Money Matters

About this blog

2008-10-08T23:54:00.000-07:00

This blog is all about my finances and how I am earning extra money online to pay off debt. I am following Dave Ramsey's Financial Peace plan to get out of debt. That book has changed my life!

If you are just starting out wanting to earn money online....there are some great sources for you to choose from!
*I suggest checking out Cashcrate and Fairytale treasures if you have very little time to devote online. You can earn from these sites while doing very minimal, if any, work.
*If you like to write and want to get paid for writing articles head to Associated Content.

October Report:

EARNINGS:

Fairy Tale Treasures: $9.01

Cashcrate: $1.40

Associated Content: $0

Google Adsense: $.20

Affiliate income: $0

TOTAL ONLINE EARNINGS: $10.61

HOW I EARN ONLINE:

The Niche Blogger - Make Money Blogging

stay at home earnings

2008-08-05T08:22:00.000-07:00

I keep on planning to start full blast on this blog and on my GPT's, but life always gets in the way :-)

I have actually been earning from $3-$5 a month on one article I wrote over a year ago on associated content. This has been motivating me to write again. School starts next week so I hope to schedule in some writing and GPT time while the younger kids nap. I made over $30 on my 3 GPT sites from referrals completing offers. That is always nice to see that money. I just know that if I could place some more links out there I can get that income up.

I have mainly been working on saving money by couponing at Kroger and CVS. CVS is about the most awesome store ever. I will blog soon on how I get massive savings there. I have saved over $800 since January by shopping there. I have a lot of interest from people that want to learn how to get cheap and free name brand items from CVS, so I plan to start a little online course on how to use their ECB program with manufacturer coupons to do this.

JUNE 2008 update

2008-06-24T06:09:00.000-07:00

WOW! Haven't updated in forever. I had been putting making money online on hold for awhile as I had a fulltime babysitting job and just had a baby 2 months ago. I am going to try and get back into the swing of things ith the rising costs of everything around here, our family needs all the cash we can get!!!

My GPT's have still been earning me $10-$20 here and there even though its been almost 6 months that I have done no work on them or referrals. Thats the beauty of these sites.

I am also going to be working on a new blog called Stay at Home Mom World where I will be blogging about all the millions of things stay at home moms need to do in a given day. I will talk about kids, money, cooking, cleaning...you name it. I will tie this blog into that one shortly. Good Luck to all you GPT'ers!!!

Fairytale Treasures...EASY money

2008-01-10T08:54:00.000-08:00

Come and join FAIRYTALE TREASURES today!!

For the next 2 days you can make some super easy money and offers are clearing FAST!!!

From Fairytale treasures email:

All day Thursday and Friday -- earn $1 bonus for every 5 offers completed. Bonuses paid automatically to your account.

Unlimited bonuses !!!!!!!!!
-- for example, complete 5 offers earn $1 extra
-- complete 10 offers and earn $2, etc.

Referral Blitz:All referrals registering on 1/10/08 through 1/31/08 count toward the promotion.Top winner wins $25 and 50% referral fees for three months! -- That's right -- for the months of February, March and April -- the first place winner will earn 50% in referral fees on their first level downline.Place winners in 2nd through 10th also win big! Cash prizes and 30% referral fees for three months! Click 'referral contest' in the members menu for full details and to follow your stats throughout the promotion.

LLNOE

2008-01-09T08:04:00.000-08:00

My favorite forum on the internet is www.LLNOE.com This is a forum for people following the Dave Ramsey plan to get out of debt. This forum has some awesome people on it and they can help with your budget and saving money. They are a great help and support and I suggest everyone check it out.
I have been working hard on my own budget. I have gone to cash envelopes and I am trying to pay cash for everything. This really helps stop your budget leaks and spending sprees!!!!Coupled with this I thought I would delve into the world of coupons and rebates. It is quite overwhelming, but I see so many paople saving so much money. If you think about all the things you could do with the extra money you save I feel the time will be worth it. I added it up and I am spending a ridiculous amount of money on household items such as toilet paper, paper towels, toothpaste etc. I have learned from a few members on LLNOE that they rarely ever even pay any money for products like that!!! Since my budget is so tight and I am quitting my part time job and having another baby I defiantely need to take advantage of these deals. There is a couponing thread on LLNOE. I also joined www.hotcouponworld.com an that site is just amazing!!! Everything you ever needed to know and then some!

