The Difference Between Wants and Needs

Being surrounded by temptations almost all the time makes distinguishing between needs and wants more important than ever. Help your children understand this difference by making it a part of daily decisions. 

Whether it’s choosing between a new toy or saving for a much-awaited family outing, these decisions teach prioritization and delayed gratification, critical components of financial wisdom.

Teach them How to Invest

The concept of making money grow through investments can be intriguing and exciting for children. Introduce them to simple concepts of investing by showing how savings can grow over time in a bank account or through other investment vehicles suitable for their age. 

This could be as simple as a piggy bank for younger children or opening a savings account for older ones. As they grow, involve them in discussions about stocks, bonds, or any investments you’re considering.

Let Your Kids Work

Allowing children to take on work within their capacity is a powerful way to instill a sense of responsibility and accomplishment. By establishing tasks or projects that align with your family’s needs, and attaching a “salary” to these tasks, children get a hands-on experience with earning. 

This setup is perfect for teaching about saving, spending, and investing in a very practical context.

Earning and Appreciating Money

There’s something about earning money that textbooks or lectures just can’t teach. Encourage your kids to take on simple tasks for a small reward or consider part-time jobs for older ones. 

This teaches them the value of hard work and lets them feel the satisfaction of earning and saving for something they want. 

Make Money Talks a Part of Everyday Life

Discussing money should be as normal as talking about the weather, but it doesn’t have to be a formal sit-down session. You can chat about finances when you’re doing the groceries, saving for a family vacation, or even when paying the bills. 

These moments are opportunities to simplify money matters and make your kids comfortable with the concept of financial planning and management.

Teach them Budgeting 

Budgeting is a fundamental skill that even adults struggle with. Teach your children budgeting by involving them in planning for small purchases or saving for something they want. 

Show them how to compare prices, look for deals, and maybe even wait for the right time to buy.

Lead by Example

Remember, your children are always watching. The way you handle your finances, from budgeting to saving and making investment decisions, serves as a live tutorial for them. 

If they see you regularly reviewing your expenses, saving a portion of your income, and making thoughtful spending decisions, they’re likely to mirror these habits in their own lives.

Learning Through Fun

Who said learning about money has to be boarding? The earlier your children understand the value of money, the better. Engage them with simple, fun activities like playing store, budgeting for a small family event, or using educational apps designed to teach money management through games. 

These activities encourage curiosity and questions, laying a strong foundation for understanding the more complex aspects of finances later on.

Turning Hobbies into Income Generators

Encouraging kids to turn their hobbies into money-making skills can be a fun and educational experience. According to data from GoHenry, about 40% of young people have some form of part-time job, and a surprising 6% have taken the leap to start their own business. 

Whether it’s selling art projects online or setting up a stand to sell handmade crafts, guiding your children to monetize their hobbies nurtures their creativity and introduces them to basic business principles. 

Help them Launch a Small Business

With data showing that 25% of US kids and teenagers are planning to start their own business, it’s clear that the entrepreneurial spirit is alive and well among the younger generation. As a parent, your role is to support and guide them through this journey. 

By encouraging your children to embark on their entrepreneurial ventures, you help them learn invaluable lessons about lending, taxes, budgeting, and resilience. 

The post 10 Valuable Money Habits to Share With Your Kids appeared first on Blonde and Balanced.

The Culture Blend Challenge: Possible?

Bringing new people into the team remotely has turned into a major challenge. The lack of face-to-face time makes it difficult for them to truly blend into our culture, pick up on the little things, and forge meaningful relationships.

Face-to-Face vs. Digital Onboarding

Even with all the tech at their disposal, leaders are seeing that nothing beats in-person chats for getting new hires up to speed and making them feel at home, affecting how well they do and how happy they are.

Security and Confidentiality Concerns

The shift to remote work has heightened worries about data security and confidentiality. With employees accessing sensitive information from potentially unsecured networks, the risk of breaches escalates. 

Ensuring Data Safety from Afar

Bosses are tasked with implementing robust security measures – a challenge that is both critical and complex, adding another layer of responsibility to their roles.

The Digital Communication Gap

The digital divide has introduced new barriers to communication. What was once resolved with a quick desk visit now requires scheduling a call or video meeting, leading to delays and sometimes a complete breakdown in communication. 

Possible to Bridge? 

These challenges are further compounded by the limitations of text-based communication, where tone and nuance are often lost, leading to misunderstandings and frustration on both ends.

Diminished Work Hours and Productivity

Remote work promised flexibility and efficiency, yet an unexpected outcome has been a reduction in work hours. Studies reveal remote employees may work up to 3.5 hours less weekly compared to their office-bound counterparts. 

