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Holidays for 2013</title><description>&lt;div style=&quot;color: red;&quot;&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Happy New YEAR EVERYONE!&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;span class=&quot;fbPhotosPhotoCaption&quot; id=&quot;fbPhotoSnowliftCaption&quot; tabindex=&quot;0&quot;&gt;&lt;span class=&quot;hasCaption&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class=&quot;fbPhotosPhotoCaption&quot; id=&quot;fbPhotoSnowliftCaption&quot; tabindex=&quot;0&quot;&gt;&lt;span class=&quot;hasCaption&quot;&gt;In  line with the Proclamation No. 459 signed by the President Benigno S.  Aquino III last August 16, 2012 posted at the Official Gazette,  Malacanang officially announces the list of Philippine Holidays for  2013. Holidays were categorized in to three including Regular Holidays,  Special Non-Working Days and Special Holiday that o&lt;span class=&quot;text_exposed_show&quot;&gt;nly suspends classes for schools in all levels. Here is the list of Philippine Holidays for 2013:&lt;br /&gt; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;http://2.bp.blogspot.com/-nFvVaEy0niI/UOPwpnCLuPI/AAAAAAAASfs/8MR-mpD0Fqo/s1600/philippine_holidays_2013.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;208&quot; src=&quot;http://2.bp.blogspot.com/-nFvVaEy0niI/UOPwpnCLuPI/AAAAAAAASfs/8MR-mpD0Fqo/s320/philippine_holidays_2013.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;span class=&quot;fbPhotosPhotoCaption&quot; id=&quot;fbPhotoSnowliftCaption&quot; tabindex=&quot;0&quot;&gt;&lt;span class=&quot;hasCaption&quot;&gt;&lt;span class=&quot;text_exposed_show&quot;&gt;&lt;br /&gt; &lt;b style=&quot;color: red;&quot;&gt;• Regular Holidays&lt;/b&gt;&lt;br /&gt; New Year’s Day – January 1 (Tuesday)&lt;br /&gt; Maundy Thursday  – March 28&lt;br /&gt; Good Friday – March 29&lt;br /&gt; Araw ng Kagitingan  – April 9 (Tuesday)&lt;br /&gt; Labor Day – May 1 (Wednesday)&lt;br /&gt; Independence Day – June 12 (Wednesday)&lt;br /&gt; National Heroes Day – August 26 (Last Monday of August)&lt;br /&gt; Bonifacio Day- November 30 (Saturday)&lt;br /&gt; Christmas Day – December 25 (Wednesday)&lt;br /&gt; Rizal Day – December 30 (Monday)&lt;br /&gt; &lt;b style=&quot;color: red;&quot;&gt;&lt;br /&gt; •Special Non-Working Days&lt;/b&gt;&lt;br /&gt; Black Saturday – March 30&lt;br /&gt; Ninoy Aquino Day – August 21 (Wednesday)&lt;br /&gt; All Saints Day – November 1 (Friday)&lt;br /&gt; &lt;b style=&quot;color: red;&quot;&gt;&lt;br /&gt; • Additional special (non-working) days – &lt;/b&gt;&lt;br /&gt; November 2 (Saturday)&lt;br /&gt; December 24 (Tuesday)&lt;br /&gt; December 31 (Tuesday) Last Day of the Year &lt;br /&gt; &lt;br /&gt; &lt;b&gt;&lt;span style=&quot;color: red;&quot;&gt;• Special Holiday (for all schools)&lt;/span&gt;&lt;/b&gt;&lt;br /&gt; EDSA Revolution Anniversary – February 25 (Monday)&lt;br /&gt; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;span class=&quot;fbPhotosPhotoCaption&quot; id=&quot;fbPhotoSnowliftCaption&quot; tabindex=&quot;0&quot;&gt;&lt;span class=&quot;hasCaption&quot;&gt;&lt;span class=&quot;text_exposed_show&quot;&gt; While Islamic holidays including Eidul Fitr and Eidul Adha will be  included on the Philippine Holidays for 2013 once the National  Commission on Muslim Filipinos (NCMF) informs the Office of the  President about the final date where the two holidays fall on the  Islamic calendar (Hijra).  It will be considered as a Regular Holidays  and Nationwide Special Days and will be announced via the Official  Gazette of the Office of the President handled by the Communications  Department.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;</description><link>http://freezebox.blogspot.com/2013/01/malacanang-announces-philippine.html</link><author>noreply@blogger.com (FreEzEBoX)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/-nFvVaEy0niI/UOPwpnCLuPI/AAAAAAAASfs/8MR-mpD0Fqo/s72-c/philippine_holidays_2013.jpg" height="72" width="72"/><thr:total>6</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-1989776828968413230</guid><pubDate>Mon, 03 Dec 2012 12:28:00 +0000</pubDate><atom:updated>2012-12-03T04:28:49.516-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Filipino Billionaire</category><category domain="http://www.blogger.com/atom/ns#">Henry Sy</category><category domain="http://www.blogger.com/atom/ns#">Mercury Drugstore</category><category domain="http://www.blogger.com/atom/ns#">Pinoy Richest Person</category><category domain="http://www.blogger.com/atom/ns#">SM Malls</category><title>Why there&#39;s no mercury drug in sm malls?</title><description>&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://24.media.tumblr.com/tumblr_ma2ujoiQeO1qax99wo1_500.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;317&quot; src=&quot;http://24.media.tumblr.com/tumblr_ma2ujoiQeO1qax99wo1_500.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Henry Sy, Sr. (born December 25, 1924) is a Chinese Filipino businessman with interests in retailing, real estate, hospitality, banking, mining, education including healthcare services. He pioneered the establishment of SM Malls, anchored by Shoemart Department Store and Supermarket earning him the title; the Philippines&#39; Retail King. He is the chairman of SM Prime Holdings, Inc., the holding corporation for all his business interests in his vast business empire. In 2011, Forbes Magazine listed him as the no. 1 billionaire in the Philippines.  Have you ever wondered why there is no Mercury Drug in SM Malls here in Philippines? well… here’s the story...  Mr. Sy was a very ambitious man. He wanted to get rich more than 2 decades ago. He tried many businesses to get enough income but failed.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;After trying so hard to make both ends meet; he finally have earned enough money to start a small business.  Something crossed to his mind. He will build a small shoe store. He thought how could he get some customers.  An idea popped out.   He noticed that Mercury Drug, which is big drug store and been to the business for many years, has many loyal customers coming to them. He approached the owner and asked if he can rent and place his small shoe store there even with a very small portion. He was not allowed and got embarrassed even though he asked politely.  Mr. Sy then promised to himself that Mercury Drug will never step in his life when he gets rich. So in 1958, Mr. Sy established his shoe store in Quiapo, Manila, which became SM Quiapo, the first SM Mall, in November 1972.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Now, Mr. Sy is the richest man in the Philippines because of his own will and determination, gaining $5 billion in 2010, amid the global financial crisis. He is also the owner of Chinabank and operator of BDO. Aside from his numerous malls, supermalls and supermarkets in the Philippines, he also owns 6 SM Malls in Mainland China, and 1 SM Mall in Guam.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Now he never lets a single Mercury Drug do business in any of his SM malls. Instead he franchised Watson&#39;s from Hong Kong which became the substitute for Mercury Drug. &lt;/span&gt;&lt;/div&gt;</description><link>http://freezebox.blogspot.com/2012/12/why-theres-no-mercury-drug-in-sm-malls.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-8191142385413880977</guid><pubDate>Tue, 11 Sep 2012 04:10:00 +0000</pubDate><atom:updated>2012-09-12T21:13:26.700-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Learn how to save money</category><category domain="http://www.blogger.com/atom/ns#">ofw savings</category><category domain="http://www.blogger.com/atom/ns#">pinoy money savers</category><category domain="http://www.blogger.com/atom/ns#">Saving money</category><title>Why Hello, Piggy Bank!</title><description>&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;As part of our mission of teaching people saving a part of their monthly income, hope it helps and motivate you.&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The good thing about being employed is that you have something to look forward to every payday. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The bad thing about being employed is DEPENDING on the fact that you  have something to look forward to every pay day. There&#39;s nothing sadder  than that, I tell you. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;What happens when your source of income just disappears? Unless you are  an heir to a great fortune or you won the lottery, then chances are, it  would be very difficult for one to get by without a major source of  income. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;So, what we’re trying to say is, appreciate the job that you have now  and the fact that you do have a job compared to others who are suffering  the wrath of unemployment. And while you’re at it, it pays to save  money.&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.istorya.net/forums/content/attachments/5935d1334721925-5-pink-piggy-bank-18125.jpg&quot; id=&quot;attachment5935&quot; rel=&quot;Lightbox_0&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; class=&quot;thumbnail&quot; height=&quot;320&quot; src=&quot;http://www.istorya.net/forums/content/attachments/5935d1334721925-5-pink-piggy-bank-18125.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;It&#39;s better when we were young and we&#39;re given those piggy banks for  savings. It was a great feeling that when that piggy bank is full, we  can get something out of it. But now that we&#39;re adults, we need more  than piggy banks and we need savings that cannot easily be broken. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;A lot of people do encouragement to save money, we all know it’s  important. But knowing is different from ACTUALLY doing it. Some are  very good at the start but lose motivation in the long run. It’s just  like dieting. So for those who have a hard time in saving money, here  are some money saving tips from us: &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;Set a percentage of your income, and spend the rest!&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Say you have an income of P12,000 nett monthly, Set aside a percentage  to that monthly income, say 10% which is P1,200.00 per month. This will  be the portion that you will immediately set aside to put in your  savings account. All the rest, you can spend without guilt. It’s like  paying yourself first, which is better than scrimping on your expenses  until the next payday. If you feel that 10% is low and you can actually  save more, then you can also increase your percentage. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;Make money saving automatic. &lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;Automatic money saving will give you no choice but to really save.  Without automatic money saving, one has the tendency to say, “I can  always save next payday.” And obviously, this will become a cycle when  the next time you plan to save, you will plan again to save the next  payday, leaving you zero savings in the end. &lt;br /&gt;There are several ways to do so. One is to ask your company if they do  automatic savings deduction. When I was employed, I asked our Payroll to  deduct automatically my set percentage and direct it to our cooperative  (where I will also get dividends, benefits, etc.). If your company  doesn’t have anything like this, you can go to the bank that handles  your payroll account and arrange for an automatic savings plan. Some  banks can automatically deduct a fixed amount from your salary and  deposit it to a separate savings account. I believe BPI does this as BPI  was the one who handles our payroll before. I am not sure with other  banks. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Savings should not be accessible. &lt;/b&gt;&lt;br /&gt;When money is easily in your hands, it’s easier to spend. We recommend  that you make your savings account as inconvenient to get cash as  possible. A good start would be to get a passbook bank account instead  of the usual ATM savings. All banks have this where you can do over the  counter cash withdrawals and some saving programs allow you to have  limited withdrawal transactions but unlimited deposit transactions (BDO  Optimum Personal Savings Account allows this). &lt;br /&gt;Actually, there are a lot of banks that can give you several options.  It’s better to weigh what’s for you. The point is you are FORCED to save  money. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Avoid paying with credit card. &lt;/b&gt;&lt;br /&gt;Credit card can sometimes be addictive with its accessibility. It feels  so good to be able to swipe but it’s a different thing when you get your  statements. &lt;br /&gt;When you use cash or on debit (debit card), you’ll be more aware of your  budget. Paying with cash will help you avoid accumulate debts and  encourage you to live just within your means. Simply put, save first  then pay in cash. &lt;br /&gt;If you are vigilant with this, you’ll end up with zero credit and a  savings account that you don’t have to use to pay accumulating debts. &lt;br /&gt;And while we are at the topic of credit cards—it would be beneficial to  just have one and not more than that. As online payments are very  rampant and you might need credit cards for transactions, you can just  have one. Having more than one will tie you up with a lot of payables  monthly. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Be aware of small expenses. &lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.istorya.net/forums/content/attachments/5936d1334722042-no-money.jpg&quot; id=&quot;attachment5936&quot; rel=&quot;Lightbox_0&quot; style=&quot;clear: right; float: right; margin-bottom: 1em; margin-left: 1em;&quot;&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; class=&quot;thumbnail&quot; height=&quot;266&quot; src=&quot;http://www.istorya.net/forums/content/attachments/5936d1334722042-no-money.jpg&quot; width=&quot;400&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Have you ever felt like asking, &quot;Where did all my money go?&quot; And the  next thing you know, you&#39;re scrimping on what&#39;s left of your salary and  wait for the next payday. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Back in the days, I used to write down everything I spend. It makes me  aware of those small daily expenses that we do not mind at all upon  spending but when added up, these are the things that drain your  savings. Like for example, those little cigarettes or the taxi fares or  those junkfood and chocolates that you include in your grocery list. You  may also want to be aware that those cups of coffee at coffee shops  takes a big chunk off your income, without knowing it. I am not saying  that you have to cut out all those guilty pleasures totally but it helps  that you make yourself aware of their impact on your savings. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Right now, there are a lot of free phone apps that you can download for monitoring your expenses. