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	<link>http://propertytoolbox.com.au/property-update</link>
	<description>Property Courses | Property Education | Financial Education</description>
	<lastBuildDate>Tue, 14 Feb 2012 22:31:14 +0000</lastBuildDate>
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		<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/com/propertytoolbox" /><feedburner:info xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" uri="com/propertytoolbox" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><feedburner:emailServiceId xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0">com/propertytoolbox</feedburner:emailServiceId><feedburner:feedburnerHostname xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0">http://feedburner.google.com</feedburner:feedburnerHostname><item>
		<title>53 suburbs where rent rises have beat inflation</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2102</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2102#comments</comments>
		<pubDate>Tue, 14 Feb 2012 22:28:38 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Property Investing]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2102</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2102"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/11/property-rent.jpg" class="alignleft wp-post-image tfe" alt="" title="property-rent" /&gt;&lt;/a&gt;Fairfield, six kilometres north east of the Melbourne CBD, topped the list of suburbs to record inflation-busting rental growth for the year to January 2012 with rents rising 13.4% according to property manager Run Property.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=ohrJelLBOWg:PqKq97_p_Cg:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=ohrJelLBOWg:PqKq97_p_Cg:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/ohrJelLBOWg" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2102</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2102"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/11/property-rent.jpg" class="alignleft wp-post-image tfe" alt="" title="property-rent" /></a>Fairfield, six kilometres north east of the Melbourne CBD, topped the list of suburbs to record inflation-busting rental growth for the year to January 2012 with rents rising 13.4% according to property manager Run Property.
	</item>
		<item>
		<title>I’m concerned for Australia – Robert Kiyosaki</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2096</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2096#comments</comments>
		<pubDate>Mon, 13 Feb 2012 05:24:07 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Gold & Silver Investing]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2096</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2096"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/08/head-in-sand.jpg" class="alignleft wp-post-image tfe" alt="" title="head-in-sand" /&gt;&lt;/a&gt;I love Australia and its people. No other country or people have been kinder to Kim and me. So I write this blog with concern and hesitation, a little fearful for their future, as well as ours.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=MAkYGiWPDl8:TZ-t_9LqeVA:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=MAkYGiWPDl8:TZ-t_9LqeVA:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/MAkYGiWPDl8" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2096</wfw:commentRss>
		<slash:comments>1</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2096"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/08/head-in-sand.jpg" class="alignleft wp-post-image tfe" alt="" title="head-in-sand" /></a>I love Australia and its people. No other country or people have been kinder to Kim and me. So I write this blog with concern and hesitation, a little fearful for their future, as well as ours. 
	</item>
		<item>
		<title>Australian capital city rents continue to rise – Capital Gain subdued</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2091</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2091#comments</comments>
		<pubDate>Fri, 10 Feb 2012 22:41:15 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Property Investing]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2091</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2091"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/09/property-toolbox-rental-ret.jpg" class="alignleft wp-post-image tfe" alt="property-toolbox-online-property-courses" title="property-toolbox-rental-ret" /&gt;&lt;/a&gt;While property prices remained fairly subdued in 2011, weekly rents continued on an upwards path in most capital cities. Last year, Sydney was among the standout performers with rents increasing by an impressive 4.2 per cent for houses and 4.5 per cent for apartments. Great news for investors but spare a thought for all the tenants out there competing for their next home!&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=B0kTsxbQhss:hqQArfnxq9w:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=B0kTsxbQhss:hqQArfnxq9w:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/B0kTsxbQhss" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2091</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2091"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/09/property-toolbox-rental-ret.jpg" class="alignleft wp-post-image tfe" alt="property-toolbox-online-property-courses" title="property-toolbox-rental-ret" /></a>While property prices remained fairly subdued in 2011, weekly rents continued on an upwards path in most capital cities. Last year, Sydney was among the standout performers with rents increasing by an impressive 4.2 per cent for houses and 4.5 per cent for apartments. Great news for investors but spare a thought for all the tenants out there competing for their next home!
