Among the updates are newly refreshed state fact sheets in the website’s “In My State” section, offering state-by-state snapshots of crop insurance participation, acres protected, commodities covered, and the value of protection provided to farmers. The updated site also features expanded educational resources explaining how the public-private partnership helps farmers manage weather and market risks while supporting rural communities nationwide.

The updates come as crop insurance reached record participation levels in 2025. Farmers purchased a record 2.54 million crop insurance policies protecting 561 million acres nationwide and more than $159 billion in liability protection. Farmers also invested more than $6.25 billion of their own money to purchase coverage — underscoring the importance of crop insurance as agriculture’s primary risk management tool.

Policies were sold in every state in America in 2025, protecting everything from specialty crops in the West to wheat across the Plains and row crops throughout the Midwest and South. The updated state fact sheets help tell that story at the local level while providing easy-to-share information for farmers and agricultural stakeholders alike.

In addition to the state resources, visitors can explore a variety of educational materials and background information on the site, including:

• • Crop Insurance 101 Videos
  • “An Introduction to Crop Insurance” White Paper
  • Crop Insurance Basics Fact Sheet
  • Historical Timeline of Crop Insurance
  • Glossary of Crop Insurance Terminology
  • Farmer Testimonials

Visitors can explore the updated site and resources at CropInsurance101.org.

The post Updated CropInsurance101.org Offers New Resources, State Fact Sheets appeared first on Crop Insurance in America.

Fischer doesn’t sugarcoat the current outlook. “The outlook right now is not so good… it’s probably at or near… the worst outlook we’ve had in 40 years,” he said, pointing to widespread financial stress across commodities.

At the same time, he noted that policymakers have continued to respond, even if imperfectly, to provide critical liquidity to farmers. 

While U.S. agriculture is essentially still operating under the 2018 Farm Bill, Fischer explained, policymakers have used appropriations and budget vehicles to step in with much-needed aid and to make investments in policies like crop insurance.  

The discussion also highlights the unintended consequences of heavy reliance on ad hoc disaster support. Fischer observed that when large infusions of aid ripple through the system, it can have an inflationary impact on farm inputs. That’s one reason why he prefers shifting away from ad hoc and instead shoring up long-term, predictable tools within the farm safety net.

That brings the conversation back to crop insurance, which Fischer describes as “the cornerstone of the farm safety net.” He emphasized that the modern system, built on public-private partnership and continuous improvement, works “stunningly well.” 

Still, he cautioned that the system must keep evolving. As risk exposure grows, maintaining a strong partnership between the federal government and private industry will be critical to ensuring crop insurance remains viable for the long term.

The full episode, and past podcasts, can be found here or anywhere you download your favorite podcasts.

The post Policy, Pressure, and the Path Forward: NCIS Podcast Explores Current Challenges appeared first on Crop Insurance in America.

Building on a recent conversation with an Illinois crop insurance agent, this episode takes a broader look at the farm economy, where tightening margins, rising production costs, and ongoing volatility are shaping farmer decision-making. Dr. Schnitkey offers insights into how producers are approaching risk management, including increased use of supplemental products like ECO and SCO, and what differences are emerging across crops and regions.

The discussion also examines how closely crop insurance aligns with actual production costs and highlights key updates from the One Big Beautiful Bill that farmers should be watching closely.

The takeaway is clear: in today’s environment, risk management is not optional, and crop insurance remains the cornerstone of a farmer’s financial protection.

Listen to the full episode, and previous conversations, here.

The post New Podcast Explores Tightening Margins on the Farm and Risk Management Decisions appeared first on Crop Insurance in America.

The videos underscore a simple but important point: in an environment defined by tighter margins and increased weather volatility, farmers are leaning more heavily than ever on crop insurance as their primary risk management tool.

In 2025, farmers purchased 2.54 million crop insurance policies, protecting a record 561 million acres and over $159 billion in liability. Just as notable, producers invested more than $6.25 billion of their own money to secure that coverage — a clear signal of confidence in the system.

Here’s how that participation breaks down across the country.

Top States for Policies Sold (2025):

• Kansas — 289,000
• Texas — 259,000
• North Dakota — 199,000
• Iowa — 187,000
• Illinois — 179,000

Top States for Liability Coverage (2025):

• Iowa — $16.4 billion
• Illinois — $14.3 billion
• California — $13.7 billion
• Minnesota — $11.3 billion
• Nebraska — $10.4 billion

This distribution highlights the diversity of American agriculture, from Midwest row crops to high-value specialty crops in the West, and the scale of protection required to keep the system functioning.

