tag:blogger.com,1999:blog-3026624173337730611Mon, 05 Oct 2009 09:02:33 +0000http://diarikate.blogspot.com/noreply@blogger.com (Kate)Blogger215125tag:blogger.com,1999:blog-3026624173337730611.post-5906709562904356271Mon, 05 Oct 2009 08:23:00 +00002009-10-05T16:32:40.208+08:00Step in Demo Trade.Spent my time watching my trading. Makes my heart beats very fast.. so far not made any profit. Not much money left in the account.Have to study more...* I am buying 3 acre of land in penampang area soon ..RM45000 investment :) *http://diarikate.blogspot.com/2009/10/forex-demo-trade.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-2578913575712316097Sat, 26 Sep 2009 04:55:00 +00002009-09-27T19:28:17.830+08:00Lately I am sharping my knowledge about FOREX at babypips , reading the forex forum and all kinds of news about forex. Step in the demo trading but just watching the trend still not ready to play and trade.I plan to trade next year.So much to learn .... for now I will repeats this words:Make pips Keep pipsRepeat Sound so sweets LOL and don't no why yesterday the idea of going water rafting at http://diarikate.blogspot.com/2009/09/babypips.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-311442087071977762Sat, 19 Sep 2009 16:59:00 +00002009-09-20T01:03:57.647+08:00GreetingsSelamat Hari Raya untuk semua ... and Happy Holiday. Peace 1 Malaysia.http://diarikate.blogspot.com/2009/09/selamat-hari-raya.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-721086942455181669Mon, 14 Sep 2009 08:01:00 +00002009-09-14T16:34:30.384+08:00I am hooked to her books . Last week I read 3 of her books:Confessions Of A Shopaholic Shopaholic AboardShopaholic Ties The KnotsAnd today I just finish reading:Can You Keep A SecretHilarious and amazing books.http://diarikate.blogspot.com/2009/09/sophie-kinsella.htmlnoreply@blogger.com (Kate)1tag:blogger.com,1999:blog-3026624173337730611.post-5687701696081937029Tue, 25 Aug 2009 01:28:00 +00002009-08-25T10:05:46.969+08:00Checking my maybank2u account ... my salary already in. Then I do some transfer :ASB RM350.00 ( 10% saving )Credit card RM 200.00Telekom Berhad RM 105.85BSN RM 500.00Malaysia Auction/Lelong RM 48.00Gone were the days making trips and parking problems to the city. p/s : my budget goal for this month is 10% ( saving) -90% ( spending ). 10% saving RM 350.00 -done. 90% spending consider also done :)http://diarikate.blogspot.com/2009/08/maybank2u-less-miserable-life.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-3200085150860738765Thu, 20 Aug 2009 09:00:00 +00002009-08-20T17:43:24.971+08:00My maid replacement will available within this 3 days that the agent told me. The previous one didnt pass the health test so I am considering installing CCTV at home. I heard so many stories about maid abusing children when parents are not around.I am so scared....... Next week I will survey how much the CCTV will cost me. My friend say that her CCTV cost her RM 1700.00. Anybody out there got http://diarikate.blogspot.com/2009/08/cctv-peace-of-mind.htmlnoreply@blogger.com (Kate)3tag:blogger.com,1999:blog-3026624173337730611.post-2462360261091054701Sat, 15 Aug 2009 06:18:00 +00002009-08-15T14:28:29.954+08:00Uploading sentimental song from YouTube into my other blog. In dreamy mood....http://diarikate.blogspot.com/2009/08/dreamy-mood.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-7937808954646699629Wed, 12 Aug 2009 01:21:00 +00002009-08-12T10:22:41.174+08:00HealthI never bother to ask where their placed the suspected H1N1 patient until my mom was quarantine there for 2 days. Last Monday my mom went to Queen for her appointment and she show some flu symptom. Then she was bring to a new place for her...Luckily my father with her. ( Both of them not familiar with KK area )While I was waiting for my minor surgery turn around 2 pm , I called my father if http://diarikate.blogspot.com/2009/08/h1n1-quarantine-centre-in-kk.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-6009444786853867470Tue, 11 Aug 2009 01:11:00 +00002009-08-11T09:35:12.905+08:00After my biopsy yesterday. The doctor give me 2 days sick leave. I really need this rest... my neck is so hard to move. Sleeping also hard ...I had to adjust my position several times and only get my sleep after 1 am when my eyes too tired .......Here am I resting ...and updating my blog. Nothing much I can do....p/s : to my neighbour who passed away on 8.8.09 .