Flexibility vs. Professional Commitment

This cutback often translates to diminished productivity, challenging the narrative that remote work is inherently more efficient. The allure of flexibility seems to wrestle time away from professional tasks, leaning into personal activities and leisure, and leaving bosses grappling with the fallout.

Eroding Work-Life Boundaries

While remote work was believed to enhance work-life balance, it paradoxically blurs the lines between personal and professional life for many. Bosses observe team members struggling to disconnect, leading to burnout and decreased overall well-being. 

Diminished Team Morale and Productivity

This erosion of boundaries not only affects individual employees but can also lead to a broader impact on team morale and productivity.

Challenges in Fostering Team Cohesion

Creating a unified team spirit is inherently more challenging when interactions are confined to screens. The spontaneous moments that naturally occur in an office setting—lunches, coffee breaks, brainstorming sessions—are absent in remote setups. 

The Missing Spark 

Bosses find it increasingly difficult to foster a sense of belonging and team cohesion, which are crucial for collaborative success and maintaining a positive workplace culture.

Performance Management Hurdles

Monitoring and evaluating performance becomes a daunting task in a remote setting. Traditional performance metrics may not directly translate to remote work contexts, requiring leaders to devise new strategies and tools. 

New Metrics for Remote Success

This adjustment not only demands additional effort but also raises concerns about fairness and accuracy in assessments, further complicating the management landscape.

Scheduled Innovation and Creativity

A significant concern among leaders is the potential dampening effect remote work may have on innovation. The spontaneous exchange of ideas, a key driver of creativity, is stifed when interactions are scheduled and structured. 

The Digital Barrier

The organic, dynamic environment that fosters innovation is harder to replicate digitally, prompting leaders to seek alternative methods to spark creativity and keep the innovative spirit alive.

Accountability Issues

Leaders grapple with ensuring accountability in remote work, where the visibility inherent in office settings fades, raising questions about contributions. Beyond task tracking, this issue strikes at trust’s core, challenging leaders to balance oversight and autonomy. 

Cultivating a Culture of Self-Management

Emphasizing transparency and responsibility, leaders need to be extra innovative with regular check-ins and digital tools, hopefully fostering a culture of trust and self-management.

The post 9 Reasons Why Bosses Are Fed Up With Remote Work appeared first on Blonde and Balanced.

Surviving a Recession

Although it’s challenging to find positives during economic downturns, research from the University of Washington revealed that mortality rates declined during recessions in the 20th century. 

The reduction in income led to a decrease in harmful behaviors such as smoking and drinking, along with fewer injuries at work. Who knew recessions could be so healthy? 

Being Slightly Overweight

Despite the negative connotations associated with being overweight, a study by Kaiser Permanente in Portland tracked over 11,000 adults and found that being slightly overweight could actually reduce the risk of dying. Coauthor David Feeny suggests a few extra pounds might offer older individuals some protection as they age.

Having Friends

A study by researchers at Brigham Young University and the University of North Carolina suggests that not having enough friends could mean you’re 50% more likely to die. On the flip side, having a bunch of good pals can boost your life expectancy as much as ditching cigarettes can.

Being Around Greenery

Research from the University of Georgia points out the benefits of having ornamental plants, like English ivy or ferns, nearby. 

These plants can reduce stress and filter out indoor air pollutants. The study also singles out the purple heart plant as particularly beneficial for office spaces.

Eating like an Okinawan

Okinawa, recognized as one of the “Blue Zones” regions, boasts some of the highest life expectancy rates globally. If you’re thinking about embracing their dietary habits, you’ll find that the traditional Okinawan diet, although not strictly plant-based, primarily consists of whole-plant foods, making up approximately 90% of what they eat. 

This includes fruits, vegetables, nuts, and grains. Furthermore, Okinawans typically consume minimal quantities of fish, meat, dairy, and eggs over the course of a year.

Winning a Nobel Prize

Bagging a Nobel Prize could give you more than bragging rights—it’s linked to living 1.4 years longer than those who don’t win, researchers say. 

Economist Andrew Oswald jokes that just walking to grab your prize in Stockholm could add a couple more years to your life. And if a Nobel’s out of reach? No worries. Just being someone people look up to can apparently help you live longer.

Living on a Greek Island…

Icaria ranks among the top five global “Blue Zones” – areas known for the longevity of their residents, where a third of the population often reaches their 90s. The Ikaria Study from 2011 aimed to explore the reasons behind this extended lifespan. 

