The Curious Globe

11 Jobs after M.Sc Life Sciences

2021-06-06T14:09:00.005+05:30

Top job options after Master degree in Life Sciences / Biology:

Subject Matter Expert- Biology
PGT Biology / TGT Biology / TGT Science
Online/ Home Tutor
Online /offline Educator
Content writer / editor
Assistant professor
Application Specialist
Research Scientist
Research Assistant
Technical Assistant
Medical Representative

1. Subject Matter Expert- Biology

A subject matter expert is a person dealing with subject-specific problems of learners. An education company can hire a subject matter expert to solve student doubts. A content creator company may hire to eliminate errors from their content. Such opportunities are of full-time, part-time, or freelancing types.

These are easiest to find advertised on different websites but a deep subject knowledge is required to get one. These are perfect home-based jobs for mothers and remote locations. Most companies prefer online hiring by taking an online test.

2. PGT Biology / TGT Biology / TGT Science

As a PGT, you will teach 11th and 12th class students in school. You may have to teach 9th and 10th standard students also. These are full-time jobs and maybe in the private or govt sector. For government sector jobs, an additional qualification in education (B.Ed) and some teaching eligibility tests (TET) are required. Private schools may consider without it. Qualifying some TET or NET exams may give you an edge over others. For these jobs, you must have studied botany and zoology at graduation level. Some schools may relax the condition.

3. Online / Home Tutor

Private companies hire tutors for all classes and depute them to particular locations for home services. Some other companies provide a platform for students to interact and choose tutors for themselves. Growth opportunities here are proportional to efforts and skills. If students get impressed, they may want your services again and again. These are personalized teaching services.

4. Online / Offline Educator

Some platforms like Unacademy, Careerwill, Vedantu, and many more run online courses. You can join them to run your structured courses for particular exams. Offline coaching centers can also be joined for teaching competitive content. They may like to hire you if you have proven capabilities by qualifying for some exams.

5. Content Writer / Editor

Some writing agencies or publication companies hire editors and writers for subjects in Life sciences viz., biochemistry, biotechnology, botany, zoology, microbiology, molecular biology, biophysics. These are full-time or freelancing jobs. You can also contact some magazine or newspaper agency for technical article writing services. Some websites like freelancer.com, upwork.com, etc. may also cater to provide these opportunities. Language skills are of utmost importance in these jobs.

6. Assistant Professor

Many science colleges offer courses in Life sciences. You can find ones with particular courses and you can join them to teach your major course. Qualifying NET (National Eligibility Test)in Life Sciences is mandatory but you may be exempted if you get a Ph.D. degree in a relevant subject. These are full-time govt, full-time private, or ad-hoc opportunities.

7. Application Specialist

An application specialist is a professional who is an expert in certain techniques or operation processes or handling of equipment. Private companies hire such experts for the company or for outsourcing services.

Getting such a job and gaining experience is itself a growth process and you can expect good increments. More and more you work, your expertise will go on increasing resulting in troubleshooting capabilities.

8. Research Scientist

A research scientist is involved in scientific works. You can join various research institutions for such jobs. Government institutes have permanent scientific staff along with some temporary positions in funded projects. Some companies run R&D labs and may give you a chance. Having a Ph.D. may make you stand above others. Deep knowledge of a particular domain is required for the job.

9. Research Assistant

Research assistants' work is similar to Research scientists. They work as a subordinate to assist the Scientist. These may be found in Government and Private research labs.

10. Technical Assistant

A technical assistant provides technical facilities for the ongoing research project. A technical assistant is an expert in certain techniques whose results are not usually analyzed by them. their work is to provide facilities for research or analysis. It is more like a Lab technician who take blood sample give you the reports but do not analyze them or prescribe a medicine. A B.Sc degree holder can become a technical assistant in Government or private labs.

11. Medical Representative

A medical representative is a person who promotes the products of a pharmaceutical company to medical practitioners. Their job is to visit hospitals and clinics and distribute free samples to promote the company. Although a B.Pharma degree is required for the said job, it is not a mandatory qualification. One can join any small company with B.Sc. or M.Sc. to gain some experience. Once get the desired experience you can easily get into a reputable company with a handsome salary.

