Brokers in New York may already be talking about recovery, but the lowest points of the residential real estate market crash are just beginning to show up. It’s normal for the biggest, seediest, messiest cases to come to light towards the end.
According to a lawsuit filed by Capital One bank, a lender to the developers of the cool and upscale Warehouse 11 condominium at 214 North 11th Street in Williamsburg, just south of McCarren Park, the developers Yitzchok Schwartz and Isack Rosenberg defaulted on their $45.6 million mortgage earlier this year. But that’s not all the story. The real news is that while the lender began to market the loan note to potential investors (the building was 98% complete and many of the 120 units had been sold), their representatives from Massey Knakal noticed that many of the finished units were missing all o most of the appliances! During an inspection in July it was discovered that majority of the inspected condo units had been robbed of the high-end appliances. More became missing by August. The obvious conclusion, although not yet proved in court of law, was that the developers, the only ones with appropriate access to the construction site, may have taken out whatever valuable assets they could to sell for profit or to recoup their money. Now, you can’t sell things out of units that are already promised to buyers. And you can’t rob a collateral that he bank owns in case of your default, Messieurs Schwartz and Rosenberg!
The story gets better. During the inspection ordered by Capital One, “and enraged Yitzchok Schwartz locked most of the units” and then forced the inspectors out of the building. They were eventually locked inside the building and forced to exit through the back and the parking lot.
Finally, not only did the developer remove already installed appliances and defaulted on the loan. They also happened to neglect the construction site, allowing water collect in the basement of Warehouse 11, eventually leading to mold growth.
This case has got to be a perfect example of how bad times drive people to doing bad things. The toxic loan on 204-214 North 11th St, 11101, NY is now worth an estimated $34 million. That’s a 25 percent loss off the bat for the lender but does that include the loss of the appliances? What will it be worth once the case goes through the Bankruptcy Court (yes, the developers filed for bankruptcy protection in September 2009), and some of the buyers sue back to get their deposits back, or simply back out? The marketing company for the development, Apartments and Lofts, has taken it off their site. And what about the mold removal costs? This is a messy case and one that the beleaguered condominium market of Williamsburg does not need today.
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Below is the official list provided by USPS recently, listing stores that will likely be closed down:
United States Postal Service Stations/Branches Slated for Closure
Area District Station/Branch Name City/State
Capital Metro Baltimore Eastpoint Mall Baltimore MD
Capital Metro Baltimore Fells Point Station Baltimore MD
Capital Metro Baltimore Franklin Station Baltimore MD
Capital Metro Baltimore Mt. Washington Station Baltimore MD
Capital Metro Baltimore Towson Towne Center Baltimore MD
Capital Metro Capital Columbia Heights Finance Washington DC
Capital Metro Capital Derwood ROCKVILLE, MD
Capital Metro Capital Fort Davis Washington DC
Capital Metro Capital Friendship Heights BETHESDA MD
Capital Metro Capital Landover Hills HYATTSVILLE, MD
Capital Metro Capital Ledroit Park Washington DC
Capital Metro Capital Naval Research Laboratory Washington DC
Capital Metro Capital Navy Annex Washington DC
Capital Metro Capital Northeast Washington DC
Capital Metro Capital Petworth Washington DC
Capital Metro Capital Randle Washington DC
Capital Metro Capital Silver Spring Center SILVER SPRING, MD
Capital Metro Capital Woodridge Washington DC
Capital Metro GSC Capital COLUMBIA SC
Capital Metro GSC Edgewood COLUMBIA SC
Capital Metro GSC Federal Station (Fin) Greenville GREENVILLE SC
Capital Metro GSC Harbison COLUMBIA SC
Capital Metro GSC Pinehaven CHARLESTON SC
Capital Metro GSC Pinewood (Fin) SPARTANBURG SC
Capital Metro Mid Carolinas ASH-Oteen Finance Station ASHEVILLE NC
Capital Metro Mid Carolinas CLT-30th St CHARLOTTE NC
Capital Metro Mid Carolinas CLT-Arrowood CHARLOTTE NC
Capital Metro Mid Carolinas CLT-Derita CHARLOTTE NC
Capital Metro Mid Carolinas CLT-Eastway Finance CHARLOTTE NC
Capital Metro Mid Carolinas CLT-Freedom CHARLOTTE NC
Capital Metro Mid Carolinas Fayetteville Haymont FAYETTEVILLE NC
Capital Metro Richmond Bellevue RICHMOND, VA
Capital Metro Richmond Buckroe Finance Unit HAMPTON VA
Capital Metro Richmond Forest Hill Station RICHMOND, VA
Capital Metro Richmond Fort Monroe (Mil Base) Hampton HAMPTON VA
Capital Metro Richmond Fort Story (Mil Base) Va Beach VIRGINIA BEACH VA
Capital Metro Richmond Fredericksburg Main Office FREDERICKSBURG
Capital Metro Richmond Newport News Denigh NEWPORT NEWS, VA
Capital Metro Richmond Norfolk Business Center NORFOLK VA
Capital Metro Richmond Portlock - Cons CHESAPEAKE VA
Capital Metro Richmond Ridge Branch RICHMOND, VA
Capital Metro Richmond Saunders RICHMOND, VA
Capital Metro Richmond Southside Station RICHMOND, VA
Capital Metro Richmond West End - Cons RICHMOND, VA
Capital Metro Richmond Witchduck Station VIRGINIA BEACH VA
Eastern Appalachian Capitol Station - Charleston CHARLESTON WVA
Eastern Appalachian Downtown Roanoke ROANOKE, VA
Eastern Appalachian Grandin Road Station - Roanoke ROANOKE, VA
Eastern Appalachian Hollins College Roanoke ROANOKE, VA
Eastern Appalachian Marmet Station CHARLESTON WVA
