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<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><rss xmlns:cfa="http://www.classifiedflyerads.com" version="2.0"><channel><title>Blog RSS Feeds - Free Blogs</title><link>http://www.classifiedflyerads.com</link><description>ClassifiedFlyerAds.com Feed</description><image><title>ClassifiedFlyerAds.com Free Blogs</title><url>http://www.classifiedflyerads.com/images/headerlogo.gif</url><link>http://www.classifiedflyerads.com</link></image><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/classifiedflyerads/GvoN" /><feedburner:info xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" uri="classifiedflyerads/gvon" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><item><title>How Low Can Your Offer Go For A House?</title><description>It's a buyers market.&amp;nbsp; Since home buyers knew that today is a buyers market, they expect to get the best deal on their purchase.&amp;nbsp; This situatio is a fact whether you're hunting for Logan UT Homes, or Atlanta Real Estate.

There are&amp;nbsp; alot of home buyers who ar emaking a low ball offer to see how low the seller is willing to accept in the price of the property.

This kind of strategy can be effective, but more often than not it isn't so what happens is that some sellers tend to get defensive and unreceptive to the buyer who has just made a very low offer.

One best counter strategy for this market is to make an offer that is not too low and that will be readily accepted.&amp;nbsp; This kind of offer could be not too low to make a good deal, and not high enough to lose the buyer.

There have been a lot of properties waiting for qualified buyers for months. When they finally get a bite, they don't want to lose it.

If a home buyer has a good buyers agent, the agent is going to put up the property for sale it to the listing agent that the offer is good, and that the buyers are expecting it to be accepted.&amp;nbsp; Agents, on the other hand will think that it is an all or nothing offer.

When the seller receives the offer, they will understand that even though the offer is probably slightly lower than what they would have accepted, they may take it, just to have it done with.

By taking the initial offer, they dont have to feel the pain of waiting for what's uncertain.&amp;nbsp; They can have their property &amp;quot;under contract&amp;quot; by agreeing to the offer right away.

It's the best time to purchase Cache Valley Real Estate. If you're starting your house hunt, check out Logan UT homes for Sale.
&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;</description><guid>http://www.classifiedflyerads.com/blog/How-Low-Can-Your-Offer-Go-For-A-House/15854/post_details/6838/</guid><pubDate>2011-05-05 23:58:56</pubDate></item><item><title>Listing Sell-able Homes</title><description>Some agents were taught by older real estate brokers to never turn  down a potential listing. Having a listing offers numerous opportunities  to the agent even if the listing doesn't sell. The exposure that the  agent is gettign will more likely bring him to acquire additional  business in the future. However, this philosophy has changed as the real  estate business evolves to internet leads.
It is rare that  potential buyers ever call a real estate agent off of a yard sign or  newspaper ad in the real estate world today. Some people find homes when  they are just driving by, but instead of going down and inquire to the  house owner, they would end up looking for it up online or on their  smart phone. Working with buyers from real  estate internet leads is a much more effective use of time and  money than taking unsellable listings.
When Logan real estate agents are  considering listing a house, they need to consider the sellers reasons  and motives, for selling before deciding to take a listing. Sellers who  are just testing the market, or thinking about downgrading, that won't  set a sales price, are probably a waste of time to buyers. Some sellers  who need to move because of a job transfer is a good reason, but  sometimes some will do anything to get their home sold especially if  they just want to move out of the area, or they hate the neighborhood.
Potential sellers who are selling because of financial distress or  divorce can go either way. They might be realistic, and easy to work  with because they need to sell their home, or they might be impossible  to work with because they just don't care.
An agent has to  consider the personality of the potential seller. Are they going to be  high maintenance? Will they ask you to do some things that in reality  doesn't really help in selling the house fast? Are they ready to do some  things to help sell the house fast? Are they going to clean the house  for showings. is the house still occupied by renters, who prefer that  the property not to sell at all?
Moreover, think about the  relation of the property to the sales prices that the seller is willing  to accept. What kind of condition is the Reisterstown home for sale  in? Is it functionally archaic? Is it located in an unsafe neighborhood  or on a busy road? Will it entail major changes that can turn off most  buyers?
Good real estate listings won't waste their time, money,  and effort on listing homes that they cannot sell. But if you are a real  estate agent who has nothing better to do, then it might not hurt to  take an expensive or low cost listing. But if you&amp;rsquo;re in the real estate  business to make money, then just let it go.
Listing a house used  to be the bread and butter of the real estate business. A real estate  agent can still make money in listing homes, but only if the house is  sellable.</description><guid>http://www.classifiedflyerads.com/blog/Listing-Sell-able-Homes/15854/post_details/6717/</guid><pubDate>2011-03-23 22:48:17</pubDate></item><item><title> Examine Your Credit Score Before Buying A Home</title><description>Having a good credit rating is one of the most critical issues necessary to buy housing with mortgage loan financing. Credit rating is points rating used by banks to assess credit worthiness of an individual.

Before shopping for a home loan, it's a good idea to go over your credit report. It is free to get your credit history and report once a year when you go to annualcreditreport.com. This website allows you too see your credit report as seen by the three major credit bureaus, Equifax, Experian, and Transunion. The Federal Fair Credit Reporting act requires that all Americans have an opportunity to view their credit history, and have an opportunity to dispute any errors on your credit report.

There are a lot of websites out there that claim to provide free credit scores, but what they really do is offer a one month free trial for a subscription program that will &amp;quot;monitor&amp;quot; your credit. If the website asks for your credit card information, they are probably signing you up for the monthly credit monitoring service, that is supposed to &amp;quot;protect&amp;quot; ones credit. Most people don't want or need this monthly service.

