I LOVE PAKISTAN

Pakistan Independence Day: A Celebration of Freedom and Unity

2025-08-06T20:29:00.002+05:00

Independence Day - August 14

Every year on August 14, people all over Pakistan come together to celebrate Independence Day. It is a day full of pride, joy, and remembrance. This special day marks the moment in 1947 when Pakistan became a free country, separate from British rule and India.

A Historic Moment

Before 1947, the land that is now Pakistan was part of British India. Many people dreamed of a country where Muslims could live freely, practice their religion, and have their own identity. This dream was led by Quaid-e-Azam Muhammad Ali Jinnah, the founder of Pakistan. Through peaceful struggle and strong leadership, Pakistan was finally created on August 14, 1947.

Celebrations Across the Country

On Independence Day, Pakistan is filled with green and white—the colors of the national flag. Cities and towns are decorated with lights, flags, and banners. People wear traditional clothes, sing patriotic songs, and take part in different events. Schools, colleges, and government buildings host special programs, speeches, and parades to honor the day.

One of the biggest highlights is the flag-hoisting ceremony, which usually takes place at the Presidential House and other key locations. The national anthem is played, and people stand proud to show their love for the country.

Remembering the Sacrifices

Independence did not come easily. Many people gave their lives and made great sacrifices for the freedom of Pakistan. Independence Day is a time to remember those heroes and to be thankful for the peace and freedom we enjoy today.

A Day of Unity

This day reminds all Pakistanis - no matter where they live or what language they speak—that they are one nation. It encourages everyone to work together for a better, stronger, and more peaceful Pakistan.

Looking to the Future

As the country celebrates another year of independence, it is also a time to think about the future. Young people play a big role in shaping the country’s future. With hard work, honesty, and unity, Pakistan can overcome its challenges and grow into a brighter tomorrow.

Pakistan Independence Day is not just a holiday. It is a day of honor, pride, and hope. It is a time to celebrate freedom, remember the past, and build a better future together. As we raise our flags and sing our national songs, let’s also raise our hopes—for peace, progress, and unity.

Happy Independence Day, Pakistan!

Related Queries :

1. Why is Pakistan Independence Day celebrated on August 14?

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3. Who was the founder of Pakistan?

4. How do people celebrate Independence Day in Pakistan?

5. What are some famous Pakistan Independence Day quotes?

6. What is the significance of the Pakistan flag colors?

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Discover the Beauty of Pakistan : Best Tourist Places

2025-06-28T13:22:00.004+05:00

Beautiful Places in Pakistan

Pakistan is a beautiful country with many amazing places to see. From tall mountains to green valleys, big cities to peaceful lakes, Pakistan has everything for nature lovers and travelers. Every place has its own beauty and story. Here are some of the most beautiful places in Pakistan that you must visit.

1. Hunza Valley

Hunza Valley is one of the most famous places in Pakistan. It is located in the north, near China. The valley is full of high mountains, fresh rivers, and green trees. People love to visit Hunza because the views are stunning. In spring, flowers bloom everywhere. In autumn, the trees turn red and yellow. It looks like a painting.

2. Skardu

Skardu is also in northern Pakistan. It is a peaceful place with tall mountains, beautiful lakes, and flowing rivers. Many tourists come here to enjoy the natural beauty. The most famous spots in Skardu are Shigar Fort, Satpara Lake, and Deosai National Park. Deosai is very high and full of flowers, animals, and birds. It is known as the "Land of Giants."

3. Swat Valley

Swat Valley is called the “Switzerland of Pakistan” because it is so green and beautiful. It has clean rivers, tall trees, and high mountains. Malam Jabba is a ski resort in Swat where people go in winter to enjoy snow. Kalam and Bahrain are also lovely places to visit in summer.

4. Murree

Murree is a popular hill station near Islamabad. It is a famous spot for families and honeymooners. People visit in summer to enjoy the cool weather and in winter to see the snow. Patriata (New Murree), Mall Road, and Kashmir Point are some of the popular tourist spots. Murree is easy to reach and has many hotels for visitors.

5. Fairy Meadows

Fairy Meadows is a green area near Nanga Parbat, the second-highest mountain in Pakistan. To get there, you need to take a jeep ride and then walk. But the view is worth it. You can see big mountains, green fields, and a sky full of stars at night. It feels like a dream.

