<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-4930421809053150623</id><updated>2024-09-12T02:38:57.783-04:00</updated><category term="United States of America"/><category term="2012"/><category term="Facebook"/><category term="USA"/><category term="food"/><category term="government"/><category term="mankind"/><category term="racism"/><category term="$30 billion"/><category term="1.6 million children aged 5 - 17 years old are obese"/><category term="1984"/><category term="2 Billion $ in revenue by 2014"/><category term="2001"/><category term="2003"/><category term="2004"/><category term="2007"/><category term="2008"/><category term="2025: The year mankind hits the point of no return"/><category term="2050"/><category term="America"/><category term="August 4 2012"/><category term="Bernstein Research"/><category term="Brooklyn"/><category term="CEO Jeff Weiner"/><category term="California"/><category term="Canada"/><category term="Canadian Health Measures Survey"/><category term="Chicago"/><category term="China"/><category term="Chinese Dog Meat Industry"/><category term="Collingswood High School"/><category term="Collingswood New Jersey"/><category term="CouponingMom.com"/><category term="DIY"/><category term="Don Drummond"/><category term="Facebook quarterly reports are poor"/><category term="Forbes"/><category term="Governor Jerry Brown"/><category term="Greece"/><category term="Guangxi province"/><category term="Health Canada"/><category term="Holy Chuck"/><category term="Is your child safe"/><category term="Joe McLoughlin"/><category term="Joseph Betley"/><category term="LinkedIn"/><category term="Man"/><category term="Mastercard"/><category term="Mayor Rahm Emanuel"/><category term="Microsoft"/><category term="NAACP"/><category term="Ontario"/><category term="Ontario debt crisis"/><category term="Ottawa"/><category term="Premiere Dalton McGuinty"/><category term="President"/><category term="Ryerson University"/><category term="Statistics Canada"/><category term="Stockholm International Water Institute"/><category term="TTC"/><category term="Toxic Airline air"/><category term="US poverty"/><category term="VISA"/><category term="Windows"/><category term="World Water Council"/><category term="Yulin City"/><category term="airlines"/><category term="airplanes"/><category term="analysis"/><category term="arctiidae"/><category term="avoid store brands on certain items"/><category term="banks"/><category term="basic needs"/><category term="basketball"/><category term="basketball team"/><category term="beautiful"/><category term="beds"/><category term="billions"/><category term="blog"/><category term="bunk beds"/><category term="business management"/><category term="business model"/><category term="business plan"/><category term="capiopteryx semiramis"/><category term="car seat"/><category term="carnivore"/><category term="cattle"/><category term="child endangerment"/><category term="childhood obesity"/><category term="civil rights violations"/><category term="coach"/><category term="computer"/><category term="condos"/><category term="cooking oil"/><category term="couple"/><category term="coupons"/><category term="cribs"/><category term="crisis"/><category term="debt"/><category term="decriminalization of marijuana possession"/><category term="detached homes"/><category term="disaster"/><category term="documentary"/><category term="dog meat"/><category term="dogs"/><category term="drought"/><category term="earn money"/><category term="entrepreneurs"/><category term="extensions"/><category term="failing"/><category term="failure"/><category term="federal court"/><category term="finances"/><category term="financial institutions"/><category term="fines instead of time"/><category term="fired"/><category term="geometrid"/><category term="gift cards"/><category term="global warming"/><category term="government of Canada"/><category term="hambrugers"/><category term="happiness"/><category term="happy"/><category term="hate crimes"/><category term="he makes me happy"/><category term="health"/><category term="high school"/><category term="highest poverty levels since the &#39;60&#39;s."/><category term="housing prices will rise by 30 - 50% in the next decade"/><category term="human hair"/><category term="husband"/><category term="if only you knew"/><category term="illegal"/><category term="in trouble"/><category term="inflation"/><category term="intimacy"/><category term="job crisis"/><category term="journey"/><category term="keyboard commands"/><category term="keyboard shortcuts"/><category term="lawsuit"/><category term="legalize marijuana possession"/><category term="love"/><category term="marijuana"/><category term="marriage"/><category term="millions"/><category term="millions of people"/><category term="money"/><category term="money making ideas"/><category term="money making social media"/><category term="mortgage rates"/><category term="moth"/><category term="must knows before you approach a lender"/><category term="new plans"/><category term="noctuidae"/><category term="obese"/><category term="pajamas&#39;"/><category term="playpens"/><category term="poverty"/><category term="property tax hike"/><category term="protein"/><category term="psychophasma erosa"/><category term="public health notice"/><category term="public school system"/><category term="public transit"/><category term="racial discrimination"/><category term="racist"/><category term="recalls"/><category term="recycle"/><category term="relationships"/><category term="safety"/><category term="safety first"/><category term="savings"/><category term="school"/><category term="secrets"/><category term="sell your recycables for cash"/><category term="service fees"/><category term="settlement"/><category term="she makes me happy"/><category term="shortcuts"/><category term="shortsell"/><category term="simple life"/><category term="single family dwelling"/><category term="sleep time"/><category term="small business"/><category term="social media"/><category term="stock market"/><category term="stock shares"/><category term="store"/><category term="strollers"/><category term="subway"/><category term="subway line"/><category term="subway train"/><category term="tax hikes"/><category term="tax increase"/><category term="teachers"/><category term="tennis balls"/><category term="the Toronto Star"/><category term="the Toronto housing market"/><category term="the bottom line"/><category term="the end of the world"/><category term="the green house affect"/><category term="the war on drugs"/><category term="the windy city"/><category term="this is a problem"/><category term="toxic"/><category term="toxic air"/><category term="toys"/><category term="transit"/><category term="trash"/><category term="trosia"/><category term="unemployment"/><category term="vegetarian"/><category term="water"/><category term="welcome"/><category term="wife"/><category term="wigs"/><category term="wine corks"/><category term="women"/><category term="workshops"/><title type='text'>If Only You Knew</title><subtitle type='html'>My space to vent, learn, inform, and share interesting information that affects many. &#xa;&#xa;I may also share my art, my thoughts, or possibly some of my writings. &#xa;&#xa;I hope you enjoy &#xa;&#xa;And I encourage you to interact, comment, share your thoughts and ideas. &#xa;&#xa;We can all learn this way, and isn’t that what makes life great, Learning?! </subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default?redirect=false'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default?start-index=26&amp;max-results=25&amp;redirect=false'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>27</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-8343799495742646628</id><published>2012-09-20T14:55:00.000-04:00</published><updated>2012-09-20T14:57:13.463-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="1.6 million children aged 5 - 17 years old are obese"/><category scheme="http://www.blogger.com/atom/ns#" term="Canadian Health Measures Survey"/><category scheme="http://www.blogger.com/atom/ns#" term="child endangerment"/><category scheme="http://www.blogger.com/atom/ns#" term="childhood obesity"/><category scheme="http://www.blogger.com/atom/ns#" term="health"/><category scheme="http://www.blogger.com/atom/ns#" term="obese"/><category scheme="http://www.blogger.com/atom/ns#" term="Ottawa"/><category scheme="http://www.blogger.com/atom/ns#" term="Statistics Canada"/><category scheme="http://www.blogger.com/atom/ns#" term="this is a problem"/><title type='text'>Almost a third of kids are overweight, with prevalence higher for boys: study</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
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OTTAWA - Statistics Canada says almost a third of Canadian children are either overweight or obese.&lt;/div&gt;
&lt;br /&gt;
It
 says data from a Canadian Health Measures Survey from 2009 to 2011 show
 that 31.5 per cent of children aged five to 17, an estimated 1.6 
million individuals, are overweight.&lt;br /&gt;
&lt;br /&gt;
It says the prevalence of obesity was higher for boys, especially in the five to 11 age group.&lt;br /&gt;
For children overall, 15.1 per cent of boys were obese compared with eight per cent of girls.&lt;br /&gt;
But
 in the five to 11 group, the prevalence of obesity among boys was more 
than three times higher than for girls, 19.5 per cent compared with 6.3 
per cent.&lt;br /&gt;
&lt;br /&gt;
The survey says the estimates of obesity among children have not changed in recent years.&lt;br /&gt;
&lt;br /&gt;
&lt;i&gt;&lt;a href=&quot;http://ca.news.yahoo.com/almost-third-kids-overweight-prevalance-higher-boys-study-125709771.html&quot;&gt;Click for more information and story credits&lt;/a&gt;&lt;/i&gt;&amp;nbsp;&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/8343799495742646628/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/09/almost-third-of-kids-are-overweight.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8343799495742646628'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8343799495742646628'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/09/almost-third-of-kids-are-overweight.html' title='Almost a third of kids are overweight, with prevalence higher for boys: study'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-6123300475661009168</id><published>2012-08-31T11:37:00.000-04:00</published><updated>2012-08-31T11:37:46.568-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="hambrugers"/><category scheme="http://www.blogger.com/atom/ns#" term="hate crimes"/><category scheme="http://www.blogger.com/atom/ns#" term="Holy Chuck"/><category scheme="http://www.blogger.com/atom/ns#" term="racism"/><category scheme="http://www.blogger.com/atom/ns#" term="racist"/><category scheme="http://www.blogger.com/atom/ns#" term="Ryerson University"/><category scheme="http://www.blogger.com/atom/ns#" term="the Toronto Star"/><title type='text'>Toronto burger joint feels the heat over ‘racist’ menu item names</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;img alt=&quot;&quot; class=&quot;alignright size-full wp-image-15131&quot; height=&quot;466&quot; src=&quot;http://l1.yimg.com/bt/api/res/1.2/k_.aGWommgyGm0qSc8KDng--/YXBwaWQ9eW5ld3M7cT04NTt3PTMxMA--/http://media.zenfs.com/en-CA/blogs/dailybrew/315738_114533218654563_602300350_n.jpg&quot; title=&quot;Holy Chuck&#39;s namesake burger from the restaurant&#39;s Facebook page&quot; width=&quot;310&quot; /&gt;People take their burgers seriously in Toronto, but not as seriously as some people take their burger names.&lt;br /&gt;
&lt;br /&gt;
As the &lt;em&gt;Toronto Star&lt;/em&gt; &lt;a href=&quot;http://www.thestar.com/news/gta/article/1248918---half-breed-and-dirty-drunken-half-breed-chucked-from-burger-menu&quot; target=&quot;_blank&quot;&gt;reports&lt;/a&gt;, two items have been wiped from the menu at popular bun-and-patty joint &lt;a href=&quot;http://holychuckburgers.com/&quot; target=&quot;_blank&quot;&gt;Holy Chuck&lt;/a&gt; after the owners received multiple complaints over their &quot;Half-Breed&quot; and &quot;Dirty Drunken Half-Breed&quot; burgers.&lt;br /&gt;

&lt;br /&gt;
&quot;The term &#39;half-breed,&#39; if you look it up in just about any 
dictionary, is really a negative, disparaging and offensive term used to
 describe people of mixed ancestry, specifically people of mixed 
indigenous and non-indigenous ancestry,&quot; Ryerson University professor 
Pamela Palmater told the &lt;em&gt;Star&lt;/em&gt;.&lt;br /&gt;

&lt;br /&gt;
&quot;Now add dirty and drunken to the term half-breed and it takes it to a
 much higher level in terms of the level of insult that you&#39;re talking 
about.&quot;&lt;br /&gt;

&lt;br /&gt;
Though the two offending burgers had been on full display for seven 
months, it wasn&#39;t until last week that a grassroots movement against the
 Yonge St. restaurant really took shape.&lt;br /&gt;

&lt;strong&gt;&lt;/strong&gt; &lt;br /&gt;
The business has been inundated with angry phone calls, while Holy Chuck&#39;s &lt;em&gt;Twitter &lt;/em&gt;account and &lt;em&gt;&lt;a href=&quot;https://www.facebook.com/pages/Holy-Chuck-Burgers/205111992885631&quot; target=&quot;_blank&quot;&gt;Facebook&lt;/a&gt;&lt;/em&gt; page have been pounded with charged commentary.&lt;br /&gt;

&lt;br /&gt;
&quot;You should be charged with a Hate Crime,&quot; wrote one incensed individual.&lt;br /&gt;

&lt;br /&gt;
&quot;Happy to hear you&#39;ve removed the offensive burger from your menu, 
but what are you going to do to make it right?&quot; asked a woman named Jen,
 one of many who demanded a public apology.&lt;br /&gt;

&lt;br /&gt;
Co-owner Bill Koutroubis told the paper he&#39;s lost sleep over the uproar and claims he never meant to insult any cultural group.&lt;br /&gt;

&lt;br /&gt;
He insisted that while he&#39;s familiar with the Metis, an aboriginal 
group of mixed white and First Nations heritage, he had no idea 
&quot;half-breed&quot; was a negative term.&lt;br /&gt;

&lt;br /&gt;
&quot;Within the hour I was informed it was a racial slur, it was removed 
immediately,&quot; he said, adding that he&#39;s learned a hard lesson in being 
better informed about cultural sensitivities.&lt;br /&gt;

Like most of the items on the menu, the burger names constituted a cheeky play on words.&lt;br /&gt;

&lt;br /&gt;
As Koutroubis explained, &quot;Half-breed&quot; referred to the fact that the patties are mixed with a blend of cured bacon and beef.&lt;br /&gt;

&lt;br /&gt;
&quot;Drunken&quot; alluded to the alcohol content in one of the specialty 
toppings, while &quot;dirty&quot; simply drew attention to the fact that you were 
likely to need lots of napkins while eating it.&lt;br /&gt;

&lt;br /&gt;
They joined their saucy brethren &quot;The Go Chuck Yourself&quot; and &quot;The 
Greek Bahahastard&quot; —&amp;nbsp;the restaurant&#39;s signature lamb burger and a nod to
 the owners&#39; Greek heritage.&lt;br /&gt;

&lt;br /&gt;
True to form, the controversy has attracted a band of burger 
defenders, most of whom can&#39;t believe so much fuss has been made over 
what they feel is nothing.&lt;br /&gt;

&lt;br /&gt;
&quot;Bill and John are great guys and make a hell of a burger. Keep it up
 boys and don&#39;t let the PC police worry you,&quot; wrote self-identified 
&quot;Korean-Irish half-breed&quot; David Lee.&lt;br /&gt;

&lt;br /&gt;
&quot;This is not racial but just a joke, because it targets no specific ethnic group of people,&quot; suggested a &lt;em&gt;Toronto Star&lt;/em&gt; reader.&lt;br /&gt;

&lt;br /&gt;
&quot;Political Correctness does not solve the problem it just breeds 
revulsion and drives everything underground which is a lot more 
damaging,&quot; the comment concluded.&lt;br /&gt;

&lt;br /&gt;
And while it may appear that Canada has the lockdown on political 
correctness, a restaurant south of the border recently met with similar 
wrath over its menu item names.&lt;br /&gt;

&lt;br /&gt;
Lola&#39;s Burrito in Jacksonville, Fla. was hit with &lt;a href=&quot;http://www.franchiseherald.com/articles/2048/20120806/florida-restaurant-dubbed-racists-for-offensive-menu-item-names-wetback-willie.htm&quot; target=&quot;_blank&quot;&gt;heavy backlash&lt;/a&gt;
 after introducing the &quot;Wetback Willie&quot; burrito. It joined the &quot;No 
Papers Shrimp,&quot; both derogatory references to illegal Latin American 
immigrants crossing the U.S./Mexico border.&lt;br /&gt;
&lt;i&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/i&gt;
&lt;i&gt;&lt;b&gt;&lt;a href=&quot;http://ca.news.yahoo.com/blogs/dailybrew/toronto-burger-joint-feels-heat-over-racist-menu-183507216.html&quot;&gt;Click here for full story and picture credits&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/6123300475661009168/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/toronto-burger-joint-feels-heat-over.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/6123300475661009168'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/6123300475661009168'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/toronto-burger-joint-feels-heat-over.html' title='Toronto burger joint feels the heat over ‘racist’ menu item names'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-353104194637793806</id><published>2012-08-28T06:21:00.000-04:00</published><updated>2012-08-28T06:21:28.485-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="arctiidae"/><category scheme="http://www.blogger.com/atom/ns#" term="beautiful"/><category scheme="http://www.blogger.com/atom/ns#" term="capiopteryx semiramis"/><category scheme="http://www.blogger.com/atom/ns#" term="geometrid"/><category scheme="http://www.blogger.com/atom/ns#" term="moth"/><category scheme="http://www.blogger.com/atom/ns#" term="noctuidae"/><category scheme="http://www.blogger.com/atom/ns#" term="psychophasma erosa"/><category scheme="http://www.blogger.com/atom/ns#" term="trosia"/><title type='text'>Moth that looks like a poodle has Internet abuzz (Bizarre photos)</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;img alt=&quot;&quot; src=&quot;http://static.grindtv.com/images/1/00/40/21/53/402153.jpg&quot; style=&quot;width: 600px;&quot; /&gt;&lt;br /&gt;
&lt;br /&gt;
The first word that comes to mind when casting your eyes upon this photo
 of a bedazzling insect labeled the Venezuelan Poodle Moth is Photoshop.
 Really? A moth that looks like a poodle? Eyelashes that Lady Gaga would
 envy? Seriously? &lt;br /&gt;&lt;br /&gt;As it turns out, yes, it is real. The image 
that has been buzzing around the Internet in the past week--and has been
 greeted with a measure of skepticism--is very much authentic and comes 
to you via a zoologist from Bishkek, Kyrgyzstan. &lt;br /&gt;&lt;br /&gt;Dr. Karl 
Shuker, a zoologist, science writer, and cryptozoologist (one who 
studies animals in order to evaluate the possibility of their 
existence), investigated the photo that is taking the Web by storm and 
discovered Dr. Arthur Anker, NUS, and his legitimate collection of 75 
photos from Gran Sabana national park in Venezuela.&lt;br /&gt;&lt;br /&gt;From the &lt;a href=&quot;http://karlshuker.blogspot.com/2012/08/mystery-of-venezuelan-poodle-moth-have.html&quot; target=&quot;_blank&quot;&gt;ShukerNature blog&lt;/a&gt;: &lt;br /&gt;&lt;br /&gt;
&lt;blockquote&gt;
These
 photographs formed just one set of numerous spectacular images that Art
 has taken while visiting tropical rainforests and other exotic 
locations worldwide, and which he has placed in photosets on the Flickr 
website (his Flickr user name is artour_a).&lt;/blockquote&gt;
&lt;br /&gt;The 
photo of the Venezuelan Poodle Moth--someone likened it to a Pokemon 
character--had been in mothballs since 2009 until someone plucked it out
 of Anker&#39;s Flickr account and posted the funny-looking insect online 
within the past week or so. Not surprisingly, it subsequently took off 
in cyberspace. &lt;br /&gt;&lt;br /&gt;Fortunately, Dr. Anker agreed to allow us to show you some of the other bizarre and funny-looking moths in that &lt;a href=&quot;http://www.flickr.com/photos/artour_a/sets/72157612234565705/with/4207478815/&quot; target=&quot;_blank&quot;&gt;Gran Sabana collection&lt;/a&gt;, with his descriptions and our comments: &lt;br /&gt;&lt;br /&gt;&lt;img align=&quot;middle&quot; alt=&quot;&quot; src=&quot;http://static.grindtv.com/images/1/00/40/21/54/402154.jpg&quot; style=&quot;width: 600px;&quot; /&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;Description:&lt;/strong&gt; &quot;This one is very funny looking.&quot;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Comment: &lt;/strong&gt;It&#39;s the Rickie Fowler of moths. You know, the PGA player who dresses &lt;a href=&quot;http://images.search.yahoo.com/search/images;_ylt=A0oGdXgWlzlQ9x0A7zNXNyoA?p=rickie+fowler+and+orange&amp;amp;fr=sfp&amp;amp;fr2=piv-web&quot; target=&quot;_blank&quot;&gt;like this&lt;/a&gt;. &lt;br /&gt;&lt;br /&gt;&lt;img align=&quot;middle&quot; alt=&quot;&quot; src=&quot;http://static.grindtv.com/images/1/00/40/21/55/402155.jpg&quot; style=&quot;width: 600px;&quot; /&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Description:&lt;/strong&gt; Psychophasma erosa.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;Comment:&lt;/strong&gt; For some reason (the name, maybe?), this moth reminds us of Lady Gaga.&lt;br /&gt;&lt;br /&gt;&lt;img align=&quot;middle&quot; alt=&quot;&quot; src=&quot;http://static.grindtv.com/images/1/00/40/21/56/402156.jpg&quot; style=&quot;width: 600px;&quot; /&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Description:&lt;/strong&gt; Arctiidae.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Comment:&lt;/strong&gt; Believed to have had a cameo role in &quot;The Dark Knight Rises.&quot;&lt;br /&gt;&lt;br /&gt;&lt;img align=&quot;middle&quot; alt=&quot;&quot; src=&quot;http://static.grindtv.com/images/1/00/40/21/57/402157.jpg&quot; style=&quot;width: 600px;&quot; /&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Description:&lt;/strong&gt; Copiopteryx semiramis.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;Comment:&lt;/strong&gt;
 One wonders how this moth with a skeletal hipbone-like frame ever gets 
off the ground, let alone finds a way into an old suit hanging in the 
closet. &lt;br /&gt;&lt;br /&gt;&lt;img align=&quot;middle&quot; alt=&quot;&quot; src=&quot;http://static.grindtv.com/images/1/00/40/21/58/402158.jpg&quot; style=&quot;width: 600px;&quot; /&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Description: &lt;/strong&gt;Trosia.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Comment:&lt;/strong&gt; The Santa Claus moth.&lt;br /&gt;&lt;br /&gt;&lt;img align=&quot;middle&quot; alt=&quot;&quot; src=&quot;http://static.grindtv.com/images/1/00/40/21/59/402159.jpg&quot; style=&quot;width: 600px;&quot; /&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;Description:&lt;/strong&gt; Noctuidae.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;Comment:&lt;/strong&gt; If an ordinary housefly looked this good, we might not be so quick with the fly swatter.&lt;br /&gt;&lt;br /&gt;&lt;img align=&quot;middle&quot; alt=&quot;&quot; src=&quot;http://static.grindtv.com/images/1/00/40/21/61/402161.jpg&quot; style=&quot;width: 600px;&quot; /&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;Description: &lt;/strong&gt;Pretty geometrid moth.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;Comment:&lt;/strong&gt; Each year, children worldwide wear these angel wings during Christmas pageants.&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;http://www.grindtv.com/outdoor/blog/34608/moth+that+looks+like+a+poodle+has+internet+abuzz+bizarre+photos/&quot;&gt;Click for FULL story and picture credits&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/353104194637793806/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/moth-that-looks-like-poodle-has.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/353104194637793806'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/353104194637793806'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/moth-that-looks-like-poodle-has.html' title='Moth that looks like a poodle has Internet abuzz (Bizarre photos)'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-8387644414702210460</id><published>2012-08-28T06:18:00.000-04:00</published><updated>2012-08-28T06:22:50.176-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="2050"/><category scheme="http://www.blogger.com/atom/ns#" term="cattle"/><category scheme="http://www.blogger.com/atom/ns#" term="drought"/><category scheme="http://www.blogger.com/atom/ns#" term="food"/><category scheme="http://www.blogger.com/atom/ns#" term="protein"/><category scheme="http://www.blogger.com/atom/ns#" term="Stockholm International Water Institute"/><category scheme="http://www.blogger.com/atom/ns#" term="United States of America"/><category scheme="http://www.blogger.com/atom/ns#" term="vegetarian"/><category scheme="http://www.blogger.com/atom/ns#" term="water"/><category scheme="http://www.blogger.com/atom/ns#" term="World Water Council"/><title type='text'>World may be forced to go vegetarian by 2050, scientists say</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;img alt=&quot;&quot; class=&quot;alignnone size-full wp-image-30571&quot; height=&quot;418&quot; id=&quot;yui_3_5_1_20_1346148780007_376&quot; src=&quot;http://l.yimg.com/bt/api/res/1.2/9tvSM0RIvzQeIkasAh3nbw--/YXBwaWQ9eW5ld3M7cT04NTt3PTYzMA--/http://media.zenfs.com/en/blogs/thelookout/cattle-water.jpg&quot; title=&quot;Cattle drink from a water tank in Tallula, Ill., Aug. 3, 2012. (Seth Perlman/AP)&quot; width=&quot;630&quot; /&gt;&lt;br /&gt;
&lt;i&gt;&lt;span class=&quot;yom-figure yom-fig-right&quot; id=&quot;yui_3_5_1_20_1346148780007_378&quot; style=&quot;width: 630px;&quot;&gt;&lt;span class=&quot;legend&quot; id=&quot;yui_3_5_1_20_1346148780007_397&quot;&gt;Cattle drink from a water tank in Tallula, Ill., Aug. 3, 2012. (Seth Perlman/AP)&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_389&quot;&gt;
By the year 2050, you may be forced to become a vegetarian. That is, if Sweden&#39;s water scientists are to be believed.&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_395&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_395&quot;&gt;
According to the Stockholm 
International Water Institute, &quot;There will not be enough water available
 on current croplands to produce food for the expected 9 billion 
population in 2050 if we follow current trends and changes towards diets
 common in western nations.&quot;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_391&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_391&quot;&gt;
Humans now derive about 20 
percent of their daily protein intake from animal-based products, 
reports London&#39;s Guardian. But a new report published by the institute 
says the world&#39;s population will have to cut that figure to 5 percent by
 2050 to accommodate the planet&#39;s &quot;considerable regional water 
deficits.&quot;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_393&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_393&quot;&gt;
Why not just produce more food?&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_401&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_401&quot;&gt;
&quot;Nine hundred million people 
already go hungry and 2 billion people are malnourished in spite of the 
fact that per capita food production continues to increase,&quot; the report 
said. &quot;With 70% of all available water being in agriculture, growing 
more food to feed an additional 2 billion people by 2050 will place 
greater pressure on available water and land.&quot;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_401&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_407&quot;&gt;
So vegetarianism, the scientists say, is one option to combat the water shortage.&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_409&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_409&quot;&gt;
&quot;A move towards vegetarian diets could help free up large portions of arable land to human food production,&quot; Orion Jones &lt;a href=&quot;http://bigthink.com/ideafeed/a-vegetarian-world-by-2050&quot; target=&quot;_blank&quot;&gt;wrote on BigThink.com&lt;/a&gt;.
 &quot;A third of current farmland is used to grow crops that feed animals. 
Additionally &#39;animal protein-rich food consumes five to 10 times more 
water than a vegetarian diet.&#39;&quot;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_411&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_411&quot;&gt;
The report was released &lt;a href=&quot;http://www.thefishsite.com/fishnews/18060/drought-shortages-rising-food-prices-for-world-water-week&quot; id=&quot;yui_3_5_1_20_1346148780007_413&quot; target=&quot;_blank&quot;&gt;for the start of &quot;Water Week&quot;&lt;/a&gt;
 and the annual world water conference in Stockholm. And while the 
forecast may sound dire, the world&#39;s water situation is already grave.&lt;span id=&quot;more-30568&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_414&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_414&quot;&gt;
&lt;a href=&quot;http://www.worldwatercouncil.org/index.php?id=25&quot; target=&quot;_blank&quot;&gt;According to the World Water Council&lt;/a&gt;, 1.1 billion people now live without clean drinking water.&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_401&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_423&quot;&gt;
And the United States is &lt;a href=&quot;http://news.yahoo.com/blogs/lookout/mercury-rising-5-consequences-drought-scorching-american-farmland-172528603.html&quot;&gt;experiencing its worst drought in a generation&lt;/a&gt;,
 punishing farmers and burning up the nation&#39;s corn crop. On July 31, 
nearly 65 percent of the nation was experiencing drought conditions, 
according to the U.S. Drought Monitor.&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_427&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_427&quot;&gt;
The drought&#39;s been so severe and water levels so low, Midwestern towns that were intentionally submerged decades ago are &lt;a href=&quot;http://news.yahoo.com/blogs/lookout/midwest-drought-reveals-indiana-ghost-towns-175221053.html&quot;&gt;starting to surface&lt;/a&gt;.&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_401&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1346148780007_401&quot;&gt;
&lt;a href=&quot;http://news.yahoo.com/blogs/lookout/vegetarian-2050-190426669.html&quot;&gt;Click for FULL story and picture credits&lt;/a&gt;&amp;nbsp;&lt;/div&gt;
&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/8387644414702210460/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/world-may-be-forced-to-go-vegetarian-by.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8387644414702210460'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8387644414702210460'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/world-may-be-forced-to-go-vegetarian-by.html' title='World may be forced to go vegetarian by 2050, scientists say'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-1012808487726232198</id><published>2012-08-23T16:19:00.001-04:00</published><updated>2012-08-23T16:19:17.373-04:00</updated><title type='text'>Delaware Daycare Workers Arrested For Encouraging Toddler &#39;Fight Club&#39;</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;img alt=&quot;&quot; class=&quot;editorial &quot; src=&quot;http://l1.yimg.com/bt/api/res/1.2/rsSLWcmrSAv38gWQOx20sQ--/YXBwaWQ9eW5ld3M7cT04NTt3PTMxMA--/http://l.yimg.com/os/287/2012/08/22/91093778-jpg_181656.jpg&quot; title=&quot;How would you react if your child&amp;amp;#39;s daycare encouraged fighting? (Thinkstock)&quot; width=&quot;310&quot; /&gt; &lt;br /&gt;
&lt;br /&gt;
Between astronomical daycare costs and the idea that anything can go 
wrong when they&#39;re not around, many parents feel anxious about leaving 
their children in the care of others.
&lt;br /&gt;
&lt;br /&gt;
But it&#39;s doubtful any mom or dad could conceive of this horrifying 
scenario: Three Delaware daycare worker have been charged after 
allegedly encouraging a pair of 3-year-olds to beat each other up last 
March — then capturing the chaos on video.&lt;br /&gt;

