SPREAD The HOPES

Investment Strategy

2009-11-12T22:00:00.001+07:00

Because investing is not a sure thing in most cases, it is much like a game – you don’t know the outcome until the game has been played and a winner has been declared. Anytime you play almost any type of game, you have a strategy. Investing isn’t any different – you need an investment strategy.

An investment strategy is basically a plan for investing your money in various types of investments that will help you meet your financial goals in a specific amount of time. Each type of investment contains individual investments that you must choose from. A clothing store sells clothes – but those clothes consist of shirts, pants, dresses, skirts, undergarments, etc. The stock market is a type of investment, but it contains different types of stocks, which all contain different companies that you can invest in.

If you haven’t done your research, it can quickly become very confusing – simply because there are so many different types of investments and individual investments to choose from. This is where your strategy, combined with your risk tolerance and investment style all come into play.

If you are new to investments, work closely with a financial planner before making any investments. They will help you develop an investment strategy that will not only fall within the bounds of your risk tolerance and your investment style, but will also help you achieve your financial goals.

Never invest money without having a goal and a strategy for reaching that goal! This is essential. Nobody hands their money over to anyone without knowing what that money is being used for and when they will get it back! If you don’t have a goal, a plan, or a strategy, that is essentially what you are doing! Always start with a goal and a strategy for reaching that goal!

Investing Basics – What Are Your Investment Goals

2009-11-10T03:19:00.000+07:00

When it comes to investing, many first time investors want to jump right in with both feet. Unfortunately, very few of those investors are successful. Investing in anything requires some degree of skill. It is important to remember that few investments are a sure thing – there is the risk of losing your money!

Before you jump right in, it is better to not only find out more about investing and how it all works, but also to determine what your goals are. What do you hope to achieve with your investments? Will you be funding a college education? Buying a home? Retiring? Before you invest a single penny, really think about what you hope to achieve with that investment. Knowing what your goal is will help you make smarter investment decisions along the way!

Too often, people invest money with dreams of becoming rich overnight. This is possible – but it is also rare. It is usually a very bad idea to start investing with hopes of becoming rich overnight. It is safer to invest your money in such a way that it will grow slowly over time, and be used for retirement or a child’s education. However, if your investment goal is to get rich quick, you should learn as much about high-yield, short term investing as you possibly can before you invest.

You should strongly consider talking to a financial planner before making any investments. Your financial planner can help you determine what type of investing you must do to reach the financial goals that you have set. He or she can give you realistic information as to what kind of returns you can expect and how long it will take to reach your specific goals.

Again, remember that investing requires more than calling a broker and telling them that you want to buy stocks or bonds. It takes a certain amount of research and knowledge about the market if you hope to invest successfully.

Determining Where You Will Invest

2009-11-08T09:16:00.002+07:00

There are several different types of investments, and there are many factors in determining where you should invest your funds.

Of course, determining where you will invest begins with researching the various available types of investments, determining your risk tolerance, and determining your investment style – along with your financial goals.

If you were going to purchase a new car, you would do quite a bit of research before making a final decision and a purchase. You would never consider purchasing a car that you had not fully looked over and taken for a test drive. Investing works much the same way.

You will of course learn as much about the investment as possible, and you would want to see how past investors have done as well. It’s common sense!

Learning about the stock market and investments takes a lot of time… but it is time well spent. There are numerous books and websites on the topic, and you can even take college level courses on the topic – which is what stock brokers do. With access to the Internet, you can actually play the stock market – with fake money – to get a feel for how it works.

You can make pretend investments, and see how they do. Do a search with any search engine for ‘Stock Market Games’ or ‘Stock Market Simulations.’ This is a great way to start learning about investing in the stock market.

Other types of investments – outside of the stock market – do not have simulators. You must learn about those types of investments the hard way – by reading.

As a potential investor, you should read anything you can get your hands on about investing…but start with the beginning investment books and websites first. Otherwise, you will quickly find that you are lost.

Finally, speak with a financial planner. Tell them your goals, and ask them for their suggestions – this is what they do! A good financial planner can easily help you determine where to invest your funds, and help you set up a plan to reach all of your financial goals. Many will even teach you about investing along the way – make sure you pay attention to what they are telling you!

Why You Should Invest ..

2009-11-07T13:11:00.001+07:00

Investing has become increasingly important over the years, as the future of social security benefits becomes unknown.

People want to insure their futures, and they know that if they are depending on Social Security benefits, and in some cases retirement plans, that they may be in for a rude awakening when they no longer have the ability to earn a steady income. Investing is the answer to the unknowns of the future.

You may have been saving money in a low interest savings account over the years. Now, you want to see that money grow at a faster pace. Perhaps you’ve inherited money or realized some other type of windfall, and you need a way to make that money grow. Again, investing is the answer.

Investing is also a way of attaining the things that you want, such as a new home, a college education for your children, or expensive ‘toys.’ Of course, your financial goals will determine what type of investing you do.

If you want or need to make a lot of money fast, you would be more interested in higher risk investing, which will give you a larger return in a shorter amount of time. If you are saving for something in the far off future, such as retirement, you would want to make safer investments that grow over a longer period of time.

The overall purpose in investing is to create wealth and security, over a period of time. It is important to remember that you will not always be able to earn an income… you will eventually want to retire.

You also cannot count on the social security system to do what you expect it to do. As we have seen with Enron, you also cannot necessarily depend on your company’s retirement plan either. So, again, investing is the key to insuring your own financial future, but you must make smart investments!

Spend Wisely to Save Money

2009-11-06T17:46:00.000+07:00

Have you ever noticed that the things you buy every week at the grocery and hardware stores go up a few cents between shopping trips? Not by much…just by a little each week but they continue to creep up and up.

All it takes for the price to jump up by a lot is a little hiccup in the world wide market, note the price of gasoline as it relates to world affairs.

There is a way that we can keep these price increases from impacting our personal finances so much and that is by buying in quantity and finding the best possible prices for the things we use and will continue to use everyday… things that will keep just as well on the shelves in our homes as it does on the shelves at the grocery store or hardware store.

For instance, dog food and cat food costs about 10% less when bought by the case than it does when bought at the single can price and if you wait for close out prices you save a lot more than that.

Set aside some space in your home and make a list of things that you use regularly which will not spoil. Any grain or grain products will need to be stored in airtight containers that rats can’t get into so keep that in mind.

Then set out to find the best prices you can get on quantity purchases of such things as bathroom items and dry and canned food.

You will be surprised at how much you can save by buying a twenty pound bag of rice as opposed to a one pound bag but don’t forget that it must be kept in a rat proof container.

You can buy some clothing items such as men’s socks and underwear because those styles don’t change, avoid buying children’s and women’s clothing, those styles change and sizes change too drastically.

Try to acquire and keep a two year supply of these items and you can save hundreds of dollars.

