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    <title>Personal Finance Education</title>
    <pubDate>Sun, 16 Nov 2025 12:07:51 +0000</pubDate>
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    <link>http://www.debtshepherd.com</link>
    <language>en-US</language>
    <copyright>2012 Debt Shepherd, All Rights Reserved</copyright>
    <docs>http://www.debtshepherd.com</docs>
    <itunes:summary>Money doesn't have to be a mystery.  It all starts with the basics.</itunes:summary>
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      <title>Debt Shepherd</title>
      <link><![CDATA[http://www.debtshepherd.com]]></link>
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    <itunes:author>Greg Whitaker</itunes:author>
		

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    <description>Teaching financial wellness &amp; promoting financial literacy.  Tired of the same old money advice from road weary gurus?  We talk about the math, yes, but this show focuses primarily on the psychology of money.  Usually the biggest obstacle to financial success is your current thinking.  Change your mind, change your money.</description>
    
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    <itunes:keywords>debt,freedom,personal,finance,education,personal,finance,education</itunes:keywords>

    

    
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    <itunes:subtitle>Teaching Financial Wellness</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>greg@debtshepherd.com</itunes:email><itunes:name>Greg Whitaker</itunes:name></itunes:owner><item>
      <title>Complicated is Expensive</title>
      <itunes:title>Complicated is Expensive</itunes:title>
      <pubDate>Sun, 11 Apr 2021 23:26:49 +0000</pubDate>
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      <description><![CDATA[<p>Governments dirty little secret revealed. And it's not complicated. How to break habitual reliance on government.</p> <p>Copyright 2021, As The Money Flows, All Rights Reserved</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Governments dirty little secret revealed. And it's not complicated. How to break habitual reliance on government. Copyright 2021, As The Money Flows, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Governments dirty little secret revealed. And it's not complicated. How to break habitual reliance on government. Copyright 2021, As The Money Flows, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>The Cost of Condoms</title>
      <itunes:title>The Cost of Condoms</itunes:title>
      <pubDate>Sun, 11 Apr 2021 18:39:03 +0000</pubDate>
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      <description><![CDATA[<p>America's welfare problem solved in less than 5 minutes.  It has nothing to do with government.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>America's welfare problem solved in less than 5 minutes.  It has nothing to do with government.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>America's welfare problem solved in less than 5 minutes.  It has nothing to do with government.</itunes:summary></item>
    
    <item>
      <title>The Wolf IS Wall Street - DSR 266</title>
      <itunes:title>The Wolf IS Wall Street - DSR 266</itunes:title>
      <pubDate>Sat, 30 Jan 2021 20:02:18 +0000</pubDate>
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      <description><![CDATA[<p>The Wolf is Wall Street. Finally, this criminal enterprise is being exposed for what it truly is: a casino. And the house never loses, until now.</p> <p>When you learn how much money has been stolen from Americans, it will piss you off in a way you can't begin to imagine.</p>]]></description>
      
      <content:encoded><![CDATA[<p>The Wolf is Wall Street. Finally, this criminal enterprise is being exposed for what it truly is: a casino. And the house never loses, until now.</p> <p>When you learn how much money has been stolen from Americans, it will piss you off in a way you can't begin to imagine.</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>The Wolf is Wall Street. Finally, this criminal enterprise is being exposed for what it truly is: a casino. And the house never loses, until now. When you learn how much money has been stolen from Americans, it will piss you off in a way you can't begin to imagine.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>The Wolf is Wall Street. Finally, this criminal enterprise is being exposed for what it truly is: a casino. And the house never loses, until now. When you learn how much money has been stolen from Americans, it will piss you off in a way you can't begin to imagine.</itunes:summary></item>
    
    <item>
      <title>Toilet Paper Radio - DSR 265</title>
      <itunes:title>Toilet Paper Radio - DSR 265</itunes:title>
      <pubDate>Sun, 17 Jan 2021 18:31:04 +0000</pubDate>
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      <description><![CDATA[<p>How to unplug from the dangerous and ridiculous crap happening in US Politics. Stop the mind programming. Also offering a little encouragement to either start or keep thinking for yourself.</p> <p>Recommended resources: Robert David Steele, Catherine Austin Fitt</p> <p>Copyright 2020, Debt Shepherd, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p>How to unplug from the dangerous and ridiculous crap happening in US Politics. Stop the mind programming. Also offering a little encouragement to either start or keep thinking for yourself.</p> <p>Recommended resources: Robert David Steele, Catherine Austin Fitt</p> <p>Copyright 2020, Debt Shepherd, All Rights Reserved</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>How to unplug from the dangerous and ridiculous crap happening in US Politics. Stop the mind programming. Also offering a little encouragement to either start or keep thinking for yourself. Recommended resources: Robert David Steele, Catherine Austin Fitt Copyright 2020, Debt Shepherd, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>How to unplug from the dangerous and ridiculous crap happening in US Politics. Stop the mind programming. Also offering a little encouragement to either start or keep thinking for yourself. Recommended resources: Robert David Steele, Catherine Austin Fitt Copyright 2020, Debt Shepherd, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>Catherine Austin Fitts Interview - DSR 264</title>
      <itunes:title>Catherine Austin Fitts Interview - DSR 264</itunes:title>
      <pubDate>Sun, 10 Jan 2021 17:22:55 +0000</pubDate>
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      <description><![CDATA[<p>Covid is part of an attempted takedown of America.</p> <p>Click below for the video/audio version of this interview.</p> <p><a title="Planet Lockdown Interview" href= "https://home.solari.com/planet-lockdown-interview/" target= "_blank" rel="noopener">Catherine Austin Fitts Interview</a></p> <p>James Henry has given permission to copy and repost so long as the interview is not monetized. You can support his work at the Go Fund Me account for the full documentary Planet Lockdown <a href= "https://www.gofundme.com/f/planet-lockdown-flim" target="_blank" rel="noopener noreferrer">here</a>.</p> <p>With your support, James is hoping to have the full documentary out with the next month. You can find many more great interviews by James for the documentary at his Planet Lockdown and Truth Matters channels at Youtube.</p>]]></description>
      
      <content:encoded><![CDATA[<p>Covid is part of an attempted takedown of America.</p> <p>Click below for the video/audio version of this interview.</p> <p><a title="Planet Lockdown Interview" href= "https://home.solari.com/planet-lockdown-interview/" target= "_blank" rel="noopener">Catherine Austin Fitts Interview</a></p> <p>James Henry has given permission to copy and repost so long as the interview is not monetized. You can support his work at the Go Fund Me account for the full documentary Planet Lockdown <a href= "https://www.gofundme.com/f/planet-lockdown-flim" target="_blank" rel="noopener noreferrer">here</a>.</p> <p>With your support, James is hoping to have the full documentary out with the next month. You can find many more great interviews by James for the documentary at his Planet Lockdown and Truth Matters channels at Youtube.</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Covid is part of an attempted takedown of America. Click below for the video/audio version of this interview. Catherine Austin Fitts Interview James Henry has given permission to copy and repost so long as the interview is not monetized. You can support his work at the Go Fund Me account for the full documentary Planet Lockdown here. With your support, James is hoping to have the full documentary out with the next month. You can find many more great interviews by James for the documentary at his Planet Lockdown and Truth Matters channels at Youtube.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Covid is part of an attempted takedown of America. Click below for the video/audio version of this interview. Catherine Austin Fitts Interview James Henry has given permission to copy and repost so long as the interview is not monetized. You can support his work at the Go Fund Me account for the full documentary Planet Lockdown here. With your support, James is hoping to have the full documentary out with the next month. You can find many more great interviews by James for the documentary at his Planet Lockdown and Truth Matters channels at Youtube.</itunes:summary></item>
    
    <item>
      <title>Financial Utopia - Does It Exist? - DSR 262</title>
      <itunes:title>Financial Utopia - Does It Exist? - DSR 262</itunes:title>
      <pubDate>Sun, 20 Dec 2020 16:16:18 +0000</pubDate>
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      <description><![CDATA[<p>Will you ever make enough money? Do you know who much it really costs each month to live? Why is it taboo to ask someone how much money they make? - Why not knowing the answers to these questions can lead to money misery.</p>]]></description>
      
      <content:encoded><![CDATA[<p>Will you ever make enough money? Do you know who much it really costs each month to live? Why is it taboo to ask someone how much money they make? - Why not knowing the answers to these questions can lead to money misery.</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Will you ever make enough money? Do you know who much it really costs each month to live? Why is it taboo to ask someone how much money they make? - Why not knowing the answers to these questions can lead to money misery.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Will you ever make enough money? Do you know who much it really costs each month to live? Why is it taboo to ask someone how much money they make? - Why not knowing the answers to these questions can lead to money misery.</itunes:summary></item>
    
    <item>
      <title>How to Build Wealth - 261 DSR</title>
      <itunes:title>How to Build Wealth - 261 DSR</itunes:title>
      <pubDate>Sat, 12 Dec 2020 17:02:08 +0000</pubDate>
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      <description><![CDATA[<p>Why do you never seem to get ahead? Whose fault is it? How to change course.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Why do you never seem to get ahead? Whose fault is it? How to change course.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Why do you never seem to get ahead? Whose fault is it? How to change course.</itunes:summary></item>
    
    <item>
      <title>Plandemic Movie Audio pt 1 - DSR 260</title>
      <itunes:title>Plandemic Movie Audio pt 1 - DSR 260</itunes:title>
      <pubDate>Fri, 08 May 2020 02:33:53 +0000</pubDate>
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      <description><![CDATA[<p>Part 1 of a documentary due to release the summer of 2020. Covid is about big, big money and population control. This is the audio of a video that is free to download and share across all media platforms, per the producer. Click the link below to see the movie, if it's not currently taken down by ScrewYouTube.</p> <p><a href="http://www.plandemicmovie.com">Plandemic Movie</a></p>]]></description>
      
      <content:encoded><![CDATA[<p>Part 1 of a documentary due to release the summer of 2020. Covid is about big, big money and population control. This is the audio of a video that is free to download and share across all media platforms, per the producer. Click the link below to see the movie, if it's not currently taken down by ScrewYouTube.</p> <p><a href="http://www.plandemicmovie.com">Plandemic Movie</a></p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Part 1 of a documentary due to release the summer of 2020. Covid is about big, big money and population control. This is the audio of a video that is free to download and share across all media platforms, per the producer. Click the link below to see the movie, if it's not currently taken down by ScrewYouTube. Plandemic Movie</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Part 1 of a documentary due to release the summer of 2020. Covid is about big, big money and population control. This is the audio of a video that is free to download and share across all media platforms, per the producer. Click the link below to see the movie, if it's not currently taken down by ScrewYouTube. Plandemic Movie</itunes:summary></item>
    
    <item>
      <title>Walmart Rant - 259 DSR</title>
      <itunes:title>Walmart Rant - 259 DSR</itunes:title>
      <pubDate>Sat, 25 Apr 2020 19:04:09 +0000</pubDate>
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      <description><![CDATA[<p>Walmart is treating people like cattle. Are you a cow?</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Walmart is treating people like cattle. Are you a cow?</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Walmart is treating people like cattle. Are you a cow?</itunes:summary></item>
    
    <item>
      <title>Are You an Imaginal Cell? - 258 DSR</title>
      <itunes:title>Are You an Imaginal Cell? - 258 DSR</itunes:title>
      <pubDate>Sat, 04 Apr 2020 20:34:23 +0000</pubDate>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Will you be able to rebuild the world once it's destroyed?</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Will you be able to rebuild the world once it's destroyed?</itunes:summary></item>
    
