Tips &Trends From the Experts at BluePay

BluePay’s Mobile Credit Card Processing Services for iPhone, iPad and Android

admin — Tue, 18 Sep 2012 14:59:47 +0000

Fast, convenient and secure mobile credit card processing services play a major role for merchants who take their business wherever they go. With the ability to process payments right from your mobile device, you never miss the opportunity to improve sales and cash flow. At BluePay, our mobile solutions now include iPhone, iPad and Android payment processing capabilities.

Explore the benefits of a BluePay mobile merchant account:

BluePay Offers MOTO Merchant Services for Small Businesses

admin — Mon, 20 Aug 2012 15:43:25 +0000

For many small businesses, mail order and telephone order (MOTO) transactions still make up a big part of cash flow. BluePay’s merchant services for small business make it even easier to accept credit cards by mail or by phone, with MOTO processing solutions that are quick and secure.

Why Restaurants Who Accept Credit Cards Choose BluePay

admin — Mon, 23 Jul 2012 20:01:16 +0000

At BluePay, we serve a wide range of merchant types – from small business to enterprise, non-profit to B2B, e-commerce to retail. Among our clients is the restaurant merchant, who has specific needs when it comes to processing credit cards and protecting data. That means merchant processing restaurants must partner with a credit card processor and payment gateway that has the speed, efficiency and PCI compliance to keep business moving safely and smoothly.

Advanced Features of BluePay’s Credit Card Payment Gateway

admin — Tue, 19 Jun 2012 05:00:00 +0000

At BluePay, we make online credit card processing simple with our secure credit card payment gateway. Unlike other merchant account providers that often use a third-party payment gateway, we provide our own payment gateway solutions in addition to a full suite of payment processing products. That way, there is just one company to call when you have questions regarding your merchant account.

Increase Convenience with Gas Station Credit Card Processing

admin — Tue, 22 May 2012 05:00:00 +0000

Fueling up at the gas station should be a quick and easy process. This is why it’s crucial for gas station merchants to provide flexible, secure and convenient payment services. At BluePay, we offer gas station credit card processing solutions that help increase convenience, improve service, and help protect merchants and customers. Our services include pay at the pump processing, fleet card processing and PCI compliant security.

Credit Card Processing Solutions for Non-Profits

admin — Tue, 24 Apr 2012 05:00:00 +0000

Among the wide range of merchant types and clients we serve are non-profit organizations with a need to increase donations through advanced payment solutions. Credit card processing for non-profits helps streamline the donation process, making it easier for donors to give money to a worthy cause, and allowing non-profits to accept multiple types of payments for donations while significantly cutting costs.

Here, we discuss a handful of credit card processing options for non-profit organizations.

BluePay Is Named Constant Contact All Star for Third Year Straight!

admin — Thu, 22 Mar 2012 05:00:00 +0000

We’re happy to announce that for the third consecutive year, BluePay has achieved Constant Contact All Star status.

Merchant Processing Services for Every Merchant

admin — Wed, 07 Mar 2012 06:00:00 +0000

When you partner with BluePay, you can customize a credit card processing plan that best fits your business’ and your customers’ needs. We have a wide range of merchant processing services from which to choose. So how do you know which ones will work for you? Below, we’ve matched up several solutions with merchant types to give you a better idea of how every merchant can benefit with BluePay.

Are you a small business merchant?

BluePay Earns Certified Payments Professional™ Designation

admin — Tue, 28 Feb 2012 06:00:00 +0000

At BluePay, we are constantly striving to provide the most technologically advanced, secure and efficient credit card processing solutions for our merchants. As today’s electronic transactions environment changes and progresses, we understand the importance of continual education and development in the field.

Why Choose an All-in-One Payment Gateway?

admin — Tue, 14 Feb 2012 06:00:00 +0000

When a merchant accepts a credit card payment from a customer, the transaction goes through the payment gateway, the credit card processor, the credit card network and the customer’s credit card issuing bank before making its way to the merchant’s bank account.

The transaction process is the same for all acquirers. What makes BluePay different than other merchant account providers is we have the technology to be both the gateway and the processor in this process, making us a more efficient credit card processing solution for merchants of any size and type.

3 Credit Card Processing Options for Small Business Merchants

admin — Tue, 17 Jan 2012 06:00:00 +0000

If you are a small business merchant, getting started with credit card processing doesn’t have to be complicated. At BluePay, we offer a wide range of payment processing products from which to choose, each designed to simplify the payment process and save you time and money. Below are just a few simple options that are ideal for small business credit card processing.

A Closer Look at PCI Tokenization

admin — Fri, 30 Dec 2011 06:00:00 +0000

Advanced security tools, such as end-to-end encryption (E2EE) and PCI tokenization, are critical to protecting your customers’ sensitive data and reducing your PCI scope. Compliance with PCI standards isn’t just recommended – it’s required for every business, no matter what size or type. So how exactly does tokenization work, and what makes it so secure? Here, we’ll take a closer look at tokenization.

What Is Tokenization?

Explore BluePay’s Small Business Credit Card Processing Solutions

admin — Thu, 29 Dec 2011 06:00:00 +0000

As an industry leader in secure credit card processing, our merchant account services are designed to meet the needs of unique businesses of every size and type. When you sign up with a BluePay merchant account, you have access to a comprehensive suite of payment processing products, whether you run a small business, a large enterprise, an e-commerce website or a fine dining restaurant.

Here, we’ll explore some of the small business credit card processing solutions available through BluePay.

BluePay Continues to Go Pink for the Cure

admin — Wed, 28 Dec 2011 06:00:00 +0000

BluePay is proud to continue the fight against breast cancer by teaming up with the Chicagoland Area Affiliate of Susan G. Komen for the Cure® for the third year running. We’re helping raise money to treat and find a cure for breast cancer, and each new merchant who signs up with a BluePay credit card processing account can help at no additional costs.

Enterprise Level Credit Card Processing Solutions for Complex Business Needs

admin — Thu, 22 Dec 2011 06:00:00 +0000

At BluePay, we offer payment processing solutions for merchants of all types and sizes, from small business owners to mid-size retailers to enterprise level merchants. We understand each merchant’s needs are unique – while small businesses may just be starting out with a simple POS system, enterprise level merchants often need a more detailed processing solution for complex business needs. Here, we’ll explore credit card processing solutions for enterprise merchants.

