Journey With Myself

DRINK WATER @ MORNING ON EMPTY STOMACH

2011-11-14T10:19:00.001+05:30

It is popular in Japan today to drink water immediately after waking up every morning. Furthermore, scientific tests have proven its value. We publish below a description of use of water for our readers. For old and serious diseases as well as modern illnesses the water treatment had been found successful by a Japanese medical society as a 100% cure for the following diseases:
Headache, body ache, heart system, arthritis, fast heart beat, epilepsy, excess fatness, bronchitis asthma, TB, meningitis, kidney and urine diseases, vomiting, gastritis, diarrhea, piles, diabetes, constipation, all eye diseases, womb, cancer and menstrual disorders, ear nose and throat diseases.

METHOD OF TREATMENT
1. As you wake up in the morning before brushing teeth, drink 4 x 160ml glasses of water
2. Brush and clean the mouth but do not eat or drink anything for 45 minute
3.. After 45 minutes you may eat and drink as normal.
4. After 15 minutes of breakfast, lunch and dinner do not eat or drink anything for 2 hours
5. Those who are old or sick and are unable to drink 4 glasses of water at the beginning may commence by taking little water and gradually increase it to 4 glasses per day.
6. The above method of treatment will cure diseases of the sick and others can enjoy a healthy life.
The following list gives the number of days of treatment required to cure/control/reduce main diseases:
1. High Blood Pressure (30 days)
2. Gastric (10 days)
3. Diabetes (30 days)
4. Constipation (10 days)
5. Cancer (180 days)
6. TB (90 days)
7. Arthritis patients should follow the above treatment only for 3 days in the 1st week, and from 2nd week onwards – daily..
This treatment method has no side effects, however at the commencement of treatment you may have to urinate a few times.
It is better if we continue this and make this procedure as a routine work in our life. Drink Water and Stay healthy and Active.
This makes sense .. The Chinese and Japanese drink hot tea with their meals ..not cold water. Maybe it is time we adopt their drinking habit while eating!!! Nothing to lose, everything to gain...

For those who like to drink cold water, this article is applicable to you.
It is nice to have a cup of cold drink after a meal. However, the cold water will solidify the oily stuff that you have just consumed. It will slow down the digestion.
Once this 'sludge' reacts with the acid, it will break down and be absorbed by the intestine faster than the solid food. It will line the intestine.
Very soon, this will turn into fats and lead to cancer. It is best to drink hot soup or warm water after a meal.

A serious note about heart attacks:
· Women should know that not every heart attack symptom is going to be the left arm hurting,
· Be aware of intense pain in the jaw line.
· You may never have the first chest pain during the course of a heart attack.
· Nausea and intense sweating are also common symptoms.
· 60% of people who have a heart attack while they are asleep do not wake up.
· Pain in the jaw can wake you from a sound sleep. Let's be careful and be aware. The more we know, the better chance we could survive...
A cardiologist says if everyone who gets this mail sends it to everyone they know, you can be sure that we'll save at least one life.

Water can save your life.

Sathvaro Radhe Shyamno (Nrutya Natika)

2011-11-14T09:17:00.001+05:30

SHREEJI KE MANGALA KE DARSHAN KHUL RAHE HAI!! A programme which starts with Shreenathaji Darshan and proceeds to create Gokul, Mathura, Vrindavan.

This GUJARATI programme became an instant hit in a very short period amongst Vaishnavs’ and Pushtimargiyas’ of Mumbai.

This programme, a beautiful presentation by Hiren Parpani Productions is a visual treat, which became a part of every individual is aptly named “Sathvaro Radhe Shyamno”.

A unique presentation for all the Vaishnavs’, which is a splendid amalgamation of songs, music and dance. Songs and dances are based on Radha Krishna.

You may find this description a bit simple. But when you will witness the programme you will be amazed to see how poetic, beautiful, magnificent it is. You will be mesmerized by its sheer grandeur.

Mangala Darshan, Krishna Janam, Halarda, Raas and many more Krishna Leelas are presented in such a alluring, charming way with such a grace and elegance.

A splendid performance which transports its audience from A.C. auditorium to Gokul, Vrindavan, Nathadwara. Such is an impact you feel you are with your Kanha in Vrindavan, Gokul, Nathdwara.

Stunning Social Media Statistics Plus Infographic

2011-11-08T15:42:00.002+05:30

Do you wonder why your productivity has dropped over the past 2 – 3 years?
There is a time sink and it’s not television!
Those of us who are connected to the internet and that is 2 billion of us, have been distracted by social multi-media publishing machines that are pumping out staggering amounts of content with enticing high definition images and videos!
You cannot escape their allure as they tempt you to log in when you are out and about with either with your laptop, iPad or smart phone.
These enticing, tempting distractions are robbing us of time that should be spent doing productive work like washing your car, cleaning the house or doing your tax… and I know how much you all enjoy those activities!

20 Social Media Statistics

These figures reveal the huge black hole that our time disappears into when we visit Facebook, Twitter or YouTube or other social media sites.

One in every nine people on Earth is on Facebook ( This number is calculated by dividing the planets 6.94 billion people by Facebook’s 750 million users)
People spend 700 billion minutes per month on Facebook
Each Facebook user spends on average 15 hours and 33 minutes a month on the site
More than 250 million people access Facebook through their mobile devices
More than 2.5 million websites have integrated with Facebook
30 billion pieces of content is shared on Facebook each month
300,000 users helped translate Facebook into 70 languages
People on Facebook install 20 million “Apps” every day
YouTube has 490 million unique users who visit every month (as of February 2011)
YouTube generates 92 billion page views per month (These YouTube stats don’t include videos viewed on phones and embedded in websites)
Users on YouTube spend a total of 2.9 billion hours per month (326,294 years)
Wikipedia hosts 17 million articles
Wikipedia authors total over 91,000 contributors
People upload 3,000 images to Flickr (the photo sharing social media site) every minute
Flickr hosts over 5 billion images
190 million average Tweets per day occur on Twitter (May 2011)
Twitter is handling 1.6 billion queries per day
Twitter is adding nearly 500,000 users a day
Google+ has more than 25 million users
Google+ was the fastest social network to reach 10 million users at 16 days (Twitter took 780 days and Facebook 852 days)

Qutub Festival last day today in Delhi

2011-11-08T15:12:00.003+05:30

Delhi’s musical line-up just got bigger. The annual Qutub Festival is back, and this time around, they are celebrating contemporary music, with some of India’s best known singers.

