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QNB Branch Office in Europe

noreply@blogger.com (Go Hermes) — Wed, 28 Sep 2016 04:02:00 +0000

QNB Paris Branch Office

Address :Paris - 65 Avenue dIena - 75116 Paris
Phone Numbers :+33 1 53 23 00 77
Fax Number :+33 1 53 23 00 70

QNB Switzerland Branch Office

Address :QNB Banque Privee ( Suisse ) SA Quai du Mont Blanc 1 1201 Geneve
Phone Numbers :229077070
Fax Number :229077071

QNB London Branch Office

Address :London - 51 Grosvenor Street - W1K 3HH
Tel.No: (+44) 207 647 2600
Fax.No: (+44) 207 647 2647

Kinds Of Gemstones and Hardness

noreply@blogger.com (Go Hermes) — Mon, 09 Nov 2015 18:01:00 +0000

Gemstone is a mixture of mineral elements. Each mineral that can be enlarged without interruption will develop a distinctive crystalline forms, namely a face outward generated kristalen structure (crystal form). There are minerals in the amorphous state, which means it does not have its own building and the crystal structure (eg glass and opal). crystallization process will be more good results if the process was more quiet and slow.
Mineral itself can be defined as a substance that is found in nature with its distinctive chemical composition and usually has a clear crystal structure, which sometimes can be transformed into specific geometrical shapes.
The term mineral can have various meanings; difficult to define mineral and therefore most people say, that the mineral is a phrase found in nature. As we know there are minerals that form: plate, pole, pyramid or cube.
One of the essential mineral that is often used as decoration material is a crystal which is an object that is homogeneous, highly geometric shape and the atoms are arranged in a crystal lattice, because building a crystal lattice is different then its also different. Crystals can form in nature (mineral) or in the laboratory.
The crystals have a slightly cupped shape (symmetric) and that on many sides limited by a flat plane, thus giving a part of its own nature to the mineral concerned.
Solids composed of atoms neatly arranged kristalen said to have structure. In good condition kristalen objects can be bound by an average field and it is called crystal (crystal) and the average field called crystal face.

There are 32 kinds of crystal glass are united in 6 crystal systems, namely:

REGULAR, Cube or third isometric same shaft length and intersect perpendicular to each other (eg diamonds, pyrite, rock salt)
Tetragonal (four-star), the third axis perpendicular to each other, the two shafts at different length while the third axis (chalkopirit example, rutile, zircon).
HEXAGONAL (six-star) crystals has a four-axle, three-axis the same length and are located in one area, bersilangdengan angle of 120 degrees (60 degrees), but the shaft of the four upright on the field and different lengths (example Apalit, beryl, corundum).
ORTOROMBIS (slices of diamonds) are not the same length as the third pivot axis intersecting du elbows and third pivot shaft cut oblique before the second field (berit, sulfur, topaz)
Monoclinic (lopsided) The third axis is not the same length, two of its axis intersecting the sliding and the third axis perpendicular to both the shaft earlier (gypsum, muscovite, augit)
Triklin (oblique, three directions) The third axis is not the same length and intersect each other oblique (albite, anortit, Distin)

The crystalline form is divided into six crystal system which is based on:

1. The ratio of long axis - the axis of crystal

2. The magnitude of the angle cross axis - the axis of crystal

To know the hardness of gemstones, it is also necessary to understand what is called a scratch. Crystal / mineral that has a hardness of less than 7 mohs if rubbed on a rough porcelain plate usually leave scars in places such as scrubbing a colored stripe and often other characteristics of the mineral itself.
Pyrite yellow gold leaves black lines.
Hematite (Fe2O3) shiny kelogam-logaman or give a blood red line
Fluisvat give a white line (mineral light colored but give the white line)

Cleavage

Parts of the gemstone is a tendency to divide into a certain direction along the flat surface, more specifically it shows the direction in which the bonds between the atoms are relatively weak and typically indicates the direction the train-cracked apart.

Hemisphere is the nature to be split according to the same field somewhat slippery

excellent cleavage
good
moderate
bad
no cleavage at all

Kinds Of Gemstones

Color gemstone

Gemstone colors seen when the process of moving some wavelength, some absorb specific wavelengths of the visible spectrum. The visible spectrum consisting of red, orange, yellow, green, blue, indigo and violet.
When a transfer of wavelength will affect the energy and will change color and if the gem that contain iron will usually look dark colored, while containing aluminum is typically seen brightly colored, but there is also a fixed-colored minerals such as water (crystalline) and called Idhiochromatic
Here the color is due to the innate nature there is something of substances in the gems as the source color (pigment agent) which is the minerals, namely: sulfur yellow; malakit green color; azurite blue color; pyrite yellow; magatit black color; augitwarnanya green; goethite yellow to brown; hematite red color etc.

There is also a mineral that has a variety of colors and termed allokhromatik, this is due to the presence of dye (pigment), terkurungnya some object (inclusion) or the presence of a mixture of substances (Impurities). Impurities are elements which among others consists of Ti, V, Cr, Mn, Fe, Co, Ni, Cu, and usually not present in a mixture of pure elements are concentrated in the lower gemstones.
Multicolored gemstone is very beautifull man so that man gave the title "noble" on the stones, eg diamonds which consists of only one mineral element that carbon is an object of the solid-sided eight because of the presence of substances of different blends will cause color different: colorless, yellow, light yellow, slightly bluish, red, blue slightly green, pink, pink, slightly yellow brown, black, called Carbonado, green leaves.
Many mineral show only bright color in thin sections once. Mineral bigger and thicker always gave the impression that black, as a sign among others shown by many minerals.

Light green color; if the color is getting older means growing levels of Fe in the molecule.

Density (BD) gemstone

To determine the unknown mineral BD her used a tool called heavy liquid:
First: Bromoform (ChBr)
Second: Joodmethylin (CH2 J2)
Third: Cclerici namely Thallium malonate solution of formic

Minerals with BD <2.68 light mineral

Quartz: 2.57
albit: 2.62
oligoklas: 2.64

Minerals with BD> heavy mineral 2.68

Labradorite: 2.70
Anortit: 2.76
Augite hornblende: 3.20
Maskotit: 2.90
Biotitit: 3.00
Corundum: 3.20
Tourmaline

Mineral by BD 3.3 to 4 very heavy minerals

olifin
starolit
grenade / garnet

Minerals with BD> 4 and hardness = 7

Zircon

BD = 2.65 Minerals belonging to the fraction of light and relatively low carbon double bias that is composed of
Kristalen quartz; bergkristal (colorless); amathis or amethyst
opal = actually grit acid gel
Chalcedon; crystal types crypto types (quartz crypto kristalen); k = 7; The new crystal structure visible when viewed under a microscope.
agate; crystal types crypto types (quartz crypto kristalen) = k = 7; The new crystal structure visible when viewed under a microscope
Onyx, crystal kind of crypto types (quartz crypto kristalen) = k = 7; The new crystal structure visible when viewed under a microscope
jaspis
iron grit
opal half (half opal) = no fractional nature of splitting the form of shells.

BD = 2.9 to 3.3
Jasper = Jade = Jade {Ca2 (Mg, Fe) 5 (OH) 2Si8O22} amphibole actinolite or calcium magnesium iron; menyerabut form or asbestos tiform; gray, greenish or yellowish; the twin lines; color white plagioclase, sometimes - sometimes greenish, dark green, brown, black, sometimes opaque (transparent), opaque (Translucent) or opal; field sides intersect at an angle of 550 and 1250; K = 5-6; when heated water out which showed that it was formed in an atmosphere of hydro (note the presence of a cluster OH) otherwise known as amphibole.
BD = 3.3 to 3.6
Epidote (H2 M4 "M6" 'Si6O26, M "); of rocks of sedimentary deposition or older; k = 6.5; Green-yellowish green, there is a kind of red; either hemisphere; crystallize monoclinic, prismatic; refraction of light and strong double refraction.
BD = 3.5 to 5.3
Grenade / Garnet (M3 "M2" 'SiO3O12); from old sedimentary rocks; regular crystals; bias harsh light, not biased multiple (isotropic); K = 7; either hemisphere; red, red-brown, yellow and green sparse, colorless altogether.
BD = 4
Corundum (Al2O3) are arranged very solid; Colorless -bermacam of colors; K = 9; Octahedron / Hexagonal; High refractive; Low-carbon double bias. (3.9 to 4.1)
Spinel (M '= Mg, Zr, Fe; M' '= Cr, Al, Mn); dark green; K = 7.5 to 8; The bias is high, Crystallized on a regular basis; within optical isotropic nature; cleavage is often worse
BD = 4.2
Ortit including epidote groups differ only in their compounds due to the high levels of Ce; K = 5.6; red-brown, dark red - yellow or yellow brown; such fat crystal prisms;
Tourmaline {H9Al3 (B.OH) 2Si4O19}; K = 7; Hexagonal, bad hemisphere, Bias was; Pleokroisnya very strong; jernis such as water, blue brown to black, blue tourmaline rather rarely found.
Each gemstone has been known for its density can know the value of hard rock, heavy rock of it can be calculated carat of the gem. Karat is a unit of weight in proportion to one-fifth of a gram. This unit is called the metric carats.
If we weigh heavily diamonds, diamond weight is not said to be 1 gram but weight is a 5-carat diamond, so others rubies weighing 17.8 carats, 7 carat sapphire stone etc.

The level of violence gemstones based on the Mohs Scale

Mohs scale of mineral hardness classify scratch resistance of various minerals through the ability of a harder material to scratch a softer material. This scale was created in 1812 by German geologist and mineralogist Friedrich Mohs and is one of several definisikekerasan in materials engineering. Hardness comparison method with which one is able to see the mineral scratch other minerals has long existed, was first mentioned by Theophrastus in his On The rocks around the year 200 BC, followed by Pliny the Elder in Naturalis Historia about 77 AD
Mohs scale of mineral hardness is based on the natural ability of the sample material to scratch another material. Samples of materials used are all mineral Mohs. Minerals are pure substances found in nature. Rock teruat of one or several minerals.
As the hardest natural substances that never existed when the scale is made, diamond is placed at the top of the scale. Material hardness is measured against the scale by finding the hardest material that can scratch a soft material or otherwise. For example, if some material is able scratched by apatite but not by fluorite, its hardness on the Mohs scale can occupy grades 4 and 5.
Mohs scale is a purely ordinal scale. For example, corundum (9) two times harder than topaz (8), but diamond (10) is almost four times harder than corundum. The table below shows comparison with absolute hardness measured using sclerometer with sample images.
agate, according to the Dictionary of Terms Geology compiled MM Poerbohadiwidjojo, derived from the word meaning agat agate or similar mineral is silica (SiO2) - commonly called quartz amorphous or kriptokristalin- colored and layered. That is the ingredient agate

Regarding the benefits or efficacy agate, this raises the pros and cons. agate clearly beneficial to beautify the ring if used as ring and beautify eyes when used as a necklace pendant and so on.
As a cultural fact, many people who believe in the benefits or efficacy agate, based on its name, such as:

Moss Agate: It can improve the relationship with the natural surroundings. Green moss helps to eliminate toxins in the blood and balance the emotional energy. Red moss helps purify the blood and increase physical stamina.
Agate Tree: Helping in introspection more clearly, to see the world through a wider viewing angle and reduce fever and toxicity.
Agate lines / Ribbons: Assist in attracting strength, overcoming not have enough strength or courage
Lace Agate / Interwoven: Overcoming despair and depression, causing excitement and relaxation of muscle tension and spasms. Blue lace agate helps balance body fluids and give peace of emotion.
Agate resemble bird feathers Strengthens blood vessels and overcome fear for no apparent reason. Useful to reduce fear in the hunt or find directions.
Agate spots: extra protection against traveler / wanderer, one of the adventurers stones
Agate Eyes: Protect from damage to the body and eliminate negative thoughts
Dendritic Agate: Balancing blood sugar levels. Is a cornerstone of the adventurers to provide security and strength
Agate India: Providing physical strength, overcome feelings of insecurity / not prosper and eliminate physical and emotional weakness.
Botswana Agate: Overcoming the uncertainty of the direction and personal goals

Aquamarin gemstones

Aquamarine gemstones in Indonesia known as the ocean blue stone. Aquamarine which means "sea water" is a kind of stone belonging to the mineral beryl (beryl in Greek, which means blue-green) as zamrut. Because the aquamarine and emerald gemstone are very related they are often practically brothers. The colors of the gemstone even this is not far from the name that there are blue-green, green, clear and blue sea but the most desirable aquamarine blue is slightly thick. Aquamarine and emerald alike have value based on the list of hard hard 7.5-8 Mohs, they both occupy in the fifth after the diamond, corundum, chrysoberyl and topaz.
Aquamarine gemstones can also be formed as a cabochon in order to produce the effect of asterism, the effect of light rays produced as star sapphire or ruby star. Aquamarine gemstone can not stand in a high temperature and when heated from 800-900 celsius color will disappear. The amount of iron in the structure will affect the color aquamarine gemstone. Thus the stone's color varies from blue to green, marine blue color of the stones is also influenced by the composition of the iron where it is assembled as well as the level of concentration of the substance in the crystal structure of this beryl. Aquamarine gemstone color can be reformed through heating or heating process. The color is too clear can suit the wishes of the fans in the process. Aquamarine gemstone is also very well known as a stone-free inclusions.
This stone is highly favored by the Europeans. Brazilian Emperor Dom Pedro aquamarine stone is said to have had the most good and quality ever found. In 1906, US President Theodore Roosevelt's daughter was given as a gift aquamarine gemstone and since then aquamarine gemstone is said to have increased popular
With advanced technology in this age now people can make synthetic aquamarine of the same material as the original is beryl, but they can be distinguished easily. Aquamarine genuine feel cool to the touch while the fake ones do not, all of the original aquamarine gemstone will float if put into liquid bromoform, while false will sink. This is in contrast to testing topaz gemstone called topaz the original if submerged in liquid bromoform.
For those of you who want to buy aquamarine gemstone need to be careful because the rocks are light blue topaz is often sold as aquamarine gemstone because they are very similar. Topaz and aquamarine gemstone clearly the two different minerals. Topaz originated from crystal arthorhombic while aquamarine (beryl or stone) comes from a family of hexagonal crystals. Physical properties of the rock is very similar but one difference lies in their refraction properties, topaz has a stronger refraction than the ocean blue stone. Composition and hardness are also distinctly different. Sometimes the sellers are not responsible also often use blue zircon stones that have been through a heating process to overhaul its color and sold as aquamarine gemstone. Other similar stones are stones of blue spinel and tourmaline indicolite. Therefore it is important to buy a navy blue stones or other precious stones from a trusted source. Brazil's state produced many aquamarine stone.

Usefulness or benefits of Aquamarine

Aquamarine gemstone believed to have influences among others heightens the sense of affection within a family and give happiness to the work associated with the sea.

In the astrology, zodiac and wedding gifts

In the world of astrology or astronomy aquamarine gemstone is a stone for people born in March (as well as narcissus or daffodils) and aquamarine gemstone associated with zodiac Pisces.
Amethyst which is a type of mineral quartz rock, from the ancient times until now one of the favorite precious stones elite of the elite royal or state.
Amethyst or amethyst which is the birth stone for someone who was born in February is usually purple to pink. Historically, purple was the color used by the king, the queen and other royal family members. Therefore, the authorities often have the jewelry made of amethyst.

Sea stone

Sea stone is a type of stone that has a beautiful luster and can be used as a ring. The stone has a blue shimmer like sea water and the colors can be engaged when the ring is moved.
It is said that the origin of these stones from the river meets the sea (brackish water) and can still be found on the outskirts of Ciliwung River and other rivers.
Things to note for the owner of the Sea stone is in terms of care that can survive the clear luster. How to care for agate (Sea stone), among others:
If the rock is still material form a first
Soak with water of oxygen in a sealed container
When you are clear, rub stone with diamond powder and skin
Spread with baby oil to keep colors

In carrying out the treatment required patience in practice. If you want to be a ring, a good bond is titanium.

Moonstone

Moonstone is composed of potassium aluminum silicate, rock hard Biduri month has a value of 6-6.5 by hardware list Mohs and responsibilities belong to the precious stones (half-Edelsteen). Biduri moon rock has been known and used by humans as jewelry for centuries. In India this stone including the sacred stone. Very beautiful stone Biduri month, giving the impression of a mysterious and mystical. The light is emitted as the full moon and the price is very expensive.
Biduri stone colors in assortment, there are white, yellow, gray, brown, pink, jinga, while the green and colorless. Be careful buying a stone that is because many are false. Biduri fake moon rock that was made by shells that had been rubbed smooth. The cheap clear opal and sold as a rock Biduri month.
Usefulness or benefits Biduri moon rocks
Biduri moon rock believed to have effects include increase passion, bring a sense of compassion, making a sharp feeling, protect women and babies, and are used for the women to seduce men. But if it does not fit with the wearer of this stone will bring a sense of sadness and melancholy.

In the astrology, zodiac and wedding gifts

Biduri stone used in special stone suitable for rock and giving birth in June at the anniversary of marriage to 13. In the world of astrology or astronomy Biduri moon rocks associated with Gemini zodiac.

Topaz

Topaz composed of aluminum oxide and kiezelzuur. Topaz has a value based on the list of hard hard 8 Mohs, they occupy fourth place after the diamond, corundum and chrysoberyl. Topaz in Indonesia known by various names such as daud stones, rubies and rock cempaka Selong. Although topaz including very hard rock but the rock should not be hit too hard, too, and in severe temperature changes suddenly can make topaz stones cracked.
In the past most people think of all the yellow stone is topaz and all rock types to be yellow topaz. The color of topaz is also an assortment of them brown, pink, purple and blue. As also colorless or transparent and there also has several colors, but the most desirable or sought is red golden or orange and the most inexpensive and common blue (usually obtained from China). Not a bit of a collector precious stones that can not distinguish between the ruby topaz yellow when they were clearly different. Now mostly blue topaz has been through radiation and combustion processes.
Topaz good quality has a very high luster, bright, color is clear and cool to the touch even slippery. When rub it with hard topaz stones may issue a fire or electrical draw air into small pieces of paper.

Tips knows authenticity topaz

If you are afraid to buy a fake topaz is recommended to buy bromoform (sort of fluid) in pharmacies. Enter the rock into bromoform earlier. If the stone is lost then it is a stone topaz genuine and if the float then topaz was a fake. This is in contrast to testing the aquamarine stone called aquamarine stone is genuine if floating in liquid bromoform.
Topaz is the largest producer of Minas Gerais, the Brazilian state. For 300 years the district area Ouro Preto (Brazil) became the largest supplier in the world with topaz yellow topaz, red and orange light. The other countries are the United States, Pakistan, Sri Lanka, Russia, Germany, Mexico, Australia and Myanmar. Topaz crystals are often found with severe for kilometers.

Usefulness or benefits topaz

Topaz is believed to have effects such as increasing assertiveness and think logically, to give a sharp vision and patience, bringing happiness, rejected the danger of diseases such as insanity and protect the wearer from harm's way.

In the astrology, zodiac and wedding gifts
Topaz made special stone or stone suitable for administration in marriage anniversaries to 4, 19 and 23. In the world of astrology or astronomy topaz is the stone for people born in November (as well as the chrysanthemum) and stone topaz is associated with the zodiac Aries and Sagittarius.

Diamond

Diamond is a mineral which is chemically a crystalline form, or allotrope, of carbon.
Diamond is famous because it has physical properties that special, especially its hardness factor and ability to disperse light. These qualities that make diamonds used in jewelry and various applications in the industrial world.
Especially diamonds mined in central and southern Africa, although significant diamond content have also been found in Canada, Russia, Brazil, and Australia. Approximately 130 million "carat" (26,000 kg) of diamonds are mined annually, which amounts to approximately 9 billion US dollars. In addition, nearly four times the weight of a diamond is made in the lab as synthetic diamonds (synthetic diamond).

Diamond mining

Traditional diamond mining in Cempaka, Banjarbaru, South Kalimantan in the Dutch East Indies, especially diamonds mined from volcanic pipes, where the content of diamonds originating from the materials removed from the Earth because of the pressure and temperature suitable for diamond formation.
In Indonesia diamonds have long been mined in the region Martapura, South Kalimantan.
There are diamonds from the bowels of the earth were excavated either manually or with mechanization. Now most diamond miners are already using mechanization, ie with a suction machine to suck up soil that has been dug.
Soil sucked up along the water, sorted through a strainer. With skill, the miners could distinguish ordinary stones, sand, or diamond. Newly acquired diamond is called "galuh" in the area Martapura. Galuh this is still a raw diamond. To make it ready-made, diamond must be polished first. Polishing diamonds in the society is still largely with traditional tools.

Onyx Stone

classified onyx quartz rocks are of three kinds. Black and white basically called ordinary onyx stone, red and white basically called karneol onyx, whereas the old red and white basically named sardonyx. Usually onyx cabochon made into shape and most of the color of the stone has been produced through heating or chemical process and very difficult to distinguish so that the buyer and the seller also many who can not distinguish what is natural and what is not.onyx has a value in the list of class 7 Mohs, although this rock hard but also easily scuffed or scratched if hit hard.

Usefulness or benefits of Onyx Stone

onyx believed to have effects include:
1. Stone recommended for kidney and liver disease.
2. The black onyx stone is able to change the bad habits of the wearer.
3. Making the wearer good at talking.
4. Reduce stress and gives a deep sleep.
5. Being able to dampen the sense of love and lust excessive.
6. To assist or accelerate the growth of skin, nails and hair.
7. Expel air negative, improve intelligence and spiritual inspiration.

The girls were wearing wearing this stone will protect honor and at least not defiled. When people make a signet ring with onyx stones, he would like to fight, like looking for a divorce case and can cause households. So these stones have properties that are not necessarily for the wearer.
In the astrology, zodiac and wedding gifts: Those who were born between 21 December-20 January (Capricorn group) and 21 July - 20 August (Leo) while still small when put a necklace onyx stone believed to be a fast growing and avoid various diseases.
onyx stones used and the February birth stone wedding gift to 7. In the world of astrology or astronomy obsidian associated with the zodiac Leo.

Obsidian Stone

Obsidian stone quarry but is not actually a type of lava rock spewed from the crater of the volcano. Obsidian rock actually not a rock or mineral, but a natural glass formed from the volcanic lava cooling quickly, since the cooling process is too fast then the rare formation of crystals in it, so no crystal structure in obsidian as other mineral rocks.
The color is clear as glass and black colors are sometimes smooth, dark red, slightly green or gray. This stone is rarely yellow or red white or blue. Obsidian is often found in a glossy smooth, although not polished. Obsidian stone is made of 70% silicon dioxide and even more if certain mineral minerals mixed color will change. Obsidian has a value based on the list of hard hard 5-5.5 Mohs and including medium-precious stones
obsidian in ancient times was the favorite stone used to make weapons, and until now the stone is still used as a surgical instrument. Obsidian stone was first discovered by obsidius hence the name of this stone comes from his name. Obsidian can be found in Japan, Hawaii, Iceland, Mexico, Hungary, Guatemala, Ecuador, New Mexico and Arizona.

Usefulness or benefits of Obsidian stone

Obsidian stone believed to have influences, among others;
1. Curing diseases that are in the area of blood circulation.
2. Eliminate blockage of the healing process.
3. Increase the wisdom and strength.
4. In Italy, France and the Netherlands this stone believed to be a talisman repellent evil spirits that must be held in each house.
5. People also believe who use this stone will have supernatural powers and he will be protected from skin disease.
In the astrology, zodiac and wedding gifts: obsidian stone used as the birth stone of December. In the world of astrology or astronomy obsidian associated with zodiac Sagitarius.

Opals

Opals are amorfis form of silica related to quartz (mineraloid its shape, not mineral). Of 3% up to 21% of the overall weight is water, but the contents are usually between 6% to 10%. Opal formed at relatively low temperatures and in the cracks of each rock type, generally found together with limonite, sandstone, rhyolite, marl and basalt. 97% opal comes from Australia and is the national gemstone.
Structure in opal make it able to spread the light; depending on the condition of the rock was formed that allowed him to bring a variety of colors. Opal color varies from clear to white, gray, red, orange, yellow, green, blue, magenta, rose, slat, olive, brown, and black. Of these colors, red and black are the rarest, while white and green are very common. Opal also vary in optical density ranging from opaque to semi-transparent. For use in gemstone, natural color is often used by putting a thin layer of opal in dark stone such as basalt.
Opal has a value based on the list of hard hard 5.5-6.5 Mohs, they occupy at number eight. Its composition was rather simple: kiezelzuur and water and various metals that cause opals reflect the wide range of colors. Of all kinds of variations of colors, opal red and black are the most rare and white and green are the most common. Opals have a basic black background is more valuable than white ones. But of all the opals reflect the wide range of colors is the highest value. Because one composition of opal is water (3-10% even up to 20%) so be careful not to let these stones become too dry because it will be easy to crack, also do not hit too hard therefore. Opal is also the national stone of country Australia. Opals are also much favored by kings and nobles.
Opal jewel colors on the game due to the fine granules of silica are arranged very neatly and serves to deflect light and emit it, causing the colors of the rainbow popping when viewed from different angles.

There are several types of opal are known to the general public such as:

Opal ordinary (common opal): opal color that does not show the game at all.
White opal (white opal): opal white, gray, white milk, has only a slight iridescence or none at all.
Opal (black opal): rather dark colored opal black or brown in color game, making it more contrast.
Boulder opal: opal are still attached to the rock.
Matrix opal: opal are still attached to the rock as lines or spots of color.
Fire opal: opal opaque or slightly transparent red, orange, yellow or brownish with a slight iridescence or none at all.

Usefulness or benefits of opals

Maybe opal is one of rock believed to have a bad influence and influence is good for the wearer, as well as The Hope diamond or Koh-i-noor. The opposite of trust that often make people confused which one is true. One belief some people that opal is not good and just cause lust only for the owner, making a chaotic mind, shake the nerves. Pious women when wearing this stone in a few months could be a flirtatious woman and love "naughty". Chinese people also consider this stone can destroy the harmony of the household, and give adverse effects on health.
But there are also some people who believe that having an opal can be happy user (generally glowing if the owner was happy and did not shine if the owner was moody), curing eye diseases, weak penis or impotence, and improve memory. Black opal he should not be just anyone to have, if it does not fit the opal it will bring disaster, and if appropriate, it will bring happiness for the owner.
In the astrology, zodiac and wedding gifts: opal stone used as a special stone or stone suitable for birthstones month of October (the same as calendula flowers) and the provision on the anniversary of marriage to 14. In the world of astrology or astronomy opal associated with the zodiac Libra and Scorpio.

Emerald

Emerald and Dutch smagrad belong to the beryl mineral types, together with aquamarine stone. They both have a value based on the list of hard hard 7.5-8 Mohs, they both occupy in the fifth after the diamond, corundum, chrysoberyl and topaz. Pure beryl is colorless, but when the chemical element chromium joined then formed emerald or emerald green. The most ideal color is emerald green leaves.
A mixture of chromium resulting emerald green color as the presence of chromium that has given color to ruby red (ruby). Along with the emerald jade gemstone may be the most desirable green color. If the beryl family, the emerald became rock's most sought after due to the beauty of its color, its rarity and durability. Emerald green color is too light and sometimes more recognized as green beryl stone.
Most emeralds have cracks smooth as fibers. But on all the gems, disability needed to identify whether naturally occurring (natural) or synthetic (artificial laboratory results). One of the nice side of the emerald is heat resistant and not easily changed colors. The downside is that emerald is one of the most difficult rock cut and although they were very hard but the emerald should not be hit too hard
Disability in the jade can be hidden by using oil on the stone. The oil also vary, from mineral oil until the oil is specially created from generation to generation. They should not be immersed in the ultrasonic because this process can remove coatings. Another effective way to hide defects emerald is using irradiation.
Emeralds are flawless until now has never been found, so each inclusion on emerald can be considered as a fingerprint of each stone that gives a distinct identity. So if there is a perfect emerald free inclusion of the stores, it can be said that the stone is a fake. When during the crystallization process in emerald, some geological disturbances always happen, that's why all the emeralds are found with inclusions such as cracks, bubbles, carbon crystal grains or foreign in it.
Also note if you want to buy an emerald, you need to be careful because a lot of circulating fake emeralds. Sometimes two pale-colored stones are often glued together with a dark green paste. Sometimes also green glass sculpture is coated with a hard substance to resemble emerald and sold at a high price.
Fake emerald stone is then given various names such as Kimberly Emerald, Emerald Chatham, Biron Emerald, Emerald Gilson, Linde Emerald, Emerald Lennix, Regency Emerald, Emerald Zerfass and others. Other precious stones are often used to imitate emerald and sold for the original emerald is peridot, tourmaline, chrome diopside, zircon, garnet Hiddenite and green. Therefore it is important to buy jade or other precious stones from a trusted source.
High-quality emeralds are found in Muzo and Chivor, Colombia. Other mines are in Sandawana (Zimbabwei), Kitwe (Zambia), and Pakistan.

Usefulness or benefits emerald

The emerald is believed to have influences among others, as stones bring luck or fortune, leveraging its expertise in terms of communication and diplomatic, and alerts the owner if there is something bad is going to happen (the color will change to white).
In the astrology, zodiac and wedding gifts: emerald made special stone or stone suitable for administration in anniversaries marriage to 20, 35 and to 55. In the world of astrology or astronomy emerald is the stone for people born in May (same as the lily of the valley) and the emerald is associated with Taurus and Cancer zodiac.

Ruby

Ruby is a type of mineral corundum gemstones like sapphire precious stone. Its name comes from the Greek word "ruber" meaning red. Rubies or ruby made of aluminum oxide and red color due to the mixture of chromium. Rubies hard value is 9 in the list of hard Mohs and specific gravity 3.99 to 4.
Colour ruby red is not always fixed but there are also red yellowish or orange, magenta or pink, but of all the most valuable or sought is red. Basically pure corundum is colorless, all colors in gemstones is caused by other chemical elements that join the process of crystallization occurs. High-quality rubies can rival diamonds in terms of price because they are rarer than diamonds. If rubies is heated up to 1000 Celsius, the color will be pink and will return again the original color (red) when it's cold. One of the greatest rubies come from Burma, the "Lord of the Rubies" in the amount of eggs pigeons.
In the world of precious stones trading is no longer surprised when we hear precious stones heated to deliberately alter or embellish the stones such as its color, luster, formation and others. An estimated 90% of stones-rubies or sapphires going through the process, a process that is permanent and has been accepted in any trade of precious stones. Although this process can change worthless stone to stone, very costly but this action can be risky because such actions can cause the stone is broken, cracked, broken and in some instance the color of the stones even disappear.

Usefulness or benefits ruby

In addition to diamonds, rubies are also widely used as a gift item for the woman of your dreams or lover as a symbol of eternal love. Rubies are also many believed to be a stone that could give hockey or protect the property of the owner, making the owner more stylish and confident, cure certain diseases such as impotence and has aspects of mystique that repel negative things or evil influences (color believed will turn dark if something bad is coming).
In the astrology, zodiac and wedding gifts: ruby special stone or stones used are suitable for administration in anniversaries marriage to 40. In the world of astrology or astronomy ruby is the stone for people born in July (the same as larkspur flowers or interest dolphin) and rubies are connected with the zodiac Scorpio, Capricorn and Cancer.

Jade stone

Jade stone is a kind of "green jewel" is one of a kind gemstone in it consists of many elements of the mineral have been discovered and used by the east for thousands of years ago. At this time jade many from the region of Tibet, China and Burma as an export commodity. Jade is also believed efficacious makes peace, joy and health, safety.
During the course of history after the discovery, jade has been known as an accessories and jewelry for thousands of years ago by human civilization. Even heralded as "rock saviors" even as "health stone" by tribes in East Asia and on the African or America including by the Mayans and Incas.
Even in today's medical world is also believed to improve health have also been used in human civilization thousands of years ago. It is widely recorded in many ancient medical books and is recognized as a source of natural energy. In the medical world, this stone is widely used to improve blood circulation, anti-aging, boost immunity and relieve fatigue. Jade is also widely used at the time of Ceragem massage therapy. Additionally the investigation showed that jade contains many important elements such as calcium, potassium, iron and magnesium.
Jade become the most desirable stones in jewelery, medical and uniqueness so that this stone also has many models depending upon the stone was polished and shaped.

The shape and size of jade

Historically, jade is the only type of gemstone that is honed and shaped in many sizes and models. Honed and shaped jade ranging from the size of a table, a large sculpture to small sculptures, pendants, earrings, rings up of buttons. The shape is also diverse, ranging from the form of statues of Buddha, dragon statues and other sculptures, also square, oblong, oval, rectangular three square up a lot. Besides the shape, the color of jade also varied, ranging from white, yellow, red to green the most popular.
Jade in China has been known in approximately 4000 BC. In the days of royal jade in great demand by the Chinese, and jade into traditional stone Chinese empire. Ranging from the manufacture of weapons, tools or furniture, engraving text or images as well as all use jade jewelry.

Various jade

Jade consists of two kinds; nephrite and Jadeit. Both in fact are different minerals, Jadeit harder than nephrite but more easily cracked. Jadeite approximately as hard as quartz stone. White jade is nephrite and is usually used and the high value in China at the time was nephrite. Turquoise, orange-red and lavender colors usually always jadeite, a type of stone is more rare and valuable at this time.
Jade has a hard value 6-6.5 (Nephrite), 6.5-7 (Jadeite) is based on a list of hard Mohs. Nephrite is made of calcium silicate and magnesium, while jadeite is a silicate of sodium and aluminum. Other substances that may be contained in jadeites are calcium, potassium, chromium, magnesium, titanium, manganese and water. In a microscope observation, nephrite appear as blobs are interwoven like fiber filaments. Jadeite shows a more crystalline structure.
Jade is also touted as "the toughest gemstone", the meaning is the strongest stone amongst other precious stones, even stronger than diamond or diamonds. Holds a diamond or diamond the hardest stone of all kinds of stone in the world but the diamond easily cracked and broken if hit hard enough because although the composition of the composition of the diamond structure makes them hard but the 'brittle'. Stone diamond can only be cut by another diamond stone and will not be scratched by other types of stone.
Jade easily scratched and is very soft when compared to diamonds, but anti-crack or fracture resistance of jade is very high. Therefore, jade is often used as weapons or other weapons of war at the time of the Chinese empire.

The colors jade

Jade color assortment, there is a milky white, greenish white, green, dark green and even some are gray and reddish-brown or red. However jade the most sought after and desirable is the clear dark green. Imperial jade is the name given to jade that is considered the most qualified, emerald green color must be clear and slightly thickened.
The color of imperial jade green stones in due to the presence of substances chromium, while the presence of iron (Fe) produce paler shade of green, blue-green or blue-black. The darkest color typically contain a relatively high amount of iron oxide. For lovers and collectors of jade, be careful because many dealers are white jade color to resemble the color of jade imperial jade and sell them at a higher price.
Although jade today is one of the most beautiful gemstones and affordable, unfortunately, this stone also become one of rock's most widely counterfeited. It is recommended that buy jade or other precious stones from a trusted source.

Usefulness or benefits of jade

The Chinese believe that if wearing jade and jade eventually become more greenish the mean hockey for the wearer and the more green the better (just do the opposite). Jade was also believed to have influences among others as a talisman or hockey stuff, refuse poisoning or infection, drive away the negative or black magic, improve the health and happiness of households, avoiding hostility and despair.
Jade In the astrology, zodiac and wedding gifts

Jade made special stone or stones that are suitable for birth stone march and giving in marriage anniversaries to 35. In the world of astrology or astronomy jade associated with the zodiac Virgo.

Jorge Lorenzo won the MotoGP championship in 2015

noreply@blogger.com (Go Hermes) — Sun, 08 Nov 2015 14:41:00 +0000

Movistar team Yamaha rider Jorge Lorenzo finally won the world title in 2015 after winning the MotoGP of Valentino Rossi. In the final series of MotoGP in 2015 which took place at the Circuit Ricardo Tormo, Valencia, Sunday, November 8, 2015 Jorge Lorenzo managed to finish at the front which is then followed by two riders Repsol Honda's Marc Marquez in second and Dani Pedrosa in third position and Valentino Rossi, who had to settle by finishing fourth.
when starting the first lap, Valentino Rossi had raced and was in 15th place was incredible. Valentino Rossi look impressive. On lap three, the Italian rider was able to penetrate 10 after passing rider Michele Pirro. On the same lap Valentino Rossi climbed to ninth place as Andrea Iannone crashed.

Entering lap 11, Rossi got past Aleix Espargaro and was in fifth position. On the next lap Rossi and Andrea Dovizioso passed and was in fourth position.

However, it is difficult for Valentino Rossi to catch up due to start at position 26, and it is impossible for any driver to catch up with them. On lap 15, a distance of Valentino Rossi and Dani Pedrosa reached 11 seconds. In the last two laps, Marquez and Pedrosa competing for second place.

QNB ALAHLI Bank Branch Office in Egypt

noreply@blogger.com (Go Hermes) — Thu, 22 Oct 2015 22:02:00 +0000

QNB ALAHLI vision is based on building long-term ties with clients, providing them a wide range of products and services, aiming to meet the evolving needs of individuals, corporate, and SMEs.

The bank provides its services for over 750,000 clients and employees more than 4800 professionals in 180 branches covering all the Egyptian governorates. In addition, an expansive network of 370 ATMs and 9000 Point of sale machines are set to serve clients nationwide. Further, a distinctive customer service (Call center) is launched to operate around the clock 7 days a week.

QNB Group has acquired the majority stake of the bank during 2013 and its name was changed to QNB ALAHLI that was founded in Egypt in 1978 and since then it has been expanding its activities to provide impeccable banking services to individuals and corporate clients.
In line with the privatization program that started in 2005, the bank acquired 90%of Misr International Bank stocks at EGP 2.5bn, to be ranked second biggest private bank in Egypt 2011. The bank established a number of subsidiaries in many specialized fields, contributing to best positioning the bank in Egypt’s financial and banking activities.

The following list alahli QNB bank office address in Egypt :

QQNB ALAHLI Bank Zizinia Branch Office

Address :601 El-Horaya St. - 21411 - Alexandria
Phone Numbers :03-5819300
Fax Number :03-5819399

QNB ALAHLI Bank Zaker Hussein Branch Office

Address :2,Ahmed El Zomor Street, extension of Zaker Hussein St.-11471 ,Nasr City ,Cairo.
Phone Numbers :(202)22871147
Fax Number :(202)22871152

QNB ALAHLI Bank Zagazig Branch Office

Address :Saad Zaghlol St. - El Bhar - Abu Ayesh Building - Zagazig -44111 - El Sharkyea
Phone Numbers :2055-2390000
Fax Number :2055-2390099

QNB ALAHLI Bank Wadi El Nil Branch Office

Address :22, Wadi El Nil St., Mohandessin - 12411 Giza
Phone Numbers :(202) 33001900
Fax Number :(202) 33001999

QNB ALAHLI Bank Wadi Degla Branch Office

Address :Wadi Degla Club - Zahraa El Maadi - 11435- Helwan
Phone Numbers :(202) 25195136
Fax Number :(202) 25195168

QNB ALAHLI Bank Wabour El Mayah Branch Office

Address :243 Ahmed Ismaiel st., behind The Olympic club – Wabour El Mayah, Alexandria.
Phone Numbers :03-4294189
Fax Number :03-4295684

QNB ALAHLI Bank Triumph Branch Office

Address :102, Osman Ebn Affan St.,11361, Masr El Gedida,Cairo
Phone Numbers :(202) 26311400
Fax Number :(202) 26311499

QNB ALAHLI Bank Thawra Branch Office

Address :18, El Thawra St.,11341, Masr El Gedida, Cairo
Phone Numbers :(202) 24136300
Fax Number :(202) 24136349

QNB ALAHLI Bank Teraa Bolakia Branch Office

Address :156 Teraa Bolakia St., Shoubra – 11231- Cairo
Phone Numbers :(202) 22009738
Fax Number :(202) 22009742

QNB ALAHLI Bank TEDA - Ain Sokhna Branch Office

Address :Ain Sokhna – Economical Industrial zone – Services district Building -1st Floor 43552 - Suez
Phone Numbers :2062-3710487
Fax Number :2062-3710490

QNB ALAHLI Bank Tayaran Branch Office

Address :32 Tayaran St., Nasr City - 11371 Cairo
Phone Numbers :(202) 24078100
Fax Number :(202) 24078199

QNB ALAHLI Bank Tanta Branch Office

Address :El- Sawfa Plaza Center- Tanta - 31111 - El Gharbya
Phone Numbers :2040-3385600
Fax Number :20403385699

QNB ALAHLI Bank Talaat Harb Branch Office

Address :10, Talaat Harb St., “Ever green Building”, Downtown - 11121 - Cairo
Phone Numbers :(202)27708005
Fax Number :(202)27708095

QNB ALAHLI Bank Suncity Mall Branch Office

Address :Shop No. F 28 A at Floor No. F on Sun City Mall - Misr El Gdeda 11361 - Cairo
Phone Numbers :202-22650500
Fax Number :202-22650599

QNB ALAHLI Bank Sultan Hussein Branch Office

Address :47 Al Sultan Hussien St. - 21131- Alex.
Phone Numbers :203-4883100
Fax Number :203-4883199

QNB ALAHLI Bank Suez Branch Office

Address :5 El Galaa Street 43111- Suez
Phone Numbers :2062-3393300
Fax Number :2062-3393399

QNB ALAHLI Bank Sudan Branch Office

Address :168, Sudan St., Mohandessin - 12411 - Giza
Phone Numbers :(202) 33007300
Fax Number :(202) 33007399

QNB ALAHLI Bank Strip Mall Branch Office

Address :Shop No. 1 , section No. 9 and 10 - project Otto Phil - Strip Mall on the object by way of a link Dahshur - 12857 - Giza
Phone Numbers :202-38573071

QNB ALAHLI Bank Street 9 Branch Office

Address :Corner St.9 & 79 St.,11431, Maadi, Cairo
Phone Numbers :(202) 27683800
Fax Number :(202) 27683899

QNB ALAHLI Bank Sporting Branch Office

Address :293, El Horreya Road - 21311 - Alex, Egypt
Phone Numbers :(202) 4291624
Fax Number :(202) 4291598

QNB ALAHLI Bank Sphinx Branch Office

Address :3 Ahmed Orabi St.,Sphinx square - Mohandessin - 12411 - Giza
Phone Numbers :(202) 33002500
Fax Number :(202) 33002599

QNB ALAHLI Bank Sohag Branch Office

Address :46, Corniche El Nil El Kebly St., Borg El Nil, Sohag
Phone Numbers :(2093) 2380600
Fax Number :(2093) 2380699

QNB ALAHLI Bank Sind Branch Office

Address :81 Joseph Tito St.-Airport Road - New Nozha - 11769 Cairo
Phone Numbers :(202) 26253700
Fax Number :(202) 26253799

QNB ALAHLI Bank Shobra El-Khaima Branch Office

Address :135, 15 of May st. Teraa El-Bolakia -Mansheyet El- Hori- 13211- Shobra El-Khaima, Qalubia.
Phone Numbers :2 01223990070

QNB ALAHLI Bank Shobra Branch Office

Address :53 Shobra st., Shobra 11231 Cairo
Phone Numbers :(202)25945900
Fax Number :(202)25945999

QNB ALAHLI Bank Sheraton Heliopolis Branch Office

Address :5, Khaled Ebn El Walid St., Masr El Gedia, ,11361, Cairo
Phone Numbers :(202) 26961460
Fax Number :(202) 26961489

QNB ALAHLI Bank Sheikh Zayed Branch Office

Address :El-Mogawra El-Owla – El-Hay El Sakany El-Thany-Building 105- infront of Zayed Hospital-6th of October-12461-Giza.
Phone Numbers :(202) 37944107
Fax Number :(202) 37944109

QNB ALAHLI Bank Shehab Branch Office

Address :7 shehab st. El mohandessine , 12411-Giza
Phone Numbers :(202) 37618783
Fax Number :(202) 37617965

QNB ALAHLI Bank Shebeen El Koum Branch Office

Address :21 Gamal Abd El Nasser st. sharaf Square - El Kawthar building - Shbeen EL-Kom - 32111 - El Monofia
Phone Numbers :2048-2229416
Fax Number :2048-2229395

QNB ALAHLI Bank Sharm El Sheikh Branch Office

Address :Neama Bay Al Salam Road - 46619 Sharm El Sheikh
Phone Numbers :(2069) 3622000
Fax Number :(2069) 3622099

QNB ALAHLI Bank Shark El-Tafria Port Branch Office

Address :Shark El-Tafria Port- 42532 -Portsaid
Phone Numbers :2066-3390380
Fax Number :2066-3390389

QNB ALAHLI Bank Shams Branch Office

Address :48, Farid Semeka St., 11351, Masr El Gedida, Cairo
Phone Numbers :(202) 21805692
Fax Number :(202) 21804093

QNB ALAHLI Bank Semouha Branch Office

Address :35 Vector Emanual Square, Smouha - 21431 - Alexandria.
Phone Numbers :03-4199000
Fax Number :03-4195999

QNB ALAHLI Bank Sebak Branch Office

Address :32 Nehro St.- 11351- Heliopolis - Cairo
Phone Numbers :(202) 24562200
Fax Number :(202) 24562299

QNB ALAHLI Bank Sakr Koreish Branch Office

Address :90, Sakr Koreish Building, Masaken Sheraton, 11361, Masr El Gedida, Cairo
Phone Numbers :(202) 26969500
Fax Number :(202) 26969599

QNB ALAHLI Bank Safir Square Branch Office

Address :60, Abou Bakr El-Sedik - Safir square - 11361 - Masr El Gedida
Phone Numbers :(202) 26310700
Fax Number :(202) 26310799

QNB ALAHLI Bank Safia Zaghloul Branch Office

Address :33 Safia Zaghloul St.,21131 - Alex
Phone Numbers :203-4883000
Fax Number :203-4883099

QNB ALAHLI Bank Sadat City Branch Office

Address :Block 1, Mehwar Khadamat seventh district, El Horreya Mall Ahmed Ismael St., Area No.11, 32897 - El Monofia
Phone Numbers :2048-2625300
Fax Number :2048-2625399

QNB ALAHLI Bank Roxy Branch Office

Address :25, El Kobba St., Roxy square, 11341, Masr El Gedida, Cairo
Phone Numbers :(202) 24563600
Fax Number :(202) 24563699

QNB ALAHLI Bank Roushdy Branch Office

Address :240, El Guish Road - Roushdy - 21311 Alexandria.
Phone Numbers :(03) 5419500
Fax Number :(03) 5419599

QNB ALAHLI Bank Rod El Farag Branch Office

Address :74, Rod El Farag St., El Sahel, Shobra, 11241 , Cairo
Phone Numbers :(202)24291000
Fax Number :(202)24291099

QNB ALAHLI Bank Ramsis - Ghamra Branch Office

Address :219 Ramsis st., Ghamra, 11271, Cairo
Phone Numbers :(202)25971100
Fax Number :(202)25971199

QNB ALAHLI Bank Qena Branch Office

Address :26 July st. located at area no. 65 83111 - Qena
Phone Numbers :2096-5390600
Fax Number :2096-5390699

QNB ALAHLI Bank Portsaid Branch Office

Address :Miami Tower- 23 July st. - portsaid 42111
Phone Numbers :20663390100
Fax Number :2066-3390199

QNB ALAHLI Bank Opera Branch Office

Address :42 Gomhoria St., Opera Square,11121, Downtown, Cairo
Phone Numbers :(202)23999500
Fax Number :(202)23999599

QNB ALAHLI Bank Obour City Branch Office

Address :Shop no 34 and 35 - outside fence of Obbour club, 18111, Obbour city, Cairo
Phone Numbers :(202) 46140300
Fax Number :(202) 246140399

QNB ALAHLI Bank Nozha Branch Office

Address :7, El Hegaz Square ,11361, Heliopolis, Cairo
Phone Numbers :(202) 26390597
Fax Number :(202) 26326682

QNB ALAHLI Bank Nile City Branch Office

Address :2005 Kornish El nile, Nile city towers - North Tower, Ground Floor - 11221 Cairo
Phone Numbers :(202)24619241
Fax Number :(202)24619244

QNB ALAHLI Bank New Nozha Branch Office

Address :3A, Dr. Mohamed Hussein Kamel St.-11769- New Nozha- Cairo
Phone Numbers :(202) 26253600
Fax Number :(202) 26253699

QNB ALAHLI Bank New Maadi Branch Office
Address :Blank No# 1 - EL Nasr St. with Laselky St. 11435- Maadi
Phone Numbers :202-27557300
Fax Number :202-27557399

QNB ALAHLI Bank New Cairo Office

Address :Downtown Mall, 90th street,11835, 5th settlement district, New Cairo.
Phone Numbers :(202) 2314 6076
Fax Number :(202) 2314 6078

QNB ALAHLI Bank Nasr st. Branch Office

Address :48 El Nasr st, New Maadi, 11435, Helwan
Phone Numbers :202 27067200
Fax Number :202 27067299

QNB ALAHLI Bank Nasr El-Din Branch Office

Address :426, Pyramids Road, Borg El-Gezira El-Arabia, Haram - 12111 Giza
Phone Numbers :(202) 35674200
Fax Number :(202) 35674299

QNB ALAHLI Bank Nasr City Branch Office

Address :3, Abbas El-Akkad St., Nasr City - 11371 Cairo
Phone Numbers :(202) 24074600
Fax Number :(202) 24074699

QNB ALAHLI Bank Moustafa Kamel Branch Office

Address :16 Ibrahim Sherif St. - Mostafa Kamel - 21311 - Alexandria.
Phone Numbers :(203)-5419600
Fax Number :(203)-5419699

QNB ALAHLI Bank Mourad st. Branch Office

Address :24 mourad st. el giza - Post. No. 12211 El Giza
Phone Numbers :(202)35684865 – 35684869 - 35684871
Fax Number :(202)35684869

QNB ALAHLI Bank Mostafa Mahmoud Branch Office

Address :2, EL Fawakeh St., Mohandessin - 12311 Giza
Phone Numbers :(202) 33315000
Fax Number :(202) 33315097- 33315098 - 33315099

QNB ALAHLI Bank Montazah Branch Office

Address :737 El Gish st. - Near Sherton el montazah
Fax Number :03-5419595

QNB ALAHLI Bank Mokatam Branch Office

Address :Cross roads of 9 and 10 St., El Hadba El Olya, 11439, Mokattam, Cairo
Phone Numbers :(202) 25031800
Fax Number :(202) 25031899

QNB ALAHLI Bank Mohi El-Din Abo El Ezz Branch Office
Address :72,Mohi El Din Abo El Ezz St., Dokki - 12311 Giza
Phone Numbers :(202) 33321780
Fax Number :(202) 33321799

QNB ALAHLI Bank Minya Branch Office

Address :76, Shalaby Section, Sarofiem - 61111Minya
Phone Numbers :+(2086) 238 6300
Fax Number :+(2086) 238 6399

QNB ALAHLI Bank Mineyet El Sereg Branch Office

Address :173, Shobra St., El Sahel, Shobra - 11241 Cairo
Phone Numbers :(202)22050575
Fax Number :(202)22052454

QNB ALAHLI Bank Miami Branch Office

Address :265 Gamal Abdel Nasser Avenue, Miami - 21421 - Alexandria.
Phone Numbers :(203)-5381000
Fax Number :(203)-5381099

QNB ALAHLI Bank Messaha Branch Office

Address :5, Messaha Square, Dokki - 12311 Giza
Phone Numbers :(202) 33338100
Fax Number :(202) 33338199

QNB ALAHLI Bank Merghany Branch Office

Address :95, El-Sayed El-Merghany St., (El Shams Tower)11341- Masr El Gedida -Cairo
Phone Numbers :(202) 24164800
Fax Number :(202) 24164899

QNB ALAHLI Bank Meet Ghamr Branch Office

Address :Abu Aiesha Buliding - PortSaid junction - Meet Ghamr - 35311 - EL Dakahlya
Phone Numbers :2050-6930000
Fax Number :2050-6930099

QNB ALAHLI Bank Mariotteia Branch Office

Address :44 Al Haram Street, Crystal Palace Mall, 12111-Giza
Phone Numbers :(202)33866002
Fax Number :(202)33866088

QNB ALAHLI Bank Manial Palace Branch Office

Address :78 El Manial St., 11451, El Manial, Cairo
Phone Numbers :(202)25352200
Fax Number :(202)25352299

QNB ALAHLI Bank Manial Branch Office

Address :18 Manial St., El Mamalik Square - El Rawdah 11553 Cairo
Phone Numbers :(202)23661200
Fax Number :(202)23661299

QNB ALAHLI Bank Mall of Arabia Branch Office

Address :Unit No. 071# H Mall of Arabia - 6th of October - 12451 - Giza
Phone Numbers :202-38260230
Fax Number :202-38260231

QNB ALAHLI Bank Makrizi Branch Office

Address :4 El Awhadi st with El Makrizi St.,11341, ,Misr El-Gedida -Cairo
Phone Numbers :(202) 22570676
Fax Number :(202) 22570668

QNB ALAHLI Bank Makram Ebeid Branch Office

Address :86, Makram Ebeid St., Nasr City- 11371 Cairo
Phone Numbers :(202) 22767000
Fax Number :(202) 22767099

QNB ALAHLI Bank Mahkama Square Branch Office

Address :42, El Hegaz St., 11351, Masr El Gedida - Cairo
Phone Numbers :(202) 26311700
Fax Number :(202) 26311799

QNB ALAHLI Bank Mahata Square Branch Office

Address :1, El Mahata Square, Sarayat El Maadi, 11431, Helwan
Phone Numbers :(202) 27680000
Fax Number :(202) 27680099

QNB ALAHLI Bank Madinty Branch Office

Address :first floor - Banks Building - Administrative Region - Phase 1 - 103 19511 - Cairo
Phone Numbers :202-01206628809

QNB ALAHLI Bank Maadi Degla Branch Office

Address :Cross-roads of 218 & 231 St.,Maadi, 11435, Helwan
Phone Numbers :(202) 25220600
Fax Number :(202) 25220699

QNB ALAHLI Bank Luxor Branch Office

Address :109 Karnak Temple St., beside mubarak Library -Luxor - 85111
Phone Numbers :2095-2399100
Fax Number :2095-2399199

QNB ALAHLI Bank Loran Branch Office

Address :723,Elhorreya St. , Loran - 21411 - Alexandria.
Phone Numbers :(203)5702734
Fax Number :(203)5702635

QNB ALAHLI Bank Lewaa Abdel Aziz St. Branch Office

Address :Intersection of Abdel Aziz Aly St. with Abdel Aziz Ayad St. – 44111 - El Zagazig El Sharkya
Phone Numbers :2055-2390600
Fax Number :2055-2390699

QNB ALAHLI Bank Lebanon st. Branch Office

Address :30, Lebanon St., Mohandessin - 12411 Giza
Phone Numbers :(202) 33000900
Fax Number :(202) 33000999

QNB ALAHLI Bank Kit-Kat Branch Office

Address :8, Mohamed Roushdy St., El-Nabawy El Mohandess Square. Agouza 12411 Giza
Phone Numbers :(202)33080200
Fax Number :(202) 33080299

QNB ALAHLI Bank King Faisal Branch Office

Address :457 King Faisal St. 12111-Giza.
Phone Numbers :(202) 37891300
Fax Number :(202) 37891399

QNB ALAHLI Bank Khaled Ibn ElWaleed Branch Office

Address :631 El Geish Road with Khalid Ibn El Waleed - Miami - 21421 - Alexandria.
Phone Numbers :(203) 5381100
Fax Number :(203) 5381199

QNB ALAHLI Bank Khaled Ibn ElWaleed Branch Office

Address :631 El Geish Road with Khalid Ibn El Waleed - Miami - 21421 - Alexandria.
Phone Numbers :(203) 5381100
Fax Number :(203) 5381199

QNB ALAHLI Bank Khaled Ibn ElWaleed Branch Office

Address :631 El Geish Road with Khalid Ibn El Waleed - Miami - 21421 - Alexandria.
Phone Numbers :(203) 5381100
Fax Number :(203) 5381199

QNB ALAHLI Bank Kattameya Road Branch Office

Address :2, Badr Tower, El Kattameya Road - 19111-Cairo
Phone Numbers :(202) 27557390
Fax Number :(202) 27557398

QNB ALAHLI Bank Kasr El-Tahra Branch Office

Address :62, tomanbay st- 11321, helmyet elzaytoun, Cairo
Phone Numbers :(202) 24560100
Fax Number :(202) 24560199

QNB ALAHLI Bank Kasr El-Tahra Branch Office

Address :62, tomanbay st- 11321, helmyet elzaytoun, Cairo
Phone Numbers :(202) 24560100
Fax Number :(202) 24560199

QNB ALAHLI Bank Kasr El Nile Branch Office

Address :39 Kasr El Nile St.,Mostafa Kamel sqaure , 111211, Downtown, Cairo
Phone Numbers :(202)23994200
Fax Number :(202)23994299

QNB ALAHLI Bank Kasr El Aini Branch Office

Address :5, El Kasr El Aini St., Down Town - 11121 Cairo
Phone Numbers :(202)25352100
Fax Number :(202)25352199

QNB ALAHLI Bank Kafr ElShikh Branch Office

Address :19,Ramezeya - Takseem El Moharbeen El Kodmaa - Salah Salem St. - East City District 33111-Kafr EL Shiekh
Phone Numbers :(2)01202220754