6. Lahore

Lahore is not only rich in natural beauty but also in culture and history. It is one of the oldest cities in Pakistan. Some famous places in Lahore include Badshahi Mosque, Lahore Fort, Minar-e-Pakistan, and Shalimar Gardens. The food in Lahore is delicious, and the people are friendly and full of life.

7. Gwadar

Gwadar is in Balochistan, near the sea. It is a new and developing city with clean beaches and blue water. You can see mountains and the sea together, which looks amazing. The Sphinx of Balochistan and Hammerhead are unique and beautiful rock formations created by nature.

Conclusion

Pakistan is full of natural beauty and cultural wonders. From the mountains in the north to the beaches in the south, every place is special. The people of Pakistan are kind and welcoming. If you love travel, adventure, or peace, you will find it all in Pakistan. So don’t wait come and explore the beauty of this amazing country!

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I Love Pakistan My Motherland or My Country Pakistan

2023-01-16T11:34:00.007+05:00

Aurthor : Muhammad Ishaq

A brief research has been made on the topic of “I Love Pakistan or My Motherland or My Country Pakistan”. Moreover, love with country, climates and location of Pakistan have also been explained briefly.

General Description

Human beings likes to live in a community like other living things because it is social animal. Being a social creation,Guest Posting human lives different from other living things. They like to have well-read family, furnished home, car and lead happy life. Human beings seek to live in harmony with their fellow beings. They love the community and country where their family and the people live. The nation is their family and the country is homeland. Thus, the most powerful passion, respect and love of a man takes place with his country and natural object.

Love with Country

I love Pakistan because it has given me every this which I have. It is my country, homeland and its love is my blood and soul. This country has educated me, fed me and protected me from all restrictions. It has given me everything it has. This is the land of my forefather and who also loved it. It is my ancestral motherland and every inch of its soil is rich with our sweat and blood. Their bone are buried here. They have become a part of this land. It is most precious and sacred for me. I love it with my heart and soul.

Climates of Pakistan

Pakistan is a gift of Al Might ALLAH for us in this world and its soil of Pakistan is full of natural resources. Apart from this, Pakistan has four seasons which is a unique gift of Allah i.e. summer, winter, autumn and spring. Climates of Pakistan remains very good all over the year.

Location of Pakistan

Pakistan is not just a piece of land to me. It is located in the important and strategically suitable corner of the world. Pakistan is unique in its shape from all world. It is a small country but it has the lowest and highest places of the world.

Unique Assets

Pakistan is our past, present and our future. It is a new state in the political sense but in reality, it is thousands of years old Indus valley civilization. It is the land, light and castle of Islam. My people have lived here for centuries. Unfortunately, a foreign nation conquered this fair land. They kept it and its descendant bondage for many years. Its people had all along been fighting to free their motherland.

Sacrifices

The people and leadership of Pakistan have offered great sacrifices for the certain of this homeland. Every drip of its dust is colored with the blood of our ancestors. We have paid a great price for it and we all are ready to pay even greater price for its freedom, if it is necessary. This is our country and our homeland. It is the fairest of all lands for us.

Conclusion

Pakistan is a precious and valuable gift of Al Mighty Allah. Presently, it faces many challenges in the shape of terrorism, foreign and internal challenges. We must protect it from all type of challenges and love it by contributing with their hard work, sincerity and honesty.

Best Travelling App in Pakistan - MYTM Travels

2023-01-12T12:53:00.002+05:00

Everyone wants to travel nationally and internationally. Owing To the lack of facilities domestically, people avoid traveling for enjoyment. Booking a hotel room and transport happens to be a major issue discouraging people from traveling across the country. During the extreme weather, the people suffer great issues while reaching the far off places where they find themselves, aliens. The local agents exploit their condition and heavily charge for a hotel room and transport facilities. The best tourist attractions remain unattended due to these reasons. However, the best traveling app in Pakistan has solved these issues.

MYTM Travels

Want to visit the great tourist attractions in Pakistan or want to go abroad for traveling? You are no longer helpless while traveling nationally and internationally. The best app in Pakistan is ready to serve you while you have planned to travel across the country. The booking app in Pakistan known as MYTM Travels proves to the best coordinator between you and the hotel management providing you the best rooms to stay at far off places where you used to be helpless in the past. Not only is the hotel rooms booked but also the best transport facility is provided you at an affordable rate.

