<!DOCTYPE html><html lang="en"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width, initial-scale=1"/><link rel="preload" as="image" imageSrcSet="/_next/image?url=%2Fimages%2Fcompass-quote-logo.png&amp;w=256&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcompass-quote-logo.png&amp;w=640&amp;q=75 2x"/><link rel="preload" as="image" imageSrcSet="/_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=640&amp;q=75 640w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=750&amp;q=75 750w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=828&amp;q=75 828w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=1080&amp;q=75 1080w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=1200&amp;q=75 1200w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=1920&amp;q=75 1920w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=2048&amp;q=75 2048w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=3840&amp;q=75 3840w" imageSizes="100vw"/><link rel="stylesheet" href="/_next/static/chunks/04e~cykk53m25.css" data-precedence="next"/><link rel="preload" as="script" fetchPriority="low" href="/_next/static/chunks/12hn81rtv7vap.js"/><script src="/_next/static/chunks/0zc~g1akk9z66.js" async=""></script><script src="/_next/static/chunks/0s_rrirxt3cgo.js" async=""></script><script src="/_next/static/chunks/02.-1.ljmns8h.js" async=""></script><script src="/_next/static/chunks/turbopack-09s~tv_76bc7m.js" async=""></script><script src="/_next/static/chunks/04g32u4u4fki7.js" async=""></script><script src="/_next/static/chunks/0tq3fyoplc_rn.js" async=""></script><script src="/_next/static/chunks/0wd6a-xnmqg9m.js" async=""></script><title>Instant Life Insurance Quotes From Top Carriers | CompasQuote</title><meta name="description" content="Get free life insurance quotes in minutes. Compare term life, whole life, universal life, and final expense insurance from top-rated carriers. No obligation, 100% secure."/><meta name="author" content="CompasQuote"/><meta name="keywords" content="life insurance, term life insurance, whole life insurance, universal life, final expense insurance, life insurance quotes, affordable life insurance, family protection"/><meta name="robots" content="index, follow"/><meta property="og:title" content="Instant Life Insurance Quotes From Top Carriers"/><meta property="og:description" content="Get free life insurance quotes in minutes. Compare term life, whole life, universal life, and final expense insurance from top-rated carriers."/><meta property="og:url" content="https://compasquote.com"/><meta property="og:site_name" content="CompasQuote"/><meta property="og:image" content="https://compasquote.com/images/compass-quote-logo.png"/><meta property="og:type" content="website"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:title" content="Instant Life Insurance Quotes From Top Carriers"/><meta name="twitter:description" content="Get free life insurance quotes in minutes. Compare term life, whole life, universal life, and final expense insurance from top-rated carriers."/><meta name="twitter:image" content="https://compasquote.com/images/compass-quote-logo.png"/><link rel="icon" href="/favicon.ico?favicon.0x3dzn~oxb6tn.ico" sizes="256x256" type="image/x-icon"/><link rel="icon" href="/favicon.png"/><link rel="apple-touch-icon" href="/favicon.png"/><script src="/_next/static/chunks/03~yq9q893hmn.js" noModule=""></script></head><body class="antialiased"><div hidden=""><!--$--><!--/$--></div><main><header class="fixed top-0 left-0 right-0 z-50 bg-white/95 backdrop-blur-sm border-b border-gray-200"><div class="container mx-auto px-4"><div class="flex items-center justify-between h-24"><div class="flex items-center"><a href="/"><img alt="CompasQuote" width="200" height="64" decoding="async" data-nimg="1" class="h-16 w-auto" style="color:transparent" srcSet="/_next/image?url=%2Fimages%2Fcompass-quote-logo.png&amp;w=256&amp;q=75 1x, 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/_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=750&amp;q=75 750w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=828&amp;q=75 828w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=1080&amp;q=75 1080w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=1200&amp;q=75 1200w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=1920&amp;q=75 1920w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=2048&amp;q=75 2048w, /_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=3840&amp;q=75 3840w" src="/_next/image?url=%2Fimages%2Fhero-family.jpg&amp;w=3840&amp;q=75"/><div class="absolute inset-0 bg-black/40"></div></div></div><div class="grid lg:grid-cols-2 gap-8 lg:gap-12 items-start lg:items-center"><div class="order-3 lg:order-1"><h1 class="text-5xl md:text-6xl lg:text-7xl xl:text-8xl font-bold text-gray-900 lg:text-white mb-6 leading-tight lg:drop-shadow-2xl text-center lg:text-left">Life Insurance Made<span class="text-[#4A90D9] lg:text-[#7CB9FF]"> Simple</span><span class="text-brand-red"> &amp; Affordable</span></h1><p class="text-lg md:text-xl text-gray-700 lg:text-white/95 mb-8 leading-relaxed lg:drop-shadow-lg text-center lg:text-left">Start your personalized quote journey—we&#x27;ll guide you through finding the right coverage for your unique situation.</p><div class="flex flex-wrap items-center gap-4 justify-center lg:justify-start"><div class="flex items-center gap-2 text-gray-700 lg:text-white bg-gray-100 lg:bg-white/20 lg:backdrop-blur-md px-4 py-2 rounded-full border border-gray-200 lg:border-white/30"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield w-5 h-5 text-brand-blue" aria-hidden="true"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg><span class="font-semibold">100% Secure</span></div><div class="flex items-center gap-2 text-gray-700 lg:text-white bg-gray-100 lg:bg-white/20 lg:backdrop-blur-md px-4 py-2 rounded-full border border-gray-200 lg:border-white/30"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-award w-5 h-5 text-brand-blue" aria-hidden="true"><path d="m15.477 12.89 1.515 8.526a.5.5 0 0 1-.81.47l-3.58-2.687a1 1 0 0 0-1.197 0l-3.586 2.686a.5.5 0 0 1-.81-.469l1.514-8.526"></path><circle cx="12" cy="8" r="6"></circle></svg><span class="font-semibold">A+ Rated</span></div><div class="flex items-center gap-2 text-gray-700 lg:text-white bg-gray-100 lg:bg-white/20 lg:backdrop-blur-md px-4 py-2 rounded-full border border-gray-200 lg:border-white/30"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-trending-up w-5 h-5 text-brand-red" aria-hidden="true"><path d="M16 7h6v6"></path><path d="m22 7-8.5 8.5-5-5L2 17"></path></svg><span class="font-semibold">Save up to 40%</span></div></div></div><div class="order-2"><div class="w-full max-w-lg mx-auto" data-testid="quote-widget"><div class="bg-white rounded-2xl shadow-xl overflow-hidden"><div class="h-2 bg-gray-100"><div class="h-full transition-all duration-500 ease-out" style="width:50%;background-color:#C41230"></div></div><div class="p-8 pt-5"><div class="flex items-center justify-between mb-4"><div class="w-8"></div><span class="text-brand-blue text-sm font-medium tracking-wide" data-testid="step-indicator">Step <!-- -->1<!-- --> of <!-- -->2</span><div class="w-8"></div></div><div class="text-center animate-fadeIn" data-testid="step-insuranceType"><div class="flex justify-center mb-3"><div class="flex items-center justify-center w-12 h-12"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-text w-14 h-14 text-brand-blue" aria-hidden="true"><path d="M6 22a2 2 0 0 1-2-2V4a2 2 0 0 1 2-2h8a2.4 2.4 0 0 1 1.704.706l3.588 3.588A2.4 2.4 0 0 1 20 8v12a2 2 0 0 1-2 2z"></path><path d="M14 2v5a1 1 0 0 0 1 1h5"></path><path d="M10 9H8"></path><path d="M16 13H8"></path><path d="M16 17H8"></path></svg></div></div><h3 class="font-bold text-brand-blue text-xl md:text-2xl mb-2">What type of life insurance are you looking for?</h3><p class="text-gray-500 text-sm mb-4">Select the coverage that best fits your needs.</p><div class="space-y-2"><button class="w-full py-2.5 px-4 rounded-xl text-left transition-all duration-200 border-2 bg-white border-gray-200 hover:border-brand-blue hover:bg-brand-blue-light/30" data-testid="insuranceType-term"><div class="flex items-center gap-3"><div class="text-brand-blue flex-shrink-0 w-6 h-6"><svg class="w-8 h-8" viewBox="0 0 64 64" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><rect x="12" y="8" width="40" height="48" rx="4"></rect><path d="M20 20 L44 20"></path><path d="M20 28 L44 28"></path><path d="M20 36 L36 36"></path><circle cx="32" cy="48" r="6"></circle><path d="M32 45 L32 51"></path><path d="M29 48 L35 48"></path></svg></div><div class="flex-1 min-w-0"><div class="font-semibold text-brand-blue text-base">Term Life Insurance</div><div class="text-gray-500 text-xs leading-snug">Affordable coverage for a specific period (10-30 years). Ideal for income replacement and mortgage protection.