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<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/atom10full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><feed xmlns="http://www.w3.org/2005/Atom" xmlns:openSearch="http://a9.com/-/spec/opensearch/1.1/" xmlns:georss="http://www.georss.org/georss" xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr="http://purl.org/syndication/thread/1.0" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" gd:etag="W/&quot;DkcNR38ycSp7ImA9WhRWEEU.&quot;"><id>tag:blogger.com,1999:blog-36324751</id><updated>2011-12-28T06:54:56.199-08:00</updated><category term="greedy" /><category term="money market rates" /><category term="Spirit Care and love" /><category term="tired" /><category term="money management" /><category term="parent" /><category term="Boost your ranking" /><category term="Tabungan" /><category term="knowledge leaning and controlling" /><category term="new house" /><category term="cute" /><category term="chit-chat" /><category term="Indonesia" /><category term="Baby" /><category term="innocent people" /><category term="New Generation" /><category term="Management skill" /><category term="Woman emosion" /><category term="family" /><category term="Scanner" /><category term="internet business" /><category term="Happy Chinese News Year" /><category term="my boy" /><category term="LEADERSHIP" /><category term="Debt" /><category term="earning" /><category term="benefit" /><category term="Samarinda" /><category term="papa" /><category term="peace" /><category term="talk" /><category term="CM blog" /><category term="property" /><category term="Keyword" /><category term="capital" /><category term="share market" /><category term="moral" /><category term="language" /><category term="Malaysia" /><category term="Money matter" /><category term="happy new year" /><category term="bankruptcy" /><category term="Thank you" /><category term="Life" /><category term="fuel" /><category term="people" /><category term="respect" /><category term="feng shui" /><category term="Vacancy" /><category term="Spirit of love" /><category term="profit" /><category term="Information" /><category term="Money market" /><category term="buynow2u" /><category term="Lirik blog" /><category term="Help" /><category term="thesis" /><category term="bull" /><category term="S.O.S" /><category term="earn money" /><category term="smart" /><category term="Him" /><category term="Investment" /><category term="cheat" /><category term="relationship family" /><category term="financial" /><category term="Kebersihan" /><category term="Irfan Khairi" /><category term="lover" /><category term="Achievement" /><category term="Happy Mother Day" /><category term="voice" /><category term="advices" /><category term="money market accounts" /><category term="credit card" /><category term="learning" /><category term="entrepreneurs" /><category term="Song" /><category term="Islam" /><category term="vision" /><category term="birthday" /><category term="SOS" /><category term="auto insurance" /><category term="Land Wanted" /><category term="auto claims" /><category term="tourism" /><category term="bear" /><category term="world" /><category term="Income tax" /><category term="Emas" /><category term="Poor" /><category term="income" /><category term="book" /><category term="My boy Danish" /><category term="free income" /><category term="Land Matter" /><category term="auto accident" /><category term="Debt Management" /><category term="kalimantan" /><category term="friendship" /><category term="blogger" /><category term="Anak" /><category term="adsense" /><category term="Vancancy" /><category term="religion" /><category term="gambling" /><category term="health" /><category term="enjoy writing" /><category term="management" /><category term="human" /><title>Ilmu &amp; Idham</title><subtitle type="html" /><link rel="http://schemas.google.com/g/2005#feed" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/posts/default" /><link rel="alternate" type="text/html" href="http://ilmunidham.blogspot.com/" /><link rel="next" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default?start-index=26&amp;max-results=25&amp;redirect=false&amp;v=2" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><generator version="7.00" uri="http://www.blogger.com">Blogger</generator><openSearch:totalResults>137</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/atom+xml" href="http://feeds.feedburner.com/blogspot/hoZOm" /><feedburner:info uri="blogspot/hozom" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><entry gd:etag="W/&quot;CUMDRns9eSp7ImA9WhdVFks.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-7086823190574563090</id><published>2011-09-21T20:51:00.000-07:00</published><updated>2011-09-21T20:51:17.561-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2011-09-21T20:51:17.561-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Samarinda" /><category scheme="http://www.blogger.com/atom/ns#" term="Indonesia" /><title>13 March at Samarinda-Mini Van</title><content type="html">&lt;div dir="ltr" style="text-align: left;" trbidi="on"&gt;Yesterday we reached at Samarinda nearly 10pm after took late dinner. I immediate "collapse" after bath because too tired. &lt;br /&gt;
&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-5z77DfJEm18/Tnqth3zqLDI/AAAAAAAACaA/MKByx1s2O2Y/s1600/mini+van.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" hca="true" height="240px" src="http://3.bp.blogspot.com/-5z77DfJEm18/Tnqth3zqLDI/AAAAAAAACaA/MKByx1s2O2Y/s320/mini+van.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;This is one of the mini-van used to take passenger. Hardly we can see bus in the Samarinda city. This van called "Kijang" and no door at the extrance. This type of transport is much cheaper than using taxi. I was told the rate is around IDR10K-20K depend on the travel distance. However, the mini-van only travel around the city. It only can take about 5 passengers and move slowly in the town. Quite enjoy even I did not try it.&lt;br /&gt;
&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-7086823190574563090?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/EhY0Wb1zRbPVlk3WTbtCJv4iV3k/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/EhY0Wb1zRbPVlk3WTbtCJv4iV3k/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/EhY0Wb1zRbPVlk3WTbtCJv4iV3k/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/EhY0Wb1zRbPVlk3WTbtCJv4iV3k/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/goAja1xK98M" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/7086823190574563090/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=7086823190574563090&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/7086823190574563090?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/7086823190574563090?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/goAja1xK98M/13-march-at-samarinda-mini-van.html" title="13 March at Samarinda-Mini Van" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/-5z77DfJEm18/Tnqth3zqLDI/AAAAAAAACaA/MKByx1s2O2Y/s72-c/mini+van.jpg" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2011/09/13-march-at-samarinda-mini-van.html</feedburner:origLink></entry><entry gd:etag="W/&quot;AkUGSXg4cCp7ImA9WhZaEEo.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-4261210251813689027</id><published>2011-06-26T01:50:00.000-07:00</published><updated>2011-06-26T01:50:28.638-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2011-06-26T01:50:28.638-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="kalimantan" /><title>Travel on 23 March 2011 Indonesia</title><content type="html">&lt;div dir="ltr" style="text-align: left;" trbidi="on"&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-TTAh_KlQtvM/TgbvaTVsKbI/AAAAAAAACYQ/cYr5eCD2pmE/s1600/Jetty+Jambuk.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://3.bp.blogspot.com/-TTAh_KlQtvM/TgbvaTVsKbI/AAAAAAAACYQ/cYr5eCD2pmE/s320/Jetty+Jambuk.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;Jambuk Jetty&lt;/div&gt;&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-tcrky6DU67M/Tgbv-AN723I/AAAAAAAACYU/NgvMuR--lnw/s1600/lai.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://3.bp.blogspot.com/-tcrky6DU67M/Tgbv-AN723I/AAAAAAAACYU/NgvMuR--lnw/s320/lai.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;My unwash uniform for more than 2 weeks&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-LSDZ2XhGBLU/TgbwWuADo0I/AAAAAAAACYY/WbH9wqoW5lA/s1600/Pak+Lasher.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://1.bp.blogspot.com/-LSDZ2XhGBLU/TgbwWuADo0I/AAAAAAAACYY/WbH9wqoW5lA/s320/Pak+Lasher.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;Our friend-Pak Lasher &lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-ynmgg83ld64/TgbwvOsj9cI/AAAAAAAACYc/MVKT79E0jQE/s1600/on+Boat.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://2.bp.blogspot.com/-ynmgg83ld64/TgbwvOsj9cI/AAAAAAAACYc/MVKT79E0jQE/s320/on+Boat.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;in boat&lt;br /&gt;