Credit scores are being founded on the contents in the credit rating report. Prolonged histories of produced repayments can help your credit score rating. Elevated balances on credit info have an opposed cause on your credit score score. Your expense of borrowing cash is partly determined from your calculated credit score rating. This is why it is so vital to view your credit, and pay your bills.

In addition to identifying the charge you get, if your credit rating report and rating is poor, you won't be capable to get a home loans at all.&amp;nbsp; Buying housing won't also be an option. Prior to buying Ogden Utah Homes for sale, it's vital to specify credit and function towards a high credit score.

&amp;nbsp;

&amp;nbsp;</description><guid>http://www.classifiedflyerads.com/blog/-Examine-Your-Credit-Score-Before-Buying-A-Home/15854/post_details/6520/</guid><pubDate>2011-02-04 18:04:08</pubDate></item><item><title>Thinking Of Selling Your House This Spring?</title><description>









The winter months are always the slowest time of year for real estate sales, especially in areas that are cold.
For Logan Utah Real Estate, it's still the dead of winter, there isn't much snow left, but that doesn't mean that winter is over, or even close to being over. More snow will surely come, and the true spring feel won't be here for a few more months.&amp;nbsp;
Spring is typically the busiest time of year for the listing of Logan homes, as most people want to move during the summer months when the weather is nice and school is out. There are also more buyers during spring. The typical seller will think, &amp;quot;I'll wait until spring to list my home.&amp;quot;
While there will be more buyers, there will also be a lot more listings, and a lot more competitions. And while most of the willbe buyers are not out actually looking at homes yet, they are looking at them online.
Online buyer activity is currently up by more than 35% for our Utah Real Estate websites compared with December. Almost all home buyers start their home search online, and if your house isn't there yet, buyers aren't going to fall in love with it.&amp;nbsp;
In a slow real estate market it's usually a better problem to sell your house too fast, instead of not be able to sell it at all. After a home is on the market for many months with little activity, sellers usually have to slash prices for it to actually sell.&amp;nbsp;
We are starting to see a large spike in the number of listings in Cache Valley, and this number will keep rising. Unless the number of buyers outpaces the number of new listings, home prices will continue to decline. Depending on where your house is, there is a good chance that you'll be able to net more money by selling it sooner than later.
It may not be the most convenient time, but your chances of selling your home for top dollar will probably be better if you list your home now instead of summer.
</description><guid>http://www.classifiedflyerads.com/blog/Thinking-Of-Selling-Your-House-This-Spring/15854/post_details/6504/</guid><pubDate>2011-01-31 19:57:33</pubDate></item><item><title>Do you really want to hire an &amp;quot;Aggressive Realtor?&amp;quot;</title><description>









Many home sellers want to hire an &amp;quot;Aggressive Real Estate Agent.&amp;quot; Sellers like this usually need to sell their homes, or have had their home listed on the market for a really long time with no success from an agent not seen as aggressive. 

What these sellers want is their house sold, and they believe that there are agents out there who can be that &amp;quot;pushy salesman&amp;quot; who can sell anything. If the money is right, a salesman will do everything to make a sale right?&amp;nbsp;

While real estate is part of the sales industry, homes are rarely sold using high pressure sales techniques.&amp;nbsp; You'll never see an agent show a home and tell the client that they must sign the offer today to be eligible for the once in a life time deal. Real estate agents don't use gimmicks offering free upgrades for signing today. It just doesn't work that way, homes are too big of a financial decision, and there are so many variables buyers must consider. 

Even if an &amp;quot;aggressive agent&amp;quot; did pressure a buyer into making an offer, they buyer has many options to back out of it. The typical real estate closing is more than a month after the offer is written. This offers plenty of time for buyer&amp;rsquo;s remorse, before the home is purchased and the deal actually closes. 

There are a few areas where it the &amp;quot;aggressive agent&amp;quot; does have success. The pushy salesperson is good at getting listings. The aggressive agent tells the seller what they want to hear, and then uses &amp;nbsp;traditional &amp;quot;power closes&amp;quot; to get a long term listing agreement. Aggressive agents promise the world, and ensure the seller they can get the high sales price desired.

After the listing agreement is signed, the &amp;quot;aggressive agent&amp;quot; is very good at getting price drops. They know the home can't sell at its current price, and if a home doesn't sell, they don't make any money. They use their aggressive sales approach again, this time to get the seller to lower the home price or accept a low offer. Getting a commission check as soon as possible is the main motive for the aggressive agent.

Aggressive agents usually sell a lot of homes, but they usually aren't good at getting top dollar for their client. With aggressive real estate agents, the real victim of the sales tactics is the sellers themselves.&amp;nbsp;
&amp;nbsp;
If you are looking to sell&amp;nbsp;real estate in Logan Utah, you want a good&amp;nbsp;Logan real estate agent, not a pushy salesman.&amp;nbsp;
</description><guid>http://www.classifiedflyerads.com/blog/Do-you-really-want-to-hire-an-quotAggressive-Realtorquot/15854/post_details/6312/</guid><pubDate>2010-12-01 19:36:48</pubDate></item><item><title>Is It The End Of Mortgage Rate Deduction?</title><description>The Federal Government's debt is way out of control and the budget is out of balance. And to address this problem, they are considering about ending the Mortgage interest tax deduction to bring in more revenue, and balance the budget the government needs to both cut down on spending

The way things are right now, home owners can count the interest they pay on home loans of primary residences as an itemized deduction. This deduction usually puts them above the standard deduction levels and allows homeowners to save money on taxes.

With the recent failure of the government in housing market, thy have come to think that somehow subsidizing housing for every aspiring home owners is not a good idea. The said system is just encouraging people to have debts

With the end to the mortgage interest deduction, how people consider their home loans might change. So, without this mortgage interest deduction, there would be more reasons in which to pay home loans off since some investors refuse to pay properties off because they need the tax deductions.

