the best practice

Home Based Business

noreply@blogger.com (Unknown) — Sun, 21 Sep 2008 23:07:00 -0700

This post is about how to get a low risk, quick setup home based business. One of the most common methods of starting an online business is to build something up from scratch.

You find a niche, do some research then build a site, add affiliate links and that’s the easy stuff.

Now comes the hard part. Hours and hours of SEO, tweaking your pages, finding suitable link partners, testing different advertising options etc etc.

When you start you generally spend most of your spare time doing it all yourself - to keep costs down.

US Government Business Resources

Nicole from Business.gov wrote to tell me about the US Government Business Resources they have on their site. If you are based in the US, and have your own business, this is a site worth bookmarking.

Business.gov is a site designed to help businesses save time and money by providing a portal to business laws, government regulations, forms and agency contacts.

The site has the backing over 21 Government Agencies and is managed by the US Small Business Administration. Read more »

Accounting Home Based Business

An accounting home based business or one which specializes in bookkeeping has a high chance of being successful.

Tax preparation, bookkeeping and accounting services are amongst the most popular home-based businesses in America. This is also true of many other countries in the world.

There are also opportunities to provide tax assistance, accounts receivable, accounts payable, payroll and inventory services.

If you are comfortable working with numbers, good with detail and very well organised its likely you have the attributes required to make a good go of it. Read more »

Home Business Credit Card

Why bother with a home business credit card ? Well…..from a tax and accounting perspective it is important to separate your personal income from your business income.

This also applies if you have multiple businesses. Keep a separate set of accounts for each business.

Once you have separate accounts setup, accounting for all the revenue and costs for your businesses becomes a whole lot easier.

The same applies to your credit card (or cards). Don’t make the mistake of putting your business expenses on a your personal credit card.

Having a separate credit card is handy for any home based internet business. Most of the products for sale online today require a credit card for payment. This especially applies if your advertising with the larger PPC programs link Adwords.

We run three separate accounts for our online home business: Read more »
Limited Edition Ebay Flipping

Here’s a couple of older posts on an interesting topic.

Most people know about house flipping. Probably not an easy business right now but the principal is the same for limited edition eBay flipping.

First you buy limited editions of prints or fashion items at a sale - then sell them on eBay for a profit

Business Plan

noreply@blogger.com (Unknown) — Mon, 28 Jul 2008 22:26:00 -0700

From strategic management to frontline activities such as sales, billing, staff management, shipping and customer service, this extensive collection of document templates covers all areas of modern business management. Efficiently complete a wide range of time-consuming tasks such as:

Business Planning & Management

* Prepare your board of directors & shareholders' meetings
* Write a powerful business plan
* Assess your industries and competition's strengths & weaknesses
* Conduct a management audit to improve your procedures

Credit & Collection

* Receive dues which are slow to arrive
* Increase your credit facility
* Issue credit to some of your customers

Employment & HR

* Write a complete employee manual effortlessly
* Hire/fire employees
* Hire a contractor/consultant
* Write detailed company policies and procedures
* Prepare professional job descriptions
* Conduct personnel evaluations
* Manage your workforce
* Sign confidentiality agreements with employees/candidates

Finance & Accounting

* Raise capital
* Apply for grants
* Improve accounting methods
* Sell or buy shares
* Improve your relationship with your banker

Internet & Technology

* Learn how to develop an effective website
* Improve your marketing tactics & online presence
* Develop custom software programs or resell other vendors' products
* Expand your market reach with co-branding opportunities and affiliate marketing
* Set up your website's policies (privacy, terms of use, etc)

Legal

* Protect your Intellectual Properties and Copyrights
* Protect your company with confidentiality agreements
* Use By-laws, Shareholders Agreement & Articles of Incorporation to setup your business
* Better negotiate your office lease
* Sublease extra space

Operations & Logistics

* Speed-up and simplify shipping and ordering
* Facilitate equipment maintenance

Sales & Marketing

* Increase your sales with better communication
* Improve your customer inquiries response time
* Plan a marketing campaign
* Send a press release
* Sign distribution/partnership deals to expand your market

Email For Me, what is it?

noreply@blogger.com (Unknown) — Thu, 3 Jul 2008 11:15:00 -0700

Shelburne Chambers
Tariro House, 40-41,
Newington Green,
London, N16 9PR

Dear Friend,
I know we have not met in person but I have a very profiting proposal
which I am sure you can handle. My name is Williams Edward QC. I am a
Barrister and a member of the Queen's Council (QC) working with the
reputable legal firm - Crown Office Chambers in London-UK and I am
only contacting you to help claim deposited funds made by one of our
clients who was involved in a fatal auto crash which killed him and
his entire family in 2003.
Late Mr. Mark Ravi was a personal client of mine and I managed all his
legal affairs. Today, I stand as the only custodian to the deposit he
made in a finance company and now I am faced with the task of
providing a beneficiary for the fund. The amount in the deposit is
$12,000,000 (Twelve Million United States Dollars Only) and the
finance house is ready to release the money to whoever I present as
the true fund beneficiary and next-of-kin to my late client because my
late client issued me a Power of Attorney duly endorsed in the British
High Courts of Justice when he made the deposit and I was his legal
advising counselor on the deposit and other issues.

Now the finance house where my client deposited the fund demands that
I quickly provide a claimant for the fund because the deposit duration
has expired and needs a renewal or withdrawal from their company
otherwise it will be handed over to the government. Because I have not
been able to provide anyone due to my fears of releasing the money to
someone who might run away with it, I am being very careful about
this. I have however decided to try and do this deal with you whether
you are truly related to my client or not and I pray you will not run
away with the money when they release it to you. I will arrange to
formalize your papers so that you can be approved as next-of-kin to my
late client and the fund can be released to you immediately. The
courier/security company has agreed to release the fund in cash to the
next-of-kin to my late client through their liaison office depending
on the area he/she may base. They can pay in these countries;

Europe:-Spain,Holand,France and London
etc,Asia:Dubai,Thailand,Taiwan,India,Indonesia and Singapore
,African:-South-Africa,Ghana and Togo,America:-USA,Canada,Brazil,Peru
and Mexico etc.
We shall draw an agreement between you and me for security of the
fund sharing when it is released to you. I agree to a fifty-fifty
sharing but we must bear serious responsibilities on both sides to
ensure the release of the fund to you. I want you to note that this is
a very serious deal and not a child's play and this time the money
must be released because it truly exists in the finance company. If
you feel we can sign out the funds together, quickly send me your
address, phone and fax and I will call to give you the details of the
deal and send you the relevant transaction documents.You may get back
to me via my direct email address: barrwilliams08edward@yahoo.com
Regards,
Barr.Williams Edward QC
+447011140476

7. Visiting to Exhibition

noreply@blogger.com (Unknown) — Tue, 1 Jul 2008 23:13:00 -0700

Many exhibition type carrying out by company organizer. Whether exhibition local come up with the exhibition of have level [to] local. Start [in] esplanade reach the hotel berbintangn five.
Strarting exhibition [of] result of handicraft, until industrial machine exhibition just Visit all existing exhibition. Needn'T first memilah-milah anyway you not yet had the picture disturb to effort to be run. Aside from you have had enthusiasm [in] certain area, you might possibly only chosening existing exhibition [of] bearing with the effort to be run.

Ask the booklet, leaflet, and brochure [in] each;every stand of exhibition participant. Don'T be thrown [by] after read. Collecting and keep good natty in place. All that the source of information which you might possibly need at other [of] time. Step into the existing stand-stand, dig the information as many as possible.

You might possibly gone off at all of existing stand. But you get the ispirasi in place exhibition, you [is] possible interested with the effort of even organizer, effort penyedia of energy of custodian stand, effort making of partisi stand, or other effort [is] which perhaps can be [done/conducted] [by] if (there are) any exhibition. Or you [is] interested to become the participant stand.

What Stand? Stand [of] any kind of which is it is possible that participant. Might possibly [in] each;every your exhibition open the stand food and beverage. its[his] Sure [is] organizer, participant, and exhibition visitor can eat [in] your stand.

6. Job Training (Magang)

noreply@blogger.com (Unknown) — Tue, 1 Jul 2008 23:12:00 -0700

Job Training? Yws….Why [do] not? By magang [is] we will know many about a[n effort in place magang. For example we hanker to open the effort shop Bakso. Hence we need magang [in] crowded shop bakso [of] customers. If/When you feel the prestige [of] if/when magang [in] environment [by] xself. You go out the town. Look for the most visited [by] the crowded shop bakso [of] consumer. Come and ask the work by trade clean the mug or any kind of the important is to squat every moment [in] the shop.

You have to be downright, spell out members [at] shop owner that you [of] non will look for the kerjaan, you will magang so that understand and comprehend the the ins and outs successful berjualan bakso. So that owner bakso feel [is] not stolen [by] its science, it is of course also if/when have mastered the science of its seluk beluknya ethics [is] you perhaps needn't open the effort of a kind [in] location which is nearby your place magang.