    <item>
      <title>First One, Then Two - 257 DSR</title>
      <itunes:title>First One, Then Two - 257 DSR</itunes:title>
      <pubDate>Sun, 22 Mar 2020 18:37:38 +0000</pubDate>
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      <description><![CDATA[<p>After the virus you'll be faced with a world you've never seen before.</p> <p>Inspired by Robert Wayne Leath.</p> <p>Why worry about banking in a time like this?</p> <p>When it's burned to the ground and you're standing in the ashes, will you know how and why it happened?<span class= "Apple-converted-space"> </span> If not, it will repeat itself.</p> <p>What is and what will be.  Bitcoin may rise to prominence.<span class="Apple-converted-space"> </span> Get familiar with it now.  Andreas Antonopoulos - aantonop</p> <p> </p> <p>Resources:</p> <p>Hidden Secrets of Money - Mike Maloney</p> <p>The Creature from Jekyll Island - G. Edward Griffin</p> <p>ITM Trading - Lynette Zang</p> <p>SGT Report<span class="Apple-converted-space"> </span></p> <p>X22 Report</p> <p>Aantonop - YouTube</p>]]></description>
      
      <content:encoded><![CDATA[<p>After the virus you'll be faced with a world you've never seen before.</p> <p>Inspired by Robert Wayne Leath.</p> <p>Why worry about banking in a time like this?</p> <p>When it's burned to the ground and you're standing in the ashes, will you know how and why it happened? If not, it will repeat itself.</p> <p>What is and what will be. Bitcoin may rise to prominence. Get familiar with it now. Andreas Antonopoulos - aantonop</p> <p> </p> <p>Resources:</p> <p>Hidden Secrets of Money - Mike Maloney</p> <p>The Creature from Jekyll Island - G. Edward Griffin</p> <p>ITM Trading - Lynette Zang</p> <p>SGT Report </p> <p>X22 Report</p> <p>Aantonop - YouTube</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>After the virus you'll be faced with a world you've never seen before. Inspired by Robert Wayne Leath. Why worry about banking in a time like this? When it's burned to the ground and you're standing in the ashes, will you know how and why it happened?  If not, it will repeat itself. What is and what will be.  Bitcoin may rise to prominence.  Get familiar with it now.  Andreas Antonopoulos - aantonop   Resources: Hidden Secrets of Money - Mike Maloney The Creature from Jekyll Island - G. Edward Griffin ITM Trading - Lynette Zang SGT Report  X22 Report Aantonop - YouTube</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>After the virus you'll be faced with a world you've never seen before. Inspired by Robert Wayne Leath. Why worry about banking in a time like this? When it's burned to the ground and you're standing in the ashes, will you know how and why it happened?  If not, it will repeat itself. What is and what will be.  Bitcoin may rise to prominence.  Get familiar with it now.  Andreas Antonopoulos - aantonop   Resources: Hidden Secrets of Money - Mike Maloney The Creature from Jekyll Island - G. Edward Griffin ITM Trading - Lynette Zang SGT Report  X22 Report Aantonop - YouTube</itunes:summary></item>
    
    <item>
      <title>What is Money? - 256 DSR</title>
      <itunes:title>What is Money? - 256 DSR</itunes:title>
      <pubDate>Sun, 28 Oct 2018 13:54:27 +0000</pubDate>
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      <description><![CDATA[<p>What is money? It's not what you think.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>What is money? It's not what you think.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>What is money? It's not what you think.</itunes:summary></item>
    
    <item>
      <title>Question Everything - 255 DSR</title>
      <itunes:title>Question Everything - 255 DSR</itunes:title>
      <pubDate>Sat, 01 Sep 2018 15:37:16 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[4fb4a1205a0842e8a368c864bb9cae17]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/question-everything-255-dsr]]></link>
      <description><![CDATA[<p>The mark of the beast explained.</p> <p class="p1">Shout out to Rachel and Richard in CA</p> <p class="p1">Chinese Social Credit Score aka Chinese Social Credit System</p> <p class="p1">The Mark of The Beast</p> <p class="p1">The Federal Reserve Bank: 1913 - 105 yrs of slavery</p> <p class="p1">FDR, Woodrow Wilson</p> <p class="p1">Internet as a weapon</p> <p class="p2"> </p> <p class="p1">Resources:</p> <p class="p1"><a href= "http://www.classiccapital.com">www.classiccapital.com</a> - Wayne Jett</p> <p class="p1"><a href= "http://www.debtshepherd.com">www.debtshepherd.com</a></p> <p class="p1"><a href= "http://www.infowars.com">www.infowars.com</a></p> <p class="p1"> </p> <p class="p3"><span class="s1">Get Your Mind Straight. Get Your Money Straight.</span></p> <p class="p3"><span class="s1">Copyright 2018, Debt Shepherd, All Rights Reserved</span></p>]]></description>
      
      <content:encoded><![CDATA[<p>The mark of the beast explained.</p> <p class="p1">Shout out to Rachel and Richard in CA</p> <p class="p1">Chinese Social Credit Score aka Chinese Social Credit System</p> <p class="p1">The Mark of The Beast</p> <p class="p1">The Federal Reserve Bank: 1913 - 105 yrs of slavery</p> <p class="p1">FDR, Woodrow Wilson</p> <p class="p1">Internet as a weapon</p> <p class="p2"> </p> <p class="p1">Resources:</p> <p class="p1"><a href= "http://www.classiccapital.com">www.classiccapital.com</a> - Wayne Jett</p> <p class="p1"><a href= "http://www.debtshepherd.com">www.debtshepherd.com</a></p> <p class="p1"><a href= "http://www.infowars.com">www.infowars.com</a></p> <p class="p1"> </p> <p class="p3">Get Your Mind Straight. Get Your Money Straight.</p> <p class="p3">Copyright 2018, Debt Shepherd, All Rights Reserved</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>The mark of the beast explained. Shout out to Rachel and Richard in CA Chinese Social Credit Score aka Chinese Social Credit System The Mark of The Beast The Federal Reserve Bank: 1913 - 105 yrs of slavery FDR, Woodrow Wilson Internet as a weapon   Resources: www.classiccapital.com - Wayne Jett www.debtshepherd.com www.infowars.com   Get Your Mind Straight. Get Your Money Straight. Copyright 2018, Debt Shepherd, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>The mark of the beast explained. Shout out to Rachel and Richard in CA Chinese Social Credit Score aka Chinese Social Credit System The Mark of The Beast The Federal Reserve Bank: 1913 - 105 yrs of slavery FDR, Woodrow Wilson Internet as a weapon   Resources: www.classiccapital.com - Wayne Jett www.debtshepherd.com www.infowars.com   Get Your Mind Straight. Get Your Money Straight. Copyright 2018, Debt Shepherd, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>POTUS and The Fed - 254 DSR</title>
      <itunes:title>POTUS and The Fed - 254 DSR</itunes:title>
      <pubDate>Sat, 11 Aug 2018 13:38:44 +0000</pubDate>
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      <description><![CDATA[<p>Why the gov't can't operate without borrowing money.</p>]]></description>
      
      <content:encoded><![CDATA[<p>Why the gov't can't operate without borrowing money.</p>]]></content:encoded>
      
      
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      <itunes:duration>12:38</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Why the gov't can't operate without borrowing money.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Why the gov't can't operate without borrowing money.</itunes:summary></item>
    
    <item>
      <title>4th of July - 253 DSR</title>
      <itunes:title>4th of July - 253 DSR</itunes:title>
      <pubDate>Wed, 04 Jul 2018 13:33:34 +0000</pubDate>
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      <description><![CDATA[<p>What do the 4th of July and getting out of debt have in common?</p>]]></description>
      
      <content:encoded><![CDATA[<p>What do the 4th of July and getting out of debt have in common?</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>What do the 4th of July and getting out of debt have in common?</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>What do the 4th of July and getting out of debt have in common?</itunes:summary></item>
    
    <item>
      <title>Understanding Division - 252 DSR</title>
      <itunes:title>Understanding Division - 252 DSR</itunes:title>
      <pubDate>Sun, 17 Jun 2018 12:46:58 +0000</pubDate>
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      <description><![CDATA[<p>What do people in power consistently use to keep us divided against each other and why?</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>What do people in power consistently use to keep us divided against each other and why?</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>What do people in power consistently use to keep us divided against each other and why?</itunes:summary></item>
    
    <item>
      <title>1+1 and 2-2 - 251 DSR</title>
      <itunes:title>1+1 and 2-2 - 251 DSR</itunes:title>
      <pubDate>Sun, 20 May 2018 13:40:21 +0000</pubDate>
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      <description><![CDATA[<p>Understanding simple math is the key to getting out of debt.</p> <p> </p> <p>Get Your Mind Straight.<span class= "Apple-converted-space"> </span> Get Your Money Straight.</p> <p>Copyright 2018, Debt Shepherd, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p>Understanding simple math is the key to getting out of debt.</p> <p> </p> <p>Get Your Mind Straight. Get Your Money Straight.</p> <p>Copyright 2018, Debt Shepherd, All Rights Reserved</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Understanding simple math is the key to getting out of debt.   Get Your Mind Straight.  Get Your Money Straight. Copyright 2018, Debt Shepherd, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Understanding simple math is the key to getting out of debt.   Get Your Mind Straight.  Get Your Money Straight. Copyright 2018, Debt Shepherd, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>Not Your Employee - 250 DSR</title>
      <itunes:title>Not Your Employee - 250 DSR</itunes:title>
      <pubDate>Sat, 12 May 2018 15:11:09 +0000</pubDate>
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      <description><![CDATA[<p>Government employees don't work for you.</p> <p>Just because you pay taxes to the government doesn't mean it's employees "work" for you.</p> <p>Local Gov't - police officers.<span class= "Apple-converted-space"> </span> Do they work for you?<span class="Apple-converted-space"> </span> Try telling them what to do, when to do it, and how to do it.<span class= "Apple-converted-space"> </span> That's what they tell you.</p> <p>Your taxes pay their salaries, yes.<span class= "Apple-converted-space"> </span> And you don't pay taxes voluntarily.<span class="Apple-converted-space"> </span> You pay them by force of law.<span class= "Apple-converted-space"> </span> Punishment up to and including incarceration.<span class= "Apple-converted-space"> </span> That's taxation by force.<span class="Apple-converted-space"> </span> They'll take your home and anything else they can legally seize (cash, cars, RV's, etc).</p> <p> </p> <p>Get Your Mind Straight.<span class= "Apple-converted-space"> </span> Get Your Money Straight.</p> <p>Copyright 2018, Debt Shepherd, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p>Government employees don't work for you.</p> <p>Just because you pay taxes to the government doesn't mean it's employees "work" for you.</p> <p>Local Gov't - police officers. Do they work for you? Try telling them what to do, when to do it, and how to do it. That's what they tell you.</p> <p>Your taxes pay their salaries, yes. And you don't pay taxes voluntarily. You pay them by force of law. Punishment up to and including incarceration. That's taxation by force. They'll take your home and anything else they can legally seize (cash, cars, RV's, etc).</p> <p> </p> <p>Get Your Mind Straight. Get Your Money Straight.</p> <p>Copyright 2018, Debt Shepherd, All Rights Reserved</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Government employees don't work for you. Just because you pay taxes to the government doesn't mean it's employees "work" for you. Local Gov't - police officers.  Do they work for you?  Try telling them what to do, when to do it, and how to do it.  That's what they tell you. Your taxes pay their salaries, yes.  And you don't pay taxes voluntarily.  You pay them by force of law.  Punishment up to and including incarceration.  That's taxation by force.  They'll take your home and anything else they can legally seize (cash, cars, RV's, etc).   Get Your Mind Straight.  Get Your Money Straight. Copyright 2018, Debt Shepherd, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Government employees don't work for you. Just because you pay taxes to the government doesn't mean it's employees "work" for you. Local Gov't - police officers.  Do they work for you?  Try telling them what to do, when to do it, and how to do it.  That's what they tell you. Your taxes pay their salaries, yes.  And you don't pay taxes voluntarily.  You pay them by force of law.  Punishment up to and including incarceration.  That's taxation by force.  They'll take your home and anything else they can legally seize (cash, cars, RV's, etc).   Get Your Mind Straight.  Get Your Money Straight. Copyright 2018, Debt Shepherd, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>The Magnifying Glass - 249 DSR</title>
      <itunes:title>The Magnifying Glass - 249 DSR</itunes:title>
      <pubDate>Sat, 05 May 2018 14:57:01 +0000</pubDate>
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      <link><![CDATA[https://debtshepherd.libsyn.com/the-magnifying-glass-249-dsr]]></link>
      <description><![CDATA[<p>"The less money you have, the more wisely you need to manage it because you don't have as much room for error." - Dave Ramsey</p>]]></description>
      