Perhaps most importantly, the videos reinforce that crop insurance is truly national in scope. Policies were sold in every state in the country, protecting farmers from coast to coast and across all types of commodities.

Bottom line: participation is growing because the system is working. As risk in agriculture continues to rise, crop insurance is proving to be the most reliable and widely used tool available to America’s farmers.

The post NCIS Highlights Record Crop Insurance Growth in New Video Series appeared first on Crop Insurance in America.

NCIS President Tom Zacharias sits down with Illinois crop insurance agent Luke Sandrock, a partner with the family-owned Cornerstone Agency. Sandrock works closely with farmers across Illinois and shares what he’s hearing as farmers finalize their 2026 coverage decisions.

The discussion comes on the heels of NCIS releasing the finalized national crop insurance results for the 2025 crop year — a record-setting year for participation in the program. Farmers purchased 2.54 million crop insurance policies, protecting 561 million acres nationwide. Those policies provided more than $159 billion in liability protection, with farmers investing $6.25 billion of their own money to purchase coverage.

During the conversation, Sandrock discusses how tight margins in farm country are shaping the conversations he’s having with clients, and why many farmers are relying more heavily on crop insurance to manage risk during uncertain economic conditions.

The episode also explores the continued growth of supplemental and area-based products, including Enhanced Coverage Option (ECO) and Supplemental Coverage Option (SCO). According to Sandrock, these tools are helping farmers build more tailored risk management plans that complement their underlying multi-peril crop insurance policies.

Another key theme of the conversation is customization. Sandrock explains how agents work with farmers to design coverage that reflects each operation’s unique circumstances — including yield history, input costs, lender expectations, and marketing plans.

Zacharias notes that conversations like these highlight the real strength of the crop insurance system.

“Crop insurance isn’t just numbers on a page,” Zacharias says in the episode. “It’s relationships, trust, and real risk management delivered at the farm level.”

Listen to the latest episode of Keep America Growing wherever you get your podcasts.

The post With Sales Closing on the Horizon, a Conversation with Agent Luke Sandrock appeared first on Crop Insurance in America.

Farmers purchased 2.54 million crop insurance policies in 2025 — an all-time high — protecting a record 561 million acres of farmland nationwide. Nearly 117 million acres have been added to crop insurance since 2021.

The policies sold in 2025 provided more than $159.3 billion in liability protection, safeguarding crops against weather and market losses. Farmers invested more than $6.25 billion of their own money to purchase that protection, underscoring their continued reliance on crop insurance as agriculture’s primary risk management tool.

In addition, ranchers spent $1.1 billion in 2025 to purchase livestock coverage, providing another $40.2 billion in liability protection for U.S. agriculture.

“Record participation in 2025 demonstrates the value farmers and ranchers place on crop insurance,” said NCIS President Tom Zacharias. “In a time of tight margins and increasing weather uncertainty, they are choosing the dependable public-private partnership that delivers when disaster strikes.”

Crop insurance was sold in every state in 2025. It now covers the vast majority of eligible U.S. farmland and remains the cornerstone of modern farm policy.

Zacharias encouraged farmers to contact their crop insurance agents before the March 16 application deadline to review their coverage options for the 2026 crop year.

“Each operation is unique, and today’s risk management tools are more flexible and tailored than ever,” he said. “Farmers should sit down with their agents now to ensure they have the right coverage in place for the year ahead.”

NCIS is the only organization that represents all companies authorized to offer crop insurance in the United States. It supports the industry in both state and federally regulated lines of business and provides research, actuarial, and analytical support to insurers. More information about crop insurance can be found at cropinsuranceinamerica.org.

The post Crop Insurance Sets Records in 2025: Farmers Urged to Finalize 2026 Coverage appeared first on Crop Insurance in America.

In the latest podcast, NCIS President Tom Zacharias sits down with David Wasserman, senior editor and elections analyst at The Cook Political Report, for a wide-ranging discussion on what history tells us about midterms, why margins in Congress are so tight, and which races could have an outsized impact on agriculture.

Crop insurance remains one of the rare policy areas in Congress that continues to enjoy strong bipartisan support. Lawmakers from both parties recognize that the public-private partnership at the heart of the program delivers certainty for farmers and taxpayers alike.

That bipartisan foundation is a strength, but it does not diminish the importance of elections.