</div></div></div></button><button class="w-full py-2.5 px-4 rounded-xl text-left transition-all duration-200 border-2 bg-white border-gray-200 hover:border-brand-blue hover:bg-brand-blue-light/30" data-testid="insuranceType-burial"><div class="flex items-center gap-3"><div class="text-brand-blue flex-shrink-0 w-6 h-6"><svg class="w-8 h-8" viewBox="0 0 64 64" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M32 8 L32 20"></path><path d="M26 14 L38 14"></path><rect x="16" y="20" width="32" height="36" rx="2"></rect><path d="M24 32 L40 32"></path><path d="M24 40 L40 40"></path><path d="M24 48 L36 48"></path></svg></div><div class="flex-1 min-w-0"><div class="font-semibold text-brand-blue text-base">Burial/Final Expense</div><div class="text-gray-500 text-xs leading-snug">Smaller policies ($5K-$50K) to cover funeral costs and final expenses. No medical exam required.</div></div></div></button><button class="w-full py-2.5 px-4 rounded-xl text-left transition-all duration-200 border-2 bg-white border-gray-200 hover:border-brand-blue hover:bg-brand-blue-light/30" data-testid="insuranceType-whole"><div class="flex items-center gap-3"><div class="text-brand-blue flex-shrink-0 w-6 h-6"><svg class="w-8 h-8" viewBox="0 0 64 64" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><circle cx="32" cy="32" r="24"></circle><path d="M32 16 L32 32 L44 32"></path><circle cx="32" cy="32" r="4" fill="currentColor"></circle></svg></div><div class="flex-1 min-w-0"><div class="font-semibold text-brand-blue text-base">Whole Life Insurance</div><div class="text-gray-500 text-xs leading-snug">Lifetime coverage with cash value that grows over time. Fixed premiums that never increase.</div></div></div></button><button class="w-full py-2.5 px-4 rounded-xl text-left transition-all duration-200 border-2 bg-white border-gray-200 hover:border-brand-blue hover:bg-brand-blue-light/30" data-testid="insuranceType-universal"><div class="flex items-center gap-3"><div class="text-brand-blue flex-shrink-0 w-6 h-6"><svg class="w-8 h-8" viewBox="0 0 64 64" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M32 8 L56 24 L56 56 L8 56 L8 24 Z"></path><rect x="24" y="36" width="16" height="20"></rect><path d="M32 8 L32 24"></path><circle cx="32" cy="28" r="4"></circle></svg></div><div class="flex-1 min-w-0"><div class="font-semibold text-brand-blue text-base">Universal Life Insurance</div><div class="text-gray-500 text-xs leading-snug">Flexible lifetime coverage with investment options. Build wealth while protecting your family.</div></div></div></button></div></div><p class="text-center text-xs text-gray-400 mt-4">100% free - No credit card required</p></div></div></div></div></div></div></section><section class="py-12 bg-white border-t border-gray-200 overflow-hidden"><style>
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</style><div class="container mx-auto px-4 mb-8"><h3 class="text-2xl font-bold text-gray-900 text-center">Trusted by Top Insurance Providers</h3></div><div style="width:100%;overflow:hidden;position:relative"><div style="display:flex;gap:3rem;animation:marquee 80s linear infinite;width:max-content"><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 1" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo1.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo1.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo1.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 2" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo2.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 3" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo3.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo3.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo3.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 4" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo4.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 5" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo5.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo5.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo5.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 6" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo6.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo6.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo6.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 7" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo7.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo7.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo7.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 8" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo8.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo8.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo8.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 9" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo9.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo9.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo9.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 10" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo10.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo10.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo10.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 11" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo11.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 12" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo12.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo12.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo12.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 13" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo13.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 14" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo14.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo14.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo14.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 15" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo15.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo15.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo15.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 16" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo16.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo16.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo16.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 17" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo17.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo17.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo17.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 18" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo18.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo18.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo18.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 19" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo19.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 20" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo20.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo20.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo20.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 21" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo21.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo21.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo21.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 22" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo22.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 23" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo23.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 1" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo1.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo1.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo1.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 2" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo2.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 3" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo3.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo3.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo3.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 4" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo4.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 5" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo5.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo5.