Paintings online

noreply@blogger.com (Unknown) — Thu, 12 Jul 2012 16:34:00 +0530

ALERT: Buy Paintings online

Buy Paintings online

noreply@blogger.com (Unknown) — Wed, 11 Jul 2012 18:29:00 +0530

www.your-happy.in
Buy online paintings in your-happy .in
i just create this website for selling my paintings directly to art lovers and art collectors
at least price
if we buy any art through any website we pay almost 30 % extra
But one things we never calculate the actual price of any painting
their is no specific rules to calculate price of any paintings
that's i try to use least price of my painting

Chinese Eco Growth Near To End

noreply@blogger.com (Unknown) — Thu, 15 Mar 2012 19:39:00 +0530

Like the rest of the world, China’s recovery from the global financial crisis was the result of “Botox economics.” Taking advantage of a centrally controlled, command economy, Beijing boosted output through government spending and directed bank lending to maintain growth.

Unfortunately, China now faces significant problems.

The weakness of its two major trading partners (the U.S. and Europe) means export demand is likely to remain subdued. Domestically, the side-effects of debt-driven investment are now emerging.

China’s ability to sustain high growth levels is questionable. Specifically, its capacity for further stimulus is uncertain. The ability to adjust the economy to the new economic environment poses unprecedented challenges in rebalancing consumption and investment within China. Slowing growth also poses social and political challenges. Chinese Premier Wen Jiabao has repeatedly admitted that the “stabilization and recovery of the Chinese economy are not yet steady, solid and balanced”.

The conventional view is that China will be able to continue to stimulate demand using its large foreign exchange reserves, large domestic savings and low levels of debt.

China’s $3.2 trillion in foreign exchange reserves are invested in predominately in U.S. dollars, euro and yen, primarily in the form of government bonds and other high-quality securities. These assets have lost value, through increasing default risk (as the issuer’s ratings are downgraded) and falls in the value of the foreign currency against the renminbi.

Risks and realities

Attempts by the Chinese to liquidate reserve assets would result in sharp falls in the value of the securities and a rise in the renminbi against the relevant currencies with large losses. The reserves also force China to buy more dollars, euro and yen securities to defend the value of the existing portfolio, increasing both the size of the problem and risks.

In reality, China ultimately will have to write-off these reserves, recognizing its losses. It can do so of its own volition or have the value of its investment reduced over time through falls in the value of the currency in which the security is denominated.

This equates to a real loss of wealth as China has issued renminbi or government bonds against the value of these investments.

China also has far greater levels of debt than commonly acknowledged, although the bulk is held domestically. The Central government has a low level of debt — around $1 trillion (17% of GDP). In addition, state-owned and state-supported entities have debt totalling $2.6 trillion (42%); local governments about $1.2 trillion (19%); policy banks $800 billion (13%); Ministry of Railways $280 billion (5%), and government-backed asset-management companies set up to hold non-performing bank loans $300 billion (5%). The total debt, around $3.6 trillion, is 59% of GDP.

The debt levels are exacerbated by what Michael Pettis in his book “The Volatility Machine” describes as an inverted debt structure — where borrowing levels increase when the economy has problems. When the economy slows, China’s debt levels, both direct and contingent, will increase rapidly.

China also has limited flexibility in managing its currency. The renminbi has risen 30% since Beijing adopted a policy of managed appreciation and revalued its dollar peg in July 2005.

As growth and exports slow (the trade surplus and foreign exchange reserves are falling), China needs to let the renminbi fall to cushion the adjustment. But developed countries are all seeking to increase their share of limited global growth by lowering the value of the currency. In a U.S. election year, the risk of trade protectionism and the prospect of being referred to the World Trade Organization for currency manipulation limit China’s policy flexibility.

Unhappy landings

The reality is that since 2007/ 2008, a part of China’s growth has been an illusion. Since 2008, China’s headline growth of 8%-10% has been driven by new lending averaging around 30%-40% of GDP. Up to 20%-25% of these loans may prove to be non-performing, amounting to losses of 6%-10% of GDP. If these losses are deducted, Chinese growth is much lower.

The China economic debate is focused on the alternatives of a soft or hard landing. Even China has stated that growth will slow.

The case for a soft landing assumes that the investment and property bubbles are less serious than thought. Beijing has sufficient financial capacity to boost growth by loosening monetary policy and bank lending, while adjusting specific policies, such as lifting restrictions on housing sales to prop up prices.

In that case, China is able to boost domestic consumption, replacing investment as the key driver of its economy. Excess capacity is gradually absorbed as the world economy recovers. Growth comes down gradually, without causing social and political disruptions.

In contrast, the case for a hard landing assumes the rapid and destructive unwinding of asset-price bubbles and problems within the Chinese banking system. A poor external environment and losses on foreign investment exacerbates the problem. Growth collapses, triggering massive social unrest and political tensions.

The end of a cycle of debt- and investment-driven growth is typically disruptive. Japan’s experience, which China has drawn on in shaping its economic model, is salutary. Japan grew on average by 10% in the 1960s, 5% in the 1970s, 4% in the 1980s, and has remained stagnant since, as it adjusts to the deflation of its debt-fueled bubble.

As an old Chinese proverb, probably apocryphal, holds: “There is no feast that does not come to an end.”

Wall Street will hit Bottom Again

noreply@blogger.com (Unknown) — Thu, 15 Mar 2012 19:35:00 +0530

Yes, Wall Street will crash. Has to. They’re gambling addicts. Dodged the bullet in 2008. But learned nothing. Now killing reforms. Teamed up with the Super Rich, CEOs, lobbyists, and crony politicians. It’s only a matter of time.

Yes, they’ll crash, again. No matter how anemic the recovery. No matter how much more debt they pile on taxpayers. No matter who’s president. Crash.

First off, most American know somebody who’s trapped in addictive behavior. I got a front-row seat years ago as a professional helping a few hundred addicts, alcoholics and gamblers getting help from the Betty Ford Center and others like it.

