Life Matter's

Let Me Be Your AVON Lady

noreply@blogger.com (~Kimberly Andrews) — Tue, 26 Aug 2014 15:20:00 +0000

My name is Kim (short for Kimberly) and I am an Independent Avon Sales Representative. I joined Avon because I was looking for a new fun and exciting venture and I realized Avon fit perfectly! I'm in business for myself, but not by myself. And, I get to earn extra income and get a personal discount on my favorite Avon products. I grew up on Avon and I've loved and used Avon on and off since about 1982. Avon is a blessing in that I get to meet new people, share the wonderful products, and most of all share this sensational opportunity with others. I so happy and thrilled to be a part of the Avon family.

Avon is the company that stands for beauty, innovation, optimism, and above all for women. Avon is a world leader in anti-aging skin care products, fragrance and color cosmetics. Its product line includes beauty products, fashion jewelry and apparel and features such well-recognized brand names as Avon Color, ANEW, Skin-So-Soft, Advance Techniques and mark.

To Shop my eStore go to www.youravon.com/kimandrews

Opportunity

Becoming an Avon Representative can be the starting point to a whole new, successful you. Join the team now to run a business on your own time and your terms.

The AVON Opportunity

Would you like to Work from home? Be your own boss? Look, feel and live better, all while earning and learning? You can with an Avon Career! Whatever background or walk of life, we know we have created a business opportunity whereas you can earn the financial rewards you desire.
Avon will support you through every step of your journey to success with the finest in programs and tools as well as outstanding rewards for your efforts. Your responsibility will be to set some exciting goals, manage your time and keep a positive attitude knowing that with consistent and persistent effort you will succeed. To become a Representative Today go to www.startavon.com and Enter Reference Code: kimandrews

Make Money, Free Affiliate Program

noreply@blogger.com (~Kimberly Andrews) — Thu, 21 Mar 2013 21:07:00 +0000

Want to make money? You can just by giving out InCare Savings Cards and at the same time, you can save on your prescriptions! No Sign Up Fees, No Monthly Fees & No Yearly Fees, Commissions are paid from transactions in Month 1, in Month 2 and there's No Waiting! Commissions are earned and paid as long as your cards are generating transactions, and you Earn $1 per prescription filled. If your patient/client gets 5 prescriptions, that is $5, and if they continue using the card you continue to get commissions. You override two levels down 15 cents for each level. This is huge, you can recruit your reps on line incaresavingscard.com and click become an agent– Enter them, then enter your name and/or Group Code as the referring agent. You can do this for them, or they can do it themselves. Or you can go to Become An Agent at InCareRx.

You can both make money and get your own discount card, but either way perhaps you just want to save on your prescriptions. You can download and print your FREE InCareSavings card and start using right away. You can save up to 75% at most participating pharmacies, and there are over 60,000 participating pharmacies! This card really works! The card works whether you have insurance or not. Perhaps you have no insurance or insurance doesn't cover some of your prescriptions. Maybe your prescriptions are less expensive than your insurance co-payment. At the end of the year maybe you are on medicare and you find yourself in the donut hole. Then this FREE InCareRx Savings Card will come in handy and save you money! There's nothing to lose with this FREE Card and savings to gain!

Looking for a Great Opportunity?

noreply@blogger.com (~Kimberly Andrews) — Mon, 11 Mar 2013 13:39:00 +0000

Want to do something fun in your spare time? Want to make a little extra money? Do you love jewelry? Then empower yourself by having your own online business at no cost, it's totally free. No hidden costs! You can customize your own store and earn up to 25% commission including your own. Customer service and shipping are handled for you and you also earn commission on sales from other boutique owners. Interested, then visit https://www.facebook.com/KimsSensationalJewelrybyKitsyLane/app_208195102528120

FREE InCareRx Prescription Savings Card

noreply@blogger.com (~Kimberly Andrews) — Sun, 10 Mar 2013 16:57:00 +0000

As a new InCareRx Agent I can provide you with our FREE pharmacy program. The card may be used at over 60,000 pharmacies nationwide, including most major chains. This is not insurance nor does this discount card have any cash value. Everyone is eligible for this program. There are no age or income restrictions and it's absolutely FREE! Save up to 90% on all your medications and prescriptions with this Free card.

