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	<title>Dalal Street</title>
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	<link>http://www.dalalstreet.biz</link>
	<description>Indian Equity Research and Investment Strategy</description>
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		<title>How HDFC Flexi Cap Fund of Prashant Jain Underperforms in Raging Bull Market ?</title>
		<link>http://www.dalalstreet.biz/mutualfunds/2021/09/hdfc-flexi-cap-fund-prashant-jain-underperforms-bull-market/</link>
		<pubDate>Tue, 07 Sep 2021 08:02:19 +0000</pubDate>
		<dc:creator><![CDATA[CP]]></dc:creator>
				<category><![CDATA[Mutual Funds Review]]></category>
		<category><![CDATA[dsb-10-years-mutual-fund-performance]]></category>
		<category><![CDATA[mutual-fund-performance]]></category>

		<guid isPermaLink="false">http://www.dalalstreet.biz/?p=3898</guid>
		<description><![CDATA[HDFC Mutual Fund is among the Top 3 Aseet Management Companies in India on the basis of AUM and not on the basis of performance of schemes it manages. In 2018, I stopped investing in HDFC Funds and started redeeming. Today I would like to highlight how HDFC Flexi Cap<div class="crp_related"><b>Related Articles:</b><ul><li><a href="http://www.dalalstreet.biz/mutualfunds/2007/01/hdfc-mutual-fund-sip-investment-update/"     class="crp_title">HDFC Mutual Fund SIP Investment Update &#8211; Q4-2006</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2016/05/what-prashant-jain-hdfc-fund-managers-pay-remuneration/"     class="crp_title">What is Prashant Jain &#038; Other HDFC Fund Manager&#8217;s</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2007/08/are-fund-managers-holding-more-cash/"     class="crp_title">Are Fund Managers Holding More Cash ?</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2008/02/hdfc-funds-underperform-over-1-year/"     class="crp_title">HDFC Funds Underperform over 1 Year Period</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2009/07/prefer-hdfc-top-200-for-big-money-over/"     class="crp_title">Prefer HDFC Top -200 for Big Money over Other Funds</a></li></ul><div class="crp_clear"></div></div>]]></description>
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		<title>How to Choose &#038; Invest in Mutual Funds the Right Way ?</title>
		<link>http://www.dalalstreet.biz/mutualfunds/2020/10/choose-invest-mutual-funds-right-way/</link>
		<pubDate>Sat, 24 Oct 2020 02:20:24 +0000</pubDate>
		<dc:creator><![CDATA[CP]]></dc:creator>
				<category><![CDATA[Mutual Funds Review]]></category>
		<category><![CDATA[roi-indian-mutual-funds]]></category>
		<category><![CDATA[swing-sip-stp-mutual-fund]]></category>

		<guid isPermaLink="false">http://www.dalalstreet.biz/?p=3893</guid>
		<description><![CDATA[I&#8217;m assuming you&#8217;ve made up your mind to create long term wealth by using mutual fund as a savings instrument. Sure, MFs are supposed to be professionally managed as Indian Capital Market has had a very bad history of cheaters raising money and committing all sorts of fraud (business loss,<div class="crp_related"><b>Related Articles:</b><ul><li><a href="http://www.dalalstreet.biz/mutualfunds/2020/10/get-more-returns-mutual-fund-sip-swing-strategy/"     class="crp_title">How to Get More Returns in Mutual Fund SIP with Swing&hellip;</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2009/10/which-funds-beat-21000-sensex-highs/"     class="crp_title">Which Funds Beat 21,000 SENSEX Highs Already ?</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2010/07/axis-triple-advantage-fund-review/"     class="crp_title">Axis Triple Advantage Fund &#8211; Review</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2010/05/hdfc-mutual-funds-review/"     class="crp_title">HDFC Mutual Funds Review &#8211; Beating the Benchmarks</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2009/12/how-largecap-flexicap-performed-in-2009/"     class="crp_title">How LargeCap + FlexiCap performed in 2009 ?</a></li></ul><div class="crp_clear"></div></div>]]></description>
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		<title>How to Get More Returns in Mutual Fund SIP with Swing Strategy ?</title>
		<link>http://www.dalalstreet.biz/mutualfunds/2020/10/get-more-returns-mutual-fund-sip-swing-strategy/</link>
		<pubDate>Fri, 23 Oct 2020 12:42:09 +0000</pubDate>
		<dc:creator><![CDATA[CP]]></dc:creator>
				<category><![CDATA[Mutual Funds Review]]></category>
		<category><![CDATA[dsb-10-years-mutual-fund-performance]]></category>
		<category><![CDATA[roi-indian-mutual-funds]]></category>
		<category><![CDATA[swing-sip-stp-mutual-fund]]></category>