Make the Best Travelling Plan

Pakistan is a place full of tourist attractions. The people from across the world visit Pakistan to spend some days at places where the heavenly beauty exists. The only thing that caused a great problem for them was the lack of traveling and booking facilities. The Pakistani app has solved this issue successfully. You with your family members coming from any part of Pakistan or abroad stay tension free about the hoteling and transport issues. MYTM Travels is always ready to help provide you with the best hoteling facilities in any part of Pakistan at affordable rates. After the advent of the app,Guest Posting you are free to make a great plan to travel across Pakistan in any season of the year.

Visiting the Other Countries

Despite you visit some of the advanced countries of the world; you find some difficulties in availing of the best hoteling facilities at affordable rates. Also, you remain uncertain about the fares of international airlines. Choosing the best airlines to travel among so many was not as easy as you thought before the advent of the MYTM travel app. The traveling app in Pakistan makes all arrangements for you to travel abroad from confirming your airline ticket to the booking at the affordable hotel at the destination country.

How to Avail MYTM Mobile App?

You are no longer away from the best traveling app in Pakistan. Having downloaded the traveling and booking app, you rightly start availing the services of your choice. You are better facilitated to travel domestically and internationally with the help of the best app in Pakistan. You certainly want to know about how to download the app. Nothing is to worry about. It is very easy to download the app. You are free to download the best booking and traveling app of Pakistan called MYTM travels from Google play store or App store according to the brand of your smartphone.

MYTM Travels Arrange Local & International Tours - Arrangement for Local Tours

Traveling across the country individually sometimes happens to be troublesome. You plan to visit a place with some of your friends without having any knowledge of the destination place. Also, the travel to the far off places happens to be very hard due to bad transport facilities. Taking a start from your home town to reach your destination is not an easy task. From your home to the main bus stand you get extremely tired. The travel from the main bus stand to the tourist destination is the other hardship you have to go through. Reaching your destination, you have lost the power to visit the place right away. Every moment of yours is worthwhile. While keeping all these hardships in view, the question arises in mind that what is the best solution to the problem?

Contact to MYTM Travels

To your amazement and pleasure, the solution to your hardships rests with MY TM travels. The travel agency facilitates people with the local tour plan. You just have to contact the office of the MYTM travel to know about the best available packages for the current season at affordable rates. You can also come to know about the packages from the best traveling app of Pakistan known as MYTM travel app. Availing a particular package you travel across the place of your choice. You are picked and dropped from a certain place. The complete traveling responsibility rests on the agency’s shoulders. You enjoy the tour being better guided by the best local guides of the place you visit.

MYTM Travel Arranges International Tour

Having traveled across the country availing the great tour packages offered by the MYTM travels, your confidence in the agency has strongly built. MYTM travel also arranges international tours for the people willing to travel across Pakistan. MYTM travel arranges tours for the countries ranging from Azerbaijan, Uzbekistan Dubai, Turkey, and Malaysia to Jordan, Egypt, Amsterdam, Switzerland, Paris, Belarus, and Rome. The agency is well planned and you can have blind faith in the best services of it. Hundreds of people have availed the international tours before you. The satisfaction of the people about the tours arranged by MYTM travel is proof of the excellent service. You can contact the office for further detail or you can seek information from MYTM travel app the best booking app in Pakistan.

6 Top Pakistani Telecom Companies

2023-01-12T11:31:00.003+05:00

Top Pakistani Telecom Companies

Best Pakistani Mobile Operators Telecom Companies which is Provides their customers Good Services in Entire Pakistan Its working in Pakistan Last Few Year but Pakistani also Intrest in this Companies which i shall include Warid, Mobilink, Zong, Telenor, Ufone and one of Special Communication Compnay SCO I have Complete Details of this Companies which i will show you in my below Post.

Mobilink

Mobilink is an Best and First Company of Pakistan which was Started in June 11 1994 Head Office of This Trade Company in Islamabad which is Capital of Pakistan Mobilink Covers the 20000 Cities,Guest Posting Town in Pakistan Founder of this company Saif Group At Motorola,Employees of this company 2300 and It's Revenue $3.1 billion Latest on 2015, Mobilink also Provides SMS Packages, Calls Packages and also Provides Internet Packages all Packages is better for Users.