( 25 years old ) Someday I will seehttp://diarikate.blogspot.com/2009/08/sick-leave.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-8881173000151114910Thu, 06 Aug 2009 09:44:00 +00002009-08-06T23:54:57.606+08:00I went to post office today to get my 'Pos Laju'. I noticed that 3 Chinese lady hold a kind of form and the lady behind the counter took more than 10 minutes to process the form for each of them. 3 X 10 minutes (: I am sure they invest in the latest Amanah Saham 1Malaysia. The yellow book look pretty cool to me.As for me... My ASB,ASN and ASW book still screaming for me to save some money ha ha http://diarikate.blogspot.com/2009/08/amanah-saham-1malaysia.htmlnoreply@blogger.com (Kate)1tag:blogger.com,1999:blog-3026624173337730611.post-4176026424682507453Sat, 01 Aug 2009 02:10:00 +00002009-08-01T10:26:56.109+08:00Checking another winning bid ...status 'item sent' :)I am waiting for this :Price .... will keep my mouth close >> until i got this itemhttp://diarikate.blogspot.com/2009/08/waiting.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-9098404219641000257Fri, 24 Jul 2009 11:42:00 +00002009-08-25T10:26:42.189+08:00BudgetI am tired of budgeting because i cannot follow my own budget ... so my August goal : saving 30% , spending 70%.Income RM 4349.00Saving 30%= RM 1304.70 asb 700.00- donekwsp 308.00- doneunit trust 100.00insurance 115.05emergency fund 50.00baby fund 50.00Spending 70% RM 3044.30 - i love this part spend spend and spendloan taxcredit cardbillsgroceryrentnurserytithefaith promiseparentsmiscSimple and http://diarikate.blogspot.com/2009/07/august-goal-30-80.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-6575058417408031668Mon, 20 Jul 2009 08:33:00 +00002009-07-20T16:48:56.552+08:00DebtTime to sit down and update my mega debts.Bank Loan RM 98016.00Credit Cards RM 2168.42Family Loan RM 2000.00Total Debt : RM 94984.42 Thanks God I'm still alive.http://diarikate.blogspot.com/2009/07/debt-update.htmlnoreply@blogger.com (Kate)2tag:blogger.com,1999:blog-3026624173337730611.post-7372089687134557600Mon, 13 Jul 2009 07:45:00 +00002009-07-13T16:50:29.154+08:00What this... Actually I started this blog to track my debt. I try to budget my money but somehow when I got my salary,I just spend,spend and spend. Blame it to my eyes and heart ... I love and heart all the pretty things. ( Confession of the shopaholic - still haven't seen this DVD but surely i must be her cousin :)A few months ago I read this book ' The Automatic Millionaire' by David Bach. The http://diarikate.blogspot.com/2009/07/automatic-millionaire.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-1371250341137586396Fri, 10 Jul 2009 07:47:00 +00002009-07-10T16:37:19.572+08:00Start this week I send my baby to Nursery because my mother not feeling well to look after my baby. Every morning around 7.30 am my husband or me will send the baby to nursery and I will pick up around 5.00 pm. Luckily the nursery just a few block from my house.I am a little worried to left my 10 months baby there but I have no choice. Monthly fees is RM 350.00. So far I think my baby like there http://diarikate.blogspot.com/2009/07/my-baby-first-week-to-nusery-day-care.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-8654837680944574140Wed, 17 Jun 2009 09:48:00 +00002009-06-23T17:28:02.729+08:00Last week I had a neck biopsy / FNAC at Queen Hospital. I didn't feel any pain during the biopsy. I will get the result on 1st July. Antibiotic medicine is always inside my bag now.http://diarikate.blogspot.com/2009/06/biopsy.