Guess what: Wall Street’s behavior is exactly like all other addicts, trapped in denial, they’ll risk destroying family, friends, health, careers and even America before stopping. They’re obsessed, hooked, blind, addicted to gambling.

Second, the Treasury secretary and his wife warned us. Seriously, Tim Geithner highlighted her in a recent Wall Street Journal op-ed, “Financial Crisis Amnesia,” that made clear how addictive and clueless Wall Street and their team are: “My wife looks up from the newspaper with bewilderment at another story about people in the financial world or their lobbyists complaining about Wall Street reform.”

Yes, amnesia. Wall Street’s got a bad case of denial, blind to “the lessons of the crisis and the damage it caused to millions of Americans.” So it’ll happen again. And soon. Why? Mr. Secretary’s diagnosis: “Amnesia is what causes financial crises.” Look closely.

Wall Street has all 10 self-destructive traits of a gambling addict

Yes, Wall Street insiders need treatment. They’re like addicts who will resist treatment till the bitter end, insisting there’s no problem, protecting their business as usual high-life. Their addiction has control of them, they’re in denial, in amnesia, blind to the long-term damage they’re doing to America.

So yes, Wall Street must crash, will hit bottom. America cannot reset the economy because Wall Street won’t go willingly. So here, you do the full diagnosis. Here are 10 characteristics of this self-destructive addictive personality type. Think about what is happening on Wall Street today, stuff like their war against the Volcker Rule. See why Wall Street’s collective mental state is so damaged it’s on track to hit bottom, crash and burn, in a meltdown more damaging than 2008, as they take down the rest of America.

Don’t believe me? Check out Wall Street’s 10 personality traits today:

1. Amnesia: Since the 2008 meltdown, Wall Street’s memory erased

Begin with Geithner diagnosis Wall Street’s addiction: Banks have “no memory of extreme crisis, no memory of what can happen when a nation allows huge amounts of risk to build up outside of the safeguards all economies require.” Amnesia makes Wall Street deaf. Can’t hear. Remember, bank insiders are short-term thinkers who naturally discount long-term costs to zero, pass them on to taxpayers and future generations.

2. Overoptimistic: Wall Street casino’s blowing another megabubble

Since the dot-com crash of 2000, when the Dow peaked at 11,722, to today with the market hovering around 13,000, Wall Street’s lost an inflation-adjusted return of about 20% of your retirement money. And economist Gary Shilling sees no growth through the next decade ... Nouriel Roubini warns of a decade of dark days ... Pimco’s Bill Gross sees a long “new normal” of lower returns … GMO’s Jeremy Grantham predicts “Seven Lean Years” … Martin Weiss warns that a “historic world-changing event is about to crush the U.S. economy and stock market.” Still, Wall Street lives in a fantasy land, ignores warning signs, pushing mega-IPOs, risky junk. Protect yourself.

3. Immature: totally narcissistic, the ‘King Baby’ syndrome

Yes, Wall Street’s an immature child. Members of AA call this the “King Baby” syndrome: People who never grow up. They want what they want when they want it. Now. No compromise, like today’s politicians. In “The Coming Generational Storm,” Larry Klotnikoff and Scott Burns warn of the massive debt we’re leaving for our “kids.” Eventually these kids will rebel against the $70 trillion burden. Wall Street’s addictive spenders are at risk of a revolution that will make the Arab Spring look like a picnic.

4. Greedy: Yes, “greed is still good” … for Wall Street’s gamblers

Michael Douglas’ famous indictment is truer today than ever. Vanguard’s founder Jack Bogle confronted the toxicity of out-of-control greed in his “Battle for the Soul of Capitalism.” Wall Street has become a soulless, amoral culture that cares nothing about the rest of America. Wall Street has sunk back deep into their business-as-usual culture of greed, blind to the public consequences of their behavior. Ethics? Integrity? Fiduciary duty? No. Investors come second. Insiders first. Always. And nothing will change till Wall Street hits bottom, crashes. Then we can truly reform Wall Street as we did in the 1930s.

5. Compulsive liars: Never trust Wall Street to tell the truth

Members of AA use a simple test: “How can you tell when an alcoholic or addict’s lying?” Answer: “His lips are moving.” You can’t believe anything said on Wall Street. Why this culture of lying? Simple: To create illusions, like “investors come first,” “you can trust us,” and “we the best interests of America at heart.” Wrong. Their sole loyalty is to insiders. Period. Carole Geithner sees through the illusions.

6. Insatiable: Wall Street’s hooked on ‘more is never enough’

Wall Street is past the point of no return, an addict incapable of stopping, must hit bottom. In “American Mania” psychiatrist Peter Whybrow says we’re a nation of addicts, we’re insatiable, “more is never enough.” Trillions in new debt annually, big bonuses, zero savings, as bank bailouts roll on, with the Fed feeding Wall Street cheap money. Forget reforms. No change till the banks hit bottom. A return to the Glass-Steagall might help, but Wall Street hates that as much as addicts hate Betty Ford.

7. Macho-macho: Regardless of the facts, they can’t admit failure

Addicts cannot see their weaknesses. In “Confronting Reality” Larry Bossidy and Ram Charan warn: “The greatest consistent damage to businesses and their owners is the result not of poor management but of the failure, sometimes willful, to confront reality.” Like Wall Street insiders, they simply cannot admit the gross mistakes, moral lapses and catastrophic errors in judgment that triggered the 2008 crash. They’re blind to their faults.

8. Unpredictable: Wall Street gamblers haven’t a clue about the future

In “Stocks for the Long Run” Jeremy Siegel studied market history from 1801 to 2000, comparing the biggest up and down days. Bottom line: Markets are random. There were no obvious reasons for 75% of the moves that trigger either long-term gains or long-term losses. Wall Street cannot predict crashes. But they can create them. Finance professors Terrance Odean and Brad Barber did some long-term research on both American and China investors. Conclusion: The “more you trade the less you earn.” Yes, returns for buy-and-hold investors are a third higher than heavy traders. No wonder Wall Street pushes active trading.