&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-aWaazlReB-c/Tgbw6tGot_I/AAAAAAAACYg/Or82iPjMgyA/s1600/place+for+bath.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://4.bp.blogspot.com/-aWaazlReB-c/Tgbw6tGot_I/AAAAAAAACYg/Or82iPjMgyA/s320/place+for+bath.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;This is the place for bath either female or male&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-B8fJQPm0JNs/TgbxTMNgjLI/AAAAAAAACYk/a3TPgIAacZ8/s1600/Penawai+Boy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://2.bp.blogspot.com/-B8fJQPm0JNs/TgbxTMNgjLI/AAAAAAAACYk/a3TPgIAacZ8/s320/Penawai+Boy.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;Penawai Boys&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-Iex3SO8vu28/TgbxoIQqmrI/AAAAAAAACYo/xWT4w-QZwkQ/s1600/miss+family+lasher.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://1.bp.blogspot.com/-Iex3SO8vu28/TgbxoIQqmrI/AAAAAAAACYo/xWT4w-QZwkQ/s320/miss+family+lasher.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;Miss your family&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-a9xoJYskDbU/Tgbx1SvpaCI/AAAAAAAACYs/gTAEPDTzMLg/s1600/happy+lasher.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://2.bp.blogspot.com/-a9xoJYskDbU/Tgbx1SvpaCI/AAAAAAAACYs/gTAEPDTzMLg/s320/happy+lasher.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;Happy Pak Lasher&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-crQLHswuI8g/TgbyBIqCP0I/AAAAAAAACYw/2S75b3AEwnI/s1600/bongan+view.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://2.bp.blogspot.com/-crQLHswuI8g/TgbyBIqCP0I/AAAAAAAACYw/2S75b3AEwnI/s320/bongan+view.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;Bongan View&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-Iu0RBrisvTw/TgbyOFWqsYI/AAAAAAAACY0/6N397pZdwJE/s1600/Penawai+house.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://3.bp.blogspot.com/-Iu0RBrisvTw/TgbyOFWqsYI/AAAAAAAACY0/6N397pZdwJE/s320/Penawai+house.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;Penawai's house&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-Mqtf0fo6B5E/Tgbydqv8oqI/AAAAAAAACY4/JtEJ0XiaOX4/s1600/Better+water+quality.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://2.bp.blogspot.com/-Mqtf0fo6B5E/Tgbydqv8oqI/AAAAAAAACY4/JtEJ0XiaOX4/s320/Better+water+quality.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;The river look more "clean" then normal day where usually yellowish. &lt;div style="text-align: center;"&gt;﻿&lt;/div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-4261210251813689027?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/ixYeAPQX-4mUBP3VJmGQuVSKi_s/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/ixYeAPQX-4mUBP3VJmGQuVSKi_s/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/ixYeAPQX-4mUBP3VJmGQuVSKi_s/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/ixYeAPQX-4mUBP3VJmGQuVSKi_s/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/NRqxhY-U4Cg" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/4261210251813689027/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=4261210251813689027&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/4261210251813689027?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/4261210251813689027?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/NRqxhY-U4Cg/travel-on-23-march-2011-indonesia.html" title="Travel on 23 March 2011 Indonesia" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/-TTAh_KlQtvM/TgbvaTVsKbI/AAAAAAAACYQ/cYr5eCD2pmE/s72-c/Jetty+Jambuk.jpg" height="72" width="72" /><thr:total>0</thr:total><georss:featurename>Borneo</georss:featurename><georss:point>3.3546795 117.59654030000002</georss:point><georss:box>0.7072295 116.74649380000001 6.002129500000001 118.44658680000002</georss:box><feedburner:origLink>http://ilmunidham.blogspot.com/2011/06/travel-on-23-march-2011-indonesia.html</feedburner:origLink></entry><entry gd:etag="W/&quot;DUUGQ3s7fyp7ImA9WhZaEEo.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-1372633422570889114</id><published>2011-06-26T01:23:00.000-07:00</published><updated>2011-06-26T01:33:42.507-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2011-06-26T01:33:42.507-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="kalimantan" /><title>Photo on 22 March 2011-INDONESIA</title><content type="html">&lt;div dir="ltr" style="text-align: left;" trbidi="on"&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-1uvyS_zSJLc/TgbphRBZ1yI/AAAAAAAACXo/Hva7XwTuxuM/s1600/Toilet.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="320px" i$="true" src="http://1.bp.blogspot.com/-1uvyS_zSJLc/TgbphRBZ1yI/AAAAAAAACXo/Hva7XwTuxuM/s320/Toilet.jpg" width="240px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;No toilet available in Penawai village, all the kampong people are using this kind of toilet&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-hvDlIWkT0vs/TgbppXC0SfI/AAAAAAAACXs/wem1tDQpssM/s1600/Toilet+hole.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://4.bp.blogspot.com/-hvDlIWkT0vs/TgbppXC0SfI/AAAAAAAACXs/wem1tDQpssM/s320/Toilet+hole.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;Toilet hole&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
Aim the hole in proper position before you realise your "waste".&lt;br /&gt;
&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-zGBciufBNwo/TgbqMAb0yII/AAAAAAAACXw/y9SSxYqbiJ0/s1600/Pak+Iwan+House.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://4.bp.blogspot.com/-zGBciufBNwo/TgbqMAb0yII/AAAAAAAACXw/y9SSxYqbiJ0/s320/Pak+Iwan+House.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;Pak Iwan' house. &lt;br /&gt;
The river is just behind of the Pak Iwan' house&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-NyUjRPEI2bk/TgbqkGlAVCI/AAAAAAAACX0/Yr71BG-NYps/s1600/Ready+to+work.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="320px" i$="true" src="http://2.bp.blogspot.com/-NyUjRPEI2bk/TgbqkGlAVCI/AAAAAAAACX0/Yr71BG-NYps/s320/Ready+to+work.jpg" width="240px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;Pak Iwan is preparing the plate before we start work&lt;br /&gt;
&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-6DLhyDEKVt8/Tgbqym2F7cI/AAAAAAAACX4/peIX4HmZU3c/s1600/Hard+wood.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://4.bp.blogspot.com/-6DLhyDEKVt8/Tgbqym2F7cI/AAAAAAAACX4/peIX4HmZU3c/s320/Hard+wood.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;Look at the harden wood in kalimantan&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-WPeMvw8qGYg/TgbrE9B1bPI/AAAAAAAACX8/qjGNYLYkZk0/s1600/Boat.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://3.bp.blogspot.com/-WPeMvw8qGYg/TgbrE9B1bPI/AAAAAAAACX8/qjGNYLYkZk0/s320/Boat.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;Pak Lasher sit in front of boat because able to see great view especially near kampong site&lt;br /&gt;
&lt;a name='more'&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-H05u0__JRqk/TgbreDK6CeI/AAAAAAAACYA/DG-zZR-TOBA/s1600/Bongan+kanan.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://4.bp.blogspot.com/-H05u0__JRqk/TgbreDK6CeI/AAAAAAAACYA/DG-zZR-TOBA/s320/Bongan+kanan.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;This is part of Bongan Kanan River view&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-NC56JLQJo9Y/TgbroxVV5fI/AAAAAAAACYE/7Iqk1gbcpCE/s1600/Bongan+Kanan2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://2.bp.blogspot.com/-NC56JLQJo9Y/TgbroxVV5fI/AAAAAAAACYE/7Iqk1gbcpCE/s320/Bongan+Kanan2.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;Sg Bongan kanan&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/--Gopr65P8vI/Tgbr8ltZUmI/AAAAAAAACYI/ALqhtcqvJa8/s1600/River+bank.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="320px" i$="true" src="http://2.bp.blogspot.com/--Gopr65P8vI/Tgbr8ltZUmI/AAAAAAAACYI/ALqhtcqvJa8/s320/River+bank.jpg" width="240px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;﻿River Bank&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-ZdYlfRUxgYg/TgbsLDA2dVI/AAAAAAAACYM/KSIpOhqJL_I/s1600/no+signal.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="240px" i$="true" src="http://4.bp.blogspot.com/-ZdYlfRUxgYg/TgbsLDA2dVI/AAAAAAAACYM/KSIpOhqJL_I/s320/no+signal.jpg" width="320px" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;My friend waited for satellite signal&lt;/div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-1372633422570889114?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/iD8nbbnUKjz7-eLZ2lPwN9U0jNE/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/iD8nbbnUKjz7-eLZ2lPwN9U0jNE/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/iD8nbbnUKjz7-eLZ2lPwN9U0jNE/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/iD8nbbnUKjz7-eLZ2lPwN9U0jNE/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/O88PcmsuksM" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/1372633422570889114/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=1372633422570889114&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/1372633422570889114?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/1372633422570889114?