QNB ALAHLI Bank Kafr Eldawar Branch Office

Address :area no. 50 - EL Kanal st. - The new entrance to the upper bridge area -22221 kafr El dawar - Behiera
Phone Numbers :2045-2249000
Fax Number :2045-2249099

QNB ALAHLI Bank Kafr Abdo Branch Office

Address :26 Ismailia St., Intersection of Ismaileia with saint Jenny - Kafr Abdou - 21311 - Alexandria.
Phone Numbers :(203) 5419560
Fax Number :(203) 5419596

QNB ALAHLI Bank Ismailia Branch Office

Address :Area No. 1 - Ismailia Banorama Building - The station new St. - Twentieth st. & Shebeen El Kom st. 41111 - Ismailia
Phone Numbers :2064-3269000
Fax Number :2064-3269099

QNB ALAHLI Bank Ibrahimia Branch Office

Address :118, portsaid St., El-Ibrahimya - 21321 - Alex.
Phone Numbers :203-5980400
Fax Number :203-5980499

QNB ALAHLI Bank Ibn Maged Branch Office

Address :235, Hegaz St , 11351, Helioplolis , Cairo, Egypt
Phone Numbers :202 26250100
Fax Number :202 26250199

QNB ALAHLI Bank Hurghada Sheraton Road Branch Office

Address :36 El Gabl El Shamaly St. - 84111 Hurghada
Phone Numbers :2065-3416500
Fax Number :2065-3416599

QNB ALAHLI Bank Hurghada - El Khawthar Branch Office

Address :Banks Area - Block 8 - El Kawthar Area Hurghada - Red Sea 84111
Phone Numbers :2065-3418700
Fax Number :2065-3418799

QNB ALAHLI Bank House of Financial Affairs Branch Office

Address :El Masa-Abdel-Aziz El Shenawy St.-Brady area- Nasr City-11371-Cairo
Phone Numbers :(202) 24010496 -(202) 24011067
Fax Number :(202) 24011952

QNB ALAHLI Bank Helwan

Address :13 Mohamed Moustafa EL maraghy St.,11421, Helwan
Phone Numbers :(202) 25485600
Fax Number :(202) 25485699

QNB ALAHLI Bank Helmeyet El Zeitun Branch Office

Address :Bait El-Ezz Towers, Ibn El-Hakam Square, Helmeyet El-Zeitun - 11321 Cairo
Phone Numbers :(202) 26312000
Fax Number :(202) 26312099

QNB ALAHLI Bank Hegaz Branch Office

Address :143 - 145, El Hegaz St.,11361, Heliopolis, Cairo
Phone Numbers :(202) 26311600
Fax Number :(202) 26311699

QNB ALAHLI Bank Head Office 2 & El Batal Ahmed Abdel Aziz Branch Office

Address :54 El - Batal Ahmed Abdel Aziz St., Mohandessin - 12311 Giza
Phone Numbers :(202)33324100
Fax Number :(202)33324199

QNB ALAHLI Bank Head Office & Champollion Branch Office

Address :5, Champollion St., Downtown, 11111 Cairo
Phone Numbers :(202)2770700 00/03
Fax Number :(202)27707799

QNB ALAHLI Bank Hassan Mamoon Branch Office

Address :108,El Mona Building Hassan El Mammon St., Zone 6 Nasr City 11391 Cairo
Phone Numbers :(202) 22769000
Fax Number :(202) 22769099

QNB ALAHLI Bank Haram Branch Office

Address :360, El Haram St. - 12111-Giza
Phone Numbers :(202) 35992400 - (202) 35992498
Fax Number :(202) 35992499

QNB ALAHLI Bank Hadayek El Kobba Branch Office

Address :16, Waley El Ahd St., Saray El Hadayek Mall ,11646, Cairo
Phone Numbers :(202)24885700
Fax Number :(202)24885799

QNB ALAHLI Bank Grand Beach Branch Office

Address :Grand Beach Hotel - Hurgada - 84111 - Red sea
Phone Numbers :2065-3416100
Fax Number :2065-3416199

QNB ALAHLI Bank Glym Branch Office

Address :78, Abdel Salam Aref, Glym - 21311 -Alexandria.
Phone Numbers :(203) 5815500
Fax Number :(203) 5815599

QNB ALAHLI Bank Glym Branch Office

Address :78, Abdel Salam Aref, Glym - 21311 -Alexandria.
Phone Numbers :(203) 5815500
Fax Number :(203) 5815599

QNB ALAHLI Bank Giza Branch Office

Address :62, Mohamed Bahi El-Din Barakat St.- 12211 - Giza
Phone Numbers :(202) 33311100
Fax Number :(202) 33311184 - 33311199

QNB ALAHLI Bank Gisr El Suez

Address :149 Gisr El-Suez St., 11351, Masr El Gedida, Cairo
Phone Numbers :(202) 26371850
Fax Number :(202) 26371859

QNB ALAHLI Bank Gameat El Dowal Branch Office

Address :9, Gameat El Dowal Al Arabia St., Mohandessin - 12411 Giza
Phone Numbers :(202) 33003700
Fax Number :(202) 33003799

QNB ALAHLI Bank Galaa Branch Office

Address :106, Nile St., Agouza - 12311 Giza
Phone Numbers :(202) 33323300 - 33323400
Fax Number :(202) 33323399 - 33323499

QNB ALAHLI Bank Fouad st. (Ex Safwa) Branch Office

Address :39 Al Horreya St. , Al Atareen - Alex
Phone Numbers :203-4966860

QNB ALAHLI Bank Fayoum Branch Office

Address :10, Horreya St., Bahr Youssef - 63111 - El Fayoum
Phone Numbers :(084) 6390700
Fax Number :(084) 6390799

QNB ALAHLI Bank Fawzy Moaz Branch Office

Address :74 A fawzy Moaz st., Semouha - 21431 - Alexandria.
Phone Numbers :(203) 4196700
Fax Number :(203) 4196799

QNB ALAHLI Bank Faisal Branch Office

Address :179 El Malek Faisal St. - 12151 Giza
Phone Numbers :(202) 33891600 - (202) 33891698
Fax Number :(202) 33891699

QNB ALAHLI Bank Faggalla Branch Office

Address :39 Kamel Sedky St. Faggalla , El Zaher, 11271 Cairo
Phone Numbers :(202) 25880658
Fax Number :(202) 25880673

QNB ALAHLI Bank Emerald Mall Branch Office

Address :unit No.23 gGround & first floor at E merald Mall on EL Nakheel City - Zker Hussein Extension - First Settelment - 11865 - New Cairo

QNB ALAHLI Bank El Sayeda Zeinab Branch Office

Address :202, Port Said St., El Sayeda Zeinab - 11461 Cairo
Phone Numbers :(202)-23993400
Fax Number :(202)23993499

QNB ALAHLI Bank El Rehab Branch Office

Address :Banks Area - Zone B-El Rehab City - 11841 El Rehab City-El Tagamoa
Phone Numbers :(202) 26940200
Fax Number :(202) 26940299

QNB ALAHLI Bank El Obour City Branch Office

Address :Shops 34 & 35 outer fence of City Club El Obour - City - 11828.
Phone Numbers :(202)46140300
Fax Number :(202)46140399

QNB ALAHLI Bank El Nile Branch Office

Address :5, Wisa Wasef St., Borg El Riyadh - El Nile - 12311 Giza
Phone Numbers :(202) 35732095
Fax Number :(202) 35732080

QNB ALAHLI Bank El Nasr Road Branch Office

Address :17, Rabaa Investment Bldg, El Nozha St., Nasr City - 11371 Cairo
Phone Numbers :(202) 24159725
Fax Number :(202) 24159475

QNB ALAHLI Bank El-Nasr Branch Office

Address :Cross-roads of Nasr & El Lasilky St., part 7 block 1, Maadi - 11742 Cairo
Phone Numbers :(202) 27067200
Fax Number :(202) 27067299

QNB ALAHLI Bank El Mohafza Square Branch Office

Address :242 El- Geish St., El Mohafza Sq. El Mansoura - 35111 , El Dakahlya
Phone Numbers :2050-2280000
Fax Number :2050-2280099

QNB ALAHLI Bank EL Masa Branch Office

Address :El Masa, Abdel Azziz Shenawy St., Parade Area
Fax Number :24010496

QNB ALAHLI Bank EL Mansoura Branch Office

Address :213 El Gommuhuria St. El Mansoura 35111 EL Dakahlya
Phone Numbers :2050-2280300
Fax Number :2050-2280399

QNB ALAHLI Bank El Mansheya Branch Office

Address :2 Salah Salem St. ,El Aatareen, El Mansheya 21111 - Alex
Phone Numbers :203-4881200
Fax Number :203-4881299

QNB ALAHLI Bank El-Kamel Mohamed Branch Office

Address :2 El Kamel Mohamed St.,11211, Zamalek, Cairo
Phone Numbers :(202)27281600
Fax Number :(202) 27281699

QNB ALAHLI Bank El Gomhoreya Branch Office

Address :58 El-Goumhoria St.- El safwa Class - 42111 - Portsaid
Phone Numbers :2066-3390300
Fax Number :2066-3390399

QNB ALAHLI Bank El Dahar Hurghada Branch Office

Address :No. 1 Hurghada Stadium shops, El Nasr St., El Dahar - 84511 Hurghada
Phone Numbers :(2065) 3562000
Fax Number :(2065) 3562099

QNB ALAHLI Bank El Baron Branch Office

Address :5 Hassan Sadek Basha Street,Square 279, 11341, Masr El Gedida,Cairo,Egypt
Phone Numbers :202 24632000
Fax Number :202 24632099

QNB ALAHLI Bank El Bahr El Aazam Branch Office

Address :304, El Bahr El Aazam St., El Kawthar Bldg, 12211 Giza
Phone Numbers :(202) 35670700
Fax Number :(202) 35670799

QNB ALAHLI Bank Egypt Air Branch Office

Address :Egypt Air bldg - South bldg - Finger 6 - Airport road - 11776- Nasr City- Cairo
Phone Numbers :(202) 22679517

QNB ALAHLI Bank Dokki Branch Office

Address :64, Mossadak St., Dokki - 12311 Giza
Phone Numbers :(202) 33338900
Fax Number :(202) 33338999

QNB ALAHLI Bank Delta City Mall Branch Office

Address :42 El Guesh St, Delta City Mall - 31111 Tanta
Phone Numbers :2040-3385200
Fax Number :2040-3385299

QNB ALAHLI Bank Dandy Mall Branch Office

Address :kilo 28-Dandy Mall, Cairo-Alex. Desert Rd.-12577-Giza
Phone Numbers :(202)35367200
Fax Number :(202)35367299

QNB ALAHLI Bank Damietta Port Branch Office

Address :Investment Building, Damietta Port - first floor - 34516
Phone Numbers :2057-22924 06/05
Fax Number :2057-2292408

QNB ALAHLI Bank Damietta Branch Office

Address :No. 67 Saad Zaghlol St. - cornish el Nile - 34111 - Damietta
Phone Numbers :2057-22799 17/12
Fax Number :2057-2269948 - 2279902

QNB ALAHLI Bank Damanhour Branch Office

Address :19, El Gomhoria st., Damanhour - 22111 - Beheira.
Phone Numbers :(2045)-3370900
Fax Number :(2045)-3370999

QNB ALAHLI Bank Corniche El Maadi Branch Office

Address :380, Jawharet El-Maadi Tower, Corniche El-Nile,11431, Maadi, Cairo
Phone Numbers :(202) 25296400
Fax Number :(202) 25296499

QNB ALAHLI Bank City Stars Branch Office

Address :Unit number 1255-entrance number 7-City Stars Mall - Omar Ben El-Khatab St., Market - Level - Nasr City - 11391 Cairo
Phone Numbers :(202) 24802480 - (202) 24802481
Fax Number :(202)24802483

QNB ALAHLI Bank Cairo Festival City Mall Branch Office

Address :unit No. (0-025) Fotem land Taha Hussein St. - Cairo Festival City Mall Fifth Settelment - 11835 - New Cairo
Phone Numbers :202-26168178
Fax Number :202-26168179

QNB ALAHLI Bank Borg El Arab Branch Office

Address :New Borg El Arab City - 23121 Alexandria
Phone Numbers :(203) 4630100
Fax Number :(203) 4630199

QNB ALAHLI Bank Bolak El-Dakroor Branch Office

Address :57, El Sudan Street - Dokki – 12311 Giza
Phone Numbers :(202) 37618708
Fax Number :(202) 37618747

QNB ALAHLI Bank Beni Suef Branch Office

Address :16, Port Said St., Takseem El Horreya - Beni Suef - 62111
Phone Numbers :(082) 4494000
Fax Number :(082) 4494099

QNB ALAHLI Bank Beirut Branch Office

Address :22, Beirut St., Heliopolis - 11341 Cairo
Phone Numbers :(202) 24563800
Fax Number :(202) 24563897

QNB ALAHLI Bank Banha Branch Office

Address :26, Saad Zaghloul St., Banha City, 13111, Qalyoubeya
Phone Numbers :2013 3806200
Fax Number :2013 3806299

QNB ALAHLI Bank Badr City Branch Office

Address :Block 29, El Mogawra 2, District 1, in front of Russian University,11829, Badr City, Cairo
Phone Numbers :202 28609129 / 28609130
Fax Number :202 28609162

QNB ALAHLI Bank Bab El Sheria Branch Office

Address :472, Port Said st., 11271, Bab El Sheria, Cairo
Phone Numbers :(202) 25891872
Fax Number :(202) 25891876

QNB ALAHLI Bank Bab El Sheria Branch Office

Address :472, Port Said st., 11271, Bab El Sheria, Cairo
Phone Numbers :(202) 25891872
Fax Number :(202) 25891876

QNB ALAHLI Bank Bab El Louk Branch Office

Address :6 El Falaky Square, Bab El Louk, 11121, Downtown, Cairo
Phone Numbers :(202)27919500
Fax Number :(202)27919599

QNB ALAHLI Bank Aswan Branch Office

Address :Shark El Bandar St., City Center Aswan - Aswan - 81111
Phone Numbers :(2097) 2391000
Fax Number :(2097) 2391099

QNB ALAHLI Bank Assuit Branch Office

Address :2, El Gomhuria St., Al Wataneya Towers - 7111 -Tower No A- 71111 - Assuit
Phone Numbers :2088-2422500
Fax Number :2088-2422599

QNB ALAHLI Bank Asmaa Fahmy Branch Office

Address :2 b El Nozha St., beside Administrative Control - 11371- Nasr City
Phone Numbers :202-24159725
Fax Number :202-24159475

QNB ALAHLI Bank Ard El Golf Branch Office

Address :5, Samir Mokhtar St., Ard El Golf, 11341, Masr El Gedida, Cairo
Phone Numbers :(202) 24139300
Fax Number :(202) 24139399

QNB ALAHLI Bank Arab Academy Branch Office

Address :Engineering school building (A)-El Mosheir Ahmed Ismail St.-Block 1159-Masaken Sheraton-11361-Heliopolis-Cairo
Phone Numbers :(202) 22686751
Fax Number :(202) 22686751

QNB ALAHLI Bank Almaza Branch Office

Address :103 El Thawra St., Almaza 11341 Cairo
Phone Numbers :(202) 24193681
Fax Number :(202) 22903668

QNB ALAHLI Bank Almaza Branch Office

Address :103 El Thawra St., Almaza 11341 Cairo
Phone Numbers :(202) 24193681
Fax Number :(202) 22903668

QNB ALAHLI Bank Alfy Branch Office

Address :14, Alfy, St., Downtown, 11111, Cairo.
Phone Numbers :(202)25970800
Fax Number :(202)25970899

QNB ALAHLI Bank Alex Port Branch Office

Address :6,7 Ground floor , Investment Building ,- 21111- Alexandria Port
Phone Numbers :203-4833343
Fax Number :203-4877797

QNB ALAHLI Bank Alex Entrance Branch Office

Address :Unit No. 11 , El Hadeka El Dawlya , Alex. Entrance - 21121
Phone Numbers :203-3872000
Fax Number :203-3872099

QNB ALAHLI Bank Ain Shams Branch Office

Address :115, Selim El Awal St., Ain Shams - 11321 Cairo
Phone Numbers :(202) 26311900
Fax Number :(202) 26311999

QNB ALAHLI Bank Ahmed Orabi Square Branch Office

Address :6 Ahmed Orabi square, El-Manshya – 21111- Alexandria
Phone Numbers :203-4885200
Fax Number :203-4885299

QNB ALAHLI Bank Ahmed Heshmat Branch Office

Address :31, Ahmed Hesmat St.,11211, Zamalek, Cairo
Phone Numbers :(202)27281700
Fax Number :(202)27281799

QNB ALAHLI Bank Ahmed Fakhry Branch Office

Address :40, Ahmed Fakhry st. - block 126 - El-Hay El- Sades -11391- Nasr City.
Phone Numbers :(202) 23546312
Fax Number :(202) 235463126

QNB ALAHLI Bank Agouza Branch Office

Address :1, Aswan Square, Agouza - 12311 Giza
Phone Numbers :(202) 33000500
Fax Number :(202) 33000599

QNB ALAHLI Bank Aghakhan Branch Office

Address :2 Horreya st- Aghakhan Division- 11241- Cairo
Phone Numbers :(202)22253000
Fax Number :(202)22253099

QNB ALAHLI Bank Agamy Branch Office

Address :Gate 8, Agamy Star Mall - Betash 21221
Phone Numbers :203 4318708
Fax Number :203 4318709

QNB ALAHLI Bank ABB Branch Office

Address :7, Dr. Mohamed Kamel Hussein St., New Nozha - ABB Company - 11769 Cairo
Phone Numbers :(202) 26205226
Fax Number :(202) 26205227

QNB ALAHLI Bank Abbasseya Branch Office

Address :111 El Abbasseya St., Abbasseya - 11381 Cairo
Phone Numbers :(202)24884000
Fax Number :(202)24884099

QNB ALAHLI Bank Abbas El Akkad Branch Office

Address :20 Abou El Attahia St., Ext. of Abbas El Akkad St. Nasr City -11471 Cairo
Phone Numbers :(202)22769500
Fax Number :(202) 22769599

QNB ALAHLI Bank 6th Oct Distinguished Area Office

Address :University Mall - behing Misr University for Science and Technology - Distinghuished distrit 6 of October - 12451 - Giza
Phone Numbers :202-38351392
Fax Number :202-38351392

QNB ALAHLI Bank 6th Oct Branch Industrial zone

Address :6th of October City - Banks Area - Fourth industrial zone -12451 - Giza
Phone Numbers :202-38247514
Fax Number :202-38247513

QNB ALAHLI Bank 6 Oct Residential Branch Office

Address :El Fath Buildings, unit No. 7 - Building no.B Block No. 23, Elmehwar elmarkazy - 6 October city - Giza 12451
Phone Numbers :202-38274000
Fax Number :202-38274099

QNB ALAHLI Bank 1st Industrial Zone Branch

Address :Area# 14, services area between A1:A1 10th of Ramadan city - 44411 -
El Sharkya
Phone Numbers :2015-392100
Fax Number :2015-392199

QNB Visa Infinite Credit Card From QNB Bank

noreply@blogger.com (Go Hermes) — Tue, 20 Oct 2015 01:04:00 +0000

We are proud to present and introduce to your QNB Visa Infinite Credit Card belongs to us, that we have designed to suit your lifestyle and give you a wide choice of services and benefits.

Specific benefits from QNB Visa Infinite Credit Card are :

QNB Visa Infinite Credit Card

Enjoy free annual fee in the first year and second year after getting free annual fee to conduct retail transactions amounting to Rp 10 million per month for a year.

Get Reward point for every transaction you make, and redeem points for rewards more

Install program will make your dealings with the QNB Visa Infinite Credit Card easier. You can arrange payment for the transaction of at least $ 1 million, which has been posted on your credit card account, for any period of between 3 and 24 months.
Enjoy the best exchange rate for international transactions.
True appreciation of Success

QNB Visa Infinite Credit Card is a card that reflects the personal success you have achieved in life. As a valued customer, you are eligible for preferential treatment to realize your aspirations and your perfect lifestyle. QNB Visa Infinite Credit Card offers many unique opportunities and benefits, guaranteeing you ease and comfort, no matter where in the world or wherever you are.

QNB benefits Visa Infinite Credit Card

Enjoy a wide rage of features and benefits that will suit your financial needs.

Install Program

You can arrange payment for the transaction of at least $ 1 million, which has been posted on your credit card account, for any period of between 3 and 24 months. Install program will make your credit card transactions more easily.

Executive Lounge

We understand and continually strive to make your time more valuable and enjoyable at the airport. Only for holders of Visa Infinite and Visa Platinum card, you will be able to enjoy a free, valid for two (2) people for Visa Infinite and one (1) person for Visa Platinum at the airport was as follows:
Soekarno Hatta Jakarta Terminal 2F (Domestic Flights), Emerald Sky Lounge
Soekarno Hatta Jakarta Terminal 2E (Flight International), Emerald Sky Lounge
Ahmad Yani, Arjuna Lounge

Reward points

The more you frequently shop at retail outlets or online using your QNB credit card the more reward points you will accumulate. Increase Reward Points and redeem them for attractive prizes.

Mileage

As QNB Credit Card holder, you can exchange your reward points for air miles on flights operated by our airline partners.

Catalog shopping

You can buy the products offered in the catalog shopping and enjoy the ease of payment with our Install Program, offering flexible installment terms of 3-24 months.

Alliance

Enjoy special offers and discounts at stores operated by QNB partnered merchants including restaurants, hotels, hospitals, and more. Enjoy 0% interest or special interest at stores operated by our merchant partnerships Install Program.

Cash advance

Make cash withdrawals in Indonesia QNB branch or ATM with Visa logo, with a maximum cash withdrawal limit based credit card holders.

Auto Debit

This feature allows you to perform automatic credit card payments from your current or savings account your QNB.

Flexible Payment

Enjoy the convenience of your credit card to pay the total balance by making minimum payments, installments or full payment.

Travel Guard & Purchase Protection

Only for Visa Infinite cardholders will receive a free Travel Flight Accident insurance of the insurance company designated by QNB to $ 5 billion maximum for Visa Infinite cardholders each for accidental death or loss of a plane crash. You will also receive compensation for the inconvenience of travel, including a missed flight connection, flight delays, baggage delays and lost luggage, and purchase protection, in accordance with the terms and conditions set forth in the insurance policy.

Insurance Credit Card

Credit Card Insurance provides protection against default on your QNB credit card payments because of a natural disaster such as the death of an accident or illness, permanent disability, or other risk borne in accordance with the terms and conditions. In the case of such events, your credit card balance will be paid at the maximum limit specified by the insurance partner QNB. This feature is subject to premium payments made by cardholders.

6-digit PIN

According to Bank Indonesia Regulation concerning improvements in the security of card payments, all credit card transactions at merchants in Indonesia should use the 6-digit PIN as a means of verification and authentication

QNB Bank Branch Office Address in Jakarta

noreply@blogger.com (Go Hermes) — Tue, 20 Oct 2015 00:20:00 +0000

QNB (Qatar National Bank) was established in 1964 as the first Qatari owned commercial bank with an ownership structure shared between Qatar Investment Authority (50%) and the private sector (50%).
QNB Group as the largest bank in the Middle East and North Africa region continues to improve its performance. QNB was recently recognized as "The Best Bank in The Middle East" by Euromoney Magazine and was voted as "One of the Top 50 Safest Bank in the World" by Global Finance Magazine in 2013.
Bank QNB Indonesia offers a wide range of innovative products and facilities that make your banking activities easy.

The following list of addresses QNB Branch Offices in Jakarta

QNB Bank Branch Office Central Park

Komplek Central Park Ruko Garden Shopping Arcade Blok Beaufort 8 No.8EJ Jl. Tanjung Duren Raya Kav. 5-9 Jakarta 11470
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 292 06400
Fax : (+62 21) 292 06401

QNB Bank Branch Office Green Garden

Rukan Golden Green No.7 Jl.Kedoya Raya, Kedoya Utara Jakarta 11520
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 581 9133
Fax : (+62 21) 582 9126

QNB Bank Branch Office Kapuk

Komplek Duta Harapan Indah
Jl. Kapuk Muara Blok A/6 No. 7 Jakarta 14460
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 668 3429
Fax : (+62 21) 662 6961

QNB Bank Branch Office Kebayoran

Jl. Panglima Polim No. 9 - 10 Jakarta 12160
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 727 97323
Fax : (+62 21) 723 4111

QNB Bank Branch Office Kelapa Gading

Jl. Boulevard Blok LB-3 No. 22 Jakarta 14240
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 453 3033
Fax : (+62 21) 453 3055

QNB Bank Branch Office Mangga Dua

Mangga Dua Blok E IV No. 4 Jakarta 14430
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 600 9870
Fax : (+62 21) 600 9871

QNB Bank Branch Office Mega Kuningan

Gedung Kantor Taman A9 Blok A9/B9 unit A1 Kawasan Mega Kuningan Jakarta 12950
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 576 1088
Fax : (+62 21) 576 1077

QNB Bank Branch Office Menara Jamsostek

Gedung Menara Jamsostek
Ground Floor, South Tower Jl. Jend Gatot Subroto Kav.38 Jakarta 12710
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 252 5480
Fax : (+62 21) 252 5470

QNB Bank Branch Office Muara Karang

Jl. Muara Karang Blok B VIII Timur no. 75 Jakarta 14450
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 662 6308
Fax : (+62 21) 667 8050

QNB Bank Branch Office Permata Hijau

The Belleza Shopping Arcade Apartemen Belleza Arteri Permata Hijau
Jl. Letnan Jenderal Soepono No.34, Blok Sa-06, Kebayoran lama, Jakarta 12240
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 299 16022
Fax : (+62 21) 299 16160

QNB Bank Branch Office Pluit

Ruko Sentra Bisnis Pluit Jl. Pluit Sakti Raya No. 28 Blok A.12 Jakarta 14450
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 668 1722
Fax : (+62 21) 668 1226

QNB Bank Branch Office Pondok Indah

Jl. Sultan Iskandar Muda no. 28L Jakarta 12240
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 728 95377
Fax : (+62 21) 723 8036

QNB Bank Branch Office Pulo Gadung

Pulo Gadung Trade Center Jl Raya Bekasi KM 21, Ruko A2/20 Kawasan Industri Pulo Gadung Jakarta 13920
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 468 00222
Fax : (+62 21) 468 00300

QNB Bank Branch Office Puri Indah

Jl. Puri Indah Raya Blok I No. 19 Jakarta 11610
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 583 54666
Fax : (+62 21) 583 57666

QNB Bank Branch Office Roxy Mas

Komp. Roxy MasJl. K.H. Hasyim Ashari Blok E1 No.6 Jakarta Pusat 10510
Operational Hours : 8:30 a.m - 03.00 p.m
Tel : (+62 21) 638 59555
Fax : (+62 21) 638 52255

QNB Bank Branch Office SCBD

QNB Tower Lt. Lobby 18 Parc SCBD, Jl. Jenderal Sudirman Kav 52 - 53 Jakarta 12190
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 515 5058
Fax : (+62 21) 515 5089

QNB Bank Branch Office Sunter

Jl. Danau Sunter Utara Blok G7 Kav. 1 No. 7 Sunter Podomoro - Jakarta 14350
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 653 03066
Fax : (+62 21) 653 03044

QNB Bank Branch Office Taman Palem

Ruko Taman Palem Lestari Jl. Kamal Raya Outer Ringroad, Blok A5 No. 58
Cengkareng, Jakarta 11730
Operational Hours : 08:30 a.m - 03:00 p.m
Phone : (+62 21) 556 2003
Fax : (+62 21) 556 2004

QNB Bank Branch Office Tanah Abang

Jl. KH. Fachrudin 36 Blok BB No. 2 Tn. Abang Bukit - Jakarta 10250
Operational Hours : 08:30 a.m - 03:00 p.m
Tel : (+62 21) 398 31708
Fax : (+62 21) 319 03506

AIG Group Travel Personal Accident and Health Insurance

noreply@blogger.com (Go Hermes) — Mon, 19 Oct 2015 19:02:00 +0000

AIG understands that employees are the company's most valuable asset. AIG has designed a variety of solutions for the protection of your employees
AIG Business Travel Guard
Comprehensive protection for your employees in case of unexpected things when employees on business trips suitable for the business operations of small to large businesses in all areas of industry, including medium-sized companies to multinational corporations

Benefits of AIG Business Travel Guard :

~ AIG Group Travel Personal Accident Insurance
~ Employees broad age range (up to 75 years)
~ Complete protection for the accident, with the benefit of higher protection in case of permanent disability.
~ Includes protection for traditional medicine (herbalist, chiropractor, acupuncturist, a fracture)
~ There is no risk of its own paid by the insured

exception:

Dangerous act

Intentional including: suicide attempt, participate in criminal activity, including riots and demonstrations, the use of alcohol and drugs
Professional sports
- Participate in professional sports games
- Driving or participate in a race wearing motor vehicle
Other
- Pregnancy, miscarriage, or anything else related
- Passenger plane non-commercial or not paid
- Following the war or join the armed forces wherever both for peace and war

AIG MedCare Plus

Provide financial protection from losses due to accidents and illness. Each employee will receive a comprehensive benefits that include room costs of hospitalization, ICU costs, the cost of pre- and post-hospitalization, surgery costs, etc. The age of membership is from the age of 6 months to 65 years

If you have a minimum of 10 employees, AIG can provide them health insurance, with the following benefits:

~ Costs and Dining Rooms Daily hinga maximum of 90 days per incident.
~ Intensive Care Unit (ICU) up to a maximum of 20 days per incident.
~ Inpatient Physician consultation, a maximum of 90 days per incident.
~ Surgery benefits, if the insured requires surgery, including operating room costs, anesthesia costs and expenses surgeon.
~ Hospital Service benefits, if the insured was treated in hospital, including the hospital drugs, laboratory tests, physical therapy, oxygen, X-ray examination and ambulance.
~ Care Before and After Hospitalization, if required medical treatment before hospitalization includes examining X-rays, lab tests, the cost of consulting a doctor, and after hospitalization cover the cost of doctor / specialist.
~ Home Care by Interpreter Rawat, if the insured requires nursing home care by nurses after discharge from the hospital up to 30 days.
~ Transfer by ambulance, up to a maximum of 500,000 per trip, maximum 4 trips per incident.
~ Outpatient Emergency, if within 24 hours after the accident the insured require outpatient emergency department at the hospital.
~ Emergency Accidental Dental Care.
If within 24 hours after the accident Tertangung require emergency dental treatment for her original teeth prior to the accident are still in good condition.
~ Repatriation or Burial in Local Area.
~ If death occurs abroad, AIG provide benefits repatriation to the place residence in Indonesia.
~ Emergency Medical Evacuation.
~ Protection of the costs incurred to evacuate the insured to the nearest hospital while traveling abroad.
~ Funeral costs for death due to accident.
~ Death and Permanent Disability.
~ AIG will pay compensation to the heirs of the insured if the insured dies due to an accident.

AIG Corporate Business Travel Insurance

Domestic and international destinations, business travel your customers remain protected. Our protection is not just for large losses such as evacuation, but also small losses such as damage to baggage. For trips abroad, the protection is automatically extended to cover the losses due to illness.

Benefits of AIG Corporate Business Travel Insurance :

~ Safeguards guaranteeing protection to you when traveling at home and abroad, for business or leisure travel.
~ Insured can travel without being limited within one year and do not need to report before embarking on any journey.
~ The maximum guarantee for each trip is 90 days.
~ Age limit: 18-70 years.
~ Offers 16 benefits: personal accident, medical expenses, hospitalization in hospitals *, the cost of emergency evacuation for treatment and repatriation, visit trip, lost deposits, reduction of travel, travel delays / cost, hijacking aircraft, delayed luggage, lost luggage possessions Personally, damage / lost laptop / golf equipment, loss of travel documents, personal liability to third parties and the cost of replacement staff.
~ Available in 2 plan: domestic and international. Each plan available to individuals.
~ Polis is a 1-year period (renewable each year), the number of trips each period is not limited, with a maximum of 90 days per trip.

* For domestic plans, medical benefits only to crash it.

PRUlink Investor Account Prudential Life Insurance Indonesia

noreply@blogger.com (Go Hermes) — Mon, 19 Oct 2015 18:53:00 +0000

PRUlink investor account is a single premium unit linked product for you current and future financial needs. You have the convinience and flexibility at access a number of investment funds and insurance plans to assist you and your family.
You can choose one or multiple investments funds to achieve your future goals.
A comprehensive protection against death risk or total and permanent disability risk are also provided with this product.. Insurance plans can be tailored for you and your family including education, children, and retirement.

PRUlink Investor Account PrudentialPRUlink investor account Benefits :

Provides death benefit or benefit for total and permanent disability equal to the Sum Insured plus Cash Value.
Can choose investment depending on the risk profile you desire.
You are allowed to make addition to insurance protection with additional insurance.

PRUlink investor account is also known at our bank partner as follow:

Citibank : ULTIMATElink investor account
Permata Bank : PRESTIGElink investor account
Standard Chartered Bank : FLEXYlink investor account
BII : FORTA PREMI TUNGGAL
Bank Rakyat Indonesia : PROVESTinvestor link

PRUprotector Plan Prudential Life Insurance Indonesia

noreply@blogger.com (Go Hermes) — Mon, 19 Oct 2015 18:45:00 +0000

PRUprotector Plan is a long-term life insurance product. This product is designed to assure You and Your family from Undesired Conditions which are likely to happen at any time in Our life. As a combination of protection and investment, PRUprotector Plan provides fresh money for You and Your family when required, while your investment fund is running. The most interesting part of this product is the payment period. You only need to pay the premium for 10 years whereas Your Life Protection will be covered for the next 10 years.

Benefits of PRUprotector Plan

Death allowance, will be paid the Sum Insured and the Accumulated Depository Fund Premium (if any) outright.
Death allowance from an accident, will be paid twice as much as the Sum Insured. So the total insurance benefits will be three times as much as the Sum Insured.
Besides, there are additions of insurance benefit being once of the Sum Insured so that the total insurance benefit will be four times as much as the Sum Insured, if such accident occurs when you are traveling by pubic transportation along the commonly taken routes, when in an elevator, due to the burning of a theater, hotel, and other public buildings.

Allowance for total and permanent disablement

Unless you have filed any claims within the first 10 years, You will be entitled to bonus equal to two-time Premium of the first year Depository Fund and the coverage for death will still be paid up to the 20th year if You reach the 20th year, will be paid the accumulated Depository Fund Premium (if any).

AIG Insurance for Your Manufacturing and Industry

noreply@blogger.com (Go Hermes) — Mon, 19 Oct 2015 18:36:00 +0000

The manufacturing industry is one of the industry's most diverse, with different products require different production methods, are sold into different markets, and face different opportunities for innovation and economic performance. From a production line for export markets, and a wide range of policy makers and legislation, the risks they face nearly as wide, forcing manufacturers to work hard in order to maintain competitiveness.

AIG offers one of the widest range of policies in the Indonesian market, supported by the knowledge and expertise of our experienced underwriters, loss prevention engineers and a team of claims, giving businesses the confidence to expand and grow both in Indonesia and internationally.
All Risks and Business Interruption from AIG
AIG is a leading provider of risk management and risk prevention leading to the risk in the field of energy and engineering throughout the world. A team of specialist underwriting, engineering, claim and our diverse disciplines, providing a global approach to protect and keep your business.

This insurance products guarantee the physical loss by accident, destruction of or damage to property protected, beyond the exceptions, and business interruption losses caused to the insurance product is particularly suitable for business operations in the following industries:

• Oil and petrochemical
• Power plants, utilities and alternative energy
• Chemical and Pharmaceutical
• Mining and related indsutry

You also benefit from the experience of our risk control consultants, including power generation, oil and petrochemical, chemical, fire and mechanical interference. They have faced exposure to energy and operations and the understanding of the hazard criteria of each type of activity.
They will work closely with them to identify and provide access to the risk for the most complex facilities, as well as providing advice on risk prevention and management issues that can help you in reducing exposure to losses.

AIG Business Accident Guard

Comprehensive protection for your employees if there is risk of accidents whenever and wherever for small to large businesses in all areas of industry, including medium-sized companies to multinational corporations

benefits:
• wide range of ages of employees (up to a maximum of 75 years)
• Comprehensive protection for accidents, with the benefit of higher protection in case of permanent disability.
• Includes protection for traditional medicine (herbalist, chiropractor, acupuncturist, a fracture)
• No own risk paid by the insured

exception:
Dangerous act. Intentional including: suicide attempt, participate in criminal activity, including riots and demonstrations, the use of alcohol and drugs
Professional sports: participating in professional sports games, driving or participating in a race wearing motor vehicle
Others:
• Pregnancy, miscarriage, or anything else related
• Passengers non-commercial aircraft, or not paid
• Following the war or join the armed forces wherever both for peace and war

AIG Carriage of Goods Insurance

AIG offers protection of goods in all forms: door to door, or warehouse to warehouse, by sea, land, air or rail, and from raw materials to finished products. AIG periodically to protect the infrastructure projects that are thousands of kilometers of the customer base for Controlling the goods that cross the border by land, air or sea is becoming increasingly difficult. Trade with less developed countries became a reality because of globalization, where logistical infrastructure is weak and theft can be a threat to the delivery of goods
AIG also provides risk prevention services (known as the Marine Loss Control Engineering) so that customers can rely on AIG a special team to control the risks and working to mitigate the potential loss or damage.

Advances in technology have created high expectations of customers in terms of manufacture and delivery of goods. The supply chain needs to be protected from harm and negative impact on customer loyalty, reputation and financial companies therefore AIG combining technical efficiency with the approach of pragmatic business, and uses an extensive international network to ensure the best protection for the assets and reputation of our clients and AIG also committed to build strong and sustainable relationships with customers. Where they can get the services and claims of AIG representatives around the world, including key emerging markets, to ensure a uniform and reliable.

This product is suitable for business operations in the field:

• Manufacturing, transportation, retail and construction companies and other businesses.
• Infrastructure Project (Project Cargo) with coverage of consequential losses (ALOP - Advanced Loss of Profit).
• Freight services (such as the transport agent that offers insurance services to their customers Freight)
• SMEs, Multinationals and in general, Exporters and Importers.

this insurance product guarantee cargo insurance to provide full protection during transit cargo from the point of delivery to the final destination, Project Cargo with Delay in Start Up Cover (DSU) for the protection of cargo for various types of projects (eg cargo power generation, project cargo windmills) also the risk of business disruption in case of delay in commencement of the project and Stock Through Put Insurance is protection for the cargo when it was at the store, warehouse consolidation, when in the process of assembling, packing, and others

AIG Property All Risk Insurance

This protection is offered to the medical industry, manufacturing, retail, or higher education institutions, as well as other commercial properties that can undergo the possibility of exposure of unexpected events such as fires, floods or even terrorism. The business has a need for additional capacity that can protect these high-value properties of a variety of natural hazards or human error.
This product guarantees:

• Comprehensive protection will be property damage and business interruption
• Natural disasters, including earthquakes, floods and storms
• Additional protections include client business interruption caused by damage in building customer or supplier
• Additional protections include equipment damage

AIG Workmen Compensation

Workmen Compensation Provide employees insured when the insured suffered bodily injury or disease, including in the event of death, resulting from the implementation of their work

AIG Professional Indemnity

Provide financial protection for professionals of the financial losses arising from their negligence or their employees in providing professional services.

AIG Public Liability

Public Liability provides protection from third-party liability as a result of the insured's business operations

AIG Contractor's All Risks and Erection All Risks

Offers protection all risk during the construction period in the work that led to the loss or damage to buildings, third-party claims due to physical injury or loss of the building due to mismatch conditions in the agreement and delay the initiation.

AIG Inland Marine

Protection for assets that move, in transit or in storage, which requires specialization or if there is a unique risk exposure.

AIG Employers Liability

Employer's Liability products provide superior protection for employees insured
Directors and Officers Liability
Providing innovative and comprehensive insurance for the directors and corporate officers

AIG Cyber Insurance

Overcoming liability arising from data protection laws, the management of personal data and the consequences of the loss of corporate information.
AIG Marine Liability Insurance
Third party liability insurance that protects the insured against legal liability of the insured of their activity.

AIG Group Personal Accident

AIG offers a variety of options that protect your employees during 24 hours in any games during their time in the workplace. Benefits include protection of the accident, died to total permanent disability

AIG Marine Loss Control Engineering

Team Marine Loss Control Engineering (MLCE) AIG experienced in controlling the risk of loss in a professional manner that covers the entire area to help policyholders reduce the risk of trade and transport as well as minimize costs resulting from delays

PRUaccess Prudential Life Insurance Indonesia

noreply@blogger.com (Go Hermes) — Mon, 19 Oct 2015 18:25:00 +0000

PRUaccess is a website portal especially designed for the Policy Holders, which contains information on Policy data any time required. The Policy Holders may access About PRUaccess by internet 24 hours a day and seven days a week. With PRUaccess, the Policy Holders may monitor the status and benefits of Policy in a thorough manner. Besides, through this website, the facility of PRUaccess can also be accessed by smart phone or the so-called About PRUaccess mobile.

In addition to Information on Policy above, the Policy Holders can also access letters sent by PT Prudential Life Assurance through My Letter and Statement facility. The letters available in the said facility include the following:

Statement of Transactions
Failed Debit/Dishonor debit Card, upon occurrence of failed debit on the part of a customer who uses Autodebit premium payment method.

2. Guide to PRUaccess

How to Register
Through website
The Policy Holders who have not registered with PRUaccess may do so by visiting our website www.prudential.co.id/pruaccess

Following are the steps to register with PRUaccess through website:

Visit our website www.prudential.co.id/pruaccess
Choose “Request for PRUaccess”
Choose “Register through Online Form”
Fill in the column based on the data of the Policy Holders
Choose “No” untuk User ID
Then Choose “Proceed”

Registration with PRUaccess through website can be conducted by the Policy Holders who have registered their email addresses with Prudential. Unless such email addresses have been registered, the Policy Holders can do so by registering with PRUaccess using a form.

Use PRUaccess Registration Form
The Policy Holders can register themselves by completing and signing the PRUaccess registration form.
Following are the steps to get registration form of PRUaccess :

Visit our website www.prudential.co.id/pruaccess
Choose “Request for PRUaccess”
Choose “Form Registrasi”
Choose “Print File”

The completed and signed PRUaccess registration form shall be returned to us by :
Mail :
PT Prudential Life Assurance
Prudential Tower Lt. 6
Customer Care – PRUaccess unit
Jl. Jend Sudirman Kav. 79
Jakarta 12910
Email : pruaccess@prudential.co.id (file format of PDF or JPG following a scanning result)
Fax : (62 21) 29958866

User Name & Password PRUaccess
If the registration of PRUaccess has been declared successful, the Policy Holders will get Username & Password to be used when he/she does the login into PRUaccess service. The Username will be sent to email address and the Password will be sent to Home Address as contained in the data on Policy.

Login ID (Username) PRUaccess
    Username consists of combination of letters and numbers, for example "xxxxx2611"
    Password
    Password for PRUaccess is the same as your Password to access PRUaccess website.

Unless you have had Username & Password, please first register yourself by completing the PRUaccess registration form or through website.
PRUaccess Menu

    PRUaccess Home

Newsroom
Education Center
List and Procedure
Frequently Asked Questions
Useful Links
Quiz
Survey

My Data PRUaccess

Personal data
Proposal Information:
Status of Proposal
Amount of Premium
Information on Basic Insurance and Rider
Types of Fund and Investment
Information on Main Insured and Additional Insured

PRUaccess Policy Information:

Unit balance, Unit Value and Type of Investment Fund
Amount and Maturity of Premium
Status of Policy – Active or Inactive
Top-Up Transaction or Fund Withdrawal
Status of Claim Submitted
My Letter and Statement
Change Password
Latest Correspondence
Sitemap
Disclamer
Contact Us
Feedback
Logoff

PRUaccess Problem Login

Forgot Password
If the Policy Holders find it difficult to remember the Password of PRUaccess, use menu "Forgot Password" to create new password. Following are the steps to do so:
Click “Forgot Password”, enter Username and answers to 2 questions contained (answers are suitable to those used when registering PRUaccess.
Clcik “Submit”, make a new password as you wish (the password shall consist of 8-15 characters, combination of letters and numbers).
Confirmation of Password, (reenter the new Password), Click "Submit".
Information stating that the new Password is valid will appear, Click "Submit" again. Then, menu of login will appear along with the new password.

PRUaccess Forgot Username
If the Policy Holders find it difficult to remember the Password of PRUaccess, send an email to pruaccess@prudential.co.id. Information on username will be notified through email address already registered in the data on Policy.

PRUaccess Inactive User
Inactive User occurs due to a mistake when entering username or password or answers to the menu "Forgot Password" three times. User ID will automatically be active after 1 x 24 hours as from the last login.

PRUaccess No choice will appear after login
Menu on PRUaccess screen uses Javascript. If the menu does not appear after successful login, check "tools" in the application of Internet Explorer by following the steps hereunder:

Choose “tools”
Choose “Internet Option”
Choose “advance”
Check List pada option java script

PRUaccess Internet Browser Support

Internet Explorer
Safari
Mozzilla
Google Chrome
Opera
Netscape Navigator

How to Regulate Blood Sugar Levels to Prevent Diabetes

noreply@blogger.com (Go Hermes) — Sun, 18 Oct 2015 09:08:00 +0000

Many studies have been conducted to show the best kind of food for diabetics. And when you understand how much dietary factors can affect a person against diabetes, or influence the development of a person from the disease, then you will easily understand. While the food is a key point, there are several other factors that can affect blood sugar levels leading to diabetes

Diabetes mellitus, comes from the Greek: διαβαίνειν, diabaínein, translucent or shower) (Latin: mellitus, sweetness), also known in Indonesia by the term diabetes is a metabolic disorder that is caused by many factors such as a lack of insulin or the body's inability to utilize the insulin (insulin resistance), with simtoma form of chronic hyperglycemia and impaired metabolism of carbohydrates, fats and proteins, as a result of: a deficiency of insulin secretion, insulin activity, or both. glucose transporter deficiency. or a combination of both.

Glucose is not regular sugar that is commonly available in shops or markets. Glucose is a carbohydrate that the body uses natural hydrates as an energy source. Are sold are sucrose and glucose is very different. High concentrations of glucose can be found in soft drinks (soft drinks) and certain fruits. Blood sugar levels imply only blood glucose levels and do not represent the levels of fructose, sucrose, maltose and lactose (many in milk). Which is not the glucose will be converted partly into glucose through a process that can be lengthy depending on the species, and therefore may not quickly raise blood sugar levels. Fruit besides having fructose with glucose also have different compositions depending on the fruit. Sucrose including rapidly turned into glucose, sugar cubes but different because the manufacturing process is better than sugar, while the palm sugar and sugar is much better for diabetics.

The levels of glucose in the blood is controlled by several hormones. Hormones are chemicals in the body that send signals to cells to other cells. Insulin is a hormone made by the pancreas. When eating, the pancreas makes insulin to send messages to other cells in the body. Insulin ordered the cells to take up glucose from the blood. Glucose is used by cells to manufacture energy. Excess glucose is stored in the cells as glycogen. At the moment the blood sugar level reaches a certain low level, the cells break down glycogen into glucose to create energy.

Various diseases, syndromes and simtoma can be triggered by diabetes mellitus, such as: Alzheimer's disease, ataxia-telangiectasia, Down syndrome, Huntington's disease, abnormalities of mitochondria, dystrophy miotonis, Parkinson's disease, Prader-Willi syndrome, Werner syndrome, syndrome Wolfram, leukoaraiosis, dementia , hypothyroidism, hyperthyroidism, hypogonadism, and others.
In 2013, Indonesia has around 8.5 million people with diabetes is the fourth highest number in Asia and number-7 in world.And in 2020, Indonesia is expected to have 12 million diabetics, since the start of diabetes is getting younger ,

Classic signs of untreated diabetes are weight loss, polyuria (frequent urination), polydipsia (frequent thirst), and polyphagia (often hungry).
Symptoms may develop very rapidly (weeks or months) in type 1 diabetes, while in type 2 diabetes usually develop much more slowly and may be no symptoms at all or is not clear.
Some other signs and symptoms may indicate the presence of diabetes, although this is not specific to diabetes. They are blurred vision, headache, fatigue, slow wound healing, and itching. The high level of blood glucose of time can cause the absorption of glucose in the lens of the eye, which causes deformation, and changes in visual acuity. A number of hives because of diabetes known as diabetic dermadromes.

Patients with type 1 diabetes usually also have diabetic ketoacidosis, a metabolic problem that is characterized by nausea, vomiting and abdominal pain, the smell of acetone on the breath, breathing in is known as Kussmaul breathing, and in severe cases the reduced level of consciousness.

Some Tips Controlling blood sugar to prevent diabetes

Here is a selection or recommendation of the best things you can do to maintain or control blood glucose levels and insulin healthy, as reported by Reader's diggest's Best Health.
Crop Saturated Fats
The results of an American study involving 3,000 people suggests that you have a much higher chance of developing diabetes if you have high levels of saturated fat in your body. Therefore, avoid or at least reduce foods high in saturated fat.

Fulfill Needs Magnesium
A study of women found that a high intake of magnesium may reduce the risk of diabetes by 10% overall, and approximately 20% of women are overweight. You can meet magnesium needs by eating avocados, spinach, green vegetables, nuts, and fish.

Laugh
Japanese scientists showed that laughter can be an inexpensive drug to control blood sugar at a good level. People with diabetes who watched a comedy movie after dinner known to have blood sugar levels are lower than those who watched the news boring. Do not let yourself be prolonged stress when having diabetes. Laughing at all times is certainly not a bad thing.

Consumption of Dairy Products
A study of 3,000 people found that overweight people who consume milk or other dairy products, 70% less likely to develop insulin resistance than those who did not. This is because the lactose, proteins, and fats in dairy products may improve blood sugar and sugar slows the conversion of food into blood sugar.

Consumption of Cinnamon
In a study in Pakistan, people with type 2 diabetes who consumed 1 g / 3 g / 6 g cinnamon known to decrease their blood sugar levels between 18-29% depending on the amount consumed. Certainly not difficult to find cinnamon. You can add cinnamon in coffee, tea, or yogurt.

Enough Sleep
Numerous studies have found that sleep deprivation has serious effects on blood sugar and insulin levels in your body. Therefore meet the needs enough sleep about 6-8 hours.

Walking
A large-scale study in the US shows that run 2 km a day will reduce the risk of death from diabetes. In addition, the study also shows that walking 10 km in a week will also reduce the chance of death from heart disease by 34% in diabetics.

Consumption of Grapefruit
grapefruit citrus fruit included in the class. This fruit may like pomelo, grapefruit but has purplish red meat and orange peel. Back to the topic of blood sugar, American researchers conducted a study of 50 obese patients were asked to eat half a grapefruit after meals for 12 weeks and compared with a group that did not eat them. Patients who eat grapefruit average weight loss of 1.6 kg. They also have insulin and glucose levels were lower after meals, suggesting a more efficient sugar metabolism.

Consumption of Legume
Legumes are included in the legume family. Examples of legumes or nuts are popular is peanuts, lentils, beans, green beans, red beans, peas, soybeans, and so forth. Research shows that eating 75 g of nuts a day can stabilize your blood sugar and insulin.

Relax the muscles of the body
One study found that after the tense muscles of the body for 10 minutes each day, then make to relax, can significantly improve blood sugar levels, especially in people with high blood sugar.

List of Foods to Lose Weight Quickly

noreply@blogger.com (Go Hermes) — Sun, 18 Oct 2015 08:32:00 +0000

If you want to lose weight and want to get the ideal body weight, then one thing you should do is you should better regulate eating and good at measuring the amount of calories that go with the number of calories you need. You also need to eat certain types of foods can also help reduce weight. There are some foods that can help you full longer, so the desire to consume snacks are not too big. There are also foods that can aid the body's metabolism, making it quite help weight loss program that is being carried out.

The food list proved to Help Lose Weight

Here are some foods that can help you lose weight, including :Grapefruit

Fruit is still in the family citrus or orange is quite popular in the western countries, especially the United States. Grapefruit is a fruit that contains many essential nutrients for the body and can help your diet program, especially for people with diabetes. Based on the findings of the study found that obese people who ate half a grapefruit before meals, decreased the average weight of 1.35 kg in 12 weeks. Regularly drink grapefruit juice also produce the same effect.

Grains or nuts
Grains contain high fiber and take a long time to digest. This means eating grain will give a sense of satiety for longer and prevents you from overeating. One group suggested grain to eat is beans. In addition to cheap and filling, beans contain protein which is nice and needed by the body.

Soup
Initiate your lunch with a serving of soup was the right step. Soup will increase your energy and quite filling. It does not matter what you eat soup, either watery or thick, as long as the soup containing meat broth. The recommended intake is 100 to 150 calories per serving. So, try not to add butter or cream.

Dark Chocolate
If you want you can enjoy chocolate between meals. But choose dark chocolate than milk chocolate. This is in line with a study that found that people who were given dark chocolate known to eat pizza 15% fewer hours later, than those who choose chocolate milk.

Eggs and Sausage
Breakfast with high protein foods can help you eat less at the next hour. A study involving a group of young obese women, found that those who mengasup 35 grams of protein at breakfast time tend to quickly feel full. The amount of calories they consume at breakfast was 350 calories, including eggs and sausage beef. The protein-rich breakfast give full effect long enough, and last much longer when they limit their intake of sweets and fatty foods as compared to the women who started the day by eating cereal.

Vegetables
Do not forget to add vegetables into your diet menu. In addition to nutritious and healthful, vegetables can also help reduce the number of calories that enter. Currently, researchers from Penn State added Zucchini (a kind of small pumpkin) and cauliflower puree, study participants involved turned out to be more like the food they ate. However, note also that they eat 200 to 350 calories fewer calories.

Yogurt
Yogurt has good benefits for health and can help reduce your waist size. Research from Harvard University involving 120 thousand people for more than 10 years, proving that the various types of food, yogurt became one of the most effective in reducing weight.

Apple
In addition to nuts, fruits, especially apples could also be the perfect choice to be a healthy snack when his hungry whack. This is because apples contain fiber intact, thus providing a satiating effect in quite a long time. Plus, chewing activity will give a signal to the brain that you're eating something in a large amount or a lot.

Honey Diet to Lose Weight

noreply@blogger.com (Go Hermes) — Sun, 18 Oct 2015 08:08:00 +0000

Honey has a natural ingredient that is very good for the health of the body as antioxidants, vitamin C, vitamin B, anti-bacterial, and so forth. But besides that, did you know that honey can also help you lose weight? Based on the results, you can reduce your weight a few kilograms in three weeks by consuming one tablespoon of honey before bed.
Taste sweet and delicious honey makes a lot of people liked it. In addition to its taste, honey has been known since ancient times because of the great benefits given to the health of your body. Before the known amount of benefits provided, honey is merely used as a sweetener in food. But along with the development of technology and its many studies to honey, honey also has begun to be used as a natural remedy and are used for beauty treatments.
honey diet to lose weightAbout Honey Diet

Mike McInnes, a founder of a diet of honey, as quoted from page Health Me Up, says that athletes who consume foods high in fructose such as honey are known to burn more fat in the body and also helps to increase the level of his stamina. Honey works as a fuel for the liver and produce glucose. Glucose is the brain makes the glucose level is high and forced him to release fat burning hormones.
If you want to get the health benefits of a diet of honey, you just need to replace the intake of sugar with honey. In addition, you are also encouraged to eat three tablespoons of honey with warm water every night before bed. Combine it with regular exercise at least three times a week and you will feel the weight loss is significant.

How to work the honey diet to lose weight ?

According to McInnes, most of us work hard to lose weight because we consume too much processed foods and sugars. When we consume honey before bed, your body will burn more fat during the early hours of sleep. When replacing the intake of sugar with honey, you would balance the brain signals that often force you to consume sweet foods.
In order to optimize the honey diet should do the following

Many protein consumption

Make sure you eat protein foods at each meal. This is in order to keep you satisfied for a long time. In addition, the protein also can avoid a rise in blood sugar.

Selectively choosing fruits

Fruits are a good choice for dieters. However, keep in mind that most fruits contain sugar levels are quite high, and this can interfere with honey diet you are doing. Therefore, you are advised to choose fruits that are low in carbohydrates such as fruit berry family.

Replace sugar with honey intake

Avoid adding sugar in your favorite beverage such as tea. Instead, use honey in tea, coffee, cereal, or even your favorite dishes.

Avoid consumption of junk food

Junk food is processed food that is high in calories. To get the health benefits fully from the diet of honey, then avoid eating junk food.

Use wheat flour

White rice and white flour that is purified in the form of a white paste can cause a spike in blood sugar levels. Instead choose whole-wheat flour as food ingredients made from wheat is not only good for digestion but also can make full for a long time.

The Benefits of Papaya Leaf Tea for Some Diseases

noreply@blogger.com (Go Hermes) — Sun, 18 Oct 2015 07:41:00 +0000

Who does not know the papaya? I think almost everyone knows this leaf. Carica papaya is one type of vegetable that is processed when the young into a tasty and nutritious food papaya leaves can also be processed into a delicious meal, papaya leaves can also be used as a cure for several diseases.
according to research results Papaya contains nutrients that are quite varied among vitamin A: SI 18250, vitamin B1: 0.15 milligrams per 100 grams of vitamin C: 140 milligrams per 100 grams of papaya, calories: 79 cal per 100 grams, protein: 8.0 grams per 100 grams, fat: 2.0 grams per 100 grams, carbohydrate: 11.9 grams per 100 grams, calcium: 353 milligrams per 100 grams, and water: 75.4 grams per 100 grams. otherwise it leaves carposide papaya also contains substances that can serve as disinfectant worm. Papaya leaves also contain papain high so as to make sense of this papaya leaves become bitter, but this would be stomakik substance which can increase your appetite.
During this papaya, good fruit, roots or leaves may only be used as a food ingredient, whereas papaya also has many benefits as a drug to prevent some diseases.