9. Irrational: Wall Street gets rich off investor irrationality

Behavioral economics is the psychology of investment decisions, based on Nobel Economist Daniel Kahneman who proved investors are irrational. That was 2002. Investors are still irrational, Wall Street as well as Main Street. And yet we still assume we’re making rational decisions! Admit it, investors are irrational. As behavioral finance guru Richard Thaler once admitted: Wall Street “needs investors who are irrational, woefully uninformed, endowed with strange preferences, or for some other reason willing to hold overpriced assets.” Main Street’s naive irrationality makes Wall Street very rich.

10. Myopic: Failure to think long-term guarantees another crash

Wall Street’s addiction to short-term thinking guarantees another crash. But worse, Wall Street’s shortsightedness is setting up an inevitable global catastrophe and self-destruction of their capitalist ideology. In “Collapse: How Societies Choose to Fail or Succeed” Jared Diamond warns that throughout history surviving cultures are always the ones that focus on long-term planning, far in advance of crises. Failed societies are the ones whose leaders “focus only on issues likely to blow up in a crisis within the next 90 days.” And that fits Wall Street’s blind obsession with quarterly earnings, annual bonuses, 1% rates, no Volker Rule, no reforms, ever, more is never enough.

So how did your “Addictive Personality Rating Score” add up? Chances are you diagnosed Wall Street with a perfect 10 out of 10. No wonder Wall Street’s insiders need treatment for their gambling addiction, at a Betty Ford Center

S&P Warned Japan Rating

noreply@blogger.com (Unknown) — Mon, 20 Feb 2012 13:27:00 +0530

Standard & Poor's warned on Monday it could lower Japan's sovereign rating if the economy expands less than expected or if public debt continues to grow, as the country's unpopular government struggles to win support for higher taxes.

The ratings agency affirmed its AA- rating on All three agencies rate Japan three notches below the top AAA rating.

Japan's rating could fall if real gross domestic product growth per capita drops below S&P's forecast of 1.2 percent, according to the statement.

Late last year the ruling Democratic Party agreed a timetable on rises in the sales tax to pay for welfare spending. It said it would increase the 5 percent sales tax to 8 percent in April 2014 and then to 10 percent in October 2015.

Prime Minister Yoshihiko Noda needs opposition votes to pass the tax hike in a divided parliament, but his public approval ratings are sinking and the opposition are refusing to cooperate as they look to force an election.

Higher taxes could help reduce revenue shortfalls, but that wouldn't change Japan's ageing population, which continuously pushes up welfare costs, S&P said.

Japan's sovereign ratings are also constrained by the government's weak policy foundations, the ratings agency said.

Even if the sales tax rises to 10 percent, that would not be enough to lower the ratio of public debt to gross domestic product, which is the worst among industrialised nations and almost twice the size of its $5 trillion economy, government estimates show, but also warned that higher taxes wouldn't solve the structural problems that push up Japan's welfare spending and increasingly pressure state coffers.

Japan's debt burden is the worst among industrialised economies, and it may not be able to postpone drastic spending cuts and aggressive tax hikes much longer as Europe's debt crisis threatens the global economy.

"We would also consider lowering the long- and short-term ratings if the government's debt trajectory remains on its current course or begins to erode the nation's external position," S&P said in a statement.

"On the other hand, we may revise the outlook to stable if the government were to implement robust and sustainable fiscal consolidation."

S&P and Fitch both rate Japan AA- with a negative outlook. Moody's Investors Service ranks Japan at the same level, at Aa3, but has a stable outlook.

All three agencies rate Japan three notches below the top AAA rating.

Japan's rating could fall if real gross domestic product growth per capita drops below S&P's forecast of 1.2 percent, according to the statement.

Higher taxes could help reduce revenue shortfalls, but that wouldn't change Japan's ageing population, which continuously pushes up welfare costs, S&P said.

Japan's sovereign ratings are also constrained by the government's weak policy foundations, the ratings agency said.

Valentine Week- Romance and Emotions at Top

noreply@blogger.com (Unknown) — Mon, 6 Feb 2012 10:45:00 +0530

Day 1: Rose Day (7th Feb)

Day 2: Propose Day (8th Feb)

Day 3: Chocolate Day (9th Feb)

Day 4: Teddy Day (10th Feb)

Day 5: Promise Day (11th Feb)

Day 6: Kiss Day (12th Feb)

Day 7: Hug Day (13th Feb)

Day 8: Valentine Day (14th Feb)

By ------ DHARMESH KUMAR

Valentine Special - From A Friend

noreply@blogger.com (Unknown) — Mon, 6 Feb 2012 04:51:00 +0530

You might be best friends one year,

Pretty good friends the next year,

Don't talk that often the next year,

And don't want to talk at all the year

after that. So, I just wanted to say,

Even if I never talk to you again in my life,

You are special to me and you have

made a difference in my life,

I look up to you, respect you, and

truly cherish you.

I Send this to my friend,

Or how close you are,

No matter how often you talk,

Let old friends know you haven't forgotten them,

And tell new friends you never will.

Remember, everyone needs a friend,

Someday you might feel like you

have NO FRIENDS at all,

Just remember this text

And take comfort in knowing

Somebody out there cares about you

and always will

Unemployment rate Highest Level Since 1999

noreply@blogger.com (Unknown) — Thu, 2 Feb 2012 09:56:00 +0530

The EU’s statistics office, yesterday said the 10.4 percent unemployment rate in December was unchanged at its highest level since the euro was launched in 1999, as November’s was revised upward from a previous estimate of 10.3 percent.

Unemployment has been steadily rising over the past year in December 2010, it stood at 10 percent largely because of Europe’s debt crisis, and compares badly with the US, where unemployment stands at 8.5 percent.

There are huge disparities across the eurozone, however, with those countries at the front line of Europe’s current financial turmoil, such as What even those figures mask is that unemployment among the young is much, much higher. Latest figures from Spain show unemployment among people aged under 25 was 48.7 percent, prompting concerns that an entire generation of people could fail to accumulate the necessary skills and experience for a prosperous life.

