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	<title>Reports From My Nanocosm</title>
	
	<link>http://bednarski.us/danny</link>
	<description>... just a byte of borscht</description>
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		<title>When the lights go out in the city</title>
		<link>http://feedproxy.google.com/~r/danb/~3/h1AFO2VnDns/</link>
		<comments>http://bednarski.us/danny/2009/10/26/when-the-lights-go-out-in-the-city/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 16:24:19 +0000</pubDate>
		<dc:creator>danny</dc:creator>
				<category><![CDATA[internet]]></category>
		<category><![CDATA[random]]></category>

		<guid isPermaLink="false">http://bednarski.us/danny/?p=971</guid>
		<description><![CDATA[GeoCities closes down today. I am marking the day the only way I know how &#8212; with an animated gif.


In reality, GeoCities should have been shuttered years ago. It was neglected for so long most people forgot it still existed.
]]></description>
			<content:encoded><![CDATA[<p>GeoCities closes down today. I am marking the day the only way I know how &#8212; with an animated gif.</p>
<p style="text-align: center;"><img src="http://bednarski.us/geocities_night_animated.gif" alt="" /></p>
<p style="text-align: left;">
<p style="text-align: left;">In reality, GeoCities should have been shuttered years ago. It was neglected for so long most people forgot it still existed.</p>
<img src="http://feeds.feedburner.com/~r/danb/~4/h1AFO2VnDns" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Musical Coffee Shop Chairs</title>
		<link>http://feedproxy.google.com/~r/danb/~3/B-wOfpCaWdw/</link>
		<comments>http://bednarski.us/danny/2009/10/03/musical-coffee-shop-chairs/#comments</comments>
		<pubDate>Sat, 03 Oct 2009 23:38:19 +0000</pubDate>
		<dc:creator>danny</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
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		<guid isPermaLink="false">http://bednarski.us/danny/2009/10/03/musical-coffee-shop-chairs/</guid>
		<description><![CDATA[I find it amazing that everyone appears to have a favorite seat at coffee shops. This afternoon, I took a small table with a lone blue metal folding chair. I bypassed the blue chair. Instead, I got permission from a man at the next table to take a  well worn but small, comfortable high [...]]]></description>
			<content:encoded><![CDATA[<p>I find it amazing that everyone appears to have a favorite seat at coffee shops. This afternoon, I took a small table with a lone blue metal folding chair. I bypassed the blue chair. Instead, I got permission from a man at the next table to take a  well worn but small, comfortable high back chair. Immediately after I sat down, but before I could get out my computer, another man came for that metal folding chair. He chose that blue chair over other closer empty chairs. And in the background, others swapped out the inferior (in their minds) for more desirable chairs. </p>
<p>My next move will be to claim the table from the man who let me take this chair. I think his chair is more comfortable, too. <img src='http://bednarski.us/danny/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' />  </p>
<img src="http://feeds.feedburner.com/~r/danb/~4/B-wOfpCaWdw" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Sansa: Blue Ring of Death</title>
		<link>http://feedproxy.google.com/~r/danb/~3/Y8cA26MCpuM/</link>
		<comments>http://bednarski.us/danny/2009/09/10/sansa-blue-ring-of-death/#comments</comments>
		<pubDate>Fri, 11 Sep 2009 05:58:10 +0000</pubDate>
		<dc:creator>danny</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bugfix]]></category>
		<category><![CDATA[hardware]]></category>
		<category><![CDATA[rockbox]]></category>
		<category><![CDATA[sansa]]></category>
		<category><![CDATA[ubuntu]]></category>

		<guid isPermaLink="false">http://bednarski.us/danny/?p=836</guid>
		<description><![CDATA[My Sansa e280 player seemingly died a few weeks ago. It suffered from the dreaded &#8220;blue ring of death&#8221; &#8211; when the screen is black and the blue control ring is lit. I was mad. I still am mad. I was given no warning.
It took hours of head banging and research to troubleshoot, find the [...]]]></description>
			<content:encoded><![CDATA[<p>My Sansa e280 player seemingly died a few weeks ago. It suffered from the dreaded &#8220;blue ring of death&#8221; &#8211; when the screen is black and the blue control ring is lit. I was mad. I still am mad. I was given no warning.</p>
<p>It took hours of head banging and research to troubleshoot, find the cause, and fix it. So if you find yourself with the blue ring of death then do the following:</p>
<ol>
<li>Get yourself on a computer running linux. It is free and its windows versions operate like a cross between Mac OSX (a linux distribution) and Microsoft Windows. I find it is just as stable as Windows but with a better price tag (free) and just as much software (also free). I currently use the Ubuntu flavor of linux -Â <a title="ubuntu linux" href="http://www.ubuntu.com/"> http://www.ubuntu.com/</a> It is not hard to install yourself.</li>
<li>Open a terminal and run these two commands:
<ol>
<li><strong>sudo lsusb</strong></li>
<li><strong>sleep 10 &amp;&amp; dmesg |tail</strong></li>
</ol>
</li>
<li>If your computer recognizes your Sansa then you likely have a software problem. In which case, those commands will return lines that mention Sansa. A good place to start is <a title="fix my sansa" href="http://fixmysansa.blogspot.com/">http://fixmysansa.blogspot.com/</a> and the <a title="Rockbox forums" href="http://forums.rockbox.org/">Rockbox forums</a> (search for &#8220;blue ring death&#8221;). You will likely need to set the sansa to <a title="Rockbox: Manufacturing Mode" href="http://www.rockbox.org/twiki/bin/view/Main/SansaE200Unbrick#Manufacturing_Mode">manufacturing mode</a>.</li>
<li>If your computer does not recognize your Sansa, those commands will not return a line that says &#8216;Sansa.&#8217; In which case, unscrew the cover over the battery compartment and press down on the little black rubber nub just above the battery. Behind the rubber nub is the flash memory chip. For some reason or another, the flash memory module may disconnect itself from the Sansa. <em>See</em>: <a title="Rockbox forums: memory module and blue ring thread" href="http://forums.rockbox.org/index.php?topic=21908.msg151537#msg151537">http://forums.rockbox.org/index.php?topic=21908.msg151537#msg151537</a></li>
<li>If you don&#8217;t have either of those problems post your issue to the Rockbox forums. It seems people are always willing to help. Paste as much detail as you can including the output from the two linux commands above.</li>
</ol>
<p>For me, pushing the little rubber nub fixed my sansa e280. Its memory chip apparently became dislodged.</p>
<p>BTW: It can get worse. I busted the lcd screen yesterday; now it is an expensive flash drive. <img src='http://bednarski.us/danny/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