Telenor

Telenor is an Second Best Telecom Company of Pakistan It's Started form 2004 and It's CEO is Irfan Wahab Khan, head Quarterd of Mobilink In Islamabad but this company is not working in Pakistan It's also worked Out of Company because Telenor Group is the big Mobile Operator in the world which have 166 million mobile subscriptions and in Pakistan Only 36 million Subscriber, Telenor also Provides SMS, Internet, Call Packagesusers also Favour of this all Packages.

Zong

Zong is an 3rd Great Company of Pakistan and it's Chainies Mobile Company Head Quarterd of Zong In Islamabad Pakistan Founder & CEO of This Company Liu Dianfeng It's Founded in 2008 before Zong Name it was Old Paktel Company, which also offer Voice Data range each and Every Packages of Zong I't working Maney Cities of Pakistan every Customers of this Company Prefer and love this Company.

Ufone

Ufone is a one of most Popular Company of Pakistan which is Founded Recentry few year ago in 1-29-2001, The main Office of this Company Blue Area of Islamabad Pakistan and it's Parent of this company PTCL and It's Owner of Etisalat, Revenue of Ufon Rs.25 billion PKR in 2012 SMS,Call,Internet Packages Best from other Telecom Companies, I like it.

Warid

Warid in an 5th and Last Company Of Pakistan Wich is Frounded from 2004 which is the same year of Telenor Head Quarterd of Warid is not Islamabad i't Main Office is Karachi Pakistan, It's & Oners Dubai Group Warid Provides their customers Best Packages like Internet,SMS, and Call Packages and Different Other Services it's best Pakistani Company.

SCO

Special Communications Organization Government Organization operated by Ministry of Information Technology and TelecommunicationIt's Founded in 1976 and Govenment of Pakistan Owned it, it's Number Started form 0355 Main Head Office of SCO in Rawalpindi Pakistan.

Mobilink + Warid = Jazz

Warid Pakistan was Pakistan's fourth largest GSM mobile service provider and fifth largest mobile service in terms of subscriber base of over 12.9 million. It has a market share of 9% among cellular operators. On 26 November, 2015 VimpelCom and Dhabi Group agreed to merge Mobilink and Warid Pakistan into a single company. On 6 January, 2017 the combined CEO of Mobilink and Warid Pakistan announced the launch of new brand Jazz. Mobilink ceased to exist on 10 January, 2017 whereas Warid Pakistan as a brand continued for a year.

Qaumi Tarana - Pakistan National Anthem Lyrics - قومی ترانہ

2022-01-23T13:38:00.004+05:00

قومی ترانہ

پاک سرزمین شاد باد كشور حسين شاد با

تو نشان عزم علی شان ارض پاکستان

مرکز یقین شاد باد

پاک سرزمین کا نظام قوت اخوت عوام

قوم ، ملک ، سلطنت پائندہ تابندہ باد

شاد باد منزل مراد

پرچم ستارہ و ہلال رہبر ترقی و کمال

ترجمان ماضی شان حال جان استقبال

سایۂ خدائے ذوالجلال

Pakistani National Anthem lyrics - Qaumi Tarana - قومی ترانہ in Mp3 Free Download

File Type : MP3

File Size : 1.04 MB

Click on below link for Download

Download

Inspedium Generic Web Hosting

2020-04-04T00:54:00.000+05:00

Inspedium Corp (SMC Pvt)

Inspedium offers

A wide range of web hosting plans tailored for small businesses to large corporations. Find the right fit for your web hosting needs! Every account comes with Free Website Builder, Free SSL certificates and Free Daily Backups!

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Prize Bond Schedule 2020 - Dates of Prize Bond Draw and Results

2020-03-21T01:56:00.005+05:00

National Savings Pakistan has detailed the Prize Bond Schedule 2020. Prize Bond draws are held every quarterly. According to the Prize Bond Schedule, the Prize Bond Draw is held in different cities of Pakistan. Every Prize Bond has several prizes for Denominations of Rs. 100, 200, 750, 1500, 7500, 15000, 25000, 40000 and Premium Bond. The Complete Prize Bond Schedule of 2020 from January 2020 to December 2020 is given below.