Where You Have More ‘Fun’

It also revealed a significant level of sexual activity among older men; with 80% of Ikarian men between 65 and 100 years old regularly engaging in intimate relationships. Could it be their best-kept secret to longevity? 

Regardless, people seem to live to the fullest on Icariaisland, and for those thinking about relocating, the island offers a wide range of real estate options.

Having Curves

Oxford University research highlights the health benefits of having a larger rear end, linking it to lower risks of heart and metabolic diseases. It seems fat stored in this area plays a role in absorbing harmful fatty acids, so if you’ve got it, there’s no need to worry.

Taking Contraceptive Pills

For those not looking to conceive, taking the contraceptive pill can be ‘life-saving’ in every sense of the term. 

A study by British researchers suggests that women who took the pill for around four years have a lower risk of dying from cancer and heart disease. However, this data comes from women who started the pill in the 1960s, so it might not fully apply today.

Learning New Languages

Dr. Andrew Weil argues that picking up a new language is more than just about communication—it can also help fend off Alzheimer’s and similar age-related conditions. 

Engaging with a new language is likened to running new software on your brain, keeping it significantly sharp as you age.

The post 10 Unusual Things That Can Help You Live Longer appeared first on Blonde and Balanced.

Update Your Investment Strategy

In your 50s, it’s critical to review or update your investment strategy. The goal here is to ensure that your investments align with your current risk tolerance and retirement timeline. This might mean shifting towards more conservative investments or exploring new opportunities that offer both growth potential and stability. 

Consulting with a financial advisor can provide personalized insights tailored to your unique financial situation.

Don’t Pull Money from Your 401(k)

When college bills start piling up, dipping into that 401(k) might seem like a good idea, but you really want to resist the temptation. J.P. Morgan Asset Management laid out the numbers: Stick to saving 8% starting at 25 (with a $30,000 salary going up 2% annually), and you’re looking at $1.3 million by 65. 

But, if you pull out $10,000 at 33 for a house, another $10,000 at 50 for college, and then an early $10,000 withdrawal at 62, you’re dropping down to $930,000.

Maximize Retirement Contributions

Now’s the time to take full advantage of catch-up contributions to your retirement accounts. This is less about making up for lost time and more about harnessing the power of compound interest and tax benefits to boost your retirement savings. 

The key here is to ensure you’re not leaving any potential tax-advantaged growth on the table.

Tackle Debt Strategically

As you navigate through your 50s, eliminating high-interest debt becomes crucial. Credit cards, personal loans, or any debt that’s eating away at your finances should be tackled head-on. 

The is to focus on the debts with the highest interest rates first, and work your way down. This will ensure you free up more of your money to work for you, rather than against you.

Consider Being a Landlord 

The real estate landscape is showing signs of vitality, but there are still places where buying property to rent out makes sense. Keep an eye out for areas with strong population growth and low unemployment – they’re hotspots for renters.

Diversify Your Income

The notion of retirement is evolving, and so should your income strategies. Side gigs, consultancy roles, or turning a hobby into a small business can both fuel your passion and boost your income. 

This approach creates a buffer that can support your lifestyle and savings goals, offering both financial and personal fulfillment.

Get Creative with Income Streams

The modern economy offers excellent opportunities for generating additional income. Whether it’s through real estate ventures like sub-dividing property or leveraging platforms such as Airbnb, there’s many avenues to explore. 

Transform Your Home Equity into a Strategic Asset

For many, the family home is the largest asset they own. As you get closer to retirement, it’s time to view that asset through a new lens. Downsizing can unlock significant capital, reducing living expenses while bolstering your savings. 

Alternatively, if you’re not keen on moving, consider renting out a portion of your home. These strategies can turn a static asset into a dynamic source of income or financial relief.

Don’t Go Overboard with School Loans

It’s tough to say no to your kid, which might be why parent PLUS loans have blown up over the last decade. But, loading up on loans with a 6.4% interest rate is a gamble. 

A handy tip: Only borrow what you can pay back in 10 years, or before you retire, whichever comes first.

Seek Professional Guidance When Needed

Navigating the financial landscape in your 50s doesn’t have to be a solo journey. A financial planner or advisor can be a game-changer, offering insights and strategies that you might not have considered. 

Whether it’s optimizing your tax situation, planning for healthcare costs, or estate planning, professional advice can help you make informed decisions that align with your long-term goals.

The post 10 Legit Ways to Build Wealth After 50 appeared first on Blonde and Balanced.

If you’re already armed with a degree or still sketching out your academic roadmap, it’s crucial to know which fields might get a harder look from employers these days, Here’s a heads-up on 20 degrees that are becoming useless with time. 