If/When not yet sure, maganglah [in] some type of[is effort. [In] warteg, [in] bookstore, and [in] other effort area. [So that/ to be] you have many knowledge and wait even also you'd have the tendency to enthusiasm [in] area of[is effort what.

During your magang needn't hope the salary. Have been given [by] opportunity magang even also, you have to be grateful. Anyway you is just bailing its science, non searching work. Or when needed you which pay [for] to owner of[is effort in place you magang. Isn'T it true that information, science, that [is] very costly its price. More than anything else this relate to the science make a living.

5. Ask To The Others

noreply@blogger.com (Unknown) — Tue, 1 Jul 2008 23:10:00 -0700

Why must Ask to the others? Aren'T we to start to open the effort? Ask to the others there is nothing wrong anyway, once even also that worker ojeg. just Try [is] you Ask to the worker ojeg. What [is] requirement of worker ojeg? its Sparepart Motor often rusk nope? If destroying, where service? Far nope?

We can Ask to the mother at home. How many sih of rice requirement, detergent, vegetable mayur, lauk pauk, and so on every day? How many sih booth [in] our kampong? Then Ask to the neighbour, ask to the people of se countryside, ask to the people of se town. How many expense of household requirement which must be [released]?

Its nucleus;core [is] we can ask to the whosoever. Asking [at] others [of] any kind of their requirement. Asking [at] others [of] [is] there any opportunity [of] if/when we open the ready effort [of] materials of household requirement. Requirement service the motor and sparepartnya Or occasionally you ask to the pemulung. To what end the secondhand plastic collected, where sell [it], its berpa price, and so on. Enquire that very good to our knowledge. Shame enquire to pervert [in] road;street, aphorism word.

Ask to others, that [is] the same as with the research process. just Assume our [is] checking effort opportunity which we can [is] founded. And (it) is true frankly we are in pursuance of research. But so that don't too complicated its Ianguage, yes we just wear [of] term bertaya [of] [at] others.

Ask to each and everyone enrich our knowledge to opportunity which there [is] still. So that is not impecunious information. More wich we know, hence more and more choice which can be made [by] alternative of[is effort. Simply reminding that that question sentence usually use What word? Where? How? How much/many? Why? Who is? this 5 question [is] just just [is] which can be [replied/ answered] by others [of] hence we know what dibuthkan, how much/many requirement and its price? [Is] why required? How the requirement fulfilled? And who provide / selling the requirement goods? And where its seller place

4. Analyze the Literature

noreply@blogger.com (Unknown) — Tue, 1 Jul 2008 21:50:00 -0700

Literature might possibly its for book, magazine, tabloid, or anything which is in form of article which can be read. such literature, of course article studying problem in around business.
Many reading book have studying problem in around business. Whether book motivate the business and also book studying technical one type of[is effort. Example [of] [of] Book motivate its title Become the Successful Entrepreneur, masterpiece Purdi E. Chandra. From 80 solution divided to become seven shares. Start from; Capital Dare To Early Entrepreneur, Become The Entrepreneur [of] How?, it[him] Emotion Intellegence, Style of Leadership Entrepreneur, That Intuition require to, Studying Experience Entrepreneur, and last [of] Entrepreneur University.

Book studying technical one type of[is effort the example [of] book entitling Successful Kiat Manage and Develop the Restaurant Business, masterpiece of Apocalipse Saidi. The Book study 18 chapter consisted of [by] 5 shares. Start from Preparation, Immediately Start the, Management truly, Sundry [of] Restaurant, successful Until with the noodle. Magazine And Tabloid [of] about business also have many circulating. Like Entrepreneur Magazine, Magazine Pebisnis, Magazine of Duit,Dan of Opportunity Tabloid of[is Effort.

Magazine of edition Entrepreneur 74 / July 2007 misalanya, the comment its[his] important [is] education kewirausahaan inculcated early on [in] column Wacanatama. Column Agribisnis comment the Halfblooded Goat Ranch news [of] Etawa. your Opportunity Column can read about Courses information make the robot. Besides can also you find Start from big effort until dinky effort. Besides also many column of business consultancy, what you can exploit to enquire the something that need the you know. Start from aspect punish the business, finance consultancy, marketing consultancy, and finance consultancy.

Besides magazine, there [is] rising [by] Effort Opportunity Tabloid [of] two week once. [Is] the same as like majalah.membahas kilasan to the a[n business type
handing out [of] Seminar also we can exploit as literature. Therefore all literature had, keep the best of [is] so that maintained special in place. [So that/ to be] facilitating to look for [it], because a[n useful time surely

By owning literature business, hence understanding of you [of] about business will be circumstantial progressively. You'D find millions of amendable idea over there. If/When [is] not exploited now, could probably in other time [of] if/when you have ready to Find its idea. Make the source of inspiration. Read repeatedly, don't Merely once read.

3. Follow The Education of[is Non Formal

noreply@blogger.com (Unknown) — Tue, 1 Jul 2008 21:27:00 -0700

Following education of[is non formal mean we follow the seminar, loka masterpiece and of a kind. Will give the benefit and add the knowledge make the you. Besides can add the new kenalan and might possibly can be invited to become your partner in opening new effort. Of course also can recognize nearer [of] resource person bringing the seminar.

Seminar will extend the your horizon [of] related to business problem. In running effort, we require the understanding in each;every good business aspect conception and also technical [of] operational by detai to effort to be run. Seminar followed have to be given high priority which its theme relate to the business you to run. Except you have the fund which enough, you might possibly follow the other business seminar.

New Friend [of] humanity [of] participants of seminar can be made [by] a discussion friend to study the business opportunity. If (there are) any vision equality, possibility braid the cooperation to open the effort bareng of course very watering down to make the you, because [do] not [by] xself. But have to recognize exhaustively beforehand new closed friend character to be made [by] partner. If/When [do] not now, might possibly a[n time can be [done/conducted] [by] a cooperation. just Assume in this time learning.

Recognizing nearer with the resource person will many benefit. Resource person a seminar of course one who expert [in] its area each. Like the saying of aphorism, ber-guru-lah [of] [at] its expert. Benefit which can be got from resource person [is] science. Besides experience [of] resource person also represent the Iesson worth which can be got. Of course just its success experience is not. Cause learn from others failure [is] the source of very smart inspiration in order not to terperosok [of] [at] [is] same failure problem.

If/When us have never followed the seminar, might not earn the new kenalan and recognize [all] resource person. Might possibly in other our time [is] interested to become the organizer activity which of a kind. If have recognized close to resource person, isn't it true that easy to to contact [it]. More than anything else now have many education institute orienting to print the wirausaha [of] like Enterpreneur Universiy, Enterpreneur College, and other

2. Go To Other Town

noreply@blogger.com (Unknown) — Tue, 1 Jul 2008 21:19:00 -0700

Whom even also you perhaps have the desire to go to other town. If/When your fund [is] insufficient, possible visit can be [done/conducted] to town which [do] not far from your town. So needed pay a visit to other town? or [do] not, depend on each x'self. If can, when needed visit out country to look for the inspiration

Other [of] field, other [of] grass. Other [of] town, other [of] atmosphere. Other [of] country, other also its culture. To multifarious [of] seen ragaman, heard, and felt will enrich the knowledge think. It is of course there [are] also many experience worth got.

[In] other town, [in] other area, [in] other country surely will be found [by] a effort type which is [there] no [in] your town. To this end, non meaning we will imitate the effort [of] exist in other place to be founded [in] your town. If even also you hanker, wrong nothing that and that just just validitys. Nothing that prohibit. during that effort [is] competent to be founded [in] your town. So even also on the contrary, type of[is effort [in] your area - and [there] no [in] area visited. Why we [do] not [is] founded? This one of [the] opportunity.

Follow the example of: if/when you pay a visit to Bali. There [is] shop souvenir which is the effort its nucleus;core sell the its kaos name [is] JOGER. Loh [of] rather than [in] our area also a lot sell the kaos? Correct, many [in] us area which sell the t-shirt.
Then what Iesson which deflect taken [in] JOGER? A lot of! Visitor Jogger have to queue up to [do/conduct] the purchasing transaction [in] cashier desk. Because JOGER [of] non simply selling kaos, but selling uniq. T-shirt JOGER [is] not sold and not to pass on branch in other place. T-shirt of JOGER designed in such a manner with the words HUMOR so that have fascination as souvenir.

Or if/when you go to pay a visit to Bandung. Stop by to Jeans shop [of] [in front/ahead] of Hotel of Panghegar. To what end? [In] our town also there [is] jeans seller. Correct there [is], but sold [by] a Jeans become the clothes and pants. While of Jeans Shop mentioned above, selling good Jeans [of] clothes or pants as according to consumer order. You can order the pants and clothes [in] the shop as according to size measure, model, and materials which fitt in with your appetite.