What Is Your Investment Style?

2009-11-06T17:10:00.001+07:00

Knowing what your risk tolerance and investment style are will help you choose investments more wisely. While there are many different types of investments that one can make, there are really only three specific investment styles – and those three styles tie in with your risk tolerance. The three investment styles are conservative, moderate, and aggressive.

Naturally, if you find that you have a low tolerance for risk, your investment style will most likely be conservative or moderate at best. If you have a high tolerance for risk, you will most likely be a moderate or aggressive investor. At the same time, your financial goals will also determine what style of investing you use.

If you are saving for retirement in your early twenties, you should use a conservative or moderate style of investing – but if you are trying to get together the funds to buy a home in the next year or two, you would want to use an aggressive style.

Conservative investors want to maintain their initial investment. In other words, if they invest $5000 they want to be sure that they will get their initial $5000 back. This type of investor usually invests in common stocks and bonds and short term money market accounts.

An interest earning savings account is very common for conservative investors.
A moderate investor usually invests much like a conservative investor, but will use a portion of their investment funds for higher risk investments. Many moderate investors invest 50% of their investment funds in safe or conservative investments, and invest the remainder in riskier investments.

An aggressive investor is willing to take risks that other investors won’t take. They invest higher amounts of money in riskier ventures in the hopes of achieving larger returns – either over time or in a short amount of time. Aggressive investors often have all or most of their investment funds tied up in the stock market.

Again, determining what style of investing you will use will be determined by your financial goals and your risk tolerance. No matter what type of investing you do, however, you should carefully research that investment. Never invest without having all of the facts!

How to Read Food Labels

2009-06-03T15:03:00.002+07:00

You cannot measure every morsel that passes your lips, but it is a good idea to measure most foods and beverages until you get a feel for portion sizes.

It is a supersized world out there, and most people are surprised to find that their idea of a single serving is actually two or three.

If you are into bells and whistles, there are food scales that are preprogrammed with nutritional information, as well as scales that will keep a running total of your daily food and nutrient intake for you. The only tools you really need, however, are a simple and inexpensive gram scale, dry and liquid measuring cups, and idea on reading food labels.

Among all of the mentioned tools, reading food labels seem to be the most effective way of determining the right kind of food to be bought in the supermarket. It lets you make sensible food selections. Through the “Nutrition Facts” section in a particular item in the grocery, you can identify the amount of serving sizes provided in that product.

With food labels, you can clearly understand the amount and kinds of nutrients that are provided in the item. Usually, it contains the information on saturated fat, sodium, total fat, fiber, and cholesterol amount “per serving.”

However, understanding and reading these food labels can be very perplexing. A typical consumer would definitely ask what those numbers mean and how it will affect her diet intake if ever she will religiously follow the serving guide as stipulated on the food label.

To further have a clear and more comprehensive understanding of the items stated in the food label, here is a list of things that you need to know:

1. Serving size

This is the primary item you will see in a food label.

The amount of servings stated in the food label refers to the quantity of food people usually consume. However, this does not necessarily mean that it reflects your very own amount of food intake.

Moreover, serving size determines the amount of nutrients that enters the body. This means that if you will follow strictly what the serving size is, you will obtain the same amount of nutrients according to the serving size that was given in the label.

For instance, if the serving size says one serving size is equal to 54 grams, that would mean you have to measure 54 grams and eat that and you have just eaten one serving. So to speak, the amount of nutrients stated in the food label is the same amount that has entered your body considering the fact that you have just eaten 54 grams.

However, if you have eaten everything, and the food label says that each pack is equivalent to 4 servings, you have to calculate the amount of nutrients that have entered your body. This means that if the food label says 250 calories per serving that means you have to multiply it to four to get the total amount of calories you have taken.

2. Nutrients

This refers to the list of available nutrients in a particular item. It is also where the nutritional claims of the product based on the recommended daily dietary allowance are stated. Usually, the nutritional amounts are based on both the 2,500-calorie diets and the 2,000 recommended dietary allowances.

In order to understand the numeric value of each item, you should know that the “% daily value” that the food label indicates is actually based on how a particular food corresponds to the recommended daily dietary allowance for a 2,000 calorie.

If in the event that you have purchased an item that has a dietary allowance different from the 2,000-calorie diet, you just have to divide the stipulated amount by 2,000 and you will be able to identify the “%daily value” for the nutrients.

3. Ingredients

This refers to the list of the ingredients that were used to manufacture the product. The listing is usually arranged from the main ingredients that have the greater amount by weight up to the smallest quantity. This simply means that the actual quantity of the food includes the biggest quantity of the main ingredient or the first item and the minimum amount of the very last ingredient.

4. Label claim

This refers to the kinds of nutritional claims of a particular food item. For instance, if an item says it is sodium-free, it has less than 5 milligrams per serving or a low fat item actually contains 3 grams of fat or less.

Indeed, reading food labels can be very tedious and confusing. Nevertheless, once you get the hang of it, it would be easier for you to watch your diet because you can already control the amount of food that you take.

Benefits of Detoxing for Fitness and Health

2009-06-02T12:56:00.003+07:00

It seems to be a little disgusting when you are detoxing or cleansing. Your body shows some signs that you have built up toxins. These toxins can affect your whole body fitness and health.

There are times that you feel sluggish and feel the stressful. Your body may experience continuous aching, diarrhea, constipation, and feeling of clumsiness. Rapid weight gain and the incapacity to lose the excess weight can also be signs of having toxins in the body.

Moreover, the toxins found in the body are found and stored on your fat cells. For Americans who are taking the usual American diet, a person may consume 70 trillion garbage cans for each cell. In detoxing your body and cleaning that unwanted garbage in your cells, you should pay attention on your elimination organs.

There are particular organs in your body that deal on cell waste management. These organs play a major role in the detoxing process for a fit and healthy body.

1. Your liver is the organ that recycles the unwanted chemicals in the body. It sorts out the toxins and places them to the organ for elimination during the process of circulation. The principal elimination organs will back up the liver on where these toxins will be stored and then eliminated.

2. The lymph glands also play an important role in eliminating the toxins. A network of tubing brings out the excess waste of the cells from the body and to the final eliminating organs. The appendix, thymus, tonsil, and spleens are major lymphatic glands that help the major organs of the body in cleansing and detoxing.

3. The kidneys help in the water management of the body. They are the ones that keep the good chemistry of the blood alkaline by eliminating the dissolved acid waste. You can help your kidney to function very well by drinking plenty of water. It is much better if you drink fresh alkaline juices and purified water. You may take ½ ounce of alkaline everyday to see positive results on your body weight.

4. The lungs are the organs that keep the blood air purified. They allow the oxygen to go directly to the bloodstream. It is also responsible in removing waste gases that are found in every cell of the body. Deep breathing and fresh air is very helpful in keeping the lungs healthy and free from toxins. If you are in the urban area, it is recommended that you find an oxygen rich area where you can perform deep breathing.