The musical extravaganza, which kicked off on 4th of Nov, will see singers Sunidhi Chauhan, Sonu Nigam, Shreya

Ghoshal, Sukhwinder and KK perform in the coming days. Until 2010, the festival focussed on Sufi and classical music and dance, but this year, they’ve decided to keep things contemporary. “Keeping in mind the response we received on the new format of this music festival last year, this year, we shall be focusing on contemporary music and displaying the performances of some of the best singers in this genre,” says Rawel Singh, Secretary Punjabi Academy, the organisers of the festival under the aegis of the Department of Art, Culture and Languages.

This year, the five day festival aims to offer a fresh experience to the audience by showcasing a different singer everyday with their own concert. “We want to give the audience time to enjoy each day of the festival,” says Singh.

The fans of the film, Slumdog Millionaire, can get to hear singer Sukhwinder Singh croon the Oscar winning track - Jai Ho. “On public demand, Sukhwinder has confirmed that he will mesmerise the audience with Jai Ho,” says Singh.

While singer KK will be performing his famous number - Chhod Aye Hum Woh Galiyan from the film Maachis among other popular songs, singers Sunidhi Chauhan and Sonu Nigam will sing their hit Bollywood numbers.

The passes for the event are free of cost and are available at Dilli Haat (INA), Dilli Haat (Pitampura), Delhi Tourism Office (Baba Kharak Singh Marg) and Punjabi Academy (Motia Khan).

Catch the stars!
November 4: Sunidhi Chauhan
November 5: Sonu Nigam
November 6: Shreya Ghoshal
November 7: Sukhwinder
November 8: KK Enjoy it hereWhat: Qutub Festival
When: November 4-8
Timing: 7pm onwards
Where: Qutub Minar,
Delhi-Gurgaon Road, Mehrauli
Nearest Metro Station
Qutub Minar on the Yellow Line

Aish Abhi - A AB Baby

2011-11-08T15:01:00.000+05:30

Aish Abhi baby seems to be indeed lucky and has started playing with money even before entering into the world. Following the trend of Bollywood celebrities, the baby has built up a connection and has already become favorite of Mafia.
It’s common knowledge that bookies bet millions of rupees whenever India plays cricket with other countries, but we rarely hear of them betting on Indian celebrities. Betting mafia who set to see millions of rupees change hands everyday, this time calls betting on the sex of unborn baby of Aishwarya Rai Bachchan.
Days after Big B broke the news of daughter-in-law Aishwarya Rai Bachchan’s pregnancy on micro-blogging site Twitter, the bookies have gone into an overdrive guessing when the baby would arrive and what would be its sex. It has become hot pot for bookies to cash in on. Aishwarya Rai is the first Indian Actress on whose baby betting is done by mafia.
According to reports, the betting mafia has been gambling millions of rupees over the sex of the unborn child of Abhishek Bachchan and the former Miss World. Bookies around the country have been investing money these days betting whether the new member in the Bollywood’s first family would be a boy or a girl.
It is reported that the betting mafia is pumping in millions of rupees to predict the sex of Aishwarya Rai’s unborn child. The news is also doing the rounds that bookies are trying to contact the actress’ doctor to know the gender of the unborn child.
As the delivery date would draw near, betting would be intensified and the betting amount would see steep ups and downs.

Most are expecting that it could be on 11-11-11 and it would be a girl and there will be no media coverage.

Speak Asia Online Website Working Back - 8 November 2011

2011-11-08T14:49:00.001+05:30

I congrats all Speak Asians for logging in speak asia website again . On this All India Speakasia Panelist Association was also reacted as “This is a wonderful surprise, because for the last five months we have not been able to log into our website and see our RP’s. "

But According to our information SpeakAsia Login Error 21 August 2011 in month of august 2011 their was strong protest by speak asia panelist to get back Speak Asia Company. If We Calculate from 21 August 2011 till today 8 November 2011 it’s less then 4 Months when website is in the hand of EOW Mumbai.

Speak Asia Online Website by Which Speak Asia Member Login to Do Survey and Other Works. Its Start Showing the Error of Database is full. This Type of Problems are faced when a database website have reached its limit of database this error can be corrected by allocating more space for the database area.

May Be Every Body remembers the black Friday Speak Asia Tarak Bajpai Arrested 29 July 2011
When Tarak Bajpai was arrested at that time website was working.. Website goes in the hand of EOW Mumbai.. Still the Peoples can login in website.

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People 1 View

Dear SpeakAsian,

As promised, the surveys are back today. However, as you know, our bank accounts continue to be inoperative
as per directives from the authorities and we are unable to process any cash request or payouts. Therefore
the Reward Points generated from Surveys will be credited to the Shopping ewallet which can be used for
shopping. This arrangement is till such time the situation improves and cash requests are allowed
to be processed.

We regret for any inconvenience caused to you.

Team SpeakAsia

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People 2 View

Dear All,

Server Access is still not in our hands.

To Know The Exact Status, Please Wait Till Tomorrow Evening.

Regards.