At the other end of the scale, some countries like Austria are operating not far off what is considered to be the natural rate of unemployment in an economy of 4.1 percent, while Germany’s rate at a post-unification low of 5.5 percent.

Since Europe’s debt crisis exploded around two years ago, the focus has been on austerity, with governments getting their houses in order with big, often-savage spending cuts, and tax increases.

However, there are growing signs that Europe is changing tack, and that measures to boost growth and jobs are now central to the crisis resolution effort.

On Monday, at a summit in Brussels designed to shore up the euro’s budgetary defenses against debt, EU leaders promised to stimulate growth and create jobs across the region.

The leaders pledged to offer more training for young people to ease their transition into the work force, to deploy unused development funds to create jobs, to reduce barriers to doing business across the EU’s 27 countries and ensure that small businesses have access to credit. and Spain, suffering record rates of unemployment that are stoking concerns about the social fabric of their societies. Spain’s unemployment stands at a staggering 22.9 per cent and Greece‘s is not far behind at 19.2 percent.

What even those figures mask is that unemployment among the young is much, much higher. Latest figures from Spain show unemployment among people aged under 25 was 48.7 percent, prompting concerns that an entire generation of people could fail to accumulate the necessary skills and experience for a prosperous life.

Since Europe’s debt crisis exploded around two years ago, the focus has been on austerity, with governments getting their houses in order with big, often-savage spending cuts, and tax increases.

However, there are growing signs that Europe is changing tack, and that measures to boost growth and jobs are now central to the crisis resolution effort.

On Monday, at a summit in Brussels designed to shore up the euro’s budgetary defenses against debt, EU leaders promised to stimulate growth and create jobs across the region.

The result: lower economic activity, lower consumer demand, higher unemployment

noreply@blogger.com (Unknown) — Thu, 2 Feb 2012 09:39:00 +0530

No matter what deal politicians and policy makers reach on Greece current focus the continent’s economic future seems doomed in the medium term.

The just-concluded European Summit, ostensibly, sought to find ways to balance austerity with growth. Predictably, it ended focusing primarily on finding a deal to cut Greek debt.

In other words, the focus remains very, very short term. A deal on Greece might cheer the financial markets for now but will do very little for Europe in the long term.

Why? Because European policy makers have been focusing on all the wrong things, such as tightening government spending and reining in budget deficits at a time when economies are swooning. Yes, the region needs those belt-tightening cuts over the long term, but what it desperately needs right now is growth — and there is absolutely no plan for that.

For most of last year, Europe was on overdrive to enforce fiscal austerity plans. “Cut spending, raise taxes and bring government budgets into balance” was the constant refrain among European leaders, led by Germany’s Chancellor Angela Merkel.

One year on, those austerity cuts, especially by troubled countries such as Spain and Italy, have done precious little to boost growth— or rein in high public debt, which is what started the region’s crisis in the first place.

The focus, so far, has been on lowering that dreaded “debt-to-GDP” ratio. Debt-stricken governments, under duress, have slashed government spending and raised taxes. The result: lower economic activity, lower consumer demand, higher unemployment and rising discontent among businesses and households alike. In addition, with lower tax revenues, the ability of governments to repay their debts also decreases.

It’s also important to note that when gross domestic product (GDP), shrinks, the debt-to-GDP ratio also increases automatically because of a lower denominator. To bring the ratio down, more austerity is required, which further shrinks the economy, requiring more austerity ……you get the picture.

“Last year was one for fiscal hawks to celebrate as fiscal consolidation proceeded apace,” theEconomist noted recently. “In the eurozone, Germany, France, Spain and Italy all managed to reduce their structural budget deficits, the latter three thanks to austerity. All three are expected to reduce those deficits further this year.”

But it has come at a terrible price. Unemployment across the 17 nations that use the euro hit a euro-era high of 10.4 percent in 2011, even as recession fears grow across the region.

Several experts have been warning about exactly this situation since last year. Prominent among them was Nobel Prize-winning economist Paul Krugman who, in a recent blog post, noted that what is happening in Europe was “completely unnecessary”.

“Half a century ago, any economist — or for that matter, any undergraduate who had read Paul Samuelson’s textbook “Economics” could have told you that austerity in the face of depression was a very bad idea. But policy makers, pundits and I’m sorry to say, many economists decided, largely for political reasons, to forget what they used to know. And millions of workers are paying the price for their willful amnesia.”

Now, the voices against further spending cuts are gaining traction. At the World Economic Forum in Davos, Switzerland, even the International Monetary Fund, which until recently had been advocating the need to cut debts, issued a warning that inappropriate spending cuts could strangle growth prospects in Europe.

At the same event, US Treasury Secretary Timothy Geithner also warned of the risk of a “recessionary” cycle. “There is a risk that every disappointment in growth will be met with an austerity that will feed the decline, and that is a cycle you have to arrest to solve financial crisis,” he said, according to a BBC report.

Finally, European leaders seem to be waking up to the problem. The recent EU summit at least introduced growth into the agenda for the first time— so far, the focus has only been on austerity.

Unfortunately, given their snail’s pace of reacting to the sovereign debt crisis, it seems highly unlikely they’ll do anything quickly on the growth front.

They may have started talking about growth but so far, that’s all it remains — talk. Clearly, sovereign debt crisis nothwithstanding, Europe has a much bigger problem on its hands

Economic Data Not Backed Global Rally

noreply@blogger.com (Unknown) — Tue, 31 Jan 2012 19:19:00 +0530

When i see Monday's and Today's economic data of many countries

its hit my mind that global economy health is in dangerous condition

but when i see current global indices which all trade in green more then one percent again

that’s shows global economies health is sound

why this mismatch between economic data and global market ?

Is economic data not play any role for direction of global indices ?