This is the Drug Discount Card that provides you with CASH REBATES on a broad range of Brand Name prescription drugs. These cash rebates are sent to you personally via an Official Mastercard Cash Card delivered directly to your mailbox! No forms or paperwork - just purchase your prescription drugs and receive your discount and any qualifying rebate! No other drug discount card provides this combination of savings and cash: Discounts at point of purchase + cash in your wallet. Incare Savings Card card has the best overall savings and value of any drug discount card in America -- Get your card today!

Want to become an InCareRx Agent? No Sign Up Fees, No Monthly Fees & No Yearly Fees, Commissions are paid from transactions in Month 1, in Month 2. No Waiting! Commissions are earned and paid as long as your cards are generating transactions, and you Earn $1 per prescription filled. If your patient/client gets 5 prescriptions, that is $5, and if they continue using the card you continue to get commissions.

To print your card or become an agent, click here InCareRx Prescription Savings Card

7 Tips To Save Money At The Grocery Store

noreply@blogger.com (~Kimberly Andrews) — Mon, 04 Feb 2013 22:06:00 +0000

With the economy the way it is, we all need to save money, especially at the grocery store. I have listed below 7 tips to save money at the grocery store.

Don't go to the grocery store hungry.
Have a menu/list planned.
Stay away from end caps.
Make a coupon file/use coupons.
Cut up all your own vegetables, don't buy pre-cut.
Grate your own carrots and cheeses, don't buy pre-grated.
Try to do most of your shopping on the outside perimeter of the store.

These are just a few tips to help you start saving a little at the grocery store. One last thought to leave you with. Know when to go shopping. Find the best time you'll find items that go on sale. We all want to save and every little bit counts. Happy shopping!

Make Money Giving Away These Free Discount Prescription Drug Cards!

noreply@blogger.com (~Kimberly Andrews) — Thu, 24 Jan 2013 17:05:00 +0000

FREE Affiliate Program! No Sign Up Fees, No Monthly Fees & No Yearly Fees. Commissions are paid from transactions in Month 1, in Month 2. No Waiting! Commissions are earned and paid as long as your cards are generating transactions, and you Earn $1 per prescription filled. If your patient/client get 5 prescriptions, that is $5, and if they continue using the card you continue to get commissions.

Join Our FREE Affiliate Program!

Click Here!

Remember Those Less Fortunate This Holiday Season

noreply@blogger.com (~Kimberly Andrews) — Mon, 12 Dec 2011 16:53:00 +0000

This holiday season I am very thankful to have a roof over my head, a car, good health and plenty to eat. These are some things many people don't have right now. So the holiday season is especially a tough time of the year for them.

I've personally been without before and have struggled, and it was one of the toughest times I've every had to go through. I remember the holidays were especially difficult during that time. Not only was it a hard time, but I was very depressed. So please remember this holiday season to think about those who may be struggling and help them in whatever way you can. Give to your local Salvation Army, homeless shelter or whatever charity it may be that you feel strongest about. These people need your help.

Vocal Point eStore Holiday

noreply@blogger.com (~Kimberly Andrews) — Wed, 30 Nov 2011 16:14:00 +0000

You can get Free Shipping with a $25 purchase, 15% off and Free Gift Wrap at the eStore featuring P&G brands!

Click here http://www.vocalpoint.com/eStoreHoliday

4 Reasons To Start A Blog

noreply@blogger.com (~Kimberly Andrews) — Tue, 08 Nov 2011 16:52:00 +0000

Blogging has become very popular. There are several reasons as to why you may start a blog, but here are my four top reasons.

To Express Your Thoughts and Opinions - Blogs provide a way for you to get your thoughts and opinions out. They can be a way of relieving some stress.
To Make Money - While you may not make a lot of money on your blog, some blogs can do quite well.
To Help People - Blogs can help people going through a similar situation or something you have experienced.
To Promote Something - Blogging is a great way to promote your products or ideas.

