World Of Finance

Thoughts and ideologies behind the Successful people

2011-10-28T16:25:00.000+09:00

World of Finance by M.Vijaya Sai Thoughts and ideologies behind the Successful people · Carlos Slim- Net Worth (USD) Age Born Citizenship Residence Sources of wealth $74.4 billion 71 Mexico Mexico Mexico Telmex,América Móvil, Grupo Carso Mr. Slim says he likes competition in business, but blocks it at every turn. He loves talking

Plan Your Financial Needs

2011-10-01T13:50:00.000+09:00

World of Finance by M.Vijaya Sai Whenever we start a project, the first thing that we invariably do is planning. And when it comes to finance and business, needless to say that, planning becomes important activity. So what is financial planning all about? Financial Planning can be termed as a process in which financial needs are assessed first, objectives to achieve monetary goals are

How to estimate Business profits?

2011-09-14T00:04:00.000+09:00

World of Finance by M.Vijaya Sai Every Business entrepreneur would like to estimate his/her business profits from time to time and work hard to achieve those targets. Here we will learn to use a powerful tool that estimates Business profits. How a business's profits change as the sales volumes change as well as break even points. Although the purpose of every business may be different

Money Market Instruments

2011-08-24T01:36:00.001+09:00

Money Market Instruments provide the tools by which one can operate in the money market. Common types Of Money Market Instruments are: Treasury Bills: The Treasury bills are short-term money market instrument that mature in a year or less than that. The purchase price is less than the face value. At maturity the government pays the Treasury Bill holder the full face value. TheTreasury Bills are

Transfer Pricing

2011-08-01T14:33:00.000+09:00

World of Finance by M.Vijaya Sai Introduction: When Investment Centers have been established, these would be considered as autonomous units. They would be free to purchase their raw materials direct from the market or from their own departments. In case of the latter, there are many advantages like (i) it would be cheaper to buy from own departments, (ii) there would be more

Cutting Costs -"Effective Shopping"

2011-01-06T19:11:00.001+09:00

World of Finance by M.Vijaya Sai Think twice before you act. Here I mean we all must plan well in hand before we spend.This could save our money,resources and energy.These savings can be used elsewhere when it is necessary. Doctors often say "Prevention is better than cure" same thing holds good with Financial planners "Precaution is better than a trap". Generally a middle class Indian

Optimal Capital Mix

2010-10-28T04:36:00.001+09:00

World of Finance by M.Vijaya Sai You decide to start a business one fine day,you have estimated what you are going to do according to your vision,mission and specific goals and action plans.even before all these creep in one of your first questions is likely to be how to raise money to finance your business operations. No matter how you plan to obtain financing for your business,

Save Your Money

2010-09-18T20:02:00.000+09:00

World of Finance by M.Vijaya Sai Consider yourself first when it comes to saving money. Get yourself turned on to the idea that your financial future will be prosperous as a result of your efforts.Set aside 10% of your income, just for you. By that I mean set them aside on a savings account with higher interest rate then your normal account. What is important is that the money is out of

Basics of Option Trading

2010-09-18T01:33:00.001+09:00

World of Finance by M.Vijaya Sai What is an Option? An option is a contract to buy or sell a specific financial product officially known as the option's underlying instrument or underlying interest. For equity options, the underlying instrument is a stock, exchange-traded fund (ETF), or similar product. The contract itself is very precise. It establishes a specific price, called the

Growth of Indian Money Market

2010-08-24T01:42:00.000+09:00

While the need for long term financing is met by the capital or financial markets, money market is a mechanism which deals with lending and borrowing of short term funds. Post reforms age in India has witnessed marvelous increase of the Indian money markets. Banks and other financial institutions have been able to meet the high opportunity of short term financial support of important sectors

CREDIT RISK

2010-07-28T18:20:00.000+09:00

World of Finance by M.Vijaya Sai Credit risk is an investor's risk of loss arising from a borrower who does not make payments as promised. Such an event is called a default. Another term for credit risk is default risk. Investor losses include lost principal and interest, decreased cash flow, and increased collection costs, which arise in a number of circumstances:A consumer does not

Tax Saving Tips

2010-06-07T13:38:00.001+09:00

World of Finance by M.Vijaya Sai According to Union Budget 2010-11, a few changes have been made in Income Tax Saving Schemes structure. Here is a glimpse to new additions in tax saving methods : The relaxation limit under section 80C has been inceased to Rs. 2 lakhs. The presumptive tax limit has also been raised to Rs 60 lacs. Announcement of a deduction of Rs 20000 on investment in

Investment Stratagy

2010-05-27T18:40:00.001+09:00

World of Finance by M.Vijaya Sai A well-planned investment strategy is essential before having any investment decisions. A business strategy is generally based upon long run period. Formation of business strategy largely dependent upon the factors such as long-term goals and risk on the investment. As the return on investment is not always clear, so the investors