Control of the House and Senate shapes everything from Farm Bill negotiations to USDA oversight and rural policy priorities. Wasserman breaks down several competitive districts and key retirements could influence committee leadership and the legislative agenda in the next Congress.

For the crop insurance community, the message is clear: regardless of electoral outcomes, education will be essential. With potential new lawmakers arriving in Washington, industry leaders know that proactively explaining how crop insurance works — and why it matters to farmers, rural communities, and taxpayers — will be as important as ever.

Listen to the full episode of Keep America Growing, and check out prior episodes, at CropInsuranceInAmerica.org.

The post NCIS Podcast Examines 2026 Midterms and What They Mean for Agriculture appeared first on Crop Insurance in America.

Tim Alderson is the recipient of the 2026 Crop Insurance Industry Outstanding Outreach Award, which was presented during the 2026 Crop Insurance Industry Annual Convention in Indian Wells, Calif. The Outstanding Outreach Award recognizes an individual who provides outstanding service to all farmers, including outreach to small, limited resource, and socially disadvantaged farmers.

Tim is a dedicated crop insurance agent with the Gallagher Agency, in Blairs, VA. With a career spanning roughly 25 years, Tim has demonstrated unwavering commitment, innovation, and advocacy for farmers and the agricultural sector.

Tim began his journey in crop insurance by immediately becoming a 50/50 partner in Fred Shelton’s Crop Insurance Agency, which later became FarmPlus. From the outset, Tim embraced the dual role of agent and co-owner, laying the foundation for a career marked by integrity and service. Over the years, Tim and his agency have supported farmers of all backgrounds, including limited-resource and minority farmers, ensuring that their needs are addressed and their voices heard.

Tim’s dedication to the farming community extends far beyond his professional responsibilities. For years, he has sponsored Junior Livestock Shows in neighboring counties, contributed to the NC Soybean Growers Association, and supported specialty crop and GAP meetings during the winter months. His generosity has also reached local communities through sponsorships of little league baseball teams and other initiatives. Tim’s character is further reflected in his personal acts of kindness, such as hosting a group of recovering addicts at his lake house and volunteering his time to help build decks for those in need. These actions exemplify his deep commitment to doing the right thing and giving back to others.

As an advocate for farmers, Tim has consistently gone above and beyond to ensure his customers receive fair treatment. Whether addressing underwriting or claims issues, he has tirelessly worked with AIPs to advocate for farmers’ best interests. Tim’s approach to customer service is rooted in personal connection and education. Recognizing the value of face-to-face interactions, he has prioritized personal farm visits and informational meetings to keep policyholders informed. His agency has also utilized newsletters, phone calls, and mass texting to communicate updates on crop insurance and disaster programs.

Tim’s agricultural background has shaped his deep understanding of the challenges farmers face. Growing up on a tobacco farm, he learned the value of hard work and perseverance. Today, he operates a beef cow operation with approximately 70 brood cows, continuing his connection to the land and the farming community.

As a leader, Tim has fostered a culture of growth, innovation, and teamwork within his agency. He has encouraged his team to embrace new technologies, such as transitioning from paper to PDF documents, using iPads for policy updates, and implementing many technology tools to improve efficiency and organization. His openness to change and commitment to continuous improvement have empowered his team to better serve their customers.

Tim’s contributions to the crop insurance industry are equally noteworthy. He has been a true advocate for farmers, playing a role in supporting ECO and advocating for the organic price election for organic tobacco. He has also worked with RMA to secure better price elections for farmers, demonstrating his dedication to advancing the industry and supporting the agricultural community.

Tim’s 25-year career in crop insurance is a testament to his unwavering dedication, integrity, and advocacy for farmers. His contributions to the industry, his community, and his team make him a deserving nominee for this recognition. Tim’s legacy is one of service, innovation, and a steadfast commitment to doing what is right for the people and the industry he serves.

PHOTO: Tim Alderson was presented with the 2026 Crop Insurance Outstanding Outreach award by Tom Zacharias (left), President of National Crop Insurance Services, and Andy Caruso (right), Chair of the National Crop Insurance Services Board of Directors.

The post Tim Alderson Receives Outstanding Outreach Award appeared first on Crop Insurance in America.

Bill Wilson is a recipient of the 2026 Industry Leadership Award for consistently serving the industry and providing outstanding leadership to National Crop Insurance Services (NCIS) and the crop insurance industry. The award was presented during the 2026 Crop Insurance Industry Annual Convention in Indian Wells, Calif.

