Points of View

Camiguin Tour Day 2

2011-02-27T03:52:00.000-08:00

Yes, it's been such a long time since I finished the last post but here I am now continuing the Camiguin series. To do a quick recap, here's a map that contains two paths. The violet line is the the path we went through from the previous blog entry and the blue one is the one I will be describing now. We left off at Katibawasan falls. By estimate, tourists would be leaving there before 5pm

Reasons for Cash Advance

2010-07-03T04:05:00.000-07:00

As someone new to the financing industry, you will be bombarded by countless options in how to better manage your financial situation. These options could range from hiring a broker, establishing a business, selling off property and many more and at the end of the day; you would still find yourself wondering which would best suit your financial needs. Furthermore, even if you go ahead and speak

Selling beyond your product

2010-06-13T06:22:00.000-07:00

A lot of us may think that selling is all about having the best product. Something that everybody needs or everybody wants. It may be hard to believe but the product is merely 50% of the whole package. The other 50% is marketing - how you sell your product. Most successful companies are those that know how to market their products. They know exactly what their clients need and how they can

Addiction Recovery, The Beginning

2010-05-20T04:45:00.000-07:00

In the beginning, the only thing that drug or alcohol abusers want is to be left alone to continue using their substance of choice, not caring about be forgotten by all of the people who love and respect them. They forget their friends and family, as they become superficially high and unconscious, removed from reality, or simply absentminded. These people seem to the public to be lost souls

Make Money Through Investments

2010-05-20T01:31:00.000-07:00

One of the best ways to make money is through passive income. This can be done in multiple ways, but investments where all you have to do is lend your money are a good source. There are many different types of investments but the two most common are stocks and bonds. A stock is when you own a share of a company and a bond is when you loan money to a company. Bonds are safer investments than

The John Hardy Incorporates the Beauty of Quality with Sustainability

2010-05-19T00:28:00.000-07:00

John Hardy's story truly begins with his visit to Bali during his world travels. The craftsmanship and tradition of these Indonesian artisans caught his imagination. He set up his workshop in the late Eighties and began distributing his collection to high-end department stores by the early nineties. The name John Hardy quickly became synonymous with distinction. The John Hardy Collection includes

Betting on Sportsbook

2010-05-05T00:41:00.000-07:00

Sports betting is no longer a secretive affair, a business conducted with roughnecks whom you'd be afraid to meet in a dark alley. With the Internet, betting on sports around the globe is as simple as clicking a button. Betting with Sportsbook is quick, easy and interactive - not a bad way to enjoy the game. The Sportsbook option on BetUS is fully licensed, with a successful record which boasts

The Advantages of Home Security Systems

2010-05-04T23:13:00.000-07:00

If you have recently installed a home security system, you might just qualify for a reward that you probably didn't expect. Some banks are now providing people with lower insurance premiums if they have home security systems installed. Specifically, Fidelity Bank is one such institution that has negotiated with insurance companies to create new insurance packages with cheaper rates. Homeowners

Direct TV is Family Friendly

2010-05-04T20:59:00.000-07:00

Direct TV is family friendly. Direct TV decided to provide programming for every member of the family, including baby. BabyFirstTV provides all-infant programming, all the time. This programming is for children who are 2 yrs old and younger. Programs shown on this station are from Brainy Baby and First Impressions DVDs, among others. It also includes a daily story time program. This baby TV is

Clear Internet Service Provides High Speed Mobile Access

2010-05-03T20:32:00.000-07:00

Are you tired of waiting while your Internet connection uploads or downloads? Do you need your wireless access to be available no matter where you are? It's probably time to get Clear internet service. Clear internet services can provide you with true mobile broadband Internet services using its 4G WiMAX technology. This cutting-edge technology gives entire cities the ability to be

Avoiding Identity Theft (Know what YOU can do)

2010-05-02T15:00:00.000-07:00

Recently, I've been hearing complaints from my aunts and uncles about their credit cards suddenly getting frozen or cut because of what the credit card companies call as "unusual activity". They are a bit old and it's very much of a hassle for them to keep calling the bank and ask why it happened and how they get reconnected. As a result, they end up blaming the bank. I really don't think it's

Starting a Simple Internet Business

2010-05-01T19:39:00.000-07:00

Starting a simple Internet business is a pursuit for many who seek the convenience of working for themselves and enjoying a flexible schedule. Finding a viable Internet business can be done through research, interviews and reading as much as you can about the field that interests you. Affiliate marketing is a very popular business idea that many people work from their laptops or from the

U.S. Commodity Futures Trading Commission to Investigate Silver

2010-04-21T22:41:00.000-07:00

According to the Gold Anti-Trust Action Committee (GATA), Andrew Maguire, a metals trader in London, contacted the U.S. Commodity Futures Trading Commission (CFTC) in November 2009, claiming inside information about the manipulation of the precious metals market, including silver. According to Maguire, workers for JPMorgan Chase bragged to him about the manipulation of the market and the profits

Home Mortgage Credit Rates Go Up and Down

2010-04-20T22:33:00.000-07:00

Whether you’re in the market for home mortgage credit to buy a home and take advantage of the first time homebuyer tax credit, or refinancing an existing mortgage, you may have been watching the mortgage interest rates go up and down over the past two weeks. For example, Wells Fargo home mortgage credit rates have been on a bit of a roller coaster ride with a 30-year fixed rate mortgage hitting

House-hunting for good Phone Coverage

2010-04-19T23:24:00.000-07:00

Few would disagree that networking has become probably the most effective tool for every executive. This means that one’s availability at the end of a cell phone can spell the difference between clinching a deal and failing to do so. Huge numbers are moving into bustling Philadelphia, where job opportunities remain reasonably plentiful. The home-hunter scouring Philadelphia apartments needs to

Athletes and Credit Counseling

2010-04-18T22:16:00.000-07:00

When you taste sweet success, it is very hard to keep yourself from various temptations. This is why we can see many movies and sports celebrities ending up in debt, and requesting credit counseling.Cars, huge houses, luxurious trips, and peculiar hobbies- these are just some of the many expenses that these star athletes make, which lead them to bankruptcy. However, we often wonder, how do these

The Art of Smart Sports Betting

2010-04-17T22:11:00.000-07:00

If you are a football fan, hey, you can enjoy the game in all of three ways. You can play the game yourself; there’s nothing like a rain drenched football field to ramp up your spirits. You can watch the game, cheering for a team or another. You can also indulge in some fun online sports betting to show the world your commitment to your team and that you are willing to bet money on it. A little

The Island of Camiguin

2010-03-29T22:53:00.000-07:00

This is the map of the island of Camiguin. Of course, you can find several other maps if you google it (yes, google is a verb), but I chose this one because it's very detailed. I also edited it a bit to emphasize on the things I will be describing. If you've read my previous blog, you would now be able to find your way to Camiguin through the port of Benoni (pointed by the black arrow on the map

How to get to Camiguin (from Davao)

2010-03-28T19:11:00.000-07:00

There are a lot of ways to get to Camiguin from Davao. But you only have two ferry boat options. From Davao, you can either ride a plane, take a bus, or bring your car to a road trip going to Cagayan de Oro. If you take a bus, the fare is 600php for the aircon bus. I haven't tried the non-aircon bus, but i think it's around 500php. The bus will take you to the Agora Terminal of Cagayan de Oro.