5. The colon is a solid waste management organ in your body. Medical practitioners have found many peolpe that may have an 80-pound mucus and rubber like solid waste that are found on the walls of the colon. Detoxing and cleaning the colon can be a real tough thing to do. However, having a free waste colon can certainly provide you good benefits of having a clean and healthy body.

If you are experiencing some signs of detoxification, you may try doing a regular walking exercise. Exercise is a good key in having a fit and healthy body. Many diet doctors also suggest that you drink plenty of lemon water. This is an effective way of maintaining a very good circulation and can increase the rate of detoxification inside the body.

Get Benefits of Boxing Training for Fitness

2009-05-31T00:50:00.002+07:00

You may improve your health and have a physically fit body by getting into boxing training fitness programs. This is the best way for you to have a stronger body and gain confidence. Boxing workouts can help you to be at your best fighting form as well.

Many people see positive results from boxing trainings. You may build stronger and more defined arms and legs. These programs and classes also help you to gain a sense of inner strength and emotional balance.

Boxing training classes got across to the mainstream of physical fitness training a few years back. They have seen the benefits on the cardiovascular and toning of the muscles by these boxing training workouts. Tae bo work out videos also popularized these boxing and kickboxing exercises.

Cardio boxing training classes and the innovative variations of the sparring jabs, power punches, defense, and fitness has all blends of aerobics exercises. You will learn the proper execution of the punch and kick combinations for a more intensive workout that can help you become stronger and more confident.

The combinations you perform on the blocks, jabs, and kicks are executed to an imagined opponent. You may see classes where participants throw punches and kicks on the air. You will also find training camps that have quality equipment such as punching bags and you may also have the option of getting a partner that has padded hands.

You may also enjoy more benefits aside from the physical aspects of boxing trainings. Cardio kick boxing workouts allow you to burn out 350 to 500 calories in just an hour. It also helps maintaining the heart rate at 75 percent to 85 percent regular beat. This has been proven to be good and is the recommended range if you are exercising or into training.

Moreover, these boxing training classes improve your speed, resistance, and strength. Flexibility and the reflexes of the muscles are also enhanced. Repetitive motion on arms by sparring and jogging while you punch helps your arms and legs gain strength and power.

These workouts also enable your joint movements to build very efficient fitness results.
These movements require you to develop balance and coordination that enables your body to be stable and maintain a good form.

These physical benefits you gain from boxing and kickboxing are just few of the many benefits that they can provide. You will be able to learn more about defense mechanism skills, which you may use in case of unwanted instances. You will also feel the satisfaction when you punch or kick. Relaxation and self-motivation is also developed.

You will feel a sigh of relief and feel that you are released from stressed. It also helps you to get rid of that anger that is inside of you. Once these things are releases, you may feel lightness into your body and peace of mind as well.

Many aerobic and fitness experts recommend boxing training lessons for beginners. It allows you to workout on your desired pace and body condition. Boxing classes let you to push yourself to the limit as long as you are safe and well conditioned.

Positive results await you with boxing training. You will enjoy a physically fit body and will keep you in better shape. You have the option working out and exercising at your preferred level and skill. Enjoy the fun of these boxing training programs.

Look the Benefits of Cardio Interval Training

2009-05-30T09:44:00.002+07:00

In a long-term study of the health of the people of in the United States, the U.S. Public Health Service documented the chances of developing heart disease among various groups in the population. Long before the any symptoms appeared, epidemiological research could identify high-risk groups.

Among the highest risk factors are male sex, age over 35, cigarette smoking, high blood pressure, high levels of certain blood fats, and a family history of cardiovascular disorders.

Other researchers have added to this list another risk factor: the compulsive, hard-driving, highly anxious personality. The greater the number of severity, the greater the person’s overall risk.

These threats to the heart can be divided into two main categories: those beyond individual control, such as age, sex, and heredity, and those that can be controlled, avoided, or even eliminated. Among those in the second category are what cardiologists call “the triple threat.” These are the high blood pressure, cigarette smoking, and high cholesterol levels in the blood.

If you smoke a pack of cigarettes a day, your risk of having a heart attack is twice that of a nonsmoker. If you smoke, have hypertension, and eat a diet high in fats without any exercise at all, your risk is five times greater than normal.

The Healthy Heart

If these risk factors endanger the heart’s health, what enhances its well-being and improves its odds of working long and well?

Obviously, quitting cigarettes and eating a low-fat diet will help. The next best thing you can do for your heart’s sake is to give it what it needs: regular exercise or a complete cardio interval training.

The heart is a muscle, or, more accurately, a group or “package” of muscles, similar in many ways to the muscles of the arms and legs. And just as exercise strengthens and improves limb muscles, it enhances the health of the heart muscles as well.

Since World War II, several large-scale statistical studies have evaluated the relationship between physical activity and cardiovascular disease. One well-known survey compared 31,000 drivers and conductors of some bus companies. The more sedentary drivers had a significantly higher rate of heart disease than the conductors, who walked around the buses and climbed stairs to the upper level.

The why and how behind these statistics were bet explained by classic experiments with dogs whose coronary arteries were surgically narrowed to resemble those of humans with arteriosclerosis. Dogs who were exercised were had much better blood flow than those kept inactive.

The exercise seemed to stimulate the development of new connections between the impaired and the nearly normal blood vessels, so exercised dogs had a better blood supply to all the muscle tissue of the heart. The human heart reacts in the same way to provide blood to the portion that was damaged by the heart attack.

To enable the damaged heart muscle to heal, the heart relies on new small blood vessels for what is called collateral circulation. These new branches on the arterial tress can develop long before a heart attack — and can prevent a heart attack if the new network takes on enough of the function of the narrowed vessels.

With all these facts, it is now boiled down to a single question: What should be done in order to prevent such dilemmas?

Some studies showed that moderate exercise several times a week is more effective in building up these auxiliary pathways than extremely vigorous exercise done twice often.

The general rule is that exercise helps reduce the risk of harm to the heart. Some researches further attested the link between exercise and healthy heart based from the findings that the non-exercisers had a 49% greater risk of heart attack than the other people included in the study. The study attributed a third of that risk to sedentary lifestyle alone.

Hence, with employing the cardio interval training, you can absolutely expect positive results not only on areas that concerns your cardiovascular system but on the overall status of your health as well.

This particular activity that is definitely good for the heart is a cycle of “repeated segments” that is of intense nature. In this process, there is an interchange periods of recuperation. It can both be comprehensive activity and moderate motion.

Consequently, the benefits of merely engaging into this kind of activity can bring you more results that you have ever expected. These are:

1. The threats of heart attack are lessened, if not eliminated

2. Enhanced heart task

3. Increase metabolism, increase the chance of burning calories, therefore, assist you in losing weight

4. Improves lung capacity

5. Helps lessen or eliminate the cases of stress

Indeed, cardio interval training is the modern way of creating a healthy, happy heart and body.