		<guid isPermaLink="false">http://www.dalalstreet.biz/?p=3889</guid>
		<description><![CDATA[The Economic Policy Paralysis which started during the Dr Manmohan Singh Government has continued into the Narendra Modi government as well due to vested interests of Politicians and small individual investors like you and me have suffered. Personally, sick and tired of HDFC Mutual Fund poor performance over the last<div class="crp_related"><b>Related Articles:</b><ul><li><a href="http://www.dalalstreet.biz/mutualfunds/2020/10/choose-invest-mutual-funds-right-way/"     class="crp_title">How to Choose &#038; Invest in Mutual Funds the Right Way ?</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2010/05/hdfc-mutual-funds-review/"     class="crp_title">HDFC Mutual Funds Review &#8211; Beating the Benchmarks</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2009/07/prefer-hdfc-top-200-for-big-money-over/"     class="crp_title">Prefer HDFC Top -200 for Big Money over Other Funds</a></li><li><a href="http://www.dalalstreet.biz/stocktips/2015/04/bse-sensex-historical-performance-returns-since-inception/"     class="crp_title">BSE Sensex Historical Performance / Returns Since Inception</a></li><li><a href="http://www.dalalstreet.biz/mutualfunds/2014/06/dsb-10-year-mom-rolling-irr-for-hdfc-mutual-funds/"     class="crp_title">DSB 10 Year MoM Rolling IRR for HDFC Mutual Funds</a></li></ul><div class="crp_clear"></div></div>]]></description>
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		<item>
		<title>Max Life Insurance &#8211; Revised Deal, Positive for Max Financial</title>
		<link>http://www.dalalstreet.biz/stocktips/2020/08/max-life-insurance-revised-axis-deal-positive/</link>
		<pubDate>Wed, 26 Aug 2020 02:16:19 +0000</pubDate>
		<dc:creator><![CDATA[CP]]></dc:creator>
				<category><![CDATA[Equity Research]]></category>

		<guid isPermaLink="false">http://www.dalalstreet.biz/?p=3883</guid>
		<description><![CDATA[Max Financial Services and Axis Bank have revised their agreement terms, with Axis Bank now to buy a 17% stake in Max Life Insurance versus 29% earlier. From Axis Bank&#8217;s perspective, the stake is lower but Axis Bank retains control/right. Axis bank currently holds 1% in Max Life and after<div class="crp_related"><b>Related Articles:</b><ul><li><a href="http://www.dalalstreet.biz/stocktips/2008/09/axis-bank-to-double-in-2-years-goldman/"     class="crp_title">Axis Bank to Double in 2 Years &#8211; Goldman Sachs</a></li><li><a href="http://www.dalalstreet.biz/stocktips/2007/08/moderate-returns-from-axis-bank/"     class="crp_title">Moderate returns from Axis Bank &#8211; Citigroup</a></li><li><a href="http://www.dalalstreet.biz/earningsnews/2007/10/axis-bank-posts-strong-q2-numbers/"     class="crp_title">Axis Bank Posts Strong Q2 Numbers</a></li><li><a href="http://www.dalalstreet.biz/investor/2008/04/axis-bank-divergent-views/"     class="crp_title">Axis Bank &#8211; Divergent Views</a></li><li><a href="http://www.dalalstreet.biz/earningsnews/2007/12/indiabulls-mou-with-societe-generale/"     class="crp_title">Indiabulls MoU with Societe Generale Insurance</a></li></ul><div class="crp_clear"></div></div>]]></description>
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		<item>
		<title>Will the Digital Neo Banking Platforms Succeed in India ?</title>
		<link>http://www.dalalstreet.biz/investor/2020/07/will-digital-neobanking-platforms-succeed-india/</link>
		<pubDate>Sat, 25 Jul 2020 12:24:33 +0000</pubDate>
		<dc:creator><![CDATA[CP]]></dc:creator>
				<category><![CDATA[Economy, Markets and Macro Views]]></category>
		<category><![CDATA[indian-banking-stocks]]></category>