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/O88PcmsuksM/photo-on-22-march-2011-indonesia.html" title="Photo on 22 March 2011-INDONESIA" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/-1uvyS_zSJLc/TgbphRBZ1yI/AAAAAAAACXo/Hva7XwTuxuM/s72-c/Toilet.jpg" height="72" width="72" /><thr:total>0</thr:total><georss:featurename>East Borneo, Indonesia</georss:featurename><georss:point>2.7 116.64999999999998</georss:point><georss:box>-0.7020419999999996 114.05322449999997 6.102042 119.24677549999998</georss:box><feedburner:origLink>http://ilmunidham.blogspot.com/2011/06/photo-on-22-march-2011-indonesia.html</feedburner:origLink></entry><entry gd:etag="W/&quot;CUIER3k_fCp7ImA9Wx9VGU0.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-7597556664827385158</id><published>2011-02-05T02:48:00.000-08:00</published><updated>2011-02-05T02:58:26.744-08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2011-02-05T02:58:26.744-08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Anak" /><title>Wajarkah sekolahkan anak seawal usia 5 tahun?</title><content type="html">&lt;div dir="ltr" style="text-align: left;" trbidi="on"&gt;Awal Disember tahun lalu anak saya Danish Lai dah start sekolah. Awal sebulan dia sekolah untuk program smart reader. Mula-mula dia oklah..balik sekolah menyanyi, menari lagu yang cikgu ajar. Bila start awal januari yang betul2 punya sesi sekolah dia dah start meragam. Setiap pagi bangun menangis…sampai naik bingung saya dibuatnya.&lt;br /&gt;
&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/_fv_y6M8gQt0/TU0s3fMaefI/AAAAAAAACV4/gNX7oFKt1RM/s1600/child+1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" h5="true" height="240" src="http://4.bp.blogspot.com/_fv_y6M8gQt0/TU0s3fMaefI/AAAAAAAACV4/gNX7oFKt1RM/s320/child+1.jpg" width="320" /&gt;&lt;/a&gt;&lt;/div&gt;Baru sebulan sekolah dah banyak cerita. Nasiblah CNY ni dpt cuti seminggu…Dapatlah sejuk sikit hati dia tu.&lt;br /&gt;
&lt;br /&gt;
Pernah juga saya tanya kenapa tak nak sekolah…katanya cikgu asyik ajar ABC je n kira 1 sampai 20. Oh…barulah saya faham…saya mula mengajar dia membaca n mengira sedari awal. Mungkin dia boring kena ulang semula benda yang dia dah buat masa umur 3 tahun. &lt;br /&gt;
&lt;br /&gt;
Saya pun tak tau mcm mana nk ‘handle’ masalah ini. Nak berhentikan sekolah risau pulak dia tak berkawan kat rumah. Nak biarkan dia terus ke sekolah takut dia tension pulak…yang mana satulah pilihanku…pening2.&lt;br /&gt;
&lt;br /&gt;
Kata kawan2 saya, dia pernah alami apa yg saya alami..langkah terbaik berhentikan saja. Bila umur 6 tahun nanti barulah sekolah semua. Alahai anak mama….&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/_fv_y6M8gQt0/TU0tSNWL1VI/AAAAAAAACV8/NGDf2kNKrFw/s1600/child+2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" h5="true" height="240" src="http://3.bp.blogspot.com/_fv_y6M8gQt0/TU0tSNWL1VI/AAAAAAAACV8/NGDf2kNKrFw/s320/child+2.jpg" width="320" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/Fr3Hp_UOrYh4oO8y0LoHyozZzmg/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/Fr3Hp_UOrYh4oO8y0LoHyozZzmg/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/bENpsKgTEJQ" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/7597556664827385158/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=7597556664827385158&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/7597556664827385158?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/7597556664827385158?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/bENpsKgTEJQ/wajarkah-sekolahkan-anak-seawal-usia-5.html" title="Wajarkah sekolahkan anak seawal usia 5 tahun?" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_fv_y6M8gQt0/TU0s3fMaefI/AAAAAAAACV4/gNX7oFKt1RM/s72-c/child+1.jpg" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2011/02/wajarkah-sekolahkan-anak-seawal-usia-5.html</feedburner:origLink></entry><entry gd:etag="W/&quot;CE8FSHo7cSp7ImA9Wx9VGU0.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-1084927187677375902</id><published>2011-02-05T02:46:00.001-08:00</published><updated>2011-02-05T02:46:59.409-08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2011-02-05T02:46:59.409-08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Tabungan" /><title>Menabunglah sedikit sebanyak untuk Si kecil anda.</title><content type="html">&lt;div dir="ltr" style="text-align: left;" trbidi="on"&gt;Berapa ramai diantara kita faham akan konsep menabung? Samada kita leka atau lupa tabungan yang terkumpul dari jumlah kecil syiling boleh mencecah ribuan ringgit dalam tempoh kurang 5 tahun. Ishk…ishk boleh buat deposit kereta tu..&lt;br /&gt;
&lt;br /&gt;
Kalau tak percaya silalah cuba….Ia takkan merugikan kita!&lt;br /&gt;
&lt;br /&gt;
Saya mula menyimpan syiling yang ‘dikutip’ dari dompet suami saya setiap hari dia pulang dari kerja. Tabiat saya itu bermula sejak lahirnya anak kami empat tahun yang lalu. Setiap 2 bulan sekali kami akan masukkan ke akaun Tabung Haji anak kami. Tak payahlah tabung yang besar2 sangat…jenuh nak tunggu penuh..yang penting tabung yang sederhana, berkunci dan bergambar kartun untuk menarik minat si kecil untuk join sama dalam tabiat ini. Perlu diingat bukan semua sikecil suka akan tabiat ini…ianya perlu dipupuk..&lt;br /&gt;
&lt;br /&gt;
Sekarang ada banyak medium tabungan untuk para ibubapa..pilihlah yang mana suka. Jgn terlepas peluang sudah. Sebagai contoh ;-&lt;br /&gt;
&lt;br /&gt;
1) Tabung haji…serendah RM2 untuk buka akaun…nasi lemak pun dah lebih 50sen dari tu tau. &lt;br /&gt;
2) Insurans…ada byklah…bleh pilih Great Eastern, Takaful, Etiqa…….&lt;br /&gt;
3) Skim SSPN…serendah RM20 sebulan….rasanya masih ok ni…ASTRO sebulan termasuk gst dah nk RM60/bulan kot.&lt;br /&gt;
&lt;br /&gt;
Tepuk dada tanyalah selera…beringat sedari muda.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/JLFUy01sKUjWpL9FGh_ZO2kL-xM/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/JLFUy01sKUjWpL9FGh_ZO2kL-xM/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/Eb8GqPc8sSk" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/1084927187677375902/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=1084927187677375902&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/1084927187677375902?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/1084927187677375902?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/Eb8GqPc8sSk/menabunglah-sedikit-sebanyak-untuk-si.html" title="Menabunglah sedikit sebanyak untuk Si kecil anda." /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2011/02/menabunglah-sedikit-sebanyak-untuk-si.html</feedburner:origLink></entry><entry gd:etag="W/&quot;CEAFSHoyeip7ImA9Wx9VGU0.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-2821826085246443799</id><published>2011-02-05T02:45:00.000-08:00</published><updated>2011-02-05T02:45:19.492-08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2011-02-05T02:45:19.492-08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Kebersihan" /><title>JIJIKNYA tengok sampah sarap bertaburan..</title><content type="html">&lt;div dir="ltr" style="text-align: left;" trbidi="on"&gt;Persekitaran hidup berjiran ni banyak cabarannya…kenapalah dibiarkan sampah sarap dikirai2 dek kucing n anjing. Kotornya bukan main lagi baunya jgnlah cakap…menusuk ke kalbu.&lt;br /&gt;
&lt;br /&gt;
Kebersihan bermula dari rumah. Rupa yang cantik, pakaian yang bersih hendaklah seiiring dengan kebersihan persekitaran rumah. Kan sedap mata memandang andai kita jaga persekitaran masing2. Andai ada plastik masuk longkang tolonglah kutip. Biarlah air lalu dengan baik. Jgn dibiarkan plastik menuju ke sungai. Pencemaran nanti. Silap2 boleh kena denggi dan dapat banjir pulak. Cuba selami mcm mana keadaan mereka yang dilanda banjir baru2 ni. Sungguh pilu n kasihan. &lt;br /&gt;
&lt;br /&gt;
Marilah kita sesama mendidik anak buang sampah dalam tong sampah. Walaupun sekecil plastik gula2 n sebesar cawan ais kacang. Majlis Bandaraya pun kenalah ambik sama tanggungjawab. Kalau dah mesin rumput di pesisir jalan kawasan perumahan elok disapu dengan cermat supaya tidaklah diterbangkan angin ke dalam longkang. Tu belum lagi sampah dedaun kering yang bertaburan… bukan semua masyarakat ambil peranan menyapu daun2 ni. Jadilah bertimbun-timbun ke sana-sini ditiup angin. Alahai…berat mata memandang, x sanggup nak diteruskan.&lt;br /&gt;
&lt;br /&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/YFNX4urLNH3v-WnLn1E1ITkrj-I/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/YFNX4urLNH3v-WnLn1E1ITkrj-I/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/ktGG4_N4CDU" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/2821826085246443799/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=2821826085246443799&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/2821826085246443799?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/2821826085246443799?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/ktGG4_N4CDU/jijiknya-tengok-sampah-sarap-bertaburan.html" title="JIJIKNYA tengok sampah sarap bertaburan.." /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2011/02/jijiknya-tengok-sampah-sarap-bertaburan.html</feedburner:origLink></entry><entry gd:etag="W/&quot;CUUAQ3o5fip7ImA9Wx9VGU0.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-4319703364293351905</id><published>2011-02-05T02:43:00.001-08:00</published><updated>2011-02-05T02:54:02.426-08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2011-02-05T02:54:02.426-08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Emas" /><title>EMAS! EMAS! EMAS!</title><content type="html">&lt;div dir="ltr" style="text-align: left;" trbidi="on"&gt;Sekarang sana sini orang cakap pasal emas……emas jongkonglah, kijang emaslah, buku emaslah dan tak ketinggalan kedai emas n pajak gadai emas. Senario emas yang turun harga sekarang ni, betul2 bikin kecoh.&lt;br /&gt;