Fine Arts and Performing Arts

Artists and performers pursue their passions with zeal, but the traditional paths to employment in these fields are notoriously competitive, often requiring diversification and entrepreneurship for sustained success.

Philosophy and Theology

These degrees cultivate deep thinkers and ethical leaders, but without a clear industry or professional trajectory, graduates may need further study or creative career strategizing.

Foreign Languages

Being bilingual or multilingual opens some pretty cool doors. Still, unless you mix this talent with business savvy, tech knowledge, or a niche skill set, you might find yourself boxed into translation jobs or classroom teaching.

Psychology (Bachelor’s level)

Bachelor’s in psychology? It’s like getting the ultimate cheat sheet on human behavior. However, if you’re aiming to sit on the therapist’s chair or lead groundbreaking research, you’ll need to hit the books again for a higher degree.

Liberal Arts Majors

Creativity and critical thinking are hallmarks of liberal arts degrees. However, in a market increasingly dominated by STEM fields, these graduates often need additional qualifications to bridge the gap between their broad knowledge base and specialized career opportunities.

Sociology

Diving into social behavior is super intriguing. Yet, turning that knowledge into a paycheck might require a bit more training or extra classes in specific job-ready skills.

Political Science and International Relations

These studies are key to understanding the big world of governance and diplomacy. But, snagging a starter gig in these fields might have you wishing for more specialized skills or chasing after another diploma.

Anthropology and Archeology

The allure of uncovering human history is undeniable, yet academic and field positions are limited, prompting graduates to look beyond traditional roles.

History 

Getting a solid grip on history sets you up to shape the future. Yet, finding a straight-shot job beyond teaching or digging through archives is tricky, driving history buffs to get creative with where they apply their know-how.

English and Comparative Literature

These majors are your ticket to becoming a communication pro. However, they typically funnel you into classic education gigs or toss you into the ring of the writing and publishing world.

Communications and Media Studies

With the digital media game always changing, traditional routes like journalism and TV are getting tougher to break into. Staying ahead now means being a tech whiz and not afraid to mix things up.

Music 

A love for tunes might lead you to study music, but making it more than a hobby often means getting savvy with business, teaching, or diving into the tech side of tunes.

Studio Arts and Photography

Digital media transformation has shifted traditional career paths for visual artists and photographers, urging a move towards digital platforms or alternative artistic careers.

Theatre and Drama

The stage may be your calling, but making a living from applause requires being adaptable and picking up skills across the arts.

Environmental Studies

As the planet’s health becomes everyone’s business, degrees in this area are super relevant. Still, landing a job often calls for extra know-how in science or policy.

Culinary Arts

Got a flair for cooking? The kitchen’s heat is on, but climbing the culinary ladder is tough without a dash of business sense or a unique culinary angle.

Recreation and Leisure Studies

Recreation and leisure studies highlight the good times, but finding a niche in the job market may need more than just a love for fun.

Fashion Design

In the fashion arena, your skills and who you know can be more beneficial than what you learned in class. It’s all about standing out and making connections.

Education (without certification)

Shaping young minds is noble, but without the official stamp of certification, your teaching journey might be confined to the sidelines.

Film and Television Studies

Dreaming of the silver screen? It’s a field where who you know, your hands-on experience, and a bit of extra tech savvy can make or break your Hollywood dreams.

The post 20 College Degrees That Employers Consider Least Valuable in Today’s Job Market appeared first on Blonde and Balanced.

Follow a Heart-healthy Diet

Following a diet loaded with whole grains, fruits, vegetables, and low-fat dairy products can significantly reduce blood pressure, especially if you remain consistent and avoid foods that are detrimental. 

Eating plans like the Dietary Approaches to Stop Hypertension (DASH) diet and the Mediterranean diet are notable examples that can aid in managing blood pressure.

Quit Smoking

Every cigarette you don’t smoke is a win for your blood pressure. Smoking damages your blood vessels and raises your heart rate, exacerbating blood pressure issues. 

Kicking this bad habit is thus a significant step toward better health.

Cut Back on Salt

Sodium is infamous for its ability to increase blood pressure. Though cutting down on salty foods might seem challenging initially, reducing your sodium intake can lead to beneficial effects. 

This doesn’t mean that your meals have to be tasteless; experimenting with herbs and spices can introduce you to an array of exciting flavors.

Shed Extra Weight

The link between weight and blood pressure is undeniable. As your weight increases, so does your blood pressure. Tackling weight loss, even modest amounts, can have a significant impact. 