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People 3 View

Dear Speak Asian

This is quite disappointing that till now the company has not received website...I talked to authorities of Speak Asia ...they told me that till now we have not received The Website.....Crime Branch EOW is investigating the matter ..and for some time they cleared the cache memory of Website and now it is operating for some time...as EOW completes his final verifications it will be closed soon..So no need to celebrate ...we will win but it will take time.
thanks
anand

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Concluded View

If every thing was coming to back from EOW Mumbai they will soon give any press release on this topic and as we all know their reports 2 copy will be submitted 1 will be submitted in court and other will be submitted to the Government of India.
In the Speak Asia Case we have to open ears for all the direction may be today any channel will publish news on this issue.
So we suggest "" Let us not over celebrate, let us be calm and wait patiently, for the inevitable to happen. ""Website is Only a Part of Speak Asia Online Company until the control gets in the Hand of Company webmasters nothing can be happened and according to last news all are in custody.

Major Point: Legal System of India is not stopping website and people to login in the website Government concerns only on the cases which are against speak asia company such as Andhra Pradesh high court case and Supreme court case .

People have different views on all the news. Many time some of the speak asians try to publish their views as by saying the latest news on speak asia . We All have to understand a very simple thing no body from us is a government agency or court. If we don't understand the legal matter we must contact to some lawyer so that reader can get a clear picture on that.

Please go through the following link on the website of the honorable Supreme Court of India to know that the next date of hearing for Speak Asia case is on 14th Nov, 2011.

http://courtnic.nic.in/supremecourt/casestatus_new/caseno_new_alt.asp

You may also very well track down the history as well as complete detail of the case on this link.

On the left of the web page click on "case number" - > In the first box Case Type select "Writ Petition (Civil)" and in Case Number type "383"; you'll get all the information required.

I wish to caution all the Speak Asians that there are many people out there who are spreading many rumors both positive as well as negative. We are writing this article just to make sure that each and every Speak Asian must know as to where to look for authentic information related to this case.

I also advice our readers to go through from the last judgment comes on 17th October 2011 http://courtnic.nic.in/supremecourt/temp/3832011317102011p.txt and also make it read from any legal advisors so the no body rumors can effect from the exact information on the supreme court case. Their are no way from which you can get out of rumors until any known legal advisor will give you the exact information on the case in court.

I will also try broadcast the video of 14th November 2011 from the Supreme Court so that speak asians confusion will come to an end and hope a clear picture will take a good news for all the speak asians and their family. Let’s Hope for The Best.

Love shouldn`t be sacrificed - 'Gnomeo and Juliet’- A Happy Ending

2011-11-06T00:13:00.001+05:30

Imagine a world where Romeo and Juliet did not say farewell. Imagine a different ending to one of the most famous Shakespearian plays, not ending with two people dying in the name of love.

In Touchstone’s new animated movie, “Gnomeo and Juliet”, two little gnomes try to define what true love is by living a life that reenacts William Shakespeare’s Romeo and Juliet. Separated by a long garden war, Blue and Red gnomes rage in a bitter battle over who has the most beautiful garden.

What began as a simple quest to get the Cupid’s orchid from a garden next door, Juliet, voiced by Emily Blunt, leaves the Red garden. While she is trying to retrieve the flower she bumps into someone very unexpectedly, Gnomeo, voiced by James McAvoy, a gnome from the Blue Garden.

Debating whether or not she should even have feelings for Gnomeo, Juliet talks to her friend Nanette, the garden frog, to see what should be done. Eventually, Juliet decides love is worth more than a gnome battle, due to Nanette telling her “her love is dead. Her love is doomed.”

Because Juliet’s father, Lord Redbrick, has no clue that Gnomeo and Juliet are secretly in love, he asks the garden’s flower genius Paris to court Juliet. But, Juliet does not have any feelings for him. Nanette steps in and she falls in love with Paris.

From there, it becomes harder for Gnomeo and Juliet to encourage the war between Red and Blue to continue. Even after the Blue’s most prized flower plant is destroyed, Gnomeo tries to stop the war without giving up his secret and creating an even more confusing battle between the two Gnome families.

Unlike the play’s constant dry dialogue, it is more colorful and filled with life. It has many comical references to the actual play with play on words.

This play continues to be brought to life by Touchstone. Even though this is a story that has been told more than once, this view was not dull or boring. Instead, the writers and creators found a new way to brighten up the Shakespearean play and make it extremely family friendly.

Throughout this movie, the conflict between good and evil is even more relevant, and the message is that one’s love should not be sacrificed based on what others think.

In this new twist to Romeo and Juliet, Touchstone shows how there is always a happily ever after story no matter what the situation is.

“Gnomeo and Juliet” is extremely fast paced for an animated movie. The plot makes Shakespeare’s play more bearable, even though there are several changes.

From a Christian worldview, the message to put others before yourself is conveyed. Juliet personifies this message when she is debating whether or not she should leave with Gnomeo. She questions herself as to what would happen to her family, the Red garden, and how her father would react if she did leave with a Blue Gnome.

She debated whether or not she should sacrifice her own happiness in order to please her father and others.

“Gnomeo and Juliet” is rated G for all ages, but do not let the rating scare you. Even though it might seem as though it would be a little too childish, this movie is worth it. It is worth a night off from your homework to see this little cartoon.

कर्म का सिद्धांत

2011-11-04T16:11:00.001+05:30

Advance Tax

2011-11-03T09:42:00.007+05:30

As the name suggests, it refers to paying a part of your yearly taxes in advance. Advance tax is the income tax payable if your tax liability exceeds Rs 10,000 in a financial year. Advance tax should be paid in the year in which the income is received.
Advance tax is applicable when an individual has sources of income other than his/her salary. For instance, if one is earning through capital gains, interest on investments, lottery, house property or business, the concept becomes relevant.
Any rebate due fetches you an interest of 0.5 per cent every month, or, six per cent annually, as in the case of an income tax refund. However, if you don’t pay the advance tax on time, you’ll be charged one per cent every month, or, 12 per cent a year.