      <content:encoded><![CDATA[<p>"The less money you have, the more wisely you need to manage it because you don't have as much room for error." - Dave Ramsey</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>"The less money you have, the more wisely you need to manage it because you don't have as much room for error." - Dave Ramsey</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>"The less money you have, the more wisely you need to manage it because you don't have as much room for error." - Dave Ramsey</itunes:summary></item>
    
    <item>
      <title>401k Contributions - 248 DSR</title>
      <itunes:title>401k Contributions - 248 DSR</itunes:title>
      <pubDate>Sat, 21 Apr 2018 16:33:26 +0000</pubDate>
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      <description><![CDATA[<p>401k contributions.  It's never too late to start.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>401k contributions.  It's never too late to start.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>401k contributions.  It's never too late to start.</itunes:summary></item>
    
    <item>
      <title>Money and Relationships - 247 DSR</title>
      <itunes:title>Money and Relationships - 247 DSR</itunes:title>
      <pubDate>Sat, 14 Apr 2018 12:00:00 +0000</pubDate>
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      <description><![CDATA[<p>The story of a single mom coming into her own and fighting for financial independence.</p>]]></description>
      
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      <itunes:duration>31:41</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>The story of a single mom coming into her own and fighting for financial independence.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>The story of a single mom coming into her own and fighting for financial independence.</itunes:summary></item>
    
    <item>
      <title>Your Financial Privacy - 246 DSR</title>
      <itunes:title>Your Financial Privacy - 246 DSR</itunes:title>
      <pubDate>Sun, 08 Apr 2018 12:02:09 +0000</pubDate>
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      <link><![CDATA[https://debtshepherd.libsyn.com/your-financial-privacy-246-dsr]]></link>
      <description><![CDATA[<p>How to increase your financial privacy.</p>]]></description>
      
      <content:encoded><![CDATA[<p>How to increase your financial privacy.</p>]]></content:encoded>
      
      
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      <itunes:duration>16:42</itunes:duration>
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      <title>Economy - Post Election - 243 DSR</title>
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      <title>Know Who You Owe - 242 DSR</title>
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      <pubDate>Fri, 23 Feb 2018 12:10:47 +0000</pubDate>
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      <title>Cartel Bank - 241 DSR</title>
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      <title>Credit Cards and The Rapture - 240 DSR</title>
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      <title>Invisible by Proximity - 239 DSR</title>
      <itunes:title>Invisible by Proximity - 239 DSR</itunes:title>
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      <title>Are You a Paid Pretender? - 238 DSR</title>
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      <title>LOL vs LOM - 237 DSR</title>
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      <title>Poverty Inc. - 236 DSR</title>
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      <pubDate>Mon, 04 Sep 2017 13:19:43 +0000</pubDate>
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      <title>What is Bitcoin? - 235 DSR</title>
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      <title>8 Hour Work Day - 234 DSR</title>
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      <title>A Run on The Bank</title>
      <itunes:title>A Run on The Bank</itunes:title>
      <pubDate>Sun, 30 Jul 2017 13:54:16 +0000</pubDate>
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      <title>The 4 C's of Lending - 232 DSR</title>
      <itunes:title>The 4 C's of Lending - 232 DSR</itunes:title>
      <pubDate>Mon, 26 Jun 2017 10:20:42 +0000</pubDate>
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      <title>Collections &amp; Credit Scores - 231 DSR</title>
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      <description><![CDATA[<p>How collections affect your credit scores.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>How collections affect your credit scores.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>How collections affect your credit scores.</itunes:summary></item>
    