But there’s more to it than just the scale. Paying attention to your waistline is equally important, as abdominal fat is a known risk factor.

Increase Potassium Intake

Potassium acts as a natural counterbalance to sodium. Including potassium-rich foods in your diet can help mitigate the impact of sodium and contribute to lower blood pressure. 

Foods high in potassium include leafy greens, potatoes, sweet potatoes, tomatoes, bananas, melons, avocados, oranges, apricots, nuts and seeds, dairy products like milk and yogurt, as well as tuna, salmon, and beans.

Get Moving

Regular exercise plays a critical role in maintaining heart health. Staying active on a regular basis strengthens the heart, allowing it to pump blood more effectively and lowering arterial pressure. 

The most important thing is to keep it consistent, whether you’re walking slowly, running, or cycling.

Prioritize Good Sleep

Poor sleep quality, defined as getting less than six hours of sleep nightly over several weeks, can lead to hypertension. Sleep serves as a period of rest for your heart, and inadequate sleep can interrupt this crucial process, resulting in elevated blood pressure. 

Establishing a relaxing nighttime routine and ensuring adequate sleep can make a big difference.

Eat Dark Chocolate 

Indulging in large quantities of dark chocolate might not be beneficial for your heart, but moderate consumption could be. This is due to the high flavonoid content in dark chocolate and cocoa powder, plant compounds known to expand blood vessels. 

To maximize the benefits, opt for non-alkalized cocoa powder, which retains a high level of flavonoids and doesn’t contain added sugars.

Eat Berries

Adding berries to your diet offers a delicious way to support your cardiovascular system. Beyond their sweet taste, berries come loaded with polyphenols, which contribute to heart health by lowering the risk of stroke, heart diseases, and diabetes, and by improving blood pressure, insulin sensitivity, and reducing inflammation. 

Manage Stress

Stress is a silent enemy of blood pressure. Negative emotions such as stress, anger, and anxiety are known to cause short-term increases in blood pressure, along with other cardiovascular risks. 

Finding healthy outlets, whether through meditation, hobbies, or social activities, can mitigate the impact of stress on your heart.

Stay Hydrated

The importance of hydration can’t be overstated, especially when it comes to blood pressure. Water is essential for maintaining the balance of sodium in the body. Drinking adequate amounts of water throughout the day helps flush sodium out of your system, keeping blood pressure levels in check. 

A small study in 2020 discovered that individuals who drank two extra bottles of water beyond their regular daily consumption saw a reduction in their systolic blood pressure. 

Monitor Your Blood Pressure at Home

Keeping an eye on your blood pressure at home can provide insights into what affects it day to day. Home blood pressure monitors are readily available and do not require a prescription. It’s important to consult with a healthcare provider about home monitoring prior to starting. 

If your blood pressure is stable, ask your provider how often you should check it, as you might only need to do so once a day or even less.

The post 12 Lifestyle Changes to Lower High Blood Pressure Without Medication appeared first on Blonde and Balanced.

Lack of communication 

Every relationship is unique, but if your wife previously liked discussing things with you, and that is no longer the case, there might be trouble in paradise. If your wife is perfectly fine communicating with her friends, family, or kids, yet when you start to talk, she appears agitated, that might be concerning. Additionally, if she once loved your silly jokes, yet they seem annoying now, it could be a sign that she’s out of love. 

Lack of intimacy 

There are many ways to express love outside the bedroom. Couples in love commonly hold hands, whisper sweet nothings even when life gets crazy, kiss each other good night, and cuddle. Lack of contact is a common sign of trouble. Sometimes, people get too busy, especially new parents, but this is not a good sign if you are doing your part to show your wife that you find her desirable and that you care while she stares at you with an irked look. 

Lack of plans for the future 

Your wife might be excited about traveling for work or purchasing new furniture, but you are not part of that conversation. She is making plans, withdrawing, and phasing you out. While she’s fine with making changes in her life, she appears to be far away and lost in thoughts when it comes to you. Many would jump to the conclusion that the wife found someone else, but a lack of plans for the future with you does not mean your wife is cheating. Perhaps she has a vision of a different life that doesn’t include you, and it has nothing to do with another guy. 

Lack of consideration 

Couples know each other’s preferences, from looks to food. If you notice that your wife no longer cares about your needs, including buying stuff only she uses or removing herself from joint activities, it could be a bad sign. Perhaps she is going through something and needs time to regroup, but if she is already breaking your couple’s traditions, no wonder you feel unwanted and unloved. 