PAN must to buy jewellery worth Rs5 lakh and more or paying an insurance premium of Rs 50,000

2011-11-03T09:42:00.003+05:30

Any person planning to buy jewellery worth Rs5 lakh and more or paying a life insurance premium of Rs50,000 or above, has to quote PAN (Permanent Account Number) from July 1. As per the amendments in the income tax (I-T) rules, coming into effect from July 1, quoting PAN will be mandatory for any payment of Rs5 lakh and above for purchase of jewellery or insurance premium of Rs50,000 or abov.
The customer would need to submit copy of his PAN and quote it as well with the jeweller, while buying jewellery.
High-value purchase of jewellery, among valuables, have often been feared to be a much favoured route for circulation of black money and quoting of PAN would help the tax authorities in tracking such transactions.
From July 1, if a bank wants to issue a debit card to its customer, the latter has to quote PAN.
Till date it is applicable in the case of issuance of credit card.
The PAN will also become mandatory in the case of paying a life insurance premium of Rs50,000 and above.
Transactions that already require PAN include sale or purchase of any immovable property valued at Rs5 lakh or more, sale or purchase of vehicles other than two-wheelers and bank deposits exceeding Rs50,000.

Post Office savings schemes to be taxed

2011-11-03T09:42:00.000+05:30

The government has decided to levy tax on the interest obtained on Post Office savings schemes from the current financial year.
The Central Board of Direct Taxes (CBDT) has brought out a notification in this regard recently, which stipulates that any interest earned beyond Rs 3,500 (in case of individual accounts) and Rs 7,000 (in case of joint accounts) will be taxable from the running fiscal.
The CBDT– which is the administrative authority of the Income Tax Department– has issued the notification to all the tax collection ranges across the country for implementation.
Taxpayers will have to reflect this investment on their income tax returns.
“Taxpayers who now invest in the post office saving accounts schemes will now have to show the interest earned on this scheme while filing their income tax returns. Interest upto Rs 3,500, in case of single accounts and and Rs 7,000 in case of joint accounts, is exempted,” a senior I-T official said.
The Assessing Officer (AO) will compute the tax on the interest earned, beyond the exemption limit, accordingly, he said.

E-filing of Income Tax Return

2011-11-03T09:41:00.001+05:30

E-filing of income tax return is an easy, 15-minute job. And it is definitely smoother than finding a tax consultant, haggling for the right price and then waiting endlessly for him to do the job at his whims.
So, how do you do it?
STEP 1
Go to the website of directorate of income tax, India, and register yourself, that is if you are not registered already. As you register, you need to fill in your PAN number and other details in order to set your login and password.
STEP 2
Once you are done with registration, log out and log in again with your PAN number as user ID and the new password you have set earlier. Click on e-filing A.Y. 2010-11 on the left side and download the e-filing form for INDIVIDUAL, HUF (HUF stands for Hindu undivided family)
STEP 3
The form comes in a ZIP file. Save it to your desktop and extract the Excel file from it to a new folder. Open the excel file and enable macros. Mind you, you have to enable macros in order to complete the process.
STEP 4
Fill in details like Name, Address, City, State, Pin Code in the sheet for INCOME DETAILS; fill in your PAN number wherever required and then fill in details of your income, investments and tax paid as provided to you in the Form 16 as per the instructions on the sheet. Then click on the VALIDATE button to check. If the details are correct. It will show the sheet is ok. (That is if no errors are found).
STEP 5
The next sheet of the file is TDS. Fill in the details for No 23 only if you have income only from salary. If you have income other than salary, fill in details for No 24 also. Fill in details of TAN number, name of company, address, city, state, pin code as given in form 16.
STEP 6
Fill in details of income charged under salaries, deductions from Chapter VI-A, tax payable and tax deducted. All these information is found on your Form 16. Click on VALIDATE button to check for correctness.
STEP 7
Next sheet is taxes paid and verification. Fill in details of name, father’s name, place, date and PAN number under the VERIFICATION section shown in RED. Click validate once again. If all the three sheets are shown OK on validation, you are ready to generate an XML file of the details.
STEP 8
Click on Generate XML and it will ask you to save the file. Once saved, go back to the website and log in (if you are logged out) with your user name and password. On the left side, click on submit return with 2010-11 as assessment year. Upload your generated XML to the site. Your e-filing is done.
STEP 9
It sends you a copy of acknowledgement to your email ID and also allows you to download the acknowledgement by clicking on blue link. The acknowledgement again comes in a ZIP file. Extract the file, take a printout of the PDF file and sign it manually.
STEP 10
Send a signed Acknowledgement to Income Tax Department address shown at the bottom of the PDF file by ORDINARY POST only. You will get a confirmation from IT department within one week.

Save Income Tax : Section 80C and Section 80D

2011-11-03T09:40:00.002+05:30

Section 80C Deductions
Section 80C of the Income Tax Act allows certain investments and expenditure to be tax-exempt. The total limit under this section is Rs. 100,000 (Rupees One lakh) which can be any combination of the below:
* Contribution to Provident Fund or Public Provident Fund
* Payment of life insurance premium
* Investment in pension Plans
* Investment in Equity Linked Savings schemes (ELSS) of mutual funds
* Investment in specified government infrastructure bonds
* Investment in National Savings Certificates (interest of past NSCs is reinvested every year and can be added to the Section 80 limit)
* Payments towards principal repayment of housing loans.Also any registration fee or stamp duty paid.
* Payments towards tuition fees for children to any school or college or university or similar institution. (Only for 2 children)
The investment can be from any source and not necessarily from income chargeable to tax.