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		<item>
		<title>How has the rate of decline in the Aussie housing market measured against the US, UK and NZ?</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2087</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2087#comments</comments>
		<pubDate>Wed, 08 Feb 2012 03:49:46 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Property Investing]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2087</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2087"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/11/invest-in-property-or-rent.jpg" class="alignleft wp-post-image tfe" alt="invest-in-property-or-rent" title="invest-in-property-or-rent" /&gt;&lt;/a&gt;The first three years of US home prices coming down could be characterized as a reasonably steep downwards trajectory.  Using a compounding growth rate, between April 2006 and April 2009 the annual rate of decline averaged 11.4% or 30.5% overall.  Most of the home value destruction was over and done with in the first three years directly after the market peaked.  Home values have come down a further 1.9% year on year (on average) since that time.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=CGhTmayNlj0:mDhrgtgUr84:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=CGhTmayNlj0:mDhrgtgUr84:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/CGhTmayNlj0" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2087</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2087"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/11/invest-in-property-or-rent.jpg" class="alignleft wp-post-image tfe" alt="invest-in-property-or-rent" title="invest-in-property-or-rent" /></a>The first three years of US home prices coming down could be characterized as a reasonably steep downwards trajectory.  Using a compounding growth rate, between April 2006 and April 2009 the annual rate of decline averaged 11.4% or 30.5% overall.  Most of the home value destruction was over and done with in the first three years directly after the market peaked.  Home values have come down a further 1.9% year on year (on average) since that time.  
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		<title>The Reserve Bank is tipped to cut the official cash rate to 4 per cent today</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2083</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2083#comments</comments>
		<pubDate>Mon, 06 Feb 2012 21:48:25 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Interest rates]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2083</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2083"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/04/nab-dumped.jpg" class="alignleft wp-post-image tfe" alt="nab-dumped" title="nab-dumped" /&gt;&lt;/a&gt;National Australia Bank has kicked off a home-loan war by pledging its standard variable rate will be lower than any of its major rivals for the rest of the year. The Reserve Bank is tipped to cut the official cash rate to 4 per cent today - its third consecutive reduction in interest rates - in a bid to provide some relief to struggling households.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=q7x7bOChB58:_tfSZbQ6nvs:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=q7x7bOChB58:_tfSZbQ6nvs:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/q7x7bOChB58" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2083</wfw:commentRss>
		<slash:comments>2</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2083"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/04/nab-dumped.jpg" class="alignleft wp-post-image tfe" alt="nab-dumped" title="nab-dumped" /></a>National Australia Bank has kicked off a home-loan war by pledging its standard variable rate will be lower than any of its major rivals for the rest of the year. The Reserve Bank is tipped to cut the official cash rate to 4 per cent today - its third consecutive reduction in interest rates - in a bid to provide some relief to struggling households.
	</item>
		<item>
		<title>Blue Skies Ahead for Residential Property?</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2079</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2079#comments</comments>
		<pubDate>Tue, 17 Jan 2012 22:53:06 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Property Investing]]></category>
		<category><![CDATA[Property Market Update]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2079</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2079"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/11/make-money-in-property.jpg" class="alignleft wp-post-image tfe" alt="make-money-in-property" title="make-money-in-property" /&gt;&lt;/a&gt;Our housing markets ended 2011 in a better position to where they started and I am confident that the year ahead will be better for residential property owners compared to last year. Most owners should see their assets hold value or increase and this year could in fact be a good time for investor activity provided the world economy doesn’t move into severe recession as a consequence of the problems in Europe.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=TcsAkmhWGUk:p7LJLUMQ5Ls:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=TcsAkmhWGUk:p7LJLUMQ5Ls:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/TcsAkmhWGUk" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2079</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2079"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/11/make-money-in-property.jpg" class="alignleft wp-post-image tfe" alt="make-money-in-property" title="make-money-in-property" /></a>Our housing markets ended 2011 in a better position to where they started and I am confident that the year ahead will be better for residential property owners compared to last year. Most owners should see their assets hold value or increase and this year could in fact be a good time for investor activity provided the world economy doesn’t move into severe recession as a consequence of the problems in Europe.