Recently, mortgage interest rates are really ultralow that if potential home owners qualify for a refinance, they can have a refinance up to 15 year mortgages for only a few hundred dollars more every month than their current 30 year mortgages. Although this may add to the monthly expense, a 15 year mortgage will allow them to save tens of thousands in interest, and ultimately lower down the term of the loan. Thus, a homeowner may be surprised to find out that he or she is already living payment free.

While the mortgage interest deduction is a nice way to save homeowners on taxes, eliminating it will actually be better for encouraging net worth in the long run. Homeowners will be more motivated to eliminate debt which will give them more disposable income to &amp;quot;stimulate the economy&amp;quot; in the future.

It's a great time to refinance your Utah mortgage loans. If the government isn't going to reward you for paying interest, you might as well do all you can to get rid of it.</description><guid>http://www.classifiedflyerads.com/blog/Is-It-The-End-Of-Mortgage-Rate-Deduction/15854/post_details/6216/</guid><pubDate>2010-11-20 00:03:37</pubDate></item><item><title>Home Buying Power In Todays Market</title><description>When you consider home buying power now compared with that in 2008,  the differences are pretty astonishing. Not only have home prices come  down considerably , but the recordlow interest rates make buying  real  estate very  affordable for those that can qualify for mortgage loans.
Home prices in Utah didn't really start dropping until 2008 when the  market really started slipping in the summer of 2007.
If you  wereshopping for Real  Estate in Salt Lake City Utah in July of 2008, the median list price  of those homes was $309,000. A common rate for 30 year fixed mortgages  of primary residences during that time was around 6.65%. For  a home buyer buying the median home with a $44,000 down payment, this  would leave them with a principal and interest payment of $1,701.  And that was a good time to buy
Examine that with market  conditions now:
The present median list price of Homes  for Sale Salt Lake City Utah is $214,000. And, mortgage interest  rates can be obtained  at 4. A buyer would have paid just $836 a month  if a s/he placed the same $44,000 down payment on the median house, at  the going interest rate under these conditions.
That is not even  half as much as the monthly payment during the 2008 scenario.
If a  home buyer pay his mortgage off at terms over 30 years, then he would  paid a total of $347,434.49 in interest. They would have paid just  $131,067.21 in the second scenario. That's savings of more than $216,000  in interest over the life of the loan.
Because interest rates  are so low now, and because home prices are lower, the buyer might  actually want to consider a 15 year fixed mortgage. The home buyer would  have a monthly payment of $1,215.30 with a 15 year fixed mortgage at  the current median price, and the same $44,000 down payment. Yet more  low priced compared to the 30 year fixed payment of 2008, but paid off  twice as fast. A home buyer would have saved as much as $300,000 in  interest compared with a 15 year fixed mortgage today with if they would  have bought in 2008.
Now this scenario has flaws, and people  rarely actually bought homes priced at the median price, but in relationship to home prices two years ago, Salt Lake Utah Homes now are  very costeffective.</description><guid>http://www.classifiedflyerads.com/blog/Home-Buying-Power-In-Todays-Market/15854/post_details/6137/</guid><pubDate>2010-11-04 11:57:38</pubDate></item><item><title>Signs You Have a Bad Real Estate Agent</title><description>









The Real Estate Industry is a really interesting one. For the most part it is a sales industry, and very little education is required, for interest. For most states the education requirement is just 120 hours. Yet, real estate agents are responsible for handling the most expensive financial transactions most people ever have. Real estate agents also deal a great deal with contracts and legal issues.

Even though almost anyone can get a real estate license, only the good ones can actually make it. Because real estate agents rely on full commission sales, over time, the bad ones are usually weeded out because they can't actually make a living selling real estate. Here are four signs you have a bad real estate agent:

1. Your Real Estate Agent Has Another Job  A real estate agent essentially is a small business owner. If they can't even successfully operate a tiny business, with very low overhead, then why should you trust them to sell your house? In addition, how available will they be to answer questions, or show your house if they are working their &amp;quot;other job.&amp;quot; If they can't adequately manage their own finances, how are they going to help you out?

2. Your Realtor Doesn't Understand Basic Economics  The reality is that in most real estate markets, home prices are still going down, and there is a huge surplus of real estate inventory. Real Estate agents who allow listings to be overpriced are just doing a disservice to their clients and themselves. Real Estate agents need to understand the realities of the market, and explain the facts to their clients.

3. Your Property Listing Has Bad Photo's  The most valuable thing real estate agents can do to feature a property is to show good photo's that highlight the positive aspects of your home. Some MLS listings still have terrible pictures or even no photos at all. A picture is worth a thousand words, and with so many listings out there, the online listings need to sell a property if it is going to get shown.

4. You Can't Get Hold of Your Agent  Communication is by far one of the most important attributes good real estate agents possess. They need to be able to communicate readily and be available. If real estate agents don't answer calls, or quickly respond to emails, they are missing out on opportunities to sell your home. Real Estate agents also need to be able to communicate feedback, both good news as well as bad news.
If you would like more information about where to find good Real Estate agents, please visit&amp;nbsp; Cornerstone Real Estate Professionals&amp;nbsp; and&amp;nbsp; Gresham OR Real Estate for some home buying tips.
&amp;nbsp;</description><guid>http://www.classifiedflyerads.com/blog/Signs-You-Have-a-Bad-Real-Estate-Agent/15854/post_details/6076/</guid><pubDate>2010-10-28 14:50:21</pubDate></item><item><title>The TRUTH about Real Estate Commissions</title><description>