The following other benefits of papaya leaves are believed to cure several diseases. Among them:

Benefits of papaya leaves for Ulcer disease / Maag

Ulcer disease may already be familiar to modern man. Imagine, a flurry dense and irregular eating patterns, making us susceptible to ulcer disease.
So, to ward off attacks ulcer, multiply the consumption of papaya. The leaves are bitter, according to a study can reduce the severity of ulcers (peptic ulcers) and has antioxidant effects. Papaya leaf extract also can reduce oxidized lipids and increases antioxidants in red blood cells.

Benefits of papaya leaves for Cancer

Cancer is a disease that is very scary for most people and a serious threat today. Cancer patients continues to grow in the world, including in Indonesia. Data WHO states every year of cancer patients increased 6.25 million people. Furthermore, an estimated 9 million people will die of cancer within the next 10 years.
To avoid the danger of cancer, start applying a healthy lifestyle and eating a lot of vegetables, especially tea made from papaya leaves. Because the papaya are made into tea drinks proved to be very effective for the prevention and treatment of cancer.
A study says that papaya leaf tea can also reduce inflammation and can also activate the immune system against cancer cells, mengahambat tumor cell growth, and modulates the anti-tumor effect.
Besides being able to prevent cancer, papaya leaf tea can also prevent a variety of diseases including allergies.

Benefits of papaya leaves for Digestion

if you experience Constipation or constipation should Eat papaya leaves. Enzyme papain found in papaya leaves can help aid digestion and treat indigestion.
Not only that, papaya leaf tea can reduce abdominal pain which causes discomfort and appetite enhancer.

Benefits of papaya leaves for Antioxidants

Free radicals such as smoke coming from motor vehicle exhaust, dust, and so is the great enemy for health and skin health. But still, you can combat that with papaya leaves.
A study showed that papaya leaves can reduce hydrogen peroxide which is a sign of oxidative damage.
In the study of Asian Pacific Journal of Tropical Biomedicine in June 2012 said that papaya leaf tea contains ascorbic acid which is one of the antioxidants.
Antioxidants are allegedly can counteract free radicals that can cause damage to the person's body.
However, in addition to the benefits, there are also negative effects of papaya. You need to know, for some people, papaya leaves can cause a reaction alergi.Jadi, if there are signs of allergy after eating papaya leaves, then you should stop taking the papaya leaves, and consult with your doctor
In addition, if you are suffering from cancer or other serious illnesses, it is better to consult a doctor immediately to get further treatment for your illness.

Papaya leaves perhaps only as an alternative treatment that is safe as well as a natural deterrent to cancer and free radicals.

Complete Tutorial to Become a Professional Forex Trader

noreply@blogger.com (Go Hermes) — Sat, 17 Oct 2015 08:12:00 +0000

This article was made to give traders all the things that could enrich their trading experience, not only in the form of trading services, but also in the form of educational materials and devices. Forex tutorial This is the initial stage should be controlled by the new forex traders, and we make it happen through tutorials and articles of options, which include a range of topics that we consider essential to any forex trader agenda.

What is Forex Trading?

Forex Trading History

Before we begin to explain what is meant by trading forex, we will notify forex briefly in the context of history.
Basically the Forex Exchange market, or foreign currency exchange markets or commonly referred to as the foreign exchange market, born along with the Gold Standard Monetary System in 1875. This system determines the exchange rate of each country against the value of one ounce of gold. Gold prices always fluctuate against the value of the currency, and this led to a system of currency exchange.
World War II marked the end of the Gold Standard Monetary System and the birth of a new system in lieu namely Bretton Woods system. This new system was implemented in 1944 and made the US dollar as the primary reserve currency in the world. but this system did not last long and ended in late 1971. In 1976, the Foreign Exchange markets are emerging and introduced modern currency exchange rate float. In the mid 1990s, forex trading started to get into the electronic world and is still used today.

Modern Forex Trading Market

Forex trading market is the international financial markets, in which one currency is exchanged for another currency. Both individuals and institutions can buy a currency of a country, and paid for it with other currencies. So a company in New York can import various products of the company in Rome, and pay for such products in euros and not in US Dollars. System conversion from one currency to another currency is facilitated by the International Trade and Investment program.
ago What makes this market so special? because the market is very accessible, does not recognize geographical boundaries, is available in 24-day and 5 days a week, and is the most liquid market in the world.
When trading in the forex market, there is one simple philosophy - when trading in this market, you buy a currency whose value is predicted to rise (long position) and selling currencies whose value is predicted to decline (short position). You can do this prediction using a variety of popular trading tools, but there is always an element of risk of trading in it. If the value of a currency that has been purchased is not climb as had been predicted, you can sell it and make a profit, but if the value goes down, you will lose. You do not have to be a financial expert to be a good trader, forex trading is very easy to learn if you want to try it.

When will we be able to enter the market? Broker brings buyers and sellers together to the market: we scan and offer a bid (offer) and ask (demand) the best to all traders. In the forex market, we are intermediaries who can help work on your transaction.

Forex Trading Sessions

The forex market never sleeps, it is because of the ongoing activities at any time throughout the world. There are three sessions that can be used by traders to trade in this market whenever they want, without the need to pay attention to the time and place.
Asian session

22:00 GMT - 09:00 GMT
After the weekend, the first activity starts from the Asian market. Australian market starting at 22:00 GMT and ends at 09:00 GMT. Some countries were active during the session underway are China, Russia, New Zealand and Japan.
European Session

08:00 GMT - 17:00 GMT
Currently, the Asian session was ending, the activity began in the European session with a time overlap for 2 hours. The main markets in this session is the London market with other important markets in Europe such as Germany and France. Activity in this session begins at 08:00 GMT and ends at 17:00 GMT.
American session

13:00 GMT - 22:00 GMT
In the middle of the European session, at 13:00 GMT, the US market begins and ends at 22:00 GMT. New York is the largest participant in the session. After the session ended, there was a brief period of silence before the Asian session restarted.

Forex Basics

When you enter the world of forex for the first time, it may make you become confused. New concepts, new theories and new terms that may be somewhat complicated and yet you understand
In this article we will tell an experience to you. This story will show that the basics of the forex industry actually not so difficult to understand.
This is a story about the experience of a professional trader Tyo skycool is an employee in the company. At that time, she has savings of 800 euros and would like to open new accounts in US dollars. When opening a bank account, his 800 euro equivalent of 1,000 US dollars.
A few weeks later, Tyo skycool read the financial news on his laptop, and he saw that the euro has strengthened against the US dollar. This means that savings have increased his property, and he thinks this is a good opportunity to take advantage. Unfortunately, it was already late and banks were closed, so Tyo skycool decided to stop by the bank after work the next day. At the time of the day, the euro slumped and now Tyo skycool felt useless if withdraw their money now. Tyo skycool had missed the opportunity to capitalize on this opportunity.

In the evening, Tyo skycool went with colleagues for dinner. Topics for discussion at the time was Forex (or foreign currency exchange). One of his friends, Isabelle, recounted his experience in the world of forex trading. Tyo skycool is very interested in what they told her, so she decided to find out more.
Through the internet, Tyo skycool find a forex broker. After knowing what the brokers have to offer, he decided to open an account. With this account, he found opportunities remarkable.Tyo skycool is only a deposit of $ 1,000, but because there LEVERAGE in his account, he now has the potential to transact up to 500,000 dollars. Leverage is used to increase the purchasing power and the potential risk of loss with just a bit of funds. One day the value of the dollar rose, and to do Tyo skycool is entered into the trading account and sell his dollars. He was very pleased with the gains as the market moves in the direction he wants, otherwise he would accept losses.Tyo skycool learn everything about forex trading. He started with FUNDAMENTAL ANALYSIS TECHNICAL ANALYSIS and to determine and predict the direction of market trends. Technical analysis is the study to follow the trend towards using graphs, whereas fundamental analysis is the study of various economic and political indicators that may affect the market price. All this information is available on the website broker that he had chosen.

Because market conditions are always changing, sometimes Tyo skycool discovered bearish or bullish OUTLOOK . When he felt would happen bearish or asset value will fall, so he opened SHORT POSITION, where he sold the asset. And at different times, when Tyo skycool was going to happen bullish, so he opened LONG POSITION, because he predicts that the value of the assets would go up so he bought it.Tyo skycool is very lucky because the options broker offering low SPREAD. Spread is the difference between BID PRICE (the maximum price that can be paid by the buyer for an asset) and ASK PRICE (price to be received by the seller to obtain an asset). The lower the spread offered, the less will be the cost charged by the broker.Tyo skycool continues to do forex trading for many years. He already had a variety of experiences, both profit and loss have him get. Sometimes he made mistakes and miscalculations, and at different times he also received a very large profit.

How Choosing the Best Forex Broker

The first and most important step that needs to be known by the forex trader is to find and choose a forex broker who can be trusted. In this business, the broker is an integral part in trading, and they constitute a major business partner of all forex traders, therefore traders should be able to choose the best forex broker available. Choosing an appropriate and reliable broker is very important, because you need to choose a broker that can meet the goals and needs as a trader. To be able to choose correctly, you are several factors to be considered.

Forex broker with High Leverage
The simplest way to explain leverage: leverage providing the ability to transact in larger quantities with little funding, or in other words increasing the purchasing power of traders. Leverage is displayed in the form of a ratio / ratio, for example 1: 1000, this means the trader purchasing power increased by up to 100-fold, so that if a trader to deposit € 1,000 broker will adjust this value to € 1 000 000. High leverage provides an opportunity that has never been previously owned. Trader with small capital to maximize profit to be achieved with a high leverage. However, as with the maximum profit potential, the potential losses will rise, so the leverage should be well regulated and should not be used continuously, especially for those who do not need it.

Fast execution
When you trade in a market that moves very quickly, as the forex market, it is very important to choose a broker who can execute pertransaksian in a fast and efficient. Delays in order execution can cause problems ..

Regulated Forex Broker
This may sound very simple, but you may be surprised to see how many forex brokers that are not regulated. Best forex broker is a broker that is already regulated and supervised by the local authorities or international. Without regulation, the broker can do anything they want, and this can cause some unpleasant problems for traders. To feel safe, choose a broker you can trust. select broker Following the rules and standards is an important sign that the broker is considered a very serious trading.

Forex Brokers with Low Spreads
What is it spread? If you look at the price bid (offer) and ask (demand) of a currency pair or other assets, and you calculate the difference of the two prices, that is what is meant by the spread. If the spread offered by the forex broker is very high, this is a bad thing. Many brokers are taking advantage by attracting higher spreads, so choose a broker with low spreads.

Some Different Account Types
A wide choice of account type is an added value. Different types of traders, therefore, the broker should be able to offer a wide selection of types of accounts that can serve them in terms of the aspirations, needs and financial capabilities. Best forex brokers can realize that liberty is the important thing - the trader will respond freedom, not a limitation.

Demo Account for novice forex traders
Trading on a demo account is very important before the start of trading on a live account. Choose a broker who offers a demo account, due to trading in a demo account, you can trade in real conditions but with virtual money, so it is completely free of risk. This is the best way to get to know the intricacies of trading in the forex markets and test your trading strategies. You can find the strength and weaknesses as a trader, and please begin trading on a live account if it feels confident and ready.

Various Instruments Trading
As mentioned earlier, traders are not happy with limitations. A growing number of trading instruments offered by the broker, the greater the opportunities to be gained. Choose a broker that offers not only the major currencies, but also minor, exotic, precious metals and other commodities. For example gold, these instruments are very popular at the time of economic and political instability.

Reliable Trading Platform
The best forex broker will offer the best trading platform as well. Reliable trading platform will provide access to technical analysis and fudamental, a good security system, automated trading, and has a display graphs and charts that are easy to use. Standard cutting edge platform is MetaTrader 4 and MetaTrader 5

Automated Trading
Automated trading, algorithmic trading or, can give a huge advantage. A trader can implement its strategy or adopt strategies other traders in several trading platforms that have the software to do automated trading, then the platform will make trades automatically in accordance with the strategy that has been inserted. One example of this software in the platform MetaTrader 4 is the Expert Advisors. The advantage of using automated trading is that you do not need to observe motitor any time and wait for an opportunity to enter the market, because these opportunities will be captured by automated trading systems. Keep in mind, even if the system is working in accordance with the strategy you've developed or adopsikan, the risk of loss or profit is always there.

Deposit and Withdrawal
For the benefit and convenience, it is important to choose a broker that offers methods of depositing and withdrawing funds quickly and easily. Deposit instant funds to support your positions or take advantage of the opportunities may appear suddenly in the market. In other cases, if you want to withdraw the funds for whatever reason, then the withdrawal process should be fast and easy, so that the funds can be obtained in a short time and no more than a few days.

Glossary and Explanation of Terms Important In the Forex world

In the forex world there are a variety of terms and definitions so often some much forgotten. Because forex education would not be complete without a glossary forex, we compiled a list of terms with the purpose of explaining the definition of important terms as easy as possible.

Aggregate Risk
Aggregate risk when a bank or financial institution is bound in forex contracts with a single customer.

Ask
The price agreed trader to buy a financial asset.

Asset
One item or resource that has value

Bank Rate
Interest rates, the interest rate used by the central bank of a country when it lends money to domestic banks in the country.

Base Currency
The base currency, the currency pair, the first currency in the pair is referred to as the base currency. For example, the pair USD / JPY, USD is the base currency (base currency).

Bear Market
Sluggish market, when the price of financial instruments, assets, or a particular market is declining.

Bid
The price of the targeted traders to sell a financial asset.

Bull Market
Up market, when the price of financial instruments, assets, or a particular market is increasing rise.

Buy Limit Order
Command to perform a transaction at or lower than a certain price, the word 'limit' indicates that a specific price.

Carry Trade
When investors borrow at low interest rates so that they can buy assets that will likely result in higher interest rates.

Closed Position
When a trading position is closed, it means that the transaction has been resolved - whether long or short positions or transactions that benefit or cause harm.

Closing Market Rate
Closing market prices or also known as closing price (closing price), this is the last price when a financial asset traded on a particular day or time period.

Currency Appreciation
Currency appreciation, when a currency to rise in value compared with other currencies.

Currency Basket
A group of certain currencies that make up the weighted average value that can serve as a measure to assess an obligation.

Currency Futures
A contract that specifies the price of a currency that can be bought or sold on a certain date in the future. Futures contracts are often used by investors as a hedge against the risk instrument.

Currency Pair
The pair formed by two different currencies traded in forex transactions. Example: EUR / USD.

Daily Chart
Daily chart, a graph illustrating the daily movement of a financial asset.

Day Trade
Trade (trade) whose position is opened and closed in one day

Demo Account
Demo, funded trading account with virtual money (false), giving traders the opportunity to know the market and tested the trading platform they use before investing real money into a live trading account or a real account.

Depth of Market
Market depth, number of open orders to buy and sell a financial asset at various prices.

Drawdown
When the value of an investment falls, the distance or the difference between the highest peak and the lowest base is referred to as drawdown.
ECN Broker
Brokers who use Electronic Communication Networks or Electronic Communications Networks (ECN) to provide direct access to the clients to the liquidity providers.

Exchange Rate
Exchange rate or the exchange rate of a currency which can be exchanged with another.

Execution
Execution, when a trade is executed and completed transactions.

Exposure
Exposure, it indicates the amount of investment in a financial asset that is vulnerable to market risk.

Fill
Completion or execution of a transaction order.

Fill or Kill
When an investor wants to make a transaction at a price that is very specific, they gave the order Fill or Kill - meaning that if the order can not be fulfilled (filled) at the desired price, the order is canceled (killed).

Fill Price
The price at which a transaction order has been fulfilled or implemented.

Floating Exchange Rate
Floating exchange rate, when the value of the exchange rate is not specified, but the adjusted depending on supply (supply) and demand (demand) of a particular currency relative to other currencies.

Forex Chart
Forex chart is the digital charts depicting price movements of currency pairs to assist the investor in taking the right decision.

Forex Scalping
Trading strategies are based on the assumption that if you buy and sell (or sell and buy) a currency in a very short period of time, you will most likely benefit than if you wait for large price movements.

Forex Signal System
Forex signal system, a system that gives a signal to traders to help them decide when to buy or sell a currency pair.

Forex Spot Rate
The current exchange rate where the currency pair can be bought or sold.

Forex Trading Robot
This is an automatic trading software designed to help make a decision right time to buy or sell a currency pair at any given moment.
Fundamental Analysis - Fundamental Analysis
Economic or political events influence on prices in the financial markets (interest rate announcement, the number of unemployed, and others)

Hedge
Protection of value, investors take advantage of hedging to protect themselves by reducing the risk that may be posed by adverse market movements. Protection of value investing means doing two opposite and offset each other, so as to minimize the losses that may occur as a result of price fluctuations.

Interbank Rate
Interbank interest rates, the interest rates charged for short-term loans between banks.

Leverage
Leverage offered brokers to maximize the purchasing power of traders by giving them the opportunity to deposit funds in small amounts so that they can trade in large volumes. The leverage is expressed as a ratio, so if for example a leverage of 1: 100, then the purchasing power of traders increased 100-fold.

Limit Order
Command to perform a transaction at a specified price or better.

Limit Price
The price specified in the Limit Order

Liquidity
Trading volume in the market for a particular currency pair.

Long Position
Long position, take a long position on a currency means you buy it. In a currency pair, you buy the first currency (base currency / currency basis) in the pair.

Lots
One lot is the size of a standard quantity of the instrument you are trading. In forex, one lot is 100,000 units of a currency.

Margin
This is the amount of money required in your account to maintain a trading position remains open.

Margin Call
This is a notification that will alert you to deposit some money into your trading account so that the available margin sufficient to maintain existing trading positions remain open.

Mark-to-Market
The value of an open position in case of a trade position was closed at the current market price.

Market Order
An order for immediate transactions directly executed or executed at the best available price.

Market Rate
Current quotations in a currency pair.

Micro Lot
Micro lot is 1000 units of the base currency (base currency) in the currency pair.

Middle Rate
The middle rate, the price is exactly halfway between the bid (offer) and ask (demand).

No Dealing Desk
When the trader has direct access to the interbank market and no dealing desk involved in their transactions.

Open Position
The position taken in the currency pair which can bring profit or loss.

Over the Counter
The traditional way of forex trading is 'over the counter', namely traders do forex transactions via telephone or electronic device.

Overnight Position
Overnight position, when the trader's position remained open and continued to trade the next day.

Pip
Pip is Percentage in Point (in percentage points) and is the smallest price change that can be seen on the exchange rate. Generally on the currency pair specified in 4 decimal points and the smallest change that can be seen on the last digit.

Profit Taking
Take Profit, close a trading position to take advantage.

Quote Currency
Second currency of the currency pair known as the quote currency (quotation currency). Examples of EUR / USD, USD is the quote currency.

Regulated Market
Regulated market is a market that is governed by the rules of the existing legislative and regulatory functions to protect investors.

Resistance
The resistance, the price level at which a stock or currency difficult to break through to a higher level and eventually began to turn down.

Risk Management
Risk Management, tools and strategies as much as possible the trader to limit financial risk.

Rollover Rate
In forex, rollover interest rate is the rate that must be paid or accrued by the trader when they leave (rollover) trade positions remain open until beyond the night.

Round Trip
Shows the total amount of funds spent on opening and closing of a trading position.
Slip page
This occurs when a command is executed or a transaction executed at a price that is different from the expected price of the trader. This usually happens in a period of trading with high volatility, when traders use transactions command a market order and the stop loss order.

Soft Currency
A currency that is sensitive to economic and political events so that the fluctuating high and generally unstable.

Speculator
A trader who take high risks by selecting trading financial instruments are at high risk in the hope of obtaining a high level of profit as well.

Spike
Price movements are sudden rises or falls sharply increased and occurs in a very short period of time.

Spread
The difference between the ask and bid prices of a currency pair.

Stop Loss Order
Orders to buy or sell the currency when the specified price has been reached. This command is done to limit the loss of a trading position.

Order Take Profit (T / P)
An order to close a trading position when it has reached a certain price with the aim of taking advantage.

Technical Analysis
Traders use technical analysis to predict price movements by studying historical data market through the use of charts and trading indicators.

Volatility
Volatility, this shows the level of uncertainty resulting from fluctuations in the price of a currency pair or certain financial assets.

Yield
Yield is the return on an investment and is usually expressed as a percentage The following variety of options leading forex trading platform MT4 and MT5 for PC, MAC, mobile phone, or tablet, so you can trade comfortably wherever and whenever

The latest technology combined with the services of MetaTrader trading of the latest Forex broker

MetaTrader 4 (MT4)

Download your favorite forex trading platform for PC, MAC, tablet, or mobile phone and enjoy:

Support multi-currency / multi-language
Automatic Trading - Expert Advisors
Friendly features and cutting-edge
Access to all major trading instruments

MetaTrader 5 (MT5)

MT5 is very innovative for PC, MAC, tablet, or mobile phone, and enjoy advanced features such as:

Various types of ordersAll mode execution
Signal Trading - MQL5
Data Level II

Forex Web Trader (MT4)

Trading wherever efficiently
Forex Web Trader you can enjoy all the facilities of your MT4 platform and gain direct access to the market through your browser. Do not need to download or installation process is long and supports all modern browsers. Forex Web Trader puts you as a control on forex trading easily and efficiently. The advantage:

Integration MT4 - MT4 account Support
Multilingual interface - Transaction on the market in your language
Without downloads - Trading forex directly through your browser
Supports different types of devices - desktop, mobile phones and tablets

Instant Funds ( Dana Instant ) from Bank Danamon Indonesia Tbk

noreply@blogger.com (Go Hermes) — Fri, 16 Oct 2015 20:10:00 +0000

Danamon Instant Funds ( Dana Instant) unsecured loans are the products of Bank Danamon Indonesia Tbk aimed specifically at individuals and can be used to meet various customer needs in an instant Enjoy Various Advantages

Requirements Easy
Fast approval process
Limit loans up to 300 million
Competitive loan rates
Flexible payment options

SUMMARY PRODUCT INFORMATION INSTANT FUNDS

Benefit of Danamon Instant Funds ( Dana Instant)
Loans without collateral with all the benefits to meet all customer needs. Enjoy Various Advantages:

• Requirements easy
• Fast approval process
• Limit loans up to 300 million
• Competitive loan rates
• Flexible payment options

Risk of Danamon Instant Funds ( Dana Instant)

a. There is a penalty fee if the customer did early repayment.

b. There is a fee as a penalty in case of delay in payment of installments.

c. If the Customer: i) violated ii) any false or untrue as contained in this Form, or iii) negligent / does not pay the installment on the date installment, fines and costs owed more to the Bank as determined by the Bank, the Customer must pay off whole loans, without any warning letters or other mail that is similar to that of the Bank.

d. If the Customer does not pay off their obligations under with the applicable provisions of the Bank, the Bank reserves the right to loan settlement through legal means are available either through the courts or out of court in accordance legislation in force. , The amount of actual payments will be determined at the time credit approval by Bank Danamon. Terms and conditions apply.

Requirements and Procedures
General requirement :
• Indonesian citizens
• Min. 21 years and max. 60 years at the end of the loan.
• (specialized employees max. 55 years old at the time of filing)
• Employee / Professional / Entrepreneur
• The minimum gross income of Rp. 2 Million per month
• Minimum 1 year working period (employees) and 2 years (businessman / professional)

Requirements Document :
Employees / Employers / Professional

• photocopy of ID card
• Proof of Income / Copier Credit Reference *
• photocopy of TIN

Procedures :
The Customer must meet the General Requirements and the Requirements Document complements to file application for this product.

Fee
Administration fee 3.5% or min Rp 350.000, - 0:25% Late Payment fee per day of mortgage arrears
Accelerated Redemption fee of 6% of the remaining principal loan or min Rp 350.000, -
Disbursement fee to the bank account Another Rp 50.000, - (SKN / LLG) Rp 75.000, - (RTGS)
Inactive Account Fee (for disbursement to another bank account) Rp 50.000, - / month (will be charged 3 months after the facility Instant Funds settled / closed)

Interested?
Register / Apply if you are interested in this product, Please Click Here

Services / Complaints 24 Hours
Hello Danamon 1-500-090

BANK DANAMON GENERAL TERMS AND CONDITIONS ACCOUNT AND SERVICES BANKING

noreply@blogger.com (Go Hermes) — Thu, 15 Oct 2015 10:22:00 +0000

I. DEFINITIONS

In these General Terms and Conditions, the following words shall have the meanings as listed below unless the context-needed sense different:
1. Automated Teller Machine (ATM) are automatic teller machines self owned / managed by the Bank, or owned / managed by another bank but based on cooperation the Bank can be used also by the Customer for certain transactions.
2. Bank PT Bank Danamon Indonesia, Tbk domiciled in Jakarta, acting through branches throughout Indonesia.
3. Beneficial Owner is any person who is the actual owner of the funds placed at bank (
Ultimately own account ); that controls Customer transactions; which gives the power to perform a transaction; controlling body law; and / or that are controlling the end of transactions made through a legal entity or based on an agreement.
4. Cash Deposit Machine (CDM) is a machine that can used by the Customer to make a cash deposit or other transactions pursuant owned / managed by the Bank.
5. Danamon Savings and Loans (DSP) Offices Functional or Branch Office focused serve micro, small and / or medium.
6. Danamon Token is a device / tool that can generate code that can be a Secret Token challenge response as well as One Time Password (OTP) in accordance with the instructions included in the Bank Token.
7. Hello Danamon is a unit authorized providing services Information and Transaction Services Banking, including receipt of complaints, which provided by the Bank to the Customer by phone 24 hours a day and 7 days a week, either Financial Transactions and Transactions are Non Financial
8. Working days are every day except Saturday or Sunday or statutory holidays set by the Government.
9. IVR (Interactive Voice Response) is a machine autoresponders that can serve transactions Customer by telephone.
10. Danamon Debit Card Privilege is a card published by the Bank in particular for Customers Privilege and the product is determined by the Bank.
11. Debit / ATM Danamon is a card issued by the Bank which has a function as an ATM card and / or debit cards and / or other functions (al CDM, EDC) has a unique number that consists 16 digits to be determined by the Bank.
12. Provisions Rates is the applicable fees and exchange rates on and announced at the branch office of the Bank and / or website or any other media possible.
13. Access code is a secret code needed Customers can order Transaction Banking through its appropriate service use the specific code as media verification and authority use only at the Customer.
14. Machine Electronic Data Capture (EDC) is a tool that used to verify transactions and transactions that are Financial and Nonfinancial by Customers counter Bank or other places determined by the Bank.
15. Customer is an individual or entity have a Bank Account and / or use banking services provided by the Bank.
16. ATM PIN is the code / secret password needed to Customers can use the service at ATM terminal / CDM / EDC and authority use only Customer.
17. Telephone PIN is code / password secret given by the Bank to the Customer which serves as media verification for the Bank needed to Customers can use the Hello Danamon / IVR and authority to use only the Customer.
18. Account is deposits (-simpanan) Customer in the form of Giro, Savings, Deposit and / or shape other equivalent, both of which have Customer opened with the Bank and which will be opened at a later time.
19. Passive Account / Dormant (hereinafter "Account Passive ") is a Customer deposits in the form of Giro or Savings which has no transaction activity, other than administrative costs and interest savings, during Six (6) consecutive months or within a certain period established by the Bank.
20. Transaction Banking is a Financial Transaction and Nonfinancial transactions.
21. Financial Transaction is a form of transaction impact on changes in account balances.
22. Nonfinancial transactions are transactions that are not impact on changes in account balances.
23. Ultimate Beneficial Owner (UBO) is the which is included as the last handler that is individuals or legal entities that are directly or indirectly own shares the company and / or the overall structure of the business group control of the company.

II. GENERAL TERMS AND CONDITIONS ACCOUNT

A. GENERAL CONDITIONS

1. Customer's Account Opening conducted in Bank, to the extent not specifically regulated by the Bank and the Customer in the Account Opening Application Accounts are concerned, the applicable terms and The General Provisions.

2. With regard to the provisions in item 1 in above, if the Customer has multiple accounts on one or several bank branch office, the account (-rekening) is agreed by both parties as unity, therefore General Terms and Conditions This, the following additions and amendments applicable as well binding on all the Customer's Account.

3. In the event that the Account will be transferred / transferred / pledged to a third party / other parties, should written consent of the Bank.

4. Instructions Customer to the Bank can be made through Bank branch office, Hello Danamon, ATM, CDM and or / other services in accordance with applicable the Bank for each type of service. General Terms and Conditions related to the use of each
such services (other than those stipulated in These General Terms and Conditions) made separately. Following information website that can be accessed: Service Hello Danamon: https://www.danamon.co.id Danamon Online Banking Services: https://www.danamonline.co.id

5. Customers can not cancel / change instruction that has been done for any reason and transactions Customer binding upon the instruction is received and implemented by the Bank.

6. In the event that the Bank receives more than one instruction which will have an impact on the withdrawal of funds accounts, Customer must provide funds enough in his account. Unavailability of funds can be cause the Bank does not carry out those instructions.

B. DEPOSITION, MOVING BOOK / TRANSFER AND WITHDRAWAL

1. Deposit Account to be made in cash and non-cash, paper (Cheque and / or Giro or by transfer). The new non-cash deposit considered to be effective if the funds have been received by the Bank and in accordance with the provisions of bookkeeping arranged in point II.C (Bookkeeping) in Terms and these General Rules. Deposit via bank counter only recognized when the transaction documents have been validated (proof print data from the system) or authorized by Bank officers in accordance with the provisions / procedures apply to the Bank.

2. Deposits and withdrawals and / or interest payments associated with Account in foreign currency / FX will be the exchange rate / cost appropriate administrative provision Rates at the time of the transaction recorded. If for some reason the Bank can not be make cash payments according to type of currency of the Customer's account, then the transaction related Customers iven a choice:
(i) make a payment through transfer; or
(ii) the conversion of transactions carried into Rupiah according Provisions Rates at the time of the transaction. Costs incurred The options related (charge transfer / other charges and administrative costs) approved Customer to be charged to the Customer according Provisions applicable Tariff at the Bank.

3. If there is repulsion / returns on non-cash payments, Customer hereby agrees and authorizes the Bank to submit a deposit-related media The non-cash (following the repulsion evidence - if any) to the depositor. Costs incurred related to the repulsion / returns are approved for loading into Customer Accounts and Bank hereby authorized to debit on the cost of Account.

4. If the transaction is carried out in a currency deposits different, then the Bank is authorized by Customer to perform the conversion in accordance with / procedures applicable to the Bank. Customer also agrees that the implementation of the transactions related to Subject to foreign exchange regulations in force as well as the Customer willing to meet the requirements specified by Bank.

5. Customer agrees and hereby authorize Bank to do the conversion and crediting of funds on transaction deposits / incoming transfers involving different currencies with corresponding goals Account with the applicable Tariff provisions.

6. Customer agrees and hereby authorize Bank to transfer returns if the requirements documents on purchase of foreign exchange (FX) of the amount and / or transaction restrictions Rupiah has not been received within the limits specified time.

7. Customers are not allowed to withdraw funds from the accounts exceeded the amount of credit balances Customer's Account balances resulting into debit (overdraft / overdraft), without credit facility Bank approved in writing and credit documentation required have been completed before the transaction performed.

8. The Bank is only obliged to serve transactions withdrawals / payments / transfers / transfer of the Customer's account according to the instructions / request of the Customer or his authorized proxy (based a valid letter of authorization from the Customer) and with Notwithstanding the specimen signature which has been administered in the Bank with the provisions of as follows:

a. Special Savings:
Cash withdrawal or transfer orders or command transfer from the Savings can be done Bank customers through counter using transaction documents provided by the Bank with due regard to the provisions of the specimen signature administered at the Bank. In addition the transaction can also be done through ATM or other services provided and approved by the Bank.

b. Special Giro:

(i) Cash withdrawal or transfer command or order the transfer of Rupiah can Customer is done by using and sign checks, giro or means withdrawals / transfers / transfer other provided by the Bank, through ATMs or services Other supplied and approved by the Bank by following the provisions in force at Bank and the provisions of the specimen signature has been administered to the Bank.

(ii) Withdrawal of Foreign Currency Account can made in Rupiah or Foreign Exchange (bank notes) using documents transactions according to the provisions in force at Bank and the provisions of the specimen signature has been administered to the Bank.

(iii) In the case of book-making Checks and / or Giro authorized (including signing
receipts), the Customer has to understand and willing to assume the above risks arising as a result of the granting authority.

(iv) Customers are willing to comply with the provisions of governing the signing slips, repayment of stamp duty and provision Another set withdrawal slips, including the obligation to fill Cheque / Giro or means of withdrawal / transfer of other determined by the Bank with complete and correctly in accordance with applicable regulations as well as administer / store books / blank sheet Cheque / Giro or means withdrawal / transfer of the other well. All risks and losses arising from the negligence of the Customer and / or their proxies in charging / storage Cheque / Giro or means of withdrawal / transfer of other
which causes Cheque / Giro or means of withdrawal / transfer of other The lost and / or misused by people / parties who are not entitled to fully the responsibility of the Customer. Except that caused by negligence / fault Bank.

(v) Request forms Cheque / Giro should made in writing by Customer and the return receipt form Cheque / Giro Giro should be done at the time of admission blank Cheque / Giro by the Customer or proxy appointed in writing. Customer hereby agree that the Bank will direct perform activation on blank slips which has been taken by the Customer or their proxies The corresponding procedures applicable to Bank. Additionally request a blank check / Bilyet Giro can be done through other service provided by the Bank, such as Hello Danamon.

(vi) Customer must provide sufficient funds Account least at nominal value Cheque / Giro outstanding and the Customer does not Checks allowed to make withdrawals and / or Giro vacant for any reason.

(vii) the Customer is required to report compliance Cheque withdrawal settlement obligations and / or empty the fulfillment Giro be made within seven (7) business days after the date of rejection.

(viii) If the customer meets the criteria of a Black List National (DHN) Bank Indonesia regarding withdrawal Cheque / Giro is empty, then the Bank entitled to freeze the right to use Cheque / Giro and report to the Bank Indonesia to be included in DHN. In the event that the Customer's name has been included in in DHN and the Customer back the withdrawal of one or more sheets Cheque / Giro nominally empty regardless of the Bank is entitled put back the Customer's name in DHN and extend sanctions DHN accordance with BI regulation. Sanctions freezing the right to use Cheque / Giro also charged to the Customer whose identity has been DHN listed in another bank. Provision on the closure of accounts referred to in point II.E (Termination While the above transactions, Blocking and Closing Accounts and / or Banking services) in the Terms and Conditions This common.

9. Scripless (Cheque / Giro) which was rejected by the Bank receive payment or transfer instructions from the Account holder and not taken by the Customer for 6 (six) months from the date of rejection or the agreed period, the Customer agrees and hereby authorizes the Bank to destroy the scrip repulsion.

10. Special for Customers in the form of business entity or legal entity, may apply to Bank for the use of stamp / seal as one requirements in withdrawals / transfers / transfer / Other written instructions relating to the Account Customer. Customer agrees that the size, color ink stamp / seal and color ink signature will not be serve as a means of verification by the Bank.

11. Savings / Current Account pursuant inactive Bank in a certain period will be treated as Passive Account / Dormant. Passive Account Activation carried out in accordance with the applicable procedures in Bank. Passive Account Transfer printing Proof / Dormant refers to the point II.C.1.a.

12. Customer hereby agrees that the Bank is authorized to do not execute the transaction or delay execution Customer transaction if the transaction relating to the bank / restrictions / requirements that must be met advance as stipulated in the regulations applicable legislation and / or internal policies Bank and above it will be notified by the Bank to Customer.

C. BOOKKEEPING

1. Bookkeeping on account made by the Bank with the following provisions:

a. Special Savings and Giro:

(i) Each transaction, both the deposit and Account resulting withdrawal changes in balances / movements, will be documented / recorded on a medium that is determined by the Bank ("Evidence Movements"). But considering the transaction it may be done without recording on Mutations evidence held by the Customer (between Other: ATM, CDM transaction, the transaction EDC, Autodebet service), if in the event of difference balances / movements between recorded Exhibit Movements controlled by Customer with a record / bookkeeping contained in Bank, the balances / movements are recorded on Bank bookkeeping constitute valid evidence and binding on the Customer, unless it can be proven on the contrary.

(ii) Printing and delivery Evidence Mutation conducted through the media in accordance with the agreement Customers with regard to the provisions that apply to the Bank.

(iii) In the case of evidence of mutation (in the form statement / consolidated reports) that are sent to Customer's address is returned to the Bank in 2 (two) months (or within a certain period Bank determined and will be communicated to Customer), from the date published by Bank, the Bank is entitled and is hereby granted authorized by the Customer to destroy Such mutations proof and do printing of the statement to the Customer notify the Bank to perform reprinting of the document.

(iv) Customers can apply for mutation transaction in accordance with the nearest branch that apply to the Bank.

b. Special Deposit:
(i) Upon the placement of deposits, the Bank will issuing a media form: Advice Deposits issued in the name Customer, or Bilyet Deposit issued on behalf Customer.

(ii) If the deposits placed with conditions extended automatically, the Bank only issuing a confirmation sheet for every extension. Customers can come to Branch account custodian to take the memorandum confirmation of the extension.

c. Mutations evidence (in the form of statement) will issued a joint consisting of one or more accounts in the name of the same Customer. If Customers do not want published evidence Mutation a combined basis, the Customer may submit petition throughout the Bank with a branch office follow the rules and procedures applicable to Bank.

2. The Bank has the right and the authority given by Customers to make corrections (in accordance with procedures applicable to the Bank if there are mistakes in administering Account Customers including account opening, bookkeeping transactions, interest payments or Closing / liquefaction Account) and above it will be notified by the Bank to the Customer through media provision of information commonly used for The purposes of, among other announcements in office Bank branch or through any other medium that is easily accessible and with due regard to the provisions of the regulations regulations. Special corrections errors / mistakes administrative / bookkeeping against Customer's account resulting in the reduction / debiting balance and when the correction is performed turns the balance is insufficient, the Bank is entitled and hereby authorized by the Customer to debit /unfreeze deposits (-simpanan) other owned Existing customers of the Bank and / or charge back immediately and at the same time such drawbacks to Customer.

3. Customer must keep evidence of mutation / proof of ownership Accounts with both being lost and / or misused by unauthorized parties. Customer responsible for the loss, misuse Mutations evidence / proof of ownership of the Account has submitted by the Bank to the Customer / proxy. Procedures to be followed if the customer loses Mutations evidence / proof of account ownership as follows:

a. Special Savings: If the customer loses Evidence mutation (which not in the form of Statement), the Customer shall promptly inform Bank (c.q. Branch The nearest bank) and the Customer can apply Evidence replacement mutation to comply and procedures applicable to the Bank. All costs Evidence arising from the issuance of a replacement mutation, entirely the responsibility of the Customer.

b. Special Deposit:

(i) If the above placements Customer Deposits given Bilyet Deposit Customer mustsave well Bilyet These deposits. If the customer loses the Giro Deposit Customer must immediately notify Bank (c.q. nearest Bank Branch Office) to do blocking and replacement Deposit slips, according to the procedure in force Bank along with other documents required by the Bank. Any fees Deposits arising from the issuance Bilyet replacement (if any), entirely the responsibility Customer.

(ii) If the above placement of Deposit issued Advice Customer must keep deposits Deposit placement form which has validated by the Bank and if the Deposit Advice lost enough informed to the Bank.

4. The Customer shall check the each the notification submitted by the Bank related to Customer Account opening. By staying the provisions in point II.C.2 above, Customer hereby agrees that the contents of the notification is deemed to have been approved by the Customer if the 30 (thirty) business days of notification delivered, the Bank did not receive objection written from the Customer.

D. INTEREST AND GUARANTEE DEPOSITS

1. Calculation and bookkeeping interest / service deposits carried out as follows:

a. Special Savings / Current Accounts: Interest calculated and accounted for the following provisions: (i) Interest is calculated on the basis of daily balances in 1 (one) month (with a minimum balance for earn interest at stipulated by Bank).

(ii) The amount of interest rates on savings / Giro corresponding tariff / the applicable provisions of the Bank that can seen at branch counters or electronic media Bank.

(iii) The day interest is calculated based on the number of days indeed in 1 (one) month divided by the actual number of days in one (1) year.

(iv) Income Tax (VAT) on interest on savings / Giro borne by the Customer and subject to provisions of the applicable tax laws.

b. Special Deposit:

(i) Deposit Interest (either in the currency Rupiah and foreign currencies) are taken into account by: (i) the number of days divided placement the number of actual days in one year; and (ii) the interest rate has been agreed by the Bank, and will be paid as instructed at the time of placement (after Tax deducted according to the rules of taxation applicable).

(ii) the Bank reserves the right to make changes to interest and such changes will be informed to the Customer through a branch counter or Bank electronic media or other media agreed.

2. Guarantee Deposit:
a. Customer acknowledges knew that against Customer deposits at the Bank applies the rules related to the Deposit Insurance Agency (LPS) and value deposits are guaranteed for each customer 1 (one) is the appropriate bank specified in applicable legislation.
b. The Customer acknowledges and states accept the risk of the savings that will be exempted from the provisions of the guarantee if:

(i) Data are not recorded on the Customer deposits Bank.

(ii) Includes category Customers who benefit improperly (ie giving flowers on deposits exceed the level of interest LPS for a reasonable specified period concerned), including receiving the risks of savings as deposits that are not feasible paid if the Bank's operating license revoked.

(iii) causes an unhealthy condition of the bank.

E. SUSPENSION OF THE TRANSACTION BLOCKING AND CLOSING ACCOUNTS AND / OR SERVICES BANKING

1. Customer hereby acknowledges and agrees that Bank is entitled and authorized to refuse to run Customer instructions and / or pause Customer transactions and / or block while Accounts and / or services obtained from the Customer Bank, caused by cause (-it) specific, including but not limited to:

a. Consideration Bank, among others:
(i) The existence of doubt in verifying the identity / instruction Customer; or
(ii) the Bank is not able to verify the Customer identity; or
(iii) There is a conflict between instruction Customers are given to the Bank and / or
there is a dispute between the Customer; or (iv) funds in the Customer's Account is insufficient and / or account inactivity (blocked, the Customer's account included in the criteria Passive accounts and others); as well as
(v) Use of Account does not fit the profile Customers and there are indications offens money laundering and / or financing terrorism.

b. Demand from relevant institutions or other banks as stipulated in applicable regulations.
c. Required by applicable legislation.
d. Due to other causes which occurred outside the control Bank (including but not limited to the force majeure), or contrary to the provisions set. Especially for disputes / issues between the Customer and / or contradiction instruction, the Customer hereby agree that the Bank will execute the instruction once there is clarity over disputes / problems and accept an official clarification from the the parties to the dispute as evidenced by deed peace / other documents required / can received by the Bank.

2. Customer acknowledges and agrees that Bank reserves the right to block and / or closure
on account and / or banking services Customer if:
a. Bank knows or has reason to suspect that fraud has or will occur or
banking crimes involving Account and / or customer banking services.
b. Customer has provided the data to the Bank not correct / complete or doubtful.
c. There is a demand from police agencies, prosecutors, Court, Transaction Reports and Analysis Center Finance (PPATK), the Corruption Eradication Commission (KPK), the Tax Office or other authorized in accordance with legislation that applies.

3. The Customer hereby agrees and authorizes the Bank to debit the account if note that the relevant Customer Account indicated fraud and / or a crime according to the provisions applies.

4. Closing Accounts can be done by the Customer or their proxies (authorized thereto by virtue of Customers) through the bank counter at the branch office Account maintainer or other appropriate Branch Office provisions of applicable products.

5. Customer must notify in writing to Branch offices or office Preserver Account The nearest bank branch on the day and working hours applies to the Bank, if the Customer decides to close / cancel the use of Debit / ATM Danamon for any reason.

6. If the Savings Account / Giro used to autodebet service (eg installments, payment telephone, electricity, etc.) will be closed, then before Account is closed the Customer shall transfer to Other accounts to auto-debit services or entire the liability is settled (for loans), or services autodebet stopped.

7. If the Customer closes the Account or for some reason certain closed by the Bank, then the entire transaction and Customers who have not completed the obligations must filled with reference to the provisions of the Bank, that is:
a. Special Savings:
(i) If the Customer does not have card facilities Debit / ATM Danamon, Customer must bring Mutations evidence required.
(ii) If the customer has the facility / Debit Card Danamon ATM and only access to the The account was closed, then the Customer Mutations must bring proof required by the Bank and return the Debit Card / ATM Danamon.

b. Special Giro:
(i) Customer must return the remaining books / sheets Cheque / Giro that is not / has not been used or means of withdrawal / transfer of other to the Bank.
(ii) If there are Cheque and / or Giro that still outstanding, the Bank has the right and the This is authorized by the Customer to open payment on the check and / or Giro that still outstanding and the Customer must provide sufficient funds to meet obligations The payment ("Special Account"). Closure of the Special Account will be approved automatically performed by the Bank after the entire payment obligation upon Cheque / Giro that still outstanding has been resolved. Customer will receive notification will be written closing of the Special Account.
(iii) For Clients who obtained Checks and / or Giro, Customer must submit a letter statement on the seal is sufficient, between others include a statement that:
All of the Customer's liabilities related to the use of checks and / or Giro has resolved properly;
There are no checks and / or Giro Customers who are still circulating in the community;
Customers willing identity imprinted or referred back to the DHN as an extension, if it is found later still drawdowns Checks and / or Giro vacant meet DHN criteria.
(iv) Demand Deposit Account will be closed by the Bank, if Customers who have been listed in DHN withdrawal Cheque and / or Giro empty in the imposition of sanctions DHN.

c. Special Deposit:
(i) Withdraw Deposits made by Customer instruction by using media and procedures applicable to the Bank.
(ii) deposits with media Disbursement Bilyet Deposits made by submitting the original Deposit slips. Especially for single deposits of maturity, when disbursement of funds will be credited / transferred to Customer Account / other parties contained in Bank or other banks (as per instructions Customer at the beginning of the placement of deposits), then at maturity of the fund can be directly credited / transferred without delivery Deposit slips. Customer agrees and acknowledges fully that Bilyet Deposits which still
Customer controlled by law be valid and can not be collected / requested back payment to the Bank. Evidence of implementation bookkeeping / transfer to Customer Account / parties Other based instruction is a proof of disbursement and receipt of funds authorized and bind the Customer and the beneficiary.
(iii) Disbursement of funds transferred deposits to another bank can transfer execution Work carried out on the day in question along the maturity date falls on Weekdays and operations of the Bank in normal conditions. However, if the due date it falls on a national holiday / the set by Bank Indonesia / Government, then the transfer is to be carried out Bank on the next Business Day.
(iv) The costs incurred in connection with implementation liquefaction deposits and transfers , will be deducted from the nominal results disbursement of deposit. Implementation will transfer conducted by the Bank in accordance with the instruction of data given in writing of the Customer. Things relating to the implementation of the transfer that, subject to the General Rules Transfers In / Foreign Bank.

8. The Bank reserves the right to closure Customer Account (including ATM, Debit / ATM Danamon, other services obtained the Customer related with the Account) and simultaneously charge Account closing administrative and other costs apply to the Bank:
a. If the balance of savings / Giro Customers have become zero for a certain period in accordance with Bank.
b. If the Customer provide the data in question truth by the Bank.
c. If usage does not fit the profile Account Customer.
d. Under the applicable legislation Banks were required to close the Account Customer.

The closure is done with notifications to the Customer via the means commonly used except for the closure of the savings with zero balance at a certain period without any approved Customer prior notice.

9. If the Customer dies or bankrupt or disbanded or put under the supervision of the designated by the competent authority, the Bank reserves the right to block the Account and will only assign this account to the beneficiary or substitute its legitimate right or assigns in accordance with prevailing regulations and with meets the requirements set by the Bank.

10. Customer hereby agrees relieve the Bank of all liability and claims that arise related submission to the heir or successor rights or the designated competent agency mentioned in item 9 above.

F. SPECIAL JOINT ACCOUNT

1. The combined accounts opened in accordance with the policies or the provisions in force at the Bank and for the provision of instructions to the Bank as well as the withdrawal of Joint account (joint account) the applicable provisions as follows:
a. Account Status combined "OR" (joint account "OR"): Giving instructions to the Bank or withdrawal from the account can be done by one forming a joint account in accordance with specimens were recorded in the Bank.
b. Account Status combined "AND" (joint account "AND"): all instructions on the Account or withdrawal of accounts must be done together by all appropriate forming a joint Account provision of specimens recorded in the Bank.

2. As the legal consequences arising with the withdrawal of Cheque / Giro by one or More Customer forming a joint account mandatory borne jointly and severally by all Customer forming a joint account without exception.

G. THIRD PARTY PRODUCTS

1. In the event that the Customer selecting third-party products that Bank only acts as the party marketing products / services of the third party, the Customer agree that:
a. Bank does not provide a guarantee / bear Customer investments made, both principal and investment results (if product / service the protection or guarantee of principal amount and the results of its development);
b. The Customer is obliged to check Performance of any third party products as well as the performance of the product or the service provider.

2. Matters relating to third-party products arranged in General Terms and Conditions are made separately from These General Terms and Conditions.

3. The third-party product-related information provided by Bank to the Customer is the information contained in Bank system or received by the Bank of providers information, and is provided as reference material and not intended for trading purposes or for other purposes.

4. Customer hereby agrees that the Bank is not a investment advisors for the Customer and the Bank do not has an obligation to check or do verification of any information provided to Such customers. Customer hereby also states guarantees and release the Bank of all the risks arising as a result can not be done or the delays in delivery of information to the Customer or for any errors in the information.

III. GENERAL TERMS AND CONDITIONS OF SERVICE BANKING

A. USE OF CARDS (al: Debit / ATM Danamon, Danamon Debit Card Privilege)

1. Debit / ATM Danamon is given specifically to: (i) Customer's account on behalf of individuals, (ii) account on behalf of the combined / joint account with the individual status "OR" or status "AND".
2. Special for Danamon Debit Card Privilege, provisions status "OR" and "AND" follow the rules Danamon Privilege applicable and can be seen at the moment Customer receives Debit Card Danamon Privilege.
3. Especially for joint account / joint account with status "OR", respectively forming Customers Joint account / joint account is entitled to apply request to obtain Debit / ATM
Danamon while the joint account / joint account with the status of "AND" will be given Debit / ATM Danamon which can only be used for functions balance inquiry or functions defined by Bank and will be informed to the customer.
4. The card can only be used by the Customer itself and non-transferable / transferred in the form of any kind and in any manner whatsoever to the other party. Customer is responsible for all risks arise in the event of alienation / transfer Card.
5. Customer must sign behind Debit card in the available space. All risk
rejection or abuse arising from non the signing of the responsibility of the Debit Card Customer, unless it can be proven otherwise.
6. The use of cards tailored to the type of products and Bank policy listed in the brochure or media Other published / provided by Bank between Other:
a. Conducting Financial Transactions and Nonfinancial through counter Bank / EDC / ATM / CDM or tempattempat others are determined by the Bank with PIN authorization process based on ATM and / or sign hand.
b. For transactions made through the debiting Bank counter, can be debited from around Account in 1 CIF. While debiting through ATM and EDC will be debited from the Account has been listed on the card.
c. For transactions conducted through the network Another ATM that has a partnership with the Bank or any other place determined by Bank accounts can only be done through the primary / primary account.
d. Ie debit payment transactions on transactions at merchant / use merchant services through the EDC which authorization is done based ATM PIN or signature.
e. Transaction (-transactions) others who have approved by the Bank and shall be communicated to Customer.
7. Transactions using the Card can be done along Customer Accounts that have been connected Cards in a state of active and adequate balance and only accessible to the account (s) in Rupiah and / or certain exchange owned by Customer and approved by the Bank.
8. Limitation of nominal for transactions using Card and the cost is determined by the Bank and can be changed at any time by notice in Branch offices or at locations where ATM / CDM located or through other media available on the Bank.
9. Any transaction using the card resulting in changes to the account balance will accounted / recorded on the Customer's Proof mutations.
10. Customer must keep the card well and PIN secret. If the card is used by parties
others are not entitled to (among other things: because the card is stolen / lost / falsified or due to any other reason), Customer must immediately notify through telephone or facsimile to the Bank (cq Branch Office Hello nearest bank or the Bank) to do the blocking by the Bank. Customer shall responsible for any loss arising from negligence / delay reporting to the Bank, unless it can be proven otherwise.
11. Customers can apply for reimbursement Cards and administrative costs incurred on replacement Customers load the card into.
12. Bank the right to withdraw / cancel / close Cards accordance with applicable provisions of the Bank with notification to the Customer in the event of one because below:
a. Customer inattentive / does not comply with these Terms and Conditions This general;
b. Customer died;
c. The card has expired; or
d. Other causes accordance with prevailing regulations on Bank.

B. SERVICES Automated Teller Machine (ATM) AND SERVICES DEPosit CASH MACHINE (CDM)

1. Customers can use the service ATM / CDM Debit Card / ATM Danamon owned and the Customer can conduct financial transactions Nonfinancial in terminal or ATM / CDM fit the types of transactions that have been determined by the Bank.
2. PIN used on ATM terminal is equal to PIN is used in accordance with the CDM terminal types of transactions.
3. Customers can not cancel / change transaction which has been made through an ATM or CDM for any reason and the transaction is automatically Customer binding upon the instruction given by ATM or CDM.
4. ATM service type is as stated in marketing media (al: brochure).
5. Type CDM services, include:
a. Cash Deposit through CDM:
(i) Using this kind of money, denominations and eyes money that has been determined by the Bank with the maximum amount determined by the Bank as stated in the information CDM indicated on the terminal.
(ii) Can be made to the account connected to Debit / ATM Danamon or Account Other Bank customers who do not link to Card Debit / ATM Danamon.
(iii) Condition of money to be received by the terminal CDM follow the standards set by Bank as contained in the information listed on CDM terminal. If there differences in the amount deposited in the terminal CDM with the number recorded in the bank system, it will be a reasonable search in advance by the Bank, before it was recognized that the amount of cash deposits recorded in the system Bank evidence of binding on the parties.
b. Check the Balance Customers can check the balance last of accounts connected to Debit / ATM Danamon has.

C. ACCOUNT OF ELECTRONIC SERVICES (ELECTRONIC BANKING STATEMENT)

1. Customer understands and agrees that by filing Electronic Current Account services (specific evidence Mutation Statement form), then the delivery of monthly statements made to the accounts contained in 1 CIF. Similarly, the delivery of product information and the services provided by the Bank which was originally conducted by post / courier. Customer agrees that if the monthly Account Statement failed to be delivered to the Customer within 2 (two) months (or within a certain period specified by the Bank and will be informed to the customer), the Bank is authorized to suspend delivery The Electronic Current Account to Bank receive further instructions from the Customer.
2. The Customer declares that all the data / information given to the relevant Bank Account services Electronic paper (including but not limited to email address) is correct and valid and the basis valid for the Bank in providing Account Electronic newspapers and the Bank is not obliged to researching, investigating the legality / validity of the data Customer email addresses and / or ensure accuracy has received the Electronic Current Account Customer. Electronic Account Statement for services, file that is sent in the form of an email attachment (PDF) and can be opened using a password in accordance with the applicable provisions of the Bank.
3. If the Customer's account is dormant account, Customer must perform activation Account before the registration process Electronic Account service. For joint accounts account (status as "AND" and "OR") the Customer reserves the right to make the process of registration, cancellation and data update service Electronic Current Account Customers who are registered in the system as the Bank The main accounts / primary account.
4. Customer warrants and release the Bank of all liabilities, demands, suits, and claims of any kind, as well as from any party, including the Customer itself, in connection with the implementation of the services account Electronic newspapers, including delay reception, non-receipt of email and / or failure mail delivery, among others caused by email address error data provision to the Bank, change the email address that is not notified to Banks, electronic mail for some reason can not be accessible (among other things due to a blocked or for other reasons), because of Force Majeure as referred in point IV.D these General Terms and Conditions and / or there is any other causes beyond the control of Bank and in this case the Bank has made steps repair is reasonable in prevalence in banking practice.

D. SERVICES HELLO DANAMON

1. Customer hereby agrees that the provision of PIN Phone to Customer and enabling it done in accordance with the applicable provisions of the Bank.
2. Types of services tailored to the Danamon Hello types of products and policies of the Bank are listed on the marketing media published / provided by the Bank.
3. Customer Instruction delivered through the medium of IVR Hello provided by the Bank shall be verification in accordance with Bank.
4. If the Customer does not want to use a PIN Hello Danamon phone or service, the Customer can request the closure of the facility Hello Danamon through a branch in accordance with the procedure apply to the Bank.
5. The Customer is required to confirm and reporting immediately to the Bank if there is and aware of any suspicious actions Hello Danamon unauthorized access by parties not responsible.
6. If the Debit / ATM Danamon Customer disabled in accordance with the provisions of the Bank (as lost / damaged / blocked / expired), Customer can not use IVR services. Customers can using the service after a debit card to be replaced and / or reactivated.