I just tell u something . what’s the theory behind this

In 2012 we start with lots of negative environment all over world everyone said global condition is worst no recovery in 2012 like that we heard by everyone mouth and every small investor was in short side

That time big investor play their game buy that time and a big rally we see in January and all small investor book losses in their short side position and rally in global market we see more then 10% rally this year in Jan month now every where this time positive sentiment and now everyone tell that rally extends in Feb month too

when we see the price of stock in end of 2011 level most of stock run more then 20 t0 50 % in Jan month . Dow-johns and NASDAQ trade 52 week high this time

we ignore all negative news or worst economic data but we positively react with any little positive news in big gains in terms

Just remember last year what happened we react all little negative news with big cut in indices and not react any good economic news or data that time we just react only negative news in deep red

Now this time we behave same like we react all positive news to increase gain in indices . and ignore all negative data's

But very soon we see a big correction in global market .

but it appears in mid Feb

So my advice not to buy this time and not short this time i think 5 to 10 % gains are still left in global markets

that time little consolidation and more then a 20 % correction we see in global markets.

This is the 2 days world Economic data lots of negative in it . as compare to positive

Time	Cur.	Imp.	Event	Actual	Forecast	Previous
Monday, January 30
03:00	EUR		Spanish GDP (QoQ)	-0.3%	-0.3%	0.0%
04:00	EUR		Italian Business Confidence	92.1	92.0	92.5
05:00	EUR		Business and Consumer Survey	93.4	92.8	92.8
08:00	EUR		German CPI (MoM)	-0.4%	-0.5%	0.7%
08:30	USD		Personal Spending (MoM)	0.0%	0.2%	0.1%
08:30	USD		Personal Income (MoM)	0.5%	0.4%	0.1%
08:30	USD		Core PCE Price Index (MoM)	0.2%	0.1%	0.1%
11:30	USD		3-Month Bill Auction	0.050%		0.040%
16:45	NZD		Building Consents (MoM)	2.1%	8.0%	-6.2%
18:00	KRW		South Korean Retail Sales (MoM)	-0.2%	0.2%	-0.6%
18:00	KRW		South Korean Industrial Production (YoY)	2.8%	2.1%	5.8%
18:15	JPY		Manufacturing PMI	50.7		50.2
18:30	JPY		Unemployment Rate	4.6%	4.5%	4.5%
18:30	JPY		Household Spending (YoY)	0.5%	-0.1%	-3.2%
18:50	JPY		Industrial Production (MoM)	4.0%	2.9%	-2.7%
19:01	GBP		GfK Consumer Confidence	-29	-32	-33
19:30	AUD		Private Sector Credit (MoM)	0.3%	0.3%	0.3%
19:30	AUD		NAB Business Confidence	3		2
22:00	SGD		Singaporean Unemployment Rate	2.0%	2.2%	2.0%
Tuesday, January 31
00:00	JPY		Housing Starts (YoY)	-7.3%	-1.5%	-0.3%
02:00	EUR		German Retail Sales (MoM)	-1.4%	0.8%	-1.0%
02:00	CHF		Consumption Indicator	0.92		0.78
02:45	EUR		French PPI (MoM)	-0.1%	0.1%	0.4%
02:45	EUR		French Consumer Spending (MoM)	-0.7%	0.3%	0.1%
03:55	EUR		German Unemployment Change	-34K	-7K	-25K
03:55	EUR		German Unemployment Rate	6.7%	6.8%	6.8%
04:00	EUR		Italian Monthly Unemployment Rate	8.9%	8.7%	8.8%
04:30	EUR		Spanish Business Confidence	-15	-21	-20
04:30	GBP		Net Lending to Individuals	0.4B	1.2B	1.0B
04:30	GBP		Mortgage Approvals	53K	53K	53K
04:30	GBP		M4 Money Supply (MoM)	-1.4%	0.3%	-0.5%
05:00	EUR		Italian PPI (MoM)	0.1%	0.0%	0.1%
05:00	EUR		Unemployment Rate	10.4%	10.4%	10.4%
06:00	BRL		Brazilian Industrial Production (YoY)	-1.2%	-1.6%	-2.1%
08:30	USD		Employment Cost Index (QoQ)	0.4%	0.4%	0.3%
08:30	CAD		RMPI (MoM)	-2.4%	0.2%	3.8%
08:30	CAD		IPPI (MoM)	-0.7%	0.1%	0.3%
08:30	CAD		GDP (MoM)	-0.1%	0.2%	0.0%
09:00	USD		S&P/CS Home Price Indices Composite - 20 (YoY)	-3.7%	-3.2%	-3.4%
09:45	USD		Chicago PMI	60.2	63.0	62.5
10:00	USD		CB Consumer Confidence	61.1	68.2	64.5

First Mello Drama in 2012

noreply@blogger.com (Unknown) — Mon, 30 Jan 2012 12:51:00 +0530

European Union leaders will gather Monday for their first summit of the year. The good news is that conditions for Italy and Spain are improving. But the fate of Greece is still uncertain.

The official agenda is focused on striking a balance between more austere fiscal measures for nations with unsustainable levels of debt and policies that will help revive economic growth across the 17-member euro currency area.

The eurozone economy is widely expected to suffer a mild recession this year as governments cut spending to balance budgets. But too much austerity could make the recession worse.

"This is not a choice between fiscal consolidation and growth. We need both," said Jose Barroso, president of the European Commission, in a statement Friday.

The latest meeting of the European Council continues a string of summits EU leaders held last year as the debt crisis in the eurozone intensified. Now, with borrowing costs easing for italy and spain officials are hoping to address deeper economic and political challenges.

But difficult debt negotiations in Greece have revived concerns about a default, and investors are growing worried about portugal where borrowing costs soared to record highs last week.

"There will be a lot more talk about growth and austerity," said Jennifer McKeown, an economist at Capital Economics in London. "That's helpful in the long run and could help prevent a future crisis, but it doesn't solve the current one."

