Creative Mind

From Me To You...

2009-12-19T11:54:00.004+09:00

Urgh!One week to go for Christmas!! Are you ready for it?Have you decided what to give to each and everyone in your list?Me,not yet...oh well,I`m always on the last train.I`m just too busy to be indulged too much at shopping out.You and you,people like me,what are supposed to do?Hence,time to think of something else.An alternative to fill in our lists and do the job well done by becoming a Santa Claus! :D

Honestly speaking,we always think of what to give this Holiday Season,because that is the real spirit of Christmas,giving,giving,and giving! :D What about yourself?What is your wish?Well well,I think I want a new jewelry or a watch this year.Oh how I wish to have Diamond Studds,Pearl Studds,Hoop Earrings,Birthstone earrings which is Amethyst,Chain Bracelet,Heart Bracelet,Cuff and bangle or..err,anything will do!!Even a 10k Yellow Gold Figaro Chain Necklace is definitely welcome. :D

But of course,Jewelry Holders are acceptable too!!It`s so much fun to browse the selective designs of Jewelry boxes,holders and even the travel organizers.Women eh?This is a sickness that can not be healed I think,haha!Although,pampering ourselves once in a while is not that bad at all I guess.I wish someone can read this blog and realize that it is the most wonderful time to present me some gifts!! :D

Happy Holidays everyone!!Have a healthy,brilliant and safe Holiday Season!!

Sorry I can`t See You...

2008-10-30T10:15:00.002+09:00

He is now a year and and how many months year old...I`m afraid that I will miss his infancy.I so wanted to see him when he was still a baby sleeping in his crib.Now,he walks and starting to say a few words,pretty busy and mean with his sisters,haha!

My sister had the courage to keep him in her womb aside from the fact that she wasn`t that young already.In her 40`s,she delivered a child...Truly,the Love Of A Mother is Unconditional...

I`m pretty sure that I`m gonna meet you next year,Sean Cedric...Wait for your Tita and I will reserve my warm hugs and kisses!!

Online Gaming

2008-10-30T09:58:00.003+09:00

You can find everything in the internet.Students/Professionals use it as an instrument for researching.Some people are engrossed in surfing as an entertainment and to kill the time.Business people run their business through it.

We can earn money through the internet and at the same time,we can save and spend them here too.Online banking is there for you to do the negotiation through the internet and gives you the opportunity to deal with your bills and payments.The reason how the internet games correspond through the internet.You do not need to go to any casino houses to play games,instead you can enjoy your free time and diversion by just looking at your screen and typing in your keyboard.

Here,I want to introduce you to one of the respectable online gaming,Casino Euro.This is a German site but you can use their English site as well for your own convenience.I may say that this site has a large variety of Microgaming.Aside from them,it has Vegas Technology,RTG Casinos,Mehr Casinos,Net Entertainment,Boss Media Casinos,Play Tech Casinos,Random Logic,Cryptologic,Poker and so on.

If you are interested,try to visit the site and feel free to navigate.

"I Do"...

2008-06-05T18:35:00.003+09:00

I always fancy to attend a wedding although its such a rare occasion.Watching the Bridal gown/gowns and the guests attire are really interesting for me.How can I forget the food?Oh yes!The gifts and the giveaways that follow is the next thing to look forward to.Its very nostalgic to think of the feelings of the "just married" couple.And for sure,women`s attire after the wedding is a bit important,i guess,to add more spices and thrill.

Speaking of clothings such as Custom crystal rhinestone t-shirts,tank tops, bikinis and flip flops that are available from dozens of garment colors,and crystal colors to create one-of-a-kind garments that are uniquely yours,I may suggest you to look at them at Custom Crystal Attire at AdvantageBridal.com.Aside from the clothings,I am amazed by the various type of the tote bags that I`ve seen in the site.They are personalized with lots of designs in very affordable prices!

