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<channel>
	<title>Dan Grossman</title>
	
	<link>http://www.dangrossman.info</link>
	<description>Entrepreneur and web developer</description>
	<lastBuildDate>Mon, 14 May 2012 16:45:19 +0000</lastBuildDate>
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		<title>Life</title>
		<link>http://feedproxy.google.com/~r/DanGrossman/~3/h9Iv-pJdw7M/</link>
		<comments>http://www.dangrossman.info/2012/05/14/life/#comments</comments>
		<pubDate>Mon, 14 May 2012 16:45:19 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Stumbling]]></category>

		<guid isPermaLink="false">http://www.dangrossman.info/?p=1021</guid>
		<description></description>
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		<item>
		<title>Vanity plate</title>
		<link>http://feedproxy.google.com/~r/DanGrossman/~3/zCs2rUxDE2Y/</link>
		<comments>http://www.dangrossman.info/2012/04/12/vanity-plate/#comments</comments>
		<pubDate>Thu, 12 Apr 2012 07:01:51 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.dangrossman.info/?p=1014</guid>
		<description></description>
			<content:encoded><![CDATA[<p><img src="http://www.dangrossman.info/wp-content/uploads/altima.jpg" alt="Nissan Altima with Vanity Plate Reading &quot;AWIO COM&quot;" title="Nissan Altima with Vanity Plate Reading &quot;AWIO COM&quot;" width="612" height="612" class="alignnone size-full wp-image-1015" /></p>
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		<item>
		<title>TSA</title>
		<link>http://feedproxy.google.com/~r/DanGrossman/~3/_KhqJiu11gs/</link>
		<comments>http://www.dangrossman.info/2012/03/30/tsa/#comments</comments>
		<pubDate>Sat, 31 Mar 2012 02:49:07 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://www.dangrossman.info/?p=1011</guid>
		<description>That children are now being conditioned to allow strangers to shove hands down their pants, that young women are subjected to genital inspections before being allowed to pursue their careers, that innocent people are adopting poses of humiliation and surrender in response to barked commands, is such a great harm to our society that no [...]</description>
			<content:encoded><![CDATA[<blockquote><p>That children are now being conditioned to allow strangers to shove hands down their pants, that young women are subjected to genital inspections before being allowed to pursue their careers, that innocent people are adopting poses of humiliation and surrender in response to barked commands, is such a great harm to our society that no one with any sense of history could consider reducing the risk of an astronomically remote adverse event to be justification for TSA&#8217;s reprehensible actions. There&#8217;s just nothing to balance here. The harms are enormous, the benefits are make-believe. Disband the TSA, now.</p></blockquote>
<p><a href="https://www.economist.com/debate/days/view/822/CommentKey:1334691">Annapolis2 on Economist Debates: Airport Security</a></p>
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		<item>
		<title>Merchant accounts suck</title>
		<link>http://feedproxy.google.com/~r/DanGrossman/~3/Kq7VhC5-zgM/</link>
		<comments>http://www.dangrossman.info/2012/03/21/merchant-accounts-suck/#comments</comments>
		<pubDate>Thu, 22 Mar 2012 00:50:38 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://www.dangrossman.info/?p=1003</guid>
		<description>This is a partial list of the fees charged by my merchant account provider each month. Not only is the list of fees enormous and indecipherable, but ever-changing as well. 10 out of 12 months each year, my monthly statement starts with a notice of one of these many fees increasing, or a new one [...]</description>
			<content:encoded><![CDATA[<p>This is a partial list of the fees charged by my merchant account provider each month.</p>
<p><img src="http://www.dangrossman.info/wp-content/uploads/merchant2.png" alt="" title="merchant2" width="407" height="657" class="alignnone size-full wp-image-1004" style="border: 1px solid #ccc" /></p>
<p><img src="http://www.dangrossman.info/wp-content/uploads/merchant3.png" alt="" title="merchant3" width="465" height="149" class="alignnone size-full wp-image-1007" style="border: 1px solid #ccc" /></p>
<p>Not only is the list of fees enormous and indecipherable, but ever-changing as well. 10 out of 12 months each year, my monthly statement starts with a notice of one of these many fees increasing, or a new one being added. Continued use of my account is acceptance of these changes.</p>
<p><img src="http://www.dangrossman.info/wp-content/uploads/merchant1.png" alt="" title="merchant1" width="640" height="88" class="alignnone size-full wp-image-1005" /></p>
<p>It&#8217;s to the point that I&#8217;m paying more than 5% of my gross sales to various fees, despite originally being quoted a rate closer to 2%. Some of the fees seem simply made up, like the new $9/month flat fee masquerading as a &#8220;Customer Service Fee&#8221; even when I never contact customer service.</p>
<p>Can I take my business elsewhere to do better? Not really. My customers&#8217; cards are locked up in my payment gateway&#8217;s secure storage solution (Authorize.net&#8217;s CIM), and they do not transfer gateway accounts to different merchant accounts. If I wanted to move, all my subscription customers would have to provide new billing information to be stored at the new account; I would lose more than 5% of revenue doing that, as at least 5% are not heavy users and would probably let their subscription lapse instead of being hassled.</p>
<p>I&#8217;ve come to prefer third party payment processors like PayPal, Amazon Payments and Stripe to traditional merchant account providers. While comparing their marketing materials shows the third party processors to be more expensive, it&#8217;s not really true. PayPal takes a flat $0.30 + 2.2% out of every transaction. My account is nearing its 13th anniversary with them. My fees have gone down, not up, since joining.</p>
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		<item>
		<title>ISPs to start policing copyright</title>
		<link>http://feedproxy.google.com/~r/DanGrossman/~3/Emqn5jOw6FM/</link>
		<comments>http://www.dangrossman.info/2012/03/15/isps-to-start-policing-copyright/#comments</comments>
		<pubDate>Fri, 16 Mar 2012 01:05:59 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Stumbling]]></category>