Selling real estate is quite expensive. The bulk of home selling fees go to real estate brokerages. Here is a brief explanation of how real estate commissions work.
Commissions: who pays who, and what percentage is designated to whom?
When a home is listed by a real estate agent, the seller and the listing agent agree on a commission. They also agree that a portion of this commission will be paid to a buyer&amp;rsquo;s agent who provides a buyer. So, as long as the house is listed by real estate agents, buyers don't have to pay any commissions. If a buyer who has signed representation with a buyers agent actually buys a for sale by owner home, and the FSBO seller isn't willing to pay a buyers agent commission, then the buyer may be required to pay a commission.
The total commission sellers pay real estate agents is usually between 47%. 2.5%3% of this commission is generally offered to the buyer&amp;rsquo;s agent. In the current market, with so many more homes for sale than buyers, selling commissions are up. It's not uncommon to see 45% commissions offered to buyer&amp;rsquo;s agents to entice them to show certain properties.
All commissions are actually paid to the real estate brokerage, who then pays the real estate agents. After taking out fees, advertising expenses, and errors and omission insurance, real estate agents typically get 5085% of the total commission the brokerage received. These commissions vary based on the brokerage the real estate agent is with and their experience.
What are the responsibilities of the agents involved in the transaction?
The listing agent is responsible to represent the seller. They are paid to market their home, and negotiate on the sellers behalf. 
The buyer&amp;rsquo;s agent represents the buyer and has a fiduciary duty to look after their best interest during the real estate transaction. While the most time consuming duty is usually showing houses, the most valuable duties are assisting with writing offers and negotiating contracts.
What is Limited Agency?
Limited agency is when a real estate agent represents both the buyer and the seller. In these instances, the agent can't really represent either side, because they can't reveal anything that would damage the other parties negotiating ability. With limited agency agents can't provide a lot of advice to the buyers and sellers, and must let them make decisions on their own. Many of the problems and legal issues that happen in real estate transactions are a result of limited agency. In some states &amp;quot;limited&amp;quot; or &amp;quot;dual&amp;quot; agency is illegal. 
</description><guid>http://www.classifiedflyerads.com/blog/The-TRUTH-about-Real-Estate-Commissions/15854/post_details/6021/</guid><pubDate>2010-10-21 13:38:22</pubDate></item><item><title>Home Selling Tips That Works</title><description>
Millions of sellers are  frustrated that they  cannot sell their homes especially in today's  market. They are  frustrated with their real estate  brokers,  and frustrated with the amount of money  they will actually get. In  theory, selling a home is actually pretty  easy, as long as you can  price it right, market it properly, have it  show well, and be patient.

    Price  Price is  the most important factor when it  comes to selling real estate. If a home is overpriced, nothing else   matters. Homes  that are priced way below the competition only sell  especially in a  distressed market. With so many&amp;nbsp;foreclosures  and&amp;nbsp;short sales on the market, sellers need to consider these   properties as competition when pricing their homes.
    Marketing  The more potential buyers that see your  home, and know that it  exists, the better the chance you have of  selling it, and for top  dollar. Thee best way to  advertise and market  real estate int oday's world is through the  internet. A properly  marketed house needs to be on all of the top real  estate websites. It  also needs to have quality, and multiple pictures. Pictures are worth a   thousand words. Potential  buyers, and real estate agents must be the  the spectators of the homes  advertised.
    Showings  If your home is priced  right, and  properly marketed it will get showings. Now the  key is to turn those  showings into offers. Homes that look at their finest are homes that  sell. Spotlessly  clean, and sparkling new that emphasizes strong  points. If a potential  buyer is distracted by personal items, clutter,  or odors, their chances  of making an offer on your home are slim.   Homes that sell have an inviting atmosphere that makes buyers want to   call their own.
    Time  The nice  thing about selling a home is that  you only need one buyer. The hard thing is that in  small markets this  often takes time to find those buyers. There are far less buyers during  the  winter months than there are during the spring and summer.  More  often than not, it just takes time for the right buyer to  start house  hunting.&amp;nbsp;If Real  Estate in Preston IDPreston ID Homes are priced right, properly marketed, and shows  well it will eventually  sell.

</description><guid>http://www.classifiedflyerads.com/blog/Home-Selling-Tips-That-Works/15854/post_details/5970/</guid><pubDate>2010-10-16 03:04:14</pubDate></item><item><title>Why Less People are Buying Homes Right Now?</title><description>








Facts are facts. And right now home sales in Utah are substantially down compared to what they normally are at this time of year.
The Utah Association of Realtors recently conducted a survey among recent home buyers, to find out their attitudes towards buying, and not buying Utah real estate. The report wasn&amp;rsquo;t very specific, and had a lot of fluff and generalizations, but there are a few valuable things that the study revealed.
Personal finances and not being able to sell their current homes are the two main reasons in why less people are buying homes right now. It all comes back to the overall economy. People don&amp;rsquo;t have a lot of confidence in the economy, in their ability to sell, and don&amp;rsquo;t have extra money for a newer nicer home.
A large percentage of people are also not attempting to buy because they have a lack of savings for a down payment. During the housing boom down payments weren&amp;rsquo;t required to buy homes. Many American&amp;rsquo;s just don&amp;rsquo;t have the discipline to save, and because they can&amp;rsquo;t save, they probably shouldn&amp;rsquo;t take on risks involved with homeownership. The high percentage of new home buyers who purchased homes with no skin in the game is one of the reasons why the housing boom/bust ever happened.
87% of Utahns believe it&amp;rsquo;s a good time to buy a home but only 8% think its good time to sell. It looks like most Utahns have a pretty good grasp on reality, because it is in fact a terrible time to try and sell homes in Utah.
81% believe housing prices will rise over the next five years. Younger people have more confidence that the market will recover. Older people are a little more pessimistic about the housing recovery. So while it is hard for many young people to buy real estate, they do believe that it will be a good long term investment.&amp;nbsp;
</description><guid>http://www.classifiedflyerads.com/blog/Why-Less-People-are-Buying-Homes-Right-Now/15854/post_details/5734/</guid><pubDate>2010-09-30 19:04:20</pubDate></item><item><title> Will Your Short Sale Deal with Bank of America take forever?</title><description>