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		<item>
		<title>Feb rate cut on the cards</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2075</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2075#comments</comments>
		<pubDate>Mon, 16 Jan 2012 02:28:41 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Interest rates]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2075</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2075"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/09/rba-interest-rates.jpg" class="alignleft wp-post-image tfe" alt="rba-interest-rates" title="rba-interest-rates" /&gt;&lt;/a&gt;It now seems all but certain that the Reserve Bank will cut interest rates next month, with AMP's senior economist Bob Cunneen predicting the cash rate will drop to 4.0 per cent.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=ULb1MRU5-os:CfPWoGpLrvw:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=ULb1MRU5-os:CfPWoGpLrvw:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/ULb1MRU5-os" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2075</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2075"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/09/rba-interest-rates.jpg" class="alignleft wp-post-image tfe" alt="rba-interest-rates" title="rba-interest-rates" /></a>It now seems all but certain that the Reserve Bank will cut interest rates next month, with AMP's senior economist Bob Cunneen predicting the cash rate will drop to 4.0 per cent.
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		<item>
		<title>Home prices up! But Aussies refuse to borrow</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2066</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2066#comments</comments>
		<pubDate>Fri, 13 Jan 2012 03:00:08 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Property Investing]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2066</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2066"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/02/first-home-buyer-property-toolbox.jpg" class="alignleft wp-post-image tfe" alt="" title="first-home-buyer-property-toolbox" /&gt;&lt;/a&gt;It appears that the November rate cut has already worked its magic in the housing market, leading to the first lift in dwelling prices in almost a year. Before the rate cuts in November and December, supply and demand in the housing market was reasonably balanced, translating to a softening of home prices. But the rate cuts will serve to lift demand for homes and drive property prices higher over 2012.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=jpa369J7alA:SotPhGZupFk:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=jpa369J7alA:SotPhGZupFk:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/jpa369J7alA" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2066</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2066"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/02/first-home-buyer-property-toolbox.jpg" class="alignleft wp-post-image tfe" alt="" title="first-home-buyer-property-toolbox" /></a>It appears that the November rate cut has already worked its magic in the housing market, leading to the first lift in dwelling prices in almost a year. Before the rate cuts in November and December, supply and demand in the housing market was reasonably balanced, translating to a softening of home prices. But the rate cuts will serve to lift demand for homes and drive property prices higher over 2012.
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		<title>Gold: Buy or Sell?</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2054</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2054#comments</comments>
		<pubDate>Wed, 11 Jan 2012 01:59:41 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Gold & Silver Investing]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2054</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2054"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/08/gold-silver-bars.jpg" class="alignleft wp-post-image tfe" alt="gold-silver-bars" title="gold-silver-bars" /&gt;&lt;/a&gt;Is the “boom” in the gold boom over? After touching $1900, it is now on its way down to $1500. Last summer, I wrote that I wanted to start buying gold in the $1300 range. It seems I may get my wish. The question remains, “Is it time to buy or sell?” The answer depends upon you. If you purchased gold over $1600 and cannot sleep if prices drop, you may want to sell.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=KAawms8OYYE:Cy28zom_WjI:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=KAawms8OYYE:Cy28zom_WjI:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/KAawms8OYYE" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2054</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2054"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/08/gold-silver-bars.jpg" class="alignleft wp-post-image tfe" alt="gold-silver-bars" title="gold-silver-bars" /></a>Is the “boom” in the gold boom over? After touching $1900, it is now on its way down to $1500. Last summer, I wrote that I wanted to start buying gold in the $1300 range. It seems I may get my wish. The question remains, “Is it time to buy or sell?” The answer depends upon you. If you purchased gold over $1600 and cannot sleep if prices drop, you may want to sell. 