&lt;br /&gt;
&quot;It&#39;s not like they didn&#39;t know what was going on, and they were just
 encouraging them to continue,&quot; Dover Police Capt. Tim Stump &lt;a href=&quot;http://www.cnn.com/2012/08/21/justice/delaware-day-care-fight-arrest/index.html&quot; target=&quot;_blank&quot;&gt;tells&lt;/a&gt; CNN about the cell phone footage that &quot;shocked&quot; local police.&lt;br /&gt;

&lt;br /&gt;
&quot;One of the children attempted to run, but one of the teachers pushes him back into the fray.&quot;&lt;br /&gt;
Police first caught wind of the video after responding to an 
unrelated incident. During this call, an unidentified person showed 
officers a recording of the toddler &quot;fight club.&quot;&lt;br /&gt;

While neither child sustained any injuries, Stump says it was clear they were hurting each other.&lt;br /&gt;

&lt;br /&gt;
At one point, a woman&#39;s off-camera voice warns, &quot;No pinching, only punching.&quot;&lt;br /&gt;

Seven other children can reportedly be seen in the periphery, their backs turned to the fighting going on nearby.&lt;br /&gt;
&lt;br /&gt;Police have not released the video footage.&lt;br /&gt;

&lt;br /&gt;
Though this may be the first reported incident of its kind, it&#39;s far from the only headline-making daycare atrocity.&lt;br /&gt;

&lt;br /&gt;
In
 2011, an unlicensed daycare operator in Mississauga, Ont. was charged 
with second-degree murder after a 14-month-old girl died in her care.&lt;br /&gt;



&lt;br /&gt;
April Luckese was &lt;a href=&quot;http://news.nationalpost.com/2011/01/07/baby-in-hospital-after-daycare-assault/&quot; target=&quot;_blank&quot;&gt;accused&lt;/a&gt;
 of aggressively shaking Duy-An Nguyen. Shaken baby syndrome can result 
in brain damage and death. The little girl was taken to the hospital 
where she later succumbed to her injuries.&lt;br /&gt;

&lt;br /&gt;
In yet another incident, police &lt;a href=&quot;http://www.foxnews.com/us/2012/03/16/connecticut-daycare-owner-arrested-after-allegedly-locking-baby-in-crawlspace/&quot; target=&quot;_blank&quot;&gt;arrested&lt;/a&gt;
 a 54-year-old daycare operator in Connecticut last March after she 
allegedly locked a 6-month-old girl in a crawlspace to prevent health 
inspectors from seeing that her centre was over capacity.&lt;br /&gt;
&lt;br /&gt;
Back in Delaware, police are investigating to determine whether the 
three suspects had engaged in this sort of toddler fight baiting before.&lt;br /&gt;

&lt;br /&gt;
To date, authorities have offered the daycare&#39;s owners the benefit of
 the doubt, suggesting they may not have been aware of what was 
happening — but their business licence has been suspended all the same.&lt;br /&gt;

&lt;br /&gt;
An institutional abuse investigation by the state&#39;s Division of Family Services is also underway.&lt;br /&gt;

&lt;br /&gt;
Meanwhile, Tiana Harris, 19; Estefania Myers, 21; and Lisa Parr, 47
 have been arrested on charges of assault, reckless endangerment, endangering the 
welfare of a child and conspiracy.&lt;br /&gt;

And parents of infants and toddlers everywhere may be be paying much 
closer attention to the places they deposit their little ones.&lt;br /&gt;
&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/1012808487726232198/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/delaware-daycare-workers-arrested-for.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/1012808487726232198'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/1012808487726232198'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/delaware-daycare-workers-arrested-for.html' title='Delaware Daycare Workers Arrested For Encouraging Toddler &#39;Fight Club&#39;'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-7074623627643265533</id><published>2012-08-06T11:37:00.000-04:00</published><updated>2012-08-06T11:42:03.712-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="1984"/><category scheme="http://www.blogger.com/atom/ns#" term="2001"/><category scheme="http://www.blogger.com/atom/ns#" term="2003"/><category scheme="http://www.blogger.com/atom/ns#" term="2004"/><category scheme="http://www.blogger.com/atom/ns#" term="2007"/><category scheme="http://www.blogger.com/atom/ns#" term="2008"/><category scheme="http://www.blogger.com/atom/ns#" term="2012"/><category scheme="http://www.blogger.com/atom/ns#" term="California"/><category scheme="http://www.blogger.com/atom/ns#" term="Canada"/><category scheme="http://www.blogger.com/atom/ns#" term="Don Drummond"/><category scheme="http://www.blogger.com/atom/ns#" term="government"/><category scheme="http://www.blogger.com/atom/ns#" term="Governor Jerry Brown"/><category scheme="http://www.blogger.com/atom/ns#" term="Greece"/><category scheme="http://www.blogger.com/atom/ns#" term="Ontario"/><category scheme="http://www.blogger.com/atom/ns#" term="Ontario debt crisis"/><category scheme="http://www.blogger.com/atom/ns#" term="Premiere Dalton McGuinty"/><category scheme="http://www.blogger.com/atom/ns#" term="tax increase"/><category scheme="http://www.blogger.com/atom/ns#" term="United States of America"/><title type='text'>Ontario economy could be worse than California’s</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;div class=&quot;yom-mod yom-art-content &quot;&gt;
&lt;div class=&quot;bd&quot;&gt;
&lt;div class=&quot;first&quot;&gt;
It seems every day there&#39;s a new report about California&#39;s financial woes.&lt;/div&gt;
&lt;div class=&quot;first&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
Governor Jerry Brown is &lt;a data-ult=&quot;0_ylt=Ah3lnCxcTb4vXiCbYTsDfoxkot1_&amp;amp;_ylu=X3oDMTFpNGh2cjBkBG1pdANCbG9nIFBvc3QgQm9keQRwb3MDMQRzZWMDTWVkaWFCbG9nQm9keUFzc2VtYmx5&amp;amp;_ylg=X3oDMTM4cmg5cWRtBGludGwDY2EEbGFuZwNlbi1jYQRwc3RhaWQDZmUwMDRmNmYtMDJiMC0zMzEyLWEwMzItMzNhMGQxMzQxODQ3BHBzdGNhdANibG9nc3xwb2xpdGljYWxwb2ludHMEcHQDc3RvcnlwYWdl&quot; href=&quot;http://www.fresnobee.com/2012/08/02/2934976/walters-california-gov-brown-backs.html&quot; target=&quot;_blank&quot;&gt;proposing&lt;/a&gt; a multi-billion dollar tax increase to deal with that state&#39;s debt problem and in recent weeks three cities have filed for&amp;nbsp;&lt;a data-ult=&quot;0_ylt=AuygyOSDCI5Tjs9idQsC_IBkot1_&amp;amp;_ylu=X3oDMTFpOGpyZm1sBG1pdANCbG9nIFBvc3QgQm9keQRwb3MDMgRzZWMDTWVkaWFCbG9nQm9keUFzc2VtYmx5&amp;amp;_ylg=X3oDMTM4cmg5cWRtBGludGwDY2EEbGFuZwNlbi1jYQRwc3RhaWQDZmUwMDRmNmYtMDJiMC0zMzEyLWEwMzItMzNhMGQxMzQxODQ3BHBzdGNhdANibG9nc3xwb2xpdGljYWxwb2ludHMEcHQDc3RvcnlwYWdl&quot; href=&quot;http://www.washingtonpost.com/business/city-of-san-bernardino-files-for-chapter-9-bankruptcy-protection-in-federal-court/2012/08/02/gJQAHgAHSX_story.html&quot; target=&quot;_blank&quot;&gt;bankruptcy protection&lt;/a&gt;.&lt;br /&gt;
&lt;br /&gt;
While California&#39;s economy grabs the world headlines, the grim reality 
for us in Canada is that Ontario&#39;s financial situation is just as, if 
not more, dire.&lt;br /&gt;
&lt;br /&gt;
As chronicled in a recent report by citizens&#39; group &lt;a data-ult=&quot;0_ylt=AvBnEIfjSXDRJ1LDObIewWRkot1_&amp;amp;_ylu=X3oDMTFpaGJ0OHNsBG1pdANCbG9nIFBvc3QgQm9keQRwb3MDMwRzZWMDTWVkaWFCbG9nQm9keUFzc2VtYmx5&amp;amp;_ylg=X3oDMTM4cmg5cWRtBGludGwDY2EEbGFuZwNlbi1jYQRwc3RhaWQDZmUwMDRmNmYtMDJiMC0zMzEyLWEwMzItMzNhMGQxMzQxODQ3BHBzdGNhdANibG9nc3xwb2xpdGljYWxwb2ludHMEcHQDc3RvcnlwYWdl&quot; href=&quot;http://fairpensionsforall.net/2012/08/02/tale-of-two-woes-california-and-ontario/&quot; target=&quot;_blank&quot;&gt;&lt;i&gt;Fair Pensions for All&lt;/i&gt;,&lt;/a&gt;
 California trumps Ontario with lower debt-to-GDP ratio — the ratio used
 to measure a country&#39;s ability to repay debt. California&#39;s debt-to-GDP 
is 19 per cent whereas Ontario&#39;s is a whopping 35 per cent. California 
also boasts a much lower per capita debt: each Ontario resident owes 
$18,651 while Golden State residents owe just over $10,000.&lt;br /&gt;
&lt;br /&gt;
This isn&#39;t the first time Ontario has been compared to the world&#39;s most struggling First World economies.&lt;br /&gt;
&lt;br /&gt;
In a report released earlier this year, former TD Bank chief 
economist Don Drummond made 362 recommendations to the Ontario 
government to balance the books by 2017-18. Drummond cautioned against 
dawdling, noting that while Ontario&#39;s debt situation is nowhere near 
that of Greece, it could eventually compare, if steep spending cuts and 
reforms aren&#39;t made by Premier Dalton McGuinty&#39;s government.&lt;br /&gt;
&lt;br /&gt;
&quot;You can&#39;t really pick up a newspaper without reading about Greece 
and Spain and Italy . . . although keep in mind that Ontario&#39;s 
debt-to-GDP ratio is 35 per cent and Greece&#39;s was 35 per cent in 1984,&quot; 
Drummond said according to the &lt;i&gt;&lt;a data-ult=&quot;0_ylt=AjPGyG4OK4FGD6H4eLQYlDxkot1_&amp;amp;_ylu=X3oDMTFpdjQyY21qBG1pdANCbG9nIFBvc3QgQm9keQRwb3MDNARzZWMDTWVkaWFCbG9nQm9keUFzc2VtYmx5&amp;amp;_ylg=X3oDMTM4cmg5cWRtBGludGwDY2EEbGFuZwNlbi1jYQRwc3RhaWQDZmUwMDRmNmYtMDJiMC0zMzEyLWEwMzItMzNhMGQxMzQxODQ3BHBzdGNhdANibG9nc3xwb2xpdGljYWxwb2ludHMEcHQDc3RvcnlwYWdl&quot; href=&quot;http://www.thestar.com/news/canada/politics/article/1133374--drummond-report-a-reality-check-on-ontario-vs-greece&quot; target=&quot;_blank&quot;&gt;Toronto Star&lt;/a&gt;&lt;/i&gt;.&lt;br /&gt;
&lt;br /&gt;
The respected economist pointed out that government debt burdens can 
rise quickly if they are not &quot;headed off early with appropriate action.&quot;
 Drummond cited Spain&#39;s net debt, which doubled to 56 per cent of GDP 
between 2007 and 2011; Portugal&#39;s, which doubled to 103 per cent since 
2003; and Britain&#39;s, which went from 35 per cent — the same as Ontario —
 to 73 per cent since 2004.&lt;br /&gt;
&lt;br /&gt;
When talking debt problems and financial troubles, Ontario already &#39;deserves&#39; to be in the same conversation as California.&lt;br /&gt;
&lt;br /&gt;
Unfortunately, it could soon be in the same conversation as Europe.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Ontario&#39;s financial situation &lt;/b&gt;&lt;b&gt;by the numbers:&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;font-size: xx-small;&quot;&gt;•&lt;/span&gt; Population&lt;/b&gt;&lt;br /&gt;
&lt;span style=&quot;color: black;&quot;&gt;Ontario: 13 million&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: black;&quot;&gt;California: 38 million&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: black;&quot;&gt;Greece: 11 million&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;font-size: xx-small;&quot;&gt;•&lt;/span&gt; Annual government spending&lt;/b&gt;&lt;br /&gt;
Ontario: $121 billion&lt;br /&gt;
California: $422 billion&lt;br /&gt;
Greece: $139 billion&lt;br /&gt;
&lt;b&gt; &lt;span style=&quot;font-size: xx-small;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;font-size: xx-small;&quot;&gt;•&lt;/span&gt; Government debt&lt;/b&gt;&lt;br /&gt;
Ontario: $242 billion&lt;br /&gt;
California: &lt;a data-ult=&quot;0_ylt=AlfioecA0LUaOubXdfH5_MVkot1_&amp;amp;_ylu=X3oDMTFpNDNidTViBG1pdANCbG9nIFBvc3QgQm9keQRwb3MDNQRzZWMDTWVkaWFCbG9nQm9keUFzc2VtYmx5&amp;amp;_ylg=X3oDMTM4cmg5cWRtBGludGwDY2EEbGFuZwNlbi1jYQRwc3RhaWQDZmUwMDRmNmYtMDJiMC0zMzEyLWEwMzItMzNhMGQxMzQxODQ3BHBzdGNhdANibG9nc3xwb2xpdGljYWxwb2ludHMEcHQDc3RvcnlwYWdl&quot; href=&quot;http://www.usdebtclock.org/state-debt-clocks/state-of-california-debt-clock.html&quot; target=&quot;_blank&quot;&gt;$388 billion&lt;/a&gt;&lt;br /&gt;
Greece: $478 billion&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;font-size: xx-small;&quot;&gt;•&lt;/span&gt; Debt-GDP ratio&lt;/b&gt;&lt;br /&gt;
Ontario: 35 per cent&lt;br /&gt;
California: &lt;a data-ult=&quot;0_ylt=AmrDstopjelQ31wxWD86mkRkot1_&amp;amp;_ylu=X3oDMTFpOWt2Y3VjBG1pdANCbG9nIFBvc3QgQm9keQRwb3MDNgRzZWMDTWVkaWFCbG9nQm9keUFzc2VtYmx5&amp;amp;_ylg=X3oDMTM4cmg5cWRtBGludGwDY2EEbGFuZwNlbi1jYQRwc3RhaWQDZmUwMDRmNmYtMDJiMC0zMzEyLWEwMzItMzNhMGQxMzQxODQ3BHBzdGNhdANibG9nc3xwb2xpdGljYWxwb2ludHMEcHQDc3RvcnlwYWdl&quot; href=&quot;http://www.usdebtclock.org/state-debt-clocks/state-of-california-debt-clock.html&quot; target=&quot;_blank&quot;&gt;19.3 per cent&lt;/a&gt;&lt;br /&gt;
Greece: 160 per cent&lt;br /&gt;
&lt;br /&gt;
•&amp;nbsp;&lt;b&gt;Unemployment rate&lt;/b&gt;&lt;br /&gt;
Ontario: 7.7 per cent&lt;br /&gt;
California: &lt;a data-ult=&quot;0_ylt=AmMZ8.bGoYPoCviHV2rVKRxkot1_&amp;amp;_ylu=X3oDMTFpbDY5dmg3BG1pdANCbG9nIFBvc3QgQm9keQRwb3MDNwRzZWMDTWVkaWFCbG9nQm9keUFzc2VtYmx5&amp;amp;_ylg=X3oDMTM4cmg5cWRtBGludGwDY2EEbGFuZwNlbi1jYQRwc3RhaWQDZmUwMDRmNmYtMDJiMC0zMzEyLWEwMzItMzNhMGQxMzQxODQ3BHBzdGNhdANibG9nc3xwb2xpdGljYWxwb2ludHMEcHQDc3RvcnlwYWdl&quot; href=&quot;http://www.google.ca/publicdata/explore?ds=z1ebjpgk2654c1_&amp;amp;met_y=unemployment_rate&amp;amp;idim=state:ST060000&amp;amp;fdim_y=seasonality:S&amp;amp;dl=en&amp;amp;hl=en&amp;amp;q=%22california%22+%2B+%22unemployment+rate%22&quot; target=&quot;_blank&quot;&gt;10.8 per cent&lt;/a&gt;&lt;br /&gt;
Greece: 16.5 per cent&lt;/div&gt;
&lt;/div&gt;
&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;http://ca.news.yahoo.com/blogs/canada-politics/ontario-economy-could-worse-california-210518512.html&quot;&gt;Story Credits&lt;/a&gt;&lt;/b&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/7074623627643265533/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/ontario-economy-could-be-worse-than.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/7074623627643265533'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/7074623627643265533'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/ontario-economy-could-be-worse-than.html' title='Ontario economy could be worse than California’s'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-3644707290581137922</id><published>2012-08-04T20:23:00.000-04:00</published><updated>2012-08-04T20:25:14.826-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="cooking oil"/><category scheme="http://www.blogger.com/atom/ns#" term="DIY"/><category scheme="http://www.blogger.com/atom/ns#" term="earn money"/><category scheme="http://www.blogger.com/atom/ns#" term="extensions"/><category scheme="http://www.blogger.com/atom/ns#" term="gift cards"/><category scheme="http://www.blogger.com/atom/ns#" term="human hair"/><category scheme="http://www.blogger.com/atom/ns#" term="money making ideas"/><category scheme="http://www.blogger.com/atom/ns#" term="recycle"/><category scheme="http://www.blogger.com/atom/ns#" term="sell your recycables for cash"/><category scheme="http://www.blogger.com/atom/ns#" term="tennis balls"/><category scheme="http://www.blogger.com/atom/ns#" term="the bottom line"/><category scheme="http://www.blogger.com/atom/ns#" term="trash"/><category scheme="http://www.blogger.com/atom/ns#" term="wigs"/><category scheme="http://www.blogger.com/atom/ns#" term="wine corks"/><title type='text'>6 Things You Didn&#39;t Know You Can Recycle For Money</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;br /&gt;
Recycling is great for the planet, saves resources and basically 
helps clean up our world. Many of us know that we can recycle things 
like plastic, paper, glass bottles and metals. However, there are many 
other items that you probably didn&#39;t know could be turned in for cash or
 a tax deduction. Here&#39;s a list of a few of them.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Trash&lt;/b&gt;&lt;br /&gt;
A
 company called TerraCycle will pay for your trash. This program works 
best with schools or other non-profit organizations that can collect a 
lot of trash. The company will donate money to your cause for every 
piece of trash you send the organization. According to its website, the 
company will take everything from empty scotch tape rolls to energy bar 
wrappers. TerraCycle will even pay the shipping. If you have a cause, 
charity or school program in need of some extra money, this could be a 
great way to go about raising some funds.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Wine Corks&lt;/b&gt;&lt;br /&gt;
While
 this may seem a bit odd, cork is a heavily used resource and recycling 
them won&#39;t make you rich, but they could definitely pay for a free 
bottle of wine. There are a couple of places to make money on wine 
corks. First, is eBay. &lt;a href=&quot;http://www.investopedia.com/financial-edge/0410/Odd-eBay-Sales.aspx&quot;&gt;Odd products for sale are very common on eBay&lt;/a&gt;.
 There are many crafters, businesses and others that use old corks and 
they are willing to pay for them. The price isn&#39;t much, usually around 
five cents per cork. Many also prefer to purchase corks in bulk, meaning
 they want a box of several hundred.&lt;br /&gt;
&lt;br /&gt;
SEE: &lt;a href=&quot;http://www.investopedia.com/financial-edge/0611/8-Secrets-For-Selling-On-The-New-eBay.aspx&quot;&gt;8 Secrets For Selling On The New eBay&lt;/a&gt;&lt;br /&gt;
The
 second option is to send them to Yemm &amp;amp; Hart Green Materials. It is
 a leading recycler of corks and will pay you for them. Yemm &amp;amp; Hart 
Green Materials requires a minimum of 10-pounds of corks be sent and the
 corks must be &quot;pure&quot; cork because synthetic or plastic corks will not 
be accepted. The rate of pay is determined by the current market value 
of cork.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Gift Cards&lt;/b&gt;&lt;br /&gt;
Many of us receive gift 
cards for a holiday or a birthday to a place we will never shop, eat or 
visit. If you have a few of those lying in a drawer you might consider 
trading them. Gift Card Rescue will take your unused gift cards and send
 you a check for them. While the amount is less than the face value of 
your gift card, you aren&#39;t getting any money with that card sitting in a
 drawer. It would be wise to trade it in for some cash that you could 
use.&lt;br /&gt;
&lt;br /&gt;
Gift cards, gas cards, grocery store savings cards are all 
made from PVC. This plastic can be recycled. If you have a spent card, 
outdated store card or old cards from now defunct establishments, bundle
 them up and recycle them. Gift Card Recycler will take them and give 
you points for the number of cards you send.&lt;br /&gt;
&lt;br /&gt;
SEE: &lt;a href=&quot;http://www.investopedia.com/financial-edge/1210/Will-Your-Gift-Card-Gift-Go-Unused.aspx&quot;&gt;Will Your Gift Card Go Unused?&lt;/a&gt;&lt;br /&gt;
&lt;b&gt;Cooking Oil&lt;/b&gt;&lt;br /&gt;
As
 odd as this seems, there are many recycling centers, biodiesel firms 
and individuals that will pay you for used cooking oil. Scan Craigslist 
in your area. Many of these places have a continual ad soliciting oil. 
Winter is usually the prime time for getting cash for your oil because a
 number of people use this to heat their homes. Several cities in the 
U.K. will trade used cooking oil for bus passes, movie tickets and cash.
 U.S. cities are beginning to do this as well, but it is a fairly new 
practice and you will have to find places locally via the newspaper or 
Internet. &lt;br /&gt;
&lt;br /&gt;
Prices range from 33 cents to 66 cents per gallon. 
Think of all the used oil your family has after deep frying those 
holiday turkeys. It isn&#39;t much money, but it is a great way to get rid 
of that oil, and &lt;a href=&quot;http://www.investopedia.com/financial-edge/0112/5-Unusual-Sales-Taxes-You-Need-To-Avoid.aspx&quot;&gt;you won&#39;t even get taxed for selling it like you used to&lt;/a&gt;.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Tennis Balls&lt;/b&gt;&lt;br /&gt;
There
 are 300 million tennis balls manufactured every year. They are made 
with a rubber that is not biodegradable creating over 20,000 metric tons
 of rubber waste a year. A small company, Rebounces, has come up with a 
solution. It has created a machine that &quot;re-bounces&quot; tennis balls, and 
will give you money for donated balls. It does have specific 
requirements for the tennis balls it will take. The tennis balls cannot 
be missing felt or have been wet for instance. They also require a large
 amount, roughly 100-250 balls before they will take them. &lt;br /&gt;
&lt;br /&gt;
Although
 this probably isn&#39;t an option for the regular individual, if you belong
 to a tennis club, or your kids are on a tennis team, you might consider
 this as a fundraising effort. Prices are not listed on its website and 
you must contact the company for further information. Keeping that much 
rubber out of the landfill and raising some funds for your cause looks 
like a win-win proposition.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Human Hair&lt;/b&gt;&lt;br /&gt;
There
 is a lucrative, high-paying market for human hair. If you have long 
hair or the ability to grow it fast, you could be looking at some 
serious cash. Rates for unbleached, natural hair can range from $200 to 
well over $1,500 depending on shade, length and condition. Hair 
extension companies, wig makers, and even heirloom hair weavers will pay
 you for hair. Sites such as buyandsellhair.com, thehairtrader.org or 
hairwork.com are few sites that will purchase your hair.&lt;br /&gt;
&lt;br /&gt;
You can 
even find buyers of hair on eBay and Craigslist. Before you buzz off 
your locks, do your research and make certain you are dealing with a 
reputable person or business. There are lots of fraudulent &quot;buyers.&quot; If 
you don&#39;t want the cash, but would really like to help a child, you can 
donate your hair to Locks for Love. Locks for Love has been collecting 
hair for years, is a reputable charity and gives locks to youngsters 
who&#39;ve lost their hair due to a variety of illnesses.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;The Bottom Line&lt;/b&gt;If
 you look around, almost everything we use can be recycled. Most of it 
won&#39;t bring you any cash or compensation, but if you take a few minutes 
to recycle it will save the planet from being overloaded with debris. 
There is approximately 2.5 million pounds of e-waste created per year 
from our cell phones, computers and other electronic devices. It is 
becoming necessary for everyone to seriously consider recycling 
electronics. All of us should recycle as part of our daily routine 
whether it is for cash or for the sake of the environment. &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;http://ca.finance.yahoo.com/news/6-things-didnt-know-recycle-213256166.html&quot;&gt;Click here for article credits and more information&lt;/a&gt;&lt;/b&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/3644707290581137922/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/6-things-you-didnt-know-you-can-recycle.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/3644707290581137922'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/3644707290581137922'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/6-things-you-didnt-know-you-can-recycle.html' title='6 Things You Didn&#39;t Know You Can Recycle For Money'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-8432062473296053248</id><published>2012-08-01T18:07:00.000-04:00</published><updated>2012-08-01T18:07:57.197-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="America"/><category scheme="http://www.blogger.com/atom/ns#" term="analysis"/><category scheme="http://www.blogger.com/atom/ns#" term="Bernstein Research"/><category scheme="http://www.blogger.com/atom/ns#" term="business management"/><category scheme="http://www.blogger.com/atom/ns#" term="business model"/><category scheme="http://www.blogger.com/atom/ns#" term="business plan"/><category scheme="http://www.blogger.com/atom/ns#" term="Facebook"/><category scheme="http://www.blogger.com/atom/ns#" term="Facebook quarterly reports are poor"/><category scheme="http://www.blogger.com/atom/ns#" term="failing"/><category scheme="http://www.blogger.com/atom/ns#" term="failure"/><category scheme="http://www.blogger.com/atom/ns#" term="in trouble"/><category scheme="http://www.blogger.com/atom/ns#" term="shortsell"/><category scheme="http://www.blogger.com/atom/ns#" term="stock market"/><category scheme="http://www.blogger.com/atom/ns#" term="stock shares"/><title type='text'>Facebook.... time to shortsell</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;h2 style=&quot;text-align: center;&quot;&gt;
Facebook Sinks To Record Low As Doubts Grow&lt;/h2&gt;
&lt;div style=&quot;text-align: left;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div&gt;
 &lt;strong&gt;SAN FRANCISCO&lt;/strong&gt; — Facebook Inc.&#39;s shares slid 6.2 
percent to another record low on Tuesday (Wednesday in Manila), diving 
for the third straight day since lackluster results showed decelerating 
user growth and revived doubts about its ability to sustain its rich 
valuation.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 A sobering report from Bernstein 
Research, combined with online chatter about the potential proliferation
 of automated Facebook accounts and a looming sell-off of employee 
shares next month all conspired to rock the stock, analysts say.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 Facebook has lost more than 40 percent of its value since becoming on 
May 18 the first American company to debut with a value of more than 
$100 billion.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 The stock, down 6.2 percent at $21.71, still trades at more than 40 times forward earnings, versus Google Inc.&#39;s 15.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 Investors have punished the stocks of the No. 1 social network and 
other consumer-focused Internet companies such as Zynga Inc., 
questioning their ability to sustain growth and maintain lofty 
valuations.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 Last week, Facebook reported results
 but offered no outlook or forecast for the year, disappointing 
investors who had hoped for affirmation of its growth prospects.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 Wall Street is also bracing for a potential deluge of hundreds of 
millions of shares after August 16, when Facebook employees can sell 
their company-awarded shares for the first time.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 &quot;It&#39;s a combination of the Bernstein note, and partly complaints about 
the Facebook bot. Lockups are also causing pressure on shares today,&quot; 
said analyst Herman Leung of Susquehanna Financial Group, which owns and
 is a market maker in Facebook shares.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 &quot;People 
are just wondering what the next update is, and there&#39;s more headwinds 
than not. But the long-term story still feels intact.&quot;&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 Facebook&#39;s IPO was to have been the culmination of breakneck growth for
 the company that Mark Zuckerberg started 8 years ago in his Harvard 
dorm room. Instead, the May 18 Nasdaq debut was marred by trading 
glitches and accusations of inadequate disclosure.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 On Tuesday, UBS blamed a 349 million Swiss franc ($360 million) loss 
from Facebook&#39;s botched debut on exchange operator Nasdaq, becoming the 
latest financial investment institution to report a hit from the first 
day of trade.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 UBS said orders for the stock had been entered multiple times due to a systems failure.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 &lt;b&gt;Facebook bot&lt;/b&gt;&lt;br /&gt; &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 Compounding Facebook&#39;s woes was a Tuesday report from Bernstein 
Research analyst Carlos Kirjner that valued its display advertising 
business at just $19 a share, half the company&#39;s $38 IPO price.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 Kirjner set Facebook&#39;s 12-month target price at $23, placing a $4 
premium on what he said was untapped advertising potential around the 
company&#39;s innovative social graph. But, that potential remains &quot;yet to 
be defined and built,&quot; he wrote.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 Kirjner on 
Tuesday upgraded Facebook to market perform, but suggested that the 
lockup&#39;s expiry, which could unleash up to 211 million shares, will 
weigh on the stock.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 The size of the current float could be nearly tripled by November, as more and more employees begin to sell, Kirjner warned.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 Finally, an Internet startup late on Monday publicly called into 
question Facebook&#39;s user-number claims, igniting debate among industry 
executives and on the Internet.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 A commerce site 
called Limited Run, in announcing that it was deleting its Facebook 
page, claimed that 80 percent of its ad-clicks on Facebook came from 
&quot;bots&quot; or automated accounts, and only a fifth from genuine users.&lt;/div&gt;
&lt;div&gt;
 &amp;nbsp;&lt;/div&gt;
&lt;div&gt;
 &quot;We&#39;re currently investigating their claims,&quot; said an external spokeswoman for the social network. — &lt;strong&gt;Reuters&lt;/strong&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: left;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: left;&quot;&gt;
&lt;b&gt;&amp;nbsp;&lt;a href=&quot;http://www.gmanetwork.com/news/story/267746/economy/companies/facebook-sinks-to-record-low-as-doubts-grow&quot;&gt;Click HERE for more information and story credits&lt;/a&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/8432062473296053248/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/facebook-time-to-shortsell.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8432062473296053248'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8432062473296053248'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/08/facebook-time-to-shortsell.html' title='Facebook.... time to shortsell'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-8960740317373461813</id><published>2012-07-28T12:37:00.000-04:00</published><updated>2012-07-28T12:37:40.867-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="avoid store brands on certain items"/><category scheme="http://www.blogger.com/atom/ns#" term="CouponingMom.com"/><category scheme="http://www.blogger.com/atom/ns#" term="coupons"/><category scheme="http://www.blogger.com/atom/ns#" term="finances"/><category scheme="http://www.blogger.com/atom/ns#" term="savings"/><category scheme="http://www.blogger.com/atom/ns#" term="store"/><category scheme="http://www.blogger.com/atom/ns#" term="workshops"/><title type='text'>5 Store-Brand Items to Avoid</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;div class=&quot;subheadline&quot; style=&quot;text-align: left;&quot;&gt;
&lt;b&gt;Though
 grocery shopping experts have long touted buying store brands as a 
great savings strategy, consumers are finally paying attention. Maybe 
too much attention.&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;headline&quot; style=&quot;text-align: left;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;headline&quot; style=&quot;text-align: left;&quot;&gt;
Though &lt;a href=&quot;http://yhoo.it/LOawAM&quot; target=&quot;_blank&quot;&gt;grocery shopping&lt;/a&gt;
 experts have long touted buying store brands as a great savings 
strategy, consumers are finally paying attention. Maybe too much 
attention.&lt;br /&gt;&lt;br /&gt;&lt;span style=&quot;color: black; display: inline; float: none; font-family: &#39;Times New Roman&#39;; font-size: small; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: black; display: inline; float: none; font-family: &#39;Times New Roman&#39;; font-size: small; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;&quot;&gt;&lt;/span&gt;Nearly
 40% of shoppers purchased more store-brand items over the past year, 
according to a new survey from research firm Accenture. Two-thirds of 
shoppers say half of what they buy carries a store-brand label. The main
 reason: the prices beat those of the big brand names. In most cases, 
consumers aren’t sacrificing taste, either, because the same big brand 
producing say, canned veggies, is also responsible for packaging the 
store’s line.&lt;br /&gt;&lt;span style=&quot;color: black; display: inline; float: none; font-family: &#39;Times New Roman&#39;; font-size: small; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;&quot;&gt;&lt;/span&gt;