2008

2008-01-04T07:15:00.000-08:00

Well, haven't updated in awhile. This is my last month at my part time job...yeah!!!! I will be babysitting full time and getting back to earning online. I need to make $200 a month online to make up the money i was making at my full time job. I will be doing this through good old fashioned GPTs and article writing. I just need to figure out a schedule. Naptime lasts about 2 hours here so I am going to be able to work those 2 hours and maybe 1-2 hours at nite. This should help me achieve my goal. This month I am just going to focus on cleaning out my house and getting things organized. The baby is due in May so I want to get as much prepared for him as possible.

I am only making monthly goals from now on. A big goal like "losing weight" is just too broad and unparticular for me. so, for January:

clean house room by room and declutter
eat 4-5 servings of fruit and veggies a day and take vitamins
walk 1 mile a day 5 days a week on treadmill
make a budget and use cash envelopes

Working on Referrals

2007-12-13T08:07:00.000-08:00

I used to get so frustrated trying to find referrals for my GPT sites. Since I implemented the techniques I learned in a special report I found it has become much easier. I am not using any kind of link referral system or other kind of scheme. I am talking about getting quality referrals! I want people that are out looking for a way to earn money online. In the long run these people will earn you more money. I'd rather have 10 solid, active referrals than 100 non-active referrals. Now, its true that some GPT sites run referral contests and you can win quite a bit of money from them. For example Deal Barbie Pays has a referral contest running right now where the top 5 winners get a decent amount of cash. This one way to earn some easy, fast cash and you can use link referral systems that allow people to sign up as a referral under you and certain terms apply, like they have to complete so many offers. This way of refferal earnings can earn you immediate cash, but will do little for residual income in the future.YOu may get lucky and have a few continue to complete offers.

I am looking for long term residual income. Thats why I follow the techniques in this report I purchased. Most of my referrals are still active. Over time, their earnings will taper off as they themselves have gotten their own referrals and they will not be as active as they have others earning for them. This is why I feel it is important to work a few hours a week on trying to gain new referrals. It really easy once you get a few ideas of where to pick up referrals. I think it is a great way to earn some easy money. One GPT site, CASHCRATE gives out a $3 bonus once a new referral has completes 10 offers. If you can get just 5 people a week to do that you can earn $60 a month just in the bonus money. You will also earn 20% of their earnings from the offers they completed.

As you can see this is a pretty simple way to earn money with minimal time invested.

If you would like to purchase the special report that I learned my techniques from Click here to view more details

I WON $250 this month!!!

2007-12-04T18:11:00.000-08:00

I won $250 on Deal Barbie Pays!!!!! I cashed in my signs for tickets in the monthly drawing and I won!!! I am so excited. I never win anything. I LOVE DEAL BARBIE PAYS!!!!

The drawing is every month. Just complete some offers and cash in your signs...you could be the next winner!

Busy, Busy, Busy

2007-12-01T07:26:00.000-08:00

I have been really busy as I am sure everyone has as the holidays approach. I LOVE december!
Its crazy, but fun. I also find out this week if we are having a boy or girl! Can't wait.

Anyways, I made a little over $60 in November again thats just from referral income. I did not have time to complete any offers or do any surveys. I am going to try and recruit more referrals this month. thats about all I will have time for. I really like that I can earn money while putting no money upfront. It really is a great extra income for me. I do work a part time job right now, but after baby #3 gets here I will be back at home full time. I do babysit 2 kids and am looking into getting liscensed. I may try and pick up one more kid after the baby is here. I will be making a decent income from that while being at home with my kids.

Once I quit work and am settled in with the baby I am going to work a few hours a day online again. I am not into building websites and things like that. I also do not want to pay out any money at all online. I am going to be doing godd old GPT sites and writing articles for associated content. AC pays right into paypal now and I really love that. My main referral income is from Fairytale Treasures. I really love this site although they do not have the highest referaal percentages. they come up with new contests and programs all the time. I know there are like a million of these sites out there right now, but check out this one. They do trivia and all kinds of fun stuff!!!

My goal for December is......to enjoy the holidays and time with my family. Thats it!!! I worked hard all year long and I am going to relax this month. If I make $0 that is OK with me!!!!

Happy Holidays!!!!!!

Great site for promoting your blog!!!

2007-11-13T07:43:00.000-08:00

This site is a free site strictly made for blog promotion for mommies! All you do is submit your blog and if accepted you get featured on the front page. To stay on the front page you need clicks and referrals, so all you do is promotoe the site and your link. I think its really cool to see other mom's sites too.