		<guid isPermaLink="false">http://www.dangrossman.info/?p=1000</guid>
		<description>The content industries calls this scheme a “graduated response” plan, which will see Time Warner Cable, Cablevision, Comcast, Verizon, AT&amp;#038;T and others spying on users’ Internet activities and watching for potential copyright infringement. American ISPs to launch massive copyright spying scheme on July 12 The music and movie industries are relatively small in the grand [...]</description>
			<content:encoded><![CDATA[<blockquote><p>The content industries calls this scheme a “graduated response” plan, which will see Time Warner Cable, Cablevision, Comcast, Verizon, AT&#038;T and others spying on users’ Internet activities and watching for potential copyright infringement. </p>
<p><a href="http://www.rawstory.com/rs/2012/03/15/american-isps-to-launch-massive-copyright-spying-scheme-on-july-12/#.T2IMWLL_LKc.reddit">American ISPs to launch massive copyright spying scheme on July 12</a></p></blockquote>
<p>The music and movie industries are relatively small in the grand scheme of things, yet seem to exert inordinate power over policy makers, public and private alike. What other industry&#8217;s lobbies wield the power to write laws and have them enacted as treaty around the world? To have teens extradited for doing things that aren&#8217;t illegal in their home countries and have never set foot on US soil? To extract a royalty on every blank CD sold in a dozen countries because it might, potentially, be used to record a copy of one of their songs? And now, to convince national ISPs to spy on what webpages their customers view, to act as private police for this small group of companies?</p>
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		<item>
		<title>Power-sipping clouds of excited mercury gas</title>
		<link>http://feedproxy.google.com/~r/DanGrossman/~3/yvFjA4GOsvo/</link>
		<comments>http://www.dangrossman.info/2012/03/13/power-sipping-clouds-of-excited-mercury-gas/#comments</comments>
		<pubDate>Wed, 14 Mar 2012 01:45:35 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.dangrossman.info/?p=989</guid>
		<description>Thanks to my Belkin Conserve Insight, I know the exact power draw of virtually every electronic device and appliance in my house. I check power ratings on new gadgets I buy, and keep those I can&amp;#8217;t avoid like cable boxes on power strips I can switch off when not in use. I almost exclusively work [...]</description>
			<content:encoded><![CDATA[<p>Thanks to my <a href="http://www.amazon.com/gp/product/B003P2UMP8/ref=as_li_ss_tl?ie=UTF8&#038;tag=awio-20&#038;linkCode=as2&#038;camp=1789&#038;creative=390957&#038;creativeASIN=B003P2UMP8">Belkin Conserve Insight</a>, I know the exact power draw of virtually every electronic device and appliance in my house. I check power ratings on new gadgets I buy, and keep those I can&#8217;t avoid like cable boxes on power strips I can switch off when not in use. I almost exclusively work on a laptop computer that uses 80% less power than my desktop tower. My average electric bill for my 1900 ft<sup>2</sup> home is around $60 per month, and I both live and work here every day.</p>
<p>Naturally, I don&#8217;t buy incandescent lightbulbs. I replaced all those power-sucking filament burners with power-sipping clouds of mercury gas, also known as compact fluorescent bulbs. I don&#8217;t like CFLs; they&#8217;re too white, buzz when underpowered, flicker when poorly made and have a short working life if you turn them on and off too often. But they use 80% less power than the equivalent incandescent, so I have been buying them for years.</p>
<p>Finally, I can get rid of them.</p>
<p><img src="http://www.dangrossman.info/wp-content/uploads/lights.png" alt="LED bulbs" title="LED bulbs" width="640" height="200" class="alignnone size-full wp-image-990" /></p>
<p>As my current bulbs die I&#8217;m starting to replace them with LED bulbs. Decorative, candelabra and other low-wattage bulbs are just a few dollars each. 40-watt equivalent A9-shaped bulbs are <a href="http://www.homedepot.com/Electrical-Light-Bulbs-LED-Light-Bulbs/EcoSmart/h_d1/N-bm79Z4b8Z5yc1v/R-202188260/h_d2/ProductDisplay?catalogId=10053&#038;langId=-1&#038;storeId=10051">finally below $10 a piece</a>. I&#8217;m using them in dimmable fixtures with multiple bulbs where 40-watt equivalents are plenty bright.</p>
<p><a href="http://www.homedepot.com/h_d1/N-5yc1v/R-202530170/h_d2/ProductDisplay?catalogId=10053&#038;langId=-1&#038;keyword=philips%20led&#038;storeId=10051">Philips&#8217; 60-watt-equivalent LEDs</a>, the best incandescent-lookalikes in terms of color, brightness and spread while still clocking in at less wattage than a CFL are still a bit pricey at $25&#8230; but that&#8217;s still much less than last year, and the year before. By the time all my CFLs burn out, I&#8217;ll probably be able to pick those up for under $10 too. I look forward to that.</p>
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		<item>
		<title>Prescient post on old Usenet</title>
		<link>http://feedproxy.google.com/~r/DanGrossman/~3/CGMadnk1RkU/</link>
		<comments>http://www.dangrossman.info/2012/02/23/prescient-post-on-old-usenet/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 22:00:37 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Stumbling]]></category>