		<guid isPermaLink="false">http://www.dalalstreet.biz/?p=3877</guid>
		<description><![CDATA[We credit the Telecom reforms to Mr. Sam Pitroda erstwhile adviser to the Prime Minister of India Shri Rajiv Gandhi. During the UPA 1.0 headed by Dr Manmohan Singh, the Economist PM invited Infosys Co-founder Mr. Nandan Nilekani to Lead and Architect the Unique Identity Project &#8211; Aadhar. On the<div class="crp_related"><b>Related Articles:</b><ul><li><a href="http://www.dalalstreet.biz/earningsnews/2016/10/can-psu-banks-catch-private-peers-digital-banking/"     class="crp_title">Can PSU Banks Catch Private Peers in Digital Banking ?</a></li><li><a href="http://www.dalalstreet.biz/stocktips/2016/03/next-gen-indian-private-banks-converge-into-it-companies/"     class="crp_title">Next Gen Indian Private Banks Converge into IT Companies</a></li><li><a href="http://www.dalalstreet.biz/stocktips/2016/02/rise-of-specialty-internet-only-banks-in-china/"     class="crp_title">Rise of Specialty Internet Only Banks in China</a></li><li><a href="http://www.dalalstreet.biz/earningsnews/2008/05/mphasis-de-listing-premium-likely-to/"     class="crp_title">Mphasis &#8211; De-listing Premium Likely to Return in Stock</a></li><li><a href="http://www.dalalstreet.biz/investor/2014/12/small-finance-banks-payment-banks-india/"     class="crp_title">Birth of Small Finance Banks &#038; Payment Banks in India</a></li></ul><div class="crp_clear"></div></div>]]></description>
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		<item>
		<title>Should you own the Life Insurance Business ?</title>
		<link>http://www.dalalstreet.biz/stocktips/2020/07/should-you-own-life-insurance-business/</link>
		<pubDate>Tue, 21 Jul 2020 06:17:37 +0000</pubDate>
		<dc:creator><![CDATA[CP]]></dc:creator>
				<category><![CDATA[Equity Research]]></category>
		<category><![CDATA[life-insurance-stocks]]></category>

		<guid isPermaLink="false">http://www.dalalstreet.biz/?p=3873</guid>
		<description><![CDATA[Protection is the most profitable part of business. Life insurers will benefit from monetisation of opportunity in life-protection with rising awareness in post Covid, favourable demographics and reasonable costs. Penetration of protection is low at 10% of addressable population with scope for market to double in five years (+23% CAGR<div class="crp_related"><b>Related Articles:</b><ul><li><a href="http://www.dalalstreet.biz/earningsnews/2008/03/life-insurers-market-share/"     class="crp_title">Life Insurers Market Share</a></li><li><a href="http://www.dalalstreet.biz/earningsnews/2008/06/top-private-life-insurance-companeis-in/"     class="crp_title">Top Private Life Insurance Companies in India</a></li><li><a href="http://www.dalalstreet.biz/earningsnews/2009/03/life-insurance-premium-growth-slowing/"     class="crp_title">Life insurance premium growth slowing down faster than&hellip;</a></li><li><a href="http://www.dalalstreet.biz/earningsnews/2008/03/icici-life-insurance-clarifications/"     class="crp_title">ICICI Life Insurance Clarifications</a></li><li><a href="http://www.dalalstreet.biz/investor/2007/03/bajaj-icici-hdfc-insurance-subsidiaries/"     class="crp_title">Bajaj, ICICI, HDFC &#8211; Insurance Subsidiaries Adding&hellip;</a></li></ul><div class="crp_clear"></div></div>]]></description>
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		<item>
		<title>Does HDFC AMC deserve High Valuation ? Review</title>
		<link>http://www.dalalstreet.biz/stocktips/2019/04/does-hdfc-amc-deserve-high-valuation-review/</link>
		<pubDate>Sat, 13 Apr 2019 12:30:55 +0000</pubDate>
		<dc:creator><![CDATA[CP]]></dc:creator>
				<category><![CDATA[Equity Research]]></category>