E. USING THE SERVICE CODE ACCESS

Especially for the banking service verification process require Access Code in the transaction (ie: ATM PIN, PIN Phone, Token), Customer must pay attention to the following:
1. Customer must make changes to the Access Code which has been submitted by the Bank before implementing transactions for the first time and subsequently PIN ATM / Phone can be changed at any time. Code The new access functions as a result of the change basic verification system for Bank transactions made by Customer. And Customer hereby release the Bank of all the risks arising in connection with the revision and consequences (-induced) arising from the revision of the Code Such access.
2. If the Customer enter Access Code causing Debit / ATM Danamon
system is refused or can not be used to conduct a transaction, then the replacement and / or reactivation can only be done by Bank contact officers at the nearest branch office and meets the requirements set by the Bank.
3. If you forget your PIN ATM Customer, Customer must the replacement Debit / ATM Danamon in The nearest bank branch in accordance with the provisions of the Bank. If you forget your PIN Phone, then the customer can make The new phone PIN through ATM terminals.
4. Customer must maintain the confidentiality and security Access code being misused by parties not entitled to, among other things:
a. Using the access code with care in order to not known to others, and do not notify PIN to any party, including family or Bank officers.
b. Making changes periodically Access Code.
c. Using the Access Code that is not easy to guess (among others: date of birth or other identification).
d. Access Code does not record in a place easily known by others.
e. Do not use the same access code products / services also use the Code Access.

F. OTHER BANKING SERVICES

Against other banking services that are not regulated in General Terms and Conditions, shall be governed separately and is an integral and part separated from these General Terms and Conditions.

G. SUBMISSION OF COMPLAINTS TO THE SERVICE BANKING

1. Customers can file a complaint on the transaction / banking services to the Bank (c.q. Branch Hello nearest bank or the Bank) orally or in writing.
2. In the case of orally complaints resolution can be completed by the Bank within a period of 2 (two) business days, the Bank has the right to ask the Customer to lodge a complaint in writing accompanied by supporting documents required by the Bank.
3. Handling complaints resolution will notification will be completed and delivered in writing to the Customer within no later than 20 (twenty) Business Days counted since the Customer provide reports or complaints the Bank and the receipt of related documents requested by the Bank in connection with the handling of settlement of the complaint.
4. In the event of certain conditions, the Bank is entitled extend the completion time of the complaint up to 20 (twenty) Business Days following, namely:
a. Bank offices which receive complaints are not the same Bank with the Office of the place of issue complained and there are communication problems between the two offices of the Bank.
b. Financial transaction complained of by the Customer and / or representatives of the Customer require research specifically to Bank documents and / or related transactions with third parties.
c. Happen Force Majeure as referred to in grain IV.D these General Terms and Conditions and / or happen to other causes that are beyond the control of Bank and in this case the Bank has made steps repair is reasonable in prevalence in banking practice. Associated with the extension of time, the Bank will notify in writing to the Customer.
5. Customers entitled to file a dispute settlement through a process of facilitation of the banking or through agencies alternative dispute resolution facilitated by Financial Services Authority in accordance legislation applicable.

V. SPECIAL PROVISIONS FOR THE ACCOUNT AND SERVICES BANKING

A. STATEMENT AND AUTHORIZATION

1. The Bank has full authority to reject or Account opening receiving the application and / or
Bank services submitted by the Customer or the candidate Customer. Customer agrees that the above data that has been given the associated application for opening of Account and / or service is not compulsory returned to Customer.
2. Customer hereby agree on things as follows:
a. Customer participation in the products and / or services Bank and / or transactions related product / service is Customer own initiative and there is no compulsion from any party.
b. Bank reserves the right to conduct examination of the truth of the data given in the Customer Account Opening application / application for following the Bank services / applications and the right kind requested additional data required by the Bank.
Customer warrants that any data, information / information and signature listed in Form (including the Account and / or services opened for the benefit of the Beneficial Owner) is correct, complete and valid and binding for each Account types and / or customer banking services.
c. If they find a discrepancy over the data and / or information / information that has been given the Customer (including the identity and source funds of Beneficial Owner), the Bank is entitled and full authority to refuse to perform transactions instructed by the Customer or do reversal of the transaction that has been executed and / or close the account and / or the Bank services owned / selected by the Customer's notice.
d. The Customer is obliged to immediately notify in writing to the Bank with the required documents support is needed for any changes address, telephone number, tax ID, signature, and other matters that deviate / differ from the data /
Customer information is never given to Relating to the Bank Account / Customer Service. For the purposes of the data changes can be conducted through the Bank counter / Hello Danamon or Other media are determined by the Bank after carried authorization based ATM PIN or sign hand. Customer's failure does not notify The changes to the Bank, fully is the responsibility of the Customer.
e. Customer fully responsible for sanctions law arising in the future if the Bank / Investigator / INTRAC or authorized agency knowing that the data and / or information / information that has been given the Customer (including identity and source of funds of Beneficial Owner) or Customers of financial transactions is not true or suspected comes from / is the result of laundering money.
f. Customer shall submit, from time to time, Data names and specimen signatures of the authorities signed all documents required to access data and manage accounts or provide related instruction Accounts and customer services selected (either Financial Transactions and Transactions for Non Financial) that the implementation of the transactions carried out through a branch office of Bank Danamon Hello, ATM, CDM and / or other services, including a power of attorney and other related documents in accordance with the apply to the Bank.
g. Customer warrants that the parties sign the relevant documentation opening Accounts and operating accounts and / or Customer services selected are parties has the authority and / or legal authority for sign, submit and implement transaction and / or the Bank services.
h. Bank has provided an adequate explanation on the characteristics of the products and / or services Bank which will be used and the Customer states have come to understand and comprehend all the consequences the use of the product and / or service Bank, including the benefits, risks and costs related with products and / or services of the Bank.
3. The Customer hereby states that the provision information and / or data related to the owner of the Account and / or Customer accounts and banking services (including Beneficial Owner and / or Ultimate Beneficial Owner) to law enforcement authorities or other institutions authorities will be carried out according to the rules of legislation applicable.
4. Customer hereby give consent to Bank Customers to provide personal data in the event agencies are required to be given to the Police, Prosecutors, courts, INTRAC, the Commission, the Tax Office or other institutions authorized in accordance with regulations legislation in force.
5. If the Bank will provide and / or disseminate Customer personal data to other parties outside Bank and Group companies Bank, the Bank will ask for the prior written consent of the Customer referred to in Form Customer Data or in a separate document.
6. Customer hereby agree that the proof of Card transactions Debit / ATM Danamon will be based on verification of the ATM PIN and / or signature Appropriate boundaries and limit customer product specifications determined by the Bank. And verification with the verification process which is based on ATM PIN and / or signature as mentioned above recognized Customers have the same legal force with written order signed by the Customer and Customer binding, unless it can be proven otherwise.
7. Customer hereby states have learned and is fully aware of all the risks arising of transactions, whether conducted through ATM / CDM, Merchant, or places that are determined by Bank and are fully responsible for the whole transactions that have been conducted, including case Accounts of abuse, Debit / ATM Danamon and / or banking services by any cause, unless it can be proved that the loss incurred such as fault / negligence Bank.
8. Customer hereby warrants and release the Bank from any obligations / claims / demands / tort anything from anyone (including the Customer itself), in connection with:
a. The conduct of cancellation / termination / closure Debit / ATM Danamon in case the conditions referred to in point III.A.12.
b. Implementation of all instructions and transactions done either through electronic media or media Other approved by the Bank.
c. Negligence, deliberate negligence, fraud performed by the Customer or any other party instructed by the Customer.
d. The occurrence of the conditions referred in point IV.A.6 and 7.
9. For Bank services related to information and electronic transactions, Customer hereby declare agree on matters as follows:
a. Bank reserves the right to record each image Customer, Customer instruction delivered through the media electronics as well as the results of the verification by the Bank Customer or his authorized proxy relating to Account and / or banking services which Customer received of the Bank. And the recording of evidence is approved as proof of valid and binding, unless it can be proven otherwise.
b. Bank reserves the right to use the infrastructure, energy work, system / technology exists (either owned by Bank and in cooperation with the etc.) in carrying out transactions and keep communications security, and data Customer Data transactions.
10. Customer hereby declared subject to and bound on these General Terms and Conditions, the terms and provisions relating to Account and / or banking services, legislation and prevalence Bank prevailing in the Republic Indonesia, as well as other provisions set by regulator with respect to the Giro, Savings, Deposits, ATM / CDM, FATCA provisions and other provisions related to banking services provided Bank to Customer (including, but not limited on transactions conducted through electronic media).
11. All the powers granted in these Terms and Customer General Conditions are given with right of substitution and during the Customer's obligations to the Bank not yet fully met, then the powers of the can not be revoked or will not end for any reason, including but not limited to the causes mentioned in Article 1813 (Provision power ends: with the withdrawal of its power power; with notice of termination power by the authority; with death, pengampuannya or bankruptcy of the authorizer and the power), 1814 (The Authorizer may withdraw their proxies when it pleases, and if there is reason to it, forcing the power to restore power he held) and 1816 (appointment of a The new power, to run a similar business, triggered the recall power of the first, starting notify to people who in recent years of such appointments) Book Civil Law Act and the powers is an integral part of These General Terms and Conditions.
12. Customer hereby agrees that the Bank may surrender / transfer of work to the party The third (including Bank group company) to support the activities of the Bank in providing products / Service to the Customer, with due regard to applicable legislation.

B. RESPONSIBILITY CUSTOMER to pay off LIABILITY

1. If the Customer has an obligation to the Bank, good for the obligations arising from transactions has not been resolved by the Customer, either because of overdraft / overdraft and obligations arising under Credit Agreement / Recognition Debt or agreement Other made between the Customer and the Bank, then Bank has the right and is hereby authorized by the Customer to block and / or debit and closing and / or dilute the Account on behalf of the Customer (either in the form: Demand Deposit Account, Savings, Deposits) which contained in the Bank, as well as to block and / or close banking services received Customer Bank, henceforth reckoned with Customer's obligations owed to the Bank. Power as it will remain in force until all Customer's obligations to the Bank resolved.
2. Regarding the existence or amount of the Customer's liabilities owed and must be paid by the Customer to Bank as referred to in item IV.B.1 above (either because: debt principal, interest, penalties and costs Other banks), seen in the records / administration the Bank which is valid and binding proof Customers, and for customers with this promise to meet / settle such obligations immediately and once after receiving the first notice of the Bank.

C. COSTS (-Cost) FINE AND ADMINISTRATION

Bank has the right and is hereby authorized by the Customer for debiting the Customer's payment order costs (administrative costs, stamp duty, costs associated with desired facilities Customer, the cost of telex, facsimile costs, fees, and costs Account closure) and other costs applicable Banks and fines / penalties (under the Customer's balance minimum balance specified by the Bank or other causes in accordance with Bank). Bank will inform fees attached to the product / Bank services and changes to the Customer via media specified by the Bank prior to the date debiting implementation costs. The amount and execution debiting costs (-cost) is carried out in accordance Bank provisions.

D. Force Majeure

Customer agrees that the Bank is freed from responsibility for any claims or losses caused by events or events that are beyond the ability of the Bank (Force Majeure), including but not limited to sabotage, war, politics, the issuance of regulations / Government policies, natural disasters, riots, strikes, epidemics, fires, failures in application of new technologies, and can not be used devices and / or services provided by the Bank because of the occurrence of the disaster partly due by devices / equipment Bank disorder electrical or communications and the Bank in this regard has been undertake remedial measures are reasonable fit predominance in banking practices.

E. APPLICABLE LAW AND JURISDICTION

1. The validity, interpretation, and implementation of Terms and the General Conditions shall be governed and subject to the laws prevailing in the Republic of Indonesia.
2. Matters relating to the Terms and Conditions This general and all its consequences, Customers choose permanent legal domicile and in general at the Office District Court at a branch office Account Sustainer so with no prejudice to the right of the parties to file a lawsuit / lawsuits before other courts Nowhere in all of Indonesia in accordance with provisions of applicable law.

F. MISCELLANEOUS

1. General Terms and Conditions of this is the part that inseparable from the Account Opening Application and / or application facility / banking services for each products / services that apply to the Bank.
2. If there is one provision in these Terms and Conditions These are common because of a government decree or court prohibited or unenforceable or becomes invalid or declared null and void The law does not affect the validity other provisions of these General Terms and Conditions, and such other provisions remain in force and binding and enforceable as specified in these General Terms and Conditions.
3. In the event of any inconsistency between these Terms and These General Terms media marketing (including but not limited to brochures, terms and provision of products), the parties agree that the provisions of the effect is as set forth in the Terms and these General Rules.
4. In the case of documents related to the Account and / or Services made in Indonesian and English, then if there is a difference between versions Indonesian and English, the Bank and the Customer hereby agree that the version in Indonesian which will apply.
5. Customer hereby agrees and acknowledges that the Bank reserves the right to improve / change / supplement General Terms and Conditions (hereinafter referred "Change"). For this purpose, the Bank will notify the Customer within a reasonable or specified in the regulations prevailing through branch offices Bank and / or through other communication media in accordance the last data recorded on the Bank.
6. In the event of any change in benefits, risks, costs, The general terms and conditions, the Customer is entitled file an objection in writing to the Bank within 30 (thirty) business days commencing from notice of such change by the Bank through
Bank communication media. Customer agrees that the Bank Customers will consider approving changes that in the event the Client does not raise objections mentioned above. If the Customer does not agree to the change, The right to close customer accounts and / or Services by first completing all obligations Customers who still owed to the Bank.

This agreement has been adjusted to the rules legislation, including the provisions of Authority Financial services.

American Express Credit Cards from Bank Danamon Indonesia Tbk

noreply@blogger.com (Go Hermes) — Thu, 15 Oct 2015 08:28:00 +0000

Credit card American Express Danamon special present for your convenience in the transaction and enjoy a modern lifestyle. Take advantage of credit cards the Bank to meet various needs and necessities of life.
Use for shopping deals, pay monthly bills, transfer funds or cash withdrawals. We will always give you convenience, comfort and attractive offers that vary throughout the year

Advantages & Features Danamon American Express Credit Cards:

Discount & Privileges
Enjoy a variety of special offers such as discounts or special packages in various outlets spending, restaurant and hotel options that we offer exclusively for you

Membership rewards program
Each Cardholders who purchase transaction in Indonesia and abroad using Credit Card American Express Gold Danamon Rp 2,500, - automatically will earn 1 Membership Rewards points and apply multiples.
American Express Selects program
With the American Express Selects program, a series of special offers await you wherever you dine, stay and shop all over the world. For more information, visit www.americanexpress.com/Indonesia.

Travel Service
Enjoy the ease of planning a trip together Travel Service.

Travel Rewards
Whatever the choice of flight, no matter where you stay and wherever you go, you can easily enjoy savings of up to a free of charge with your Membership Rewards!

Family Pack
Now you do not need to hesitate giving Supplementary Credit Cards for your beloved family. You are free to determine the credit limit of each member of the family, monitoring the usage fee for an annual fee beginning in the second lighter.

Travel protection insurance
To give a sense of security while you travel is automatically protected by the Travel Protection Insurance if you travel ticket payments made by American Express card.

Express Pay
Register your monthly bills such as mobile phones, internet, cable TV or bill your membership to facilities Express Pay.
Danamon American Express Charge Card

Express Cash
You can withdraw cash at ATMs American Express ATM anywhere in the world and Bank Danamon in Indonesia.

Advantages & Features Danamon American Express Charge Cards:

Membership rewards program
Every expenditure of Rp 2,500, - you will get a Membership Rewards points 1.5x more that can be exchanged for a wide choice of shopping vouchers or dine at famous restaurants, stay at five star hotels, household appliances, electronic goods until the flight tickets are free through Frequent Flyer mileage program: Asia Miles, Enrich, Garuda Frequent Flyer, Krisflyer, Royal Orchid, and BIG Point.

Not specified spending limit ahead
We give you the convenience of shopping wherever you are. Spending limit on your card is adapted to the pattern of payments, payment ability and previous payment history.

Airport Lounge
Simply present Danamon American Express Gold Card you, and enjoy amenities Executive Airport Lounge we are scattered in various major cities throughout Indonesia.

Gold Travel Services
As an American Express Gold Card Members, easy to travel there in your hand because the professional Gold Travel Consultant will help you to perform various planning a trip, either for family holidays or your business needs, such as:

Service travel package to suit your needs;
Booking airfare, hotel and car rental; and
Pick-up service from / to Airport

24-Hour Concierge Service
Busyness You do not need to be interrupted because of American Express Concierge services can help realize your wishes. Just contact our Card Member Services at (021) 3435 8881, then you will get information and special services not only in Indonesia, but also throughout Asia Pacific.

Travel protection insurance
To give a sense of security while you travel is automatically protected by the Travel Protection Insurance if you travel ticket payments made by American Express card.

American Express Selects program
With the American Express Selects program, a series of special offers await you wherever you dine, stay and shop all over the world. For more information, visit www.americanexpress.com/Indonesia.

Discount & Privileges
Enjoy a variety of special offers such as discounts or special packages in various outlets spending, restaurant and hotel options that we offer exclusively for you.

Express Cash
You can withdraw cash at ATMs American Express ATM anywhere in the world and Bank Danamon in Indonesia.

Express Pay
Register your monthly bills such as mobile phones, internet, cable TV or bill your membership to facilities Express Pay.

Register or apply if you are interested in this product,
Please Click Here

World EliteTM Mastercard® from Bank Danamon Indonesia Tbk

noreply@blogger.com (Go Hermes) — Thu, 15 Oct 2015 05:59:00 +0000

A credit card is the most prestigious product in Indonesia at this time, the credit card product is exclusively for the premium class and who wants to make every experience a memorable life.

BENEFITS AND ADVANTAGES Danamon World EliteTM MasterCard®

Richness IN REWARDS
Exceptional Reward Points
Points of Danamon World Elite MasterCard® EliteTM reward better than other credit card:

3x Elite Points for every purchase of Rp 1,000, - abroad
2x Elite Points for every purchase of Rp 1,000, - in the country

Endless Expiry Date
Points Danamon World Elite MasterCard® EliteTM valid indefinitely and can be exchanged whenever you want it.

Redeem Anything Anywhere
All your wishes, ranging from holiday travel, the latest gadget to a dream car can be obtained simply by redeeming Points
Danamon World Elite MasterCard® EliteTM

FINANCIAL CONVENIENCE
Credit Limit on Demand
Danamon World EliteTM MasterCard® gives privilege for you to have a flexible credit limit tailored to your needs.

TRAVEL
Priority Pass
Danamon World EliteTM MasterCard holders will receive Priority Pass card that can be used to enjoy access to 700 VIP lounges, spread over 300 cities in 100 countries worldwide.

Danamon World EliteTM MasterCard holders can enjoy various services Airport Concierge with a 15% discount.

Airport Concierge
MasterCard® Airport ConciergeTM will provide the best services for the smooth running of your trip, from pick-up to the airport, check in, to drive you to the aircraft door.

World EliteTM Travel Services
While traveling with Danamon World EliteTM MasterCard®, you will find a variety of special services that can provide benefits and ease in creating an unforgettable experience. Danamon World EliteTM your MasterCard® provides a wide range of exclusive offers from various partners worldwide premiere -feature that may not be enjoyed by everyone.

Holder Danamon World EliteTM MasterCard®, enjoy the following privileges:

Service 24 hours a day every day of the Personal Travel Advisor
Privileged Travel Benefits & Amenities
Special offer for a private jet rental services and cruises
Various privileges in luxury hotels and resorts around the world
Special offers holiday packages and travel
Penawatan special for car rental
Chauffeured Car Service

LIFESTYLE
Danamon Shangri-La Privilege
Danamon World Card holders are entitled to a membership EliteTM MasterCard® Danamon Shangri-La Privilege. Privileges granted by the Bank of Shangri-La Privilege is as follows.

Breakfast or Lunch / Brunch or Dinner

piece of 10% of the total bill
pieces of 50% of the total bill
pieces of 33% of the total bill
people a discount of 25% of the total bill
people or more a discount of 15% off the total bill

Savings of 10% for all types Deluxe room prices up to One Bedroom Suites on Friday & Saturday
Savings of 20% for Chi-Spa Treatment at The Spa, Shangri-La Hotel Jakarta
Savings of 20% to the cost of an annual membership in the Health Club, Shangri-La Hotel Jakarta
Savings of 20% for all Special Event Hampers (Chinese New Year Hampers, Hampers Eid al Fitr, and Christmas Hampers)
Savings of 20% to purchase beverages in all restaurants
Access to BATS for free up to 4 people (including holders of the Bank Card Shangri-La Privilege)
Parking without charge for one (1) car

World Elite Golf Access
Gathered with your companion on the golf course is the best choice to take a break from the activity. We provide access and the best deals on selected golf courses across the country. As the holder of Danamon World EliteTM MasterCard®, you can enjoy the offer "Buy 1 Get 1 Free Green Fee".

Here's a list of participating golf locations:

A. Jabodetabek

Rainbow Hills The Mountain Course
Damai Indah Golf, BSD Course
Damai Indah Golf, PIK Course
Gunung Geulis Country Club
Riverside Golf Club

B. Bandung
Mountain View Golf Club

C. Bali

Nirwana Bali Golf & Resort
New Kuta Golf Pecatu

D. Bintan
Ria Bintan Golf Club

E. Surabaya
The Taman Dayu Club

World Elite Spa Collection
Find relaxation in the comfort of the best spas in the world. Danamon World EliteTM MasterCard holders can enjoy his best time in the various collections of World Elite luxury spa in the world and has been recommended by experts.

World Elite Nightlife
Danamon World EliteTM MasterCard® holders will get VIP access in 30 of the most exclusive nightclubs in the world. World Elite Nightlife will make you a top priority in the queue entry or a reservation.

World Elite Exclusives
World Elite Exclusives facility created specifically for those who are looking for a unique experience, which you will not get from other credit cards. Through a network of MasterCard® wide exclusive to places around the world, access to the best professionals in the field, and our understanding of your lifestyle needs, we are committed to provide a rare experience and unforgettable for you.

Relationship Manager
We realize that your schedule is very crowded. Therefore, we are providing a Relationship Manager as a personal assistant who is ready to assist you in all matters relating to the transaction EliteTM Danamon World MasterCard®.

Limitless SERVICES
Danamon Premium Service
For the convenience of the holders of the Bank World EliteTM MasterCard®, we provide a special hotline number (021) 3435 8889 who can be contacted at any time and from anywhere to serve your needs in connection with the service Danamon World EliteTM MasterCard®.

Danamon Concierge Service
Concierge services of Danamon World EliteTM MasterCard® will always be ready to meet all your needs 24 hours a day, from managing reservations at a favorite restaurant, buying flowers or gifts to your loved ones, to booking a private jet for your special occasion.

PREMIUM PROTECTION
Enjoy the convenience of doing any transaction activity with complete protection from Danamon World EliteTM MasterCard®.

Travel Accident
Holder Danamon World EliteTM MasterCard®, you will directly receive accident insurance protection with coverage of up to USD 1,000,000. This accident insurance not only protects you, but also your spouse and family.

Purchase Protection
Every transaction you are very valuable. Therefore, we provide insurance coverage for any purchases you make anywhere with Danamon World EliteTM MasterCard®.

Travel Inconvenience
We will ensure your comfort and safety during traveling on vacation by providing insurance protection for the inconvenience, like a lost bag, plane delays, and others.

** More info contact Danamon Premium Service (021) 3435 8889

Contoh Sanitasi dan Sanitizer Di Bidang Industri Makanan

noreply@blogger.com (Go Hermes) — Thu, 08 Oct 2015 06:41:00 +0000

ILMU TENTANG SANITASI

Manusia selalu berusaha mengubah lingkungannya dengan cara-cara tertentu agar menghasilkan kondisi yang paling menguntungkan baginya. Salah satunya berusaha menghasilkan kondisi yang saniter bagi lingkungannya. Usaha-usaha ini dihimpun manusia dan dijadikan ilmu sanitasi (sanitary science).
Ehlers dan Steele (1958) mendefinisikan sanitasi sebagai pencegahan penyakit dengan cara menghilangkan atau mengatur faktor-faktor lingkungan yang berkaitan dalam rantai perpindahan penyakit tersebut.
Secara luas ilmu sanitasi adalah penerapan dari prinsip-prinsip tersebut yang akan membantu dalam memperbaiki, mempertahankan atau mengembalikan kesehatan yang baik pada manusia. Untuk mempraktekkan ilmu ini, maka seseorang harus mengubah segala sesuatu dalam lingkungan yang dapat secara langsung atau tidak langsung membahayakan terhadap kehidupan manusia. Dalam arti luas, juga mencakup kesehatan masyarakat (taman, gedung-gedung umum, sekolah , restoran dan lingkungan lainnya). Sanitasi akan membantu melestarikan hubungan ekologik yang seimbang.
Sanitasi pangan merupakan hal terpenting dari semua ilmu sanitasi karena sedemikian banyak lingkungan kita yang baik secara langsung maupun tidak langsung berhubungan dengan suplai makanan manusia. Hal ini sudah disadari sejak awal sejarah kehidupan manusia dimana usaha-usaha pengawetan makanan telah dilakukan seperti penggaraman, pengasinan, dan lain-lain.
Sanitasi pangan berhubungan erat dengan sanitasi obat-obatan dan kosmetik, karena penggunaan ketiga komoditi tersebut yang memerlukan kontak baik secara internal maupun eksternal dengan tubuh manusia. Demikian pula halnya sanitasi pangan tidak dapat dipisahkan dengan sanitasi lingkungan dimana produk makanan disimpan, ditangani, diproduksi atau dipersiapkan, dan dari praktek saniter serta higiene personalia yang harus menangani makanan.
Dalam industri pangan, sanitasi meliputi kegiatan-kegiatan secara aseptik dalam persiapan, pengolahan dan pengkemasan produk makanan; pembersihan dan sanitasi pabrik serta ingkungan pabrik dan kesehatan pekerja. Kegiatan yang berhubungan dengan produk makanan meliputi pengawasan mutu bahan mentah, penyimpanan bahan mentah, perlengkapan suplai air yang baik, pencegahan kontaminasi makanan pada semua tahap-tahap selama pengolahan dari peralatan personalia, dan terhadap hama, serta pengkemasan dan penggudangan produk akhir.

PRINSIP SANITASI

Program sanitasi dijalankan sama sekali bukan untuk mengatasi masalah kotornya lingkungan atau kotornya pemrosesan bahan, tetapi untuk menghilangkan kontaminan dari makanan dan mesin pengolahan makanan serta mencegah terjadinya kontaminasi kembali.
Kontaminasi yang mungkin timbul berasal dari pestisida, bahan kimia, insekta, tikus dan partikel-partikel benda asing seperti kayu, metal, pecahan gelas dll, tetapi yang terpenting dari semuanya adalah kontaminasi mikroba. Keberhasilan suatu proses sterilisasi panas tergantung dari jumlah awal mikroorganisme dalam produk pangan pada saat proses pemanasan (sterilisasi ataupun pasteurisasi) tersebut dimulai, semakin kecil semakin baik.
Kunci untuk mengontrol pertumbuhan mikroba pada produk makanan dan di pabrik pengolahan makanan adalah program higiene dan sanitasi yang efektif. Yang dimaksudkan dengan program sanitasi bukanlah semata-mata merupakan pemakaian desinfektan saja tetapai lebih dari itu.
Derajat efektifitas suatu sanitasi pabrik secara langsung mempunyai dampak pada kualitas produk akhir.
Sanitasi mempunyai dua prinsip, yaitu
1. Membersihkan
Menghilangkan mikroba yang berasal dari sisa makanan dan tanah yang mungkin dapat menjadi media yang baik bagi pertumbuhan mikroba.
2. Sanitasi
Menggunakan zat kimia dan atau metode fisika untuk menghilangkan sebagaimana besar mikroorganisme yang tertinggal pada permukaan alat dan mesin pengolah makanan.

SUMBER KONTAMINASI

Bahan baku mentah
Diperkirakan proses pembersihan dan pencucian untuk menghilangkan tanah dan untuk mengurangi jumlah mikroba pada bahan mentah. Penghilangan tanah dianggap amat penting karena tanah mengandung mikroba khususnya dalam bentuk spora.
Peralatan/mesin yang berkontak langsung dengan makanan
Alat ini harus dibersihkan secara berkala dan efektif dengan interval waktu yang agak sering guna menghilangkan sisa makanan dan tanah yang memungkinkan untuk pertumbuhan kuman.

Peralatan untuk sterilisasi panas
Harus diusahakan dipelihara agar berada di atas suhu 75-76°C agar bakteri terfilik tidak hidup.

Air untuk pengolahan makanan
Air yang digunakan sebaiknya memenuhi persyaratan air minum.

Air Pendingin Kaleng
Harus mengandung desinfektan dalam dosis yang cukup. Peralatan/mesin yang menangani produk akhir (post process handling equipment). Harus dalam keadaan kering dan bersih untuk menjaga agar tidak terjadi rekontaminasi.
GMP mempersyaratkan agar dilakukan pembersihan dan sanitasi dengan frekuensi yang memadai terhadap seluruh permukaan mesin pengolahan makanan baik yang berkontak langsung dengan makanan, maupun yang tidak. Mikroba membutuhkan air untuk pertumbuhannya, inilah sebabnya mengapa persyaratan GMP mengharuskan setiap permukaan yang bersinggungan dengan makanan dan berada dalam kondisi basah harus dikeringkan dan disanitasi.
Proses pembersihan akan menghilangkan sisa makanan, lapisan kotoran dan tanah yang bisa menjadi sumber pertumbuhan mikroba, sesudah itu pemberian desinfektans akan mampu membunuh mikroba pada permukaan alat/mesin.

Pada hakekatnya setiap pabrik harus mempunyai pola praktek higiene dan sanitasi yang diikuti dengan seksama. Konsentrasi dari desinfektan yang dipakai harus selalu diawasi dan disesuaikan dengan petunjuk dari pabrik maupun agen pembuatan desinfektan.

TAHAP-TAHAP HIGIENE DAN SANITASI

Prosedur untuk melaksanakan higiene dan sanitasi harus disesuaikan dengan jenis dan tipe mesin/alat pengolah makanan. Standard yang digunakan adalah:
1. "Pre rinse" atau langkah awal yaitu: menghilangkan tanah dan sisa makanan dengan mengerok, membilas dengan air, menyedot kotoran dan sebagainya.
2. Pembersihan: menghilangkan tanah dengan cara mekanis atau mencuci dengan lebih efektif.
3. Pembilasan: membilas tanah dengan pembersih seperti sabun/deterjen dari permukaan.
4. Pengecekan visual: memastikan dengan indera mata bahwa permukaan alat-alat bersih.
5. Penggunaan desinfektan: untuk membunuh mikroba.
6. Pembersihan akhir: bila diperlukan untuk membilas cairan desinfektan yang padat.
7. "Drain dry" atau pembilasan kering: desinfektan atau final rinse dikeringkan dari alat-alat tanpa diseka/dilap. Cegah jangan sampai terjadi genangan air karena genangan air merupakan tempat yang baik bagi pertumbuhan kuman.
Pemilihan zat kimia untuk higiene dan sanitasi; beserta kadarnya ditentukan dan disesuaikan dengan perkiraan tingginya derajat pengotoran oleh sisa makanan pada permukaan alat dan mesin pengolahan.

Tabel 1. Jenis pengotoran makanan dan pembersih yang dianjurkan.

Tujuan utama penggunaan sanitizer (desinfektan) adalah untuk mereduksi jumlah mikroba patogen dan perusak di dalam pengolahan pangan dan pada fasilitas dan perlengkapan persiapan makanan. Pengawasan terhadap mikroorganisme ini penting untuk menjamin suatu produk yang aman dan utuh dengan masa simpan yang cukup.

Sumber-Sumber Sanitasi

Uap
Uap untuk tujuan sanitasi dapat diterapkan dengan menggunakan uap mengalir pada suhu 170°F (76.7°C) selama 15 menit atau 200°F (93.3°C) selama 5 menit. Sanitasi dengan uap tidak efektif dan mahal. Penggunaan uap ini untuk permukaan yang terkontaminasi berat dapat menyebabkan terbentuknya gumpalan yang keras pada residu bahan organik dan menghambat penetrasi panas yang mematikan mikroba.

Air Panas
Peredaman alat-alat kecil (pisau, bagian-bagian kecil, perangkat makan, dan wadah-wadah kecil) dalam air yang dipanaskan hingga 80°C atau lebih tinggi merupakan cara lain untuk sterilisasi panas. Efek yang mematikan oleh panas ini diduga disebabkan karena denaturasi beberapa molekul protein di dalam sel. Akan tetapi penuangan air panaske dalam wadah bukan merupakan metode sterilisasi yang dapat diandalkan, karena dengan cara ini suhu tinggi tiak dapat dipertahankan untuk menjamin sterilisasi yang cukup. Air panas dapat merupakan cara yang efektif, nonselektif untuk permukaan yang akan bersentuhan dengan makanan. Akan tetapi spora-spora mikroba dapat tetap hidup selama lebih dari 1 jam pada suhu air mendidih. Cara sterilisasi sering digunakan untuk plate heat exchanger dan peralatan makan yang digunakan dalam fasilitas pelayanan makanan (food service). Udara panas juga dapat digunakan untuk sanitasi dengan suhu 82.2°C selama 20 menit.
Suhu air yang digunakan akan menentukan waktu kontak yang dibutuhkan untuk menjamin sterilisasi. Salah satu contoh hubungan suhu – waktu adalah kombinasi yang diterapkan oleh berbagai pabrik yang menggunakan waktu 15 menit pada suhu 85°C atau 20 menit pada suhu 80°C. Bila waktu dikurangi lebih lanjut, dibutuhkan suhu yang lebih tinggi. Volume air dan kecepatan alirannya akan mempengaruhi waktu yang dibutuhkan oleh setiap komponen untuk mencapai suhu yang diinginkan. Bila kesadahan air melebihi 60 mg/l, akan timbul karat pada permukaan yang disanitasi, apabila air tidak dilunakkan. Air panas menguntungkan karena mudah tersedia dan tidak beracun. Sanitasi dapat dilengkapi dengan pompa air atau peralatannya direndam dalam air.

Sanitasi Radiasi
Radiasi pada panjang gelombang 2500A dalam bentuk sinar ultra violet atau katode energi tinggi atau sinar gama akan menghancurkan mikroorganisme. Sinar ultra violet telah digunakan dalam bentuk lampu uap merkuri bertekanan rendah untuk menghancurkan mikroorganisme di rumah sakit, di rumah dan untuk aplikasi lain yang serupa. Akan tetapi cara ini mempunyai kelemahan dalam pemanfaatannya untuk pabrik makanan dan fasilitas pelayanan makanan, adalah hal total efektifitas. Kisaran mematikan mikroorganisme yang efektif dari sinar ultra violet ini pendek, sehingga membatasi penggunaanya dalam pengolahan pangan. Waktu kontak yang digunakan harus lebih dari 2 menit dan hanya mapu menghancurkan mikroba yang terkena sinar langsung. Aplikasi utama dari cara sterilisasi ini adalah di bidang pengkemasan.

Sanitasi Kimia
Berbagai sanitizer kimia tersedia untuk digunakan dalam pengolahan dan pelayanan makanan. sanitizer kimia bervariasi dalam komposisi kimia dan aktifitas, tergantung pada kondisi. Pada umumnya, makin pekat suatu sanitizer, kerjanya makin efektif dan makin cepat. Untuk memilih sanitizer yang paling sesuai untuk suatu aplikasi yang spesifik, maka perlu dimengerti sifat-sifat dari suatu sanitizer kimia. Oleh karena sanitizer kimia tidak mampu berpenetrasi, maka mikroorganisme yang terdapat dalam retakan-retakan, celah-celah, lubang-lubang, dan dalam cemaran mineral tidak dapat dihancurkan seluruhannya. Agar sanitizer yang dicampurkan dengan bahan pembersih bekerja secara efektif, suhu larutan pembersih harus 55°C atau lebih rendah dan cemaran yang ada hanya ringan. Efektifitas suatu sanitizer kimia dipengaruhi oleh faktor-faktor fisik dan kimia seperti yang dijelaskan berikut ini :
a. Waktu kontak
Telah diketahui dari penelitian terdahulu bahwa kematian populasi mikroorganime mengikuti suatu pola logaritmik, menunjukkan bahwa bila 90 persen dari populasi dibunuh dalam satu satuan waktu berikutnya, meninggalkan hanya 1 persen dari jumlah awal. Populasi mikroba dan populasi sel mempunyai kepekaan yang bervariasi terhadap sanitizer, yang disebebkan oleh umur sel, pembentukan spora, faktor-faktor fisiologis lain yang menentukan waktu yang dibutuhkan untuk sanitizer agar efektif.
Waktu kontak minimum 2 menit untuk peralatan dan perlengkapan, kemudian ada waktu selang 1 menit setelah kontak tersebut, sebelum alat digunakan.
b. Suhu
Laju pertumbuhan mikroflora dan laju kematian disebabkan oleh bahan kimia akan meningkat dengan naiknya suhu. Akan tetapi suhu yang lebih tinggi, umumnya akan menurunkan tegangan permukaan, meningkatkan pH, menurunkan viskositas, dan menimbulkan perubahan-perubahan lain yang dapat memperkuat daya bakterisidalnya. Pada umumnya kecepatan sanitasi akan sangat melebihi laju pertumbuhan bakteri, sehingga efek terakhir dari peningkatan suhu adalah untuk meningkatkan kecepatan destruksi bakteri.
Suhu optimum praktis untuk sanitasi adalah 70 - 100°F (21.1 – 37.8°C). Kenaikan suhu 18°C umumnya akan mengubah efektifitas dua kali lipat. Yodium bersifat mudah menguap dan hilang dengan cepat pada suhu di atas 120°F (48.9°C) atau chlorine menjadi sangat korosif pada suhu lebih dari 120°F. Beberapa sanitizer tidak efektif pada suhu 40°F (4.4°C) atau di bawahnya.
c. Konsentrasi
Peningkatan konsentrasi sanitizer akan meningkatkan kecepatan destruksi bakteri. Rekomendasi perusahaan umumnya adalah 50 persen margin of safety. Larutan sanitizer harus diperiksa secara rutin dan diganti bila menjadi terlalu lemah dan biasanya disediakan “test kits” oleh perusahaan. Untuk beberapa sanitizer warna dan bau dari larutan dapat merupakan indikasi kekuatan.
d. pH
Merupakan faktor kunci dalam efisiensi sanitizer. Perubahan pH yang kecil saja sudah dapat mengubah aktifitas antimikroba dari sanitizer. Senyawa-senyawa chlorine dan yodium umumnya menurunkan efektifitasnya dengan kenaikan pH. chlorine akan kehilangan efektifitas dengan cepat pada pH lebih dari 10, sedangkan yodiumpd pH lebih dari 5.0. Pada umumnya makin tinggi pH, sanitizer makin kurang efektif, kecuali quat (quaternary ammonium compounds) paling efektif pada pH agak basa (pH 7 – 9).
e. Kebersihan alat
Alat harus benar-benar bersih agar diperoleh kontak yang baik antara sanitizer dengan permukaan alat. Di samping itu senyawa hypochlorite, senyawa chlorine lain, senyawa yodium, dan sanitizer lain dapat bereaksi dengan bahan organik dari cemaran yang belum dihilangkan dari peralatan dan menurunkan efektifitasnya.
f. Kesadahan air
Bila air terlalu sadah (lebih dari 200 ppm kalsium), jangan menggunakan senyawa quat kecuali bila digunakan juga senyawa sequestering atau chelating. Pencampuran senyawa quat mampu mengimbangi kesadahan hingga 500 ppm. Bila tidak ada senyawa sequestering, air sadah akan membentuk lapisan pada permukaan alat. sanitizer dengan efektifitas optimum pada pH rendah (2 – 3) seperti iodophores, juga kurang efektif pada air sadah karena pH air akan naik. Efektifitas bakterisidal dari hypochlorite tidak dipengaruhi oleh air sadah, tetapi dalam air yang sangat sadah (500 ppm) dapat terbentuk endapan.
g. Incompatible agents
Kontaminasi chlorine atau yodium dengan deterjen alkali akan menurunkan efektifitas dengan cepat, karena pH akan naik. Kontaminasi senyawa quat dengan senyawa-senyawa asam (misal deterjen anionik dan beberapa fosfat), menyebabkan quat tidak efektif.

SIFAT-SIFAT SANITIZER

sanitizer yang ideal harus mempunyai sifat-sifat sebagai berikut :
1. Sifat-sifat destruksi mikrobasanitizer yang efektif harus :
a. Mempunyai aktifitas yang seragam, spektrum luas terhadap sel-sel vegetatif dari bakteri, kapang dan kamir.
b. Menghasilkan kematian yang cepat
2. Ketahanan terhadap lingkungan

Suatu sanitizer yang ideal harus efektif dengan adanya :
a. Bahan organik (beban cemaran)
b. Residu deterjen dan sabun
c. Kesadahan air dan pH
3. Sifat-sifat membersihkan yang baik
4. Tidak beracun dan tidak menyebabkan iritasi
5. Larut dalam air dengan berbagai perbandingan
6. Bau dapat diterima atau tidak berbau
7. Stabil dalam larutan pekat dan encer
8. Mudah digunakan
9. Banyak tersedia
10. Murah
11. Mudah diukur dalam larutan yang telah digunakan

SANITASI KIMIAWI

Meskipun panas dan sinar UV sangat efektif untuk proses sanitasi, hingga kini industri makanan masih sangat bergantung pada desinfektan kimiawi. Desinfektan tersebut akan membasmi sebagian besar mikroba, meskipun tidak 100%. Yang penting adalah karyawan wajib mempertimbangkan bahwa spora mikroba bisa bertahan terhadap desinfektans. Jadi permukaan yang sudah diberi desinfektan adalah tidak seteril. Sesudah sanitasi, jumlah mikroba berkurang banyak, tapi tidak steril, karena steril berarti tidak ada mikroba.
Dalam peraturan GMP mempersyaratkan penggunaan zat kimia yang cukup dalam dosis yang dianggap aman. Sangat penting untuk mengikuti petunjuk penggunaannya dari pabrik pembuatnya. Efektifitas dari desinfektan tergantung pada jenis dan konsentrasinya, lama kontak, suhu dan pH. Sangat tidak berguna untuk melakukan desinfeksi suatu permukaan alat yang kotor, karena desinfektan menjadi tidak efektif. Desinfektan yang lazim digunakan adalah klorin, jod dan amonium quarterner. Desinfektan tersebut biasanya dilarutkan dalam air.sanitizer kimia umumnya dikelompokkan berdasarkan senyawa kimia yang mematikan mikroorganime yaitu (1) senyawa-senyawa pelepas chlorine, (2) quaternary ammonium compounds, (3) iodophor dan (4) senyawa amfoterik.

Senyawa chlorine
Jika digunakan secara tepat bahan ini paling cocok digunakan pada unit pengolahan dan pengangkutan makanan. Dapat diperoleh dalam bentuk larutan hypochlorite yang mengandung 100.00 - 120.000 mg klorin/liter atau dicampur dengan detergen dalam bentuk kristal yang telah diklorinasi. Disinfektan ini bekerja cepat terhadap sejumlah mikroorganisme dan harganya relatif murah. Sangat cocok sebagai disinfektan umum di tempat usaha makanan. Harus digunakan pada konsentrasi 100-250 mg klorin/liter. Golongan disinfektan ini bersifat korosif terhadap bahan logam dan juga bersifat sebagai pemutih. Oleh karena itu, pembilasan perlu segera dilakukan setelah cukup waktu kontak. Disinfektan klorin kecuali klorin dioksida dayanya akan hilang apabila ada kotoran organik.

Hipokhlorit adalah sanitizer yang paling banyak digunakan dalam industri makanan, tetapi ada sejumlah senyawa chlorine lain yang juga digunakan dalam jumlah terbatas. Senyawa-senyawa tersebut di antaranya adalah Cl2 dan trisodium fosfat terchlorineasi, seperti juga khloramin organik, turunan asam isosianurik dan diklorodimetilhidantoin.
Senyawa-senyawa chlorine yang brefungsi sebagai sanitizer dapat dikelompokkan menjadi (1) chlorine cair, (2) hipokhlorit, (3) khloramin anorganik, dan (4) khloramin organik dan chlorine dioksida.
Pada umumnya sejumlah senyawa penghasil chlorine merupakan sanitizer yang paling kuat dengan aktivitas spektrum luas, bakteri gram positif dan gram negatif sama-sama peka; di samping itu senyawa-senyawa ini memperlihatkan aktivitas terhadap spora-spora bakteri. Banyak senyawa-senyawa penghasil chlorine murah harganya; mudah digunakan dan tidak dipengaruhi oleh air sadah. Tetapi, pH tinggi harus dijaga untuk mencegah korosi, dengan konsekuensi hilangnya sebagian aktivitas bakterisidal. Kerugian utama dari senyawa-senyawa pelepas chlorine adalah cepat inaktif oleh adanya bahan organik; di samping itu harus dibilas dengan baik untuk mencegah korosi.
Aktifitas chlorine sebagai senyawa antimikroba belum ditetapkan. Diusulkan bahwa asam hipokhlorit (HOCl), senyawa chlorine yang paling aktif mematikan sel mikroba dengan cara penghambatan oksidasi glukosa oleh gugus sulfidril pengoksidasi chlorine dari enzim-enzim tertentu yang penting dalam metabolisme karbohidrat. Aldolase diduga merupakan bagian utama dari kerjanya mengingat sifat esensial dalam metabolisme.
Cara kerja lain dari chlorine yang telah diusulkan adalah (a) gangguan sintesa protein, (b) dekarboksilasi oksidatif dari asam-asam amino menjadi nitril dan aldehid, (c) reaksi dengan asam nukleat, purin, pirimidin; (d) metabolisme tak seimbang setekah destruksi enzim-enzim kunci., (e) induksi kerusakan deoxyribonucleic acid (DNA) yang diikuti dengan hilangnya kemampuan fosofrilasi oksidatif dengan kebocoran beberapa makromolekul, (g) pembentukan turunan N-klor sitosin yang beracun, dan (h) menyebabkan penyimpangan kromosomal.
Sel-sel vegetatif mengambil chlorine bebas tetapi tidak chlorine terikat. Pembentukan khloramin dalam protoplasma sel tidak menyebabkan destruksi awal. Penggunaan 32P dengan adanya chlorine menunjukkan bahwa ada perubahan permeabilitas yang bersifat destruktif dalam membran sel mikroba. Penelitian oleh Camper dan McFeters (1979) menunjukkan bahwa chlorine mempengaruhi fungsi membran sel, teryuatama transpor nutrien ekstraseluler, dan bahwa karbohidrat dan asam amino berlabel tidak dapat diambil oleh sel-sel yang telah diberi perlakuan dengan chlorine. Penelitian oleh Bernarde et al (1965) dengan menggunakan asam amono berlabel 14C, mengungkapkan bahwa chlorine dioksida merusak sintesa protein dari Escherichia coli, walaupun tingkat kerusakannya tidak ditentukan.
Senyawa-senyawa pelepas chlorine diketahui merangsang germinasi spora dan setelah itu menginaktifkan spora-spora bergerminasi tersebut. Penelitian yang dilakukan oleh Kulikoosky et al (1975) menunjukkan bahwa chlorine mengubah permeabilitas spora melalui perubahan-perubahan di dalam integumen, dengan kemudian segera melepaskan Ca2+, dipicolinic acid (DPA), RNA dan DNA.
Sifat-sifat chlorine sedemikian rupa, di mana bila chlorine cair (Cl2) dan hypochlorite dicampur dengan air, mereka akan terhidrolisa membentuk ion hidrogen (H+) dan ion hypochlorite (OCl-) sesuai dengan reaksi di bawah ini. Bila natrium bergabung dengan hypochlorite untuk membentuk natrium hypochlorite, reaksi berikut ini akan berlangsung.
Cl2 + H2O HOCl +H+ + Cl-
NaOCl + H2O NaOH + HOCl
HOCl H+ + OCl-
Senyawa-senyawa chlorine lebih efektif sebagai senyawa anti mikroba pada pH yang lebih rendah di mana adanya asam hypochlorite lebih dominan. Bila pH naik, ion hypochlorite, yang tidak efektif sebagai bakterisida, akan terdapat dalam jumlah lebih banyak. Oleh karena itu molekul dalam bentuk utuh nampaknya merupakan senyawa akif.
Senyawa-senyawa penghasil chlorine yang terdapat dalam bentuk bubuk sering kali diduga lebih stabil daripada bentuk cairnya. Akan tetapi, bubuk akan menyerap air lebih cepat, sehingga menjadikannya tidak stabil, dan oleh karena itu dubutuhkan desikan untuk menjaga stabilitasnya.

Hypochlorite
hypochlorite adalah senyawa chlorine yang paling aktif, dan juga paling banyak digunakan. Kalsium hypochlorite dan natrium hypochlorite adalah senyawa-senyawa hypochlorite yang utama. sanitizer ini efektif dalam menginaktifkan sel-sel mikroba dalam suspensi air dan membutuhkan waktu kontak kira-kira 1.5-100 detik. Reduksi populasi sel sebanyak 90 persen untuk sebagian besar mikroorganisme dapat dicapai dalam waktu kurang dari 10 detik dengan kadar chlorine bebas (FAC = free available chlorine) yang relatif rendah. Spora-spora bakteri lebih tahan dari pada sel-sel vegetatif tehadap hypochlorite. Waktu yang dubutuhkan untuk mereduksi populasi sel sebanyak 90 persen, menurut Odlaug (1981), dapat berkisar dari kira-kira 7 detik hingga lebih dari 20 menit. Konsentrasi FAC yang dibutuhkan untuk inaktifasi spora-spora bakteri kira-kira 10-1000 kali (1000 ppm dibandingkan dengan 0.6-13 ppm) leih tinggi daripada yang dibutuhkan untuk sel-sel vegetatif. Spora-spora Clostridium kurang tahan terhadap aplikasi sanitizer dimana konsentrasi asam hypochlorite rendah dan waktu kontak singkat, maka efek terhadap spora bakteri juga terbatas.
Kalsium hypochlorite dan natrium hypochlorite, dan trisodium phosphat terkhlorinasi (CTP = chlorinated tridodium phosphate) dapat digunakan sebagai setelah permbersihan. hypochlorite juga dapat ditambahkan pada larutan senyawa pembersih untuk memberikan suatu kombinasi pembersih-sanitizer. Senyawa-senyawa pelepas chlorine organik, seperti natrium dikloroisosianurat dan diklorodimetil hidantoin, dapat diformulasi dengan senyawa senyawa pembersih (deterjen).
Larutan-larutanchlorine aktif merupakan suatu sanitizer yang sangat aktif terutama sebagai chlorine bebas dan dalam larutan sedikit asam. Senyawa-senyawa ini nampaknya bekerja dengan mendenaturasi protein dan menginaktifkan enzim. sanitizer chlorine efektif terhadap bakteri gram positif dan bakteri gram negatif dan terhadap beberapa virus dan spora-spora tertentu. Akan tetapi chlorine dari hypochlorite dan senyawa pelepas chlorine lainnya bereaksi dengan dan diinaktifkan oleh bahan organik yang tersisa. Akan tetapi, bila digunakan volume larutan chlorine yang direkomendasikan dan konsentrasi yang cukup, efek sanitasi tetap dapat dicapai. Hanya larutan segar sebaiknya digunakan karena penyimpanan larutan bekas dapat menyebabkan turunnya kekuatan dan aktifitas sanitizer. Konsentrasi chlorine aktif dapat diukur untuk menjamin aplikasi dan konsentrasi yang diinginkan.
Asam hypochlorite (HOCl) sendiri tidak stabil tetapi banyak garam-garamnya lebih stabil. Dalam larutan, garam-garam ini berdisosiasi untuk membentuk OCl- yang bertanggung jawab untuk sifat-sifat bakterisidal dari hypochlorite. Garam yang paling banyak digunakan adalah NaOCl yang tersedia dalam bentuk komersial sebagai cairan pekat mengandung 10-14% chlorine. Bila cairan/larutan pekat ini diencerkan dengan air suling (1:1atau 1:9) maka kdar chlorine (available chlorine) akan turun lebi lambat selama penyimpanan (Hoffman et al 1981). Yang juga banyak digunakan adalah CaO(Cl2) yang terdapat dalam bubuk dan mengandung 30% available chlorine. Dalam bentuk yang lebih encer larutan-larutan NaOCl banyak digunakan dalam industri pangan sebagai desinfektan umum dalam sistem CIP; larutan harus dipersiapkan segar dan ditangani hati-hati karena sifatnya yang dapat mengiritasi kulit. Dalam formulasi komersial kadang-kadang ditambahkan surfaktan dan stabilizer, untuk membantu kemampuan membasahkan dan penetrasi; dan untuk memperbaiki aktivitas selama penyimpanan. Larutan-larutan hypochlorite harus selalu disimpan dalam wadah gelap atau dalam wadah yang opak; stabilitas juga akan meningkat bila digunakan suhu dingin.
Larutan akan lebih stabil di atas pH 9.5 sedangkan aktivitas germisidal maksimal di antara pH 4 dan pH 5; pada pH 5 efek korosi juga maksimal. Oleh karena masalah korosi, larutan pH 10-11 digunakan dan suhu operasi dipertahnkan relatif rendah karena pada suhu lebih tinggi akan terjadi korosi dan hilangnya stabilitas desinfektan. Konsentrasi penggunaan bervariasi antara 50dan 200 ppm available chlorine dan waktu kontak antara 3 dan 30 menit; perlu diingat bahwa dalam setiap keadaan spesifik, konsentrasi minimum dan waktu yang dibutuhkan untuk mematikan mikroorganisme harus digunakan dengan tujuan untuk menghindarkan kemungkinan korosi permukaan-permukaan yang peka.

Gas chlorine
Gas chlorine umum digunakan untuk desinfeksi suplai uap air tetapi juga dapat digunakan dalam industri pangan. Gas chlorine ini harus diberikan dalam suplai air dengan kecepatan yang konstan melalui suatu alat yaitu chlorineator. Pemberian chlorine perlu dilakukan di atas “break point” (titik balik) air; yaitu pada tingkat dimana kebutuhan chlorine dari air (chlorin demand), suatu faktor peubah, yang terutama tergantung pada jumlah padatan tersuspensi dan bahan organik; telah terpenuhi. Khloramin dibentuk bila senyawa-senyawa penghasil amonia terdapat dalam air dan pada dosis chlorine yang lebih tinggi akan teroksidasi. Setelah ini, barulah “break point” dicapai sehingg selanjutnya setiap penambahan chlorine akan menghasilkan suatu residu dari chlorine bebas. Residu chlorine di antara konsentrasi 1 dan 5 ppm cocok untuk sistem khlorinasi pabrik yang kontinyu seperti “sprays” dan “belts” (ban berjalan) dan elevator; konsentrasi yang lebih tinggi (10-20 ppm) mungkin dibutuhkan untuk akhir desinfeksi atau untuk air pendingin kaleng.

Trisodium phosphat Terklorinasi (CTSP)
CTSP atau 4(Na3PO4.11H2O)NaOCl memberikan larutan hypochlorite buffer bila dilarutkan dalam air. Senyawa yang relatif mahal ini seing dicampur dalam formula bubuk. Kadar chlorine bebas rendah (4%) dan agak inaktif bila ada bahan organik. Senyawa-senyawa penghasil bromin misalnya natriumbromida dapat ditambahkan untuk menambah aktifitas bakterisidal.

Kloramin
Kloramin anorganik adalah senyawa yang dibentuk dari reaksi Worin dengan amonia nitrogen, sedangkan kloramin organik dibentuk melalui reaksi asam hypochlorite dengan amin, amida, imina atau imida. Ketidakefektifan relatif dari kloramin T dibandingkan natrium hypochlorite terlihat pada tabel 10.
Spora-spora bakteri dan sel-sel vegetatif lebih tahan terhadap kloramin daripada hypochlorite. Kloramin T melepaskan chlorine lebih lambat, sehingga efek mematikannya lambat bila dibandingkan hypochlorite.
Senyawa- senyawa kloramin lain mempunyai efektivitas yang sama atau lebih efektif dibandingkan hypochlorite dalam menginaktifkan mikroorganisme. Natrium dikloroisosiamerat lebih aktif daripad natrium hypochlorite terhadap E. coli.

Klorin dioksida (ClO2)
Klorin dioksida diketahui mempunyai daya mengoksidasi 2.5 kali klorin. Senyawa ini tidak seefektif klorin pada pH 6.5, tetapi pada pH 8.5 ClO2 adalah yang paling efektif. Sifat ini menunjukkan bahwa ClO2 kurang dipengaruhi oleh kondisi alkali dan bahan organik, oleh karena itu cock untuk penanganan air buangan.

Tabel 2. Natrium hypochlorite dan kloramin T sebagai senyawa bakterisidal.