<p>UPDATE: I spoke too soon. My player still works, even with a broken LCD screen. I installed the <a title="Rockbox: Voice" href="http://www.rockbox.org/twiki/bin/view/Main/VoiceHowto">Rockbox voice file </a>and presto, whamo, voila! It works again, albeit without any visual menus. The voice option is provided as an accessiblity feature so blind and other sight impaired users can use an MP3 player running Rockbox. Surprisingly, Sansa&#8217;s OEM firmware does not provide screen reader or voice capabilities thus shutting out a large, potential market. Next, I&#8217;ll need to take some time to disconnect the lcd so it stops draining power. Maybe I&#8217;ll even get another few off eBay for a few dollars apiece for backup and to give away.</p>
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		<title>Protected: Numbers</title>
		<link>http://feedproxy.google.com/~r/danb/~3/1ZY-X5RDCVs/</link>
		<comments>http://bednarski.us/danny/2009/08/22/numbers/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 09:05:19 +0000</pubDate>
		<dc:creator>danny</dc:creator>
				<category><![CDATA[Casimir]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[sprout]]></category>

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		<title>Protected: breakfast</title>
		<link>http://feedproxy.google.com/~r/danb/~3/JOOg0hzIsps/</link>
		<comments>http://bednarski.us/danny/2009/06/17/breakfast/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 08:09:41 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<title>Protected: The Greatest Compliment – A Bittersweet Moment</title>
		<link>http://feedproxy.google.com/~r/danb/~3/w25SjuJAfEk/</link>
		<comments>http://bednarski.us/danny/2009/06/13/the-greatest-compliment-a-bittersweet-moment/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 08:39:41 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<title>Protected: baby faces</title>
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		<comments>http://bednarski.us/danny/2009/05/31/baby-faces/#comments</comments>
		<pubDate>Sun, 31 May 2009 23:07:59 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<title>May 19, 2009 Special Election</title>
		<link>http://feedproxy.google.com/~r/danb/~3/-oNDun9Lr0U/</link>
		<comments>http://bednarski.us/danny/2009/05/09/may-19-2009-special-election/#comments</comments>
		<pubDate>Sat, 09 May 2009 10:04:21 +0000</pubDate>
		<dc:creator>danny</dc:creator>
				<category><![CDATA[law school]]></category>
		<category><![CDATA[policy]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[california]]></category>
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		<guid isPermaLink="false">http://bednarski.us/danny/?p=798</guid>
		<description><![CDATA[I am voting NO on all of the propositions in the May 19, 2009 special election. The legislature needs to do the job it was elected to do. If not, then every one of them not willing to compromise in good faith should resign.
What will it take for the California legislature to do its job? [...]]]></description>
			<content:encoded><![CDATA[<p>I am voting NO on all of the propositions in the May 19, 2009 special election. The legislature needs to do the job it was elected to do. If not, then every one of them not willing to compromise in good faith should resign.</p>
<p>What will it take for the California legislature to do its job? Instead of passing a budget, it delayed the hardest decisions and deferred to voters. At what cost? The propositions do not even balance the budget or structurally change how budgets are made or how money is spent. The propositions only move money from one set of pots to to another in a apparently symbolic move. It is like moving deck chairs on the Titantic as cold Atlantic waters stream into a big gash in the side of the boat. Hello, there are structural problems causing California&#8217;s budget woes! Worse, these are temporary measures that delay or exacerbate the problems faced by the state government. Really, what do passing these initiatives get us?</p>
<p>via <a href="http://www.latimes.com/news/local/la-me-legis2-2009may02,0,7379013.story">California Legislature: Where cost-cutting plans go to die &#8211; Los Angeles Times</a>.</p>
<blockquote><p>&#8220;Republicans pitched most of the plans to help deal with the deficit &#8212; which is expected to hit $8 billion by summer &#8212; but even some from moderate Democrats were rejected.</p>
<p>&#8230;</p>
<p>State officials have projected the midyear budget shortfall as a result of the recession. And if voters reject the budget-related ballot measures in the May 19 special election, the deficit could top $14 billion.&#8221;</p></blockquote>
<p>via <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2009/05/07/BA5217GH7A.DTL">State will need to borrow more than $20 billion</a> S.F. Chronicle.</p>
<blockquote><p>&#8220;California will have to borrow more than $20 billion unless state leaders close another multibillion-dollar deficit that will deepen if voters reject budget-related ballot measures on May 19, according to a report Thursday by the nonpartisan Legislative Analyst&#8217;s Office.</p>
<p>&#8230;</p>
<p>In addition, California may have to pay hundreds of millions of dollars in additional borrowing costs as a result of the banking crisis. In previous years, the state was able to secure lower interest rates by purchasing loan guarantees from commercial banks.</p>
<p>But banks have told state finance officials that they can at best back about $1 billion in loans, far short of the state&#8217;s borrowing needs, said Tom Dresslar, a spokesman for state Treasurer Bill Lockyer.&#8221;</p></blockquote>
<p>The articles say so much more than what I flash here. Really, they are worth reading to educate yourself. Really, these propositions do little to help the situation.</p>
<p>via <a href="http://www.lao.ca.gov/2009/stadm/cash_flow_update/cash_flow_update_050709.aspx">Californiaâ??s Cash Flow Crisis: May 2009 Update</a>.</p>
<blockquote><p>Without significant budget-balancing and cash management actions by the Legislature or unprecedented borrowing from the short-term credit markets, the state will not be able to pay many of its bills on time for much of 2009-10.</p></blockquote>
<ul>
<li><strong>$23 billion: </strong>Amount in loans from private investors needed in the fiscal year beginning July 1 if voters reject the May 19 ballot measures and the Legislature does not act;</li>
<li><strong>$17 billion: </strong>Amount in loans from private investors needed if voters approve the ballot measures</li>
<li><strong>$14 billion: </strong>Budget shortfall if voters reject Propositions 1C, 1D and 1E (i.e. the measures bring in $6 billion to budget).</li>
<li><strong>$8 billion: </strong>Budget shortfall if voters approve Props. 1C, 1D and 1E</li>
</ul>
<p>And here are highlights from the <a title="California Secretary of State Official Voter Guide" href="http://www.voterguide.sos.ca.gov/">Official Voter Information Guide</a> distributed by the Secretary of State followed by my commentary, labeled [DFB]. Highlights are mine.</p>