Grocery Shopping Made Easy

noreply@blogger.com (~Kimberly Andrews) — Thu, 03 Nov 2011 15:39:00 +0000

Plan - Plan your trips to the grocery store. Grocery shopping can be time consuming, so planning is very important. Plan a budget, sort your coupons (if you have any), see what's on sale, what do you need to buy, etc.

Make a list - There's nothing worse than having to make several trips to the grocery store because you forgot something. Also, there's less chance of impulse buying. Make a list best you can by isles. Front to back or back to front which ever is easiest and however your store is set up.

Keep a running total - As you shop add each item by rounding off to the nearest dollar such as $2.89 to $3.00. It's much easier to add that way. This also allows you to stay within your budget.

Don't shop during peak times - Peak times at the grocery store are between 5pm and 7pm Monday thru Saturday. Shop around those hours for quicker, more efficient and less stressful shopping.

Shop alone - Shopping alone allows for less distractions and more efficient shopping allowing you to get out of the store much quicker.

The Four Simple Concepts in Life

noreply@blogger.com (~Kimberly Andrews) — Thu, 27 Oct 2011 15:48:00 +0000

Simple Living - Wikipedia: Simple living encompasses a number of different voluntary practices to simplify one's lifestyle. These may include reducing one's possessions or increasing self-sufficiency, for example. Simple living may be characterized by individuals being satisfied with what they need rather than want.[1][2] Although asceticism generally promotes living simply and refraining from luxury and indulgence, not all proponents of simple living are ascetics.[3] Simple living is distinct from those living in forced poverty, as it is a voluntary lifestyle choice.

Adherents may choose simple living for a variety of personal reasons, such as spirituality, health, increase in 'quality time' for family and friends, personal taste, frugality, or reducing personal ecological footprint and stress. Simple living can also be a reaction to materialism and conspicuous consumption. Others cite socio-political goals aligned with the anti-consumerist movement, including conservation, degrowth, social justice, ethnic diversity and sustainable development.

Live Generously - Wikipedia: Generosity is the habit of giving freely without expecting anything in return. It can involve offering time, assets or talents to aid someone in need. Often equated with charity as a virtue, generosity is widely accepted in society as a desirable trait.

In times of natural disaster, relief efforts are frequently provided, voluntarily, by individuals or groups acting unilaterally in making gifts of time, resources, goods, money, etc.

Generosity is a guiding principle for many registered charities, foundations and non-profit organizations. Generosity can also be spending time, money, or labor, for others, without being rewarded in return.

Although the term generosity often goes hand-in-hand with charity, many people in the public's eye want recognition for their good deeds. Donations are needed to support organizations and committees, however, generosity should not be limited to times of great need such as natural disasters and extreme situations.

Generosity is not solely based on one's economic status, but instead, includes the individual's pure intentions of looking out for society's common good and giving from the heart. Generosity should reflect the individual's passion to help others. In Buddhism, generosity is one of the Ten Perfections and is the antidote to the self-chosen poison called greed.

In Islam Quran states that whatever we give away generously, with the intention of pleasing God, He will replace it. God knows what is in the hearts of men. Say: “Truly, my Lord enlarges the provision for whom He wills of His slaves, and also restricts it) for him, and whatsoever you spend of anything (in God’s Cause), He will replace it. And He is the Best of providers.” (Quran 34:39)

The modern English word "generosity" derives from the Latin word generōsus, which means "of noble birth," which itself was passed down to English through the Old French word generous. The Latin stem gener– is the declensional stem of genus, meaning "kin," "clan," "race," or "stock," with the root Indo–European meaning of gen being "to beget." The same root gives us the words genesis, gentry, gender, genital, gentile, genealogy, and genius, among others.