Still [in] town Bandung. There are some shop selling seconds. All goods type sold over there. Start the clothes, accessories, until bicycle butut. You [is] interested to look for the inspiration? Please visit [in] Road;Street Karapitan. Possible inspiration will be got.

Now I invite you pay a visit to Jogyakarta. In the reality [in] Jogya, hamper [of] [there] no month;moon without book exhibition. More amazed again, [in] this town gudeg in the reality many bookmaking company. From strarting from big publication come up with the small publication. More than 50 publication company becoming member IKAPI. Could probably reach more than 100 effort publication in its entirety. Most of all life and expand. Its marketing until entire/all Indonesia.

You please visit the other town. Surely will be found [by] a unique effort and [there] no [in] your town remain. You can dive at the same time drink the water. If/When you [is] interested wrongly one type of[is effort [in] town which you visit, you might possibly cooperate with the the effort owner to open branch [in] your town

1. Visit The Shopping Centre

noreply@blogger.com (Unknown) — Tue, 1 Jul 2008 21:18:00 -0700

Visiting good Shopping Centre [of] Mal, Trade Centre, Public square and of a kind can be made [by] as momentum to look for the opportunity inspiration of[is effort. [In] our shopping centre can see the consecution outlet-outlet selling various miscellaneous of visible goods dagangan.Di shopping centre [of] outlet [of] any kind of existing, how its service, how many its visitor to each outlet, and so on.
Besides can know the type of[is effort any kind of existing, knowable automatically type of[is effort any kind of which is there is no. If even also all type of[is effort there [are] [in] shopping centre visited, don't then hopelessly that opportunity to open the effort have been closed.

Our visit to shopping centre, non meaning will open the the effort in place. This visit [is] [done/conducted] [by] just for searching the source of inspiration [of] [so that/ to be] mind become opened. Problem wait interested to open to take care the in place [is] other problem [is] which later will be studied hereinafter about location of[is effort.

Checked [of] each;every consecution took. Step into the the shop one by one. Cermati also planology and goods displayed [in] shop rack. If/When possible invite the talking [of] [all] inservice salesgirl and ask the information which you require. It is of course you pretense have to will buy the product [of] exist in the shop. You don't [is] detected [by] just deviling, because salesgirl which [is] asked will be lazy give service your question.

Look for the soybean cake which you [do] not see, [do] not deflect felt, and heard by us [of] about successful secret [of] the effort. Retail Is detail, so expert word [of] business. Therefore have to be careful [of] sedetail possible. Besides with the salesgirl, invite the talking [of] [all] visitor [of] about motivation make interested to visit the the shop. Striving to visit many shopping centre, [do] not only one visit. So that get many Iesson from all that follow the conscience heart.

Area of[is effort what becoming your fascination. If/When many interesting effort type choice make the you, that's better compared to you [do] not have the interest [is] at all. If/When you have many choice, hence you'd more careful in membertimbangkannya maturedly to take choice.

Diging The Business Idea

noreply@blogger.com (Unknown) — Tue, 1 Jul 2008 21:13:00 -0700

Business Idea [do] not come by itself. But can come any time and wherever. Idea come because a process kristalisasi to the life journey which have been passed by. I sure, plenty (of) business idea - ruah which can be found [in] many room and time. Business idea might possibly come when us [is] squat [in] toilet - forgiveness - to pass. Then we close the nose, emerge the idea to create a product to deodorize the faeces - forgiveness- secretory from human being. [So that/ to be] each time we squat [in] toilet [do] not have to at the same time close the nose.

Idea can come wherever and any time. Even business idea can come passing the dream. [Is] such as those which said [by] Ciputra in The Ciputra'S Way, ayng written [by] Andrias Harefa, " I always dream. In my dream that I see the garden which so respect, so that when awaking up, I cannot again depict how respecting garden nya in my dream that. So respect the nya so that when I wish to explain [it] to whom even also, I even dissatisfy with my clarification. Along of in one's sober senses I unable to depict which is as beautiful as my dream that."

We [do] not know who first time find the idea make the cosmetic product - start from powder, eyebrow pencil until lipstick. I cannot conceive the beauty Madonna [of] if/when [is] not basted [by] a cosmetic., possible its face [is] run of the mill.
Many business idea which pass by quickly [in] our marrow, but difficult to be realized. Because keterbatasa of knowledge and pendalaman conception and technical to the the idea. Business idea have to be stringed up, cut fine vegetables, thought of, analysed, and basted [by] sedemikan aspect so that become a business concept. If/When [is] not developed, hence idea - only can become limited to idea

Therefore better each;every business idea which emerge, can be noted in detail in agenda. Who knows tomorrow our day of menggagas of business idea, so that can return opened to be read
To collecting Information
To facilitate the us in getting inforrmasi able to be made [by] a business opportunity, better [do/conduct] one, two or three activity following

Diging The Business Idea

noreply@blogger.com (Unknown) — Tue, 1 Jul 2008 20:10:00 -0700

Diging The Business Idea

noreply@blogger.com (Unknown) — Tue, 1 Jul 2008 20:10:00 -0700

How to Star a Home Business

noreply@blogger.com (Unknown) — Wed, 25 Jun 2008 01:42:00 -0700

Laying the Groundwork to Start Your Business
Dreaming of starting a home business? There are a variety of reasons why people decide to go out on their own and start a home business. There's a certain appeal of being your own boss that creates a feeling of independence that's hard to deny. Starting a business is an everyday dream that not many are fortunate enough to realize in their lifetime. Unfortunately, not everyone is cut out to run their own business. Working From Home Working at home has its own appeal for many people – but not for everyone. Even if you're not cut out to operate your own business you can still work from home by taking a job that allows you to telecommute – at least a few days per week. Technology is making a work at home arrangements more feasible and more accepted every day. Challenges to Starting a Home Business Neither starting a business nor working from home is always a piece of cake.

Starting a business can be a very risky proposition. You not only need to do your homework, you need to stay on your toes and remain alert to potential pitfalls as well as potential opportunities. Additionally, you need to be able to handle not having a steady income. It also requires the support of your family or others in your household: without that there's a strong possibility that either your business won't succeed or you'll have a poor wor of live and family relationships could be severely strained, sometimes irreparably. You may need to work every day of the week to generate the income you need, but you still need to find time to enjoy your loved ones. An occasional gateway is a perfect way to do this without jeopardizing your business. Working at home requires an environment that's conducive to getting your work accomplished. That means in addition to being self-motivated, you'll need some control over noise and family interruptions. Depending on the nature of your business, you may need to make some substantial changes to your home's environment in order to be successful. You Need to Plan Before You Start any Business Someone once said, "If you fail to plan, you should plan to fail". Most new businesses don't survive – this is not doom and gloom, this is fact, and it's a fact you need to be aware of so you can be among those who not only succeed, but who prosper. The purpose of completing the 10 steps is to determine if you have a workable business idea, if you can reasonably operate your business from home, to help you understand how much money it's going to take, and to help you understand how your family feels about the whole idea. You'll benefit from completing the 10 steps whether you decide to go ahead with your home business idea or not. Make the most of it and, if you don't have to, don't rush it. It's very tempting to think you can skip steps, but if you do you may regret it later. As you go through each step, keep notes of what you've learned. At any point in the process you may encounter an insurmountable obstacle in your path that will require you to go back and either retrace a step or start all over. If you decide to go ahead, your notes will come in very handy when it comes time to prepare a business plan.