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;Reward yourself for saving money. &lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;All work and no play is no good. So set a benchmark and reward yourself  for saving money once you reach that benchmark. Say, if you have saved  P10,000.00, reward yourself with that blouse you’ve been eyeing at the  mall (set a reward cost as well, that it won’t cripple you or your  savings). Or, you might give yourself a fancy dinner or a movie after  every five No Spending Days. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;As a summary, force yourself to save money, be aware of your expenses  and reward yourself from time to time. In tough times like these, it is  good that you have something hidden for the rainy days. (Other Sources: &lt;a href=&quot;http://www.fitzvillafuerte.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;www.fitzvillafuerte.com&lt;/a&gt;)&lt;/span&gt;&lt;/div&gt;</description><link>http://freezebox.blogspot.com/2012/09/why-hello-piggy-bank_10.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>3</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-5083060742171370437</guid><pubDate>Mon, 03 Sep 2012 12:09:00 +0000</pubDate><atom:updated>2012-09-03T05:14:48.907-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Employment Interview</category><category domain="http://www.blogger.com/atom/ns#">Guide on Job</category><category domain="http://www.blogger.com/atom/ns#">Interview Guide</category><category domain="http://www.blogger.com/atom/ns#">Job Interview</category><category domain="http://www.blogger.com/atom/ns#">Job Questions Guide</category><title>The 25 most difficult questions you&#39;ll be asked on a job interview - Part 1</title><description>&lt;div style=&quot;color: red; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;Part 1&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;color: blue; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Hope it helps. Share this to your friends.&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;b&gt;&lt;i&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;i&gt;&lt;a href=&quot;http://www.freezebox.net/2012/09/the-25-most-difficult-questions-youll.html&quot; target=&quot;_blank&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The 25 most difficult questions you&#39;ll be asked on a job interview - Part 2&lt;/span&gt;&lt;/a&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b style=&quot;color: red;&quot;&gt;1. Tell me about yourself. &lt;/b&gt;Since this is often the opening question in an interview, be extra careful that you don&#39;t run off at the mouth. Keep your answer to a minute or two at most. Cover four topics: early years, education, work history, and recent career experience. Emphasize this last subject. Remember that this is likely to be a warm-up question. Don&#39;t waste your best points on it.&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b style=&quot;color: red;&quot;&gt;2. What do you know about our organization? &lt;/b&gt;You should be able to discuss products or services, revenues, reputation, image, goals, problems, management style, people, history and philosophy. But don&#39;t act as if you know everything about the place. Let your answer show that you have taken the time to do some research, but don&#39;t overwhelm the interviewer, and make it clear that you wish to learn more.  You might start your answer in this manner: &quot;In my job search, I&#39;ve investigated a number of companies.  Yours is one of the few that interests me, for these reasons...&quot;  Give your answer a positive tone. Don&#39;t say, &quot;Well, everyone tells me that you&#39;re in all sorts of trouble, and that&#39;s why I&#39;m here&quot;, even if that is why you&#39;re there.  &lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b style=&quot;color: red;&quot;&gt;3. Why do you want to work for us?&lt;/b&gt;The deadliest answer you can give is &quot;Because I like people.&quot; What else would you like-animals?  Here, and throughout the interview, a good answer comes from having done your homework so that you can speak in terms of the company&#39;s needs. You might say that your research has shown that the company is doing things you would like to be involved with, and that it&#39;s doing them in ways that greatly interest you. For example, if the organization is known for strong management, your answer should mention that fact and show that you would like to be a part of that team. If the company places a great deal of emphasis on research and development, emphasize the fact that you want to create new things and that you know this is a place in which such activity is encouraged. If the organization stresses financial controls, your answer should mention a reverence for numbers.  If you feel that you have to concoct an answer to this question - if, for example, the company stresses research, and you feel that you should mention it even though it really doesn&#39;t interest you- then you probably should not be taking that interview, because you probably shouldn&#39;t be considering a job with that organization.  Your homework should include learning enough about the company to avoid approaching places where you wouldn&#39;t be able -or wouldn&#39;t want- to function. Since most of us are poor liars, it&#39;s difficult to con anyone in an interview. But even if you should succeed at it, your prize is a job you don&#39;t really want.  &lt;/span&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;4. What can you do for us that someone else can&#39;t?&lt;/b&gt;Here you have every right, and perhaps an obligation, to toot your own horn and be a bit egotistical. Talk about your record of getting things done, and mention specifics from your resume or list of career accomplishments. Say that your skills and interests, combined with this history of getting results, make you valuable. Mention your ability to set priorities, identify problems, and use your experience and energy to solve them.  &lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;5. What do you find most attractive about this position? What seems least attractive about it? &lt;/b&gt;List three or four attractive factors of the job, and mention a single, minor, unattractive item.  &lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;6. Why should we hire you? &lt;/b&gt;Create your answer by thinking in terms of your ability, your experience, and your energy. (See question 4.)  &lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;7. What do you look for in a job?&lt;/b&gt;Keep your answer oriented to opportunities at this organization. Talk about your desire to perform and be recognized for your contributions. Make your answer oriented toward opportunity rather than personal security.  &lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;8. Please give me your definition of [the position for which you are being interviewed] . &lt;/b&gt;Keep your answer brief and task oriented. Think in in terms of responsibilities and accountability. Make sure that you really do understand what the position involves before you attempt an answer. If you are not certain. ask the interviewer; he or she may answer the question for you.  &lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;&lt;br /&gt;9. How long would it take you to make a meaningful contribution to our firm?&lt;/b&gt;Be realistic. Say that, while you would expect to meet pressing demands and pull your own weight from the first day, it might take six months to a year before you could expect to know the organization and its needs well enough to make a major contribution.  &lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;10. How long would you stay with us?&lt;/b&gt;Say that you are interested in a career with the organization, but admit that you would have to continue to feel challenged to remain with any organization. Think in terms of, &quot;As long as we both feel achievement- oriented.&quot;  &lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;11. Your resume suggests that you may be over-qualified or too experienced for this position. What&#39;s Your opinion? &lt;/b&gt;Emphasize your interest in establishing a long-term association with the organization, and say that you assume that if you perform well in his job, new opportunities will open up for you. Mention that a strong company needs a strong staff. Observe that experienced executives are always at a premium. Suggest that since you are so well-qualified, the employer will get a fast return on his investment. Say that a growing, energetic company can never have too much talent.  &lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;&lt;br /&gt;12. What is your management style? &lt;/b&gt;You should know enough about the company&#39;s style to know that your management style will complement it. Possible styles include: task oriented (I&#39;ll enjoy problem-solving identifying what&#39;s wrong, choosing a solution and implementing it&quot;), results-oriented (&quot;Every management decision I make is determined by how it will affect the bottom line&quot;), or even paternalistic (&quot;I&#39;m committed to taking care of my subordinates and pointing them in the right direction&quot;).  A participative style is currently quite popular: an open-door method of managing in which you get things done by motivating people and delegating responsibility.  As you consider this question, think about whether your style will let you work happily and effectively within the organization. &lt;/span&gt;&lt;/div&gt;</description><link>http://freezebox.blogspot.com/2012/09/the-25-most-difficult-questions-youll_3.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-5485603881734943952</guid><pubDate>Sun, 02 Sep 2012 12:02:00 +0000</pubDate><atom:updated>2012-09-03T05:16:15.372-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Employment Interview</category><category domain="http://www.blogger.com/atom/ns#">Guide on Job</category><category domain="http://www.blogger.com/atom/ns#">Interview Guide</category><category domain="http://www.blogger.com/atom/ns#">Job Interview</category><category domain="http://www.blogger.com/atom/ns#">Job Questions Guide</category><title>The 25 most difficult questions you&#39;ll be asked on a job interview - Part 2</title><description>&lt;div style=&quot;color: red; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;Part 2&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;color: blue; font-size: small;&quot;&gt;&lt;b&gt;&lt;span&gt;Hope it helps. Share this to your friends.&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;a href=&quot;http://www.freezebox.net/2012/09/the-25-most-difficult-questions-youll_3.html&quot; target=&quot;_blank&quot;&gt;&lt;b&gt;The 25 most difficult questions you&#39;ll be asked on a job interview - Part 1&lt;/b&gt;&lt;/a&gt;&lt;/i&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b style=&quot;color: red;&quot;&gt;13. Are you a good manager? Can you give me some examples? Do you feel that you have top managerial potential?&lt;/b&gt;Keep your answer achievement and ask-oriented. Rely on examples from your career to buttress your argument. Stress your experience and your energy.&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b style=&quot;color: red;&quot;&gt;14. What do you look for when You hire people?&lt;/b&gt; Think in terms of skills. initiative, and the adaptability to be able to work comfortably and effectively with others. Mention that you like to hire people who appear capable of moving up in the organization.  &lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: red;&quot;&gt;15. Have you ever had to fire people? What were the reasons, and how did you handle the situation?&lt;/span&gt;&lt;/b&gt;Admit that the situation was not easy, but say that it worked out well, both for the company and, you think, for the individual. Show that, like anyone else, you don&#39;t enjoy unpleasant tasks but that you can resolve them efficiently and -in the case of firing someone- humanely.  &lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b style=&quot;color: red;&quot;&gt;16. What do you think is the most difficult thing about being a manager or executive?&lt;/b&gt;Mention planning, execution, and cost-control. The most difficult task is to motivate and manage employees to get something planned and completed on time and within the budget.  &lt;/span&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;b&gt;&lt;br /&gt;&lt;span style=&quot;color: red;&quot;&gt;17. What important trends do you see in our industry?&lt;/span&gt;&lt;/b&gt;Be prepared with two or three trends that illustrate how well you understand your industry. You might consider technological challenges or opportunities, economic conditions, or even regulatory demands as you collect your thoughts about the direction in which your business is heading.  &lt;br /&gt;&lt;br style=&quot;color: red;&quot; /&gt;&lt;b style=&quot;color: red;&quot;&gt;18. Why are you leaving (did you leave) your present (last) job?&lt;/b&gt;Be brief, to the point, and as honest as you can without hurting yourself. Refer back to the planning phase of your job search. where you considered this topic as you set your reference statements. If you were laid off in an across-the-board cutback, say so; otherwise, indicate that the move was your decision, the result of your action. Do not mention personality conflicts.  The interviewer may spend some time probing you on this issue, particularly if it is clear that you were terminated. The &quot;We agreed to disagree&quot; approach may be useful. Remember hat your references are likely to be checked, so don&#39;t concoct a story for an interview.  &lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;&lt;br /&gt;19. How do you feel about leaving all your benefits to find a new job?&lt;/b&gt;&lt;span style=&quot;color: red;&quot;&gt;&lt;/span&gt;Mention that you are concerned, naturally, but not panicked. You are willing to accept some risk to find the right job for yourself. Don&#39;t suggest that security might interest you more than getting the job done successfully.  &lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;20. In your current (last) position, what features do (did) you like the most? The least?&lt;/b&gt;Be careful and be positive. Describe more features that you liked than disliked. Don&#39;t cite personality problems. If you make your last job sound terrible, an interviewer may wonder why you remained there until now.  &lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;21. What do you think of your boss?&lt;/b&gt;Be as positive as you can. A potential boss is likely to wonder if you might talk about him in similar terms at some point in the future.  &lt;br /&gt;&lt;br style=&quot;color: red;&quot; /&gt;&lt;b&gt;&lt;span style=&quot;color: red;&quot;&gt;22. Why aren&#39;t you earning more at your age?&lt;/span&gt;&lt;/b&gt;Say that this is one reason that you are conducting this job search. Don&#39;t be defensive.  &lt;br /&gt;&lt;br style=&quot;color: red;&quot; /&gt;&lt;b style=&quot;color: red;&quot;&gt;23. What do you feel this position should pay? &lt;/b&gt;Salary is a delicate topic. We suggest that you defer tying yourself to a precise figure for as long as you can do so politely. You might say, &quot;I understand that the range for this job is between $______ and $______. That seems appropriate for the job as I understand it.