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		<item>
		<title>Is the U.S. Economy Headed Toward a Crash in 2012?</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2032</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2032#comments</comments>
		<pubDate>Tue, 10 Jan 2012 00:50:27 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Economy]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2032</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2032"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/09/property-investing-video.jpg" class="alignleft wp-post-image tfe" alt="property-investing-video" title="property-investing-video" /&gt;&lt;/a&gt;“The Great Crash Ahead” author Harry Dent shares his predictions as to where the U.S. economy is headed in 2012.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=q0A6qTpl57g:mvzpCDzMpbE:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=q0A6qTpl57g:mvzpCDzMpbE:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/q0A6qTpl57g" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2032</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2032"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/09/property-investing-video.jpg" class="alignleft wp-post-image tfe" alt="property-investing-video" title="property-investing-video" /></a>“The Great Crash Ahead” author Harry Dent shares his predictions as to where the U.S. economy is headed in 2012.
	</item>
		<item>
		<title>A quarter of borrowers now choosing fixed-rate loans</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2059</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2059#comments</comments>
		<pubDate>Mon, 09 Jan 2012 02:34:07 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest rates]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2059</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2059"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/09/rba-interest-rates.jpg" class="alignleft wp-post-image tfe" alt="rba-interest-rates" title="rba-interest-rates" /&gt;&lt;/a&gt;The November and December interest rate cuts did nothing to dampen borrower enthusiasm for fixed-rate mortgages, which surged to nearly a quarter (24%) of all mortgages approved by Mortgage Choice brokers in December.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=0fgX2eawvCs:2mZDuZC6XZc:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=0fgX2eawvCs:2mZDuZC6XZc:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/0fgX2eawvCs" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2059</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2059"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/09/rba-interest-rates.jpg" class="alignleft wp-post-image tfe" alt="rba-interest-rates" title="rba-interest-rates" /></a>The November and December interest rate cuts did nothing to dampen borrower enthusiasm for fixed-rate mortgages, which surged to nearly a quarter (24%) of all mortgages approved by Mortgage Choice brokers in December. 
	</item>
		<item>
		<title>Mike Maloney – Gold and Silver in 2012</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2047</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2047#comments</comments>
		<pubDate>Mon, 09 Jan 2012 01:44:22 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Gold & Silver Investing]]></category>
		<category><![CDATA[Video]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2047</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2047"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/09/property-investing-video.jpg" class="alignleft wp-post-image tfe" alt="property-investing-video" title="property-investing-video" /&gt;&lt;/a&gt;Bullion rose 10 percent last year, beating the 1.2 percent decline in the Standard &amp;#038; Poor’s GSCI Total Return Index of 24 commodities and the 9.4 percent retreat in the MSCI All-Country World Index of equities. Treasuries returned 9.8 percent last year, a Bank of America Corp. index shows.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=1ZF_C3XI29o:Xp5QrhrSdcU:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=1ZF_C3XI29o:Xp5QrhrSdcU:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/1ZF_C3XI29o" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2047</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2047"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/09/property-investing-video.jpg" class="alignleft wp-post-image tfe" alt="property-investing-video" title="property-investing-video" /></a>Bullion rose 10 percent last year, beating the 1.2 percent decline in the Standard &amp; Poor’s GSCI Total Return Index of 24 commodities and the 9.4 percent retreat in the MSCI All-Country World Index of equities. Treasuries returned 9.8 percent last year, a Bank of America Corp. index shows.
	</item>
		<item>
		<title>Savers are the biggest losers!</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2007</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2007#comments</comments>
		<pubDate>Mon, 02 Jan 2012 23:11:41 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Investment Basics]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Justin Wood]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2007</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2007"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/03/gcz3t2y0.jpg" class="alignleft wp-post-image tfe" alt="Saving to buy Whiz-Fiz" title="Saving to buy Whiz-Fiz" /&gt;&lt;/a&gt;When I was growing up, I was taught at a very young age that saving money is very important. I even had a Commonwealth Bank Dolomite account where I could see my savings increase over a number of years. It was 1989 and I clearly remember the day my Dolomite account reached $10, wow what a milestone. I could buy 2 packet of chips, two chocolate bars and 100 packets of Wizz-Fizz. Saving really does work!&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=zoLEDxvKeg8:n0z-yN7l6vk:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=zoLEDxvKeg8:n0z-yN7l6vk:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/zoLEDxvKeg8" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2007</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2007"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/03/gcz3t2y0.jpg" class="alignleft wp-post-image tfe" alt="Saving to buy Whiz-Fiz" title="Saving to buy Whiz-Fiz" /></a>When I was growing up, I was taught at a very young age that saving money is very important. I even had a Commonwealth Bank Dolomite account where I could see my savings increase over a number of years. It was 1989 and I clearly remember the day my Dolomite account reached $10, wow what a milestone. I could buy 2 packet of chips, two chocolate bars and 100 packets of Wizz-Fizz. Saving really does work!