Step 1: Decide What Products You Will Sell or Services You Will Provide
Carefully consider these questions: · What do you have to offer? · What makes you an expert? · Do you have all of the education and skills you'll need to compete successfully in the marketplace or will you need to do some brushing up or retraining first? · Does the product or service meet a need? · Is this a seasonal product or service, or can you market it all year long? · How sensitive is marketing this product or service to general economic conditions? When the economy is weak, how do you think your business will be affected? · Will you be energized by doing this - is it something you'll love to do or sell - or are you just going through the motions to try to make some money? The saying, "Do what you love, love what you do" should not be taken lightly.
Your business is going to be your livelihood - you should have a good time doing it. If not, it will be difficult to get motivated at times. If you are excited about your business, your customers will notice and it will be easier to get them excited, too.
Step 2: Know Your Market and Your Competition
Here are a few things to consider: · Who is going to buy your product or service? · Will you market to businesses, to consumers, or to both? · What traits do you think your "typical" customer or client will have? · Is the need for your product or service not currently being met or is it already saturated? · Is there something about what you have to offer that will allow you to beat your competitors? · How will you differentiate yourself from your competition? · What is your value propotition? What is your competitive advanteage?
Step 3: Make Sure You Can Perform the Tasks Needed to Run Your Business
You'll have a lot of daily tasks that will need to get done. If you can't do them, who will? Answer this question honestly. Can you handle the day-to-day general business tasks, like: · setting appointments · ordering supplies · bookkeeping · Marketing · filing · answering the phone · checking and replying to e-mail If you'll have help, great. If you can afford to pay someone else to do some of these tasks for you, all the better. But a great majority of home businesses are a one-person operation starting on a shoestring budget. That means there's a good chance you'll have to do everything or it just won't get done.
Step 4: Make a List of What Needs to be Done to Prepare Your Home for Business
With the product or service you have in mind, can you handle the business from your home the way it is right now? If not, what do you need to do to get it ready? · Will you need space for inventory, supplies, records and/or equipment? · Do you already have an area you can use for your office or will you need to bargain with another member of the family to give up some space? · Is the nature of your inventory or equipment such that special climate needs must be accommodated? · Do you need to add a room, enclose a patio, convert a garage or basement, or stake out the attic? · What kind of power needs will you have and will you have to make any alterations to accommodate them? As you determine what you'll need, keep track of your estimate costs because you'll need them later in this exercise. Handy Tools to Consider ·White bord ·
Multifunction inject
More onyour home office
Step 5: What Restrictions Might Prevent You from Starting Your Home Business
Check your zoning laws before you start your home business. If you live in an area that is subject to the rules and regulations of a homeowners' or community association, check for restrictions. Find out what, if any restrictions exist and how you might work within them before you invest one cent in your home business. Whether you welcome clients or customers to your home, if you plan to be operating machinery, or if you'll need to store hazardous materials inside or outside of your home may all have an impact on what you can and cannot do. Will you need a special zoning exemption? Will getting one be a difficult and drawn out exercise? Is it even legal to operate the business you're planning? Will you need a license? Are your products and services potentially subject to patents, trademarks or copyrights?

Step 6: Plan to Protect Yourself, Your Home and Your Family When you go into business, you'll potentially be exposing yourself, your home and your family to a variety of risks. You need to think about how you'll manage those risks before it's too late. Consider this: · Will you need health insurance? If so, how can you get it and how much is it going to cost? When one spouse is still working, the ideal situation may be to get the other included on the working spouse's health insurance coverage if you can. If not, either the cost or the lack of availability, or both may prevent you from starting your business. · If you're carrying inventory, need equipment or are storing hazardous materials what kind of property insurance will you need to avoid suffering financial hardship? How much will that cost? · Will you need liability insurance? Where can you get it and how much is it going to cost? · What about your auto insurance? Will you be using your car for business? Remember, your homeowners' and auto insurance policies weren't designed to cover your business pursuits or business property so there will be restrictions, limitations and exclusions.
Know what they are ahead of time. Insurance is a major expense of doing business, but some coverages like General Liability may be quite reasonable depending on the nature of your business.operating costs.
Step 7: Learn the Risks and Benefits of Each Type of Legal Business Entity
You'll want to research this issue carefully now, because your decision will affect your startup costs. It will also affect your tax situation and your personal liability for the actions and debts of the business. Leverage the IRS for free tax information on the various types of business entities. Finally, your decision will largely determine what steps you need to take in order to set up your business when you're ready to do so.

Step 8: Determine Your Startup Costs
Calculate your startup costs - the amount of money it's going to take to get up and running. At this point, many of your items are going to be nothing more than estimates, but do the best you can. By completing the previous steps you should have a much clearer picture of your startup costs than before you started this exercise. Here are some additional questions that may help you not to overlook something: · Will you need to hire specialists, like a lawyer or an accountant? · Will you need to buy some office furniture or equipment? · What supplies will you need on hand for Day One? Do you need to purchase a beginning inventory? · Are you going to buy a business or franchise? · Will you have construction costs, and if so, how much needs to be done by professionals and how much can you do yourself? · What can you do to lower your costs? Take your time with this step.
Do some price checking and look for legitimate bargains. You're bound to think of things and adjust your estimates all the way up to your opening day. The closer you get to opening day, the more accurate your estimate will be. Step 9: Consider Your Breakeven, Your Cash Flow and Your Funding Options There are several issues questions you need to considered with this step: · How much will you need to pay your bills until the money starts coming in from your home business? · Will you be keeping your full-time job or is there another breadwinner in the family that can help you until you develop an income stream? · What will your continuing outlays be for items like equipment, salaries and/or inventory? · How many products must you sell or how many hours of service will you need to provide before you reach the break even point?
· Where will the money come from? Will you need to borrow or draw down a savings account or sell some investments and/or assets? · Will you need a silent partner to help provide working capital? · Are you willing to use your home equity to finance your business? · Have you checked into loans from the Small Business Administration (SBA)? · Is there any possibility of getting a grant to start your business? Knowing these answers will help you decide if you can act now.
If not, it can also help you to plan to secure the money you need and help you set a target startup date. Step 10: Gauge Your Family's Support for Your Home Business
Hopefully you won't leave this step for last, but doing so won't diminish its importance. Members of your family, at least those still at home or any family members who may need to make sacrifices or lifestyle changes in order to accommodate your business, need to know what you're up to and how it might affect them. If you have a spouse or significant other or children living with you, your home business will be a big part of their lives too. Communication is key to helping them understand. Ask for their support – you'll find that's much more effective than demanding it. Try to understand where they're coming from. If they have questions, issues, or objections, discuss them openly. Caring and open discussions now help you avoid problems later. Couples who plan to operate a business together need to have a pretty good idea in advance if that will work for them.

It's a good idea to discuss who will be responsible for specific tasks. If you can't agree on this now, there's a very strong likelihood you won't agree on it later. Don't let your business damage your family relationships. We all need an occasional gateway and we all need to keep our priorites straight. A strained family situation is bound to show in your business activities - work hard to keep everyone happy!

Lomba Wirausaha

noreply@blogger.com (Unknown) — Mon, 23 Jun 2008 21:28:00 -0700

Lomba Wirausaha Muda Mandiri (WMM) 2008

Apakah Program Penghargaan Wirausaha Muda Mandiri 2008 ?

Penghargaan Wirausaha Muda Mandiri 2008 adalah program pemberian penghargaan kepada wirausaha muda dari kalangan mahasiswa dan alumni oleh Bank Mandiri.

Program yang dimulai sejak tahun 2007 ini bertujuan untuk memberikan inspirasi bagi generasi muda agar bukan hanya sebagai pencari kerja namun menjadi generasi yang mampu menciptakan lapangan kerja.

Selain itu, program ini dilaksanakan sebagai wujud kepedulian Bank Mandiri terhadap pengembangan UMKM (Usaha Mikro, Kecil dan Menengah) yang menjadi salah satu pilar perekonomian Indonesia.

Apa sajakah kategori Program Penghargaan Wirausaha Muda Mandiri 2008 ?
- Kategori Mahasiswa Program Diploma dan Sarjana, untuk mahasiswa D1, D2, D3, D4 S1
- Kategori Mahasiswa Program Pascasarjana dan Alumni, untuk mahasiswa S2, S3 dan alumni (maksimal 5 tahun)

Siapa sajakah yang dapat ikut dalam Program Penghargaan Wirausaha Muda Mandiri 2008?
- Warga Negara Indonesia, belum berusia 35 tahun pada tanggal 1 September 2008
- Mahasiswa perguruan tinggi mulai dari program D1, D2, D3, D4, S-1, S-2, atau S-3
- Alumni perguruan tinggi mulai dari program D1, D2, D3, D4 S-1, S-2, atau S-3, maksimal telah menjadi alumni selama 5 tahun.
- Memiliki usaha yang telah dijalankan minimal 1 tahun terakhir terhitung tanggal 1 September 2008

Hal apa saja yang menjadi poin penilaian pada program ini?
- Aspek Bisnis : Bobot 40%
- Aspek Inovasi : Bobot 30%
- Aspek Sosial : Bobot 30%

Hadiah apa yang disediakan bagi pemenang program ini?
- Terbaik 1 : Piala, Piagam & uang Rp. 25.000.000,-
- Terbaik 2 : Piala, Piagam & uang Rp. 20.000.000,-
- Terbaik 3 : Piala, Piagam & uang Rp. 15.000.000,-

Metode penilaian apakah yang digunakan dalam program ini ? Metode Penilaian menggunakan beberapa tahap yaitu
- Administratif,
- Survey Usaha,
- Penilaian Variabel dan Validasi,
- Penjurian Wilayah,
- Penjurian Final

Apakah maksud dari penilaian administratif ? Yaitu penilaian terhadap kelengkapan data dan dokumen sesuai yang telah ditentukan dalam formulir yang disediakan panitia.

Apakah usaha dari peserta akan disurvey oleh panitia ? Ya, survey lokasi usaha akan dilaksanakan terhadap seluruh peserta karena merupakan salah satu metode penilaian program. Kapan akan dilakukan survey lokasi usaha tersebut ? Survey lokasi usaha akan dilaksanakan segera setelah formulir pendaftaran peserta program diterima oleh panitia.