Eastern Appalachian Melrose Station - Roanoke ROANOKE, VA
Eastern Appalachian Spring Hill Station CHARLESTON WVA
Eastern Appalachian Station C - Charleston CHARLESTON WVA
Eastern Appalachian Stonewall CHARLESTON WVA
Eastern Appalachian Williamson Road - Roanoke ROANOKE, VA
Eastern Central PA Hbg - Steelton Br HARRISBURG PA
Eastern Central PA Reading - West Lawn Br READING PA
Eastern Central PA Scranton - Dickson City SCRANTON PA
Eastern Central PA Wilkes-Barre - Ashley WILKES-BARRE PA
Eastern Central PA York - Hellam Br YORK PA
Eastern Central PA York - Jacobus YORK PA
Eastern Cincinnati Air Way Finance DAYTON OH
Eastern Cincinnati Burnet Woods Station (Finance) CINCINNATI OH
Eastern Cincinnati Centerville Finance DAYTON OH
Eastern Cincinnati Cumminsville CINCINNATI OH
Eastern Cincinnati East End CINCINNATI OH
Eastern Cincinnati Lindenwald HAMILTON, OH
Eastern Cincinnati Ludlow COVINGTON OH
Eastern Cincinnati Madisonville Station CINCINNATI OH
Eastern Cincinnati Mid City Finance DAYTON OH
Eastern Cincinnati Midtown Sta Toledo TOLEDO OH
Eastern Cincinnati Newtown Branch CINCINNATI OH
Eastern Cincinnati Point Place TOLEDO OH
Eastern Cincinnati Reed Hartman Finance CINCINNATI OH
Eastern Cincinnati Saylor Park CINCINNATI OH
Eastern Cincinnati Station B DAYTON OH
Eastern Cincinnati Stock Yards CINCINNATI OH
Eastern Cincinnati Vet Adm Finance DAYTON OH
Eastern Columbus Busch Finance Station COLUMBUS, OH
Eastern Columbus Linden Finance COLUMBUS, OH
Eastern Columbus Olde Town Finance COLUMBUS, OH
Eastern Kentuckiana Evansville North Park Finance EVANSVILLE OH
Eastern Kentuckiana Evansville River City Station EVANSVILLE OH
Eastern Kentuckiana Louisville Beechmont Finance LOUISVILLE KEN
Eastern Kentuckiana Louisville Buechel Finance LOUISVILLE KEN
Eastern Kentuckiana Louisville Plainview Finance LOUISVILLE KEN
Eastern Kentuckiana Louisville Valley Station LOUISVILLE KEN
Eastern NOH Akron Chapel Hill AKRON OH
Eastern NOH Akron Downtown Station AKRON OH
Eastern NOH Akron East Akron AKRON OH
Eastern NOH Akron Maple Valley AKRON OH
Eastern NOH Canton Deuber CANTON OH
Eastern NOH Canton East Canton CANTON OH
Eastern NOH Canton North Industry CANTON OH
Eastern NOH Cleveland AMC Finance Unit CLEVELAND OH
Eastern NOH Cleveland Beachland CLEVELAND OH
Eastern NOH Cleveland Brookpark CLEVELAND OH
Eastern NOH Cleveland Cranwood CLEVELAND OH
Eastern NOH Cleveland Edgewater CLEVELAND OH
Eastern NOH Cleveland Erieview Finance CLEVELAND OH
Eastern NOH Cleveland Euclid CLEVELAND OH
Eastern NOH Cleveland Huntington Finance CLEVELAND OH
Eastern NOH Cleveland Independence CLEVELAND OH
Eastern NOH Cleveland Jesse Owens Finance CLEVELAND OH
Eastern NOH Cleveland Kamms CLEVELAND OH
Eastern NOH Cleveland Maple Heights CLEVELAND OH
Eastern NOH Cleveland North Royalton CLEVELAND OH
Eastern NOH Cleveland Shaker Finance CLEVELAND OH
Eastern NOH Cleveland Shore Finance CLEVELAND OH
Eastern NOH Cleveland Willow CLEVELAND OH
Eastern NOH Mansfield Lexington MANSFIELD OH
Eastern NOH Mansfield Lincoln Retail MANSFIELD OH
Eastern NOH Youngstown Northside Station YOUNGSTOWN, OH
Eastern NOH Youngstown Southside Station YOUNGSTOWN, OH
Eastern NOH Youngstown Westside Station YOUNGSTOWN, OH
Eastern Philadelphia BRIDGEPORT BRANCH - Norristown NORRISTOWN PA
Eastern Philadelphia PHI-30th Street trai - MOD PHILADELPHIA PA
Eastern Philadelphia PHI-ADAMS AVENUE POS - Frankford PHILADELPHIA PA
Eastern Philadelphia PHI-BOULEVARD STA PHILADELPHIA PA
Eastern Philadelphia PHI-CASTLE FSTA - Southwark PHILADELPHIA PA
Eastern Philadelphia PHI-CASTOR AVE. FINA - BLVD PHILADELPHIA PA
Eastern Philadelphia PHI-FRANKLIN MILLS - Torresdale PHILADELPHIA PA
Eastern Philadelphia PHI-GIRARD AVE - Spring Garden PHILADELPHIA PA
Eastern Philadelphia PHI-JOHN WANAMAKER F - WPA PHILADELPHIA PA
Eastern Philadelphia PHI-MANAYUNK STA PHILADELPHIA PA
Eastern Philadelphia PHI-MAYFAIR PSTL STO - Holmesburg PHILADELPHIA PA
Eastern Philadelphia PHI-NICETOWN FSTA PHILADELPHIA PA
Eastern Philadelphia PHI-OLNEY STA PHILADELPHIA PA
Eastern Philadelphia PHI-SOMERTON - Bustleton PHILADELPHIA PA
Eastern Philadelphia PHI-WADSWORTH AVE FS - Market Sq PHILADELPHIA PA
Eastern Philadelphia PHI-WISSINOMING STAT - Tacony PHILADELPHIA PA
Eastern South Jersey S.Camden (F) CAMDEN NJ
Eastern South Jersey Trenton Chambersburg (F) TRENTON
Eastern South Jersey Trenton-Yardville(F) TRENTON
Eastern Western PA Allegheny Station PITTSBURGH PA
Eastern Western PA Arsenal Branch PITTSBURGH PA
Eastern Western PA Brookline Station PITTSBURGH PA
Eastern Western PA Corliss Branch PITTSBURGH PA
Eastern Western PA Etna Branch PITTSBURGH PA
Eastern Western PA Homewood Branch PITTSBURGH PA
Eastern Western PA Millvale Station PITTSBURGH PA
Eastern Western PA Mt. Lebanon PITTSBURGH PA
Eastern Western PA Neville Island Branch PITTSBURGH PA
Eastern Western PA South Erie Br ERIE PA
Eastern Western PA Uptown Branch PITTSBURGH PA
Eastern Western PA Veteran’s Hospital Branch PITTSBURGH PA
Eastern Western PA Wesleyville ERIE PA
Eastern Western PA West Mifflin Branch PITTSBURGH PA
Eastern Western PA Wilkinsburg Carrier Facility PITTSBURGH PA
GREAT LAKES CENTRAL IL NAPERVILLE-WASHINGTON STREET STATION-FIN STA NAPERVILLE IL
GREAT LAKES CENTRAL IL SPRINGFIELD-CAPITOL STA-FIN STA SPRINGFIELD IL