Almost any real estate agent trying to work out a short sale deal with Bank
of America will express frustrations with the slow and painful process. Bank of
America is dealing with morethan any
other company, in large part due to their acquisition of Countrywide Home Loans
which was notorious for offering bad loans during the housing boom. 
There are a couple of things Bank of America does that especially make the short sale transaction difficult. For one, Bank of America will not allow the same agent to represent both sides of the transaction. They won&amp;rsquo;t approve a short sale file unless there are two separate agents.&amp;nbsp;
I&amp;rsquo;m sure they are doing this because they feel it will help them to get the best purchase price for each home they need to approve, and will help them stay out of potential legal issues. But, for real estate agents who have BOA short sales listed, this can be a royal pain when they have a buyer who is interested in a property they have listed.
Bank of America also requires that buyers get prequalified with BOA before they will accept a short sale offer. This is a pain for people who are trying to buy short sales, who are already prequalified with other banks, but it&amp;rsquo;s actually a smart move by Bank of America. For one, they know that the potential buyers are actually qualified, and they might actually get a few more loans out of the deal, helping them get business in a time of major losses.
If we step back and look at short sales from the view of Bank of America, it is a really tough situation they are in. They are losing millions every day. And while the policy&amp;rsquo;s they have are annoying for real estate agents, as a business, they have to do what they can to try and make a profit, or at least reduce their losses.&amp;nbsp;
Now Bank of America has paid the attorney's fees to foreclose (estimated at a low end of $40K in my state) and will continue to face the same or worse market conditions.&amp;nbsp; Not a good business move, but that's Bank of America for you.&amp;nbsp; Wasting America's money!
They say that learning to do a short sale is very simple with Bank of America compared to other banks.&amp;nbsp; But since they have been attacked due to their slow approval rate, short sale homes are processed painstakingly.&amp;nbsp; In today's real estate world purchasing Short sales can really turn homeowners, buyers, sellers, and real estate agents upsidedown.&amp;nbsp;
</description><guid>http://www.classifiedflyerads.com/blog/-Will-Your-Short-Sale-Deal-with-Bank-of-America-take-forever/15854/post_details/5711/</guid><pubDate>2010-09-30 03:25:56</pubDate></item><item><title>Real Estate Agents Strained With The Increasing List Of Foreclosu</title><description>
    
        
            
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                CoreLogic has  published a  recent study that says foreclosure has begun  increasing by  the second quarter of this year As a result, the  rate at which  foreclosed homes would sell may take as much as twice the  average  time.At this time the normal time  residential homes are on the property  sector as long as 11 months. Can  you imagine nearly 2 years before   receiveing a legitimate offer for the AVERAGE home?.
                If the real estate business  is really this bad, I  doubt if real  estate agents would  start  turn down listings. Take note that real  estate agents don't make money that  easy; they have to actually sell a  property An expensive&amp;nbsp; property will remain as  an overlay to a real  estate agent if it is unmarketable. They still  have to pay for  advertising, filling flier boxes, etc.
                A Sixmonth term is the most common listing agreement.  A select few  houses which are actually selling  within the first six months of  listing could be a wast of the real  agents' time.
                However, there  will always be the risktakers and fresh  real estate  agents who are more than willing to make a name, I think  we will start  to see the best real estate agents  turning down listing homes unless  the agent is  reasonable and will evaluate their home at a  profitable  point. it will be fascinating to see what happens to  the real estate  market in the future. with foreclosed properties in mortgages list   jeopardizing the remaining real estate market, there is still confidence  to achieve a winwin  situation in order for homeowners to still retain   acquirement  rights estate.
                Because Logan Utah  foreclosures have been  decreasing, we hopefully won't see double  the time homes  are on the real estate business economy.  Expectantly,   the Logan Utah Real Estate  real estate market can avoid this feasible economic  meltdown.
                The future for regions  like Arizona, Nevada, California and Florida Real Estate could be   substantially  bleaker if the number of dispossessed  homes really   floods the real estate market.
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</description><guid>http://www.classifiedflyerads.com/blog/Real-Estate-Agents-Strained-With-The-Increasing-List-Of-Foreclosu/15854/post_details/5687/</guid><pubDate>2010-09-23 20:16:50</pubDate></item><item><title>A Few Reasons Why Some Homes Never Sell</title><description>
There are all kinds of  articles out there giving advice on how to  sell your home. But  some people do the exact opposite of the proven ways to sell real estate. Could it be possible that people actually put their homes for sale without any intention of actually selling them? What  if you place your home for sale, but don't actually want to sell  it? After showing a few hundred Utah Homes for Sale, here are a few of the things some homeowners do that keep their homes from ever selling. 