Click HERE to sign up!!!
I am the one with the ultrasound picture momma #1131.

November

2007-11-01T07:24:00.000-07:00

Well, I made $60.05 in October which is just from referral income. I did not have time to write any articles or complete any offers. I had a bad month with my pregnancy and was put on bedrest and light duty. Couple that with my part time job and the 2 kids I am currently watching, I have NO time.
So, for November.....
I am going to leave my links at a few places everyday to try and get more GPT referrals. I did gain 15 new referrals this month from doing nothing. I had worked in August on getting referrals and from the places I left my link I gained 15 in October too. That really shows you how a link put out there today could possibly continue to get your referrals far on into the future if you put them in the right places. Right now, that is the best way for me to make money with the limited time that I do have. Other than that I may try and write a few articles here and there.

Good Luck in November!!!

Doing Better

2007-10-28T08:13:00.000-07:00

Thankfully, I am doing better. I have been put on light duty due to some pregnancy issues, so I will only be working my part time job a few hours a week. This means I can step up the interent work! I will be focusing on referrals and article writing. These are the easiest things for me to do and are not very time consuimg. I can do a little here and there. I am going to make a plan for November. I am so excited the holidays are coming up! I love the end of the year :-)

I am scouring the interent for great places to gain some active referrals. Whats so great about the referrals that I do have...80% of them are active. I am going for quality referrals not quantity. I do not want people to join unless they are really looking for a way to make money. So i try to find the best places to find people that are in need of extra income or any income and I tell them my story and lead them to this blog. I have found thos to be quite successful. It does take a bit more time and research, but it is worthwhile!!!

Referrals

2007-10-10T06:52:00.000-07:00

I decided that wht is most worth my little time that I have on there is getting referrals. So I am using the methods that Amy Bass taught me in her report on how to earn Massive Passive Income. Click here to view more details By using these methods I was able to make quite a bit of money really fast and I earned referrals that are still active today!!! Since I don't have a ton of time on the interent anymore I feel this is the best way to go. I will also complete offers and do contests on my 3 favortie GPT sites. I like to keep active on offers so that my referrals can see how easy it is to make money. Come and join me!!

work, work, work

2007-09-25T14:37:00.000-07:00

I have been horribly sick to say the least so far with this pregnancy :-) My other two went great, this one...i have every symptom in the book. I started back at my part time job and I am watching 2 kids now, so I amnot finding time to work on the internet. I really wish I had the time to make this a full time income, but I don't. I need a steady paycheck right now. i figure I wll just do some GPTs and article writing here and there and try and make a few extra bucks a month in my free time. I will try and aim for $100 a month. How are you all doing???

Good news!!

2007-09-11T06:45:00.000-07:00

Well, I've been exhausted and feeling sick for awhile and not wanting to do much work LOL. Just found out that baby #3 is on the way!!! I'll be due around April, I am getting an ultrasound in 2 weeks to confirm the dates. I'll have to rework the budget and start saving a little extra money as I have sold all my baby stuff claiming I was never going to have more than 2 kids :-)

Anyways, I am feeling a little better today and I need to step up the work as I will definatley need to make as much extra money as possible now!!!

I Love Deal Barbie Pays!!!

2007-09-06T06:26:00.000-07:00

I just won 7th place in a referral contest on Deal Barbie Pays and earned $15!!! I only did a few hours worth of work on trying to get the referrals. Almost all of the referrals are active too!!!

I am excited to start the month off with that money in my account. Do you want to know how I got the referrals?? Then you need to check out this special report I bought!!! It shows you exactlyhow to get more referrals and earn some Massive Passive Income!!!!

Click here to view more details

There is also a bonus day today on Deal Barbie.....for every 10 offers you complete you earn and extra $3.50 in your account.

Join today!!!

Squidoo

2007-09-04T07:21:00.000-07:00

I have created 3 Squidoo lenses this month. Stop by and check them out!

http://www.squidoo.com/caringforasenegalparrot/
http://www.squidoo.com/sahmguidetomoneymatters/
http://www.squidoo.com/becomingdebtfree/

For anyone wanting to try Squidoo I have some great links to some info on getting started!

http://www.squidoo.com/howtodosquidoo/
http://www.associatedcontent.com/article/151452/how_to_create_a_squidoo_lens.html
http://www.squidoo.com/squidoo-profits/

I am still researching like crazy on how to get your lenses to rank higher and so forth. I will keep posting on how my lenses are doing. I want to make 15 lenses this month (1 every 2 days) and then write articles on them with my links. I am then going to submit the articles to 3 sites. After I have researched on how to make lenses rank better, I will work on some methods to get mine higher ranked so I get more traffic. We'll cc how mine do!!!