Bill exemplifies what it means to be a leader in the crop insurance industry. Since beginning his career in 1990 as an underwriter for American Agrisurance, Bill has demonstrated unwavering dedication to the integrity and advancement of the industry. He is known for his deep understanding of the Risk Management Agency (RMA) guidelines, his commitment to compliance, and his proactive approach to advocating for thoughtful change. His ability to interpret and implement complex regulations has made him a trusted resource across the industry.

At NAU Country, Bill serves as the go-to expert for underwriting, industry standards, and Standard Reinsurance Agreement (SRA) details. His institutional knowledge, sharp memory, and willingness to mentor others have earned him widespread respect. Bill’s leadership is grounded in consistency, credibility, and a genuine passion for the industry, qualities that make him not only an exceptional colleague but a true leader in crop insurance.

Bill has consistently demonstrated leadership through his active involvement in key industry committees. He serves on the National Crop Insurance Services Underwriting and Operations Committee and the Program Development Committee, where he applies decades of experience to guide decision-making, advocate for clarity, and support meaningful change. His thoughtful contributions and ability to ask the right questions have helped shape industry standards and practices.

Notably, Bill played a pivotal role in the development and implementation of the Enhanced Coverage Option (ECO) through the 508(h) process. Collaborating closely with Watts and Associates, he helped design an endorsement that delivers real value to the American farmer. His service reflects a deep commitment to advancing the industry through collaboration, innovation, and a farmer-first mindset.

Bill’s reputation speaks for itself. He is widely respected both within NAU Country and across the crop insurance industry for his integrity, depth of knowledge, and commitment to doing what’s right. Often referred to as a “walking book” of crop insurance processes and procedures, Bill consistently leads by example by upholding the highest standards and guiding others with clarity and purpose. His leadership is not only technical but deeply principled, making him an ideal candidate for this recognition.

PHOTO: Bill Wilson was presented with the 2026 Crop Insurance Industry Leadership Award by Tom Zacharias (left), President of National Crop Insurance Services, and Andy Caruso (right), Chair of the National Crop Insurance Services Board of Directors.

The post Bill Wilson Receives Industry Leadership Award appeared first on Crop Insurance in America.

Grant Krohn is a recipient of the 2026 Industry Leadership Award for consistently serving the industry and providing outstanding leadership to National Crop Insurance Services (NCIS) and the crop insurance industry. The award was presented during the 2026 Crop Insurance Industry Annual Convention in Indian Wells, Calif.

This award reflects Grant’s exemplary service and commitment as a member of the National Crop Insurance Services MPCI Policy, Procedure, and Loss Adjustment (MP/PPLA). During his 26-year tenure at Farmers Mutual Hail Insurance Company of Iowa (FMH), and more than four decades in the crop insurance industry, Grant established himself as a respected leader, mentor, and subject matter expert through his significant contributions.

Grant was instrumental in the startup of FMH’s MPCI line of business in 1998, laying the foundation for the company’s successful expansion and long-term growth. His leadership is grounded in a deep and well-rounded knowledge of crop insurance, combined with an unwavering commitment to advancing policies and procedures that benefit the entire industry.

Grant was an enthusiastic member of the MP/PPLA Committee playing a key role in advancing the Committee’s initiatives. He consistently demonstrated dedication and reliability, ensuring tasks were completed to a high standard and was instrumental in the committee’s efforts and was always willing to go the extra mile to contribute and make sure everything was done right. His leadership was particularly impactful when he served as Vice Chair and provided invaluable input on policy and claims-related language, ensuring clarity and fairness for all stakeholders across the industry. His ability to provide thoughtful feedback has strengthened the Committee’s work and advanced initiatives that benefited agents, Approved Insurance Providers, and farmers alike.

He is widely respected for his technical expertise, sound judgment, and willingness to share knowledge with peers and colleagues across the crop insurance community. Grant’s contributions reflect not only his professional excellence but also his commitment to serving the industry as a whole. He embodies the spirit of leadership, service, and integrity that this award seeks to honor, and no one is more deserving of this recognition.

PHOTO: Grant Krohn was presented with the 2026 Crop Insurance Industry Leadership Award by Tom Zacharias (left), President of National Crop Insurance Services, and Andy Caruso (right), Chair of the National Crop Insurance Services Board of Directors.

The post Grant Krohn Receives Industry Leadership Award appeared first on Crop Insurance in America.