    Make sure your home is not easily shown Very few  people are  willing to purchase a home they have never seen. The first  step to do  this is to sell by owner rather than hire a professional  real estate  agent. Then, don't answer your phone, and better yet,   don't have voice mail either. By never answering your phone, no  appointment will ever  be made, no showings will ever happen, no offers  written, and no homes  sold.
    Make Your Home the Most Expensive  Almost   everyone goes online to search Kennesaw Georgia homes for  sale.   Make sure your home is more expensive than other homes buyers will   consider.
    No Online Pictures  A picture is worth a  thousand  words. Buyers want online details to narrow down the houses they will   actually visit with their real estate agent. If you don't have pictures,  most buyers will  subconsciously neglect your home altogether, they  won't pay any attention  to it.
    Make  Sure Your Home Has Foul Odors &amp;ndash; Nothing will  detract a potential  buyer from considering Everett Washington Homes  more than a foul smell. The toxic smells created by cats who don't  use  litter boxes are powerful enough to scare away most would be  buyers. If  the odor is bad enough, buyers won't even bother seeing  anything  beyond the entry room.
    Keep Your  Home Cluttered and Messy &amp;ndash; If your home  has a smashing floor plan, you  can totally detract from this by having  stuff, especially garbage, everywhere.  Clutter will distract  buyers from seeing the positive points your  house has to offer. Home  lookers will be so distracted by junk, that they won't  even realize  there are positive features. Their  brain power will be occupied  pondering how anyone could sleep on a bed  with so much junk on it.
    Have Broken Items &amp;ndash; Buyers mostly want a  well  maintained home. When buyers can  see obvious neglect on household  repairs, they can be most confident  that there are also many underlying  defects that aren't visible, that  they probably don't want to deal  with. A great way to discourage potential buyers is  to spotlight all of  the broken features in your home. Some easily  noticed broken items  include, broken windows, leaky toilets, holes in  the wall, ripped  carpet, and doors that won&amp;rsquo;t open and close.
    Implement  Negative Curb Appeal  It's always best  to start the showing  experience off poorly. The best way to give a bad  first impression is with poor  curb appeal. Avoid mowing your lawn, and  don't bother watering  it either. Let weeds overtake all planters and  garden areas, and don't  have any flowers. Ensure that  exterior paint  and trim look wasted. Loose paint chips, especially on  houses older  than 1978 make an excellent detractor.&amp;nbsp; If you really  want to ice up  the bad first impression, make sure your doorbell  doesn&amp;rsquo;t work and the  front door is very difficult to open.

By  implementing these suggestions, you can be assured that your Salt Lake Utah Real Estate will never sell, even in  a strong sellers market.
</description><guid>http://www.classifiedflyerads.com/blog/A-Few-Reasons-Why-Some-Homes-Never-Sell/15854/post_details/5321/</guid><pubDate>2010-07-22 12:54:07</pubDate></item><item><title>Home Buying Tax Credit Expires in 34 Days</title><description>If you are a first time buyer who wants to take advantage of the $8,000 tax credit, or an existing home owner who has lived in your home for atleast five years, who wants the $6,500 tax credit, you have 34 days to get a house under contract.
Now, with this tax credit, the house you buy doesn't have to close until the end of June, but it does have to be under contract by the end of April.
There isn't a lot of time yet, but there is enough if you act quickly. Making offers on short sales would not be recommended at this point as they often take much longer than a month to actually get bank approval. There are still lots of homes on the market, lots of good deals, and new homes on the market every day.
The current low mortgage interest rates, and the tax credits make it so that nearly any home for sale can be a deal.
Start looking for Utah homes for sale online now!
&amp;nbsp;
&amp;nbsp;</description><guid>http://www.classifiedflyerads.com/blog/Home-Buying-Tax-Credit-Expires-in-34-Days/15854/post_details/4696/</guid><pubDate>2010-03-27 21:53:41</pubDate></item><item><title>Whats the cost to hire a real estate agent when buying?</title><description>The way we sell Cache County Utah real estate is different than almost any other product or service. The way the system works, sellers pay a lot to sell their homes, while buyers usually don't pay anything. The ironic thing is that real estate agents usually work a lot harder with buyers than they do with sellers.&amp;nbsp;
When a homeowner needs to sell their home so they hire a Realtor, known as the listing agent. Thier job is to advertise and market the the sellers property, and represent the seller in the transaction to ensure the protection of the seller.
When the listing agent takes a listing, a contract is signed that among other things inlcudes the length of the listing agreement and the real estate brokerages listing fee. (usually 56% of the gross sales price). Half of this commission can be given to a buyers agent if they provide a ready, willing, and able buyer. If&amp;nbsp; the listing agent sells the house without another agent involved, then they receive the entire commission.
&amp;nbsp;
When buying a home, buyers don't have to pay their agent anything. It is free to use a buyers agent.
Read more about what a buyers agent can do for you.
If you would like to view Logan Utah Real Estate for sale, with the best buyers agents in Cache Valley, visit Cornerstone Real Estate's website today.</description><guid>http://www.classifiedflyerads.com/blog/Whats-the-cost-to-hire-a-real-estate-agent-when-buying/15854/post_details/3282/</guid><pubDate>2009-12-17 16:07:07</pubDate></item><item><title>Its time to start looking if you want $8,000 tax credit</title><description>First Time Buyers! Wake Up!
&amp;nbsp;
If you want to take advantage of the best government home buying incentive, the time to take action is now.
&amp;nbsp;
The program won't officially be done until the end of November, but this is for real estate purchases, not slurpees.&amp;nbsp;With a real estate purchase, you're looking at weeks, maybe months before you can actually close on your home. Now if you plan on purchasing a Short Sale home, expect to wait even longer.
&amp;nbsp;

When buying a home you first need to locate the right property, this doesn't usually happen your first day house hunting. Then you need time to wait for the sellers to respond and negotiate the offer. This could take more than a week depending on how prompt the sellers are, and how much negotiation needs to take place. Last, in an element you have almost no control over, you need time to get your mortgage loan processed and underwritten, (these days, it seems like it's taking a month and a half for final approval on FHA loans.)&amp;nbsp;
&amp;nbsp;
So in a simple purchase transaction, you may be looking at close to two months before you can closing will ever take place.
&amp;nbsp;
To make things more complicated, &amp;nbsp;more than 35 different homes for sale in Logan are listed as short sales. With a short sale, plan on at least a month additional for closing time. During a short sale you don't just have to wait for the seller, you also have to wait for the approval of banks.&amp;nbsp;
&amp;nbsp;
So, if you want to make the November 30 stimulus deadline, and are looking at short sales, you're going to want to have your offer in by the end of the month.
&amp;nbsp;
Happy House Hunting! And no more procrastinating.