&lt;span style=&quot;color: black; display: inline; float: none; font-family: &#39;Times New Roman&#39;; font-size: small; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: black; display: inline; float: none; font-family: &#39;Times New Roman&#39;; font-size: small; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;hotdog&quot; style=&quot;border-bottom-color: #e4e4e4; border-bottom-style: solid; border-bottom-width: 5px; border-top-color: #e4e5e4; border-top-style: solid; border-top-width: 5px; clear: none; color: black; display: inline; float: right; font-family: &#39;Times New Roman&#39;; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; margin: 10px; orphans: 2; padding: 5px 0px; text-transform: none; white-space: normal; widows: 2; width: 265px; word-spacing: 0px;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;span style=&quot;color: black; display: inline; float: none; font-family: &#39;Times New Roman&#39;; font-size: small; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;&quot;&gt;&lt;/span&gt;“Quality
 has really gone up,” says Jill Cataldo, founder of Super Couponing 
workshops. Stephanie Nelson, the founder of CouponMom.com, agrees. “Some
 stores actually have several tiers of private labels,” including 
gourmet and organic products, she says.&lt;br /&gt;

&lt;br /&gt;
&lt;img alt=&quot;&quot; class=&quot;editorial &quot; src=&quot;http://l.yimg.com/bt/api/res/1.2/MAqKgmdLLVoBb0Rp.XrW_g--/YXBwaWQ9eW5ld3M7cT04NTt3PTMxMA--/http://l.yimg.com/os/591/2012/07/23/brand-shopping-jpg_230749.jpg&quot; title=&quot;(Photo: The Wall Street Journal )&quot; width=&quot;310&quot; /&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;br /&gt;
&lt;div class=&quot;hotdog&quot; style=&quot;border-bottom-color: #e4e4e4; border-bottom-style: solid; border-bottom-width: 5px; border-top-color: #e4e5e4; border-top-style: solid; border-top-width: 5px; clear: none; color: black; display: inline; float: right; font-family: &#39;Times New Roman&#39;; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; margin: 10px; orphans: 2; padding: 5px 0px; text-transform: none; white-space: normal; widows: 2; width: 265px; word-spacing: 0px;&quot;&gt;

&lt;h4 style=&quot;color: #555555; font-family: verdana; font-size: 10px; font-weight: bold; margin: 3px 0px 8px 5px; padding: 0px; text-transform: uppercase;&quot;&gt;
MORE AT SMART MONEY&lt;/h4&gt;
&lt;ul style=&quot;font-family: verdana; font-size: 10px; list-style-type: none; margin: 3px; padding: 0px;&quot;&gt;
&lt;li style=&quot;list-style-position: inside; list-style-type: none; margin: 0px 0px 6px 3px; padding: 0px;&quot;&gt;
&lt;em style=&quot;color: #db612d; font-style: normal; font-weight: normal;&quot;&gt;»&lt;/em&gt;&lt;span class=&quot;Apple-converted-space&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;a href=&quot;http://blogs.smartmoney.com/advice/2012/07/18/rising-corn-prices-and-your-grocery-bill/?link=e2eyahoo&quot; style=&quot;color: #1053fc; text-decoration: none;&quot; target=&quot;_blank&quot;&gt;Rising Corn Prices and Your Grocery Bill&lt;/a&gt;
&lt;/li&gt;
&lt;li style=&quot;list-style-position: inside; list-style-type: none; margin: 0px 0px 6px 3px; padding: 0px;&quot;&gt;
&lt;em style=&quot;color: #db612d; font-style: normal; font-weight: normal;&quot;&gt;»&lt;/em&gt;&lt;span class=&quot;Apple-converted-space&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;a href=&quot;http://yahoo.smartmoney.com/spend/deal-of-the-day/taming-the-cost-of-traffic-tickets-1342560492152/?link=e2eyahoo&quot; style=&quot;color: #1053fc; text-decoration: none;&quot; target=&quot;_blank&quot;&gt;Taming the Cost of Traffic Tickets&lt;/a&gt;
&lt;/li&gt;
&lt;li style=&quot;list-style-position: inside; list-style-type: none; margin: 0px 0px 6px 3px; padding: 0px;&quot;&gt;
&lt;em style=&quot;color: #db612d; font-style: normal; font-weight: normal;&quot;&gt;»&lt;/em&gt;&lt;span class=&quot;Apple-converted-space&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;a href=&quot;http://blogs.smartmoney.com/advice/2012/07/18/shared-data-plans-could-boost-ipad-sales/?link=e2eyahoo&quot; style=&quot;color: #1053fc; text-decoration: none;&quot; target=&quot;_blank&quot;&gt;Shared Data Plans Could Boost iPad Sales&lt;/a&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/div&gt;
&lt;br /&gt;
&lt;br /&gt;(See also: &lt;a href=&quot;http://yhoo.it/LNGmlM&quot; target=&quot;_blank&quot;&gt;Here come the summer Facebook scams&lt;/a&gt;)&lt;br /&gt;


&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
But in some cases, consumers are better off sticking with the brand 
names they know and love, experts say. Those trying out store brands 
should “start small,” Cataldo says. “Buy one, not 12, to make sure you 
like it.” Here are five product categories that may warrant caution:&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Paper products&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;Store-brand &lt;a href=&quot;http://shopping.yahoo.com/other-household-items/&quot; target=&quot;_blank&quot;&gt;paper towels&lt;/a&gt;, &lt;a href=&quot;http://shopping.yahoo.com/party-tableware/plates--type/&quot; target=&quot;_blank&quot;&gt;paper plates&lt;/a&gt;
 and other goods can be of varying quality. The toilet paper rolls are 
often smaller and lighter, says Teri Gault, founder of price-tracking 
site TheGroceryGame.com. Plates might be flimsier, and towels or tissues
 may be less absorbent, meaning you’ll need to use more than you might 
with a brand name, negating savings.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Cleaning products&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;Consumers tend to prefer brand-name &lt;a href=&quot;http://shopping.yahoo.com/laundry-care/&quot; target=&quot;_blank&quot;&gt;laundry detergent&lt;/a&gt; and other cleaning products, Nelson says. The risk: the store brands sometimes are not as strong, she says.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Coupon-heavy items&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;Store-brand
 items might not be cheaper after all. “The right coupon and sale combo 
is key,” Cataldo says. “I still do better on the whole buying national 
brand instead of house brand.” That combination beats even low 
store-brand prices. Some stores do offer coupons on their own brands, 
too, so be sure to compare prices regularly, she says.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Macaroni and cheese&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;Boxed
 macaroni and cheese is one of the few categories where shoppers across 
the board tend to be brand loyal, says Nelson. “It’s &lt;a href=&quot;http://shopping.yahoo.com/other-prepared-foods-condiments/kraft--brand/&quot; target=&quot;_blank&quot;&gt;Kraft&lt;/a&gt; all the way,” she says. Gault says complaints she has heard fault store brands for being “too orange,” and not that cheesy.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;a href=&quot;http://shopping.yahoo.com/diapering/&quot; target=&quot;_blank&quot;&gt;Diapers&lt;/a&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;Some
 parents love store-brands, Nelson says, but others complain of leaks. 
Retailers and manufacturers market heavily to new parents with coupons 
and loyalty rewards, too, so buying store-brand diapers may not be the 
cheaper option.&lt;br /&gt;
&lt;div class=&quot;headline&quot; style=&quot;text-align: left;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;headline&quot; style=&quot;text-align: left;&quot;&gt;
&lt;b&gt;&lt;br /&gt;&lt;a href=&quot;http://ca.finance.yahoo.com/news/5-store-brand-items-to-avoid.html&quot;&gt;Click here for story and picture credits, contact info, and more.&lt;/a&gt;&lt;/b&gt;&lt;/div&gt;
&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/8960740317373461813/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/5-store-brand-items-to-avoid.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8960740317373461813'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8960740317373461813'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/5-store-brand-items-to-avoid.html' title='5 Store-Brand Items to Avoid'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-483756346133016295</id><published>2012-07-23T11:11:00.000-04:00</published><updated>2012-07-23T11:13:06.398-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="airlines"/><category scheme="http://www.blogger.com/atom/ns#" term="airplanes"/><category scheme="http://www.blogger.com/atom/ns#" term="documentary"/><category scheme="http://www.blogger.com/atom/ns#" term="toxic"/><category scheme="http://www.blogger.com/atom/ns#" term="toxic air"/><category scheme="http://www.blogger.com/atom/ns#" term="Toxic Airline air"/><title type='text'>Welcome Aboard Toxic Airlines</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;h1&gt;

Pilot exposes airline health risk&lt;/h1&gt;
&lt;div class=&quot;artikelbild&quot;&gt;
&lt;img alt=&quot;Pilot exposes airline health risk&quot; class=&quot;imagecache imagecache-fullpage&quot; src=&quot;http://www.eturbonews.com/files/imagecache/fullpage/00_1205018910.jpg&quot; title=&quot;Pilot exposes airline health risk&quot; /&gt;    &lt;br /&gt;
&lt;div style=&quot;text-align: left; width: 250px;&quot;&gt;
&lt;div class=&quot;clear block block-block&quot; id=&quot;block-block-19&quot;&gt;
&lt;ins style=&quot;border: none; display: inline-table; height: 250px; margin: 0; padding: 0; position: relative; visibility: visible; width: 250px;&quot;&gt;&lt;/ins&gt;Mar 08, 2008  
  &lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;br /&gt;
A hard-hitting documentary by a former pilot who has accused the 
airline industry of allowing passengers to breathe toxic fumes will be 
premiered this week.&lt;br /&gt;
&lt;br /&gt;
Tristan Loraine, 45, of Coltstaple Lane, Horsham, began filming 
Welcome Aboard Toxic Airlines after being forced to quit his job because
 he had developed ill-health associated with fumes.&lt;br /&gt;
&lt;br /&gt;
The Michael Moore-style film is an expose of a situation he says is being covered up by the authorities.&lt;br /&gt;
&lt;br /&gt;
It will be shown at the Rich Mix Cinema in London on Sunday, March 9,
 and negotiations are underway for a screening at the Duke of York 
Picturehouse in Brighton.&lt;br /&gt;
&lt;br /&gt;
Mr Loraine, who has discussed the issue on BBC&#39;s Inside Out 
television show, said oil from aeroplane engines was being allowed to 
contaminate the cabin air circulation.&lt;br /&gt;
&lt;br /&gt;
He suffered nerve damage in his fingers and feet as well as memory 
loss while working as a pilot. Twelve different doctors said the 
symptoms were a result of being exposed to poisonous chemicals in 
planes.&lt;br /&gt;
&lt;br /&gt;
Ill health forced him to leave his work with a major British airline 
last year and he set up his production company, Fact Not Fiction Films, 
to make the documentary.&lt;br /&gt;
&lt;br /&gt;
The 93-minute film follows him as he travels around the world to 
interview scientists, politicians and crew members and claims to uncover
 30-year-old secrets from an industry which knowingly puts the health of
 passengers and crew at risk.&lt;br /&gt;
&lt;br /&gt;
Mr Loraine said: &quot;I made this film so the world could know what&#39;s going on.&lt;br /&gt;
&lt;br /&gt;
&quot;It&#39;s been hushed up and less than four per cent of these events are reported by crew members because of commercial pressure.&lt;br /&gt;
&lt;br /&gt;
&quot;If they did, the plane would have to be grounded.&quot;&lt;br /&gt;
&lt;br /&gt;
theargus.co.uk&lt;br /&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;http://www.eturbonews.com/1613/pilot-exposes-airline-health-risk&quot;&gt;Click for full article and story/picture credits&lt;/a&gt;&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;img alt=&quot;Toxic Airlines cover by Tristan Loraine&quot; height=&quot;514&quot; src=&quot;http://www.toxicairlines.com/media/toxicairlines_bcg.jpg&quot; width=&quot;330&quot; /&gt;&lt;br /&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;http://www.toxicairlines.com/&quot;&gt;Toxic Airlines&lt;/a&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;
&lt;img alt=&quot;&quot; class=&quot;spotlight&quot; src=&quot;https://sphotos-a.xx.fbcdn.net/hphotos-ash3/557988_10150749623366900_2015474589_n.jpg&quot; style=&quot;height: 489px; width: 731px;&quot; /&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;https://www.facebook.com/pages/Welcome-Aboard-Toxic-Airlines/62665496899&quot;&gt;Welcome Aboard Toxic Airlines Facebook page&lt;/a&gt;&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;h1 class=&quot;title&quot;&gt;