&quot; You might answer the question with a question: &quot;Perhaps you can help me on this one. Can you tell me if there is a range for similar jobs in the organization?&quot;  If you are asked the question during an initial screening interview, you might say that you feel you need to know more about the position&#39;s responsibilities before you could give a meaningful answer to that question. Here, too, either by asking the interviewer or search executive (if one is involved), or in research done as part of your homework, you can try to find out whether there is a salary grade attached to the job. If there is, and if you can live with it, say that the range seems right to you.  If the interviewer continues to probe, you might say, &quot;You know that I&#39;m making $______ now. Like everyone else, I&#39;d like to improve on that figure, but my major interest is with the job itself.&quot; Remember that the act of taking a new job does not, in and of itself, make you worth more money.  If a search firm is involved, your contact there may be able to help with the salary question. He or she may even be able to run interference for you. If, for instance, he tells you what the position pays, and you tell him that you are earning that amount now and would Like to do a bit better, he might go back to the employer and propose that you be offered an additional 10%.  If no price range is attached to the job, and the interviewer continues to press the subject, then you will have to respond with a number. You cannot leave the impression that it does not really matter, that you&#39;ll accept whatever is offered. If you&#39;ve been making $80,000 a year, you can&#39;t say that a $35,000 figure would be fine without sounding as if you&#39;ve given up on yourself. (If you are making a radical career change, however, this kind of disparity may be more reasonable and understandable. )  Don&#39;t sell yourself short, but continue to stress the fact that the job itself is the most important thing in your mind. The interviewer may be trying to determine just how much you want the job. Don&#39;t leave the impression that money is the only thing that is important to you. Link questions of salary to the work itself.  But whenever possible, say as little as you can about salary until you reach the &quot;final&quot; stage of the interview process. At that point, you know that the company is genuinely interested in you and that it is likely to be flexible in salary negotiations.  &lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;24. What are your long-range goals?&lt;/b&gt;&lt;span style=&quot;color: red;&quot;&gt;&lt;/span&gt;Refer back to the planning phase of your job search. Don&#39;t answer, &quot;I want the job you&#39;ve advertised.&quot; Relate your goals to the company you are interviewing: &#39;in a firm like yours, I would like to...&quot;  &lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;25. How successful do you you&#39;ve been so far?&lt;/b&gt;Say that, all-in-all, you&#39;re happy with the way your career has progressed so far. Given the normal ups and downs of life, you feel that you&#39;ve done quite well and have no complaints.  Present a positive and confident picture of yourself, but don&#39;t overstate your case. An answer like, &quot;Everything&#39;s wonderful! I can&#39;t think of a time when things were going better! I&#39;m overjoyed!&quot; is likely to make an interviewer wonder whether you&#39;re trying to fool him . . . or yourself. The most convincing confidence is usually quiet confidence.&lt;/span&gt;&lt;/div&gt;</description><link>http://freezebox.blogspot.com/2012/09/the-25-most-difficult-questions-youll.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-8007482475392151396</guid><pubDate>Wed, 02 May 2012 07:53:00 +0000</pubDate><atom:updated>2012-05-05T00:57:24.299-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Business</category><category domain="http://www.blogger.com/atom/ns#">Inspirational Stories</category><category domain="http://www.blogger.com/atom/ns#">Inspiring True Stories</category><title>I don’t want to die poor’</title><description>&lt;div style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;‘I don’t want to die poor’&amp;nbsp;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;By Wilfred Zulu&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;blockquote class=&quot;tr_bq&quot;&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;b&gt;We definitely needed it in refocusing our  directions. &lt;/b&gt;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;/blockquote&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Sylvia Banda was only 24 when she realised that if she continued with her job in the public service, she would, like many who have gone before her, die in poverty.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;The 49-year old Sylvia with an investment capital of US$100 in her venture is now standing on the threshold of US$4.7 million hotel-and-lodge development, making her one of the most enterprising persons not only in Zambia but the region at large.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;She reminisced: “The start of my business was not easy…challenges were many but what mattered most to me was a better future for my family, country and Africa as at large,” she told API.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Having left the poorly-paid job as a teacher 25 years ago, Sylvia ‘invaded’ her kitchen; she took away a stove, fridge, mealie meal, chicken, salt, cooking oil and the like. A proprietor of a warehouse in the city’s industrial area had agreed to allow her use his premises free of charge – perhaps thinking that she would not go far.&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;“The first day was funny. My small restaurant had no tables, no chairs, so I simply said to my customers, ‘welcome to a standing buffet’. Amazingly the first meal was all sold out”.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The next day, the woman whose government service monthly salary amounted to not more than US$ 150 (K500, 000), put the US$100 she had saved into the new business which was promising good returns.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Shortly afterwards, Sylva Catering was born. Within a year, she was running a full operational cafeteria with many outside catering orders.&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;But even under the cards of limited funds, Sylvia feared getting a bank loan because the then “49 percent interest rate was too high”.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;She managed on her own, though. Today she has expanded her catering business to include a guesthouse, catering college, and cafeterias spread across the capital Lusaka. They operate under the banner ‘Sylva Professional Catering Services’ and is situated at the University of Zambia. &lt;/span&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;As you enter her office, you will be greeted by several trophies decorating her desk and shelves. In 2001, she bagged the Arch of Europe 20th century Award that she consecutively retained in 2004 and 2005. In the year 2001, she was honoured as one of the six most outstanding African entrepreneurs and in 2003, the American biographical researchers voted her as Woman of the Year. Not to mention a string of local honours.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&amp;nbsp;In the recent past, she has ventured into the promotion of indigenous food. This includes dried pumpkin leaves and seeds, pounded groundnuts, dried black jack leaves, dried and fresh okra, among many others. These foods are packaged under the label Sylva Food Solutions.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&amp;nbsp;“We package almost all known indigenous Zambian food and sell them in supermarkets besides putting them on our menu. We also do exports to countries like Angola Congo DR and Nigeria,” she added.&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;The promotion of indigenous food has been well received both locally and internationally. In 2005, she exhibited at the Japan-Expo.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&amp;nbsp;Locally, it is no surprise that high profile organizations ‘queue’ up at her office for orders. Her clients include Unilever South-East Africa, British Council, hotels and lodges.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;Professional bodies are also tapping into her knowledge. She sits on the boards of Zambia Chamber of Small and Medium Scale Business Associations, Vocational Training under the Ministry of Science and Technology, and the newly instituted Zambia Development Agency.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&amp;nbsp;In order to compare her achievements with those of the outside world, six years ago, she joined the US-based Professional Women’s Advisory Board. And in 2003, Sylvia toured Washington DC on a USAID educational and cultural programme.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;blockquote class=&quot;tr_bq&quot;&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;&lt;span class=&quot;fullpost&quot;&gt;&amp;nbsp;“It is hard to accept that having started with almost nothing and without any loan, my business is being appreciated worldwide. This tells me that money alone is not a launch-pad for success but commitment, ability driven by vision,” she said.&amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;/blockquote&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;Despite all these successes scored, her journey has not been devoid of challenges. The 1980s-90s unstable economy chorused by high inflation threatened her business. While trying to beat the inflationary effects, her customers complained that the products were too expensive. The other area is corruption.&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&amp;nbsp;“There are times when we have failed to get business from government institutions because our competitors opted to corrupt some official. But as God-fearing people, we cannot give kickbacks,” said Sylvia who together with her husband are devout Christians.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&amp;nbsp;She added that costing mechanism of products is important in business. “We are not bothered by the pricing of our competitors. We would not change the price of a product merely because somebody is pegging the same at a lower cost”.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&amp;nbsp;But what is the secret to her achievements? “God!” she emphatically responds.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&amp;nbsp;“In whatever we do, we always put God first and seek His guidance.’      &lt;/span&gt;&lt;/div&gt;</description><link>http://freezebox.blogspot.com/2012/05/i-dont-want-to-die-poor.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-4187628047992744087</guid><pubDate>Tue, 01 May 2012 17:39:00 +0000</pubDate><atom:updated>2012-05-01T10:45:33.113-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Finding Direct Contractual</category><category domain="http://www.blogger.com/atom/ns#">Odesk</category><title>Want To Start your Own E-Commerce Site?</title><description>&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Attention businessmen out there, how do you sell your products? Are you paying in Ebay with a whooping $$$/month for maintenance even without a single sale? Man, wake-up, you can start your own e-commerce at a very minimal cost today. The high paying website programmers, the expensive hosting and domains those are history. Today you can start your own E-commerce website even without knowledge on php, css, html &amp;amp; etc. You can upload many products as you want, post any content or event as you want meaning you&#39;re in control. Wise businessmen in Western countries do some outsourcing business, the cost is more than half. Meaning the price is very cheap at a very competitive output.&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;One of the best example nowadays is oDesk where employers and contractors meet. Both parties will enjoy different benefits, the employer can save up to 75% than running a conventional web services business. The contractor will enjoy the higher rate than working 8 hours in office not including those crazy team leads and abusive boss. I&#39;ve been working online and I love it, I am at the comfort of my room, no fare, no boss around me, I can work without dress (economically wise, save a lot for my laundry) lol.&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;My point here is if you want to start your own e-commerce website or any kind of website just contact me directly tru my email: elmerdiola@gmail.com and let me know your budget and we&#39;ll start negotiate (you can cut-off the 12% fee on oDesk) and guaranteed you&#39;ll be happy or simply hire me on oDesk plus 12% fee.&lt;/span&gt;&lt;/div&gt;&lt;a href=&quot;https://www.odesk.com/users/%7E%7E5e0ff586c4b20141&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;%0Ahttps://lh6.googleusercontent.com/-19CfpoQjLXY/T57QYFATk3I/AAAAAAAASco/ip-TIgF-W8w/s185/HireMeOdesk.png&quot; /&gt;&lt;/a&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.jdoqocy.com/click-5751736-10713423&quot;&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;60&quot; src=&quot;http://www.tqlkg.com/image-5751736-10713423&quot; width=&quot;468&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Or else you want to set-up your own team on oDesk and start finding a High Caliber contractual or hire a Ninja that can work anything for you, then create your team below. Take note it&#39;s not easy to find a loyal contractual, please be calm.&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.dpbolvw.net/click-5751736-10711172&quot;&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;60&quot; src=&quot;http://www.awltovhc.com/image-5751736-10711172&quot; width=&quot;468&quot; /&gt;&lt;/a&gt;&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;a href=&quot;http://www.anrdoezrs.net/click-5751736-10708929&quot;&gt;&lt;img alt=&quot;&quot; border=&quot;0&quot; height=&quot;60&quot; src=&quot;http://www.awltovhc.com/image-5751736-10708929&quot; width=&quot;468&quot; /&gt;&lt;/a&gt; &lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Fair enough? that&#39;s all and goodluck, happy hunting!&lt;/span&gt;</description><link>http://freezebox.blogspot.com/2012/05/want-start-your-own-e-commerce-site.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-2614135950684106266</guid><pubDate>Tue, 01 May 2012 16:47:00 +0000</pubDate><atom:updated>2012-05-01T10:02:56.269-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Coupon Codes</category><category domain="http://www.blogger.com/atom/ns#">Coupon Discounts</category><category domain="http://www.blogger.com/atom/ns#">Expedia</category><category domain="http://www.blogger.com/atom/ns#">Save on Travels</category><title>Happy Getaway This Season</title><description>&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;It’s always fun to plot for a getaway. The thought of spending quality time may it be alone, with some friends or family in a beautiful place you would wish to be, travelling, enjoying outdoor activities you are aching to try, having a time of your life on the other part of the world under a different time zone, experiencing excursions you desire at the moment, and so much more, would also be more fun if you could spend less on the cost but still be able to enjoy privileges of the said activities of the trip. What is the best thing to do to have both the luxury of a vacation but spending less on its cost?  