		<guid isPermaLink="false">http://www.dangrossman.info/?p=983</guid>
		<description>This project is experimental and of course comes without any warranty whatsoever. However, it could start a revolution in information access. &amp;#8212; Tim Berners-Lee, announcing the availability of the WorldWideWeb in 1991. Find other interesting, historic messages, from the first mentions of CDs and New Coke to Linux and AOL at the 20 Year Usenet [...]</description>
			<content:encoded><![CDATA[<blockquote><p>This project is experimental and of course comes without any warranty whatsoever. However, it could start a revolution in information access.</p></blockquote>
<p>&mdash; Tim Berners-Lee, <a href="https://groups.google.com/group/comp.sys.next.announce/browse_thread/thread/6af5808c84a771fc/042c02b1b5992dd3?pli=1">announcing the availability of the WorldWideWeb in 1991</a>.</p>
<p>Find other interesting, historic messages, from the first mentions of CDs and New Coke to Linux and AOL at the <a href="http://www.google.com/googlegroups/archive_announce_20.html">20 Year Usenet Timeline</a>.</p>
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		<item>
		<title>Bad bosses, clueless clients, and crazy customers</title>
		<link>http://feedproxy.google.com/~r/DanGrossman/~3/48C8rQVnbRM/</link>
		<comments>http://www.dangrossman.info/2012/02/19/bad-bosses-clueless-clients-and-crazy-customers/#comments</comments>
		<pubDate>Mon, 20 Feb 2012 02:21:48 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.dangrossman.info/?p=980</guid>
		<description>I love these sites. The Daily WTF Not Always Right Clients From Hell /dev/sigh</description>
			<content:encoded><![CDATA[<p>I love these sites.</p>
<p><a href="http://thedailywtf.com/">The Daily WTF</a></p>
<p><a href="http://notalwaysright.com/">Not Always Right</a></p>
<p><a href="http://clientsfromhell.net/">Clients From Hell</a></p>
<p><a href="http://www.devsigh.com/">/dev/sigh</a></p>
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		<item>
		<title>‘Colbert Report’ Suspends Production</title>
		<link>http://feedproxy.google.com/~r/DanGrossman/~3/LiQ_EBl1h88/</link>
		<comments>http://www.dangrossman.info/2012/02/17/colbert-report-suspends-production/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 06:04:40 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.dangrossman.info/?p=975</guid>
		<description>This late night snack purchase is my tribute to Stephen Colbert, one of my favorite entertainers, who&amp;#8217;s suspended his TV show to be with his sick mother. Source: &amp;#8216;Colbert Report&amp;#8217; Suspends Production</description>
			<content:encoded><![CDATA[<p><img src="http://www.dangrossman.info/wp-content/uploads/colbert.jpg" alt="" title="Stephen Colbert&#039;s Americone Dream" width="640" height="383" class="alignnone size-full wp-image-976" /></p>
<p>This late night snack purchase is my tribute to Stephen Colbert, one of my favorite entertainers, who&#8217;s suspended his TV show to be with his sick mother.</p>
<p>Source: <a href="http://www.huffingtonpost.com/2012/02/16/colbert-report-suspends-production_n_1280913.html" style="font-weight: bold">&#8216;Colbert Report&#8217; Suspends Production</a></p>
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		<item>
		<title>Bookmarkly</title>
		<link>http://feedproxy.google.com/~r/DanGrossman/~3/kzkIgLd3PcA/</link>
		<comments>http://www.dangrossman.info/2012/02/12/bookmarkly/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 02:57:15 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Code]]></category>

		<guid isPermaLink="false">http://www.dangrossman.info/?p=969</guid>
		<description>A visual bookmarking site written entirely in JavaScript &amp;#8212; node.js on the server and backbone.js on the client. The code behind the website is available on github.</description>
			<content:encoded><![CDATA[<p>A visual bookmarking site written entirely in JavaScript &mdash; <a href="http://nodejs.org/">node.js</a> on the server and <a href="http://backbonejs.org/">backbone.js</a> on the client. The code behind the website is available on github.</p>
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