Watch Welcome Aboard Toxic Airlines (2007) Free Online&lt;/h1&gt;
&lt;div style=&quot;text-align: center;&quot;&gt;
&lt;img alt=&quot;Welcome Aboard Toxic Airlines&quot; height=&quot;400&quot; src=&quot;http://cdn4.static.ovimg.com/m/04q8c0f/?width=150&quot; width=&quot;278&quot; /&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;b&gt;Release Date:&lt;/b&gt;&amp;nbsp;&lt;a href=&quot;http://www.ovguide.com/browse_movies?year=2007&quot; title=&quot;See all movies from 2007&quot;&gt;2007&lt;/a&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;b&gt;Duration:&lt;/b&gt;&amp;nbsp;93 min&lt;br /&gt;
&lt;b&gt;Categories:&lt;/b&gt;&amp;nbsp;&lt;a href=&quot;http://www.ovguide.com/browse_movies&quot;&gt;Movies&lt;/a&gt;, &lt;a href=&quot;http://www.ovguide.com/browse_movies?g=culture_%26_society&quot;&gt;Culture &amp;amp; Society&lt;/a&gt;, &lt;a href=&quot;http://www.ovguide.com/browse_movies?g=health_%26_fitness&quot;&gt;Health &amp;amp; Fitness&lt;/a&gt;, &lt;a href=&quot;http://www.ovguide.com/browse_movies?g=environmental_science&quot;&gt;Environmental Science&lt;/a&gt;, &lt;a href=&quot;http://www.ovguide.com/browse_movies?g=social_issues&quot;&gt;Social issues&lt;/a&gt;, &lt;a href=&quot;http://www.ovguide.com/browse_movies?g=documentary&quot;&gt;Documentary&lt;/a&gt;&lt;br /&gt;
Welcome Aboard Toxic Airlines is a 2007 British investigative &lt;a href=&quot;http://www.ovguide.com/documentary-9202a8c04000641f8000000000086595&quot;&gt;documentary&lt;/a&gt; film directed and produced by former airline captain &lt;a href=&quot;http://www.ovguide.com/tristan-loraine-9202a8c04000641f8000000007351134&quot;&gt;Tristan Loraine&lt;/a&gt;
 on the subject of so-called aerotoxic syndrome.
The documentary asserts that for nearly fifty years, airline passengers 
and crews have been supplied with unfiltered air to breathe taken 
directly from the engines, and shares how certain political advocacy 
groups have alleged that this air supply sometimes becomes contaminated 
with neurotoxins, carcinogens and other hazardous chemicals. The film 
investigates the supposed cover-up as well as alleged consequences for 
any passengers and crew that might have been exposed to such 
contaminates.
The film was used by the political advocacy group GCAQE in promoting 
allegations of a cover-up as a reason to call for a public inquiry in 
March 2008. Former British Airways Captain Tristan Loraine, the producer
 of the film, is co-chair of the GCAQE group. Captain Loraine had his 
Class 1 &lt;a href=&quot;http://www.ovguide.com/aviation-9202a8c04000641f800000000006fbae&quot;&gt;aviation&lt;/a&gt;
 medical suspended by the UK Civil Aviation Authority, in late 2006, 
after the CAA had reviewed over a dozen medical reports that all stated 
that Captain Loraine&#39;s health had been adversely affected from exposure 
to&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;http://www.ovguide.com/welcome-aboard-toxic-airlines-9202a8c04000641f8000000009642c0d#&quot;&gt;Click for more information&lt;/a&gt;&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/483756346133016295/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/welcome-aboard-toxic-airlines.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/483756346133016295'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/483756346133016295'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/welcome-aboard-toxic-airlines.html' title='Welcome Aboard Toxic Airlines'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-7075931165187186493</id><published>2012-07-23T08:25:00.000-04:00</published><updated>2012-07-23T08:25:29.467-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="highest poverty levels since the &#39;60&#39;s."/><category scheme="http://www.blogger.com/atom/ns#" term="millions of people"/><category scheme="http://www.blogger.com/atom/ns#" term="money"/><category scheme="http://www.blogger.com/atom/ns#" term="poverty"/><category scheme="http://www.blogger.com/atom/ns#" term="President"/><category scheme="http://www.blogger.com/atom/ns#" term="US poverty"/><title type='text'>US poverty on track to rise to highest since 1960s</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;br /&gt;
&lt;div class=&quot;first&quot; id=&quot;yui_3_5_1_20_1343045841056_404&quot;&gt;
WASHINGTON (AP) — 
The ranks of America&#39;s poor are on track to climb to levels unseen in 
nearly half a century, erasing gains from the war on poverty in the 
1960s amid a weak economy and fraying government safety net.&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_405&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_405&quot;&gt;
Census figures for 2011 will be released this fall in the critical weeks ahead of the November elections.&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_406&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_406&quot;&gt;
The
 Associated Press surveyed more than a dozen economists, think tanks and
 academics, both nonpartisan and those with known liberal or 
conservative leanings, and found a broad consensus: The official poverty
 rate will rise from 15.1 percent in 2010, climbing as high as 15.7 
percent. Several predicted a more modest gain, but even a 0.1 percentage
 point increase would put poverty at the highest level since 1965.&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_269&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_269&quot;&gt;
Poverty
 is spreading at record levels across many groups, from underemployed 
workers and suburban families to the poorest poor. More discouraged 
workers are giving up on the job market, leaving them vulnerable as &lt;span class=&quot;yshortcuts cs4-visible&quot; id=&quot;lw_1343030327_4&quot;&gt;unemployment&lt;/span&gt;
 aid begins to run out. Suburbs are seeing increases in poverty, 
including in such political battlegrounds as Colorado, Florida and 
Nevada, where voters are coping with a new norm of living hand to mouth.&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_263&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_263&quot;&gt;
&quot;I
 grew up going to Hawaii every summer. Now I&#39;m here, applying for 
assistance because it&#39;s hard to make ends meet. It&#39;s very hard to 
adjust,&quot; said &lt;span class=&quot;yshortcuts cs4-ndcor&quot; id=&quot;lw_1343030327_1&quot;&gt;Laura Fritz&lt;/span&gt;,
 27, of Wheat Ridge, Colo., describing her slide from rich to poor as 
she filled out aid forms at a county center. Since 2000, large swaths of
 Jefferson County just outside Denver have seen poverty nearly double.&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_256&quot;&gt;
Fritz
 says she grew up wealthy in the Denver suburb of Highlands Ranch, but 
fortunes turned after her parents lost a significant amount of money in 
the housing bust. Stuck in a half-million dollar house, her parents 
began living off &lt;span class=&quot;yshortcuts cs4-visible&quot; id=&quot;lw_1343030327_0&quot;&gt;food stamps&lt;/span&gt; and Fritz&#39;s college money evaporated. She tried joining the Army but was injured during basic training.&lt;/div&gt;
&lt;br /&gt;
Now
 she&#39;s living on disability, with an infant daughter and a boyfriend, 
Garrett Goudeseune, 25, who can&#39;t find work as a landscaper. They are 
struggling to pay their $650 rent on his unemployment checks and don&#39;t 
know how they would get by without the extra help as they hope for the 
job market to improve.&lt;br /&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_273&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_273&quot;&gt;
In an 
election year dominated by discussion of the middle class, Fritz&#39;s case 
highlights a dim reality for the growing group in poverty. Millions 
could fall through the cracks as government aid from unemployment 
insurance, &lt;span class=&quot;yshortcuts cs4-visible&quot; id=&quot;lw_1343030327_6&quot;&gt;Medicaid&lt;/span&gt;, welfare and food stamps diminishes.&lt;/div&gt;
&lt;br /&gt;
&quot;The
 issues aren&#39;t just with public benefits. We have some deep problems in 
the economy,&quot; said Peter Edelman, director of the Georgetown Center on 
Poverty, Inequality and Public Policy.&lt;br /&gt;
&lt;br /&gt;
He pointed to the recent 
recession but also longer-term changes in the economy such as 
globalization, automation, outsourcing, immigration, and less 
unionization that have pushed median household income lower. Even after 
strong economic growth in the 1990s, poverty never fell below a 1973 low
 of 11.1 percent. That low point came after President Lyndon Johnson&#39;s 
war on poverty, launched in 1964, that created Medicaid, Medicare and 
other social welfare programs.&lt;br /&gt;
&lt;br /&gt;
&quot;I&#39;m reluctant to say that we&#39;ve 
gone back to where we were in the 1960s. The programs we enacted make a 
big difference. The problem is that the tidal wave of low-wage jobs is 
dragging us down and the wage problem is not going to go away anytime 
soon,&quot; Edelman said.&lt;br /&gt;
&lt;br /&gt;
Stacey Mazer of the National Association of 
State Budget Officers said states will be watching for poverty increases
 when figures are released in September as they make decisions about the
 Medicaid expansion. Most states generally assume poverty levels will 
hold mostly steady and they will hesitate if the findings show 
otherwise. &quot;It&#39;s a constant tension in the budget,&quot; she said.&lt;br /&gt;
&lt;br /&gt;
The 
predictions for 2011 are based on separate AP interviews, supplemented 
with research on suburban poverty from Alan Berube of the Brookings 
Institution and an analysis of federal spending by the Congressional 
Research Service and Elise Gould of the Economic Policy Institute.&lt;br /&gt;
&lt;br /&gt;
The
 analysts&#39; estimates suggest that some 47 million people in the U.S., or
 1 in 6, were poor last year. An increase of one-tenth of a percentage 
point to 15.2 percent would tie the 1983 rate, the highest since 1965. 
The highest level on record was 22.4 percent in 1959, when the 
government began calculating poverty figures.&lt;br /&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_275&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_275&quot;&gt;
Poverty is closely tied to joblessness. While the &lt;span class=&quot;yshortcuts cs4-visible&quot; id=&quot;lw_1343030327_7&quot;&gt;unemployment rate&lt;/span&gt;
 improved from 9.6 percent in 2010 to 8.9 percent in 2011, the 
employment-population ratio remained largely unchanged, meaning many 
discouraged workers simply stopped looking for work. Food stamp rolls, 
another indicator of poverty, also grew.&lt;/div&gt;
&lt;br /&gt;
Demographers also say:&lt;br /&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_271&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_271&quot;&gt;
—Poverty
 will remain above the pre-recession level of 12.5 percent for many more
 years. Several predicted that peak poverty levels — 15 percent to 16 
percent — will last at least until 2014, due to expiring &lt;span class=&quot;yshortcuts cs4-visible&quot; id=&quot;lw_1343030327_5&quot;&gt;unemployment benefits&lt;/span&gt;, a jobless rate persistently above 6 percent and weak wage growth.&lt;/div&gt;
&lt;br /&gt;
—Suburban poverty, already at a record level of 11.8 percent, will increase again in 2011.&lt;br /&gt;
&lt;br /&gt;
—Part-time or underemployed workers, who saw a record 15 percent poverty in 2010, will rise to a new high.&lt;br /&gt;
&lt;br /&gt;
—Poverty among people 65 and older will remain at historically low levels, buoyed by Social Security cash payments.&lt;br /&gt;
&lt;br /&gt;
—Child poverty will increase from its 22 percent level in 2010.&lt;br /&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_267&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_267&quot;&gt;
Analysts also believe that the poorest poor, defined as those at 50 percent or less of the &lt;span class=&quot;yshortcuts cs4-visible&quot; id=&quot;lw_1343030327_3&quot;&gt;poverty level&lt;/span&gt;, will remain near its peak level of 6.7 percent.&lt;/div&gt;
&lt;br /&gt;
&quot;I&#39;ve
 always been the guy who could find a job. Now I&#39;m not,&quot; said Dale 
Szymanski, 56, a Teamsters Union forklift operator and convention hand 
who lives outside Las Vegas in Clark County. In a state where 
unemployment ranks highest in the nation, the Las Vegas suburbs have 
seen a particularly rapid increase in poverty from 9.7 percent in 2007 
to 14.7 percent.&lt;br /&gt;
Szymanski, who moved from Wisconsin in 2000, said
 he used to make a decent living of more than $40,000 a year but now 
doesn&#39;t work enough hours to qualify for union health care. He changed 
apartments several months ago and sold his aging 2001 Chrysler Sebring 
in April to pay expenses.&lt;br /&gt;
&lt;br /&gt;
&quot;You keep thinking it&#39;s going to turn around. But I&#39;m stuck,&quot; he said.&lt;br /&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_265&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_265&quot;&gt;
The
 2010 poverty level was $22,314 for a family of four, and $11,139 for an
 individual, based on an official government calculation that includes 
only cash income, before tax deductions. It excludes capital gains or 
accumulated wealth, such as home ownership, as well as noncash aid such 
as &lt;span class=&quot;yshortcuts cs4-visible&quot; id=&quot;lw_1343030327_2&quot;&gt;food stamps&lt;/span&gt; and tax credits, which were expanded substantially under &lt;span class=&quot;yshortcuts cs4-ndcor&quot; id=&quot;lw_1343030327_8&quot;&gt;President Barack Obama&lt;/span&gt;&#39;s stimulus package.&lt;/div&gt;
&lt;br /&gt;
An
 additional 9 million people in 2010 would have been counted above the 
poverty line if food stamps and tax credits were taken into account.&lt;br /&gt;
&lt;br /&gt;
Robert
 Rector, a senior research fellow at the conservative Heritage 
Foundation, believes the social safety net has worked and it is now time
 to cut back. He worries that advocates may use a rising poverty rate to
 justify additional spending on the poor, when in fact, he says, many 
live in decent-size homes, drive cars and own wide-screen TVs.&lt;br /&gt;
&lt;br /&gt;
A 
new census measure accounts for noncash aid, but that supplemental 
poverty figure isn&#39;t expected to be released until after the November 
election. Since that measure is relatively new, the official rate 
remains the best gauge of year-to-year changes in poverty dating back to
 1959.&lt;br /&gt;
&lt;br /&gt;
Few people advocate cuts in anti-poverty programs. Roughly 
79 percent of Americans think the gap between rich and poor has grown in
 the past two decades, according to a Public Religion Research 
Institute/RNS Religion News survey from November 2011. The same poll 
found that about 67 percent oppose &quot;cutting federal funding for social 
programs that help the poor&quot; to help reduce the budget deficit.&lt;br /&gt;
&lt;br /&gt;
Outside
 of Medicaid, federal spending on major low-income assistance programs 
such as food stamps, disability aid and tax credits have been mostly 
flat at roughly 1.5 percent of the gross domestic product from 1975 to 
the 1990s. Spending spiked higher to 2.3 percent of GDP after Obama&#39;s 
stimulus program in 2009 temporarily expanded unemployment insurance and
 tax credits for the poor.&lt;br /&gt;
&lt;br /&gt;
The U.S. safety net may soon offer 
little comfort to people such as Jose Gorrin, 52, who lives in the 
western Miami suburb of Hialeah Gardens. Arriving from Cuba in 1980, he 
was able to earn a decent living as a plumber for years, providing for 
his children and ex-wife. But things turned sour in 2007 and in the past
 two years he has barely worked, surviving on the occasional odd job.&lt;br /&gt;
&lt;br /&gt;
His unemployment aid has run out, and he&#39;s too young to draw Social Security.&lt;br /&gt;
&lt;div id=&quot;yui_3_5_1_20_1343045841056_420&quot;&gt;
Holding
 a paper bag of still-warm bread he&#39;d just bought for lunch, Gorrin said
 he hasn&#39;t decided whom he&#39;ll vote for in November, expressing little 
confidence the presidential candidates can solve the nation&#39;s economic 
problems. &quot;They all promise to help when they&#39;re candidates,&quot; Gorrin 
said, adding, &quot;I hope things turn around. I already left Cuba. I don&#39;t 
know where else I can go.&quot;&lt;/div&gt;
&lt;i&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;b&gt;&lt;a href=&quot;http://news.yahoo.com/us-poverty-track-rise-highest-since-1960s-112946547--finance.html&quot;&gt;Click for more information, and story credits&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;br /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/7075931165187186493/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/us-poverty-on-track-to-rise-to-highest.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/7075931165187186493'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/7075931165187186493'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/us-poverty-on-track-to-rise-to-highest.html' title='US poverty on track to rise to highest since 1960s'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-2660190779307535857</id><published>2012-07-14T08:28:00.002-04:00</published><updated>2012-07-14T08:30:15.355-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="banks"/><category scheme="http://www.blogger.com/atom/ns#" term="billions"/><category scheme="http://www.blogger.com/atom/ns#" term="Brooklyn"/><category scheme="http://www.blogger.com/atom/ns#" term="debt"/><category scheme="http://www.blogger.com/atom/ns#" term="federal court"/><category scheme="http://www.blogger.com/atom/ns#" term="financial institutions"/><category scheme="http://www.blogger.com/atom/ns#" term="lawsuit"/><category scheme="http://www.blogger.com/atom/ns#" term="Mastercard"/><category scheme="http://www.blogger.com/atom/ns#" term="millions"/><category scheme="http://www.blogger.com/atom/ns#" term="service fees"/><category scheme="http://www.blogger.com/atom/ns#" term="settlement"/><category scheme="http://www.blogger.com/atom/ns#" term="USA"/><category scheme="http://www.blogger.com/atom/ns#" term="VISA"/><title type='text'>Visa, MasterCard, banks in $7.25 billion retail settlement</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
NEW YORK (Reuters) - Visa Inc, MasterCard Inc and banks that issue 
their credit cards have agreed to a $7.25 billion settlement with U.S. 
retailers in a lawsuit over the fixing of credit and debit card fees in 
what could be the largest antitrust settlement in U.S. history.&lt;br /&gt;
The settlement, if approved by a judge, would resolve 
dozens of lawsuits filed by retailers in 2005. The card companies and 
banks would also allow stores to start charging customers extra for 
using certain credit cards in an effort to steer them toward cheaper 
forms of payment.&lt;br /&gt;
&lt;br /&gt;
The settlement papers were filed on Friday in Brooklyn federal court.&lt;br /&gt;
&lt;br /&gt;
Swipe fees - charges to cover processing credit and 
debit payments - are set by the card companies and deducted from the 
transaction by the banks that issue the cards, essentially passing on 
the cost to merchants, the lawsuits said.&lt;br /&gt;
&lt;br /&gt;
The proposed settlement involves a payment to a class 
of stores of $6 billion from Visa,&lt;br /&gt;
MasterCard and more than a dozen of 
the country&#39;s largest banks who issue the companies&#39; cards. The card 
companies have also agreed to reduce swipe fees by the equivalent of 10 
basis points for eight months for a total consideration to stores valued
 at about $1.2 billion, according to lawyers for the plaintiffs.&lt;br /&gt;
&lt;br /&gt;
The deal calls for merchants to be allowed to negotiate collectively over the swipe fees, also known as interchange fees.&lt;br /&gt;
&lt;br /&gt;
Merchants would also be required to disclose 
information about card fees to customers, and credit card surcharges 
would be subject to a cap, according to the settlement papers. Surcharge
 rules would not affect the 10 states that currently prohibit that 
practice, which include California, New York and Texas.&lt;br /&gt;
&lt;br /&gt;
An additional $525 million will be paid to stores suing individually, according to the documents.&lt;br /&gt;
&lt;br /&gt;
&quot;This is an historic settlement,&quot; said Bonny Sweeney, a
 lawyer for the plaintiffs. The settlement &quot;will help shift the 
competitive balance from one formerly dominated by the banks which 
controlled the card networks to the side of merchants and consumers,&quot; 
said Craig Wildfang, who also represented the plaintiffs.&lt;br /&gt;
&lt;br /&gt;
Noah Hanft, general counsel for MasterCard, said the 
company believed its interests were &quot;best served by an amicable 
resolution&quot; of the case. Visa Chief Executive Officer Joseph Saunders 
said the settlement was in the best interest of all parties and did not 
expect the settlement to impact its current guidance.&lt;br /&gt;
&lt;br /&gt;
Not everyone was pleased with the proposed settlement, 
however. One class plaintiff, the National Association of Convenience 
Stores, rejected the settlement in a statement on Friday from its 
president, Tom Robinson, who is also president of Robinson Oil Corp.&lt;br /&gt;
&lt;br /&gt;
&quot;Not only does the proposed settlement fail to 
introduce competition and transparency, it actually provides Visa and 
MasterCard with the tools to continue to shield swipe fees from market 
forces,&quot; Robinson said.&lt;br /&gt;
&lt;br /&gt;
The proposed considerations are a far cry from the $50 billion in swipe-fees paid each year by U.S. retailers, he said.&lt;br /&gt;
&lt;br /&gt;
The American Bankers Association, a trade group whose 
members include the bank defendants, said retailers, not consumers, 
stood to gain the most from the proposed settlement.&lt;br /&gt;
&lt;br /&gt;
&quot;Big-box retailers will likely seize this opportunity 
to ask Congress for even more handouts,&quot; said ABA President Frank 
Keating in a statement, referring to the Durbin amendment passed by 
Congress in 2010 limiting debit-card swipe fees - a move that banks say 
resulted in an $8 billion windfall for retailers.&lt;br /&gt;
&lt;br /&gt;
&quot;The legal process worked and should send a signal to 
Congress that it is wrong to pick winners and losers in a complex 
dispute between two industries,&quot; the Electronic Payment Coalition, which
 represents payment networks, said in a statement.&lt;br /&gt;
&lt;br /&gt;
The plaintiffs charged that Visa and MasterCard 
colluded directly and indirectly through the issuing banks to keep 
merchants from finding ways to mitigate credit-card costs.&lt;br /&gt;
&lt;br /&gt;
Plaintiffs in the case include supermarket chain Kroger
 Co, pharmacy chain Rite-Aid Corp and shoe retailer Payless ShoeSource, 
as well as trade associations such as the National Association of 
Convenience Stores, National Grocers Association and the American 
Booksellers Association.&lt;br /&gt;
&lt;br /&gt;
The National Retail Federation, a trade group 
representing retailers, said that &quot;the test will be whether the 
injunctive relief is meaningful. Unless it is, the card market will stay
 broken and neither merchants nor their customers will achieve a 
long-term benefit.&quot;&lt;br /&gt;
A number of banks that issue Visa and MasterCard cards,
 including JP Morgan Chase &amp;amp; Co, were also named as defendants in 
the lawsuit, along with Visa and MasterCard&#39;s payment networks.&lt;br /&gt;
&lt;br /&gt;
A spokeswoman for Bank of America NA said it believed 
the terms of the settlement were fair. JP Morgan declined to comment. 
Citigroup Inc acknowledged its role in the deal and declined further 
comment.&lt;br /&gt;
&lt;br /&gt;
A spokesman for Wells Fargo said the company was pleased to put the matter behind it.&lt;br /&gt;
&lt;br /&gt;
An estimated 7 million retailers will be affected by the settlement, according to lawyers for the plaintiffs.&lt;br /&gt;
&lt;br /&gt;
Visa and MasterCard have been plagued by legal problems
 over their payment-card policies for the last decade. In 2003, the 
companies paid a combined $3 billion to settle a lawsuit by stores over 
their &quot;honor all cards&quot; policies, which tied acceptance of credit to 
debit cards.&lt;br /&gt;
&lt;br /&gt;
The U.S. Department of Justice brought and settled a 
civil antitrust suit against Visa and MasterCard in 2010. As part of the
 consent decree, the companies agreed to drop certain policies that kept
 stores from steering their customers to cheaper forms of payment.&lt;br /&gt;
&lt;br /&gt;
But the decree left intact policies that prohibit 
stores from charging customers more when they use certain payment cards,
 according to a July 2011 court filing from plaintiffs.&lt;br /&gt;
The defendants denied that any collusion took place.&lt;br /&gt;
&lt;br /&gt;
Visa said its share of the settlement is $4.4 billion, and Mastercard said its share is $790 million.&lt;br /&gt;
&lt;br /&gt;
In December, Visa announced it set aside an additional 
$1.57 billion to cover the cost of a potential settlement in the case, 
bringing its litigation reserve balance to $4.28 billion, according to a
 regulatory filing. MasterCard in the fourth quarter of 2011 recorded a 
$770 million pretax charge, as an estimate of its potential liability in
 the case, a filing with the U.S. Securities and Exchange Commission 
showed.&lt;br /&gt;
&lt;br /&gt;
MasterCard said in a statement that it expected to 
incur an additional $20 million pre-tax charge in its 2012 second 
quarter financial statements to cover its portion of the settlement.&lt;br /&gt;
&lt;br /&gt;
Visa and MasterCard together accounted for more than 80
 percent of U.S. credit and debit card purchases by volume in 2011, 
according to data from the Nilson Report, a California trade 
publication.&lt;br /&gt;
&lt;br /&gt;
Albert Foer, president of think-tank the American 
Antitrust Institute, said that the settlement should create more 
transparency for consumers at the cash register. Because merchants had 
been forbidden from charging customers extra for costlier payment forms,
 they often built that cost into the retail price, he said.&lt;br /&gt;
&lt;br /&gt;
While it may not lead to lower prices, &quot;it gives the 
consumers some choice and it should ultimately mean a better deal for 
everybody,&quot; Foer said. &quot;In the longer run, it should help keep retail 
prices under better control.&quot;&lt;br /&gt;
&lt;br /&gt;
It may also be the last time retailers are allowed to 
take Visa and Mastercard to court over interchange fees. The proposal 
provides for extensive litigation releases that would keep stores that 
join the settlement from suing over a wide range of issues relating to 
fees and anti-steering restraints.&lt;br /&gt;
&lt;br /&gt;
The case is In re: Payment Card Interchange Fee and 
Merchant Discount Antitrust Litigation, in the U.S. District Court for 
the Eastern District of New York, no. 05-1720.&lt;br /&gt;
&lt;br /&gt;
(Reporting by Jessica Dye; editing by Bernard Orr, Andre Grenon and Carol Bishopric)&lt;br /&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;http://finance.yahoo.com/news/visa-mastercard-banks-7-25-011503897.html&quot;&gt;Click here for more information and full story credits&lt;/a&gt;&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/2660190779307535857/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/visa-mastercard-banks-in-725-billion.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/2660190779307535857'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/2660190779307535857'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/visa-mastercard-banks-in-725-billion.html' title='Visa, MasterCard, banks in $7.25 billion retail settlement'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-8470813083295006417</id><published>2012-07-13T18:50:00.000-04:00</published><updated>2012-07-13T18:50:51.351-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="2012"/><category scheme="http://www.blogger.com/atom/ns#" term="basketball"/><category scheme="http://www.blogger.com/atom/ns#" term="basketball team"/><category scheme="http://www.blogger.com/atom/ns#" term="civil rights violations"/><category scheme="http://www.blogger.com/atom/ns#" term="coach"/><category scheme="http://www.blogger.com/atom/ns#" term="Collingswood High School"/><category scheme="http://www.blogger.com/atom/ns#" term="Collingswood New Jersey"/><category scheme="http://www.blogger.com/atom/ns#" term="fired"/><category scheme="http://www.blogger.com/atom/ns#" term="high school"/><category scheme="http://www.blogger.com/atom/ns#" term="Joe McLoughlin"/><category scheme="http://www.blogger.com/atom/ns#" term="Joseph Betley"/><category scheme="http://www.blogger.com/atom/ns#" term="NAACP"/><category scheme="http://www.blogger.com/atom/ns#" term="racial discrimination"/><category scheme="http://www.blogger.com/atom/ns#" term="racism"/><title type='text'>Coach Fired For Having Too Many Blacks On Basketball Team</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;

		
						
				&lt;br /&gt;
&lt;h1&gt;
High School Coach Fired For Having Too Many Blacks On Basketball Team [VIDEO]&lt;/h1&gt;
&lt;div class=&quot;byline&quot;&gt;
» by Latifah Muhammad  July 13, 2012, 13:46pm&lt;/div&gt;
&lt;img class=&quot;float_left&quot; src=&quot;http://hiphopwired.com/wp-content/uploads/2012/07/Joe-McLoughlin-600x337.jpg&quot; width=&quot;250&quot; /&gt;
								
				A high school basketball coach was fired last month for not making his team “whiter,” and now the&lt;a href=&quot;http://hiphopwired.com/2012/07/11/mitt-romney-booed-at-naacp-convention-video/&quot;&gt; NAACP&lt;/a&gt; is asking that the New Jersey Attorney General investigate the matter.&lt;br /&gt;
&lt;br /&gt;

After 14 years as head basketball coach at&lt;strong&gt; Collingswood High School&lt;/strong&gt;, &lt;strong&gt;Joe McLoughlin&lt;/strong&gt;,
 was relieved of his post, despite helping push the team to a state 
championship. In response to his pink slip, several current and former 
students and their parents all attended a school board meeting on June 
25, and unsuccessfully fought to save his job.&lt;br /&gt;

&lt;span id=&quot;more-171327&quot;&gt;&lt;/span&gt;&lt;br /&gt;

&lt;br /&gt;
The board voted unanimously to fire McLoughlin, and although they 
gave no official reason behind letting him go, supporters are accusing 
the school of racial bias.&amp;nbsp; As a result, the NAACP penned a letter to 
the State Attorney General requesting further inquiry. &quot;Please accept 
this letter as a formal request for an independent investigation into 
the rampant but covert discrimination and civil rights violations 
occurring against African-American students attending and/or 
participating in the sports program at Collingswood High School in 
Collingswood, New Jersey, including the participants in the boys and 
girls&#39; basketball program,&quot; read the letter.&lt;br /&gt;

&lt;br /&gt;
Parents Malcolm and Leslie Clark, told NBC 10 that their 
children—Myesha and Malik—were treated unfairly when they transferred to
 the school. Although both made the team Myesha, who is 5-foot-11, and 
Malik, who is 6-foot-3, were not allowed to play often likely because of
 pressure from the school district. &quot;I&#39;m very happy that someone is 
finally getting involved,&quot;&amp;nbsp;said Malcolm. &quot;The reality is that it&#39;s 2012 
and things like this should not be going on.&quot;&lt;br /&gt;

&lt;br /&gt;
&lt;strong&gt;Attorney Joseph Betley&lt;/strong&gt;, who represents the school, denied that any &lt;a href=&quot;http://hiphopwired.com/2012/05/31/12-black-pilots-file-racial-discrimination-lawsuit-against-united-airlines/&quot;&gt;racial discrimination&lt;/a&gt; played a part in his firing.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;http://hiphopwired.com/2012/07/13/high-school-coach-fired-for-having-too-many-blacks-on-basketball-team-video/#.UACedlUg_oZ.twitter&quot;&gt;Read/View More&lt;/a&gt;&lt;/b&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/8470813083295006417/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/coach-fired-for-having-too-many-blacks.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8470813083295006417'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8470813083295006417'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/coach-fired-for-having-too-many-blacks.html' title='Coach Fired For Having Too Many Blacks On Basketball Team'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-8424602649533294019</id><published>2012-07-12T07:55:00.000-04:00</published><updated>2012-07-12T07:55:02.057-04:00</updated><title type='text'>Many Wall Street executives say wrongdoing is necessary: survey</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;div class=&quot;first&quot;&gt;
(Reuters) - If the ancient Greek philosopher Diogenes 
were to go out with his lantern in search of an honest man today, a 
survey of Wall Street executives on workplace conduct suggests he might 
have to look elsewhere.&lt;/div&gt;
&lt;br /&gt;
A quarter of Wall Street executives see wrongdoing as a key to
 success, according to a survey by whistleblower law firm Labaton 
Sucharow released on Tuesday.&lt;br /&gt;

       &lt;br /&gt;
In a survey of 500 senior executives in the United States and 
the UK, 26 percent of respondents said they had observed or had 
firsthand knowledge of wrongdoing in the workplace, while 24 percent 
said they believed financial services professionals may need to engage 
in unethical or illegal conduct to be successful.&lt;br /&gt;

       &lt;br /&gt;
Sixteen percent of respondents said they would commit insider 
trading if they could get away with it, according to Labaton Sucharow. 
And 30 percent said their compensation plans created pressure to 
compromise ethical standards or violate the law.&lt;br /&gt;

       &lt;br /&gt;
&quot;When misconduct is common and accepted by financial services 
professionals, the integrity of our entire financial system is at risk,&quot;
 Jordan Thomas, partner and chair of Labaton Sucharow&#39;s whistleblower 
representation practice, said in a statement.&lt;br /&gt;

       &lt;br /&gt;
The survey&#39;s release comes as the fallout from Barclays PLC&#39;s (&lt;a href=&quot;http://finance.yahoo.com/q?s=barc.l&quot;&gt;BARC.L&lt;/a&gt;) Libor-rigging scandal continues and other banks including Citigroup Inc (NYS:C), HSBC Holdings PLC (&lt;a href=&quot;http://finance.yahoo.com/q?s=hsba.l&quot;&gt;HSBA.L&lt;/a&gt;), Royal Bank of Scotland Group PLC (&lt;a href=&quot;http://finance.yahoo.com/q?s=rbs.l&quot;&gt;RBS.L&lt;/a&gt;) and UBS AG (&lt;a href=&quot;http://finance.yahoo.com/q?s=ubsn.vx&quot;&gt;UBSN.VX&lt;/a&gt;) await the outcome of an industry-wide probe.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;http://finance.yahoo.com/news/many-wall-st-execs-says-050334637.html&quot;&gt;Read More&lt;/a&gt;&lt;/b&gt;&amp;nbsp;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/8424602649533294019/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/many-wall-street-executives-say.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8424602649533294019'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8424602649533294019'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/many-wall-street-executives-say.html' title='Many Wall Street executives say wrongdoing is necessary: survey'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-2808823277454176413</id><published>2012-07-10T06:51:00.000-04:00</published><updated>2012-07-10T06:51:06.491-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="beds"/><category scheme="http://www.blogger.com/atom/ns#" term="bunk beds"/><category scheme="http://www.blogger.com/atom/ns#" term="car seat"/><category scheme="http://www.blogger.com/atom/ns#" term="cribs"/><category scheme="http://www.blogger.com/atom/ns#" term="government"/><category scheme="http://www.blogger.com/atom/ns#" term="government of Canada"/><category scheme="http://www.blogger.com/atom/ns#" term="Health Canada"/><category scheme="http://www.blogger.com/atom/ns#" term="Is your child safe"/><category scheme="http://www.blogger.com/atom/ns#" term="pajamas&#39;"/><category scheme="http://www.blogger.com/atom/ns#" term="playpens"/><category scheme="http://www.blogger.com/atom/ns#" term="public health notice"/><category scheme="http://www.blogger.com/atom/ns#" term="recalls"/><category scheme="http://www.blogger.com/atom/ns#" term="safety"/><category scheme="http://www.blogger.com/atom/ns#" term="safety first"/><category scheme="http://www.blogger.com/atom/ns#" term="sleep time"/><category scheme="http://www.blogger.com/atom/ns#" term="strollers"/><category scheme="http://www.blogger.com/atom/ns#" term="toys"/><title type='text'>Is Your Child Safe? Sleep Time</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
2012&lt;br /&gt;

    
    HC Pub.: 120077&lt;br /&gt;
    Cat.: H129-11/2012E&lt;br /&gt;
    ISBN: 978-1-100-20592-2&lt;br /&gt;