Basant Panchmi - My Favourite Festival

noreply@blogger.com (Unknown) — Fri, 27 Jan 2012 15:11:00 +0530

Tomorrow is Basant Panchmi 28 Jan 2012

In this Day in my city we flying kits all day and enjoy lots

Memories of Ancient Indian -Happy Republic Day

noreply@blogger.com (Unknown) — Wed, 25 Jan 2012 19:34:00 +0530

Please don't forget to read the letter in the end Just read
what INDIA was as per LORD MACAULAY on his statement on 2nd February 1835, in the last snap.
That would really shock us Old Photographs from Indian History.
Please Read the last Article Carefully……

The daughter of an Indian maharajah seated on a panther she shot, sometime during 1920s

A British man gets a pedicure from an Indian servant.

The Grand Trunk Road , built by Sher Shah Suri, was the main trade route from Calcutta to Kabul

A group of Dancing or notch girls began performing with their elaborate costumes and jewelry.

A rare view of the President's palace and the Parliament building in New Delhi .

Women gather at a party in Mumbai ( Bombay ) in 1910.

A group from Vaishnava, a sect founded by a Hindu mystic. His followers are called Gosvami-maharajahs

An aerial view of Jama Masjid mosque in Delhi , built between 1650 and 1658.

The Imperial Airways 'Hanno' Hadley Page passenger airplane carries the England to India air mail, stopping in Sharjah to refuel.

See what the India was at 1835.......

European planning to collapse

noreply@blogger.com (Unknown) — Wed, 25 Jan 2012 11:22:00 +0530

Swiss Finance Minister Eveline Widmer-Schlumpf told parliament that the Swiss government was preparing concrete measures to defend Switzerland against a collapse of the euro.

Meanwhile, Handelsblatt -- Germany's equivalent of the Wall Street Journal -- advised its readers to prepare their finances for the day Germany reverts back to the Deutschmark.

And even the French daily Le Monde -- a staunch supporter of the euro -- ran a shocking headline that declared, "The Explosion of the Eurozone Is Now Possible."

So, clearly, even major European politicians and mainstream media sources have no problem warning their citizens about an imminent collapse and what to do about it.

How To Get Aadhaar ?

noreply@blogger.com (Unknown) — Wed, 25 Jan 2012 11:15:00 +0530

Aadhaar is a 12 digit unique number which will be issued by UIDAI for all residents. UIDAI is Unique Identification Authority of India. Aadhaar number of each individual will be stored in a centralised database along with the basic demographics and biometric information (photograph, ten fingerprints and iris)

Each individual will be given a single unique ID number. To establish the uniqueness of the individual , demographics and biometric information are also captured and stored . UIDAI will enable a universal identity infrastructure that any ID based applications like ration card, passport etc can also use. Aadhaar will ensure trust between public and private agencies and residents. UIDAI will be proof of identity for geting any service . Once residents enrol for Aadhaar, service providers will not face any problem of performing repeated Know Your Customer (KYC) checks before providing services. They would no longer have to deny services to residents without identification documents

How to Apply : The process and documents required to get an Aadhaar will be circulated by the local media. Residents need to go to the nearest Enrolment Agency carring necessary documents to register for an Aadhaar.

When register for Aadhaar, residents will go through a biometric scanning of fingerprints and iris of the eye. Then the residents will be photographed and given an enrolment number upon completion. Residents will be issued an Aadhaar number within 20 to 30 days.

Who can get Aadhaar : An individual who is a resident of India and satisfies the certain verification process by the UIDAI can get an Aadhaar.

LIC Housing Finance - 22 Jan 2012 - Assistant - Solved Question Paper

noreply@blogger.com (Unknown) — Mon, 23 Jan 2012 16:24:00 +0530

All Question are based on memory

1- Which country faced a earthquake on the 1st Jan 2012

Ans - Japan

2- Which Indian Bank recently open 10000 branch in India

Ans - SBI

3 - Who gave the Longest Speech In UNO

Ans - V.K . Krishna Menon

4 - Which state ha longest coastline in india ?

Ans - Gujrat

5 - Nobel Prize winner in Economics in 2011

Ans- Thomas Sargent & Christopher Sine

6 - How many books in Harry Potter Series ?

Ans - 7

7 - Women's French Open winner 2011 ?

Ans - Li Na

8 - Best Film Award In IIFA award in 2011 ?

Ans - Dabang

9 - Rudra Veena exponent passed away in June 2011

Ans - Ustad Asad Ali Khan

10- Writer of Kurukshetra to Kargil

Ans - Kuldeep singh

11 - Winner of Asia Football Cup 2011

Ans - Japan

12- Winner Of Euro Cup 2011 ?

Ans - Spain

13- Which of the Following State has separate Constitution ?

Ans- Jammu and kassmir

14- first green Station In India ?

Ans - Manwal

15- ASEAN summit held in 2011 ?

Ans - Indonesia ( Bali )

16- Khap Panchyat Includes

Ans - Unoffical village council

17- After which amendment the National commission for SC and ST Separates

Ans- 89Th amendment act 2003

18- Fiscal Policy is concerned with ?

Ans- Public expenditure and revenue

19- Mass urbanised state in India

Ans - Tamil Nadu

20- Universal service obligation fund related with

Ans- providing telecoms service in rural and remote area

21- Which gas related with Bhopal Gas Tragedy

Ans - Methyl Isocynate

22- Number of bones in Human Ear ?

Ans- 3

23 - The mammals lays eggs ?

Ans - Duck Billed platypus

24- Which of the following planets has no satellite

Ans- Venus and Mercury

25- The Eagle is the national emblem of which country ?

Ans - USA

26- The Hundred years war between England and France ended in

Ans - 1453

27- Who led a military campaign with 1000 men all wearing red shirts ?

Ans - Giuseppie

28 - Sleeping sickness decease related with

Ans- Africa

29- Red Rust of tea is caused by ?

Ans- Green Allege

30-Snake which is killed for his beautifull skin?

Ans - Python

31 - Which of the following has longest wave length ?

Ans - Radio Wave which is not in option

32 - The Boundary line Between North Korea and South Korea ?

