Broke Millennial https://brokemillennial.com Tue, 19 Mar 2024 16:55:52 +0000 en-US hourly 1 50698441 Auditing your financial life https://brokemillennial.com/2024/03/19/auditing-your-financial-life/ Tue, 19 Mar 2024 16:55:08 +0000 https://brokemillennial.com/?p=5205 Continued]]> Here’s something I’ve never shared with you: I’m a procrastinator. A big time procrastinator. Snoozing the morning alarm. Waiting until I’m right against a deadline to complete a project. And I perpetually reschedule reminders on my phone to ding me tomorrow. One of the most egregious ways I procrastinate is canceling subscriptions, especially if I’m required to have an in-person conversation (or…

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]]> 5205 Health is Wealth: An annoying cliche that is, well, true https://brokemillennial.com/2024/02/09/health-is-wealth-an-annoying-cliche-that-is-well-true/ Fri, 09 Feb 2024 14:37:51 +0000 https://brokemillennial.com/?p=5198 Continued]]> “Well, that was my first dermatologist visit in which I was told it’s not a matter of if but when one of my moles will turn cancerous,” I said to my husband after coming home from a doctor visit. It was a jarring experience to essentially be told cancer was almost an inevitability, but I’m incredibly proactive about my skin checks and do all I can in terms of prevention (aka applies 70 SPF and…

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]]> 5198 Should I invest while paying off debt? https://brokemillennial.com/2024/01/15/should-i-invest-while-paying-off-debt/ Mon, 15 Jan 2024 15:35:14 +0000 https://brokemillennial.com/?p=5194 Continued]]> That is black and white thinking in a nuanced conversation because you can do two things at once: build wealth and pay off debt. This question is so frustrating to me! Certain folks in the personal finance community preach that you have to achieve debt freedom before you start the next phase of building wealth and working towards other financial goals. Ehhh, wrong!

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]]> 5194 Leaving my job. Should my 401(k)/HSA come with me? https://brokemillennial.com/2023/12/16/leaving-my-job-should-my-401k-hsa-come-with-me/ Sat, 16 Dec 2023 17:15:20 +0000 https://brokemillennial.com/?p=5188 Continued]]> Photo by micheile henderson on Unsplash Before I answer, let’s take a quick Translation Timeout to make sure everyone understands the question. My personal preference: yes. Just roll it over either into your new company’s 401(k) — if allowed — or into an IRA. Having it all in one place makes it easier to keep track and you won’t risk…

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]]> 5188 Your thanks can help someone else get a raise https://brokemillennial.com/2023/11/21/your-thanks-can-help-someone-else-get-a-raise/ Tue, 21 Nov 2023 14:00:03 +0000 https://brokemillennial.com/?p=5191 Continued]]> We too often tend to only provide feedback when it’s negative. But great customer service deserves a shoutout and you never know how your review could help someone. Customer reviews from surveys can impact people’s ability to get a raise or a bonus at their job. Taking a couple minutes out of your day to respond to a quick survey about a customer service rep could be a small way to significantly…

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