Apa yang dimaksud dengan Penjurian Wilayah ?
Adalah penjurian yang dilakukan oleh masing-masing Kantor Wilayah Bank Mandiri untuk memperoleh pemenang tingkat wilayah
Kapan penjurian wilayah akan dilaksanakan ? Penjurian wilayah akan dilaksanakan pada bulan September 2008 di seluruh Kantor Wilayah Bank Mandiri

Apakah yang dimaksud dengan Penjurian Final ? dan kapan dilakukan ? Adalah penjurian yang dilakukan di Jakarta untuk memilih pemenang program yang akan dilaksanakan pada bulan Oktober 2008 sebagai rangkaian Ulang Tahun Bank Mandiri.

Berapa orang pemenang dari Penjurian Wilayah yang akan diikutsertakan dalam Penjurian Final ? Penjurian wilayah (8 wilayah) akan memilih 2 orang finalis per kategori, sehingga masing-masing wiilayah akan mengirimkan 4 orang dalam penjurian Final. Sehingga jumlah finalis adalah 32 orang dari 2 kategori peserta.

Kalau saya menang dalam program ini, apakah saya akan dibantu dalam pengembangan usaha saya ? Pada prinsipnya Bank Mandiri akan membantu pengembangan usaha dari peserta program. Selain itu, bagi peserta yang sudah feasible untuk mendapatkan tambahan modal dalam bentuk pinjaman, Bank Mandiri akan membantu peserta dalam hal permodalan sesuai kebutuhan yang diperlukan.

Apakah program ini ada kaitannya dengan salah satu produk Bank Mandiri yaitu Kredit Wirausaha Mandiri ? Tidak, program ini tidak berkaitan dengan Kredit Wirausaha Mandiri yang merupakan salah satu produk kredit Bank Mandiri.

Kapan batas akhir pendaftaran bagi peserta? Pendaftaran Paling Lambat 20 Juli 2008 (cap pos)

Kemana saya bisa mendaftar program ini? Pendaftaran bagi para peserta dibagi menjadi 8 titik pendaftaran sebagai berikut :

Jabodetabek
UKM Center FEUI Kampus baru UI Depok
Telp : (021) 7272425 Fax : (021) 7270024

Sumatera Utara, Nanggroe Aceh Darussalam, Riau dan Kepulauan Riau
Bank Mandiri Kanwil I Medan
Jl. Pulau Pinang No.1 Medan 20112
Telp : (061) 4153396, 4555434 Fax : (061) 4153874

Sumatera Selatan, Padang, Jambi, Bengkulu, Lampung & Bangka -Belitung
Bank Mandiri Kanwil II Palembang
Jl. Kapten A. Rivai No. 1008 Palembang 30135
Telp : (0711) 364008-012, 364013 Fax : (0711) 310992, 3120417

Jawa Barat Bank Mandiri Kanwil VI Bandung
Jl. Soekarno Hatta No. 486 Bandung 40266
Telp : (022) 7506242, 7511878 Fax : 7505810

Jawa Tengah & Yogyakarta Bank Mandiri Kanwil VII Semarang
Jl. Pemuda No. 73 Semarang 50139
Telp : (024) 3520486, 3520484 Fax : (024) 3520485, 3580568

Jawa Timur, Bali, Nusa Tenggara Barat & Nusa Tenggara Timur Bank
Mandiri Kanwil VIII Surabaya
Jl. Basuki Rahmat No. 129-137 Surabaya 60271
Telp : (031) 5316760-66 Fax : (031) 5316776, 5320641, 5316597

Kalimantan Bank Mandiri Kanwil IX Banjarmasin
Jl. Lambung Mangkurat No. 3 Banjarmasin 70111
Telp : (0511) 51405, 51403, 365767/69/70/71 Fax : (0511) 52249, 66719

Sulawesi, Maluku dan Papua Bank Mandiri Kanwil X Makassar
Jl. R.A. Kartini No. 12-14 Makassar 90111
Telp : (0411) 329096, 329097 Fax : (0411) 329095, 3650367

Usia saya belum 35 tahun pada 1 September 2008, tapi saya telah lulus /menjadi alumni lebih dari 5 tahun pada tanggal tersebut, bolehkah saya mendaftar program ini? Tidak boleh, karena maksimal telah menjadi alumni selama 5 tahun

Biaya apa yang harus saya keluarkan untuk mengikuti program ini? Seluruh peserta tidak dipungut biaya apapun dalam program ini baik pada saat pendaftaran, penjurian wilayah maupun penjurian final.

Bagi peserta yang lolos dalam penjurian wilayah dan penjurian final, Bank Mandiri akan memberikan bantuan biaya transportasi dan akomodasi.

Controling Your Money

noreply@blogger.com (Unknown) — Sat, 21 Jun 2008 20:18:00 -0700

Finance Management of[is effort you truly and precisely its use. Don'T mencampuradukan [of] [among/between] personal finance monetaryly [is] effort. To manage the finance truly and precisely, hence have to [do/conduct] the matter [of] following

1. Making Special Account
Make the special bank account for the menyimpan of money intake and [of] related to effort you

2. Casting Aside For A Few Month;Moon
Beforehand you have to cast aside some of money which you have to close over the living cost [of] some month;moon [of] before effort you yield the advantage

3. Employ Yourself
To defray the life hereinafter you cast aside the effort advantage which is the level of have to be determined, just assume [of] your salary as organizer of[is effort

4. Holding The Purse Strings
Holding the purse strings [do] not only [done/conducted] [at] finance of[is effort, but also personal finance. Cause [of] if/when personal finance [do] not in control tend to consumptive, hence will have an in with the finance of[is effort

5. Making Expenditure Budget / household
Making expenditure budget [do] not just for need of[is effort, but also you have to make the budget for person. Such budget can be utilized as a means of expenditure operation, become the you know maximum limit personal expenditure [is] you. Making budget can be [done/conducted] one month once, and evaluate continued [by] your expenditure

6. Profit Sharing ( dividend)
If/When effort you not yet returned the capital, don't first practice on. (It) is true your money usaha-uang also, but to control the effort finance you remain to have to be consistent. Return the Capital or its finance term [is] Break Even Point ( BEP) you can [count/calculate] by using formula ; Total [of] Invesment ( Modal) : Advantage= BEP

7. Investing Advantage
If/When have returned the capital, try you think of to inculcate your money to invesment product [of] besides saving or belikan property ( tanah/bangunan/kendaraan) which can be rented

8. Lessen the Risk
Lessening effort risk can be [done/conducted] by insuring the effort you. Buying insurance product, meaning you transfer the risk to other party ( insurance company). Many choice of insurance product [of] like fire insurance, life insurance, and others

9. Make the Financial Statement
Financial statement can be compiled by using system accountancy which you can study or use the consultant. Financial statement which you require in form of lossy report / profit and balance.

Finance management consistently, discipline, and efesien. Don'T only newly first time open the just just effort [is] you [do/conduct] the dissociation, but hereinafter forget that which you [release] for person [is] finance of[is effort. Even so that frankly your own money, but discipline and consistency in managing finance will have an effect on to performance of[is effort you. Don'T at the (time) of payment due for the buying of credit, money [in] cash of[is effort [there] no because used for person.

Lomba Bussines Plan

noreply@blogger.com (Unknown) — Sat, 21 Jun 2008 07:29:00 -0700

UNTUK PEMUDA 2008

Lomba Bisnis Plan Pemuda 2008 adalah kegiatan yang diselenggarakan untuk kedua kalinya oleh Kementerian Pemuda dan Olahraga Republik Indonesia

Di dalam kegiatan ini, diharapkan mampu menjaring gagasan-gagasan bisnis yang inovatif, layak dan mampu diterapkan ke dalam sebuah bisnis riil, dan sekaligus memberikan kontribusi bagi masyarakat dan lingkungannya.