&lt;br /&gt;
Saya ada gak tanya2 kat kedai emas…tentang harga emas n jongkong emas. Seronok kalau pegi kedai emas ni silau2 mata dibuatnya. Jgn mata tukar kaler kuning sudahlah ye..&lt;br /&gt;
&lt;br /&gt;
Harga Jongkong Emas 999 sekarang RM 160/gram. Emas perhiasan 916 dalam RM151/gram. Apa yang saya tau…jongkong emas kalau dijual balik akan susutnilai dalam 15% dan yg 916 ni akan susut sebanyak &amp;lt;&amp;gt;25% hingga 30% bergantung kepada pembelinya lah. Tapi kalau sayalah…mungkin lebih minat dengan buku pelaburan emas…senang x payah nak jaga jongkong kat rumah. Sekarang ni ramai yang suka pecah masuk rumah. Jadi selamatlah kalau beli emas dengan buku tu. Harganye pun murah sikit..Kalau anda pun suka bolehlah pegi tanya kat maybank.&lt;br /&gt;
&lt;br /&gt;
Pokok pangkalnya nak melabur kena selidik dulu. Tanya pada yang tau… kalau x bertanya mau sesat jalan dibuatnya!!&lt;br /&gt;
&lt;br /&gt;
&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/_fv_y6M8gQt0/TU0sNJy82aI/AAAAAAAACV0/0yi0ap7kg_M/s1600/Gold+Habib.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" h5="true" height="240" src="http://4.bp.blogspot.com/_fv_y6M8gQt0/TU0sNJy82aI/AAAAAAAACV0/0yi0ap7kg_M/s320/Gold+Habib.jpg" width="320" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
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&lt;/div&gt;&lt;div style="text-align: justify;"&gt;This is a discussion with my brother-in-laws regarding the failure of our local graduate in looking for job opportunity. The past 2 months, the were many convocation for local and private universities and I do not how many thousand of graduates will sit in the house to look for job. Is this our education system failure? I still remember in my time, there are only 6 universities in Malaysia such as UM, UPM, UKM, USM, UUM &amp;amp; UTM. The opportunity to get a seat in local university was very tough even you had good result in academic especially for those people applied university with SPM result. For the instant, total graduate during year 1998 at UTM was around 3 thousands only compare with now with multiple of universities either local or private. Those day, you are able to get a career before you graduate because they know the quality of the student.&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align: justify;"&gt;Sad to say that now university or college looks like a manufacture to produce huge quantum of graduates and the student are suffering due to inefficiency in communication and latest knowledge in the market. &lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align: justify;"&gt;No doubt that graduate has been thoroughly tested by university or college before issue a scroll to them but most of them are proud and cease learning in their life. They expect they are able to earn a living with their knowledge in university. I agree that we learn a lot of subjects and some even get dean certificate for all the semesters. The question raise in this issue is how many of us how to utilise the knowledge we have been learned for 4-5 years in university.&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align: justify;"&gt;In school even until university, we are trained to study hard and pass the exam. We seldom be taught how to use the info or knowledge when we are in the real market. Eventually the government realized the over supply graduate problem and create an idea of in agriculture business which we can heard now like mushroom, catfish and all sort of business regarding agricultural. I am a planter and I know agriculture a great business which has a huge market. Usually, those with agriculture business are rich in oversea but no in Malaysia where government attempt to correct the path of agricultural business.&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align: justify;"&gt;I coded an example. Catfish business is quiet famous at the moment and they are many people jump into this business. Conceptually people involve in business because of the income but without a proper knowledge and controlling then business will be a lot of loopholes. In business or education, we need to change our mindset that there is no shortcut to success. Failure is an improvement and motivation subject in our life. Never feel sad or down because of failure. The message of failure is telling that there are still have a gap to improve and perform better. My summary is control and know what you learn rather than just blindly score full marks.&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/7i8entuHSbGoSkY4VKM32AztUCE/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/7i8entuHSbGoSkY4VKM32AztUCE/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/bYGigyKs8v8" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/427131984330363663/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=427131984330363663&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/427131984330363663?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/427131984330363663?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/bYGigyKs8v8/knowledge-learning-vs-controlling.html" title="Knowledge learning vs. controlling" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2009/10/knowledge-learning-vs-controlling.html</feedburner:origLink></entry><entry gd:etag="W/&quot;CUMNRHk7fSp7ImA9WxNSFE8.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-5935402247346104723</id><published>2009-08-27T18:20:00.001-07:00</published><updated>2009-08-27T18:38:15.705-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-08-27T18:38:15.705-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="adsense" /><title>PPL Tertinggi Daripada SpeedAdsense, Setiap Referral Anda Terima RM1</title><content type="html">&lt;div align="justify"&gt;Kejayaan team SpeedAdsense menganjurkan seminar pada awal bulan Ogos yang lepas, dimana lebih 50 peserta berkampung di Hotel Armada, Petaling Jaya dengan misi untuk menjana puluhan, malah ratusan dollar setiap hari dengan menggunakan sistem mereka. Lawat &lt;a href="http://www.speedadsense.com/index.php?ref=lkclai"&gt;http://www.speedadsense.com/index.php?ref=lkclai&lt;/a&gt; untuk melihat sendiri bukti keberkesanan sistem mereka.&lt;br /&gt;Kini, mereka menawarkan pula kepada anda sistem yang bernilai RM1597 untuk di-test drive hanya sekali dengan bayaran serendah RM40/USD15. Peluang ini hanya muncul sekali sahaja, di mana selepas ia ditutup, anda tidak akan menemui peluang ini dimana-mana.&lt;br /&gt;Selepas test drive ini ditutup, harga membership akan dinaikkan kepada RM1970, maka, anda perlu lah bertindak dengan lebih cepat!&lt;br /&gt;Secara am'nya, setiap referral yang anda salurkan kepada team SpeedAdsense, anda akan menerima RM1. Maka, lebih banyak yang anda refer, lebih banyak $$$$ yang anda terima. This is no BS.&lt;br /&gt;Ketahui lebih lanjut dengan melawat &lt;a href="http://www.speedadsense.com/index.php?ref=lkclai"&gt;http://www.speedadsense.com/index.php?ref=lkclai&lt;/a&gt;&lt;/div&gt;&lt;div align="justify"&gt; &lt;/div&gt;&lt;div align="justify"&gt; &lt;/div&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.speedadsense.com/index.php?ref=lkclai" target="_blank"&gt;&lt;img src="http://www.speedadsense.com/images/125x125.gif"&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-5935402247346104723?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/GdEV440rbkvdYI7HYDiN09JWlic/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/GdEV440rbkvdYI7HYDiN09JWlic/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/ZSZiIFgiO9E" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/5935402247346104723/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=5935402247346104723&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/5935402247346104723?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/5935402247346104723?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/ZSZiIFgiO9E/ppl-tertinggi-daripada-speedadsense.html" title="PPL Tertinggi Daripada SpeedAdsense, Setiap Referral Anda Terima RM1" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2009/08/ppl-tertinggi-daripada-speedadsense.html</feedburner:origLink></entry><entry gd:etag="W/&quot;Dk8HSHcyeip7ImA9WxNTF04.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-5053249683550763205</id><published>2009-08-19T19:16:00.000-07:00</published><updated>2009-08-19T19:20:39.992-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-08-19T19:20:39.992-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="smart" /><title>How clever are you?