Section 80D: Medical Insurance Premiums
Medical insurance, popularly known as Mediclaim Policies, provide deduction up to Rs 30,000 . This deduction is additional to Rs.1,00,000 savings. For senior citizens, the deduction up to Rs. 20,000 is allowable. This deduction is available for premium paid on medical insurance for oneself, spouse, parents and children.It is also applicabe to the cheques paid by proprietor firms.

Interest on Housing Loans
For self occupied properties, interest paid on a housing loan up to Rs 150,000 per year is exempt from tax. However, this is only applicable for a residence constructed within three financial years after the loan is taken and also the loan if taken after April 1, 1999.
If the house is not occupied due to employment, the house will be considered self occupied.
For let out properties, the entire interest paid is deductible under section 24 of the Income Tax act. However, the rent is to be shown as income from such properties. 30% of rent received and municipal taxes paid are available for deduction.
The losses from all properties shall be allowed to be adjusted against salary income at the source itself. Therefore, refund claims of T.D.S. deducted in excess, on this count, will no more be necessary.

How To Save Income Tax In India?

2011-11-03T09:39:00.001+05:30

As per the government law, it is mandatory for every citizen to pay the income tax. Tax assessment takes place every year in the month of March. Government has given so many benefits to the taxpayers. Tax payment is applicable for a person who is generating profit by any mode either by the business or from the job. In any of the public or private limited company, there are shareholders then the tax will not be exempted on the individual basis. The calculation is based on the annual profit generated by the organization.
In India, there are various tax slabs for the male and female and as per the annual salary, the tax deduction takes place. If a male individual earns (in Rs) 160,001 to 500,000, the tax would be 10% if it exceeds from 500,000 to 800,000 the tax would be 20% if it exceeds from 800,000 the tax would be 30%. Tax slabs for the female individual is different from the male individual, the tax limit for the female start from 190,001. For 190,001 the tax is 10%, from 500,000 to 800,000 tax is 20% whereas for above 800,000 tax would be 30%.

To get the tax benefit, it is important to show the investment proof. Tax waiver is applicable if the investment has done in the following:

Insurance Policy- Government has given tax benefit on different type of insurance policies such as life insurance policy and health Care. This should be noted that no tax benefit is given for the General insurance like motor insurance etc.
Mutual funds – There are several government and private mutual funds available in the market such as State Bank of India mutual funds, Franklin Templeton, Kotak Mahindra and ICICI. Investor has to take care that tax waiver is available only on those mutual funds that have a locking period; a fund without a locking period is not eligible for the income tax benefit.
Home Loan – If an individual has purchased any property on loan, a tax waiver is applicable on it.
House Rent – House rent is another mode to save the income tax. While filing for income tax, tax receipt should be attached.

While filing for the income tax it is useful to attach the receipt of the documents as per the above list.

Google Maps will start charging soon for its Usage

2011-11-02T22:17:00.000+05:30

Users of Google Map links for their websites will be charged for heavy usage of the service, it has been revealed.

From 1 January 2012, Google will charge for the Google Maps API service when more than the limit of 25,000 map "hits" are made in a day.
Websites, especially travel firms, use Google Maps to link customers to a view of the destinations they inquire about.
Google is rumoured to be charging $4 per 1,000 views in excess of the limit.
Google maintains the high limit of 25,000 free hits before charging "will only affect 0.35% of users".
'Secure future' Google said it was aware that developers needed time to evaluate their usage, determine if they were affected and then take action as appropriate.
"We understand that the introduction of these limits may be concerning," said Thor Mitchell, product manager of the Maps API at Google.
"However, with the continued growth in adoption of the Maps API, we need to secure its long-term future by ensuring that even when used by the highest-volume for-profit sites, the service remains viable. "

Sushil Kumar won Panch Koti Maha Mani

2011-11-02T22:08:00.000+05:30

Sushil Kumar from Bihar just won the Rs 5 crores jackpot (Rs. 50 Million) on the fifth season of Kaun Banega Crorepati. (For those who do not know KBC, this is the Indian version of Who wants to be a Millionaire)
Sushil Kumar will not receive the entire Rs. 5 crores, the tax department will eat up about one third of his jackpot leaving him with about Rs. 3.5 crores; that's still a sizeable amount.
Let us see how it can help Mr. Sushil Kumar - a post graduate in philosophy and an IAS aspirant - in his life. He is currently a school teacher earning a meager Rs. 6000 per month.
In an interview Sushil Kumar revealed that he has some obligations that need to met first before he invests the rest of his money

An elder brother who wants to set up his own business
A younger brother wanting to quit his 'piddly' Rs. 1500 per month job and also wants to start a new business.
His parents will want a nice big house - befitting the 'crorepati' son's status
Sushil Kumar himself plans to quit his job in order to concentrate on his IAS exam.

How To Be Happy

2011-11-01T16:23:00.004+05:30

At the end of the day, what most people really want in life is to be happy.

Many people believe that happiness comes from obtaining certain objects. They say things like,

"I’ll be so happy when I get my new iPod!"

However, the happiness associated with obtaining these objects is usually fleeting. Have you ever received something you really wanted only to have it end up sitting on a shelf gathering dust a few weeks later? I know I have!

So, if lasting happiness can’t be found by obtaining ‘things’, how can we increase the levels of happiness in our lives?

I believe that the best way to obtain lasting happiness is to bring happiness into the lives of others. The most amazing thing about happiness is that the more you give away to others, the more you receive for yourself.

Here is a step-by-step plan that will help you bring happiness into the lives of others and thereby increase your own levels of happiness.

Step 1: Select someone in your life that you care about. It could be your partner, a child, a friend, a nephew or niece etc.