September Goals

2007-09-02T06:58:00.000-07:00

My goal is still to make $500 this month in online earnings. To do this I am going to:

*work on referrals for GPT programs
*earn income from Squidoo..I am going to make a lens one day and the next day I am going to use article marketing to get my link out there. I am going to spin the article and submit it to 3 article submission sites. this way I can earn money from Associated Content also. After the article is accepted by AC I will go back to the lens and put a link to the article on my lens so that I can also get more page views on AC and make bonus money.
* I need to earn $12 on FairyTale Treasures as soon as I can so that I can take advantage of their 25% referral earning program.

What are your Goals for this month???

How much is your blog worth?

2007-08-31T15:19:00.000-07:00

My blog is worth $2,822.70.
How much is your blog worth?

I found this on a blog I was reading called Business Opportunites weblog and thought it pretty interesting. It says "Inspired by Tristan Louis's research into the value of each link to Weblogs Inc, I've created this little applet using Technorati's API which computes and displays your blog's worth using the same link to dollar ratio as the AOL-Weblogs Inc deal." Check out how your blog rates!

Cash Out Day

2007-08-31T10:42:00.000-07:00

I went ahead and did my cashouts for August. Don't forget to do yours!!! I did pretty well on my GPT sites and I am working hard to get referrals. I really wanted to make $500 in August and I sure did not meet that goal. September is looking better because I no longer have my part time job. I will have much more time to focus on making money online for the month of September!!

Squidoo

2007-08-30T07:04:00.000-07:00

I am still having troubles making a website and I do not have the money to buy any tools that can help me :-) So, I am going in a different direction. I have been researching Squidoo and I am going to give it a whirl. Squidoo is very easy to do. It is pretty easy to make a simple lens, and I am going to be working on making a bunch of in depth lenses. Squidoo also has a pretty cool referral bonus where you refer a friend to be a Squidoo lensmaster. When your friend's lens earns its first $15, you AND your friend will each get $5, free!

I am going to be using lenses to get referrals to the programs I already use and I will also be creating lenses on some niche topics I have ideas on so that I can earn money from the Adsense. Squidoo shares Adsense revenue and Squidoo also allows you to use affiliate programs relative to your topic to also earn money. That means you can use sites such as Clickbank and Amazon to earn money from. I have read that Google favors Squidoo so if you can find some niche topics, make a good content lens about it, and put in some affiliate marketing and links you can profit from SQUIDOO.

I will keep you updates on my progress as I am starting from ground zero here.

I would love to be able to creat a lens a day. Since I am currently not working becasue I quit my part time job, I will have more time to dedicate to making money online.

Earn 25% on Fairy Tale Treasures

2007-08-26T20:45:00.000-07:00

I just recieved an email from Fairy Tale Treasures stating the following:

Fairy Tale Treasures
Sunday, August 26th, 2007
News Release

We're into our final week of the month and we have some great news and promotions for everyone to help earn some extra cash before the withdraw deadline of 8/31st.

1. All day Monday, August 27th -- earn $1 Bonus for every 5 offers completed!

2. Sign up bonuses increased to $2 until we reach 4500 members!

3. Introducing the 25% Referral Club. This is a special 'add-on' incentive for members who really enjoy promoting Fairy Tale Treasures. The regular referral fees are still in place for everyone. However, if you are interested in increasing your earnings per month you might want to check out the details of the club.

Introducing
Fairy Tale Treasures
25% Referral Club

We want to reward members who work hard to promote Fairy Tale Treasures! Therefore, we are introducing the "25% Referral Club." With so many new incentives sites opening every day --we realize we have a lot of competition -- and we would like to reward the members who continue to promote and enjoy Fairy Tale Treasures.
Members of the '25% Referral Club" will earn 25% referral fees in any given month!

Here's how it works:
You must have at least 5 members in your 1st level downline. Current referrals count!

To qualify for the higher referral fees of 25% you must complete at least $12 worth of offers for that month. These offers are those which you have personally completed (and are approved by the advertiser). (Daily Surveys which can be completed each and every day WILL count toward this minimum ... to allow any one ... no matter how long they may have been completing offers on incentive sites to be successful at this minimum. We also list new offers each and every week ... and we'll be honest ... this requirement is to encourage your participation here at FTT vice another site -- and we're willing to reward you for your effort with higher referral fees of 25% for doing so. This may also be the perfect opportunity to trial one of the 'paid trial offers' each month.)