No	Bond Price	Draw #	Draw Date	Draw City
1.	15000	81	02 January 2020	Quetta
2.	750	81	15 January 2020	Karachi
3.	25000	32	03 February 2020	Faisalabad
4.	7500	81	03 February 2020	Hyderabad
5.	1500	80	17 February 2020	Rawalpindi
6.	100	29	17 February 2020	Peshawar
7.	40000	12	02 March 2020	Multan
8.	200	81	16 March 2020	Muzaffarabad
9.	15000	82	01 April 2020	Faisalabad
10.	750	82	15 April 2020	Hyderabad
11.	25000	33	04 May 2020	Rawalpindi
12.	7500	82	04 May 2020	Peshawar
13.	1500	81	15 May 2020	Muzaffarabad
14.	100	30	15 May 2020	Lahore
15.	40000	13	01 June 2020	Karachi
16.	200	82	15 June 2020	Quetta
17.	15000	82	02 July 2020	Hyderabad
18.	750	82	15 July 2020	Muzafarabad
19.	7500	82	03 August 2020	Faisalabad
20.	25000	33	03 August 2020	Lahore
21.	1500	81	17 August 2020	Multan
22.	100	30	17 August 2020	Quetta
23.	40000	13	01 September 2020	Rawalpindi
24.	200	82	15 September 2020	Peshawar
25.	15000	82	01 October 2020	Multan
26.	750	82	15 October 2020	Lahore
27.	7500	82	02 November 2020	Karachi
28.	25000	33	02 November 2020	Peshawar
29.	1500	81	16 November 2020	Quetta
30.	100	30	16 November 2020	Faisalabad
31.	40000	13	01 December 2020	Hyderabad
32.	200	82	15 December 2020	Rawalpindi

Download

Prize Bond Schedule 2020 - Dates of Prize Bond Draw and Results List

Prize Bond Draw Schedule 2020 of Rs. 100, 200, 750, 1500, 7500, 15000, 25000, 40000 and 40,000 Prime. 2020 Schedule of Prize bond results date and Prize Bond calendar in Pakistan. Get information about the Draw Schedule and Draw date. Results and Prize bond list. Latest draw results and winners information.

Express News Lives

2016-01-06T00:33:00.001+05:00

Anarkali Tomb,Lahore

2015-11-15T14:57:00.002+05:00

Anarkali Church - Lahore [Tomb of Anarkali] - Lahore.c 1870's.

Pakistan Political Parties

2015-11-15T14:42:00.000+05:00

PAT, PPPP, JI, PML (Q), JUI F, PTI, PML (N), MQM, ANP

Pakistani Old Currency

2015-11-15T14:36:00.001+05:00

10 Rupee 1970

10 Rupees 1970 Observe Mohammad Ali Jinnah. Reverse Mohejodaro. Pakistani Old Currency

Pakistani Old Currency, Old Is Gold

2015-11-15T14:17:00.001+05:00

Old Is Gold, Pakistani Old Currency Collection

Pakistani Old Currency

2015-11-15T14:13:00.002+05:00

5 Rupee 1997

5 Rupees
1997
Observe Quaid-e-Azam Mohammad Ali Jinnah
Reverse Tomb of Shah Rukn-e-Alam
Issued to commemorate the Golden Jubilee of Independence in 1997

Pakistani Old Currency

2015-11-15T14:11:00.000+05:00

10 Rupee 1957

10 Rupees 1957 Observe Mohammad Ali Jinnah, ReverseShalimar Gardens

Pakistani Old Currency

2015-11-15T14:08:00.000+05:00

1 Rupee 1973

1 Rupee 1973 Observe Reverse: Lahore Fort.

Pakistani Old Currency

2015-11-15T14:06:00.000+05:00

5 Rupee 1957

5 Rupees 1957 Observe Quaid-e-Azam Mohammad Ali Jinnah

Pakistani Old Currency

2015-11-15T14:03:00.001+05:00

Rs.1 1975,1981

1 Rupee 1975- 1981 Reverse Minar-e-Pakistan Lahore.

Pakistani Old Currency

2015-11-15T12:55:00.001+05:00

Rs.1 1947,1948

1 Rupee 1947 - 1948 Observe Gorge VI.

Pakistani Old Currency

2015-11-15T12:10:00.000+05:00

Pakistani Old Currency Rs.1,2,5,10,50

Pakistan beat India in Kabaddi match | ARY News | Sports News

2014-03-03T17:37:00.001+05:00

Pakistan beat India in Kabaddi match | ARY News | Sports News

NICE WORLD INFORMATION: Elevated Forest Tent, Australiafrom:MANI ADNAN

2013-09-23T22:44:00.001+05:00

NICE WORLD INFORMATION: Elevated Forest Tent, Australiafrom:MANI ADNAN: Elevated Forest Tent, Australia from:MANI ADNAN