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo5.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 6" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo6.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo6.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo6.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 7" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo7.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo7.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo7.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 8" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo8.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo8.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo8.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 9" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo9.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo9.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo9.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 10" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo10.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo10.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo10.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 11" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo11.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 12" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo12.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo12.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo12.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 13" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo13.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 14" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo14.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo14.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo14.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 15" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo15.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo15.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo15.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 16" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo16.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo16.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo16.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 17" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo17.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo17.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo17.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 18" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo18.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo18.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo18.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 19" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo19.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 20" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo20.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo20.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo20.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 21" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" srcSet="/_next/image?url=%2Fimages%2Fcarriers%2Flogo21.png&amp;w=128&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcarriers%2Flogo21.png&amp;w=256&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcarriers%2Flogo21.png&amp;w=256&amp;q=75"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 22" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo22.svg"/></div><div style="flex-shrink:0;display:flex;align-items:center;justify-content:center;min-width:150px;height:60px;padding:0 1rem"><img alt="Insurance carrier 23" loading="lazy" width="120" height="48" decoding="async" data-nimg="1" style="color:transparent;max-height:48px;width:auto;object-fit:contain" src="/images/carriers/logo23.svg"/></div></div></div></section><section id="benefits" class="py-20 px-4 bg-white"><div class="container mx-auto"><div class="text-center mb-16"><h2 class="text-4xl md:text-5xl font-bold text-gray-900 mb-4">Why Choose CompasQuote?</h2><p class="text-xl text-gray-600 max-w-2xl mx-auto">We&#x27;re not just another insurance company. We&#x27;re your trusted partner in securing your family&#x27;s future.</p></div><div class="grid md:grid-cols-2 lg:grid-cols-3 gap-8 max-w-7xl mx-auto"><div class="rounded-xl text-card-foreground shadow group hover:shadow-xl transition-all duration-300 border-2 border-transparent hover:border-blue-200 bg-gradient-to-br from-white to-gray-50"><div class="p-8"><div class="w-14 h-14 rounded-xl bg-blue-100 flex items-center justify-center mb-6 group-hover:bg-blue-600 transition-colors duration-300"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-zap w-7 h-7 text-blue-600 group-hover:text-white transition-colors duration-300" aria-hidden="true"><path d="M4 14a1 1 0 0 1-.78-1.63l9.9-10.2a.5.5 0 0 1 .86.46l-1.92 6.02A1 1 0 0 0 13 10h7a1 1 0 0 1 .78 1.63l-9.9 10.2a.5.5 0 0 1-.86-.46l1.92-6.02A1 1 0 0 0 11 14z"></path></svg></div><h3 class="text-xl font-bold text-gray-900 mb-3">Instant Quotes</h3><p class="text-gray-600 leading-relaxed">Get personalized life insurance quotes in seconds. No waiting, no hassle.</p></div></div><div class="rounded-xl text-card-foreground shadow group hover:shadow-xl transition-all duration-300 border-2 border-transparent hover:border-blue-200 bg-gradient-to-br from-white to-gray-50"><div class="p-8"><div class="w-14 h-14 rounded-xl bg-blue-100 flex items-center justify-center mb-6 group-hover:bg-blue-600 transition-colors duration-300"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chart-column w-7 h-7 text-blue-600 group-hover:text-white transition-colors duration-300" aria-hidden="true"><path d="M3 3v16a2 2 0 0 0 2 2h16"></path><path d="M18 17V9"></path><path d="M13 17V5"></path><path d="M8 17v-3"></path></svg></div><h3 class="text-xl font-bold text-gray-900 mb-3">Compare Plans</h3><p class="text-gray-600 leading-relaxed">Side-by-side comparison of top providers to find your perfect match.</p></div></div><div class="rounded-xl text-card-foreground shadow group hover:shadow-xl transition-all duration-300 border-2 border-transparent hover:border-blue-200 bg-gradient-to-br from-white to-gray-50"><div class="p-8"><div class="w-14 h-14 rounded-xl bg-blue-100 flex items-center justify-center mb-6 group-hover:bg-blue-600 transition-colors duration-300"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-users w-7 h-7 text-blue-600 group-hover:text-white transition-colors duration-300" aria-hidden="true"><path d="M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2"></path><path d="M16 3.128a4 4 0 0 1 0 7.744"></path><path d="M22 21v-2a4 4 0 0 0-3-3.87"></path><circle cx="9" cy="7" r="4"></circle></svg></div><h3 class="text-xl font-bold text-gray-900 mb-3">Expert Guidance</h3><p class="text-gray-600 leading-relaxed">Licensed agents ready to help you navigate your options with care.</p></div></div><div class="rounded-xl text-card-foreground shadow group hover:shadow-xl transition-all duration-300 border-2 border-transparent hover:border-blue-200 bg-gradient-to-br from-white to-gray-50"><div class="p-8"><div class="w-14 h-14 rounded-xl bg-blue-100 flex items-center justify-center mb-6 group-hover:bg-blue-600 transition-colors duration-300"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield w-7 h-7 text-blue-600 group-hover:text-white transition-colors duration-300" aria-hidden="true"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg></div><h3 class="text-xl font-bold text-gray-900 mb-3">Secure &amp; Private</h3><p class="text-gray-600 leading-relaxed">Your information is protected with bank-level encryption.</p></div></div><div class="rounded-xl text-card-foreground shadow group hover:shadow-xl transition-all duration-300 border-2 border-transparent hover:border-blue-200 bg-gradient-to-br from-white to-gray-50"><div class="p-8"><div class="w-14 h-14 rounded-xl bg-blue-100 flex items-center justify-center mb-6 group-hover:bg-blue-600 transition-colors duration-300"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-7 h-7 text-blue-600 group-hover:text-white transition-colors duration-300" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><h3 class="text-xl font-bold text-gray-900 mb-3">No Obligation</h3><p class="text-gray-600 leading-relaxed">Explore quotes with zero pressure. Decide on your own timeline.