<p><a title="Voter Guide: 1A" href="http://www.voterguide.sos.ca.gov/title-sum/prop1a-title-sum.htm">Proposition 1A</a>:</p>
<ul>
<li> &#8220;Possible greater state spending on repaying budgetary borrowing and debt, infrastructure projects, and temporary tax relief. In some cases, this would mean <strong>less money available for ongoing spending</strong>.&#8221;</li>
<li> [DFB] In other words, we will borrow money now but we will be required to pay more for debt servicing and paying interest on that debt in future budgets. Moreover, we will need to cut spending in <strong>future</strong> years to pay for our budget woes now. Where will that money come from?</li>
</ul>
<p><a title="Voter Guide: 1b" href="http://www.voterguide.sos.ca.gov/title-sum/prop1b-title-sum.htm">Proposition 1B</a>: Fiscal Impact:</p>
<ul>
<li> &#8220;Potential state savings of up to several billion dollars in 2009â??10 and 2010â??11.&#8221;"Potential state costs of billions of dollars annually thereafter. &#8220;</li>
<li> [DFB] There are no estimates attached to this future cost. The voter guide says &#8220;it is difficult to know how this measure would change the state&#8217;s finances.&#8221; Voter Guide, page 21.</li>
</ul>
<p><a title="Voter Guide: 1c" href="http://www.voterguide.sos.ca.gov/title-sum/prop1c-title-sum.htm">Proposition 1C</a>:</p>
<ul>
<li> &#8220;Impact on 2009â??10 State Budget: Allows $5 billion of borrowing from future lottery profits to help balance the 2009â??10 state budget.&#8221;</li>
<li> &#8220;Impact on Future State Budgets: Debt-service payments on the lottery borrowing and higher payments to education <strong>would likely make it more difficult to balance future state budgets</strong>. This impact would be lessened by potentially higher lottery profits. Additional lottery borrowing would be allowed. &#8220;</li>
<li> [DFB] Get this part: &#8220;would likely make it more difficult to balance future state budgets&#8221;? Yes, the authors of this measure are trying to address a difficult to pass budget by hamstringing future legislators by making it difficult to balance/pass future budgets. Isn&#8217;t that how we got into this mess? It infuriates me to no end to see this level of misfeasance. [bleeped out so I do not make a statement against my penal interests - sorry, I had a Criminal Procedure exam earlier this evening <img src='http://bednarski.us/danny/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> ]</li>
</ul>
<p><a title="Voter Guide: 1d" href="http://www.voterguide.sos.ca.gov/title-sum/prop1d-title-sum.htm">Proposition 1D</a>:</p>
<ul>
<li> &#8220;Redirects existing tobacco tax money to protect health and human services for children, including services for at-risk families, services for children with disabilities, and services for foster children. &#8220;</li>
<li> [DFB]: This is an example of moving money from one pot to another. It is temporary and lasts five years. What happens in five years? This whole mess begins anew.</li>
</ul>
<p><a title="Voter Guide: 1e" href="http://www.voterguide.sos.ca.gov/title-sum/prop1e-title-sum.htm">Proposition 1E</a>:</p>
<ul>
<li> &#8220;Amends Mental Health Services Act (Proposition 63 of 2004) to transfer funds, for a two-year period, from mental health programs under that act to pay for mental health services for children and young adults provided through the Early and Periodic Screening, Diagnosis, and Treatment Program.&#8221;</li>
<li> &#8220;The proposed temporary redirection in Proposition 63 funding would make less money available for mental health programs. To the extent that such programs are reduced, <strong>state and local governments could incur added costs </strong>for homeless shelters, social services programs, medical care, law enforcement, and county jail and state prison operations. The extent of these potential costs is unknown and would depend upon the specific programmatic changes that resulted from the redirection of Proposition 63 funding.&#8221;</li>
<li> [DFB] This is another temporary measure lasting two years that moves money from one pot to another. As the analysis shows, there is a big budget gap that will be left for cities and counties to make up, perhaps from thin air.</li>
</ul>
<p><a title="Voter Guide: 1f" href="http://www.voterguide.sos.ca.gov/title-sum/prop1f-title-sum.htm">Proposition 1F</a>:</p>
<ul>
<li> &#8220;Encourages balanced state budgets by preventing elected Members of the Legislature and statewide constitutional officers, including the Governor, from receiving pay raises in years when the state is running a deficit.&#8221;</li>
<li> &#8220;<strong>Minor state savings </strong>related to elected state officialsâ?? salaries in some cases when the state is expected to end the year with a budget deficit.&#8221;</li>
<li>[DFB] This is like being bitten by a minnow. A Delta smelt, perhaps? It lacks teeth big enough to pierce the skin. Worse, it will have a negligible effect on the budget. I&#8217;d rather see a sliding scale that forces the legislature to deliver a structurally balanced budget by July 1. Every week after would see a 10% reduction in pay for that period. If a legislator was paid $100,000 per year they would be paid based on $90,000/year the following week and $81,000/year the following week. At week 29, they would be paid based on $5,233/year salary. See the chart below. Now that ought to get their attention in contrast to the slap with the pinkie finger the legislature has given itself.</li>
</ul>
<p style="text-align: center;"><a title="graph by dfb, on Flickr" href="http://www.flickr.com/photos/geodanny/3514475061/"><img class="aligncenter" src="http://farm4.static.flickr.com/3389/3514475061_540b276d43_o.png" alt="graph" width="561" height="379" /></a></p>
<p>Of course I only cherry picked the items that caught my eye or that I should call attention to. Read the propositions yourself.</p>
<p>To be fair, voters are part of the problem. We have tied the hands of the legislature with proposition after proposition to support our pet projects, idealogical views, and pocket books. What we have collectively done is force legislators to do the equivalent of cloud seeding. Fortunately, we&#8217;ve had a prosperous enough time where money came easily in coincidental alignment with those revenue seeding experiments. Now, the magic is gone and we need to fess up to reality. Money does not grow on trees or fall from the sky. <a title="blog: california debt payments" href="http://bednarski.us/danny/2009/05/09/california-debt-payments/">Debt is not cheap</a>. And California&#8217;s budget is a briar patch that needs to be dethorned.</p>