Research for deals, promos and discounts or inquire about them so you can avail them.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;We have in fact, great deals provided for you. If you want the best travel experience while literally saving hundred dollars or more, take time to check on &lt;a href=&quot;http://frugaldad.com/expedia-inc/&quot; target=&quot;_blank&quot;&gt;coupon codes for booking with expedia.com&lt;/a&gt;. This page will be a great help to your travel needs. Checkout the sweet offers provided here to get the best bargain you deserve.  The page covers from vacation packages, hotels, car rentals, flights, cruises and activities or things to do, with promos and discounts. If you often check the page, you will constantly get to know the current offers that you may avail, or something that will be an answer to your travel needs. Take advantage of these coupon codes.  Make sure to identify the different types of promos and deals in order to know which one will be help you. This is the best way to end up having the time to enjoy your perfect getaway without drawing a hole in your savings. Take a moment to choose what best suite your travel needs from these coupon codes. World-wide destinations are available as well together with these promos and discounts. All these are exceptional deals you can choose from. Click on the promos provided to get further information on availing the discounts and more.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;We provide these offers to help you indulge in your dream vacation which provides less spending. What could be more fun in exploring, enjoying, discovering, getting immersed, or excursions in scenic views without hurting your budget? We are giving these for you so you can enjoy more and have extra savings perhaps for your future trips. You may also refer this information to your friends or anyone who is in a tight budget but wants to materialize their dream vacation or wants a quality vacation. Spread the good news! Bon voyage! &lt;/span&gt;&lt;/div&gt;</description><link>http://freezebox.blogspot.com/2012/05/happy-getaway-this-season.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-859532504944752372</guid><pubDate>Sat, 28 Apr 2012 19:57:00 +0000</pubDate><atom:updated>2012-04-28T13:06:50.715-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Affiliate Marketing</category><category domain="http://www.blogger.com/atom/ns#">Best Online Product Reseller</category><category domain="http://www.blogger.com/atom/ns#">Clickbank</category><category domain="http://www.blogger.com/atom/ns#">Online Store</category><category domain="http://www.blogger.com/atom/ns#">Product seller</category><category domain="http://www.blogger.com/atom/ns#">Wordpress Affiliate Marketing</category><category domain="http://www.blogger.com/atom/ns#">Wordpress Affiliates</category><title>Are you looking for Affiliate Program?</title><description>&lt;span style=&quot;font-size: small;&quot;&gt;Last week, my U.S based client told me to find an affiliate program that will give commissions to every sales. I search on the wordpress plugin, I found one and I thought it will support wp-ecommerce since I prefer to use that since starting on my freelancer career. The plugin name simply reveals it&#39;s function it&#39;s called &quot;Affiliates&quot; I read on their website but at the bottoms seems they only support eshop,jigoshop and shopping cart developed by woothemes I think. They support wp-ecommerce but of course there&#39;s a corresponding amount for it.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;There&#39;s a lot out there that will support wp-ecommerce but not free.. Lol. So I decided my client to recommend the &lt;a href=&quot;http://elmerdiola.reseller.hop.clickbank.net/&quot; target=&quot;_blank&quot;&gt;Clickbank&lt;/a&gt;, this is the most powerful market place nowadays. Very simple yet secure, now I am waiting for his reply and his approval to proceed on &lt;a href=&quot;http://elmerdiola.reseller.hop.clickbank.net/&quot; target=&quot;_blank&quot;&gt;Clickbank &lt;/a&gt;as affiliate marketing partner. This is really good for those who want to sell products online.&lt;/span&gt;</description><link>http://freezebox.blogspot.com/2012/04/are-you-looking-for-affiliate-program.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-527247156299134336</guid><pubDate>Sun, 01 Apr 2012 19:52:00 +0000</pubDate><atom:updated>2012-04-28T12:55:52.000-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Blogger new face</category><category domain="http://www.blogger.com/atom/ns#">Blogger updates</category><category domain="http://www.blogger.com/atom/ns#">Blogspot new interface</category><title>Blogger Interface has now a New look</title><description>&lt;span style=&quot;font-size: small;&quot;&gt;Wow, another great innovation from blogger, it&#39;s been a while I&#39;m not able to post any new article here and I was surprise to see the new interface. Good job, hopefully the newbies will appreciate on this also.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Very neat and professional, the more I feel in love with my four year old website. Since I am a loyal blogger user.&lt;/span&gt;</description><link>http://freezebox.blogspot.com/2012/04/blogger-interface-has-now-new-look.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-7396687844214753267</guid><pubDate>Tue, 06 Mar 2012 15:17:00 +0000</pubDate><atom:updated>2012-03-20T10:05:41.173-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Adventures</category><category domain="http://www.blogger.com/atom/ns#">Trip</category><category domain="http://www.blogger.com/atom/ns#">Vacation</category><title>How to Save on Your Adventures</title><description>&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Traveling around the world is everybody’s dream and I am one of that, since I was a kid I used to travel with my dad and I considered him as travel veteran coz he’s so smart in terms of traveling. He has lot of knowledge and tips on how to save especially on airfare tickets. Before the battle of lowest airfares among the giant airlines started we usually travel on the non-peak season coz it’s quiet low compared to peak season rates or else he booked the ticket six months before the scheduled travel flight but so risky since the scheduled flight date might change due to some uncontrollable circumstances. Your dream vacation will become a nightmare, you’re so lucky if the flight changes only an hour, worse if the next day. Every traveler has its own experiences on their travels over the years.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Times evolve and promotional ticket has been offered almost every month, all you have to do is to follow them on the social media websites (especially on the so called facebook fan page) or just simply sign up on the subscription box and you automatically receive any updates/promos from them. Things become easier and hassle-free, you can book your ticket online and pay it online. Obviously, you can save a lot of time and money coz you’re not personally go into the ticketing office and line-up for more than an hour to wait for your turn. I followed what my dad’s taught me when I have a planned trip and it’s very effective, so if you want to &lt;a href=&quot;http://frugaldad.com/southwest-airlines/%20&quot;&gt;save on your next adventure&lt;/a&gt; just simply follow our technique. It is already tested and proven for over the years, though you’ll becoming wise as long as you keep on traveling and learned from every experience you have encountered.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Traveling is not just a simple as you think, it requires a lot of preparation and proper planning especially when you’re on tight budget. Unplanned travels will cost you more and there’s a big possibilities that it will spoil your plan and that’s another story that will leave footprints on your mind. So start planning your trips at least 3 months before the scheduled plan and I’m sure that you will remember the above-mentioned tips. Internet also plays a big role nowadays, just make a research before jumping into a conclusion. Always remember that you don’t have a monopoly of knowledge and truth we need other’s opinion also that could help us.&lt;/span&gt;&lt;/div&gt;</description><link>http://freezebox.blogspot.com/2012/03/how-to-save-on-your-adventures.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-6787903409842334383</guid><pubDate>Wed, 29 Feb 2012 12:58:00 +0000</pubDate><atom:updated>2012-03-04T22:23:40.570-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Financial literacy</category><category domain="http://www.blogger.com/atom/ns#">free finance seminar</category><category domain="http://www.blogger.com/atom/ns#">free financial orientation</category><category domain="http://www.blogger.com/atom/ns#">IMG</category><title>Do you Love your Family? If Yes, this is for you.</title><description>&lt;span style=&quot;font-size: small;&quot;&gt;Before you proceed reading below please answer this question first.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;Do you Love your Family?&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;If Not, you don&#39;t need to proceed. Please search another topic that will interest you.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;If Yes, please scroll down.&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;http://2.bp.blogspot.com/-bzSMS1S0PDI/T04hyrpdlmI/AAAAAAAASbE/6VUxT3SbDSs/s1600/e39b440bd3e0ef36005b.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;235&quot; src=&quot;http://2.bp.blogspot.com/-bzSMS1S0PDI/T04hyrpdlmI/AAAAAAAASbE/6VUxT3SbDSs/s320/e39b440bd3e0ef36005b.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;Financial Solutions Today&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: orange;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;Before:&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- With a little hard work &amp;amp; careful budgeting, most families could realize their dreams of buying their own home, sending their children to college &amp;amp; retiring in comfort.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- A parent can raise 10 or more children----only the father works.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- Having a job/profession &amp;amp; only one source of income is enough.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: orange;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;But Today:&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- Many families can hardly realize their dreams.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- A couple, both working, can hardly raise 2 or 3 kids.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- Having multiple income streams is already a necessity.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- INFLATION &amp;amp; INCREASING COST OF LIVING: Make most Filipinos have difficulty in saving money for their future.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;And when the need arises( illness, education, emergency needs), their only option is debt.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- DEBT TRAP: from pawnshops, credit cards, car/housing loans.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- JOB &amp;amp; BUSINESS INSECURITY: Hundreds of Filipinos lose their income due to business failures &amp;amp; lay-offs.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- MANY FAMILIES ARE FINANCIALLY STRUGGLING.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- Couples often argue over finances.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- Can&#39;t afford to have the spouse stay home w/ children.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- Can&#39;t fund parent&#39;s hospitalization/medical needs.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;If we can show FINANCIAL SOLUTIONS for you &amp;amp; your family, are you willing to learn?&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;If you think attending the free seminars we offer will cost you a lot of money, try much ignorance will cost you.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Statistics shows that only 1% of Filipinos knows how financial industry works. Do you want to belong to the other 99%?&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Let IMG help you find your way to belong to this 1% Filipinos.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Taking control of your financial future starts with understanding. And understanding begins with Financial Education!&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;IMG is committed to help Filipino families increase their Financial IQ. To deliver Financial Education on a massive scale, we established the WEALTH ACADEMY------- a free learning series to help YOU increase your financial literacy.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Official Website: &lt;a href=&quot;http://www.img-corp.com/&quot;&gt;www.img-corp.com&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Sponsor Code: 7379 IF&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;span style=&quot;color: red;&quot;&gt;Sponsor Name: Elmer Diola &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Online Registration: &lt;a href=&quot;http://img-corp.net/register.php&quot; target=&quot;_blank&quot;&gt;www.img-corp.net &lt;/a&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b style=&quot;color: red;&quot;&gt;You can visit to our Office Anytime or&amp;nbsp;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b style=&quot;color: red;&quot;&gt;Contact me for your free seat reservation: 0922-8673612&amp;nbsp;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b style=&quot;color: red;&quot;&gt;Email: elmerdiola@gmail.com &lt;/b&gt;&lt;/span&gt;</description><link>http://freezebox.blogspot.com/2012/02/do-you-love-your-family-if-yes-this-is.html</link><author>noreply@blogger.com (FreEzEBoX)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/-bzSMS1S0PDI/T04hyrpdlmI/AAAAAAAASbE/6VUxT3SbDSs/s72-c/e39b440bd3e0ef36005b.jpg" height="72" width="72"/><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-1227724809142134159</guid><pubDate>Tue, 14 Feb 2012 08:15:00 +0000</pubDate><atom:updated>2012-02-14T00:36:07.187-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Valentines Day 2012</category><title>Valentine&#39;s Day Surprise</title><description>&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;February 13, 2012 4:34pm&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;While reading a book (JG’s Life), I got a call (from other network) which I usually answer if it will last 3seconds. (assuming it’s an important call).&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Sorry for my grammar,I’m not good in narrating a story, samot not good in phone conversation.. but hopefully masabtan ra. Shortcut ra ni nako but our conversation lasted for almost 10mins.