    &lt;div class=&quot;lightgreyBG&quot;&gt;
Help on accessing alternative formats, such as Portable Document Format (&lt;acronym&gt;PDF&lt;/acronym&gt;), Microsoft Word and PowerPoint (&lt;acronym&gt;PPT&lt;/acronym&gt;) files, can be obtained in the &lt;a href=&quot;http://www.hc-sc.gc.ca/home-accueil/help-aide/index-eng.php#alt&quot;&gt;alternate format help section&lt;/a&gt;.&lt;/div&gt;
&lt;div class=&quot;icon&quot;&gt;
&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/alt_formats/pdf/pubs/cons/child-enfant/sleep-coucher-eng.pdf&quot; title=&quot;Is Your Child Safe? Sleep Time (Portable Document Format Version - 446 Kilobytes)&quot;&gt;&lt;img alt=&quot;Portable Document Format&quot; height=&quot;21&quot; src=&quot;http://www.hc-sc.gc.ca/images/common/file_pdf.gif&quot; width=&quot;22&quot; /&gt;(PDF Version - 446 K)&lt;/a&gt;&lt;/div&gt;
&lt;h2&gt;
Table of Contents&lt;/h2&gt;
&lt;ul class=&quot;subjectBullet&quot;&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a1&quot;&gt;Introduction&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a2&quot;&gt;General Sleep Safety Tips&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a3&quot;&gt;Safe Places for a Baby to Sleep&lt;/a&gt; 
      &lt;ul&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a31&quot;&gt;Room Sharing&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a32&quot;&gt;Bassinets&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a33&quot;&gt;Cradles&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a34&quot;&gt;Cribs&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a4&quot;&gt;Other Places a Baby Might Fall Asleep&lt;/a&gt; 
      &lt;ul&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a41&quot;&gt;Bed Sharing&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a42&quot;&gt;Bedside Sleeping Products&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a43&quot;&gt;Hammocks&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a44&quot;&gt;Playpens&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a45&quot;&gt;Other Products (Baby Carriers, Bouncers, Car        Seats, Slings, Strollers and Swings)&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a5&quot;&gt;Sleep Accessories Unsafe for Babies&lt;/a&gt;       
      &lt;ul&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a51&quot;&gt;Bumper Pads&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a52&quot;&gt;Sleep Positioners&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a6&quot;&gt;Other Sleep Accessories for Babies&lt;/a&gt; 
      &lt;ul&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a61&quot;&gt;Pacifiers/Soothers&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a62&quot;&gt;Sleepwear&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a63&quot;&gt;Toys&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a7&quot;&gt;Sleep Products for Toddlers and School-Age Children&lt;/a&gt; 
      &lt;ul&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a71&quot;&gt;Portable Bed Rails&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a72&quot;&gt;Toddler Beds&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a73&quot;&gt;Bunk Beds&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a8&quot;&gt;Resources&lt;/a&gt; 
      &lt;ul&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a81&quot;&gt;Recalls&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a82&quot;&gt;Incident reporting&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a83&quot;&gt;Contact&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a9&quot;&gt;Other Resources&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a10&quot;&gt;Consumer Product Safety, Health Canada&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id=&quot;a1&quot;&gt;
Introduction&lt;/h2&gt;
Likely the only time  you will leave your baby or young child 
unattended is while he or she sleeps.  The important thing is to make 
sure children are sleeping where they will be  safe. For this, parents 
and caregivers must be aware of safe sleep practices. Health  Canada  
has produced this guide to provide you with information to keep your 
child safe  during sleep time.&lt;br /&gt;

    The &lt;em&gt;Canada Consumer Product Safety Act&lt;/em&gt; (CCPSA), which 
came into force on June 20, 2011, is administered by Health Canada.  Its
 purpose is to protect the public by helping to address and prevent 
dangers  to human health or safety that are posed by consumer products 
in Canada.  The Act and its regulations define the safety requirements 
applicable to  consumer products, several of which are covered in this 
guide.&lt;br /&gt;

    The CCPSA and its  regulations do not distinguish between new and
 used products. Any person who  sells, distributes, or gives away 
products that do not comply with the  legislative requirements would be 
contravening the CCPSA and be subject to  compliance and enforcement 
actions.&lt;br /&gt;

    &lt;h2 id=&quot;a2&quot;&gt;
General Sleep Safety Tips&lt;/h2&gt;
&lt;img alt=&quot;&quot; class=&quot;image-right&quot; height=&quot;115&quot; src=&quot;http://www.hc-sc.gc.ca/cps-spc/images/pubs/cons/child-enfant/sleep-coucher-img1.jpg&quot; width=&quot;137&quot; /&gt;The safest place for your baby to sleep is &lt;strong&gt;on his or her back, in a crib, cradle or bassinet&lt;/strong&gt;. Health Canada  recommends room sharing for the first six months of your baby&#39;s life.&lt;br /&gt;

    Babies and young  children should never be placed to sleep on 
standard beds, water beds, air  mattresses, couches, futons or 
armchairs. A baby can suffocate when sleeping on  these unsafe surfaces.&lt;br /&gt;

    Health Canada  has received reports of injuries and/or deaths 
related to the improper use of  many products mentioned in this guide. 
Follow the safety tips provided to  reduce the risk of injury or death 
related to the use of these products.&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Put your baby on his or her back to sleep,       both at nap time and at bedtime.&lt;/li&gt;
&lt;li&gt;Your baby&#39;s crib should be &lt;strong&gt;completely empty&lt;/strong&gt;, except for the       crib&#39;s mattress and fitted sheet.&lt;/li&gt;
&lt;li&gt;Avoid the use of loose bedding or soft       objects in 
your baby&#39;s sleeping area. Products like these can be       suffocation 
hazards and should not be placed where your baby sleeps: 
      &lt;ul&gt;
&lt;li&gt;comforters, heavy blankets and quilts&lt;/li&gt;
&lt;li&gt;infant or adult pillows&lt;/li&gt;
&lt;li&gt;foam padding&lt;/li&gt;
&lt;li&gt;stuffed toys&lt;/li&gt;
&lt;li&gt;bumper pads&lt;/li&gt;
&lt;li&gt;sleep positioners&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;Blankets can be dangerous if a baby&#39;s head       gets 
covered when he or she sleeps and may cause suffocation. Instead of a   
    blanket, consider dressing your baby in light sleep clothing, like a
       one-piece sleeper. If a blanket is needed, infants are safest 
with a thin, lightweight, and breathable blanket.&lt;/li&gt;
&lt;li&gt;Overheating is a risk factor for Sudden       Infant Death
 Syndrome (SIDS). If the room temperature is comfortable for       you, 
it is also comfortable for your baby.&lt;/li&gt;
&lt;li&gt;Keep your home completely smoke free.       Cigarette 
smoke is harmful to babies and increases the risk of SIDS. No       one 
should smoke near your baby.&lt;/li&gt;
&lt;li&gt;It is not safe for a baby to sleep for       long periods 
of time in products such as strollers, car seats, swings,       
bouncers, slings or baby carriers, that keep him or her in a seated or  
     semi-reclined position. Move your baby to a crib, cradle or 
bassinet for       naps or overnight sleep, or once you have reached 
your destination.&lt;/li&gt;
&lt;li&gt;Cords on window blinds, shades and       curtains are a 
strangulation hazard. Tie the cords out of your child&#39;s       reach or 
install a tension device for looped cords. Whether the blind is       up
 or down, make sure your child cannot reach the cords.&lt;/li&gt;
&lt;li&gt;Place your baby&#39;s sleeping area so that       hazards like
 windows, patio doors, lamps, candles, electrical plugs,       corded 
baby monitors, extension cords and small objects are out of your       
child&#39;s reach.&lt;/li&gt;
&lt;li&gt;Not everyone will take the same care you       do in 
making sure their home is safe for children. When visiting family       
and friends, scan your surroundings for potential hazards and supervise 
      your children closely.&lt;/li&gt;
&lt;li&gt;Check regularly for recalls of children&#39;s       toys, 
clothing, furniture and equipment by contacting the manufacturer or     
  by visiting Health Canada&#39;s &lt;a href=&quot;http://www.healthcanada.gc.ca/cps-recalls&quot;&gt;Consumer Product Recalls web       page&lt;/a&gt;: www.healthcanada.gc.ca/cps-recalls.&lt;/li&gt;
&lt;/ul&gt;
&lt;div class=&quot;topPage&quot;&gt;
&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#tphp&quot; title=&quot;Return to Top of Page&quot;&gt;&lt;img alt=&quot;&quot; height=&quot;12&quot; src=&quot;http://www.hc-sc.gc.ca/images/cps-spc/arrow_up.gif&quot; width=&quot;19&quot; /&gt;Top of Page&lt;/a&gt;&lt;/div&gt;
&lt;h2 id=&quot;a3&quot;&gt;
Safe Places for a Baby to Sleep&lt;/h2&gt;
&lt;h3 id=&quot;a31&quot;&gt;
Room Sharing&lt;/h3&gt;
Health Canada  and the Public Health Agency of Canada &lt;strong&gt;recommend room sharing&lt;/strong&gt;
 for the first six  months of your baby&#39;s life. Room sharing is when you
 place your baby to sleep  in a crib, cradle or bassinet that is within 
arm&#39;s reach of where you sleep.  Research has shown that it is good for 
babies to share a room with one or more  caregivers, and that it may 
reduce the risk of Sudden Infant Death Syndrome  (SIDS).&lt;br /&gt;

    Remember that room  sharing is not sufficient to ensure a safe 
sleep for your baby. You should  follow all applicable safety tips, 
including the general sleep safety tips  provided in the previous 
section. In particular:&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Place your baby on his or her back to       sleep, both at naptime and at bedtime.&lt;/li&gt;
&lt;li&gt;Avoid using bedside sleeping products with       the sides lowered.&lt;/li&gt;
&lt;li&gt;Cords on window blinds, shades and       curtains are a 
strangulation hazard. Tie the cords high and out of your       child&#39;s 
reach or install a tension device for looped cords. Whether the       
blind is up or down, make sure your child cannot reach the cords.&lt;/li&gt;
&lt;li&gt;Place your baby&#39;s sleeping area so that       hazards like
 windows, patio doors, lamps, candles, electrical plugs,       corded 
baby monitors, extension cords and small objects are out of your       
child&#39;s reach.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a32&quot;&gt;
Bassinets&lt;/h3&gt;
&lt;img alt=&quot;&quot; class=&quot;image-right&quot; height=&quot;143&quot; src=&quot;http://www.hc-sc.gc.ca/cps-spc/images/pubs/cons/child-enfant/sleep-coucher-img2.jpg&quot; width=&quot;149&quot; /&gt;A
 bassinet that meets current Canadian safety regulations is an  
appropriate place for your baby to sleep until he or she reaches the 
maximum weight  recommended by the manufacturer OR until your baby can 
roll over, whichever  comes first. When your baby reaches this 
milestone, you should put him or her  to sleep in a cradle or crib.&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Always follow the manufacturer&#39;s       instructions for 
setting up and using the bassinet. Only use parts       provided by the 
manufacturer. Your baby&#39;s bassinet should not be modified       in any 
way.&lt;/li&gt;
&lt;li&gt;Check often to make sure the bassinet&#39;s       hardware is secure and not damaged.&lt;/li&gt;
&lt;li&gt;Check that there are no small parts on the       bassinet 
that could be a choking hazard. Make sure there are no sharp       
points on the bassinet.&lt;/li&gt;
&lt;li&gt;Check that the mattress is firm.       Mattresses that are
 too soft or worn down in any area could create a gap       where a 
baby&#39;s face could become stuck, causing them to suffocate. 
      &lt;ul&gt;
&lt;li&gt;The bassinet mattress must not be thicker        than 3.8 cm (1 1/2 in).&lt;/li&gt;
&lt;li&gt;There must not be a gap of more than 3 cm        (1 3/16 in) 
between the mattress and any part of the bassinet&#39;s sides.        Push 
the mattress firmly against the sides of the bassinet to test this.&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;If the bassinet has removable fabric over       the frame,
 check often to make sure the fabric is securely attached to the       
frame.&lt;/li&gt;
&lt;li&gt;Avoid the use of loose bedding or soft       objects in 
your baby&#39;s bassinet. Things like comforters, quilts, heavy       
blankets, infant pillows, adult pillows, foam padding, stuffed toys,    
   bumper pads and sleep positioners should not be in your baby&#39;s 
sleeping       area.&lt;/li&gt;
&lt;li&gt;A blanket should not be draped over the       bassinet to 
keep light out. This could restrict air flow, or the blanket       could
 fall on a baby&#39;s face, causing them to suffocate.&lt;/li&gt;
&lt;li&gt;Use a fitted bottom sheet made       specifically for a bassinet mattress of the same size.&lt;/li&gt;
&lt;li&gt;Place your baby&#39;s bassinet so that hazards       like 
windows, patio doors, lamps, candles, electrical plugs, corded baby     
  monitors, extension cords and small objects are out of your child&#39;s 
reach.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a33&quot;&gt;
Cradles&lt;/h3&gt;
A cradle that meets  today&#39;s Canadian safety regulations is 
an appropriate place for your baby to  sleep until he or she reaches the
 maximum weight recommended by the  manufacturer OR until your baby can 
push up on his or her hands and knees,  whichever comes first. When your
 baby reaches this milestone, you should put  him or her to sleep in a 
crib.&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Always follow the manufacturer&#39;s instructions       for 
setting up and using the cradle. Only use parts provided by the       
manufacturer. Your baby&#39;s cradle should not be modified in any way.&lt;/li&gt;
&lt;li&gt;Check often to make sure that the cradle&#39;s       hardware is securely fastened and not damaged.&lt;/li&gt;
&lt;li&gt;Do not use cradles with decorative       cut-outs, corner 
posts that are more than 3 mm (1/8 in) in height or large       spaces 
between the bars (spacing should be no more than 6 cm [2 3/8 in]).&lt;/li&gt;
&lt;li&gt;Check that there are no small parts on the       cradle 
that could be a choking hazard. Make sure there are no sharp points     
  on the cradle.&lt;/li&gt;
&lt;li&gt;Check that the mattress is firm.       Mattresses that are
 too soft or worn down in any area could create a gap       where a 
baby&#39;s face could become stuck, causing them to suffocate. 
      &lt;ul&gt;
&lt;li&gt;The cradle mattress must not be thicker than        3.8 cm (1 1/2 in).&lt;/li&gt;
&lt;li&gt;There must not be a gap of more than 3 cm        (1 3/16 in) 
between the mattress and any part of the cradle&#39;s sides. Push        the
 mattress firmly against the sides of the cradle to test this.&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;Avoid the use of loose bedding or soft       objects in 
your baby&#39;s cradle. Things like comforters, quilts, heavy       
blankets, infant pillows, adult pillows, foam padding, stuffed toys and 
      sleep positioners should not be in your baby&#39;s sleeping area.&lt;/li&gt;
&lt;li&gt;Use a fitted bottom sheet made       specifically for a cradle mattress of the same size.&lt;/li&gt;
&lt;li&gt;Place your baby&#39;s cradle so that hazards       like 
windows, patio doors, lamps, candles, electrical plugs, corded baby     
  monitors, extension cords and small objects are out of your child&#39;s 
reach.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a34&quot;&gt;
Cribs&lt;/h3&gt;
&lt;img alt=&quot;&quot; class=&quot;image-right&quot; height=&quot;132&quot; src=&quot;http://www.hc-sc.gc.ca/cps-spc/images/pubs/cons/child-enfant/sleep-coucher-img3.jpg&quot; width=&quot;185&quot; /&gt;A crib that meets  current Canadian safety regulations is the &lt;strong&gt;safest&lt;/strong&gt;
 place for your baby to sleep. A crib should not be used if the child is
 taller  than 90 cm or if he or she is able to climb out of it, 
whichever comes first.  When your baby reaches this milestone, you 
should put him or her to sleep in a  toddler or standard bed.&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Do not use a crib made before September       1986 as it 
does not meet current safety regulations. Also, cribs older       than 
ten years are more likely to have broken, worn, loose or missing parts, 
      and to be missing warnings or instructions.&lt;/li&gt;
&lt;li&gt;Always follow the manufacturer&#39;s instructions for putting 
together       and using the crib. Only use parts provided by the 
manufacturer. Your       baby&#39;s crib should not be modified in any way.&lt;/li&gt;
&lt;li&gt;Check often to make sure that the crib&#39;s       hardware is securely fastened and not damaged.&lt;/li&gt;
&lt;li&gt;Do not use cribs with decorative cut-outs,       corner 
posts that are more than 3mm (1/8 in) in height (unless they are       
over 406 mm (16 in) in height) or large spaces between the bars (spacing
       should be no more than 6 cm [2 3/8 in]).&lt;/li&gt;
&lt;li&gt;Check that the mattress is firm.       Mattresses that are
 too soft or worn down in any area could create a gap       where a 
baby&#39;s face could become stuck, causing them to suffocate.&lt;/li&gt;
&lt;li&gt;The crib mattress must not be thicker than       15 cm (6 in).&lt;/li&gt;
&lt;li&gt;There must not be a gap of more than 3 cm       (1 3/16 
in) between the mattress and any part of the crib&#39;s sides. Push       
the mattress firmly against the sides of the crib to test this.&lt;/li&gt;
&lt;li&gt;Check often that the crib&#39;s mattress       support system 
is secure. Shake the crib from side to side, thump the       mattress 
from the top and push up hard on the mattress support from       
underneath the crib. The mattress support system should hold the 
mattress       firmly in place.&lt;/li&gt;
&lt;li&gt;If the crib has movable sides, after       placing your 
baby in the crib, make sure both sides are upright and locked       in 
place.&lt;/li&gt;
&lt;li&gt;Avoid the use of loose bedding or soft       objects in 
your baby&#39;s crib. Things like comforters, quilts, blankets,       infant
 pillows, adult pillows, foam padding, stuffed toys, bumper pads and    
   sleep positioners should not be in your baby&#39;s sleeping area.&lt;/li&gt;
&lt;li&gt;Use a fitted bottom sheet made       specifically for a crib mattress of the same size.&lt;/li&gt;
&lt;li&gt;Remove mobiles and toy bars as soon as       your baby begins to push up on his or her hands and knees.&lt;/li&gt;
&lt;li&gt;Place the mattress support in its lowest       position as soon as your baby can push up on his or her hands and knees.&lt;/li&gt;
&lt;/ul&gt;
Never harness or tie  your baby in a crib. Your baby should 
not be left in a crib with a necklace,  elastic band, scarf or pacifier 
on a long cord. These items could cause  strangulation.&lt;br /&gt;

    &lt;div class=&quot;topPage&quot;&gt;
&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#tphp&quot; title=&quot;Return to Top of Page&quot;&gt;&lt;img alt=&quot;&quot; height=&quot;12&quot; src=&quot;http://www.hc-sc.gc.ca/images/cps-spc/arrow_up.gif&quot; width=&quot;19&quot; /&gt;Top of Page&lt;/a&gt;&lt;/div&gt;
&lt;h2 id=&quot;a4&quot;&gt;
Other Places a Baby Might Fall Asleep&lt;/h2&gt;
&lt;h3 id=&quot;a41&quot;&gt;
Bed Sharing&lt;/h3&gt;
Bed sharing is when an  adult or another child sleeps on the 
same surface as a baby, like a bed, couch,  chair, futon or armchair. 
Health Canada does not recommend bed sharing.&lt;br /&gt;

    &lt;strong&gt;Bed sharing is not safe because of the  following potential hazards:&lt;/strong&gt;&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;A baby can suffocate if:
      &lt;ul&gt;
&lt;li&gt;He or she becomes trapped between objects        like the 
sleeping surface, the body of the adult or another child, the        
wall and other objects.&lt;/li&gt;
&lt;li&gt;The adult or another child rolls over        onto the baby.&lt;/li&gt;
&lt;li&gt;There are soft bedding materials, like        pillows or comforters, in the bed.&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;Babies sleeping on a high surface can fall       off and be seriously hurt.&lt;/li&gt;
&lt;/ul&gt;
Some people believe  that bed sharing will reduce the risk of
 Sudden Infant Death Syndrome (SIDS),  but there is no evidence to 
support this view. In fact, research shows that the  risk of SIDS is 
higher if the baby is sharing a bed with a person who is a  smoker, very
 tired, or under the influence of drugs or alcohol. For more  
information about SIDS, contact the Public Health Agency of Canada (see &lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a9&quot;&gt;&lt;em&gt;Other Resources&lt;/em&gt;&lt;/a&gt;).&lt;br /&gt;

    On the other hand,  Health Canada and the Public Health Agency of Canada recommend &lt;strong&gt;room sharing&lt;/strong&gt; as a safe alternative to  bed sharing (see &lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a31&quot;&gt;&lt;em&gt;Room Sharing&lt;/em&gt;&lt;/a&gt;).
 Research has shown that it is good for  babies to share a room with one
 or more caregivers, and that it may reduce the  risk of Sudden Infant 
Death Syndrome (SIDS).&lt;br /&gt;

        &lt;h3 id=&quot;a42&quot;&gt;
Bedside Sleeping Products&lt;/h3&gt;
A bedside sleeping  product looks like a bassinet or a crib, 
and usually has  three closed sides and one open side. Some may have 
four sides with one that  can be lowered so an opening is created above 
the mattress support. The open  side is meant to be placed next to an 
adult bed. Health Canada does &lt;strong&gt;not&lt;/strong&gt;  recommend using these products with a side lowered. Room sharing is a safer  sleeping choice for babies (see &lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#a31&quot;&gt;&lt;em&gt;Room Sharing&lt;/em&gt;&lt;/a&gt;).&lt;br /&gt;

    &lt;strong&gt;The use of a bedside sleeping product with a  side lowered can lead to the following hazards:&lt;/strong&gt;&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;If the space between the bed and the       product is too 
wide, a baby can become trapped. It may seem like there is       no gap,
 but one might be created when the adult lies down.&lt;/li&gt;
&lt;li&gt;If the fabric over the frame is not       securely 
attached, it can bunch up when the side is folded down, creating       
an opening between the fabric and the product&#39;s frame. This opening can 
      cause a baby to suffocate or fall.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a43&quot;&gt;
Hammocks&lt;/h3&gt;
Health Canada does &lt;strong&gt;not&lt;/strong&gt; recommend using baby hammocks  because:&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Hammocks can become unstable causing the       product to 
tip forward, causing a baby to become wedged into one corner or       
side and suffocate.&lt;/li&gt;
&lt;li&gt;Hammocks intended to be used by infants       and young 
children can suddenly twist around a child&#39;s neck, causing them       to
 strangle.&lt;/li&gt;
&lt;li&gt;Babies placed on soft bedding (including       hammocks) can become wedged in positions where they cannot breathe.&lt;/li&gt;
&lt;li&gt;Babies and young children using hammocks       can fall from the high surface, causing injuries.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a44&quot;&gt;
Playpens&lt;/h3&gt;
&lt;img alt=&quot;&quot; class=&quot;image-right&quot; height=&quot;150&quot; src=&quot;http://www.hc-sc.gc.ca/cps-spc/images/pubs/cons/child-enfant/sleep-coucher-img4.jpg&quot; width=&quot;175&quot; /&gt;Playpens are &lt;strong&gt;not&lt;/strong&gt;
 intended to  be used for unsupervised sleep because they do not meet 
the same safety  requirements and are not as durable as cribs.&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;If a change table or bassinet comes as an       attachment
 for the playpen, always follow the manufacturer&#39;s instructions       
for putting it together and using it.&lt;/li&gt;
&lt;li&gt;Never place a baby in a playpen while the       change 
table or bassinet attachment is still in place. A baby&#39;s head can       
become trapped in the gap between the attachment and the playpen and can
       strangle or suffocate.&lt;/li&gt;
&lt;li&gt;Your baby should not be placed to sleep on       the change table attachment.&lt;/li&gt;
&lt;li&gt;Avoid adding blankets, pillows, extra       padding or an 
extra mattress to a playpen. Using these items could cause a       baby 
to suffocate.&lt;/li&gt;
&lt;li&gt;When you are using your playpen, keep the       sides 
securely locked in place. Never leave your baby in a playpen with       
any side down. A baby can roll into the space between the mattress and 
the       mesh side and suffocate.&lt;/li&gt;
&lt;li&gt;Check that the mattress pad is firm.       Mattress pads that are worn down in any area could create a suffocation       hazard.&lt;/li&gt;
&lt;li&gt;Large toys or stuffed toys that can be       used to climb
 out of the playpen should not be placed in a playpen with       your 
baby.&lt;/li&gt;
&lt;li&gt;Check for tears in vinyl rail coverings,       mesh panels
 or the mattress pad of the playpen. Your baby could bite off       
small pieces and choke.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a45&quot;&gt;
Other Products (Baby Carriers, Bouncers, Car Seats, Slings, Strollers  and Swings)&lt;/h3&gt;
&lt;img alt=&quot;&quot; class=&quot;image-right&quot; height=&quot;185&quot; src=&quot;http://www.hc-sc.gc.ca/cps-spc/images/pubs/cons/child-enfant/sleep-coucher-img5.jpg&quot; width=&quot;138&quot; /&gt;It
 is not safe for babies to be in a seated or semi-reclined position,  in
 products like strollers and car seats to sleep. When sleeping, a baby&#39;s
 head  can fall forward because their muscles are under- developed, and 
their airway  can become constricted.&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Once you reach your destination, move your       baby to a crib, cradle or bassinet.&lt;/li&gt;
&lt;li&gt;You can use things like strollers and       swings to lull
 your baby to sleep, but once asleep, move your baby to a crib,       
cradle or bassinet.&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id=&quot;a5&quot;&gt;
Sleep Accessories Unsafe for Babies&lt;/h2&gt;
&lt;h3 id=&quot;a51&quot;&gt;
Bumper Pads&lt;/h3&gt;
Health Canada does &lt;strong&gt;not&lt;/strong&gt; recommend bumper pads because:&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Babies can suffocate if their faces become       pressed against the fabric of a bumper pad.&lt;/li&gt;
&lt;li&gt;A baby&#39;s head can get trapped between the       bumper pad and the side of the crib.&lt;/li&gt;
&lt;li&gt;Long ribbons, strings or ties can cause a       baby to become tangled or to strangle.&lt;/li&gt;
&lt;li&gt;Children can use bumper pads to climb out       of their 
crib once they are able to pull themselves up into a standing       
position. They could fall from the crib and be seriously hurt.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a52&quot;&gt;
Sleep Positioners&lt;/h3&gt;
Sleep positioners are  meant to keep babies on their backs to
 sleep. They are often made of two pieces  of foam that are attached 
together by a piece of fabric that the baby sleeps  on. Health Canada 
does &lt;strong&gt;not&lt;/strong&gt; recommend using these products because babies 
can  suffocate on them. Using make-shift sleep positioners, like rolled 
up towels,  is &lt;strong&gt;not&lt;/strong&gt; recommended either. When  babies are able to turn over on their own, do not force them to stay on their  back.&lt;br /&gt;