<p>There should be no &#8220;third rail&#8221; to this debate. That overused political colloquism should go out the window in this conversation. There is nothing that should be held too sacred in conversations about how to fix &#8211; how to <strong>truly fix</strong> &#8211; the state budget. Prop 13, Prop 98, Prop XX, all need to be considered without reservations. It may take a vote of the people to undo some of the mess we created but at least put something valuable and constructive for us to debate and vote on instead of something from a sewage plant, spit-shined and treated like Cinderella&#8217;s glass slipper. At the end of the day, the conversation must be about the balance sheet: revenue versus expenditures; and how to make each more stable and controlled.</p>
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		<title>California Debt Payments</title>
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		<comments>http://bednarski.us/danny/2009/05/09/california-debt-payments/#comments</comments>
		<pubDate>Sat, 09 May 2009 09:54:37 +0000</pubDate>
		<dc:creator>danny</dc:creator>
				<category><![CDATA[politics]]></category>
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		<description><![CDATA[I personally do not mind paying taxes. After all, I prefer not to live in anarchy, like to drink clean water, drive the roads, ride the rail, etc. All those are paid by my tax dollars. That doesn&#8217;t mean don&#8217;t care where those tax dollars go. One place I do care about is how much [...]]]></description>
			<content:encoded><![CDATA[<p>I personally do not mind paying taxes. After all, I prefer not to live in anarchy, like to drink clean water, drive the roads, ride the rail, etc. All those are paid by my tax dollars. That doesn&#8217;t mean don&#8217;t care where those tax dollars go. One place I do care about is how much we pay for interest payments and loan servicing. In Sacramento, they call it Debt-Servicing.</p>
<p>As of November 2008, debt-servicing is expected to cost us about $6 billion this fiscal year, or about 5.8% of the state&#8217;s revenues. Since the early 1990&#8217;s debt-servicing generally cost between 3 and 5% of revenues. It is now expected to reach 9% or more in the next 5 years. And since the last set of projections made in November 2008, the special election was set and we are now urged to increase that debt service ratio further. Proposition 1C will <a title="Voter Guide: 1c" href="http://www.voterguide.sos.ca.gov/analysis/prop1c.htm">cost us $350 to $450 million more each year</a> for debt-servicing. The governor and Department of Water Resources are also drumming up support for <a title="aquafornia: peripheral canal" href="http://aquafornia.com/archives/category/delta-issues/peripheral-canal">$20 billion in upgrades</a> to our water infrastructure (<a title="wiki: peripheral canal" href="http://en.wikipedia.org/wiki/Peripheral_Canal">Peripheral Canal</a>, part II). That would potentially cost $1.3 billion per year more in debt servicing. Those are not figured into the numbers, either.</p>
<p>More costs are expected. Worse yet, CALPERS &#8220;has been reporting an expected rate of return of 7.75 percent for the past eight years, and 8 percent before that&#8230;. Its annual return during the decade from Dec. 31, 1998, to Dec. 31, 2008, has been 3.32 percent, and last year, when markets tanked, it lost 27 percent.&#8221; (<a title="bloomberg: pension time bomb" href="http://www.bloomberg.com/apps/news?pid=20601109&amp;sid=alwTE0Z5.1EA">via Bloomberg</a>). We&#8217;ll need to borrow to bail it out as well since the pension fund is guaranteed by the state treasury.</p>
<p>viaÂ  <a title="legislative analysts office fiscal projections" href="http://www.lao.ca.gov/2008/fiscal_outlook/fiscal_outlook_112008.aspx">California&#8217;s Fiscal Outlook: LAO Projections 2008-09 Through 2013-14</a> (issued Nov. 2008)</p>
<blockquote><p><em><strong>&#8220;The Spending Forecast.</strong></em> General Fund spending for debt service on bonds used to fund infrastructure is estimated to be $4.3 billion in 2007â??08, $5 billion in 2008â??09, and $5.9 billion in 2009â??10. In total, debt service is projected to grow at an annual pace of 9.9 percent annually over the forecast period.</p>
<p><em><strong>Debtâ??Service Ratio (DSR).</strong></em> [T]he ratio of annual General Fund debt-service costs to annual General Fund revenues and transfers [abbreviated DSR] &#8212; is often used as one indicator of the stateâ??s debt burden&#8230;. We estimate that:</p>
<p><img class="alignnone" src="http://www.lao.ca.gov/2008/fiscal_outlook/ch4_fig7.jpg" alt="Projected Debt-Service Ratio" width="495" height="433" /></p>
<ul>
<li> The DSR for infrastructure bonds will rise to 7.8 percent in 2011â??12 before falling to 7.5 percent by 2013â??14. Thereafter, it will steadily decline as outstanding bonds are paid off.</li>
<li> If the stateâ??s deficitâ??financing bonds (known as Economic Recovery Bonds) are included in DSR, it would peak at 9.4 percent in 2011â??12. It is anticipated that these bonds will be paid off following our forecast period, at which time the DSR will drop down to reflect only infrastructure bonds.</li>
</ul>
<p>As noted in the figure, the DSR we are projecting is considerably higher than in past years. In part, this reflects the sharp fallâ??off in General Fund revenues we are projecting, which has the effect of driving the ratio up for a given level of debt service. It also is important to note that to the extent additional bonds are authorized and sold in future years beyond those already approved, the stateâ??s debtâ??service costs and DSR would be higher than projected above. <strong>For example, each additional $1 billion of bonds authorized would add roughly $65 million annually to debtâ??service costs once they are sold</strong>.&#8221;</p></blockquote>
<p>Debt is not evil. It is not the work of the devil or some other unearthly creature.</p>
<p>Debt is a useful tool to people and governments to build infrastructure that costs a lot of money up front but lasts for many years and, more importantly, provide the tools necessary to build an economy. Using it to pay down past debts and for operating costs is a misallocation of resources. It puts a the state into a precarious perch and positioned for a spiral downward that is hard to recover from. We should all be mindful that, instead of paying for necessities such as teachers, police, and repaving, we will end up cutting services to pay for the extra debt payments. I think returning to the historical norm should be the goal and will allow us to build and restore infrastructure without putting on too much debt servicing burden.</p>
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		<title>Protected: The Last Conversation</title>
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		<comments>http://bednarski.us/danny/2009/05/06/the-last-conversation/#comments</comments>
		<pubDate>Thu, 07 May 2009 07:28:34 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<title>Catholic Bishops Lack Bark</title>
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		<comments>http://bednarski.us/danny/2009/05/02/catholic-bishops-lack-bark/#comments</comments>