Healthy Khichdi recipe स्वास्थ्यवर्धक खिचड़ी बनाने की विधि

2021-06-05T15:44:00.006+05:30

Usually, in dinner, we prefer something light but nutritious and tasty. one of ours' favorite is Khichdi. I keep it simple to reduce efforts but add seasonal veggies to make it healthy and tasty. A few vegetables are available in my Kitchen garden and I pluck them fresh. some I buy from local vendors.

Ingredients of my healthy and tasty Khichdi are:

Rice- 1Bowl
Moong dal- 1 Bowl
Green Chilli- 1-2
Onion- 1
Tomato-1
Gourd
Capsicum
Spinach
Coriander Leaves
Curry Leaves

The vegetables can be altered according to season.

Method:

Wash rice and Moong daal thoroughly and keep them soaked for half an hour. Put the mixture in a pressure cooker along with the water in which they are soaked. cut vegetables into small pieces and add them together into it. The total volume of water that is added must be 3 times the rice-moong daal mixture. Add spices of your choice and salt to taste. Cook for four whistles. Turn off the gas and wait for 10-15 minutes. open the cooker and mix well before serving. Adding pure cow ghee will enhance the taste.

आमतौर पर रात के खाने में हम कुछ हल्का लेकिन पौष्टिक और स्वादिष्ट खाना पसंद करते हैं। हमारी पसंदीदा में से एक खिचड़ी है। प्रयासों को कम करने के लिए इसे सरल रखता हूं लेकिन इसे स्वस्थ और स्वादिष्ट बनाने के लिए मौसमी सब्जियां मिलाता हूं। मेरे किचन गार्डन में कुछ सब्जियां उपलब्ध हैं और मैं उन्हें ताजा तोड़ता हूं। कुछ मैं स्थानीय विक्रेताओं से खरीदता हूं।

मेरी स्वास्थ्यवर्धक और स्वादिष्ट खिचड़ी की सामग्री हैं:

चावल- 1 कटोरी
मूंग दाल- 1 कटोरी
हरी मिर्च- 1-2
प्याज- 1
टमाटर-1
लौकी
शिमला मिर्च
पालक
धनिए के पत्ते
करी पत्ते

सब्जियों को मौसम के अनुसार बदला जा सकता है।

तरीका:

मूंग दाल और चावल को अच्छी तरह धोकर आधे घंटे के लिए भिगो कर रख दें. एक प्रेशर कुकर में मिश्रण को पानी के साथ जिसमें वे भिगोए हुए हैं डाल दें। सब्जियों को छोटे-छोटे टुकड़ों में काट कर एक साथ इसमें डाल दें। पानी की कुल मात्रा चावल-मूंग दाल के मिश्रण का 3 गुना होनी चाहिए। अपनी पसंद के मसाले और स्वादानुसार नमक डालें। चार सीटी आने तक पकाएं। गैस बंद कर दें और 10-15 मिनट तक प्रतीक्षा करें। कुकर खोलें और परोसने से पहले अच्छी तरह मिला लें। शुद्ध गाय का घी डालने से स्वाद और बढ़ जाएगा।

11 Jobs after M.Sc in Physics

2021-05-27T12:03:00.017+05:30

Top jobs after Master degree in Physics/ Applied Physics/ Engineering Physics:

(The list is given in descending order for ease of finding a job)

Subject Matter Expert- Physics
PGT physics / TGT Physics / TGT Science
Online/ Home Tutor
Online /offline Educator
Content writer / editor
Assistant professor- Physics
Application Specialist
Radio Physicist
Research Physicist
Research Assistant
Technical Assistant

1. Subject Matter Expert- Physics

A subject matter expert is a person dealing with subject-specific problems of learners. An education company can hire a subject matter expert to solve student doubts. A content creator company may hire to eliminate errors from their content. such opportunities are of full-time, part-time, or freelancing types.