Who Uses ACH Payment Processing?

admin — Wed, 21 Dec 2011 06:00:00 +0000

BluePay’s ACH payment processing solution, BlueChex, is a secure, efficient way for merchants to accept electronic checks. ACH processing capabilities eliminates the need for merchants to visit the bank every day or every week to deposit funds manually; instead, e-checks are verified and transmitted immediately to the bank through the secure ACH (Automated Clearing House) network.

What Is a Virtual Credit Card Terminal?

admin — Mon, 19 Dec 2011 06:00:00 +0000

For small business owners, Mail Order Telephone Order (MOTO) merchants, or those working mainly from home, a virtual credit card terminal is an easy, secure way to manually enter transactions. You can log into your account 24/7 from any computer with an Internet connection. By manually entering credit card sales, you can perform safe, efficient authorizations with no need for costly hardware or additional software.

Batch Credit Card Processing

We’re Giving You 500 Reasons to Switch

admin — Tue, 13 Dec 2011 06:00:00 +0000

The BluePay Challenge is still on!

Do you have an existing merchant account with another provider, but are tired of the high processing rates, the hassle of third-party gateways, or the spotty customer service? We’re giving you 500 reasons to switch to BluePay: If we can’t help you save money, we’ll give you $500 just for letting us try.

Switching Is Easy

E-commerce Credit Card Processing Solutions: Shopping Carts, Payment Forms and Security

admin — Mon, 05 Dec 2011 06:00:00 +0000

Secure, flexible and efficient e-commerce credit card processing solutions are crucial in today’s technology- and Internet-driven market, as online retailers must meet growing customer demands and expectations. At BluePay, we understand the need for e-commerce payment services that simplify the online shopping experience while helping you increase profits and reduce costs.

Increase Donations and Reduce Costs with Non-Profit Credit Card Processing

admin — Mon, 28 Nov 2011 06:00:00 +0000

Raising money for non-profit organizations is easier than ever with non-profit credit card processing solutions. With the ability to accept credit card, debit card and electronic check donations, non-profits can increase donations, retain existing donors and significantly reduce costs.

Increase Donations

Restaurant Credit Card Processing Options

admin — Mon, 21 Nov 2011 06:00:00 +0000

With the majority of today’s diners using their credit cards and debit cards to pick up the dinner tab, most restaurant merchants already understand the importance of secure credit card processing in the foodservice industry. But what about transactions beyond the traditional credit card terminal?

Accept Payments Anywhere with Mobile Credit Card Processing

admin — Wed, 02 Nov 2011 05:00:00 +0000

Running a successful business doesn’t always mean you have a traditional office or storefront. Many merchants often bring their business to various locations, whether they are selling handmade jewelry at people’s homes or setting up shop at local farmers markets and festivals. For small business owners always on-the-go, mobile credit card processing is an easy, secure and affordable way to accept multiple types of payment – increasing convenience, improving service and reducing costs.

The Benefits of Hotel Credit Card Processing

admin — Wed, 19 Oct 2011 16:16:59 +0000

Hotel credit card processing capabilities are crucial for hotel merchants who wish to provide their guests with increased flexibility, convenience and comfort.

How Restaurant Credit Card Processing Improves Food Service

admin — Wed, 07 Sep 2011 19:58:09 +0000

At BluePay, we understand different merchant types have unique business needs and goals. Restaurant merchants, in particular, require customized restaurant credit card processing solutions that help improve front-end service while streamlining back-end accounting processes.

Focusing on the Food

E2EE Makes Retail Credit Card Processing More Secure

admin — Wed, 31 Aug 2011 15:01:38 +0000

Today’s credit card data thieves are continually using techniques that become more and more complex as technology evolves, making it necessary for retail merchants to invest in advanced retail credit card processing security. As thieves attempt to steal account numbers and sensitive information while the data is in transit, end-to-end encryption (E2EE) works by encrypting the information from the moment the card is swiped through the credit card terminal to the authorization process – and every point in between.

E2EE and PCI Compliance

BluePay’s Fuel Pump Credit Card Processors and Fleet Card Processing Improve Gas Station Service

admin — Tue, 23 Aug 2011 15:15:03 +0000

Today’s drivers are constantly on the go and in a hurry, so they expect fast, convenient, reliable self-service when making a stop at the gas station. With BluePay’s fuel pump credit card processors and fleet card processing capabilities, gas station merchants can provide speedy service and approval times while significantly increasing cash flow and improving business.

Benefits of BluePay pay at the pump processing include:

BluePay’s E-commerce Credit Card Processing Is Fast, Secure and Affordable

admin — Wed, 17 Aug 2011 14:32:06 +0000

Secure e-commerce credit card processing capabilities are crucial in today’s market, where consumers rely heavily on the Internet to shop and make payments, and expect flexible, secure payment options. E-commerce solutions from BluePay are fast, secure and affordable.

Explore BluePay’s Advanced Internet Payment Solutions

admin — Thu, 04 Aug 2011 15:22:20 +0000

Effective Internet payment solutions are extremely valuable to today’s merchants, who must provide flexible, convenient solutions for customers in a digital age. While credit card processing solutions such as mail order/telephone order (MOTO) processing and POS credit card equipment still play a key role to fast, efficient transactions, Internet payment solutions are rapidly evolving.

Why ACH Payment Processing Saves Time and Money

admin — Mon, 25 Jul 2011 16:04:19 +0000

As customers continually demand more flexible, convenient payment processing options, businesses are responding by opening advanced merchant accounts that allow for secure credit card, debit card and ACH payment processing options. While credit card processing helps simplify transactions with the swipe of a card, ACH processing makes it easy for businesses to transfer electronic funds directly into their accounts. Below, learn more about ACH payment processing.

Benefits of Small Business Mobile Credit Card Processing from BluePay

admin — Mon, 18 Jul 2011 14:47:25 +0000

Today’s mobile phones have taken communication to the next level, allowing users to check their email, order takeout and even listen to music with the touch of a button. Professionals have been able to expand their business capabilities with mobile phone technology. For example, mobile credit card processing turns the mobile phone into a secure, advanced POS system, so merchants can accept payments wherever they go.