		<pubDate>Sun, 03 May 2009 06:41:34 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<description><![CDATA[I think the Catholic bishops are wrong to complain about Notre Dame University inviting President Obama to speak at its commencement ceremonies and honoring him for his achievements. Unlike a church, a university is intended to be an open environment that is tolerant of many different viewpoints. Notre Dame and the dozens of other Catholic [...]]]></description>
			<content:encoded><![CDATA[<p>I think the Catholic bishops are wrong to complain about Notre Dame University inviting President Obama to speak at its commencement ceremonies and honoring him for his achievements. Unlike a church, a university is intended to be an open environment that is tolerant of many different viewpoints. Notre Dame and the <a title="wiki: Catholic colleges in the U.S." href="http://en.wikipedia.org/wiki/Category:Roman_Catholic_universities_and_colleges_in_the_United_States">dozens of other Catholic universities in the U.S.</a> have built well earned reputations as just such open environments.</p>
<p>Refusing to invite a diverse set of speakers based on a singular issue is clueless, as one bishop characterized Notre Dame&#8217;s decision. Do the bishops intend to expel all faculty, students, and staff who disagree with their position on abortion? Will they insist Notre Dame hold back degrees of students who <a title="blog: priest says no communion if you voted for Obama" href="http://bednarski.us/danny/2008/11/13/sc-priest-no-communion-for-obama-supporters-yahoo-news/">voted for Obama</a>, have had an abortion, supported a friend who had an abortion, or are supportive of a woman&#8217;s right to choose? Until they are ready to do either or both, then the bishops should let <a title="wiki: Catholic colleges in the U.S." href="http://en.wikipedia.org/wiki/Category:Roman_Catholic_universities_and_colleges_in_the_United_States">Catholic universities</a> remain open academic environments, confer honorary degrees based on objective standards, and invite any speakers chosen by the school. God forbid the bishops should take any affirmative steps toward either action because we might just see an outright revolt by university trustees in addition to students choosing other universities. I, for one, would then not qualify to earn a law degree from <a title="graduating December 2009" href="http://law.scu.edu">Santa Clara Law School</a> as I hold similar views to Mr. Obama with regard to a woman&#8217;s right to choose and stem cell research.</p>
<p>Need I even go so far as to point out that the bishops are not speaking from a very good spiritual position and the church is already struggling for relevance. This is, after all, the same set of bishops who played active roles in the still-fresh sexual abuse scandals.</p>
<p>AP, Y! News: <a href="http://news.yahoo.com/s/ap/20090503/ap_on_re_us/us_rel_bishops_notre_dame;_ylt=AqAf_OQuN9z0EaKbthmj954DW7oF">Notre Dame&#8217;s Obama invite riles Catholic bishops</a>.</p>
<p style="padding-left: 30px;">This coming week, Bishop Thomas Wenski of the Roman Catholic Diocese of Orlando, Fla., will take the unusual step of celebrating a Mass of Reparation, to make amends for sins against God.</p>
<p style="padding-left: 30px;">The motivation: to provide an outlet for Catholics upset with what Wenski calls the University of Notre Dame&#8217;s &#8220;clueless&#8221; decision to invite President Barack Obama to speak at its commencement and receive an honorary doctorate May 17.</p>
<p style="padding-left: 30px;">The nation&#8217;s flagship Catholic university&#8217;s honoring of a politician whose abortion rights record clashes with a fundamental church teaching has triggered a reaction among the nation&#8217;s Catholic bishops that is remarkable in scope and tone, church observers say.</p>
<p style="padding-left: 30px;">At least 55 bishops have publicly denounced or questioned Notre Dame in recent weeks, employing an arsenal of terms ranging from &#8220;travesty&#8221; and &#8220;debacle&#8221; to &#8220;extreme embarrassment.&#8221;</p>
<p style="padding-left: 30px;">The bishops&#8217; response is part of a decades-long march to make abortion the paramount issue for their activism, a marker of the kind of bishops Rome has sent to the U.S. and the latest front in a struggle over Catholic identity that has exposed rifts between hierarchy and flock.</p>
<p style="padding-left: 30px;">Bishops who have spoken out so far account for 20 percent of the roughly 265 active U.S. bishops â?? a minority, but more than double the number who suggested five years ago that then-Democratic presidential hopeful and Catholic John Kerry should either be refused Communion or refrain from it because of his abortion stance.</p>
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		<title>Protected: Brag Time</title>
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		<pubDate>Sun, 03 May 2009 00:15:19 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<title>Protected: baby in translation</title>
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		<pubDate>Fri, 24 Apr 2009 07:41:46 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<title>Protected: Water, Please</title>
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		<pubDate>Sun, 12 Apr 2009 06:47:02 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<title>Protected: hi, tortured laughter, and bye</title>
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		<pubDate>Mon, 23 Mar 2009 18:56:23 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<title>My draft opinion holding up FCC v. Fox</title>
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		<pubDate>Wed, 18 Mar 2009 20:00:30 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<description><![CDATA[My Administrative Law take-home midterm asked that I step into the shoes of a Supreme Court clerk and draft an opinion for FCC v. Fox, the fleeting expletives case. Naturally, because it is for Admin Law, it does not address the First Amendment issues that I think the Court should address. I liked the assignment [...]]]></description>
			<content:encoded><![CDATA[<p style="margin-bottom: 0in; line-height: 200%;" align="left">My Administrative Law take-home midterm asked that I step into the shoes of a Supreme Court clerk and draft an opinion for FCC v. Fox, the fleeting expletives case. Naturally, because it is for Admin Law, it does not address the First Amendment issues that I think the Court should address. I liked the assignment since it made me think long and hard about the legal issues involved.</p>
<p style="margin-bottom: 0in; line-height: 200%;" align="left">I. Draft decision upholding Fox, 489 F.3d 444 (2nd Cir. 2008), with regard to A.P.A. issues.</p>
<p style="margin-bottom: 0in; line-height: 200%;" align="left">A. Statutory Interpretation</p>
<p style="text-indent: 0.49in; margin-bottom: 0in; line-height: 200%;" align="left">We find that the FCC impermissibly changed its interpretation of the term &#8216;indecent&#8217; as used in the governing statute, 18 U.S.C. Â§ 1464, which bars indecent content from broadcast radio and television.</p>