Wanna Know 7 Diet Secrets of the Stars?

2009-05-27T08:46:00.001+07:00

Celebrities always look fabulous. Whether appearing in television or films or strutting down the red carpet during movie premiers and awards, they never cease to fascinate us with their larger than life presence. The truth is, it takes a lot of effort to look the way they do, and being the public figures that they are, they cannot afford to slack off when it comes to taking care of their physical appearances. Their livelihood largely depends on how they look. Aside from the clothes, the hair and the makeup, celebrities have to take good care of their bodies.

So it is no surprise that these stars have their own secrets when it comes to staying fit and gorgeous. Their health agenda can range from extreme workouts to well-planned meals. Who doesn't want to know their secrets in staying absolutely sexy? Here are some of the diet secrets of seven women celebrities.

1. Jennifer Aniston
The star of the phenomenal television show Friends not only mesmerized audiences with her adorable comic sense and her famous hairstyle, she was also known for having one of the sexiest bodies in Hollywood, as she appeared in countless magazine covers. To stay trim, Jennifer follows the 40:30:30 diet method. The diet consists of:

40% Low glycemic carbohydrates
-Foods such as beans, fruits and vegetables, legumes

30% lean proteins
-Tofu, fish, chicken, turkey, beef and low fat dairy products

30% essential fats
-nuts and seeds, fish and olive oils

It is essential that every meal should contain macronutrients to attain the balance of hormones and maximum weight loss.

2. Kate Hudson
The gorgeous daughter of actress Goldie Hawn gained 60 pounds during her pregnancy, which she needed to shed quickly before commencing on her next film. From her previous eating plan, she switched to a higher protein diet. She consumed high protein meals in smaller portions, and she combined this diet with an exercise program that includes weight training and cardiovascular workouts. After getting a lot of flak because of her post-pregnancy figure, Kate removed all that baby weight in only four months and has gained abdominal muscles that gained the envy of many in Hollywood.

3. Oprah Winfrey
As one of the most successful talk-show hosts in the world, there is no question that Oprah needs to maintain her physical appearance for her millions of audiences. Known as one of those celebrities who are constantly battling weight gain, she has recently toned up her figure and has never looked figure in age 50 by combining a regular exercise regime and diet plan. Oprah works out five days a week, spending 30 minutes on the threadmill and doing free weights. Her eating plan consists of legumes, fish, nuts, fruits and vegetables, chicken and dairy products that are lowfat. She limits her consumption of white sugar and flour. Oprah also credits her trim figure to her habit of not eating anything after seven in the evening.

4. Gwyneth Paltrow
A lot of people may find it hard to believe that the perpetually slim Academy award-winning actress actually needs to diet. Gwyneth actually follows a healthy eating plan that resembles Oprah's, avoiding sugar and white flour. She usually follows a macrobiotic diet, eating foods like vegetables, brown rice, and lean meat. She also eliminated dairy from her diet, and does yoga everyday.

5. Madonna
The pop star known as the Material Girl has always flaunted a body that is to die for, and has become a true fitness paragon over the years. She keeps herself in tip-top shape by having Ashtanga Yoga, and follows a strict diet that mostly shuns junk foods. She adopted a macrobiotic eating plan that includes organic foods rich in lean protein.

6. Claudia Schiffer
The bodacious German supermodel eats salad and steamed vegetables for dinner and eats only fruits before the afternoon. While on locations, she prefers to eat black grapes and drinks tomato juice and herbal tea.

7. Christie Brinkley
Long-time supermodel maintains her all-American good looks by being a vegetarian. She does not keep junk foods of any kind inside her home to make sure that she does not eat them when cravings occur. She snacks on sweet potatoes in place of candy bars, and she adopts a liquid juice diet when she needs to slim down fast.

Celebrities are just like ordinary people. They need to maintain their figures just like anyone else, and there is more pressure on their part since they are constantly in the public eye. Ordinary folks can have celebrity-like bodies, too, and by following these diet and fitness plans, they can also look like red-carpet worthy.

These Are Quick Tips to Boost Your Metabolism

2009-05-26T00:05:00.003+07:00

There are a lot of people who would give a lot to increase their metabolism. Having a high level of metabolism enables one to maintain burn fat and lose weight fast with the least amount of activity. Metabolism is the rate by which the body produces and consumes energy and calories to support life.

There are several factors that affect the metabolism of a person, such as the amount of muscle tissue, the frequency of the meals one consumes, genetics, stress levels, personal diet and activity levels. Metabolism slows done due to the following: loss of muscle because of not enough physical activity, the tendency of the body to cannibalize its own tissue because there is not enough food energy to sustain it, and the decrease of physical activity that comes naturally with old age.

Here are several ways to fire up one's metabolism:

1. Build up on lean, mean body mass. It is only natural that metabolism decreases along with age, but it is possible to counter the effects. The amount of muscle a person has is a very strong determinant in the ability to burn calories and shed fat. So it goes without saying that exercise is essential. Build strength and resistance by working out at least twice a week, preferably with weights. Do easy exercises in between workouts. Simple tasks such as walking the dog and using the stairs in place of the elevator can already take off calories. The key is to match the amount of eating to the amount of activity one has. Here are some guidelines in getting the right exercise:

For strength training

-Increase the amount of repetitions of a particular exercise.
-Add the level of resistance
-Utilize advance exercise techniques if possible

For cardiovascular training

-Insert intervals between exercises
-Perform cross-training and combine the exercises
-Add up on resistance and speed

2. Eat breakfast. A lot of people are ignoring the fact that breakfast is the most important meal of the day. Surprisingly, the ones who eat breakfast are thinner than the ones who do not. Metabolism can slow down considerably if breakfast is taken during mid-morning or if one waits until the afternoon to eat.

3. Avoid sugar. Sugar enables the body to store fat. It is recommended that a person consumes food that helps sustain an even level of blood-sugar. Additionally, progressive execerise 2-3 times a week should be in order to stabilize blood sugar.

4. Eat spicy foods. Hot cuisine with peppers can increase metabolism.

5. Sleep more. According to research, it is riskier for people who do not get enough sleep to gain weight. Also, muscles are regenerated during the last couple of hours of slumber.

6. Increase water intake. Water flushes out toxins that are produced whenever the body burns fat. Majority of bodily functions involves water, and lack of water causes the body system's operations to decrease its speed, and produces unneeded stress as a result.

7. Eat smaller meals. It is advisable to consume 4 to 6 small meals that are timed 2 to 3 hours apart.

8. Never skip meals. People tend to skip meals in order to lose weight, which is a big mistake since it slows down metabolism.