Why PCI Compliance Matters for Small Business Merchants

admin — Wed, 13 Jul 2011 18:34:58 +0000

Small-business merchants might think their business is safe from security breaches and credit card fraud because they’re too small and are therefore off the criminals’ radar. However, merchants with small businesses that accept credit card payments are actually at an increased risk – more than 80% of data attacks are targeted toward small merchants!

In the News: Chase Is First Major U.S. Bank to Offer Chip and PIN Credit Card Processing Technology

admin — Fri, 08 Jul 2011 21:14:59 +0000

Chase Bank recently announced that it is now issuing Chip and PIN credit cards for people who frequently travel out of the United States. The technology has been implemented in Europe and Canada to enhance credit card security, though the United States has not yet made the switch from magnetic stripe credit cards to Chip and PIN cards. BluePay offers Chip and PIN credit card processing capabilities for its Canadian merchants.

Why Small Business Credit Card Processing Must Be PCI Compliant

admin — Wed, 06 Jul 2011 20:26:54 +0000

While credit card processing capabilities have become crucial for merchants to expand in today’s market, small business merchants face dangerous risks should they not properly protect their payment process. Criminals are shifting away from hacking into large enterprise systems and instead, targeting small merchants, hoping to take advantage of oversights and negligence that leave these merchants vulnerable to attack. This is why all credit card merchants are required to comply with PCI standards that work to help protect their business.

B2B Credit Card Processing Options

admin — Mon, 20 Jun 2011 14:37:13 +0000

Business-to-business merchants must take into consideration their clientele's unique needs, which differ greatly from the everyday consumer. B2B customers such as government agencies, associations, property managers and utility companies are looking for better ways to control spending, stay within budget and improve their own business operations. Check out a few of BluePay's B2B credit card processing capabilities, designed to meet the needs of B2B merchants and their customers.

What Is BluePay's Free Merchant Account Terminal Program?

admin — Wed, 15 Jun 2011 19:26:30 +0000

With BluePay’s free merchant account terminal program, we make it even easier for merchants to start accepting multiple types of payment for reduced costs and increased profits. Merchants who are either new to accepting credit cards or who are switching credit card processors and need new equipment can receive a free credit card terminal when they start a merchant account with BluePay.

Is MOTO Credit Card Processing Obsolete?

admin — Wed, 01 Jun 2011 00:41:49 +0000

The convenience of the today’s online services has many consumers wondering what they would do without the Internet. How would they book flights and pay for tickets? Or find that hard-to-find item for a special gift? Or make quick and easy payments without worrying about late fees? These simplified payment options may also be getting merchants to wonder: Is MOTO credit card processing obsolete?

Accepting Credit Card Payments with BluePay Is Easy!

admin — Mon, 25 Apr 2011 18:26:46 +0000

Whether you are new to accepting credit card payments or you are switching merchant account providers, you’ll quickly discover how easy it is to improve and protect your business with BluePay. We make credit card processing easy and efficient, so you can focus on improving your business and leave the payments to us.

The Official BluePay Certified Partner Seal

admin — Wed, 20 Apr 2011 21:16:56 +0000

Did you know that merchants can increase customer confidence by displaying the trusted BluePay Merchant™ seal on their website?

Today’s consumers understand the risks of making online credit card payments, and security is a top concern when choosing an e-commerce store or online business. By aligning your company with an industry leader with first-class experience, expertise and authority in secure credit card processing, you can let your customers know their data is safe and boost your transactional trust.

BluePay Launches New Website!

admin — Wed, 06 Apr 2011 13:51:58 +0000

The BluePay team is thrilled to announce that we have launched our new website, www.BluePay.com! We are committed to providing our current and potential merchants with the information they need to improve their credit card process and achieve their business goals. We’ve redesigned our entire site’s look, feel and navigation, so merchants can better access tools and resources to get started!

Check out these new features and pages of the BluePay website:

SECURITY BULLETIN - Gateway Account Phishing Attempt

admin — Tue, 22 Mar 2011 17:39:48 +0000

Customers of the BluePay Gateway may have been the target of a recent email phishing attempt from a group claiming to be "BluePay Inc.," or a similar organization.

BluePay Security has taken steps to protect against this threat and will continue to monitor the situation.

The phishing email contains the following information:

From: BluePay Inc. [mailto:notifications1@bluepay.com]
Subject: ACCOUNT NOTICE
Attachment: “Update Your Account Information.html”
Body:
BLUEPAY UPDATE

BluePay Business Tips: Improve Profits through the Web

admin — Tue, 22 Feb 2011 16:23:52 +0000

Bringing your business to the Web is crucial to increasing profits in today’s market. The Internet has become widely accessible from virtually anywhere, and more consumers are relying heavily on Web services to shop and make payments.

So now that you have a website, what’s next? Below, find BluePay’s tips for improving profits with an effective and secure website.

Is Your Business PCI Compliant?

admin — Tue, 15 Feb 2011 14:43:22 +0000

PCI compliance is required for merchants accepting credit cards for business. Failing to comply with PCI DSS standards can result in hefty fines, especially if sensitive data is compromised. But how do you attest your compliance?

Seamless Integration for BluePay Credit Card Payment Software and Accounting Programs

admin — Fri, 11 Feb 2011 21:30:59 +0000

From credit card payment software to processing terminals, accounting programs to online shopping carts, there are many different components of a complete payment processing solution that contribute to improved efficiency. Integrating these products so they work together seamlessly can help merchants save time and money. Below, learn more about BluePay’s secure credit card payment software and seamless accounting integration services.

BluePay Partners with Precision Web Hosting

admin — Thu, 27 Jan 2011 14:33:12 +0000

The BluePay team is committed to connecting e-commerce merchants and businesses with reliable, secure e-commerce merchant accounts and credit card processing solutions. Recently, BluePay partnered with e-commerce and web hosting provider Precision Web Hosting, connecting the company’s customers and shopping cart users with BluePay’s streamlined payment processing services.

BluePay Partners with SimpleScripts

admin — Tue, 18 Jan 2011 17:03:12 +0000

Top credit card processor BluePay and web hosting provider SimpleScripts have recently partnered up to offer secure e-commerce merchant accounts to online merchants in any industry. In order to maintain a competitive edge in a challenging economy, e-commerce merchants must offer flexibility when accepting payments, while keeping customer data safe from fraud.