&amp;nbsp;
&amp;nbsp;</description><guid>http://www.classifiedflyerads.com/blog/Its-time-to-start-looking-if-you-want-8000-tax-credit/15854/post_details/2873/</guid><pubDate>2009-08-11 15:57:49</pubDate></item><item><title>Logan Real Estate doesnt appear to be recovering quite yet.</title><description>June Home sales for Cache Valley were very positive, they showed year over year increases from 2008. Unfortunately, (or fortunately depending on if you're on the buying side of real estate transactions). July didn't show the same results.
July year over year home sales in Cache Valley were down by about 25%.
The good news is that while home sales were down, the active inventory has also decreased. There are now 833 homes for sale in Cache County including: Logan UT Real Estate, Providence Ut Real Estate, Smithfield Utah Homes for Sale, Hyrum Ut Real Estate, Nibley Real Estate, Hyde Park Utah Real Estate, Richmond Utah Real Estate, Lewiston Utah Real Estate, and the rural communites in Cache Valley Utah. This year the total residential inventory peaked at 855 homes for sale.
&amp;nbsp;

&amp;nbsp;
&amp;nbsp;
Cache Valley Real Estate values have also declined. The average price of homes sold during July was $181,135, down 5.77% from last year. The median sold price was $170,500, which is actually the highest single month median this year, but still substantially lower than home sales prices in 2008. 
&amp;nbsp;
The Logan Real Estate market may not have bottomed out yet, and it will likely remain a buyers market here until atleast next summer.</description><guid>http://www.classifiedflyerads.com/blog/Logan-Real-Estate-doesnt-appear-to-be-recovering-quite-yet./15854/post_details/2853/</guid><pubDate>2009-08-04 13:34:21</pubDate></item><item><title>Home Search for Ogden Utah Area</title><description>&amp;nbsp;With Cornerstone Expanding to the Ogden area, we put together some nifty home search features for Ogden Utah and the surrounding areas:&amp;nbsp;
North Davis County Real Estate
Clinton Utah Homes
Clearfield Utah Homes
Farmington Utah Homes
Fruit Heights Homes
Kaysville Utah Homes
Layton Utah Homes

Box Elder County Real Estate
Brigham City Homes
      Tremonton Utah Homes
      Garland Utah Homes
      Willard Utah Homes
      Perry Utah Homes

Weber County Real Estate
Eden Utah Homes
Farr West Homes
Harrisville Utah Homes
Hooper Utah Homes
Kanesville Utah Homes
Liberty Utah Homes
North Ogden Homes
Perry Utah Homes
Plain City UT Homes
Pleasant View Utah Homes
Roy Utah Homes
Riverdale Utah Homes
South Ogden Utah Homes
Sunset Utah Homes
Warren Utah Homes
Washington Terrace Utah Homes
West Haven Homes

</description><guid>http://www.classifiedflyerads.com/blog/Home-Search-for-Ogden-Utah-Area/15854/post_details/2614/</guid><pubDate>2009-06-04 16:07:50</pubDate></item><item><title>Cornerstone Real Estate Professionals is #1 for Buyer Transaction</title><description>During the last six months, more buyers have chosen to use Cornerstone Real Estate Professionals than any other Logan area Real Estate Brokerage.

Buyers choose to use Cornerstone Real Estate Professionals because we give them them power and control in the real estate search. We give Logan Utah Home buyers the tools they need to make good decisions regarding Logan Homes for sale. We also provide prompt and professional service. 

Here is the brokerage break down for Cache County Home Sales over the past Six Months:



If  you would like to use Cornerstone Real Estate Professionals incredible home search tools, visit one of our websites:

Cache Valley Homes for Sale
Logan UT Homes for Sale
Providence Utah Homes
Hyrum Utah Homes
Smithfield Utah Homes for Sale
Utah Real Estate for Sale
Search Utah Homes for Sale</description><guid>http://www.classifiedflyerads.com/blog/Cornerstone-Real-Estate-Professionals-is-1-for-Buyer-Transaction/15854/post_details/2475/</guid><pubDate>2009-04-28 13:31:09</pubDate></item><item><title>Search Logan Homes by Neighborhood</title><description>&amp;nbsp;When searching for homes, have you ever narrowed it down to a certain neighborhood, or wanted to just know exactly what homes were available in a certain region? With our map search feature, Cornerstone Real Estate enables to do just this. We also have some preset neighborhoods for popular Logan subdivisions. Search homes for sale in Logan Utah by these neighborhoods:
&amp;nbsp;

Artesian Springs
Aspen Park Homes
Canyon Cove Homes for Sale
Country Manor Home Listings
Countryside Village
Cliffside Homes for Sale 
Castlehill Homes for Sale 
Equestrian Estates
Green Meadows Utah Homes 
Henry's Point Homes for Sale
Hidden Village Homes
Hillcrest Heights
Logan Historic District
Logan River Trails
Majestic Mountain
Mount Logan
Northwood, Willowbrook, Jacobsen
Oakbrook Meadows
Orchard Heights
Parkside
Sunstone Circle
Shadow Mountain
The Island
Willow West 

&amp;nbsp;</description><guid>http://www.classifiedflyerads.com/blog/Search-Logan-Homes-by-Neighborhood/15854/post_details/2451/</guid><pubDate>2009-04-23 15:17:31</pubDate></item><item><title>Cache Valley Real Estate Activity Increasing</title><description>The Cache Valley Utah Real Estate market definitely seems to be gaining momentum. We are really seeing a lot of increased activity with the sale of Starter Homes. Right now it just seems like first time buyers are optimistic about buying. This creates a chain effect, because when starter homes sell, the existing sellers are then able to purchase the expensive homes. This cycle will reduce the surplus of real estate inventory in Cache County.
The other day, Ethan Poppleton had a list of a dozen homes to show some buyers. On Tuesday, four of these properties were no longer on the market, they were under contract. One more property went under contract today, and these buyers plan to write an offer on another house this afternoon. 
Here are some of the reasons we see Cache Valley Utah Real Estate activity increasing:

    Logs of Selection There are more Homes in Cache County right now than there has ever been during the month of March. Buyers are in a position of power and finding what they are looking for.
    