9. Plan meals in detail. Always prepare the right amount of food to be consumed at the designated intervals. Do not commit the mistake of eating meals in sporadic patterns.

9. Ditch the stress! Stress, be it physical or emotional, triggers the release of a steroid called cortisol, which decreases metabolism. Also, people tend to eat excessively when stressed.

10. Guzzle up on green tea. It can be used as a substitute for coffee. Tea has the ability to stimulate metabolism, and unlike coffee, it has no undesirable side effects when too much is consumed.

11. Include more energy foods in the diet, such as fruits and vegetables, beans and whole grains.

Achieving the desired body weight is never impossible if one has the determination and patience needed to stabilize the metabolism level, which plays an important role in weight loss. A person needs to realize that eating right and working out is not just a passing fancy, but a way of life.

Posting Tanpa Login Ke Blogger

2009-02-26T10:54:00.001+07:00

ScribeFire adalah sebuah feature menarik (Addon) yang ditawarkan firefox dimana anda dapat posting ke blog anda tanpa harus login terlebih dahulu ke account blogger. posting ini adalah sebuah percobaan menggunakan ScribeFrire.

Valentine's celebrations banned in Indonesia

2009-02-15T19:27:00.001+07:00

The Bukittinggi municipal administration has banned residents from celebrating Valentine's Day, on Thursday, on the grounds the occasion is not in line with Minangkabau traditions or Islam.

"The Valentine's Day celebration is not our culture as it usually relates closely to immoral acts where, during the celebration, young couples tend to hug and even kiss each other. This is an immoral act, right?" Bukittinggi Deputy Mayor Ismet Amzis told The Jakarta Post on Wednesday.

A similar prohibition was implemented by the administration on cafes, restaurants, hotels and other tourist sites planning to hold Valentine's Day celebrations.

The administration said it would enforce existing regional regulations on "immoral act eradication" and take companies that celebrated the day to court. A number of permits already issued for Valentine's Day activities have also been revoked.

Bukittinggi Mayor Djufri told a press conference earlier that his administration would shut down a number of tourist sites known to attract visitor's on Valentine's Day, including Jam Gadang, and some cafes. Djufri urged parents in Bukittinggi not to let their sons and daughters go out Thursday night.

In order to replace Valentine Day's parties, the Bukittinggi administration urged schools to drive their students to mosques or prayer rooms Thursday night to hear religious sermons "for the sake of improving their morality."

The suggestion was made in response to the circulation of pornographic photos depicting a young couple from a senior high school in the city. The photos, taken on a mobile phone camera, have been widely circulated in Bukittinggi over the last three weeks. The couple captured by the photos has been expelled from school.

Ismet said the municipality had assigned 100 public order officers to keep an eye on cafes, restaurants, hotels and other public places on Thursday. The officers have been given authority to detain young couples found on the streets or at tourist sites.

Besides Valentine Day's, Ismet said, the Bukittinggi administration would also ban New Year's Eve celebrations at Jam Gadang next year.

"As a tourist city, many people visit Bukittinggi to celebrate New Year's at Jam Gadang, the city's tourist icon. New Year is the same as Valentine's Day... its celebrations are closely linked to immoral acts," Ismet said. "So let Bukittinggi be deserted by tourists, rather than be allowed to serve as a place for immoral acts."

Roni Valian, head of the Bukittinggi chapter of the Indonesian Hotel and Restaurant Association, said he was still evaluating the mayor's ban and declined to comment further.

Asbestos Cancer - Overview

2009-01-07T12:03:00.004+07:00

Over the course of the past century, millions of innocent people have been exposed to asbestos, a class of fibrous minerals known to cause a variety of cancers.

Often referred to as "asbestos cancer," mesothelioma is the most common form of cancer caused by asbestos exposure. Other deadly forms of cancer are also caused by exposure to asbestos, such as lung cancer, gastrointestinal cancer, and colorectal cancer, just to name a few.

For many decades asbestos was considered an acceptable source of insulation, and thousands of materials made from asbestos were widely applied in industrial and domestic settings.

Asbestos was found in countless products on the commercial market, in many factories, homes and public structures, and in a myriad of industries, such as railway production, shipbuilding, and energy production.

For information about at-risk workplaces and products, please see Occupations at Risk for Asbestos Exposure and Products Containing Asbestos.

Of the millions of people who have been exposed to asbestos in the United States alone, thousands have developed life-threatening illnesses, many of which are aggressive cancers. Each year, approximately 10,000 Americans die from diseases caused by exposure to asbestos.

Beware of Mesothelioma !

2009-01-07T11:42:00.007+07:00

Mesothelioma is a cancer that develops within the mesothelium of the body. The mesothelium is the protective covering in the body. It covers various organs, including the lungs. The mesothelium is made up of two thin layers. When cancer develops in the mesothelium it is between these layers. The narrow space makes it very difficult to diagnose mesothelioma in the early stages.

Mesothelioma is a difficult cancer to treat. Once a diagnosis of mesothelioma is made, the majority of patients will not live longer than eighteen months. There are a variety of reasons for this, including the advanced nature of the disease once it is diagnosed and the lack of an effective surgical method of removing the tumors.

Mesothelioma Attorneys

2009-01-06T12:23:00.000+07:00

Mesothelioma is rare form of cancer caused by asbestos exposure. The disease might have been preventable had the asbestos industry acted responsibly decades ago to protect the public from the dangers of asbestos. Unfortunately for the estimated 3,000 Americans diagnosed with mesothelioma each year, the asbestos industry hid the dangers of asbestos from the public for decades after it knew of the risks.

The cases described here reflect the net amounts of the judgments or settlements mesothelioma victims received after the deduction of attorneys fees and expenses-in other words, what they actually received. The actual settlement or verdict would be higher.

Specific Results Depend on the Facts of Each Case.
$10,603,661.00 Received by victim after Attorney’s Fees and Expenses for a gentleman who developed malignant mesothelioma as a result of his exposure to joint compound as a construction worker. This case went to trial and resulted in a significant verdict in favor of the gentleman, his wife and children that was listed by a national legal publication as one of the top verdicts in the U.S. that year. The case subsequently settled.

$6,356,942.00 Received by victim after Attorney’s Fees and Expenses, for the widow of a man who died at the age of 50 after developing asbestos-related mesothelioma. He was exposed to asbestos while serving in the Navy aboard nuclear submarines during the 1960s. This case went to trial against the manufacturer of an asbestos-containing pipe covering product. The jury awarded a significant verdict, which was affirmed on appeal.

$4,380,755.00 Received by victim after Attorney’s Fees and Expenses, for an ironworker who worked at a number of industrial sites throughout his career and who was diagnosed with mesothelioma at the age of 79.