2. PGT Physics / TGT Physics / TGT Science

As a PGT, you will teach 11th and 12th class students in school. You may have to teach 9th and 10th standard students also. These are full-time jobs and maybe in the private or govt sector. For govt sector jobs an additional qualification in education (B.Ed) along with some teaching eligibility test (TET) is required. Private schools may consider without it. have qualified some TET or NET exam may give you an edge over others.

3. Online / Home Tutor

4. Online / Offline Educator

5. Content Writer / Editor

Some writing agencies or publication companies hire physics editors and writers. These are full-time or freelancing jobs. You can also contact some magazine or newspaper agency for technical article writing services. Some websites like freelancer.com, upwork.com, etc. may also cater to these opportunities. Language skills are of utmost importance in these jobs.

6. Assistant Professor- Physics

All science colleges offer courses in Physics and you can join them to teach the course. Qualifying NET (National Eligibility Test)in Physical Sciences is mandatory but you may be exempted if you get a Ph.D. degree in a relevant subject. These are full-time govt, full-time private, or ad-hoc opportunities.

7. Application Specialist

Getting such a job and gaining experience is itself a growth process and you can expect increments.

8. Radio Physicist

Radio diagnosis is a branch of paramedical sciences. Numerous medical types of equipment are based on laws of physics like ultrasonography, x-ray machines, MRI, etc. A post Graduate diploma in radiodiagnosis or radio-physics after M.Sc. Physics will open up immense opportunities in the health diagnostic sector. Although getting into such a course is not a cup of tea. You have to complete to get a seat.

9. Research Physicist

A research physicist is involved in scientific works and may be called a scientist. You can join various research institutions for such jobs. Government institutes have permanent scientific staff along with some temporary positions in funded projects. Some companies run R&D labs and may give you a chance. Having a Ph.D. may make you stand above others. Deep knowledge of a particular domain is required for the job.

10. Research Assistant

Research assistants' work is similar to Research Physicist. They work as a subordinate to assist the Scientist. These may be found in Government and Private research labs.

11. Technical Assistant

These are exemplary and many more options may be available.

Postal Life Insurance: Low Premium, High Returns

2020-08-28T12:00:00.004+05:30

If you are looking for a life insurance policy with high returns, Postal life insurance must be considered. It has a variety of policies and flexibility in the insured amount. Recently I got my life Insured with PLI and I'm going to tell you the way, you can get the policy.

Post office insures life through PLI only if the applicant has a regular income through employment in any government, semi-government, or private organization. Details of organizations whose employees are eligible are available on the link below.

http://www.postallifeinsurance.gov.in/innerpage/eligibility.php

There are 6 types of plans:

The first four plans insure the life of Policyholder, while the 5th one is for joint insurance of husband and wife. The 6th plan is for children above the age of 5 years and below 20 years. The eligible person can buy the Bal Jeevan bima policy on the name of his/her child.

Pros of PLI:

Security
Low premium
High return
Easy to understand policies
loan facility
Tax exemption
Change of nomination facility
The claim process is quick and easy
Transfer, conversion, and surrender of a policy
Revival after 6-12 unpaid payments
Re-issue of duplicate policy document
Rebate on half-yearly and yearly payments
Passbook facility for easy track of installments

Cons of PLI:

No additional rider Facility
Not everyone is eligible
Limit of sum assured upto 50 Lakhs

Why I chose PLI?

I chose PLI because of some attractive features like high returns (when compared to most popular LIC) and flexible tenure of insurance. PLI give higher returns in short tenure plans (usually less than 20 years). For longer tenure plans LIC's returns surpass PLI. Find a detailed comparison here.

Why PLI is not so popular?

No one will tell you about the goodness of these policies because PLI agents are not paid high enough for the purpose like LIC or other agents of private companies. above this, they are regularly paid through their full-time employment in the post office. PLI agent will not come to your door to trick you or convince you of the insurance. If somebody wants to buy a policy, then please find an agent on your own. You can find an agent at your nearest post office or online here. Fix a meeting and discuss the different plans. Another reason may be that not everybody is eligible for the policy. This mostly covers regular employees.