Most recorded English uses of the word "generous" up to and during the Sixteenth Century reflect an aristocratic sense of being of noble lineage or high birth. To be generous was literally a way of complying to nobility." During the 17th Century, however, the meaning and use of the word began to change. Generosity came increasingly to identify not literal family heritage but a nobility of spirit thought to be associated with high birth— that is, with various admirable qualities that could now vary from person to person, depending not on family history but on whether a person actually possessed the qualities. In this way generosity increasingly came in the 17th Century to signify a variety of traits of character and action historically associated (whether accurately or not) with the ideals of actual nobility: gallantry, courage, strength, richness, gentleness, and fairness. In addition to describing these diverse human qualities, "generous" became a word during this period used to describe fertile land, the strength of animal breeds, abundant provisions of food, vibrancy of colors, the strength of liquor, and the potency of medicine.

Then, during the 18th Century, the meaning of "generosity" continued to evolve in directions denoting the more specific, contemporary meaning of munificence, open–handedness, and liberality in the giving of money and possessions to others. This more specific meaning came to dominate English usage by the 19th Century. Over the last five centuries in the English speaking world, "generosity" developed from being primarily the description of an ascribed status pertaining to the elite nobility to being an achieved mark of admirable personal quality and action capable of being exercised in theory by any person who had learned virtue and noble character (Smith 2009).

Care Deeply - The Free Dictionary: Feeling or showing care and compassion a caring attitude.

Speak Kindly - Wikipedia: Kindness is the act or the state of being kind —i.e. marked by goodness and charitable behaviour, mild disposition, pleasantness, tenderness and concern for others. It is known as a virtue, and recognized as a value in many cultures and religions (see ethics in religion).

Happiness Is A State Of Mind

noreply@blogger.com (~Kimberly Andrews) — Thu, 13 Oct 2011 16:40:00 +0000

Keeping our mind positive and happy is very important in life. Just like the quote by Abraham Lincoln says, "Most folks are about as happy as they make up their minds to be." Take in the sheer beauty of each day. The birds, the flowers, the trees, the beautiful blue skies. Enjoy and live in each moment.

I personally am a person that struggles with staying positive. Staying positive does not come easy to me. I have to take things one day at a time and sometimes minute by minute. I try to catch myself thinking negative thoughts and replace those thoughts with positive ones. I have come to realize, even though it's still hard to obtain at times, that happiness is more a state of being.

It's especially important to keep a positive attitude in times of need. Because that's when we need to think clearly and level headed. Often times, in my past I let worry, fear and panic take over and because of that I lost nearly everything in my life. And it was only by thinking clearly and positive that I got my life back. I'm not saying that I still wouldn't have lost everything, but I certainly don't think my situation would have been as bad had I been thinking more positive.

So don't let the stinking thinking of negative thoughts rule you. Thinking positive is not easy, so your going to have to put the work in. If you need help on how to think more positive, here's a couple of links to get you started. eHow's How To Think Positive Thoughts and wikiHow's How To Be More Positive

Winterization Time

noreply@blogger.com (~Kimberly Andrews) — Mon, 03 Oct 2011 15:55:00 +0000

Fall weather, you know what that means. Next comes winter, so it's time to prepare and weatherize your home. Here are ten ideas to get you going.

Seal up all drafts with weather stripping...doors, windows, etc.
Change your furnace filters.
Turn down your water heater.
Run fans in reverse.
Turn down the thermostat.
Cover window with plastic.
Wear sweaters and sweatshirts.
Insulate your pipes.
Seal ducts.
Use or update to an energy efficient furnace.

A Positive Attitude Is Important

noreply@blogger.com (~Kimberly Andrews) — Thu, 22 Sep 2011 23:54:00 +0000

A positive attitude is very important, especially if you are one who tends to be a negative person or depressed. Like myself for instance. I am Bipolar II so I have depressive episodes in which I tend to be negative. In those times, I take things minute by minute. I really have to think about every thought. I have to catch myself thinking negatively and turn it into a positive thought. That's one great way of thinking positively, but also surround yourself with positive people, read positive material and watch positive videos. And exercise also is a great negative attitude buster. This is one area I myself am lacking in. I hope to change that real soon.

