CHES Inc. https://chesinc.org/ Credit & Homeowner Empowerment Services Thu, 06 Nov 2025 20:00:40 +0000 en-US hourly 1 https://wordpress.org/?v=7.0 https://chesinc.org/wp-content/uploads/2024/01/ches-favicon-1-150x150.png CHES Inc. https://chesinc.org/ 32 32 How to Keep From Losing Your Home During a Government Shutdown https://chesinc.org/how-to-keep-from-losing-your-home-during-a-government-shutdown/ Thu, 06 Nov 2025 19:57:55 +0000 https://chesinc.org/?p=1319 When a government shutdown occurs, it can send ripples through households across the nation — especially for homeowners. For many families, a temporary loss of income or delay in federal paychecks can make it difficult to keep up with mortgage payments, utilities, and other essentials. At CHES, Inc., we understand how stressful this can be....

The post How to Keep From Losing Your Home During a Government Shutdown appeared first on CHES Inc..

]]> CHES, Inc. and BankOn Initiative Drives Historic Financial Inclusion in Kansas City https://chesinc.org/ches-inc-and-bankon-initiative-drives-historic-financial-inclusion-in-kansas-city/ Wed, 20 Nov 2024 18:56:45 +0000 https://chesinc.org/?p=1177 Kansas City, MO — The Kansas City region has achieved a groundbreaking milestone in financial inclusion, with the unbanked population dropping to an impressive 0.8%, according to the newly released 2023 FDIC National Survey of Unbanked and Underbanked Households. This marks the largest decrease among all metropolitan statistical areas (MSAs) and positions Kansas City as...

The post CHES, Inc. and BankOn Initiative Drives Historic Financial Inclusion in Kansas City appeared first on CHES Inc..

]]> Drive Your Own Sleigh https://chesinc.org/drive-your-own-sleigh/ Wed, 10 Jan 2024 19:25:41 +0000 https://chesinc.org/?p=161 It doesn’t matter how much you earn or what you have; there’s always someone who has more money and more stuff. Sometimes it’s hard to go without or spend less when it seems like everyone around you has everything. If you’ve been trying to keep up with the Joneses and your finances are stressed especially...

The post Drive Your Own Sleigh appeared first on CHES Inc..

]]> ‘Tis the Season https://chesinc.org/tis-the-season/ Wed, 10 Jan 2024 19:16:41 +0000 https://chesinc.org/?p=158 The holiday season is upon us … a season like no other. Is there a secret to creating lasting holiday memories for ourselves and our loved ones during these uncertain times? Enjoy the season. Put yourself in control of the activities you do. Consider alternatives to buying. You don’t have to spend a lot to...

The post ‘Tis the Season appeared first on CHES Inc..

]]> So, You’re Getting a Tax Refund … Awesome or Maybe Not https://chesinc.org/so-youre-getting-a-tax-refund-awesome-or-maybe-not/ Wed, 10 Jan 2024 19:13:49 +0000 https://chesinc.org/?p=155 About 70% of U.S. taxpayers are due a refund this year. The average refund amount last year was $3,125. Wow!  It’s nice to see a tax refund show up in your bank account, especially if it’s a sizable one. Your tax refund can underwrite a summer vacation, a week’s worth of groceries or any number...

The post So, You’re Getting a Tax Refund … Awesome or Maybe Not appeared first on CHES Inc..

]]> Economic Impact Payment Money Scams and More https://chesinc.org/economic-impact-payment-money-scams-and-more/ Wed, 10 Jan 2024 19:10:01 +0000 https://chesinc.org/?p=152 Most of us are trying to handle the pandemic by wearing a mask, social distancing and frequent hand-washing. Some are taking advantage of the pandemic to rip people off. Scammers are always looking for new opportunities, like the passage of another round of federal stimulus, to rip off consumers. You may receive authentic-sounding email offers...

The post Economic Impact Payment Money Scams and More appeared first on CHES Inc..

]]> Financial Animals: A Bull, A Bear and An Ostrich https://chesinc.org/financial-animals-a-bull-a-bear-and-an-ostrich/ Wed, 10 Jan 2024 19:03:42 +0000 https://chesinc.org/?p=149 A bull and a bear image have long been associated with the stock market. Both animals are known for their incredible and unpredictable strength, so their image is a reminder of stock market volatility. The way in which each animal attacks its opponents is related to the movement of the stock market. A bull will...

The post Financial Animals: A Bull, A Bear and An Ostrich appeared first on CHES Inc..

]]> Shop Online? Let’s Talk Online Credit https://chesinc.org/shop-online-lets-talk-online-credit/ Wed, 10 Jan 2024 18:50:30 +0000 https://chesinc.org/?p=146 Online credit options such as Afterpay and FlexPay offer … Pay in 4 payments. Shoppers split their purchase into four equal payments to be paid every two weeks with the first payment due at checkout. Installments are interest-free but the company charges a late fee if the payment cannot be processed. Pay in Full in...

The post Shop Online? Let’s Talk Online Credit appeared first on CHES Inc..

]]> Bank On Comes to KC https://chesinc.org/bank-on-comes-to-kc/ Wed, 10 Jan 2024 18:47:55 +0000 https://chesinc.org/?p=141 Connecting the Unbanked and Underserved with Better Options The Bank On movement is a national effort to ensure everyone has access to safe and affordable bank accounts, leveraging national, regional, and local collaborations to encourage widespread availably of safe, low-cost transactional products. Kansas City-based Credit & Homeownership Empowerment Services, Inc. (CHES, Inc.) will serve as...

The post Bank On Comes to KC appeared first on CHES Inc..

]]> Fintech and You: Think Friday Night Date Night https://chesinc.org/fintech-and-you-think-friday-night-date-night/ Wed, 10 Jan 2024 18:44:24 +0000 https://chesinc.org/?p=138 It’s Friday night. You deposited your paycheck by taking a picture of it on your smartphone and uploading it to your bank’s mobile app. You checked Mint to gauge your monthly entertainment budget. You decide to “go dutch” and split the dinner tab using Venmo. Later, you tapped your phone at the bar to pay...

The post Fintech and You: Think Friday Night Date Night appeared first on CHES Inc..

]]>