Bila senyawa-senyawa chlorine digunakan dalam larutan atau pada permukaan dimana chlorine dapat bereaksi dengan sel, maka sanitizer ini bersifat bakterisidal dan sporisidal. Sel-sel vegetatif lebih mudah dihancurkan daripada spora-spora Clostridium, yang lebih mudah dimatikan daripada spora-spora Bacillus. Efek mematikan dari kebanyakan senyawa chlorine akan meningkat dengan naiknya available klorin bebas, turunnya pH, dan naiknya suhu. Akan tetapi, kelarutan chlorine dalam air turun dan korositas meningkat dengan naiknya suhu, dan larutan-larutan dengan konsentrasi ion tinggi dan atau pH rendah dapat mengkaratkan logam.
Keuntungan dari senyawa-senyawa chlorine dibandingkan dengan desinfektan lain adalah sebagai berikut: (a) senyawa-senyawa yang kerjanya cepat yang akan lolos uji Chambers pada konsentrasi 50 ppm dalam waktu 30 detik, (b) senyawa-senyawa chlorine non selektif yang mematikan semua jenis sel-sel vegetatif, (c) biaya penggunaan paling rendah dibandingkan dengan sanitizer lain (bila digunakan senyawa-senyawa chlorine yang murah), dan (d) pembilasan peralatan setelah penggunaan umumnya tidak diperlukan dan, bila tidak dibutuhkan, tidak direkomendasikan. Berikut ini adalah kerugian penggunaan senyawa-senyawa ini: (a) sanitizer yang tidak stabil yaitu agak cepat hilang oleh panas atau oleh kontaminasi dengan bahan organik; (b) senyawa yang sangat korosif terhadap stainless steel dan logam lain; dan (c) waktu kontak yang terbatas dengan peralatan penanganan makanan sangat penting, terutama pada setiap jenis peralatan makanan atau penangan makanan (chlorine tidak boleh kontak dengan setiap logam untuk lebih dari 20 hingga 30 menit yang disebabkan karena kemungkinan korosi).

Khloramin
Khloramin seperti khloramin T, khloramin B dan dikhloramin T sangat lebih stabil daripada hypochlorite dengan adanya bahan organik, kurang iritatif dan toksik tetapi harganya mahal sehingga penggunaan terbatas. Di samping itu, senyawa ini mempunyai sifat bakterisidal yang lemah dengan kadar klorin 25-30%, kecuali pada pH tinggi (lebih besar dari D10) dimana senyawa ini lebih efektif daripada hypochlorite. Khloramin melepaskan chlorine perlahan-lahan dan sering digunakan bila peralatan dan perlengkapan dapat direndam untuk waktu yang lama karena senyawa ini mempunyai sifat korosif yang lemah, tetapi pembilasan digabung dengan deterjen alkali untuk membentuk deterjen-sterilizer.

Turunan Asam isosianurik
Asam dikloroisosianurik dan trikloroisosianurik mempunyai tingkat chlorine bebas yang sangat tinggi tetapi karena kelarutan yang rendah dair asam dalam air, maka garam-garam Na-nya lebih umum digunakan untuk desinfeksi, ini tersedia dalam bentuk bubuk dan mempunyai kadar chlorine bebas yang agak rendah (misalnya Na dikloroisosianurat, 60%).
Senyawa-senyawa ini seperti halnya khloramin, relatif mahal, stabil bila disimpan di bawah kondisi kering, noniritatif dan melepaskan chlorine secara lambat, tidak seperti chlorine, senyawa-senyawa ini mempertahnkan aktivitasnya melalui kisaran pH yang lebar (6-10). Senyawa ini juga digunakan dalam pembuatan alkali deterjen sterilizer.

Diklorodimetilhidantoin
Bila murni, senyawa ini agak tidak larut dalam air sehingga bubuk teknis dengan kemurniannya kira-kira 25% digunakan yang memberikan kira-kira 16% available chlorine. Diklorodimetilhidantoin mempunyai sifat-sifat yang serupa dengan senyawa-senyawa pelepas chlorine organik tetapi senyawa ini mempunyai aktifitas terbesar dalam kondisi asam.

Senyawa Amonium Kuaterner
Semua senyawa ini mempunyai sifat sebagai detergen yang baik, tidak berwarna, relatif tidak korosif terhadap logam, tidak beracun tetapi berasa pahit. Daya kerjanya terhadap bakteri gram negatif tidak sebaik klorin, senyawa klorin dan se-nyawa iodosphor. Larutan ini cenderung melekat pada permukaan. Oleh karena itu, diperlukan pembilasan yang seksama setelah disinfeksi dengan zat ini. harus digunakan pada konsentrasi 200-1200 mg/l. Konsentrasi yang lebih tinggi diperlukan apabila air yang digunakan berkesadahan tinggi. Senyawa ini tidak dapat digabungkan dengan sabun atau detergen anionik.
Senyawa ini yang dikenal sebgai “quaternaries”, “quats” atau “QACs”, adalah garam-garam ammonium dengan beberapa atau semua atom-atom H dalam ion (NH4)+ disubstitusi dengan gugus alkil atau gugus aril, anionnya biasanya klorida atau bromida.
Dimana : R1, R2, R3, R4 mewakili satu atau lebih alkil atau aril yang mensubstitusi H dan X- menunjukkan suatu halida baik Cl- maupun Br-. Kation yang merupakan bagian utama adalah bagian aktif dari molekul, sedangkan bagian anion hanya penting karena dapat mempengaruhi kelarutan QAC. QAC desinfektan yang banyak digunakan adalah:
(a) Cetil trimetil ammonium bromida
(b) Lavrildimetilbencil ammonium bromida
Untuk aktivitas maksimum rantai alkil harus mengandung atom C antara 8-18
Senyawa-senyawa ammonium kuartener merupakan bakterida yang sangat aktif terhadap bakteri gram positif, tetapi kurang efektif terhadap bakteri gram negatif kecuali bila ditambahkan sequestran; spora bakteri relatif tahan walaupun pembentukannya dapat dicegah. Setelah desinfeksi permukaan-permukaan yang diberi perlakuan dengan QACs mempertahankan lapisan bakteriostalik yang disebabkan karena adsorpsi desinfektan pada permukaan tersebut; lapisan tipis ini mencegah pertumbuhan bakteri yang masih tertinggal. Bila dibutuhkan pembilasan dapat ditingkatkan dengan menambahkan sejumlah kecil urfaktan monionik pada desinfektan. Senyawa-senyawa ini mempertahankan aktifitasnya pada kisaran pH yang cukup lebar, walaupun senyawa-senyawa ini paling aktif dalam kondisi sedikit alkali dan aktifitas akan turun cepat di bawah pH 5.
Dibandingkan dengan hypochlorite, QACs lebih mahal tetapi senyawa ini mempunyai banyak sifat-sifat yang diinginkan. Dengan demikian QACs tidak dipengaruhi oleh adanya kotoran-kotoran organik, monokorosif, walaupun bebrapa jenis karet dapat dipengaruhi dan tidak mengiritasi kulit, kecuali pada suhu tinggi, sehingga dapat ditangani dengan aman.
Senyawa QACs lebih sering digunakan untuk lantai, dinding, fernish dan perlengkapan lain. Senyawa ini mudah berpenetrasi, sehingga sangat berguna untuk permukaan-permukaan yang porous.
Kebanyakan QACs adalah deterjen kationik, yang merupakan deterjen yang buruk tetapi daya germisidanya sangat baik. Dalam senyawa ini, gugus radikal organiknya adalah kation sedangkan klorin biasanya adalah anion. Mekanisme daya germisidalnya belum dimengerti sepenuhnya tetapi dihubungkan dengan penghambatan enzim dan kebocoran bahan-bahan pengisi sel.
Senyawa ammonium kuartener termasuk alkildimetilbenzil amonium klorida dan alkildimetiletil benzilamonium klorida. Kedua senyawa ini efektif dalam air dengan kesadahan berkisar antara 500:1000 ppm tanpa penambahan sequestering agent. Haverland (1981) telah melaporkan sebelumnya bahwa diisobutilphenoksi etil dimetiletil benzilamonium klorida dan metildodesilbenzil –trimetilamonium klorida adalah senyawa-senyawa yang membutuhkan natrium polifosfat untuk meningkatkan kesadahan air hingga minimum 500 ppm. Senyawa-senyawa ini memerlukan pengenceran yang lebih tinggi untuk aktivitas germisidal atau bakteriostatik. Seperti halnya dengan senyawa quat lain, senyawa-senyawa ini tidak korosif dan tidak iritatif pada kulit dan tidak mempunyai rasa atau bau dalam larutan yang digunakan. Konsentrasi dari larutan quat mudah diukur.
Senyawa-senyawa ammonium kuartener tidak boleh digabung dengan ammonium kuartener pembersih untuk pembersihan dan sekaligus desinfeksi, karena quat dapt diinaktifkan dengan senyawa-senyawa deterjen seperti bahan pembasah anionik dan lain-lain. Akan tetapi, peningkatan alkalinitas melalui formulasi dengan deterjen yang cocok dapat memperkuat aktivitas bakterisidal dari quat.
Walaupun quat tidak ideal untuk permukaan-permukaan yang kontak dengan makanan, tetapi quat mempunyai kemampuan dalam mereduksi populasi mikroba pada permukaan-permukaan lain. Keuntungan utama dari senyawa-senyawa ammonium kuartener adalah: (a) stabilitas terhadap reaksi dengan bahan organik, (b) ketahanan terhadap korosi logam, (c) stabi terhadap panas, (d) noniritas kulit, dan (e) efektif pada pH tinggi.
Kerugian senyawa-senyawa ammonium kuartener adalah: (a) efektivitas terbatas (termasuk tidak efektif terhadap kebanyakan mikroorganisme gram negatif kecuali Salmonella dan Escherichia coli, (b) tidak dapat bekerja sama dengan deterjen sintetik tipe anionik, dan (c) pembentukan film pada peralatan penanganan dan pengolahan pangan.
senyawa-senyawa kuartener stabil, bahkan dalam larutan encer dan bila dipekatkan dapat disimpan dengan aman untuk waktu lama tanpa kehilangan aktifitasnya. Karena QACs merupakan surfaktan kationik, maka mereka mempunyai kemampuan sebagai deterjen, tetapi tidak dapat digunakan bersama-sama dengan surfaktan anionik atau bahkan dengan surfaktan non ionik tertentu. Garam-garam air sudah cenderung untuk mereduksi aktifitas QACs, pengaruhnya tergantung pada panjang rantai alkil dalam QACs, bila digunakan sequestering agens yang tepat, aktifitasnya dapat dipulihkan kembali. Pemilihan sequestran harus dilakukan dengan hati-hati karena beberpa tidak dapat bersama-sama dengan beberpa QACs dan menyebabkan pengendapan. Alkali-alkali kuat menginduksi efek yang serupa dan tidak dapat digunakan bersamaan dengan banyak senyawa QACs. Secara umum deterjen yang mengandung bahan-bahan tersebut harus dibilas dengan hati-hati sebelum pemberian QACs.
QACs sering membentuk busa yang cukup banyak di dalam larutan, sehingga umumnya tidak cocok untuk sistem C/P atau spray. Senyawa ini umumnya digunakan pada konsentrasi antara 5 dan 500 ppm, pada suhu 40oC dan dengan waktu kontak antara 1 dan 30 menit.
Biguanida merupakan desinfektan kationik lain yang digunakan terbatas, mempunyai keuntungan lebih aktif terhadap bakteri gram negatif, tidak memproduksi busa dan tidak dipengaruhi air sadah.

Yodofor
Zat ini selalu dicampur dengan detergen dalam suasana asam, oleh karena itu, cocok digunakan bila diperlukan pembersihan yang bersifat asam. Daya kerjanya cepat dan mempunyai aktivitas yang luas terhadap mikroorganisma. Biasanya diperlukan larutan yang kadarnya 25-50 mg iodium/l pada pH 4 untuk disinfeksi permukaan yang bersih. Aktivitasnya akan hilang apabila ada zat organik.
Iodosphor memberikan tanda yang dapat dilihat apabila keefektifan berkurang karena warna yang hilang bila jumlah iodium turun hingga ke tingkat yang tidak efektif. Pada konsentrasi normal senyawa ini tidak bersifat racun tetapi dapat menambah jumlah iodium yang dikonsumsi. Mempunyai sedikit bau dan rasa, tetapi bila dicampur dengan zat yang ada dalam makanan akan mewarnai makanan. Dapat bersifat korosif terhadap logam, tergantung dari formulasinya dan sifat permukaan yang disinfeksi. Oleh karena itu, harus dibilas dengan air setelah penggunaan.
Mekanisme kerja antibakteri dari yodium belum dipelajari secara terinci. Pada umumnya, yodium dan asam dipoyodium merupakan senyawa aktif dalam menghancurkan mikroba. Senyawa yodium utama yang digunakan untuk sanitasi adalah larutan-larutan yodofor alkohol-yodium dan larutan yodium cair. Kedua larutan tersebut umumnya digunakan sebagai desinfektan kulit. Yodofor mempunyai manfaat yang besar untuk pembersihan dan desinfeksi peralatan dan permukaan-permukaan dan sebagai antiseptik kulit. Yodofor juga digunakan dalam penanganan air.
Bila unsur yodium dibuat kompleks dengan senyawa nonionik aktif permukaan seperti kondensat nonilphenol-etilen desida atau suatu carrier seperti polivinilpirolidon, kompleks larut air yang dikenal sebagai yodofor, akan terbentuk. Yodofor, bentuk senyawa yodium yang paling populer saat ini, mempunyai aktifitas bakterisidal yang lebih besar di bawah kondisi asam. Dengan demikian, senyawa- senyawa ini sering dimodifikasi dengan asam fosfat. Yodofor yng dibuat kompleks dengan surfaktan dan asam membeikan sifat-sifat deterjen sehingga kompleks ini mempunyai sifat deterjen-sanitizer. Senyawa- senyawa ini mempunyai sifat detergent-sanitizer. Senyawa- senyawa ini bakterisidal dan bila dibandingkan dengan suspensi air dan alkoholik dari yodium, mempunyai kelarutan yang tinggi; dalam air, tidak berbau da tidak iritatif terhadap kulit.
Untuk mempersiapkan kompleks surfaktan-yodium, yodium ditambahkan pada pada surfaktan nonionik dan dipanaskan hingga 55-65 oC untuk memperkuat larutan yodium dan untuk menstabilkan produk akhir. Reaksi eksoteranik antara yodium dan surfaktan menghasilkan kenaikan suhu tergantung pada jenis surfaktan dan nisbah surfaktan dengan yodium. Bila kadar yodium tidak melebihi batas melarutkan dari surfaktan, produk akhir akan dapat larut dalam air sempurna.
Perilaku kompleks surfaktan-yodium berdasrkan pada kesetimbangan R + I2 R1 + hypochlorite, dimana R mewakili surfaktan. Penghilangan iodida yang terbentuk oleh oksida yodium akan bertanggung jawab terhadap sisposisi lebih lanjut dari klorin, yang mungkin disebabkan karena peningkatan yodinasi dari surfaktan.
Jumlah yodium bebas akan menentukan aktifitas yodofor. Surfaktan yang ada tidak menentukan aktifitas yodofor tetapi dapat mempengaruhi sifat-sifat baktersidal dari yodium. Aktivitas yodofor terhadap beberapa spora bakteri dapat dilihat pada Tabel 3.

Tabel 6. Inaktifasi spora-spora bakteri oleh yodofor

Spora-spora lebih tahan terhadap yodium daripada sel-sel vegetatif dan waktu kontak mematikan kira-kira 10-1000 kali lebih lama daripada untuk sel yodium sama efektifnya dalam menginaktifkan sel-sel vegetatif , tetapi yodium tidak seefektif chlorine dalam menginaktifasi spora.sanitizer tipe yodium lebih stabil dengan adanya bahan organik daripada senyawa- senyawa chlorine. Oleh karena kompleks yodium stabil pada pH yang sangat rendah, senyawa ini dapat digunakan pada konsentrasi yang sangat rendah (6.25 ppm) dan digunakan pada 12.5-25 ppm. sanitizer yodium lebif efektif daripada sanitizer lain terhadap virus. Hanya dibutuhkan 6.25 ppm untuk lolos dari uji Chamber dalam waktu 30 menit. Senyawa- senyawa yodium non selektif dapat mematikan sel-sel vegetatif dan spora-spora seta virus. sanitizer yodofor digunakan pada konsentrasi yang direkomendasikan, biasanya 50-70 mg/l yodium bebas dan menghasilkan pH 3 atau kurng dalam air dengan kesadahan alkali sedang. Pengenceran berlebihan dari yodofor dengan air yang sangat alkali dapat sangat mempengaruhi efiseiensinya karena keasamannya dinetralkan.
Dalam bentuk paket, formula yodofor mempunyai masa simpan yang panjang. Akan tetapi, yodium dapat hilang dari larutan dengan penguapan. Susut ini cepat terjadi terutama bila suhu larutan melebihi 50oC karena yodium cenderung untuk menyublim. Yodium dapat diserap oleh benda-benda plastik dan karet dari heat exchanger dengan menyebabkan timbulnya warna. Pewarnaan oleh yodium dapat menguntungkan karena kebanyakan cemaran organik dan mineral akan berwarna kuning, dengan demikian menunjukkan lokasi di mana pembersihan tidak cukup. Warna merah dari larutan yodium memberikan bukti visual adanya sanitasi, tetapi intensitas warna bukan merupakan penunjuk konsentrasi yodium yang handal.
Karena larutan yodofor bersifat asam, larutan ini akan mencegah akumulasi mineral, bila digunakan secara teratur. Deposit mineral tidak dihilangkan dengan aplikasi sanitizer yodium. Bahan organik (terutama susu) menginaktifkan yodium dalam larutan yodofor dengan memucatkan warna merahnya. Hilangnya yodium dari larutan ringan kecuali bila terdapat cemaran organik dalam jumlah banyak. Oleh karena hilangnya yodium meningkat selama penyimpanan, larutan ini harus diperiksa dan diatur sesuai dengan kekuatan yang dibutuhkan.
Senyawa-senyawa yodium harganya lebih mahal daripada chlorine. Kerugian senyawa-senyawa yodium adalah senyawa ini mudah menguap pada suhu 50oC dan sangat peka terhadap perubahan-perubahan pH. sanitizer yodium efektif untuk sanitasi tangan karena senyawa ini tidak mengiritasi kulit. Senyawa-senyawa ini terutama direkomendasi untuk pekerjaan-pekerjaan pencelupan tangan dalam pabrik makanan dan sering digunakan pada peralatan penanganan makanan.
Yodofor terdiri dari campuran yodium dengan surfaktan yang larut (biasanya non ionik, walaupun surfaktan anionik dan kationik dapat digunakan) yang bertindak sebagai pembawa yodium; yodium ini yang memberikan aktifitas bakterisidal. Oleh karena itu yodofor dapat disebut sebagai sanitizer-sterilizer walaupun daya deterjennya tergantung pada jumlah surfaktan dalam campuran. Bila yodofor digunakan sebagai desinfektan maka surfaktan yang ditambahkan harus lebih banyak untuk meningkatkan daya deterjennya. Walupun yodofor kurang dipengaruhi oleh perubahan pH daripada QACs, pada prakteknya suatu komponenasam, biasanya asma phosphat, ditambahkan pada yodofor untu menurunkan pH larutan. Hal ini disebabkan karena yodofor paling aktif dalam kisaran pH 3-5 dan buffer asam fosfat dalam kisaran ini.
Yodofor memberikan efek mematikan dengan cepat terhadap suatu spektran luas bakteri dan menyerupai hypochlorite dalam hal ini, tetapi senyawa-senyawa ini juga mempertahankan aktivitas yang cukup dengan adanya buangan organik dengan pH tidak lebih dari 4 dan kuantitas limbah tidak berlebihan, tetapi yodofor, lebih kurang aktif terhadap spora-spora daripada hypochlorite.
Yodofor mahal dan oleh karena itu tidak banyak digunakan; tetapi senyawa-senyawa ini tidak korosif, tidak mengiritasi, tidak toksik dan sedikit berbau tetapi harus dibilas dengan baik setelah penggunaan. Beberapa bahan-bahan plastik dapat mengabsorbsi yodium dan menjadi berubah warnanya bila terkena Senyawa-senyawa ini; karet juga cenderung mengabsorbsi yodium sehingga waktu kontak yang lama yodofor harus dihindarkan untuk mencegah kemungkinan pengkaratan pada makanan. Salah satu keuntungan dari yodofor adalah senyawa-senyawa ini tidak dipengaruhi oleh garam-garam air sadah. Stabil dalam bentuk pekat walaupun dengan penyimpanan yang lama pada suhu kamar yang tinggi masih mungkin terjadi kehilangan aktifitas.
Yodofor terutama digunakan dalam industri susu, dimana untuk menambah daya bakterisidalnya, asam fosfat berguna dalam mengatur batu susu (milk stone); yodofor juga digunakan dalam industri bir. Dalam sistem CIP mungkin terbentuk busa sehingga perlu ditambahkan surfaktan dengan pembentukan busa yang mudah/rendah untuk keperluan ini ke dalam formulasinya. Suhu operasi hingga 50oC dapat digunakan dengan konsentrasi yodium bervariasi antara 10 dan 100 ppm

Surfaktan yang Bersifat Amfoter
Disinfektan ini mengandung bahan aktif yang bersifat sebagai detergen dan bakterisida. Bersifat racun lemah, relatif non-korosif, tidak berasa dan berbau, merupakan disinfektan yang efektif bila digunakan sesuai dengan pedoman dari pabriknya. Akan menjadi tidak aktif bila ada zat organik.
Beberapa surfaktan amfoterik terutama adalah deterjen dengan daya bakterisidal lemah. Beberapa turunan inidazolin, yang merupakan bakterisidal yang relatif lebih kuat dan deterjen lebih lemah; contohnya etil Bakterisidal-olesipropinik ionidizol. Senyawa-senyawa ini aktif sebagai bakterisidal bila berada dalam keadaan kationik. Pada umumnya senyawa-senyawa ini lebih mahal daripada desinfektan lain dan tidak merupakan bakterisidal yang kuat, walaupun dapat dicampur dengan QACs untuk meningkatkan efisiensinya. Desinfektan amfoterik tidak begitu dipengaruhi oleh bahan organik atau oleh kesadahan air, tidak korosif, tidak beracun dan tidak berbau dan stabil, bahkan dalam bentuk encer, untuk waktu yang lama. Akan tetapi cenderung membentuk busa dan karena mahal serta aktivitasnya terbatas, desinfektan terbatas, desinfektan amfoterik tidak banyak digunakan dalam industri pangan.

Senyawa-Senyawa Fenolik
Banyak senyawa-senyawa fenolik mempunyai daya bakterisidal yang kuat dan banyak digunakan sebagai desinfektan umum. Fenolik tidak digunakan dalam pekerjaan desinfektan pada pabrik makanan karena baunya yang keras dan karena kemungkinan memindahkan off-flavours = cita rasa yang menyimpang pada makanan.

Detergen sterilizer
Deterjen sterilizer secara populer dikenal sebagai deterjen-sanitizer, pada dasarnya merupakan kombinasi bahan-bahan yang dapat bergabung dan saling membantu, mengandung deterjen dan desinfektan, sehingga pembersihan dan desinfektan dapat dilakukan sekaligus dalam satu kali operasi. Tabel 12 menunjukkan berbagai kominasi bahan untuk menghasilkan deterjen sterilizer. Dalam praktek, formulasi deterjen sterilizer sering mengandung komponen lain seperti sequesteran dan buffer, dan sejumlah surfaktan sering dicampurkan dalam satu formulasi.
Suatu deterjen sterilizer harus efektif terhadap berbagai ragam cemaran dan spektrum mikroba yang luas; harus mungkin menggunakan senyawa dalam berbagai situasi bila penggunaannya ditetapkan berdasarkan nilai ekonomisnya. Pada umumnya deterjen sterilizer agak lebih mahal dan kurang efektif daripada masing-masing bahan secara terpisah tetapi bahan ini dapat digunakan bila pencemaran ringan dan dimana pembersihan pada suhu rendah diinginkan. Di samping itu ada keuntungan lain yaitu dapat menghemat waktu dan lebih mudah bila aplikasi tunggal ini memang cukup memenuhi apa yang diharapkan; hal ini tercermin oleh penggunaan senyawa-senyawa ini yang makin meningkat, yang secara tetap diperbaiki. Satu keuntungan lain adalah bakteri yang berbahaya harus dimatikan bila senyawa ini diterapkan; sedangkan dalm pembersihan konvensional bakteri yang hidup dapat dilepaskan ke dalam limbah deterjen.

Tabel 4. Kombinasi deterjen sterilizer yang umum digunakan

sanitizer dapat diaplikasikan dengan cara sirkulasi, peredaman, penggunaan sikat, fogging (pembentukan kabut), dan penyemprotan.
Sirkulasi sanitizer dapat dilakukan dengan memompakan larutan sanitasi. Perhatian khusus harus diberikan pada katup-katup. Bila terjadi penurunan kekuatan sanitizer hingga sebanyak 50 persen atau lebih, sistem belum bersih benar karena adanya kehilangan akibat interaksi sanitizerdengan bahan organik.
Alat-alat kecil dan alat-alat makan dan minum disanitasi dengan perendaman selama paling sedikit 2 menit, kemudian ditiriskan. Wadah-wadah yang besar dan terbuka, sanitasinya paling baik dilakukan dengan dibantu sikat. Wadah-wadah tertutup seperti tanki susu, efektif dengan fogging. Untuk tujuan ini, kekuatan larutan sanitizer umumnya harus dua kali penggunaan biasa dan waktu kontak tidak kurang dari 5 menit. Demikian pula apabila sanitizer diaplikasikan dengan penyemprotan pada permukaan-permukaan yang luas dan terbuka, kekuatan larutan harus dua kali penggunaan biasa.

Tabel. 5. Rekomendasi perusahaan untuk konsentrasi dan waktu penggunaan
sanitizer

PEMERIKSAAN KEEFEKTIFAN PROSEDUR

Keefektifan prosedur pembersihan dan disinfeksi diperiksa dengan melakukan monitor secara mikrobiologi terhadap produk makanan dan permukaan yang kontak dengan makanan. Monitor secara mikrobiologi terhadap produk pada setiap tahap produksi juga akan memberikan informasi tentang keefektifan prosedur pembersihan dan disinfeksi.
Bila dilakukan sampling untuk monitoring mikrobiologi perlengkapan dan permukaan yang kontak dengan makanan, diperlukan zat penetral untuk menghilangkan sisa disinfektan.
Senyawa chlorine
Chlorine akan membentuk asam hipoklorat (HOCl) pada larutan. HOCl ini akan membasmi mikroba. Pembentukan HOCl tergantung pada pH; pada pH antara 4-5, pembentukan HOCl akan terjadi secara optimal. Jadi bila pH bervariasi, maka efektifitas chlorine sebagai desinfektans tidak mencapai optimum.
Bila pH kurang dari 5, larutan chlorine menjadi korosif. Yang biasa dilakukan di pabrik adalah mempertahankan agar pH larutan pada 6-7.5, di mana larutan tidak korosif tapi masih mempunyai kadar HOCl yang cukup tinggi untuk membasmi kuman.
Natrium dan Calcium hypochlorite akan meningkatkan pH larutan. Jadi makin tinggi kadar hypochlorite dalam larutan, makin tinggi pHnya. Dengan naiknya pH, efektifitas desinfektan ini akan jauh berkurang, karena kadar HOCl akan berkurang. Bila air pelarut sangat sadah (pH tinggi) ada kemungkinan harus ditambahkan asam dulu, agar efektif. Gas Cl2 menurunkan pH larutan, oleh karena itu waktu penambahan chlorine harus dikontrol. Soda abu dapat dipakak untuk menetralkan pH, karena soda abu akan meningkatkan pH air.

Tabel 7. Keuntungan dan kerugian beberapa desinfektan.

Keuntungan dan kerugian beberapa desinfektan

Suhu tinggi akan mengakibatkan evaporasi gas Cl2 dari larutan dan menurunkan efektifitas larutan. Gas Cl2 juga dapat menganggu pernafasaan.
Pada suhu tinggi, hypochlorite dan chloramine lebih stabil daripada gas chlorine dan lebih efektif dalam membasmi kuman; tetapi larutan ini sangat korosif dan menjadi lebih korosif bila suhu meningkat. Jadi direkomendasikan untuk dipakai pada temperatur 20-25°C.

SANITASI AIR PENDINGIN KALENG

Air yang digunakan untuk mendinginkan produk makanan kaleng setelah proses termal harus memenuhi persyaratan air minum dan tidak mengandung mikroba patogen atau bakteri pembusuk. Hal ini sangat penting untuk menghindari adanya rekontaminasi bila kaleng ternyata bocor. Food & Drug Administration (USA) membuat peraturan agar air pendingin kaleng diberi klorinase atau desinfektans lain.
Residu dari desinfektans tersebut harus dapat dibuktikan oleh laboratorium, bila diambil contohnya. Klorin dipakai untuk sanitasi air pendingin karena:
1. Klorin sangat efektif membasmi spora bakteri.
2. Residu klorin mudah diukur.
3. Prosedur klorinasi air dengan gas klorin atau Na-hypochlorite adalah mudah dan murah.
Untuk memastikan bahwa benar-benar dilakukan klorinasi, sampel air harus dites akan sisa/residu khlorinasinya: dan harus terukur sisa chlorine dengan konsentrasi 0.1 ppm. Bila kaleng yang digunakan adalah kaleng dengan ukuran besar, bisa digunakan konsentrasi sampai 0.5 ppm: karena kaleng yang besar mempunyai double seam yang besar sehingga memungkinkan terjadinya kebocoran. Konsentrasi klorin lebih dari 2.5 ppm akan menyebabkan korosi dari retort dan korosi pada keleng.

Safety Sign for Safety In All Work Area

noreply@blogger.com (Go Hermes) — Thu, 08 Oct 2015 05:00:00 +0000

Safety Sign is a sign of visual shape is usually in the form of an image to be placed around the work area that contains the content of his message that every employee should always pay attention to aspects of safety and health in the work environment.

The type of signs can be:

Signs with symbols.
Signs with symbols and text.
Signs in the form of messages in text form.

Benefits of using Safety Sign:

Draw attention to the health and safety
Indicate potential hazards which may not be visible
Provides general information and provide guidance.
Remind employees to use personal protective equipment
Indicate where emergency equipment is safety.
Warning alert to some of the actions or behaviors that are not allowed.

The use of color in the safety sign

Blue: Command Means implement something, or the obligation to wear personal protective equipment in order K3 (contrasting blue color is white).
Red: Prohibition Means Doing something, such as stop signs and so on. But specifically for Fire Prevention, either in the form instructions, commands, warnings or prohibitions, still wear red (red color contrast is white).
Yellow: Warning Means to be careful and alert to the risk of harm/hazard (yellow color contrast is black).
Green: Be Safe circumstances, for instance for driving directions / road, emergency exit, P2K, non-smoking areas and its other.

Example of commonly used safety sign

Example Safety Sign Hot surfaces / Permukaan Panas


Example Safety Sign Caution Anak Tangga/ Stairs

Safety Sign Free Weapon Zone

Safety Sign Bahaya Pisau Pemotong

Safety Sign bahaya Terjerat Putaran

Safety Sign Emergency Eye Wash / shower


Safety Sign Jalur Evakuasi ke kiri


Safety Sign Jalur Evakuasi Ke Kanan


Safety Sign Bahan Mudah Terbakar

Safety Sign Dilarang Membawa Minuman / No drink

Safety Sign Dilarang Memakai Perhiasan

Safety Sign First aid Kid Inside

Environmental Management System ISO 14001 Introduction for Use Manual

noreply@blogger.com (Go Hermes) — Sun, 04 Oct 2015 20:36:00 +0000

Purpose and Use of This Manual

This manual has been developed and organized to assist allinterested organizations in the development of an Environmental Management System (EMS) that is consistent
with the ISO 14001 Standard, achieves Environmental Management System Registration, and improves the overall environmental performance of the organization. Because each organization is different, NCEDR has tried to create a document that is specific enough to givethe tools needed to set up and implement an EMS, but generalenough to allow the flexibility for addressing unique characteristics.
The various sections of the manual describe each element ofthe ISO 14001 standard and provide step-by-step procedures,sample documents or templates, and tips for developing and implementing an Environmental Management System that is appropriate to the organizationand its operations. Please remember that this is a guidance document and not a rigid instruction manual. All of the ISO elements must be addressed in your program and meet the ISO requirements, but you will notice there is much flexibility allowed in meeting the requirements. There are some procedures that should be followed “to the letter”. These procedures should be self evident, but for your convenience, each one of these pertinent procedures will be identified appropriately.

Who Should Read This Manual

Internal Environmental Management System program developers should use this manual. It isdesigned to supply guidance regarding the intent of an ISO 14001 Environmental Management System. The form and procedural contents of the Environmental Management System are very specific, and any attempt to generalize those items would lead to an Environmental Management System that will not effectively “fit” the organization. If the basic form the Environmental Management System should have is questioned, your organization may need support to effectively generate and implement an Environmental Management System. Please utilize this document as tool and a resource in developing your Environmental Management System, but seek expert advice as necessary. The development of an ISO 14001 Environmental Management System is a complex and critical process.

Organization of this Manual

Most environmental management systems are built on the “Plan, Do, Check, Act” model. In the ISO 14001 Environmental Management System Standard, these steps have been expanded to encompass seventeen elements. These seventeen elements are grouped into five phases that are similar to “plan, do, check, act”. The
phases are called Environmental Policy, Planning, Implementation and Operation, Checking and Corrective Action, and Management Review. This manual is organized in the same manner as the ISO 14001 program elements. For each element of ISO 14001 you will find the text of the actual ISO 14001 standard, step-bystep procedures, tips for developing and implementing the Environmental Management System; and sample documents or templates that can be used as is or customized to the organization.
The diagram at left will be used throughout this manual to help you identify the phase being discussed. Look for the highlighted phase at the top of each page.

List of Certification Body in Indonesia

noreply@blogger.com (Go Hermes) — Sun, 04 Oct 2015 16:56:00 +0000

Daftar Lembaga Sertifikasi di Indonesia

PT TUV Rheinland Indonesia

No LPK : LSSMKP-006-IDN
Lingkup: Susu dan Produk susu ; Daging dan Produk Daging ; Unggas dan produk Unggas ; Ikan dan produk Ikan ; Buah dan produk Buah ; Sayuran dan Produk Sayuran ; Gula dan Produk gula ; Produk Lemak dan Minyak ; Hotel ; Katering ; Bahan Tambahan Pangan ; Telur dan produk Telur ; Produk Pengalengan ; Produk Pasta dan Mi ; Tepung dan produk tepung ; Buah olahan kecuali produk pengalengan dan minuman ; Sayuran segar ; Air minum dalam kemasan ; Jus dan konsentrat buah dan sayuran ; Minuman energi ; Buah segar ; Produk minuman kopi, teh, rempah-rempah, dan minuman asal sereal kecuali kakao ; Minuman alkohol ; Manufaktur bahan kemasan ; Budidaya pertanian (buah, sayuran, biji-bijian (grain), holtikultura, dan tanaman rempah-rempah ; Pakan ternak ; Bahan pembersih atau sanitasi ;
Alamat : Menara Karya Lt. 10, Jl. HR Rasuna Said Blok X-5 Kav 1 - 2, Jakarta 12950
Telpon : (021) 57944579
Email :
Contact Person : Ir. Yunus Aprianto
Periode Akreditasi: 18-08-2011 - 15-09-2019

Lembaga Sertifikasi Sistem Mutu Benih Tanaman Pangan dan Hortikultura (LSSMBTPH)

No LPK : LSSM-033-IDN
Lingkup: Pertanian dan perikanan ;
Alamat : Jl. AUP Pasar Minggu, Jakarta Selatan
Telpon : 021-78844208
Email :
Contact Person : Ir. Munandar, MM
Periode Akreditasi: 18-08-2015 - 17-08-2019

PaPICS BBPK

No LPK : LSPr-031-IDN
Lingkup:
Alamat : Jl. Raya Dayeuhkolot no.132 Bandung
Telpon : (022) 5202980
Email : bbkp@bbkp.go.id
Contact Person : Nina
Periode Akreditasi: 21-07-2011 - 20-07-2015

BPSMB Makassar
No LPK : LSPr-032-IDN
Lingkup:
Alamat : Jl. A.P. Pettarani, Makassar
Telpon :
Email : bpsmbsulsel@yahoo.com
Contact Person : Nyoman
Periode Akreditasi: 21-07-2011 - 20-07-2015

Pusat Pengujian Mutu Barang

No LPK : LSPr-001-IDN Lingkup: Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Teknologi Informasi ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Peralatan Transpor Lain ; Konstruksi ; Mesin dan Peralatan ;
Alamat : Jl. Raya Bogor, Km. 26, Ciracas, Jakarta Timur
Telpon : (021) 8710321-3
Email : sertifikasippmb_pj@yahoo.comContact Person : Nurul Fadina
Periode Akreditasi: 12-11-2010 - 11-11-2018

Balai Sertifikasi Industri

No LPK : LSPr-004-IDN Lingkup:
Alamat : Jl. Jend. Gatot Subroto Lt. 20, Jakarta
Telpon : (021) 5255509
Email : triyoganurjana@yahoo.com
Contact Person : Triyoga IW Nurjana
Periode Akreditasi: 02-05-2011 - 30-04-2019

LMK

No LPK : LSPr-005-IDN Lingkup:
Alamat : Jl. Duren Tiga, Jakarta 12760
Telpon : (021) 7943450
Email : giman@pln-jaser.co.id
Contact Person : Wawan Bumowarso
Periode Akreditasi: 03-03-2011 - 02-02-2019

Jogja Product Assurance (JPA)

No LPK : LSPr-009-IDN Lingkup:
Alamat : Jl. Sokonandi No. 9, Yogyakarta
Telpon : (0274) 512929; (0274) 563939
Email : lspr_jpa@yahoo.com
Contact Person : Niken Karsiati
Periode Akreditasi: 23-04-2012 - 22-04-2016

Baristand Industri Surabaya

No LPK : LSPr-011-IDN Lingkup:
Alamat : Jl. Jagir Wonokromo No. 360 Surabaya
Telpon : (031) 8410054
Email : lspro_sby@yahoo.co.id
Contact Person : Siti Rohmah Siregar
Periode Akreditasi: 20-06-2012 - 19-06-2016

PT. TUV NORD Indonesia

No LPK : LSPr-012-IDN Lingkup:
Alamat : Perkantoran Hijau Arkadia. Jl. Letjen TB. Simatupang Kav.88, Tower F part of 7th floor, suite 704. jakarta Selatan 12520, Indonesia
Telpon : (021) 78837338
Email : indonesia@tuv-nord.com
Contact Person : Ir. Robert Napitupulu
Periode Akreditasi: 21-06-2012 - 20-06-2016

Balai Besar Barang dan Barang, Teknik (B4T)

No LPK : LSPr-013-IDN Lingkup:
Alamat : Jl Sangkuriang No. 14 Bandung 40135
Telpon : (022) 2504088
Email : lspro@b4t.go.id
Contact Person : Ir. Priyono
Periode Akreditasi: 10-11-2012 - 09-11-2016

Balai Besar Teknologi Pencegahan Pencemaran Industri Semarang (BBTPPI Semarang)

No LPK : LSPr-016-IDN Lingkup:
Alamat : Jl. Ki Mangunsarkoro No. 6, Semarang 50136
Telpon : (024) 8316315
Email : lsprobbtppi@yahoo.co.id
Contact Person : Drs. Budi Nur Prasetyo, M.Si
Periode Akreditasi: 04-05-2013 - 03-05-2017

LUK B2TKS

No LPK : LSPr-017-IDN Lingkup:
Alamat : Kawasan PUSPIPTEK Gedung 220, Serpong, Tangerang 15314
Telpon : (021) 7560565
Email : lspro_luk@yahoo.com
Contact Person : Dr. Ing. H. Agus Suhartono
Periode Akreditasi: 21-01-2013 - 20-01-2017

BBIHP

No LPK : LSPr-018-IDN Lingkup:
Alamat : Jl. Racing Center No. 28, Makassar 90231
Telpon : (0411) 441207; (0411) 434700
Email : bbihp@yahoo.co.id
Contact Person : Andoyo Sugiharto
Periode Akreditasi: 16-04-2010 - 15-04-2014
SNI yang Terkait : 7 SNI

Samarinda ETAM

No LPK : LSPr-020-IDN Lingkup:
Alamat : Jl. Harmonika No. 3, Samarinda
Telpon : (0541) 746218
Email : y_adiningsih@yahoo.co.id
Contact Person : Akhmad Mutawakkil, SE
Periode Akreditasi: 21-07-2011 - 20-07-2019

Balai Besar Kimia dan Kemasan (Chempack)

No LPK : LSPr-021-IDN Lingkup:
Alamat : Jl. Balai Kimia No. 1, Pekayon, Pasar Rebo
Telpon : (021) 8717438
Email : lspro_chempack@yahoo.com
Contact Person : Rochmi Wijayanti
Periode Akreditasi: 20-10-2011 - 19-10-2015

TEXPA-Balai Besar Textil (BBT)

No LPK : LSPr-023-IDN Lingkup:
Alamat : Jl. Jend. Ahmad Yani No. 390
Telpon : 022 - 7206214
Email : anne_sukmawati2000@yahoo.com
Contact Person : Quri Siti Mirah DP
Periode Akreditasi: 25-04-2012 - 24-04-2016

CENCERA

No LPK : LSPr-024-IDN Lingkup:
Alamat : Jl. Jend. Ahamd Yani No. 392
Telpon : 022 - 7206221
Email : lsprcencera@yahoo.com
Contact Person : Ir. Mustansir, MSc
Periode Akreditasi: 23-11-2012 - 22-11-2016

TOEGOE

No LPK : LSPr-025-IDN Lingkup:
Alamat : Jl. Kusumanegara No. 7, Yogyakarta
Telpon : 0274-546111
Email : sertifikasi.bbkb@gmail.com
Contact Person : Ibu Lis
Periode Akreditasi: 27-02-2009 - 26-02-2017

PT. TUV Rheinland Indonesia

No LPK : LSPr-026-IDN Lingkup:
Alamat : Menara Karya Lt. 10, Jl. H. R. Rasuna Said Blok X - 5, Kav. 1 - 2
Telpon : 57944579
Email : jakarta@idn.tuv.com
Contact Person : Abdul Qohar
Periode Akreditasi: 04-05-2013 - 03-05-2017

PT. Mutuagung Lestari

No LPK : LSSHACCP-001-IDN Lingkup: air minum dengan produknya serta minuman ; Produk perikanan dan hasil olahannya ; susu dan hasil olahannya ; produk makanan untuk sasaran khusus ; kakao, kopi, teh dan hasil olahannya ; lemak, minyak dan hasil olahannya ; gula, madu dan hasil olahannya ; Buah, sayuran dan hasil olahannya ; daging dan hasil olahannya ; Hasil unggas dan hasil olahannya ; serealia, biji-bijian, umbi-umbian dan hasil olahannya ; produk makanan siap saji ; rempah-rempah, tanaman obat, dan hasil olahan serta bumbu ;
Alamat : Jl. Raya Bogor Km. 33,5 No. 19, CimanggisDepok16953
Telpon : (021) 8740202
Email : -
Contact Person : Reny Rustianingsih
Periode Akreditasi: 29-07-2015 - 28-07-2019

PT. Embrio Biotekindo
No LPK : LSSHACCP-002-IDN

Lingkup: air minum dengan produknya serta minuman ; Produk perikanan dan hasil olahannya ; susu dan hasil olahannya ; Bahan tambahan pangan ; produk makanan untuk sasaran khusus ; kulit, tulang, jeroan dan produk kulit ; lain-lain ; kakao, kopi, teh dan hasil olahannya ; lemak, minyak dan hasil olahannya ; Garam ; gula, madu dan hasil olahannya ; Buah, sayuran dan hasil olahannya ; daging dan hasil olahannya ; Hasil unggas dan hasil olahannya ; serealia, biji-bijian, umbi-umbian dan hasil olahannya ; produk makanan siap saji ; rempah-rempah, tanaman obat, dan hasil olahan serta bumbu ;
Alamat : Jl. Pajajaran Indah V No. 1 CBaranang Siang, Bogor16143
Telpon : (0251) 377973
Email : certification@mbrio-food.com
Contact Person : Heni Dwi Wahyuni
Periode Akreditasi: 29-11-2011 - 28-11-2015

PT. SGS International Certification Services Indonesia

No LPK : LSSHACCP-003-IDN Lingkup: air minum dengan produknya serta minuman ; Produk perikanan dan hasil olahannya ; susu dan hasil olahannya ; Bahan tambahan pangan ; produk makanan untuk sasaran khusus ; lemak, minyak dan hasil olahannya ; Buah, sayuran dan hasil olahannya ; daging dan hasil olahannya ; serealia, biji-bijian, umbi-umbian dan hasil olahannya ; produk makanan siap saji ; rempah-rempah, tanaman obat, dan hasil olahan serta bumbu ;
Alamat : Cilandak Commercial Estate #108 C, Jl. Raya Cilandak KKO,
Telpon : (021) 781 8111 ext.142
Email : magdalena.trisnawati@sgs.com
Contact Person : Magdalena Trisnawati
Periode Akreditasi: 15-07-2010 - 13-07-2018

Laboratorium Terpadu Institut Pertanian Bogor (ILFA IPB) (WITHDRAWN 18 APRIL 2013)

No LPK : LSSHACCP-004-IDN Lingkup: air minum dengan produknya serta minuman ; Produk perikanan dan hasil olahannya ; susu dan hasil olahannya ; Bahan tambahan pangan ; produk makanan untuk sasaran khusus ; kulit, tulang, jeroan dan produk kulit ; kakao, kopi, teh dan hasil olahannya ; lemak, minyak dan hasil olahannya ; Garam ; gula, madu dan hasil olahannya ; Buah, sayuran dan hasil olahannya ; daging dan hasil olahannya ; Hasil unggas dan hasil olahannya ; serealia, biji-bijian, umbi-umbian dan hasil olahannya ; produk makanan siap saji ; rempah-rempah, tanaman obat, dan hasil olahan serta bumbu ;
Alamat : Jl. Raya Pajajaran Bogor 16151
Telpon : 0251-8385165
Email : -
Contact Person : Dr. Hermawan Taheer
Periode Akreditasi: 12-10-2010 - 11-10-2014

Agro-Based Industry Certification Services (ABICS)

No LPK : LSSHACCP-006-IDN Lingkup: air minum dengan produknya serta minuman ; Produk perikanan dan hasil olahannya ; susu dan hasil olahannya ; Bahan tambahan pangan ; produk makanan untuk sasaran khusus ; kakao, kopi, teh dan hasil olahannya ; lemak, minyak dan hasil olahannya ; gula, madu dan hasil olahannya ; Buah, sayuran dan hasil olahannya ; daging dan hasil olahannya ; Hasil unggas dan hasil olahannya ; serealia, biji-bijian, umbi-umbian dan hasil olahannya ; produk makanan siap saji ; rempah-rempah, tanaman obat, dan hasil olahan serta bumbu ;
Alamat : Jl. Ir. H. Juanda No. 11, Bogor
Telpon : (0251) 8324068
Email : -
Contact Person : Maman Rohaman
Periode Akreditasi: 15-07-2010 - 13-07-2018

PT. Sucofindo - ICS

No LPK : LSSHACCP-007-IDN Lingkup: air minum dengan produknya serta minuman ; Produk perikanan dan hasil olahannya ; susu dan hasil olahannya ; kakao, kopi, teh dan hasil olahannya ; lemak, minyak dan hasil olahannya ; gula, madu dan hasil olahannya ; Buah, sayuran dan hasil olahannya ; daging dan hasil olahannya ; Hasil unggas dan hasil olahannya ; serealia, biji-bijian, umbi-umbian dan hasil olahannya ;
Alamat : Graha Sucofindo B1 Floor, Jl. Raya Pasar Minggu Kav 34
Telpon : (021) 7983666
Email :
Contact Person : Ir. Triyanaidil Fitri
Periode Akreditasi: 29-11-2011 - 28-11-2015

SUCOFINDO International Certification Services

No LPK : LSSML-001-IDN Lingkup: Tekstil dan Produk Tekstil ; Pertambangan dan bahan galian ; Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Transpor, Penyimpanan dan Komunikasi ; Jasa Engineering ; Kesehatan dan Tugas Sosial ; Kesehatan dan Tugas Sosial ; Produk Makanan, Minuman dan Tembakau ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Penyediaan Kelistrikan ; Konstruksi ;
Alamat : Graha Sucofindo B1 Floor, Jl. Raya Pasar Minggu Kav 34
Telpon : (021) 7983666
Email : mzakir@sucofindo.co.id
Contact Person : M. Zakir
Periode Akreditasi: 19-01-2012 - 18-01-2016

PT. Mutuagung Lestari Environmental System Certification (MALECO)

No LPK : LSSML-002-IDN Lingkup: Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Peralatan Listrik dan Peralatan Optik ; Kesehatan dan Tugas Sosial ; Produk Makanan, Minuman dan Tembakau ; Penyediaan Kelistrikan ;
Alamat : Jl. Raya Bogor Km. 33,5 No. 19, Cimanggis
Telpon : (021) 7210280
Email :
Contact Person : Siti Jamilah
Periode Akreditasi: 29-07-2015 - 28-07-2019

Jogya Environmental Certification Assurance (JECA)

No LPK : LSSML-004-IDN Lingkup: Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Produk Makanan, Minuman dan Tembakau ; Kulit dan Produk Kulit ;
Alamat : Jl. Sokonandi No. 9, Yogyakarta
Telpon : (0274) 512929; (0274) 563939
Email : jeca_bbkkp@yahoo.com
Contact Person : Satija
Periode Akreditasi: 21-03-2013 - 20-03-2017
SNI yang Terkait : 2 SNI

Balai Besar Bahan dan Barang Teknik (B4T)

No LPK : LSSML-006-IDN Lingkup: Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Jasa Engineering ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Konstruksi ; Mesin dan Peralatan ;
Alamat : Jl. Sangkuriang No. 14, Bandung 40135
Telpon : (022) 2504828
Email : qsc@b4t.go.id
Contact Person : Ir. Dudung
Periode Akreditasi: 20-10-2011 - 19-10-2015
SNI yang Terkait : 2 SNI

PT. SGS INDONESIA

No LPK : LSSML-007-IDN Lingkup: Tekstil dan Produk Tekstil ; Pertambangan dan bahan galian ; Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Produk Makanan, Minuman dan Tembakau ; Pembuatan Kokas dan Minyak ; Beton, Semen, Kapur, Gips dan Lain-lain ;
Alamat : Cilandak Commercial Estate #108 C, Jl. Raya Cilandak KKO, Jakarta 12560
Telpon : (021) 7818111
Email : bambang.nugroho@sgs.com
Contact Person : Bambang Indi Nugroho
Periode Akreditasi: 29-09-2011 - 28-09-2015
SNI yang Terkait : 2 SNI

PT. TUV NORD Indonesia

No LPK : LSSML-008-IDN Lingkup: Tekstil dan Produk Tekstil ; Pulp, Kertas dan Produk Kertas ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Penyediaan Gas ; Transpor, Penyimpanan dan Komunikasi ; Produk Makanan, Minuman dan Tembakau ; Pembuatan Kokas dan Minyak ; Peralatan Transpor Lain ; Penyediaan Kelistrikan ; Konstruksi ; Mesin dan Peralatan ;
Alamat : Perkantoran Hijau Arkadia. Jl. Letjen TB. Simatupang Kav.88, Tower F part of 7th floor, suite 704. jakarta Selatan 12520, Indonesia
Telpon : (021) 57992211
Email : Sabrina@tuv-nord.com
Contact Person : Sabrina Sinulingga
Periode Akreditasi: 01-12-2011 - 30-11-2015

Balai Besar Bahan dan Barang Teknik - Quality System Certification (B4T-QSC)

No LPK : LSSM-001-IDN Lingkup: Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Teknologi Informasi ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Konstruksi ; Mesin dan Peralatan ;
Alamat : Jl. Sangkuriang No. 14, Bandung
Telpon : (022) 2504828
Email : qsc@b4t.go.id
Contact Person : Ir. Dudung
Periode Akreditasi: 31-03-2015 - 30-03-2019

PT SUCOFINDO (PERSERO) SBU SUCOFINDO INTERNATIONAL CERTIFICATION SERVICES

No LPK : LSSM-002-IDN Lingkup: Tekstil dan Produk Tekstil ; Pertambangan dan bahan galian ; Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Perusahaan Percetakan ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Kelompok Pabrik Lain ; Penyediaan Gas ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Hotel dan Restoran ; Transpor, Penyimpanan dan Komunikasi ; Jasa Keuangan, Real Estate, Penyewaan ; Teknologi Informasi ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Produk Makanan, Minuman dan Tembakau ; Pembuatan Kokas dan Minyak ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Penyediaan Kelistrikan ; Penyediaan Air ; Konstruksi ; Produk Mineral Non Logam ; Mesin dan Peralatan ;
Alamat : Graha Sucofindo Lt.B1 Jl. Raya Pasar Minggu Kav. 34, Jakarta Selatan
Telpon : (021) 7983666
Email : mzakir@sucofindo.co.id
Contact Person : M. Zakir
Periode Akreditasi: 25-04-2012 - 24-04-2016

Agro-Based Industry Certification Services (ABICS)

No LPK : LSSM-003-IDN Lingkup: Pertanian dan perikanan ; Produk Makanan, Minuman dan Tembakau ;
Alamat : Jl. Ir. H. Juanda No. 11, Bogor
Telpon : (0251) 8324068
Email : cabi@bbia.go.id
Contact Person : Maman Rohaman
Periode Akreditasi: 21-08-2013 - 20-08-2017

Textile Industry Quality Assurance - BBT (TIQA-BBT)

No LPK : LSSM-004-IDN Lingkup: Tekstil dan Produk Tekstil ;
Alamat : Jl. Jend. Ahmad Yani No. 390, Bandung
Telpon : (022) 7206214
Email : ruslana@bdg.centrin.net.id
Contact Person : Quri Siti Mirah DP
Periode Akreditasi: 29-07-2015 - 28-07-2019

Balai Besar Keramik - Quality Assurance Certification Scheme (BBK-QACS)

No LPK : LSSM-006-IDN Lingkup: Beton, Semen, Kapur, Gips dan Lain-lain ; Produk Mineral Non Logam ;
Alamat : Jl. Jend. Ahmad Yani No. 392, Bandung
Telpon : (022) 7206221
Email : keramik@bbk.go.id
Contact Person : Mustansir
Periode Akreditasi: 19-09-2013 - 18-09-2017

Balai Besar Teknologi Pencegahan dan Pencemaran Industri (Balai Industri Semarang Quality Assurance (BISQA))

No LPK : LSSM-007-IDN Lingkup: Tekstil dan Produk Tekstil ; Kayu dan Produk Kayu ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Jasa Keuangan, Real Estate, Penyewaan ; Kesehatan dan Tugas Sosial ; Produk Makanan, Minuman dan Tembakau ; Konstruksi ;
Alamat : Jl. Ki Mangunsarkoro No. 6, Semarang, Jawa Tengah
Telpon : (024) 8316315
Email : bisqasmg@gmail.com
Contact Person : Titien Sayekti
Periode Akreditasi: 19-10-2010 - 18-10-2018

PT. Mutuagung Lestari Quality Assurance (MALQA)

No LPK : LSSM-008-IDN Lingkup: Tekstil dan Produk Tekstil ; Pertambangan dan bahan galian ; Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Perusahaan Percetakan ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Galangan Kapal ; Kelompok Pabrik Lain ; Proses Daur Ulang ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Hotel dan Restoran ; Transpor, Penyimpanan dan Komunikasi ; Jasa Keuangan, Real Estate, Penyewaan ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Produk Makanan, Minuman dan Tembakau ; Peralatan Transpor Lain ; Penyediaan Kelistrikan ; Konstruksi ; Produk Mineral Non Logam ;
Alamat : Jl. Raya Bogor No. 19 Km 33,5, Cimanggis, Depok
Telpon : (021) 8740202
Email : qa_mutucertification.com
Contact Person : Siti Jamilah
Periode Akreditasi: 30-04-2014 - 29-04-2018

PT. SAI Global Indonesia

No LPK : LSSM-009-IDN Lingkup: Tekstil dan Produk Tekstil ; Pertambangan dan bahan galian ; Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Perusahaan Penerbitan ; Perusahaan Percetakan ; Bahan Bakar Nuklir ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Galangan Kapal ; Kedirgantaraan ; Kelompok Pabrik Lain ; Proses Daur Ulang ; Penyediaan Gas ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Hotel dan Restoran ; Transpor, Penyimpanan dan Komunikasi ; Jasa Keuangan, Real Estate, Penyewaan ; Teknologi Informasi ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Jasa Sosial Lain ;
Alamat : Graha Iskandarsyah Lt. 4, Jl. Iskandarsyah Raya No. 66C, Jakarta Selatan
Telpon : (021) 7206186
Email : joko.prayitno@saiglobal.com
Contact Person : Joko Prayitno
Periode Akreditasi: 08-09-2010 - 07-09-2014

Jasa Teknik Kelistrikan - Quality System Certification (LMK-QSC)

No LPK : LSSM-011-IDN Lingkup: Peralatan Listrik dan Peralatan Optik ; Teknologi Informasi ; Jasa Engineering ; Penyediaan Kelistrikan ;
Alamat : Jl. Duren Tiga, Jakarta Selatan
Telpon : (021) 7973774
Email : lmkqsc@pln-jaser.co.id
Contact Person : Kasturi
Periode Akreditasi: 04-06-2010 - 03-06-2014

