<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-6809801008874217986</id><updated>2024-12-19T03:32:10.013+00:00</updated><title type='text'>demystifyadvice</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default?redirect=false'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default?start-index=26&amp;max-results=25&amp;redirect=false'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>103</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-5734165341566259222</id><published>2014-03-27T11:25:00.002+00:00</published><updated>2014-03-27T11:25:34.461+00:00</updated><title type='text'>A new beginning</title><summary type="text">
We have launched a new website which replaces this blog - www.shininglights.co.uk

The sole purpose of “Shining Lights” is to provide varied sources of 
quality information and analysis on the subjects of managing finances 
and investing money.

It is inspired by a simple idea but an idea which can create profound change.

“Being the difference you wish to see.”

It has not been created to sell </summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/5734165341566259222/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/a-new-beginning.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/5734165341566259222'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/5734165341566259222'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/a-new-beginning.html' title='A new beginning'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-4137187204260744331</id><published>2014-03-25T16:23:00.001+00:00</published><updated>2014-03-25T16:23:15.127+00:00</updated><title type='text'>Annuities vs drawdown vs cash</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/4137187204260744331/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/annuities-vs-drawdown-vs-cash.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/4137187204260744331'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/4137187204260744331'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/annuities-vs-drawdown-vs-cash.html' title='Annuities vs drawdown vs cash'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-7745206469537127155</id><published>2014-03-24T16:31:00.001+00:00</published><updated>2014-03-24T16:38:43.326+00:00</updated><title type='text'>Are annuities dead? </title><summary type="text">
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According to most financial papers, the answer is
yes……



This means that companies like Just Retirement and
Partnership Assurance are dead because this is the majority of their business. 



But perhaps the journalists and markets are
overreacting. 



More choice 



The retirement market needed a radical overhaul. 



Within the last twenty years </summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/7745206469537127155/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/are-annuities-dead.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/7745206469537127155'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/7745206469537127155'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/are-annuities-dead.html' title='Are annuities dead? '/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-2439744867153723401</id><published>2014-03-07T15:59:00.000+00:00</published><updated>2014-03-07T16:03:57.721+00:00</updated><title type='text'>Hidden gems are not found on the surface...... </title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/2439744867153723401/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/hidden-gems-are-not-found-on-surface.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/2439744867153723401'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/2439744867153723401'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/hidden-gems-are-not-found-on-surface.html' title='Hidden gems are not found on the surface...... '/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-5805147039383193753</id><published>2014-03-07T15:13:00.001+00:00</published><updated>2014-03-07T15:13:40.659+00:00</updated><title type='text'>“CHARLES STANLEY DIRECT” PROPOSITION REVIEW</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/5805147039383193753/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/charles-stanley-direct-proposition.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/5805147039383193753'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/5805147039383193753'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/charles-stanley-direct-proposition.html' title='“CHARLES STANLEY DIRECT” PROPOSITION REVIEW'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-8380527657867219861</id><published>2014-03-07T13:53:00.000+00:00</published><updated>2014-03-07T13:54:17.771+00:00</updated><title type='text'>INTERACTIVE INVESTOR PROPOSITION REVIEW</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/8380527657867219861/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/interactive-investor-proposition-review.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/8380527657867219861'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/8380527657867219861'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2014/03/interactive-investor-proposition-review.html' title='INTERACTIVE INVESTOR PROPOSITION REVIEW'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-8326880328944906359</id><published>2014-02-05T13:44:00.001+00:00</published><updated>2014-02-07T07:35:51.894+00:00</updated><title type='text'>HARGREAVES LANSDOWN NEW PROPOSITION REVIEW</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/8326880328944906359/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2014/02/hargreaves-lansdown-new-proposition.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/8326880328944906359'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/8326880328944906359'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2014/02/hargreaves-lansdown-new-proposition.html' title='HARGREAVES LANSDOWN NEW PROPOSITION REVIEW'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-7385585788272075909</id><published>2013-12-10T16:42:00.001+00:00</published><updated>2013-12-10T16:43:14.453+00:00</updated><title type='text'>High charges kill performance………</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/7385585788272075909/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/12/high-charges-kill-performance.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/7385585788272075909'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/7385585788272075909'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/12/high-charges-kill-performance.html' title='High charges kill performance………'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-576488860257961295</id><published>2013-11-28T11:50:00.001+00:00</published><updated>2013-11-28T11:52:36.156+00:00</updated><title type='text'>Cash is not the right savings vehicle for everyone…..</title><summary type="text">
&lt;!--[if gte mso 9]&gt;
 