</title><content type="html">&lt;div align="justify"&gt;Below are four ( 4 ) questions and a bonus question. You have to answer them instantly. You can't take your time, answer all of them immediately. OK? Let's find out just how clever you really are.....Ready? GO!!! &lt;br /&gt;   &lt;br /&gt;First Question :&lt;strong&gt;You are participating in a race. You overtake the second person. What position are you in?&lt;br /&gt;&lt;/strong&gt; &lt;br /&gt;Answer : &lt;span style="color:#ff0000;"&gt;If you answered that you are first, then you are absolutely wrong! If you overtake the second person and you take his place, you are second!Try not to screw up next time. Now answer the second question, but don't take as much time as you took for the first question, OK? &lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="color:#ff0000;"&gt;&lt;/span&gt; &lt;/div&gt;&lt;div align="justify"&gt;Second  Question:&lt;strong&gt;I f you overtake the last person, then you are...?&lt;/strong&gt; (scroll down)&lt;br /&gt;     &lt;br /&gt;Answer : &lt;span style="color:#ff0000;"&gt;If you answered that you are second to last, then you are wrong again Tell me, how can you overtake the LAST person? You're not very good at this, are you? &lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt; &lt;/div&gt;&lt;div align="justify"&gt;Third Question :&lt;strong&gt;Very tricky arithmetic! Note: This must be done in your head only. Do NOT use paper and pencil or a calculator. Try it.&lt;br /&gt; &lt;br /&gt;&lt;/strong&gt;&lt;span style="color:#ff0000;"&gt;Take 1000 and add 40 to it. Now add another 1000 ... Now add 30 . Add another1000 . Now add 20 . Now add another 1000 . Now add 10 . What is the total? Did you get 5000 ? The correct answer is actually 4100 . If you don't believe it, check it with a calculator! Today is definitely not your day, is it? Maybe you'll get the last question right... Maybe.. &lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt; &lt;/div&gt;&lt;div align="justify"&gt;Fourth Question : &lt;strong&gt;Mary's father has five daughters: 1. Nana, 2. Nene, 3. Nini, 4. Nono. What is the name of the fifth daughter?&lt;/strong&gt; &lt;/div&gt;&lt;div align="justify"&gt; &lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="color:#ff0000;"&gt;Did you Answer Nunu? NO!Of course it isn't. Her name is Mary . Read the question again! Okay, now the bonus round:A mute person goes into a shop and wants to buy a toothbrush. By imitating the action of brushing his teeth he successfully expresses himself to the shopkeeper and the purchase is done. Next, a blind man comes into the shop who wants to buy a pair of sunglasses; how does HE indicate what he wants? He just has to open his mouth and ask... It's really very simple. &lt;/span&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-5053249683550763205?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/oTQSDjFBwpALQlPCet8RRtrxly8/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/oTQSDjFBwpALQlPCet8RRtrxly8/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/oTQSDjFBwpALQlPCet8RRtrxly8/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/oTQSDjFBwpALQlPCet8RRtrxly8/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/Ers_0dajRQw" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/5053249683550763205/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=5053249683550763205&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/5053249683550763205?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/5053249683550763205?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/Ers_0dajRQw/how-clever-are-you.html" title="How clever are you?" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2009/08/how-clever-are-you.html</feedburner:origLink></entry><entry gd:etag="W/&quot;A0MNRH8-eip7ImA9WxJaF04.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-6012280739377485815</id><published>2009-07-21T01:14:00.000-07:00</published><updated>2009-08-08T06:51:35.152-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-08-08T06:51:35.152-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="tired" /><title>Tired</title><content type="html">&lt;a href="http://3.bp.blogspot.com/_fv_y6M8gQt0/SmV5ifoiQtI/AAAAAAAAB1s/EDbHApKam0I/s1600-h/tired3.bmp"&gt;&lt;img id="BLOGGER_PHOTO_ID_5360824564968473298" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 300px; CURSOR: hand; HEIGHT: 204px; TEXT-ALIGN: center" alt="" src="http://3.bp.blogspot.com/_fv_y6M8gQt0/SmV5ifoiQtI/AAAAAAAAB1s/EDbHApKam0I/s400/tired3.bmp" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;a href="http://3.bp.blogspot.com/_fv_y6M8gQt0/SmV5i3gAv2I/AAAAAAAAB18/wbceC9HcGhA/s1600-h/tired5.bmp"&gt;&lt;img id="BLOGGER_PHOTO_ID_5360824571375173474" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 344px; CURSOR: hand; HEIGHT: 210px; TEXT-ALIGN: center" alt="" src="http://3.bp.blogspot.com/_fv_y6M8gQt0/SmV5i3gAv2I/AAAAAAAAB18/wbceC9HcGhA/s400/tired5.bmp" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;div&gt;&lt;a href="http://4.bp.blogspot.com/_fv_y6M8gQt0/SmV5igHmqnI/AAAAAAAAB10/R8kIxxabq5A/s1600-h/tired4.bmp"&gt;&lt;img id="BLOGGER_PHOTO_ID_5360824565098785394" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 400px; CURSOR: hand; HEIGHT: 266px; TEXT-ALIGN: center" alt="" src="http://4.bp.blogspot.com/_fv_y6M8gQt0/SmV5igHmqnI/AAAAAAAAB10/R8kIxxabq5A/s400/tired4.bmp" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;div&gt;&lt;a href="http://3.bp.blogspot.com/_fv_y6M8gQt0/SmV5iGEbOOI/AAAAAAAAB1k/axRLuZYfeXI/s1600-h/tired2.bmp"&gt;&lt;img id="BLOGGER_PHOTO_ID_5360824558106130658" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 400px; CURSOR: hand; HEIGHT: 300px; TEXT-ALIGN: center" alt="" src="http://3.bp.blogspot.com/_fv_y6M8gQt0/SmV5iGEbOOI/AAAAAAAAB1k/axRLuZYfeXI/s400/tired2.bmp" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;div&gt;&lt;a href="http://4.bp.blogspot.com/_fv_y6M8gQt0/SmV5hhzyZdI/AAAAAAAAB1c/t4_lK-_3lgg/s1600-h/tired1.bmp"&gt;&lt;img id="BLOGGER_PHOTO_ID_5360824548372669906" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 400px; CURSOR: hand; HEIGHT: 296px; TEXT-ALIGN: center" alt="" src="http://4.bp.blogspot.com/_fv_y6M8gQt0/SmV5hhzyZdI/AAAAAAAAB1c/t4_lK-_3lgg/s400/tired1.bmp" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;p align="center"&gt;&lt;iframe style="WIDTH: 120px; HEIGHT: 240px" marginwidth="0" marginheight="0" src="http://rcm.amazon.com/e/cm?t=ilmunidham-20&amp;amp;o=1&amp;amp;p=8&amp;amp;l=as1&amp;amp;asins=B002DZHI8M&amp;amp;fc1=000000&amp;amp;IS2=1&amp;amp;lt1=_blank&amp;amp;m=amazon&amp;amp;lc1=0000FF&amp;amp;bc1=000000&amp;amp;bg1=FFFFFF&amp;amp;f=ifr" frameborder="0" scrolling="no"&gt;&lt;/iframe&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-6012280739377485815?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/jvRJTFDPGJXrMti2Ep-jOdunYxw/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/jvRJTFDPGJXrMti2Ep-jOdunYxw/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/SjZRLK-BKY0" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/6012280739377485815/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=6012280739377485815&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/6012280739377485815?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/6012280739377485815?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/SjZRLK-BKY0/tired.html" title="Tired" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_fv_y6M8gQt0/SmV5ifoiQtI/AAAAAAAAB1s/EDbHApKam0I/s72-c/tired3.bmp" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2009/07/tired.html</feedburner:origLink></entry><entry gd:etag="W/&quot;CUIGR349fyp7ImA9WxJbEUs.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-1556774990087977502</id><published>2009-07-21T01:03:00.000-07:00</published><updated>2009-07-21T01:05:26.067-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-07-21T01:05:26.067-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="SOS" /><title>MISSING!</title><content type="html">&lt;a href="http://2.bp.blogspot.com/_fv_y6M8gQt0/SmV2sdPdHAI/AAAAAAAAB1U/Sj_h2r6yOxE/s1600-h/tang.bmp"&gt;&lt;img id="BLOGGER_PHOTO_ID_5360821437590215682" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 243px; CURSOR: hand; HEIGHT: 305px; TEXT-ALIGN: center" alt="" src="http://2.bp.blogspot.com/_fv_y6M8gQt0/SmV2sdPdHAI/AAAAAAAAB1U/Sj_h2r6yOxE/s400/tang.bmp" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;Name : Tang Hooi Jen&lt;br /&gt;Age : 19 years old&lt;br /&gt;Height : 154cm&lt;br /&gt;Location : Jenjarom, Selangor&lt;br /&gt;Appearance : Dark-complexioned with short hair&lt;br /&gt;&lt;br /&gt;She was last seen in Jenjarom on 10 June 2009 wearing a red t-shirt and pink short pants.&lt;br /&gt;Anyone with information please call Mr. Tang (016-3989366) or Ms Kelly (016-2199458)&lt;br /&gt;&lt;br /&gt;YOUR PROMPT ACTION MAY SAVE A LIFE… &lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-1556774990087977502?