Among the products that you can see in the sites are wedding accessories and gifts,wedding cakes and jewelries,wedding favors,disposable wedding cameras,The New Mrs or Custom Wording Rhinestone Hoodie,and a lot more!

Find out what`s in the store by visiting the site by yourself. :)

Join Now!

2008-05-15T17:47:00.002+09:00

http://www.lookoftheyear.com

Good news to you guys who are beauty conscious and ready to expose themselves by joining this Beauty Contest online!You will have a chance to win 10,000 USD,and if you are not selected as winners,you might be discovered by a talent scout and become a model in Paris,New York or in Milan.

Just register and submit your best picture,let the readers judge you all around the globe.Start now and visit this site, http://www.lookoftheyear.com .A big chance especially for young and beautiful people.

Good luck!

I Miss You

2008-03-15T12:16:00.003+09:00

Yesterday,March 14th was celebrated here in Japan as White`s Day.Have you ever heard of that?

On Valentine`s Day,women give gifts to men.They are mostly chocolates,home made or purchase in a store,it doesn`t matter.Unlike to other countries,guys present any romantic ideas to their special ones including bouquets,chocolates,accessories,jewelries and so on.

My hubby works far away from us.I was surprised yesterday morning to receive a package came from him.They were not that expensive,chocolates,cookies,cake and a small Teddy Bear,but they really mean a lot to me,to us(my daughters).After 17 years of marriage,at least I still feel the passion.Sure,we had ups and downs,every relationship has anyway,although some couples lose their interest to each other after a decade,spending too much effort to work is one of the reasons why.

Most of the Japanese people are not that expressive to their feelings,they`re not showy.I have a few friends who got separated because of this fact.A sad truth,but that`s life and we need to go on.

Is it really that hard to say "I love you"?No need to pretend,but I think we will really forget the feeling if we won`t express ourselves every now and then.

We do focus to our economic situation,our financial needs although they will be counted less if we will just separate our ways in the future.That is my own opinion.

We are counting the days of our moving out and we will be together again,my hubby,my daughters in our new home.

One thing is for sure,soon as I see my hubby,I wanna say this to him...I love you and I miss you...

Hay Fever

2008-03-10T08:39:00.001+09:00

It was so warm when I got back to Kanto Area yesterday.It was odd that we need to turn on the aircon of our cars!Imagine that heat between the winter and spring season?

The weather was so lovely,although the pollens were all over the places and I felt so sick yesterday coz of my hay fever.Up to now,I am suffering from itchiness,runny nose and cough.

Really sucks....I`ve run out of my medicine yesterday...I have to go to the clinic to claim them...

Achoooo!

You Can Do It

2008-03-10T08:13:00.002+09:00

I was a bit surprise to know that buying a property such as houses or a condo is now cheaper than before.It only shows that the economic situation is not in a good level.Although,at least people can buy them and assure that they can pay the mortgage till the end.Even young people are able to buy them now as long as their company have a good reputation.

My husband`s relative,who is now only 23 years old,married and have 2 children bought a house and lot last year.It is much better to buy a property when you are young because you have a lot of payment option for your mortgage.The longest option I know is 35 years to pay,so for an elder people,the mortgage that they have to pay monthly would be expensive in order to pay their short years payment option.

One of the good thing about the mortgage option is that they no longer required a bonus payment.Unlike before,twice a year,you must pay a bigger amount during your bonus season.At least,you can save your bonus and spend them for a little luxury without any worries about the mortgage.

Personal mortgages are better now,I bet Commercial Mortgages also do the same.

Google Page Rank

2008-03-05T15:19:00.002+09:00

I wonder how can I improve the Google Page Ranking of this site...

My other site,Gentle And Compassionate climbed up from PR3 to PR4 again.That was really and exhilarating change for me!!