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Me: hello&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Girl: hello, good afternoon, is this mr. elmer diola? (very nice and angelic voice)&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Me: yes, good aftertoon… who’s on the line please?&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Girl: this is ms. Angela blah blah.… of Astoria plaza hotel, ortigas, manila. I called you to inform that you’re&amp;nbsp;&amp;nbsp; one of lucky person to have valentine dinner for two for free!&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Me: answer me please where did you get my number? (mind boggling, I never stay in a hotel for the past 5 years..)&lt;/span&gt;&lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://fbcdn-sphotos-a.akamaihd.net/hphotos-ak-ash4/429071_10150671409380033_679275032_11509051_1626515235_n.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;221&quot; src=&quot;https://fbcdn-sphotos-a.akamaihd.net/hphotos-ak-ash4/429071_10150671409380033_679275032_11509051_1626515235_n.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Girl: actually one of our guests which requested not to be named had chose you, just to surprise you and your partner this valentine’s day. He said that you’re an i.t expert…Blah.. blah..blah…&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Me: (huh.. expert? Uh-ohh…wow surprising, who’s that generous man) did you know, I’m in cebu city.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Girl: don’t worry sir, you don’t need to come here in manila, are you familiar with cebu city sports club?&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Me: yes&lt;/span&gt;&lt;br /&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;Girl: are you married sir?&lt;br /&gt;Me: Yes&lt;br /&gt;Girl: well that’s good please bring your wife and kids sir to complete your dinner date and blah.. blahhh..blah.. very nice words..&lt;br /&gt;Me: ok, but our kid is in her tummy..(laughing….)&lt;br /&gt;Girl: wow congrats in advance sir, please bring your wife. don’t worry about the expenses it all for free, you don’t need to cash out. . Can I ask the name of your wife sir and her occupation and the company name?&lt;br /&gt;Me: (hmmm.. my instinct started to function… if this is a free treat, why could she ask my partner’s occupation…but anyway I answered her religiously who knows that it’s really required) Sure ma’am I will bring her, her name is gerralyn diola and working as supervisor in kmbi).&lt;br /&gt;Girl: ok sir got it, please don’t forget to wear formal attire and bring a valid ID.&lt;br /&gt;Me: (wow.. is it really a very nice dinner date?) ok mam sure.&lt;br /&gt;Girl: sir, the dinner will start at 6:30pm to 8:00pm but much better if you come early. Just look for mr. ivan blah.. blah.. you never feel bored their because they have presentations. but anyway I will text you the complete details right after we talk.&lt;br /&gt;Me: is it ok to bring other person just in case my wife is not available?&lt;br /&gt;Girl: yes sure sir, you can because your free dinner is good for 2.&lt;br /&gt;Me: (very interesting offer, but my instinct says what’s the catch? after the dinner?) wow good, I can bring my friend if ever my wife is not available. So what’s the other event after the dinner?&lt;br /&gt;Girl: aside from your free dinner you will be rewarded with gift certificate right after the presentation. It’s good only for 6 months, you can redeem it here in local hotels and international hotels if you want to stay in Thailand, hongkong, Singapore, Las vegas, bohol, palawan, manila and blah.. blah.. blahh.. blah… all you need is to book your plane ticket. You must come to the dinner tomorrow sir to claim your free dinner and gift certificate and they will also give you instructions.&lt;br /&gt;Me: (another wow…my sponsor is so generous, I want to thank this anonymous person through my facebook status) Ok ma’am that’s sounds interesting. Sure we we’ll go there tomorrow.&lt;br /&gt;Girl: Ok sir, I will text you the details later and congratulations. Happy valentines day to you and to your wife. Good afternoon and once again congratulations.&lt;br /&gt;Me: ok mam.. bye..bye..&lt;br /&gt;End&lt;br /&gt;&lt;br /&gt;Right after our conversation (excited much)&lt;br /&gt;1. I started to think and say thank you for the generous anonymous person. First ever happen in my life, not even one sponsored for our honeymoon last year hehehe joke.&lt;br /&gt;2. I will redeem the free 3D/2N stay in their hotel in manila, good timing for the upcoming convention on June.&lt;br /&gt;3. I will surprise my wife, I will bring her to city sports club for the dinner.&lt;br /&gt;4. Express my gratitude to anonymous person through my facebook.&lt;br /&gt;&lt;br /&gt;My instinct says.&lt;br /&gt;1. why it took so long to inform about the free dinner and gift certificate?&lt;br /&gt;2. make a research on the internet about the said hotel&lt;br /&gt;funny (I typed it as “astorya hotel” mr. google said it’s “astoria plaza”&lt;br /&gt;well, they have actually two sites&lt;br /&gt;a. http://www.astoriaplaza.com/ – well, just a so-so.. site&lt;br /&gt;b. http://www.astoriaplazasuites.com/ – actually it’s dead&lt;br /&gt;3. check the hotel’s background – well it’s reputable.. of course they reveal only the good side&lt;br /&gt;4. check about their promo – whoaaahh.. I never found about the promo. The dinner buffet and gift certificate.&lt;br /&gt;&lt;br /&gt;My instinct says.&lt;br /&gt;See? So, you know what to do next.&lt;br /&gt;Me: Thank you so much instinct. Now I know.&lt;br /&gt;&lt;br /&gt;So I landed to this pages:&lt;br /&gt;&lt;a href=&quot;http://www.pandepanda.com/2008/04/astoria-bogus-raffle-winner.html&quot;&gt;http://www.pandepanda.com/2008/04/astoria-bogus-raffle-winner.html&lt;/a&gt;&lt;br /&gt;&lt;a href=&quot;http://mmdc7.blogspot.com/2011/05/club-astoria-holiday-ownership-promo.html#ixzz1PJPdeMCW&quot;&gt;http://mmdc7.blogspot.com/2011/05/club-astoria-holiday-ownership-promo.html#ixzz1PJPdeMCW&lt;/a&gt;&lt;br /&gt;&lt;a href=&quot;http://jeremyhk.i.ph/blogs/jeremyhk/2008/10/30/club-astoria-scam/&quot;&gt;http://jeremyhk.i.ph/blogs/jeremyhk/2008/10/30/club-astoria-scam/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b style=&quot;color: red;&quot;&gt;Happy Valentines Day to All. Hope that Al iZZ Well.&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Please advise your friend if they receive the same caller, be always alert and vigilant. They are now back targeting Cebu City. If only I am free tonight I will eat and listen their presentation and then get the gift cert, that’s all coz I already know what will happen next. But it’s not my attitude.&lt;br /&gt;&lt;br /&gt;Just this afternoon February 14, 2012 01:50pm - my phone rang with the same person, i never pick it up. Ask me why? No need to answer.&lt;br /&gt;&lt;br /&gt;It’s all up to you, if you come or not.&lt;br /&gt;&lt;br /&gt;Lesson Learned: Just follow my instinct. &lt;/span&gt;</description><link>http://freezebox.blogspot.com/2012/02/valentines-day-surprise.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-7415503574831996138</guid><pubDate>Mon, 13 Feb 2012 06:32:00 +0000</pubDate><atom:updated>2012-02-12T22:33:25.700-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Investment</category><title>Inspiring Story About Investing</title><description>&lt;span style=&quot;font-size: small;&quot;&gt;This story will inspire you, if you really want to make a difference.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;INVEST&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;One day, a man got lost walking in the desert.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The next day, he was still lost.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;After two days under the scorching sun, he was dying of thirst.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;All of a sudden, he saw a little wooden shed.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;He ran to it, thinking of only one thing ---water!&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;When he arrived there, he saw an old, rusty water pump sticking up from the ground. He gripped the handle and began pumping like a mad man.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;But nothing came out.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Disappointed, he stepped back to figure out how to make it work.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Looking around, he saw a jug covered with dust.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;When he grabbed it, he saw a piece of paper stuck on it. The message read, &quot;Open this jug and you&#39;ll find water.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Don&#39;t drink it. Pour it instead into the pump. Then you&#39;ll have all the water you want.&quot;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;He popped the cork.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;True enough, the jug was filled with water. Pure, thirst-quenching water.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Now imagine you&#39;re that thirsty man.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;For two whole days, you haven&#39;t drunk water. Your mouth is so dry, your tongue is sticking to the roof of your mouth. You&#39;re literally dying of thirst. And you&#39;re now holding a jug full of water. But the message says that you should throw it away!&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;For a moment, your heart is torn.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;What if the message was a joke? A cruel prank? What if you poured the water into that rusty pump and nothing happened?&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;But the man in our story chose to take the risk.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;He closed his eyes, took a deep breath and poured the water.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;He held the handle and pumped like crazy.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;A few seconds later, torrents of water gushed out. Indeed, he had more water than he could ever need!&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;He drank to his heart&#39;s content. He also found water containers to bring with him in his journey and filled them to the brim.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;But before leaving the place, he refilled the dusty jug with water.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;And underneath the sign attached to it, he scribbled, &quot;I tried it. Believe me, it works.&quot;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;YOU HAVE A CHOICE:&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;DRINK NOW or DRINK FOREVER&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;This is a great picture of why people are poor.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The money that you hold now, no matter how small, is like that jug of water. And you always have a choice: you can drink now or you can drink forever. You can have money now or have money forever.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;How? By investing.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;A lot of people don&#39;t invest.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;They spend whatever they have.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;I&#39;ve met people who earn P10,000 or 50,000 or 500,000 a month ---and they spend everything. (Yes, I&#39;ve met a lot of high-income but poor people!).&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;That&#39;s why their money pump remains dry. And they&#39;ll remain poor forever. It really doesn&#39;t matter how much people earn. What matters is how much they invest.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Investment is crazy decision.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;It&#39;s a crazy as pouring that last jug of water into the pump.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Friend, you have money now.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;It may be small but you have it.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;And you&#39;re standing in front of a money pump.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Actually, you have three money pumps:&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;*Business: traditional, franchise, networking, etc.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;*Property: rental property, buy and sell, etc.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;*Paper: bonds, mutual funds, stock market, etc.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;But today, I&#39;d like to focus on the &quot;paper&quot; money pump.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Not everyone can start a business right away.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Not everyone can buy a property right away.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;But almost everyone can invest in paper assets.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Friend, you have a choice.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Will you simply consume your little money?&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Or will you pour it into the money pump? -- so that it produces more money for you?&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;I call this sowing in times of famine.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;b&gt;Excerpt from the Book&lt;/b&gt;&lt;/i&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;b&gt;&quot;How to Prosper&quot; by BO SANCHEZ&lt;/b&gt;&lt;/i&gt;&lt;/span&gt;</description><link>http://freezebox.blogspot.com/2012/02/inspiring-story-about-investing.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-3345470240802239984</guid><pubDate>Tue, 07 Feb 2012 05:37:00 +0000</pubDate><atom:updated>2012-02-08T22:07:00.068-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Cebu-Negros Quake</category><category domain="http://www.blogger.com/atom/ns#">Earthquake</category><title>Cebu-Negros hits 6.8 Magnitude Earthquake</title><description>&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;It&#39;s not a good start for the month of the hearts, it&#39;s pretty bloody disaster happened here in Visayas region. It was 11:41a.m when the earthquake strikes. I am online at that time, I noticed that the speakers are shaking, first I thought it was ok but seconds after the house started to sway so I opened the door and ready to run to the open ground if worst things comes and thanks God it took only 10-15seconds.&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;If the tremors lasted for about 1 minute I don&#39;t think the damages and the count of casualties. I&#39;m also worried for the tsunami since the memories on the worst Japan&#39;s disaster last year is still fresh on my mind. I turned on the TV and it&#39;s on the news, opening the facebook is much more updated since the prioritized segment on that day is the bullshit fu^king impeachment trial on CJ Corona which is nonsense and eats a lot of time and money. The calm begun when the USGS, Phivolcs and DOST issued that the epicenter is in between the Cebu and Negros Island. Thanks God for the impossible tsunamis happened here in Cebu and Lapu-Lapu City.