Easy Free Money

2008-10-24T14:39:00.000+07:00

Here comes to you the brand new site called snapbomb that gives you the full opportunity to make money as much as you wish. Is it sound too good to be true? This not kind a joke, sure I say to you. Simply join there and make a little review of given product, wait until it be approved and then get paid. Right to your paypal account.

Blog marketing is that easy. I mean you will be paid to post from your own blog and somebody will pay you for that. Is that a most interesting thing in blogging activities? And, you will get buzz too. Don’t you need traffic for your blog? I hope so. Because as we know that traffic will be money for every blogger.

So, start your blog advertising as soon as possible. And by that time you will experience a new nuance of getting free online money.

Dollar from FRIENDSTER?

2008-08-06T11:10:00.004+07:00

1. Feel familiar with FRIENDSTER?
Sure most of you will say yes
2. How long have you been a FRIENDSTER maniac?
You will answer “since ancient time” I guess
3. How many friends do you have at FRIENDSTER?
A very large number so you can’t count it.

B U T……

Do you got even a single DOLLAR from FRIENDSTER?
mmmmmmm.. what’s your answer? Surely you will say Now Way, right?

Here I come to you with GOOD NEWS guys!!
A "Social Network" site just like friendster that called MEGAMOMENTUM was launched recently. Imagine, HERE you can do your activities as you did at FRIENDSTER, the different is YOU WILL BE PAID for every friends join under you. Yup, Tell-a-Friend-System.

It's Time For You To Really Get Paid From Social Networking! Yes, do it now RIGHT HERE

Your Blog is a Cash Machine

2008-05-21T15:58:00.003+07:00

Surprise, guys.. For you that really wanna make money by simply creating a blog. It is easy now to make that dream come true. You will be paid to do your posting hobbies in your own blog. Bloggerwave now comes to you with all that great offers. Just visit that site. Your blog will worth dollars. Come and take this opportunity.

The only one that got away ... or not?

2008-05-20T11:06:00.003+07:00

Julia Suryakusuma, Jakarta

It is part of the traditional beliefs of Javanese and of Muslims -- and of many other people for that matter -- that there is a judgment day waiting for all of us. There are variations on this theme, depending on the belief to which you subscribe, but basically, the idea is that the end is not the end.

Many Indonesians believe the first stage of punishment is siksa kubur -- literally, "tomb torture". You've probably heard stories about corpses exhumed soon after burial showing signs of torture, including severe beating. The bones of the arms and legs are broken, faces are bruised and swollen, blood trickling out of eyes like tears, expressions distorted with fear and severe pain. Yes, this is the stuff of junky Indonesian and Malay horror movies ... but it helps explain why so many elderly Indonesians suddenly start getting religious as their end draws nigh!

Hmmm ... perhaps that's why the late Soeharto suddenly had his sickbed re-aligned last week to point towards Mecca? Don't know why he bothered though: Given his track record, when Soeharto comes face-to-face with his tormentors in the grave, he'll probably weasel out of retribution again by summoning a pasukan siluman (army of devils) in the form of yet another pack of demonic lawyers!

He'd certainly be used to it. Despite his well-known role in political and business corruption for decades on end, despite the vast amounts of money his family amassed and despite the human rights abuses that stained his 32 years in power, Soeharto has consistently managed to avoid facing trial.

In fact, he has remained a hugely intimidating figure to the end, capable of commanding fear, respect and thus impunity in his dotage and even on his deathbed. Incredible isn't that just about every major office-bearer in our government has gone cap in hand to Pak Harto's sickbed? They certainly weren't there because they liked his sunny personality and charming repartee.

Nope. The elite noticed when he said that if he ever ended up in the witness box he would take everyone else with him. It is a threat that has won him effective immunity from prosecution for years, so maybe now, like the godfather lies dying in a Mafia movie, most of the visitors are there to make sure he really is on the way out at last!

So will Soeharto be thumbing his nose from the grave at those who wanted him to face justice for what he did while he was alive? Many think death will be his last getaway. Certainly, it looks like he will never be made to answer for his role in Indonesia's own home-grown genocide between 1965 and 1966, when some say between 500,000 to perhaps one million people were killed and another million detained and abused. Yes, the figures are vague, perhaps unknowable, and this is part of the problem:
The whole grim episode is still officially shrouded in mystery and uncertainty. Reading government sources, you could be forgiven for wondering whether it ever really happened at all.

As I've written before, everyone knows a family that lost a member back then or knows someone who was a "non-person" for many years because of real or imagined association with Communism. But no one seems to know anyone who did the killing or who locked people away for decades in prisons or in primitive camps on remote islands.

In part this was because the narrative of an attempt by the communists to seize government by force that led to a violent response to protect the Republic, led valiantly by Soeharto and the army, was the essential foundation myth of the New Order. There was a long period when to publicly question it -- or sometimes even to discuss it -- was itself subversive and could see you facing the same fate as the "Communists".

But this public secret -- the greatest mass slaughter in modern Southeast Asian history apart from the Khmer Rouge killing fields -- must be faced up to publicly if Indonesia is to move forward. And it will not be simple, because it involves a whole host of unresolved, multifaceted and potentially explosive social and political problems: The role of Islamic organizations (especially Nahdlatul Ulama) in the massacres, the shocking human rights record of the armed forces, the basic political legitimacy of the New Order and its political heirs today, including Golkar, and whether the left can ever have a role in Indonesian public life again.

That is why the 1965/1966 killings are still the elephant in the room of Indonesian politics. And it's why we need a national truth and reconciliation process like in South Africa, which demonstrated so effectively that public honesty and truth are an essential pre-requisite of real forgiveness, social maturity and meaningful political transition.

But as Soeharto sinks slowly into history, there is faint hope emerging. Yes, Indonesia's great getaway man may escape accountability for the bloodbath that accompanied his rise to power, just as he has escaped trial for corruption, but once he is gone, an obstacle -- perhaps the major obstacle -- to reopening the 1965/1966 killings will be gone too.

His death may be just what is needed to let Indonesia face the dark past he helped create and then hid in open view. If the victims of the violence and their families join with researchers, NGOs, activists, the media and the few genuine reformers still in politics, maybe eventually some government will, one day, be persuaded to properly reinvestigate these atrocities and all the other "off limits" bloodbaths of the New Order, including the Petrus killings, the Tanjung Priok massacre, the Indonesian Democratic Party raid and, of course, the Semanggi shootings.

If that happens, then perhaps Soeharto's final escape from justice may allow millions of others to claim it for themselves, as last -- and I reckon that really would be "siksa kubur" for the old man!

Anomalies of The World

2008-05-14T11:00:00.001+07:00

The Grooved Spheres
Over the last few decades, miners in South Africa have been digging up mysterious metal spheres . Origin unknown, these spheres measure approximately an inch or so in diameter, and some are etched with three parallel grooves running around the equator. Two types of spheres have been found: one is composed of a solid bluish metal with flecks of white; the other is hollowed out and filled with a spongy white substance. The kicker is that the rock in which they where found is Precambrian - and dated to 2.8 billion years old! Who made them and for what purpose is unknown.