JADWAL LOMBA

Kegiatan ini direncanakan berlangsung selama 5 (lima) bulan dari bulan April hingga bulan Agustus 2008 dengan.jadwal pelaksanaan kegiatan sebagai berikut:
1. Sosialisasi Kegiatan April-Mei-Juni
2. Penerimaan Berkas Pendaftaran Mei-Juni
3. Seleksi Penilaian Berkas Juli
4. Wawancara oleh Dewan Juri Agustus
5. Penetapan Pemenang Lomba Agustus
6. Pemberian Penghargaan Oktober

PERSYARATAN UMUM KEPESERTAAN
a. Peserta adalah perorangan Warga Negara Indonesia (WNI)
b. Berusia antara 18-35 tahun pada tanggal 28 Oktober 2008
c. (dibuktikan dengan fotokopi KTP yang masih berlaku)
d. Bisnis Plan yang diperlombakan tidak melanggar peraturan perundangan yang berlaku, ketertiban umum, dan norma kesusilaan.
e. Bisnis Plan yang diperlombakan berlaku untuk perencanaan bisnis yang belum beroperasi.
f. Bisnis Plan yang diperlombakan bukan merupakan skema distributor MLM, agen asuransi, member broker property, agen penjualan investasi bursa berjangka, dan semua sistem keagenan yang serupa dengan skema tersebut.
g. Bisnis Plan yang diperlombakan tidak mengandung indikasi skema money game, arisan berantai, ataupun skema piramid.
h. Bisnis Plan yang diperlombakan harus bisa diimplementasikan sebagai bisnis nyata.
i. Bisnis Plan yang diperlombakan belum pernah keluar menjadi pemenang dalam kompetisi serupa di tingkat nasional.
j. Bisnis Plan yang dilombakan adalah karya original dari peserta, bukan merupakan plagiatisme dari bisnis plan yang telah ada. Dewan Juri berhak untuk membatalkan kemenangan peserta jika terbukti ada indikasi plagiatisme.

PENILAIAN
a. Konsep Penilaian
Penilaian dalam Lomba Bisnis Plan Pemuda 2008 melibatkan penilaian kuantitatif dan penilaian kualitatif yang dilakukan oleh tim seleksi dan Dewan juri. Hasil penilaian berupa skor atas variabel-variabel penilaian yang akan diranking oleh tim seleksi. Variabel-variabel tersebut meliputi variabel tujuan bisnis, deskripsi bisnis, perencanaan pemasaran bisnis, proyeksi keuangan bisnis, dan analisis risiko bisnis.
Sepuluh nominator dengan hasil penilaian Bisnis Plan terbaik akan diundang ke Jakarta untuk menjalani proses penjurian secara kualitatif melalui wawancara dengan Dewan Juri.

b. Bobot Penilaian
Bobot penilaian masing-masing variabel dalam Bisnis Plan yang dinilai adalah sebagai berikut:
1. Tujuan Penyusunan Bisnis Plan Bobot 10%
2. Deskripsi Produk Bobot 20%
3. Perencanaan Pemasaran Bobot 30%
4. Proyeksi Keuangan Bobot 30%
5. Analisis Resiko Bisnis Bobot 10%

c. Tahapan Penilaian
Proses Penilaian dalam Lomba Bisnis Plan Pemuda 2008 akan dilakukan dalam 2 (dua) tahap yaitu tahap Seleksi Bisnis Plan dan tahap wawancara Dewan Juri.

Kerahasiaan Informasi
• Segala informasi mengenai usaha yang diberikan menjadi hak panitia dan tidak dapat ditarik kembali.
• Panitia dan Dewan Juri menjamin kerahasiaan informasi yang diberikan dan hanya akan digunakan untuk kepentingan penilaian Lomba Bisnis Plan Pemuda 2008.
• Apabila informasi akan dipublikasikan diluar kepentingan penilaian Lomba Bisnis Plan Pemuda 2008, panitia akan meminta izin tertulis terlebih dahulu dari peserta pemilik informasi tersebut.

Disclaimer
• Panitia dan Dewan Juri tidak bertanggung jawab atas kebenaran, validitas, dan akurasi informasi usaha yang diberikan serta dibebaskan sepenuhnya dari segala konsekuensi yang timbul atas ketidakbenaran informasi yang ada.
• Peserta/ pemberi informasi bertanggung jawab sepenuhnya atas kebenaran, validitas, dan akurasi informasi usaha yang diberikan

PENDAFTARAN PESERTA

Pendaftaran peserta dapat dilakukan dengan cara mengirimkan formulir pendaftaran yang ada di Booklet Panduan Umum, daftar online, atau download di www.lombabisnisplan.com dan menyertakan Bisnis Plan yang akan diperlombakan.
Booklet Panduan Umum berisi formulir pendaftaran dan keterangan lengkap mengenai lomba dapat diperoleh di :

1. Sekretariat Lomba Bisnis Plan Pemuda 2008
Asisten Deputi Kader Kewirausahaan Pemuda
Deputi Kewirausahaan Pemuda dan Industri Olahraga
Kementrian Negara Pemuda dan Olahraga
Gedung Graha Pemuda Lantai 7
Jl. Gerbang Pemuda 3, Senayan
Jakarta Pusat
Telp : 021- 5738592
Fax : 021- 5738592
Email : lombabisnisplan@gmail.com

2. Download dari www.lombabisnisplan.com

Selanjutnya peserta dapat mengirimkan aplikasi pendaftaran berisi :

1. Formulir pendaftaran yang sudah diisi lengkap
2. Bisnis Plan yang akan diperlombakan

Aplikasi pendaftaran dikirimkan ke alamat :

Sekretariat Lomba Bisnis Plan Pemuda 2008
Asisten Deputi Kader Kewirausahaan Pemuda
Deputi Kewirausahaan Pemuda dan Industri Olahraga
Kementrian Negara Pemuda dan Olahraga
Gedung Graha Pemuda Lantai 7
Jl. Gerbang Pemuda 3, Senayan
Jakarta Pusat
Telp : 021- 5738592
Fax : 021- 5738592
Email : lombabisnisplan@gmail.com

PRIZES

Penghargaan bagi para pemenang dan nominator Lomba Bisnis Plan Pemuda 2008 adalah sebagai berikut:

Pemenang I :
• Penghargaan dari Menteri Negara Pemuda dan Olahraga berupa sertifikat dan uang tunai sebesar Rp. 20.000.000,-
Pemenang II :
• Penghargaan dari Menteri Negara Pemuda dan Olahraga berupa sertifikat dan Uang tunai sebesar Rp. 15.000.000,-
Pemenang III :
• Penghargaan dari Menteri Negara Pemuda dan Olahraga berupa sertifikat dan uang tunai sebesar Rp. 10.000.000,-

• 7 Nominator lainnya akan mendapatkan uang pembinaan dari Menteri Negara Pemuda dan Olahraga

CONTACT
Sekretariat Lomba Bisnis Plan Pemuda 2008
Asisten Deputi Kader Kewirausahaan Pemuda
Deputi Bidang Kewirausahaan Pemuda
dan Industri Olahraga
Kementerian Negara Pemuda dan Olahraga
Gedung Graha Pemuda Lantai 7
Jl. Gerbang Pemuda 3, Senayan
Jakarta Pusat
Telp : 021- 5738592
Fax : 021- 5738592
Email : lombabisnisplan@gmail.com
CP : 0817 657 9630 attn Jaka
0818 601 457 attn Poetri

Young Entrepreneurs Award 2008

noreply@blogger.com (Unknown) — Sat, 21 Jun 2008 07:03:00 -0700

BISNIS INDONESIA Young Entrepreneurs Award 2008
KETENTUAN LOMBA

1. Ketentuan Umum Kepesertaan :
* Peserta adalah perorangan Warga Negara Indonesia (WNI)
* Berusia antara 18 tahun s.d 35 tahun pada tanggal 30 Juni 2008 (dibuktikan dengan fotokopi KTP yang masih berlaku)
* Peserta belum pernah memenangkan penghargaan sejenis untuk tingkat nasional.
* Semua jenis bidang bisnis, sepanjang tidak melanggar peraturan perundangan yang berlaku, ketertiban umum, dan norma kesusilaan.
* Didirikan sendiri atau bersama orang lain, bukan merupakan bisnis warisan orang tua atau hibah dari pihak lain.
* TIDAK berlaku bagi distributor MLM, agen asuransi, member broker property, agen penjualan investasi bursa berjangka, dan semua.
* TIDAK mengandung indikasi money game , arisan berantai, ataupun skema piramid.

2. Pendaftaran Peserta

Pendaftaran peserta dapat dilakukan dengan cara mengirimkan formulir pendaftaran yang ada di tempat-tempat pendaftaran atau download di www.bisnis.com dan menyertakan aplikasi yang akan diperlombakan.

Formulir pendaftaran dan keterangan lengkap mengenai lomba dapat diperoleh dengan Download dari www.bisnis.com

Selanjutnya peserta dapat mengirimkan aplikasi pendaftaran berisi :
1. Formulir pendaftaran yang sudah diisi lengkap
2. Kuesioner dan tambahan informasi yang akan diperlombakan (untuk kategori utama) dan Bisnis Plan yang akan diperlombakan (untuk kategori perintis)

Aplikasi pendaftaran dikirimkan ke alamat :

Sarosa Consulting Group
Gedung Bursa Efek Indonesia, Tower 2 Lantai 17
Jl. Jend. Sudirman Kav. 52-53 Jakarta 12190
Tel : 021-5157741
Fax : 021-5157799
HP : 0818-601-457 (Poetri)
Email : young.entrepreneur08@gmail.com
Tuliskan YEA 2008 di kiri atas amplop.