Policy Buying Guide:

Premium calculator:

Before buying PLI policy download the Postinfo ap p from the play store and calculate your premium in different policies. To calculate the premium, Open the postinfo app>insurance portal>premium calculator

You need to fill up your age (as on the next birthday) and sum assured. Spouse age is required in the case of the Yugal Suraksha policy. By clicking on "Get quote" a premium table will open which describes monthly, quarterly, half-yearly, and yearly premiums for all available plans and policy durations. By altering Sum assured, you can alter premium amounts. Choose a suitable Plan, duration, and amount of insurance.

Application form:

Now, you need to fill up the application form offline or online. For the Offline application, download the PLI proposal form. The same is available at post offices. fill it up, get verified by your employer, support it with required documents, and submit with your agent, along with the first premium. The agent must issue a receipt of premium with proposal number of the insurance policy. You can track the status of your proposal online.

Commencement of Risk cover:

Risk cover is subject to acceptance of the proposal. Once the proposal is accepted, you will receive communication from the postal department regarding the commencement of risk cover. The communication may be through SMS or email or both. Passbook is issued and sent by post within 15 days after the acceptance.

Payment of Premium:

The premium may be paid monthly, quarterly, half-yearly, or yearly. A rebate is given if premia are paid yearly. Payment can be made through cash, cheque, or online. Every time a payment is made, an entry must be made in receipt book (passbook) issued to the insurant.

Online payment of premium:

Online payment can be made through the same 'Postinfo' app. Once the policy number is received, generate customer ID using the app. Customer ID will be generated upon filling up the details, that can be activated through a link sent to the registered email id. After 24 hours of activation, one can log in through the app as a customer. Online payment can be made by choosing your policy for which you are paying. Payments can be made by credit card, debit card, Net banking, UPI, paytm, or different wallets.

Know your VPA for IPPB Account

2020-08-19T10:48:00.005+05:30

VPA (Virtual payment address) is used to transfer money using UPI (Unified payment interface). VPA ID is linked to every account enabled for UPI transactions or online transactions.

To know the VPA of IPPB account you must have installed the IPPB mobile app. Login using the said app to your account using 4 digit PIN.

Home > go to profile details (by clicking three horizontal lines on upper right corner)> note down VPA ID.

An alternative way of getting your VPA ID is -write down 10 digits of your mobile number linked to IPPB account, add "01@ippb" after that. Suppose your mobile no. is 123456789, VPA would be 12345678901@ippb. This ID can be used for UPI payments to IPPB saving accounts using Google Pay, PhonePe, Paytm, etc.

Transfer money from IPPB savings account to Post Office savings account

2020-08-11T14:39:00.004+05:30

A few days back, I have been requested to make an article on transferring money from the IPPB savings account to Post Office Savings Account. So, I decided to make one.

The basic difference in IPPB savings account and Post Office savings account

Post Office Savings Account (POSA) and the Post Office Savings Bank (POSB) account are the same. It can be opened in any post office at your doorstep. It is a service of Post office under-saving schemes.

IPPB is 100% government-owned nationalized public sector bank under the control of the Ministry of communications. It is operated by Post Offices. It aims to provide digital banking services, doorstep banking, and mobile banking.

Why transfer money to POSA?

IPPB savings account has a limit of funds up to 1 lac. The excess fund can be transferred to POSA or POSB. To transfer the funds one must have linked the two accounts through the nearest access point (post office). After linking the two accounts Sweep In and Sweep Out facility can be availed through IPPB mobile app.

How to transfer money?

To access the Sweep In and Sweep Out facility download the IPPB mobile app from the play store and register your IPPB account. If already done, log in using MPIN and follow the steps:

Home page > send Money > POSB Sweep In OR POSB Sweep Out

This facility is available from 8:00 AM to 8:00 PM on all working days. It can also be availed through access points and doorstep banking.

It is important to note that POSA can not be linked to a digital saving account. It can only be linked to a regular saving account. A digital saving account is IPPB's saving account which is opened using the IPPB mobile app by the customer. However, this type of account is valid for 12 months only and must be converted to a regular saving account by visiting the nearest post office for KYC. This must be done before the expiry of 12 months.