	</item>
		<item>
		<title>New Australian banking reforms – whats changed?</title>
		<link>http://propertytoolbox.com.au/property-update/?p=1995</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=1995#comments</comments>
		<pubDate>Mon, 19 Dec 2011 03:47:04 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=1995</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=1995"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/12/occ7ypag.jpg" class="alignleft wp-post-image tfe" alt="" title="occ7ypag" /&gt;&lt;/a&gt;The Australian Government is introducing a range of measures to increase competition to help you get a better deal.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=Tbr9fHlwh-c:h8SZZKuud0M:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=Tbr9fHlwh-c:h8SZZKuud0M:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/Tbr9fHlwh-c" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=1995</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=1995"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/12/occ7ypag.jpg" class="alignleft wp-post-image tfe" alt="" title="occ7ypag" /></a>The Australian Government is introducing a range of measures to increase competition to help you get a better deal.
	</item>
		<item>
		<title>Gold price falls – dont panic! Gold to move to $3,400 over the next 2 years</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2038</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2038#comments</comments>
		<pubDate>Wed, 14 Dec 2011 23:53:15 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Gold & Silver Investing]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2038</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2038"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/09/gold-silver-invest.jpg" class="alignleft wp-post-image tfe" alt="gold-silver-invest" title="gold-silver-invest" /&gt;&lt;/a&gt;The selling (in gold) sent some of the fundamental guys out of their positions in gold, which affected the technicals. For those looking at today's price action, consider it an opportunity to roll out of paper exposure and into gold, because the more deflationary the environment gets, the more eager the central planning cabal will be to add a zero (which in our day and age of primarily electronic money can be done with the flip of a switch) to the end of every worthless piece of monetary equivalent paper in circulation. And that's a 100% certainty.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=S9wwIMaS9is:nPjq3yQgzGQ:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=S9wwIMaS9is:nPjq3yQgzGQ:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/S9wwIMaS9is" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2038</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2038"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/09/gold-silver-invest.jpg" class="alignleft wp-post-image tfe" alt="gold-silver-invest" title="gold-silver-invest" /></a>The selling (in gold) sent some of the fundamental guys out of their positions in gold, which affected the technicals. For those looking at today's price action, consider it an opportunity to roll out of paper exposure and into gold, because the more deflationary the environment gets, the more eager the central planning cabal will be to add a zero (which in our day and age of primarily electronic money can be done with the flip of a switch) to the end of every worthless piece of monetary equivalent paper in circulation. And that's a 100% certainty.
	</item>
		<item>
		<title>Housing market recovered strongly in October</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2019</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2019#comments</comments>
		<pubDate>Tue, 13 Dec 2011 23:20:00 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Property Investing]]></category>
		<category><![CDATA[Property Market Update]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2019</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2019"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/01/benefits-of-investing-in-pr.jpg" class="alignleft wp-post-image tfe" alt="" title="benefits-of-investing-in-pr" /&gt;&lt;/a&gt;The ABS housing finance data released today has once again reaffirmed what I have argued here for months now: Australia's housing market is stabilising, and would likely have commenced a gradual recovery in the absence of interest rate accommodation from our recently appointed major bank insurer, aka the RBA.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=j6wn-bSQoC0:w2DiO_HMj1I:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=j6wn-bSQoC0:w2DiO_HMj1I:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/j6wn-bSQoC0" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2019</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2019"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/01/benefits-of-investing-in-pr.jpg" class="alignleft wp-post-image tfe" alt="" title="benefits-of-investing-in-pr" /></a>The ABS housing finance data released today has once again reaffirmed what I have argued here for months now: Australia's housing market is stabilising, and would likely have commenced a gradual recovery in the absence of interest rate accommodation from our recently appointed major bank insurer, aka the RBA.