Rawalpindi

2013-03-11T22:56:00.001+05:00

Rawalpindi Punjabi also known as Pindi, is a city in the Pothohar region of Pakistan near the country's capital city of Islamabad, in the province of Punjab. Rawalpindi is the fourth largest city in Pakistan after Karachi, Lahore and Faisalabad. In the 1950s, Rawalpindi was smaller than Hyderabad and Multan, but the city's economy received a boost during the building of Islamabad (1959–1969), during which time Rawalpindi served as the national capital and its population increased from 180,000 at the time of independence to over 4.5 million in 2007.Rawalpindi is in the northernmost part of the Punjab province, 275 km (171 mi) to the north-west of Lahore. It is the administrative seat of the Rawalpindi District. The total area of the city is approximately 108.8 square kilometres (42.0 sq mi). Rawalpindi is the military headquarters of the Pakistani Armed Forces.
Rawalpindi, named after Raja Pindi, is a bustling city on the northernmost part of the Punjab province, strategically located between the North-West Frontier Province and Azad Jammu and Kashmir. Many tourists use the city as a stop before traveling towards the northern areas. Rawalpindi is also a prime destination for the expatriate community of Azad Jammu and Kashmir. Numerous shopping bazaars, parks and a cosmopolitan population attract shoppers from all over Pakistan and abroad. The city is home to several industries and factories. Islamabad International Airport is actually located in Rawalpindi and serves both cities.

Gujar Khan
Potohar (Southern Rawalpindi)
Taxila Tehsil
Rawal (Northern Rawalpindi)
Kallar Syedan
Kahuta
Kotli Sattian
Murree

Islamic Finances

2013-03-10T18:20:00.000+05:00

If you’re Muslim and are concerned about financial products that comply with Sharia Law, there are more and more options available to you today. The first Islamic bank in the UK, the Islamic Bank of Britain, opened its headquarters in Birmingham in 2004, offering a range of products and services such as pensions, mortgages and loans.

The main requirement for financial products and services under Sharia Law is that they neither charge interest nor pay it out, as making money from money is considered usury, and that they do not invest in companies that are deemed unethical, such as those connected with alcohol, tobacco, pornography or gambling.

What often happens when providing loans is that the bank will purchase an item for the customer at a set price and rent it or sell it to them, with repayments made in instalments. The bank makes its money by levying a charge on the customer’s payments.

With investments, Islamic finance works on the basis of sharing the risk as well as the reward. Both the customer and the bank agree on terms for sharing the risk of any investment and split any profits equally between them.

The four main modes of Islamic banking are known as murabaha, where a purchase is made by the bank and re-sold to the customer without any interest payments; musharaka, a partnership in which the rewards and risks – i.e. the profits and losses – are shared by both the bank and the customer in an investment; mudaraba, where someone places their investment in the hands of an expert who invests for them and shares the profit but doesn’t bear the risk of any losses; and ijarah, a rental agreement made in order for the customer to obtain goods, in which rental payments are made over a specified period and the bank reclaims the goods at the end of it.

Many of the high street banks offer Islamic products, and there are some Middle Eastern banks with branches in the UK that provide financial products and services suitable for muslims.

Trust funds

The government introduced child trust funds in 2005 to help new parents to start saving for their child’s future. Upon the birth of a child, they are given £250 in vouchers to invest on their behalf, and an additional £250 on the child’s seventh birthday. Additional contributions of up to £1,200 can be made annually, and the money can be invested in savings accounts or in stocks and shares, or a combination of both (a stakeholder account).

A Sharia-compliant child trust fund is also available for the children of Muslim families, and is provided by the Children’s Mutual. It’s a stakeholder account, which invests in the stock market until the child turns 13 and then transfers the funds into a savings account or lower risk investments such as government bonds. This aims to reduce the impact of any stock market slumps in the run-up to their 18th birthday. All investments are made in funds that don’t compromise Islamic principles, and no interest is paid on the savings.