Sweep In and Sweep Out facility have no limits of minimum amount on deposits and withdrawals. No additional charges are applicable to the service.

Happy banking to all tech-savvy readers........

Read Also: Know your VPA

Transfer money to IPPB savings account

2019-09-02T16:24:00.011+05:30

A few days ago, I opened a savings account in India post payments bank (IPPB), a digital banking service of India post. My purpose for that account was savings from monthly income. I chose IPPB because I had a post office in my vicinity and IPPB is offering digital services like other banks too. I got the account opened by biometric verification at the post office. I deposited rupees 100 as an initial deposit amount by cash at the counter. After that, I registered on the android application of IPPB by entering the details provided along with the digital passbook to me. I got the satisfaction that I can transfer money from my SBI account to IPPB at the comfort of my office or home. But....that wasn't proved to be so simple, as it seemed to me. I had to make a lot of effort.

When I got my salary, I thought of adding an IPPB account as a beneficiary through online SBI. I didn't know the IFSC for IPPB account, so I tried adding by location. Surprisingly, only one location was provided to add, that was Delhi and branch name "service center". I didn't get any idea so I added them in detail. Once I got approval from the bank that the beneficiary has been added successfully and activated for transfer, I tried transferring money to that account. But payment failed due to incorrect details. Umm... 😒

I searched for ways to add money to the IPPB account and got to know that the IFSC is provided in the IPPB app. Then I tried to add beneficiaries again with IFSC. This time another problem arose. IPPB IFSC had one digit extra then the online SBI server was accepting. I counted the number of zeros, again and again, to be sure of the number of digits. It was right.

After that, I came to know from some youtube videos that mobile wallet PhonePe can be used for this purpose. This was a solution but I didn't like to register for the new digital payments app. I already had Paytm and Google pay. Personally, I don't like to have so many payment options. Instead, I like to have a few versatile ones. I kept on searching for a way of adding money to IPPB and finally came to know it can be easily done with Google pay. This made me laugh at myself because it took me too long to find out a little thing. Maybe this happens with all at any of their lives moment.

So, the conclusion is simple. We can use digital payment methods to transfer money to the IPPB savings account. I used Google pay. Open the Google pay app by entering PIN>select new>select UPI ID or QR code. Enter the UPI Id and verify it. Now, your payment is one tap away. Instead of using UPI, one can use a QR code scanner.

To know the UPI ID of IPPB open the IPPB app by entering PIN> go to profile details (by clicking three horizontal lines on upper right corner)> note down VPA ID. VPA (virtual payment address) is UPI.

11 Jobs after M.Sc in Physics

Healthy Khichdi recipe स्वास्थ्यवर्धक खिचड़ी बनाने की विधि

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कुछ दिन पहले, मैंने इंडियापोस्ट पेमेंट्स बैंक (आईपीपीबी) में एक बचत खाता खोला, जो भारतीय डाक की एक डिजिटल बैंकिंग सेवा है। उस खाते के लिए मेरा उद्देश्य मासिक आय से बचत करना था। मैंने आईपीपीबी को चुना क्योंकि मेरे आस-पास एक डाकघर था और आईपीपीबी अन्य बैंकों की तरह डिजिटल सेवाएं भी दे रहा है। मैंने डाकघर में बायोमेट्रिक सत्यापन द्वारा खाता खुलवाया। मैंने काउंटर पर नकद द्वारा प्रारंभिक जमा राशि के रूप में 100 रुपये जमा किए। उसके बाद, मैंने डिजिटल पासबुक के साथ प्रदान किए गए विवरण दर्ज करके आईपीपीबी के एंड्रॉइड एप्लिकेशन पर पंजीकरण किया। मुझे संतुष्टि मिली कि मैं अपने कार्यालय या घर के आराम से अपने एसबीआई खाते से आईपीपीबी में पैसे ट्रांसफर कर सकता हूं। लेकिन .... यह इतना आसान साबित नहीं हुआ, जितना मुझे लग रहा था। मुझे काफी मशक्कत करनी पड़ी।