GREAT LAKES CHICAGO CHICAGO-AMOCO POSTAL STORE-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-CHICAGO LAWN-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-CHINATOWN-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-EDGEBROOK POSTAL STORE-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-FINANCE STATION E-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-FINANCE STATION H-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-FINANCE STATION K-FND STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-FINANCE STATION L-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-FINANCE STATION M-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-FINANCE STATION N-FND STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-FINANCE STATION Q-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-FINANCE STATION T-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-FINANCE STATION U-FND STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-FINANCE STATION W-FIN STA CHICAGO IL
GREAT LAKES CHICAGO
CHICAGO-GRAND CROSSING POSTAL STORE-FIN STA
(JAMES E WORSHAM) CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-HAYMARKET-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-JEFFERSON PARK POSTAL STORE-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-JOHN HANCOCK POSTAL STORE-FND STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-LAKE PARK POSTAL STORE-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-LINCOLN PARK POSTAL STORE-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-LOOP - JEWELERS ROW-FND STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-OHARE FINANCE STATION (AMC)-FIN STA CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-ONTARIO STREET-FIN STA CHICAGO IL
GREAT LAKES CHICAGO
CHICAGO-ROGERS PK/CLARK FINANCE-FIN STA (FIN
STA F) CHICAGO IL
GREAT LAKES CHICAGO CHICAGO-WACKER DR POSTAL STORE-FIN STA CHICAGO IL
GREAT LAKES DETROIT ANN ARBOR-SOUTH UNIVERSITY STA-FIN STA ANN ARBOR MI
GREAT LAKES DETROIT DEARBORN-MAPLE-FIN STA DEARBORN MI
GREAT LAKES DETROIT DEARBORN-TELEFORD STA-STA DEARBORN MI
GREAT LAKES DETROIT DETROIT-FISHER BLDG FINANCE-FIN STA DETROIT MI
GREAT LAKES DETROIT DETROIT-HAMTRAMCK-FIN BR DETROIT MI
GREAT LAKES DETROIT DETROIT-HARPER-STA DETROIT MI
GREAT LAKES DETROIT DETROIT-LINWOOD STA-FIN STA DETROIT MI
GREAT LAKES DETROIT DETROIT-OLD REDFORD-FIN STA DETROIT MI
GREAT LAKES DETROIT DETROIT-PENOBSCOT POSTAL STORE-FIN STA DETROIT MI
GREAT LAKES DETROIT WAYNE-WESTLAND-WESTLAND MALL-FIN STA WAYNE MI
GREAT LAKES DETROIT WAYNE-WESTLAND-WESTLAND-BR WAYNE MI
GREAT LAKES GATEWAY SAINT LOUIS-AFFTON-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-BADEN-FIN STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-BENTON PARK-STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-BERKELEY-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-CHARLES J COYLE-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-CHOUTEAU-STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-CLAYTON-BR ST LOUIS MO
GREAT LAKES GATEWAY
SAINT LOUIS-CRESTWOOD PLAZA POSTAL STOREFIN
BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-CREVE COEUR-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-DES PERES-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-FERGUSON-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-FREDERICK N WEATHERS-STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-GALLERIA POSTAL STORE-FIN BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-GRAVOIS-STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-GWEN B GILES-STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-HENRY W WHEELER-STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-JEFFERSON MEMORIAL-FIN STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-JENNINGS-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-JORDAN W CHAMBERS-FIN STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-KIRKWOOD POSTAL STORE-FIN BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-MACKENZIE POINTE-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-MAIN OFFICE FIN POSTAL STORE-STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-MAPLEWOOD-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-MARIAN OLDHAM-STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-MARYVILLE GARDENS-STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-NORMANDY-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-NORTH COUNTY-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-OLIVETTE-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-RICHMOND HEIGHTS-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-SAPPINGTON-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-SOULARD-FIN STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-SOUTH COUNTY POSTAL STORE-FIN BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-SOUTH COUNTY-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-SOUTHWEST-STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-TIMOTHY M GAFFNEY-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-TOWER GROVE-FIN STA ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-UNIVERSITY CITY-BR ST LOUIS MO
GREAT LAKES GATEWAY SAINT LOUIS-WEST COUNTY-BR ST LOUIS MO
GREAT LAKES GREATER IN BLOOMINGTON-WOODBRIDGE-BR INDIANAPOLIS IN
GREAT LAKES GREATER IN FORT WAYNE-DIPLOMAT PLAZA-STA FORT WAYNE IN
GREAT LAKES GREATER IN FORT WAYNE-WAYNEDALE-FIN STA FORT WAYNE IN
GREAT LAKES GREATER IN GARY-BRUNSWICK-STA GARY IN
GREAT LAKES GREATER IN GARY-DOWNTOWN FINANCE-FIN STA GARY IN
GREAT LAKES GREATER IN GARY-LAKE STATION-BR GARY IN
GREAT LAKES GREATER IN GARY-MILLER-STA GARY IN
GREAT LAKES GREATER IN INDIANAPOLIS-BRIDGEPORT-FIN BR INDIANAPOLIS IN
GREAT LAKES GREATER IN INDIANAPOLIS-CIRCLE CITY-STA INDIANAPOLIS IN
GREAT LAKES GREATER IN INDIANAPOLIS-WEST INDIANAPOLIS FIN-FIN STA INDIANAPOLIS IN
GREAT LAKES GREATER IN SOUTH BEND-OLIVE STREET-STA SOUTH BEND IN
GREAT LAKES GREATER MI GRAND RAPIDS-KENTWOOD-BR GRAND RAPIDS MI
GREAT LAKES GREATER MI
GRAND RAPIDS-WYOMING-ROGERS PLAZA POSTAL
STORE-FIN STA GRAND RAPIDS MI