    Low Interest RatesMortgage interest rates are the lowest they've ever been. Interest rates for 30 year fixed mortgages can be obtained for less than 5%. It is less expensive to own than to rent an equivalent sized home.
    Government IncentivesLogan Real Estate offers excellent grant programs and tax credits for first time buyers. If a first time buyers buy a new home in Logan they can also qualify for the $8,000 federal tax credit.

This spring rush of Cache Valley Utah Real Estate activity is good news for our housing market.</description><guid>http://www.classifiedflyerads.com/blog/Cache-Valley-Real-Estate-Activity-Increasing/15854/post_details/2232/</guid><pubDate>2009-03-25 13:15:50</pubDate></item><item><title>$8,000 for First time Home Buyers in Logan</title><description>Great News if your a first time buyer and are thinking of buying a new home in Logan.&amp;nbsp; As part of President Obamas homeowner plan, firsttime home buyers will be eligible for a $8,000 tax credit if they purchase a home for more than $80,000 before December of 2009. First time buyers who have not owned a home in the last three year and will occupy this purchase as their primary residence for three years will qualify for this $8,000 tax credit.

There are income restrictions, but it likely won't effect most Utah first time buyers. Buyers gross incomes must be less than $75,000 if single and $150,000 for married couples. 
If this bill passes, and it looks like it will, this will help stimulate the Logan Utah Real Estate market and should help prices to remain solid and possibly even increase. 

So first time buyers, contact your Cornerstone Real Estate Agent to get started shopping Logan Homes for Sale.</description><guid>http://www.classifiedflyerads.com/blog/8000-for-First-time-Home-Buyers-in-Logan/15854/post_details/2088/</guid><pubDate>2009-02-17 15:41:43</pubDate></item><item><title>Will Cache Valley Real Estate Appreciate in 2009?</title><description>&amp;nbsp;According to an article by housingpredictor.com. There are only few markets nationally that are predicted to have real estate appreciation in 2009. One of those markets is Cache County Utah. The basis for this data has to do with housing trends, economic data, growth, and about twenty other factors.&amp;nbsp;
While I would love to see home prices rise in the Cache County Real Estate market, and hope this is the case. In reality I think that we'll be lucky to break even. Unless something dramatic happens, and more homes start selling reducing inventory, we're not likely to see appreciating values. In January, we already have more than 700 active home listings. This is about 200 too high for this time of year for Cache County.
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Hopefully these guys know something more than I do, if so, you have nothing to be afraid of when considering buying real estate in this part of Northern Utah, because your home may actually go up in value.</description><guid>http://www.classifiedflyerads.com/blog/Will-Cache-Valley-Real-Estate-Appreciate-in-2009/15854/post_details/1985/</guid><pubDate>2009-01-29 14:32:29</pubDate></item><item><title>Short Sales on the Rise</title><description>&amp;nbsp;A growing segment of the Logan Real Estate Market is Short Sales. Short Sales happen when home owners owe more than they can net from the sell of their home. With increased competition, and less buyers sellers must lower the price of their homes if they want them to sell. When the seller has no means to pay the loss, they can often get a short sale approved.
Most short sales are allowed because properties are in default and need a short sale to prevent a foreclosure. In cases like this, it is better for the bank to settle for a loss than pay the costs associated with foreclosing.&amp;nbsp;
Getting short sales approved can be a time consuming process. Banks are overwhelmed with foreclosures right now and it sometimes takes months for them just to get to the file. Depending on the banks guidelines, and the amount owed by the different liens on a property, patient buyers can often get excellent deals on short sales.
Click here to view Logan Utah Short Sales</description><guid>http://www.classifiedflyerads.com/blog/Short-Sales-on-the-Rise/15854/post_details/1980/</guid><pubDate>2009-01-22 20:51:48</pubDate></item><item><title>Cache Valley Homes</title><description>Cache Valley Homes are selling for less than they did a year ago, and the amount of homes on the market is substantially higher. This gives buyers a great opportunity to get good deals on Cache Valley Homes.
The number 1 way that buyers now find homes for sale is online. Online home searches give buyers the general details as well as pictures, virtual tours and sometimes videos. Good online real estate search sites also offer maps, area information, and google satellite images. There are litterally thousands of Real Estate sites out there. Some show a few listings, some show many listings, and others show nearly all the homes for sale in Cache Valley. Home listings on many sites are obsolete and outdated, while other sites only show up to date listings.
Realtors use a database where all listings are stored known as the MLS. On their websites they can pay for a service that will display these listings. These are the best websites to use when searching homes for sale. The properties you see actually still are for sale, and it includes listings by all Realtors in Cache Valley. Cornerstone Real Estate offers the best Cache Valley Real Estate search websites.
Click this link to search all Cache Valley Homes for Sale.
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&amp;nbsp;</description><guid>http://www.classifiedflyerads.com/blog/Cache-Valley-Homes/15854/post_details/1653/</guid><pubDate>2008-11-19 20:52:29</pubDate></item></channel></rss>