BluePay Partners with FastDomain

admin — Wed, 12 Jan 2011 15:13:32 +0000

BluePay has recently partnered with FastDomain, a top provider of professional web hosting services, including unlimited hosting space and domain hosting. FastDomain has recognized BluePay as a leading company in secure e-commerce credit card processing, recommending our services to customers in need of online payment gateways and solutions that improve business while keeping data safe.

How to Accept Gift Cards

admin — Thu, 06 Jan 2011 22:52:00 +0000

Accepting gift cards and loyalty cards for business is a simple, effective way to improve sales. Gift cards provide easy, convenient gifts, while loyalty cards encourage returning customers to spend more through rewards programs. BluePay offers a Gift and Loyalty Card program that makes it easy to accept gift cards, manage account balances and reload gift cards through your current terminal.

Discover the Benefits

BluePay Merchants Enjoy Low Merchant Account Rates All the Time

admin — Thu, 30 Dec 2010 21:17:00 +0000

At BluePay, we make it our business to help improve your business. That means providing solutions that increase profits, keep your customers happy and protect your data, all at low merchant account rates that significantly cut business costs.

Our team’s extensive industry experience allows us to get the best rates for our customers so accepting credit cards for business is easy and affordable all the time.

In addition to low merchant account rates, you can enjoy:

Happy Holidays from BluePay!

admin — Thu, 23 Dec 2010 17:15:00 +0000

This time of year is often crazy for businesses and merchants, as consumers search for the best deals for their holiday shopping sprees and the New Year fast approaches. Below are just a few of BluePay’s effective payment processing solutions that can help you achieve a successful and profitable holiday season.

The Benefits of Pay at the Pump Processing

admin — Wed, 22 Dec 2010 21:11:00 +0000

Pay at the pump processing is a convenience that most drivers have come to expect when stopping at the gas station to fill up their tank. The processing equipment at the gas pump is familiar and easy to use, similar to most in-store credit card machines. Customers can swipe their credit cards, debit cards or fleet cards securely, print out a receipt and even purchase a car wash from the pump’s processing terminal. Below, we’ll explore the benefits of pay at the pump processing for customers and merchants.

How Level 3 Transactions Improve B2B Credit Card Processing

admin — Thu, 16 Dec 2010 16:14:00 +0000

Business-to-business (B2B) credit card processing transactions require a higher level of detail than business-to-consumer (B2C) purchases in order for businesses to effectively monitor and track their spending. Here, we’ll explore Level 3 processing, a type of B2B transaction that offers more detailed data for better business management.

What Is Level 3 Processing?

BluePay Introduces Live Chat Feature

admin — Wed, 15 Dec 2010 15:44:00 +0000

In our continuing effort to offer the best customer service to our valued merchants, we have added a live chat feature at BluePay.com! Now, getting answers about your BluePay services is as convenient as clicking a button and typing in your question. New merchants can also learn more about BluePay’s secure credit card processing solutions by chatting with a live representative, while existing customers can provide their merchant ID to discuss concerns with their current merchant account.

BluePay Partners with HostMonster

admin — Mon, 13 Dec 2010 15:30:00 +0000

Partnering with the web industry’s leading hosting providers allows BluePay to connect online merchants with top e-commerce credit card merchant processing services and streamlined payment solutions. BluePay’s e-commerce payment options, including recurring billing, advanced security features and efficient payment gateways, allows merchants to improve their customer base and increase cash flow while saving money in the long term.

Types of Credit Card Processing Machines

admin — Fri, 10 Dec 2010 20:05:00 +0000

Investing in secure, advanced credit card processing machines can offer many benefits to any business, no matter what industry it serves. The ability to accept credit cards and debit cards safely and efficiently is crucial to improving customer service, reducing costs and maintaining a competitive edge in today’s market. Here, we’ll explore the basic types of credit card processing machines, as well as virtual credit card terminals for online processing.

BluePay Merchant Loans Open Doors for Business Opportunities

admin — Thu, 09 Dec 2010 22:05:00 +0000

BluePay merchant lending programs provide the opportunity to grow with secure credit card processing solutions that increase profits and reduce costs. Businesses can qualify for merchant cash advances, merchant funding or merchant account lending.

BluePay Becomes a Magento Enterprise Industry Partner

admin — Wed, 01 Dec 2010 17:34:00 +0000

The BluePay team is happy to announce that we are now a Magento Enterprise Industry Partner! At BluePay, we are committed to providing our merchants with secure and effective e-commerce payment processing solutions. Magento is the fastest-growing e-commerce software platform that gives merchants the control and flexibility they need to customize their unique online store to their exact needs.

The Benefits of Online Payment Gateways

admin — Mon, 22 Nov 2010 19:30:00 +0000

As the convenience of online shopping and bill payment rapidly increases, so does the need for merchants to utilize a secure online payment gateway system for streamlined transactions. Online payment gateways help merchants expand their business by improving customer service, increasing profits and minimizing late payments.

BluePay Partners with BlueHost

admin — Thu, 18 Nov 2010 19:51:00 +0000

The BluePay team is committed to connecting merchants with secure, effective credit card processing solutions. We partner with a variety of hosting providers, linking Internet and e-commerce merchants with BluePay’s streamlined payment processing services that help improve profits, increase business and reduce costs.

BluePay’s Online Credit Card Processing Services

admin — Thu, 11 Nov 2010 21:23:00 +0000

Online credit card processing is a valuable capability for merchants looking to improve customer service, increase profits and reduce costs. Today’s consumers are relying increasingly on the Internet to go shopping and pay bills, yet the risk of credit card fraud continues to be a harsh reality.

Recurring Billing for Nonprofits

admin — Wed, 10 Nov 2010 16:49:00 +0000

Today’s consumers expect flexible options when making payments and the same goes for making contributions to their favorite organizations and charities. Advanced payment processing capabilities, such as BluePay’s hosted payment forms and recurring billing options, allow nonprofit organizations to streamline the donation process.