&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;So far in Cebu City, no major destruction aside from cracked walls on E-Mall and SM City. For now I&#39;m worried about the reported landslide in Negros Oriental, particularly in Guihulngan. Let&#39;s Pray for them. More updates will be posted here. &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</description><link>http://freezebox.blogspot.com/2012/02/cebu-negros-hits-68-magnitude.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-8501898095545901512</guid><pubDate>Sat, 31 Dec 2011 13:41:00 +0000</pubDate><atom:updated>2011-12-31T05:41:20.908-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Happy New Year 2012</category><title>Happy New Year, Welcome 2012!</title><description>&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://1.bp.blogspot.com/-BXa8lcytIQg/Tv8QjPc87TI/AAAAAAAASUU/836AsuxeR9Q/s1600/Happy+New+Year+2012.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;112&quot; src=&quot;http://1.bp.blogspot.com/-BXa8lcytIQg/Tv8QjPc87TI/AAAAAAAASUU/836AsuxeR9Q/s320/Happy+New+Year+2012.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;First of all, thanks God for the great and wonderful blessings that you gave throughout the year. Thank you so much for the good health and hopefully you&#39;ll guide us for the year 2012. Please give us strength as we welcome our little angel (March 2012) and also please help me on my new career and please enlighten those persons who are in doubt. &lt;/span&gt;</description><link>http://freezebox.blogspot.com/2011/12/happy-new-year-welcome-2012.html</link><author>noreply@blogger.com (FreEzEBoX)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/-BXa8lcytIQg/Tv8QjPc87TI/AAAAAAAASUU/836AsuxeR9Q/s72-c/Happy+New+Year+2012.jpg" height="72" width="72"/><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-328105489115688532</guid><pubDate>Mon, 26 Dec 2011 13:34:00 +0000</pubDate><atom:updated>2012-01-10T19:45:11.974-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Financial Mgt.</category><title>Great Privilege to Every Ordinary Filipinos</title><description>&lt;div style=&quot;text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Learn How To Be Financial Mentor &amp;amp; Coach For Your Own Family&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Learn How to Create Wealth and Achieve Financial Freedom&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;color: red; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Free Seminar &lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.img-corp.com/images/imglogo.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;http://www.img-corp.com/images/imglogo.jpg&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;a href=&quot;http://www.img-corp.com/images/wfglogo.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;http://www.img-corp.com/images/wfglogo.jpg&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;IMG Wealth Academy : Franchise IMG Financial Brokerage Business&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Wealth Academy (Free Financial Literacy Education) of International Marketing Group&lt;/span&gt;&lt;/div&gt;&lt;ul&gt;&lt;li&gt;&lt;i&gt;&lt;span style=&quot;font-size: small;&quot;&gt;DO YOU WANT TO BE FINANCIAL MENTOR AND COACH FOR YOUR OWN FAMILY?&lt;/span&gt;&lt;/i&gt;&lt;/li&gt;&lt;li&gt;&lt;i&gt;&lt;span style=&quot;font-size: small;&quot;&gt;DO YOU WANT TO LEARN HOW TO GET LICENSE HAVE ACCESS TO FINANCIAL INDUSTRY?&lt;/span&gt;&lt;/i&gt;&lt;/li&gt;&lt;/ul&gt;&lt;span style=&quot;font-size: small;&quot;&gt; &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;International Marketing Group is one of the few companies of its kind in the industry today - a marketing company that is dedicated to serving the financial needs of individuals and families from all walks of life.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt; &lt;/span&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;How to Increase Cash Flow?&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The Law of Building Wealth&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The Rule of Money&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The Wealth Formula&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Fundamentals of Investments&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Putting the Allies of Wealth to Work on Your Side&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Overcoming the Enemies of Wealth&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;How Money Works?&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;How to Get the Highest Potential of Your Money?&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;span style=&quot;font-size: small;&quot;&gt; &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Creating Multiple Income Streams: Breakthroughs &amp;amp; Innovations in Financial Solutions, Creating Multiple Passive Income Streams, Be your Own Financial Expert, Investment Vehicles, New Concepts of Making Good Money&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;CEBU CITY (FREE) FINANCIAL LITERACY SEMINAR SCHEDULE&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Tuesday : 7:00 pm; Thursday: 7:00 pm; Saturday: 2:00 pm&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;These are limited seat seminars on a first-come-first-serve basis. Contact me Now to Reserve a Seat!&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Contact me for the reservation and for the venue of the free seminar.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: red;&quot;&gt;Send an email to elmerdiola@gmail.com or text me at 0922-8673612&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Attend our FREE Seminar Series and Continuous Education for Financial Planning &amp;amp; Management, Entrepreneurship, Investment Strategies, Investment Vehicles, Winning Principles and others...&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt; &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;</description><link>http://freezebox.blogspot.com/2011/12/learn-how-to-get-license-have-access-to.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-8723554139992790491</guid><pubDate>Tue, 13 Dec 2011 05:44:00 +0000</pubDate><atom:updated>2012-02-08T21:29:22.527-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Financial Mgt.</category><category domain="http://www.blogger.com/atom/ns#">HealthCare</category><category domain="http://www.blogger.com/atom/ns#">Insurance</category><category domain="http://www.blogger.com/atom/ns#">Investment</category><title>Healthcare with Moneyback for individuals</title><description>&lt;span style=&quot;font-size: small;&quot;&gt;For me, this is the best Health Care company. You&#39;re hitting 3 birds in 1 Stone (HealthCare, Savings and Insurance)&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt; &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;I am working full time on homebased, so my Health Card issued by my previous employer turned to TRASH! coz it&#39;s only effective during my working period in the company. So I realized that the first thing to considered is our health, it&#39;s the common mistakes of people working online coz they forgot to get insured themselves. They don&#39;t realized what will happen when they got SICK. Since Kaiser Health Card is with me, I have the confidence and feel comfortable with it. Their concept is very easy to understand and beneficial to its clients. Since I am a satisfied client of this Healthcare Company, therefore I will share it to the blogosphere. Please refer to the highlights and benefits they offered:&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;blockquote class=&quot;tr_bq&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: red;&quot;&gt;Simple Principle Applies: You&#39;re investing your money and of course gained with interest and at the same time you&#39;re covered by your healthcare and life insurance. Therefore, I could not ask for more. Be Wise! &lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/blockquote&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;&amp;nbsp;Personal Long Term Healthcare&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- &lt;b&gt;MONEYBACK*&lt;/b&gt; if you don&#39;t get hospitalized (you can use other  medical/dental benefits) and it also earns an average of 10% per annum  as a form of investment.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- Protect yourself now and even past the age of 60. Philhealth will never be enough.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- The earlier you start the better.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;- Better interest rates per annum vs. a bank&#39;s 4% per annum time deposit.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Other packages offered are:&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Senior Healthcare -  ages 61 and up&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Business/Group Healthcare - at least 10 persons&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;This is a card type insurance. Card is good as cash and downpayment.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Only &lt;/span&gt;&lt;span class=&quot;highlight&quot; style=&quot;font-size: small;&quot;&gt;Kaiser&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt; offers healthcare past the age of 60. You can go for Senior care if you&#39;re old, or get Long Term Healthcare to prepare for it.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;Medical emergencies are one of the most common causes of bankruptcies. Invest and protect yourself and your family.&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;For your inquiries please contact:&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Sun: 0922-8673612&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;email: elmerdiola@gmail.com&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;*&lt;b&gt;MONEYBACK&lt;/b&gt; only applies to long term healthcare packages.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;blockquote class=&quot;tr_bq&quot;&gt;&lt;span class=&quot;highlight&quot; style=&quot;font-size: small;&quot;&gt;Kaiser&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt; International Healthgroup, Inc. is  an actuary-sound, product-based business. It brings together the  best features of an HMO, Health Savings Plan, and a financial  investment.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;An innovative program, the first of it&#39;s kind in the country;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Guarantees long-term care even after the age of sixty when the client has only himself to rely on;&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/blockquote&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;blockquote class=&quot;tr_bq&quot;&gt;&lt;ul&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Healthcare coverage, savings, emergency fund, and insurance rolled into one;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;An  accumulative, self-earning investment that comes with Return of Payment  for non-utilization in the first five (5) years of coverage;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;A portable account! Even if you change or lose jobs, your plan and funds stay with you;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;A four-way insurance coverage:&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Term Life&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Accidental death and dismemberment&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Waiver of installment due to death&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Waiver of installment due to permanent and total disability;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Outpatient benefits, annual physical examinations and dental coverage;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Coverage is for individuals but can be installed in companies as a health savings salary deduction program;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;No exclusions from 6th year onward;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Flexible, transferable and upgradeable;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Annual lifetime healthcare benefits at age 60 and up;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Payable in 5 years only with fixed rates for the entire paying period;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Issue age up to 60, but coverability extends after 60; and,&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Reinstatement can be done within 2 years after lapsed policy.&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/blockquote&gt;&lt;ul&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;DOH Registered&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Follows the standard of &lt;/span&gt;&lt;span class=&quot;highlight&quot; style=&quot;font-size: small;&quot;&gt;Kaiser&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt; in the United States&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Preferred partner of major hospitals. &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;For your inquiries please contact:&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Sun: 0922-8673612&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;email: elmerdiola@gmail.com&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt; &lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;</description><link>http://freezebox.blogspot.com/2011/12/healthcare-with-moneyback-for.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-6593344319182312059</guid><pubDate>Tue, 06 Dec 2011 04:02:00 +0000</pubDate><atom:updated>2011-12-05T20:03:31.125-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Change</category><title>Why Do Some People Failed to Accept Change?</title><description>&lt;span style=&quot;font-size: small;&quot;&gt;What&#39;s with world? When you introduce new ideas, share the knowledge but why do some people will ignore and don&#39;t accept it? In fact, they will contradict and bark everywhere for example the re-routing scheme to minimize traffic on that certain area. Remember this is good for the people in general but you cannot expect all the commuters to agree. But later on they started to keep silent and appreciate.&lt;/span&gt;&lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://seangraingerdotnet3.files.wordpress.com/2010/08/change.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;212&quot; src=&quot;http://seangraingerdotnet3.files.wordpress.com/2010/08/change.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Yesterday, I shared my knowledge on one of my friends on how to manage his wealth and where to invest since I know a lot on this field since I am a registered broker and financial adviser and also a crusader on how to end up poverty on our generation. Our conversation goes like this, he&#39;s planning to invest his money and I asked him on what kind of business and he answered, I will have to think about it. So, since we&#39;re friends in college years, I want to help and assist him and of course it&#39;s free but he answered. &quot;Anyway thanks, but I have to explore for myself.&quot; Is it really hard to believe an advise from your friend?