The Dropa Stones
In 1938, an archeological expedition led by Dr. Chi Pu Tei into the Baian-Kara-Ula mountains of China made an astonishing discovery in some caves that had apparently been occupied by some ancient culture. Buried in the dust of ages on the cave floor were hundreds of stone disks. Measuring about nine inches in diameter, each had a circle cut into the center and was etched with a spiral groove, making it look for all the world like some ancient phonograph record some 10,000 to 12,000 years old. The spiral groove, it turns out, is actually composed of tiny hieroglyphics that tell the incredible story of spaceships from some distant world that crash-landed in the mountains. The ships were piloted by people who called themselves the Dropa, and the remains of whose descendents, possibly, were found in the cave.

The Ica Stones
Beginning in the 1930s, the father of Dr. Javier Cabrera, Cultural Anthropologist for Ica, Peru, discovered many hundreds of ceremonial burial stones in the tombs of the ancient Incas. Dr. Cabrera, carrying on his father's work, has collected more than 1,100 of these andesite stones, which are estimated to be between 500 and 1,500 years old and have become known collectively as the Ica Stones. The stones bear etchings, many of which are sexually graphic (which was common to the culture), some picture idols and others depict such practices as open-heart surgery and brain transplants. The most astonishing etchings, however, clearly represent dinosaurs - brontosaurs, triceratops (see photo), stegosaurus and pterosaurs. While skeptics consider the Ica Stones a hoax, their authenticity has neither been proved or disproved.

The Antikythera Mechanism
A perplexing artifact was recovered by sponge-divers from a shipwreck in 1900 off the coast of Antikythera, a small island that lies northwest of Crete. The divers brought up from the wreck a great many marble and and bronze statues that had apparently been the ship's cargo. Among the findings was a hunk of corroded bronze that contained some kind of mechanism composed of many gears and wheels. Writing on the case indicated that it was made in 80 B.C., and many experts at first thought it was an astrolabe, an astronomer's tool. An x-ray of the mechanism, however, revealed it to be far more complex, containing a sophisticated system of differential gears. Gearing of this complexity was not known to exist until 1575! It is still unknown who constructed this amazing instrument 2,000 years ago or how the technology was lost.

The Baghdad Battery
Today batteries can be found in any grocery, drug, convenience and department store you come across. Well, here's a battery that's 2,000 years old! Known as the Baghdad Battery, this curiosity was found in the ruins of a Parthian village believed to date back to between 248 B.C. and 226 A.D. The device consists of a 5-1/2-inch high clay vessel inside of which was a copper cylinder held in place by asphalt, and inside of that was an oxidized iron rod. Experts who examined it concluded that the device needed only to be filled with an acid or alkaline liquid to produce an electric charge. It is believed that this ancient battery might have been used for electroplating objects with gold. If so, how was this technology lost... and the battery not rediscovered for another 1,800 years?

The Coso Artifact
While mineral hunting in the mountains of California near Olancha during the winter of 1961, Wallace Lane, Virginia Maxey and Mike Mikesell found a rock, among many others, that they thought was a geode - a good addition for their gem shop. Upon cutting it open, however, Mikesell found an object inside that seemed to be made of white porcelain. In the center was a shaft of shiny metal. Experts estimated that it should have taken about 500,000 years for this fossil-encrusted nodule to form, yet the object inside was obviously of sophisticated human manufacture. Further investigation revealed that the porcelain was surround by a hexagonal casing, and an x-ray revealed a tiny spring at one end. Some who have examined the evidence say it looks very much like a modern-day spark plug. How did it get inside a 500,000-year-old rock?

Ancient Model Aircraft
There are artifacts belonging to ancient Egyptian and Central American cultures that look amazingly like modern-day aircraft . The Egyptian artifact, found in a tomb at Saqquara, Egypt in 1898, is a six-inch wooden object that strongly resembles a model airplane, with fuselage, wings and tail. Experts believe the object is so aerodynamic that it is actually able to glide. The small object discovered in Central America (shown at right), and estimated to be 1,000 years old, is made of gold and could easily be mistaken for a model of a delta-wing aircraft - or even the Space Shuttle. It even features what looks like a pilot's seat.
Giant Stone Balls of Costa Rica

Workmen hacking and burning their way through the dense jungle of Costa Rica to clear an area for banana plantations in the 1930s stumbled upon some incredible objects: dozens of stone balls, many of which were perfectly spherical. They varied in size from as small as a tennis ball to an astonishing 8 feet in diameter and weighing 16 tons! Although the great stone balls are clearly man-made, it is unknown who made them, for what purpose and, most puzzling, how they achieved such spherical precision.

Impossible Fossils
Fossils, as we learned in grade school, appear in rocks that were formed many thousands of years ago. Yet there are a number of fossils that just don't make geological or historical sense. A fossil of a human handprint, for example, was found in limestone estimated to be 110 million years old. What appears to be a fossilized human finger found in the Canadian Arctic also dates back 100 to 110 million years ago. And what appears to be the fossil of a human footprint, possibly wearing a sandal, was found near Delta, Utah in a shale deposit estimated to be 300 million to 600 million years old.

Out-of-Place Metal Objects
Humans were not even around 65 million years ago, never mind people who could work metal. So then how does science explain semi-ovoid metallic tubes dug out of 65-million-year-old Cretaceous chalk in France? In 1885, a block of coal was broken open to find a metal cube obviously worked by intelligent hands. In 1912, employees at an electric plant broke apart a large chunk of coal out of which fell an iron pot! A nail was found embedded in a sandstone block from the Mesozoic Era. And there are many, many more such anomalies. What are we to make of these finds? There are several possibilities: Intelligent humans date back much, much further than we realize.

Other intelligent beings and civilizations existed on earth far beyond our recorded history. Our dating methods are completely inaccurate, and that stone, coal and fossils form much more rapidly than we now estimate. In any case, these examples - and there are many more - should prompt any curious and open-minded scientist to reexamine and rethink the true history of life on earth.

Electronic Voucher
I wonder if some new tecnologies, such as mobile phone or wireless phone had been discovered thousand of years ago. I believe one day another generation of human kind discovered kind of “fossil” of Nokia or Samsung, which they not able to discribe what is it. We only thingking what we have seen, but hardly find in the mind what we never see. But nowadays we can do make money without seeing the thing we sale.

Defending nature with microphone and tape recorder

2008-05-13T10:00:00.001+07:00

A German-Indonesian radio project tries to make forest conservation more popular
By Anett Keller

Indonesia, the host of the climate summit in December, has a poor environmental record. An area of forest the size of five football fields is destroyed every minute in the country. The slashing and burning of its rainforests places the country among the world’s biggest carbon dioxide polluters.