    <item>
      <title>The Dynamic Debt Destroyer - 230 DSR</title>
      <itunes:title>The Dynamic Debt Destroyer - 230 DSR</itunes:title>
      <pubDate>Sat, 10 Jun 2017 12:19:35 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[74b2f1dd54482ac3bd808e8f03aae861]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/the-dynamic-debt-destroyer-230-dsr]]></link>
      <description><![CDATA[<p>You can't borrower your way out of debt.  There's only one way to get rid of it.  Pay it off.</p> <p><strong>1) What where do I start?</strong></p> <p>Stop borrowing money.  Send your Visa & Master Card divorce papers.</p> <p><strong>2) Which debt should I pay off first?</strong></p> <p>Smallest balance first, regardless of interest rate.  Pre-paying neutralizes compounding interest on revolving debts.</p> <p>Take min mo pmt, add 10% of your net pay.  Divide that number into the balance of the debt.  Divide that by 12.  That's how many months until you pay the debt off.</p> <p>Example: $1,000 balance.  $20 min pmt = 50 mo or 4 yrs to payoff.  That doesn't account for revolving interest, which takes longer.</p> <p>$20 min mo pmt plus $60 extra.  $1,000 balance divided by $80 = 12.5 mos to payoff or 1.5 yrs.</p> <p><strong>3) What about interest rates?</strong></p> <p>They're nothing but rent payments.  Interest paid is rent for the use of someone else's money.  They borrower it at, say .50% and they're lending it to you at 4.5% for house, up to 29% on credit cards.  Who's getting the best deal in that equation?</p> <p> </p> <p><strong>Closing:</strong></p> <p>Borrowing money is fast and convenient.  Ask why are you doing it your entire life?  When does it stop?</p> <p> </p> <p><strong>Resource</strong>: Piece of paper, something to write with, and calculator.</p> <p>Get in touch.  Podcast page.  email or voicemail button.  Coaching is available.</p> <p>I'm Greg Whitaker reminding you:</p> <p>Get Your Mind Straight.  Get Your Money Straight</p> <p> </p> <p>Debt Shepherd 2017, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p>You can't borrower your way out of debt. There's only one way to get rid of it. Pay it off.</p> <p>1) What where do I start?</p> <p>Stop borrowing money. Send your Visa & Master Card divorce papers.</p> <p>2) Which debt should I pay off first?</p> <p>Smallest balance first, regardless of interest rate. Pre-paying neutralizes compounding interest on revolving debts.</p> <p>Take min mo pmt, add 10% of your net pay. Divide that number into the balance of the debt. Divide that by 12. That's how many months until you pay the debt off.</p> <p>Example: $1,000 balance. $20 min pmt = 50 mo or 4 yrs to payoff. That doesn't account for revolving interest, which takes longer.</p> <p>$20 min mo pmt plus $60 extra. $1,000 balance divided by $80 = 12.5 mos to payoff or 1.5 yrs.</p> <p>3) What about interest rates?</p> <p>They're nothing but rent payments. Interest paid is rent for the use of someone else's money. They borrower it at, say .50% and they're lending it to you at 4.5% for house, up to 29% on credit cards. Who's getting the best deal in that equation?</p> <p> </p> <p>Closing:</p> <p>Borrowing money is fast and convenient. Ask why are you doing it your entire life? When does it stop?</p> <p> </p> <p>Resource: Piece of paper, something to write with, and calculator.</p> <p>Get in touch. Podcast page. email or voicemail button. Coaching is available.</p> <p>I'm Greg Whitaker reminding you:</p> <p>Get Your Mind Straight. Get Your Money Straight</p> <p> </p> <p>Debt Shepherd 2017, All Rights Reserved</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>You can't borrower your way out of debt.  There's only one way to get rid of it.  Pay it off. 1) What where do I start? Stop borrowing money.  Send your Visa &amp; Master Card divorce papers. 2) Which debt should I pay off first? Smallest balance first, regardless of interest rate.  Pre-paying neutralizes compounding interest on revolving debts. Take min mo pmt, add 10% of your net pay.  Divide that number into the balance of the debt.  Divide that by 12.  That's how many months until you pay the debt off. Example: $1,000 balance.  $20 min pmt = 50 mo or 4 yrs to payoff.  That doesn't account for revolving interest, which takes longer. $20 min mo pmt plus $60 extra.  $1,000 balance divided by $80 = 12.5 mos to payoff or 1.5 yrs. 3) What about interest rates? They're nothing but rent payments.  Interest paid is rent for the use of someone else's money.  They borrower it at, say .50% and they're lending it to you at 4.5% for house, up to 29% on credit cards.  Who's getting the best deal in that equation?   Closing: Borrowing money is fast and convenient.  Ask why are you doing it your entire life?  When does it stop?   Resource: Piece of paper, something to write with, and calculator. Get in touch.  Podcast page.  email or voicemail button.  Coaching is available. I'm Greg Whitaker reminding you: Get Your Mind Straight.  Get Your Money Straight   Debt Shepherd 2017, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>You can't borrower your way out of debt.  There's only one way to get rid of it.  Pay it off. 1) What where do I start? Stop borrowing money.  Send your Visa &amp; Master Card divorce papers. 2) Which debt should I pay off first? Smallest balance first, regardless of interest rate.  Pre-paying neutralizes compounding interest on revolving debts. Take min mo pmt, add 10% of your net pay.  Divide that number into the balance of the debt.  Divide that by 12.  That's how many months until you pay the debt off. Example: $1,000 balance.  $20 min pmt = 50 mo or 4 yrs to payoff.  That doesn't account for revolving interest, which takes longer. $20 min mo pmt plus $60 extra.  $1,000 balance divided by $80 = 12.5 mos to payoff or 1.5 yrs. 3) What about interest rates? They're nothing but rent payments.  Interest paid is rent for the use of someone else's money.  They borrower it at, say .50% and they're lending it to you at 4.5% for house, up to 29% on credit cards.  Who's getting the best deal in that equation?   Closing: Borrowing money is fast and convenient.  Ask why are you doing it your entire life?  When does it stop?   Resource: Piece of paper, something to write with, and calculator. Get in touch.  Podcast page.  email or voicemail button.  Coaching is available. I'm Greg Whitaker reminding you: Get Your Mind Straight.  Get Your Money Straight   Debt Shepherd 2017, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>The 2 Biggest Distractions - 229 DSR</title>
      <itunes:title>The 2 Biggest Distractions - 229 DSR</itunes:title>
      <pubDate>Sat, 03 Jun 2017 12:08:38 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[2c09f5df9418b3880e2d32c48355ed52]]></guid>
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      <description><![CDATA[<p>What do you spend most of your time thinking about?</p> <p>In this discussion I'll venture to say you spend most of your time thinking about Sex (early age) and then Money (as you mature) and then both.</p> <p><strong>1) What is sex? </strong> Six = Earthly matters.  666 The number of the beast.  Animal, of the earth.  Division.  A seed fertilizes an egg.  That one cell divides into two, etc.  Two become one then one becomes two.  Look at the number 6.  Freudian representation of male genitalia.  A lower case letter A is the same.  Just a 6 turned to the left.  It's about how much can I get or how much can I give.  Sound like money?</p> <p><strong>2) What is Money? </strong> The exchange of human energy.  Pieces of paper or numbers in a computer that represent your physical/mental work.  You exchange the paper/numbers in a computer for food, clothing, shelter, etc.  It's all about how much can I get or how much can I give.  Sound like sex?</p> <p><strong>3) Sex and Money one in the same? </strong> Physical sex is exchange of energy.  Money is exchange of energy.</p> <p><strong>Closing: </strong> Both Sex and Money are of the earth.  Physical.  3D.</p> <p>The point is, slow down.  Take time to reflect on what you reflect on most often.  Awareness is key.  Be the observer as if you're observing yourself having the thoughts.  Practicing this pulls you, temporarily, out of being trapped in your body and worldly thoughts.</p> <p><strong>Resource</strong>: You.  Practice meditation.  Simple, quiet time with no distractions.  Teaching the mind to be still.</p> <p>Get in touch.  Podcast page.  email or voicemail button.</p> <p>I'm Greg Whitaker reminding you:</p> <p>Get Your Mind Straight.  Get Your Money Straight</p> <p>Debt Shepherd 2017, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p>What do you spend most of your time thinking about?</p> <p>In this discussion I'll venture to say you spend most of your time thinking about Sex (early age) and then Money (as you mature) and then both.</p> <p>1) What is sex? Six = Earthly matters. 666 The number of the beast. Animal, of the earth. Division. A seed fertilizes an egg. That one cell divides into two, etc. Two become one then one becomes two. Look at the number 6. Freudian representation of male genitalia. A lower case letter A is the same. Just a 6 turned to the left. It's about how much can I get or how much can I give. Sound like money?</p> <p>2) What is Money? The exchange of human energy. Pieces of paper or numbers in a computer that represent your physical/mental work. You exchange the paper/numbers in a computer for food, clothing, shelter, etc. It's all about how much can I get or how much can I give. Sound like sex?</p> <p>3) Sex and Money one in the same? Physical sex is exchange of energy. Money is exchange of energy.</p> <p>Closing: Both Sex and Money are of the earth. Physical. 3D.</p> <p>The point is, slow down. Take time to reflect on what you reflect on most often. Awareness is key. Be the observer as if you're observing yourself having the thoughts. Practicing this pulls you, temporarily, out of being trapped in your body and worldly thoughts.</p> <p>Resource: You. Practice meditation. Simple, quiet time with no distractions. Teaching the mind to be still.</p> <p>Get in touch. Podcast page. email or voicemail button.</p> <p>I'm Greg Whitaker reminding you:</p> <p>Get Your Mind Straight. Get Your Money Straight</p> <p>Debt Shepherd 2017, All Rights Reserved</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>What do you spend most of your time thinking about? In this discussion I'll venture to say you spend most of your time thinking about Sex (early age) and then Money (as you mature) and then both. 1) What is sex?  Six = Earthly matters.  666 The number of the beast.  Animal, of the earth.  Division.  A seed fertilizes an egg.  That one cell divides into two, etc.  Two become one then one becomes two.  Look at the number 6.  Freudian representation of male genitalia.  A lower case letter A is the same.  Just a 6 turned to the left.  It's about how much can I get or how much can I give.  Sound like money? 2) What is Money?  The exchange of human energy.  Pieces of paper or numbers in a computer that represent your physical/mental work.  You exchange the paper/numbers in a computer for food, clothing, shelter, etc.  It's all about how much can I get or how much can I give.  Sound like sex? 3) Sex and Money one in the same?  Physical sex is exchange of energy.  Money is exchange of energy. Closing:  Both Sex and Money are of the earth.  Physical.  3D. The point is, slow down.  Take time to reflect on what you reflect on most often.  Awareness is key.  Be the observer as if you're observing yourself having the thoughts.  Practicing this pulls you, temporarily, out of being trapped in your body and worldly thoughts. Resource: You.  Practice meditation.  Simple, quiet time with no distractions.  Teaching the mind to be still. Get in touch.  Podcast page.  email or voicemail button. I'm Greg Whitaker reminding you: Get Your Mind Straight.  Get Your Money Straight Debt Shepherd 2017, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>What do you spend most of your time thinking about? In this discussion I'll venture to say you spend most of your time thinking about Sex (early age) and then Money (as you mature) and then both. 1) What is sex?  Six = Earthly matters.  666 The number of the beast.  Animal, of the earth.  Division.  A seed fertilizes an egg.  That one cell divides into two, etc.  Two become one then one becomes two.  Look at the number 6.  Freudian representation of male genitalia.  A lower case letter A is the same.  Just a 6 turned to the left.  It's about how much can I get or how much can I give.  Sound like money? 2) What is Money?  The exchange of human energy.  Pieces of paper or numbers in a computer that represent your physical/mental work.  You exchange the paper/numbers in a computer for food, clothing, shelter, etc.  It's all about how much can I get or how much can I give.  Sound like sex? 3) Sex and Money one in the same?  Physical sex is exchange of energy.  Money is exchange of energy. Closing:  Both Sex and Money are of the earth.  Physical.  3D. The point is, slow down.  Take time to reflect on what you reflect on most often.  Awareness is key.  Be the observer as if you're observing yourself having the thoughts.  Practicing this pulls you, temporarily, out of being trapped in your body and worldly thoughts. Resource: You.  Practice meditation.  Simple, quiet time with no distractions.  Teaching the mind to be still. Get in touch.  Podcast page.  email or voicemail button. I'm Greg Whitaker reminding you: Get Your Mind Straight.  Get Your Money Straight Debt Shepherd 2017, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>What is Banking? - 228 DSR</title>
      <itunes:title>What is Banking? - 228 DSR</itunes:title>
      <pubDate>Sun, 21 May 2017 11:57:08 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[12973614eca7a7e13a928e2058e7ffa4]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/what-is-banking-228-dsr]]></link>
      <description><![CDATA[<p>The creation, sale, and distribution of human energy.</p> <p>Monopoly - created by law and is enforced by law.</p> <p>For purposes of this discussion, the words money and human energy are one in the same.</p> <p><strong>1) The Creation of Human Energy -</strong> Congress borrowers money from The Federal Reserve.  They make principle/interest payments.  The paper money you hold is the IOU or Congress' promise to The Fed to pay back the debt.  How does The Fed 'make" the money?  An entry into a computer.</p> <p><strong>2) The Sale of Human Energy</strong> - The Federal Reserve decides the price (or interest rate) of money.  They lend it to banks at an interest rate.  The bank lends it to you at a higher rate and makes profit.  Why don't you have access to money closer to the point of creation and therefore a cheaper rate of interest?  Because of the law.</p> <p><strong>3) The Distribution of Human Energy</strong> - The Fed makes it, the bank borrowers it.  The bank lends it to you after they decide if you're worthy of being lent to.  Loan application, SSN, credit scores, collateral, assets, etc.  They either say yes or no.</p> <p>Look at back of your Closing Disclosure.  $100k loan, total paid over life of loan if min pmts made.  Expressed as a dollar amount and percentage.  This is only in the last 12 months.  The old TIL only showed the total dollar amount.  </p> <p><strong>Closing: </strong> If you're the only one who creates, sells, and distributes human energy is it possible you'd develop a God complex somewhere along the way?</p> <p><strong>Why?  You control the population.  This control is global.</strong></p> <p>Resource:</p> <p>debtshepherd.com/078 - Why It's Called a Bank</p> <p>The Creature From Jekyll Island - book</p> <p> </p> <p>Get in touch.  Podcast page.  email or voicemail button.</p> <p>I'm Greg Whitaker reminding you:</p> <p>Get Your Mind Straight.  Get Your Money Straight</p> <p>Debt Shepherd 2017, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p>The creation, sale, and distribution of human energy.</p> <p>Monopoly - created by law and is enforced by law.</p> <p>For purposes of this discussion, the words money and human energy are one in the same.</p> <p>1) The Creation of Human Energy - Congress borrowers money from The Federal Reserve. They make principle/interest payments. The paper money you hold is the IOU or Congress' promise to The Fed to pay back the debt. How does The Fed 'make" the money? An entry into a computer.</p> <p>2) The Sale of Human Energy - The Federal Reserve decides the price (or interest rate) of money. They lend it to banks at an interest rate. The bank lends it to you at a higher rate and makes profit. Why don't you have access to money closer to the point of creation and therefore a cheaper rate of interest? Because of the law.</p> <p>3) The Distribution of Human Energy - The Fed makes it, the bank borrowers it. The bank lends it to you after they decide if you're worthy of being lent to. Loan application, SSN, credit scores, collateral, assets, etc. They either say yes or no.</p> <p>Look at back of your Closing Disclosure. $100k loan, total paid over life of loan if min pmts made. Expressed as a dollar amount and percentage. This is only in the last 12 months. The old TIL only showed the total dollar amount. </p> <p>Closing: If you're the only one who creates, sells, and distributes human energy is it possible you'd develop a God complex somewhere along the way?</p> <p>Why? You control the population. This control is global.</p> <p>Resource:</p> <p>debtshepherd.com/078 - Why It's Called a Bank</p> <p>The Creature From Jekyll Island - book</p> <p> </p> <p>Get in touch. Podcast page. email or voicemail button.</p> <p>I'm Greg Whitaker reminding you:</p> <p>Get Your Mind Straight. Get Your Money Straight</p> <p>Debt Shepherd 2017, All Rights Reserved</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>The creation, sale, and distribution of human energy. Monopoly - created by law and is enforced by law. For purposes of this discussion, the words money and human energy are one in the same. 1) The Creation of Human Energy - Congress borrowers money from The Federal Reserve.  They make principle/interest payments.  The paper money you hold is the IOU or Congress' promise to The Fed to pay back the debt.  How does The Fed 'make" the money?  An entry into a computer. 2) The Sale of Human Energy - The Federal Reserve decides the price (or interest rate) of money.  They lend it to banks at an interest rate.  The bank lends it to you at a higher rate and makes profit.  Why don't you have access to money closer to the point of creation and therefore a cheaper rate of interest?  Because of the law. 3) The Distribution of Human Energy - The Fed makes it, the bank borrowers it.  The bank lends it to you after they decide if you're worthy of being lent to.  Loan application, SSN, credit scores, collateral, assets, etc.  They either say yes or no. Look at back of your Closing Disclosure.  $100k loan, total paid over life of loan if min pmts made.  Expressed as a dollar amount and percentage.  This is only in the last 12 months.  The old TIL only showed the total dollar amount.   Closing:  If you're the only one who creates, sells, and distributes human energy is it possible you'd develop a God complex somewhere along the way? Why?  You control the population.  This control is global. Resource: debtshepherd.com/078 - Why It's Called a Bank The Creature From Jekyll Island - book   Get in touch.  Podcast page.  email or voicemail button. I'm Greg Whitaker reminding you: Get Your Mind Straight.  Get Your Money Straight Debt Shepherd 2017, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>The creation, sale, and distribution of human energy. Monopoly - created by law and is enforced by law. For purposes of this discussion, the words money and human energy are one in the same. 1) The Creation of Human Energy - Congress borrowers money from The Federal Reserve.  They make principle/interest payments.  The paper money you hold is the IOU or Congress' promise to The Fed to pay back the debt.  How does The Fed 'make" the money?  An entry into a computer. 2) The Sale of Human Energy - The Federal Reserve decides the price (or interest rate) of money.  They lend it to banks at an interest rate.  The bank lends it to you at a higher rate and makes profit.  Why don't you have access to money closer to the point of creation and therefore a cheaper rate of interest?  Because of the law. 3) The Distribution of Human Energy - The Fed makes it, the bank borrowers it.  The bank lends it to you after they decide if you're worthy of being lent to.  Loan application, SSN, credit scores, collateral, assets, etc.  They either say yes or no. Look at back of your Closing Disclosure.  $100k loan, total paid over life of loan if min pmts made.  Expressed as a dollar amount and percentage.  This is only in the last 12 months.  The old TIL only showed the total dollar amount.   Closing:  If you're the only one who creates, sells, and distributes human energy is it possible you'd develop a God complex somewhere along the way? Why?  You control the population.  This control is global. Resource: debtshepherd.com/078 - Why It's Called a Bank The Creature From Jekyll Island - book   Get in touch.  Podcast page.  email or voicemail button. I'm Greg Whitaker reminding you: Get Your Mind Straight.  Get Your Money Straight Debt Shepherd 2017, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>All About The Contrast - 227 DSR</title>
      <itunes:title>All About The Contrast - 227 DSR</itunes:title>
      <pubDate>Wed, 26 Apr 2017 09:39:35 +0000</pubDate>
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      <description><![CDATA[<p>How can you know good paycheck if you've never known bad paycheck?</p> <p>As the late Jim Rohn once said, "How can you know good paycheck if you've never known bad paycheck?"</p> <p><strong>1) Take a trip to the poor side of town.</strong></p> <p>Jim John gave the advice of taking your kids to the poor side of town.  Show them how people who've made different financial decisions live.  Trash in the street, cars up on blocks, yards uncut, houses in disrepair.</p> <p><strong>2) Why can't you afford it?</strong> </p> <p>Where does the money go?  It goes one dollar at a time on beer, cigarettes, entertainment, fast food, etc.</p> <p>The cost of our habits add up slowly over time.  Financially and physically.</p> <p><strong>3) Contrast can motivate us to move up, move out or move on.</strong></p> <p>Nothing wrong with your first teenage years job being fast food, for example.  Low pay, hard work.  Teaches you responsibility, promptness, team work, dealing with customers (good/bad), etc.</p> <p>And hopefully motivates you to want to get out of there after a short season.  There's the contrast.</p> <p>By the time you start your first part time job, you should have most of these skills/experiences already instilled in you by your parents.</p> <p>If they did a good job of providing you with contrast, and not protecting you from the world, your first part time job should be a much better experience.</p> <p>Contrast.  If everyone was the same, life would be boring.  But only if we've first experienced everyone being different in the first place.</p> <p>Resource:</p> <p><a href="http://www.jimrohn.com">Jim Rohn</a></p> <p>Debt Shepherd 2017, All Rights Reserved</p> <p>Get Your Mind Straight.  Get Your Money Straight</p>]]></description>
      