I have found with Stumbleupon a list of positive websites that will be great in helping you to stay positive. You will find them listed at this Stumbleupon link. Remember to think about every thought and if it's negative, turn it into a positive thought.

Need Health, Dental or Prescription Assistance?

noreply@blogger.com (~Kimberly Andrews) — Sun, 18 Sep 2011 16:32:00 +0000

Are you in need of health care or dental care? Or perhaps you need prescription assistance? If so, then please visit my website, Resourcefully For You for links to health departments, dental assistance and prescription assistance. And hopefully, you can find the help that you need.

Wordless Wednesday

noreply@blogger.com (~Kimberly Andrews) — Wed, 31 Aug 2011 15:34:00 +0000

Finally, my Lilly has bloomed!

Need Finance, Budget or Credit Information?

noreply@blogger.com (~Kimberly Andrews) — Thu, 18 Aug 2011 16:15:00 +0000

Are you looking for finance, budget or credit information or help. Everyone needs help now and then. Check out my website that has some links that may be helpful to you. You can find them at Resourcefully For You

Wordless Wednesday

noreply@blogger.com (~Kimberly Andrews) — Wed, 10 Aug 2011 15:50:00 +0000

Did You Know You Can Get FREE Cell Phone Service If Eligible?

noreply@blogger.com (~Kimberly Andrews) — Tue, 09 Aug 2011 15:15:00 +0000

If you don't have a phone and in need of one and your income eligible, you can get free cell phone service with up to 250 free minutes per month. You may qualify if you participate in programs such as food stamps and medicaid. No contracts, no credit checks and no fees. SafeLink Wireless was created by TracFone Wireless, Inc. Eligibility guidelines vary by state. Click here to apply SafeLink Wireless

Sometimes, Bad Things Happen To Good People

noreply@blogger.com (~Kimberly Andrews) — Tue, 26 Jul 2011 15:58:00 +0000

Sometimes, bad things happen to good people. I've been there myself, and sadly, on more than one occasion. I lost my father whom I was very close to at the tender age of 16. Then, I lost my beloved mother on December 13, 2001. She suffered from emphysema and in addition had three heart attacks, diabetes, and severe allergies, so she suffered for several years before she passed away...I miss her so badly...still to this day, I have days that are tough because I miss her so much, but I try to hang on to the precious memories I have, and know that she isn't suffering anymore, and that I will see her again some day. As for me, I've dealt with depression, anxiety attacks, panic attacks, and migraines from the time I was a little girl. And I am Bipolar II. Because of those issues, along with "life"...pregnant at 17...the father I caught cheating not long before giving birth. And I've had to deal with financial struggles most of my adult life, and due to my bipolar have lost several jobs, attempted suicide three or so times (sadly I lost count), lost a live in relationship and a marriage, eventually gave up college, was evicted from my home in which I lost most all my belongings, including precious life long belongings, and lost not one, not two, but three cars, lost a home I once actually owned & there's more, but I'll stop there.

So just hang in there, take things one day at a time. Deal with each issue and problem one at a time. Prioritize the most important issues first...then work off that list. Just don't let yourself get to down or overwhelmed because that's when things can really snow ball and get worse. Get some counseling to help you through the most difficult times...there are pro-bono and sliding fee counselors out there....and the free clinics are a really great source, not just for medical, but DENTAL and counseling. Most counties offer sliding fee scale medical and dental programs too, if you don't qualify for the free clinics. Also, same with your debts...prioritize...organize and work on paying them down one at a time...file bankruptcy if you have to....I did.

For extra money...sign up with marketing companies and do demos, pr, product sampling, etc...they have jobs where you can work one day or three days in a row and pay anywhere from $12 to $24 an hour....try Advantage Sales & Marketing, NARMS or ICCDS. Apply for food stamps, apply for a free SafeLink Cell Phone, apply for heating/air assistance, be a frugally smart shopper... use coupons, rideshare...what ever you can to cut down expenses and save. Find a Goodwill & shop there inexpensively...they even have a store online. Also, join Freecycle in your area...they have a group that offers anything and everything free...first come, first serve. People post things they have available to give away...and you do the same.