	</item>
		<item>
		<title>Global uncertainty points to further rates cut</title>
		<link>http://propertytoolbox.com.au/property-update/?p=2021</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=2021#comments</comments>
		<pubDate>Tue, 13 Dec 2011 03:29:56 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Interest rates]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=2021</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=2021"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/09/rba-interest-rates.jpg" class="alignleft wp-post-image tfe" alt="rba-interest-rates" title="rba-interest-rates" /&gt;&lt;/a&gt;Pressure for another rate cut is growing following a sharp slide in Australia's trade surplus as concerns grow about the depth of the global slowdown. Most economists expect the slowdown in global growth will force the Reserve Bank to cut rates again in February.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=XyYW07_jZww:5BezWhn1HTw:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=XyYW07_jZww:5BezWhn1HTw:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/XyYW07_jZww" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=2021</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=2021"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2010/09/rba-interest-rates.jpg" class="alignleft wp-post-image tfe" alt="rba-interest-rates" title="rba-interest-rates" /></a>Pressure for another rate cut is growing following a sharp slide in Australia's trade surplus as concerns grow about the depth of the global slowdown. Most economists expect the slowdown in global growth will force the Reserve Bank to cut rates again in February.
	</item>
		<item>
		<title>Affordable housing options across Australia’s capital cities</title>
		<link>http://propertytoolbox.com.au/property-update/?p=1988</link>
		<comments>http://propertytoolbox.com.au/property-update/?p=1988#comments</comments>
		<pubDate>Mon, 12 Dec 2011 23:05:30 +0000</pubDate>
		<dc:creator>Property Toolbox</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Property Investing]]></category>

		<guid isPermaLink="false">http://propertytoolbox.com.au/property-update/?p=1988</guid>
		<description>&lt;a href="http://propertytoolbox.com.au/property-update/?p=1988"&gt;&lt;img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/06/housing-affordablitiy-australia.jpg" class="alignleft wp-post-image tfe" alt="" title="housing-affordablitiy-australia" /&gt;&lt;/a&gt;There are plenty of affordable housing options across Australia’s capital cities; in fact there are 154 suburbs where the median value of a house is less than $300,000.   Adelaide suburbs comprise the majority of these ‘uber’ affordable locations, comprising 28% of the list.  Brisbane suburbs rank a close second at 24% of all capital city suburbs with a median value under $300,000, followed by Sydney at 18% then Hobart comprising 16% of all suburbs.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/com/propertytoolbox?a=eA2CM4hETGc:r1LSua8Tzik:D7DqB2pKExk"&gt;&lt;img src="http://feeds.feedburner.com/~ff/com/propertytoolbox?i=eA2CM4hETGc:r1LSua8Tzik:D7DqB2pKExk" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/com/propertytoolbox/~4/eA2CM4hETGc" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://propertytoolbox.com.au/property-update/?feed=rss2&amp;p=1988</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<a href="http://propertytoolbox.com.au/property-update/?p=1988"><img align="left" hspace="5" width="200" src="http://propertytoolbox.com.au/property-update/wp-content/uploads/2011/06/housing-affordablitiy-australia.jpg" class="alignleft wp-post-image tfe" alt="" title="housing-affordablitiy-australia" /></a>There are plenty of affordable housing options across Australia’s capital cities; in fact there are 154 suburbs where the median value of a house is less than $300,000.   Adelaide suburbs comprise the majority of these ‘uber’ affordable locations, comprising 28% of the list.  Brisbane suburbs rank a close second at 24% of all capital city suburbs with a median value under $300,000, followed by Sydney at 18% then Hobart comprising 16% of all suburbs.
	</item>
	</channel>
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