      <content:encoded><![CDATA[<p>How can you know good paycheck if you've never known bad paycheck?</p> <p>As the late Jim Rohn once said, "How can you know good paycheck if you've never known bad paycheck?"</p> <p>1) Take a trip to the poor side of town.</p> <p>Jim John gave the advice of taking your kids to the poor side of town. Show them how people who've made different financial decisions live. Trash in the street, cars up on blocks, yards uncut, houses in disrepair.</p> <p>2) Why can't you afford it? </p> <p>Where does the money go? It goes one dollar at a time on beer, cigarettes, entertainment, fast food, etc.</p> <p>The cost of our habits add up slowly over time. Financially and physically.</p> <p>3) Contrast can motivate us to move up, move out or move on.</p> <p>Nothing wrong with your first teenage years job being fast food, for example. Low pay, hard work. Teaches you responsibility, promptness, team work, dealing with customers (good/bad), etc.</p> <p>And hopefully motivates you to want to get out of there after a short season. There's the contrast.</p> <p>By the time you start your first part time job, you should have most of these skills/experiences already instilled in you by your parents.</p> <p>If they did a good job of providing you with contrast, and not protecting you from the world, your first part time job should be a much better experience.</p> <p>Contrast. If everyone was the same, life would be boring. But only if we've first experienced everyone being different in the first place.</p> <p>Resource:</p> <p><a href="http://www.jimrohn.com">Jim Rohn</a></p> <p>Debt Shepherd 2017, All Rights Reserved</p> <p>Get Your Mind Straight. Get Your Money Straight</p>]]></content:encoded>
      
      
      <enclosure length="19389254" type="audio/mpeg" url="https://traffic.libsyn.com/secure/debtshepherd/All_About_The_Contrast.mp3?dest-id=103050"/>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>How can you know good paycheck if you've never known bad paycheck? As the late Jim Rohn once said, "How can you know good paycheck if you've never known bad paycheck?" 1) Take a trip to the poor side of town. Jim John gave the advice of taking your kids to the poor side of town.  Show them how people who've made different financial decisions live.  Trash in the street, cars up on blocks, yards uncut, houses in disrepair. 2) Why can't you afford it?  Where does the money go?  It goes one dollar at a time on beer, cigarettes, entertainment, fast food, etc. The cost of our habits add up slowly over time.  Financially and physically. 3) Contrast can motivate us to move up, move out or move on. Nothing wrong with your first teenage years job being fast food, for example.  Low pay, hard work.  Teaches you responsibility, promptness, team work, dealing with customers (good/bad), etc. And hopefully motivates you to want to get out of there after a short season.  There's the contrast. By the time you start your first part time job, you should have most of these skills/experiences already instilled in you by your parents. If they did a good job of providing you with contrast, and not protecting you from the world, your first part time job should be a much better experience. Contrast.  If everyone was the same, life would be boring.  But only if we've first experienced everyone being different in the first place. Resource: Jim Rohn Debt Shepherd 2017, All Rights Reserved Get Your Mind Straight.  Get Your Money Straight</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>How can you know good paycheck if you've never known bad paycheck? As the late Jim Rohn once said, "How can you know good paycheck if you've never known bad paycheck?" 1) Take a trip to the poor side of town. Jim John gave the advice of taking your kids to the poor side of town.  Show them how people who've made different financial decisions live.  Trash in the street, cars up on blocks, yards uncut, houses in disrepair. 2) Why can't you afford it?  Where does the money go?  It goes one dollar at a time on beer, cigarettes, entertainment, fast food, etc. The cost of our habits add up slowly over time.  Financially and physically. 3) Contrast can motivate us to move up, move out or move on. Nothing wrong with your first teenage years job being fast food, for example.  Low pay, hard work.  Teaches you responsibility, promptness, team work, dealing with customers (good/bad), etc. And hopefully motivates you to want to get out of there after a short season.  There's the contrast. By the time you start your first part time job, you should have most of these skills/experiences already instilled in you by your parents. If they did a good job of providing you with contrast, and not protecting you from the world, your first part time job should be a much better experience. Contrast.  If everyone was the same, life would be boring.  But only if we've first experienced everyone being different in the first place. Resource: Jim Rohn Debt Shepherd 2017, All Rights Reserved Get Your Mind Straight.  Get Your Money Straight</itunes:summary></item>
    
    <item>
      <title>Tyranny Thru Complexity - 226 DSR</title>
      <itunes:title>Tyranny Thru Complexity - 226 DSR</itunes:title>
      <pubDate>Sat, 08 Apr 2017 10:35:00 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[dbaf0877ef09ce5f39b7bf4abea98631]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/tyranny-thru-complexity-226-dsr]]></link>
      <description><![CDATA[<p>The more complicated you make your finances, the more the tyranny of their complexity can rule your life.</p> <p><strong>1) What you see vs what you think.</strong></p> <p>If it's a mess on the outside, it's a mess on the inside.  House, car, clothes, garage, body, finances.  No different.</p> <p><strong>2) The un-manifest and the manifest.</strong></p> <p>What hasn't shown up vs what has shown up vs what you think and do they match?  If not, this can cause anxiety.</p> <p><strong>3) Write down your income vs your expenses.</strong></p> <p>POP your finances.  Put it on paper.  Take what you've been thinking about and force yourself to see it in writing.  Feedback from students on this one.</p> <p>Less bills to pay.  Less moving parts.  Less to worry/think about.  Fewer checks to write.  More money in the bank?</p> <p><strong>Resource:</strong></p> <p><a href="http://www.oftwominds.com">Charles Hugh Smith</a></p> <p>Get Your Mind Straight.  Get Your Money Straight.</p> <p>Debt Shepherd 2017, All Rights Reserved</p> <p> </p>]]></description>
      
      <content:encoded><![CDATA[<p>The more complicated you make your finances, the more the tyranny of their complexity can rule your life.</p> <p>1) What you see vs what you think.</p> <p>If it's a mess on the outside, it's a mess on the inside. House, car, clothes, garage, body, finances. No different.</p> <p>2) The un-manifest and the manifest.</p> <p>What hasn't shown up vs what has shown up vs what you think and do they match? If not, this can cause anxiety.</p> <p>3) Write down your income vs your expenses.</p> <p>POP your finances. Put it on paper. Take what you've been thinking about and force yourself to see it in writing. Feedback from students on this one.</p> <p>Less bills to pay. Less moving parts. Less to worry/think about. Fewer checks to write. More money in the bank?</p> <p>Resource:</p> <p><a href="http://www.oftwominds.com">Charles Hugh Smith</a></p> <p>Get Your Mind Straight. Get Your Money Straight.</p> <p>Debt Shepherd 2017, All Rights Reserved</p> <p> </p>]]></content:encoded>
      
      
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      <itunes:duration>15:46</itunes:duration>
      <itunes:explicit>false</itunes:explicit>
      
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      <itunes:episodeType>full</itunes:episodeType>
      
      
      
    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>The more complicated you make your finances, the more the tyranny of their complexity can rule your life. 1) What you see vs what you think. If it's a mess on the outside, it's a mess on the inside.  House, car, clothes, garage, body, finances.  No different. 2) The un-manifest and the manifest. What hasn't shown up vs what has shown up vs what you think and do they match?  If not, this can cause anxiety. 3) Write down your income vs your expenses. POP your finances.  Put it on paper.  Take what you've been thinking about and force yourself to see it in writing.  Feedback from students on this one. Less bills to pay.  Less moving parts.  Less to worry/think about.  Fewer checks to write.  More money in the bank? Resource: Charles Hugh Smith Get Your Mind Straight.  Get Your Money Straight. Debt Shepherd 2017, All Rights Reserved  </itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>The more complicated you make your finances, the more the tyranny of their complexity can rule your life. 1) What you see vs what you think. If it's a mess on the outside, it's a mess on the inside.  House, car, clothes, garage, body, finances.  No different. 2) The un-manifest and the manifest. What hasn't shown up vs what has shown up vs what you think and do they match?  If not, this can cause anxiety. 3) Write down your income vs your expenses. POP your finances.  Put it on paper.  Take what you've been thinking about and force yourself to see it in writing.  Feedback from students on this one. Less bills to pay.  Less moving parts.  Less to worry/think about.  Fewer checks to write.  More money in the bank? Resource: Charles Hugh Smith Get Your Mind Straight.  Get Your Money Straight. Debt Shepherd 2017, All Rights Reserved  </itunes:summary></item>
    