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/eZoXncUZWjpLKT9gFgPpnDfRyNw/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/eZoXncUZWjpLKT9gFgPpnDfRyNw/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/8CVaz8KiuSY" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/1556774990087977502/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=1556774990087977502&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/1556774990087977502?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/1556774990087977502?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/8CVaz8KiuSY/missing.html" title="MISSING!" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_fv_y6M8gQt0/SmV2sdPdHAI/AAAAAAAAB1U/Sj_h2r6yOxE/s72-c/tang.bmp" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2009/07/missing.html</feedburner:origLink></entry><entry gd:etag="W/&quot;DUMFQXc8cSp7ImA9WxJWEEk.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-963701912696080480</id><published>2009-06-14T23:29:00.000-07:00</published><updated>2009-06-14T23:30:10.979-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-06-14T23:30:10.979-07:00</app:edited><title>Improve Ranking in Yahoo</title><content type="html">&lt;a title="View webdegnguide on Scribd" style="DISPLAY: block; 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&lt;a href="http://feedads.g.doubleclick.net/~a/OIBiA2SWn3zTpFKy-8x__uplsWQ/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/OIBiA2SWn3zTpFKy-8x__uplsWQ/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/xMzZEDjJ59c" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/963701912696080480/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=963701912696080480&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/963701912696080480?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/963701912696080480?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/xMzZEDjJ59c/improve-ranking-in-yahoo.html" title="Improve Ranking in Yahoo" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2009/06/improve-ranking-in-yahoo.html</feedburner:origLink></entry><entry gd:etag="W/&quot;DkUMQH48cCp7ImA9WxVaGEs.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-764935734326518729</id><published>2009-04-15T23:42:00.000-07:00</published><updated>2009-04-15T23:44:41.078-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-04-15T23:44:41.078-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="earn money" /><title>Make money online for free</title><content type="html">This is a great blog I found on this morning. There are many ways to earn money through online. I wish you can gain something from this blog. The blog is &lt;a href="http://entry4cash.blogspot.com/"&gt;http://entry4cash.blogspot.com/&lt;/a&gt;.&lt;br /&gt;&lt;a href="http://4.bp.blogspot.com/_fv_y6M8gQt0/SebTaY1Ga3I/AAAAAAAABwc/TWmPUpyTDs0/s1600-h/1.jpg"&gt;&lt;img id="BLOGGER_PHOTO_ID_5325176059707419506" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 400px; CURSOR: hand; HEIGHT: 250px; TEXT-ALIGN: center" alt="" src="http://4.bp.blogspot.com/_fv_y6M8gQt0/SebTaY1Ga3I/AAAAAAAABwc/TWmPUpyTDs0/s400/1.jpg" border="0" /&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-764935734326518729?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/vZ6CVbOlvORxaWs7oEqr4hP2iwY/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/vZ6CVbOlvORxaWs7oEqr4hP2iwY/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/fkSSf9eVVIM" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/764935734326518729/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=764935734326518729&amp;isPopup=true" title="1 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/764935734326518729?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/764935734326518729?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/fkSSf9eVVIM/make-money-online-for-free.html" title="Make money online for free" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_fv_y6M8gQt0/SebTaY1Ga3I/AAAAAAAABwc/TWmPUpyTDs0/s72-c/1.jpg" height="72" width="72" /><thr:total>1</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2009/04/make-money-online-for-free.html</feedburner:origLink></entry><entry gd:etag="W/&quot;DE8FSX87eCp7ImA9WxVaGEk.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-5235105442080896581</id><published>2009-04-15T18:52:00.000-07:00</published><updated>2009-04-15T18:53:38.100-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-04-15T18:53:38.100-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Vancancy" /><title>Vacancy-Technology &amp; Education Researchers (Freelance)</title><content type="html">Will serve as a Researcher on a project in Cambodia to develop materials for the teaching of ICT. He/She will specialize in methods for optimizing instruction.Th esuccessful applicant will have a strong research record and be knowledgeable in the areas of learner characteristics such as learning styles, teaching ofscience to middle/high school students, and/or optimization of subject matter to learners based on characteristics of both. Responsible for planning, coordinating, and implementing the plan for instructional technology; supporting technology users in the schools, consulting on the selection of technology equipment and related materials and coordinating in service activities in the area of instructional technology.&lt;br /&gt;&lt;br /&gt;Please email me your resume at ehlamin/yahoo/com.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-5235105442080896581?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/27xzUqyMuDmrNUpUVkimwrMlVjo/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/27xzUqyMuDmrNUpUVkimwrMlVjo/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/p3VXusdY0ds" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/5235105442080896581/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=5235105442080896581&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/5235105442080896581?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/5235105442080896581?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/p3VXusdY0ds/vacancy-technology-education.html" title="Vacancy-Technology &amp;amp; Education Researchers (Freelance)" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2009/04/vacancy-technology-education.html</feedburner:origLink></entry><entry gd:etag="W/&quot;DEAAQXg7fyp7ImA9WxVaGEk.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-5413908350847846098</id><published>2009-04-15T18:51:00.000-07:00</published><updated>2009-04-15T18:52:20.607-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-04-15T18:52:20.607-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Vacancy" /><title>Vacancy-Executive Assistant (Part-time)</title><content type="html">Athough the remuneration (ranges from RM550-850 per month) is minimum, we do expect high commitment and passion from the candidates applying for theposition. Successful candidate would be allowed claims for phone calls and those under allowable expenses but not travel mileage unless outside Klang Valley. Thepart-time work scope is as follows: * Performs administrative duties for executive management. Responsibilities may include screening calls, making travel and meeting arrangements, preparingreports/minutes, training and coordinating other support consultants, and customer relations. Requires strong computer and internet research skills. Alsocalls for flexibility, excellent interpersonal skills, project coordination experience, and the ability to work well with all levels of internal managementand staff, as well as outside clients and vendors.&lt;br /&gt;&lt;br /&gt;Please email me your resume at ehlamin/yahoo/com.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-5413908350847846098?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/O2EmhX-pS93pBg7Pg_dpf2eEOLs/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/O2EmhX-pS93pBg7Pg_dpf2eEOLs/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/yNhbKwGHusE" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/5413908350847846098/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=5413908350847846098&amp;isPopup=true" title="0 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/5413908350847846098?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/5413908350847846098?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/yNhbKwGHusE/vacancy-executive-assistant-part-time.html" title="Vacancy-Executive Assistant (Part-time)" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>0</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2009/04/vacancy-executive-assistant-part-time.html</feedburner:origLink></entry><entry gd:etag="W/&quot;DEEBQXw5eCp7ImA9WxVaGEk.