3. Proses Penilaian

Penilaian dalam YEA 2008 melibatkan seleksi awal oleh Tim Seleksi dan penjurian akhir oleh Dewan juri. Seleksi awal berupa penilaian atas variabel-variabel penilaian yang akan diranking oleh tim seleksi. Lima nominator dari masing-masing kategori dengan peringkat nilai terbaik yang lolos seleksi awal akan diundang ke Jakarta untuk menjalani proses penjurian melalui presentasi dan interview dengan Dewan Juri.

4. Kriteria Seleksi Awal

Kategori Utama (Entrepreneur) Kategori Perintis (Business Plan/Prototype)

* Profil Entrepreneur pemilik/ pendiri bisnis tersebut
* Inovasi (termasuk misalnya teknologi informasi seperti internet) yang diterapkan dalam bisnis
* Kinerja keuangan bisnis
* Pengelolaan dan pemberdayaan SDM dalam bisnis.
* Strategi pengembangan bisnis
* Kontribusi bisnis bagi masyarakat dan lingkungan
* Kesiapan menghadapi tantangan di lingkungan eksternal

* Aspek Tujuan
* Aspek Deskripsi Usaha
* Aspek Pemasaran
* Aspek Proyeksi Keuangan
* Aspek Risiko Bisnis

Keterangan lengkap mengenai masing –masing kategori kriteria penilaian seleksi awal dapat didownload di www.bisnis.com
5. Pengembalian Aplikasi

Pengembalian aplikasi selambat-lambatnya tanggal
1. Kategori Utama : 31 Mei 2008
2. Kategori Perintis : 31 Mei 2008

ke alamat :
Sarosa Consulting Group
Gedung Bursa Efek Indonesia, Tower 2 Lantai 17
Jl. Jend. Sudirman Kav. 52-53 Jakarta 12190
Tel : 021-5157741/ Fax : 021-5157799
HP : 0818-601-457 (Poetri)
Email : young.entrepreneur08@gmail.co
Tuliskan YEA 2008 di kiri atas amplop.
6. Penghargaan bagi Pemenang

Kategori Utama (Entrepreneur) Kategori Perintis (Business Plan/Prototype)

* JUARA I : 7.000.000,-
* JUARA II : 5.000.000,-
* JUARA III : 3.000.000,-

* JUARA I : 5.000.000,-
* JUARA II : 3.000.000,-
* JUARA III : 2.000.000,-

7. Kerahasiaan dan Disclaimer
* Segala informasi mengenai usaha yang diberikan menjadi hak panitia dan tidak dapat ditarik kembali.
* Panitia dan Dewan Juri menjamin kerahasiaan informasi yang diberikan dan hanya akan digunakan untuk kepentingan penilaian YEA 2008
* Apabila informasi akan dipublikasikan diluar kepentingan penilaian YEA 2008, panitia akan meminta izin tertulis terlebih dahulu dari peserta pemilik informasi tersebut.
* Panitia dan Dewan Juri Bisnis Indonesia Young Entrepreneur Award 2008 tidak bertanggung jawab atas kebenaran, validitas, dan akurasi informasi usaha yang diberikan serta dibebaskan sepenuhnya dari segala konsekuensi yang timbul atas ketidakbenaran informasi yang ada.
* Peserta/ pemberi informasi bertanggung jawab sepenuhnya atas kebenaran, validitas, dan akurasi informasi usaha yang diberikan.

8. Jadwal Kegiatan

Jadwal kegiatan YEA 2008 akan dilaksanakan sebagai berikut :
No Uraian FEB MAR APR MEI JUN
1. Sosialisasi Kegiatan Lomba
2. Penerimaan Aplikasi Pendaftaran
3. Seleksi Awal dan Survey
4. Penjurian Interview oleh Dewan Juri
5. Penetapan Pemenang Lomba
6. Pemberian Penghargaan

CP :
Putri 0818 601457 e-mail : youngentrepreneur08@gmail.com
Edith 0818 142006
(sumber www,bisnis.com

Dig the Capital Employed

noreply@blogger.com (Unknown) — Sat, 21 Jun 2008 04:34:00 -0700

Diging capital for the effort of can be got from

1. Saving [By] xself
If/When you in this time still work to cast aside some of production to be made [by] a capital employed

2. Individual Loan
You can borrow the money for the capital employed of from old fellow, you, friend, and kenalan which trust to you

3. Sell the Asset
Capital employed also can be got from selling asset which you have, but needing matured idea to sell [it]. Asset don't sold, money [used up/finished] don't know where

4. Loan [of] From Bank
Loan from Bank for the effort of new very [is] difficult got, but you can get with the your production guarantee as worker a company / other institute. Besides, other guarantee in the form of bill of evidence of[is ownership of asset. Except loan without agunan, what its flower [is] above average high enough

5. Lease Back
If/When you have the motor vehicle, there [is] readily company leas back [of] mengucurkan fund for the capital employed of will even also other need with the guarantee [of] bill of evidence of[is ownership of vehicle. just Only have to check in chosening company of leas back, its flower, and also other rule.To the effort walk the, additional capital can be got [by] apart from so-called above, can be obtained from

6. Supplier
From pemasok capital got [by] non in the form of money, but in the form of credit purchasing. If/When effort fluent you during the time. Hence pemasok will not unwilling to give the purchasing credit to effort you

7. Company BUMN
Each;Every company BUMN usually have the program of community development ( society development). Where every year cast aside some of company profit ( 2%) for the program of mentioned as [by] fund bergulir loaned to middle small industry perpetrator ( UKM

Dig the Capital Employed

noreply@blogger.com (Unknown) — Sat, 21 Jun 2008 04:34:00 -0700

Unlimbering

noreply@blogger.com (Unknown) — Sat, 21 Jun 2008 04:30:00 -0700

Preparing x'self to mean we draw up the physical, bouncing, knowledge, process the study as well as capital. Each;Every action, will deliver the risk. So even also by opening effort, we will be confronted with [by] various risk. Where all ugly risk have estuary [to] [of] [at] good loss [of] time, energy, mind, and finansial it is of course.

Physical preparation very needed [by] when us will launch out. More than anything else if/when us pertained newly plunge the corporate world. The change of situation will very having an effect on to condition of physical. Energi required [by] more amount of to handle the new problem to be faced.

Bounce the entrepreneur will differ from to bounce a worker. Entrepreneur have to have to bounce readily with all risk. Is not easy panic and emotional storey;level have to fixed in control. Spirit [of] struggling very required in each;every movement pulse of[is effort. Life dynamics [of] a entrepreneur very uncertain, [do] not as does worker relative stabilize from production side- because monthly get the salary.

Knowledge in running effort of vital importance. This can be got to [pass/through] the various means. Therefore if/when wishing to open the effort have to be adapted for [by] a knowledge had the. Knowledge can be got to [pass/through] the informal and formal education. This time many education kewirausahaan and by dozens education of[is non formal teaching technical [of] certain effort type.

Process the study to a absolute entrepreneur must be done. growth of Information and tekhnologi claim the us to be continued to to [do/conduct] innovate and kreasi in running effort. Innovate and kreasi [of] there's only [at] x'self [of] a entrepreneur continued add its knowledge. Running the effort itself represent the process learn going concern. Each;Every event [is] Iesson worth, that goodness [is] grievous and also pleasant event

Despitefully each and everyone to start to open the effort require the capital, meaning have to prepare the fund which is last for launching out. Except becoming mediator / medium, might possibly [do] not use the capital which is many, last for expense of communications, consume and expense of transportation

Human being Learn

noreply@blogger.com (Unknown) — Sat, 21 Jun 2008 03:04:00 -0700

Become the entrepreneur mean have to become the human being pembelajar. human being [of] Pembelajar [is] each;every individual realizing that each;every troting out [his/its] [is] study process. human being [of] learn believe, that more and more its knowledge hence more and more which not yet known of along with change which faster [in] this information era. Hence becoming human being of pembelajar conciousness will be correct, that each;every work [done/conducted] adal process the study.

As for marking of human being [of] learn [is] have the systematic way of thinking, each;every moment improve the ability, [doing/conducting] continuous repair, will shar the knowledge, and can work individually and also with team.

Think systematic will be able to elaborate to arrange the work sequence from A until Z. Therefore hence each;every us which wish to open the effort have to can think systematic so that can know what must be done in running its effort.

Improving its law x'self ability [is] obliged to to entrepreneur, [so that/ to be] can keep abreast of because each;every second happened [by] the change. This matter will relate to the effort [do/conduct] the repair to the each;every work [of] performed within running effort chronically

On a long term, each;every we wish its effort expand to make good strides. As human being learn, hence we ought to can share knowledge and experience to team formed. If/When its moment wait the, effort have expanded to go forward hence if even also we have illegitimate again work - effort us will be continued to walk because team have owned the [is] same understanding and knowledge in [doing/conducting] company operational.