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-6546964896247270387Sun, 24 May 2009 14:33:00 +00002009-05-25T00:01:50.726+08:00My first time bidding at Lelong and surprise I win. My bid RM56 + RM30 for shipping so total is RM86.00.Tomorrow I will pay the seller through bank ( The seller got good record ) then waiting for this:Item :GRADE AAA REPLICA Gucci handbag I placed my bid for this item also :) Louis Vuitton Never full Monogram Canvas Handbag and I am tempted to bid for this Guess watch Diamond Dial Series Watchhttp://diarikate.blogspot.com/2009/05/happy-bidding.htmlnoreply@blogger.com (Kate)1tag:blogger.com,1999:blog-3026624173337730611.post-8823649245104406712Sat, 23 May 2009 09:39:00 +00002009-05-23T19:20:52.344+08:00I try to updates my blog once a week but its not a promise ....So here are some highlights for this week:Tuesday I used credit card to pay my car insurance RM 245.20 then pay cash RM 58.00 to renew road tax.Pay cash RM 95.83 house tell. Went to maybank to activate maybank2u so next time I can top up ASB online . Then to MBSB ask about their home loan. Early this May I had ask my friend if she http://diarikate.blogspot.com/2009/05/car-insurance-and-road-tax.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-7410247428039016107Thu, 21 May 2009 16:17:00 +00002009-05-22T00:49:06.659+08:00Its past midnight and I am still up and hooked to this net.Better sleep otherwise I will late tomorrow. My baby latest pic - she is 8 months and 21 days todayhttp://diarikate.blogspot.com/2009/05/midnight.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-1156522091048536869Mon, 18 May 2009 07:35:00 +00002009-05-18T16:03:30.775+08:00So PTK 2 result is out today....Mine: 3 and 2 means have to repeat again :(Waiting for DG44 timebase promotion to open. I am qualify this year :)http://diarikate.blogspot.com/2009/05/ptk-2-result.htmlnoreply@blogger.com (Kate)1tag:blogger.com,1999:blog-3026624173337730611.post-7382174706055470370Sat, 16 May 2009 00:52:00 +00002009-05-16T10:56:42.080+08:00Sum up for this week:Wednesday- I went to Queen Hospital seeing a doctor for consultation about my swollen lymph nodes in my neck.I will have several test after this.hope nothing serious.Friday- Bought MonaVie acaiberries RM 160.00 , paid car monthly installment RM 500.00 one month to be free from car debt.Then service my car at EON Bundusan paid RM 132.50.I am using and testing Eumora facial http://diarikate.blogspot.com/2009/05/health-monavie-car-and-eumora.htmlnoreply@blogger.com (Kate)tag:blogger.com,1999:blog-3026624173337730611.post-150306437592276331Wed, 22 Apr 2009 00:16:00 +00002009-04-22T08:37:37.212+08:00"Permodalan Nasional Berhad (PNB) and Maybank jointly launched Malaysia's first online facility for making additional investments in ASB units. With this facility, ASB investors can top up their ASB account online via Maybank2u.com, without the need to visit a Maybank branch or Amanah Saham Nasional Berhad's (ASNB) office.This new service was launched by the Prime Minister of Malaysia, Dato' Sri http://diarikate.blogspot.com/2009/04/maybank-and-pnb-launch-malaysias-first.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-1600518236897448526Tue, 21 Apr 2009 02:50:00 +00002009-04-21T11:02:58.148+08:00Happy to Birthday to me .. happy birthday to me.... happy birthday to me.I will celebrate my birthday at home with my cell group tonight. This evening I will cook some food.Wish more birthday to comes :)http://diarikate.blogspot.com/2009/04/happy-birthday-to-me.htmlnoreply@blogger.com (Kate)1tag:blogger.com,1999:blog-3026624173337730611.post-5986191000562128236Wed, 08 Apr 2009 00:23:00 +00002009-04-08T10:56:54.001+08:00Total income RM 43,400Less : Total relief RM 15,109 CHARGEABLE INCOME RM 28,291Tax on the first RM 20,000 = RM 475 Tax on the balance RM 8,291 at(7%)= RM 580.00 Total Income Tax RM 1055.37Less : Tax rebate for individual RM 350.00 TOTAL TAX CHARGED RM 705.37 TAX PAYABLE Schedular Tax Deductions paid for 2008 Income RM 404.00 --------------------------------------http://diarikate.blogspot.com/2009/04/preparing-my-tax-2008.htmlnoreply@blogger.com (Kate)0tag:blogger.com,1999:blog-3026624173337730611.post-1147750247294054978Tue, 24 Mar 2009 02:11:00 +00002009-03-24T11:13:58.725+08:00Only 4.50%? I think I made a wise move to pension scheme and invest some money from EPF to unit trust."The pension scheme is intended to provide financial security for retired Government employees.Retirees who opt for the pension scheme will be paid a fixed monthly income, a service gratuity payment and enjoy benefits such as free medical treatment at Government hospitals."http://diarikate.blogspot.com/2009/03/epf-declares-450-dividen-for-2008.htmlnoreply@blogger.com (Kate)1