<p style="text-indent: 0.49in; margin-bottom: 0in; line-height: 200%;" align="left">In the order at issue, the FCC changed not only its policy toward indecent content but its interpretation of the term &#8216;indecent&#8217; provided in the statute, 18 U.S.C. Â§ 1464. As such, the <em>Chevron v. Natural Res. Defense Council, Inc., </em><span style="font-style: normal;">467 U.S. 837 (1984) framework governs our review of the Commission&#8217;s construction. Congress has delegated to the Commission the authority to â??execute and enforceâ? the Communications Act, 47 U.S.C.  Â§ 151, which provides the FCC with power to regulate indecent content on broadcast radio and television. The Commission has the power to deliver administrative sanctions, such as sending cease and desist orders or revoking licenses, 47 U.S.C.  Â§ 312, and also to assess criminal forfeiture penalties, 47 U.S.C. Â§503(b)(1)(D). </span></p>
<p style="text-indent: 0.49in; margin-bottom: 0in; line-height: 200%;" align="left"><em>Chevron</em> established a familiar two-step procedure for evaluating whether an agency&#8217;s interpretation of a statute is lawful. <em>Nat&#8217;l Cable and Telecommunications Assoc. v. Brand X Internet Svc.</em>, 545 U.S. 967, 986 (2005). As a first step we ask whether the statute&#8217;s plain terms â??directly address the precise question at issue.â? <em>Brand X</em> at 986. If the statute is ambiguous on the point, we defer, at step two, to the agency&#8217;s interpretation so long as the construction is a â??reasonable policy choice for the agency to make.â? <em>Id</em>.</p>
<p style="text-indent: 0.49in; margin-bottom: 0in; line-height: 200%;" align="left"><a name="mDocumentText_ctl00_mTextDisplay"></a> In the first step of the <em>Chevron </em><span style="font-style: normal;">analysis, we look at whether the statute directly defines the term &#8216;indecent&#8217; or if the term, as used, is ambiguous. The statute, 18 U.S.C. Â§ 1464, states in full: &#8220;Whoever utters any obscene, indecent, or profane language by means of radio communication shall be fined under this title or imprisoned not more than two years, or both.&#8221; It is clear that Congress intended that no indecent language be used in radio communication but we find that indecent is not clearly defined thus leaving this portion of the statute ambiguous.<a class="sdfootnoteanc" name="sdfootnote1anc" href="#sdfootnote1sym"><sup>1</sup></a> The ambiguous nature of the term can be seen in </span><em>FCC v. Pacifica Foundation, </em><span style="font-style: normal;">438 U.S. 726 (1978), in which the plurality opinion and concurrence had two different ideas about what qualified as indecent. Both felt the term meant â??patently offensiveâ? but differed in opinion about what qualified as such. The plurality opinion identified the plain meaning of indecent as â??merely referring to nonconformance with accepted standards of moralityâ? </span><em>Pacifica </em><span style="font-style: normal;">at 741 and merely accepted that it was equivalent to patently offensive. The concurrence felt the term was more narrow, finding that the George Carlin monologue could be classified as &#8220;indecent&#8221; only because &#8220;the language employed is vulgar and offensive&#8230; [and] was repeated over and over as a sort of verbal shock treatment.&#8221; 438 U.S. At 757. (Powell, J., concurring). It is also through the ambiguous nature of the term indecent that the Commission&#8217;s rules operate and why it felt it necessary to change its policy as to what qualified. </span></p>
<p style="text-indent: 0.49in; margin-bottom: 0in; line-height: 200%;" align="left">We next proceed to step two of the <em>Chevron </em><span style="font-style: normal;">analysis. </span>If the statute is ambiguous on the point, we defer to the agency&#8217;s interpretation so long as the construction is a â??reasonable policy choice for the agency to make.â? <em>Chevron&#8217;s</em><span style="font-style: normal;"> premise is that it is for agencies, not courts, to fill statutory gaps. </span><em>Brand X</em><span style="font-style: normal;"> at  972. </span> If Congress has explicitly left a gap for the agency to fill, there is an express delegation of authority to the agency to elucidate a specific provision of the statute by regulation. <em>Brand X</em> at 844. Such legislative regulations are given controlling weight unless they are arbitrary, capricious, or manifestly contrary to the statute. When the legislative delegation to an agency is implicit, a court may not substitute its own construction of a statutory provision for a reasonable interpretation made by the administrator of an agency. <em>Brand X</em> at 844. This is true, even when the agency is changing rules, policies, and how it interprets a statute. <em>Chevron</em> at 863. Such a change, however, must provide a reasoned analysis to depart from prior precedent.</p>
<p style="text-indent: 0.49in; margin-bottom: 0in; line-height: 200%;" align="left">Here, the Commission has an implicit delegation to fill the statutory gap with regard to what is indecent. Through that delegation, the Commission changed how it interprets the term indecent to have a broader meaning than it had used in the past. Previously, the Commission had held that language was indecent if used to depict or describe sexual or excretory activities. In the order at issue, the Commission broadened the meaning of indecent when it determined that all uses of the words â??fuckâ? (the &#8220;F-Word&#8221;) and â??shitâ? (the &#8220;S-Word&#8221;) in all contexts depict or describe such activity. <em>Golden Globes Order</em>, 19 F.C.C.R. 4975, 4978. This is the case, with a single, isolated non-literal utterance of the word. For example, Bono&#8217;s statement, â??really, really fucking brilliant,â? in reaction to winning a Golden Globe award is considered indecent, although his use of the word did not involve sexual or excretory functions. <em>Golden Globes Order </em><span style="font-style: normal;">at </span>4975. As pointed out by the lower court, prior to the <em>Golden Globes</em> decision the FCC had consistently taken the view that isolated, non-literal, fleeting expletives did not run afoul of its indecency regime. <em>Fox Television Stations, Inc. v. FCC</em>, 489 F.3d 444,455 (2nd Cir. 2007).</p>
<p style="text-indent: 0.49in; margin-bottom: 0in; line-height: 200%;" align="left">We find that the Commission provided very limited reasoning as to its new, broader interpretation of the term indecent.<a class="sdfootnoteanc" name="sdfootnote2anc" href="#sdfootnote2sym"><sup>2</sup></a> Rather, it largely relied on its dismissal of previous interpretations of the term indecent as dicta and staff letters. It did provide some reason why it was changing policy with regard to how it would enforce the rule, however it did not discuss its new interpretation of the statute.<a class="sdfootnoteanc" name="sdfootnote3anc" href="#sdfootnote3sym"><sup>3</sup></a> The Commission simply announced that the &#8220;core meaning&#8221; of certain expletives is always indecent (<em>Golden Globes</em><span style="font-style: normal;"> at 4978)</span>, thus expanding the definition of the term indecent, although it had repeatedly held those same terms not indecent in the past.</p>