MASTER DRAFT OF FINANCIAL PLANNING

2010-05-22T19:54:00.001+09:00

World of Finance by M.Vijaya Sai FINANCIAL planning. If that word is a put off, don't let it be. It's the all important word in your money dictionary. Here, we simplify it for you. Start with Step 1 - Put your finances in order We spend more than half our lives working and saving, but hardly spend any time planning on how to put that hard-earned money to work more

Invest in India"A developing economy with high growth Potential"

2010-05-13T02:55:00.000+09:00

World of Finance by M.Vijaya Sai The process of reforms as part of liberalization has resulted in greater investment in Indian economy. Government policies have become investment friendly and paper work reduced. The capital markets have also been able to receive huge inflow of funds. The Indian economy today is ready to face the competition from overseas market and

SAVE YOUR COSTS

2010-05-01T23:17:00.002+09:00

World of Finance by M.Vijaya Sai The basic needs of man are food, clothing, shelter and entertainment. Today, most of us have graduated from needs to luxuries. When the newspaper headlines were screaming inflation at 11.9 per cent, it became a topic of worry. Today, the challenges are not just high standard of living, high commodity prices, it's job loss too. How do

Battle between Regulators.-Debate

2010-04-21T23:43:00.001+09:00

World of Finance by M.Vijaya Sai Round one in the unseemly quarrel between two financial regulators — the Securities and Exchange Board of India, or Sebi, and the Insurance Regulatory and Development Authority of India, or IRDA — on who should supervise ULIPs (unit-linked insurance plans), has gone to IRDA. The government has brokered a temporary truce, leaving

The basics of Stock market

2010-04-19T03:44:00.001+09:00

The ABC of Stock MarketThe Do’s and Don’tsBasics of Stock/Commodity marketStock Market is a place where the trading takes place. A place where lots of money is invested to buy stocks and lots of money is earned while selling stocks. Some people goes with profit and some people carries losses. But still for a trader it’s a everyday game. And in games there are certain rules and regulations to

Patents, Copyrights & Trademarks

2010-04-14T14:37:00.000+09:00

World of Finance by M.Vijaya Sai You protect physical property with security systems and watchdogs, you protect your intellectual property with a patent, copyright, or trademark. To use these safeguards, you need to know the steps involved in the patent process, the basics of copyright protection, and how to identify your design, idea, or other creative work legally.

Crisis in Greece

2010-04-13T02:16:00.000+09:00

World of Finance by M.Vijaya Sai What's the problem in Greece? Years of unrestrained spending, cheap lending and failure to implement financial reforms left Greece badly exposed when the global economic downturn struck. This whisked away a curtain of partly fiddled statistics to reveal debt levels and deficits that exceeded limits set by the eurozone. How big are these

Public Provident Fund (PPF)

2010-04-05T00:45:00.001+09:00

What is PPF…..??? Public Provident Fund (PPF) is a long-term, government-backed small savings scheme of the Central government started with the aim of providing old age income security to the workers in the unorganized sector and self-employed individuals. Currently, there are more than 30 lakh PPF account holders in India. An individual can have only one PPF account in India. Also, two

Time Value Of Money - Applications Of Calculations

2010-04-02T00:48:00.000+09:00

World of Finance by M.Vijaya Sai Applications of Calculations in Time Value Of Money I. MORTGAGES Most of the problems from the time value material are likely to ask for either PV or FV and will provide the other variables. However, on a test with hundreds of problems, the CFA exam will look for unique and creative methods to test command of the material. A problem

Time Value Of Money

2010-04-02T00:41:00.000+09:00

World of Finance by M.Vijaya Sai Reference: DeFusco, McLeavey, Pinto, Runkle, Quantitative Methods for Investment Analysis, 2nd edition, Chapter 1 (pages 1-55). I. BASICSThe principle of time value of money – the notion that a given sum of money is more valuable the sooner it is received, due to its capacity to earn interest – is the

CFA Level 1 - Quantitative Methods

2010-04-02T00:27:00.000+09:00

World of Finance by M.Vijaya Sai Introduction The Quantitative Methods section of the CFA curriculum has traditionally been placed second in the sequence of study topics, following the Ethics and Professional Standards review. It's an interesting progression: the ethics discussions and case studies will invariably make most candidates feel very positive, very high-minded

Why stock prices fluctuate?

2010-03-23T21:46:00.001+09:00

World of Finance by M.Vijaya Sai Stock market investment is a game Successful investing requires more than just a little bit of knowhow and a dash of luck. It requires a cool head, an analytical mind, and the ability to make quick money decisions. This is especially true when investing in the Stock Market. Investing naturally comes with a level of risk. The market’s