Ans- 38 Longitude

33 - Who was the Governor General of India during Sepey Vidroh

Ans - Lord Canning

34- Who leading the unification of Italy ?

Ans- Giuseppe Mazzini

35 - What is the name of Suzuki corporation scooter in India

Ans- Access 125

36- Who is associated with the invention of JET Engine

Ans- Frank White

37 - Inspiron is a series of laptops launched by ?

Ans - Dell

38- Depak Parakh resign from which country in Jan 2012

Ans- HUL

39- Who won world chess championship in 2008 ?

Ans - V. Anand

40- Youngest man who won the world Heavyweight Championship ?

Ans - Muhammd Ali

41- Author of Midnight Children ?

Ans- Salman Rushid

42 - Which Country has least corrupt

Ans- Denmark

43 - Who is the father of God in Rome mythology

Ans- Jupiter

44- The Vitamin which Can be biosynthised

Ans-

There are 200 question - in this Exams

New Global Recession Already Has Begun in Europe

noreply@blogger.com (Unknown) — Fri, 20 Jan 2012 11:20:00 +0530

For most economists, the main question is whether we will have a new recession

Unlike many gloom and doomsters, Shilling is a genial sort who likes cracking jokes and keeps bees as a hobby. But when it comes to economics he’s dead serious: He’s been consistently gloomier than the economic fraternity and consistently right over the past few years.

Now, he parts ways with his peers again by declaring that a new global recession already has begun in Europe and that it will touch our shores soon.

That, of course, would be a nightmare for the few bulls left on Wall Street and for President Obama’s re-election team, who are crossing their fingers and toes that Europe doesn’t implode before November.

Shilling thinks Europe fell into recession last quarter — not every country, perhaps, but enough of them to drag the continent down into the muck.

And here’s the really bad news: He thinks Europe will experience a recession as deep as ours was from 2007-2009 — enough to tip the U.S.’s relatively better economy into recession, too, during the first quarter of 2012.

And he’s looking for a hard landing in China, as consumers in contracting developed economies tighten their belts.

Shilling starts from the proposition, spelled out in his book “The Age of Deleveraging,” that the world and especially the United States had a credit bubble that lasted for decades until 2007 when the debt-ridden U.S. housing market collapsed. The bursting of that bubble was like an economic Big Bang whose effects will be felt for years as households deleverage.

Too much debt to deal with

He agrees with the research of Carmen Reinhart and Kenneth Rogoff who studied financial crises over several centuries and found that major crises of the kind we experienced start with too much debt in the private sector.

Then, governments step in to “save” the financial system by taking on the liabilities of financial institutions and sometimes individuals. But as public debt grows too large, it curtails economic growth, Reinhart and Rogoff found, prolonging the agony and making it harder for countries to recover.

That’s exactly what’s happening in Europe now, and to some extent the United States. Note the recent downgrading by Standard & Poor’s of several European countries’ sovereign debt ratings, including France, which lost its AAA rating less than six months after the U.S. did.

European countries are finding it harder to keep Greece, Portugal and even Italy and Spain from defaulting, as their own economies struggle.

“Europe is in what I think will be a deep recession,” says Shilling, “because they will have a financial crisis and an economic crisis” just like 2008, he believes.

And the euro zone’s lack of a unified fiscal policy makes it harder for them to deal with that crisis. “They’re dithering over fiscal policy,” he says.

“It’s pretty hard for any of them to avoid” recession, he says, as the trade links that were supposed to bind them in prosperity drag them down.

Growth estimates cut

The World Bank has just slashed its global growth forecasts and projected GDP decline of 0.3% this year in the 17-nation euro zone, a mild recession by some definitions.

Even mighty Germany had negative GDP growth in last year’s fourth quarter, so it might not be immune. Chancellor Angela Merkel’s government just cut its forecast for economic growth in 2012, although it insisted the country won’t go into recession. Does the lady protest too much?

Shilling isn’t too sanguine about the United Kingdom either. The spillover from trading partner Europe and the Conservative government’s austerity program are combining to bring recession to the U.K., he says. Prime Minister David Cameron’s plan, which included three pounds of spending cuts to every pound of tax increases, cuts nearly 20% out of many ministries’ budgets, Shilling says.

“I think it’s a noble experiment, but the timing is awful,” he concludes.

And he doesn’t think the European recession will be mild. “If you look at the U.S. in 2007-09, real GDP fell 5.4%,” he says. He expects “something in that order” in the euro zone. Greece, for instance, had a GDP decline of 5%-6% last year.

Omnipotent China won’t escape, either.

GDP growth slowed to 8.9% in the fourth quarter as the Chinese government tried to squeeze inflation out of the system. GDP growth of 5%-6% “would constitute a hard landing in China,” Shilling says. There are signs Chinese exports are weakening, while consumption still hasn’t gone beyond 34% of GDP — half of what it is in the U.S.

U.S. gets off easy

And speaking of the U.S., Shilling does expect a recession here, but not as deep as what Europe will go through. “We’ve got a…decline of 2.1%..., ranking in the lower half of postwar recessions,” he says.

Should we all celebrate now? The reason we’ll get off relatively easy is because we don’t have that much exposure to Europe: Exports comprise 13% of GDP and the euro zone represents only 15% of that, so it’s only about 2% of GDP.

“That’s relatively minor,” said Shilling. “The big hit is the spillover in the financial sector.” On the surface, U.S. banks aren’t as exposed to Europe as, say, French or German banks are, but “you don’t know what the counterparty risk is” with derivatives and the like, so it’s an open question.

Last year’s stock returns may back up Shilling’s prognostications. According to MSCI, equity markets of countries in the European Monetary Union lost 18.4% of their value in 2011 while the U.S. broke even, suggesting at worst a milder recession here.

Meanwhile Shilling returns to familiar ground with his prediction that U.S. housing prices will fall 20% more in 2012. (They’ve already lost a third of their value from their peak.)

The reason? “Foreclosures have been minimal the last two years because they were held off” by government loan-modification programs and the scandal over robo-signing. But now “foreclosures are likely to come back, and that’s the next leg down,” he says. Thanks for reminding us, Gary.

