Debt Sucks

Google Trends/Related Searches: Slightly Flawed

Jake — Sat, 18 Jul 2009 01:02:10 +0000

In the effot to overcome a bit of writer’s block, I googled “blog writers block” and came across a suggestion to hop over to Google Trends to see what’s hoppin’ on the web right now, to get some ideas. I noticed that “economic depression” is the #2 hot trend right now, which isn’t all that [...]

Silly Mad Libs

Jake — Sat, 18 Jul 2009 00:32:22 +0000

First off, I have to say that this isn’t really a Mad Lib. Debt Ninja, you’ve got it all backwards. A mad lib is supposed to be filled out not knowing what the paragraph is going to say, providing adjectives, nouns, verbs, names, and numbers to another person, and then being thoroughly amused by the [...]

Road Trip Results In Screwey Finances

Jake — Thu, 16 Jul 2009 04:40:29 +0000

I have $200 in cash on me right now, all in one dollar bills. Why? Well, I needed plenty of money to trade with at the Where’s George? gathering, of course. However, I can’t just go deposit the bills I traded for back into my checking account. BIG no-no. In any case, I borrowed $50 from my [...]

Road Trip! And Twitter!

Jake — Fri, 10 Jul 2009 09:56:15 +0000

One major problem that I’ve had in writing here is that I’ve had so many small, useless events that I’d like to write about, somewhere, but haven’t found them worthy of writing about here. You know, those things that are slightly noteworthy, but only take a sentence to write about, and I don’t want to [...]

When A Debt Collector Gets Greedy

Jake — Wed, 08 Jul 2009 08:57:45 +0000

I guess I was naive to think that once you make a deal with a debt collection company, and they start taking your money, and then they start taking even more of your money, they’ll leave you alone. Apparently not. Just as I was pulling out of the alley to go to work, I got a [...]

Net Worth Update: July 2009

Jake — Fri, 03 Jul 2009 05:48:13 +0000

From June 2 to July 2, my net worth increased an average of $49.16 per day, or $1,638.95 overall, to -$59,928.09. This is a 5.00% increase, and results in a projected zero net worth on 11/02/2012. My sister stopped by today for no reason, so I went ahead and wrote her a check for the amount [...]

Secondary Savings Fund Established

Jake — Thu, 02 Jul 2009 08:57:46 +0000

Since I struggled previously with budgeting for savings, and still am, and still couldn’t come up with a plan, I’ve opted to take the slow way out. My secondary savings goal is $1,200, at the moment. $800 of that is for the computer build, and $400 for a firearm. When I say slow, I mean sloooowww. [...]

Finally - Progress on Capital One

Jake — Thu, 02 Jul 2009 05:49:15 +0000

With this latest payment, that finally went through yesterday, I have officially made progress on my Capital One debt. It now stands at an amazing 1.65% lower than where it was at the beginning of the year. Woohoo! I still can’t wait for Friday, when there will be much more progress updating to do… In other [...]

Experian Investigation Results

Jake — Tue, 30 Jun 2009 07:22:44 +0000

Whelp, Experian investigated my complaint about the Comcast collection account on my credit report (thoroughly, I’m sure), and as expected, not much happened. The outcome is listed as “Updated,” which means… not much. Just about everything was blanked out, except for the account’s existence itself. It now has no status, no type, a term of 1 [...]

Payment Plan Worked Out With Ellis College

Jake — Tue, 30 Jun 2009 07:08:46 +0000

They said months and months ago that they were sending my account to collections, and never did, so I’m not so sure that they were really going to do so this time either - though maybe it was a last chance thing. Regardless, I’d like to be making good-faith payments, at least. The emails themselves [...]