    <item>
      <title>What's Left After Taxes - 225 DSR</title>
      <itunes:title>What's Left After Taxes - 225 DSR</itunes:title>
      <pubDate>Sun, 26 Mar 2017 12:19:21 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[d03f2a1f540eae2ce8c5a3c13ff49cf0]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/whats-left-after-taxes-224-dsr]]></link>
      <description><![CDATA[<p>Taking a look at our pay stub and seeing just how much Uncle Sam steals.</p>]]></description>
      
      <content:encoded><![CDATA[<p>Taking a look at our pay stub and seeing just how much Uncle Sam steals.</p>]]></content:encoded>
      
      
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      <itunes:duration>13:33</itunes:duration>
      <itunes:explicit>false</itunes:explicit>
      
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      <itunes:image href="https://static.libsyn.com/p/assets/b/8/a/c/b8ac88c26f405301/Whats_Left_After_Taxes.png"/>
      
      <itunes:episodeType>full</itunes:episodeType>
      
      
      
    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Taking a look at our pay stub and seeing just how much Uncle Sam steals.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Taking a look at our pay stub and seeing just how much Uncle Sam steals.</itunes:summary></item>
    
    <item>
      <title>Financial Transparency At Work - 224 DSR</title>
      <itunes:title>Financial Transparency At Work - 224 DSR</itunes:title>
      <pubDate>Fri, 17 Mar 2017 10:02:32 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[7c5f82ff1a7625d8626eb734a067c4f1]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/financial-transparency-at-work-224-dsr]]></link>
      <description><![CDATA[<p class="p1">We owe this topic idea to Jonar Nader's book: "How to Lose Friends and Infuriate People"</p> <p class="p2"> </p> <p class="p1">1) What would your workplace be like if you knew everyone's rate of pay?</p> <p class="p2">From your co-workers salary to your boss.  To the owner's annual profit.  To bonus' of everyone including upper management.</p> <p class="p2"> </p> <p class="p1">2) What if you didn't get paid unless the company made a profit each month?</p> <p class="p2">Would your attendance improve?</p> <p class="p1">Would you be less apt to take a sick day, even though you weren't sick?</p> <p class="p2">3) What if before you got hired, your would be co-workers got to help decide on your hire, rate of pay, and saw your credit scores?</p> <p class="p2">Why would these ideas scare you?</p> <p class="p1">Why is our income taboo in America?</p> <p class="p1">Knowing someone's income seems like seeing them naked for the first time.<span class= "Apple-converted-space"> </span> Why?</p> <p class="p2">Income is social status, zip code, education.</p> <p class="p1">It's a measuring device we use to make decisions about people.</p> <p class="p2">Resources:</p> <p class="p1">bookfinder.com</p> <p class="p2">Debt Shepherd 2017, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p class="p1">We owe this topic idea to Jonar Nader's book: "How to Lose Friends and Infuriate People"</p> <p class="p2"> </p> <p class="p1">1) What would your workplace be like if you knew everyone's rate of pay?</p> <p class="p2">From your co-workers salary to your boss. To the owner's annual profit. To bonus' of everyone including upper management.</p> <p class="p2"> </p> <p class="p1">2) What if you didn't get paid unless the company made a profit each month?</p> <p class="p2">Would your attendance improve?</p> <p class="p1">Would you be less apt to take a sick day, even though you weren't sick?</p> <p class="p2">3) What if before you got hired, your would be co-workers got to help decide on your hire, rate of pay, and saw your credit scores?</p> <p class="p2">Why would these ideas scare you?</p> <p class="p1">Why is our income taboo in America?</p> <p class="p1">Knowing someone's income seems like seeing them naked for the first time. Why?</p> <p class="p2">Income is social status, zip code, education.</p> <p class="p1">It's a measuring device we use to make decisions about people.</p> <p class="p2">Resources:</p> <p class="p1">bookfinder.com</p> <p class="p2">Debt Shepherd 2017, All Rights Reserved</p>]]></content:encoded>
      
      
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      <itunes:duration>16:02</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>We owe this topic idea to Jonar Nader's book: "How to Lose Friends and Infuriate People"   1) What would your workplace be like if you knew everyone's rate of pay? From your co-workers salary to your boss.  To the owner's annual profit.  To bonus' of everyone including upper management.   2) What if you didn't get paid unless the company made a profit each month? Would your attendance improve? Would you be less apt to take a sick day, even though you weren't sick? 3) What if before you got hired, your would be co-workers got to help decide on your hire, rate of pay, and saw your credit scores? Why would these ideas scare you? Why is our income taboo in America? Knowing someone's income seems like seeing them naked for the first time.  Why? Income is social status, zip code, education. It's a measuring device we use to make decisions about people. Resources: bookfinder.com Debt Shepherd 2017, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>We owe this topic idea to Jonar Nader's book: "How to Lose Friends and Infuriate People"   1) What would your workplace be like if you knew everyone's rate of pay? From your co-workers salary to your boss.  To the owner's annual profit.  To bonus' of everyone including upper management.   2) What if you didn't get paid unless the company made a profit each month? Would your attendance improve? Would you be less apt to take a sick day, even though you weren't sick? 3) What if before you got hired, your would be co-workers got to help decide on your hire, rate of pay, and saw your credit scores? Why would these ideas scare you? Why is our income taboo in America? Knowing someone's income seems like seeing them naked for the first time.  Why? Income is social status, zip code, education. It's a measuring device we use to make decisions about people. Resources: bookfinder.com Debt Shepherd 2017, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>Not Willing To Give Up - 223 DSR</title>
      <itunes:title>Not Willing To Give Up - 223 DSR</itunes:title>
      <pubDate>Sun, 26 Feb 2017 11:11:10 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[6f4363bfbbf8b3e865a2adcea7bfc245]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/not-willing-to-give-up-223-dsr]]></link>
      <description><![CDATA[<p>We discuss what are you not willing to give up to change your current financial situation.</p> <p>Debt Shepherd 2017, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p>We discuss what are you not willing to give up to change your current financial situation.</p> <p>Debt Shepherd 2017, All Rights Reserved</p>]]></content:encoded>
      
      
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      <itunes:duration>25:16</itunes:duration>
      <itunes:explicit>false</itunes:explicit>
      
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      <itunes:episodeType>full</itunes:episodeType>
      
      
      
    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>We discuss what are you not willing to give up to change your current financial situation. Debt Shepherd 2017, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>We discuss what are you not willing to give up to change your current financial situation. Debt Shepherd 2017, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>The Money Mafia - 222 DSR</title>
      <itunes:title>The Money Mafia - 222 DSR</itunes:title>
      <pubDate>Sat, 11 Feb 2017 20:41:34 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[b5c07fa8fecdad4785046ac92b16da15]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/the-money-mafia-222-dsr]]></link>
      <description><![CDATA[<p class="p1">I talk to the host of Gnosis Cardia on blogtalkradio and we discuss the insidious money cartel known as The Federal Reserve Bank.</p>]]></description>
      
      <content:encoded><![CDATA[<p class="p1">I talk to the host of Gnosis Cardia on blogtalkradio and we discuss the insidious money cartel known as The Federal Reserve Bank.</p>]]></content:encoded>
      
      
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      <itunes:duration>01:20:39</itunes:duration>
      <itunes:explicit>false</itunes:explicit>
      
      <itunes:keywords/>
      
      
      
      <itunes:episodeType>full</itunes:episodeType>
      
      
      
    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>I talk to the host of Gnosis Cardia on blogtalkradio and we discuss the insidious money cartel known as The Federal Reserve Bank.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>I talk to the host of Gnosis Cardia on blogtalkradio and we discuss the insidious money cartel known as The Federal Reserve Bank.</itunes:summary></item>
    
    <item>
      <title>Listener Emails - 221 DSR</title>
      <itunes:title>Listener Emails - 221 DSR</itunes:title>
      <pubDate>Sun, 05 Feb 2017 16:12:45 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[3b1d7c27bfe1e87ea89b895520334b28]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/listener-emails-221-dsr]]></link>
      <description><![CDATA[<p>We talk about two listener emails and discuss the coaching process.</p>]]></description>
      
      <content:encoded><![CDATA[<p>We talk about two listener emails and discuss the coaching process.</p>]]></content:encoded>
      
      
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      <itunes:duration>12:00</itunes:duration>
      <itunes:explicit>false</itunes:explicit>
      
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      <itunes:episodeType>full</itunes:episodeType>
      
      
      
    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>We talk about two listener emails and discuss the coaching process.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>We talk about two listener emails and discuss the coaching process.</itunes:summary></item>
    
    <item>
      <title>Change - DSR 220</title>
      <itunes:title>Change - DSR 220</itunes:title>
      <pubDate>Sat, 17 Dec 2016 13:11:48 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[16fc191ecac13c14f1c9bf16567c2cee]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/change-dsr-220]]></link>
      <description><![CDATA[<p>Change is constant.  Here's three tips to keep you moving your finances in a positive direction.</p>]]></description>
      
      <content:encoded><![CDATA[<p>Change is constant. Here's three tips to keep you moving your finances in a positive direction.</p>]]></content:encoded>
      
      
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      <itunes:duration>16:37</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Change is constant.  Here's three tips to keep you moving your finances in a positive direction.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Change is constant.  Here's three tips to keep you moving your finances in a positive direction.</itunes:summary></item>
    
    <item>
      <title>Health Insurance At Work - 219 DSR</title>
      <itunes:title>Health Insurance At Work - 219 DSR</itunes:title>
      <pubDate>Sun, 31 Jul 2016 18:51:14 +0000</pubDate>
      <guid isPermaLink="false"><![CDATA[fa6a0e6013eef7b55c13995d1039865b]]></guid>
      <link><![CDATA[https://debtshepherd.libsyn.com/health-insurance-at-work-219-dsr]]></link>
      <description><![CDATA[<p class="p1">Your role in changing the cost of health care if you're not happy with what you're paying.</p> <p class="p1">http://www.debtshepherd.com</p>]]></description>
      
      <content:encoded><![CDATA[<p class="p1">Your role in changing the cost of health care if you're not happy with what you're paying.</p> <p class="p1">http://www.debtshepherd.com</p>]]></content:encoded>
      
      
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      <itunes:duration>31:36</itunes:duration>
      <itunes:explicit>false</itunes:explicit>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Your role in changing the cost of health care if you're not happy with what you're paying. http://www.debtshepherd.com</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Your role in changing the cost of health care if you're not happy with what you're paying. http://www.debtshepherd.com</itunes:summary></item>
    
    <item>
      <title>The Retirement Gamble - 218 DSR</title>
      <itunes:title>The Retirement Gamble - 218 DSR</itunes:title>
      <pubDate>Sat, 23 Jul 2016 08:37:37 +0000</pubDate>
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      <link><![CDATA[https://debtshepherd.libsyn.com/the-retirement-gamble-218-dsr]]></link>
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      <title>Money Saving Tips for Parents - 217 DSR</title>
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      <pubDate>Sun, 17 Jul 2016 12:30:46 +0000</pubDate>
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      <description><![CDATA[<p>How to save money on kids birthdays and not give in to conformity when spending.</p>]]></description>
      
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    <item>
      <title>Listener Emails - 216 DSR</title>
      <itunes:title>Listener Emails - 216 DSR</itunes:title>
      <pubDate>Sun, 19 Jun 2016 14:20:27 +0000</pubDate>
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      <link><![CDATA[https://debtshepherd.libsyn.com/listener-emails-216-dsr]]></link>
      <description><![CDATA[<p>I answer listener email questions about finance with my good friend Ahyh.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>I answer listener email questions about finance with my good friend Ahyh.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>I answer listener email questions about finance with my good friend Ahyh.</itunes:summary></item>
    