Benefits of Restaurant Credit Card Processing

admin — Thu, 28 Oct 2010 16:04:00 +0000

Restaurant credit card processing solutions are crucial for restaurant merchants who wish to maintain a competitive edge in a challenging economy. Limiting the types of payments you accept also limits your customer base – forcing potential diners to go elsewhere if they cannot make payments at your establishment. Whether you run a fast-food burger joint or a fine dining steak house, the ability to accept credit cards for business can improve customer service, increase sales and help reduce costs.

BluePay Credit Card Processing in Canada Offers Same Benefits and Low Rates as U.S. Merchant Accounts

admin — Thu, 21 Oct 2010 11:24:00 +0000

Merchants in need of secure, efficient Canadian processing solutions to accept credit cards in Canada, can enjoy the same benefits as U.S. merchants when signing up for a BluePay payment processing account. BluePay credit card processing solutions include:

The Difference Between Wireless and Mobile Credit Card Processing

admin — Thu, 14 Oct 2010 13:06:00 +0000

Wireless and mobile credit card processing are both payment processing solutions that continue to improve with rapidly evolving technology and business strategies. Though both services allow merchants to take their business out of the traditional brick-and-mortar facility and process credit card transactions at nearly any location, there are differences between them.

Merchant Processing Services from A to Z

admin — Wed, 06 Oct 2010 20:35:00 +0000

Merchant processing services from BluePay come in all shapes and sizes … because they have to! Large or small, today’s merchant faces a wide range of challenges when it comes to handling credit card, debit card and other forms of sales transactions. Merchant credit card processing is no longer a task that can be managed easily or with out of date processes and hardware.

Here is a quick overview of merchant credit card processing products and services we offer:

The BBB Recognizes BluePay for A+ Customer Service

admin — Mon, 04 Oct 2010 13:42:00 +0000

As we reported recently, the Better Business Bureau (BBB) recognized our credit card processing expertise by giving us an A+ rating for customer service and overall business operations. Thank you again, Better Business Bureau!

A sincere thank you goes to our customer services team as well. Since opening our doors, BluePay has placed great emphasis on customer care, and our team has always risen to the occasion. How do we maintain such a high level of customer service? Here are some of the reasons we think are behind it.

BluePay’s Free Merchant Account Terminal Program

admin — Wed, 29 Sep 2010 21:49:00 +0000

BluePay is committed to providing new merchants with the solutions they need to achieve their business goals. That’s why we offer our Free Merchant Account Terminal Program, that makes getting started with your merchant account easy and affordable!

Discover the benefits of secure credit card processing with BluePay:

What to Consider When Choosing Credit Card Processing Equipment

admin — Wed, 22 Sep 2010 20:15:00 +0000

The right credit card processing equipment allows merchants to accept credit cards for business safely and efficiently. Merchants can choose between different types of merchant account equipment to best fit their needs, whether they run a fine dining establishment or an e-commerce store.

Here, we’ll explore the questions commonly asked when choosing credit card processing equipment for business.

Mobile Credit Card Processing Security

admin — Mon, 20 Sep 2010 14:00:00 +0000

“Is it safe?” For those old enough to remember, this was the question asked over and over by a sinister Laurence Olivier in the interrogation scene from the classic suspense film Marathon Man.

How to Accept Credit Cards on Your Website

admin — Fri, 17 Sep 2010 14:09:00 +0000

In order for your e-commerce business to survive, online credit card processing must be functioning to perfection for the customer as well as behind the scenes. In the real world of e-commerce, smooth payment processing is not a given. Merchants can face a number of bumps in the road including:

What You Should Know About ACH Check Payment Processing Fraud

admin — Wed, 15 Sep 2010 16:00:00 +0000

ACH payment processing refers to payments made through the Automated Clearing House (ACH), which is a federally regulated network of electronic transactions that allows banks to send money back and forth. Though advanced ACH security is heavily implemented by the National Automated Clearing House Association, ACH is no different than credit card processing when it comes to security risks and fraud. No matter what type of payment is being used, merchants and consumers must be aware of the risks involved.

BluePay Ranks 128 on the 2010 Inc. 500 List

admin — Tue, 14 Sep 2010 15:38:00 +0000

The BluePay team is proud to announce that our credit card processing firm has recently made the 2010 Inc. 500 List! BluePay ranks 128 among 500 honorees on this year’s list, and we are honored to be celebrated among the country’s growing leaders.

About the Inc. 500

Accept Credit Card Payments in Any Industry

admin — Thu, 09 Sep 2010 17:52:00 +0000

When you accept credit card payments for business, you open a huge door of opportunity and savings, no matter what industry you serve. There is no such thing as a company too small or a service too obscure to accept credit card payments. Nowadays, as consumers rely on their credit and debit cards for everyday purchases and carry less cash in their wallets, the need for accepting credit cards safely and efficiently has increased tremendously.

How Do I Take Credit Cards Online?

admin — Tue, 07 Sep 2010 15:07:00 +0000

Our e-commerce merchant account services allow you to take your business online. Considering buyer preferences and the state of commerce today, almost every business can and should have an online presence.

How to Accept Credit Cards for Small Business

admin — Wed, 01 Sep 2010 14:23:00 +0000

Credit card processing for small business has gone from being a “nice to have” service to something essential. In today’s marketplace, convenience is king. Offering a full range of payment options can make the difference between a sale and a lost opportunity, between building business with an existing customer and having your business leave for a competitor.

Discover the Many Options for Payment Processing

admin — Fri, 27 Aug 2010 15:23:00 +0000

When you sign up for merchant account services, you can expand your business by accepting multiple forms of payment, streamline the payment process, and increase cash flow. Consumers enjoy many options and flexibility when it comes to making payments, giving them the control over how they spend their money. Fewer people are carrying large amounts of cash when they shop, and instead are relying on credit cards, debit cards and gift cards.

What Is A Chargeback?

admin — Tue, 24 Aug 2010 17:46:00 +0000

Merchants who accept credit cards for business should use the utmost care when handling customers’ money and purchases. Not only do you want to keep your customers satisfied, you also want to avoid hefty fines and devastating loss that can occur should there be any dispute over a transaction. Chargebacks involve a card holder disputing a charge made to his or her credit card. Merchants can lose the sale in addition to paying chargeback fines. Read on to learn more about chargebacks, including common reasons for chargebacks and how to prevent them.