    &lt;h2 id=&quot;a6&quot;&gt;
Other Sleep Accessories for Babies&lt;/h2&gt;
&lt;h3 id=&quot;a61&quot;&gt;
Pacifiers/Soothers&lt;/h3&gt;
&lt;div&gt;
&lt;img alt=&quot;&quot; class=&quot;image-right&quot; height=&quot;100&quot; src=&quot;http://www.hc-sc.gc.ca/cps-spc/images/pubs/cons/child-enfant/sleep-coucher-img6.jpg&quot; width=&quot;123&quot; /&gt;&lt;/div&gt;
&lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Never tie or hang a pacifier/ soother or any other object 
around a       baby or child&#39;s neck. They can strangle on the cord or 
ribbon.&lt;/li&gt;
&lt;li&gt;Replace pacifiers at least every two       months. You should not wait for signs of breakdown.&lt;/li&gt;
&lt;li&gt;Inspect pacifiers every day:
      &lt;ul&gt;
&lt;li&gt;Check the nipple for changes in texture,        tears or 
holes. These can happen with age or exposure to heat, acidic        
foods or sunlight.&lt;/li&gt;
&lt;li&gt;Check that the nipple and the ring or        handle stays together when pulled on forcefully.&lt;/li&gt;
&lt;li&gt;Any pacifier showing signs of breakdown        should be 
thrown out right away. Broken or loose pieces are choking        
hazards.&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;If your baby begins to chew on the       pacifier, replace it with a teething ring.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a62&quot;&gt;
Sleepwear&lt;/h3&gt;
&lt;strong&gt;Cotton, cotton-blend and rayon&lt;/strong&gt; fabrics catch fire and burn  more quickly than most synthetic materials. &lt;strong&gt;Nylon and polyester &lt;/strong&gt;are harder to catch fire and burn more slowly.&lt;br /&gt;

    &lt;strong&gt;Loose-fitting&lt;/strong&gt; sleepwear includes nightgowns, 
bathrobes and loose pyjamas. They are  more likely to catch fire than 
tight-fitting sleepwear and should be made of  slower burning fabrics.&lt;br /&gt;

    &lt;strong&gt;Tight-fitting&lt;/strong&gt; sleepwear, like polo pyjamas or 
sleepers, is less likely to catch fire  than pyjamas or nightgowns with 
flowing skirts, wide sleeves or large ruffles.&lt;br /&gt;

    &lt;strong&gt;Other safety tips  for children&#39;s clothing:&lt;/strong&gt;&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Dress your children in actual sleepwear       when putting
 them to bed, instead of T-shirts or other day clothes. Most       day 
clothes do not meet the flammability requirements for sleepwear.&lt;/li&gt;
&lt;li&gt;Make sure belts, ties and sashes on your       children&#39;s 
bathrobes are stitched firmly to the centre back. Children can       
strangle on any type of cord that can be removed from their clothing.&lt;/li&gt;
&lt;li&gt;Check for loose buttons or other small       parts, which can be a choking hazard.&lt;/li&gt;
&lt;li&gt;Check blankets and sleepwear regularly for       loose 
threads and fix them right away. Threads can wrap around your baby&#39;s    
   arms, legs or neck and cause injury.&lt;/li&gt;
&lt;li&gt;Teach your children about the dangers of       fire. Tell them to &quot;STOP, DROP and ROLL&quot; if their clothes catch fire.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a63&quot;&gt;
Toys&lt;/h3&gt;
&lt;div&gt;
&lt;img alt=&quot;&quot; class=&quot;image-right&quot; height=&quot;111&quot; src=&quot;http://www.hc-sc.gc.ca/cps-spc/images/pubs/cons/child-enfant/sleep-coucher-img7.jpg&quot; width=&quot;118&quot; /&gt;&lt;/div&gt;
&lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Your children should not take battery-operated toys to 
bed.       Batteries can leak or overheat and cause burns or other 
injuries.&lt;/li&gt;
&lt;li&gt;Infants can suffocate on stuffed toys.       Also, 
toddlers can use large stuffed toys as steps to climb out of their      
 crib or playpen.&lt;/li&gt;
&lt;li&gt;Make sure any toys your child plays with       do not have loose or small parts they can choke on.&lt;/li&gt;
&lt;/ul&gt;
&lt;div class=&quot;topPage&quot;&gt;
&lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/pubs/cons/child-enfant/sleep-coucher-eng.php#tphp&quot; title=&quot;Return to Top of Page&quot;&gt;&lt;img alt=&quot;&quot; height=&quot;12&quot; src=&quot;http://www.hc-sc.gc.ca/images/cps-spc/arrow_up.gif&quot; width=&quot;19&quot; /&gt;Top of Page&lt;/a&gt;&lt;/div&gt;
&lt;h2 id=&quot;a7&quot;&gt;
Sleep Products for Toddlers and School-Age Children&lt;/h2&gt;
&lt;h3 id=&quot;a71&quot;&gt;
Portable Bed Rails&lt;/h3&gt;
&lt;img alt=&quot;&quot; class=&quot;image-right&quot; height=&quot;118&quot; src=&quot;http://www.hc-sc.gc.ca/cps-spc/images/pubs/cons/child-enfant/sleep-coucher-img8.jpg&quot; width=&quot;160&quot; /&gt;Portable
 bed rails are  often installed on standard adult beds to keep children 
from falling out, but  they can cause your child to become trapped if 
not used properly.&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;&lt;strong&gt;Never       place a child who is under two years old on a bed fitted with portable bed       rails.&lt;/strong&gt;
      &lt;ul&gt;
&lt;li&gt;To keep younger children safe if they        fall out of bed,
 keep the floor area around the bed clear, or use a crib        mattress
 on the floor beside the bed.&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;Use portable bed rails only on a bed that has both a box 
spring and       mattress, unless otherwise instructed by the 
manufacturer.&lt;/li&gt;
&lt;li&gt;Before each bedtime and naptime, check       that the 
portable bed rails are securely in place and that there are no       
gaps between the mattress and the bed rail.&lt;/li&gt;
&lt;li&gt;Pillows and toys should not be placed       against the 
bed rail because a child can suffocate on them if their face       
becomes pressed up against them.&lt;/li&gt;
&lt;li&gt;Health Canada recommends buying only       portable bed 
rails that meet the latest ASTM International standard. Ask       before
 you buy.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a72&quot;&gt;
Toddler Beds&lt;/h3&gt;
Toddler beds are often  used when a child has outgrown a 
crib, but he or she is not yet big enough to  use a standard bed. These 
beds are meant to be used until a child turns about  five years old. 
Toddler beds usually come with guardrails on each side of the  mattress.&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Read and follow the manufacturer&#39;s       instructions for putting the bed together, and read the warning labels.&lt;/li&gt;
&lt;li&gt;Follow the age and weight restrictions       recommended by the manufacturer.&lt;/li&gt;
&lt;li&gt;Many crib mattresses fit toddler beds: 
      &lt;ul&gt;
&lt;li&gt;Know what your crib mattress dimensions        are before shopping for a toddler bed and make sure both are compatible.&lt;/li&gt;
&lt;li&gt;Make sure that your crib mattress is in        good condition before using it on a toddler bed.&lt;/li&gt;
&lt;li&gt;Make sure there is no large gap between        the mattress and the guardrails, headboard or footboard.&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;The bed should be low to the ground. The       guardrails 
are meant to remind your child that they are getting close to       the 
edge, but they do not actually prevent your child from falling out of   
    the bed or climbing over the rail.&lt;/li&gt;
&lt;li&gt;Openings in guardrails or other parts of       the bed 
that are above the mattress support system should be less than 8.4      
 cm (3.3 in) apart.&lt;/li&gt;
&lt;li&gt;Check often to make sure the bed frame is       sturdy.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&quot;a73&quot;&gt;
Bunk Beds&lt;/h3&gt;
&lt;strong&gt;Children under six years of age should never  use the upper bunk of bunk beds.&lt;/strong&gt;&lt;br /&gt;

        &lt;ul class=&quot;data-spacing-bottom&quot;&gt;
&lt;li&gt;Only buy bunk beds meeting the latest ASTM       International standard. Ask before you buy.&lt;/li&gt;
&lt;li&gt;Only allow one person at a time on the top       bunk.&lt;/li&gt;
&lt;li&gt;Teach your children to use the ladder to       get up or 
down. The ladder should always be securely attached to the bed.       It
 should not be removed for any reason.&lt;/li&gt;
&lt;li&gt;Children should not be allowed to play on       the top 
bunk. They should also not be allowed to play under the top bunk,       
unless the area under the bed is designed as a play area by the       
manufacturer.&lt;/li&gt;
&lt;li&gt;Never tie ropes or cords (like bathrobe       belts or 
skipping ropes) to any part of the bed. These can be a       
strangulation hazard.&lt;/li&gt;
&lt;li&gt;Check often to make sure the frame of the       bunk bed is sturdy and in good condition.&lt;/li&gt;
&lt;li&gt;&lt;img alt=&quot;&quot; class=&quot;image-right&quot; height=&quot;141&quot; src=&quot;http://www.hc-sc.gc.ca/cps-spc/images/pubs/cons/child-enfant/sleep-coucher-img9.jpg&quot; width=&quot;152&quot; /&gt;Make sure the top bunk has guard rails on all four sides of the       bed, even if the bed is pushed up against a wall.&lt;/li&gt;
&lt;li&gt;Make sure all parts of the bed, like       corner posts or
 ladder uprights, do not extend more than 0.5 cm (0.2 in)       above 
the upper edge (usually the guardrails) of the bed.&lt;/li&gt;
&lt;li&gt;Mattresses should fit snugly on all sides,       leaving 
no gaps between the mattress and the sides of the bed. The       
sleeping surface should be at least 12.7 cm (5 in) below the top of the 
      guardrails.&lt;/li&gt;
&lt;li&gt;Do not allow children younger than six       years of age 
on the top bunk. If the manufacturer allows for this option,       
consider removing and storing the top bunk, or setting it next to the   
    lower bunk until the child is old enough to use it. If the top bunk 
is       used on the floor for a child under the age of six years, the 
guard rails       should not be used. These guardrails have been 
designed to be used with a       child of at least six years of age. 
Using guardrails with a younger child       could cause them to become 
trapped.&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id=&quot;a8&quot;&gt;
Resources&lt;/h2&gt;
&lt;h3 id=&quot;a81&quot;&gt;
Recalls&lt;/h3&gt;
To &lt;strong&gt;check for &lt;/strong&gt;&lt;a href=&quot;http://www.healthcanada.gc.ca/cps-recalls&quot;&gt;&lt;strong&gt;consumer product  recalls&lt;/strong&gt;&lt;/a&gt;, go to: www.healthcanada.gc.ca/cps-recalls&lt;br /&gt;

    If you want to know  when new information, advisories and 
warnings, consumer product recalls and  consultation documents about 
consumer product safety are posted on the Health  Canada website, &lt;a href=&quot;http://www.hc-sc.gc.ca/cps-spc/advisories-avis/_subscribe-abonnement/index-eng.php&quot;&gt;&lt;strong&gt;subscribe to Consumer Product Safety News&lt;/strong&gt;&lt;/a&gt;: www.hc-sc.gc.ca/cps-spc/advisories-avis/_subscribe-abonnement/index-eng.php&lt;br /&gt;

        &lt;h3 id=&quot;a82&quot;&gt;
Incident reporting&lt;/h3&gt;
To &lt;a href=&quot;http://www.healthcanada.gc.ca/reportaproduct&quot;&gt;&lt;strong&gt;submit a complaint or report a problem&lt;/strong&gt;&lt;/a&gt; about a consumer product, go to: www.healthcanada.gc.ca/reportaproduct&lt;br /&gt;

        &lt;h3 id=&quot;a83&quot;&gt;
Contact&lt;/h3&gt;
For inquiries and  complaints about consumer products, please
 contact your nearest Product Safety  office by calling the toll-free 
number 1-866-662-0666 (calls will be routed to  the nearest Product 
Safety office).&lt;br /&gt;

        &lt;h2 id=&quot;a9&quot;&gt;
Other Resources&lt;/h2&gt;
&lt;img alt=&quot;Next link will take you to another Web site&quot; height=&quot;13&quot; src=&quot;http://www.hc-sc.gc.ca/images/common/newwindow.gif&quot; width=&quot;18&quot; /&gt;&amp;nbsp;&lt;a href=&quot;http://www.sidscanada.org/&quot; title=&quot;Canadian Foundation for the Study of Infant Deaths (SIDS) (external link)&quot;&gt;&lt;strong&gt;Canadian Foundation for the Study of Infant Deaths (SIDS)&lt;/strong&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;www.sidscanada.org &lt;br /&gt;&lt;br /&gt;1-800-END-SIDS&lt;br /&gt;&lt;br /&gt;1-800-363-7437&lt;br /&gt;

    &lt;img alt=&quot;Next link will take you to another Web site&quot; height=&quot;13&quot; src=&quot;http://www.hc-sc.gc.ca/images/common/newwindow.gif&quot; width=&quot;18&quot; /&gt;&amp;nbsp;&lt;a href=&quot;http://www.cps.ca/&quot; title=&quot;Canadian Paediatric  Society (external link)&quot;&gt;&lt;strong&gt;Canadian Paediatric  Society&lt;/strong&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;         www.cps.ca &lt;br /&gt;&lt;br /&gt;613-526-9397&lt;br /&gt;

    &lt;img alt=&quot;Next link will take you to another Web site&quot; height=&quot;13&quot; src=&quot;http://www.hc-sc.gc.ca/images/common/newwindow.gif&quot; width=&quot;18&quot; /&gt;&amp;nbsp;&lt;a href=&quot;http://www.publichealth.gc.ca/&quot; title=&quot;Public Health Agency of Canada (external link)&quot;&gt;&lt;strong&gt;Public Health Agency of Canada&lt;/strong&gt;&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;www.publichealth.gc.ca&lt;br /&gt;

    &lt;a href=&quot;http://www.gosmokefree.gc.ca/&quot;&gt;&lt;strong&gt;Tobacco Control Programme, Health Canada&lt;/strong&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;www.GoSmokefree.gc.ca &lt;br /&gt;&lt;br /&gt;1-866-318-1116&lt;br /&gt;

    &lt;img alt=&quot;Next link will take you to another Web site&quot; height=&quot;13&quot; src=&quot;http://www.hc-sc.gc.ca/images/common/newwindow.gif&quot; width=&quot;18&quot; /&gt;&amp;nbsp;&lt;a href=&quot;http://www.tc.gc.ca/&quot; title=&quot;Transport Canada (external link)&quot;&gt;&lt;strong&gt;Transport Canada&lt;/strong&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;www.tc.gc.ca &lt;br /&gt;&lt;br /&gt;
          1-800-333-0371&lt;br /&gt;

    &lt;h2 id=&quot;a10&quot;&gt;
Consumer Product Safety, Health Canada&lt;/h2&gt;
&lt;div class=&quot;lightgreyBG&quot;&gt;
Protecting and promoting the health and safety of Canadians is of the utmost    importance to the Government of Canada. The &lt;em&gt;Canada Consumer Product Safety Act&lt;/em&gt;
 (CCPSA) is the law that helps    protect consumers from unsafe 
products. The CCPSA and its regulations are    administered by the 
Consumer Product Safety Directorate (CPSD) of Health    Canada.&lt;br /&gt;&lt;br /&gt;
The CPSD of Health    Canada, in consultation with industry, consumers 
and the medical community,    has developed safety regulations for a 
number of children&#39;s products,    including toys, cribs, playpens and 
children&#39;s sleepwear.&lt;br /&gt;&lt;br /&gt;
              The Program    Development Bureau in CPSD provides 
information to families, caregivers,    daycare centres and health 
professionals through initiatives like safety    awareness campaigns, 
pamphlets and education bulletins.&lt;/div&gt;
For more information on injury prevention, please contact:&lt;br /&gt;

    &lt;strong&gt;Consumer Product Safety Directorate&lt;br /&gt;
PDB - Outreach Unit&lt;br /&gt;
    Health Canada&lt;br /&gt;
    Address Locator: 3504D Ottawa, Ontario K1A 0K9&lt;/strong&gt;&lt;br /&gt;
  &lt;strong&gt;Email: &lt;/strong&gt;&lt;a href=&quot;mailto:CPS-SPC@hc-sc.gc.ca&quot;&gt;&lt;strong&gt;CPS-SPC@hc-sc.gc.ca&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;  &lt;br /&gt;
    Toll-free: 1-866-662-0666&lt;/strong&gt;&lt;br /&gt;

    For inquiries and  complaints about consumer products, please 
contact your nearest Product Safety  office by calling the toll-free 
number above.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/2808823277454176413/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/is-your-child-safe-sleep-time.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/2808823277454176413'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/2808823277454176413'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/is-your-child-safe-sleep-time.html' title='Is Your Child Safe? Sleep Time'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-1586027484464710573</id><published>2012-07-07T10:07:00.000-04:00</published><updated>2012-07-07T10:07:23.893-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="2 Billion $ in revenue by 2014"/><category scheme="http://www.blogger.com/atom/ns#" term="CEO Jeff Weiner"/><category scheme="http://www.blogger.com/atom/ns#" term="Facebook"/><category scheme="http://www.blogger.com/atom/ns#" term="Forbes"/><category scheme="http://www.blogger.com/atom/ns#" term="LinkedIn"/><category scheme="http://www.blogger.com/atom/ns#" term="money making social media"/><category scheme="http://www.blogger.com/atom/ns#" term="social media"/><title type='text'>How LinkedIn Gets TWENTY Times More Money Per User Than Facebook</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;span style=&quot;color: #1d637d;&quot;&gt;&lt;em&gt;&lt;span style=&quot;background-color: white; font-family: arial,sans-serif; font-size: 13px;&quot;&gt;Get market insight on digital business models at &quot;&lt;strong&gt;&lt;a href=&quot;http://www.businessinsider.com/event/ignition-2012/index&quot;&gt;IGNITION: Future Of Digital&lt;/a&gt;,&lt;/strong&gt;&quot;
 Nov.27-28, 2012, in New York. From Apple to Amazon, from tablets to 
mobile payments, hear from innovative executives at Google, Washington 
Post, News Corp, LinkedIn, Pepsi, and more. &lt;a href=&quot;http://businessinsider.ticketleap.com/ignition-2012/&quot;&gt;Reserve your ticket now&lt;/a&gt;.&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;br /&gt;
&lt;em&gt;&lt;/em&gt;&lt;br /&gt;
&lt;div class=&quot;image-container float_right&quot; style=&quot;width: 400px;&quot;&gt;
&lt;div class=&quot;image&quot;&gt;
&lt;em&gt;&lt;img alt=&quot;LinkedIn CEO Jeff Weiner on the cover of Forbes magazine&quot; border=&quot;0&quot; height=&quot;300&quot; src=&quot;http://static8.businessinsider.com/image/4ff34761ecad04e14000000f-400-300/linkedin-ceo-jeff-weiner-on-the-cover-of-forbes-magazine.png&quot; width=&quot;400&quot; /&gt;&lt;/em&gt;&lt;/div&gt;
&lt;div class=&quot;ychartsQuoteEmbed ychartsQuoteEmbed_p_biz&quot; id=&quot;ychartsQuoteEmbed_1&quot;&gt;
&lt;table class=&quot;ychartsPriceTable&quot;&gt;&lt;tbody&gt;
&lt;tr&gt;&lt;td class=&quot;ychartsColSym&quot; colspan=&quot;3&quot;&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;ychartsColQt&quot;&gt;&lt;br /&gt;&lt;/td&gt;&lt;td class=&quot;ychartsValPos ychartsColChg&quot;&gt;&lt;br /&gt;&lt;/td&gt;&lt;td class=&quot;ychartsValPos ychartsColChgPct&quot;&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;
&lt;/div&gt;
&lt;em&gt;
    
     &lt;div class=&quot;container related-links-container minimal&quot;&gt;

     &lt;h3&gt;
See Also&lt;/h3&gt;
&lt;div class=&quot;content&quot;&gt;
 
       &lt;div class=&quot;container first-story&quot;&gt;

         &lt;div class=&quot;float-left&quot;&gt;
&lt;a href=&quot;http://www.businessinsider.com/linkedins-revenue-mix-2012-5&quot;&gt;&lt;img alt=&quot;LinkedIn Revenue By Product&quot; border=&quot;0&quot; src=&quot;http://static8.businessinsider.com/image/4fa416cdecad046503000016-140-140/linkedins-excellent-revenue-mix.jpg&quot; /&gt;&lt;/a&gt;&lt;/div&gt;
&lt;h4 class=&quot;related&quot;&gt;
&lt;a href=&quot;http://www.businessinsider.com/linkedins-revenue-mix-2012-5&quot;&gt;LinkedIn&#39;s Excellent Revenue Mix&lt;/a&gt;&lt;/h4&gt;
&lt;/div&gt;
&lt;div class=&quot;container&quot;&gt;

         &lt;div class=&quot;float-left&quot;&gt;
&lt;a href=&quot;http://www.businessinsider.com/barclays-linkedin-is-on-fire-will-generate-nearly-2-in-billion-revenue-in-2014-2012-5&quot;&gt;&lt;img alt=&quot;LinkedIn IPO&quot; border=&quot;0&quot; src=&quot;http://static5.businessinsider.com/image/4f19a89569bedd475400002d-140-140/barclays-linkedin-is-on-fire-will-generate-nearly-2-in-billion-revenue-in-2014.jpg&quot; /&gt;&lt;/a&gt;&lt;/div&gt;
&lt;h4 class=&quot;related&quot;&gt;
&lt;a href=&quot;http://www.businessinsider.com/barclays-linkedin-is-on-fire-will-generate-nearly-2-in-billion-revenue-in-2014-2012-5&quot;&gt;Barclays: LinkedIn Is On Fire, Will Generate Nearly $2 In Billion Revenue In 2014&lt;/a&gt;&lt;/h4&gt;
&lt;/div&gt;
&lt;div class=&quot;container last-story&quot;&gt;

         &lt;div class=&quot;float-left&quot;&gt;
&lt;a href=&quot;http://www.businessinsider.com/linkedin-cant-stop-beating-2012-5&quot;&gt;&lt;img alt=&quot;linkedin revenue q1&quot; border=&quot;0&quot; src=&quot;http://static5.businessinsider.com/image/4fa3cb62eab8ea5546000029-140-140/linkedin-cant-stop-beating.jpg&quot; /&gt;&lt;/a&gt;&lt;/div&gt;
&lt;h4 class=&quot;related&quot;&gt;
&lt;a href=&quot;http://www.businessinsider.com/linkedin-cant-stop-beating-2012-5&quot;&gt;LinkedIn Can&#39;t Stop Beating&lt;/a&gt;&lt;/h4&gt;
&lt;/div&gt;
&lt;br class=&quot;clear-both&quot; /&gt;
     &lt;/div&gt;
&lt;/div&gt;
&lt;/em&gt;&lt;/div&gt;
&lt;em&gt;Forbes&lt;/em&gt; has LinkedIn CEO Jeff Weiner on the cover—but the professional social network&#39;s business model is the &lt;a href=&quot;http://www.forbes.com/sites/georgeanders/2012/06/27/how-linkedin-strategy/&quot;&gt;real hero of the story&lt;/a&gt;.
Here are some of the amazing statistics Forbes&#39; George Anders reports:&lt;br /&gt;

&lt;ul&gt;
&lt;li&gt;LinkedIn users spend an average of 18 minutes a month on the site. &lt;a class=&quot;hidden_link&quot; href=&quot;http://www.businessinsider.com/blackboard/facebook&quot;&gt;Facebook&lt;/a&gt; users spend 6.4 hours a month.&lt;/li&gt;
&lt;/ul&gt;
&lt;ul&gt;
&lt;li&gt;But LinkedIn gets $1.30 in revenue for every hour those users spend on site. Facebook: 6.2 &lt;em&gt;cents&lt;/em&gt;.&lt;/li&gt;
&lt;/ul&gt;
&lt;ul&gt;
&lt;li&gt;Anders describes LinkedIn&#39;s most expensive product offering, 
LinkedIn Recruiter, as a &quot;Bloomberg terminal&quot; for talent scouts. It 
costs up to $8,200 a year per &quot;seat,&quot; or user license.&lt;/li&gt;
&lt;/ul&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a class=&quot;hidden_link&quot; href=&quot;http://www.businessinsider.com/blackboard/adobe&quot;&gt;Adobe&lt;/a&gt;, a big LinkedIn customer, has 70 seats. At list prices, that&#39;s about half a million in revenue a year from a single client.&lt;/li&gt;
&lt;/ul&gt;
&lt;ul&gt;
&lt;li&gt;LinkedIn&#39;s top salespeople make as much as $400,000 a year selling Recruiter.&lt;/li&gt;
&lt;/ul&gt;
&lt;ul&gt;
&lt;li&gt;LinkedIn spends 33 percent of revenue on sales and marketing.&lt;/li&gt;
&lt;/ul&gt;
&lt;ul&gt;
&lt;li&gt;LinkedIn&#39;s profits are expected to double this year to $70 million.&lt;/li&gt;
&lt;/ul&gt;
&lt;em&gt;Forbes&lt;/em&gt; didn&#39;t mention this, but the group which develops LinkedIn&#39;s amazing money-making products is &lt;a href=&quot;http://www.linkedin.com/in/brianguan&quot;&gt;called &quot;Team Money&quot;&lt;/a&gt; inside the company. And LinkedIn&#39;s sales force&amp;nbsp;is growing so explosively that the company has &lt;a href=&quot;http://www.mercurynews.com/sunnyvale/ci_20568679/linkedin-expands-offices-into-sunnyvale&quot;&gt;rented space in Sunnyvale&lt;/a&gt;, one suburb over from its Mountain View headquarters, which is already packed to the gills.&lt;br /&gt;

&lt;a href=&quot;http://www.forbes.com/sites/georgeanders/2012/06/27/how-linkedin-strategy/&quot;&gt;Go read the whole profile for more.&lt;/a&gt;&lt;br /&gt;

&lt;em&gt;&lt;strong&gt;Update:&lt;/strong&gt; LinkedIn&#39;s monetization-products team, not its sales force, is called &quot;Team Money.&quot; We&#39;ve corrected the story to reflect that.&lt;/em&gt;&lt;br /&gt;

&lt;strong&gt;Don&#39;t Miss: &lt;a href=&quot;http://www.businessinsider.com/linkedin-office-tour-2012-7&quot;&gt;Our exclusive look inside LinkedIn&#39;s headquarters &amp;gt;&lt;/a&gt;&lt;/strong&gt;&lt;br /&gt;
&lt;div style=&quot;background-color: white; border: medium none; color: black; overflow: hidden; text-align: left; text-decoration: none;&quot;&gt;
&lt;br /&gt;Read more: &lt;a href=&quot;http://www.businessinsider.com/linked-revenue-facebook-2012-7#ixzz1zwghiehW&quot; style=&quot;color: #003399;&quot;&gt;http://www.businessinsider.com/linked-revenue-facebook-2012-7#ixzz1zwghiehW&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/1586027484464710573/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/how-linkedin-gets-twenty-times-more.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/1586027484464710573'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/1586027484464710573'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/how-linkedin-gets-twenty-times-more.html' title='How LinkedIn Gets TWENTY Times More Money Per User Than Facebook'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-5876698304718622786</id><published>2012-07-07T09:35:00.000-04:00</published><updated>2012-07-07T09:35:10.464-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="job crisis"/><category scheme="http://www.blogger.com/atom/ns#" term="public school system"/><category scheme="http://www.blogger.com/atom/ns#" term="school"/><category scheme="http://www.blogger.com/atom/ns#" term="teachers"/><category scheme="http://www.blogger.com/atom/ns#" term="unemployment"/><category scheme="http://www.blogger.com/atom/ns#" term="United States of America"/><category scheme="http://www.blogger.com/atom/ns#" term="USA"/><title type='text'>Over 100,000 Local Teaching Jobs Have Been Lost In The Last Year</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
Not sure how upset I am about this as a good chunk of teachers SUCK! &lt;br /&gt;&lt;br /&gt;I had my daughter&#39;s teacher removed from teaching any more after inappropriate behavior, favoritism, and talking to other teachers about how the children were going to be pot heads next year, in front of the same students! Inappropriate? YES. &lt;br /&gt;&lt;br /&gt;Not to mention she tried to teach the children a dance by LMFAO and study a story about the devil being good! smfh!&lt;br /&gt;
&lt;br /&gt;
&lt;div class=&quot;small clear-both&quot;&gt;