GREAT LAKES GREATER MI GRAND RAPIDS-WYOMING-WYOMING-BR GRAND RAPIDS MI
GREAT LAKES GREATER MI KALAMAZOO-ARCADIA CREEK-FIN STA KALAMAZOO MI
GREAT LAKES GREATER MI LANSING-DELTA POSTAL STORE-FIN STA LANSING MI
GREAT LAKES GREATER MI LANSING-MERRILL STREET STATION-FND STA LANSING MI
GREAT LAKES GREATER MI MUSKEGON-MUSKEGON HEIGHTS-BR MUSKEGON MI
GREAT LAKES GREATER MI MUSKEGON-NORTH MUSKEGON-BR MUSKEGON MI
GREAT LAKES GREATER MI SAGINAW-WHEELER STATION-STA SAGINAW MI
GREAT LAKES LAKELAND GREEN BAY-STA A-FIN STA GREEN BAY WI
GREAT LAKES LAKELAND RACINE-FOUR MILE STATION-STA RACINE WI
GREAT LAKES SOUTHEAST MI FLINT-CODY-STA FLINT MI
GREAT LAKES SOUTHEAST MI FLINT-DOWNTOWN FLINT-FIN STA FLINT MI
GREAT LAKES SOUTHEAST MI FLINT-MOTT PARK-FIN STA FLINT MI
GREAT LAKES SOUTHEAST MI FLINT-NORTHSIDE-STA FLINT MI
GREAT LAKES SOUTHEAST MI MOUNT CLEMENS-SELFRIDGE ANGB-FIN BR MOUNT CLEMENS MI
GREAT LAKES SOUTHEAST MI PONTIAC-PHOENIX-FIN STA PONTIAC MI
GREAT LAKES SOUTHEAST MI ROYAL OAK-BERKLEY-BERKLEY-FIN BR ROYAL OAK MI
New York Metro Caribbean Airport SAN JUAN PR
New York Metro Caribbean Atocha Ponce PR
New York Metro Caribbean Barrio Obrero SAN JUAN PR
New York Metro Caribbean Carolina Pueblo CAROLINA PR
New York Metro Caribbean Minillas Center SAN JUAN PR
New York Metro Caribbean Puerto De Tierra SAN JUAN PR
New York Metro Caribbean UPR Rio Piedras SAN JUAN PR
New York Metro New York 26 Federal Plaza New York City NY
New York Metro New York Appraisers Store New York City NY
New York Metro New York Battery Park Retail New York City NY
New York Metro New York Botanical BRONX NY
New York Metro New York Cherokee New York City NY
New York Metro New York Chinatown New York City NY
New York Metro New York Clason Point BRONX NY
New York Metro New York College New York City NY
New York Metro New York Columbus Circle New York City NY
New York Metro New York Crotona Park BRONX NY
New York Metro New York Dag Hammarskjold New York City NY
New York Metro New York Empire State New York City NY
New York Metro New York Greeley Square New York City NY
New York Metro New York Hamilton Grange New York City NY
New York Metro New York Hillside BRONX NY
New York Metro New York Hub BRONX NY
New York Metro New York Inwood New York City NY
New York Metro New York London Terrace New York City NY
New York Metro New York Melcourt BRONX NY
New York Metro New York Midtown New York City NY
New York Metro New York Oak Point BRONX NY
New York Metro New York Patchin New York City NY
New York Metro New York Peck Slip New York City NY
New York Metro New York Pitt New York City NY
New York Metro New York Port Authority New York City NY
New York Metro New York Port Authority Conv. New York City NY
New York Metro New York Tompkins Square New York City NY
New York Metro New York Tudor City New York City NY
New York Metro New York United Nations New York City NY
New York Metro New York Van Nest BRONX NY
New York Metro New York Wall Street Retail New York City NY
New York Metro New York West Village New York City NY
New York Metro New York Yorkville New York City NY
New York Metro Northern NJ Hillcrest PATERSON NJ
New York Metro Northern NJ Hillside Industrial ELIZABETH CITY NJ
New York Metro Northern NJ River Street PATERSON NJ
New York Metro Northern NJ Riverfront NEWARK NJ
New York Metro Northern NJ South NEWARK NJ
New York Metro Northern NJ Washington Park NEWARK NJ
New York Metro Triboro Astoria PP LONG ISLAND CITY NY
New York Metro Triboro Broadway PP LONG ISLAND CITY NY
New York Metro Triboro Cypress Hills BROOKLYN NY
New York Metro Triboro East Elmshurst FLUSHING NY
New York Metro Triboro Eltingville STATEN ISLAND NY
New York Metro Triboro Farragut BROOKLYN NY
New York Metro Triboro Fresh Meadows Retail FLUSHING NY
New York Metro Triboro Fresh Pond FLUSHING NY
New York Metro Triboro Halsey BROOKLYN NY
New York Metro Triboro Highlawn BROOKLYN NY
New York Metro Triboro Horace Harding FLUSHING NY
New York Metro Triboro LaGuardia FLUSHING NY
New York Metro Triboro LIC PP Annex LONG ISLAND CITY NY
New York Metro Triboro Linden Hill FLUSHING NY
New York Metro Triboro New Lots BROOKLYN NY
New York Metro Triboro Newkirk BROOKLYN NY
New York Metro Triboro Rosebank STATEN ISLAND NY
New York Metro Triboro Station B JAMAICA NY
New York Metro Triboro Sunset BROOKLYN NY
New York Metro Triboro Whitestone FLUSHING NY
Northeast Albany ALB-ACADAMY ALBANY NY
Northeast Albany ALB-DELAWARE ALBANY NY
Northeast Albany ALB-FORT ORANGE ALBANY NY
Northeast Albany ALB-PATROON ALBANY NY
Northeast Albany ALB-PINE ALBANY NY
Northeast Albany SCH-ROTTERDAM SQ SCHENECTADY NY
Northeast Albany SCH-SCOTIA SCHENECTADY NY
Northeast Albany SYR-ELMWOOD SYRACUSE NY
Northeast Albany SYR-NORTH SYRACUSE SYRACUSE NY
Northeast CT Valley Bridgeport-Barnum BRIDGEPORT CT
Northeast CT Valley Bridgeport-Noble BRIDGEPORT CT
Northeast CT Valley Hartford-Blue Hills HARTFORD CT
Northeast CT Valley HFD-Old State House HARTFORD CT
Northeast CT Valley New Haven-Baybrook NEW HAVEN CT
Northeast CT Valley New Haven-Kilby NEW HAVEN CT
Northeast CT Valley New Haven-Trolley Square NEW HAVEN CT
Northeast CT Valley New Haven-Westville NEW HAVEN CT
Northeast CT Valley Springfield-Brightwood SPRINGFIELD MA
Northeast CT Valley Springfield-Colonial SPRINGFIELD MA
Northeast CT Valley Stamford-Glenbrook STAMFORD CT
Northeast CT Valley Stamford-West Ave STAMFORD CT
Northeast Greater Boston Babson Park BOSTON MA
Northeast Greater Boston Boston Coll. BOSTON MA
Northeast Greater Boston Boston Univ. BOSTON MA
Northeast Greater Boston Cambridge-M.I.T. CAMBRIDGE MA
Northeast Greater Boston Fanueil Hall BOSTON MA
Northeast Greater Boston Logan Airport BOSTON MA
Northeast Greater Boston Soldiers Field BOSTON MA