    <item>
      <title>Andrea From Utah - 215 DSR</title>
      <itunes:title>Andrea From Utah - 215 DSR</itunes:title>
      <pubDate>Tue, 07 Jun 2016 22:07:34 +0000</pubDate>
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      <description><![CDATA[<p>We talk to Andrea from Utah with a buffet style conversation of topics.</p>]]></description>
      
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    <item>
      <title>Gratitude - 214 DSR</title>
      <itunes:title>Gratitude - 214 DSR</itunes:title>
      <pubDate>Sun, 08 May 2016 12:42:58 +0000</pubDate>
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      <description><![CDATA[<p>Learn that gratitude is an inside job.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Learn that gratitude is an inside job.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Learn that gratitude is an inside job.</itunes:summary></item>
    
    <item>
      <title>Teaching Kids About Money - 213 DSR</title>
      <itunes:title>Teaching Kids About Money - 213 DSR</itunes:title>
      <pubDate>Sun, 24 Apr 2016 14:06:30 +0000</pubDate>
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      <description><![CDATA[<p>The importance of money discussions in the home.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>The importance of money discussions in the home.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>The importance of money discussions in the home.</itunes:summary></item>
    
    <item>
      <title>The Feeling of Debt Freedom - 212 DSR</title>
      <itunes:title>The Feeling of Debt Freedom - 212 DSR</itunes:title>
      <pubDate>Sun, 10 Apr 2016 12:05:47 +0000</pubDate>
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      <link><![CDATA[https://debtshepherd.libsyn.com/the-feeling-of-debt-freedom-212-dsr]]></link>
      <description><![CDATA[<p>Getting out of debt takes three simple things.  Practice, little bites, and focus.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Getting out of debt takes three simple things.  Practice, little bites, and focus.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Getting out of debt takes three simple things.  Practice, little bites, and focus.</itunes:summary></item>
    
    <item>
      <title>Economic Envy - 211 DSR</title>
      <itunes:title>Economic Envy - 211 DSR</itunes:title>
      <pubDate>Sat, 19 Mar 2016 13:21:47 +0000</pubDate>
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      <description><![CDATA[<p>We discuss the dangers of keeping up with the elusive Jones'.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>We discuss the dangers of keeping up with the elusive Jones'.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>We discuss the dangers of keeping up with the elusive Jones'.</itunes:summary></item>
    
    <item>
      <title>A Tale of Two Houses - 210 DSR</title>
      <itunes:title>A Tale of Two Houses - 210 DSR</itunes:title>
      <pubDate>Sun, 13 Mar 2016 00:39:07 +0000</pubDate>
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      <description><![CDATA[<p>We talk to author Jon White, a CPA by trade, who shares with us the mistakes he made when buying his first home.  And, more importantly, he shares how you can avoid them.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>We talk to author Jon White, a CPA by trade, who shares with us the mistakes he made when buying his first home.  And, more importantly, he shares how you can avoid them.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>We talk to author Jon White, a CPA by trade, who shares with us the mistakes he made when buying his first home.  And, more importantly, he shares how you can avoid them.</itunes:summary></item>
    
    <item>
      <title>Murphy's Law - 209 DSR</title>
      <itunes:title>Murphy's Law - 209 DSR</itunes:title>
      <pubDate>Sun, 28 Feb 2016 16:04:30 +0000</pubDate>
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      <link><![CDATA[https://debtshepherd.libsyn.com/murphys-law-209-dsr]]></link>
      <description><![CDATA[<p>Pastor Ahyh shares with us how Murphy's Law has been showing up in his life lately.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Pastor Ahyh shares with us how Murphy's Law has been showing up in his life lately.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Pastor Ahyh shares with us how Murphy's Law has been showing up in his life lately.</itunes:summary></item>
    
    <item>
      <title>The Creature From Jekyll Island - 208 DSR</title>
      <itunes:title>The Creature From Jekyll Island - 208 DSR</itunes:title>
      <pubDate>Sat, 13 Feb 2016 09:00:29 +0000</pubDate>
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      <description><![CDATA[<p>One of the most important books you'll ever read about the mysteries of money.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>One of the most important books you'll ever read about the mysteries of money.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>One of the most important books you'll ever read about the mysteries of money.</itunes:summary></item>
    
    <item>
      <title>Buying Your Teenagers First Car - 207 DSR</title>
      <itunes:title>Buying Your Teenagers First Car - 207 DSR</itunes:title>
      <pubDate>Sun, 17 Jan 2016 12:37:12 +0000</pubDate>
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      <description><![CDATA[<p>Smart ways to shop for your teenagers first car.</p>
<p>We interview Charlene from NC.</p>]]></description>
      
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      <itunes:duration>30:17</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Smart ways to shop for your teenagers first car. We interview Charlene from NC.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Smart ways to shop for your teenagers first car. We interview Charlene from NC.</itunes:summary></item>
    
    <item>
      <title>Get Your Mind Straight: Part 2 - 206 DSR</title>
      <itunes:title>Get Your Mind Straight: Part 2 - 206 DSR</itunes:title>
      <pubDate>Sun, 27 Dec 2015 17:58:49 +0000</pubDate>
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      <link><![CDATA[https://debtshepherd.libsyn.com/get-your-mind-straight-part-2-206-dsr]]></link>
      <description><![CDATA[<p class="p1">What is food?</p>
<p class="p1">Why do we eat?<span class="Apple-converted-space">  </span></p>
<p class="p1">Easy ways to clean up what we eat.</p>
<p class="p1">Dealing with family/friends when we change what we eat.</p>
<p class="p2"> </p>
<p class="p1">www.herbdoc.com - Dr Schulze - SuperFood</p>
<p class="p1">www.vitamix.com - Blender</p>
<p class="p1">The Vegetarian<span class="Apple-converted-space">  </span>Myth - Lierre Keith</p>
<p class="p1">Sugar Blues - William Dufty</p>]]></description>
      
      <content:encoded><![CDATA[<p class="p1">What is food?</p> <p class="p1">Why do we eat? </p> <p class="p1">Easy ways to clean up what we eat.</p> <p class="p1">Dealing with family/friends when we change what we eat.</p> <p class="p2"> </p> <p class="p1">www.herbdoc.com - Dr Schulze - SuperFood</p> <p class="p1">www.vitamix.com - Blender</p> <p class="p1">The Vegetarian Myth - Lierre Keith</p> <p class="p1">Sugar Blues - William Dufty</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>What is food? Why do we eat?   Easy ways to clean up what we eat. Dealing with family/friends when we change what we eat.   www.herbdoc.com - Dr Schulze - SuperFood www.vitamix.com - Blender The Vegetarian  Myth - Lierre Keith Sugar Blues - William Dufty</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>What is food? Why do we eat?   Easy ways to clean up what we eat. Dealing with family/friends when we change what we eat.   www.herbdoc.com - Dr Schulze - SuperFood www.vitamix.com - Blender The Vegetarian  Myth - Lierre Keith Sugar Blues - William Dufty</itunes:summary></item>
    
    <item>
      <title>Get Your Mind Straight Part 1 - 205 DSR</title>
      <itunes:title>Get Your Mind Straight Part 1 - 205 DSR</itunes:title>
      <pubDate>Wed, 09 Dec 2015 22:32:46 +0000</pubDate>
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      <description><![CDATA[<p class="p1">Part 1 of 5</p>
<p class="p1">Water</p>
<p class="p1">- Clean up the vessel.</p>
<p class="p1">Your body is a machine. Cleaner fuel - better performance.<span class="Apple-converted-space">  </span>Body about 80% water - Hydrogen & Oxygen</p>
<p class="p1">- Drinking Water</p>
<p class="p1">Fluoride.<span class="Apple-converted-space">  </span>Dissolved Solids/organs</p>
<p class="p1">- Shower Water</p>
<p class="p1">Shower head filter.<span class="Apple-converted-space">  </span>Chlorine.<span class="Apple-converted-space">  </span>Softer skin.</p>
<p class="p1">- Cologne & Shampoo</p>
<p class="p1">Skin largest organ.<span class="Apple-converted-space">  </span>You drink what you put on your skin/head or hair.<span class="Apple-converted-space">  </span>Can you water a tree with your cologne/perfume?</p>]]></description>
      
      <content:encoded><![CDATA[<p class="p1">Part 1 of 5</p> <p class="p1">Water</p> <p class="p1">- Clean up the vessel.</p> <p class="p1">Your body is a machine. Cleaner fuel - better performance. Body about 80% water - Hydrogen & Oxygen</p> <p class="p1">- Drinking Water</p> <p class="p1">Fluoride. Dissolved Solids/organs</p> <p class="p1">- Shower Water</p> <p class="p1">Shower head filter. Chlorine. Softer skin.</p> <p class="p1">- Cologne & Shampoo</p> <p class="p1">Skin largest organ. You drink what you put on your skin/head or hair. Can you water a tree with your cologne/perfume?</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Part 1 of 5 Water - Clean up the vessel. Your body is a machine. Cleaner fuel - better performance.  Body about 80% water - Hydrogen &amp; Oxygen - Drinking Water Fluoride.  Dissolved Solids/organs - Shower Water Shower head filter.  Chlorine.  Softer skin. - Cologne &amp; Shampoo Skin largest organ.  You drink what you put on your skin/head or hair.  Can you water a tree with your cologne/perfume?</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Part 1 of 5 Water - Clean up the vessel. Your body is a machine. Cleaner fuel - better performance.  Body about 80% water - Hydrogen &amp; Oxygen - Drinking Water Fluoride.  Dissolved Solids/organs - Shower Water Shower head filter.  Chlorine.  Softer skin. - Cologne &amp; Shampoo Skin largest organ.  You drink what you put on your skin/head or hair.  Can you water a tree with your cologne/perfume?</itunes:summary></item>
    