<p style="margin-bottom: 0in; line-height: 200%;" align="left">
<p style="margin-bottom: 0in; line-height: 200%;" align="left">B. Substantive Decision</p>
<p style="text-indent: 0.5in; margin-bottom: 0in; line-height: 200%;" align="left">Furthermore, we also find that the Commission failed to provide an adequately reasoned analysis for its change in policies and rules with regard to its its interpretation of the statute.</p>
<p style="text-indent: 0.5in; margin-bottom: 0in; line-height: 200%;" align="left">When an agency undertakes &#8220;a reversal of policy,&#8221; the APAâ??s mandate of reasoned decision making requires it to &#8220;adequately explain the reasons&#8221; for the change. <em>Brand X</em> at 981. Moreover, &#8220;[a]n agencyâ??s failure to come to grips with conflicting precedent constitutes an inexcusable departure from the essential requirement of reasoned decision making.&#8221; Ramaprakash v. FAA, 346 F.3d 1121, 1125 (D.C. Cir. 2003) (Roberts, J.).</p>
<p style="text-indent: 0.5in; margin-bottom: 0in; line-height: 200%;" align="left">Here, the Commission failed to provide a rational connection to between the â??first blowâ? theory its policies regarding fleeting expletives or provide adequate reasoning to explain away the conflict between its current policy to consider a fleeting expletive a harmful â??first blowâ? and the prior 30 years when it did not.  As pointed out in the court below, there is no identifiable or judicially manageable standard provided by the Commission for the first blow theory underlying its policy change. The Commission held that it had changed the definition of what it considers indecent to include all uses of the F-Word and S-Word to protect viewers (including children) from taking the first blow when an expletive is used. It then provided exemptions for some uses of expletives but not others. For example, it provided exemptions for expletive used during the Early Show and the movie Saving Private Ryan but not for the same expletives used during the Billboard Music Award programs. In which case, the Commission&#8217;s justifications relying upon the â??first blowâ? theory were undermined. Viewers to each program still took the â??first blowâ? and were subjected to the offending word(s). In each case, the Commission subjectively determined whether that particular instance was more deserving of an exemption than the others. It is unclear what standards the Commission used for each determination.</p>
<p style="text-indent: 0.5in; margin-bottom: 0in; line-height: 200%;" align="left">The decision by the lower court is affirmed and this matter remanded to the Commission.</p>
<div id="sdfootnote1">
<p class="sdfootnote"><a class="sdfootnotesym" name="sdfootnote1sym" href="#sdfootnote1anc">1</a>We 	intentionally do not address any constitutionality in this portion 	of our opinion. We assume, for sake of argument that this statute 	and the Commission&#8217;s rules with regard to indecent content are are 	Constitutional.</p>
</div>
<div id="sdfootnote2">
<p style="margin-bottom: 0in; line-height: 100%;" align="left"><a class="sdfootnotesym" name="sdfootnote2sym" href="#sdfootnote2anc">2</a> This Court cannot substitute a reasoned basis for the agency action 	if the agency did not proffer it first. Courts confine evaluations 	of agency action to reasons articulated by the agency itself. <em>State 	Farm</em> at 50. <em>See also Chenery</em> (&#8220;the agency has relied 	on factors which Congress has not intended it to consider, entirely 	failed to consider an important aspect of the problem, offered an 	explanation for its decision that runs counter to the evidence 	before the agency, or is so implausible that it could not be 	ascribed to a difference in view or the product of agency expertise. 	The reviewing court should not attempt itself to make up for such 	deficiencies; we may not supply a reasoned basis for the agency&#8217;s 	action that the agency itself has not given.&#8221;).</p>
</div>
<div id="sdfootnote3">
<p style="margin-bottom: 0in; line-height: 100%;" align="left"><span style="font-size: x-small;"><a class="sdfootnotesym" name="sdfootnote3sym" href="#sdfootnote3anc">3</a> The dissent argues that the Commission did not change its 	interpretation of the statute and merely changed its enforcement 	policies based on how it had always defined the term indecent. The 	issue in this case is whether the FCC has adequately explained its 	decision to broaden the definition of &#8220;indecent&#8221; when it 	abandoned a standard limited to &#8220;verbal shock treatment&#8221; 	based on sexual or excretory function in favor of a presumption of 	indecency that must be rebutted with specific mitigating 	circumstances. </span></p>
<p style="margin-bottom: 0in; line-height: 100%;" align="left">*Update:* The real Supreme Court disagrees with me. Justice Scalia, joined by 4 other justices, said that the FCC adequately followed the Administrative Procedures Act (A.P.A.) and declined to rule on the First Amendment issues. The matter was remanded to the appellate court, which can then reconsider the First Amendment issues.</p>
</div>
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		<title>Want a job?</title>
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		<comments>http://bednarski.us/danny/2009/03/17/want-a-job/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 21:53:25 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<description><![CDATA[Then don&#8217;t leave a longer than necessary or rambling voice mail. It leaves a bad impression.  
I need to take my own advice.    
]]></description>
			<content:encoded><![CDATA[<p>Then don&#8217;t leave a longer than necessary or rambling voice mail. It leaves a bad impression. <img src='http://bednarski.us/danny/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
<p>I need to take my own advice. <img src='http://bednarski.us/danny/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' />  <img src='http://bednarski.us/danny/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
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		<title>Andrew Ross Sorkin’s Case for Paying the A.I.G. Bonuses</title>
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		<comments>http://bednarski.us/danny/2009/03/17/andrew-ross-sorkins-case-for-paying-the-aig-bonuses/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 18:02:15 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<description><![CDATA[Andrew Ross Sorkin wrote the following in today&#8217;s NY Times with regard to why the A.I.G. bonuses should be paid:
via Dealbook &#8211; The Case for Paying the A.I.G. Bonuses &#8211; NYTimes.com.