PT. SGS Indonesia

No LPK : LSSM-012-IDN Lingkup: Tekstil dan Produk Tekstil ; Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Perusahaan Percetakan ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Kelompok Pabrik Lain ; Penyediaan Gas ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Hotel dan Restoran ; Transpor, Penyimpanan dan Komunikasi ; Jasa Keuangan, Real Estate, Penyewaan ; Teknologi Informasi ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Produk Makanan, Minuman dan Tembakau ; Kulit dan Produk Kulit ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Penyediaan Kelistrikan ; Penyediaan Air ; Konstruksi ; Produk Mineral Non Logam ; Mesin dan Peralatan ;
Alamat : Cilandak Commercial Estate #108 C, Jl. Raya Cilandak KKO, Jakarta Selatan
Telpon : (021) 781 8111 ext.142
Email : Bambang.Nugroho@sgs.com
Contact Person : Bambang Indi Nugroho
Periode Akreditasi: 29-11-2011 - 28-11-2015

Indah Karya Register Certification Services (IKRCS)

No LPK : LSSM-014-IDN Lingkup: Tekstil dan Produk Tekstil ; Logam Dasar dan Produk Terbuat dari Logam ; Hotel dan Restoran ; Jasa Keuangan, Real Estate, Penyewaan ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Beton, Semen, Kapur, Gips dan Lain-lain ; Penyediaan Air ; Konstruksi ;
Alamat : Jl. Jagakarsa (Simpang Kecapi), Jakarta Selatan
Telpon : (021) 78892422
Email : dph_jkt@yahoo.co.id
Contact Person : Dewi Permatahati
Periode Akreditasi: 13-12-2012 - 12-12-2017

PT. TUV Rheinland Indonesia

No LPK : LSSM-015-IDN Lingkup: Tekstil dan Produk Tekstil ; Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Perusahaan Percetakan ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Galangan Kapal ; Kelompok Pabrik Lain ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Hotel dan Restoran ; Transpor, Penyimpanan dan Komunikasi ; Jasa Keuangan, Real Estate, Penyewaan ; Teknologi Informasi ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Produk Makanan, Minuman dan Tembakau ; Kulit dan Produk Kulit ; Pembuatan Kokas dan Minyak ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Penyediaan Kelistrikan ; Konstruksi ; Produk Mineral Non Logam ; Mesin dan Peralatan ;
Alamat : Menara Karya Lt. 10, Jl. H.R. Rasuna Said Blok X-5 Kav. 1-2, Jakarta Selatan
Telpon : (021) 579 44 579
Email : qohar@idn.tuv.com
Contact Person : Abdul Qohar
Periode Akreditasi: 21-06-2012 - 20-06-2016

PT. TUV NORD Indonesia

No LPK : LSSM-016-IDN Lingkup: Tekstil dan Produk Tekstil ; Pertambangan dan bahan galian ; Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Perusahaan Penerbitan ; Perusahaan Percetakan ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Galangan Kapal ; Kelompok Pabrik Lain ; Proses Daur Ulang ; Penyediaan Gas ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Hotel dan Restoran ; Transpor, Penyimpanan dan Komunikasi ; Jasa Keuangan, Real Estate, Penyewaan ; Teknologi Informasi ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Jasa Sosial Lain ; Produk Makanan, Minuman dan Tembakau ; Kulit dan Produk Kulit ; Pembuatan Kokas dan Minyak ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Penyediaan Kelistrikan ; Penyediaan Air ; Konstruksi ; Produk Mineral Non Logam ; Mesin dan Peralatan ;
Alamat : Perkantoran Hijau Arkadia, Jl. Letjen TB. Simatupang Kav.88, Tower F Part of 7th Floor, Suite 704, Jakarta Selatan
Telpon : (021) 57992211
Email : ssinulingga@tuv-nord.com
Contact Person : Sabrina Sinulingga
Periode Akreditasi: 01-12-2011 - 30-11-2015

PT. TUV SUD PSB Indonesia

No LPK : LSSM-019-IDN Lingkup: Tekstil dan Produk Tekstil ; Pulp, Kertas dan Produk Kertas ; Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Transpor, Penyimpanan dan Komunikasi ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Produk Makanan, Minuman dan Tembakau ; Kulit dan Produk Kulit ; Peralatan Transpor Lain ; Konstruksi ; Mesin dan Peralatan ;
Alamat : Dipo Tower 9th floor suite C-D, Dipo Business Center. Jl. Gatot Subroto Kav. 51-52 Petamburan, Tanah Abang, Jakarta Pusat 10260
Telpon : (021) 298 657 95/96/97
Email : Jahja.Kurniawan@tuv-sud-psb.co.id
Contact Person : Jahja M. Kurniawan
Periode Akreditasi: 11-05-2013 - 10-05-2017

PT. Bureau Veritas Indonesia

No LPK : LSSM-021-IDN Lingkup: Kayu dan Produk Kayu ; Perusahaan Percetakan ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Transpor, Penyimpanan dan Komunikasi ; Jasa Keuangan, Real Estate, Penyewaan ; Jasa Engineering ; Jasa Lain ; Pendidikan ; Kesehatan dan Tugas Sosial ; Produk Makanan, Minuman dan Tembakau ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Konstruksi ; Produk Mineral Non Logam ; Mesin dan Peralatan ;
Alamat : Gd. Ariobimo Sentral Lt P1. Jl. HR. Rasuna Said Blok X-2 Kav-5, Jakarta Selatan
Telpon : (021) 5210393
Email : yenny.agustiyani@id.bureauveritas.com
Contact Person : Yenni Agustiyani
Periode Akreditasi: 16-02-2012 - 16-02-2016
SNI yang Terkait : 2 SNI

Celebes Mina Certification (CMC) Takalar

No LPK : LSSM-022-IDN Lingkup: Pertanian dan perikanan ;
Alamat : Desa Bontoloe, Kec. Galesong Selatan, Takalar, Sulawesi Selatan
Telpon : 0411 - 320730
Email : lssmcmctakalar@yahoo.co.id
Contact Person : Jeni
Periode Akreditasi: 30-08-2012 - 29-08-2016

Balai Besar Pengembangan Budidaya Air Tawar - AQSys (BAT-AQSys)

No LPK : LSSM-023-IDN Lingkup: Pertanian dan perikanan ;
Alamat : Jl. Selabintana No. 37, Sukabumi, Jawa Barat
Telpon : 0266-225211
Email : sofihanif@yahoo.com, bbats@telkom.net
Contact Person : Sofi Hanif
Periode Akreditasi: 30-08-2012 - 29-08-2016

BIPA Palembang

No LPK : LSSM-024-IDN Lingkup: Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Produk Makanan, Minuman dan Tembakau ; Beton, Semen, Kapur, Gips dan Lain-lain ;
Alamat : Jl. Perindustrian II No 12 Sukarame KM 09, Palembang, Sumatera Selatan 30152
Telpon : 0711 - 412482
Email : hazairin_fauzi@yahoo.com
Contact Person : Hazairin Fauzi, ST, MT
Periode Akreditasi: 30-08-2012 - 29-08-2016

VEDCA - IQS

No LPK : LSSM-025-IDN Lingkup: Pendidikan ;
Alamat : Jl. Raya Jangari Km. 14, Cianjur, Jawa Barat
Telpon : (0263) 285003
Email : vedqaiqs@yahoo.com
Contact Person : M. Bakrun
Periode Akreditasi: 13-12-2012 - 12-12-2017

Pusat Pengembangan Tenaga Perminyakan dan Gas Bumi

No LPK : LSP-001-IDN Lingkup: TTK Penyelidikan Seismik ;
Alamat : Jl. Sorogo No.1, Cepu, Blora
Telpon : (0296) 421 888
Email : -
Contact Person : Ir. Bambang Sugito, MT
Periode Akreditasi: 15-12-2011 - 14-12-2015

Pusat Pengujian Mutu Barang

No LPK : LSP-002-IDN Lingkup:
Alamat : Jl. Raya Bogor Km 26, Ciracas
Telpon : (021) 8710321-3
Email : lsp_ppmb@yahoo.com
Contact Person : Zuazizah, SH
Periode Akreditasi: 27-09-2012 - 26-09-2016

Pusat Standardisasi LIPI

No LPK : LSP-004-IDN Lingkup:
Alamat : Gd. PDII - LIPI, Jl. Gatot Subroto Kav. 10,
Telpon : (021) 5733465
Email : devriana@yahoo.com
Contact Person : Dr. Ir. Fatimah Z.S P.
Periode Akreditasi: 19-09-2013 - 18-09-2017

Balai Besar Bahan dan Barang Teknik (B4T- PC)

No LPK : LSP-005-IDN Lingkup:
Alamat : Jl. Sangkuriang No. 14,
Telpon : (022) 2504828, (022) 2504088
Email : gngbagus@yahoo.com
Contact Person : Ir. Priyono
Periode Akreditasi: 19-09-2013 - 18-09-2017

PT Ayamaru Sertifikasi

No LPK : LPPHPL-001-IDN Lingkup:
Alamat : Komplek Ruko Braja Mustika B-11, Jl. Dr. Semeru RT 002/001 Bogor Barat, Jawa Barat, Indonesia
Telpon : 0251 - 8319650
Email : ayamaru_certification@hotmail.com
Contact Person : Ir. Akhmad
Periode Akreditasi: 02-09-2010 - 01-09-2018

SARBI INTERNATIONAL CERTIFICATION

No LPK : LPPHPL-004-IDN Lingkup:
Alamat : Jl. Raya Taman Pagelaran No. 2, Kelurahan Padasuka, Ciomas
Telpon : 0251 - 8634086, 8635464
Email : sic.sertifikasi@yahoo.co.id
Contact Person : Aisyah Amini, S.Hut
Periode Akreditasi: 02-09-2010 - 01-09-2018

SICS - SUCOFINDO, PT

No LPK : LPPHPL-005-IDN Lingkup:
Alamat : Graha Sucofindo, Jl. Raya Pasar Minggu Kav. 34
Telpon : (021) 7983666
Email : mzakir@sucofindo.co.id
Contact Person : M. Zakir
Periode Akreditasi: 02-09-2010 - 01-09-2018

PT Almasentra Sertifikasi

No LPK : LPPHPL-006-IDN Lingkup:
Alamat : Royal Spring Business Park-10, Jl. Ragunan Raya No. 29A, Jati Padang, Pasar Minggu, Jakarta Selatan 12540
Telpon : 021 - 79199919
Email : alamasent2000@yahoo.com
Contact Person : Astra Sagala
Periode Akreditasi: 02-09-2010 - 16-09-2018

RENSA GLOBAL TRUST

No LPK : LPPHPL-007-IDN Lingkup:
Alamat : Jl. Warung Buncit Raya No. 4-B Pancoran
Telpon : 021 - 79193050, 7975527, 7944891
Email : rgt.certivication03@gmail.com
Contact Person : Dhani Adriana, Didit Eko Yulianto
Periode Akreditasi: 02-09-2010 - 16-09-2018

MUTUAGUNG LESTARI, PT

No LPK : LPPHPL-008-IDN
Lingkup:
Alamat : Jl. Raya Bogor, No. 19 KM 33,5 Cimanggis, Depok
Telpon : 021 - 8740202
Email : ga@mutusertification.com
Contact Person : Didik Heru Untoro, Mahmud
Periode Akreditasi: 02-09-2010 - 01-09-2018

PT. Forescitra Sejahtera (FOCUS QE) WITHDRAWN 17 SEPTEMBER 2014)

No LPK : LPPHPL-009-IDN
Lingkup:
Alamat : Jl. Raya Bogor Km 33,5 No. 19 Cimanggis, Depok
Telpon : 021 - 77825621
Email : focus.ga@gmail.com
Contact Person : M. Noor Effansyah
Periode Akreditasi: 02-09-2010 - 01-09-2014

NUSA BHAKTI MANDIRI, PT (WITHDRAWN 11 NOVEMBER 2013)

No LPK : LPPHPL-010-IDN
Lingkup:
Alamat : Jl. KH. Sholeh Iskandar Km. 4, Tanah Sareal
Telpon : 0251 - 8340217, 7538149
Email : nbm.unb@gmail.com
Contact Person : Indra Tjahjono
Periode Akreditasi: 02-09-2010 - 01-09-2014

EQUALITY INDONESIA, PT

No LPK : LPPHPL-013-IDN
Lingkup:
Alamat : Bogor Baru Blok C1 No. 32
Telpon : 0251 - 7157103, 7190910
Email : equality@cbn.net.id
Contact Person : Sugeng
Periode Akreditasi: 02-09-2010 - 01-09-2018

PT Inti Multima Sertifikasi

No LPK : LPPHPL-015-IDN
Lingkup:
Alamat : Jl. Ciremai Raya Blok BC No. 231 Kayuringin, Bekasi Selatan, Kota Bekasi Selatan, Jawa Barat 17144
Telpon : 021 - 7812484
Email : multima_kc@yahoo.com
Contact Person : Eko Nugrahaeni
Periode Akreditasi: 02-09-2010 - 01-09-2018

PT BRIK Quality Services

No LPK : LVLK-001-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Gd. Manggala Wanabakti Blok IV Lt. 8 Wing C Jl. Jend. Gatot. Subroto - Senayan, Jakarta 10270
Telpon : 021-57902959
Email : brikvlk@iwwn.com
Contact Person : Zulfikar
Periode Akreditasi: 02-09-2010 - 01-09-2018

Mutuagung Lestari Ekolabel (MALECO), PT

No LPK : LSE-001-IDN
Lingkup:
Alamat : Jl. Raya Bogor Km. 33,5 No. 19, Cimanggis
Telpon : 021-8740202
Email :
Contact Person : Siti Jamilah
Periode Akreditasi: 07-09-2014 - 06-09-2018

SAI Global Indonesia

No LPK : LSSMKP-001-IDN
Lingkup: Susu dan Produk susu ; Daging dan Produk Daging ; Unggas dan produk Unggas ; Ikan dan produk Ikan ; Buah dan produk Buah ; Sayuran dan Produk Sayuran ; Gula dan Produk gula ; Garam ; Produk Lemak dan Minyak ; Hotel ; Katering ; Bahan Tambahan Pangan ; Telur dan produk Telur ; Produk Pengalengan ; Restoran ; Produk Minuman Kecuali Produk olahan Susu ; Produk Pasta dan Mi ; retail ; Manufaktur bahan kemasan ;
Alamat : Graha Iskandarsyah Lt. 4 Jl. Raya Iskandarsyah Jakarta
Telpon : (021) 7206186
Email :
Contact Person : Ir. Joko Prayitno
Periode Akreditasi: 15-03-2012 - 14-03-2016

Lembaga Sertifikasi Organik SUCOFINDO

No LPK : LSPO-001-IDN
Lingkup:
Alamat : Graha SUCOFINDO Lt.6 Jl. Raya Pasar Minggu Kav. 34
Telpon : (021) 7986875
Email : Mangajana@sucofindo.co.id
Contact Person : Mangajana Tambunan
Periode Akreditasi: 25-04-2012 - 24-04-2016

Lembaga Sertifikasi Organik MAL

No LPK : LSPO-002-IDN
Lingkup:
Alamat : Jl. Raya Bogor No.19 Km. 33,5 Cimanggis
Telpon : (021) 8740202
Email : hrd@mutucertification.com
Contact Person : Syarif Lambaga
Periode Akreditasi: 20-10-2011 - 19-10-2015

Lembaga Sertifikasi Organik INOFICE

No LPK : LSPO-003-IDN
Lingkup:
Alamat : Jl. Tentara Pelajar No.3
Telpon : (0251) 8321879
Email : muhamadjazuli@yahoo.com
Contact Person : Ahmad Hidayat
Periode Akreditasi: 01-03-2012 - 29-02-2016

Lembaga Sertifikasi Organik Sumatera Barat

No LPK : LSPO-004-IDN
Lingkup:
Alamat : Jl. Raden Saleh No.4A,
Telpon : (0751) 7054686
Email :
Contact Person : Yelfi
Periode Akreditasi: 15-03-2012 - 14-03-2016

Lembaga Sertifikasi Organik LeSOS

No LPK : LSPO-005-IDN
Lingkup:
Alamat : PO.BOX 03 Trawas, Mojokerto 61375
Telpon : (0321) 6818754, 6815495
Email : lesos@indo.net.id
Contact Person : Suroso
Periode Akreditasi: 15-03-2012 - 14-03-2016

Lembaga Sertifikasi Organik BIOCert Indonesia

No LPK : LSPO-006-IDN
Lingkup: Tanaman Segar dan Produk Tanaman ; Produk Olahan Bahan Tanaman dan Ternak ; Peternakan Lebah ; Produk yang Tumbuh Liar (Wild Grown Products) ; Ternak dan Produk Ternak ;
Alamat : Komplek Budi Agung Jl. Kamper Blok M No.1 Sukadamai-Bogor
Telpon : (0251) 8316294
Email : agung@bicert.or.id
Contact Person : Agung Prawoto
Periode Akreditasi: 01-03-2012 - 29-02-2016

Lembaga Sertifikasi Organik PERSADA

No LPK : OKPO-LS-007
Lingkup:
Alamat : Jl. Nogorojo No.20 Komplek POLRI, Sleman-Yogyakarta
Telpon : (0274) 488420
Email :
Contact Person : Sunarto Gunadi
Periode Akreditasi: 09-09-2008 - 08-09-2012
SNI yang Terkait : 0 SNI

Yogya Quality Assurance (YOQA)

No LPK : LSSM-005-IDN
Lingkup: Tekstil dan Produk Tekstil ; Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Kelompok Pabrik Lain ; Produk Makanan, Minuman dan Tembakau ; Kulit dan Produk Kulit ;
Alamat : Jl. Sokonandi No. 9, Yogyakarta
Telpon : (0274) 547967
Email : lssm_yoqa@uii.net.id
Contact Person : Titik Purwati Widowati
Periode Akreditasi: 10-06-2015 - 09-06-2019

Embrio Biotekindo

No LPK : LSMKP-002-IDN
Lingkup: Susu dan Produk susu ; Gula dan Produk gula ; Garam ; Produk Lemak dan Minyak ; Hotel ; Katering ; Bahan Tambahan Pangan ; Produk Pengalengan ; Restoran ; Produk Minuman Kecuali Produk olahan Susu ; Produk Pasta dan Mi ; Tepung dan produk tepung ;
Alamat : Jl. Pajajaran Indah V No 1C, Baranangsiang, Bogor
Telpon : 0251-8332403
Email : certification@mbrio-food.com
Contact Person : Heni Dwi Wahyuni
Periode Akreditasi: 30-01-2014 - 29-01-2018

Worldwide Quality Assurance (WITHDRAWN 8 JUNE 2010)

No LPK : WITHDRAWN 8 Juni 2010
Lingkup:
Alamat : Graha Atrium 8th Floor, Suite 0801. Jl. Senen Raya 135, Jakarta
Telpon : 021 3516676
Email : jakarta@wqa-sea.com
Contact Person : Esie P
Periode Akreditasi: 30-12-2009 - 08-06-2010

LSSML LMK Certification

No LPK : LSSML-009-IDN
Lingkup: Peralatan Listrik dan Peralatan Optik ; Penyediaan Kelistrikan ;
Alamat : Jl. Laboratorium Duren Tiga, Jakarta
Telpon : 7900034
Email : galihbudi@pln-jaser.co.id
Contact Person : Faisol
Periode Akreditasi: 30-12-2009 - 29-12-2013

Lembaga Sertifikasi Organik PERSADA

No LPK : LSPO-007-IDN
Lingkup: Tanaman dan produk tanaman ; Ternak dan produk ternak ;
Alamat : Jl. Nogorojo No.20 Komplek POLRI, Gowok, Depok, Sleman
Telpon : 0274-488420
Email : rektor_uty@yahoo.com
Contact Person : Dr. Sunarto Gunadi
Periode Akreditasi: 25-04-2012 - 24-04-2016

BIPA Palembang

No LPK : LSPr-007-IDN
Lingkup:
Alamat : Jl. Kapten A. Rivai No. 92 / 1975 Palembang 30125
Telpon : (0711) 350080 (0711) 360213
Email : lsprobipa@yahoo.com
Contact Person : Ibu Rahmaniar
Periode Akreditasi: 06-03-2012 - 05-03-2016

BPSMB Surabaya

No LPK : LSPr-008-IDN
Lingkup:
Alamat : Jl. Gayung Kebonsari Dalam No. 12A, Surabaya
Telpon : (031) 8280762
Email : lsprobpsmbsby@gmail.com
Contact Person : Samsul Hudi
Periode Akreditasi: 21-06-2012 - 20-06-2016

LSPro Alsintan BPMA

No LPK : LSPr-027-IDN
Lingkup:
Alamat : Jl. Pos Citayam Kel. Bojong Pondok Terong, Kec. Pancoranmas, Depok 16431
Telpon : (021) 87987660
Email : admin@bpm-alsintan.com
Contact Person : Wahyu
Periode Akreditasi: 16-04-2010 - 15-04-2014

Balai Besar Industri Agro (BBIA)

No LPK : LSPr-010-IDN
Lingkup:
Alamat : Jl. Ir. H. Juanda No. 11 Bogor
Telpon : (0251) 8324068
Email : cabi@bbia.go.id
Contact Person : Ir. Roehmi Widjajanti, M.Eng
Periode Akreditasi: 11-11-2008 - 10-11-2016

Borneo Pontianak

No LPK : LSPr-019-IDN
Lingkup:
Alamat : Jl. Budi Utomo No. 41 Pontianak
Telpon : (0561) 881533 (0561) 884442
Email : borneo_019@yahoo.com
Contact Person : Sony Laksono
Periode Akreditasi: 18-02-2011 - 17-02-2019

Balai Riset dan Standardisasi Industri Medan

No LPK : LSPr-015-IDN
Lingkup:
Alamat : Jl. Sisingamangaraja No.24, Medan, 20217
Telpon : (061) 7363471 (061) 7364760
Email : nsunirat@yahoo.com
Contact Person : Nurdin Sinurat
Periode Akreditasi: 04-05-2013 - 03-05-2017

Sucofindo ICS

No LPK : LSPr-022-IDN
Lingkup:
Alamat : Graha Sucofindo, Jl. Raya Pasar Minggu kav 34, jakarta
Telpon : (021) 7983666
Email : mtambunan@sucofindo.co.id
Contact Person : Mangajana Tambunan
Periode Akreditasi: 25-04-2012 - 24-04-2016

Batan Quality System Services (BQSS) (WITHDRAWN 17 DESEMBER 2014)

No LPK : LSSM-027-IDN
Lingkup: Tekstil dan Produk Tekstil ; Bahan Bakar Nuklir ; Pertanian dan perikanan ; Jasa Engineering ; Jasa Lain ; Pendidikan ;
Alamat : Gedung 71 Lt.2 Kawasan Puspitek Serpong, Tangerang
Telpon : (021) 75872030
Email :
Contact Person : Sjahrudin Chaniago
Periode Akreditasi: 19-02-2010 - 18-02-2014

LSSM Benih & Bibit (PT. Agri Mandiri Lestari)

No LPK : LSSM-028-IDN
Lingkup: Pertanian dan perikanan ;
Alamat : Jl. Taman Margasatwa No. 3, Ragunan, Pasar Minggu, Jakarta Selatan
Telpon : (021) 7812974
Email : widi_bebi@yahoo.com
Contact Person : Ir. Suroto
Periode Akreditasi: 04-06-2010 - 17-06-2018

Laboratorium Terpadu Institut Pertanian Bogor (ILFA IPB) (WITHDRAWN 18 APRIL 2013)

No LPK : LSSMKP-003-IDN
Lingkup: Susu dan Produk susu ; Daging dan Produk Daging ; Unggas dan produk Unggas ; Ikan dan produk Ikan ; Buah dan produk Buah ; Sayuran dan Produk Sayuran ; Gula dan Produk gula ; Garam ; Produk Lemak dan Minyak ; Bahan Tambahan Pangan ; Produk Pengalengan ; Produk Minuman Kecuali Produk olahan Susu ; Produk Pasta dan Mi ; Tepung dan produk tepung ; Produk telur ;
Alamat : Kampus IPB, Jl. Raya Pajajaran Bogor
Telpon : (0251) 8385165
Email :
Contact Person : Dr. Hermawan Taheer
Periode Akreditasi: 04-06-2010 - 03-06-2014

PT. Sucofindo International Certification Services

No LPK : LVLK-002-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Graha Sucofindo Lt. B1 Jl. Raya Pasar Minggu Kav. 34 Jakarta Selatan 12780
Telpon : (021) 7983666
Email :
Contact Person : M. Zakir / Mangajana Tambunan
Periode Akreditasi: 04-06-2010 - 05-06-2018

PT Turangga Tosan Indonesia

No LPK : LSPr-028-IDN
Lingkup:
Alamat : Jl. Dewi Sartika No. 17A, Ciputat, Tangerang Selatan-Banten
Telpon : (021) 7994740
Email : pturangga@yahoo.com
Contact Person : Tono Haryono
Periode Akreditasi: 07-09-2010 - 06-09-2014
SNI yang Terkait : 5 SNI

PT Mutuagung Lestari

No LPK : LVLK-003-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Jl. Raya Bogor, No. 19 km 33.5, Cimanggis, Depok-Jawa Barat
Telpon : (021) 8740202
Email : qa@mutucertification.com
Contact Person : N.L.W. Seri Wartini
Periode Akreditasi: 20-08-2010 - 19-08-2018

PT Mutu Hijau Indonesia

No LPK : LVLK-004-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Gedung Manggala Wanabakti Blok IV, Lt. 9 R. 930 AC, Jl. Jend. Gatot Subroto, Senayan, Jakarta 10270
Telpon : (021) 57853707
Email : manajermutu@mutuhijau.com
Contact Person : Robianto
Periode Akreditasi: 02-09-2010 - 01-09-2018

PT TUV Rheinland Indonesia

No LPK : LVLK-005-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Menara Karya Lt. 10, Jl. HR Rasuna Said Blok X-5 Kav 1 - 2, Jakarta 12950
Telpon : (021) 57944579
Email : jakarta@idn.tuv.com
Contact Person : Dian Soeminta
Periode Akreditasi: 02-09-2010 - 01-09-2018

Integrated Laboratory Quality Assurance (ILQA-IPB) (WITHDRAWN 18 APRIL 2013)

No LPK : LSSM-029-IDN
Lingkup:
Alamat : Jl. Raya Pajajaran, Bogor
Telpon : (0251) 8385165
Email :
Contact Person : Dr. Hermawan Thaheer
Periode Akreditasi: 13-01-2011 - 18-04-2013

PT. TUV Rheinland Indonesia

No LPK : LPPHPL-016-IDN
Lingkup:
Alamat : Menara Karya Lantai 10, Jl. H. R. Rasuna Said Blok X-5 Kav. 1-2 Jakarta 12950
Telpon : 021 - 57944579
Email : rahmawati.noor@tuv.com
Contact Person : Rahmawati Noor
Periode Akreditasi: 12-11-2010 - 11-11-2018

MIDC (WITHDRAWN 21 JANUARY 2015)

No LPK : LSPr-029-IDN
Lingkup:
Alamat : Jl. Sangkuriang No. 12, Bandung
Telpon : (022) 2503171
Email : lspro_midc@yahoo.co.id
Contact Person : A. Yudia Bhakti
Periode Akreditasi: 27-04-2011 - 26-04-2015

ILPro - IPB

No LPK : LSPr-030-IDN
Lingkup:
Alamat : Kampus IPB Baranangsiang, Jl. Pajajaran – Bogor, Jawa Barat
Telpon : (0251) 8385165
Email : sertifikasi_ipb@yahoo.co.id
Contact Person : Henny P
Periode Akreditasi: 27-04-2011 - 26-04-2015

Handicraft and Batik Quality Assurance (CRAFTIQA) Balai Besar Kerajinan dan Batik (EXPIRED BY 30 MARET 2015)

No LPK : LSSM-030-IDN
Lingkup: Tekstil dan Produk Tekstil ; Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Bahan Kimia, Produk Kimia, dan Serat ; Logam Dasar dan Produk Terbuat dari Logam ; Kelompok Pabrik Lain ;
Alamat : Jl. Kusumanegara No. 7, Yogyakarta
Telpon : (0274) 546111
Email : sertifikasi.bbkb@gmail.com
Contact Person : Surti Indriastuti
Periode Akreditasi: 31-03-2011 - 30-03-2015

LSSM LRQA Jakarta (PT. Lloyd’s Register Indonesia) (EXPIRED BY 31 MARET 2015)

No LPK : LSSM-031-IDN
Lingkup: Tekstil dan Produk Tekstil ; Pertambangan dan bahan galian ; Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Perusahaan Penerbitan ; Perusahaan Percetakan ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Galangan Kapal ; Kelompok Pabrik Lain ; Proses Daur Ulang ; Penyediaan Gas ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Hotel dan Restoran ; Transpor, Penyimpanan dan Komunikasi ; Jasa Keuangan, Real Estate, Penyewaan ; Jasa Engineering ; Jasa Lain ; Pendidikan ; Kesehatan dan Tugas Sosial ; Jasa Sosial Lain ; Produk Makanan, Minuman dan Tembakau ; Pembuatan Kokas dan Minyak ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Penyediaan Kelistrikan ; Penyediaan Air ; Konstruksi ; Produk Mineral Non Logam ; Mesin dan Peralatan ;
Alamat : DEA Tower I, Lantai 12 Kawasan Mega Kuningan Jl Mega Kuningan Barat IX Kav E4.3 No 1 Jakarta 12950
Telpon : (021) 5760868
Email :
Contact Person : Ir. Erisman Soediman
Periode Akreditasi: 31-03-2011 - 30-03-2015

PT. TUV Rheinland Indonesia

No LPK : LSSML-010-IDN
Lingkup: Tekstil dan Produk Tekstil ; Pertambangan dan bahan galian ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Obat-obatan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Galangan Kapal ; Kelompok Pabrik Lain ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Transpor, Penyimpanan dan Komunikasi ; Jasa Engineering ; Administrasi Umum ; Produk Makanan, Minuman dan Tembakau ; Pembuatan Kokas dan Minyak ; Peralatan Transpor Lain ; Konstruksi ; Produk Mineral Non Logam ; Mesin dan Peralatan ;
Alamat : Menara Karya Lt.10 Jl. Rasuna Said Blok X-5
Telpon : (021) 57944579
Email : Rahmawati.noor@idn.tuv.com
Contact Person : Rahmawati Noor
Periode Akreditasi: 22-06-2011 - 22-06-2019
SNI yang Terkait : 2 SNI

BBPK

No LPK : LSE-002-IDN
Lingkup:
Alamat : Jl. Raya Dayeuh Kolot 132
Telpon : 022-5202980
Email : sertifikasi_bbpk@yahoo.com
Contact Person : Malik Darmawan
Periode Akreditasi: 22-04-2015 - 21-04-2019

PT. TUV Nord Indonesia

No LPK : LSSMKP-004-IDN
Lingkup: Buah olahan kecuali produk pengalengan dan minuman ; Sayuran segar ; Pengalengan buah dan sayuran ; Air minum dalam kemasan ; Jus dan konsentrat buah dan sayuran ; Ikan olahan mentah ; Buah segar ; Pengalengan daging, unggas, dan ikan ; Ikan segar utuh dan potongan ; Sayur olahan kecuali produk pengalengan dan minuman ;
Alamat : Perkantoran Hijau Arkadia Jl. Letjen TB. Simatupang Kav 88 Tower F, Lantai 7 (704)
Telpon :
Email :
Contact Person :
Periode Akreditasi: 29-07-2015 - 28-07-2019

PT. Mutuagung Lestari

No LPK : LSSMKP-005-IDN
Lingkup: Susu dan Produk susu ; Daging dan Produk Daging ; Unggas dan produk Unggas ; Ikan dan produk Ikan ; Buah dan produk Buah ; Sayuran dan Produk Sayuran ; Gula dan Produk gula ; Garam ; Produk Lemak dan Minyak ; Hotel ; Katering ; Bahan Tambahan Pangan ; Telur dan produk Telur ; Produk Pengalengan ; Restoran ; Produk Minuman Kecuali Produk olahan Susu ; Produk Pasta dan Mi ; Tepung dan produk tepung ; retail ; Manufaktur bahan kemasan ;
Alamat : Jl. Raya Bogor 19, Km.33,5
Telpon :
Email :
Contact Person :
Periode Akreditasi: 29-07-2015 - 28-07-2019

DELTA PAS INTERNASIONAL (WITHDRAWN 20 MARCH 2014)

No LPK : LSSM-032-IDN
Lingkup: Pertanian dan perikanan ; Logam Dasar dan Produk Terbuat dari Logam ; Pendidikan ; Kesehatan dan Tugas Sosial ; Konstruksi ;
Alamat : Gedung Setyajaya Lantai 2 Jl. Pajajaran No 23, Bogor 16143
Telpon : 0251-8355911
Email :
Contact Person : Dra. Ratna Ardiyanti, MM
Periode Akreditasi: 21-07-2011 - 20-07-2015

PT. Sarbi International Certification

No LPK : LVLK-007-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin dan Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada TPT ; Standar Verifikasi Legalitas Kayu pada Pedagang Ekspor/ETPIK Non-Produsen ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Jl. Raya Taman Pagelaran No. 2, Kelurahan Padasuka, Ciomas, Bogor 16610
Telpon : 0251-8634086
Email : sic.sertifikasi@yahoo.co.id
Contact Person : Aisyah Amini
Periode Akreditasi: 18-08-2011 - 28-07-2019

PT SGS Indonesia(EXPIRED BY 18 Agustus 2015)

No LPK : LVLK-008-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin dan Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola oleh Masyarakat (HTR, HKm, HD) ; Verifikasi Legalitas Kayu pada TDI ; Verifikasi Legalitas Kayu bagi Pemegang IUIPHHK dan IUI ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ;
Alamat : Cilandak Cimmercial Estate No. 108C Jl. Raya Cilandak KK
Telpon : 021-7818111
Email : bambang.nugroho@sgs.com
Contact Person : Bambang Nugroho
Periode Akreditasi: 18-08-2011 - 17-08-2015

PT Equality Indonesia

No LPK : LVLK-006-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada TPT ; Standar Verifikasi Legalitas Kayu pada Pedagang Ekspor/ETPIK Non-Produsen ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Jl. Raya Sukaraja No. 72 RT 01 RW 04 Ciater Kelurahan Sukaraja - Bogor
Telpon : 0251 – 7550725
Email : equalitycert@gamil.com
Contact Person : Ir. Agustri Warsono
Periode Akreditasi: 18-08-2011 - 17-08-2019

PT TUV Rheinland Indonesia

No LPK : LSSHACCP-008-IDN
Lingkup: air minum dengan produknya serta minuman ; susu dan hasil olahannya ; susu dan hasil olahannya ; Bahan tambahan pangan ; Bahan tambahan pangan ; produk makanan untuk sasaran khusus ; kakao, kopi, teh dan hasil olahannya ; lemak, minyak dan hasil olahannya ; gula, madu dan hasil olahannya ; gula, madu dan hasil olahannya ; Buah, sayuran dan hasil olahannya ; daging dan hasil olahannya ; Hasil unggas dan hasil olahannya ; serealia, biji-bijian, umbi-umbian dan hasil olahannya ; produk makanan siap saji ; rempah-rempah, tanaman obat, dan hasil olahan serta bumbu ;
Alamat : Menara Karya Lt. 10, Jl. HR Rasuna Said Blok X-5 Kav 1 - 2, Jakarta 12950
Telpon : (021) 57944579
Email :
Contact Person : Ir. Yunus Aprianto
Periode Akreditasi: 18-08-2011 - 15-09-2019

LSPro Baristand Aceh

No LPK : LSPr-033-IDN
Lingkup:
Alamat : Jl. Cut Nyak Dhien no. 377 Lamteumen Timur Banda Aceh
Telpon :
Email : abutrachman@yahoo.co.id
Contact Person : Abu Rachman
Periode Akreditasi: 29-11-2011 - 28-11-2015

LSPro Baristand Manado

No LPK : LSPr-034-IDN
Lingkup:
Alamat : Jl. Diponegoro No. 21 - 23 Manado
Telpon :
Email : moniharaponletta@yahoo.co.id
Contact Person : Letta Moniharapon
Periode Akreditasi: 29-11-2011 - 28-11-2015

LSPro Baristand Bandar Lampung

No LPK : LSPr-035-IDN
Lingkup:
Alamat : Jl. By Pass Soekarno-Hatta Km. 1 Rajabasa – Bandar Lampung
Telpon :
Email : cs_lampung@ymail.com
Contact Person : Arif Subagyo
Periode Akreditasi: 29-11-2011 - 28-11-2015

Puslitkoka CCQC

No LPK : LSPr-036-IDN
Lingkup:
Alamat : Jl. PB. Sudirman No. 90 – Jember, Jawa Timur
Telpon : (0331) 757130
Email : lspro.ccqc@gmail.com
Contact Person : Misnawi
Periode Akreditasi: 01-03-2012 - 29-02-2016

PT. Global Resource Sertifikasi

No LPK : LPPHPL-017-IDN
Lingkup:
Alamat : Komplek Batan Indah Blok G-28, Serpong, Tangerang, Banten 15313
Telpon : 0215700273
Email : info@globalresource.co.id
Contact Person : Bambang Satya Budi
Periode Akreditasi: 01-12-2011 - 30-11-2015
SNI yang Terkait : 0 SNI

PT. Bureau Veritas Indonesia

No LPK : LSSML-011-IDN
Lingkup: Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Proses Daur Ulang ; Hotel dan Restoran ; Transpor, Penyimpanan dan Komunikasi ; Jasa Engineering ; Administrasi Umum ; Pendidikan ; Produk Makanan, Minuman dan Tembakau ; Peralatan Transpor Lain ; Konstruksi ;
Alamat : Ariobimo Sentral Penthouse, Jl. HR. Rasuna Said Blok X-2 Kav-5 Jakarta 12950
Telpon : 021-5210393
Email : asrin.halim@id.bureauveritas.com
Contact Person : Asrin Halim
Periode Akreditasi: 01-03-2012 - 29-02-2016

PT. Sucofindo ICS

No LPK : LSSMKP-007-IDN
Lingkup: Daging dan Produk Daging ; Hotel ; Katering ; Produk Pengalengan ; Restoran ; Produk Minuman Kecuali Produk olahan Susu ; Manufaktur bahan kemasan ;
Alamat : Graha sucofindo Lt.B1 Jl. Raya Pasar Minggu Kav. 34, Jakarta
Telpon : 021-7983666
Email :
Contact Person :
Periode Akreditasi: 15-03-2012 - 14-03-2016

LSSM Baristand Industri SURABAYA

No LPK : LSSM-035-IDN
Lingkup: Bahan Kimia, Produk Kimia, dan Serat ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Proses Daur Ulang ; Produk Makanan, Minuman dan Tembakau ; Beton, Semen, Kapur, Gips dan Lain-lain ; Penyediaan Kelistrikan ; Produk Mineral Non Logam ; Mesin dan Peralatan ;
Alamat : Jl Jagir Wagir Wonokromo 360 Surabaya 60244
Telpon : (031) 8410054
Email :
Contact Person : Siti siregar
Periode Akreditasi: 24-05-2012 - 23-05-2016

LSSM PT SAWU INDONESIA (WITHDRAWN 16 September 2015)

No LPK : LSSM-034-IDN
Lingkup: Pertanian dan perikanan ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Transpor, Penyimpanan dan Komunikasi ; Administrasi Umum ; Pendidikan ;
Alamat : Wisma Suar Komplek Perum Gading Griya Lestari Blok G1 No.55 Kel.Sukapura Kec.Cilincing, Jakarta
Telpon : (021) 4410359
Email :
Contact Person : Sihar Sihombing
Periode Akreditasi: 25-04-2012 - 24-04-2016
SNI yang Terkait : 2 SNI

VRC Services Inc.

No LPK : LSSM-036-IDN
Lingkup: Logam Dasar dan Produk Terbuat dari Logam ; Pendidikan ; Produk Makanan, Minuman dan Tembakau ; Konstruksi ; Mesin dan Peralatan ;
Alamat : M-108, 1st Floor Kanhaiya Kunj, Gole Market, Mahanagar Lucknow, Uttar Pradesh, India
Telpon : (0522) 3055227
Email : vrcservices@gmail.com
Contact Person : Rajesh Dhar Dwivedi
Periode Akreditasi: 21-06-2012 - 20-06-2016

PT. Mutu Hijau Indonesia

No LPK : LSSM-037-IDN
Lingkup: Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Pertanian dan perikanan ; Produk Makanan, Minuman dan Tembakau ;
Alamat : Gedung Manggala Wanabakti Blok IV Lt. 9 Ruang 930 AC. Jl. Jend. Gatot Subroto, Senayan, Jakarta
Telpon : (021) 57853706 / 07
Email :
Contact Person : Vysca Arryani
Periode Akreditasi: 24-07-2012 - 23-07-2016

PT. Mutu Hijau Indonesia

No LPK : LSSML-012-IDN
Lingkup: Kayu dan Produk Kayu ; Pulp, Kertas dan Produk Kertas ; Pertanian dan perikanan ; Produk Makanan, Minuman dan Tembakau ;
Alamat : Gedung Manggala wanabakti, blok IV, Lt 9 Ruang 930 AC, Jl. Jend. Gatot Subroto, Senayan Jakarta, 10270
Telpon : 021-798366
Email :
Contact Person : Robianto Koestomo
Periode Akreditasi: 24-07-2012 - 23-07-2016

Sustainable Development Services (SDS) Indonesia

No LPK : LSPO-008-IDN
Lingkup:
Alamat : Jl. Kemiri No.1 Candijati, Arjasa
Telpon : (0331) 540606
Email :
Contact Person : Dr. Misnawi
Periode Akreditasi: 25-04-2012 - 24-04-2016

UPTD BPSMB Medan

No LPK : LSPr-037-IDN
Lingkup:
Alamat : Jl. STM No.17, Kampung Baru, Medan
Telpon : 061-7862040
Email : noviradsa@yahoo.com
Contact Person : Novira artsiwy
Periode Akreditasi: 27-09-2012 - 26-09-2016

USER PLN

No LPK : LSP-006-IDN
Lingkup:
Alamat : Jl. Harsono RM No. 59, Ragunan Pasar Minggu – Jakarta Selatan
Telpon : 0217811292
Email : sp_user_pln@yahoo.com; lsp_user_pln@pln.co.id
Contact Person : Ir. Nur Syamsu Safrillah, MSIS
Periode Akreditasi: 18-10-2012 - 17-10-2016

LSSM PT. BSI Group Indonesia

No LPK : LSSM-038-IDN
Lingkup: Tekstil dan Produk Tekstil ; Kayu dan Produk Kayu ; Perusahaan Penerbitan ; Perusahaan Percetakan ; Pertanian dan perikanan ; Bahan Kimia, Produk Kimia, dan Serat ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Kelompok Pabrik Lain ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Jasa Sosial Lain ; Produk Makanan, Minuman dan Tembakau ; Kulit dan Produk Kulit ; Peralatan Transpor Lain ; Penyediaan Kelistrikan ; Konstruksi ;
Alamat : Menara Bidakara Lt. 17 Jl. Jend. Gatot Subroto Kav. 71-71 Jakarta
Telpon : 021-83793174-77
Email :
Contact Person : Reny Rohjani
Periode Akreditasi: 30-10-2012 - 29-10-2016

PT. TRANsTRA PERMADA

No LPK : LVLK-009-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin dan Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola oleh Masyarakat (HTR, HKm, HD) ; Verifikasi Legalitas Kayu pada TDI ; Verifikasi Legalitas Kayu bagi Pemegang IUIPHHK dan IUI ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ;
Alamat : Jl. Petung 2 Kampus Istiper, Papringan, Yogyakarta
Telpon : 0274-8529991
Email : transtrapermada@yahoo.com
Contact Person : Ir. Titik Kuswandari
Periode Akreditasi: 27-09-2012 - 26-09-2016

PT. Trustindo Primakarya

No LPK : LVLK-010-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin dan Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola oleh Masyarakat (HTR, HKm, HD) ; Verifikasi Legalitas Kayu pada TDI ; Verifikasi Legalitas Kayu bagi Pemegang IUIPHHK dan IUI ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/Pengrajin ; Verifikasi Legalitas Kayu pada TPT ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ;
Alamat : Gedung Diklat APHI Kalimantan Timur Lt. 1, Jl. Kusuma Bangsa No. 80 Samarinda
Telpon : 0541-748939
Email : trustindoprimakarya@gmail.com
Contact Person : Ir. Kurnia
Periode Akreditasi: 27-09-2012 - 26-09-2016

PT. Ayamaru Sertifikasi

No LPK : LVLK-011-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin dan Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola oleh Masyarakat (HTR, HKm, HD) ; Verifikasi Legalitas Kayu pada TDI ; Verifikasi Legalitas Kayu bagi Pemegang IUIPHHK dan IUI ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ;
Alamat : Komplek Ruko Braja Mustika B-11. Jl. Dr. Semeru, Bogor
Telpon : 0251-8333513, 8333515
Email : abp.certification@ayamarubaktipertiwi.co.id
Contact Person : Wiwik Sugiarti
Periode Akreditasi: 23-11-2012 - 22-11-2016

PT. BSI Group Indonesia

No LPK : LSSML-013-IDN
Lingkup: Pertanian dan perikanan ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Penyediaan Gas ; Pembuatan Kokas dan Minyak ; Konstruksi ;
Alamat : Menara Bidakara 2, Lt. 17 Unit 5, Pancoran Jakarta Selatan
Telpon : 021- 83793174-7
Email :
Contact Person : Reni Rohjani
Periode Akreditasi: 25-02-2013 - 24-02-2017

PT. Transtra Permada

No LPK : LPPHPL=018-IDN
Lingkup:
Alamat : Jl. Petung No.2 Papringan, Sleman
Telpon : 0274-8529991
Email :
Contact Person : Tri Madiyono
Periode Akreditasi: 27-09-2012 - 26-09-2016

PT. Trustindo Primakarya

No LPK : LPPHPL-019-IDN
Lingkup:
Alamat : Jl. Markisa No.48, Samarinda Ulu
Telpon : 0541-748939
Email :
Contact Person : Irsan
Periode Akreditasi: 27-09-2012 - 26-09-2016

Agro-Based Industry Certification Services (ABICS)

No LPK : LSSMKP-008-IDN
Lingkup: Susu dan Produk susu ; Gula dan Produk gula ; Produk Minuman Kecuali Produk olahan Susu ; Tepung dan produk tepung ;
Alamat : Jl. Ir. H. Juanda No. 11, Bogor
Telpon : (0251) 8324068
Email : cabi@bbia.go.id
Contact Person : Maman Rohaman
Periode Akreditasi: 21-03-2013 - 20-03-2017

PT. International Certification Services Management Indonesia (ICSM Indonesia)

No LPK : LSSM-039-IDN
Lingkup: Tekstil dan Produk Tekstil ; Perusahaan Penerbitan ; Perusahaan Percetakan ; Bahan Kimia, Produk Kimia, dan Serat ; Peralatan Listrik dan Peralatan Optik ; Kelompok Pabrik Lain ; Proses Daur Ulang ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Hotel dan Restoran ; Transpor, Penyimpanan dan Komunikasi ; Jasa Keuangan, Real Estate, Penyewaan ; Teknologi Informasi ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Jasa Sosial Lain ; Produk Makanan, Minuman dan Tembakau ;
Alamat : Jl. Raya Lenteng Agung No. 11B Jakarta Selatan
Telpon : (021) 7801276
Email :
Contact Person : Arasty Narisa
Periode Akreditasi: 16-05-2013 - 15-05-2017

Balai Riset dan Standardisasi Industri Padang

No LPK : LSPr-038-IDN
Lingkup:
Alamat : Komplek LIK Ulu Gadut, Padang, Sumatera Barat
Telpon : 0751-72201
Email : lspropadang@gmail.com
Contact Person : Umar Habson
Periode Akreditasi: 16-05-2013 - 15-05-2017

PT. Indo Qualita Aradinamis (WITHDRAWN 25 MARET 2015)

No LPK : LSSM-040-IDN
Lingkup: Karet dan Produk Plastik ; Jasa Lain ; Pendidikan ; Konstruksi ;
Alamat : Gedung Manggala Wanabakti, Lantai 2 Wing B 211 Suite, Jl. Gatot Subroto, Senayan, Jakarta Pusat
Telpon : 021-5746745
Email : bagoes.tjandra@iqacert.co.id
Contact Person : Bagoes Tjandra
Periode Akreditasi: 20-06-2013 - 19-06-2017

UPT Riau UPT PSMB

No LPK : LSPr-039-IDN
Lingkup:
Alamat : Jl. Dr. Sutomo No. 108 Pekan Baru
Telpon : (0761) 21235
Email : bpmb_pekanbaru@yahoo.co.id
Contact Person : Syafrial
Periode Akreditasi: 20-06-2013 - 19-06-2017

PT. Peterson Control Union Indonesia (PCU Indonesia)

No LPK : LVLK-012-IDN
Lingkup: Verifikasi Legalitas Kayu pada TDI ; Verifikasi Legalitas Kayu bagi Pemegang IUIPHHK dan IUI ;
Alamat : Jl. Kramat No.3B, Cilandak Timur Jakarta Selatan
Telpon : 021-78842016
Email :
Contact Person : Dr. Winaryo
Periode Akreditasi: 21-03-2013 - 20-03-2017

PT Embrio Biotekindo

No LPK : LSSM-042-IDN
Lingkup: Pertanian dan perikanan ; Obat-obatan ; Hotel dan Restoran ; Produk Makanan, Minuman dan Tembakau ;
Alamat : Jl Pajajaran Indah V Nomor 1 C Bogor, Jawa Barat
Telpon : (0251) 8332403
Email : certification@mbrio-food.com
Contact Person : Heni Dwi Wahyuni
Periode Akreditasi: 19-09-2013 - 18-09-2017

IAPMO R&T Registration Services

No LPK : LSSM-043-IDN
Lingkup: Pertambangan dan bahan galian ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Galangan Kapal ; Kelompok Pabrik Lain ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Transpor, Penyimpanan dan Komunikasi ; Teknologi Informasi ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Jasa Sosial Lain ; Pembuatan Kokas dan Minyak ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Konstruksi ;
Alamat : 5001 East Philadelphia St., Ontario, California, USA 91761-2816
Telpon : +1-909-230-5538, +1-909-20-5530
Email :
Contact Person :
Periode Akreditasi: 19-09-2013 - 18-09-2017

PT Mutu Indonesia Strategis Berkelanjutan

No LPK : LSSM-041-IDN
Lingkup: Pertanian dan perikanan ; Administrasi Umum ; Produk Makanan, Minuman dan Tembakau ;
Alamat : Gedung Graha BUN, Jl Ciputat Raya No 07, Pondok Pinang, Jakarta
Telpon : 021-75916652
Email : misb_certification@yahoo.com
Contact Person : Emma Edyarti
Periode Akreditasi: 22-08-2013 - 21-08-2017

PT Mutu Indonesia Strategis Berkelanjutan

No LPK : LSSML-014-IDN
Lingkup: Pertanian dan perikanan ; Administrasi Umum ; Produk Makanan, Minuman dan Tembakau ;
Alamat : Gedung Graha BUN, Jl Ciputat Raya No 07, Pondok Pinang, Jakarta
Telpon : 021-75916652
Email :
Contact Person : Supriyadi
Periode Akreditasi: 22-08-2013 - 21-08-2017

PT. Global Resource Sertifikasi

No LPK : LVLK-013-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin dan Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola oleh Masyarakat (HTR, HKm, HD) ; Verifikasi Legalitas Kayu bagi Pemegang IUIPHHK dan IUI ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ;
Alamat : Komplek Batan Indah Blok G-28, Serpong - Tanggerang
Telpon : (021) 7562345
Email : bambangsatyabudi@yahoo.co.id
Contact Person : Bambang Satyabudi
Periode Akreditasi: 19-09-2013 - 18-09-2017
SNI yang Terkait : 0 SNI

PT. Scientific Certification System Indonesia (PT. SCS Indonesia)

No LPK : LVLK-014-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin dan Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola oleh Masyarakat (HTR, HKm, HD) ; Verifikasi Legalitas Kayu pada TDI ; Verifikasi Legalitas Kayu bagi Pemegang IUIPHHK dan IUI ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/Pengrajin ; Verifikasi Legalitas Kayu pada TPT ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ;
Alamat : Mayapada Tower Lt. 11 Jl. Jend Sudirman Kav. 29 Jakarta
Telpon : 021 - 52897466
Email : TBudiarto@scsglobalservices.com
Contact Person : Thesis Budiharto
Periode Akreditasi: 31-10-2013 - 30-10-2017

PT. Prima Sangata KencanaWITHDRAWN 22 April 2015)

No LPK : LPPHPL-020-IDN
Lingkup:
Alamat : Jl. Senipah D1 No 1 RT 007 RW 013 Jatiwaringin, Bekasi, Jawa Barat
Telpon :
Email : lpi.primala@gmail.com
Contact Person : Agus Budi Tjahjono
Periode Akreditasi: 30-01-2014 - 29-01-2018

PT. Lambodja Sertifikasi

No LPK : LPPHPL-021-IDN
Lingkup:
Alamat : Jl. Wijaya Kusuma IV No.11 A, Taman Yasmin Sektor 1, Bogor, Jawa Barat
Telpon : 0251 - 8335184
Email : danovendi@lambodjasertifikasi.com
Contact Person : Ir. Sugeng Hariadi, MM
Periode Akreditasi: 30-04-2014 - 29-04-2018

PT. Agri Mandiri Lestari

No LPK : LSSML-015-IDN
Lingkup: Pertanian dan perikanan ; Produk Makanan, Minuman dan Tembakau ;
Alamat : JI. Raya Ragunan No. 15, Pasar Minggu Jakarta Selatan
Telpon : (021) 7800006
Email : widi_bebi@yahoo.com
Contact Person : Ir. Widi Atmoko
Periode Akreditasi: 20-03-2014 - 19-03-2018

PT. Tirta Murni Sertifikasi

No LPK : LSSM-045-IDN
Lingkup: Administrasi Umum ; Pendidikan ; Konstruksi ;
Alamat : Jl. Margonda Raya No.01 Depok, Jawa Barat
Telpon : (021) 77204500
Email : harun@timsertifikasi.com; info@timsertifikasi.com
Contact Person : Harun
Periode Akreditasi: 30-04-2014 - 29-04-2018

PT. Amerika Sistem Registrasi International

No LPK : LSSM-044-IDN
Lingkup: Pertanian dan perikanan ; Logam Dasar dan Produk Terbuat dari Logam ; Peralatan Listrik dan Peralatan Optik ; Hotel dan Restoran ; Jasa Lain ; Administrasi Umum ; Produk Makanan, Minuman dan Tembakau ; Konstruksi ;
Alamat : Televera Office Park Lt.28, Jl. TB Simatupang, Jakarta Selatan
Telpon : 021-75997919
Email :
Contact Person :
Periode Akreditasi: 30-04-2014 - 29-04-2018

IAPMO R&T Registration Services

No LPK : LSSML-016-IDN
Lingkup: Pertambangan dan bahan galian ; Karet dan Produk Plastik ; Logam Dasar dan Produk Terbuat dari Logam ; Galangan Kapal ; Kelompok Pabrik Lain ; Perdagangan Grosir dan Eceran, Reparasi Kenderaan Bermotor dan Barang Keperluan Rumah Tangga ; Transpor, Penyimpanan dan Komunikasi ; Teknologi Informasi ; Jasa Engineering ; Jasa Lain ; Administrasi Umum ; Pendidikan ; Kesehatan dan Tugas Sosial ; Jasa Sosial Lain ; Pembuatan Kokas dan Minyak ; Beton, Semen, Kapur, Gips dan Lain-lain ; Peralatan Transpor Lain ; Konstruksi ;
Alamat : 5001 East Philadelphia St., Ontario, California, USA 91761-2816
Telpon : +1-909-230-5538, +1-909-20-5530
Email : shirley.dewi@iapmort.org
Contact Person : Shirley Dewi
Periode Akreditasi: 20-03-2014 - 19-03-2018

LSPro Hasil Perikanan (LSPro-HP) Balai Besar Pengujian Penerapan Hasil Perikanan

No LPK : LSPr-040-IDN
Lingkup:
Alamat : Jl. Raya Setu No 70, Cipayung,Jakarta Timur
Telpon : (021) 84998429
Email : lsprobbp2hp@gmail.com
Contact Person : Dra. Prihastini Ngudi Lestari, MM
Periode Akreditasi: 19-09-2013 - 18-09-2017

LSPro PT. Ceprindo

No LPK : LSPr-041-IDN
Lingkup:
Alamat : Jl. Hybrida PE 10 Kav.30, Kelapa Gading Jakarta Utara
Telpon : (021) 4532451
Email :
Contact Person : Dr. Dasriel Adnan Noeha
Periode Akreditasi: 30-01-2014 - 29-01-2018

PT. Lambodja Sertifikasi

No LPK : LVLK-015-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : JI. Wijaya Kusuma IV No. 11A, Taman Yasmin Sektor 1, Bogor
Telpon : 0251 - 8335184
Email : contact@lambodjasertifikasi.com
Contact Person : Ir. Sugeng Hariadi, MM
Periode Akreditasi: 18-06-2014 - 17-06-2018

PT. Agri Mandiri Lestari

No LPK : LSPr-042-IDN
Lingkup:
Alamat : JI. Taman Margasatwa NO.3 Ragunan, Pasar Minggu - Jakarta Selatan
Telpon : 021-7800006
Email : widi_bebi@yahoo.com
Contact Person : Ir. Widi Atmoko
Periode Akreditasi: 18-06-2014 - 17-06-2018

PT. SAI Global Indonesia

No LPK : LSSML-017-IDN
Lingkup: Pertanian dan perikanan ;
Alamat : Graha Iskandarsyah Lantai 4, Kebayoran Baru, Jakarta Selatan
Telpon : (021) 7206186
Email : inge.triwulandari@saiglobal.com
Contact Person : Inge Triwulandari
Periode Akreditasi: 22-10-2014 - 21-10-2018