Northeast Greater Boston Tufts Univ. BOSTON MA
Northeast NNE PORTLAND STATION A PORTLAND ME
Northeast SENE
NEW BEDFORD MT PLEASANT STATION, 748 MT
PLEASANT ST NEW BEDFORD MA
Northeast SENE PAWTUCKET VALLEY FALS BRANCH, 197 BORADWAY PAWTUCKET RI
Northeast WNY Buffalo - Broadway Fillmore Station BUFFALO NY
Northeast WNY Buffalo -Kenmore Branch BUFFALO NY
Northeast WNY Buffalo -Lackawanna Branch BUFFALO NY
Northeast WNY Buffalo -MidCity Station BUFFALO NY
Northeast WNY Rochester - Federal Station ROCHESTER NY
Northeast WNY Rochester - Midtown Station ROCHESTER NY
Northeast WNY Rochester-Dewey St ROCHESTER NY
Pacific Bay Valley AMERICAN CANYON BR SITE VALLEJO CA
Pacific Bay Valley BRADFORD HAYWARD CA
Pacific Bay Valley CASA CORREO CONCORD CA
Pacific Bay Valley COLONNADE SAN JOSE CA
Pacific Bay Valley DIMOND OAKLAND CA
Pacific Bay Valley KAISER CENTER OAKLAND CA
Pacific Bay Valley LANDSCAPE BERKELEY CA
Pacific Bay Valley MILLS COLLEGE OAKLAND CA
Pacific Bay Valley MIRA VISTA STATION RICHMOND CA
Pacific Bay Valley MISSION SAN JOSE FREMONT CA
Pacific Bay Valley MOUNT EDEN HAYWARD CA
Pacific Bay Valley NILES FREMONT CA
Pacific Bay Valley OAKLAND STATION B OAKLAND CA
Pacific Bay Valley OAKLAND STATION E OAKLAND CA
Pacific Bay Valley OAKRIDGE MALL SAN JOSE CA
Pacific Bay Valley PARK STATION BERKELEY CA
Pacific Bay Valley POINT RICHMOND STATION RICHMOND CA
Pacific Bay Valley RICHMOND STATION A RICHMOND CA
Pacific Bay Valley SAN PABLO BRANCH RICHMOND CA
Pacific Bay Valley SOUTH BERKELEY BERKELEY CA
Pacific Bay Valley TODOS SANTOS CONCORD CA
Pacific Honolulu Aina Haina Finance Station HONOLULU HI
Pacific Honolulu Ft. Shafter Finance Station HONOLULU HI
Pacific Honolulu Kaimuki Finance Station HONOLULU HI
Pacific Honolulu Kapalama Station HONOLULU HI
Pacific Honolulu Makiki Station HONOLULU HI
Pacific Honolulu Moiliili Finance Station HONOLULU HI
Pacific Honolulu MOU 1 Finance Station HONOLULU HI
Pacific Honolulu MOU 3 Finance Station HONOLULU HI
Pacific Honolulu Tripler Army Medical Finance Station HONOLULU HI
Pacific Honolulu Waialae-Kahala Station HONOLULU HI
Pacific Los Angeles CRENSHAW-IMPERIAL PRT INGLEWOOD CA
Pacific Los Angeles ING-MAIN OFFICE INGLEWOOD CA
Pacific Los Angeles LENNOX BRANCH INGLEWOOD CA
Pacific Los Angeles MORNINGSIDE PK STA INGLEWOOD CA
Pacific Los Angeles NORTH REDONDO STATION REDONDO BEACH CA
Pacific Sacramento Fresno Barton FRESNO CA
Pacific Sacramento Fresno Cedar FRESNO CA
Pacific Sacramento Modesto Main MODESTO CA
Pacific Sacramento Modesto Paradise MODESTO CA
Pacific Sacramento Stockton Main Office STOCKTON CA
Pacific San Diego Riv–La Sierra RIVERSIDE CA
Pacific San Diego College Grove Postal Store SAN DIEGO CA
Pacific San Diego Escondido Postal Store ESCONDIDO CA
Pacific San Diego First Street OCEANSIDE CA
Pacific San Diego George Washington SAN DIEGO CA
Pacific San Diego Moreno Station MORENO VALLEY CA
Pacific San Diego Naval Amphibius Base SAN DIEGO CA
Pacific San Diego North Park Retail SAN DIEGO CA
Pacific San Diego Point Loma Retail SAN DIEGO CA
Pacific San Diego Rancho Del Rey CHULA VISTA CA
Pacific San Diego San Bernardino Finance SAN BERNARDINO CA
Pacific San Diego San Bernardino Westside SAN BERADINO CA
Pacific San Diego San Luis Rey OCEANSIDE CA
Pacific San Diego University City Retail SAN DIEGO CA
Pacific San Francisco Bernal SAN FRANCISCO CA
Pacific San Francisco Civic Center Box SAN FRANCISCO CA
Pacific San Francisco Federal SAN FRANCISCO CA
Pacific San Francisco McLaren SAN FRANCISCO CA
Pacific San Francisco San Mateo 25th Ave SAN MATEO CA
Pacific Santa Ana ANA-BROOKHURST ANAHEIM CA
Pacific Santa Ana ANA-CANYON STA ANAHEIM CA
Pacific Santa Ana ANA-FEDERAL STA ANAHEIM CA
Pacific Santa Ana ANA-STADIUM STA ANAHEIM CA
Pacific Santa Ana FUL-COMMONWEALTH FULLERTON CA
Pacific Santa Ana HBC-BEACH CENTER HUNTINGTON BEACH CA
Pacific Santa Ana IRV-EAST IRVINE STA IRVINE CA
Pacific Santa Ana LBC-BELMONT SHO LONG BEACH CA
Pacific Santa Ana LBC-NO LONG BEAC LONG BEACH CA
Pacific Santa Ana LBC-TRADE CENTER LONG BEACH CA
Pacific Santa Ana NBC-BALBOA ISLAND NEWPORT BEACH CA
Pacific Santa Ana NBC-BALBOA STATION NEWPORT BEACH CA
Pacific Santa Ana NBC-BAY STA NEWPORT BEACH CA
Pacific Santa Ana NBC-BAY STA STAMP STORE NEWPORT BEACH CA
Pacific Santa Ana ORANGE - OLIVE STA ORANGE CA
Pacific Santa Ana ORANGE-EL MODENA STA ORANGE CA
Pacific Santa Ana POMONA - YORBA STA POMONA CA
Pacific Santa Ana RC - ETIWANDA RANCHO CUCAMONGA CA
Pacific Santa Ana RC- ALTA LOMA RANCHO CUCAMONGA CA
Pacific Santa Ana SJC - PLAZA STA SAN JUAN CPISTRANO CA
Pacific Santa Ana SNA-DIAMOND STA SANTA ANA CA
Pacific Santa Ana SNA-FOUNTAIN VAL SANTA ANA CA
Pacific Santa Ana SNA-INDUSTRIAL STA SANTA ANA CA
Pacific Santa Ana SNA-P&DC RETAIL SANTA ANA CA
Pacific Santa Ana SNA-SPURGEON ST SANTA ANA CA
Pacific Santa Ana TORRANCE - MARCELINA STA TORRANCE CA
Pacific Santa Ana TORRANCE - WALTERIA STA TORRANCE CA
Pacific Santa Ana WHI-BAILEY STA WHITTIER CA
Pacific Santa Ana LA PUENTE-BASSETT BR LA PUENTE CA
Pacific Santa Ana LA PUENTE-CITY OF INDUSTRY LA PUENTE CA
Pacific Santa Ana LAG-SOUTH LAGUNA STA LAGUNA BEACH CA
Pacific Santa Ana LBC-Station B LONG BEACH CA
Pacific Santa Ana WHITTIER - SANTA FE PLAZA WHITTIER CA
SOUTHEAST ALABAMA PFC HSV-WYNN DRIVE STA HUNTSVILLE AL
SOUTHEAST ALABAMA PFC MGY-BOYLSTON FIN MONTGOMERY AL
SOUTHEAST ALABAMA PFC MGY-CAPITOL HEIGHTS STA MONTGOMERY AL
SOUTHEAST ALABAMA PFC TCL-EASTSIDE STA TUSCALOOSA AL
SOUTHEAST ATLANTA PFC Atlanta - CNN Postal Store ATLANTA GA
SOUTHEAST ATLANTA PFC Atlanta - Gate City Station ATLANTA GA
SOUTHEAST ATLANTA PFC Atlanta - Hartsfield PS ATLANTA GA
SOUTHEAST MISSISSIPPI PFC JCK-CANDLESTICK STA JACKSON MS
SOUTHEAST NORTH FLORIDA PFC JAX-AIRPORT STA JACKSONVILLE