</p></div></div><div class="rounded-xl text-card-foreground shadow group hover:shadow-xl transition-all duration-300 border-2 border-transparent hover:border-blue-200 bg-gradient-to-br from-white to-gray-50"><div class="p-8"><div class="w-14 h-14 rounded-xl bg-blue-100 flex items-center justify-center mb-6 group-hover:bg-blue-600 transition-colors duration-300"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-dollar-sign w-7 h-7 text-blue-600 group-hover:text-white transition-colors duration-300" aria-hidden="true"><line x1="12" x2="12" y1="2" y2="22"></line><path d="M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6"></path></svg></div><h3 class="text-xl font-bold text-gray-900 mb-3">Save Money</h3><p class="text-gray-600 leading-relaxed">Find coverage that fits your budget. Most customers save 20-40%.</p></div></div></div></div></section><section class="py-16 bg-gray-50" data-testid="insurance-types-section"><div class="container mx-auto px-4"><div class="text-center mb-12"><h2 class="text-3xl md:text-4xl font-bold text-brand-navy mb-4">Insurance Products We Offer</h2><p class="text-gray-600 text-lg max-w-2xl mx-auto">Explore our comprehensive range of life insurance solutions designed to protect what matters most.</p></div><div class="grid grid-cols-2 md:grid-cols-3 lg:grid-cols-5 gap-4 md:gap-5"><div class="bg-white rounded-xl border border-gray-200 p-4 flex flex-col items-center text-center hover:shadow-lg hover:border-brand-blue transition-all duration-300" data-testid="insurance-card-0"><div class="mb-3"><svg class="w-12 h-12" viewBox="0 0 64 64" fill="none" stroke="#2B5F9E" stroke-width="1.5"><circle cx="32" cy="20" r="14" fill="#E8F0F8"></circle><path d="M26 18 L32 24 L38 18" stroke-linecap="round" stroke-linejoin="round"></path><path d="M32 24 L32 16" stroke-linecap="round"></path><rect x="18" y="40" width="28" height="16" rx="2" fill="#E8F0F8"></rect><path d="M24 48 L40 48" stroke-linecap="round"></path><path d="M24 52 L36 52" stroke-linecap="round"></path></svg></div><h3 class="text-brand-navy font-semibold text-sm mb-2">Term Life</h3><p class="text-gray-500 text-xs leading-relaxed mb-4 flex-grow">Affordable coverage for a set period. Ideal for mortgage or income protection.</p><button class="w-full py-2 px-3 border-2 border-brand-blue text-brand-blue font-semibold text-xs rounded hover:bg-brand-blue hover:text-white transition-colors duration-200 uppercase tracking-wide">Get Quote</button></div><div class="bg-white rounded-xl border border-gray-200 p-4 flex flex-col items-center text-center hover:shadow-lg hover:border-brand-blue transition-all duration-300" data-testid="insurance-card-1"><div class="mb-3"><svg class="w-12 h-12" viewBox="0 0 64 64" fill="none" stroke="#2B5F9E" stroke-width="1.5"><circle cx="32" cy="32" r="20" fill="#E8F0F8"></circle><path d="M20 32 L28 32 L32 24 L36 40 L40 32 L44 32" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><circle cx="32" cy="32" r="24" stroke-dasharray="4 4"></circle></svg></div><h3 class="text-brand-navy font-semibold text-sm mb-2">No Exam Term Life</h3><p class="text-gray-500 text-xs leading-relaxed mb-4 flex-grow">Quick approval without medical exams. Get covered in as little as 24 hours.</p><button class="w-full py-2 px-3 border-2 border-brand-blue text-brand-blue font-semibold text-xs rounded hover:bg-brand-blue hover:text-white transition-colors duration-200 uppercase tracking-wide">Get Quote</button></div><div class="bg-white rounded-xl border border-gray-200 p-4 flex flex-col items-center text-center hover:shadow-lg hover:border-brand-blue transition-all duration-300" data-testid="insurance-card-2"><div class="mb-3"><svg class="w-12 h-12" viewBox="0 0 64 64" fill="none" stroke="#2B5F9E" stroke-width="1.5"><circle cx="32" cy="32" r="18" fill="#E8F0F8"></circle><path d="M32 18 L32 32 L42 32" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path d="M48 20 L52 16" stroke-linecap="round"></path><path d="M52 20 L56 16" stroke-linecap="round"></path><path d="M50 24 L54 20" stroke-linecap="round"></path></svg></div><h3 class="text-brand-navy font-semibold text-sm mb-2">Instant Issue Term</h3><p class="text-gray-500 text-xs leading-relaxed mb-4 flex-grow">Same-day coverage with instant approval. Simple health questions only.</p><button class="w-full py-2 px-3 border-2 border-brand-blue text-brand-blue font-semibold text-xs rounded hover:bg-brand-blue hover:text-white transition-colors duration-200 uppercase tracking-wide">Get Quote</button></div><div class="bg-white rounded-xl border border-gray-200 p-4 flex flex-col items-center text-center hover:shadow-lg hover:border-brand-blue transition-all duration-300" data-testid="insurance-card-3"><div class="mb-3"><svg class="w-12 h-12" viewBox="0 0 64 64" fill="none" stroke="#2B5F9E" stroke-width="1.5"><rect x="12" y="20" width="40" height="28" rx="2" fill="#E8F0F8"></rect><path d="M12 28 Q32 36 52 28" stroke-linecap="round"></path><circle cx="32" cy="38" r="6" fill="white" stroke-width="1.5"></circle><path d="M30 38 L34 38" stroke-linecap="round" stroke-width="2"></path><path d="M32 36 L32 40" stroke-linecap="round" stroke-width="2"></path></svg></div><h3 class="text-brand-navy font-semibold text-sm mb-2">Living Benefits</h3><p class="text-gray-500 text-xs leading-relaxed mb-4 flex-grow">Access your death benefit early if diagnosed with a terminal illness.</p><button class="w-full py-2 px-3 border-2 border-brand-blue text-brand-blue font-semibold text-xs rounded hover:bg-brand-blue hover:text-white transition-colors duration-200 uppercase tracking-wide">Get Quote</button></div><div class="bg-white rounded-xl border border-gray-200 p-4 flex flex-col items-center text-center hover:shadow-lg hover:border-brand-blue transition-all duration-300" data-testid="insurance-card-4"><div class="mb-3"><svg class="w-12 h-12" viewBox="0 0 64 64" fill="none" stroke="#2B5F9E" stroke-width="1.5"><rect x="16" y="24" width="32" height="20" rx="4" fill="#E8F0F8"></rect><circle cx="24" cy="44" r="4" fill="#E8F0F8"></circle><circle cx="40" cy="44" r="4" fill="#E8F0F8"></circle><rect x="36" y="28" width="8" height="12" rx="1" fill="white"></rect><path d="M40 32 L40 36" stroke-linecap="round" stroke-width="2"></path><path d="M38 34 L42 34" stroke-linecap="round" stroke-width="2"></path></svg></div><h3 class="text-brand-navy font-semibold text-sm mb-2">Accidental Death</h3><p class="text-gray-500 text-xs leading-relaxed mb-4 flex-grow">Extra protection for death caused by accidents. Low-cost coverage.</p><button class="w-full py-2 px-3 border-2 border-brand-blue text-brand-blue font-semibold text-xs rounded hover:bg-brand-blue hover:text-white transition-colors duration-200 uppercase tracking-wide">Get Quote</button></div><div class="bg-white rounded-xl border border-gray-200 p-4 flex flex-col items-center text-center hover:shadow-lg hover:border-brand-blue transition-all duration-300" data-testid="insurance-card-5"><div class="mb-3"><svg class="w-12 h-12" viewBox="0 0 64 64" fill="none" stroke="#2B5F9E" stroke-width="1.5"><rect x="16" y="12" width="32" height="44" rx="2" fill="#E8F0F8"></rect><circle cx="32" cy="28" r="10" fill="white"></circle><path d="M32 24 L32 32" stroke-linecap="round" stroke-width="2"></path><path d="M28 28 L36 28" stroke-linecap="round" stroke-width="2"></path><path d="M22 44 L42 44" stroke-linecap="round"></path><path d="M22 48 L38 48" stroke-linecap="round"></path></svg></div><h3 class="text-brand-navy font-semibold text-sm mb-2">Final Expense</h3><p class="text-gray-500 text-xs leading-relaxed mb-4 flex-grow">Cover funeral costs and final bills. No medical exam required.</p><button class="w-full py-2 px-3 border-2 border-brand-blue text-brand-blue font-semibold text-xs rounded hover:bg-brand-blue hover:text-white transition-colors duration-200 uppercase tracking-wide">Get Quote</button></div><div class="bg-white rounded-xl border border-gray-200 p-4 flex flex-col items-center text-center hover:shadow-lg hover:border-brand-blue transition-all duration-300" data-testid="insurance-card-6"><div class="mb-3"><svg class="w-12 h-12" viewBox="0 0 64 64" fill="none" stroke="#2B5F9E" stroke-width="1.5"><circle cx="32" cy="32" r="20" fill="#E8F0F8"></circle><path d="M24 32 L30 38 L42 26" stroke-linecap="round" stroke-linejoin="round" stroke-width="2.5"></path><circle cx="32" cy="32" r="24"></circle><path d="M32 4 L34 12 L32 8 L30 12 Z" fill="#2B5F9E"></path><path d="M32 60 L34 52 L32 56 L30 52 Z" fill="#2B5F9E"></path></svg></div><h3 class="text-brand-navy font-semibold text-sm mb-2">Guaranteed Issue</h3><p class="text-gray-500 text-xs leading-relaxed mb-4 flex-grow">Guaranteed approval regardless of health. No health questions asked.