Here’s what it’ll get you in the Convenant of Rancho Santa Fe:

With 140 empty shops in the borough, council bosses think they have come up with a unique way of ensuring shopping areas remain as vibrant as possible.

The first empty shop unit to be given a makeover with a “flat pack” shop front is in Whitley Bay.

North Tyneside Council said the move was cost-effective and would help to attract new investment.

The council said the fake shop in Whitley Bay – which alone has 49 empty units – has been welcomed by traders and shoppers.

‘Attractive to shoppers’

Judith Wallace, North Tyneside Council’s deputy mayor said: “The economic climate has forced many businesses to bring down the shutters.

“We need to ensure that the remaining businesses continue to survive and that means ensuring our high streets look attractive to both shoppers and potential business investors.

“This is a simple and cost-effective approach that keeps the retail unit available for potential new uses and in the meantime also contributes to the street scene.”

Empty shops in Wallsend and North Shields are now being earmarked for similar treatment, which costs about £1,500 a time.

The government-funded project involves colourful graphic designs featuring a range of different shop types, which are either taped inside the windows or screwed to the fascia so they can be removed and reused as required.

Karen Goldfinch, chair of Whitley Bay Chamber of Trade, said: “It’s an excellent way of promoting how a unit can be used, perhaps inspiring new businesses to come into the town.”

Let’s chart the $1,000,000-plus market. Here are the number of active and pending detached listings, the 2009 and 2010 closed sales between Jan. 1 and March 10th, and the number of trustee sales YTD of SFRs that have a Foreclosureradar value of at least $1,000,000:

Sales are healthier, how does pricing compare?

Price will fix anything!

My guess?  The HAFA package will encourage borrowers to pick a lane – either loan modification or short-sale.  But there are probably enough strategic defaulters to keep it busy down at the court house steps, but so far there have been very few quality properties at attractive opening bids.  I’m checking the list everyday, and I haven’t gone down to the ’steps once this year!

While it used to be that Torrey Pines had an edge on others around the county, it is remarkable how similar the scores are among the top five schools. I think you also have to hand it to San Marcos HS for making the strides they’ve made too.

With the scores bunching together, how else do you decide? The greatschools website has remarks from parents and students, but you never know what agenda they might be pushing.

P.S. Catholic schools do the same testing, but refuse to release their scores – but the website has testimonials on CCHS, and not all are flattering.

I hesitated with the first story, but it demonstrates how a life-changing event at the wrong time can be very costly.