The United Nations could not have found a more fitting place for the climate summit than Indonesia. In this land of more than 13,000 islands, tropical rainforest is disappearing faster than anywhere else on Earth. Indonesia has lost four million hectares of forest in the past 25 years – that is 60 percent of the country’s total.

The trees are used to make cheap plywood, weatherproof garden furniture, glossy magazines and toilet paper. Increasingly more of the land is converted into plantations to feed the growing hunger for bio-fuels made from palm oil. The slashing and burning of Indonesia’s jungles has dramatic consequences for the world climate: their layers of humus –many meters thick – bind carbon.

For Germany’s international broadcaster Deutsche Welle and its Indonesian language radio department, that was a good reason to raise awareness of the problem in the country itself. “The whole world is watching the big event in Bali,” said Hendra Pasuhuk, the program director. “But for many Indonesians, the destruction of the forests and the consequences for the environment are not the least bit important.”

Radio was the ideal medium with which to draw attention to the problem, as it is the most popular form of media in Indonesia. Along with the Indonesian partner station Radio KBR68H, and with support from the German Development Ministry, the forest conservation project went into action.

First, Indonesian radio journalists were called upon to work out an abstract on the subject of conservation. “It was important to us to get people who (themselves) came from the affected regions and were not reporting from the distant capital,” Pasuhuk said. Ten journalists from five provinces took part in a weeklong workshop in Jakarta at the end of October. They gained valuable input from environmentalists and forestry ministry officials. At the same time, they were supposed to turn their ideas into plans, which they could use as a basis for about 10 days of
research in their regions – accompanied by a colleague from Deutsche Welle. The aim of the project was to make a feature series of 10-minute reports to broadcast on about 400 local radio stations during the climate summit.

For the journalists involved, it was a rare opportunity to do some solid on-the-spot research – something their limited resources usually don’t allow, says Ade Wahyudi, program manager at KBR68H. “In the provinces in particular, journalists don’t have the technical or the financial
capacity for fact-finding trips,” he said, adding that the complex topic of forest conservation can best be communicated to listeners when presented in a lively way and told from the perspective of those affected.

The project yielded some interesting results. Some of the journalists went to the island of Kalimantan, looking for Sebuku elephants. Only a few dozen of them have survived the destruction of their habitat in the forests of East Kalimantan. In eastern Java, project members found a village where every single resident earns a living from illegal logging. Not even the police dare to go there.

Another team went to Poso and Palu in central Sulawesi, places famous for the black wood of the ebony tree. Officially, ebony is protected and the trees must not be felled. But the violent conflict in the region makes the rules hard to enforce and prevents reforestation programs.

The decades-long conflict in Papua between the local population and the central government with its huge army presence has also had an impact on the environment. The military, foreign companies, local officials – there are many different parties earning money in the timber trade.

Journalists dealing with the subject must navigate murky waters. “I received some phone calls where I felt threatened,” said Edith Koesoemawiria, a Deutsche Welle journalist. “And one time a man no one knew turned up and made it clear to me that I was not to report on logging.” She and her two local colleagues were investigating the situation in Papua. They reported on the problems in implementing reforestation programs. They visited villagers who cut down the huge
trees in their forests and sell the trunks to logging companies, just to feed their families – even though their area has been declared a nature reserve.

Although she was shocked by the degree of environmental destruction she found, Koesoemawiria is enthusiastic about the project. She says far too little is known in Indonesia about the long-term effects of cutting down the rainforests. “People do know that there are mudslides when the trees
have been cut down,” she said. “But hardly anyone realizes that the destruction of the forests has a negative impact on the climate.” She admits it is difficult to bring about a sustained new awareness. But for that very reason, she says, you can’t report on the dangers of destroying the rainforest too often.

The reports have been airing since Nov. 26. Partner stations across Indonesia have been broadcasting them. And the reports are even going out beyond the national borders. The “Asia Calling” program on KBR68H is rebroadcast by many stations in other Asian countries, in English and the national languages.

Save Your Family Right Now

2008-05-12T07:53:00.001+07:00

In recent time, based on term life to you ought to start to realize the importance of anticipatory of unforeseen accident that may happen to your family. In this context you have to start to manage protective stages or steps. I will explain about the urgency of purchasing of health insurance policy for every family member to protect them from various unforeseen occurrences later on. You may check out online insurance policy to make sure you take a right step.

What need to become contemplation, every family head have to start to calculate, do health insurance plafond and scheme from company have last for covering requirement of health protection for every family member? When health insurance scheme from company not yet covers all family need you may think twice for purchasing life insurance polis.

Generally, health insurance polis provided by company limited and valid for wife / husband and maximal three children with certain age. If you are employee owning child more than three, or will bolt to determined boundary age, of course there is family member which is uncovered.

That why you have to equip yourself by purchasing your own health insurance. Be sure to save money on insurance . So, all of your family member and budget will get maximal protection. To obviate yourself from expenditure the big expense effected by disease or accident which not been expected, its time for you to start having health insurance which gives protection for every family member.

Considering the expense of treatment at hospital will be costly progressively arise, now is the correct moment for every family to have health insurance to protect every family member from various occurrences not be anticipated.

Don't delay and immediately contact closest insurance agent. Be sure to make your family in the right guardian.

Notice these 5 Important Rules in Website Design

2008-05-09T11:48:00.001+07:00

When it comes to your website, extra attention should be paid to every minute detail to make sure it performs optimally to serve its purpose. Here are seven important rules of thumb to observe to make sure your website performs well.

1) Do not use splash pages

Splash pages are the first pages you see when you arrive at a website. They normally have a very beautiful image with words like "welcome" or "click here to enter". In fact, they are just that -- pretty vases with no real purpose. Do not let your visitors have a reason to click on the "back" button! Give them the value of your site up front without the splash page.

2) Do not use excessive banner advertisements

Even the least net savvy people have trained themselves to ignore banner advertisements so you will be wasting valuable website real estate. Instead, provide more valueable content and weave relevant affiliate links into your content, and let your visitors feel that they want to buy instead of being pushed to buy.

3) Have a simple and clear navigation

You have to provide a simple and very straightforward navigation menu so that even a young child will know how to use it. Stay away from complicated Flash based menus or multi-tiered dropdown menus. If your visitors don't know how to navigate, they will leave your site.

4) Have a clear indication of where the user is

When visitors are deeply engrossed in browsing your site, you will want to make sure they know which part of the site they are in at that moment. That way, they will be able to browse relevant information or navigate to any section of the site easily. Don't confuse your visitors because confusion means "abandon ship"!

5) Avoid using audio on your site

If your visitor is going to stay a long time at your site, reading your content, you will want to make sure they're not annoyed by some audio looping on and on on your website. If you insist on adding audio, make sure they have some control over it -- volume or muting controls would work fine.