Each;Every kitapun have to can work together the team, but also have to can work individually as entrepreneur. Because sometimes work must be done by working team [of] but there [is] also a work to do [by] xself. human being [of] learn [is] human being believing that in the sky there [is] still sky, and among big [is] which There [Is] Still Be Big The most

Recognize

noreply@blogger.com (Unknown) — Sat, 21 Jun 2008 01:26:00 -0700

The X'Self Potency

Disingenuous Many people to ownself. So that difficulty comprehend the x'self potency. Recognizing ownself, will water down in reaching successfulness in each activity to be experienced.

Let us identify all that is there [is] in our x'self. Start from nature of, talent, ability, come up with the excess and weakness. Following [is] which require to be made [by] a list identify the nya 1. Biography

List the biography sedetail possible start from

Name Of
TTL
Gender
Status
Name Of Father
Father Work
Name Of Mother
Work [of] Ms.
Formal Education
SD
SMP
SMU
College

Education of[is Non Formal
Courses
Seminar
Workshop
Others

Job Experience
Effort Experience
Organizational
Masterpiece Write / erudite

Achievement
Other Town [is] Which Have been visited the
Other State [is] Which Have been visited 2. Recognize the Potency
Recognizing potency by elaborating several things following
Hobby
Enthusiasm & Talent

Technical Skill
Ability lead the
Ability make the
Erudite Masterpiece
Ability Speak The Interpersonal
Ability Speak[In front/ahead] of public

Way of Taking Decision
Your Creativity
Way Of Pouring Idea
Way Of Finishing Conflict
Your Vision
Condition of Physical
Have had the Disease

Mount the Emotion
Excess had
Weakness had

Business which Wish opened
Reason Of

How do you Running its Business
How much/many potency Capital
You have the Facility Had [by] the as Supporter of business

What wishing
Reached forwards
5 first future
10 year the future
15 year the future
20 year the future
25 year the future
30 year the future

Short Cut

noreply@blogger.com (Unknown) — Fri, 20 Jun 2008 23:12:00 -0700

Star the Bussines

Whom even also you in this time if/when going to be entrepreneur. Whether men will even also woman. Impecunious plutocrat and or. and or [do] not. bad and or. Ganteng or [do] not. All having opportunity to become the entrepreneur. Only circular niatan intention and able to realize you become the entrepreneur truthfully. Knowledge [of] about corporate world have to be owned and continuous study [it] because study process have never recognized the age, have never recognized the gender, do not know impecunious rich, and do not recognize the word desist. During life still walk, hence study process will still going on

Alternative Open the Effort
There are some alternative of[is way of which can make you become the entrepreneur, for example:

1. Marry With the Entrepreneur
Look for the wife / laboring husband as entrepreneur. Ask you [is] involved in to manage the effort to husband / wife. Spell out members squarely, that you want to be the entrepreneur. Wish to learn exhaustively about the ins and outs corporate world. If/When you have ready to anything [of] hence you can open the effort [by] xself

2. Buy The Effort Waralaba
Buying effort waralaba quicken you become the entrepreneur. You needn't think of the idea of[is effort. Cause of[is effort waralaba have ready for operated. Considering some factor in buying effort waralaba; system have worked well, owning good prospect, big market potency, and have banyaak branch its effort. For that look for the information as many as possible about effort waralaba becoming enthusiasm of[is effort you. Discussing with the your relationship and family or you can ask the consultant opinion. Prepare the capital required for the invesment of its.

3. Buy The Company Walk
If/When you wish quickly become the entrepreneur. You can buy the company walk. Buying company, meaning you buy the company share and ask entangled [by] as organizer of[is effort. Company which you buy it is of course owning optimal advantage potency, healthy, and have the good operational system

4. Cooperation [of] With the Entrepreneur
Look for the successful entrepreneur. Invite the cooperation to open the branch of the company which you manage with its tuition. Or open the new effort [is] which you manage with your entrepreneur kenalan. Considering the best of entrepreneur character you to invite the cooperation of[is effort

5. Opening business [By] xself
Opening effort [by] xself [is] last alternative [is] which you can [do/conduct] to become the entrepreneur by which quickly. just Only open the effort [by] xself full of risk of ketidak pastian, if/when you newly start its action [in] corporate world. More than anything else if you not yet owned the idea ubisnis to become the cleaner of[is effort you.
To new you launch out, hence solution hereinafter will be focussed to early your step become entrepreneur.

Don'T Try

noreply@blogger.com (Unknown) — Fri, 20 Jun 2008 22:54:00 -0700

Opening to Bussines

Entrepreneur [is] each and everyone [doing/conducting] economic activity [of] either through [by] xself with or unassisted [of] other energy in obtaining earnings in the form of advantage to the its net income. Motivate each and everyone at the (time) of strarting business activity different each other. There [is] which (it) is true since early intending to become the entrepreneur, usually this group [is] impelled by high desire in reaching aspiration to become the plutocrat. Its view, becoming entrepreneur have the possibility to obtain;get the pengahasilan money which big relative.

There [is] put hand to the other party, but because feeling less enough / satisfy with its production to defray the its life requirement. Hence during luangnya [do/conduct] the business activity to look for the production addition or employ the others in running its effort. In the eyes of this group, without [doing/conducting] business activity [of] besides working- will not can improve the level live. Usually this group, early opening effort [of] only limited to peripheral. Except there [is] PHK or its effort in the reality exceed the its [job/activity] production, hence calling it day to manage seriously [is] its business activity.

There [is] also which have no the other choice, because education limitation - cannot look for the competent work [is] its production, hence setting mind on to become the entrepreneur. this Group view, only single road;street to obtain;get the production [is] become the entrepreneur. This group usually, experiencing of failure for the shake of failure [of] before reaching for successfulness. The failure because of knowledge limitation [in] area of[is effort. There [is] surendering because condition, there [is] also trying continued at the same time study its failure and hereinafter can reach for the successfulness. Usually this group [is] which reach for successfulness.[is] high bravery owner, will learn at the same time try, never give up and persistent, and also have the spirit [of] high to reach for the successfulness.

Still many again different motivation one another in taking choice life become the entrepreneur. But nucleus;core from [at] successfulness [of] each;every entrepreneur [is] lay in [by] effort which do not know the word surender [at] condition of, bravery, persistent in trying, effective and efesien, will learn at the same time try, improve;repairing performance of[is effort day after day, and have the high creativity and innovation.

[All] motivator and provokator entrepreneur which usually have reached the successfulness, oftentimes say that the especial capital to become the entrepreneur [is] bravery. Economical [of] writer, insufficient just bravery to launch out. More than anything else in a condition unstable economics like this time. Many factor which require to be considered [by] before launching out. Cannot be generalized, more than anything else desire to open the effort with the different motivation each and everyone

Launching out have to use the capital. Dot. Anything its effort type [do] not aside from that only as medium or mediator in sales transaction. Become the mediator or medium require the capital to the expense of communications, transportation, consume, and possible the expense of administration [of] like poto [of] copy of binding required. (It) is true [do] not have to cash, can borrow to neighbour or closed friend or look for the partner of money owner to be invited [by] a cooperation. But that [is] same also others capital which of course will be reckoned in [by] sharing holder of[is rest of effort as mediator or medium.

Become to economize the writer, to launch out at the moment where economics macroly not yet stabilized the. Purchasing power [of] some of society still not yet menunjukan repair [of] because of to the number of out of job [job/activity] age, living cost excelsior, expense of costly health and education relative, and other. [For a] while mount the emulation of[is effort excelsior caused [by] a middle strata circle nowadays start a lot peep at to start to to open the effort. this Middle circle have the high education storey;level and enough have the capital. Both for consciously intend to become the entrepreneur nor which have no the other choice because difficulty look for the competent work as according to [his/its] education.

Hence require to be [done/conducted] [by] a[n process of kristalisasi idea in getting business idea owning potency reach for advantage as estuary of[is target of opening effort. [Is] such as those which mentioned above, that opening effort require the capital. capital don't [is] [released] [do] not yield the advantage it to, even might possibly be happened [by] the amblas swallowed [by] a loss risk. If have zero, who'll hit [by] its impact. Of course us opening effort, non [all] officer which we employ and non also [all] supplier, more than anything else [all] competitor and consumer. And if have gone broke, we will be difficult return the accumulated capital to launch out newly.

Besides capital required to launch out [is] comprehensive understanding and knowledge to effort type to be run. Technical problem [of] operational (it) is true we can have recourse the consultant to compile its administration. But conceptually, we have to have the intact understanding to the effort type. So that have the step which must be [done/conducted] to move forward the effort. Minimum [of] global understanding to concept of[is effort [is] at the same time continued to add the knowledge and sharpen the ability of[is effort.