  &lt;div class=&quot;KonaBody post-content&quot;&gt;

   
            One major cause of the unemployment crisis. Ongoing cuts at the state and local level.&lt;br /&gt;

&lt;br /&gt;
According to the latest BLS report (&lt;a href=&quot;http://www.bls.gov/news.release/pdf/empsit.pdf&quot;&gt;page 30 of this pdf&lt;/a&gt;),
 local education jobs dropped by 14 in the last month, and over the last
 year, the number is down by over 100K, from 7.9 million in June 2011 to
 7.8 million.&lt;br /&gt;

&lt;br /&gt;
Note the highlighted line near the bottom of the table below.&lt;br /&gt;
&lt;br /&gt;

&lt;br /&gt;
&lt;img alt=&quot;image&quot; border=&quot;0&quot; src=&quot;http://static6.businessinsider.com/image/4ff6e0736bb3f73c6b000011/image.jpg&quot; /&gt;&lt;br /&gt;

     &lt;/div&gt;
&lt;/div&gt;
&lt;div style=&quot;background-color: white; border: medium none; color: black; overflow: hidden; text-align: left; text-decoration: none;&quot;&gt;
&amp;nbsp;&lt;/div&gt;
&lt;div style=&quot;background-color: white; border: medium none; color: black; overflow: hidden; text-align: left; text-decoration: none;&quot;&gt;
&lt;a href=&quot;http://www.businessinsider.com/over-100000-local-teaching-jobs-have-been-lost-in-the-last-year-2012-7#ixzz1zwYERZxi&quot;&gt;Read more&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/5876698304718622786/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/over-100000-local-teaching-jobs-have.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/5876698304718622786'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/5876698304718622786'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/over-100000-local-teaching-jobs-have.html' title='Over 100,000 Local Teaching Jobs Have Been Lost In The Last Year'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-1329381522744236246</id><published>2012-07-04T12:35:00.002-04:00</published><updated>2012-07-04T12:36:39.473-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="condos"/><category scheme="http://www.blogger.com/atom/ns#" term="crisis"/><category scheme="http://www.blogger.com/atom/ns#" term="detached homes"/><category scheme="http://www.blogger.com/atom/ns#" term="housing prices will rise by 30 - 50% in the next decade"/><category scheme="http://www.blogger.com/atom/ns#" term="inflation"/><category scheme="http://www.blogger.com/atom/ns#" term="mortgage rates"/><category scheme="http://www.blogger.com/atom/ns#" term="single family dwelling"/><category scheme="http://www.blogger.com/atom/ns#" term="the Toronto housing market"/><title type='text'>The &#39;Manhattanization&#39; of Toronto will change family-housing dreams</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;h1 class=&quot;headline&quot; style=&quot;font-weight: normal; text-align: center;&quot;&gt;

Along with a shrinking stock, prices for single 
detached homes and townhomes are projected to go up 30 to 50 per cent in
 the next decade, while condo prices are expected to rise only 
moderately or stay flat as the oversupply in that market continues to 
grow.&lt;/h1&gt;
&lt;br /&gt;
&lt;div class=&quot;first&quot;&gt;
The housing dreams of families wanting to live in central Toronto will 
undergo a sea change in the coming decade as the supply of detached homes 
dwindles and the remaining ones soar in price, real estate experts say.&lt;/div&gt;
&lt;div class=&quot;first&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
The pressure is already mounting with single-family homes being snatched up 
in fierce bidding wars for tens of thousands of dollars — and in a few cases for 
$200,000 or more — over asking, often with no conditions attached to the offers 
to purchase.&lt;br /&gt;
&lt;br /&gt;
Along with a shrinking stock, prices for single detached homes and townhomes 
are projected to go up 30 to 50 per cent in the next decade, while condo prices 
are expected to rise only moderately or stay flat as the oversupply in that 
market continues to grow.&lt;br /&gt;
&lt;br /&gt;
That scenario effectively eclipses ordinary families out of the market, 
making condo living the default housing option for those who want to remain in 
the core.&lt;br /&gt;
&lt;br /&gt;
It&#39;s a phenomenon real estate mogul Brad Lamb refers to as the 
&quot;Manhattanization&quot; of Toronto.&lt;br /&gt;
&lt;br /&gt;
&quot;In New York City, even if you&#39;re an investment banker making $1 million a 
year, you still can&#39;t afford to buy a house in Manhattan, so you&#39;re buying a 
condo,&quot; says Lamb.&lt;br /&gt;
&lt;br /&gt;
It&#39;s the same phenomenon, he says, that you see in other big cities of the 
world, such as Hong Kong, Tokyo, London and Paris.&lt;br /&gt;
&lt;br /&gt;
&quot;If you want to live in central Toronto, you&#39;re going to have to live in a 
condo. Families will be forced to buy into high-density living. It&#39;s the natural 
evolution of a city,&quot; says Lamb who develops condo projects in Toronto, Ottawa 
and Calgary.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
[&lt;a href=&quot;http://www.cbc.ca/news/interactives/before-after/toronto-condos/index.html&quot;&gt;More from CBC: Toronto condo boom changing city&#39;s landscape&lt;/a&gt;]&lt;br /&gt;
&lt;div id=&quot;storybody&quot;&gt;
&lt;h3&gt;

Shift in expectations&lt;/h3&gt;
&lt;span class=&quot;photo left&quot; style=&quot;width: 222px;&quot;&gt;&lt;i&gt;Real estate newsletter 
editor Ben Myers says the transition to condo life will require a change in 
mindset for families.&lt;/i&gt;&lt;/span&gt;
&lt;br /&gt;
For families, the transition to condo life will require a change in mindset 
and shift in expectations to vertical living in a smaller space, says Ben Myers, 
editor and vice-president at Urbanation, a real estate newsletter.&lt;br /&gt;
&lt;br /&gt;
It&#39;s a mindset that new Canadians coming here from cities like Hong Kong, 
Singapore and Mumbai are used to and have no problems with, he adds.&lt;br /&gt;
&lt;br /&gt;
&quot;It&#39;s more the Canadian mindset where you have to have a piece of property, 
fenced in with a yard and a garage.&quot;&lt;br /&gt;
&lt;div class=&quot;sidebar&quot;&gt;
&lt;h2&gt;

Toronto&#39;s condo boom&lt;/h2&gt;
Toronto has 132 highrise buildings, defined as between 12 to 40 floors, under 
construction, according to a German research company that tracks data on 
multi-storey buildings.&lt;br /&gt;
Mexico City is second with 88 and New York City is third with 86. Rounding 
out the top five are Chicago, which is building 17 high-rises and Miami with 
16.&lt;br /&gt;
&lt;br /&gt;
With 1, 875 completed high rises and skyscrapers, Toronto is second only to 
New York City, which has more than 4,000, and ranks just ahead of Mexico City 
and Chicago.&lt;br /&gt;
&lt;i&gt;-Source: Emporis&lt;/i&gt;&lt;br /&gt;
&lt;br /&gt;
[&lt;a href=&quot;http://www.cbc.ca/news/interactives/toronto-newcondos/&quot;&gt;More from CBC: Toronto&#39;s new condo mix&lt;/a&gt;]&lt;/div&gt;
&lt;br /&gt;
Culturally and economically, Torontonians haven&#39;t arrived at the Manhattan 
scenario — yet, says John Pasalis, president of Realosophy Real Estate 
Brokerage.&lt;br /&gt;
&lt;br /&gt;
&quot;You can&#39;t buy a house in New York City or Hong Kong. It&#39;s so expensive, it&#39;s 
just not an option, but in Toronto we do still have affordable houses.&quot;&lt;br /&gt;
&lt;br /&gt;
Buyers can get a freehold house for around $500,000 if they&#39;re prepared to go 
further east on Danforth Avenue or further west along Bloor Street and lower 
their expectations in terms of finishes, according to Pasalis.&lt;br /&gt;
&lt;br /&gt;
&quot;We&#39;re at least a decade away before families truly cannot afford houses in 
Toronto and have to start considering condos as an option,&quot; he says.&lt;br /&gt;
&lt;h3&gt;

Size going to be an issue&lt;/h3&gt;
With Toronto building more highrises than anywhere else in North America, 
local buyers might think they have plenty of options in terms of buying 
condos.&lt;br /&gt;
&lt;br /&gt;
About 53,000 new condo units are due to be completed in Toronto over the next 
18 months alone.&lt;br /&gt;
&lt;br /&gt;
However, even when families do adjust their expectations and mindsets to 
embrace condo living, they will come up against a wall over a lack of larger 
units roomy enough to accommodate a growing family of any size, experts 
say.&lt;br /&gt;
&lt;span class=&quot;photo left&quot; style=&quot;width: 222px;&quot;&gt;&lt;i&gt;&lt;/i&gt;&lt;/span&gt;
&lt;br /&gt;
Of the 6,005 condos ready for occupancy this year in the former city of 
Toronto, 63 per cent are studios, one-bedrooms or one-bedrooms plus den. The 
average size is 822 square feet, according to a report by Urbanation&lt;br /&gt;
&lt;br /&gt;
Meanwhile, of 9,090 condos slated for completion in 2014, 67 per cent are 
studios, one-bedroom units, or one-bedroom plus dens. The average size of all 
these units is only 695 square feet.&lt;br /&gt;
&lt;br /&gt;
The reason for this is that, typically, developers have to sell 60 to 80 per 
cent of their units before they can secure bank financing to start construction, 
so they&#39;re building what sells now — small units for singles and young couples 
who want to be urban dwellers.&lt;br /&gt;
&lt;br /&gt;
&quot;There&#39;s just no demand for three-bedroom condos downtown. Those units sit on 
the market a long time,&quot; says Pasalis.&lt;br /&gt;
&lt;br /&gt;
Adds Myers, &quot;the developers in the downtown market are catering their product 
to investors, who are interested in smaller units that are easier to rent or 
flip. The larger the unit, the longer it takes to rent out or sell.&quot;&lt;br /&gt;
&lt;br /&gt;
[&lt;a href=&quot;http://www.cbc.ca/news/canada/british-columbia/story/2012/06/01/bc-real-estate-wobbly.html&quot;&gt;More from CBC: Uncertain fate for Vancouver real estate prices&lt;/a&gt;]&lt;br /&gt;
&lt;h3&gt;

A looming glut in &#39;micro&#39; units&lt;/h3&gt;
But today&#39;s trend may well lead to a glut of &quot;micro&quot; units and a looming 
housing crunch for families who will eventually want to live in condos.&lt;br /&gt;
&lt;br /&gt;
Toronto city Coun. Adam Vaughan, for one, is worried about what he calls the 
&quot;explosion&quot; of single occupancy units in the downtown core.&lt;br /&gt;
&lt;br /&gt;
&quot;Family housing has to be in all parts of Toronto not just in the suburbs,&quot; 
he says. &quot;If all we do is build this type of housing, we&#39;ll just delay sprawl 
for another generation and create a simplistic monoculture downtown.&quot;&lt;br /&gt;
&lt;/div&gt;
&lt;div id=&quot;storybody&quot;&gt;
&lt;span class=&quot;photo left&quot; style=&quot;width: 222px;&quot;&gt;&lt;i&gt;Toronto city Coun. Adam 
Vaughan is pushing developers to build more family housing in his downtown 
ward.&lt;/i&gt;&lt;/span&gt;
&lt;br /&gt;
Vaughan is pushing developers to build more family housing in his downtown 
ward with some success — more than 600 units of housing with three or more 
bedrooms have been constructed or approved in the last four years.&lt;br /&gt;
&lt;br /&gt;
&quot;I appreciate that developers are nervous about building what they can sell,&quot; 
he says, &quot;but we can&#39;t allow market forces to do city planning.&quot;&lt;br /&gt;
&lt;br /&gt;
The city does offer incentives to developers by approving additional height 
and density for their projects in exchange for their building larger 
family-friendly units, as well as condos with knockout panels, which can be 
combined to make larger suites in the future, and units designed for disabled 
residents.&lt;br /&gt;
&lt;br /&gt;
&quot;Diversity keeps the downtown core vibrant. Diversity is accommodating 
different family configurations and different economic price points,&quot; says 
Vaughan.&lt;br /&gt;
For his part, Lamb agreed to build 30 three-bedroom units in his 300-unit 
32-storey King Charlotte project at King Street east and Spadina in order to get 
it approved.&lt;br /&gt;
&lt;br /&gt;
[&lt;a href=&quot;http://www.cbc.ca/news/canada/british-columbia/story/2008/11/14/bc-real-estate-values-fall-okanagan.html&quot;&gt;More from CBC: Okanagan leads fall in B.C. real estate values&lt;/a&gt;]&lt;br /&gt;
&lt;h3&gt;

Tough sell&lt;/h3&gt;
But so far, only seven of the 1,000-square-foot three-bedroom condos, priced 
at under $600,000, have sold.&lt;br /&gt;
&lt;br /&gt;
&quot;They&#39;re a tough sell,&quot; says Lamb. &quot;We&#39;ve had to offer all kinds of 
incentives. It&#39;s just not what people want right now. It&#39;s a shame.&quot;&lt;br /&gt;
&lt;br /&gt;
Acceptance of condo life has gone through several phases, says Lamb who has 
been selling them since 1988.&lt;br /&gt;
&lt;br /&gt;
When he started, Lamb recalls that people &quot;turned their noses up at condos,&quot; 
seeing them as an inferior housing option.&lt;br /&gt;
&lt;/div&gt;
&lt;div id=&quot;storybody&quot;&gt;
&lt;span class=&quot;photo left&quot; style=&quot;width: 222px;&quot;&gt;&lt;i&gt;Real estate mogul 
Brad Lamb says that anyone wanting to live in central Toronto will have to live 
in a condo.&lt;/i&gt;&lt;/span&gt;
&lt;br /&gt;
Then, through the condo boom of 2000 to 2012, builders enticed young buyers 
and investors with tiny &quot;super highly-stylized Prada shoe apartments,&quot; by 
selling a hip, downtown lifestyle.&lt;br /&gt;
Twenty years ago, studio condos — units without bedrooms — were typically 600 
square feet. Today they’re more likely to be half that size at 300 square 
feet.&lt;br /&gt;
&lt;br /&gt;
Lamb predicts the next wave of condo building will reverse the trend to 
pint-sized units.&lt;br /&gt;
&quot;As the city matures, and there is no room for single family homes and the 
price gap between them and condos grows, that gap will be filled with larger, 
more luxurious condo units that resemble small homes.&quot;&lt;/div&gt;
&lt;br /&gt;
&lt;b&gt;&lt;br /&gt;
&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;http://ca.finance.yahoo.com/news/the--manhattanization--of-toronto-will-change-family-housing-dreams.html&quot;&gt;Click for more information and credits&lt;/a&gt;&lt;/b&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/1329381522744236246/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/along-with-shrinking-stock-prices-for.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/1329381522744236246'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/1329381522744236246'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/along-with-shrinking-stock-prices-for.html' title='The &#39;Manhattanization&#39; of Toronto will change family-housing dreams'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-1535143126118900007</id><published>2012-07-02T08:59:00.000-04:00</published><updated>2012-07-02T08:59:56.592-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="basic needs"/><category scheme="http://www.blogger.com/atom/ns#" term="couple"/><category scheme="http://www.blogger.com/atom/ns#" term="happiness"/><category scheme="http://www.blogger.com/atom/ns#" term="happy"/><category scheme="http://www.blogger.com/atom/ns#" term="he makes me happy"/><category scheme="http://www.blogger.com/atom/ns#" term="husband"/><category scheme="http://www.blogger.com/atom/ns#" term="intimacy"/><category scheme="http://www.blogger.com/atom/ns#" term="love"/><category scheme="http://www.blogger.com/atom/ns#" term="Man"/><category scheme="http://www.blogger.com/atom/ns#" term="mankind"/><category scheme="http://www.blogger.com/atom/ns#" term="marriage"/><category scheme="http://www.blogger.com/atom/ns#" term="relationships"/><category scheme="http://www.blogger.com/atom/ns#" term="she makes me happy"/><category scheme="http://www.blogger.com/atom/ns#" term="simple life"/><category scheme="http://www.blogger.com/atom/ns#" term="wife"/><category scheme="http://www.blogger.com/atom/ns#" term="women"/><title type='text'>A Man’s Basic Needs Are Simple, But Often Forgotten</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;h1 class=&quot;entry-title&quot; style=&quot;text-align: center;&quot;&gt;
A Man’s Basic Needs Are Simple, But Often Forgotten&lt;/h1&gt;
&lt;br /&gt;

  
  &lt;div class=&quot;post-info&quot;&gt;
&lt;span class=&quot;date published time&quot; title=&quot;2012-07-01T18:54:31-04:00&quot;&gt;July 1, 2012&lt;/span&gt;  | Posted by &lt;span class=&quot;author vcard&quot;&gt;&lt;span class=&quot;fn&quot;&gt;&lt;a class=&quot;fn n&quot; href=&quot;http://atlantablackstar.com/author/stan/&quot; rel=&quot;author&quot; title=&quot;Stanley Yorker&quot;&gt;Stanley Yorker&lt;/a&gt;&lt;/span&gt;&lt;/span&gt;  &lt;br /&gt;&lt;span class=&quot;tags&quot;&gt;Tagged With: &lt;a href=&quot;http://atlantablackstar.com/tag/a-mans-basic-needs/&quot; rel=&quot;tag&quot;&gt;a man&#39;s basic needs&lt;/a&gt;, &lt;a href=&quot;http://atlantablackstar.com/tag/couples/&quot; rel=&quot;tag&quot;&gt;Couples&lt;/a&gt;, &lt;a href=&quot;http://atlantablackstar.com/tag/intimacy/&quot; rel=&quot;tag&quot;&gt;intimacy&lt;/a&gt;, &lt;a href=&quot;http://atlantablackstar.com/tag/love-and-relationships/&quot; rel=&quot;tag&quot;&gt;Love And Relationships&lt;/a&gt;, &lt;a href=&quot;http://atlantablackstar.com/tag/marriage/&quot; rel=&quot;tag&quot;&gt;marriage&lt;/a&gt;, &lt;a href=&quot;http://atlantablackstar.com/tag/relationships/&quot; rel=&quot;tag&quot;&gt;Relationships&lt;/a&gt;&lt;/span&gt; &lt;/div&gt;
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&lt;a href=&quot;http://atlantablackstar.com/2012/07/01/a-mans-basic-needs-are-simple-but-often-forgotten/black_couple4/&quot; rel=&quot;attachment wp-att-15512&quot;&gt;&lt;img alt=&quot;&quot; class=&quot;alignleft size-medium wp-image-15512&quot; height=&quot;220&quot; src=&quot;http://d39ya49a1fwv14.cloudfront.net/wp-content/uploads/2012/07/black_couple4-300x220.jpg&quot; title=&quot;black_couple4&quot; width=&quot;300&quot; /&gt;&lt;/a&gt;Man
 was made simply with straightforward needs and basic desires.&amp;nbsp; They 
don’t need much to be happy.&amp;nbsp; However, women are more complicated so 
they often forget the basic needs a man has.&lt;br /&gt;

&lt;br /&gt;
Men become unhappy to the point they want to find someone that will 
make them happy again.&amp;nbsp; If you want to win&amp;nbsp;your husband’s heart&amp;nbsp;back 
after losing him, you’re going to need to know what he needs.&lt;br /&gt;

&lt;br /&gt;
As surprising as it may seem men don’t generally leave for a shallow 
reason like “She just wasn’t attractive to me anymore” as many women 
tend think.&amp;nbsp; In fact, they leave for a rather justified reason.&amp;nbsp; &lt;b&gt;When 
asked by a counselor why a man left a relationship, all men had the same
 general response: “I just couldn’t make her happy anymore.”&amp;nbsp;&lt;/b&gt; Would you 
believe it?&amp;nbsp; Honestly, this is a good response and you can’t get mad if a
 guy left you for this reason because some of the blame falls on you for
 not letting him know he made you happy.&lt;br /&gt;

&lt;br /&gt;
That is the reason why most men leave a relationship.&amp;nbsp; On the basis 
that he couldn’t make you happy anymore, he figured the best thing to do
 would be to move on so someone else could make you happy instead.&lt;br /&gt;

&lt;br /&gt;
He would then be able to go out and find someone else to make him 
happy.&amp;nbsp; Happiness is the core in relationships.&amp;nbsp; Even if things are 
tough, as long as happiness exists, both parties can survive anything in
 a relationship.&lt;br /&gt;

&lt;br /&gt;
Since men are simple, when they see that they make their partner 
happy, they will be able to push them through everything else.&amp;nbsp; Men will
 stick through all sorts of relationship adversity but as long as a man 
can see he makes his partner happy he will stick through it.&lt;br /&gt;

&lt;br /&gt;
It’s not a matter of tricks to get his attention but rather&amp;nbsp;it’s a 
matter of showing him that he makes you happy.&amp;nbsp; He needs to see you glow
 again.&amp;nbsp; You have to be obvious because men don’t like hints.&amp;nbsp; Being 
happy is the key.&lt;br /&gt;

&lt;br /&gt;
Source: &lt;a href=&quot;http://www.howtomakeyourhusbandhappy.com/blog/relationship-advice/understand-the-basic-needs-of-a-man-to-win-his-heart/&quot; target=&quot;_blank&quot;&gt;HowtoMakeYourHusbandHappy.com&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/1535143126118900007/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/mans-basic-needs-are-simple-but-often.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/1535143126118900007'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/1535143126118900007'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/07/mans-basic-needs-are-simple-but-often.html' title='A Man’s Basic Needs Are Simple, But Often Forgotten'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-6963361294049473357</id><published>2012-06-29T09:57:00.000-04:00</published><updated>2012-06-29T09:59:33.385-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="August 4 2012"/><category scheme="http://www.blogger.com/atom/ns#" term="Chicago"/><category scheme="http://www.blogger.com/atom/ns#" term="decriminalization of marijuana possession"/><category scheme="http://www.blogger.com/atom/ns#" term="fines instead of time"/><category scheme="http://www.blogger.com/atom/ns#" term="legalize marijuana possession"/><category scheme="http://www.blogger.com/atom/ns#" term="marijuana"/><category scheme="http://www.blogger.com/atom/ns#" term="Mayor Rahm Emanuel"/><category scheme="http://www.blogger.com/atom/ns#" term="the war on drugs"/><category scheme="http://www.blogger.com/atom/ns#" term="the windy city"/><title type='text'>Chicago to Decriminalize Marijuana Possession</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;br /&gt;
&lt;img alt=&quot;&quot; height=&quot;275&quot; src=&quot;http://www.vibe.com/sites/vibe.com/files/styles/main_image/public/article_images/vibe_marijuana_decriminalize_chicago.jpg&quot; width=&quot;475&quot; /&gt;&lt;br /&gt;
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&lt;div class=&quot;field field-name-body field-type-text-with-summary field-label-hidden&quot;&gt;
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Good news for green enthusiasts in the Windy City.&lt;br /&gt;
&lt;br /&gt;
According to the &lt;a href=&quot;http://www.chicagotribune.com/news/local/ct-met-chicago-city-council-0628-20120628,0,5631412.story&quot;&gt;Chicago Tribune&lt;/a&gt;, the Chicago City Council voted Wednesday that they would decriminaliz&lt;wbr&gt;&lt;/wbr&gt;e marijuana possession, joining a number of states who have opted for fines instead of arrests for small amounts of the drug.&lt;br /&gt;
&lt;br /&gt;
Beginning Aug. 4, police can issue tickets of between $250 and $500 
to someone caught with 15 grams or less of pot. More than 18,000 people 
are arrested for pot possession in Chicago annually, allowing the new 
law to allocate dollars towards Chicago. When the marijuana cases are 
dismissed, there&#39;s no cash flow into the city. &lt;br /&gt;
&lt;br /&gt;
Chi-town&#39;s Mayor Rahm Emanuel relied on a lengthy list of misbehavior
 to take care of the city&#39;s budget but says marijuana fines weren&#39;t put 
in place for financial benefits.&lt;br /&gt;
&lt;br /&gt;
&quot;It&#39;s not about revenue, it&#39;s about what (police officers) were doing
 with their time,&quot; the mayor said. &quot;The only revenue I&#39;m interested in, I
 don&#39;t want to be paying for these officers time and a half to sit in a 
courtroom for four hours on something that 80 to 90 percent of the time 
will be thrown out and everybody, both the residents and police officers
 and judges, already knows the outcome.&quot;&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;br /&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;a href=&quot;http://www.vibe.com/article/chicago-decriminalize-marijuana-possession&quot;&gt;Click HERE for more information and credits&lt;/a&gt;&lt;/b&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/6963361294049473357/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/06/chicago-to-decriminalize-marijuana.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/6963361294049473357'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/6963361294049473357'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/06/chicago-to-decriminalize-marijuana.html' title='Chicago to Decriminalize Marijuana Possession'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-7942620940472338892</id><published>2012-06-29T08:33:00.000-04:00</published><updated>2012-06-29T08:35:00.335-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="carnivore"/><category scheme="http://www.blogger.com/atom/ns#" term="China"/><category scheme="http://www.blogger.com/atom/ns#" term="Chinese Dog Meat Industry"/><category scheme="http://www.blogger.com/atom/ns#" term="dog meat"/><category scheme="http://www.blogger.com/atom/ns#" term="dogs"/><category scheme="http://www.blogger.com/atom/ns#" term="food"/><category scheme="http://www.blogger.com/atom/ns#" term="Guangxi province"/><category scheme="http://www.blogger.com/atom/ns#" term="illegal"/><category scheme="http://www.blogger.com/atom/ns#" term="Yulin City"/><title type='text'>Chinese Dog Meat Market Images Provide Glimpse Into Controversial Industry (GRAPHIC PHOTOS)</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;div id=&quot;potd_block&quot;&gt;
&lt;div class=&quot;big_photo&quot; itemprop=&quot;photo&quot;&gt;
&lt;img alt=&quot;Dog Meat Industry China&quot; class=&quot;pinit&quot; height=&quot;190&quot; id=&quot;img_caption_1631208&quot; src=&quot;http://i.huffpost.com/gen/663744/thumbs/s-DOG-MEAT-INDUSTRY-CHINA-large.jpg&quot; width=&quot;260&quot; /&gt;

             