जब मुझे मेरा वेतन मिला, तो मैंने ऑनलाइन एसबीआई के माध्यम से लाभार्थी के रूप में एक आईपीपीबी खाता जोड़ने के बारे में सोचा। मुझे आईपीपीबी खाते का आईएफएससी नहीं पता था, इसलिए मैंने स्थान के आधार पर जोड़ने की कोशिश की। हैरानी की बात यह है कि जोड़ने के लिए केवल एक स्थान प्रदान किया गया था, वह था दिल्ली और शाखा का नाम "सर्विस सेंटर"। मुझे कोई विचार नहीं आया इसलिए मैंने उन्हें विस्तार से जोड़ा। एक बार जब मुझे बैंक से मंजूरी मिल गई कि लाभार्थी को सफलतापूर्वक जोड़ दिया गया है और हस्तांतरण के लिए सक्रिय कर दिया गया है, तो मैंने उस खाते में धन हस्तांतरित करने का प्रयास किया। लेकिन गलत विवरण के कारण भुगतान विफल रहा। उम्म...

मैंने आईपीपीबी खाते में पैसे जोड़ने के तरीके खोजे और मुझे पता चला कि आईएफएससी आईपीपीबी ऐप में उपलब्ध कराया गया है। फिर मैंने IFSC के साथ फिर से लाभार्थियों को जोड़ने का प्रयास किया। इस बार एक और समस्या सामने आई। आईपीपीबी आईएफएससी के पास एक अंक अतिरिक्त था तो ऑनलाइन एसबीआई सर्वर स्वीकार कर रहा था। अंकों की संख्या सुनिश्चित करने के लिए मैंने बार-बार शून्यों की संख्या गिन ली। यह सही था उसके बाद, मुझे कुछ यूट्यूब वीडियो से पता चला कि इस उद्देश्य के लिए मोबाइल वॉलेट PhonePe का उपयोग किया जा सकता है। यह एक समाधान था लेकिन मुझे नए डिजिटल भुगतान ऐप के लिए पंजीकरण करना पसंद नहीं था। मेरे पास पहले से ही पेटीएम और गूगल पे था। निजी तौर पर, मुझे इतने सारे भुगतान विकल्प पसंद नहीं हैं। इसके बजाय, मुझे कुछ बहुमुखी पसंद हैं। मैं आईपीपीबी में पैसा जोड़ने का तरीका खोजता रहा और आखिरकार मुझे पता चला कि इसे Google Pay के साथ आसानी से किया जा सकता है। इसने मुझे अपने आप पर हँसाया क्योंकि मुझे एक छोटी सी चीज़ का पता लगाने में बहुत समय लगा। हो सकता है कि उनके जीवन के किसी पल में सबके साथ ऐसा हो।

तो, निष्कर्ष सरल है। हम आईपीपीबी बचत खाते में धन हस्तांतरित करने के लिए डिजिटल भुगतान विधियों का उपयोग कर सकते हैं। मैंने गूगल पे का इस्तेमाल किया। पिन दर्ज करके Google पे ऐप खोलें>नया चुनें>यूपीआई आईडी या क्यूआर कोड चुनें। UPI आईडी दर्ज करें और इसे सत्यापित करें। अब, आपका भुगतान एक टैप दूर है। UPI का उपयोग करने के बजाय, कोई QR कोड स्कैनर का उपयोग कर सकता है।

आईपीपीबी की यूपीआई आईडी जानने के लिए पिन दर्ज करके आईपीपीबी ऐप खोलें> प्रोफाइल विवरण पर जाएं (ऊपरी दाएं कोने पर तीन क्षैतिज रेखाओं पर क्लिक करके)> वीपीए आईडी नोट करें। वीपीए (वर्चुअल पेमेंट एड्रेस) यूपीआई है।

अन्य भुगतान मोड हमेशा उपलब्ध होते हैं जैसे, चेक भुगतान और काउंटर पर नकद जमा। कोई भी पसंद और व्यवहार्यता के आधार पर उपयोग कर सकता है।

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