  
 
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/576488860257961295/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/11/cash-is-not-right-savings-vehicle-for.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/576488860257961295'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/576488860257961295'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/11/cash-is-not-right-savings-vehicle-for.html' title='Cash is not the right savings vehicle for everyone…..'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-7644997473915555736</id><published>2013-11-19T09:58:00.002+00:00</published><updated>2013-11-19T09:58:25.971+00:00</updated><title type='text'>Where’s the value….</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/7644997473915555736/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/11/wheres-value.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/7644997473915555736'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/7644997473915555736'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/11/wheres-value.html' title='Where’s the value….'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-6478403181679161248</id><published>2013-11-12T16:35:00.001+00:00</published><updated>2013-11-12T16:43:24.896+00:00</updated><title type='text'>Would you buy a car not knowing what you are paying for….</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/6478403181679161248/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/11/would-you-buy-car-not-knowing-what-you.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/6478403181679161248'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/6478403181679161248'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/11/would-you-buy-car-not-knowing-what-you.html' title='Would you buy a car not knowing what you are paying for….'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-7175223138733957629</id><published>2013-11-08T09:59:00.000+00:00</published><updated>2013-11-08T09:59:25.446+00:00</updated><title type='text'>Timing the market</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/7175223138733957629/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/11/timing-market.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/7175223138733957629'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/7175223138733957629'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/11/timing-market.html' title='Timing the market'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-8667101940300544250</id><published>2013-11-08T09:42:00.001+00:00</published><updated>2013-11-08T09:45:59.162+00:00</updated><title type='text'>How do we judge investment performance?</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/8667101940300544250/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/11/how-do-we-judge-investment-performance.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/8667101940300544250'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/8667101940300544250'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/11/how-do-we-judge-investment-performance.html' title='How do we judge investment performance?'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-3858280593390749532</id><published>2013-10-31T10:02:00.002+00:00</published><updated>2013-10-31T10:08:05.164+00:00</updated><title type='text'>Can you blame the government for getting it wrong on pensions again?</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/3858280593390749532/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/can-you-blame-for-government-for.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/3858280593390749532'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/3858280593390749532'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/can-you-blame-for-government-for.html' title='Can you blame the government for getting it wrong on pensions again?'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-6415242896790411603</id><published>2013-10-23T11:05:00.002+01:00</published><updated>2013-10-23T11:05:40.935+01:00</updated><title type='text'>Past performance – a guide to the future</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/6415242896790411603/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/past-performance-guide-to-future.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/6415242896790411603'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/6415242896790411603'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/past-performance-guide-to-future.html' title='Past performance – a guide to the future'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-7634345231556041245</id><published>2013-10-22T17:04:00.001+01:00</published><updated>2013-10-22T17:04:38.810+01:00</updated><title type='text'>Understanding our investments…..</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/7634345231556041245/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/understanding-our-investments.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/7634345231556041245'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/7634345231556041245'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/understanding-our-investments.html' title='Understanding our investments…..'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-8093356220977144853</id><published>2013-10-21T12:21:00.000+01:00</published><updated>2013-10-21T12:21:53.403+01:00</updated><title type='text'>A step into the unknown………</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/8093356220977144853/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/a-step-into-unknown.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/8093356220977144853'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/8093356220977144853'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/a-step-into-unknown.html' title='A step into the unknown………'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-9139034068203803509</id><published>2013-10-17T10:06:00.000+01:00</published><updated>2013-10-17T10:06:20.189+01:00</updated><title type='text'>Is there a problem with our pension system, or is it just about our expectations in retirement</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/9139034068203803509/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/is-there-problem-with-our-pension.