</p><button class="w-full py-2 px-3 border-2 border-brand-blue text-brand-blue font-semibold text-xs rounded hover:bg-brand-blue hover:text-white transition-colors duration-200 uppercase tracking-wide">Get Quote</button></div><div class="bg-white rounded-xl border border-gray-200 p-4 flex flex-col items-center text-center hover:shadow-lg hover:border-brand-blue transition-all duration-300" data-testid="insurance-card-7"><div class="mb-3"><svg class="w-12 h-12" viewBox="0 0 64 64" fill="none" stroke="#2B5F9E" stroke-width="1.5"><ellipse cx="32" cy="44" rx="16" ry="8" fill="#E8F0F8"></ellipse><ellipse cx="32" cy="36" rx="12" ry="6" fill="#E8F0F8"></ellipse><circle cx="32" cy="24" r="10" fill="#E8F0F8"></circle><circle cx="32" cy="24" r="4" fill="white"></circle><path d="M30 24 L34 24" stroke-linecap="round" stroke-width="1.5"></path><path d="M32 22 L32 26" stroke-linecap="round" stroke-width="1.5"></path></svg></div><h3 class="text-brand-navy font-semibold text-sm mb-2">Whole Life Insurance</h3><p class="text-gray-500 text-xs leading-relaxed mb-4 flex-grow">Lifetime coverage with cash value growth. Premiums never increase.</p><button class="w-full py-2 px-3 border-2 border-brand-blue text-brand-blue font-semibold text-xs rounded hover:bg-brand-blue hover:text-white transition-colors duration-200 uppercase tracking-wide">Get Quote</button></div><div class="bg-white rounded-xl border border-gray-200 p-4 flex flex-col items-center text-center hover:shadow-lg hover:border-brand-blue transition-all duration-300" data-testid="insurance-card-8"><div class="mb-3"><svg class="w-12 h-12" viewBox="0 0 64 64" fill="none" stroke="#2B5F9E" stroke-width="1.5"><circle cx="24" cy="32" r="16" fill="#E8F0F8"></circle><circle cx="40" cy="32" r="16" fill="#E8F0F8"></circle><path d="M32 24 L32 40" stroke-linecap="round" stroke-width="2"></path><circle cx="32" cy="32" r="4" fill="white" stroke-width="1.5"></circle></svg></div><h3 class="text-brand-navy font-semibold text-sm mb-2">Universal Life</h3><p class="text-gray-500 text-xs leading-relaxed mb-4 flex-grow">Flexible premiums and death benefits. Adjust coverage as needs change.</p><button class="w-full py-2 px-3 border-2 border-brand-blue text-brand-blue font-semibold text-xs rounded hover:bg-brand-blue hover:text-white transition-colors duration-200 uppercase tracking-wide">Get Quote</button></div><div class="bg-white rounded-xl border border-gray-200 p-4 flex flex-col items-center text-center hover:shadow-lg hover:border-brand-blue transition-all duration-300" data-testid="insurance-card-9"><div class="mb-3"><svg class="w-12 h-12" viewBox="0 0 64 64" fill="none" stroke="#2B5F9E" stroke-width="1.5"><circle cx="32" cy="24" r="14" fill="#E8F0F8"></circle><circle cx="26" cy="22" r="2" fill="#2B5F9E"></circle><circle cx="38" cy="22" r="2" fill="#2B5F9E"></circle><path d="M28 28 Q32 32 36 28" stroke-linecap="round" stroke-width="1.5"></path><path d="M24 12 Q20 6 26 8" stroke-linecap="round"></path><path d="M40 12 Q44 6 38 8" stroke-linecap="round"></path><ellipse cx="32" cy="48" rx="12" ry="8" fill="#E8F0F8"></ellipse></svg></div><h3 class="text-brand-navy font-semibold text-sm mb-2">Children&#x27;s Life</h3><p class="text-gray-500 text-xs leading-relaxed mb-4 flex-grow">Protect your child&#x27;s future insurability. Builds cash value over time.</p><button class="w-full py-2 px-3 border-2 border-brand-blue text-brand-blue font-semibold text-xs rounded hover:bg-brand-blue hover:text-white transition-colors duration-200 uppercase tracking-wide">Get Quote</button></div></div></div></section><section class="py-16 bg-gray-50" data-testid="code-of-ethics-section"><div class="container mx-auto px-4"><div class="text-center mb-12"><div class="inline-flex items-center justify-center w-16 h-16 bg-blue-600 rounded-full mb-6"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-award w-8 h-8 text-white" aria-hidden="true"><path d="m15.477 12.89 1.515 8.526a.5.5 0 0 1-.81.47l-3.58-2.687a1 1 0 0 0-1.197 0l-3.586 2.686a.5.5 0 0 1-.81-.469l1.514-8.526"></path><circle cx="12" cy="8" r="6"></circle></svg></div><h2 class="text-3xl md:text-4xl font-bold text-slate-800 mb-4">Our Code of Ethics</h2><p class="text-gray-600 text-lg max-w-3xl mx-auto leading-relaxed">At CompasQuote, we believe that trust is the foundation of every great relationship. Our commitment to ethical practices ensures that your best interests always come first.</p></div><div class="bg-white rounded-2xl shadow-sm border border-gray-200 p-6 mb-10"><div class="grid grid-cols-2 md:grid-cols-4 gap-6 text-center"><div><p class="text-3xl md:text-4xl font-bold text-blue-600">59</p><p class="text-gray-500 text-sm mt-1">Ethical Guidelines</p></div><div><p class="text-3xl md:text-4xl font-bold text-red-600">7</p><p class="text-gray-500 text-sm mt-1">Core Categories</p></div><div><p class="text-3xl md:text-4xl font-bold text-green-600">100%</p><p class="text-gray-500 text-sm mt-1">Commitment</p></div><div><p class="text-3xl md:text-4xl font-bold text-purple-600">24/7</p><p class="text-gray-500 text-sm mt-1">Accountability</p></div></div></div><div class="grid grid-cols-2 md:grid-cols-4 lg:grid-cols-7 gap-3 mb-10"><button class="p-4 rounded-xl border-2 transition-all duration-200 text-center bg-red-50 border-red-200 shadow-md"><div class="inline-flex items-center justify-center w-12 h-12 rounded-full bg-red-50 text-red-600 mb-2"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-6 h-6" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><p class="text-xs font-semibold text-red-600">Client-First</p><p class="text-xs text-gray-400 mt-1">7<!-- --> items</p></button><button class="p-4 rounded-xl border-2 transition-all duration-200 text-center bg-white border-gray-200 hover:border-gray-300 hover:shadow-sm"><div class="inline-flex items-center justify-center w-12 h-12 rounded-full bg-blue-50 text-blue-600 mb-2"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-book-open w-6 h-6" aria-hidden="true"><path d="M12 7v14"></path><path d="M3 18a1 1 0 0 1-1-1V4a1 1 0 0 1 1-1h5a4 4 0 0 1 4 4 4 4 0 0 1 4-4h5a1 1 0 0 1 1 1v13a1 1 0 0 1-1 1h-6a3 3 0 0 0-3 3 3 3 0 0 0-3-3z"></path></svg></div><p class="text-xs font-semibold text-gray-700">Professional</p><p class="text-xs text-gray-400 mt-1">11<!-- --> items</p></button><button class="p-4 rounded-xl border-2 transition-all duration-200 text-center bg-white border-gray-200 hover:border-gray-300 hover:shadow-sm"><div class="inline-flex items-center justify-center w-12 h-12 rounded-full bg-green-50 text-green-600 mb-2"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-lock w-6 h-6" aria-hidden="true"><rect width="18" height="11" x="3" y="11" rx="2" ry="2"></rect><path d="M7 11V7a5 5 0 0 1 10 0v4"></path></svg></div><p class="text-xs font-semibold text-gray-700">Confidentiality</p><p class="text-xs text-gray-400 mt-1">4<!-- --> items</p></button><button class="p-4 rounded-xl border-2 transition-all duration-200 text-center bg-white border-gray-200 hover:border-gray-300 hover:shadow-sm"><div class="inline-flex items-center justify-center w-12 h-12 rounded-full bg-purple-50 text-purple-600 mb-2"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-text w-6 h-6" aria-hidden="true"><path d="M6 22a2 2 0 0 1-2-2V4a2 2 0 0 1 2-2h8a2.4 2.4 0 0 1 1.704.706l3.588 3.588A2.4 2.4 0 0 1 20 8v12a2 2 0 0 1-2 2z"></path><path d="M14 2v5a1 1 0 0 0 1 1h5"></path><path d="M10 9H8"></path><path d="M16 13H8"></path><path d="M16 17H8"></path></svg></div><p class="text-xs font-semibold text-gray-700">Full</p><p class="text-xs text-gray-400 mt-1">8<!-- --> items</p></button><button class="p-4 rounded-xl border-2 transition-all duration-200 text-center bg-white border-gray-200 hover:border-gray-300 hover:shadow-sm"><div class="inline-flex items-center justify-center w-12 h-12 rounded-full bg-orange-50 text-orange-600 mb-2"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-users w-6 h-6" aria-hidden="true"><path d="M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2"></path><path d="M16 3.128a4 4 0 0 1 0 7.744"></path><path d="M22 21v-2a4 4 0 0 0-3-3.87"></path><circle cx="9" cy="7" r="4"></circle></svg></div><p class="text-xs font-semibold text-gray-700">Professional</p><p class="text-xs text-gray-400 mt-1">7<!-- --> items</p></button><button class="p-4 rounded-xl border-2 transition-all duration-200 text-center bg-white border-gray-200 hover:border-gray-300 hover:shadow-sm"><div class="inline-flex items-center justify-center w-12 h-12 rounded-full bg-teal-50 text-teal-600 mb-2"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-scale w-6 h-6" aria-hidden="true"><path d="M12 3v18"></path><path d="m19 8 3 8a5 5 0 0 1-6 0zV7"></path><path d="M3 7h1a17 17 0 0 0 8-2 17 17 0 0 0 8 2h1"></path><path d="m5 8 3 8a5 5 0 0 1-6 0zV7"></path><path d="M7 21h10"></path></svg></div><p class="text-xs font-semibold text-gray-700">Ethical</p><p class="text-xs text-gray-400 mt-1">14<!