Your wife no longer complains 

If you had numerous discussions about finances, yet she shows no interest anymore, this could be a sign that she’s over you. It is not that she is not complaining, but furthermore, she does not want to argue. These subtle changes in behavior usually do not happen overnight. Still, if you miss even fighting with your wife, this could be a sign that she’s emotionally checked out of your union. 

Your wife wants you out 

Your wife is suddenly more than happy to send you off to a work trip or a night out with your friends. Perhaps she wants time for herself, like a spa night with a good book and a rom-com. But if she encourages every chance to see your back, things are not looking great. One could argue that she is a supporting wife, but you know her better than anyone else, and this behavior is not typical for her, so you need to get to the bottom of her change in attitude. 

Your wife’s friends act differently 

Something must be off if your wife’s friends suddenly act like they are walking on broken glass while in your proximity. Women are open to their closest friends, so if they feel something is changing inside them, they will likely share it with their best friends. If her friends suddenly act too caring or too aloof, this could raise eyebrows. 

Your wife shows no interest in your thoughts or feelings 

Perhaps she is giving you a silent treatment. Or maybe she is trying to force empty conversations because she feels guilty. Asking you about your thoughts or feelings is no longer the case because her walls are likely up, and she sees you as the father of her children, nothing more. She does not want you to be unhappy, but she is not ready to put an end to your misery, so she’s doing the bare minimum as if she’s living with an annoying roommate. 

Your wife finds everyone else more interesting 

If your wife constantly compares you to others while gushing about how someone’s husband or coworker is so funny or intelligent, it can hurt your feelings, but she no longer cares. It appears that every person is more interesting and deserving of her attention than you. She might no longer be interested in you, and in the process, she is hurting you without even realizing it. 

Your wife does not think your marriage needs saving 

If you bring up your concerns and ask for marriage counseling, yet your wife is strangely indifferent, she could already be out of the marriage. It is vital that you explain all the changes you’ve noticed without accusations. But if she just shrugs it off, it is another sign that she no longer cares about your feelings. And a loving spouse would never dismiss someone’s worries. 

The post 10 Clear Signs Your Wife’s Love Has Faded Away appeared first on Blonde and Balanced.

1. Social media expert 

Social media expert specializes in executing social media strategy and creating, publishing, and sharing content. Most companies require a bachelor’s degree in marketing, social science, communication, or a similar field. 

The job’s predicted growth is 8 percent, and though the average salary in 2024 is around $53K, it will continue to rise. 

2. Technical writer

Technical writers are predicted to experience similar growth as social media specialists. You can choose project-based work instead of hourly wages. The job’s current salary is between $50k and $70k annually. 

While a bachelor’s degree in English, journalism, communication, or a related field is typically required, you can find a job in practically any niche, depending on your expertise. There are technical writers specialized in science, technology, finances, engineering, etc. Your job is to use technical terms and create documents that show people how to use products or demonstrate complex ideas in an easy-to-follow way.

3. Web developer

Web developers earn between $70 and $120k, and with the projected growth of 23 percent, these numbers will continue to rise. Your job is to develop technical computer skills and graphic design abilities to create specific aspects of web pages.

Some will say that a degree is necessary, but that is not a requirement, and neither are professional certifications. Understanding coding, working with software, and other industry-related skills can be self-taught, and your skills speak for themselves. 

4. Information security analyst

Information security analysts install systems that protect information in an organization’s computer systems from data breaches and cyberattacks. Since we live in the internet era, the forecasted growth of 35 percent will only increase the already impressive average salary of $102k. 

While having a bachelor’s degree in computer and information technology, engineering, or math is preferred, training and certifications can respect even the highest education. 

5. HR specialist 

As of February 2024, the average salary for an HR specialist is $76k. The projected growth is 8 percent, and you typically need a bachelor’s degree in human resources, business, communications, or a related field. 

HR or human resource specialists deal with employees on a day-to-day basis, internal conflicts, and interview potential candidates, making them vital to the company’s growth. 

6. Graphic designer

Graphic designers enjoy mixing art and technology. They earn an average salary of $50k and a projected growth of 3 percent. A degree is not a strict requirement, but a degree in art or design can be an advantage. 

Many companies hire entry-level designers based solely on their portfolio and experience rather than their education. Your job is to make visual concepts that will turn potential customers into buyers. The job is creative, and to understand it, you must have some insight into the human mind. 

7. Data scientist

Becoming a data scientist is a challenging task. You need to be good at math, statistics, and computer programming, but the job is expected to grow to 27 percent by 2026, and it will only increase to 32 percent by 2032. 