So,I hope one day,Google will notice the Page Ranking of this site. :)

Online Business

2008-03-05T14:59:00.002+09:00

One of the Heads of our company(branch) had quit his job about three years ago.We were so dismayed of his lost because we really liked the guy.Not only because he was charming(it is indeed a lucky charm),he was so considerate and helpful to us.I thought he would not be going anywhere.I once asked him about that.Most of them transfer to other areas yearly.Though I have heard that he was doing fine in his hometown.

Yes,he went back to his hometown to run his father`s business.He was the oldest among his siblings so it was his responsibilty to claim his father`s small firm.

It wasn`t his specialty,so he said.But through the help of the internet,he learned so fast and find customers online than offline.According to him,Telemarketing was one good way to run a successful company.

He had found a very reliable Telemarketing company online that guaranteed him all the quality services they can provide.

Well,I really wish him goodluck up to now.I know that the country`s economical situation is still tough so he must be struggling among other lots of companies.But I do believe that he can make progresses,more someday.

Curtains

2008-03-05T14:56:00.002+09:00

Funny how we talked about the curtains for each rooms.

My younget daughter Ally said she wants light blue curtains for her room.My eldest wants pink ones.Me and my hubby haven`t decided yet,though my hubby likes a colorful and bright red curtains.LOL!

We will see what do the Interior Shops have in their stores. :D

Be Careful

2008-03-05T14:40:00.002+09:00

My hubby`s co worker`s truck had been hit again!This was his 2nd time,according to my husband.This time,a very young girl,aged 19 hit the truck from behind.She was not focused on her driving cause she was playing with her cell phone so she did not recognize the truck infront of her.

This girl has expired license and no car insurance.I really can`t believe it!Her parents took care of all the bills.

Luckily,my husband`s co-worker has the company Truck Insurance so there was no trouble financially for him.

Insurances really help.My older daughter is gonna be on her First year Senior High,so we are expecting soem money this March from her educational plan.

Aside from car insurances,life Insurance,and Educational,we have our house insurance recently,when we bought our new house.It covers all the major types of damages to one`s property.And among them,there was a special insurance that would cover the rest of the mortgages once the house head died.I don`t wanna think about it,though I remember my former friend who became widowed when her youngest was only 5 years.It helped her raise her 3 children.

Northern Wind

2008-03-05T14:33:00.002+09:00

We are still here in Sendai.It`s getting warmer everyday though the Northern wind makes us chilly as usual.

Tomorrow will be my daughter`s entrance examinations.It will start around 8-30 to 3 PM.My daughter is cramming everyday,everynight.I see her hardwork and I do believe that she WILL pass them.

Whatever happens,I still support hwer in every little way I can do.

Tomorrow,while my daughter is taking the examinations,we are gonna go shopping the new curtains,lights and other small materials for our new home.I`m so excited!!
Hubby is gonna move there this Sunday,while the rest of us should go back to our place and do the packing.

It Will Be A Good Start

2008-02-29T03:08:00.003+09:00

I used to attend some trainings before I started my job being an English Teacher.We are called home teachers cause we use our own houses/places to be our classroom.I also teach at the kindergartens,but my main job with lots of students and responsibilities on my own is in my classroom.

The training took a couple of months,but only 10 consecutive whole days to finish it.We took examinations first,written and orally before we got their approval to join the training.I may say that the whole package wasn`t really about teaching,but considerably a Management Training because we have to manage our own classrooms by ourselves,the reports,academically and financially are not easy tasks for me.

There are a lot of policies when you are into franchise.I may say that I learned a lot from them.I think I am ready now to manage my own classroom without their help.Seven years of teaching is not a bad experience at all.

So,time for me to start all over again.Apply all the things I`ve learned from them and through my own experiences.I know...I can do it.

Automatic Approval

2008-02-29T03:02:00.002+09:00

I really love your automatic approval!!

Well,you know who you are. :) It really inspires me..whenever I post an article,I get this message of your automatic approval and I so love it!!