-- --> items</p></button><button class="p-4 rounded-xl border-2 transition-all duration-200 text-center bg-white border-gray-200 hover:border-gray-300 hover:shadow-sm"><div class="inline-flex items-center justify-center w-12 h-12 rounded-full bg-gray-100 text-slate-700 mb-2"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield w-6 h-6" aria-hidden="true"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg></div><p class="text-xs font-semibold text-gray-700">Legal</p><p class="text-xs text-gray-400 mt-1">8<!-- --> items</p></button></div><div id="ethics-accordion" class="bg-white rounded-2xl shadow-sm border border-gray-200 overflow-hidden"><div class="border-b border-gray-100"><button type="button" class="w-full px-6 py-5 flex items-center justify-between transition-colors cursor-pointer bg-red-50" data-testid="accordion-client-first"><div class="flex items-center gap-4"><div class="p-2.5 rounded-xl bg-red-50 text-red-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-6 h-6" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><div class="text-left"><span class="font-semibold text-slate-800 text-lg block">Client-First Principles</span><span class="text-sm text-gray-500">7<!-- --> principles</span></div></div><div class="w-8 h-8 rounded-full flex items-center justify-center transition-colors bg-red-50"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-up w-5 h-5 text-red-600" aria-hidden="true"><path d="m18 15-6-6-6 6"></path></svg></div></button><div class="px-6 py-6 bg-white border-t border-gray-100"><div class="grid md:grid-cols-2 gap-4"><div class="flex items-start gap-3 p-4 rounded-xl bg-red-50 border border-red-200"><div class="flex-shrink-0 mt-0.5 text-red-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-4 h-4" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><span class="text-gray-700 text-sm leading-relaxed">Always place the best interests of your clients above your own direct or indirect interests.</span></div><div class="flex items-start gap-3 p-4 rounded-xl bg-red-50 border border-red-200"><div class="flex-shrink-0 mt-0.5 text-red-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-4 h-4" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><span class="text-gray-700 text-sm leading-relaxed">Conduct a thorough and appropriate fact finding.</span></div><div class="flex items-start gap-3 p-4 rounded-xl bg-red-50 border border-red-200"><div class="flex-shrink-0 mt-0.5 text-red-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-4 h-4" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><span class="text-gray-700 text-sm leading-relaxed">Strive to achieve the client&#x27;s personal and financial goals.</span></div><div class="flex items-start gap-3 p-4 rounded-xl bg-red-50 border border-red-200"><div class="flex-shrink-0 mt-0.5 text-red-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-4 h-4" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><span class="text-gray-700 text-sm leading-relaxed">Recommend only the products and features best suited to your client&#x27;s needs.</span></div><div class="flex items-start gap-3 p-4 rounded-xl bg-red-50 border border-red-200"><div class="flex-shrink-0 mt-0.5 text-red-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-4 h-4" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><span class="text-gray-700 text-sm leading-relaxed">Do not select the product with an eye to the compensation earned.</span></div><div class="flex items-start gap-3 p-4 rounded-xl bg-red-50 border border-red-200"><div class="flex-shrink-0 mt-0.5 text-red-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-4 h-4" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><span class="text-gray-700 text-sm leading-relaxed">Recommend no more premium than the client is reasonably able to pay based on a complete fact finding.</span></div><div class="flex items-start gap-3 p-4 rounded-xl bg-red-50 border border-red-200"><div class="flex-shrink-0 mt-0.5 text-red-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-4 h-4" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><span class="text-gray-700 text-sm leading-relaxed">When the recommended product is part of an overall business or personal plan, persist to assure implementation and completion of the plan.</span></div></div></div></div><div class="border-b border-gray-100"><button type="button" class="w-full px-6 py-5 flex items-center justify-between transition-colors cursor-pointer bg-white hover:bg-gray-50" data-testid="accordion-competence"><div class="flex items-center gap-4"><div class="p-2.5 rounded-xl bg-blue-50 text-blue-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-book-open w-6 h-6" aria-hidden="true"><path d="M12 7v14"></path><path d="M3 18a1 1 0 0 1-1-1V4a1 1 0 0 1 1-1h5a4 4 0 0 1 4 4 4 4 0 0 1 4-4h5a1 1 0 0 1 1 1v13a1 1 0 0 1-1 1h-6a3 3 0 0 0-3 3 3 3 0 0 0-3-3z"></path></svg></div><div class="text-left"><span class="font-semibold text-slate-800 text-lg block">Professional Competence</span><span class="text-sm text-gray-500">11<!-- --> principles</span></div></div><div class="w-8 h-8 rounded-full flex items-center justify-center transition-colors bg-gray-100"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-5 h-5 text-gray-400" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></div></button></div><div class="border-b border-gray-100"><button type="button" class="w-full px-6 py-5 flex items-center justify-between transition-colors cursor-pointer bg-white hover:bg-gray-50" data-testid="accordion-confidentiality"><div class="flex items-center gap-4"><div class="p-2.5 rounded-xl bg-green-50 text-green-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-lock w-6 h-6" aria-hidden="true"><rect width="18" height="11" x="3" y="11" rx="2" ry="2"></rect><path d="M7 11V7a5 5 0 0 1 10 0v4"></path></svg></div><div class="text-left"><span class="font-semibold text-slate-800 text-lg block">Confidentiality</span><span class="text-sm text-gray-500">4<!-- --> principles</span></div></div><div class="w-8 h-8 rounded-full flex items-center justify-center transition-colors bg-gray-100"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-5 h-5 text-gray-400" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></div></button></div><div class="border-b border-gray-100"><button type="button" class="w-full px-6 py-5 flex items-center justify-between transition-colors cursor-pointer bg-white hover:bg-gray-50" data-testid="accordion-disclosure"><div class="flex items-center gap-4"><div class="p-2.5 rounded-xl bg-purple-50 text-purple-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-text w-6 h-6" aria-hidden="true"><path d="M6 22a2 2 0 0 1-2-2V4a2 2 0 0 1 2-2h8a2.4 2.4 0 0 1 1.704.706l3.588 3.588A2.4 2.4 0 0 1 20 8v12a2 2 0 0 1-2 2z"></path><path d="M14 2v5a1 1 0 0 0 1 1h5"></path><path d="M10 9H8"></path><path d="M16 13H8"></path><path d="M16 17H8"></path></svg></div><div class="text-left"><span class="font-semibold text-slate-800 text-lg block">Full Disclosure</span><span class="text-sm text-gray-500">8<!-- --> principles</span></div></div><div class="w-8 h-8 rounded-full flex items-center justify-center transition-colors bg-gray-100"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-5 h-5 text-gray-400" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></div></button></div><div class="border-b border-gray-100"><button type="button" class="w-full px-6 py-5 flex items-center justify-between transition-colors cursor-pointer bg-white hover:bg-gray-50" data-testid="accordion-conduct"><div class="flex items-center gap-4"><div class="p-2.5 rounded-xl bg-orange-50 text-orange-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-users w-6 h-6" aria-hidden="true"><path d="M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2"></path><path d="M16 3.128a4 4 0 0 1 0 7.744"></path><path d="M22 21v-2a4 4 0 0 0-3-3.87"></path><circle cx="9" cy="7" r="4"></circle></svg></div><div class="text-left"><span class="font-semibold text-slate-800 text-lg block">Professional Conduct</span><span class="text-sm text-gray-500">7<!