Finance

MANAGERIAL FINANCE

2022-01-23T04:55:00.002-08:00

MANAGERIAL FINANCE

Managerial finance is the branch of management that concerns itself with the managerial application of finance techniques and theory,emphasizing the financial aspects of managerialdecisions,the assesment is per the managerial perspectives of planning, directing and controlling.

oil eases aftr iran threat,Italy gets debt boost

2011-12-28T05:41:00.000-08:00

(Reuters) - Crude prices broke a six-day rally on Wednesday after Iran's threat to stop the flow of oil from the Gulf was written off as no more than rhetoric, while a strong short-term Italian debt sale eased stress in European markets.
Tehran said on Tuesday it would stop oil transiting through the Strait of Hormuz if sanctions were imposed on its crude oil exports because of its nuclear ambitions. Washington said it saw "an element of bluster" in the threat.
Brent fell 0.9 percent to $108.28 a barrel by 1150 GMT after climbing more than a dollar in the previous session. Prices have surged over 5 percent since December 16.
European shares reversed early losses to add 0.5 percent .FTEU3, while Asian stocks slipped, leaving the MSCI world equity index .MIWD00000PUS flat on the day. Futures pointed to a slightly lower open on Wall Street..N
"The threat by Iran to close the Strait of Hormuz supported the oil market yesterday, but the effect is fading today as it will probably be empty threats as they cannot stop the flow for a longer period due to the amount of U.S. hardware in the area," said Thorbjoern bak Jensen, oil analyst with Global Risk Management.
It has been an ugly year for equities outside the United States.
MSCI's broadest index of Asia-Pacific shares outside Japan .MIAPJ0000PUS fell 0.7 percent, keeping it on course for a 2011 loss of 18 percent, underperforming a 12 percent decline in European shares .FTEU3 and a 9 percent drop in world stocks.
Japan's Nikkei stock average .N225 ended down 0.2 percent, on track for a 17.6 percent drop this year. .T
Naohiro Niimura, a partner at research and consulting firm Market Risk Advisory Co, said the chances of a violent confrontation with Iran were remote for now but added the tensions would be a major source of volatility in 2012 along with the unresolved euro zone debt crisis.
EURO CURBED
The euro held above an 11-month low against the dollar after Italian short-term debt costs halved at auction, helped by a new government austerity package and cheap liquidity from the European Central Bank.
The country faces the more difficult task of selling long-term debt on Thursday where there will be a greater reliance on international investors to buy 8.5 billion euros of debt with maturities of up to 10 years.
Analysts said market tensions could easily reignite. Italy faces almost 150 billion euros of debt refinancing in February-April alone.
"Tomorrow's auction is more important and will give more insight into general sentiment. Today was a warm-up," said Neil Mellor, currency strategist at Bank of New York Mellon.
The euro was last marginally higher on the day at $1.3071.
Safe-haven German Bund futures were barely changed while yields on Italian 10-year bonds dropped to 6.8 percent, just below the 7 percent rate that is widely seen as unsustainable in the long term for the country's finances.
Banks deposited a record 452 billion euros ($538 billion) at the European Central Bank overnight, giving no sign that interbank lending is reviving, although the nearly half a trillion euros of 3-year liquidity handed out by the ECB last week pushed bank-to-bank lending rates lower.
In the United States, data suggested the economy was on track for a moderate recovery, with improving labor market conditions lifting U.S. consumer confidence to an eight-month high in December although U.S. single-family home prices fell more than expected in October.
Wall Street ended flat on Tuesday following a five percent rally last week which pushed the S&P 500 into positive territory for the year.
Gold edged lower, tracking falls in industrial metals and equities.
The 19-commodity Reuters-Jefferies CRB index .CRB -- largely influenced by U.S. crude oil -- is set for a 7 percent drop in 2011, faring slightly better than equities.
U.S. crude oil has been among the best performers this year with a 10 percent increase, while gold has gained 12 percent as a loss of confidence in the euro zone accelerated investor flight to bullion.

The best time to invest

2011-06-28T15:58:00.000-07:00

The best time to invest is when you have money.
with the money, you can buy or invest everything what do you want

FINANCIAL MARKET

2010-05-27T17:03:00.000-07:00

FINANCIAL MAEKET
In econamics,a financial market is a mechanism that allows peopleto buy and shell financial securities,commodites,and other fungible items of valueat low transaction cost and at price that reflect the efficient market hypotesis.
Both general market and specialist markets,exist. markets work by placingmany interested buyersand sellers in one place,thus making at easier for them to find each other. An economy which rilies primaraly on interacsion between buyers and sellers to allocateresourches isknown as a market economy in contrast either to command economy or to non market economy such as a gift economy.
In finance,financial markets facilitate :

The raising of capital
The transfer of risk
International trade

PERSONAL FINANCE

2009-09-24T07:16:00.000-07:00

Questions in personal finance revolve around

How much money will be needed by an indivual (or by a family), andwhen?
Where will this money come from and how?
How can family assets best be transferred across generations (bequests and inheritance)?
How can people protect themselves against unforeseenpersonal events as well as those in the external economy?
How does tax policy (tax subsidies or penalties) affect personal financial decisions?
How does credit affect an individuals financial standing?
How can one plan for a secure financial future in an environment of economic instability?

Personal financial decisions may involve paying for education,financing durable goods such as real estate and cars,buying insurance,e.g.Health and property insurance,investing and saving for retirement.

Marketing management

2009-09-15T02:04:00.000-07:00

Marketing management is a bussiness discipline which is focused on the practical application of marketing techniques on the management of a firm's marketing resourches and activities.Marketing managers are often responsible for influencing the level timing, and composition of customer demand accepted definition of the term. In part,this is because the role of a marketing manager can vary significantly based on a bussiness size,corporate culture,and industry context. For example, In a large consumer products company the marketing manager may act as the overall general manager of his or her assigned product

marketing strategy

2009-04-09T07:06:00.000-07:00

Marketing strategy

I don't need waiting buyer come to me,but I will looking for buyer to buy my product. When we have to attack and when we have to counter attack and go back.