&lt;/span&gt;</description><link>http://freezebox.blogspot.com/2011/12/why-do-some-people-failed-to-accept.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-2339859334629972795</guid><pubDate>Fri, 02 Dec 2011 06:13:00 +0000</pubDate><atom:updated>2011-12-01T22:37:44.002-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">2012 Holidays</category><title>Plan your 2012 Vacations - 6 Long Weekends</title><description>&lt;span style=&quot;font-size: small;&quot;&gt;Got vacation plans next year? Maybe you can schedule them around the 6 long weekends for 2012 based on the official list of regular holidays and special (non-working) days from Malacañang.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The first long weekend will be on January 21-23 after Malacañang declared January 23, Chinese New Year, a special non-working day.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The next long weekend will be during Holy Week, lasting 5 days from April 5-9.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;April 5 (Holy Thursday) and 6 (Good Friday) are regular holidays. These are followed by a weekend, April 7-8, while April 9 (Araw ng Kagitingan) is also a holiday.&lt;/span&gt;&lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;http://2.bp.blogspot.com/--CKM3rFO1wc/Tk7OqPRiYfI/AAAAAAAAABc/xvjrf2RB0rc/s1600/summer-vacation1.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;182&quot; src=&quot;http://2.bp.blogspot.com/--CKM3rFO1wc/Tk7OqPRiYfI/AAAAAAAAABc/xvjrf2RB0rc/s320/summer-vacation1.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The next long weekend will be on August 25-27. August 27, National Heroes&#39; Day, is a regular holiday.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;There is a four-day weekend at the start of November after Malacañang declared November 1 (All Saints&#39; Day) and November 2 (All Souls&#39; Day) as special non-working days.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;At the end of November, there will be another long weekend after Bonifacio Day, November 30, was declared a regular holiday. November 30 falls on a Friday.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Finally, the last long weekend for next year will be on December 29-31, with December 31 a non-working day.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;There are 4 holidays that fall on a Tuesday: May 1 (Labor Day), June 12 (Independence Day), August 21 (Ninoy Aquino Day) and December 25 (Christmas).&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Proclamation No. 295 also states that Malacañang will declare holidays for the observance of Eid&#39;l Fitr and Eidul Adha after the approximate dates of the Islamic holidays have been determined in accordance with the Islamic calendar or the lunar calendar.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Eid&#39;l Fitr is expected to be on or around August 19, 2012 (Sunday) while Eidul Adha will fall on or around October 26, 2012 (Friday). &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: x-small;&quot;&gt;&lt;i&gt;Source:&amp;nbsp; &lt;a href=&quot;http://www.abs-cbnnews.com/nation/12/02/11/6-long-weekends-2012&quot;&gt;http://www.abs-cbnnews.com&amp;nbsp;&lt;/a&gt;&lt;/i&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;Regular Holidays for 2012&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;table border=&quot;1&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoTableGrid&quot; style=&quot;border-collapse: collapse; border: medium none;&quot;&gt;&lt;tbody&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 2.5in;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;New Year’s Day&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 3.65in;&quot; valign=&quot;top&quot; width=&quot;350&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;January 1 (Sunday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 2.5in;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Maundy Thursday&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.65in;&quot; valign=&quot;top&quot; width=&quot;350&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;April 5&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 2.5in;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Good Friday&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.65in;&quot; valign=&quot;top&quot; width=&quot;350&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;April 6&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 2.5in;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Araw ng Kagitingan&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.65in;&quot; valign=&quot;top&quot; width=&quot;350&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;April 9 (Monday)3&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 2.5in;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Labor Day&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.65in;&quot; valign=&quot;top&quot; width=&quot;350&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;May 1 (Tuesday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 2.5in;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Independence Day&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.65in;&quot; valign=&quot;top&quot; width=&quot;350&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;June 12 (Tuesday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 2.5in;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;National Heroes Day&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.65in;&quot; valign=&quot;top&quot; width=&quot;350&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;August 27 (Last Monday of August)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 2.5in;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Bonifacio Day&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.65in;&quot; valign=&quot;top&quot; width=&quot;350&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;November 30 (Friday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 2.5in;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Christmas Day&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.65in;&quot; valign=&quot;top&quot; width=&quot;350&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;December 25 (Tuesday&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 2.5in;&quot; valign=&quot;top&quot; width=&quot;240&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Rizal Day&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.65in;&quot; valign=&quot;top&quot; width=&quot;350&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;December 30 (Sunday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;Special (Non-Working) Days     &lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;table border=&quot;1&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoTableGrid&quot; style=&quot;border-collapse: collapse; border: medium none;&quot;&gt;&lt;tbody&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 3in;&quot; valign=&quot;top&quot; width=&quot;288&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Chinese New Year&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 3.15in;&quot; valign=&quot;top&quot; width=&quot;302&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;January 23 (Monday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 3in;&quot; valign=&quot;top&quot; width=&quot;288&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Ninoy Aquino Day&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.15in;&quot; valign=&quot;top&quot; width=&quot;302&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;August 21 (Tuesday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 3in;&quot; valign=&quot;top&quot; width=&quot;288&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;All Saints Day&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.15in;&quot; valign=&quot;top&quot; width=&quot;302&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;November 1 (Thursday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 3in;&quot; valign=&quot;top&quot; width=&quot;288&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Additional special (non-working) day&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.15in;&quot; valign=&quot;top&quot; width=&quot;302&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;November 2 (Friday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 3in;&quot; valign=&quot;top&quot; width=&quot;288&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Last Day of the Year&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; padding: 0in 5.4pt; width: 3.15in;&quot; valign=&quot;top&quot; width=&quot;302&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;December 31 (Monday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;Special Holiday (for all schools)&amp;nbsp;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;table border=&quot;1&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoTableGrid&quot; style=&quot;border-collapse: collapse; border: medium none;&quot;&gt;&lt;tbody&gt;&lt;tr&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;EDSA Revolution Anniversary&lt;/span&gt;&lt;/td&gt;   &lt;td style=&quot;border: 1pt solid windowtext; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;February 25 (Saturday)&lt;/span&gt;&lt;/td&gt;  &lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;</description><link>http://freezebox.blogspot.com/2011/12/plan-your-2012-vacation-6-long-weekends.html</link><author>noreply@blogger.com (FreEzEBoX)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/--CKM3rFO1wc/Tk7OqPRiYfI/AAAAAAAAABc/xvjrf2RB0rc/s72-c/summer-vacation1.jpg" height="72" width="72"/><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-8497889346776338485</guid><pubDate>Thu, 01 Dec 2011 00:48:00 +0000</pubDate><atom:updated>2011-11-30T16:51:06.467-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Financial Mgt.</category><category domain="http://www.blogger.com/atom/ns#">Savings</category><title>What&#39;s the Plan on your 13th Month Pay?</title><description>&lt;span style=&quot;font-size: small;&quot;&gt;Today is December 1, Christmas is in the air. Most of the employees if not all will receive their bonuses and 13th month pay, but the question is how will spend it? If you will visit to malls, I&#39;m sure they&#39;re lurking on you, you can see SALE! in every corner, but think of it is really a Sale? or you&#39;re dictated by your instinct since you have lot of money on your pocket. So spend wisely guys, though we must give some rewards to ourselves but avoid to be an impulsive buyer, plan first before you decide.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://3.bp.blogspot.com/_Ek87-wXELgs/TQVC-H-3JOI/AAAAAAAAAZI/8NsmIIZZUAc/s1600/paypal-peso.jpg&quot; imageanchor=&quot;1&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;206&quot; src=&quot;http://3.bp.blogspot.com/_Ek87-wXELgs/TQVC-H-3JOI/AAAAAAAAAZI/8NsmIIZZUAc/s320/paypal-peso.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;If you have a good plan for your future and want your money to grow, you better invest it. People are lack of education on how to manage their money, financial education is really important today. If you want to know more about investment and financial management please let me know and I am happy to share my knowledge to you.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;color: red;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&quot;Financial independence can be decision not a Dream&quot;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;</description><link>http://freezebox.blogspot.com/2011/11/whats-plan-on-your-13th-month-pay.html</link><author>noreply@blogger.com (FreEzEBoX)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_Ek87-wXELgs/TQVC-H-3JOI/AAAAAAAAAZI/8NsmIIZZUAc/s72-c/paypal-peso.jpg" height="72" width="72"/><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-3341488621360667499</guid><pubDate>Tue, 29 Nov 2011 09:08:00 +0000</pubDate><atom:updated>2011-11-30T20:57:35.465-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Break</category><category domain="http://www.blogger.com/atom/ns#">mountain biking</category><title>Pulang-Bato to Kan-Irag Trail Ride</title><description>&lt;div style=&quot;color: red;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;Take a short break dude!&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;--------------------------------&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Cebucyling Lapu-Lapu members decided to join the Mandaue City and Cebu City Members to assault the mountain bike haven in Cebu, it&#39;s the right time since it&#39;s a holiday (Bonifacio Day, in honor of Andres Bonifacio).&amp;nbsp; Waking up early as 4:00am is very unusual but I am excited to go with the team I want to try the mixed-up of deadly uphill and technical downhill. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;This is my longest come back ride after 2 months of hibernation, I almost swallowed my tongue just to grasp some gas on the first 20KM. I&#39;m familiar with the trail since I&#39;ve passed that many times but on the reverse mode, from Ayala Heights (Kan-irag Nature Park) down to Guba-via Pulang Bato. But this time it&#39;s another experience, it&#39;s more on uphill but I am proud coz I can maintain my speed at 9-10km/hour not bad for the come back ride. My computer registered 12.4 (Average Speed), 58.7(Maximum Speed) which I got this during the downhill heading to Kan-irag Nature Park with the Total Time of 3:32:15. &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Thanks God for the nice weather, Boss Jun for the hitched, we saved a lot of energy for it. To Vince Sta. Elena and Sir Tony Dimataga, for our best bike clinic last Sunday. Yeah, it really works I&#39;m looking forward for the next session. Thanks so much for the tips, it works well. I am lucky I did not feel any pain after the ride, now I am more in love with my Corratec Baco X-Vert, my hard tail but works well on the dirt road and downhills. &lt;/span&gt;&lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://4.bp.blogspot.com/-80iAF0gBC3I/TtXVC0UY2jI/AAAAAAAASPw/8L0kaMpsrU4/s512/Photo-0150.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;400&quot; src=&quot;http://4.bp.blogspot.com/-80iAF0gBC3I/TtXVC0UY2jI/AAAAAAAASPw/8L0kaMpsrU4/s400/Photo-0150.jpg&quot; width=&quot;300&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The experience is very awesome, such as the downhill from Sirao to Kan-irag Nature Park, a very wide plain road where you can go anywhere you want. But the best thing is the Kan-irag Trail, I really like the technical part at least I am now confident to face the challenges. Thru my 2 mentors I learned a lot from them, it&#39;s really effective. Looking forward for my second time ride on the same trails. Thanks for inviting me to be a part of a very large group approx. 40+.