Step 2: Identify that person’s current passion in life. To do this, just ask them what they’re up to or interested in at the moment.

Step 3: Organise an experience that combines spending time with that person and persuing their passion.

Here’s a real life example to show you exactly how this works:

When my Cousin Kanha was 8 years old, his main passion in life was drawing. One day I arranged to pick him up to go on an ‘painting day’. Our first stop was a stationary store where we puchased a sheets and colours.

We then draw everything he knew. What made this experience so special was that we were spending time together pursuing his main passion in life.

Kanha was unbelievably excited. His happiness in turn made me incredibly happy. This trip is one of my fondest memories . The total cost of our expedition was just 100 Rupees.

So, whenever you’re feeling a little low and need a dose of happiness, one of the best things you can do is to focus on making someone else happy. Remember…

How To Handle Feedback

2011-11-01T16:23:00.002+05:30

An important skill for achieving success in life is learning how to respond to feedback from the people around you. When you master this skill you’ll have the power to improve almost every aspect of your life.

There are three different types of feedback:

(1) Positive feedback

(2) Constructive negative feedback

(3) Destructive negative feedback

How To Handle Positive Feedback

Positive feedback is a gift and it should be acknowledged and appreciated like any other gift. Surprisingly, many people dismiss positive feedback with off hand comments. Do any of these examples sound familiar to you?

Feedback: "You look beautiful tonight"
Response: "No I don’t, I just look the same as always"

Feedback: "You did a great job on that report"
Response: "Oh, it was nothing"

Feedback: "I love your necklace!"
Response: "It’s not real, its a fake"

Making dismissive comments like this in response to positive feedback is the equivalent of being handed a gift and tossing it over your shoulder without even opening it.

A much better way to respond to positive feedback is to simply make eye contact, smile, and say, "Thank-you". By doing this you will acknowledge and enjoy the gift of positive feedback.

How To Handle Constructive Negative Feedback

Believe it or not, this is the most beneficial type of feedback of all. While positive feedback can help you feel better, constructive negative feedback can help you get better.

Many people get defensive when someone gives them constructive negative feedback. They say things like, "What would she know!" or alternatively, they try and justify themselves and prove the other person wrong.

A much better way to respond to constructive negative feedback is to thank the person for taking the time to provide you with feedback and then ask yourself:

How can I use this feedback to improve?

For example if you own a business and a customer complains about something, instead of trying to prove the customer wrong, thank them for the feedback and take the opportunity to improve your business so that the complaint does not impact another customer in the future.

When you use negative feedback in this way, it becomes a powerful tool for improving your business, your work environment and your relationships.

How To Handle Desctructive Negative Feedback

Destructive negative feedback is negative energy that is meant to cause pain rather than help you to improve. The important thing to understand about destructive feedback is that it is often a way for someone to lash out at the world around them.

In many cases it has very little to do with you and everything to do with the way that person is feeling about themselves and their own problems.

The best way to deal with destructive negative feedback is to recognise it for what it is and just let it go without taking it to heart.

Unfortunately many people have their ‘feedback model’ back-to-front. They dismiss positive feedback, fight constructive negative feedback and dwell on destructive negative feedback.

If instead, you can learn to accept and enjoy positive feedback, use constructive negative feedback to constantly improve and avoid destructive negative feedback, you will greatly accelerate your progress to success.

This Week’s Action Steps

1. Learn to recognise and distinguish between the three types of feedback.

2. When you receive positive feedback, accept and enjoy it as a gift. Simply make eye contact, smile and say thank-you.

3. When you receive constructive negative feedback say, "Thanks for the feedback" and use it to improve.

4. When you receive destructive negative feedback, recognise that it is the act of someone lashing out and don’t take it to heart.

How To Get What You Want

2011-11-01T16:23:00.000+05:30

Asking people for what we want can sometimes be a difficult process involving awkward discussions and potential conflict. However, it doesn’t have to be that way.

The secret to getting what you want from other people is to develop a genuine sense of reciprocity by giving before you receive.

The term ‘reciprocity’ describes the expectation that people will respond to you in the same way that you respond to them. So if you give another person something of value, they will be much more inclined to give you something in return.

Next time you want something from someone, instead of simply asking or demanding what you want, try using the following Reciprocity Formula.

The Reciprocity Formula

Step 1: Analyse the situation from the other person’s point of view and try to identify what they currently want. If you can’t figure out what they want, the best thing to do is to ask them.

Step 2: When you have identified the main thing they want, present your case by saying something like, "If I help you achieve… [what they want], could we discuss… [what you want]. Most reasonable people will be open to this approach because they are receiving before they have to give.

Step 3: Follow through and help the other person achieve their objective. The more time and effort you put in during this step, the more reciprocity you will develop.

Step 4: When you have achieved the objective you agreed upon, revisit your initial discussion and ask for what you originally wanted.

Here’s an example that shows how the Reciprocity Formula works in the real world:

Sherry worked as a Sales Rep in a software company and wanted to ask her boss for a raise. From previous experience, she knew that simply asking for a raise was rarely effective so she decided to apply the Reciprocity Formula.

Step 1: Sherry had lunch with her boss and asked him what his major goal was for the quarter. He informed her that what he really wanted was to sell 1000 copies of the companies new accounting software before the end of the financial year.

Step 2: Sherry then presented her case by saying, "If I can sell 1000 copies of the new accounting software by June 30th, would you be open to discussing a raise?" Her boss said he’d be happy to.

Step 3: Sherry got down to work and devised a viral marketing campaign on the Internet. She worked extremely hard and her boss could see that she was serious about achieving her goal.

Step 4: Sherry achieved her sales goal and arranged to have lunch with her boss again. In a three month time frame, she’d added a great deal of value to the company and in doing so, she’d also built up a genuine sense of reciprocity with her boss. Over lunch, Sherry’s boss confirmed that he would be happy to give her a raise.