Once you have completed the $12 minimum of credited offers send us a support ticket and we will change your current referral earnings to 25% for the current month. You will automatically begin earning 25% on your downline's earnings from that point forward for the current calendar month. You may qualify for the 'club' at any point during the month -- however, the extra 25% earnings begins from the time you have completed the $12 minimum.

To qualify for the 25% earnings for the next month you need to complete an additional $12 in offers for that month. For example, if you qualify for the extra referral fees in September you will need to complete an additional $12 of offers in September to qualify for October. Offers completed from today forward will count toward your $12 minimum for the month of September and for the remainder of August. If you reach the $12 minimum today you will begin earning referral fees of 25% for your first level from today through the end of September. You will need to re-qualify for October by completing at least $12 worth of offers in the month of September. As long as a member retains 5 active referrals in their downline -- and completes a minimum of $12 of offers each month you will continue to earn 25% in referral fees.

Please note: your referrals stats may change as a result of inactivity. For instance, we do change the status of members to 'inactive' when they have not completed an offer or signed on to the site for 60 days; we also delete members when requested to do so -- which often happens when a member no longer wishes to be a member or did not fully understand what they were signing up for. Both of these situations may impact the number of referrals you have each month. Each referred member will need to meet 'verificatiion requirements' such as valid profile information (which includes address and phone number). An active referral is one who has completed as least one offer in the past 30 days. All five of your referrals need not be active at the same time, that is, they will have 30 days to complete at least one offer in order to remain a 'qualifying' referral for the extra referral fees.

You may qualify for the 25% Referral Club at ANY time during any given month. Let's say you begin today and complete your $12 minimum three days from now ... at that point you will begin earning the 25% referral fees. Maybe, it takes you a week or two to complete the minimum amount of required offers -- that's okay ... once you complete the minimum you automatically begin earning the extra referral fees from that point forward for that calendar month.
Any questions? Submit a support ticket!
Since this is a new idea we may modify the program for next month (October) -- based on members' responses and suggestions.

I think this is a pretty good deal and I will make sure to complete $12 in offers as soon as I can in Spetember!!!

Article writing research

2007-08-22T20:27:00.000-07:00

I posted earlier that I was going to focus on how to write better articles for Associated Content since I had a few articles rejected.
The first thing I learned is to research the topic I wnat to write on AC so I can see if there is just tons of content on that subject. I type in a few keywords on my article idea and see what i come up with. This is the main reason my articles were rejected.
Secondly I need to pick very specific articles. I had one rejected for "being too broad" SO if I come up with an idea I need to narrow it down to a specific topic in that area.
Third, I am thinking that maybe my writing skills are not as good as they used to be (out of school 10 years can do that to ya!) So I found an awesome article that can help you write "killer" articles.

Its called Content Speed Writing. This article is really helping me work on the formation of my articles.

I am going to put these tips into play and see how it goes!!!

Frustration

2007-08-20T14:42:00.000-07:00

I have had my past 3 articles rejected by AC. I am not very good at writing apparently LOL. They had a call for content on Hurricanes...I wrote a good article on hurricane preparedness only to be rejected because they had too much content on Hurricanes. I don't get it...Anywyas..i am going to spend a few days researching topics that they don't have a lot of contenet on and get some article ideas.

Also i ended up quitting my part time job. its a long story, but mainly I have been there 10 months and have had a fill in manager for my regular boss who is on maternity leave. This new manager (whom I have been there longer than) decided she didn't want to give me the schedule I was hired for and kept messing with my hours. With my husbands job, my babysitting, and my having 2 kids of my own I was unable to work the hours any longer.

So now I have extra time to work on the internet, but I will need to really focus and start finding more ways to make an income on here!!

Money Matters

About this blog

stay at home earnings

JUNE 2008 update

Fairytale Treasures...EASY money

LLNOE

2008

Working on Referrals

I WON $250 this month!!!

Busy, Busy, Busy

Great site for promoting your blog!!!

November

Doing Better

Blogroll

Referrals

work, work, work

Good news!!

I Love Deal Barbie Pays!!!

Squidoo

September Goals

How much is your blog worth?

Cash Out Day

Squidoo

Earn 25% on Fairy Tale Treasures

Article writing research

Frustration