Yesterday,I was kinda disappointed...I posted an article,waited for that line "your post is automatically approved"...but I was really dismayed coz I didn`t receive it.But today,you approved my post already,tried again to post to see if it`s back in my hand,(being a great and reliable postie :) )and yes!!

I got it soon after I submitted my post.

Thank you!!

Be Aware About Personal Injury Compensation

2008-02-29T02:29:00.002+09:00

An acquaintance of mine have had a car accident last December,two days before Christmas.He was driving on an express road,was jammed in a traffic,and it was just a glimpse he said.He saw the cars coming from behind through his side view mirror,he knew it at that instance that he was being hit,and yet he couldn`t move forward,the cars in front of him were not moving,and he had no way to get out.

Bang!

His favorite black Honda sports car,that he loved more than his wife was heavily damaged.Luckily he lived,although he must keep on seeing his doctor for his medicine and therapy,his back to his bottom aches too much so he says.Until now,he still has his medical check ups regularly.

It was good that he claimed his Accident Compensation after that.He had to take a leave in his job,had to replace his car that couldn`t be fixed,but the insurance coverage took care of them all.What a help,right?What would happen if we are so ignorant about personal injury and accident compensation claims?

Personal injuries give us physical pain,emotional stress,some can`t even sleep at night,and others lead to trauma,fear to ride a car again,or to what it caused them,and yes,mostly loss earnings.

In case like this,we must try to contact some personal injury specialists,get some professional advices on how to get personal injury and accident compensations claims in our best interests.

Again??

2008-02-29T02:17:00.002+09:00

I can`t help it!!I just love this tag,and created a lot so my posts are all a cover girl!haha!

Bear with me guys...why don`t you try to create your own?And I bet you,you will spend lots of time browsing your pics.

Protect Your Homes

2008-02-28T01:15:00.002+09:00

These last few weeks,I was really in need of cash...Expenses here and there made me worried too much,although my hubby assured me that I do not have to think about them because it must be him,not me,who is responsible for all the things.I thought I should have to borrow some money through credit cards or companies online.

Things are not that bad though...We now have a property,a house,and started to think of what would be the advantages of having it.

A very interesting news about the Homeowner Loans got my attention today.Well,we do not know what will come our way in the future,and people use their properties to borrow some cash,especially the business people.The news said that borrowers reaching the end of their fixed-rate period on their mortgages should evaluate their financial situation.

What does it really mean to us?

Homeowners should get a valuation on their properties even though it is rough and not so easy to do,to let them calculate the loan-to-value ratio.This means one can able to assess how much he will need to overpay on his mortgage to bring down his loan-to-value ration.Great,right?

The common reason why borrowers loss their properties is the ignorance about all this.They thought that there is no more easy way out and just let them go their homes that they had invested.

Again,let me repeat:Overpaying could stave off variable rate pain.And in fact,overpaying on a mortgage could only cost borrowers 41euro a month.

A Flowery Day

2008-02-28T01:07:00.002+09:00

I received a good news yesterday!!

The last moving company that I had made an arrangement to calculate our things and stuffs gave us their very low prices.The lowest a matter of fact,45,000$ all in all.Yes,it is the lowest coz some companies were asking 6,500$ and 5,400$.

The good news?Well,I told my hubby to make a demand to their company,that they should take care of it,that they used to do that before,and yes,it had been approved!!Yes!!We don`t need to pay for that big amount just to move out!Hurray!!

The Confusion Of Homeowners

2008-02-24T21:44:00.002+09:00

It took us a lot of thinking to decide if we should buy a house or rent an apartment again.Although we were aware that there would never be any problem regarding our mortgage,since my husband has a good reputation in his company,and the fact that the company itself is so stable in its field nationwide.

The house that we took was once taken by someone,although due to his lack of luck,the mortgage had not been approved so we had the chance to grab it.

How`s the mortgage issue in other countries?Let`s take a look at Mortgages UK which provides different news about mortgages.