I have a website that has TONS of resource links, to include: finding free clinics, dental programs, counseling, jobs, utility assistance, rental assistance, etc., etc. Resourcefully For You ... Be sure to check it out...you can find links to all the ideas I posted above and more. Just take advantage of any and all the assistance out there. I didn't mean to write this much, but I'd rather take my time and be as thorough and helpful as I can to one person, than giving 10 people a quick line of jibber jabber. Good luck to you, and again...one day, one issue at a time. And I don't know if your religious or not, but it really does help to pray and trust in God.

Pets Can Be Good For Mild To Moderate Depression

noreply@blogger.com (~Kimberly Andrews) — Mon, 25 Jul 2011 15:44:00 +0000

Look at this face. How can it not make you feel better? Pets love you unconditionally. They provide you constant companionship and that in turn combats lonliness often felt with depression. Having your pet cuddle up next to you is physically comforting and having them look up at you lovingly with those big eyes makes you feel happy. You can leave if even for just a half hour and when you come back, it's as if you've been gone for days. They jump excitingly all over you, bark and lick you making you feel important and wanted.

Having a pet can take the focus off the your problems, as your having to focus on taking care of your pet, feeding, watering, playing and walking your dog. And speaking of walking your dog, it get's you out of your house and moving phyically. Having a pet forces you to take care of another life.

So all in all, dogs can provide:

Unconditional love and affection
Redirect your focus, thoughts and mind
Increases physical activity
Reduces feelings of worthlessness and reduces isolation

Dogs aren't for everyone though, so don't rush right out and buy one. Some people have never owned a dog, they didn't grow up with one and don't know what it's like to have companionship and care for a dog. Only get one if you are a dog lover. And if you are a dog lover, then you will love how they make you feel. Do you love dogs? Does your dog help you through times of blue moods?

Empathy, Encouragement, and Useful Information

noreply@blogger.com (~Kimberly Andrews) — Sat, 23 Jul 2011 15:27:00 +0000

Looking for someone or someplace to share your concerns or your problems. Looking for understanding, support or suggestions. If your looking to open up about your worries (no need to reveal your true identity). Get (and give) empathy, encouragement, and useful information. Have someone to talk to when you feel alone. Then Aidpage may be the perfect place for you, as those are the three motto's of Aidpage.

They were there for me during one of the darkest times of my life. They gave me encouragment, support and information that helped me stay strong, as well as to stay focused until I could get back on my feet. You can share as little or as much about yourself and your situation as you like with no pressure. I personally still have a page there, titled Resourceful Soul which may provide some helpful information to you also. I found Aidpage to be very helpful in my time of need and they may just be what you need to.

Looking For Government Assistance?

noreply@blogger.com (~Kimberly Andrews) — Tue, 19 Jul 2011 22:02:00 +0000

Are you in need of government assistance. Perhaps you need disability assistance, energy assistance, housing or some other type of assistance? Just visit Benefits.gov and answer questions to find out which government benefits you may be eligible to receive.

Are You Struggling With The High Cost Of Your Electric Bill This Summer?

noreply@blogger.com (~Kimberly Andrews) — Thu, 30 Jun 2011 16:04:00 +0000

Are you struggling with the high costs of your electricity bill due to the cooling of your home this summer? Many of us simply can not afford the high cost of cooling our homes in the summer. In this case, LIHEAP may help.

Have you applied for LIHEAP? The Low Income Home Energy Assistance Program (LIHEAP) helps low income households, primarily in meeting their immediate home energy needs. You can read the eligibility criteria to see if you may qualify. For more information about where to apply for LIHEAP click here.

Dealing With Life's Problems

noreply@blogger.com (~Kimberly Andrews) — Wed, 22 Jun 2011 16:43:00 +0000

Here are four great websites to help give you the tools to deal with life's problems.

Stress: How to Cope Better With Life's Challenges
How to Cope Better With Life's Challenges
7 Ways to Deal With Problems and Stress
How to Deal with Problems in Life