SOUTHEAST NORTH FLORIDA PFC JAX-ARLINGTON STA JACKSONVILLE FL
SOUTHEAST NORTH FLORIDA PFC JAX-BALDWIN STA JACKSONVILLE FL
SOUTHEAST NORTH FLORIDA PFC JAX-CECIL FIELD FSTA JACKSONVILLE FL
SOUTHEAST NORTH FLORIDA PFC JAX-EDDIE MAE STEWARD FSTA JACKSONVILLE FL
SOUTHEAST NORTH FLORIDA PFC JAX-LAKE SHORE STA JACKSONVILLE FL
SOUTHEAST NORTH FLORIDA PFC PFN-EASTSIDE STA PANAMA CITY FL
SOUTHEAST NORTH FLORIDA PFC PNS-DOWNTOWN STA PANAMA CITY FL
SOUTHEAST NORTH FLORIDA PFC TLH-WESTSIDE STA TALLAHASSEE FL
SOUTHEAST SOUTH FLORIDA PFC BOC-BLUE LAKE BR BOCA RATON FL
SOUTHEAST SOUTH FLORIDA PFC BOC-DOWNTOWN STA BOCA RATON FL
SOUTHEAST SOUTH FLORIDA PFC FTL-WESTSIDE BR FORT LAUDERDALE FL
SOUTHEAST SOUTH FLORIDA PFC HIA-MAIN OFFICE STA HIALEAH FL
SOUTHEAST SOUTH FLORIDA PFC HOL-FLAMINGO BR HOLLYWOOD FL
SOUTHEAST SOUTH FLORIDA PFC HOL-HILLCREST FINANCE HOLLYWOOD FL
SOUTHEAST SOUTH FLORIDA PFC LKW-LANTANA BR LAKE WORTH FL
SOUTHEAST SOUTH FLORIDA PFC MBH-SURFSIDE BR MIAMI FL
SOUTHEAST SOUTH FLORIDA PFC MIA- INTERNATION FINANCE MIAMI FL
SOUTHEAST SOUTH FLORIDA PFC MIA-EDISON CENTER FSTA MIAMI FL
SOUTHEAST SOUTH FLORIDA PFC MIA-GOULDS FSTA MIAMI FL
SOUTHEAST SOUTH FLORIDA PFC MIA-MILAM DAIRY BR MIAMI FL
SOUTHEAST SOUTH FLORIDA PFC WPB-SOUTHBORO West Palm Beach
SOUTHEAST SUNCOAST PFC BRKSV-PLAZA BROOKSVILLE FL
SOUTHEAST SUNCOAST PFC CLW-BEACH STA CLEARWATER FL
SOUTHEAST SUNCOAST PFC CLW-CLEVELAND STA CLEARWATER FL
SOUTHEAST SUNCOAST PFC CLW-COUNTRYSIDE POSTAL CLEARWATER FL
SOUTHEAST SUNCOAST PFC FMY-MIRACLE MILE STA FORT MYERS FL
SOUTHEAST SUNCOAST PFC KIS-BUENA VENTURA LAKES BR KISSIMMEE FL
SOUTHEAST SUNCOAST PFC KIS-GOOD SAMARITAN BR KISSIMMEE FL
SOUTHEAST SUNCOAST PFC KIS-OAK STREET BR KISSIMMEE FL
SOUTHEAST SUNCOAST PFC LKL- DIXIELAND FINANCE LAKELAND FL
SOUTHEAST SUNCOAST PFC MEL-INTERCHANGE SQUARE MELBOURNE FL
SOUTHEAST SUNCOAST PFC MEL-PATRICK AFB MELBOURNE FL
SOUTHEAST SUNCOAST PFC NAP-GOLDEN GATE FINANCE NAPLES FL
SOUTHEAST SUNCOAST PFC NAPLES DOWNTOWN STATION NAPLES FL
SOUTHEAST SUNCOAST PFC NAP-VANDERBILT BEACH NAPLES FL
SOUTHEAST SUNCOAST PFC ORL - LEE VISTA STATION ORLANDO PO
SOUTHEAST SUNCOAST PFC ORL-ARTHUR KENNEDY STATION ORLANDO PO
SOUTHEAST SUNCOAST PFC ORL-COLONIALTOWN STATION ORLANDO PO
SOUTHEAST SUNCOAST PFC ORL-LOCKHART BRANCH ORLANDO PO
SOUTHEAST SUNCOAST PFC ORL-PINE HILLS BRANCH ORLANDO PO
SOUTHEAST SUNCOAST PFC PNTG-MURDOCK PUNTA GORDA FL
SOUTHEAST SUNCOAST PFC PNTG-PORT CHARLOTTE PUNTA GORDA FL
SOUTHEAST SUNCOAST PFC SAR-SOUTHGATE STA SARASOTA FL
SOUTHEAST SUNCOAST PFC SPT-CENTRAL STA SAINT PETERSBURG FL
SOUTHEAST SUNCOAST PFC SPT-EUCLID STA SAINT PETERSBURG FL
SOUTHEAST SUNCOAST PFC SPT-ST PETE BEACH BR SAINT PETERSBURG FL
SOUTHEAST SUNCOAST PFC STP-PASS A GRILLE SAINT PETERSBURG FL
SOUTHEAST SUNCOAST PFC TPA-MACDILL AFB TAMPA FL
SOUTHEAST SUNCOAST PFC TPA-PORT TAMPA TAMPA FL
SOUTHEAST SUNCOAST PFC TPA-SEMINOLE HEIGHTS STA TAMPA FL
SOUTHEAST SUNCOAST PFC TPA-TEMPLE TERRACE BRANCH TAMPA FL
SOUTHEAST SUNCOAST PFC TPA-WEST TAMPA TAMPA FL
SOUTHEAST SUNCOAST PFC VER-TROPIC BR VERO BEACH FL
SOUTHEAST TENNESSEE PFC MEM-LEE FINANCE UNIT MEMPHIS TN
SOUTHEAST TENNESSEE PFC NAS-ARCADE STA NASHVILLE TN
Southwest Albuquerque ABQ-Galleria ALBUQUERQUE NM
Southwest Arkansas Aerospace LITTLE ROCK AR
Southwest Arkansas Barling Station FORT SMITH AR
Southwest Arkansas Ft Smith Rogers Avenue Station FORT SMITH AR
Southwest Arkansas Johnson Station FAYETTEVILLE AR
Southwest Arkansas North Little Rock Main Street Station NORTH LITTLE ROCK AR
Southwest Arkansas Otter Creek Station LITTLE ROCK AR
Southwest Arkansas Pleasant Ridge Station LITTLE ROCK AR
Southwest Arkansas South Ft Smith Station FORT SMITH AR
Southwest Dallas Irving Downtown IRVING TX
Southwest Dallas Oaklawn DALLAS TX
Southwest Dallas Old Town Lewisville LEWISVILLE TX
Southwest Fort Worth ALLIANCE AIRPORT STATION FT WORTH TX
Southwest Fort Worth ARLINGTON MAIN OFC DELIVERY ARLINGTON TX
Southwest Fort Worth CITYVIEW FT WORTH TX
Southwest Fort Worth DOWNTOWN LUBBOCK LUBBOCK TX
Southwest Fort Worth FREEDOM LUBBOCK TX
Southwest Fort Worth GLENCREST FT WORTH TX
Southwest Fort Worth RIVERSIDE FT WORTH TX
Southwest Fort Worth SEMINARY HILL FT WORTH TX
Southwest Fort Worth SOUTHEAST FT WORTH TX
Southwest Fort Worth STOCKYARDS FT WORTH TX
Southwest Fort Worth WEDGWOOD FT WORTH TX
Southwest Houston Addicks Barker HOUSTON TX
Southwest Houston Genoa HOUSTON TX
Southwest Houston Nassau Bay HOUSTON TX
Southwest Houston Westchase Finance HOUSTON TX
Southwest Louisiana Audubon Station BATON ROUGE LA
Southwest Louisiana Capitol Station (State Capitol) Baton Rouge BATON ROUGE LA
Southwest Louisiana Centenary College Station (Shreveport) SHREVEPORT LA
Southwest Louisiana Commerce Park Station BATON ROUGE LA
Southwest Louisiana Cortana Finance Unit BATON ROUGE LA
Southwest Louisiana Downtown Alexandria ALEXANDRIA LA
Southwest Louisiana East Side Station (Lake Charles) LAKE CHARLES LA
Southwest Louisiana Gateway Finance Unit BATON ROUGE LA
Southwest Louisiana Mid City Finance Station (New Orleans) NEW ORLEANS LA
Southwest Louisiana University Station (LSU) BATON ROUGE LA
Southwest Oklahoma Britton station OKLAHOMA CITY OK
Southwest Oklahoma Farley station OKLAHOMA CITY OK
Southwest Oklahoma Gilcrease station-Tulsa TULSA OK
Southwest Oklahoma Northwest station OKLAHOMA CITY OK
Southwest Oklahoma Penn 89 station OKLAHOMA CITY OK
Southwest Oklahoma Santa Fe station OKLAHOMA CITY OK
Southwest Oklahoma Southwest station OKLAHOMA CITY OK
Southwest Oklahoma Tulsa Whittier TULSA OK
Southwest Oklahoma Warr Acres OKLAHOMA CITY OK
Southwest Rio Grande Chimney Corners AUSTIN TX
Southwest Rio Grande Cresthaven SAN ANTONIO TX