So, what should investors do? For three decades, Shilling has recommended 30-year Treasury bonds, ever since their yields topped 15% in 1981. He sold a bunch of them in 2008 when yields hit 2.5%, he bought more when yields rose to 4.5% (and great investors like Bill Gross were selling).

Now, with yields under 3%, he says, “we’re getting near the end of the bond rally of a lifetime.” During those 30 years, long U.S. Treasurys vastly outperformed stocks.

I don’t think the risk/reward trade-off on long- and intermediate-term Treasury securities looks attractive, so I’d stick with investment-grade corporate bonds and high-quality dividend-paying stocks.

Shilling isn’t always right, of course. As a permabear, his predictions do well in bad years, but he missed the 2009-2010 rally, and I think he’s being a bit too pessimistic here. Unless Europe falls apart — which I don’t expect — I think the U.S. will avoid recession until much later in the year, at least.

But ignore his warnings at your peril. His track record says that, unfortunately, attention must be paid.

Danger's Wedding In The World-Against Smoking

noreply@blogger.com (Unknown) — Fri, 20 Jan 2012 10:55:00 +0530

Differences Between Girls & Boys

noreply@blogger.com (Unknown) — Fri, 20 Jan 2012 10:48:00 +0530

BE Alert- Funda Behind Rally in Global Market

noreply@blogger.com (Unknown) — Tue, 17 Jan 2012 09:35:00 +0530

Today All World indices Trade in Green Zone More then one percent gain

Last few days all bad news from downgrade by S&P credit agencies ,no negative effect we seen

That's mean all negative news or downgrade was already global market factoring ?

But may be we remember that last month S&P told that he has no Plan to downgrade France

few weeks before one day we heard the S&P Faulty issuing note of downgrade France but that that they said its no plan to downgrade France

Then , when this weekend when downgrade By France and no reaction from Global market something secret behind this

Now i explain you something this time all big traders FII,s are in long side in Global market their position is long in January Months that's all big bad news already factoring and all little positive small news boost global market to trade in green

that's the funda behind this January rally

But I feels in Feb we see reversal in negative side or just wait and watch when all people

or small investors believe that global economy now recover and they trade in long side that

Big fishes Traders goes short and huge downside that time we see in Global market so wait for

that environment when allover we hear good positive news recovery of world economy and every where we see green and green

that's time to short in market for huge gains

France’s economic policies would not change as a result of the downgrade.

noreply@blogger.com (Unknown) — Sat, 14 Jan 2012 09:30:00 +0530

Ratings agency Standard & Poor’s on Friday stripped France of its coveted triple-A credit rating and reduced Portugal’s debt status to junk as part of a broad reassessment of Europe’s financial soundness that highlights the severity of the euro zone’s persistent sovereign debt crisis and complicates efforts to resolve it.

Germany escaped S&P’s scrutiny unharmed. It’s triple-A credit rating was left unchanged and given a stable outlook.

S&P’s steps were certain to make it more difficult for European leaders to solve the debt crisis and could trigger a period of volatility in financial markets similar to what investors experienced in the wake of S&P’s downgrade of the United States last year, said Jeremy Hare, Managing Director of Investments at Gilford Securities. S&P’s moves would also, Hare said, shine a harsh light on the leaders’ ineffectual efforts to solve the crisis.

“It hits them right on the chin,” Hare said. “S&P is calling (German Chancellor Angela) Merkel out and saying, ‘Hey, fix the problem’.”

S&P cut France, Austria, Malta, Slovakia and Slovenia by one notch, stripping France and Austria of rare triple-A ratings that were key to their ability to support efforts to rescue struggling euro zone members. The ratings agency also downgraded by two notches Italy, Spain, Portugal and Cyprus. Portugal and Cyprus were cut to junk status.

Of the countries mentioned in Friday’s statement, only Germany and Slovakia were given stable outlooks. The rest received negative outlooks, meaning S&P believes there is at least a one-in-three chance they may be downgraded in 2012 or 2013.

S&P said it was taking the actions because Europe’s leaders had failed at recent meetings to take decisive steps to solve the region’s debt crisis. It specifically noted that a Dec. 9 summit deal did not go far enough.

“The political agreement does not supply sufficient additional resources or operational flexibility to bolster European rescue operations, or extend enough support for those euro zone sovereigns subjected to heightened market pressures,” S&P said in a statement.

S&P went further, casting doubt on Europe’s approach of insisting on tough austerity measures as the main path to restoring financial stability in Europe.

“We believe that a reform process based on a pillar of fiscal austerity alone risks becoming self-defeating,” the agency said.

Instead, it highlighted “rising external imbalances and divergences in competitiveness between the euro zone’s core and the so-called ‘periphery’” as a significant source of the bloc’s problems that needed to be addressed.

The news of S&P’s action was greeted with dismay by European leaders.

“This is not good news,” French Finance Minister Francois Baroin said in an appearance on French national television. Baroin called the downgrade “a semisurprise” and added that it was “not a catastrophe.”

Baroin, who spoke after a day of swirling rumors about an imminent downgrade of France, also said that France’s economic policies would not change as a result of the downgrade.

“It is not the rating agencies who dictate French policy,” he said.

European Commission Vice President Olli Rehn said the euro zone had taken decisive action to fix the crisis.

A downgrade will make life difficult for Italy as it struggles to convince investors it can get a grip on its debt burden.

Italy this week saw borrowing costs fall dramatically at a pair of debt auctions, but bigger tests loom in coming weeks as the government prepares to issue longer-term debt.

A two-notch downgrade by S&P would put Italy into the B-bracket, the lowest investment-grade category, noted Kathleen Brooks, research director at Forex.com. That could result in a rise in margin requirements, which would in turn put more upward pressure on yields, she said.

Meanwhile, France is poised to sell €8.7 billion of debt on Monday, while the EFSF and Germany also plan to auction debt next week, she noted, ensuring a “tense market open” when Europe returns to work next week.