    <item>
      <title>The Art of Tithing - 204 DSR</title>
      <itunes:title>The Art of Tithing - 204 DSR</itunes:title>
      <pubDate>Thu, 03 Dec 2015 01:53:13 +0000</pubDate>
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      <link><![CDATA[https://debtshepherd.libsyn.com/the-art-of-tithing-dsr-204]]></link>
      <description><![CDATA[<p class="p1"><span class="s1">Tithing:</span></p>
<p class="p1"><span class="s1">1) Where did the idea really come from?</span></p>
<p class="p1">2) I’m spiritual, not religious, so I don’t give money away.</p>
<p class="p2">3) If I give I won’t be able to pay my bills.</p>
<p class="p2">4) If God doesn’t need my money, why does the preacher keep asking for it?</p>
<p>Get Your Mind Straight. Get Your Money Straight.<br />Debt Shepherd 2015, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p class="p1">Tithing:</p> <p class="p1">1) Where did the idea really come from?</p> <p class="p1">2) I’m spiritual, not religious, so I don’t give money away.</p> <p class="p2">3) If I give I won’t be able to pay my bills.</p> <p class="p2">4) If God doesn’t need my money, why does the preacher keep asking for it?</p> <p>Get Your Mind Straight. Get Your Money Straight.Debt Shepherd 2015, All Rights Reserved</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Tithing: 1) Where did the idea really come from? 2) I’m spiritual, not religious, so I don’t give money away. 3) If I give I won’t be able to pay my bills. 4) If God doesn’t need my money, why does the preacher keep asking for it? Get Your Mind Straight. Get Your Money Straight. Debt Shepherd 2015, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Tithing: 1) Where did the idea really come from? 2) I’m spiritual, not religious, so I don’t give money away. 3) If I give I won’t be able to pay my bills. 4) If God doesn’t need my money, why does the preacher keep asking for it? Get Your Mind Straight. Get Your Money Straight. Debt Shepherd 2015, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>Truth About Interest Rates- 203 DSR</title>
      <itunes:title>Truth About Interest Rates- 203 DSR</itunes:title>
      <pubDate>Sun, 22 Nov 2015 16:56:24 +0000</pubDate>
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      <description><![CDATA[<p>What is the interest rate?<br />Who decides?<br />Difference between the interest rate and the REAL interest rate.</p>
<p>3 ways to pay less interest when borrowing money.<br />Why do we borrow money from strangers?</p>
<p>Resource:<br />The Man Who Quit Money</p>
<p>Get Your Mind Straight. Get Your Money Straight.<br />Debt Shepherd 2015, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p>What is the interest rate?Who decides?Difference between the interest rate and the REAL interest rate.</p> <p>3 ways to pay less interest when borrowing money.Why do we borrow money from strangers?</p> <p>Resource:The Man Who Quit Money</p> <p>Get Your Mind Straight. Get Your Money Straight.Debt Shepherd 2015, All Rights Reserved</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>What is the interest rate? Who decides? Difference between the interest rate and the REAL interest rate. 3 ways to pay less interest when borrowing money. Why do we borrow money from strangers? Resource: The Man Who Quit Money Get Your Mind Straight. Get Your Money Straight. Debt Shepherd 2015, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>What is the interest rate? Who decides? Difference between the interest rate and the REAL interest rate. 3 ways to pay less interest when borrowing money. Why do we borrow money from strangers? Resource: The Man Who Quit Money Get Your Mind Straight. Get Your Money Straight. Debt Shepherd 2015, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>Ode to Jim Thomas - 202 DSR</title>
      <itunes:title>Ode to Jim Thomas - 202 DSR</itunes:title>
      <pubDate>Sat, 14 Nov 2015 13:14:40 +0000</pubDate>
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      <description><![CDATA[<p data-node-uid="160">This is a tribute to a broadcasting mentor of mine Jim Thomas.</p>
<p data-node-uid="161">He taught me about computers, microphones, voiceover, and so much more. Thank you Jim for sharing your experience with me and giving so freely.</p>
<p data-node-uid="162">Get Your Mind Straight. Get Your Money Straight.<br data-node-uid="163" />Debt Shepherd 2015, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p data-node-uid="160">This is a tribute to a broadcasting mentor of mine Jim Thomas.</p> <p data-node-uid="161">He taught me about computers, microphones, voiceover, and so much more. Thank you Jim for sharing your experience with me and giving so freely.</p> <p data-node-uid="162">Get Your Mind Straight. Get Your Money Straight.Debt Shepherd 2015, All Rights Reserved</p>]]></content:encoded>
      
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>This is a tribute to a broadcasting mentor of mine Jim Thomas. He taught me about computers, microphones, voiceover, and so much more. Thank you Jim for sharing your experience with me and giving so freely. Get Your Mind Straight. Get Your Money Straight.Debt Shepherd 2015, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>This is a tribute to a broadcasting mentor of mine Jim Thomas. He taught me about computers, microphones, voiceover, and so much more. Thank you Jim for sharing your experience with me and giving so freely. Get Your Mind Straight. Get Your Money Straight.Debt Shepherd 2015, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>How to Ask for a Pay Raise - 201 DSR</title>
      <itunes:title>How to Ask for a Pay Raise - 201 DSR</itunes:title>
      <pubDate>Wed, 11 Nov 2015 19:09:40 +0000</pubDate>
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      <description><![CDATA[<p>Thinking about asking for more money at work?  There's a few things you might want to consider before walking into the boss' office.</p>]]></description>
      
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Thinking about asking for more money at work?  There's a few things you might want to consider before walking into the boss' office.</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Thinking about asking for more money at work?  There's a few things you might want to consider before walking into the boss' office.</itunes:summary></item>
    
    <item>
      <title>054 DSR - Self Invented Restless Dissatisfaction</title>
      <itunes:title>054 DSR - Self Invented Restless Dissatisfaction</itunes:title>
      <pubDate>Mon, 02 Nov 2015 15:39:46 +0000</pubDate>
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      <itunes:duration>11:52</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>055 DSR - Becoming Color Blind</title>
      <itunes:title>055 DSR - Becoming Color Blind</itunes:title>
      <pubDate>Mon, 02 Nov 2015 15:39:30 +0000</pubDate>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>056 DSR - 401k Fallout</title>
      <itunes:title>056 DSR - 401k Fallout</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:06:22 +0000</pubDate>
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      <itunes:duration>14:31</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>057 DSR - Football - What is a Fan?</title>
      <itunes:title>057 DSR - Football - What is a Fan?</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:05:56 +0000</pubDate>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>058 DSR - It's Never Too Late</title>
      <itunes:title>058 DSR - It's Never Too Late</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:05:40 +0000</pubDate>
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      <itunes:duration>11:38</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>059 DSR - Self Employed vs W-2'd</title>
      <itunes:title>059 DSR - Self Employed vs W-2'd</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:05:25 +0000</pubDate>
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      <itunes:duration>11:21</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>060 DSR - What if Your Vote Didn't Count?</title>
      <itunes:title>060 DSR - What if Your Vote Didn't Count?</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:04:53 +0000</pubDate>
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      <itunes:duration>08:20</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>061 DSR - Letter to America</title>
      <itunes:title>061 DSR - Letter to America</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:04:37 +0000</pubDate>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>062 DSR - Money The Magnifying Glass</title>
      <itunes:title>062 DSR - Money The Magnifying Glass</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:04:20 +0000</pubDate>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>063 DSR - Standard of Living vs Quality of Life</title>
      <itunes:title>063 DSR - Standard of Living vs Quality of Life</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:04:02 +0000</pubDate>
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      <itunes:duration>12:59</itunes:duration>
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    <item>
      <title>064 DSR - Black Friday - The Big Fat Tick</title>
      <itunes:title>064 DSR - Black Friday - The Big Fat Tick</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:03:47 +0000</pubDate>
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      <itunes:duration>17:21</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>065 DSR - Broke But Not Poor</title>
      <itunes:title>065 DSR - Broke But Not Poor</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:02:46 +0000</pubDate>
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      <itunes:duration>08:07</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>066 DSR - The Currency of Gratitude</title>
      <itunes:title>066 DSR - The Currency of Gratitude</itunes:title>
      <pubDate>Sat, 31 Oct 2015 22:02:31 +0000</pubDate>
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      <itunes:duration>12:47</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:author>Greg Whitaker</itunes:author></item>
    
    <item>
      <title>200 DSR - Go Within or You'll Go Without</title>
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      <pubDate>Sat, 31 Oct 2015 18:25:07 +0000</pubDate>
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      <description><![CDATA[<p>Go Within or You'll Go Without. What does it mean?<br />In this episode my friend pastor Ahyh and I:</p>
<p>1) Explain the metaphor of the topic.<br />2) Give a few examples of going within.<br />3) Give a few examples of going without.<br />4) Explore why do we feel anxiety when we're disconnected from God?<br />5) Answer the question: How do you begin to learn to go within more often?</p>
<p>Resources:<br /><a href="http://www.yhwh.com" target="_blank">Pastor Ahyh</a></p>
<p><a href="https://www.ted.com/talks/brene_brown_listening_to_shame?language=en#t-329508" target="_blank">Brene Brown</a></p>
<p>Get Your Mind Straight. Get Your Money Straight<br />Debt Shepherd 2015, All Rights Reserved</p>]]></description>
      
      <content:encoded><![CDATA[<p>Go Within or You'll Go Without. What does it mean?In this episode my friend pastor Ahyh and I:</p> <p>1) Explain the metaphor of the topic.2) Give a few examples of going within.3) Give a few examples of going without.4) Explore why do we feel anxiety when we're disconnected from God?5) Answer the question: How do you begin to learn to go within more often?</p> <p>Resources:<a href="http://www.yhwh.com" target="_blank">Pastor Ahyh</a></p> <p><a href="https://www.ted.com/talks/brene_brown_listening_to_shame?language=en#t-329508" target="_blank">Brene Brown</a></p> <p>Get Your Mind Straight. Get Your Money StraightDebt Shepherd 2015, All Rights Reserved</p>]]></content:encoded>
      
      
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      <itunes:duration>29:20</itunes:duration>
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    <author>greg@debtshepherd.com (Greg Whitaker)</author><itunes:subtitle>Go Within or You'll Go Without. What does it mean? In this episode my friend pastor Ahyh and I: 1) Explain the metaphor of the topic. 2) Give a few examples of going within. 3) Give a few examples of going without. 4) Explore why do we feel anxiety when we're disconnected from God? 5) Answer the question: How do you begin to learn to go within more often? Resources: Pastor Ahyh Brene Brown Get Your Mind Straight. Get Your Money Straight Debt Shepherd 2015, All Rights Reserved</itunes:subtitle><itunes:author>Greg Whitaker</itunes:author><itunes:summary>Go Within or You'll Go Without. What does it mean? In this episode my friend pastor Ahyh and I: 1) Explain the metaphor of the topic. 2) Give a few examples of going within. 3) Give a few examples of going without. 4) Explore why do we feel anxiety when we're disconnected from God? 5) Answer the question: How do you begin to learn to go within more often? Resources: Pastor Ahyh Brene Brown Get Your Mind Straight. Get Your Money Straight Debt Shepherd 2015, All Rights Reserved</itunes:summary></item>
    
    <item>
      <title>067 DSR - The Elimination of Television</title>
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      <title>068 DSR - Where Are The Statistics</title>
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    <item>
      <title>069 DSR - The Child You Once Were</title>
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      <title>070 DSR - THE Secret to Debt Elimination</title>
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      <title>071 DSR - Chasing Paper</title>
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    <item>
      <title>072 DSR - Money Words</title>
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    <item>
      <title>074 DSR - The Story of Your Enslavement</title>
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    <item>
      <title>075 DSR - Hollywood is a Monster</title>
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      <pubDate>Sat, 31 Oct 2015 01:31:33 +0000</pubDate>
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    <item>
      <title>076 DSR - New Year Resolutions &amp; 2013</title>
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      <pubDate>Sat, 31 Oct 2015 01:31:14 +0000</pubDate>
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    <item>
      <title>077 DSR - Erin Norin Interview</title>
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      <pubDate>Sat, 31 Oct 2015 01:30:57 +0000</pubDate>
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    <item>
      <title>078 DSR - Why It's Called A Bank</title>
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    <item>
      <title>079 DSR - Liquid Gold</title>
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      <pubDate>Sat, 31 Oct 2015 00:11:48 +0000</pubDate>
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    <item>
      <title>080 DSR - Your Most Valuable Asset</title>
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      <pubDate>Sat, 31 Oct 2015 00:11:31 +0000</pubDate>
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    <item>
      <title>081 DSR - People's Trust</title>
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    <item>
      <title>082 DSR - Paper &amp; Ink</title>
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      <title>083 DSR - Caesars Messiah</title>
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      <title>084 DSR - It's None of Your Business</title>
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      <title>085 DSR - Buying Our Freedom</title>
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      <title>087 DSR - The One People's Public Trust</title>
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