Southwest Rio Grande East Station AUSTIN TX
Southwest Rio Grande Five Points EL PASO TX
Southwest Rio Grande Ft. Sam Houston SAN ANTONIO TX
Southwest Rio Grande Hackberry SAN ANTONIO TX
Southwest Rio Grande Harlandale SAN ANTONIO TX
Southwest Rio Grande Los Jardines SAN ANTONIO TX
Southwest Rio Grande Mesa Hills EL PASO TX
Southwest Rio Grande Nimitz SAN ANTONIO TX
Southwest Rio Grande Nimitz Finance SAN ANTONIO TX
Southwest Rio Grande Ranchland EL PASO TX
Southwest Rio Grande Serna SAN ANTONIO TX
Southwest Rio Grande Station A SAN ANTONIO TX
Southwest Rio Grande Summit Heights EL PASO TX
Southwest Rio Grande Town North Finance AUSTIN TX
Southwest Rio Grande Wainwright SAN ANTONIO TX
Southwest Rio Grande Westlake AUSTIN TX
WESTERN Alaska Elmendorf ANCHORAGE AK
WESTERN Alaska Fort Richardson ANCHORAGE AK
WESTERN Arizona Phoenix McDowell PHOENIX AZ
WESTERN Arizona Scottsdale Papago Retail SCOTTSDALE AZ
WESTERN Arizona Tucson Midtown TUCSON AZ
WESTERN Big Sky Black Eagle Station GREAT FALLS MT
WESTERN Central Plains LNK - STATE OFFICE BUILDING FINANCE STA LINCOLN NE
WESTERN Central Plains LNK - UNIVERSITY PLACE FINANCE STA LINCOLN NE
WESTERN Central Plains LNK-WOODS PARK STA LINCOLN NE
WESTERN Central Plains OMA-AMES STA OMAHA NE
WESTERN Central Plains OMA-FLORENCE STA OMAHA NE
WESTERN Central Plains OMA-OFFUTT AFB OMAHA NE
WESTERN Central Plains OMA-OFFUTT AFB, BLDG 500 OMAHA NE
WESTERN Central Plains OMA-POSTAL EMPORIUM OMAHA NE
WESTERN Central Plains OMA-POSTAL IMPRESSIONS OMAHA NE
WESTERN Central Plains OMA-STATION A OMAHA NE
WESTERN Central Plains OMA-STATION B OMAHA NE
WESTERN Central Plains OMA-STATION C OMAHA NE
WESTERN Central Plains TOP - GMF RETAIL WINDOW TOPEKA KS
WESTERN Central Plains WIC-CHISHOLM STA WICHITA KS
WESTERN Central Plains WIC-NORTH STA WICHITA KS
WESTERN CO/WY AUR-ALTURA STA AURORA CO
WESTERN CO/WY AUR-FLETCHER STA AURORA CO
WESTERN CO/WY AUR-HOFFMAN HEIGHTS S AURORA CO
WESTERN CO/WY BLD-HIMAR STA BOULDER CO
WESTERN CO/WY COS-ANTARES STA COLORADO SPRINGS CO
WESTERN CO/WY COS-NORTH END STA COLORADO SPRINGS CO
WESTERN CO/WY COS-WEST END STA COLORADO SPRINGS CO
WESTERN CO/WY DEN-ALCOTT STA DENVER CO
WESTERN CO/WY DEN-SOUTH DENVER STA DENVER CO
WESTERN CO/WY DEN-STOCKYARDS STA DENVER CO
WESTERN CO/WY DEN-THORNTON BR DENVER CO
WESTERN CO/WY DEN-WELLSHIRE STA DENVER CO
WESTERN CO/WY FTC-OLD TOWN STA FORT COLLINS CO
WESTERN CO/WY PBL-BELMONT STA PUEBLO CO
WESTERN Dakotas University Station FARGO ND
WESTERN Hawkeye East 14th Retail- Des Moines DES MOINES IA
WESTERN Hawkeye East Des Moines DES MOINES IA
WESTERN Hawkeye Highland Park-Des Moines DES MOINES IA
WESTERN Mid-America KCK-FAIRFAX KANSAS CITY KS
WESTERN Mid-America KCK-INDIAN SPRINGS ST KANSAS CITY KS
WESTERN Mid-America KCK-PACKER KANSAS CITY KS
WESTERN Mid-America KCM-BOARDWALK KANSAS CITY MO
WESTERN Mid-America KCM-CENTER SQUARE KANSAS CITY MO
WESTERN Mid-America KCM-CENTROPOLIS KANSAS CITY MO
WESTERN Mid-America KCM-CIVIC CENTER KANSAS CITY MO
WESTERN Mid-America KCM-METRO MALL KANSAS CITY MO
WESTERN Mid-America KCM-NORTHEAST KANSAS CITY MO
WESTERN Mid-America KCM-SOUTHEAST STA KANSAS CITY MO
WESTERN Mid-America KCM-WILLIAM CHICK KANSAS CITY MO
WESTERN Mid-America SHA-MISSION SHAWNEE MISSION KS
WESTERN Mid-America SHA-OVERLAND PARK BR SHAWNEE MISSION KS
WESTERN Mid-America SHA-SHAWNEE BR SHAWNEE MISSION KS
WESTERN Nevada Sierra Desert Inn Retail Unit LAS VEGAS NV
WESTERN Nevada Sierra Las Garside LAS VEGAS NV
WESTERN Nevada Sierra Las Huntridge LAS VEGAS NV
WESTERN Nevada Sierra Las King Station LAS VEGAS NV
WESTERN Nevada Sierra Las Strip Station LAS VEGAS NV
WESTERN Northland DUL - WEST DULUTH STAT DULUTH MN
WESTERN Northland MAN-NORTH MANKATO BR MANKATO MN
WESTERN Northland MIN-BROOKLYN PARK BR MINNEAPOLIS MN
WESTERN Northland MIN-BUTLER QUARTER ST MINNEAPOLIS MN
WESTERN Northland MIN-COMMERCE STA MINNEAPOLIS MN
WESTERN Northland MIN-CRYSTAL BR MINNEAPOLIS MN
WESTERN Northland MIN-DIAMOND LAKE STA MINNEAPOLIS MN
WESTERN Northland MIN-DINKY TOWN STA MINNEAPOLIS MN
WESTERN Northland MIN-EDINA BR MINNEAPOLIS MN
WESTERN Northland MIN-NOKOMIS STA MINNEAPOLIS MN
WESTERN Northland MIN-PLYMOUTH BR MINNEAPOLIS MN
WESTERN Northland MIN-RICHFIELD BR MINNEAPOLIS MN
WESTERN Northland ROC-BEAR CREEK STA ROCHESTER MN
WESTERN Northland ROC-CITY STA ROCHESTER MN
WESTERN Northland STC-CENTRE PLACE STA SAINT CLOUD MN
WESTERN Northland STC-WAITE PARK BR SAINT CLOUD MN
WESTERN Northland STP-COMO STA MINNEAPOLIS MN
WESTERN Northland STP-MENDOTA BR SAINT PAUL MN
WESTERN Northland STP-MN TRANSFER STA SAINT PAUL MN
WESTERN Northland STP-SEEGER SQUARE FST SAINT PAUL MN
WESTERN Northland STP-TWIN CITIES AMF S SAINT PAUL MN
WESTERN Northland STP-UPTOWN STA SAINT PAUL MN
WESTERN Portland OR EUG-UNIVERSITY EUGENE OR
WESTERN Portland OR POR-BROOKLYN PORTLAND OR
WESTERN Portland OR POR-CENTRAL ST PORTLAND OR
WESTERN Portland OR POR-SOLOMAN PORTLAND OR
WESTERN Portland OR SAL-BROOKS SALEM OR
WESTERN Portland OR SAL-OAK PARK SALEM OR
WESTERN Salt Lake City Boise Airport Station BOISE ID
WESTERN Salt Lake City Boise Collister Station BOISE ID
WESTERN Salt Lake City Ogden Town Station OGDEN UT
WESTERN Salt Lake City Pocatello Bannock POCATELLO ID
WESTERN Salt Lake City SLC AMC SALT LAKE CITY UT
WESTERN Seattle KEN-MIDWAY FSTA KENT WA
WESTERN Seattle SEA-FEDERAL FSTA SEATTLE WA
WESTERN Seattle SPO - TRENTWOOD BRANCH SPOKANE WA
WESTERN Seattle TAC-M L KING JR STA TACOMA WA
WESTERN Seattle TAC-SOUTH TACOMA TACOMA WA
WESTERN Seattle YAK-UNION GAP YAKIMA WA
]]>Good to see some transactions at decent prices. That’s why we needed the correction… so we could get back to business at a more fundamental pricing that makes sense for the developers.