		<guid isPermaLink="false">http://www.dalalstreet.biz/?p=3854</guid>
		<description><![CDATA[HDFC Asset Management Company &#8211; HDFC AMC has a strong brand pull (benefitting from parentage), relatively higher proportion of equity assets and continued delivery on fund performance make it one of the best plays to capitalize on the financial savings opportunity in the country. Big Opportunity MF AUM is just<div class="crp_related"><b>Related Articles:</b><ul><li><a href="http://www.dalalstreet.biz/earningsnews/2011/07/hdfc-gold-of-indian-equity-buy-hdfc-not-gold/"     class="crp_title">HDFC Results &#8211; The Gold of Indian Equity &#8211; Buy&hellip;</a></li><li><a href="http://www.dalalstreet.biz/stocktips/2009/03/neutral-on-banking-sector-nomura/"     class="crp_title">Neutral on Banking Sector &#8211; Nomura</a></li><li><a href="http://www.dalalstreet.biz/investor/2006/06/conference-call-with-tushar-pradhan/"     class="crp_title">Conference Call with Tushar Pradhan, Fund Manager, HDFC AMC</a></li><li><a href="http://www.dalalstreet.biz/stocktips/2011/07/hdfc-bank-resultssuper-profits-premium-customers-valuations/"     class="crp_title">HDFC Bank &#8211; CASA Focus + Super Profits + Premium&hellip;</a></li><li><a href="http://www.dalalstreet.biz/stocktips/2008/03/hsbc-underweight-on-indian-utilities/"     class="crp_title">HSBC Underweight on Indian Utilities</a></li></ul><div class="crp_clear"></div></div>]]></description>
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		<item>
		<title>Valuation of Indian Markets &#038; Relentless FII Selling</title>
		<link>http://www.dalalstreet.biz/stocktips/2017/10/valuation-of-indian-markets-relentless-fii-selling/</link>
		<pubDate>Mon, 02 Oct 2017 18:40:05 +0000</pubDate>
		<dc:creator><![CDATA[CP]]></dc:creator>
				<category><![CDATA[Equity Research]]></category>

		<guid isPermaLink="false">http://www.dalalstreet.biz/?p=3850</guid>
		<description><![CDATA[Foreign Institutional Investors have been net sellers in the last two months offloading stocks worth about Rs 24,000 Cr [Aug &#038; Sep] Source: NSDL. Domestic Investors have aggressively bought stocks to ward off free fall in the markets. To us it is a sure sign indication of downward revision of<div class="crp_related"><b>Related Articles:</b><ul><li><a href="http://www.dalalstreet.biz/stocktips/2015/09/ambit-cuts-sensex-target-to-28000/"     class="crp_title">Ambit Cuts SENSEX Target to 28000</a></li><li><a href="http://www.dalalstreet.biz/stocktips/2014/08/sensex-valuations-at-peak-what-retail-investors-must-do/"     class="crp_title">SENSEX Valuations at Peak &#8211; What Retail Investors Must</a></li><li><a href="http://www.dalalstreet.biz/investor/2010/04/explaining-inflation-valuations-and-deficit-and-rise-of-sensex/"     class="crp_title">Explaining Inflation, Valuations and Deficit and Rise of&hellip;</a></li><li><a href="http://www.dalalstreet.biz/stocktips/2013/05/market-rally-on-rate-cut-expectations-will-earnings-follow/"     class="crp_title">Market Rally on Rate Cut Expectations &#8211; Will Earnings&hellip;</a></li><li><a href="http://www.dalalstreet.biz/investor/2008/01/sensex-target-of-23950-25000-in-2008/"     class="crp_title">Sensex Target of 23950-25000 in 2008 &#8211; Citi</a></li></ul><div class="crp_clear"></div></div>]]></description>
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