A master’s degree in data science is not a necessity since any degree in a related field plus certifications will do. However, once you enter the workforce, you should pursue a master’s degree and even a Ph.D. 

8. Computer support specialist

Computer user support specialists diagnose customers’ PC problems and guide them through the potential solutions, as well as the IT staff when needed. The average salary is around $80k, and projected growth is 6 percent. 

A solid technical background is vital, and while some companies prefer candidates with bachelor’s degrees, many courses can help you start working in a year, presuming you already have knowledge in the mind of a computer. 

9. Computer programmer

According to the Bureau of Labor Statistics, the median annual wage for computer programmers was $97,800 in 2022. While some employees require a bachelor’s degree in computer and information technology or a related field, like mathematics, for others, educational requirements can vary. 

Despite fierce competition, the job is still in high demand, so keeping up with the latest technologies will help you stay competitive and grow your future earnings. 

10. Actuary

Actuarial scientists are involved in dealing with advanced mathematics to manage risk and uncertainty in insurance companies, and their salaries are impressive – $150,000 to $250,000 annually, 

The job’s projected growth is 21%, but passing a series of exams and a bachelor’s degree are mandatory. 

The post 10 High-Paying Entry-Level Remote Jobs In Demand  appeared first on Blonde and Balanced.

Subcomittee’s actions 

The Select Subcommittee on the Coronavirus Crisis discussed the issue in the fall of 2020. Chairperson Representative James E. Clyburn said that findings uncovered “the horrors faced by nursing home residents and staff nationwide at the start of the pandemic.”  The subcommittee spoke to numerous sources, with one confirming that for-profit nursing homes did not give staffers equipment and even pressured staff to work despite testing positive for COVID-19. 

Findings from 2018

Gerontology Journal revealed in October 2018 that for-profit nursing home residents are more likely to experience health issues caused by the lack of care. Lee Friedman, the lead researcher, concluded that for-profit facilities’ residents had more “clinical signs of neglect,” including dehydration, sores, broken catheters, and poorly managed medications.

Disaster awaiting 

In 2021, Professor of Law at Marquette University Law School David Papke confirmed in his research that, on average, for-profit nursing homes provided inferior care compared to others. He noted that Congress tried to fix issues in 2020, which is how state investigators came to confirm already known suspicions. 

State inspectors at the Kentucky facility 

State inspectors visited care at Landmark of Louisville Rehabilitation and Nursing in July 2021. Their report stated that residents were wandering the halls, yelling and even beating each other. Someone’s finger was broken, while another resident was abused. But, that was just the beggning. 

Lack of care 

The report, obtained by theconversation.com, continued by sharing that the residents ate nasty meals on plastic trays while struggling to cut through the food with plastic, disposable utensils. The report cited, “The facility did not provide a policy for Dignity and Dining.” They continued by talking to residents who unveiled more horrors. 

The $319,000 fine 

The inspectors found that Landmark was deficient in 29 areas. Among those, six put residents in immediate danger, and three where actual harm was uncovered. The facility was fined US$319,000, or 29 times the average. However, even the hefty fine did not solve the issue. Instead, it opened more. 

The network of abuse 

The Kentucky Landmark is one of 58 facilities run by Infinity Healthcare Management. The parent company operates in five states and has paid nearly $10 million in fines in the past three years. And that’s only one of over 10,000 facilities that make up 72 percent of the nation’s nursing home industry. 

Red flags 

The topic is not new. In 2016, Dr. Charlene Harrington, professor emeritus at the University of California San Francisco, said that nursing homes typically cut staff pay despite the facilities being labor-intensive. Yet, a report by ProPublica showed that New York’s largest for-profit chain, SentosaCare, LLC, has successfully extended despite a history of repetitive fines, violations, and complaints of deficient care among its 25 facilities.

Billion dollar industry 

A new report from Consumer Voice concluded that cutting corners, such as lack of staffing and reduced care for residents, is worth billions. One of the critical findings is that though billions go to companies yearly, there is almost no federal supervision regarding the spending. 

Calls for CMS 

CMS, or Centers for Medicare & Medicaid Services, was named in the Consumer Voice report to “take action” and “ensure that taxpayer dollars are spent on care and that the safety and well-being of nursing home residents is assured.” CMS is a federal agency within the United States Department of Health and Human Services overseeing for-profit and similar facilities. 

CMS responded

After the Conversation’s report, CMS told the outlet it is “unwavering in its commitment to improve safety and quality of care for the more than 1.2 million residents receiving care in Medicare- and Medicaid-certified nursing homes.” 