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We caught up with the celebrants on a rooftop of one of the buildings in Queens West, and admired the 100th anniversary fireworks. It’s been a long time coming, but it’s good to see some sort of real estate progress even in these trying times. Macy’s robbed the Queens and Brooklyn boroughs of the 4th of July Fireworks, instead giving the best of views to New Jersey in 2009 so the folks on the east side of Manhattan and in LIC and Astoria watched the sky light up a little early this year.
We caught up with some LIC folk watching the fireworks above Queens Plaza.
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First, the love… there are many reasons why The View stands above the rest:
- you get the amenities of ALL the Rockrose buildings: indoor (today) and outdoor (future) swimming pools, 3 gyms, 35,000 s/f common roof deck, billiards and other play rooms, screening rooms, etc, etc.
- amazing waterfront city views GUARANTEED FOR LIFE – only a public park in front of it
- 5 years of free parking ($200 per month value)
- 17 year tax abatement (actually PILOT – payment in lieu of taxes) while every other building has 10 years with a super-low monthly payment of around $10
- central-like air/heat w/ eco-efficient cutting-edge technology and filtering system (other buildings these days are built with ugly V-tech window units)
- the biggest windows of any building around
- greener pastures - location between a soccer field and waterfront park
- 110% buy-back guarantee after 5 years (you will get all money back, including closing costs if you do this)
- flexible closing time: you can close now (40 apartments are occupied already) or wait until July
- supermarket and pharmacy half a block away
- Will be easiest to rent as a rental investment property because of the unmatched amenities and unique location
Then some truth… with less then 15% in contract, Rockrose is starting to give away the store. Yes, they MUST sell a few more or they will be in deep trouble with the State’s attorney general and with their financing. Hence, all the perks listed above and prices now in the $800 per s/f range. Yes, that’s right! They went out of the gate at $1,000-plus per sq ft about a year ago. Now, with the sales so slow, they are working it hard! And a reliable source told us his offer of $699 per s/f was accepted (he pulled out to get a better deal in the city) was accepted! At that price, you might as well come here and buy. Unless you can’t crack the total price – because the units at The View are generally larger than at, say One Hunters Point or L-Haus. And what if they never sell all of the units?
So, we wish them luck, while many of us wish we could live at The View. Still, you must see a deal when one is in front of your nose. But the buyback guarantee… well, it’s only as good as the company. I certainly hope and believe that Rockrose, the company, is here to stay. But then, Lehman survived two wars and the Great Depression so many thought it would never fail, either 
I will leave you with this… What kind of Greek owner names his spot after a Roman God? Poseidon is the God of the ocean, not Neptune! Save yourself bad heartburn and disappointment. Skip the Neptune Diner at 3105 Astoria Blvd. Don’t believe the sign outside.
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260 W 35th Street
369 West 34th Street
1222 2nd Avenue
31-10 48th Ave, Queens
1703 3rd Avenue
136 Montague St., Brooklyn
84-04 Queens Blvd, Queens
… and 17 other locations in New Jersey, Staten Island, upstate NY, and CT.
Will you miss the radio jingle? “One eight hundred M-A-T-T-R-E-S, oooh, yeah!” I doubt you will. But it always hurts to see a locally-grown business go dark. Now Dial-a-mattress will join Herman’s or Nobody Beats The Wiz on the recent goners list of NYC retail brands.
]]>Pro: Low Mortgage Rates
Rates are at historical lows, and for most credit-worthy borrowers, a mortgage of under-5% means hundreds of dollars saved in monthly mortgage payments, tens of thousands over the life of your mortgage.
Con: Frozen Credit Lines
Banks are still not lending. Yes, they received billions of taxpayers’ dollars from the Treasury, but most banks have frozen their lending. We see deals killed daily for no reason, and banks looking for reasons to not lend! Mortgage lenders are waiting for prices to bottom out – who wants to lend today on an asset/collateral that will be worth 10% less tomorrow?! 10% down is virtually unobtainable. 15% down is rare. Don’t believe the hype. And prepare to pay as much as a full point extra if you buy a condo.
Pro: Finally, some deals!
Prices have fallen and terrific values can be found. What many folks don’t realize is that in some neighborhoods, the prices have already been mostly flat between late 2006 and early 2008. That means no appreciation for 2 years, BEFORE the market decline, before Lehman, before the world financial system meltdown. Add that to a recent decline of 5-10% in prices of homes and condos in the strongest areas on NYC (15-25% decline in worse-fearing areas) all the way to a 45% decline in some parts of California, Florida and Arizona, and you see what I mean. We talk about the market still falling down, but we’ve now had no appreciation for 3 years!!! Values are there, and not just in foreclosures and short sales. Desperate developers and people on the brink of bankruptcy are taking lower offers.
Con: Watch what you’re buying!
While values can be found, the best areas (Upper East Side, Upper West Side, SOHO) and stable, desirable neighborhoods (Brooklyn Heights, Astoria, Forest Hills Gardens) have few really amazing deals. Those that you find come with problems. People who can afford to wait it out, will. Where values are, you may want to be careful. Deep downtown and Financial District of Manhattan, way uptown (LEH) and areas like Bushwick or Fort Greene in Brooklyn are where the best deals can be found on new construction condos. But those neighborhoods are not for everyone, and have looooong ways to go. And where hundreds of units are unsold, be prepared to buy in buildings where amenities and finishes promised in the brochure never happen, but you pay common charges for them for the first few years. That limestone swimming pool (20 Pine St? We’ll write about that building another time), a common roof deck or a gym may never be finished. Or half of the building ends up as a rental.
Pro: Plenty of Time, Plenty Inventory
A ton of stuff to choose from: hundreds of properties sitting on the market for months and years by now, means you don’t need to hurry or bid, like in those ridiculous years of the real estate bubble. Shopping around often means you will actually have a couple more places to choose from when a contract or two falls through due to the mortgage issues already mentioned above. There has been an overbuilding of condos and houses so plenty of new construction is sitting unsold out there. Take your time – just not on the best of deals and only for another 6-12 months or so.
Con: What if the bottom is still far away?
The mortgage banks are waiting for the prices to “bottom out” before they lend again. The commercial loans that are bad have yet to come out of the woodwork. While the residential market has been correcting itself quite a bit, the commercial market (except for the beaten-down retail) has not yet seen many write-downs, foreclosures and huge drops in values. And the economy? Who knows. We’d like to think we are close to the beginning of a recovery, but what if we’re wrong? You’d be buying real estate for more than its value, that’s what!
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