Giving before you receive and developing a genuine sense of reciprocity is one of the most effective ways to get what you want from other people. So today, I’d like to encourage you to use the Reciprocity Formula to develop true WIN-WIN agreements that will help you achieve your most important life goals.

How To Deal With Negativity

2011-11-01T16:22:00.000+05:30

One of the most common questions I get asked is how to deal with a spouse, relative or close friend who has a tendency to be negative. Clearly in this situation you can’t simply walk away and spend all your time with positive people.

Imagine for a moment that your spouse, relative or friend is like a glass that is filled with a dark liquid which represents their negativity.

A lot of people try to rectify this situation by saying things like, "I really wish you’d stop being so negative all the time!"
The problem with this approach is that criticism is a form of negative energy and you are therefore adding more negativity to the situation which usually makes things worse not better.

So what’s the answer?
The answer is to pour positive energy into their glass instead!

As you continue to pour positive energy into their glass their negativity will slowly be diluted. Here are five ways to do this in the real world:
(1) Share fun and enjoyable experiences together. It is hard for people to be negative when they are having fun.
(2) Don’t dwell on negative conversations. When your spouse, relative or friend starts being negative, redirect the conversation to a less contentious topic. An effective way to do this is by asking a qustion about a new topic.
(3) Be a positive example. Continue to enjoy your life even if you initially have to do it alone. As you enjoy yourself, continually invite your spouse, relative or friend to join in the fun.
(4) Coordinate an Escape. Often negativity comes from staying in a negative environment for too long. A great way to help your spouse, relative or friend is to assist them to escape that environment on a regular basis. This can be as simple as getting out of the house and going for a walk. A complete change of scene can often act as a pressure valve and help you reconnect.
(5) Identify and Replace negative routines. Review how you spend time with your spouse, relative or friend and identify negative routines such as complaining about your job every week at Friday night drinks. Once you’ve identified a negative routine, replace it with something different to break the pattern of negativity.
At the end of the day, we all have a tendency to be negative at times and what we need at those times is someone to help lift us up rather than criticise us for being negative. Therefore the most effective way to deal with negativity is to dilute it with positive experiences and positive energy.

Important Values in Life

2011-10-31T11:21:00.002+05:30

Life comes with its ups and downs. Yes, we all know that. But there are certain mindsets that affect our life for the better and some that affect it for the worst. These mindsets that affect our life for the better can be called values. Whilst it stands true that all people have different values in life, there are some important values in life, that in my opinion, should be considered by all. Not because these are the values that I follow, but because it could truly make this world a better place. Here is my list of important values to have in life.

Love: The first of the most important values in life is love. It is an important personal value to open your mind to the concept of love. I don't mean this in a fairy tale kind of way. That is not the only kind of love. The way in which you love your family, and friends, you can love everybody. Love is the bringer of compassion. Once, we are led by compassion, we see the best in others, while they see the best in us. We can have more faith in the world. This will help us to refrain from being suspicious, keeping us more at ease.

Understanding: This is the second important value in life. I see a lot of people around me holding grudges and keeping tempers. They know at the back of their mind and in the depths of their heart that the other person had a reason for doing what they did. Yet, they let their anger take over. Understanding is the key to a happy mind and a caring heart. If you are ready to understand and accept people and circumstances for what they are, you can gain control over it. Understand that people are doing their best, and instead of questioning it, try to find out ways to help them out.

Respect: The third of the important values in life is respect. It is very important to have respect for people. This not only allows you to get inspired by their positive aspects, but also allows you to notice their negatives. Nobody is perfect, neither you, nor me. Respect is the only way we can adopt the best of all that is around us, in the process, making us a better person everyday, every moment. A very important fact about respect is that the more you give, the more you earn. It is in fact one of the most important values in society.

Discipline: The fourth of the important values in life is discipline. Sadly, many people confuse discipline for routine and avoid it. Well, routine is the act of doing the same thing over and over again, due to lack of opportunity or imagination. On the other hand (and far better), discipline accepts the absence of routine, on the condition of responsibility. A disciplined person will have a lot of fun, but will make sure that he completes his duties. He will go out and have a blast, but will ensure that he is back at the decided time. A disciplined and responsible person will respect his as well as other's time. As such, he will always be punctual.

Honesty: The fifth important value in life is honesty. You must be wondering why this value in mentioned at the end. Well, that is because it is the base on which the other values stand. It is the most important value to have. Honesty does not only mean telling your parents when you goofed up. Or admitting to your partner that you made a big mistake. Honesty is admitting to yourself that you are not perfect. It means avoiding to make a mistake. An honest person will try his best to not goof up, but if he does, he will not only admit it, but will willingly accept the consequences. All the other values that are mentioned need to be accepted and followed with honesty. That is the only way in which they will affect your life for the better.

Important values in life differ for different people. Nonetheless, no matter which culture you belong to, certain values help make your life a whole lot better. These are the values that I have known and followed throughout my life.

Top 20 Countries With Best Quality of Life

2011-10-31T10:36:00.001+05:30

Magazine “Quality of Life Index” measures 194 countries ranked and rated to reveal the best places to live. They make this list using nine different categories like Cost of Living, Culture and Leisure, Economy, Environment, Freedom, Health, Infrastructure, Safety and Risk, and Climate. After this they collates all results to produce final rankings. Lets see according to 2010 results what are the top 20 best quality of life countries!

