tag:blogger.com,1999:blog-79336913466208093492024-08-31T07:30:47.174-04:00Credit RepairCurrent Mortgage Rateshttp://www.blogger.com/profile/16011858654050907064noreply@blogger.comBlogger7125tag:blogger.com,1999:blog-7933691346620809349.post-42406687205780275892007-10-31T23:25:00.001-04:002013-04-01T20:22:05.172-04:00

I saw a post today indicating that 'valid information' can't be removed from the credit report.This is INCORRECT as many individuals have and continue to remove VALID items on their credit report.Bankruptcies, credit inquiries, judgments, collections, and late payments can all be removed from a credit report whether it's valid or not.Is going to a credit repair agency the best option? Probably

Current Mortgage Rateshttp://www.blogger.com/profile/16011858654050907064noreply@blogger.comtag:blogger.com,1999:blog-7933691346620809349.post-23663040097625748742007-10-10T22:13:00.001-04:002013-04-01T20:22:09.642-04:00

37 Days to Clean CreditIt's important to strategize your disputes in order to have a successful outcome. Not many borrowers are aware that deleting negative items on your credit report can hurt your score. One of the main factors in a credit score is the 'credit history'. Whether it's positive/negative it will impact your score in a positive/negative way. Derogatory accounts can be on your credit

Current Mortgage Rateshttp://www.blogger.com/profile/16011858654050907064noreply@blogger.comtag:blogger.com,1999:blog-7933691346620809349.post-91591033739688476162007-09-12T19:28:00.002-04:002010-03-08T18:18:38.712-05:00

37 Days to Clean CreditThe law states that the 7yr period begins 180 days from when the original creditor reports the chargeoff. There are a lot of MYTH'S going on that the account stays on FOREVER or that when it is RESOLD it will stay on for another 7yrs. This violates the FCRA..and should be taken care of immediately! KNOW YOUR RIGHTS!Section 605(a)(4), which has been in effect since the FCRA

Current Mortgage Rateshttp://www.blogger.com/profile/16011858654050907064noreply@blogger.comtag:blogger.com,1999:blog-7933691346620809349.post-60123851386778957192007-09-12T19:18:00.001-04:002010-03-08T18:18:51.433-05:00

There are many places that claiming that credit repair is a MYTH!A lot of these ads or articles are supported by the actual credit agencies!Credit Repair does work but you will also need to find the right company.Not all credit repair companies offer the same level of service.The best credit repair companies offer a monthly subscription service..and dont charge a large sum upfront. (1,000)Good

Current Mortgage Rateshttp://www.blogger.com/profile/16011858654050907064noreply@blogger.comtag:blogger.com,1999:blog-7933691346620809349.post-20597471482612932172007-09-11T12:22:00.001-04:002010-03-08T18:19:06.173-05:00

There are a few ways of obtaining a free credit report without a creditor pulling it for you. http://www.annualcreditreport.com/ is the primary source for all 3 agenciesAnnual Credit Report Request ServicePO Box 105281 Atlanta, GA 30348-5281 http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf(Make sure to print it out, and mail to the above address)877-322-8228 to order over the phoneYou

Current Mortgage Rateshttp://www.blogger.com/profile/16011858654050907064noreply@blogger.comtag:blogger.com,1999:blog-7933691346620809349.post-48055204014981932082007-09-11T12:15:00.001-04:002010-03-08T18:19:34.865-05:00

Derogatory accounts can be on your credit report for up to 7yrs from last activity. The activity is being reported for 'credit history' and accounts for 15% of your score. If the derog is much older than most of your credit accounts it is actually the account that is giving the positive affect on the score. If you delete this derogatory it WILL lower your score. Bankruptcies have been deleted

Current Mortgage Rateshttp://www.blogger.com/profile/16011858654050907064noreply@blogger.comtag:blogger.com,1999:blog-7933691346620809349.post-43955943735016963372007-09-11T12:14:00.002-04:002010-03-08T18:19:23.058-05:00

Creditor's are businesses that extend credit to borrowers for mortgages, credit cards, auto loans, etc. Such as Carteret Mortgage, Discover Card, and Honda Financial. These creditors have to pay Experian, Equifax, or Transunion, when they are reporting you. Normal subscriptions to the credit agencies might be a client that pays on time, and has no problems in the future. If you dispute an account

Current Mortgage Rateshttp://www.blogger.com/profile/16011858654050907064noreply@blogger.com