-- --> principles</span></div></div><div class="w-8 h-8 rounded-full flex items-center justify-center transition-colors bg-gray-100"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-5 h-5 text-gray-400" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></div></button></div><div class="border-b border-gray-100"><button type="button" class="w-full px-6 py-5 flex items-center justify-between transition-colors cursor-pointer bg-white hover:bg-gray-50" data-testid="accordion-replacement"><div class="flex items-center gap-4"><div class="p-2.5 rounded-xl bg-teal-50 text-teal-600"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-scale w-6 h-6" aria-hidden="true"><path d="M12 3v18"></path><path d="m19 8 3 8a5 5 0 0 1-6 0zV7"></path><path d="M3 7h1a17 17 0 0 0 8-2 17 17 0 0 0 8 2h1"></path><path d="m5 8 3 8a5 5 0 0 1-6 0zV7"></path><path d="M7 21h10"></path></svg></div><div class="text-left"><span class="font-semibold text-slate-800 text-lg block">Ethical Replacement</span><span class="text-sm text-gray-500">14<!-- --> principles</span></div></div><div class="w-8 h-8 rounded-full flex items-center justify-center transition-colors bg-gray-100"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-5 h-5 text-gray-400" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></div></button></div><div class=""><button type="button" class="w-full px-6 py-5 flex items-center justify-between transition-colors cursor-pointer bg-white hover:bg-gray-50" data-testid="accordion-compliance"><div class="flex items-center gap-4"><div class="p-2.5 rounded-xl bg-gray-100 text-slate-700"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield w-6 h-6" aria-hidden="true"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg></div><div class="text-left"><span class="font-semibold text-slate-800 text-lg block">Legal Compliance</span><span class="text-sm text-gray-500">8<!-- --> principles</span></div></div><div class="w-8 h-8 rounded-full flex items-center justify-center transition-colors bg-gray-100"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-5 h-5 text-gray-400" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></div></button></div></div><div class="mt-10 bg-slate-800 rounded-2xl p-8 text-center"><h3 class="text-2xl font-bold text-white mb-4">Our Promise to You</h3><div class="grid md:grid-cols-4 gap-6 mt-6"><div class="text-center"><div class="inline-flex items-center justify-center w-12 h-12 bg-white/10 rounded-full mb-3"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-6 h-6 text-red-400" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><p class="text-white font-medium text-sm">Your Interests First</p></div><div class="text-center"><div class="inline-flex items-center justify-center w-12 h-12 bg-white/10 rounded-full mb-3"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-text w-6 h-6 text-blue-400" aria-hidden="true"><path d="M6 22a2 2 0 0 1-2-2V4a2 2 0 0 1 2-2h8a2.4 2.4 0 0 1 1.704.706l3.588 3.588A2.4 2.4 0 0 1 20 8v12a2 2 0 0 1-2 2z"></path><path d="M14 2v5a1 1 0 0 0 1 1h5"></path><path d="M10 9H8"></path><path d="M16 13H8"></path><path d="M16 17H8"></path></svg></div><p class="text-white font-medium text-sm">Complete Transparency</p></div><div class="text-center"><div class="inline-flex items-center justify-center w-12 h-12 bg-white/10 rounded-full mb-3"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-lock w-6 h-6 text-green-400" aria-hidden="true"><rect width="18" height="11" x="3" y="11" rx="2" ry="2"></rect><path d="M7 11V7a5 5 0 0 1 10 0v4"></path></svg></div><p class="text-white font-medium text-sm">Strict Confidentiality</p></div><div class="text-center"><div class="inline-flex items-center justify-center w-12 h-12 bg-white/10 rounded-full mb-3"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield w-6 h-6 text-purple-400" aria-hidden="true"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg></div><p class="text-white font-medium text-sm">Full Compliance</p></div></div></div></div></section><section id="about" class="py-20 px-4 bg-gradient-to-br from-blue-50 to-white"><div class="container mx-auto max-w-6xl"><div class="text-center mb-16"><h2 class="text-4xl md:text-5xl font-bold text-gray-900 mb-4">About CompasQuote</h2><p class="text-xl text-gray-600 max-w-3xl mx-auto">We believe life insurance should be straightforward, accessible, and designed around you—not the other way around.</p></div><div class="grid md:grid-cols-2 gap-12 mb-16"><div class="space-y-6"><h3 class="text-3xl font-bold text-gray-900">Our Mission</h3><p class="text-lg text-gray-700 leading-relaxed">At CompasQuote, we&#x27;re on a mission to make life insurance simple and stress-free. We partner with America&#x27;s top-rated insurance providers to bring you personalized quotes that match your unique needs and budget.</p><p class="text-lg text-gray-700 leading-relaxed">Whether you&#x27;re protecting your growing family, planning for retirement, or simply seeking peace of mind, we guide you every step of the way with transparency and care.</p></div><div class="grid grid-cols-2 gap-6"><div class="bg-white rounded-xl p-6 shadow-lg border border-gray-100"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-target w-10 h-10 text-blue-600 mb-4" aria-hidden="true"><circle cx="12" cy="12" r="10"></circle><circle cx="12" cy="12" r="6"></circle><circle cx="12" cy="12" r="2"></circle></svg><h4 class="text-2xl font-bold text-gray-900 mb-2">50K+</h4><p class="text-gray-600">Families Protected</p></div><div class="bg-white rounded-xl p-6 shadow-lg border border-gray-100"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-users-round w-10 h-10 text-brand-red mb-4" aria-hidden="true"><path d="M18 21a8 8 0 0 0-16 0"></path><circle cx="10" cy="8" r="5"></circle><path d="M22 20c0-3.37-2-6.5-4-8a5 5 0 0 0-.45-8.3"></path></svg><h4 class="text-2xl font-bold text-gray-900 mb-2">100+</h4><p class="text-gray-600">Licensed Agents</p></div><div class="bg-white rounded-xl p-6 shadow-lg border border-gray-100"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-award w-10 h-10 text-blue-600 mb-4" aria-hidden="true"><path d="m15.477 12.89 1.515 8.526a.5.5 0 0 1-.81.47l-3.58-2.687a1 1 0 0 0-1.197 0l-3.586 2.686a.5.5 0 0 1-.81-.469l1.514-8.526"></path><circle cx="12" cy="8" r="6"></circle></svg><h4 class="text-2xl font-bold text-gray-900 mb-2">A+</h4><p class="text-gray-600">BBB Rating</p></div><div class="bg-white rounded-xl p-6 shadow-lg border border-gray-100"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-10 h-10 text-brand-red mb-4" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg><h4 class="text-2xl font-bold text-gray-900 mb-2">4.9★</h4><p class="text-gray-600">Customer Rating</p></div></div></div><div class="bg-white rounded-2xl p-8 md:p-12 shadow-xl border border-gray-100"><h3 class="text-2xl md:text-3xl font-bold text-gray-900 mb-6 text-center">Our Core Values</h3><div class="grid md:grid-cols-3 gap-8"><div class="text-center"><div class="w-16 h-16 rounded-full bg-blue-100 flex items-center justify-center mx-auto mb-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield w-8 h-8 text-blue-600" aria-hidden="true"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg></div><h4 class="text-xl font-bold text-gray-900 mb-2">Transparency</h4><p class="text-gray-600">No hidden fees, no fine print surprises. What you see is what you get.</p></div><div class="text-center"><div class="w-16 h-16 rounded-full bg-red-100 flex items-center justify-center mx-auto mb-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart w-8 h-8 text-brand-red" aria-hidden="true"><path d="M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5"></path></svg></div><h4 class="text-xl font-bold text-gray-900 mb-2">Compassion</h4><p class="text-gray-600">We understand this is about protecting the people you love most.</p></div><div class="text-center"><div class="w-16 h-16 rounded-full bg-blue-100 flex items-center justify-center mx-auto mb-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-award w-8 h-8 text-blue-600" aria-hidden="true"><path d="m15.477 12.89 1.515 8.526a.5.5 0 0 1-.81.47l-3.58-2.687a1 1 0 0 0-1.197 0l-3.586 2.686a.5.5 0 0 1-.81-.469l1.514-8.526"></path><circle cx="12" cy="8" r="6"></circle></svg></div><h4 class="text-xl font-bold text-gray-900 mb-2">Excellence</h4><p class="text-gray-600">We partner only with A-rated insurers to ensure your family&#x27;s security.</p></div></div></div></div></section><section id="contact" class="py-20 px-4 bg-white"><div class="container mx-auto max-w-6xl"><div class="text-center mb-16"><h2 class="text-4xl md:text-5xl font-bold text-gray-900 mb-4">Get In Touch</h2><p class="text-xl text-gray-600 max-w-2xl mx-auto">Have questions? Our friendly team is here to help. Reach out and let&#x27;s start protecting your future.