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;https://picasaweb.google.com/edshark1/PulangBatoKanIrag&quot;&gt;More Pictures Here &lt;/a&gt;&lt;/span&gt;</description><link>http://freezebox.blogspot.com/2011/11/pulang-bato-to-kan-irag-trail-ride.html</link><author>noreply@blogger.com (FreEzEBoX)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/-80iAF0gBC3I/TtXVC0UY2jI/AAAAAAAASPw/8L0kaMpsrU4/s72-c/Photo-0150.jpg" height="72" width="72"/><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-6744951709179721407</guid><pubDate>Tue, 29 Nov 2011 05:15:00 +0000</pubDate><atom:updated>2011-11-28T21:20:35.546-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Blog Updates</category><title>Freezebox.net Will Undergo Major Facelift</title><description>&lt;span style=&quot;font-size: small;&quot;&gt;&lt;style=&quot;font-size: small;&quot;=&quot;&quot;&gt;My site will undergo a major surgical repair this year end to welcome the new content for 2012. I will not focus on sharing my ideas more about on business and how earn an extra income, particularly passive income. Stay tuned for more updates. &lt;/style=&quot;font-size:&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.chatwithcharlie.com/wp-content/uploads/2011/05/nonsurgical-face-lift.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;337&quot; src=&quot;http://www.chatwithcharlie.com/wp-content/uploads/2011/05/nonsurgical-face-lift.jpg&quot; width=&quot;400&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt; &lt;/span&gt;</description><link>http://freezebox.blogspot.com/2011/11/freezeboxnet-will-undergo-major.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-7668900914927114574</guid><pubDate>Mon, 28 Nov 2011 02:41:00 +0000</pubDate><atom:updated>2011-11-30T01:12:56.177-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Extra Income</category><category domain="http://www.blogger.com/atom/ns#">Income</category><title>I am happy to share this great opportunity</title><description>&lt;span style=&quot;font-size: small;&quot;&gt;In this fast changing world, we must also change ourselves. That is why I am looking another source of income and thanks God I found it. Please read below and if you feel that you need it, don&#39;t hesitate to ask me coz I am happy to share it to you.&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;http://thecitylight.journ.ph/files/2010/09/Money.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;240&quot; src=&quot;http://thecitylight.journ.ph/files/2010/09/Money.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;-&amp;nbsp;&amp;nbsp;&amp;nbsp; Want to have a second career?&lt;br /&gt;-&amp;nbsp;&amp;nbsp;&amp;nbsp; Are you dissatisfied with your current job?&lt;br /&gt;-&amp;nbsp;&amp;nbsp;&amp;nbsp; A chance to travel abroad for training&lt;br /&gt;-&amp;nbsp;&amp;nbsp;&amp;nbsp; This is not a NETWORKING COMPANY&lt;br /&gt;-&amp;nbsp;&amp;nbsp;&amp;nbsp; You will learn how money works for you&lt;br /&gt;-&amp;nbsp;&amp;nbsp;&amp;nbsp; Non stop series of trainings&lt;br /&gt;-&amp;nbsp;&amp;nbsp;&amp;nbsp; We will teach you how to manage your money wisely&lt;br /&gt;-&amp;nbsp;&amp;nbsp;&amp;nbsp; We will teach you how and where to invest your money&lt;br /&gt;-&amp;nbsp;&amp;nbsp;&amp;nbsp; Live happy and worry-free on your retirement age&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;style=&quot;font-size: small;&quot;=&quot;&quot;&gt;&lt;style=&quot;font-size: small;&quot;=&quot;&quot;&gt;&lt;style=&quot;font-size: small;&quot;=&quot;&quot;&gt; &lt;/style=&quot;font-size:&gt;&lt;/style=&quot;font-size:&gt;&lt;/style=&quot;font-size:&gt;&lt;/span&gt;&lt;br /&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;style=&quot;font-size: small;&quot;=&quot;&quot;&gt; &lt;i&gt;“Most people don’t want change. They even don’t want others to change. That is why in the great land of opportunity, most people would rather struggle everyday to make a living than to find a way to make a fortune.”&lt;/i&gt;&lt;/style=&quot;font-size:&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;style=&quot;font-size: small;&quot;=&quot;&quot;&gt;&lt;/style=&quot;font-size:&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;color: red; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;style=&quot;color: font-size:=&quot;&quot; red;=&quot;&quot; small;&quot;=&quot;&quot;&gt;Embrace change and you will succeed.&lt;/style=&quot;color:&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;style=&quot;color: font-size:=&quot;&quot; red;=&quot;&quot; small;&quot;=&quot;&quot;&gt;To become wealthy is not a dream, it is a decision. &lt;/style=&quot;color:&gt;&lt;/span&gt;&lt;/div&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;center&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.emailmeform.com/fid.php?formid=685868&quot;&gt;&lt;img align=&quot;middle&quot; alt=&quot;Contact Me&quot; border=&quot;0&quot; src=&quot;http://www.iconspedia.com/uploads/18702685837605125.png&quot; style=&quot;height: 130px; width: 130px;&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/center&gt; &lt;center&gt; &lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.emailmeform.com/fid.php?formid=685868&quot;&gt;&lt;span style=&quot;color: red; font-weight: bold;&quot;&gt;ASK ME HOW&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;span style=&quot;color: red; font-size: small; font-weight: bold; size: 20px;&quot;&gt; &lt;/span&gt;   &lt;/center&gt;    &lt;span class=&quot;fullpost&quot; style=&quot;font-size: small;&quot;&gt;  &lt;/span&gt;</description><link>http://freezebox.blogspot.com/2011/11/i-am-happy-to-share-this-great.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-1750629721425043978.post-8152765261001841012</guid><pubDate>Wed, 16 Nov 2011 06:05:00 +0000</pubDate><atom:updated>2011-11-30T01:24:31.529-08:00</atom:updated><title>Trying Hard Blogger Turns Into a Fulltime Freelancer: First Encounter to Visayas Blogging Summit</title><description>&lt;span class=&quot;fullpost&quot;&gt; &lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;http://vbs2011.cebubloggers.com/participants/&quot;&gt;&lt;br /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;I started blogging on early 2008, I don’t have any intention to make an eye catching post coz I don’t have enough power to sustain on composing long write-ups, my purpose is to share my photographs from different places in the since I&#39;m always traveling. Sharing my itineraries and tips on how to save, in short I am a budgetarian traveler :).&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;I don’t have any mentor to ask for a help but only Mr. Google.com, I started to apply my basic knowledge and I keep on learning everyday. Though I called to myself that I am a trying hard blogger. Until I decided to purchase my own domain which is advantageous than using a free domain. From that time, I am searching on how to monetize my blog just to pay the renewal of my domain. So I tried different affiliates but no luck, until I got an offer on paid post, I was so happy for that though it’s just a little amount but it’s more than enough on my investment which is the domain name which cost around $12.00. I keep on searching the alternative way to earn more and my target is sustain my monthly bill on my internet connection. So I put some pressure to myself not to deduct from my regular income (fulltime in-house call center employee). And luckily I got it since the paid post company is keep on sending me some task to post on my blog. And not only that, last July 2010 I got a very nice offer that is hard to refuse, an internet marking based in the U.S. offered me to be one of their employees and have a regular salary. At the first 2 months I work it as a part time but it seems like I’m killing myself since I only have 2-3 hours of sleep. At that time I earned big on my part time compared to my fulltime job, so I decided to give up my work and become a fulltime freelancer, so far no regrets and I love my job. Currently I am working as wordpress developer/e-commerce and seo analyst.&lt;/span&gt;&lt;br /&gt;&lt;a href=&quot;http://vbs2011.cebubloggers.com/participants/&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;400&quot; src=&quot;http://cebubloggers.com/wp-content/uploads/2011/10/VBS-2011-Poster.jpg&quot; width=&quot;302&quot; /&gt;&lt;/a&gt;&lt;span style=&quot;font-size: small;&quot;&gt; &lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;To cut the story short, I love doing some internet stuff and my life begun to always connected to internet though I consider myself  still a newbie as I keep on learning everyday. I have a college friend named Agnes(&lt;a href=&quot;http://empressofdrac.com/&quot;&gt;empressofdrac.com&lt;/a&gt;) and she’s an active member of &lt;a href=&quot;http://www.cebubloggers.com/&quot;&gt;Cebu Bloggers&lt;/a&gt; invited me to join the bloggers gig in Cebu but I feel shy since I cannot compete to their write-ups :( . (inferiority mode)&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-size: small;&quot;&gt;I joined their facebook fanpage but I don’t bother them even in a single post but I keep on reading their updates. And now I never let pass this opportunity to join &lt;a href=&quot;http://www.vbs2011.cebubloggers.com/&quot;&gt;Visayas Blogging Summit 2011&lt;/a&gt; since this is hosted in our own city. Thanks for the organizers and sponsors for this great event. I am curious and hoping to learn more from this activity, nothing to lose coz the admission is FREE!. For more details on this big event &lt;a href=&quot;http://vbs2011.cebubloggers.com/participants/&quot;&gt;please click here for more details on how to join&lt;/a&gt;. See you there!&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;div style=&quot;color: orange; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Main Organizer &lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;a href=&quot;http://www.cebubloggers.com/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;71&quot; src=&quot;http://www.rubenlicera.com/wp-content/uploads/2011/09/Cebu-Blogger-Societys-updated-logo-300x107.jpg&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style=&quot;font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: orange;&quot;&gt;Co-Organizer&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.smsupermalls.com/smsupermalls/index.php?p=651&amp;amp;mall=8&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;127&quot; src=&quot;http://www.rubenlicera.com/wp-content/uploads/2011/10/VBS-2011-Co-Organizers1.png&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;a href=&quot;http://prworks.wordpress.com/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;57&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/11/prworks-logo-small.jpg&quot; width=&quot;200&quot; /&gt;&amp;nbsp;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/Watson-Philippines-300x76.gif&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;br /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; color: orange; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Diamond Sponsors&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;a href=&quot;http://www.geisermaclang.com/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;127&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/Geiser-Maclang.png&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.virtualstafffinder.com/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;64&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/Virtual-Staff-Finder1.png&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;a href=&quot;http://www.watsons.com.ph/web/ph/home&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;50&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/Watson-Philippines-300x76.gif&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;/span&gt; &lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: orange;&quot;&gt;Gold Sponsors&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;a href=&quot;http://www.solidhosting.ph/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;75&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/SolidHostingSquare.png&quot; width=&quot;200&quot; /&gt;&lt;/a&gt; &lt;a href=&quot;http://cebudirectories.com/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;46&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/Cebu-Directories-300x69.png&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&amp;nbsp;&lt;a href=&quot;http://www.bluewater.com.ph/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;133&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/11/Bluewater-Resorts-Logo_hires-1024x682.jpg&quot; width=&quot;200&quot; /&gt;&lt;/a&gt; &lt;a href=&quot;http://tibiaofishspa.com/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;93&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/11/Tibiao-Fish-Spa.jpg&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style=&quot;font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;color: orange; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;b&gt;Bronze Sponsors&lt;/b&gt;&lt;/div&gt;&lt;div style=&quot;font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;a href=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/11/PinoyGreatDeals.png&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;a href=&quot;http://www.honeycombfc.com/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;71&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/11/Cebu-Financial-Consultant.jpg&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;a href=&quot;http://pinoygreatdeals.com/&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;img border=&quot;0&quot; height=&quot;64&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/11/PinoyGreatDeals.png&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; color: orange; font-family: &amp;quot;Helvetica Neue&amp;quot;,Arial,Helvetica,sans-serif; text-align: center;&quot;&gt;&lt;b&gt;Media Partners &lt;/b&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;http://www.cdn.ph/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;167&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/CDNlogo-300x253.jpg&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;http://www.philstar.com/Category.aspx?publicationCategoryId=39&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;70&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/Freeman-300x106.png&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&amp;nbsp;&amp;nbsp; &lt;a href=&quot;http://www.sunstar.com.ph/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;58&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/Sunstar-Cebu.png&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;br /&gt;&lt;br /&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;http://www.gmanews.tv/&quot; style=&quot;clear: right; float: right; margin-bottom: 1em; margin-left: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;140&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/GMA-7-Cebu-300x212.png&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;a href=&quot;http://www.abs-cbnnews.com/&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;140&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/10/ABS-CBN-261x300.png&quot; width=&quot;174&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;http://www.geohmedia.com/&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;img border=&quot;0&quot; height=&quot;105&quot; src=&quot;http://vbs2011.cebubloggers.com/wp-content/uploads/2011/11/GEOH-1024x544.png&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;br /&gt;&lt;/div&gt;</description><link>http://freezebox.blogspot.com/2011/11/trying-hard-blogger-turns-into-fulltime.html</link><author>noreply@blogger.com (FreEzEBoX)</author><thr:total>0</thr:total></item></channel></rss>