â??This isnâ??t just a matter of dollars and cents,â? he said. â??Itâ??s about our fundamental values.â?
On that last issue, lawyers, Wall Street types and compensation [...]]]></description>
			<content:encoded><![CDATA[<p>Andrew Ross Sorkin wrote the following in today&#8217;s NY Times with regard to why the A.I.G. bonuses should be paid:</p>
<p style="padding-left: 30px;">via <a href="http://www.nytimes.com/2009/03/17/business/17sorkin.html?partner=rss&amp;emc=rss">Dealbook &#8211; The Case for Paying the A.I.G. Bonuses &#8211; NYTimes.com</a>.</p>
<p style="padding-left: 30px;">â??This isnâ??t just a matter of dollars and cents,â? he said. â??Itâ??s about our fundamental values.â?</p>
<p style="padding-left: 30px;">On that last issue, lawyers, Wall Street types and compensation consultants agree with the president. But from their point of view, the â??fundamental valueâ? in question here is the sanctity of contracts.</p>
<p style="padding-left: 30px;">That may strike many people as a bit of convenient legalese, but maybe there is something to it. If you think this economy is a mess now, imagine what it would look like if the business community started to worry that the government would start abrogating contracts left and right.</p>
<p style="padding-left: 30px;">As much as we might want to void those A.I.G. pay contracts, Pearl Meyer, a compensation consultant at Steven Hall &amp; Partners, says it would put American business on a worse slippery slope than it already is. Business agreements of other companies that have taken taxpayer money might fall into question. Even companies that have not turned to Washington might seize the opportunity to break inconvenient contracts.</p>
<p style="padding-left: 30px;">If government officials were to break the contracts, they would be â??breaking a bond,â? Ms. Meyer says. â??They are raising a whole new question about the trust and commitment organizations have to their employees.â? The auto industry unions are facing a similar issue â?? but the big difference is that there is a negotiation; no one is unilaterally tearing up contracts.&#8221;</p>
<p>One word comes to mind: FRAUD.</p>
<p>A.I.G. committed fraud in the worst way and the bonuses are based on fraud. Accounting fraud, insurance fraud, whatever you name it, fraud took down A.I.G. As an insurance company, A.I.G. is obligated to retain a certain level of capital reserves from which to pay its obligations. Instead, it appears A.I.G. kept little to no capital reserves for insurance contracts it wrote for securities. The money it received from those insurance contracts was looted by its executives through excessive compensation and bonuses. As a result, A.I.G. lacked necessary funds to pay the beneficiaries of those insurance contracts when the insurance notes came due.</p>
<p>A basic tenet of contract law says that contracts based on fraud are not enforceable. Those bonus contracts should be presumed unenforceable until it is clear the recipients were not party to the fraud and actually earned the bonuses received.</p>
<p>I would like to see a real investigation led by<a href="http://www.law.umkc.edu/faculty/black.htm"> William K. Black</a> to determine what exactly went on at A.I.G. and when the executives and other employees knew or should have known they were committing fraud. I find it shocking the Feds have not already begun a thorough investigation into A.I.G. and other financial institutions to get to the bottom of the economic fiasco they caused. Until an investigation is completed, we should all presume fraud is involved.</p>
<p>Then again, I&#8217;m surprised A.I.G. wasn&#8217;t immediately placed into receivership, executive ranks fired, its counter-party contracts renegotiated through the receiver, and its assets sold off to the highest bidder to pay its obligations.</p>
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		<title>AP, Please Improve Your Reporting</title>
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		<pubDate>Mon, 09 Mar 2009 21:25:41 +0000</pubDate>
		<dc:creator>danny</dc:creator>
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		<description><![CDATA[With the demise of newspapers all around us, you&#8217;d think the AP could put out better articles. Case in point is an article circulated by the AP today with a headline that screams more Americans have no religion that in years past.
First off, the headline is misleading at best. A 0.8 percent increase really isn&#8217;t [...]]]></description>
			<content:encoded><![CDATA[<p>With the demise of newspapers all around us, you&#8217;d think the AP could put out better articles. Case in point is an article circulated by the AP today with a headline that screams more Americans have no religion that in years past.</p>
<p>First off, the headline is misleading at best. A 0.8 percent increase really isn&#8217;t the main gist of the article nor is it the most relevant factoid in the article.</p>
<p><a href="http://news.yahoo.com/s/ap/20090309/ap_on_re/rel_religious_america">More Americans say they have no religion</a> (AP via Y! News).</p>
<p style="padding-left: 30px;">&#8220;Fifteen percent of respondents said they had no religion, an increase from 14.2 percent in 2001 and 8.2 percent in 1990, according to the American Religious Identification Survey.&#8221;</p>
<p>Second, the article is poorly structured and misses key details that I expect an article like this to include. For example, what does it mean to not have a religion? Does it mean that person is an athiest and does not believe in a higher power? Does it mean a person is agnostic and chooses to not have a religion but believes in a higher power?</p>
<p>The article lacks a summary at the beginning to say in a nutshell what it is about or to provide a roadmap, is disjointed and provides related details in separate areas of the article, and lacks clear thought. I admit that I&#8217;m guilty of these violations at various times but I&#8217;m not a professional journalist paid to dispense the news.</p>
<p>Building on my first example, above, why is it that the 15 percent statement is separate from and not tied to the statement more than 8 paragraphs down about 12 percent of Americans believing in a higher power but not a personal God? It seems those stats go together but are not tied together or contrasted. So, is the 12 percent group a subset of the other? Are they separate groups? If a subset, what does that say about the remaining 3 percent? Other questions left unanswered include whether the study includes the same respondents from the earlier versions of the study, what answers respondents gave to why they changed religions, and what was done to accommodate people who did not speak English or Spanish in the sample population (is there underrepresentation in Buddhism, Hinduism, and Islams as a result?).</p>
<p>Please, don&#8217;t make me find and read the study to better understand for myself.</p>
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		<title>The Most Difficult Assignment</title>
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		<pubDate>Sun, 08 Mar 2009 09:44:16 +0000</pubDate>
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		<description><![CDATA[I always found self-assessments to be the most difficult work assignments possible. Cover letters for job applications run a close second. I&#8217;m currently working on a cover letter. 
]]></description>
			<content:encoded><![CDATA[<p>I always found self-assessments to be the most difficult work assignments possible. Cover letters for job applications run a close second. I&#8217;m currently working on a cover letter. </p>
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