To be continued 

The Kentucky report is one of many. UCLA’s recent report, “Tunneling and Hidden Profits in Health Care,” examined how healthcare providers covertly extract profit by making inflated payments for goods and services to commonly owned related parties. The same report also wrote that “provider costs may be overstated,” something that many other researchers also noted.

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Their habits changed dramatically 

If your friend was the life of the party but suddenly spends more time at home alone, this could be a sign of internal turmoil. These dramatic changes in behavior usually signal that something is off because people are creatures of habit, and other unusual changes usually follow these transformations. 

They are suddenly more irritable 

If your friend’s temper easily flares up or they start crying seemingly without any reason, there could be an internal struggle they don’t know what to do about. When people can’t cope with stress, they get overwhelmed and are easily irritated, triggered, or oversensitive. 

They’re neglecting their looks

Many people take great pride in their appearance, so if you notice they are no longer dressing like themselves, this could signal trouble. Some people are naturally more relaxed, and if your loved one is among them, you may notice they grew a beard or did not bother covering their roots. It could be any subtle change for the worse, which can point to tremendous turmoil. 

They ditched their interests and hobbies 

If someone who has always been passionate about painting or has enjoyed shopping suddenly loses interest without replacing it with another relaxing activity, this is not a good sign. Some people drop their hobbies because they are too busy or out of money. But, unless there is a valid explanation, this could be a signal that something is off. 

They’re eating too little or too much 

Emotional distress affects every aspect of a person’s life, including how they eat. If a person is playing with their food instead of eating or they are overeating, it could be a sign of stress. Many people with high chronic stress levels engage in emotional eating, and this can lead to drastic weight gain or loss, which will not help your friend’s confidence. 

They are their own worst critic 

While going through emotional or psychological issues, people often indulge in negative self-talk. Instead of being their biggest cheerleader, they feel overwhelmed and weak, so you may notice them criticizing or engaging in self-deprecating talk. If this negative attitude toward themselves is not a one-off, it could be a sign that a person is struggling. 

They avoid social gatherings 

If a person is not big on social activities, this is their base, their normal. But, if a social butterfly is no longer interested in meeting up for drinks or any other social event, this could be a sign of an internal struggle. Again, it takes time to notice these changes because refusing one evening out does not mean you should diagnose a person with depression. 

They seem unfocused

If a person seems to space out or appear unfocused, they could be lost in thought and pondering about their troubles. Even when you’re talking to them, they are somewhere else despite trying to be in the moment. It could be a sign of a bad night, but if it becomes a habit, it could signal that the person is going through hard times. 

They are always tired 

People who appear to be constantly tired could be suffering from iron deficiency, kidney disease, or diabetes. However, constant tiredness could also be a sign of stress and even depression. This is one of those situations where you can step up simply by saying they need to check out their blood sugar or nutritional deficiencies. 

They are suddenly aggressive 

While some people tend to get oversensitive, others can become aggressive if they feel they can barely hold their lives together. Anger is triggered by emotional suffering and stress, and while most people will get snarkier or easily agitated, some will be more prone to violence. 

They are more forgetful 

A person dealing with chronic stress, which can be caused by emotional struggles, can become forgetful. They also may experience confusion, lack of concentration, and similar disruptions in everyday life. Combined with a lack of proper rest, changes in dietary habits, and withdrawal from others, these could signal that a person is experiencing significant struggles. 

They are suddenly indecisive

Some people can’t make a decision if their lives depended on it, but if your friend is in the middle of a significant life change, they could suddenly become indecisive. When we’re overwhelmed and stressed out, we start questioning everything, which is why emotional and psychological struggles make us more hesitant to come up with the simplest conclusions. 

They started abusing alcohol and substances 

Many people mask their pain by drinking or taking illicit substances. Alcohol gives temporary relief while making the problems bigger and brighter the following morning. It also acts as a depressant, which is why mixing alcohol with life struggles can lead to addiction and worse. 

They appear happier than ever 

Certainly, appearing happy can’t be wrong, right? People can mask their pain with excessive positivity to avoid emotional discomfort. If someone’s suddenly cracking jokes while citing quotes about positivity, it could be a way to escape everyday struggles. If the person is someone close to you, it will be easier to see through the cracks. 

Can you help? 

If you suspect someone you’re close to is struggling, you can be empathetic without asking too many questions or making them uncomfortable. Do something nice for them, and ensure they are valuable, loved, and safe. You can’t change a person’s life, but you can help them carry their burden from time to time. 

The post 14 Signs Someone Is Secretly Struggling In Life appeared first on Blonde and Balanced.