Mortgages

As mortgages are interest-charging loans, they are not considered acceptable to the Islamic faith. However, as most people can’t afford to pay cash to buy a property outright, there is a demand for Sharia-compliant mortgages among the Muslim community. Many high street banks now offer such products, as does the Islamic Bank of Britain. An Islamic mortgage normally works by means of ijara, a leasing agreement in which the bank purchases the property on behalf of the customer and charges rent to them (including a handling fee) until the purchase price is repaid, at which point the customer owns the property outright. As with other mortgages, the bank retains the rights to the property until this point.

Bank accounts

To comply with the Islamic faith, bank accounts should neither charge nor pay interest. This normally means that there will be no overdraft or credit card facilities on current accounts, and that savings accounts invest money to make a profit rather than receive interest on it.

Pension schemes

A few financial organisations now offer Islamic pension schemes, allowing Muslims to invest for their retirement without having to compromise their beliefs. Such schemes invest only in funds considered to be ethical under Sharia Law – i.e. no investment in companies involved in alcohol, tobacco, betting or pornography, or any companies such as banks that profit from charging interest. If any dividends arise as a result of business involvement in any of these areas, the money is ‘purified’ by giving it to charity rather than awarding it to those investing in the scheme.

Islamic Society

2013-03-10T18:17:00.003+05:00

The social part of the Divine Revelation provides us with laws intended to guide the course of social evolution. Islam has developed a political Organization based on eternal principles of the Quran. Since these principles have their source not from any human intellect but delivered by Divine Wisdom, where men when obey them are obeying God but not any individual or system. In the Islamic society all men are equal in the eyes of the law. It is a community of free and equal persons, owing commitment to God and obeying His laws. But when analyze the scenario it comes up with another angle. We have seen that human being has two identities, the self and the body. The relationship between the two selves is close and intimate. But while the body is incessantly changing the self is getting stability. The ultimate spiritual basis of all life, as conceived by Islam is eternal and reveals itself in variety and change. A society based on such a conception of reality must reconcile in its life, the categories of permanence and change. It must possess eternal principles to regulate its collective life as a foothold in the world of perpetual change. But eternal principles, when they are understood to exclude all possibilities of change which according to the Quran is one of the greatest signs of God which tend to immobilize what is essentially mobile in its nature. The law laid down in the Quran is absolute and dynamic in nature to cater both permanence and change; None has the authority to make any change in these laws (6: 116)

What these permanent and eternal Laws do? It demarcates the boundary line of what is lawful "limits" in the terminology of the Quran which no one has the right to transgress. Within the boundary line, however we are free to frame such supplementary laws as the needs of the time require. These supplementary laws are of course subject to change and are to be enacted and revised by the representatives of the people "decide their affairs through mutual consultations and according to Divine Laws" (42: 38). While following the limits set by the Quranic laws, Islam upholds free and tolerant democratic activity. The Quran even leaves man free to devise his own consultative machinery. The form which consultations are to take will depend on the convenience of the people.

As regards the eternal and unalterable Law which sets a limit to the legislative activity of the Islamic democracy, the Muslim community (Ummah) is fully committed to it. It cannot break from its moorings. No one can claim the right to deviate from the laws laid down in the Quran for personal gains. We also cannot rule out the possibility that majority and unanimous decisions could be wrong. Such wrong decisions may not do much harm if they are not against the ethics of human respects. Social stability will be assured only if the legislature exercises its powers within the framework of permanent fundamental principles laid down by Quran. If this framework is rejected, it will cease to be an Islamic society. Within this permanent framework, change is not only permissible but advisable. The conditions of life are always changing and the constitution of the state and machinery of the government should also be revised and brought up to date. It is obvious that in such a system permanence and change are reconciled. The Islamic society is both stable and progressive. It rests on the firm foundation of eternal principles but men are free to create whatever superstructure they like on that foundation. To do good to others is an unalterable moral principle, but the way in which we can do well to others will depend on the particular circumstances of the time. The first cannot be left to the people but the second should be decided by them. We must bear in mind that progress is a change that brings the system nearer to perfection. It is change which is preserving the values achieved, includes them and raises them to a higher level.