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Merry Christmas 2012 wishes from Santa Claus

2011-04-03T09:12:00.000-07:00

Hello kids I wish you a very warm and Merry Christmas 2012. I am Santa Claus. May this year bring prosperity in your life.

Your Christmas will be filled with

Happiness and peace

Promise and joy

unforgettable love from your parents

sweet memories

May the wonder of Christmas shine in your heart and bring happiness to those you love.

Wishing you a very very happy Christmas 2011 and a very happy new year.

Check the other section for Christmas wallpaper, Christmas jokes, lots of ideas about Christmas celebration by kids.

Always remember the best and most beautiful things can not be seen or touched and that is love.

Love you all, yours Santa.

How to be more professional at office

2011-04-02T08:52:00.000-07:00

Recently I was thinking about how I can work more professionally in my company. I work in IT industry in India in a big multi national company. There are lots of hectic works I need to do every day. There are the phone calls, daily, weekly meetings every day. All these things distracts and some times I lose my concentration on proper professionalism. I can say you from my experience that your attitude and professionalism are the most important things in any MNC above anything. But there are some of the phases I also lose my concentration on professionalism. To avoid this scenario recently I tried to follow three simple principles to remind myself to follow the correct atitude in office every time.

Every day while opening my laptop in my office I remind myself these three simple principles I need to follow all the time during office. And I was doing that for last two months. And I think just reminding myself every morning my professionalism has improved a lot.

1. Serious Work

2. Good attitude [No anger,good behavior, maturity]

3. only necessary talk or No gossip

Let me explain the above things in my own way.

1. Serious work
Everyday I remind myself I'll do only jobs in my work time. I'll not engage myself in internet browsing timepass, check stock market. I'll not do or try to avoid personal work like ticket booking, bank account check etc. I'll do only office work in office. If there is no work in my to do list, I'll engage myself to learn something related to office work.

2. Good attitude
The most important thing is not to lose my temper in any of the situation. I remind myself to behave properly and another important thing is that behaving like a mature man. Emotions and immature behavior can earn you quick success. But, in the long run it is most harmful.

3. Only necessary talk
That means just open my mouth only for definite purposes. Never ever talk something in office that is out of context. Try to avoid in office gossips. If you have to try to keep your mouth shut other than definite reason. May be this looks like a bit cruel things to do but in the long run I have seen its success. Senior management only likes the guy with definite agenda while speaking. Also you can try to be a bit soft spoken.

Retirement Stocks in India

2011-03-04T00:53:00.000-08:00

In this era of price hike in India, depending on bank FD, Debt Fund will not help you to build a portfolio which will grow enough to compete your future expense. So, you need to rely on stocks. Here are some stocks suggested by economictimes recently for building retirement portfolio. Lets analyse these stocks and check whether these are suitable for building your retirement portfolio or not. I have suggested some more stocks for building retirement portfolio to minimize the risk.

1. Corporation Bank

If Indian GDP will grow at a rate of 8% Indian banking sector will definitely grow in more faster way to support that growth. In terms of that any PSU bank is a safe bet and history shows that indian banking stocks have shown stable and more than expected return.
If you can buy Corporation Bank which has grown at rate of 27.3% in the 2008-09 recession time or any other PSU bank in low price you can hold it till your retirement.

2. Tata Consultancy Services [TCS]

TCS is showing strong growth potential in the near future. And it'll continue to grow in near and long term with it's strong brand name, company image and efficient corporate structure. With profit margin more than 25 % in recent years and well planned future growth plan in the area of TCS Platform BPO Solutions and expansion in small and medium scale business, it is a promising company for next couple of decades. Only caution to take is that you should buy it proper and low costs as software stocks fluctuates more.

3. Reliance Industries

Although the stock has not performed well in last two years, but, your portfolio will not complete without this stock. Buy this share in small quantity continuously for creating your wealth.

4. Larsen & Toubro Ltd

L&T is another safe bet for retirement portfolio as the company is managing from IT to infrastructure. And in the growing India scenario it will perform well for next 10 to 20 years. Coming company and stock splits of L&T may be beneficial also for current investor in near term.

5. NTPC

Indian power sector will also grow well in coming future. So, in this area leader NTPC is the best and safe choice for retirement portfolio.

6. Tata Motors

Jaguar and Land Rover have been acquired by Tata Motors

World's cheapest car Nano is manufactured by Tata Motors

Although the company was in debt during recession period but has recovered from this phase well. The history has shown the stability and long term performance and safety of the brand is good. No, motor company has such a wide variety of products in different prize ranges which is minimizing the risk of auto sector.

Apart from this consider the following stocks for retirement also ->

7. BHEL [Bharat Heavy Electrical Limited]

8. Vijaya Bank

This stock has strong potential to grow. Vijaya bank can be a choice if you want to be bit aggressive on retirement portfolio with calculated risk.

9. Lupin Ltd

Although you can consider the above stocks for your retirement in next 20-30 years, but, time to time monitoring these stocks are required for any unexpected change in business or the business scenario.

Strong buy recommendation on Tata Motors

2011-02-20T00:50:00.000-08:00

20 february 2011

There are market news on Strong Buy recommendation on Tata Motors (TELCO) with target price of Rs 1523 and potential upside of 26% in 12 months. Tata Motors reported stellar Q3FY11 numbers on the back of another impressive Jaguar Land Rover (JLR) performance.

Lets analyse the stock

Market cap = 76565.2crore
Debt (FY10) = 35192crore
Cash (FY10) = 8743.3crore
EV = 103013.8crore
52 week H/L = 1362 / 661
Equity cap = 633.1 crore
Face value = 10
MF Holding = 13.9%
FII Holding = 24.2

See how tata motors stock has performed last one year and moving average again turns to positive side after recent stock fall.