20. Hungary

Cost of Living – 58 Leisure & Culture – 76 Economy – 48 Environment – 77 Freedom – 100 Health – 84 Infrastructure – 77 Risk & Safety – 93 Climate – 76 Final Score – 74

19. Uruguay

Cost of Living – 60 Leisure & Culture – 72 Economy – 52 Environment – 72 Freedom – 100 Health – 76 Infrastructure – 64 Risk & Safety – 100 Climate – 93 Final Score – 75

18. Finland

Cost of Living – 39 Leisure & Culture – 93 Economy – 66 Environment – 68 Freedom – 100 Health – 81 Infrastructure – 76 Risk & Safety – 100 Climate – 76 Final Score – 75

17. Spain

Cost of Living – 56 Leisure & Culture – 68 Economy – 63 Environment – 75 Freedom – 100 Health – 90 Infrastructure – 65 Risk & Safety – 100 Climate – 79 Final Score – 76

16. Denmark

Cost of Living – 33 Leisure & Culture – 88 Economy – 69 Environment – 84 Freedom – 100 Health – 86 Infrastructure – 72 Risk & Safety – 100 Climate – 78 Final Score – 76

15. Malta

Cost of Living – 63 Leisure & Culture – 70 Economy – 53 Environment – 84 Freedom – 100 Health – 89 Infrastructure – 52 Risk & Safety – 100 Climate – 95 Final Score – 76

14. Liechtenstein

Cost of Living – 44 Leisure & Culture – 80 Economy – 100 Environment – 65 Freedom – 100 Health – 80 Infrastructure – 44 Risk & Safety – 100 Climate – 79 Final Score – 76

13. Austria

Cost of Living – 41 Leisure & Culture – 86 Economy – 68 Environment – 87 Freedom – 100 Health – 85 Infrastructure – 68 Risk & Safety – 100 Climate – 76 Final Score – 77

12. Norway

Cost of Living – 39 Leisure & Culture – 60 Economy – 89 Environment – 76 Freedom – 100 Health – 90 Infrastructure – 89 Risk & Safety – 100 Climate – 60 Final Score – 77

11. Netherlands

Cost of Living – 48 Leisure & Culture – 71 Economy – 69 Environment – 67 Freedom – 100 Health – 87 Infrastructure – 92 Risk & Safety – 100 Climate – 75 Final Score – 77

10. Italy

Cost of Living – 56 Leisure & Culture – 85 Economy – 63 Environment – 74 Freedom – 92 Health – 90 Infrastructure – 62 Risk & Safety – 100 Climate – 87 Final Score – 77

9. Canada

Cost of Living – 62 Leisure & Culture – 76 Economy – 69 Environment – 62 Freedom – 100 Health – 84 Infrastructure 85 Risk & Safety – 100 Climate – 69 Final Score – 77

8. Belgium

Cost of Living – 41 Leisure & Culture – 83 Economy – 66 Environment – 64 Freedom – 100 Health – 88 Infrastructure – 96 Risk & Safety – 100 Climate – 86 Final Score – 78

7. United States

Cost of Living – 56 Leisure & Culture – 79 Economy – 67 Environment – 62 Freedom – 92 Health – 78 Infrastructure – 100 Risk & Safety – 100 Climate – 84 Final Score – 78

6. Luxembourg

Cost of Living – 44 Leisure & Culture – 76 Economy – 85 Environment – 77 Freedom – 100 Health – 87 Infrastructure – 66 Risk & Safety – 100 Climate – 83 Final Score – 78

5. New Zealand

Cost of Living – 62 Leisure & Culture – 82 Economy – 65 Environment – 77 Freedom – 100 Health – 88 Infrastructure – 70 Risk & Safety – 100 Climate – 84 Final Score – 79

4. Germany

Cost of Living – 54 Leisure & Culture – 82 Economy – 71 Environment – 83 Freedom – 100 Health – 89 Infrastructure – 90 Risk & Safety – 100 Climate – 79 Final Score 81

3. Switzerland

Cost of Living – 41 Leisure & Culture – 86 Economy – 79 Environment – 78 Freedom – 100 Health – 95 Infrastructure – 96 Risk & Safety – 100 Climate – 77 Final Score – 81

2. Australia

Cost of Living – 56 Leisure & Culture – 82 Economy – 71 Environment – 76 Freedom – 100 Health – 87 Infrastructure – 92 Risk & Safety – 100 Climate – 87 Final Score – 81

1. France

Cost of Living – 55 Leisure & Culture - 81 Economy – 69 Environment – 72 Freedom – 100 Health – 100 Infrastructure – 92 Risk & Safety – 100 Climate – 87 Final Score – 82

Spiritz & More: Win Mettalica Concert passes

2011-10-28T15:44:00.001+05:30

Its Metallica in INDIA..

Don’t you want to be a part of it ??

Its your chance you to there , that too for free…

Stay with the Stars , Eat with them , Walk with them.. Live like a Star..

Just Post a Picture , posing like a star , and stand a chance to win it

Link : https://www.facebook.com/spiritznmore?sk=app_231191396935753

Win Samsung Galaxy Note for free. Particpate now.

2011-10-28T15:40:00.000+05:30

Samsung Galaxy Note is about to get launched on 2nd Nov 2011..

So before it gets released , you gotta a chance to win the cool smartphone..

Mind you , its far better than S2

So all you need to do is go to this link

Answer the Question , whose answer is “S Pen”

Next You gotta say why you need Freedom from Multiple Devices..

Hint : Note is also known as Freedom from Multiple Devices

Link : http://www.livestreampro.com/samsung/galaxynote/

Free Online Games

2011-10-28T15:34:00.001+05:30

The games on website http://www.freeonlinegames.com/ require Macromedia Flash AND Shockwave plug-in players. This software enables you to play flash games on your computer. It only takes a minute to download this software, which you can do so clicking on the following link (please ensure you download the appropiate file for your browser): http://www.adobe.com/shockwave/download/alternates
Games on this website is 100% free. You do not have to register on website and pay for anything.