Credit

Are ALL Real Estate Agents Equal?

2012-04-01T20:04:00.001-07:00

My philosophy has always been that if you don’t ever get to speak with and do business with the real estate agent who is representing you, BEWARE! Many agents in the housing market have large teams of individuals, while the service and experience levels are severely low, due to new and inexperienced agents who look for high-profit opportunities, because of the low pay they earn. These mistakes lead to poor service, complaints to local association boards and the DRE; but more importantly, thousands of dollars in losses from the client’s pocket book. This may well be the case with this certain individual that is now in trouble.

I have seen another certain individual always advertising on local television, as another example of this type of representation, while the results produced have been average at best, according to many people I have helped and their friends giving feedback about them. As the old saying does: Don’t be duped by the fast-talking, nice-dressed and loveable smile.

While I am not here to condemn any individual, I feel my duty is to educate the public masses in the regard of how to hire the right agent to assist you in buying or selling your home. As another cliche goes, bigger is not better, but seeing the overall picture of their track record, years in the business and levels of hands-on experience are paramount, while being able to work directly with that individual on an ongoing basis is a must.

As in all crimes committed by people in authority; such as police officers, teachers, politicians, doctors, etc–there is that huge feeling of betrayal, while the important question of how did this happen by an individual held in high esteem in many circles of the community and their peers?

I hope that the blue-collar hardworking real estate agents like me will once again shine through this mess that the small minority of high-rollers create to most importantly the benefit of you, the client.

Call me today (at 619-890-3648) for an evaluation of your property or home search, and the right direction you deserve.

Tags: advertising, are all agents equal?, are all agents the same?, banks, buyers, buying, categorizes, clients, dishonest, DRE, help, hire the right agent, home search, homeowners, housing, investors, John A Silva, La Mesa, local association boards, million, news, online, opinion, owners, properties, property, Prudential California Realty, public, re, real estate agents, Realtors, refer an agent, San Deigo, sellers, selling, social media, stealing, tv, websitesLeave a Reply Cancel replyYour email is never published nor shared.

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Proposed Bill to Speed Up Short Sale Process and Prevent Foreclosure

2012-03-18T14:20:00.000-07:00

The legislation, also known as the Prompt Notification of Short Sale Act, will require a written response from a lender no later than 75 days after receipt of the written request from the buyer. The lender’s response to the buyer must specify acceptance, rejection, a counter offer, need for extension, and an estimation for when a decision will be reached. The servicer will be limited to one extension of no more than 21 days. The bill will also… Read the rest of this article by DSNews.com here: ““.Tags: acceptance, act, approval, approve, attorney fees, banks, bill, bills, buyers, CEO, Congress, counter offers, DSNews.com, Equi-Trax, extension, federal government, foreclosures, Guy Taylor, Home Ownership Satisfaction Survey, HomeGain, homeowner, homeownership, homes, house, houses, housing, housing markets, legislation, lenders, listings, lose home, losing home, Moe Veissi, mortgage, NAR, National Association of Realtors, neighborhoods, owners, process, Prompt Notification of Short Sale Act, properties, property, proposed bills, purchase, real estate, real estate markets, Realtors, rejection, Robert Andrews, sale, Senator Lisa Murkowski, Senator Scott Brown, Senator Sherrod Brown, senators, servicers, Short Sale New England, short sale proceess, short sales, survey, Tom Rooney, transactions, underwater owners, unpaid balance, valuesLeave a Reply Cancel replyYour email is never published nor shared.

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Low Rates, High Obstacles to Refinancing Mortgage

2012-03-17T15:01:00.001-07:00

2012 The Record (Hackensack, N.J.), Distributed by RISMedia and MCT Information Services.

Tags: 15-year mortgage, 30-year, application fees, applications, appraisal, attorneys, closing costs, cost, Fannie Mae, FICO credit score, finances, financial, Freddie Mac, government, HARP, Home Affordable Refinance Program, home purchases, homeowners, homes, houses, housing, interest rates, lenders, lending standards, loan term, loans, low interest rates, low mortgage rates, money, monthly payments, Mortgage Bankers Association, mortgage rates, mortgages, no-cost refinance, owners, properties, property, qualify, real estate, recording, refinance, refinanced, refinancing, requirements, residences, residential, savings, servicers, term, tighter credit standards, title insurance, underwater borrowers, underwriting standardsLeave a Reply Cancel replyYour email is never published nor shared.

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