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-5303857904235065521</id><published>2009-04-15T18:49:00.000-07:00</published><updated>2009-04-15T18:50:50.220-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2009-04-15T18:50:50.220-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Vacancy" /><title>Vacancy-Knowledge &amp; Resource Executive (Full-time)</title><content type="html">The fundamental core of the Initiatives Executive is to analyse, strategise, design, implement and manage programmes including research, development &amp;amp;commercialisation policies, guidelines, and processes that will prudently support &amp;amp; achieve company's objectives/mission. He/She provides assistance tothe Strategy &amp;amp; Initiatives Manager in administration, etc. He/She shall monitor and interpret investment portfolio performance to make recommendations tomanagement and is evaluated through reports and results achieved.&lt;br /&gt;&lt;br /&gt;Please email me your resume at ehlamin/yahoo/com.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-5303857904235065521?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/0aMGJcqz8d2cpFUWiMAUv4gVUIY/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/0aMGJcqz8d2cpFUWiMAUv4gVUIY/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/JV4bjLEAiKU" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/7747005525797397107/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=7747005525797397107&amp;isPopup=true" title="2 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/7747005525797397107?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/7747005525797397107?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/JV4bjLEAiKU/chit-chat-with-parents.html" title="Chit-chat with parents" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>2</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2009/02/chit-chat-with-parents.html</feedburner:origLink></entry><entry gd:etag="W/&quot;CU4NR3g8fCp7ImA9WxVTEko.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-8574945279966316711</id><published>2008-12-25T22:45:00.000-08:00</published><updated>2008-12-25T22:46:36.674-08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2008-12-25T22:46:36.674-08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="financial" /><title>Emergency fund (rule 2)</title><content type="html">&lt;div align="justify"&gt;Six months to a year emergency fund is a guideline and it is important for every employee such like me.&lt;br /&gt;&lt;br /&gt;Definition emergency fund for Azizi is&lt;br /&gt;&lt;br /&gt;“The whole concept of the emergency fund is to have money to cater for financial emergencies, which all of us face.”&lt;br /&gt;&lt;br /&gt;This is my experience when I quit as a planter and join as land surveyor in year 2005. It is a tough period where my income reduce to 1/3 of my previous income. Moreover, the following year, I get my Danish. Can you imaging the situation? Money….money…..money is always in my mind and force me to dig all my emergency fund until empty.&lt;br /&gt;&lt;br /&gt;If I do not have emergency fund which I have prepared before I resigned. I believe I will back to plantation again.&lt;br /&gt;This is what I told my boss yesterday. “Self-prepared”. &lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-8574945279966316711?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/gSXX0TcIYz20_eI5bjtkJMRUmnw/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/gSXX0TcIYz20_eI5bjtkJMRUmnw/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/tucn7l9l7dU" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/8574945279966316711/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=8574945279966316711&amp;isPopup=true" title="3 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/8574945279966316711?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/8574945279966316711?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/tucn7l9l7dU/emergency-fund-rule-2.html" title="Emergency fund (rule 2)" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>3</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2008/12/emergency-fund-rule-2.html</feedburner:origLink></entry><entry gd:etag="W/&quot;AkcBR3c_fyp7ImA9WxRbGUg.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-6009502803742403008</id><published>2008-12-10T17:13:00.000-08:00</published><updated>2008-12-10T17:14:16.947-08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2008-12-10T17:14:16.947-08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="financial" /><category scheme="http://www.blogger.com/atom/ns#" term="credit card" /><title>How did you clear your credit card debt?</title><content type="html">&lt;div align="justify"&gt;Credit card debt will be a nightmare if you are not trying to clear it. 18% interest per annual is no a joke and perhaps you can declare as bankruptcy. The initial step I will take is control my expenses while shopping and the best let your wife know the situation. If you still can not control then it is better to use cash to purchase and your credit card debt would not increase. Another solution is avoid high interest charges from credit card is borrow money from your parents or siblings to clear the debt. Do not feel shy to ask and perhaps when refund the money, give some additional money as thankful or “interest”. But if you have saving in hand then it is better to dig the saving rather than borrow from others. My previous experience reminded me that plan your credit card usage before you fall in this financial trap.&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-6009502803742403008?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/_8wFaTK-KSMlm5kwWvyZIwZE2yA/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/_8wFaTK-KSMlm5kwWvyZIwZE2yA/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/B-qwPBVeZ10" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/6009502803742403008/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=6009502803742403008&amp;isPopup=true" title="2 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/6009502803742403008?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/6009502803742403008?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/B-qwPBVeZ10/how-did-you-clear-your-credit-card-debt.html" title="How did you clear your credit card debt?" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>2</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2008/12/how-did-you-clear-your-credit-card-debt.html</feedburner:origLink></entry><entry gd:etag="W/&quot;CEQGSH05eSp7ImA9WxRUEUk.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-2782594374020316226</id><published>2008-11-19T16:48:00.000-08:00</published><updated>2008-11-19T16:52:09.321-08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2008-11-19T16:52:09.321-08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="money management" /><title>6 rules of thumb for managing money</title><content type="html">&lt;div align="justify"&gt;1 ) Save 10% of your monthly income (rule 1)&lt;br /&gt;&lt;br /&gt;Saving….saving…..saving…..this is what my mum told me when I was young. We need to save before we are able to buy what we want.&lt;br /&gt;&lt;br /&gt;While, Azizi Ali in his book “Millionaires are from a different planet” stated that&lt;br /&gt;&lt;br /&gt;“this is good for people who have just started work and would like to take control of their finances. Obviously, more is better. As you grow wiser, your finances should improve, and your savings rate should also increase.”&lt;br /&gt;&lt;br /&gt;I graduated from University on year 1998 and the economic crisis occurred during the year. However, I was luckily because I was employed by a plantation company which is not  related to my degree. Who border? Important is the monthly paycheck.&lt;br /&gt;&lt;br /&gt;Even through the monthly paycheck is less than RM2K per month but my expenses is minimum. People say save 10% but my definition is difference-use 10%. No people believe it. I know I am poor but I am young. Save is one of method to escape from “poor” cycle.&lt;br /&gt;&lt;br /&gt;My working environment is totally difference from others industry. I stay in estate. Company provide me accommodation (bungalow lot) and vehicle (motorcycle). What I need to do is learn the plantation work and receive the monthly paycheck. Sound easy and good for me as poor guy.&lt;br /&gt;&lt;br /&gt;My conclusion is if you want to become rich then plantation is one of the option. Inside the industry you only work for money with minimum expenses (10%) but no entertainment. &lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-2782594374020316226?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/0NnYq7wWsIlWE9Lwcf7cQ8QFS4E/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/0NnYq7wWsIlWE9Lwcf7cQ8QFS4E/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/n6B1NmbufK4" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/2782594374020316226/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=2782594374020316226&amp;isPopup=true" title="4 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/2782594374020316226?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/2782594374020316226?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/n6B1NmbufK4/6-rules-of-thumb-for-managing-money.html" title="6 rules of thumb for managing money" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>4</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2008/11/6-rules-of-thumb-for-managing-money.html</feedburner:origLink></entry><entry gd:etag="W/&quot;A0QGSHk7eCp7ImA9WxRVGEU.