Credit Card Processing in 8 Simple steps

admin — Fri, 20 Aug 2010 13:05:00 +0000

New to the world of credit card processing? It may seem like a complex process, but really, the ability to accept credit cards for your business is simple and extremely beneficial. Credit card merchants can enjoy increased sales, streamlined payments, advanced security technology and much more. Below, we’ll give you the basics on how credit card processing works, in 8 simple steps:

Customer Service Pays Off

admin — Mon, 16 Aug 2010 20:22:00 +0000

Whether you sell handmade jewelry online or run a chain of restaurants, your business’ growth relies heavily on the satisfaction and return business of your customers. Keeping your customers happy is what keeps them coming back and recommending your business to others. New customers become repeat customers, and repeat customers become loyal customers. All the while, your business enjoys increased sales and growth. At the heart of this growth is quality customer service – giving your customers the attention, quick response, special treatment and flexibility that they expect.

BluePay Announces Partnership with BigTree Solutions

admin — Fri, 13 Aug 2010 13:35:00 +0000

BluePay is pleased to announce our recent partnership with BigTree Solutions, a delivery software company that offers online ordering application RDS Logic.

BigTree Solutions recently released a new version of RDS Logic, which improves online food ordering and restaurant delivery services. Now, BigTree’s new, private label version of RDS Logic can be embedded into a client’s existing website – matching the look, feel and navigation of the current site while boasting all the major benefits of the ordering applications.

BluePay Business Tips: How Trade Shows Can Help Your Business

admin — Wed, 11 Aug 2010 07:00:00 +0000

At BluePay, we are committed to help you improve your business, and not just through our secure credit card processing and payment gateways. Our BluePay Business Tips section offers tips and solutions for business growth – whether you run a start-up e-commerce company or a large waste management business, we’re here to help. First on the Business Tips agenda, we’ll explore the benefits of attending trade shows.

Recognizing Types of Credit Card Fraud

admin — Mon, 09 Aug 2010 17:35:00 +0000

Credit card fraud can take many different forms, and in order to protect your business and your customers, you should be able to recognize the types of fraud. Sensitive credit card information can be compromised even if your credit card is not physically stolen from your wallet. Read on for more details on credit card fraud, including phishing scams, counterfeit cards and identity theft.

Phishing Scams

Mobile Credit Card Processing with ROAMpay

admin — Fri, 06 Aug 2010 12:02:00 +0000

As smartphones and iPhones take the technology and business world by storm, the need for secure mobile credit card processing has significantly increased. With merchants constantly on the go, the ability to process credit cards wherever you are becomes more than just a convenient tool; it’s a major factor in business growth and increased cash flow.

The Better Business Bureau Gives BluePay an A+

admin — Tue, 03 Aug 2010 14:02:00 +0000

BluePay has long been recognized by the Better Business Bureau (BBB) as an outstanding credit card processing business, and we are proud to announce that we recently received an A+ rating for our customer service and overall business operations! The BluePay team is pleased to receive one of the highest ratings that any company can receive.

Trade Show Spotlight: The 8th Annual MWAA Conference

admin — Fri, 30 Jul 2010 16:27:00 +0000

The MidWest Acquirers Association (MWAA) held its annual conference at the Renaissance Schaumburg Hotel and Convention Center in Schaumburg, ILL., from July 21 to 23, 2010. The theme for this year’s trade show and conference was “Changing Times…Changing Visions,” providing an opportunity for the Midwest acquiring community and professionals to network, learn and share new information for overall industry growth.

Exploring Convenience Fees

admin — Mon, 26 Jul 2010 13:55:00 +0000

Don’t get confused about convenience fees. As a merchant with a business accepting credit cards, it is your responsibility to understand who can and who can’t assess a convenience fee, and be sure to understand the don’ts. Read on to learn more.

BluePay’s Kristen Gramigna Talks About Tokenization

admin — Thu, 22 Jul 2010 20:11:00 +0000

In a recent video interview with MagTek, held at the ETA 2010 Annual Meeting and Expo in Las Vegas, Director of BluePay Kristen Gramigna discussed the benefits of secure credit card processing solutions for both small and large businesses. Among the critical points she touched upon included BluePay services that range from virtual terminals to recurring billing, as well as the importance of tokenization and data encryption at the point of sale.

PCI Compliance: Protecting Card Holder Data

admin — Mon, 19 Jul 2010 18:34:00 +0000

As a business owner and credit card merchant, protecting customers’ sensitive credit card data is critical to keeping your business safe. That is why, starting in July, all merchants now must be sure their payment processing equipment and technology is PCI compliant. While some merchants may be concerned over the immediate costs associated with certain PCI compliant security features, it is important to realize that if credit card information is compromised, merchants are held responsible.

Meet PCI Requirements with End-to-End Encryption

admin — Thu, 15 Jul 2010 17:33:00 +0000

As of July 1, 2010, the Card Associations will require merchants and retailers everywhere to comply with PCI standards for a more secure payment and credit card processing system. Becoming PCI compliant involves the use of advanced technology and tight security standards to keep customers’ sensitive credit card data safe from credit card fraud and security breaches. End-to-End Encryption (E2EE) is at the top of the list when it comes to emerging technologies that protect information and help merchants meet PCI requirements.

Increasing Security and Convenience with Hosted Payment Forms

admin — Tue, 13 Jul 2010 19:59:00 +0000

As consumers rely increasingly on the Internet to make convenient and efficient payments, e-commerce merchants must take the proper precautions in making their payment processing system as secure as possible. If a customer’s credit card information is compromised and used for fraudulent activity, not only can the customer suffer from damaged credit and lost funds, but merchants can also be held responsible and end up paying hefty fines for the stolen data.

How Consumers Can Avoid Fraud

admin — Tue, 29 Jun 2010 18:50:00 +0000

You may have a business accepting credit cards, but you’re also a consumer. Do you, as a cardholder, know the different ways to avoid credit card fraud? Understanding common types of fraud and schemes that involve stolen credit card information can help you reduce the risk of your own identity being stolen. Below are just a few guidelines for consumers to follow to avoid fraud. As a business owner, be sure that your customers are aware of these tips in order to increase security for their information as well as your business.