PT. Integrita Global Sertifikasi

No LPK : LSPr-043-IDN
Lingkup:
Alamat : Komplek Ruko Taman Tekno Boulevard Blok A No. 20 - 21, JI. Taman Tekno Widya, BSD Tangerang, Banten
Telpon : 021-29313344/ 087788107660
Email : igsveramarini@gmail.com atau niken@igs-pro.com
Contact Person : Vera Marini
Periode Akreditasi: 10-12-2014 - 09-12-2018

PT TAFA Sertifikasi Indonesia

No LPK : LSSM-046-IDN
Lingkup:
Alamat : Pondok Cabe Mutiara Blok B16 Jl Pondok Cabe Raya Tangerang Selatan
Telpon : 021-7428221
Email : certification@tsicertification.com
Contact Person : Dennis Simanjuntak
Periode Akreditasi: 17-12-2014 - 16-12-2018

PT. TUV NORD Indonesia

No LPK : LSSMMAK-001-IDN
Lingkup: Alat kesehatan non aktif ; Alat kesehatan aktif non implan ;
Alamat : Perkantoran Hijau Arkadia, Jl. Letjen TB. Simatupang Kav.88, Tower F Part of 7th Floor, Suite 704, Jakarta Selatan
Telpon : (021) 57992211
Email : ssinulingga@tuv-nord.com
Contact Person : Sabrina Sinulingga
Periode Akreditasi: 25-02-2015 - 24-02-2019

PT. Intishar Sadira Eshan

No LPK : LVLK-016-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada TPT ; Standar Verifikasi Legalitas Kayu pada Pedagang Ekspor/ETPIK Non-Produsen ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Gd. Manggala Wanabakti Blok IV Lt. 5 Wing A JI Jend. Gatot Subroto, Jakarta 10270
Telpon : (021) 57902938,
Email : intisharsadiraeshan@gmail.com
Contact Person : Lukman Noor Hakim
Periode Akreditasi: 08-12-2014 - 07-12-2019

PT. Mandiri Mutu Sertifikasi

No LPK : LVLK-017-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada TPT ; Standar Verifikasi Legalitas Kayu pada Pedagang Ekspor/ETPIK Non-Produsen ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : JI. H. Achmad Adnawijaya Blok B1 No.1 Bogor, Jawa Barat
Telpon : (0251) 8350554
Email : mmutusertifikasi@gmail.com
Contact Person : Nurul
Periode Akreditasi: 08-12-2014 - 07-12-2019

PT. Nusa Kelola Lestari

No LPK : LVLK-018-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada TPT ; Standar Verifikasi Legalitas Kayu pada Pedagang Ekspor/ETPIK Non-Produsen ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Ji. KH. Soleh Iskandar KmA, Tanah Sereal Bogor, Jawa Barat 16166
Telpon : (0251) 8068001
Email : nusakelolalestari@gmail.com
Contact Person :
Periode Akreditasi: 25-02-2015 - 24-02-2019

Inti Multima Sertifikasi (IMS)

No LPK : LVLK-019-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada TPT ; Standar Verifikasi Legalitas Kayu pada Pedagang Ekspor/ETPIK Non-Produsen ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : JI. Ceremai Raya Blok BC No. 231 RT. 005 I RW. 013, Kayuringin Jaya Bekasi Selatan, Kota Bekasi
Telpon : 021-8844934
Email : ims@intimultimasertifikasi.com
Contact Person : Eko Nugrahaeni
Periode Akreditasi: 25-03-2015 - 24-03-2019

PT Kreasi Prima Sertifikasi

No LPK : LVLK-020-IDN
Lingkup: Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Pemegang Izin & Pemegang Hak Pengelolaan ; Verifikasi Legalitas Kayu pada Hutan Negara yang Dikelola Oleh Masyarakat (HTR,Hkm,HD) ; Verifikasi Legalitas Kayu pada Hutan Hak ; Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada TPT ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Sarua Makmur Blok IV No. VII Kelurahan Sarua, Kecamatan Ciputat
Telpon : Tlp. (021) 74639545
Email : mail@kreasiprimasertifikasi.com
Contact Person : Diding A
Periode Akreditasi: 22-04-2015 - 21-04-2019

Sertifikasi Mutu Indonesia

No LPK : LSSM-047-IDN
Lingkup: Jasa Lain ; Administrasi Umum ; Pendidikan ; Konstruksi ;
Alamat : Gedung Timah ( YKKPT) Jalan Iskandarsyah I No 04 Melawai, Kec. Kebayoran Baru Jakarta Selatan
Telpon : 021-72781976
Email : eri@sm-indonesia.com
Contact Person : Eri Pradhana Bharata
Periode Akreditasi: 20-05-2015 - 19-05-2019

PT Mutuagung Lestari

No LPK : LVV-001-IDN
Lingkup:
Alamat : Jl. Raya Bogor Km.33,5 No.19 Cimanggis Depok 16953
Telpon : (62-21) 8740202
Email : webmaster@mutucertification.com
Contact Person : Siti Jamilah
Periode Akreditasi: 10-06-2015 - 09-06-2019

PT AGI Certification

No LPK : LSSM-048-IDN
Lingkup: Administrasi Umum ; Pendidikan ; Konstruksi ;
Alamat : Puncak Kertajaya Apartement, Tower 8, Room 1026 Jl. Kertajaya Indah Regency
Telpon : 031 60018637
Email :
Contact Person :
Periode Akreditasi: 29-07-2015 - 28-07-2019

Benih dan Bibit Ternak (BIBITER) Direktorat Jenderal Peternakan dan Kesehatan Hewan Kementerian Pertanian

No LPK : LSPr-045-IDN
Lingkup:
Alamat : Gd. C, Lt 7 Ruang 723 Jl. Harsono RM No.3 Pasar Minggu Jakarta Selatan
Telpon : 021-7815380 ext 4728
Email :
Contact Person :
Periode Akreditasi: 29-07-2015 - 28-07-2019

PT Carsurin

No LPK : LSPr-046-IDN
Lingkup:
Alamat : Wisma 77-Tower 2, Lt.19 Jl. Letjen S Parman, Kav 77, Slipi DKI Jakarta
Telpon :
Email :
Contact Person :
Periode Akreditasi: 29-07-2015 - 28-07-2019

PT ALmasentra Sertifikasi

No LPK : LVLK-021-IDN
Lingkup: Verifikasi Legalitas Kayu pada Pemegang IPK ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas >6000 M3 dan IUI Nilai Investasi > 500 Jt ; Verifikasi Legalitas Kayu pada Industri Rumah Tangga/ Pengrajin ; Verifikasi Legalitas Kayu pada TPT ; Standar Verifikasi Legalitas Kayu pada Pedagang Ekspor/ETPIK Non-Produsen ; Verifikasi Legalitas Kayu pada Pemegang IUIPHHK kapasitas ≤ 6000 M3 dan IUI Nilai Investasi ≤ 500 Jt ; Verifikasi Legalitas Kayu pada TDI ;
Alamat : Royal Spring Business Park 10 Jl. Ragunan Raya No.29 A, Jakarta Selatan
Telpon : (021) 7883 8341
Email : almasen@almasentra.com
Contact Person : Astra Sagala
Periode Akreditasi: 29-07-2015 - 28-07-2019

Laboratorium Kimia Terpadu IPB

No LPK : LSSMKP-009-IDN
Lingkup: Susu dan Produk susu ; Daging dan Produk Daging ; Unggas dan produk Unggas ; Ikan dan produk Ikan ; Buah dan produk Buah ; Sayuran dan Produk Sayuran ; Gula dan Produk gula ; Garam ; Produk Lemak dan Minyak ; Bahan Tambahan Pangan ; Telur dan produk Telur ; Produk Pengalengan ; Produk Minuman Kecuali Produk olahan Susu ; Produk Pasta dan Mi ; Tepung dan produk tepung ;
Alamat : Kampus IPB Baranangsiang Jl. Raya Padjajaran Bogor 16151
Telpon : 02518385165
Email :
Contact Person : M. Nasution
Periode Akreditasi: 16-09-2015 - 15-09-2019

Laboratorium Kimia Terpadu IPB

No LPK : LSSHACCP-009-IDN
Lingkup: air minum dengan produknya serta minuman ; Produk perikanan dan hasil olahannya ; susu dan hasil olahannya ; Bahan tambahan pangan ; produk makanan untuk sasaran khusus ; kulit, tulang, jeroan dan produk kulit ; lain-lain ; kakao, kopi, teh dan hasil olahannya ; lemak, minyak dan hasil olahannya ; Garam ; gula, madu dan hasil olahannya ; Buah, sayuran dan hasil olahannya ; daging dan hasil olahannya ; Hasil unggas dan hasil olahannya ; serealia, biji-bijian, umbi-umbian dan hasil olahannya ; rempah-rempah, tanaman obat, dan hasil olahan serta bumbu ;
Alamat : Kampus IPB Baranangsiang Jl. Raya Padjajaran, bogor.
Telpon : 02518385165
Email :
Contact Person : M. Nasution
Periode Akreditasi: 16-09-2015 - 15-09-2019

KFC Supplier Audit and Approval Evaluation Guidelines

noreply@blogger.com (Go Hermes) — Thu, 01 Oct 2015 04:15:00 +0000

Food Safety Audit Guidelines
Audit and Approval Evaluation 2009 revision

Yum! Brands Global Restaurants, Inc.(A&W Restaurants; KFC, Long John Silver’s; Pizza Hut, and Taco Bell)
These guidelines are for use in Approval and Ongoing Food Safety evaluations of food suppliers that supply products for
Yum! Brands Global Restaurants, Inc.(A&W Restaurants; KFC, Long John Silver’s; Pizza Hut, and Taco Bell)

1. Points noted in parentheses (10 points) represent points earned.

2. All criteria in BOLD PRINT are Automatic Failures of the audit. Automatic Failures
appear under the "No points" categories. Only the bolded line of criteria will results
in immediate failure of this audit. Observation of any actual product contamination
by a Yum! Brands auditor triggers an Automatic Failure of the audit/evaluation;
however, the audit shall be taken through to completion to identify any further issues.
Automatic failures of an Approval Audit will result in a Non-Approval rating.

3. Each question scoring an Automatic Failure is to have a corrective action inserted
into the Action Plan section of the score sheet. This information is to be completed
by the auditor with the supplier's input.

4. If a supplier's process makes it impossible to meet guidelines exactly as written, the
supplier may request alternate minimum standards from Yum! Brands R&D/QA.
Alternate minimum standards are issued only under extreme circumstances and only
with the approval of the appropriate Yum! Brands QA Contact. The document shall
be signed by the Yum! Brands QA contact and forwarded to the supplier. The
supplier shall request and keep on file an updated alternate minimum standards
annually.

5. Documentation faxed to the facility at time of audit is not acceptable.
6. When guidelines refer to product, the reference is to any product manufactured for
Yum! Brands restaurants' use.
7. All Systems/procedures must be in place prior to a plant attaining Approved Status.
AUDITOR is to ensure procedures are established even if Yum! Brands product is
not yet being produced in facility.
8. Those elements not applicable to the type of audit or the supplier being audited shall
be designated as N/A on the score sheet.
__________________________ DEFINITIONS __________________________
Every deviation cannot be noted in the Guidelines, therefore the following will be used
when scoring the audit:
Full conformance means all Guideline requirements are met
Confidential Document – Yum! Brands Global Restaurants, Inc.
Minor nonconformance refers to single/isolated instance(s) of failure to
meet Guideline requirements
Major nonconformance’s refer to numerous instances of failure to
meet Guideline requirements
No points shall be given if there is systematic failure to meet
Guideline requirements
No points shall be awarded if there are no records, written
program or procedures
Audit Sections:
"Category" means the section being assessed (example: 1.0,
2.0, etc.)
"Element" the specific bulleted requirement within the audit
point (example: 1.1, 1.2, etc.)
"Criteria" is the explanation of each audit point
For the purposes of this audit/evaluation:
"single" occurrence one instance
"isolated" occurrences two or three instances
"numerous" occurrences more than three instances
"maintained" kept up-to-date and are on file at the facility being
audited
"established" written and implemented
"documentation" established documents supplied to confirm
Guideline requirements
"program/procedures" written program or written procedures
"records" actual data collected and maintained, based on the
criteria outlined in the procedures. Auditor to
review between 1% and 10% of records since the
last audit, enough to get a representative sample.
If issues are found, an additional sample of records
should be reviewed to determine if the issue is
isolated or reoccurring. All record corrections shall
be single lined out (so that the correction can still
be read) and initialed. White-out shall not be used
in correcting records.
GMP's Good Manufacturing Practices
"significant" systematic failure
"systematic" systems are not in place or obviously not fully
implemented
"meat" red and white meats (fish, seafood, beef, poultry,
lamb pork, etc.)
"analytical tests" refers to the chemical, microbiological or
instrumental testing used to verify compliance to
Yum! Brands specification.
Yum! Brands Global Restaurants reserves the right to audit all corrective actions noted
on audits.
In certain situations, multiple audit questions could be marked down for the same
finding. In this situation, the auditor should use his/her best judgment and record the
Confidential Document – Yum! Brands Global Restaurants, Inc.
finding under the most appropriate audit point. Circumstances may warrant the auditor
to mark down an issue in multiple locations.
It is important to understand that local laws and practices may differ from certain audit
guidelines. In all cases, the more restrictive requirement will prevail. It is important that
the auditor realize these differences and judge the supplier accordingly.
______________________________________________________________________