</p></div><div class="grid lg:grid-cols-2 gap-12"><div class="bg-gradient-to-br from-blue-50 to-white rounded-2xl p-8 shadow-lg border border-gray-100"><h3 class="text-2xl font-bold text-gray-900 mb-6">Send Us a Message</h3><form class="space-y-6"><div class="space-y-2"><label class="peer-disabled:cursor-not-allowed peer-disabled:opacity-70 text-sm font-semibold text-gray-700" for="name">Full Name *</label><input type="text" class="flex w-full rounded-md border border-input bg-transparent px-3 py-1 text-base shadow-sm transition-colors file:border-0 file:bg-transparent file:text-sm file:font-medium file:text-foreground placeholder:text-muted-foreground focus-visible:outline-none focus-visible:ring-1 focus-visible:ring-ring disabled:cursor-not-allowed disabled:opacity-50 md:text-sm h-11" id="name" placeholder="John Doe" required="" name="name" value=""/></div><div class="space-y-2"><label class="peer-disabled:cursor-not-allowed peer-disabled:opacity-70 text-sm font-semibold text-gray-700" for="email">Email Address *</label><input type="email" class="flex w-full rounded-md border border-input bg-transparent px-3 py-1 text-base shadow-sm transition-colors file:border-0 file:bg-transparent file:text-sm file:font-medium file:text-foreground placeholder:text-muted-foreground focus-visible:outline-none focus-visible:ring-1 focus-visible:ring-ring disabled:cursor-not-allowed disabled:opacity-50 md:text-sm h-11" id="email" placeholder="john@example.com" required="" name="email" value=""/></div><div class="space-y-2"><label class="peer-disabled:cursor-not-allowed peer-disabled:opacity-70 text-sm font-semibold text-gray-700" for="phone">Phone Number</label><input type="tel" class="flex w-full rounded-md border border-input bg-transparent px-3 py-1 text-base shadow-sm transition-colors file:border-0 file:bg-transparent file:text-sm file:font-medium file:text-foreground placeholder:text-muted-foreground focus-visible:outline-none focus-visible:ring-1 focus-visible:ring-ring disabled:cursor-not-allowed disabled:opacity-50 md:text-sm h-11" id="phone" placeholder="(555) 123-4567" name="phone" value=""/></div><div class="space-y-2"><label class="peer-disabled:cursor-not-allowed peer-disabled:opacity-70 text-sm font-semibold text-gray-700" for="message">Message *</label><textarea class="flex w-full rounded-md border border-input bg-transparent px-3 py-2 text-base shadow-sm placeholder:text-muted-foreground focus-visible:outline-none focus-visible:ring-1 focus-visible:ring-ring disabled:cursor-not-allowed disabled:opacity-50 md:text-sm min-h-[120px]" id="message" name="message" placeholder="Tell us how we can help you..." required=""></textarea></div><button class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-md focus-visible:outline-none focus-visible:ring-1 focus-visible:ring-ring disabled:pointer-events-none disabled:opacity-50 [&amp;_svg]:pointer-events-none [&amp;_svg]:size-4 [&amp;_svg]:shrink-0 text-primary-foreground shadow px-4 py-2 w-full h-12 text-lg font-semibold bg-blue-600 hover:bg-blue-700 transition-all duration-300" type="submit">Send Message</button></form></div><div class="space-y-8"><div class="bg-white rounded-2xl p-8 shadow-lg border border-gray-100"><h3 class="text-2xl font-bold text-gray-900 mb-6">Contact Information</h3><div class="space-y-6"><div class="flex items-start gap-4"><div class="w-12 h-12 rounded-lg bg-blue-100 flex items-center justify-center flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-phone w-6 h-6 text-blue-600" aria-hidden="true"><path d="M13.832 16.568a1 1 0 0 0 1.213-.303l.355-.465A2 2 0 0 1 17 15h3a2 2 0 0 1 2 2v3a2 2 0 0 1-2 2A18 18 0 0 1 2 4a2 2 0 0 1 2-2h3a2 2 0 0 1 2 2v3a2 2 0 0 1-.8 1.6l-.468.351a1 1 0 0 0-.292 1.233 14 14 0 0 0 6.392 6.384"></path></svg></div><div><h4 class="font-semibold text-gray-900 mb-1">Phone</h4><p class="text-gray-600">1-800-555-1234</p><p class="text-sm text-gray-500">Mon-Fri, 8am-8pm EST</p></div></div><div class="flex items-start gap-4"><div class="w-12 h-12 rounded-lg bg-red-100 flex items-center justify-center flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-mail w-6 h-6 text-brand-red" aria-hidden="true"><path d="m22 7-8.991 5.727a2 2 0 0 1-2.009 0L2 7"></path><rect x="2" y="4" width="20" height="16" rx="2"></rect></svg></div><div><h4 class="font-semibold text-gray-900 mb-1">Email</h4><p class="text-gray-600">info@compasquote.com</p><p class="text-sm text-gray-500">We&#x27;ll respond within 24 hours</p></div></div><div class="flex items-start gap-4"><div class="w-12 h-12 rounded-lg bg-blue-100 flex items-center justify-center flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-map-pin w-6 h-6 text-blue-600" aria-hidden="true"><path d="M20 10c0 4.993-5.539 10.193-7.399 11.799a1 1 0 0 1-1.202 0C9.539 20.193 4 14.993 4 10a8 8 0 0 1 16 0"></path><circle cx="12" cy="10" r="3"></circle></svg></div><div><h4 class="font-semibold text-gray-900 mb-1">Office</h4><p class="text-gray-600">123 Insurance Way</p><p class="text-gray-600">New York, NY 10001</p></div></div><div class="flex items-start gap-4"><div class="w-12 h-12 rounded-lg bg-red-100 flex items-center justify-center flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-clock w-6 h-6 text-brand-red" aria-hidden="true"><circle cx="12" cy="12" r="10"></circle><path d="M12 6v6l4 2"></path></svg></div><div><h4 class="font-semibold text-gray-900 mb-1">Business Hours</h4><p class="text-gray-600">Monday - Friday: 8am - 8pm EST</p><p class="text-gray-600">Saturday: 9am - 5pm EST</p><p class="text-gray-600">Sunday: Closed</p></div></div></div></div><div class="bg-gradient-to-br from-red-50 to-blue-50 rounded-2xl p-8 border border-gray-100"><h3 class="text-xl font-bold text-gray-900 mb-3">Quick Response Guarantee</h3><p class="text-gray-700 leading-relaxed">We pride ourselves on rapid response times. Most inquiries are answered within 2 hours during business hours, and all messages receive a response within 24 hours.</p></div></div></div></div></section><footer class="bg-brand-navy text-gray-300 pt-16 pb-8 px-4"><div class="container mx-auto"><div class="grid md:grid-cols-2 lg:grid-cols-4 gap-12 mb-12"><div><img alt="CompasQuote" loading="lazy" width="160" height="40" decoding="async" data-nimg="1" class="h-10 w-auto mb-4 brightness-0 invert" style="color:transparent" srcSet="/_next/image?url=%2Fimages%2Fcompass-quote-logo.png&amp;w=256&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcompass-quote-logo.png&amp;w=384&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcompass-quote-logo.png&amp;w=384&amp;q=75"/><p class="text-gray-400 leading-relaxed mb-4">Making life insurance simple, accessible, and affordable for families across America.</p><div class="flex gap-4"><a href="#" class="w-10 h-10 rounded-full bg-white/10 hover:bg-brand-blue flex items-center justify-center transition-colors duration-300"><svg class="w-5 h-5" viewBox="0 0 24 24" fill="currentColor"><path d="M24 12.073c0-6.627-5.373-12-12-12s-12 5.373-12 12c0 5.99 4.388 10.954 10.125 11.854v-8.385H7.078v-3.47h3.047V9.43c0-3.007 1.792-4.669 4.533-4.669 1.312 0 2.686.235 2.686.235v2.953H15.83c-1.491 0-1.956.925-1.956 1.874v2.25h3.328l-.532 3.47h-2.796v8.385C19.612 23.027 24 18.062 24 12.073z"></path></svg></a><a href="#" class="w-10 h-10 rounded-full bg-white/10 hover:bg-brand-blue flex items-center justify-center transition-colors duration-300"><svg class="w-5 h-5" viewBox="0 0 24 24" fill="currentColor"><path d="M18.244 2.25h3.308l-7.227 8.26 8.502 11.24H16.17l-5.214-6.817L4.99 21.75H1.68l7.73-8.835L1.254 2.25H8.08l4.713 6.231zm-1.161 17.52h1.833L7.084 4.126H5.117z"></path></svg></a><a href="#" class="w-10 h-10 rounded-full bg-white/10 hover:bg-brand-blue flex items-center justify-center transition-colors duration-300"><svg class="w-5 h-5" viewBox="0 0 24 24" fill="currentColor"><path d="M20.447 20.452h-3.554v-5.569c0-1.328-.027-3.037-1.852-3.037-1.853 0-2.136 1.445-2.136 2.939v5.667H9.351V9h3.414v1.561h.046c.477-.9 1.637-1.85 3.37-1.85 3.601 0 4.267 2.37 4.267 5.455v6.286zM5.337 7.433c-1.144 0-2.063-.926-2.063-2.065 0-1.138.92-2.063 2.063-2.063 1.14 0 2.064.925 2.064 2.063 0 1.139-.925 2.065-2.064 2.065zm1.782 13.019H3.555V9h3.564v11.452zM22.225 0H1.771C.792 0 0 .774 0 1.729v20.542C0 23.227.792 24 1.771 24h20.451C23.2 24 24 23.227 24 22.271V1.729C24 .774 23.2 0 22.222 0h.003z"></path></svg></a><a href="#" class="w-10 h-10 rounded-full bg-white/10 hover:bg-brand-blue flex items-center justify-center transition-colors duration-300"><svg class="w-5 h-5" viewBox="0 0 24 24" fill="currentColor"><path d="M12 2.163c3.204 0 3.584.012 4.85.07 3.252.148 4.771 1.691 4.919 4.919.058 1.265.069 1.645.069 4.849 0 3.205-.012 3.584-.069 4.849-.149 3.225-1.664 4.771-4.919 4.919-1.266.058-1.644.07-4.85.07-3.204 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