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/9139034068203803509'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/9139034068203803509'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/is-there-problem-with-our-pension.html' title='Is there a problem with our pension system, or is it just about our expectations in retirement'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-6359172110514138486</id><published>2013-10-10T15:21:00.001+01:00</published><updated>2013-10-11T11:28:25.994+01:00</updated><title type='text'>Cash is dead…….</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/6359172110514138486/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/cash-is-dead.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/6359172110514138486'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/6359172110514138486'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/10/cash-is-dead.html' title='Cash is dead…….'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-4012373138091336084</id><published>2013-09-19T10:00:00.002+01:00</published><updated>2013-09-27T16:19:04.299+01:00</updated><title type='text'>Planning for retirement is sooooooooooo easy…….</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/4012373138091336084/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/09/planning-for-retirement-is-sooooooooooo.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/4012373138091336084'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/4012373138091336084'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/09/planning-for-retirement-is-sooooooooooo.html' title='Planning for retirement is sooooooooooo easy…….'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-1615095637747595308</id><published>2013-09-16T16:11:00.001+01:00</published><updated>2013-09-16T16:11:32.350+01:00</updated><title type='text'>Are we focused on the wrong goal…..</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/1615095637747595308/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/09/are-we-focused-on-wrong-goal.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/1615095637747595308'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/1615095637747595308'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/09/are-we-focused-on-wrong-goal.html' title='Are we focused on the wrong goal…..'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-53767182568871002</id><published>2013-09-12T11:58:00.001+01:00</published><updated>2013-09-12T12:07:35.522+01:00</updated><title type='text'>The future for financial planning is bright……</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/53767182568871002/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/09/the-future-for-financial-planning-is.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/53767182568871002'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/53767182568871002'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/09/the-future-for-financial-planning-is.html' title='The future for financial planning is bright……'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-179984432579506606</id><published>2013-09-06T09:53:00.000+01:00</published><updated>2013-09-06T09:53:01.345+01:00</updated><title type='text'>If you follow the crowd, you will fall off the cliff……… </title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/179984432579506606/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/09/if-you-follow-crowd-you-will-fall-off.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/179984432579506606'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/179984432579506606'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/09/if-you-follow-crowd-you-will-fall-off.html' title='If you follow the crowd, you will fall off the cliff……… '/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-2250923483108353100</id><published>2013-08-30T12:06:00.003+01:00</published><updated>2013-08-30T12:06:43.381+01:00</updated><title type='text'>DIY Investing is as easy as 1, 2, 3……..</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/2250923483108353100/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/08/diy-investing-is-as-easy-as-1-2-3.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/2250923483108353100'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/2250923483108353100'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/08/diy-investing-is-as-easy-as-1-2-3.html' title='DIY Investing is as easy as 1, 2, 3……..'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6809801008874217986.post-2031563652766901077</id><published>2013-08-29T17:11:00.004+01:00</published><updated>2013-08-29T17:12:17.327+01:00</updated><title type='text'>Staying in the game…..</title><summary type="text">
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</summary><link rel='replies' type='application/atom+xml' href='http://demystifyadvice.blogspot.com/feeds/2031563652766901077/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://demystifyadvice.blogspot.com/2013/08/staying-in-game.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/2031563652766901077'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6809801008874217986/posts/default/2031563652766901077'/><link rel='alternate' type='text/html' href='http://demystifyadvice.blogspot.com/2013/08/staying-in-game.html' title='Staying in the game…..'/><author><name>demystifyadvice</name><uri>http://www.blogger.com/profile/12150899728789598901</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='25' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZN9UV2D7gRuyVBbQLXE2sSptyrA1Qf1J5T3QEwtprzaCWkA46U6_76y1QtKYltXHTWkp3B_GzB4LAXAYlE6b-iEJhlKroH43yJUo7-A8cffemxk_zIJAVP6d_CDji6S0/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgftJy7lGzFulGWReD5UG3ucSQThI4VTv_uaHy1O0cMTS0A1cZs6gLqsu1vYT_tYTABQaQDcVethFCbcIxvSWSSZxscWFJr0OczEXiXPCy0uICU2FXRXYWGkGhJ5hjiqnOcsbpK5p2adW0/s72-c/Picture+1.jpg" height="72" width="72"/><thr:total>0</thr:total></entry></feed>