BluePay at the ETA Trade Show

admin — Mon, 28 Jun 2010 17:18:00 +0000

The BluePay team recently joined in the Electronic Transactions Association’s (ETA) 20th anniversary celebration by attending the 2010 ETA Annual Meeting and Expo. This year’s expo was held from April 13 to 15 at the Mandalay Bay Resort and Casino in Las Vegas. As recurring attendees at the show, BluePay was able to share and exchange innovative payment processing ideas with industry leaders and to develop new solutions to improve our services and products.

Choosing the Right Credit Card Processing Equipment

admin — Thu, 24 Jun 2010 19:54:00 +0000

Once you’ve decided to increase your sales and customer base with a credit card merchant account, you must then choose the credit card processing equipment that best matches your business’ needs. Credit card terminals work to process and send the cardholder’s information, including the card number, available credit and expiration date to the issuer for authorization. There are a few basic types of credit card terminals from which you can choose, and your final decision should depend on how your business operates on a day-to-day basis.

3 Industries that Benefit from Credit Card Processing

admin — Tue, 22 Jun 2010 14:15:00 +0000

A credit card merchant account can benefit a wide range of businesses in any industry, as many merchant account providers give customers the ability to customize their account to best fit their business’ needs and goals. If you’re still hesitant about starting a credit card merchant account, whether you’re unsure about the associated costs or if you think your business is too small to benefit, below you can find benefits and solutions for three different industries.

What is ACH?

admin — Fri, 18 Jun 2010 12:48:00 +0000

A key part of a business’ payment processing capabilities includes flexibility. During an economy in which cutting costs has become vital to remaining afloat, consumers enjoy various ways to control and manage their budget. Providing different options for payment allows customers to make purchases in a payment form that best works for their wallet. And the payment options do not end with credit card processing: Businesses can also electronically deduct amounts directly from customers’ bank accounts, eliminating the need to obtain a credit card number.

4 Advantages of Gift Cards

admin — Mon, 14 Jun 2010 13:34:00 +0000

A great way to acquire new customers while retaining the loyal ones is to set up a gift card program. The many benefits of the gift card are often overlooked by merchants. For retail stores and special-service businesses, such as bookstores and day spas, gift cards are extremely effective marketing tools that can be displayed at the cash register or front desk for easy access. Below, find more benefits of gift cards.

Recurring Billing and Security

admin — Fri, 11 Jun 2010 13:00:00 +0000

The ability to set up recurring billing allows merchants to simplify the monthly billing process, reducing late payments and providing customers with a convenient billing solution. Through recurring billing, you can automatically debit customer accounts with the acceptance of most major credit cards, debit cards and ACH payments.

Benefits of recurring billing include:
• Improved cash flow and customer service
• Automatic scheduling to help save time and money
• Paperless process leads to reduce waste and costs

Credit Card Processing Terms You Should Know

admin — Mon, 07 Jun 2010 12:56:00 +0000

As a business leader and credit card merchant, there are several key terms you should be familiar with when it comes to payment processing and merchant accounts. Below are just a handful of terms that will keep you in the know. Find a complete merchant glossary at http://www.bluepay.com/glossary.

• Address Verification: A security service in which the merchant verifies the cardholder’s address in order to deter fraudulent transactions, usually during card-not-present transactions like Internet or phone sales.

Q & A: Retail Merchant Accounts

admin — Wed, 02 Jun 2010 13:04:00 +0000

Find answers to commonly asked questions about retail merchant accounts:

What is a retail merchant account?
A retail merchant account is designed for retail businesses and stores with the need to accept major credit cards and debit cards. Businesses that have a retail merchant account can safely process point-of-sale transactions in which both the credit card and the card holder are present.

At a Glance: Restaurant Merchant Accounts

admin — Fri, 28 May 2010 13:20:00 +0000

When it comes to food, customers want it delicious and quick. So not only must restaurant owners focus on quality, flavorful meals, but they should also take into account efficient service and payment processing that keep customers full and satisfied. Restaurant merchant account services help streamline the payment process and allow those in the food service industry to accept major credit and debit cards.

The BluePay Challenge

admin — Wed, 26 May 2010 12:53:00 +0000

Whether you’re interested in starting a merchant account or you’re looking for a new merchant account service provider, it’s important to do your research and ensure you’re getting top-quality services at reasonable rates.

Nonprofit Credit Card Processing Makes it Easier to Donate

admin — Mon, 24 May 2010 12:24:00 +0000

With today’s consumers accustomed to the convenience of managing bills and payment schedules online, it only makes sense that making contributions to a worthy cause be just as simple. Not-for-profit (NFP) processing allows people to make donations to their favorite charity or organization through a secure online Web form. For the donors, this means a more streamlined process that requires filling out a form just once, then setting up an account for recurring donations if desired.

5 Ways to Avoid Credit Card Fraud

admin — Wed, 19 May 2010 17:57:00 +0000

There are many security tips out there that consumers can follow to avoid credit card fraud, but what measures can merchants take to ensure their customers and data is safe from hackers, identity theft and costly chargebacks? Below, find just a few ways that you can keep your business safer and reduce the risk of credit card fraud.

Going Green with Electronic Invoicing

admin — Mon, 17 May 2010 12:23:00 +0000

Today’s consumers are continually finding new, simple and effective ways to bring green solutions into their personal, everyday routines – biking to work, using reusable water bottles instead of disposable plastic, driving fuel-efficient cars. It only makes sense that businesses take the plunge forward and accept credit card payments online through electronic invoicing to help save both the environment and money.

Credit Card Verification Values: The Basics

admin — Fri, 14 May 2010 14:00:00 +0000

You may have heard the term before – CVV2, CVV, CV2, CCV – and chances are, you’ve had to use it. Whichever acronym you’re most familiar with, the concept is the same in each case. A credit card verification value is a useful security feature that helps prevent fraud during card-not-present transactions, such as payments made through online shopping. For a business accepting credit cards through the Web, CVV is a necessary option.

Helpful Resources for Your E-Commerce Business

admin — Wed, 12 May 2010 14:00:00 +0000

An e-commerce business requires much more than simply slapping together a Web site and setting up a merchant account payment gateway. Once you’ve decided to take your business online, it’s crucial to stay up-to-date with a constantly evolving industry. Below are a just a few resources that can help you stay in touch with the e-commerce world and give your online business a competitive edge.