One of their articles caught my attention.It was stated that homeowners are confused over which mortgage to choose .I do believe so.In fact,some of the real estate agents nowadays become a loan consultant either to help their customers.Homeowners left a bit dilemma in their hands,especially if they were ought to choose a new mortgage tomorrow.

The head of Abbey Mortgages commented that the outlooks for the UK economy and for Bank Of England base rates depend on the speakers,some claim that they will fall down ,while others have debate how much they will fall and when.

I suggest that we should find a reliable resource and find a professional help for this matter.

Oral Examination

2008-02-24T21:38:00.002+09:00

Whew!What a day!

Today,we have just finished the last remaining event in my classroom,The Oral Examination.

Few of my students were absent,probably they forgot about the date,or they totally lost their interest cause they stopped learning and never transferred to any classrooms as I had quit my job already on the last day of January.

Although,I felt the exhilaration to see my former students again.Some of them took our souvenir pictures while some of them gave me a thank you card.I received lots of presents from them on my last day either.

I know,I should post more about it including the pictures.

A Model`s Pride

2008-02-24T21:13:00.003+09:00

Are you that conscious of your body?

People of today become open about cosmetic surgery unlike a generation ago,people used to criticize those who had been in process including Liposuction.Well,the news also broad casted mostly the bad effect of them,and never paid attention to the successive ones.

Being a woman,what do you treasure the most aside from your inner assets?In my part,I may say that they`re my butts and boobs.

Some women who already got pregnant and kids might not affected by the transformation of their boobs after pregnancy.But of course,women always prefer a good proportion.Models spend money,just like Model Nicola Mclean who is now on her way to expose her upper naked part again to the crowd after her last show off on 2005.She was only 18 yrs. old at that time but had already made 300 appearances in both The Daily Star and The Sun.

After her last topless shoot on 2005,she admitted that she had a boob job since then and now she revealed that she is so excited to show off again after realizing the bulk of requests from her fans.

Another Baby?

2008-02-19T23:25:00.003+09:00

(Image)

How about a baby?

A what??

Very funny...I really laughed about the idea.My hubby was joking me on the phone.
Well,this is a good start again for us in another place..,a new house..,a new environment..,everything`s new..so,it is that possible to have a new baby,too!
Hubby said. LOL!

Then I told Ally about that.I wanted to know what would be her reaction.With her big round eyes,she said...,really??I can have a baby bro or a baby sis??LOL!She looked really excited!But not me,oh gosh...no more...I am satisfied with my two daughters.

Period.No more babies for us! :D

Goodluck,Players!

2008-02-19T22:29:00.003+09:00

Be a wise and effective player.

This post is dedicated to those online players only,and not trying to inspire anyone to learn how to gamble if it is against their will.

Well,internet provides us everything we need.We don`t need to use our cars and fit ourselves in crowded places to entertain ourselves unless we want to travel,of course. :) I have seen numbers of casino online,though some of them do not accept US players.USA online casinos are open to all Americans although there are also some State exclusions including:
Illinois,
Indiana,
Louisiana,
Michigan,
Nevada,
New Jersey,
New York,
Oregon, South Dakota,
and Wisconsin.

Just like all other casinos,USA casinos have various high-tech softwares that are very easy to install.You can pick your own favorite games,from cards,slots and others.

US casinos can also provide you casinos guide for your comprehension.Again,let me mention that this site is accepting mostly US players with no restrictions.

Good luck to you,players!

Frame Me

2008-02-19T22:05:00.002+09:00

I love wearing sunglasses on sunny days,especially when I`m driving!

But really...I am a practical woman.I don`t prefer buying expensive products,esp my daily needs.Just like those I`ve seen at Zenni Optical $ 8 Rx Eyeglasses.This site is offering you cool lens and frames in very reasonable and affordable budgets.They also give away some freebies in every product you purchase :)

If you are looking for a great discovery:Zenni Optical $8 Glasses ,I suggest you to visit and browse the site which is very easy to navigate. :)