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-545721172756731910</id><published>2008-11-16T18:26:00.000-08:00</published><updated>2008-11-16T18:35:29.700-08:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2008-11-16T18:35:29.700-08:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="papa" /><category scheme="http://www.blogger.com/atom/ns#" term="new house" /><title>New house</title><content type="html">Today I can feel the pain on the whole body after shifted to new house. For the past 3 days, my wife and I woke up at 6am before my naughty danish disturbed us.&lt;br /&gt;&lt;br /&gt;I really solute my wife, she can wake up 4am this morning to clean the house. She told that she could not sleep at new place compare with me and danish. Both of us can sleep wherever there have pillow......this is the great of danish and his papa.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-545721172756731910?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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&lt;a href="http://feedads.g.doubleclick.net/~a/f58lOCBssZa2GeT6Co3PaLOlqjs/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/f58lOCBssZa2GeT6Co3PaLOlqjs/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/blogspot/hoZOm/~4/MWbUvFqzAkI" height="1" width="1"/&gt;</content><link rel="replies" type="application/atom+xml" href="http://ilmunidham.blogspot.com/feeds/545721172756731910/comments/default" title="Post Comments" /><link rel="replies" type="text/html" href="http://www.blogger.com/comment.g?blogID=36324751&amp;postID=545721172756731910&amp;isPopup=true" title="12 Comments" /><link rel="edit" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/545721172756731910?v=2" /><link rel="self" type="application/atom+xml" href="http://www.blogger.com/feeds/36324751/posts/default/545721172756731910?v=2" /><link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/blogspot/hoZOm/~3/MWbUvFqzAkI/new-house.html" title="New house" /><author><name>Idham lai</name><email>noreply@blogger.com</email><gd:image rel="http://schemas.google.com/g/2005#thumbnail" width="32" height="32" src="//lh4.googleusercontent.com/--YwZ0zxj1Mk/AAAAAAAAAAI/AAAAAAAAAAA/doN1v-jqjm8/s512-c/photo.jpg" /></author><thr:total>12</thr:total><feedburner:origLink>http://ilmunidham.blogspot.com/2008/11/new-house.html</feedburner:origLink></entry><entry gd:etag="W/&quot;AkcCRXc6eyp7ImA9WxRWEks.&quot;"><id>tag:blogger.com,1999:blog-36324751.post-6823249473872808499</id><published>2008-10-29T01:07:00.000-07:00</published><updated>2008-10-29T01:14:24.913-07:00</updated><app:edited xmlns:app="http://www.w3.org/2007/app">2008-10-29T01:14:24.913-07:00</app:edited><category scheme="http://www.blogger.com/atom/ns#" term="Irfan Khairi" /><title>Irfan Khairi Jutawan Muda</title><content type="html">&lt;div align="justify"&gt;Memperoleh keuntungan lumayan hingga mampu bergelar jutawan padausia muda menjadi impian setiap insan. Pierre Omidyar, pengasaslaman lelongan menerusi internet yang lebih dikenali sebagai eBaymenjadi jutawan pada usia yang belum pun mencecah 30 tahun.Berikutan kejayaan Omidyar, mendorong anak muda tempatan lulusan ijazah Sarjana Muda Reka Cipta Multimedia dari UniversitiStaffordshire, United Kingdom [UK], Irfan Khairi, menceburi perniagaan sendiri di Internet.Pemuda kelahiran Perak, tetapi dibesarkan di Selangor dan sekarangmenetap di Seremban ini mengaplikasikan sepenuhnya pengetahuanInternet dan Multimedia yang dipelajarinya untuk menjadi jutawanmuda seawal umur 25 tahun. Tidak ada siapa yang menduga, anak muda yang agak pemalu dan sentiasa merendah diri ketika di bangkusekolah itu berjaya duduk sama rendah dan berdiri sama tinggidengan tokoh jutawan Internet yang lain.Menyoroti sejarah sebelum memegang status itu, Irfan setelah habispengajian ijazah pertamanya menerima tawaran bekerja di salahsebuah syarikat teknologi maklumat [IT] terbesar di Birminghamiaitu Netmedia [UK] Ltd.Sebagai pereka sistem multimedia dan perunding Internet, beliaubertanggungjawab mereka cipta sistem pembelajaran Internet untuksekolah-sekolah di UK yang dikenali sebagai Learning Grid. Sekaranglebih daripada 5000 buah sekolah di UK menggunakan sistem tersebut.Oleh sebab minat dan pengetahuan yang mendalam dalam bidangInternet dan perniagaan, beliau mula berjinak-jinak dalam bidangperniagaan Internet secara sambilan pada 1999. Selepas mendapatipendapatan daripada perniagaan Internet miliknya itu bertambahberlipat kali ganda, beliau mengambil keputusan untuk berhentikerja dan menumpukan sepenuh perhatian kepada perniagaan tersebut.Semenjak itu, Irfan hanya bekerja sepenuh masa dari rumah denganhanya menggunakan komputer riba dan Internet. Dalam masa tiga tahunberoperasi, salah satu perniagaannya memperoleh keuntungan bersihsebanyak RM 1 juta tanpa pekerja dan peralatan komputer canggih.Modal permulaannya hanya RM500.Ditanya sejak bila mula terfikir untuk terlibat secara serius dalambidang perniagaan seperti ini, Irfan dengan senyum yang tidakpernah lekang dari bibirnya menjawab, 'Ketika berusia 18 tahun ''Selepas Sijil Pelajaran Malaysia, saya mula memikirkan masa depanperniagaan ini. Saya berminat menceburinya setelah mendapat banyaksumber inspirasi melalui buku tentang kejayaan orang lain yang sayabaca,' Katanya.Kejayaan yang dimilikinya itu, memerlukan usaha yang bersungguh danterancang. 'Saya bukan bergelar jutawan dalam sekelip mata, tetapimengambil masa tujuh tahun untuk sampai ke tahap ini,'Katanya.Menurut Irfan, semuanya bermula apabila beliau mula berminatmendalami kejayaan orang lain dalam bidang-bidang tertentu. 'Sayadapati mereka berjaya kerana melakukan perkara yangdisukaai,'katanya.Meminati Bill Gates yang dianggap sebagai idolanya, beliaumenyatakan kekagumannya terhadap manusia paling kaya di dunia itu.'Saya kagum dengan idea, konsep yang diketengahkan oleh beliau.Bill Gates juga seorang ayah yang baik. Walaupun beliau orang yangterkaya di dunia, tetapi masih tetap merendah diri.Kalau boleh sayaingin menjadi seperti beliau.''Dari awal hingga menjadi kaya, beliau buat perkara yangdiminatinya iaitu pengaturcaraan [programming], Beliau menjadi kayasebab buat perkara yang diminatinya. Saya juga selalu sarankankepada peserta bengkel kendalian saya supaya buat perkara yangmereka minat, jangan terikut-ikut dengan industri yang kita sendiritidak tahu keadaannya. Kalau hendak mencapai kejayaan sebenarnyaindustri apa-apa pun boleh tetapi yang paling panting, kita minat,'jelas beliau.Ditanya tentang kelebihan perniagaan Internet, Irfan berkata,'Kemudahan Internet sebenarnya memberikan potensi cukup luas dalammemperluas perniagaan dan kita boleh berniaga apa-apa sahaja diluar sana. Jenis perniagaan itu pula bebas asalkan mendapatpermintaan.'Menurut Irfan lagi perniagaan itu sesuai diceburi oleh siswazahmenganggur kerana mereka mempunyaai pelbagai kepakaran bidang yangboleh diniagakan menerusi internet, asalkan mereka celik IT,mempunyai peralatan komputer, dan kemudahan Internet.'Perkara yang penting ialah kesungguhan dan yakin terhadap potensidiri untuk menjadi yang terbaik dan peluang menjadi jutawansebenarnya terbuka luas untuk semua orang, ' tambah beliau.Perniagaan Internet beliau yang menggunakan nama IdeaBubble,sehingga sekarang telah berkhidmat untuk lebih daripada 3000 orangpelanggan dari serata dunia. Kebanyakannya dari Amerika Syarikat,UK,negara-negara Eropah, Timur Tengah, Jepun dan Australia.Antara perniagaannya yang berjaya termasuk mereka cipta E-book,mereka cipta laman web dan grafik, perkhidmatan SEO [Searca EngineOptimization ], Menjual peta, penempahan hotel, perundingmultimedia, E-Niaga, dan e-pembelajaran.Irfan juga tidak lokek berkongsi kejayaannya malah menulis bukuberjudul, Rahsia Jutawan-Jutawan Internet Terbongkar, kepada orangramai yang berminat mempelajari teknik berkesan untuk menjalankanperniagaan Internet. Dalam buku tersebut, beliau mencadangkansupaya pembaca yang ingin menjalankan perniagaan Internet hanyamenjual satu produk atau perkhidmatan sahaja untuk setiap laman webyang dibangunkan kerana ini memudahkan mereka mencapai kejayaan.Tidak ketinggalan beliau juga memberikan beberapa panduan bagaimanapembaca boleh membangunkan laman web mereka sendiri. Buku setebal158 halaman terbitan Truewealth Sendirian Berhad ini berguna untukmereka yang merancang untuk menjalankan perniagaan Internet.Sehingga sekarang, Irfan mesih bekerja sepenuh masa di rumah denganpenuh selesa menggunakan Internet sebagai sumber pendapatanbersama-sama isteri dan sepasang cahaya mata. Katanya, hidup mestiditeruskan walaupun sudah bergelar jutawan.'Walaupun harta akanditinggalkan setelah mati, tetapi berfikirlah bahawa pekerjaan yangkita lakukan hari ini adalah untuk kesenangan 1000 tahun lagi.Maka, wajib bekerja dan bekerja'&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/36324751-6823249473872808499?l=ilmunidham.blogspot.com' alt='' /&gt;&lt;/div&gt;
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