AUDIT GUIDELINES
1.0 PEST CONTROL
(Documents faxed to the supplier at the time of audit are not acceptable.)
1.1 A documented pest control program is established. Pest Control Operator
(PCO) is licensed, insured and certified
(Program - Documentation)
All points (20 points): Supplier must provide a documented pest control program. The
service shall be provided by a licensed, insured and certified Pest Control Operator, or
the service may be provided by a licensed, insured and certified pest control service. A
PCO from within the supplier's organization who is licensed, insured and certified can
apply pesticides, or a Pest Control Operator trainee can apply pesticides if authorized
under local laws to apply pesticides. A license and certificate may be one and the same
in some locations, but the name must match the name signed on service reports. If onsite
employee is certified, he/she may supervise someone else applying pesticides.
Under either scenario, copies of all documents should be maintained at the facility.
License(s), insurance and certification must be current.
The program shall include:
• a designated pest control operator (PCO) or company name
• defined frequency of scheduled service intervals: shall be minimum monthly basis
• how all traps, bait stations, glueboards and insectocutors shall be labeled (include
PCO initials and date inspected
• how unit inspections will be tracked. (Example: if electronic scanning of units is done
or punch cards are used, that date and initials are on final report)
• approved list of pesticides used in the plant: where they are applied and how they
are applied
• up-to-date schematic map - map shall be dated and have all traps, bait stations, glue
boards and insectocutors designated and identified in a way to allow for ease of
tracking and trending
• pest control company's proof of liability insurance
• license for company (updated as required)
• certification for the PCO
In countries where certifications are not used/available, the supplier shall furnish
documentation that pest control operator has formal and ongoing training.
In some areas, the application of non-restricted chemicals (example: foggers for flying
pests) does not require an applicator's license, however, all chemicals used in a facility
are to be listed in the pest control program manual on an "approved list of chemicals,"
whether they are applied by licensed or non-licensed plant personnel.
Confidential Document – Yum! Brands Global Restaurants, Inc.
NOTE: Documentation faxed to the supplier at the time of the audit is not acceptable for
adherence to the criteria. Points are to be deducted.
Minor nonconformance (15 points): One of the following will constitute a minor
nonconformance:
• single/isolated instance(s) of unclear or incomplete documentation
• one element of above requirements is not on file or current (frequency addressed as
a major nonconformance)
• schematic map is not up-to-date/complete
• list of approved pesticides not up to date or complete
Major nonconformance (6 points): The following will constitute a major
nonconformance:
• two elements in the above list of requirements are not available or current
• scheduled service intervals are less frequent than monthly
No points: No points will be awarded if one of the following situations is encountered:
• pest control services conducted by non-certified or non-licensed individual
• more than two elements are not available or current
• no program
1.2 Pesticides are approved for use in a food manufacturing facility. Handling
and mixing procedures, Material Safety Data Sheets (MSDS) and pesticide
labels are on file. All pesticides are properly labeled and stored.
(Documentation-Observation)
Full Conformance: (15 points): All pesticides must be:
• all pesticides must be approved for use in a food manufacturing facility
• MSDS must be provided for pesticides used
• MSDS must be readily available for employees' reference
• labels and mix procedures shall be on file
If pesticides are kept on site, they:
• must be properly labeled
• stored (according to MSDS) in a locked, secured area accessible to authorized
personnel only
• glue boards are not classified as pesticides but shall be stored away from food
products
• empty pesticide containers shall be labeled " for insecticide use only" or similar
Unlicensed/unapproved pest control chemicals are not acceptable for use in a food
processing plant (example: cans of Raid).
Auditor to pick 3-4 chemicals that are applied in the plant and check for MSDS sheets
and sample labels. Check to see if the PCO wrote in a new chemical in the manual that
does not normally appear on the service log.
NOTE: Glue boards are not considered pesticides.
Hard copies of MSDS sheets shall be located in the plant.
Confidential Document – Yum! Brands Global Restaurants, Inc.
• If supplier subscribes to a faxable MSDS sheet service, the fax must be available
within 10 minutes and there shall be appropriate signage and 24 hour access to
phones and fax machine.
• Multi-lingual MSDS may also be available through a faxable MSDS service.
Multilingual MSDS not required if translator on site.
**NOTE: This is the only instance in which faxed documents at the time of a Yum!
Brands audit are acceptable.
Minor nonconformance (10 points): One of the following will constitute a minor
nonconformance:
• MSDS and labels available, but filing system or fax system are disorganized making
quick access to the information difficult
• single/isolated instance of missing MSDS and/or sample label
• single/isolated instance(s) of pesticides secured on site, but not properly labeled
• single/isolated empty pesticide container(s) not labeled "insecticide use only" or
similar
• glue boards found stored with food products
Major nonconformance (5 point): One of the following will constitute a major
nonconformance:
• greater than three MSDS and/or labels are missing for pesticides (s) found in use
• concentration mix directions are missing for pesticide(s) found in use
• records indicate incorrect concentrations used for pesticides
• numerous instances of pesticides secured on site, but not properly labeled
• pesticides are segregated on site, but not held under lock and key
• numerous empty pesticide containers not labeled "insecticide use only" or similar
No points: No points will be awarded if the following situation is encountered:
• use of non-regulatory approved material.
• pesticides not secured and/or labeled and found in common storage with food
or packaging material
• any pesticide storage or pest control equipment maintenance issue which has
contaminated product or packing
1.3 PCO (Pest Control Operator) service reports, including usage logs, are current
and available for review. (Records)
All points (10 points): Supplier must provide service reports from the pest control
organization or complete inspection records if service is performed internally. They must
include:
• individual conducting service
• services performed
• date of service
• application method used
• chemicals, quantities and concentrations used
• signs of activity
• scheduled follow-up based on pest activity, if necessary
• corrective actions documented for frequent activity or other issues noted on service
reports or separate report
Confidential Document – Yum! Brands Global Restaurants, Inc.
The service log records shall indicate the application method used for each chemical.
The auditor is to verify that the application method agrees with the standards/methods of
application noted in the service contract and by the manufacturer.
AUDITOR: Match the PCO who fills out the service logs to the PCO who signs off on
the traps, to the PCO whose certification is in the book, making sure all 3
match.
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• frequencies not matching those outlined in the pest control program
• single/isolated instances of missing or incomplete information/records
• single element missing
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• numerous instances of missing or incomplete information/records
• two elements missing
No points: No points will be awarded if one of the following situations is encountered:
• no service reports
• the number of incomplete records indicates systematic failure
• more than two elements missing
1.4 There is a pest activity trend report with corrective action(s) identified.
(Records)
All points (5 points): Documentation is available which:
• identifies and analyzes pest activity
• trend analysis for all pest control/monitoring devices (including traps, bait stations,
glueboards, pheromone traps, insectocutors, electronic pulse units, etc.)
• includes follow-up/corrective actions documented when a trend is identified
The auditor should look for a pictorial representation of activity by trap or station over
time. All traps shall be included in review, however, only activity is diagrammed. This
could be in the form of a Pareto chart, a frequency diagram or a checklist (Yum! Brands
does not specify the type of chart to be used).
Minor nonconformance (3 points): One of the following will constitute a minor
nonconformance:
• trend analysis is conducted, but follow up actions are not formalized
• one type of pest control/monitoring device is not trended
• single/isolated instance of missing records
Major nonconformance (1 points): One of the following will constitute a major
nonconformance:
• two types of pest control/monitoring devices are not trended
• numerous instances of missing records
No points: No points will be awarded if one of the following situations is encountered:
• there are no records kept of historical pest activity
Confidential Document – Yum! Brands Global Restaurants, Inc.
• more than two types of pest control/monitoring devices are not trended
1.5 There is no evidence of INTERNAL pest activity.
(Observation)
Full conformance (10 points): All areas should be free of reoccurring/existing "internal"
pest activity. Specifically there shall be:
• no reoccurring/existing rodent activity and/or bird nesting observed around the
interior perimeter of the facility
• no evidence of live animals observed inside the facility such as cats, dogs, deer, etc.
• no evidence of excreta/pellets
• no evidence of pests including insects, spiders/webbing, rodents, lizards, ants or
birds in the facility or on product, ingredient or packing
• no evidence of gnawed bags/cases or rodents on stored stock or numerous excreta
on the floor/shelves of any storage area
• no decomposed rodent(s) or other animals (frogs, lizards, etc.) in traps. The interior
traps shall be checked often and the dead rodent(s) or other animals removed
• glueboards shall be free of significant insect build up
Note: Any live insect activity is an issue and should be graded accordingly. Insects
should be at a very minimum on glue boards. Active cobwebs with spiders are
considered pest activity; however, old and dusty cobwebs are evidence of poor
housekeeping and should be scored in section 3.3.
Minor nonconformance (7 points) One of the following will constitute a minor
nonconformance:
• single/isolated instance(s) of pest activity noted on the interior of the facility which
does not pose an immediate threat of product contamination
• freshly trapped rodent found in trap
Major nonconformance (3 points) One of the following will constitute a major
nonconformance:
• numerous instances of insect activity noted in the interior of the facility
• insect activity which has the potential for contaminating product
• numerous instances of significant numbers of pests found on glue boards
No points: No points will be awarded if one of the following situations is encountered:
• decomposed rodents in traps
• any observation of contaminated ingredient, product or product contact
material
• evidence of live animals observed inside the facility
1.6 There is no evidence of EXTERNAL pest activity.
(Observation)
Full conformance (10 points): All areas shall be free of reoccurring/existing external
pest activity. Specifically there shall be:
• no reoccurring/existing rodent activity (significant burrows, trails, excreta, tracks),
animal spoors and/or bird nesting observed around the exterior perimeter of the
facility (within 20 ft / 6 meters)
• no decomposed rodent(s) or other animals (frogs, lizards, etc.) in bait stations or
along perimeter
Confidential Document – Yum! Brands Global Restaurants, Inc.
The exterior bait stations shall be checked often and the dead rodent(s) removed.
Decomposed rodent(s) or other animals shall not be evident and could render the bait
stations ineffective. Gnawed rodenticide blocks (bait) and freshly trapped rodents
should be noted as observations but no points should be deducted in this section.
Minor nonconformance (7 points): The following will constitute a minor
nonconformance:
• single/isolated instance of reoccurring/existing rodent activity (burrows, trails,
excreta, tracks, animal spoor) and/or bird nesting observed around the exterior
perimeter of the facility or trailers/containers
Major nonconformance (3 points): The following will constitute a major
nonconformance:
• numerous instances of reoccurring/existing activity around the exterior perimeter of
the facility will be considered a major nonconformance
No points: No points will be awarded if one of the following situations is encountered:
• evidence of significant rodent activity (burrows, trails, excreta, tracks),
significant tracks or trails of other wild animals
• decomposed rodent(s) or other animals (frogs, lizards, etc.) in bait stations
1.7 All pest control devices are located in such a manner as not to contaminate
product, packing materials or equipment.
(Observation)
All points (10 points): Care is taken to locate pest control devices in such a manner that
they do not pose a threat to contaminating product, packing or raw materials. This
includes the following restrictions:
• bait stations and other pesticides shall be used outside the facility. (In countries
where bait inside a dry goods storage area is common practice, the bait station must
be secured. The bait must not be granular and must be contained and secured
inside a bait station)
• if used, insectocutors shall be regularly cleaned out (kept free from a build-up of
insects and debris which has the potential for "spilling over")
• if used, insectocutors must be at least 10 feet (3 meters) from covered/protected
product or packing material and at least 30 feet (10 meters) from exposed product,
equipment, or packing material. Insectocutors shall not be located above dock
doors. Hallways where product passes through are exempt from these distances, as
long as product does not stop or is not stored in hallway
• If used, electronic pulse units (such as Vector Fly Systems) or units that solely
capture by a glue board type paper shall not be located over dock doors and must be
at least 5 feet (1.5 meters) from protected or exposed product or packing material
• no fly swatters shall be evident in production or storage areas
• All insecticutors / electronic pulse units should be fitted with catch trays
In general, traps, glue boards and all pest control devices, including insectocutors, must
be positioned and maintained in a manner to prevent contamination.
Confidential Document – Yum! Brands Global Restaurants, Inc.
Minor nonconformance: (7 points): One of the following will constitute a minor
nonconformance:
• one instance of improperly positioning or maintaining an insectocutor or electronic
pulse unit in a storage or loading area (covered/protected product)
• single/isolated instance of a fly swatter found in production or storage area
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• more than one instance of improperly positioning or maintaining an insectocutor or
electronic pulse unit in a storage or loading area (covered/protected product)
• numerous instances of fly swatters found in production or storage area
No points: No points will be awarded if one of the following situations is encountered:
• one instance of bait/poison inside the facility (in U.S.), or an instance of
bait/poison inside processing area or any area with the potential for product
contamination
• a pest control device which is positioned/maintained in such a manner that
has the potential for product, food contact packaging, or food contact
equipment contamination
• any observation of contamination of product or product contact material
1.8 The number and placement of pest control devices are effective. (Interior of
facility).
(Observation)
All points (10 points): As a guide to number and placement of traps and bait stations:
• traps shall be positioned at a maximum of 25 feet (8 meter) intervals around the
interior perimeter of the building area and around interior perimeters of all walled-in
dry food and packing storage areas, including cool docks. Office areas are exempt.
If a wall is less than 25 feet (8 meters) long, it shall have at least one device.
• inside the facility, only traps (no glue boards) shall be placed within 6 feet (2 meters)
of both sides of all outside exit/entry doors (including coolers and freezers). This
includes both sides of the pedestrian doors. Effort shall be made to avoid placing
traps on curbing.
• traps should be positioned so that openings are parallel with and closest to the wall
• glue boards must be maintained and in proper positions if used as alternatives to
trap stations (elsewhere than either side of entry doors).
• if mechanical wind-up traps are used, they must be wound. Winding is checked by
triggering the spring device to operate the trap. The trap must be rewound after
testing.
• approximately 10% of all pest control units shall be checked by the auditor
• traps are encouraged in all practical areas of the plant, including production areas.
High trafficked areas and areas that are constantly wet may be excused from trap
requirements (ex: poultry cooler or other frequent wash down areas) where
maintenance and consistent performance is prohibitive. No exemptions will be
granted for trap placement by exterior doors.
• interior of traps, bottom of glue boards shall have service labels dated and initialed
after each treatment by the recorded PCO. (Electronic scan method or punch cards
are acceptable as long as PCO initials/signature are on final report, and the
cards/scan codes are inside the device requiring the PCO to open the station.)
Confidential Document – Yum! Brands Global Restaurants, Inc.
Local regulations may require exceptions/differences to above guidelines. At all times,
local regulations must be met.
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• single/isolated instance(s) of traps and glue boards not working properly or
inadequately maintained
• single instance of missing trap or glue board
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• isolated instances of a missing trap or glue board
• numerous combined instances of traps or glue boards not working properly or
inadequately maintained
• traps or glue board not positioned at proper intervals
• traps or glue boards found without service label or date
No points: No points will be awarded if one of the following situations is encountered:
• numerous incidences of traps or glue boards not used where GMP’s would allow
their use
• systematic failure to maintain traps and glueboards
1.9 The number and placement of traps and bait stations are effective. Bait stations
are secured and tamper resistant. (Exterior of facility)
(Observation)
All points (10 points): As a guide to number and placement of traps and bait stations:
• bait stations shall be positioned at maximum of 50 foot (15 meters) intervals
around the exterior of the building perimeter, except where there is public access.
(Public access is defined as access easily gained by the general public such as
parking lots or sidewalks, school areas or area of environmental concern.)
• bait stations shall be secured to minimize movement of the device and be tamper
resistant. Bait stations shall be secured with either a ground rod or a chain, or glued
to the wall/ground, or secured with patio blocks. Bait stations must be tamper
resistant through the use of screws, latches, locks or by other effective means
• bait in bait stations shall be secured inside the bait station by a rod (horizontal or
vertical) above the floor of the station, or the bait station is designed so bait cannot
be removed by a rodent or "float away" in a heavy rain. No loose or granular
rodenticide to be used.
• no bait stations shall be missing entire bait
• no bait shall be found outside bait station
• no old or moldy bait observed
• exterior stations should be within 20 feet (6 meters) of outside dumpster areas
• approximately 10% of the pest control units shall be checked by the auditor (auditor
does not have to check bait station/traps beyond the immediate exterior junction of
structure and ground)
• interior of traps/bait stations shall have service labels dated and initialed after each
treatment by the recorded PCO. (Electronic scan method or punch cards are
acceptable as long as PCO initials/signature are on final report, and the cards/scan
codes are inside the device requiring the PCO to open the station.)
• unlocking device for bait traps should be available at the facility
Confidential Document – Yum! Brands Global Restaurants, Inc.
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• single/isolated instance(s) of traps or bait stations not working properly or
inadequately maintained (all are present)
• single instance of missing trap or bait station
• single/isolated instance(s) of improperly securing and/or making a bait station tamper
resistant
• single/isolated instance(s) of unsecured bait inside bait stations
• single/isolated instance(s) of bait stations missing bait or having moldy bait
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• isolated instance(s) of a missing trap or bait station
• numerous combined instances of traps or bait stations not working properly or
inadequately maintained
• numerous instances of improperly securing and/or making a bait station tamper
resistant
• numerous instances of unsecured bait inside bait station
• numerous instances of bait stations missing bait or having moldy bait
• traps or bait stations not positioned at proper intervals
No points: No points will be awarded if one of the following situations is encountered:
• numerous incidences of traps or bait stations not used where GMP’s would allow
their use
• systematic failure to maintain traps or bait stations
• systematic failure to secure bait or bait stations or to make bait stations tamper
resistant
• one instance of bait found outside a bait station
• unlocking device for bait traps is not available
2.0 SANITATION
2.1 A master sanitation program is established. Cleaning procedures and
practices are designed and established so as to prevent cross
contamination.
(Program - Records)
All points (20 points): There is a documented master sanitation program to include a
cleaning schedule of the physical structure, equipment and all other areas of the facility.
Records shall be maintained. The program shall include:
• frequency of cleaning
• identify responsible position for task
• all defined methods and procedures for each task (SOP's)
• the cleaning products and concentrations used
• individual accountability and sign-off for each task completed (a position or a name;
typically the sanitation supervisor)
• cleaning procedures are designed and ordered to prevent potential contamination of
product and re-contamination of cleaned areas
Confidential Document – Yum! Brands Global Restaurants, Inc.
• cleaning equipment and utensils are specific to one area (raw vs. cooked) or
thoroughly cleaned and sanitized before they are moved to a different area
For CIP systems, the sanitation program and records should include:
• all automatic cleaning systems practices are monitored and maintained per the
cleaning program with cleaning chemicals and concentrations documented
• the written program includes frequency and how to monitor temperature, flow rates
or velocity in open systems, and pressure and/or cycle times in closed systems
• system should be calibrated and recorders verified, per manufacturer's requirement
• records are maintained with corrective/follow-up actions documented
NOTE: The segregation of raw and cooked cleaning equipment is not necessary if the
product produced is a non-potentially hazardous food.
Minor nonconformance (15 points): One of the following will constitute a minor
nonconformance:
• single/isolated instances of incomplete records
• one element above is missing in program
Major nonconformance (6 points): One of the following will constitute a major
nonconformance:
• numerous instances of incomplete records
• two or more elements are missing in program
• cleaning equipment and utensils are not specific to areas
• procedures and cleaning order have the potential for re-contaminating previously
cleaned areas
No points: No points will be awarded if one of the following situations is encountered:
• no records
• no written program
• order, procedures and use of equipment do not conform to good sanitation
practices
• no consideration given to the possibility of re-contaminating clean areas
2.2 A training program for the sanitation crew has been established.
(Program - Records)
All points (15 points): The supplier must have a documented training program for the
sanitation personnel which includes job skills, job safety and food safety. Records must
be kept for each individual assigned to the sanitation crew that verifies he/she has been
appropriately trained. If an outside company is utilized, supplier must maintain copies of
training records of crew members. If members are trained as a team, the team member
training must be reflected in records. The auditor shall verify that:
• training program includes a summary of how training will occur and the exit criteria
used to verify skill requirements
• training program includes job skills, job safety and food safety
• training is ongoing (at minimum annual basis)
• training records are kept current with date of training and name of employees
attending training
• training records document on-the-job training, when applicable
Confidential Document – Yum! Brands Global Restaurants, Inc.
• cleaning assignments are based on skill qualification
Training programs must address job basics and any specialized training. Video
recordings or computer-based training may be used as the documented training program
as long as records confirm attendees.
Minor nonconformance (10 points): One of the following will constitute a minor
nonconformance:
• single/isolated instance(s) of incomplete training records
• one element is missing
Major nonconformance (5 points): One of the following will constitute a major
nonconformance:
• numerous instances of incomplete records
• two elements are missing
• the training records are outdated
• ongoing training frequency is more than annually but less than every 3 years
No points: No points will be awarded if one of the following situations is encountered:
• no written program
• more than two elements are missing
• systematic failure to provide training
• no training records
• ongoing training exceeds 3 years
2.3 Cleaning and sanitizing chemicals are approved for use in a food processing
facility. Material Safety Data Sheets and labels are available.
(Documentation – Records - Observation)
All points (10 points): The auditor shall verify that:
• all cleaning and sanitizing chemicals utilized in the facility must be approved for
application in a food handling facility and/or meet regulatory guidelines
• label or supporting documentation must state that the product is approved for use in
a food processing plant
• labels and Material Safety Data Sheets (MSDS) must be available for all cleaning
and sanitizing chemicals; both industrial and commercially purchased products. In
certain instances regulatory agencies (ex: the FDA and USDA in the US) provide
suppliers with "letters of approval" for chemicals used in the facility. If applicable, the
supplier must have them available and supply approval documents for all chemicals
and sanitizers used within their facility
Note:
• If supplier subscribes to a faxable MSDS sheet service, the fax must be available
within 10 minutes and there shall be appropriate signage and 24 hour access to
phones and fax machine.
• Multi-lingual MSDS may also be available through a faxable MSDS service.
Multilingual MSDS not required if translator on site.
**NOTE: This is the only instance in which faxed documents at the time of a Yum!
Brands audit are acceptable.
Confidential Document – Yum! Brands Global Restaurants, Inc.
Auditor shall randomly select at minimum four (4) chemicals to check and verify
documentation.
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• all materials approved for application, but MSDS and/or sample labels (chemical,
hazard data sheets) are not readily available and easy to locate
• single/isolated instance of a missing MSDS and/or sample label
Major nonconformance (3 points): The following will constitute a major
nonconformance:
• greater than three missing MSDS and/or sample labels
No points: No points will be awarded if one of the following situations is encountered:
• one instance of "approved" cleaning chemical or sanitizer being used in an
unapproved application
• unapproved chemicals being used
2.4 Cleaning equipment and chemicals are properly stored.
(Observation)
All points (10 points): Cleaning equipment and chemical storage areas shall be:
• organized
• properly cleaned prior to storage
• segregated from food and packing materials
• secured to prevent unauthorized use of cleaning equipment and/or chemicals.
Typically this would be a locked closet or "cage" located in a general storage room.
Acceptable alternatives to a lock and key would be in an area which cannot be
accessed by the general work force -- such as in a closet in the plant manager's
office
Any office cleaning chemicals which are not approved for use in food
processing/manufacturing areas shall be stored in a secured area outside of
processing/manufacturing areas and stored apart from chemicals approved for use in a
food processing/manufacturing area. (example: chemicals stored under a sink in the
office restroom area)
For CIP systems, chemicals may be in use while other production lines are operating
provided there is not the potential for product contamination, i.e. cross linkage. This
shall be verified by the auditor who will observe the routing of piping.
Cleaning chemicals/sanitizers may be in processing/production area if they are secured
and do not pose a risk of product contamination (example: sanitizer bottles on wall
racks, drums of chlorine on pallets for automatic dispensing systems or hand dip
stations).
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• single/isolated instance(s) of equipment not properly stored (left in hallways around
production areas when not in use)
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• isolated instances where cleaning equipment does not appear to be properly cleaned
prior to storage
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• cleaning chemical storage is segregated, but not secured
• numerous instances of improperly cleaned and stored equipment
No points: No points will be awarded if the following situation is encountered:
• cleaning chemicals are stored with food and packaging materials, in the same
room or above, and run the risk of contaminating food or packaging materials
2.5 Cleaner and sanitizer concentrations and applications comply with the Sanitation
Program.
(Observation - Records)
All points (10 points): The auditor shall verify that:
• sanitizer and cleaning chemical concentrations and applications must match the
requirements of the cleaning program and the manufacturer's recommendation for
the application
• automatic systems must be routinely calibrated per the manufacturer's suggested
frequency. Records should be available to show that the system is functioning
properly
• a "no rinse" sanitizer out of an automatic mix system shall have periodic verification -
minimum quarterly
• test strips or kits may be used for verification of sanitizer and cleaning chemical
concentrations. Test strips should be capable of measuring levels above the
documented concentration. Conductivity can be used on CIP systems as a
determination of proper operation but is not a substitute for verification testing
• cleaner and sanitizer concentrations shall be recorded on a log list that is signed and
dated each time a manual mixture is made
The auditor may take steps to verify concentrations of hand sanitizers and/or sanitizing
solution(s) by having the appropriate person mix the solution or obtain a sample of
already mixed solution and test it with test strips or a test kit. If supplier does not have
test strips or testing kit for auditor's concentration verification, it will be interpreted that
there is "systematic failure to use correct concentrations," as they cannot be verified.
Auditor may choose to only review records.
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• records are unclear or contain isolated omissions, but chemicals appear to be used
within established concentrations
• single/isolated instance(s) of a chemical found being used at the incorrect
concentration
• cleaner and sanitizer concentration log kept but not signed and dated each time a
mixture is made
• test strips are not capable of measuring concentrations above the documented
levels.
Confidential Document – Yum! Brands Global Restaurants, Inc.
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• records contain numerous omissions
• numerous instances of chemicals found to be used at incorrect concentration levels
• record of automatic system being calibrated, but less than manufacturer's suggested
frequency
No points: No points will be awarded if one of the following situations is encountered:
• systematic failure to maintain records
• systematic failure to use correct concentration of chemicals
• sanitizer concentrations are not checked (verified) or recorded
• cleaning chemical concentrations are not recorded
• no record of automatic system being calibrated
2.6 A pre-operative inspection is documented and includes a visual inspection to
confirm equipment is cleaned and sanitized (including tear down if
necessary) prior to start up - daily or as appropriate. Effective cleaning
practices are evident.
(Observation - Records)
All points (15 points): The auditor shall verify that:
• cleaning effectiveness and overall facility sanitation is monitored through
documented inspections
• pre-operative inspection records and visual impression of the auditor indicate the
program is effective
• records indicate follow-up is assigned and corrective action takes place (this could
include regulatory / government inspections)
Minor nonconformance (10 points): One of the following will constitute a minor
nonconformance:
• single/isolated omission(s) in inspection records
• single/isolated instance of follow-up action not documented
• observation of a single/isolated minor cleaning issue (non food contact area)
Major nonconformance (5 points): One of the following will constitute a major
nonconformance:
• numerous incomplete inspection records
• numerous instances of follow up action not documented
• observation of numerous minor cleaning issues (non food contact area)
No points: No points will be awarded if one of the following situations is encountered:
• systematic failure to maintain records
• no pre-operative inspection conducted
• no follow up action is conducted
• the auditor observes build-up on a food contact surface due to inadequate
cleaning practices
2.7 Testing of food contact surfaces is utilized to monitor the effectiveness of cleaning
and/or sanitation procedures.
Confidential Document – Yum! Brands Global Restaurants, Inc.
(Program - Records)
All points (10 points): Microbiological or bio-luminance testing is used to monitor the
after down-time cleaning /sanitation effectiveness. Testing shall be used in both wet and
dry operations and should be appropriate to environment being tested. For dry plants,
such as flour mills, testing would only be required after down time and/or cleaning and
prior to restarting.
Written programs include and records show:
• a plan to systematically test all food contact areas
• frequency of testing
• criteria for acceptable tests
• follow-up actions and plans for re-testing if standards are exceeded (may be based
on the Yum! Brands Quality Assurance Program or plant guidelines)
• records of findings are kept and follow up actions are documented. Additional testing
conducted to verify resolution
• bio-luminance is acceptable as long as the method is applicable to the use
Commercially sterilized products, such as canned vegetables, pure oil or shortening
(with NO added ingredients such as seasonings) are exempt from this requirement.
Minor nonconformance (7 points): The following will constitute a minor
nonconformance:
• single/isolated instance of frequency or a follow-up test missed
• written program missing one element
Major nonconformance (3 points): The following will constitute a major
nonconformance:
• numerous instances of incomplete records
• numerous instances of frequency or a follow-up tests missed
• written program missing two elements
No points: No points will be awarded if one of the following situations is encountered:
• no microbiological monitoring program
• systematic failure to maintain records
• written program missing more than two elements
2.8 Equipment design and condition allow for proper cleaning.
(Observation)
All points (10 points): The auditor shall verify that:
• processing and packing equipment is well maintained and designed to allow
thorough cleaning without dead spots and other areas which could conceal food and
debris
• food contact surfaces, food handling utensils and cleaning utensils must be in good
condition and made of materials which are easily cleaned (not of porous material,
such as wood)
Note: Flour mill processing equipment (example: spouts, purifiers, roll-stand cabinets,
and sifter components including boxes and sieves) is exempt from the no wood
requirement as long as the wood used is in good condition without evidence of cracks or
splinters.
Confidential Document – Yum! Brands Global Restaurants, Inc.
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• cleaning is generally effective, but single/isolated areas pose a problem without
modifications being made
• single/isolated instance(s) of a broken (hard to clean) or wooden handled utensil
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• cleaning is generally effective, but numerous areas pose a problem without
modifications being made
• numerous instances of broken (hard to clean) or wooden handled cleaning or food
utensils
No Points: No points will be awarded if one of the following situations is encountered:
• condition of equipment will not allow for proper cleaning under normal operating
conditions
• more than five areas pose a problem without modifications
3.0 OPERATIONS AND FACILITY:
3.1 A maintenance-related food safety program is established. Records are
maintained
(Program – Records - Observation)
All points (10 points): The supplier must have a written maintenance-related food safety
program that defines the following elements and maintains records:
• a procedure for ensuring that proper cleaning and sanitation procedures occur before
equipment is placed back into service following maintenance
• a procedure for the notification of production and sanitation personnel when
maintenance work is complete (records of notification of sanitation personnel may be
contained in sanitation reports)
• a procedure for reconciling parts and tools after maintenance is performed. All parts
and tools must be accounted for by checking a list or initial/signature on records
indicating all parts and tools are reconciled. (Any missing tools, parts or pieces of
equipment shall be documented and immediately brought to the attention of
management.)
• records show that parts and tools are reconciled, and food contact zones have been
cleaned and sanitized before release to production
• No loose or unaccounted for parts or tools are found in the processing areas from
observations
Minor nonconformance (7 points): The following will constitute a minor
nonconformance:
• single/isolated instance(s) of incomplete records
• single incidence of loose or unaccounted for parts or tools in the processing area.
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• program only targets certain pieces of equipment
Confidential Document – Yum! Brands Global Restaurants, Inc.
• program only addresses start-ups
• numerous instances of incomplete records
• one of the above requirements is missing
• tools and parts reconciliation not included
• isolated incidences of loose or unaccounted for parts or tools in the processing area.
• isolated instances where no evidence could be provided that cleaning did take place
after maintenance on food contact surfaces.
No points: No points will be awarded if one of the following situations is encountered:
• systematic failure of the program, indicated by systematic missing or
incomplete records
• numerous observations of loose or unaccounted for parts or tools in the
processing area.
• numerous instances where no evidence could be provided that cleaning did
take place after maintenance on food contact surfaces.
• no program
3.2 Procedures for monthly facility inspections (including production areas, nonproduction
areas and surrounding grounds) are established. Records are
maintained.
(Program - Records)
All points (5 points): Procedures for periodic inspections have been established.
Procedures shall include:
• inspection frequency, including review (at minimum, conducted monthly)
• who is responsible for conducting inspections (may be individual or group)
• check list of areas inspected (must include production areas, non-production areas,
and surrounding grounds)
• documentation of findings with follow-up corrective actions
Grounds include to property line or 100 feet (30.5m) from the plant, which ever is less
and all dumpster (waste disposal) areas.
Minor nonconformance (3 points): One of the following will constitute a minor
nonconformance:
• one of the above elements missing
• single/isolated instance(s) of follow up actions not documented for issues noted
• single/isolated instance(s) of incomplete or missing records
Major nonconformance (1 points): One of the following will constitute a major
nonconformance:
• two or more above elements are missing
• numerous instances of follow up actions not in place for issues noted
• numerous instances of incomplete or missing records
• frequency of inspection is more than monthly but less than quarterly
No points: No points will be awarded if one of the following situations is encountered:
• no procedures for inspection
• systematic failure to maintain records
Confidential Document – Yum! Brands Global Restaurants, Inc.
• inspection is less frequent than quarterly
3.3 Housekeeping is acceptable for INTERIOR of the facility. Mold and frost
removal practices are acceptable for coolers, refrigerated production areas
and freezers.
(Observation)
All Points (10 points): Interior housekeeping is clean with no obvious cleanliness
issues. Physical inspection of the facility shows all areas to be properly maintained to
prevent possible product contamination and to protect product integrity.
• trash receptacles are emptied frequently to prevent overflow
• there are an adequate number of trash receptacles and they are in good
condition/repair with no offensive odor evident
• trash and product spills are promptly cleaned up (no aged spills).
• no aged ice build-up evident in freezer / frost build up shall be kept to a minimum
• no mold/mildew shall be evident in cooler
• walls and ceilings in storage areas are clean (practices to maintain acceptable levels
shall be evaluated for effectiveness)
• idle equipment stored in a clean condition and manner so as to not encourage
rodent/pest activity or harborage
• floors, walls, drains, and ceilings are clean
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• single/isolated instance(s) of minor housekeeping issues which do not pose a risk to
ingredient/product/packing
• single/isolated instance(s) of improperly maintained trash receptacles or
trash/product build up, inadequate number or odor evident
• single/isolated instance(s) of aged ice build-up evident in freezer or mold/mildew in
coolers
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• numerous instances of housekeeping issues
• a single condition which may pose the potential risk of ingredient/product/packing
contamination is observed
• numerous instances of improperly maintained or inadequate number of trash
receptacles or trash/product build up
• numerous instances of aged ice build-up evident in freezer or mold/mildew buildup in
coolers or refrigerated areas
No points: No points will be awarded if one of the following situations is encountered:
• multiple potential product contamination threats
• any instance of contamination of a product contact surface area
• any observation of direct contamination of product, ingredients or packaging
material
3.4 Housekeeping is acceptable for EXTERIOR grounds of facility.
(Observation)
All Points (5 points): Grounds are:
Confidential Document – Yum! Brands Global Restaurants, Inc.
• clean and litter free
• no weeds, tall grass, or idle equipment stored within the immediate vicinity (20 feet /
6 meters) of the building.
• no standing water (consider recent rains) / any drainage issues or issues with down
spouts are addressed here
• all trash dumpsters to have and use lids and remain covered with no odor or trash
build up around the dumpsters
• outside the 20 foot (6 m) area, idle equipment and pipes must be stored in a clean
condition so as to not cause rodent harborage or encourage pest activity (stored at
least 6 inches (15 cm) off the ground and pipes must have ends sealed)
Auditor shall look no further than 100 feet (30 meters) from structure. There shall be no
other business conducted within this 100 foot perimeter (30 meters) of building that may
risk the contamination of food products or packing.
Minor nonconformance (3 points): One of the following will constitute a minor
nonconformance:
• single/isolated instance(s) of inadequately maintained grounds that do not pose a
risk of pest attraction or harborage
• single/isolated instance(s) of trash/dumpster build up, odor evident or uncovered
• single/isolated instance(s) of standing water (not including recent rains)
Major nonconformance (1 point): One of the following will constitute a major
nonconformance:
• numerous instances of inadequately maintained grounds that do not pose a risk of
pest attraction or harborage
• single/isolated instance(s) of inadequately maintained grounds that may pose a risk
of pest attraction or harborage
• numerous instances of trash/dumpster build up, odor evident or uncovered
• numerous instances of standing water (not including recent rains)
No points: No points will be awarded if one of the following situations is encountered:
• systematic failure to properly maintain grounds, remove litter and weeds
• systematic failure to remove trash/dumpster build up
• excessive areas of standing water
• storage of equipment in a manner which encourages pest activity or provides rodent
harborage
• a business that poses a potential or actual risk of contamination to food product or
packing is located within 100 feet (30 meters) of the plant.
3.5 Facility repairs are complete for equipment, physical structure, walls, floors
and ceilings with no temporary repair materials used. Doors and openings
are pest resistant.
(Observation)
All points (5 points): Physical inspection of the facility shows:
• general maintenance and appearance are properly maintained
• exterior walls are of sound construction, with no cracks or openings
• interior ceiling, walls and floors including coolers and freezers are in good repair with
no leaks or cracks
Confidential Document – Yum! Brands Global Restaurants, Inc.
• all repairs and equipment modifications are professionally completed without the use
of string, tape, wire or other improvised materials
• at times temporary repairs may be necessary to complete the shift's production run
and shall not pose a risk to food safety. Repairs of this nature are acceptable as
long as the repairs are labeled with date and time.
• Exterior doors are sealed against pest entry and kept closed (includes inspection of
screens, weather stripping, loading dock doors, dock levelers, etc.)
Note: Duct tape may be used on ducts.
Minor nonconformance (3 points): One of the following will constitute a minor
nonconformance:
• inspection shows single/isolated improvised repair used longer than one shift that
does not pose a threat to product or packing contamination
• single/isolated instance(s) of improperly maintained walls, floor, ceiling, or doors
Major nonconformance (1 point): One of the following will constitute a major
nonconformance:
• inspection shows numerous improvised repairs used longer than one shift which do
not pose a threat to product or packing contamination
• inspection shows improvised repair in food production areas which may pose a risk
of product or packing contamination
• numerous instances of improperly maintained walls, floors, ceilings, or doors
No points: No points will be awarded if one of the following situations is encountered:
• numerous areas of potential contamination
• any instance of contamination of a product contact surface
• any observation of direct contamination of product, ingredients or packing
materials
3.6 A minimum 18" (45 cm) inspection perimeter is maintained throughout the storage
areas.
(Observation - Records)
All points (5 points): An inspection perimeter is maintained to allow for the proper
inspection of storage areas and to deter harborage of pests.
Note: This area shall be measured from the wall at the floor - if an interior column exists
which imposes on the 18 inch (46 cm) distance, there must be access around column for
maintenance and pest control management. If an inspection perimeter is physically
impossible, it is permissible that the bottom rack be 18 inches (46 cm) off the floor, which
is typically the situation found in freezers with racking systems. Inspection perimeters
are not required in product staging areas.
If the room is too small to effectively maintain an 18 inch (46 cm) perimeter or if the
bottom rack is not 18 inches (46 cm) off the floor, the area must be cleaned and
inspected at a minimum of monthly and documentation of these activities must be
available for each specific area.
Minor nonconformance (3 points): The following will constitute a minor
nonconformance:
• isolated instances of the inspection perimeter not being maintained
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• single/isolated instance of missing cleaning records for areas too small to maintain
perimeters
Major nonconformance (1 point): The following will constitute a major nonconformance:
• numerous instances of the inspection perimeter not being maintained
• numerous instances of missing cleaning records for areas too small to maintain
perimeters
No points: No points will be awarded if the following situation is encountered:
• the facility does not maintain inspection perimeters
• no documentation of cleaning activities if area is too small to maintain perimeters
3.7 Walkways, permanent ladders and conveyors are shielded to protect product
and packing materials from possible contamination.
(Observation)
All points (10 points): All walkways, permanent ladders and conveyors have shielding
to prevent overflow and product contamination.
• walkways and ladders over product conveying belts or open bins of ingredients are
shielded with a least 3” (7 cm) kick plates (the intent is to prevent dirt or foreign
objects from falling onto food or food contact surfaces or into food packing materials)
• electric motors which are located directly over exposed product are shielded
• hand held hoists or other mechanical lifting devices shall have appropriate product
protection as the situation warrants (no observed food safety/contamination visible)
• HVAC (High Velocity Air Conditioning Units) or other types of refrigeration units have
catch pans for condensate control
• No condensate observed dripping on food or food contact areas
Minor nonconformance (7 points): The following will constitute a minor
nonconformance:
• single/isolated instance of unshielded ladders, walkways or conveyors
Major nonconformance (3 points): The following will constitute a major
nonconformance:
• numerous instances of unshielded ladders, walkways or conveyors
No points: No points will be awarded if one of the following situations is encountered:
• any noted contamination of food contact surface
• any observation of direct contamination of product, ingredients or packing
material
3.8 A glass and brittle or hard plastics policy shall be written and implemented.
Lights and other breakable materials are shielded to prevent potential
contamination.
(Procedure – Observation- Records)
All points (10 points): All lights and glass are shielded to prevent product or packing
contamination in the event a bulb or glass pane breaks.
This policy shall include:
• that no glass or brittle plastics are to be used in the facility, except where absolutely
necessary.
• that no glass should be brought into the facility in employees’ personal effects
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• reporting of eyeglass breakage and lost contacts lenses
• the control of glass that is located on site (example: laboratory glassware,
breakrooms, maintenance, etc.)
• glass control, guidelines for broken glass incidents
• glass disposal instructions
• brittle or hard plastic disposal instructions
• disposition and disposal of potentially contaminated product
The procedure shall include:
• a list of all essential glass and brittle plastics and the items on the list checked on a
regular basis to ensure that any accidental breakage is noted
• handling of any glass that is broken in the facility.
• any brittle or hard plastic that is broken in a location where it could jeopardize the
product.
• all lights and glass in areas of production, warehousing and storage (example:
emergency lights, insectocutors, clock faces, forklift truck, loading lights, etc.)
• computer or video monitors shall be covered with a plastic film to prevent shattering
during breakage (touch screens are exempt)
• office glass that is not tempered. Tempered glass does not require a film.
• If glass is used to package non-Yum! Brands products, this production must be on a
different line, segregated from Yum! Brands products, and specifically addressed in
the glass policy
The only exception to this glass policy is a fire extinguisher.
Examples of brittle plastics are acrylic, Lucite, Optix, Plexiglas, and Polycast.
Brittleplastics can shatter in a manner similar to glass. Examples of soft plastics include
polycarbonates, Lexan, Tuffac, and Unicar. The soft plastics crack but do not shatter.
Note: If overhead lights in warehouse are not shielded, check the inventory of bulbs to
make sure they are Teflon safety coated or have a plastic sheath and are acknowledged
as shatterproof.
Minor nonconformance: (7 points): The following will constitute a minor
nonconformance:
• single/isolated instance of unshielded glass corrected during audit that would not
pose a food safety risk
• single/isolated instance of undocumented glass or hard plastic omitted from the
essential glass and brittle plastics list
Major nonconformance (3 points): The following will constitute a major
nonconformance:
• no glass policy in place to manage glassware on-site, or policy does not include all
elements
• inspection shows single/isolated unshielded/breakable material which may pose a
food safety risk to finished product, raw ingredients or packing materials and is
corrected during the audit
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• inspection shows single/isolated unshielded/breakable material which would not
pose a risk to finished product, raw ingredients or packing materials and is not
corrected during the audit
• numerous instances of undocumented glass or hard plastic omitted from the
essential glass and brittle plastics
• no list of glass and brittle plastics
• no records of glass and hard plastics inspections
No points: No points will be awarded if one of the following situations is
encountered.
• systematic failure to shield or make all glass shatterproof
• any observation of direct contamination of product, ingredients or packing
material or any instance of contamination of a product contact surface
• inspection shows single/isolated unshielded/breakable material which would
pose a risk to finished product, raw ingredients or packing materials and is not
corrected during the audit
3.9 Break areas, locker rooms, restrooms and wash stations are maintained in a clean
and orderly manner.
(Observation)
All points (5 points): Break areas, locker rooms, restrooms and wash stations (if
applicable) shall be kept free of loose trash/rubbish, mold and spillage residue. For full
points:
• drains must function properly (no standing water)
• rest room supplies must be adequate and accessible (toilet paper, warm water,
paper towels/air dryers and anti-microbial/bacterial soap)
• rest room fixtures are in good operating condition and clean
• no offensive odor shall be evident
• trashcans must be in all break areas and rest rooms, and women's rest rooms shall
have covered sanitary receptacles in stalls
("Usage" of hand wash facilities is addressed in Element 4.7. Hand wash "signage"
addressed in 4.8)
Minor nonconformance (3 points): The following will constitute a minor
nonconformance:
• single/isolated instance(s) of nonconformance to above requirements
Major nonconformance (1 point): The following will constitute a major nonconformance:
• numerous instances of nonconformance to above requirements
No points: No points will be awarded if the following situations is encountered:
• systematic failure to properly maintain areas
3.10 Air ventilation through the facility is adequate with no odors or airborne
contaminants which could carry over to product.
(Observation)
All points (5 points): The auditor will verify compliance to the following:
• no condition exists which could deposit airborne contaminants into product,
ingredients or packing materials
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• no condition exists that could allow a carry over of odors to the product or packing
(example: ammonia leaks in freezers, etc.).
• auditor observes adequate ventilation in all production areas.
Minor nonconformance (3points): The following will constitute a minor nonconformance:
• single instance of dust, airborne particulate or offensive odor noted in non-production
areas which poses no threat to product or packing materials (auditor determines odor
is not strong enough to permeate food and/or packing materials)
Major nonconformance (1 point): The following will constitute a major nonconformance:
• isolated instances of dust, airborne particulate or offensive odor noted in nonproduction
areas which poses no threat to product or packing materials (auditor
determines odor is not strong enough to permeate food and/or packing materials)
No points: No points will be awarded if one of the following situations is encountered:
• multiple potential product contamination threats
• any observation of direct contamination of product, product contact surface,
ingredients or packing material
3.11 Forklifts and batteries are well maintained and properly stored.
(Observation)
All points (5 points): Forklifts and batteries are well maintained and batteries are
properly stored. The auditor will verify compliance to the following:
• no leaking batteries or other fluids are found
• no gasoline(petrol) or diesel powered forklifts shall be used inside the facility
• storage and charging area is clean and away from immediate item
storage/processing areas
• access must be available behind battery storage areas where pest control devices
may be in place (or under batteries if battery storage is wall mounted)
• batteries shall be stored a minimum of 6 feet (2 m) away from any stored food or
packing materials. In areas where product/packing passes through or is transported
but does not stop, the 6 foot (2m) minimum is not applicable. Office records may be
stored near batteries
• battery storage shall be clean underneath (any liquid or unknown spill from a forklift
shall be addressed here)
• forklifts and pallet jacks shall be reasonably clean and free of aged spills
Note: This audit point may be scored N/A if no forklifts or pallet jacks are used.
Minor nonconformance (3 points): The following will constitute a minor
nonconformance:
• single/isolated instance of not meeting the above criteria
Major nonconformance (1 point): One of the following will constitute a major
nonconformance:
• numerous instances of not meeting the above criteria
• leaking batteries found in fork lifts in production area(s) but forklifts are not conveying
product or ingredients/packing materials)
No points: No points will be awarded if one of the following situations is encountered:
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• forklifts conveying product are leaking any fluids
• batteries are found stored above or below food
• leaking batteries are used in forklifts which are conveying product or packing
• significant evidence of leaking batteries
• a single gasoline(petrol) or diesel powered forklift is used inside the facility
3.12 Only food grade approved lubricants are used in food contact areas.
(Observation - Documentation - Records)
All points (5 points): The auditor will verify compliance to the following:
• only food grade lubricants are used in all product/packing contact areas
• only food grade lubricants are stored in production/storage area(s)
• food grade verbiage should be visible on the label of lubricants and grease guns
(color coding acceptable with signage to support)
• food grade lubricants shall be stored apart from non-food grade items so as to
eliminate any user confusion between the two
Minor nonconformance (3 points): One of the following constitutes a minor
nonconformance:
• auditor observes non-food grade lubricants stored with food grade materials
• records indicate non-food grade lubricants have been used in some areas which do
not pose an immediate risk of contaminating finished product, raw ingredients, or
packing materials
Major nonconformance (1 point): One of the following constitutes a major
nonconformance:
• auditor observes unapproved materials found in food processing area
• grease guns are not labeled/color coded for food and non-food grade grease
No points: No points will be awarded if one of the following situations is encountered:
• records indicate non-food grade lubricants have been used in some areas
which pose a risk of contaminating finished product, raw ingredients or
packing materials
• any instance of contamination of a product contact surface
• any observation of direct contamination of product, ingredients or packing
3.13 All containers are properly labeled.
(Observation - Documentation)
All points (10 points): The auditor will verify compliance to the following:
• all containers, including trash receptacles and spray bottles are properly labeled and
the labels are legible
• Color-coding is an acceptable method of identification if there is evidence of training
and understanding by the staff. Signage shall be posted in production area as well
as other appropriate areas of the facility indicating the code usage
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• single/isolated instance(s) of improperly or unlabeled containers in non-production
areas
• color coding signage posted but not in production area (if color coding used)
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Major nonconformance (3 points): The following will constitute a major
nonconformance:
• numerous instance(s) of improperly or unlabeled containers in non-production areas
No points: No points will be awarded if one of the following situations is encountered:
• any instance of improperly labeled or unlabeled containers in production areas
• systematic failure to properly label containers in non-production areas
• no color coding signage in facility (if color coding used)
• no evidence of training on color coding (if color coding used)
3.14 All areas are free from potentially hazardous materials that may contaminate
food product or packing material.
(Observation)
All points (10 points): The auditor will verify compliance to the following:
• hazardous materials are securely stored to prevent unauthorized use. Typically this
would be a locked closet or cage located in a storage room
• hazardous materials shall be stored away from all food and packing materials and
production areas
• inkjet ink and cleaners may be stored in packing area as long as contained in a
closed, labeled container
A hazardous material is "any material that due to its chemical, physical or biological
nature causes safety, public health, or environmental concerns".
Minor nonconformance (7 points): The following will constitute a minor
nonconformance:
• auditor observes single/isolated hazardous or unapproved materials stored with food
ingredients or packing material, but no unapproved materials found in food
processing areas. There is no risk of product or packing material contamination
Major nonconformance (3 points): The following will constitute a major
nonconformance:
• auditor observes numerous hazardous or unapproved materials stored with food
ingredients or packing material, but no unapproved materials found in food
processing areas. There is no risk of product or packing material contamination
No points: No points will be awarded if one of the following situations is encountered:
• auditor observes hazardous, unknown, unlabeled or potentially hazardous or
unapproved materials that potentially could adulterate food or packing
materials
• any observation of direct contamination of product, ingredients or packing
material or any instance of contamination of a product contact surface.
4.0 GOOD MANUFACTURING PRACTICES
4.1 GMP Program is established. Signs supporting GMP’s are posted appropriately.
(Program - Documentation)
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All points (10 points): A GMP policy is established. The GMP program is written to
include:
• an effective GMP program for all employees, visitors and contractors is available -
appropriate dress and personal hygiene
• GMP’s must be posted for all employees, contractors and visitors as appropriate
• Employees are trained on GMP’s on an ongoing basis (at least annually)
• an established and effective self-audit program (self audit records reviewed under
4.2)
All areas found in questions 4.3, 4.4, 4.5, 4.6, 4.7, 4.8 and 4.9 shall be covered. GMP’s
shall be based on the local code of regulations. (Code of Federal Regulations [21 CFR,
part 110] in the US).
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• Good Manufacturing Procedures have been developed, but guidelines are not
posted
• No signage supporting GMP’s, but policy is posted
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• program does not address all GMP’s or does not have a visitor/contractor worker
section
• no self audit program established
• ongoing training occurs but has been 12 to 18 months
No points: No points will be awarded if the following situations is encountered:
• procedures for GMP’s are not defined
• no training for GMP’s
4.2 Self-audits on GMP points are conducted monthly, at a minimum, and include
corrective action.
(Records)
All points (10 points): Self-audits on GMP points must be conducted every month.
Results of the audits and the corrective action taken must be recorded.
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
• self-audits are conducted, but there are single/isolated omission(s) in the records
• self audits are conducted less frequently than monthly but at least quarterly
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• numerous omissions in record keeping
• self audits are conducted less frequently than quarterly, but at least once annually
• GMP self-audits do not address follow up/corrective actions
No points: No points will be awarded if one of the following situations is encountered:
• self-audits are not conducted or less frequently than once each year
• records do not exist
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4.3 Employees are complying with GMP’s.
(Observation)
All points (20 points): Employees compliance to GMP policy must be assessed.
Visitors, contractors and maintenance staff are also required to comply. The local Code
of Federal Regulations shall be used as a basis for requirements. Some of the more
common compliance criteria are:
• use of hair restraints made of a fine gauge mesh or solid material that covers all hair
(furnished by employer and to remain on-site)
• use of beard restraints
- uncovered mustaches are allowed in production areas, but are limited to:
i) trimmed to edge of mouth
ii) trimmed close to face
• all food-handling employees shall wear clothing to cover any body hair that poses a
contamination risk to product or raw materials
• no gum chewing, eating or use of tobacco products in any area other than a
designated area
• no exposed jewelry or watches worn in the facility (plain wedding bands and medical
alerts are acceptable)
• no false eyelashes, false nails, strong perfumes, body glitter or jewels, or exposed
nail polish worn in the facility
• outer pockets, above the waist, are sewn shut and/or empty
• no baseball-style caps shall be worn.
• ear plugs should be tethered (preferred method) or brightly colored
The above applies to production, storage and shipping dock areas where ingredients,
packing, and finished product is being handled.
NOTE: Company-provided uniforms and cloth caps are addressed in outer garment
policy question 4.4
Minor nonconformance (15 points): One of the following constitutes a minor
nonconformance:
• single/isolated instance(s) of employees who are not complying with GMP’s
• single/isolated instance(s) of visitors or contractors not complying with GMP’s
• single/isolated instance(s) of eating, drinking per evidence in interior refuse
containers
Major nonconformance (6 points): One of the following constitutes a major
nonconformance:
• numerous instances of employees failing to comply with GMP’s
• numerous instances of visitors or contractors not complying with GMP’s
• numerous instances of eating or drinking per evidence in interior refuse containers
No Points: No points will be awarded if the following is encountered:
• systematic failure to comply to GMP’s
4.4 An outer garment policy is established.
(Observation - Program)
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All points (10 points): Supplier has established an outer garment program for persons
working in direct contact with food, food contact surfaces or food packing materials.
Employees must wear a clean outer garment that remains within the work area (does not
go to and from work). The program shall include:
• that employees wear clean outer garments to cover street clothes when they come in
contact with exposed food, food contact surfaces, food equipment or packing
materials
• employees shall wear protective coverings where bare skin (example: arm sleeve
coverings) may come in contact with exposed food or food contact surfaces
• the removal of the protective garment when employee leaves the workstation: i.e.
goes to the rest room, on break or outside the building, and the subsequent re-robing
when reentering work area
• individuals must not be permitted to move freely from one type of process area to
another without a garment change where the possibility of cross contamination exists
with a potentially hazardous material (e.g. from a raw to a cooked area)
• outer garments, including any cloth head coverings used for warmth, must be clean
at the start of each shift
Minor nonconformance (7 points): The following constitutes a minor nonconformance:
• isolated instances of non-compliance to the above
Major nonconformance (3 points): The following constitutes a major nonconformance:
• numerous instances of non-compliance to the above
No points: No points will be awarded if the following is encountered:
• systematic non-compliance to a garment policy
4.5 Personal items are stored away from processing areas.
(Observation)
All points (10 points): The auditor will verify compliance to the following:
• all production and ingredient, packing and food storage areas must be free of
personal items; example: fans, radios, caps, coats, etc.
• items supplied or approved by supplier and remain in the facility are not defined as
personal items (example: radios on desks)
• employees must be provided with personal storage areas or lockers
Minor nonconformance (7 points): The following will constitute a minor
nonconformance:
• single instance of non-compliance to the above requirements that does not pose a
threat of contaminating product or packing material.
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• single instance of non-compliance to the above requirements in an area where food
or ingredients are being processed or where food and other raw materials is being
packed or stored
• multiple instances that do not pose a threat of contaminating product or packing
materials
No points: No points will be awarded if one of the following situations is encountered:
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• more than one instance of non-compliance in an area where food and raw materials
or ingredients are being processed or where food is being packed or stored
• employees are not provided with an area to store personal affects or personal items
4.6 Medical problems are not a source of contamination.
(Observation)
All points (10 points): Any person who appears to have an illness, an open lesion, or
wound or any other abnormal source of microbial contamination shall be excluded from
any operation which may result in contamination until the condition is corrected. All
bandages must be covered with a non-porous covering such as latex or plastic gloves.
The intent of this audit question is to address obvious contamination caused by medical
issues. It is in no way attempting to ascertain the medical condition of the facility's
employees.
Minor nonconformance: (There is no minor nonconformance category for this audit
point.)
Major nonconformance: (There is no major nonconformance to this audit point).
No points: No points will be awarded if one of the following situations is encountered:
• one or more individuals observed with a medical condition which likely poses
the risk of product contamination
• any observation of direct contamination of product, ingredients or packing
material or any instance of contamination of a product contact surface will be
an automatic failure.
4.7 Hand washing facilities are adequate and are used.
(Observation)
All points (10 points): Hand washing facilities shall:
• be made available in the restrooms
• be made available in the area of production (in addition to restroom hand washing)
prior to returning from the restroom to the production area
• be available when moving from a raw to cooked area when dealing with potentially
hazardous product
• have hands free operation (knee, foot pedals or automated rather than handles)
• have suitable drying devices
• be stocked with warm water and soap. The use of bacteriostatic soap is strongly
recommended. Warm water is defined as water that reaches 85°F (29°C) within 30
seconds (or as defined by the local food code).
• If hand dip stations are used, they must be cleaned and changed often enough to
keep the sanitizer concentration in the acceptable range (note: concentrations are
checked in section 2.5)
Cloth towels of any sort are not acceptable to Yum! Brands. Paper towel dispensers
should not require hands to touch dispenser to expose towel for retrieval. Hand sinks
need not be within the production area if they are nearby and have appropriate signage
posted.
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance:
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• one instance(s) of one hand wash station that does not meet the above requirements
• one hand dip station is not maintained
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• two or more instances of hand wash stations not meeting all of the above standards
-- no soap, drying facility or use of cloth towels
• two or more hand dip stations not maintained
• there are isolated instances of employees not using the hand wash or hand dip
stations
• there are no hand washing stations in or near production areas other than restroom
hand washing stations
No points: No points will be awarded if the following is encountered:
• stocked hand wash stations are not readily available
• stocked hand wash stations are not used
4.8 Signs supporting hand washing are posted appropriately.
(Observation)
All points (5 points): The auditor will verify compliance to the following:
• hand wash signs must be posted in all applicable languages or as pictorials
• "Wash Hands" sign(s) must be posted and observed in all rest rooms (office and
production areas), break rooms and locker rooms
• signs shall be located in the processing areas which direct employees to wash their
hands before work, after each break and when their hands become soiled or
contaminated
Minor nonconformance (3 points): The following will constitute a minor
nonconformance:
• single/isolated instance(s) of signage nonconformance
Major nonconformance (1 point): The following will constitute a major nonconformance:
• numerous instances of signage nonconformance
No points: No points will be awarded if one of the following situations is encountered:
• no signage posted
• systematic signage nonconformance
• signage not posted in restrooms
4.9 Work areas are orderly with tools and processing supplies properly stored.
(Observation)
All points (10 points): Work areas (including maintenance shops/areas) must be kept
orderly. This includes:
• cleaning and storing equipment between uses
• keeping areas free of clutter to enable workers to perform their function
• storing tools properly when not in use
Minor nonconformance (7 points): The following will constitute a minor
nonconformance:
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• single/isolated instance of clutter in a work area where there is not the potential for
food or packing contamination
Major nonconformance (3 points): The following will constitute a major
nonconformance:
• numerous areas of clutter which potentially will not contaminate food or packing, but
hinders worker performance.
No points: No points will be awarded if the following situations is encountered:
• food contact surfaces are exposed to spare parts or contamination due to improperly
stored supplies or cluttered work areas
4.10 Facility and personnel adhere to good laboratory practices which are understood
by all personnel responsible for laboratory testing. All media, reagents and
chemicals are received, prepared and stored under appropriate conditions.
(Observation / Records)
All points (5 points): The auditor shall verify compliance to the following:
• laboratory has sufficient work and storage space and overall facilities to handle the
work load
• the laboratory is well-organized, clean and free of clutter
• No food, beverages or personal items are stored in the laboratory
• no eating, drinking or smoking allowed
• micro designated lab coats and/or other protective clothing are restricted for use only
in the laboratory
• the facility is designed so there is a separation that will prevent laboratory practices
from having a detrimental effect on manufacturing
• testing equipment is clean and well-maintained
• media, prepared media, reagents and chemicals are used within their shelf life
• media, prepared media, reagents and chemicals are dated when opened or prepared
• the laboratory maintains and documents appropriate storage and testing
temperatures as necessary
• portioned containers, such as pH buffer or media filled test tubes, shall have each
portion identified and labeled appropriately with use by dates.
• all media, prepared media, reagents and chemical containers to be labeled, including
distilled water.
If the facility does not have on-site laboratory testing and they do not pull any samples,
the auditor shall designate this element as an n/a. If samples are pulled, media and
handling techniques shall be evident.
If the facility doesn't have an on-site laboratory, the auditor shall select N/A for this audit
point.
Minor nonconformance (3 points): One of the following will constitute a minor
nonconformance:
• limited workspace which inhibits employees' ability to properly perform their jobs
• a single/isolated observation of clutter
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• a single/isolated observation of unclean equipment, tables, floors, cabinets or wash
areas is observed
• one instance of non-compliance with the above requirements.
Major nonconformance (1 point): One of the following will constitute a major
nonconformance:
• numerous observations of clutter
• numerous observations of unclean equipment, tables, floors, cabinets or wash areas
is observed
• Micro laboratory coats are worn outside the lab
• facility does not provide workers with lab coats or other protective outer clothing
• inappropriate storage of products that are to be tested - e.g. frozen products being
stored in a refrigerator awaiting testing
• lab is not well maintained
• testing equipment is in disrepair
• two instances of non-compliance with the above requirements.
No points: No points will be awarded if any of the following in encountered:
• eating, drinking or smoking is observed in the laboratory (or there is evidence of)
• storage of food or beverage items in the laboratory is observed
• there is no separation between the laboratory and production areas
• more than two instances of non-compliance with the above requirements.
5.0 PRODUCT PROTECTION
Failure to have a documented HACCP program is an automatic failure and will
result in the loss of points for 5.1, 5.2, 5.3 and 5.4.
5.1 A documented HACCP program, including training is established.
(Program - Records)
All points (10 points): There must be a documented HACCP program for each of Yum!
Brands Restaurants' product lines. This plan must include the following:
• hazard analysis and risk assessment of all Yum! Brands product processes are on
file for review
• identification of CCP’s and placement on a flow chart of the process
• established control limits for each CCP
• established monitoring procedures for each CCP
• defined corrective action for each CCP noncompliance
• established verification procedures and updating as necessary
• established record-keeping and documentation procedures for each CCP
• training established for employees (ongoing at minimum annually)
Minor nonconformance (7 points): The following will constitute a minor
nonconformance:
• HACCP program lacks one of the above requirements
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Major nonconformance (3 points): The following will constitute a major
nonconformance:
• HACCP program lacks two of the above requirements
No points: No points will be awarded if one of the following situations is encountered:
• no HACCP program for one or more of Yum! Brands' product lines
• HACCP program lacks three or more of the above requirements
5.2 An annual program is established to review internal existing HACCP plans.
Records on corrective actions available for review.
(Program - Records - Documentation)
All points (5 points): The self-audit program to review existing HACCP plans shall
include:
• who is responsible for conducting the internal HACCP review
• review of all HACCP plans annually and whenever any changes are made to a
process to ensure alignment of the HACCP program with the process
• a revision history shall be maintained
Corrective actions for issues found during self audits are on record and available for
auditor review. Changes to HACCP programs that impact Yum! Brands products and/or
is in conflict with existing specifications shall be sent to Yum! Brands, if requested by
Yum! Brands QA.
Minor nonconformance (3 points): One of the following will constitute a minor
nonconformance:
• responsibility for updating the program or auditing is not defined, but self audits are
conducted annually
• single/isolated instance(s) of incomplete records
Major nonconformance (1 points): One of the following will constitute a major
nonconformance:
• frequency of auditing and updating is not followed
• numerous instances of incomplete records
• one CCP outdated
No points: No points will be awarded if one of the following situations is encountered:
• more than one CCP outdated
• no program
• no defined corrective action
• systematic failure to maintain records
• self audits not conducted
5.3 CCP’s are monitored according to documented procedures with
appropriate action taken and recorded.
(Records)
All points (10 points): The auditor shall verify compliance to the following:
• CCP’s shall be monitored with the frequencies indicated in the HACCP program
• appropriate corrective action must be documented
• records shall be available to Yum! Brands certified auditor for review
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Minor nonconformance (7 points): The following will constitute a minor
nonconformance:
• single instance of incomplete records on conforming parameters
Major nonconformance (3 points): The following will constitute a major
nonconformance:
• isolated instances of incomplete records on conforming parameters
No points: No points will be awarded if one of the following situations is encountered:
• lack of specific corrective action for follow-up
• lack of verification that the follow-up has addressed the issue
• frequency does not match frequency specified in program
• there are numerous incomplete records
• no formal action taken when a nonconforming parameter was identified
• no formal monitoring of CCP’s
5.4 Employees are aware of CCP’s and the critical limits in their area and take
appropriate action.
(Observation - Records)
All points (10 points): Employees must be aware of CCP’s in their areas and
appropriate action to take should the critical limits be exceeded. This can be determined
through casual employee interviews and record reviews. With the approval of the
supplier, ask one employee what the CCP is in his/her area, the critical limits, and what
the appropriate action is should the limits be exceeded.
Minor nonconformance (7 points): The following constitutes a minor nonconformance:
• single observation of an employee unaware of what action to take if critical limits in
their area are exceeded
Major nonconformance (3 points): The following constitutes a major nonconformance:
• single observation of an employee unaware of the critical limits or existence of a
CCP in an area for which they are directly responsible
No points: No points will be awarded if the following situations is encountered:
• single observation of an employee unaware of both the action to take if critical limits
are exceeded and the existence of a CCP in his her area.
5.5 Measures are taken to prevent cross contamination
(Observation)
All points (10 points): Care must be taken to prevent cross contamination. This can be
accomplished by:
• segregating raw and fully cooked production areas (This may be a physical barrier or
other means of controlling foot and equipment traffic patterns. A simple chain or
rope does not qualify as a barrier since it can be easy crossed by employees.)
• using dedicated (identifiable) tools for critical areas of the process
• using foot baths (when appropriate) and hand sanitation stations
• changing uniform, gloves and hair coverings (suggest color coded)
• ensuring ingredient containers from regulated or microbiologically-sensitive products
(milk, eggs, etc.) are single use containers or sanitized between use
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• forklifts are equipment and care is taken not to cross contaminate product/packing
• measures are taken to prevent cross contamination from one product to another
• finished product containers are not used for anything other than finished product
(example: storage, trash, spills, etc.)
Minor nonconformance: One of the following will constitute a minor nonconformance:
• foot baths (if appropriate), uniform changes and gloves are provided, but the auditor
observes one instance of employee misusing
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• foot baths or hand sanitation stations are a potential source of contamination due to
infrequent changing of the sanitizing solution
• not restricting the use of tools to critical areas where needed
• reuse of single use containers
• finished product container used for other than intended use
No points: No points will be awarded if one of the following situations is encountered:
• traffic patterns do not discriminate between raw and cooked production areas
• employees are not using cross contamination control measures
5.6 There are no potential or actual instances of product
adulteration/contamination observed.
(Observation)
All points (15 points): The auditor does not observe any instance(s) of actual or
potential product adulteration or contamination. This section includes catch pans under
motors directly over product, as well as any other potential/actual areas for
contamination which were not captured in another section of the audit.
Auditor's Note: This section is used to capture any potential or actual contamination
not captured elsewhere in the audit. Award full points here if observations were
captured elsewhere in the audit. Score here if problems are systematic and not fully
captured in another area of audit.
Minor nonconformance: (There is not a minor nonconformance category for this audit
point.)
Major nonconformance: (There is not a major nonconformance category for this audit
point.)
No points: No points will be awarded if one of the following situations is encountered:
• the auditor observes a condition of imminent potential product contamination
• the auditor observes actual product contamination
5.7 Annual water quality reports are on file.
(Records)
All points (5 points): The supplier maintains records of water quality checks. The plant
shall meet local regulatory requirements and standards for potable drinking water. The
sample for testing must be drawn from inside the plant. Specifically, suppliers shall test
for:
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• Total Plate Count
• coliforms
• E. coli (not necessary if none detected on coliform count)
• Nitrates/Nitrites (products affected by Nitrates/Nitrites, example: required for
poultry)
• the heavy metals -- lead and mercury
• off flavors and odors
• in surface or bore water usage plants (exclusive of town or city water) the supplier
shall also test for Cryptosporidium and Giardia if one of the following is not met:
i) a 2 micron or smaller filter is used or
ii) the product will be heat processed at either the plant or the restaurant
Any alternate minimum standards to the above must be in writing from the appropriate
Yum! Brands QA contact and kept on file at plant.
Dry plants ARE required to test water (example: for hand washing purposes). Yum!
Brands QA shall provide additional information and requirements, where necessary, to
the auditor.
Minor nonconformance (3 points): The following will constitute a minor
nonconformance:
• it has been more than 12 months but less than 18 months since a water quality
check has been performed, and the facility has not had a water quality problem in the
past
Major nonconformance (1 points): One of the following will constitute a major
nonconformance:
• it has been more than 18 months since a water quality check was performed
• testing did not include all required elements
• sample was not drawn at plant
No points: No points will be awarded if one of the following situations is encountered:
• no record of water quality testing exists
• water is not potable
5.8 Facility has established a procedure to prevent foreign material contamination
from water/ice, when water/ice is used as an ingredient or is in contact with a
food ingredient.
(Program - Records)
All points (5 points): Facility has established a water filtration procedure to prevent
foreign material contamination from water/ice when water/ice is an ingredient or is in
contact with a food ingredient.
• requirements are for a 10 micron water filter or smaller to be used at point of use or
earlier in the flow when water/ice will come in contact with food or specifically where
water/ice is used as an ingredient
• all of the water in the plant does not have to be filtered
• back flow devices shall be installed where necessary, especially in CIP systems and
where processing water is recycled (back flow devices are used to prevent flow
backwards from the desired flow)
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• if ice is used or purchased, supplier ensures these requirements are met
All filtration devices shall have a maintenance record indicating:
• the date of last check
• the condition of the equipment and filter
• corrective action where filters have needed repairing or replacing
• the individual who performed the maintenance
For poultry plants, chiller water shall be considered an ingredient. In salad or produce
manufacturing, this would include the water used to wash pasta, vegetables, etc.
For dry plants with no water contact, this element to be scored N/A.
Minor nonconformance (3 points): The following will constitute a minor
nonconformance:
• single/isolated instance(s) of missing or incomplete records, but filtration is used.
Major nonconformance (1 point): One of the following will constitute a major
nonconformance:
• ice used as ingredient does not meet above requirements.
• numerous instances of missing or incomplete records
• records are not maintained for all devices
• records do not coincide with the scheduled or recommended frequency
• no corrective action when filters needed repair or to be replaced
• inadequate filter size
No points: No points will be awarded if one of the following situations is encountered:
• systematic failure to keep records
• water is not filtered
• a combination of two or more major nonconformances
• no backflow devices in CIP system or other appropriate areas
• no procedure
5.9 Foreign material control methods are used and are evaluated to ensure
proper operation.
(Observation - Records)
All points (15 points): For all Yum! Brands food products, appropriate foreign material
control must be in place and working and positioned as close to the final packing as
possible. Products packed in foil containers must have metal detection in line before
packing or use imaging systems after packing. (Refer to the Yum! Brands Global
Restaurant Metal Detection Program and product specification for specific product
requirements).
For metal detectors and imaging devices, verification of sensitivity is conducted by
passing the required standards three times each in the normal flow of the product with
the standard at the leading, middle, and trailing edge of the product where possible. The
metal detector must detect and positively reject each product with the standard.
Unless signed alternate minimum standards are provided or a Yum! Brands specification
or Quality Assurance Program indicates different standards, the following standards
must be used:
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All products other than fresh injected poultry or pre-washed pre-chopped produce:
1.5 mm ferrous
2.5 mm stainless (316 grade)
2.0 mm nonferrous *
Fresh injected poultry:
3.0 mm ferrous
4.5 mm stainless (316 grade)
3.5 mm nonferrous *
Pre-washed pre-chopped produce:
2.5 mm ferrous
3.5 mm stainless (316 grade)
3.0 mm nonferrous *
* not necessary to test nonferrous standards in the USA or Canada
Note: Coffee, tea, fountain drink mixes, and UHT milk products are exempted from the
metal detection standards as long as rare earth magnets are used.
The auditor will verify the following:
• traps, screens, filters, metal detectors, magnets, imaging and reject systems must be
regularly monitored with results and corrective actions recorded and available for
review
• foreign material control devices must be checked at a frequency and method that
complies with the Yum! Brands specifications/requirements and/or QA Program
• at a minimum, metal detection and imaging systems testing must be conducted at
start-up, at breaks, after maintenance and at the end of a production run
• If device fails test, "appropriate action" is for supplier to place all product between
acceptable checks on hold and repair the device. Product must be then run through
a properly functioning device before release
• metal detection devices and imaging systems must have a product rejection device,
if physically possible (physically possible is approximately 25 pounds / 11.34kg or
less), not just an alarm or belt shut off mechanism
• for metal detection systems that do not have a positive rejection device, but does
have an alarm, warning light, or belt shut off mechanism there must be a
documented program on how the system is restarted, and the disposition of suspect
product
• a product rejection log must be kept with analysis and corrective actions recorded for
any foreign materials
• the auditor shall observe a test and verify that metal detection and imaging units on
Yum! Brands product lines are functioning properly. Auditor shall confirm the
appropriate sensitivity and methods are being used, and they conform to product
specification and QA program. The auditor will observe that the positive reject
device is operating correctly. If the metal detector or imaging device fails, the auditor
will observe that rejected product is handled correctly. If Yum! Brands product is not
being produced on the day of the audit, auditor will still verify functionality with the
sensitivity required by the product being run, and will confirm that wands with the
appropriate Yum! Brands sensitivity are available.
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Minor nonconformance (10 points): One of the following will constitute a minor
nonconformance:
• records contain isolated instances of incomplete or missing information
• metal detector fails auditor's check and plant takes appropriate corrective action (all
product between acceptable checks was placed on HOLD).
Major nonconformance (5 points): One of the following will constitute a major
nonconformance:
• records contain numerous instances of incomplete or missing information
• frequency or sensitivity of metal detector or imaging system inspections do not meet
Yum! Brands product requirements
• there is no documented program for the operation and restarting of metal detectors
or imaging systems that do not have positive rejection device if physically possible,
but there is another rejection method such as a line stop and alarm or warning light
No points: No points will be awarded if one of the following situations is encountered:
• metal detector fails auditor's check and plant does not take appropriate
corrective action
• auditor cannot verify all product has been through a functioning metal
detection or imaging system, as required
• systematic missing or incomplete records
• no records of inspection of foreign material control devices
• no follow up corrective action on nonconformance
• no foreign material control devices or program
5.10 Product and facility temperature control measures are effective.
(Procedures - Records - Observations)
All points (5 points): The auditor must verify that all temperature control measures are
effective:
• procedures shall define the process by which Yum! Brands facility temperatures are
monitored and documented in each critical area: coolers, freezers, cool docks or any
storage trailers where temperature sensitive ingredients and products are stored.
• FACILITY TEMPERATURES shall be recorded , where temperature sensitive
ingredients and products are stored , manually "twice" daily if no automated
temperature graph recorder is used. If an automated, continuous on-line
temperature graph recorder is used, facility temperatures shall be manually taken
and recorded "once daily."
• temperature recording devices must be calibrated frequently per manufacturer's
requirements. Inadequate facility temperature control may be determined by
observation or by records. Records must be maintained of routine facility
temperature checks where temperature sensitive ingredients and products are
stored.
• for Yum! Brands refrigerated or frozen products / ingredients, product temperatures
shall be documented before products are shipped
• docks must be enclosed and cooled to less than 50o F / 10 o C if temperature
sensitive items are shipped
Temperature conditions should be measured and recorded as documented while the
facility is in production. Weekends and holidays may be monitored with electronic
recorders and alarms. If the automatic recording and alarms are not in use, then
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temperatures must be measured and recorded manually when there is product or
ingredients present at the facility
This audit point will be scored N/A if there are no temperature sensitive products or
ingredients.
Minor nonconformance (3 points): One of the following will constitute a minor
nonconformance:
• single/isolated omission(s) in the records
• one instance of improper temperature control with corrective action
• temperature recording devices not calibrated or per frequency requirements
• no written verification of device calibration per manufacturer's requirements
• manual temperatures taken only once daily (facilities without automated recorders)
Major nonconformance (1 points): One of the following will constitute a major
nonconformance:
• numerous omissions in the records
• two or more observances of improper temperature control with corrective action
No points: No points will be awarded if one of the following situations is encountered:
• no records
• systematic failure to maintain records
• observed issue(s) without corrective action
• cool dock not enclosed
• cool dock temperature does not meet requirements
5.11 Food allergen control measures are effective.
(Procedures - Records - Observations)
All points (10 points): There is a documented food allergen program that identifies
allergens in raw materials and finished products and defines the control of the allergens.
At a minimum, the following food allergens must be addressed: peanuts, soybeans, milk,
eggs, fish, crustacean, tree nuts, and wheat. Additional allergens may be identified by
local requirements / regulations and must also be included. Control methods are
effective and include the following:
• facility has determined if it has any food allergens in the facility
• processing order or change over procedures specifically address ensuring allergens
are not transferred to a non-allergen containing product
• sanitation procedures and practices do not allow cross contamination of allergens to
non-allergen products
• ingredient weighing/handling practices do not allow for cross contamination of
allergens to non-allergen products and ingredients
Note: All points will be awarded if the plant has documented that no allergens are
present in the facility and none are observed by the auditor.
Minor nonconformance: (There is not a minor nonconformance category for this audit
point.)
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Major nonconformance (3 points): The following will constitute a major
nonconformance:
• potential cross contamination issues are found in sanitation or ingredient handling
practices but no actual cross contamination of allergens is observed by the auditor
No points: No points will be awarded if one of the following situations is encountered:
• facility has not determined if any allergens are present in the facility
• processing order or change over procedures do not specifically address
prevention of allergen transfer to a non-allergen product
• auditor observes cross contamination of an allergen to a non-allergen product
or ingredient
• auditor observes cross contamination of an allergen to another allergen
product or ingredient
6.0 PRODUCT RECOVERY AND FOOD SECURITY
6.1 A documented Product Recall Program is established.
(Program)
All Points (15 points): The program shall have written procedures for the following
elements:
• the identification and location of suspect product
• the reconciliation and disposition of recovered product
• notification of Yum! Brands Quality Assurance
• decision protocol defining when and if a regulatory agency will be notified
• outline of responsibilities for individuals on suppliers Recall Team
Minor nonconformance (10 points): The following will constitute a minor
nonconformance.
• one element of above is not clearly defined
Major nonconformance (5 points): The following will constitute a major
nonconformance:
• one element of above is missing
No points: No points will be awarded if any of the following is encountered:
• more than one element of the program is missing
• no documented program
6.2 Contact lists are maintained for product recoveries.
(Records)
All Points (10 points): Product Recovery Contact Lists shall be current, updated
annually and defined as below:
• Supplier's Contacts (within supplier's company): Each contact shall have copy of
current Recovery/Withdrawal Program and contact list.
• Supplier's Emergency Contacts are current in the Yum! Brands Supplier
Management Website.
• Second Tier Supplier's Contacts: (raw ingredient or packing supplier to supplier
being audited) business and after hour phone/pager numbers required
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• Appropriate Yum! Brands Contacts
NOTE: All lists should include contacts for 24-hour/7 day per week accessibility
to a minimum of two individuals. If both a Recovery Team and a Contact list
exist, they both shall be included in the program.
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance.
• disorganized records
• contact list has isolated omissions
• supplier’s local contact list is not up to date
• supplier’s contact list in the Yum! Brands Supplier Management Website is not up to
date
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• one contact list is missing
• Supplier contact list is missing from the Yum! Brands Supplier Management Website
No points: No points will be awarded if the following is encountered:
• more than one contact list is missing
6.3 A Mock Recovery Program is established.
(Program)
All Points (10 points): Mock Recovery Program procedures to include the following:
• a mock recovery must trace either an ingredient or a food contact packing to finished
product and onto the first external customer within 2 hours
• frequency of Mock Recovery (at least annually)
• time of day Mock Recovery is to be conducted (at least once per year, test must be
conducted after normal business hours (generally 8 am to 5 PM M-F)
• testing of individuals on contact list to confirm understanding of their responsibility
during a Recovery
• summary of traceability results which includes:
- identification of which raw ingredient or packaging material traced
- date and time test initiated and completed
- overview of records that were reviewed to obtain the amounts of product
involved
- a summary of calculations
- the test's effectiveness including amount of product recovered
- a documented review by the Recall Team
- list of who should be notified in the case of a real recovery
- a review of any issues uncovered or opportunities to improve the system
• a provision for re-testing any part of the mock recovery that fails within 60 days
Note: a failure is defined as taking longer than 4 hours to complete and/or recovering
<95% or >105%
First external customer - (defined as the first customer outside control of supplier;
freight forwarding warehouses contracted by the supplier are considered to still be in
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the supplier’s control and are not the First External Customer). First external customer
can be:
i) a distribution center that distributes directly to Yum! Brands restaurants
ii) another Yum! Brands approved supplier which uses the product as a raw ingredient
iii) an export facility that will export the product to another country.
(Records will be reviewed in section 6.4)
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance.
• one element of above is not clearly defined
• one element is missing
Major nonconformance (3 points): The following will constitute a major
nonconformance:
• two elements are missing
No points: No points will be awarded if any of the following is encountered:
• more than two elements of the program are missing
• no documented program
6.4 Supplier conducts "annual" Internal Mock Recovery.
(Records)
All Points (15 points): Supplier shall conduct an annual after-hours Internal Mock
Recovery. It is suggested that the Mock Recovery be impromptu and initiated by the
supplier's corporate QA. An actual recall does not eliminate the need for a Mock
Recovery.
The auditor will verify the following elements are included:
• Mock Recovery to include a raw food ingredient OR a food contact packing material
traced to finished product and onto the first external customer (defined as the first
customer outside the control of the supplier) all within 2 hours.
• Mock Recovery shall be tested annually after normal business hours (generally 8 am
to 5 PM M-F). Testing should not begin any sooner than an hour prior to the
beginning of normal business hours or within on hour after the normal business
hours listed.
• traceability shall include product held, shipped, work in-process, reworked and
destroyed, if applicable
• a summary of the test shall include the following and be provided to the auditor:
- identification of which raw ingredient or packaging material traced
- date and time test initiated and completed
- overview of records that were reviewed to obtain the amounts of product involved
- a summary of calculations
- a documented review by the Recall Team
- the test's effectiveness including amount of product recovered
- list of who should be notified in the case of a real recovery
- a review of any issues uncovered or opportunities to improve the system
• documented re-test any part of the mock recovery that fails within 60 days
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Note: a failure is defined as taking longer than 4 hours to complete and/or
recovering <95% or >105%
AUDITOR NOTE: Review the supplier's last Mock Recovery records. If a supplier
locates more product during a Mock Recovery than was actually produced, the supplier
shall not receive full points (see standards below). However, for bulk ingredients such
as products stored/received in silos, rail cars, supplier is allowed to trace raw ingredients
to finished product using estimated amounts of bulk ingredients.
Suppliers are asked to NOT phone contacts on the lists during a Mock Recovery,
as confusion between a Mock Recovery and an Actual Recall may occur.
Minor nonconformance (10 points):
• single/isolated instances of incomplete or missing records
• supplier's test recall did not include one of the required elements
• (100.5% - 105%) or (99.5% - 95%) of product is located within 2 hours.
Major nonconformance (5 points): One of the following will constitute a major
nonconformance:
• re-test of a recall deficiency was not conducted within the required 60 days
• supplier's test recall did not include more than one of the required elements
• numerous instances of incomplete or missing records
• supplier's last Mock Recall test was conducted 13-18 months ago
• (100.5% - 105%) or (99.5% - 95%) of product is located in 2 - 4 hours
No points: No points shall be awarded if any one of the following is encountered:
• a combination of major nonconformance criteria
• supplier does not have the elements necessary to track and locate product or
packaging
• supplier hasn't tested the system in over 18 months
• <95% or >105% of the product is located
• product recovery takes more than 4 hours
The auditor will initiate a test of the suppliers product recovery during the course of this
audit, and is required to begin the recovery a minimum of 4 hours prior to close of day,
to assure the supplier enough time for recovery completion and to correct any issues
that may arise.
6.5 Auditor verifies supplier can identify, track and locate 100% of raw
materials used in Yum! Brands product to finished Yum! Brands product
lots, and on to first external customer "within 2 hours.”
(Observation - Records)
All points (15 points): The auditor will select a single raw food ingredient or food contact
packing material code number or lot number and ask the supplier to trace it to finished
product lots, rework, any work in process, product on hold or destroyed (if applicable)
onto the first external customer within 2 hours.
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If supplier does not track packing materials, another ingredient will be chosen and
the score begins at a minor nonconformance.
AUDITOR GUIDELINE: When tracing a raw ingredient, first identify total quantity of raw
ingredient received by supplier. This raw ingredient quantity must be 100% reconciled to
initial raw ingredient batch records, including portions used or still in storage. From this
point on, only percentage of raw ingredient product used for Yum! Brands product is to
be traced through to finished product and to first external customer. No need to trace
non-Yum! Brands used raw ingredient amount to finished product/external customer.
Supplier's procedure shall include the ability to trace packing materials as raw
ingredients.
To receive full points, 100% of the ingredient or packing material must be traced to
finished product, as well as 100% of the finished product lots to first external customer
within the 2-hour time frame.
Note: If the supplier uses a theoretical loss (shrink / yield) calculation for ingredients due
to processing, this calculation must be completed prior to the test during the audit.
Minor nonconformance (10 points): One of the following will constitute a minor
nonconformance:
• process does not or cannot track packing materials to finished product lots
• isolated instances of incomplete or missing records
• combined total variation of the amount of raw material traced plus the amount of
finished product tracked is > 0% but < 5% of the 100% target in 2 hours (see
calculation table below for reference)
• 100% of product traced, but tracing took 2-4 hours
Major nonconformance (5 points): One of the following will constitute a major
nonconformance:
• numerous instances of incomplete or missing records
• combined total variation of the amount of raw material traced plus the amount of
finished product tracked is > 0% but < 5% of the 100% target in 2 - 4 hours (see
calculation table below for reference)
No Points: No points will be awarded if any of the following is encountered:
• supplier does not have the ability to track and locate product
• process cannot or does not track one raw ingredient or rework
• the combined total variation of the amount of raw material traced plus the
amount of finished product tracked, is more than 5% of the 100% target
• tracking takes more than 4 hours to complete
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A B C D E F
Amount of
Ingredient
Received at
Plant
Amount of
Ingredient
Located in
Product, in
Storage or
Disposed
B/A * 100 = %
of Ingredients
Recovered
Total Amount of
Product
Produced
Total Amount
of Product
Recovered
E/D * 100 = %
of Product
Located
Total Difference
from Target
[(100-C)] +
[(100-F)] =
Total Variation
6.6 A documented Food Security Program is established.
(Program)
All Points (15 points): An individual is assigned responsibility for food security. The
program shall have written procedures addressing the following elements:
• management of food security
• physical facility
• employees
• computer systems used for process controls
• raw materials and packaging
• operations (security of water and air)
• finished products
• security strategies
• evaluation
Minor nonconformance (10 points): The following will constitute a minor
nonconformance.
• One or two elements are not addressed
Major nonconformance (5 points): The following will constitute a major
nonconformance:
• three elements are not addressed
No points: No points will be awarded if any of the following is encountered:
• more than three areas of the program are not addressed
• no person at the facility or in the company is assigned responsibility for food
security
• no documented program
6.7 An annual program is established to review the Food Security Program. Records
with corrective actions are available.
(Program - Records)
All Points (10 points): A self-audit program to review food security shall include:
• who is responsible for conducting the internal review
• self audit is conducted at least annually
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• areas of improvement are identified
• corrective actions with timelines are developed to address areas of improvement
Minor nonconformance (7 points): One of the following will constitute a minor
nonconformance.
• responsibility for updating the program or auditing is not defined, but self audits are
conducted annually
• single/isolated instances of incomplete or missing records
Major nonconformance (3 points): One of the following will constitute a major
nonconformance:
• frequency of auditing and updating is not followed
• numerous instances of incomplete or missing records
No points: No points will be awarded if any of the following is encountered:
• no self audit program
• no defined corrective actions
• systematic failure to maintain records
• self audits not conducted
6.8 Measures are in place to ensure product and facility security.
(Records - Observation)
All Points (10 points): Measures to ensure product and facility security shall include:
• supplier shall record whether incoming ingredients, packaging, and finished product
are received in locked and/or sealed vehicles/containers/railcars. Seal numbers are
recorded. Supplier to encourage all secondary suppliers to ship raw ingredients in
locked vehicles/containers/railcars.
• all staged vehicles containing food products shall remain locked while on supplier’s
premises
• all outgoing vehicles shall be locked and/or sealed before leaving the supplier’s dock
• all entries to food handling and storage areas are secured or access restricted
• laboratory access is restricted including access to sensitive materials (example:
reagents and bacterial/drug/toxin positive controls)
• adequate interior and exterior lighting of the facility
• water wells, water storage and water handling facilities are secured
• access to computer process control systems is restricted
• for facilities with direct pneumatic conveyance of ingredients or products (flour, dry
mix, etc.), access to air intake points must be secured to the extent possible
(example: using fences, sensors, guards, video surveillance, locks, etc.)
Minor nonconformance (7 points): The following will constitute a major
nonconformance:
• one element of the above missing
• single/isolated instance of missing records
Major nonconformance (3 points): The following will constitute a major
nonconformance:
• two elements of the above missing
• numerous instances of missing records
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No points: No points will be awarded if the following is encountered:
• more than two elements of the above missing
• systematic failure to keep records
Note: For any supplier that does not receive a Quality Systems Assessment section 7
applies
7.0 Tracking and Control of Product, Material, and Ingredients
7.1 Procedures for lot identification and tracking for all raw materials, packing and
finished product are established.
(Procedures)
All points (15 points): The plant has documented procedures which define how raw
ingredients and packing materials are identified and tracked to finished product lots.
The procedures shall include:
• methods to ensure traceability through each stage of the process. This includes each stage
of the process from the receipt of raw materials through shipment to the first external
customer.
• identification of what records are used for traceability
• how each record is used
• what specific traceability information is on each record
• who is responsible for completing each record (can be specific by job title)
• how packing and raw materials are coded
• a method to link each ingredient and food contact packing material to finished product lots
• methods used to code finished product with month/day/year/lot
• method use to track production codes shipped to each external customer
NOTE: Labels and returnable containers for poultry are not considered packing
materials.
Minor nonconformance (10 points): One of the following will constitute a minor
nonconformance:
• the procedures only allow for tracking to one day's production
• procedures do not support proper or legible coding
• procedures do not support coding that can identify/link product to external customer
• records used are not identified in the procedure
Major nonconformance (5 points): One of the following will constitute a major
nonconformance:
• the inability to trace any one raw food ingredient
• packing material is not traced to finished product lots
No points: No points will be awarded if any one of the following is encountered:
• raw material coding is not tracked to finished product lots
• the inability to trace any one finished product to external customer
• no written procedures
Confidential Document – Yum! Brands Global Restaurants, Inc.
7.2 Finished products, packing and raw materials are properly identified to ensure
traceability.
(Observation)
All points (15 points): All lots of raw materials, packing materials and finished product
shall be clearly identified in such a way that they can be easily tracked. Finished
product must be legibly coded with month, day, year and lot designation. All incoming
ingredients shall be identified to ensure traceability.
Minor nonconformance (10 points): The following will constitute a minor
nonconformance:
• a single instance of finished product is not legibly coded with month, day, year and
lot designation
• single instance of incoming ingredient without identification for traceability.
Major nonconformance (5 points): The following will constitute a major
nonconformance:
• isolated instances of incoming ingredients/materials without identification which
ensures traceability.
• isolated instances of finished product without month/day/year and lot designation
No points: No points will be awarded if any one of the following is encountered:
• numerous instances of finished product without month/day/year and lot designation
• numerous instances of finished product incorrectly coded
• numerous instances of incoming ingredients/materials without identification for
traceability.
7.3 Second Tier suppliers specifications/quality requirements for all ingredients and
packaging materials are maintained.
(Documentation)
All points (15 points): Verify that second tier supplier raw material specifications are
kept current, and quality requirements are on file. Auditor to view a list of major raw
ingredients for a Yum! Brands product and then ask to see the supplier’s approved
specifications. All specifications supplied to second-tier suppliers must specify those
attributes important to the user (similar to KPI's). The specifications should be generated
by the supplier to provide to their suppliers.
Second Tier Suppliers: are the suppliers who provide ingredients and packaging
materials to Yum! Brands suppliers.
For Yum! Brands proprietary ingredients where the second-tier supplier is approved and
specified by Yum! Brands, the supplier is not required to have a specification on file
unless specified by the Yum! Brands Product Manager in writing.
Minor nonconformance (10 points): Isolated instances of missing, incorrect or outdated
(including hand written changes) raw material specifications are found.
Major nonconformance (5 points): Numerous instances of missing, incorrect or
outdated (including, hand written changes) raw material specifications are found.
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No points: Specifications not available.
7.4 Procedures for inspection, approval and disposition of raw ingredients and
packing materials are established.
(Procedures)
All points (15 points): To receive all points a supplier shall have documented
procedures:
• detail the receiving procedure for all materials and ingredients that includes
sanitation of the carrier, and requirements for accepting incoming materials
• for verifying compliance to specification. Either through COA's accompanying each
load with test results for each key attribute or by the testing of all key attributes upon
receipt of each load. Procedure should include comparison to specification when
COA is used for compliance to specification prior to approval and release.
• detailing the sampling plan, testing frequency and testing methods for incoming
materials.
• outlining the procedure which places materials that require further testing prior to use
"on-hold" until the appropriate QC inspections can be made, a positive hold-release
program. The hold process must include methods to prevent release prior to
verification of compliance to specification.
• requiring the maintenance of "Letters of Guarantee" for each ingredient and packing
material supplier.
• obtaining new Letters of Guarantee when ownership of a supplying company
changes
Certificates of Analysis (COA) are laboratory and/or testing results performed on a
specific ingredient attributes by lot. COA's are generally sent along to the customer
verifying the lot has been tested and stating the outcome of those test results. If used for
specification compliance, COA's must accompany each load. The COA must verify each
lot is tested on the key attributes, and each attribute is found in compliance.
A Letter of Guarantee is a general statement of wholesomeness -- it may also contain a
general statement on the conformance to specific requirements.
Minor nonconformance (10 points): Sampling procedures, testing frequency and testing
methods exist for major materials, but not all raw materials. (For example, procedures
do not exist for salt as a marinade ingredient.) In this case "materials" include all
ingredients and packing materials
Major nonconformance (5 points): One of the above required elements is missing.
No Points: No points will be awarded if:
• more than one element is missing
• no procedure is established
7.5 Records indicate incoming materials are from approved suppliers and meet
specification requirements based on in-house testing or Certificates of Analysis.
Letters of Guarantee are maintained for each supplier.
(Records)
Confidential Document – Yum! Brands Global Restaurants, Inc.
All points (20 points): This element is meant to be a review of records not an
observation. Receiving records indicate that all released incoming materials (food
ingredients and packing materials):
• are sourced from a list of approved suppliers
• meet Yum! Brands specification requirements based on in-house testing or a
Certificate of Analysis.
• When COA is used as acceptance, evidence that COA has been compared to
specification for compliance before approval and release.
• Letters of Guarantee are on file for each supplier.
Minor nonconformance (15 points):
• single instance of a missing Letter of Guarantee
• Records contain a single omission.
Major nonconformance (6 points): One of the following will constitute a major
nonconformance:
• isolated instances of missing Letters of Guarantee
• records contain isolated omissions
• materials received from disapproved or non-approved suppliers but materials meet
specification requirements.
No points: No points will be awarded if any one of the following is encountered:
• materials received from disapproved or non-approved suppliers but materials
do not meet specification requirements
• records contain numerous omissions
• out of specification materials are received and not disposed of per program
requirements
• material(s) used that were not verified as meeting specification.
7.6 Supplier has an approved supplier program established for all their raw
ingredient and packing suppliers.
(Procedures – Documentation)
All points (10 points): To be awarded all points a supplier shall have a program which:
• clearly defines process by which their suppliers become approved as a raw material
or packaging supplier and at a minimum shall include the following:
• product quality and food safety as approval criteria.
• an evaluation of ingredient suppliers for all ingredients, packaging ( both food
contact and non-food contact), and processing aids used in ingredients and
packaging for production of Yum! Brands products. This evaluation shall
include:
• the country of origin for ingredients
• identification of allergens processed on the same lines, and/or facility,
• food safety audits performed at the ingredient supplier’s facility containing
the minimum elements expected in a food safety audit that are listed below
• the Quality Assurance contact
• program for the control of non-conforming ingredients and products
• vendor risk assessment
• preventative maintenance programs
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• recall program
• Classification of ingredients and packaging material (both food contact and
non-food contact) based on ingredient risk from Yum! Brands Quality
Assurance. If the list has not been received from Yum! Brands QA, the supplier
will develop an internal list based on the food safety risk of the ingredients and
packaging (both food contact and non-food contact). The classification list must
be dated and controlled.
• High food safety risk
• Low food safety risk
Note: If the classification of ingredients and all packaging has not been done, all
ingredients will be considered high risk for the audit requirements in 7.7
• defines how suppliers' performance will be monitored and tracked
• defines corrective actions for supplier performance problems
• a current dated approved supplier list
• criteria for disqualification
• requiring food safety audits from second tier suppliers of ingredients and packaging
material (both food contact and non-food contact) at a minimum of annually. Audits
may be conducted by the supplier, or a third party, but audit results must be on hand
for review. The food safety audits should contain basic elements similar to the Yum!
Brands food safety audits listed below.
• requiring a review of supplier audits, and addressing critical issues identified in the
audits – records of the reviews completed in 7.7
Minimum elements expected in the food safety audit:
• Pest Control
• Sanitation
• Operations and Facility
• Good Manufacturing Practices
• Product protection
• Product Recovery
• Security
If the ingredient comes directly from the farm for processing, there should be a field
audit available in lieu of the Food Safety Audit. The field audit should contain at least
the following elements:
• Perimeter evaluation
• Animal tracks / droppings
• Worker hygiene
• Irrigation Water standards
• Handling practices
Minor non-conformance (7 points): One element in the approved supplier program is
missing or is incomplete.
Major non-conformance (3 points): Two elements in the approved supplier program
requirements are missing.
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No points: No points will be awarded if any one of the following is encountered:
• more than two elements are missing
• no program
7.7 Supplier tracks performance of Second Tier raw ingredient and packaging
suppliers, and maintains corrective actions on file.
(Records)
All points (10 points): Second tier suppliers' performance is monitored, tracked and
documented. Follow-up/corrective action is taken, documented and effective. Supplier
data tracking shall include:
• specification compliance
• number of complaints
• delivery problems
• corrective actions when issues are identified
• food safety audits from second tier suppliers
• records of ingredient and packaging (both food contact and non-food contact)
supplier audit reviews are current, and contain action items from critical issues
identified in the audits. The audits should contain basic elements similar to the Yum!
Brands food safety audits.
Minimum elements expected in the food safety audit:
• Pest Control
• Sanitation
• Operations and Facility
• Good Manufacturing Practices
• Product protection
• Product Recovery
• Security
Minimum elements expected in the field audit:
• Perimeter evaluation
• Animal tracks / droppings
• Worker hygiene
• Irrigation Water standards
• Handling practices
Note: Actual audits or evidence of the audit should be available for review. Objective
evidence should verify the minimum expected elements outline above are contained in
the audit. Audits should be from the current calendar year or the previous calendar
year.
Minor non-conformance (7 points): One of the following will constitute a minor nonconformance:
• records contain isolated omissions.
• single instance of missing food safety audits from low risk ingredient second tier
suppliers

Major non-conformance (3 points): One of the following will constitute a major nonconformance:
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• records of supplier performance contain numerous omissions
• record data is inconsistent with program procedures
• no corrective action documented when issues are identified
• isolated instances of missing food safety audits from low risk ingredient second tier
suppliers
• audit records do not contain all of the listed elements
• records do not show that the audit results were reviewed, or no action items
developed for critical issues
No points: No points will be awarded if any one of the following is encountered:
• no records
• suppliers' performance not monitored
• numerous instances of missing food safety audits from low risk ingredient
second tier suppliers
• single instance of missing food safety audits from high risk ingredient second
tier suppliers