What a Merchant Account Can Do for Your Small Business

admin — Mon, 10 May 2010 13:00:00 +0000

Don’t assume that your business is too small to start a merchant account. Expanding your business capabilities to include credit card processing, electronic payments and online sales can help take your business to the next level of success. Discover the many opportunities available with credit card processing for small business:

BluePay Stays in Touch and Receives Constant Contact All Star Award

admin — Fri, 07 May 2010 13:00:00 +0000

At BluePay, we are not only dedicated to providing credit card processing services that help businesses achieve their goals, but we are proud of the relationships we build with our customers, as well. In addition to keeping our customers in the know through regular e-mail updates, we conduct online surveys to learn how we can improve our services and allow customers to give input when it comes to their credit card processing accounts.

The Need to Secure Customers’ Personal Information

admin — Wed, 05 May 2010 14:00:00 +0000

In early March, new identity theft regulations took effect in the state of Massachusetts, according to an article in The Daily News Tribune. Companies are now required to implement safety measures and security plans to keep customers’ personal information protected from theft. Business requirements include keeping consumers’ name, Social Security number, credit card number and other sensitive information encrypted and password-protected.

BluePay Cares: We've Joined the Fight against Breast Cancer

admin — Mon, 03 May 2010 14:00:00 +0000

It can be easy to get lost in the day to day business world of increasing profits and improving customer service. However, we realize it’s important to remember that our business is a part of a larger community. Whether you own a small local business or a restaurant franchise, supporting a local cause allows you to be involved and give back to your customers and clients. BluePay is proud to have joined Susan G.

CNET News Interviews Bob Russo, General Manager of PCI Security Standards Council

admin — Fri, 30 Apr 2010 13:00:00 +0000

In a recent interview with CNET News, Bob Russo of the PCI Security Standards Council discussed what it means to be PCI compliant. Key points addressed in the interview include how the council was formed, as well as industry standards and the consequences of not being PCI compliant.

Why Ask for ZIP Codes? - The Benefits of AVS

admin — Wed, 28 Apr 2010 12:00:00 +0000

An Address Verification System (AVS) is a helpful credit card processing tool that provides merchants with an additional security measure when verifying accounts. With AVS, merchants can include the ZIP code and even the cardholder’s entire billing address in the authorization request. This is especially useful during card-not-present transactions, such as Internet sales, when merchants cannot verify accounts through signatures or other forms of identification.

Improve Customer Service for Online Business

admin — Fri, 16 Apr 2010 12:00:00 +0000

Whether you’re running a popular fine dining establishment or a small retail Web site from your home office, dealing with customers — both pleased and unsatisfied — is inevitable. The customers, after all, play a large role in the success of your business, especially if your sales are driven largely through online activity. Understanding how to communicate with your customers and make sure everyone is happy is crucial to business growth and sales. Below, find a few tips on improving customer service for your online business.

5 Ways to Avoid Chargebacks

admin — Fri, 19 Mar 2010 14:11:00 +0000

A chargeback occurs when a customer disputes a previously-made transaction, whether due to a stolen credit card or an error on the merchant’s part. For a business accepting credit cards on a daily basis, chargebacks are unfortunately inevitable and can lead to hefty fees. However, there are precautions that you can take in order to avoid chargebacks.

How Tokenization Keeps Data Secure

admin — Wed, 10 Mar 2010 14:00:00 +0000

The ability to store and transmit credit card information safely is a major concern for merchants and credit card holders alike. While PCI compliance ensures that your merchant account service provider is taking the appropriate measures to reduce the risk of fraud, tokenization takes security one step further by removing valuable credit card information completely out of the process. Hackers can’t steal your data if the data isn’t even there.

What You Should Know About Level 3 Processing

admin — Mon, 08 Mar 2010 14:00:00 +0000

Level 3 processing capabilities allow your business to process transactions beyond the consumer-to-business sale by expanding to business-to-business and business-to-government sales. Merchants who wish to increase sales by becoming suppliers to other businesses or government agencies should understand the basics of Level 3 processing.

Helpful Resources for Understanding PCI DSS

admin — Fri, 05 Mar 2010 06:00:00 +0000

For any business accepting credit cards and debit cards, whether through point-of-sale processing equipment or online payments, security is a major issue that should not be taken lightly. In order to protect personal credit card and account information from fraud or identity theft, merchant account providers should comply with the Payment Card Industry Data Security Standard (PCI DSS).

BluePay HQ: Why Customize Your Merchant Account

admin — Wed, 03 Mar 2010 22:03:00 +0000

When you begin to look into merchant accounts services, you’ll quickly learn that your business’ needs don’t quite fit into a neat little predetermined package. The ability to customize your merchant account according to your business goals is critical to receiving the most efficient and effective services. BluePay HQ gives you just that: the freedom and flexibility to design a merchant account package that best fits your business plan.

Merchant Processing Service for the Retail Minded

admin — Tue, 16 Feb 2010 22:26:00 +0000

Retail Minded, a business blog dedicated to offering professional advice and resources for the retail and boutique industry, recently posted a feature outlining the benefits of a retail merchant account.

4 Benefits of a Merchant Account

admin — Tue, 16 Feb 2010 22:20:00 +0000

You might be wondering if starting a merchant account is the right way to go. Perhaps your business is a small, at-home operation, and you're worried about security and credit card processing fees. Or maybe you own a family-operated restaurant and are still committed to using traditional payment methods. Yet as today's consumers are increasingly using credit and debit cards to make purchases both large and small, it becomes crucial to provide customers with multiple payment options in order to keep revenues up.

It's Easy to Switch

admin — Tue, 16 Feb 2010 22:05:00 +0000

When comparing the benefits and rates of several different merchant account providers, making the switch to BluePay is an easy decision. Starting an account with BluePay is a simple process, even if you have an existing merchant account with another service provider and are unhappy with the customer support and merchant processing service that you currently receive.

Welcome to Your Online Source for Credit Card Merchant Processing!

admin — Tue, 16 Feb 2010 21:52:00 +0000

On behalf of the BluePay Go! team, I'm here to welcome you to the official BluePay Merchant blog – your online source for keeping up-to-date with the latest in credit card merchant accounts and payment processing solutions.