Darwin's Finance

Individual Investors Make Terrible Decisions – So STOP Making Them!

Darwin — Sat, 29 Jun 2013 18:02:53 +0000

I just came across yet another report (Marketwatch) demonstrating the abysmal state of US retail investor performance compared to basically doing nothing. We just can’t help ourselves. Based on this latest research of 20 years of data, here are a few depressing facts: Over the past 20 years, while the S&P500 annualized return was 8.2%, […]

Individual Investors Make Terrible Decisions – So STOP Making Them! is an article from Darwin's Finance

Rates Are Finally Spiking – What it Means

Darwin — Fri, 31 May 2013 14:58:40 +0000

After years of (artificially) depressed interest rates on everything from US Treasuries to savings vehicles like money markets and CDs to borrowing rates for consumers, we finally saw a spike in interest rates in May. If rates keep rising at a similar rate in the coming months, there will be broad ripple effects in the […]

Rates Are Finally Spiking – What it Means is an article from Darwin's Finance

Why the Rich Keep Getting Richer

Darwin — Tue, 30 Apr 2013 20:29:21 +0000

There’s a recent headline making the rounds of late showing that the rich keep getting richer while the rest either tread water or fall behind. Consider this recent report by Pew Research and I’ll share my thoughts below: During the first two years of the nation’s economic recovery, the mean net worth of households in […]

Why the Rich Keep Getting Richer is an article from Darwin's Finance

How Obama Goosed the Jobs Numbers and Why It’s Much Worse Than Media Portrayals

Darwin — Fri, 29 Mar 2013 21:38:58 +0000

As long as I can remember, people have always complained about the accuracy of government-reported statistics and claims. For instance, every year, the government reports that the measure generally regarded as a barometer for inflation everyday Americans face, the CPI, is always much lower than people feel they’re experiencing in their everyday lives. Sure, while […]

How Obama Goosed the Jobs Numbers and Why It’s Much Worse Than Media Portrayals is an article from Darwin's Finance

Yahoo’s Work From Home Controversy – Thoughts and Your Opinions

Darwin — Tue, 26 Feb 2013 14:36:24 +0000

This past week, Yahoo’s CEO Marissa Mayer announced a ban on employees working from home. This, in a culture where many, many employees were used to doing this for years. Here are a few thoughts on this particular announcement, implications for businesses elsewhere and then I’ll share a few thoughts on my personal experience with […]

Yahoo’s Work From Home Controversy – Thoughts and Your Opinions is an article from Darwin's Finance

Advice to a New Investor

Darwin — Fri, 01 Feb 2013 01:45:01 +0000

Nothing gets a new investor more excited than reading glorious stories of great market picks, turning $50,000 into $1 Million and day trading in your pajamas for a living. I don’t mean to be a downer, but a pragmatist. Here are my learnings I felt worth sharing: Fees/Expenses Matter More Than Most Other Factors – […]

Advice to a New Investor is an article from Darwin's Finance

Manufacturing: What It’s Like to Work in a Factory, Why Jobs Are Leaving the US, and Trends

Darwin — Wed, 26 Dec 2012 21:44:48 +0000

Now that the election’s over, we can stop debating tax rates, repealing Obamacare and whether Mitt’s dog rode on the roof of his car. Aside from gun laws now – which DO require serious consideration, the other key issue both Americans and politicians should be focusing on is job creation. One of the key sectors […]

Manufacturing: What It’s Like to Work in a Factory, Why Jobs Are Leaving the US, and Trends is an article from Darwin's Finance

All Good Things Come to and End – Apple Implosion Reality Check

Darwin — Fri, 16 Nov 2012 02:23:28 +0000

No, I’m not giving up blogging! LOL; I’m talking about investing euphoria. Namely, Apple. Apple had grown to become the largest publicly traded stock in the world and a true household name over just the past few years. They’ve launched world-changing devices with huge profit margins and had the share price performance to prove it. […]

All Good Things Come to and End – Apple Implosion Reality Check is an article from Darwin's Finance

The Election and the Stock Market

Darwin — Fri, 26 Oct 2012 15:17:15 +0000

With the US Presidential election just weeks away, by now, you’re likely being bombarded with not only ads, but also, pundits surmising what a win or either candidate will do for various stocks, sectors or the stock market in general. While seeking to silence my own personal bias (although admittedly, I am relatively agnostic on […]

The Election and the Stock Market is an article from Darwin's Finance

5 Things I Didn’t Know About Being a Landlord Until Now

Darwin — Tue, 18 Sep 2012 19:54:40 +0000

I haven’t talked about my recent property investment too much, so I thought I’d share a brief background on the investment I made last year and then highlight a few things I wasn’t aware of going in that I wanted to pass on. Overall, it’s been a net neutral venture financially, but next year is […]

5 Things I Didn’t Know About Being a Landlord Until Now is an article from Darwin's Finance