             
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&lt;div class=&quot;articleBody&quot; itemprop=&quot;articleBody&quot;&gt;
While many people regularly consume farm animals such as cows, chickens and pigs, &lt;a href=&quot;http://www.dailymail.co.uk/news/article-2164353/Horrific-images-dogs-killed-cooked-served-meal-sick-Chinese-tradition.html&quot; target=&quot;_hplink&quot;&gt;the reaction by many to these graphic photos of a dog meat market&lt;/a&gt; suggest cultural differences play a role in how some view the treatment of different animals.&lt;br /&gt;
&lt;b&gt;WARNING: Graphic Images Below.&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
According to the &lt;i&gt;Daily Mail&lt;/i&gt;, the market pictured, located in Yulin City in China&#39;s Guangxi province, routinely cuts up and cooks dogs in front of patrons. &lt;br /&gt;
Despite efforts by activists to end the practice in China and in Korea -- &lt;a href=&quot;http://animalrightskorea.org/dog-meat-issue/current-situation-of-koreas-dog-meat-industry.html&quot; target=&quot;_hplink&quot;&gt;where it is technically illegal&lt;/a&gt; --  the industry has seemed to persevere. &lt;br /&gt;
Animal rights activist group PETA touched on the issue when 
discussing a past controversy, writing on their blog that while very 
upsetting, &lt;a href=&quot;http://www.peta.org/b/thepetafiles/archive/2011/10/04/dogs-stolen-for-meat.aspx&quot; target=&quot;_hplink&quot;&gt;they view it as no different than all other forms of animal consumption&lt;/a&gt;.&lt;br /&gt;
&lt;blockquote&gt;
&quot;Before we point the finger and call such people hypocrites,
 think of people in the Western world who have &quot;pet&quot; hens and 
pot-bellied pigs yet still eat fried chicken and ham sandwiches. They 
balk at eating animals they &quot;know&quot; but have no problem eating an animal 
they never met who invariably endured a miserable life on a filthy 
factory farm and ended up in a very scary place: the slaughterhouse.&quot;&lt;/blockquote&gt;
&lt;br /&gt;
&lt;b&gt;WARNING: Graphic Images:&lt;/b&gt;&lt;br /&gt;
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Chinese Dog Meat Industry (PHOTOS)&lt;/div&gt;
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Chinese 
vendors transport cages of dogs to be killed and eaten at a free market 
in Yulin city, south Chinas Guangxi Zhuang Autonomous Region, 20 June 
2012. (Imaginechina)&lt;/div&gt;
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&lt;b&gt;&lt;a href=&quot;http://www.huffingtonpost.com/2012/06/27/chinese-dog-meat-market_n_1631208.html?ncid=edlinkusaolp00000003&quot;&gt;Read More&lt;/a&gt;&lt;/b&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/7942620940472338892/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/06/chinese-dog-meat-market-images-provide.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/7942620940472338892'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/7942620940472338892'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/06/chinese-dog-meat-market-images-provide.html' title='Chinese Dog Meat Market Images Provide Glimpse Into Controversial Industry (GRAPHIC PHOTOS)'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-8602430813820890747</id><published>2012-06-29T06:59:00.000-04:00</published><updated>2012-06-29T06:59:57.687-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="$30 billion"/><category scheme="http://www.blogger.com/atom/ns#" term="new plans"/><category scheme="http://www.blogger.com/atom/ns#" term="property tax hike"/><category scheme="http://www.blogger.com/atom/ns#" term="public transit"/><category scheme="http://www.blogger.com/atom/ns#" term="subway"/><category scheme="http://www.blogger.com/atom/ns#" term="subway line"/><category scheme="http://www.blogger.com/atom/ns#" term="subway train"/><category scheme="http://www.blogger.com/atom/ns#" term="tax hikes"/><category scheme="http://www.blogger.com/atom/ns#" term="transit"/><category scheme="http://www.blogger.com/atom/ns#" term="TTC"/><title type='text'>$30B TTC Plan: Property Tax Hikes, New Subway Lines</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;img alt=&quot;A map of Toronto&#39;s future TTC service, according to the OneCity Transit Plan introduced by TTC Chair Karen Stintz on Wed. June 27, 2012.&quot; height=&quot;348&quot; src=&quot;http://www.cp24.com/polopoly_fs/1.855689%21/httpImage/image.jpg_gen/derivatives/landscape_620/image.jpg&quot; title=&quot;A map of Toronto&#39;s future TTC service, according to the OneCity Transit Plan introduced by TTC Chair Karen Stintz on Wed. June 27, 2012.&quot; width=&quot;620&quot; /&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;

 There’s a new transit plan up for debate at city hall and this one has 
Toronto property owners footing the bill for a TTC expansion.&lt;br /&gt;

&lt;br /&gt;
TTC Chair Karen Stintz is submitting a proposal to her council 
colleagues Wednesday that outlines an ambitious 30-year, $30-billion 
plan for 170-kilometres of new transit lines. Those lines include six 
new subway routes, 10 new LRT lines and five new bus and streetcar 
paths.&lt;br /&gt;


 Her proposal, titled “OneCity Transit Plan,” would be supported through
 a 1.9 per cent property tax hike over four years. Under the plan, 
Toronto property owners would pay about $45 more in the first year, $90 
more in the second year, $135 more in the third year and $180 more in 
the fourth year and beyond.&lt;br /&gt;

&lt;br /&gt;
&quot;If we are asking people to pay, they need to know what they are buying
 into and that is what this plan is all about,&quot; Stintz said during a 
press conference held to unveil details of the plan Wednesday morning. 
“These are projects we believe we need to invest in and we want people 
to say ‘Yes, this is something I want to invest in.’”&lt;br /&gt;

&lt;br /&gt;
In a letter to her council colleagues, Stintz explains that under 
current regulations, the city can only collect the same amount of 
property taxes every year because of provincial revenue-neutral 
requirements.&lt;br /&gt;

&lt;br /&gt;
Under the “OneCity Transit Plan” a dedicated fund would be set up that would be separate from the city’s annual budget process.&lt;br /&gt;

&lt;br /&gt;
“Some people feel very strongly about no taxes, which I understand, so 
we have to convince the public that there is value here,” Stintz told 
CP24 in an interview with Stephen LeDrew Wednesday afternoon. “It is not
 just a tax; it is an investment in our future city and once people 
realize that this plan will benefit everyone, I think they will be 
willing to pay in.”&lt;br /&gt;


 The first step of the plan is to replace the Scarborough RT with a 
subway extension from Kennedy Station to Scarborough Town Centre and 
then to Sheppard Avenue, Stintz said.&lt;br /&gt;


 Next, the plan will focus on building transportation to support the waterfront and the anticipated 2015 Pan-Am Games.&lt;br /&gt;
&lt;br /&gt;


 Twenty other projects named in the plan would be prioritized by council at a later date, Stintz added.&lt;br /&gt;


 Those projects include:&lt;br /&gt;

&lt;ul&gt;
&lt;li&gt;
  Building a Don Mills Express line from Queen Station to Eglinton to 
alleviate the current pressures on the Yonge/Bloor subway line&lt;/li&gt;
&lt;li&gt;
  Upgrading the Bloor-Yonge subway station&lt;/li&gt;
&lt;li&gt;
  Extending the Yonge subway to Steeles Ave.&lt;/li&gt;
&lt;li&gt;
  Extending the Sheppard East LRT line to Malvern&lt;/li&gt;
&lt;li&gt;
  Extending the Eglinton Crosstown LRT line to Pearson Airport&lt;/li&gt;
&lt;/ul&gt;
In an interview with CP24 Wednesday morning TTC vice-chair Glenn De 
Baeremaeker said the entire plan took about a month to come up with and 
would represent good value for taxpayers.&lt;br /&gt;


 “Every line has been talked about over the last 30 years at one time or
 another and all Coun. Stintz and I did was take all of these ideas and 
put them into one comprehensive plan and figure out a way to pay for 
it,” he said. “For an $180 tax increase you get $30 billion in new 
transit and that’s something we think people will support.”&lt;br /&gt;
&lt;div style=&quot;background-color: white; border: medium none; color: black; overflow: hidden; text-align: left; text-decoration: none;&quot;&gt;
&lt;br /&gt;Read more: &lt;a href=&quot;http://www.cp24.com/30b-ttc-plan-property-tax-hikes-new-subway-lines-1.855672#ixzz1zB92cBFV&quot; style=&quot;color: #003399;&quot;&gt;http://www.cp24.com/30b-ttc-plan-property-tax-hikes-new-subway-lines-1.855672#ixzz1zB92cBFV&lt;/a&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/8602430813820890747/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/06/30b-ttc-plan-property-tax-hikes-new.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8602430813820890747'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/8602430813820890747'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/06/30b-ttc-plan-property-tax-hikes-new.html' title='$30B TTC Plan: Property Tax Hikes, New Subway Lines'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-944453022395348932</id><published>2012-06-16T22:13:00.001-04:00</published><updated>2012-06-16T22:13:44.407-04:00</updated><title type='text'>Congratulations Black America We&#39;ve Made The KKK Very Proud!!! (BLOG) | Global Grind</title><content type='html'>&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img alt=&quot;&quot; class=&quot;imagecache-article_images_540 article_image&quot; src=&quot;http://static.globalgrind.com/sites/default/files/imagecache/article_images_540/images/2012_june/blacks_in_kkk.png&quot; title=&quot;&quot; /&gt; &lt;/div&gt;&lt;br /&gt;
&lt;div style=&quot;text-align: center;&quot;&gt;&lt;a href=&quot;http://globalgrind.com/news/black-america-weve-made-kkk-very-proud-blog&quot;&gt;Congratulations Black America We&#39;ve Made The KKK Very Proud!!! (BLOG) | Global Grind&lt;/a&gt;&lt;/div&gt;&lt;div style=&quot;text-align: left;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style=&quot;text-align: left;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style=&quot;text-align: left;&quot;&gt;&lt;i&gt;Thanks to&amp;nbsp;&lt;a href=&quot;http://globalgrind.com/&quot;&gt;Russell Simmons &amp;amp; GlobalGrind.com&lt;/a&gt;&lt;/i&gt; &lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/944453022395348932/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/06/congratulations-black-america-weve-made.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/944453022395348932'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/944453022395348932'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/06/congratulations-black-america-weve-made.html' title='Congratulations Black America We&#39;ve Made The KKK Very Proud!!! (BLOG) | Global Grind'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-1109554797291518754</id><published>2012-06-16T21:10:00.000-04:00</published><updated>2012-06-16T21:13:44.027-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="computer"/><category scheme="http://www.blogger.com/atom/ns#" term="keyboard commands"/><category scheme="http://www.blogger.com/atom/ns#" term="keyboard shortcuts"/><category scheme="http://www.blogger.com/atom/ns#" term="Microsoft"/><category scheme="http://www.blogger.com/atom/ns#" term="secrets"/><category scheme="http://www.blogger.com/atom/ns#" term="shortcuts"/><category scheme="http://www.blogger.com/atom/ns#" term="Windows"/><title type='text'>Keyboard Shortcuts</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;b&gt;Saturday, March 3rd, 2012&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
I have a dear friend who can make his way around a keyboard without 
ever touching the computers mouse. I Love watching him at the computer 
because it is just so fascinating to me.&lt;br /&gt;
&lt;br /&gt;
I found this 
article and thought that I would share it with you here.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Windows system key combinations&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;F1: Help&lt;/li&gt;
&lt;li&gt;CTRL+ESC: Open &lt;b&gt;Start&lt;/b&gt; menu&lt;/li&gt;
&lt;li&gt;ALT+TAB: Switch between open programs&lt;/li&gt;
&lt;li&gt;ALT+F4: Quit program&lt;/li&gt;
&lt;li&gt;SHIFT+DELETE: Delete item permanently&lt;/li&gt;
&lt;li&gt;Windows Logo+L: Lock the computer (without using CTRL+ALT+DELETE)&lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;Windows program key combinations&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;CTRL+C: Copy&lt;/li&gt;
&lt;li&gt;CTRL+X: Cut&lt;/li&gt;
&lt;li&gt;CTRL+V: Paste&lt;/li&gt;
&lt;li&gt;CTRL+Z: Undo&lt;/li&gt;
&lt;li&gt;CTRL+B: Bold&lt;/li&gt;
&lt;li&gt;CTRL+U: Underline&lt;/li&gt;
&lt;li&gt;CTRL+I: Italic &lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;Mouse click/keyboard modifier combinations for shell objects&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;SHIFT+right click: Displays a shortcut menu containing alternative commands&lt;/li&gt;
&lt;li&gt;SHIFT+double click: Runs the alternate default command (the second item on the menu)&lt;/li&gt;
&lt;li&gt;ALT+double click: Displays properties&lt;/li&gt;
&lt;li&gt;SHIFT+DELETE: Deletes an item immediately without placing it in the Recycle Bin&lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;General keyboard-only commands&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;F1: Starts Windows Help&lt;/li&gt;
&lt;li&gt;F10: Activates menu bar options&lt;/li&gt;
&lt;li&gt;SHIFT+F10 Opens a shortcut menu for the selected item (this is the same as right-clicking an object&lt;/li&gt;
&lt;li&gt;CTRL+ESC: Opens the &lt;b&gt;Start&lt;/b&gt; menu (use the ARROW keys to select an item)&lt;/li&gt;
&lt;li&gt;CTRL+ESC or ESC: Selects the &lt;b&gt;Start&lt;/b&gt; button (press TAB to select the taskbar, or press SHIFT+F10 for a context menu)&lt;/li&gt;
&lt;li&gt;CTRL+SHIFT+ESC: Opens Windows Task Manager&lt;/li&gt;
&lt;li&gt;ALT+DOWN ARROW: Opens a drop-down list box&lt;/li&gt;
&lt;li&gt;ALT+TAB: Switch to another running program (hold down the ALT key and then press the TAB key to view the task-switching window)&lt;/li&gt;
&lt;li&gt;SHIFT: Press and hold down the SHIFT key while you insert a CD-ROM to bypass the automatic-run feature&lt;/li&gt;
&lt;li&gt;ALT+SPACE: Displays the main window&#39;s &lt;b&gt;System&lt;/b&gt; menu (from the &lt;b&gt;System&lt;/b&gt; menu, you can restore, move, resize, minimize, maximize, or close the window)&lt;/li&gt;
&lt;li&gt;ALT+- (ALT+hyphen): Displays the Multiple Document Interface (MDI) child window&#39;s &lt;b&gt;System&lt;/b&gt; menu (from the MDI child window&#39;s &lt;b&gt;System&lt;/b&gt; menu, you can restore, move, resize, minimize, maximize, or close the child window)&lt;/li&gt;
&lt;li&gt;CTRL+TAB: Switch to the next child window of a Multiple Document Interface (MDI) program&lt;/li&gt;
&lt;li&gt;ALT+underlined letter in menu: Opens the menu&lt;/li&gt;
&lt;li&gt;ALT+F4: Closes the current window&lt;/li&gt;
&lt;li&gt;CTRL+F4: Closes the current Multiple Document Interface (MDI) window&lt;/li&gt;
&lt;li&gt;ALT+F6: Switch between multiple windows in the same program (for example, when the Notepad &lt;b&gt;Find&lt;/b&gt; dialog box is displayed, ALT+F6 switches between the &lt;b&gt;Find&lt;/b&gt; dialog box and the main Notepad window)&lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;Shell objects and general folder/Windows Explorer shortcuts&lt;/b&gt;&lt;br /&gt;
For a selected object:&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;F2: Rename object&lt;/li&gt;
&lt;li&gt;F3: Find all files&lt;/li&gt;
&lt;li&gt;CTRL+X: Cut&lt;/li&gt;
&lt;li&gt;CTRL+C: Copy&lt;/li&gt;
&lt;li&gt;CTRL+V: Paste&lt;/li&gt;
&lt;li&gt;SHIFT+DELETE: Delete selection immediately, without moving the item to the Recycle Bin&lt;/li&gt;
&lt;li&gt;ALT+ENTER: Open the properties for the selected object&lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;To copy a file&lt;/b&gt;&lt;br /&gt;
Press and hold down the CTRL key while you drag the file to another folder.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;To create a shortcut&lt;/b&gt;&lt;br /&gt;
Press and hold down CTRL+SHIFT while you drag a file to the desktop or a folder.&lt;br /&gt;
Back to the top&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;General folder/shortcut control&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;F4: Selects the &lt;b&gt;Go To A Different Folder&lt;/b&gt; box and moves down the entries in the box (if the toolbar is active in Windows Explorer)&lt;/li&gt;
&lt;li&gt;F5: Refreshes the current window.&lt;/li&gt;
&lt;li&gt;F6: Moves among panes in Windows Explorer&lt;/li&gt;
&lt;li&gt;CTRL+G: Opens the Go To Folder tool (in Windows 95  Windows Explorer only)&lt;/li&gt;
&lt;li&gt;CTRL+Z: Undo the last command&lt;/li&gt;
&lt;li&gt;CTRL+A: Select all the items in the current window&lt;/li&gt;
&lt;li&gt;BACKSPACE: Switch to the parent folder&lt;/li&gt;
&lt;li&gt;SHIFT+click+&lt;b&gt;Close&lt;/b&gt; button: For folders, close the current folder plus  all parent folders&lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;Windows Explorer tree control&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;Numeric Keypad *: Expands everything under the current selection&lt;/li&gt;
&lt;li&gt;Numeric Keypad +: Expands the current selection&lt;/li&gt;
&lt;li&gt;Numeric Keypad -: Collapses the current selection.&lt;/li&gt;
&lt;li&gt;RIGHT ARROW: Expands the current selection if it is not  expanded, otherwise goes to the first child&lt;/li&gt;
&lt;li&gt;LEFT ARROW: Collapses the current selection if it is expanded,  otherwise goes to the parent&lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;Properties control&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;CTRL+TAB/CTRL+SHIFT+TAB: Move through the property tabs&lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;Accessibility shortcuts&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;Press SHIFT five times: Toggles StickyKeys on and off&lt;/li&gt;
&lt;li&gt;Press down and hold the right SHIFT key for eight seconds:  Toggles FilterKeys on and off&lt;/li&gt;
&lt;li&gt;Press down and hold the NUM LOCK key for five seconds: Toggles ToggleKeys on and off&lt;/li&gt;
&lt;li&gt;Left ALT+left SHIFT+NUM LOCK: Toggles MouseKeys on and off&lt;/li&gt;
&lt;li&gt;Left ALT+left SHIFT+PRINT SCREEN: Toggles high contrast on and off&lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;Microsoft Natural Keyboard keys&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;Windows Logo:           &lt;b&gt;Start&lt;/b&gt; menu&lt;/li&gt;
&lt;li&gt;Windows Logo+R:         &lt;b&gt;Run&lt;/b&gt; dialog box&lt;/li&gt;
&lt;li&gt;Windows Logo+M:         Minimize all&lt;/li&gt;
&lt;li&gt;SHIFT+Windows Logo+M:   Undo minimize all&lt;/li&gt;
&lt;li&gt;Windows Logo+F1:        Help&lt;/li&gt;
&lt;li&gt;Windows Logo+E:         Windows Explorer&lt;/li&gt;
&lt;li&gt;Windows Logo+F:         Find files or folders&lt;/li&gt;
&lt;li&gt;Windows Logo+D:         Minimizes all open windows and displays the desktop&lt;/li&gt;
&lt;li&gt;CTRL+Windows Logo+F:    Find computer&lt;/li&gt;
&lt;li&gt;CTRL+Windows
  Logo+TAB: Moves focus from Start, to the Quick Launch toolbar, to the 
 system tray (use RIGHT ARROW or LEFT ARROW to move focus to items on 
the  Quick Launch toolbar and the system tray)&lt;/li&gt;
&lt;li&gt;Windows Logo+TAB:       Cycle through taskbar buttons&lt;/li&gt;
&lt;li&gt;Windows Logo+Break:     &lt;b&gt;System Properties&lt;/b&gt; dialog box&lt;/li&gt;
&lt;li&gt;Application key:   Displays a shortcut menu for the selected item&lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;Microsoft Natural Keyboard with IntelliType software installed&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;Windows Logo+L:         Log off Windows&lt;/li&gt;
&lt;li&gt;Windows Logo+P:         Starts Print Manager&lt;/li&gt;
&lt;li&gt;Windows Logo+C:         Opens Control Panel&lt;/li&gt;
&lt;li&gt;Windows Logo+V:         Starts Clipboard&lt;/li&gt;
&lt;li&gt;Windows Logo+K:         Opens &lt;b&gt;Keyboard Properties&lt;/b&gt; dialog box&lt;/li&gt;
&lt;li&gt;Windows Logo+I:         Opens &lt;b&gt;Mouse Properties&lt;/b&gt; dialog box&lt;/li&gt;
&lt;li&gt;Windows Logo+A:         Starts Accessibility Options (if installed)&lt;/li&gt;
&lt;li&gt;Windows Logo+SPACEBAR:  Displays the list of Microsoft IntelliType shortcut keys&lt;/li&gt;
&lt;li&gt;Windows Logo+S:        Toggles CAPS LOCK on and off&lt;/li&gt;
&lt;/ul&gt;
&lt;b&gt;Dialog box keyboard commands&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;TAB: Move to the next control in the dialog box&lt;/li&gt;
&lt;li&gt;SHIFT+TAB: Move to the previous control in the dialog box&lt;/li&gt;
&lt;li&gt;SPACEBAR:
  If the current control is a button, this clicks the button. If the  
current control is a check box, this toggles the check box. If the  
current control is an option, this selects the option.&lt;/li&gt;
&lt;li&gt;ENTER: Equivalent to clicking the selected button (the button with the outline)&lt;/li&gt;
&lt;li&gt;ESC: Equivalent to clicking the &lt;b&gt;Cancel&lt;/b&gt; button&lt;/li&gt;
&lt;li&gt;ALT+underlined letter in dialog box item:  Move to the corresponding item&lt;/li&gt;
&lt;/ul&gt;
&lt;a href=&quot;http://support.microsoft.com/kb/126449&quot;&gt;Click Here For The Complete Article&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
Thank you Microsoft Support &lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://ifonlyyouknewbylorib.blogspot.com/feeds/1109554797291518754/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/06/keyboard-shortcuts.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/1109554797291518754'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4930421809053150623/posts/default/1109554797291518754'/><link rel='alternate' type='text/html' href='http://ifonlyyouknewbylorib.blogspot.com/2012/06/keyboard-shortcuts.html' title='Keyboard Shortcuts'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4930421809053150623.post-5022036705657960864</id><published>2012-06-16T16:45:00.000-04:00</published><updated>2012-06-16T16:49:38.298-04:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="entrepreneurs"/><category scheme="http://www.blogger.com/atom/ns#" term="must knows before you approach a lender"/><category scheme="http://www.blogger.com/atom/ns#" term="small business"/><title type='text'>Attention All Entrepreneurs</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;div style=&quot;text-align: center;&quot;&gt;
&lt;b&gt;9 Things Startups Must Know Before Approaching Lenders&lt;/b&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div style=&quot;text-align: center;&quot;&gt;
&lt;img alt=&quot;9 Things Startups Must Know Before Approaching Lenders&quot; src=&quot;http://www.entrepreneur.com/dbimages/blog/topimage/america-means-business-days.jpg&quot; /&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: center;&quot;&gt;
&lt;i&gt;Aisha Benson, the Vice President and Managing Director of Seedco 
Financial, talks to entrepreneurs at the America Means Business event in
 New York City.&lt;/i&gt;&lt;/div&gt;
&lt;br /&gt;
If it seems like you&#39;re still swimming against the tide to &lt;a href=&quot;http://www.entrepreneur.com/money/finance/index.html&quot; target=&quot;_blank&quot;&gt;find money for your small business&lt;/a&gt;,
 you&#39;re not alone. But there are preparations you can make as a business
 owner that will increase your chances of getting a loan.&lt;br /&gt;
&lt;br /&gt;
&quot;I want to dispel the myth that there is no money out there for small 
businesses,&quot; says Aisha Benson, vice president and managing director of 
Seedco, an alternative finance organization. As part of the &lt;a href=&quot;http://www.americameansbusiness-nyc.com/&quot; target=&quot;_blank&quot;&gt;America Means Business&lt;/a&gt; event in New York this week, Benson spoke to entrepreneurs about what they need to know before approaching a lender for a loan.&lt;br /&gt;
Here are quick tips from Benson to position yourself smartly:&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;1. Write a business plan.&lt;/b&gt; Vague ideas scribbled in your
 notebook won&#39;t impress lenders. For help with a business plan, Benson 
suggests starting with free templates available online. For examples, 
check out those available &lt;a href=&quot;http://www.entrepreneur.com/formnet/search_results/business_plan.html&quot; target=&quot;_blank&quot;&gt;here&lt;/a&gt;&amp;nbsp;or on the &lt;a href=&quot;http://web.sba.gov/busplantemplate/BizPlanStart.cfm&quot; target=&quot;_blank&quot;&gt;Small Business Administration&#39;s website&lt;/a&gt;. She also recommends contacting your local &lt;a href=&quot;http://www.asbdc-us.org/&quot; target=&quot;_blank&quot;&gt;Small Business Development Center&lt;/a&gt;, or make an appointment with a &lt;a href=&quot;http://www.score.org/&quot; target=&quot;_blank&quot;&gt;SCORE volunteer&lt;/a&gt;.&amp;nbsp;Once you have a plan, update it at least once a year, she says.&lt;br /&gt;
&lt;b&gt;Related:&amp;nbsp;&lt;a href=&quot;http://www.entrepreneur.com/article/223814&quot; target=&quot;_blank&quot;&gt;How to Craft a Business Plan That&#39;ll Turn Investors&#39; Heads&lt;/a&gt;&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;2. Organize your paperwork.&lt;/b&gt; Lenders have checklists of 
documents they need, like legal operating agreements, tax returns, and 
insurance papers. Have hard copies of these important business documents
 in one place so you can answer questions easily and promptly.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;3. Determine how much money you need. &lt;/b&gt;Benson says 
lenders and investors do not like to hear &quot;whatever you want to give me&quot;
 or broad terms like &quot;working capital,&quot; because that indicates 
disorganization. Know how much you need and what you are going to do 
with that money. Also, be ready to explain why you are borrowing it and 
how you are going to pay it back.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;4. Be prepared to put your own skin in the game.&lt;/b&gt; 
Investing your own money into your business inspires confidence in 
lenders. Be sure you have documentation to prove exactly how much you 
invested.&lt;br /&gt;
&lt;b&gt;Related:&amp;nbsp;&lt;a href=&quot;http://www.entrepreneur.com/blog/223669&quot; target=&quot;_blank&quot;&gt;3 Online Tools To Find Funding&lt;/a&gt;&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;5. Know your business numbers.&lt;/b&gt; It&#39;s fine to hire an 
accountant, but when you sit down with a lender you need to know what 
the line items on your balance sheet and income statement represent.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;6. Be transparent.&lt;/b&gt; Don&#39;t keep secrets. Lenders will 
research your financial history. So, even if you don&#39;t disclose debt on 
your application, the lender will find it. &quot;It only delays the process,&quot;
 Benson warns.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;7. Ask questions about the process. &lt;/b&gt;If the lender 
conducts site visits, schedule one at a time when you are likely to have
 customers. If your business partner needs to be present, be sure that 
he or she is there. If your application goes to a credit committee, 
don&#39;t expect a decision overnight.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;8. Read the fine print. &lt;/b&gt;In addition to understanding 
the interest rate, know the &quot;all-in&quot; cost of your loan: Ask about 
application costs, transaction fees, renewal fees, and any penalty fees.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;9. Be yourself. &lt;/b&gt;&quot;We want you to be honest and open -- 
that is about character,&quot; Benson says. &quot;The investor is really banking 
on you.&quot; Especially if you are working with micro lenders or alternative
 lenders, if they&#39;re impressed with your character, they&#39;re more likely 
to work with you.&lt;br /&gt;
&lt;b&gt;Related:&amp;nbsp;&lt;a href=&quot;http://www.entrepreneur.com/blog/223608&quot; target=&quot;_blank&quot;&gt;3 Rules for Successful Crowdfunding&lt;/a&gt;&lt;/b&gt;&lt;br /&gt;
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