http://www.demosscapital.com/page/wealth-management/insight en-us http://www.demosscapital.com/page/wealth-management/insight/articles/why-should-i-diversify-my-investments http://www.demosscapital.com/page/wealth-management/insight/articles/why-should-i-diversify-my-investments We've all heard the old adage about not putting in your eggs in one basket. This is good advice. But why? The basic premise of investing is to be rewarded for risk that you take. Fri, 15 Aug 2008 10:27:44 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/martin-pierce-lets-talk-about-it http://www.demosscapital.com/page/wealth-management/insight/articles/martin-pierce-lets-talk-about-it If you are like most people, you have probably noticed that some of the most difficult discussions you ever have are those with members of your own family. Thu, 31 Jul 2008 10:36:44 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/georgia-medicaid-implementation-of-estate-recovery http://www.demosscapital.com/page/wealth-management/insight/articles/georgia-medicaid-implementation-of-estate-recovery The State of Georgia has announced that its Medicaid Estate Recovery Program will go into effect on May 1, 2006. If you have a loved one who receives Georgia Medicaid assistance for nursing home, community based services or medical care, they likely received a Notice within the last couple of weeks concerning this impending program. Thu, 31 Jul 2008 10:48:33 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/what-causes-the-fluctuations-in-the-value-of-currency http://www.demosscapital.com/page/wealth-management/insight/articles/what-causes-the-fluctuations-in-the-value-of-currency You don’t need to know how to detect triangular arbitrage or understand interest rate parity and forward pricing to become familiar with basics of currency exchange. At a fundamental level it is quite simple. Wed, 08 Apr 2009 11:00:23 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/top-ten-most-common-estate-planning-mistakes http://www.demosscapital.com/page/wealth-management/insight/articles/top-ten-most-common-estate-planning-mistakes 1. Not understanding the impact life insurance has on estate and inheritance taxes. Thu, 31 Jul 2008 11:04:48 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/making-a-will http://www.demosscapital.com/page/wealth-management/insight/articles/making-a-will The simplest way to ensure that your funds, property and personal effects will be distributed as you desire after your death is to prepare a Will. Fri, 01 Aug 2008 11:14:53 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/demoss-capital-invites-investors-to-do-well-and-do-good http://www.demosscapital.com/page/wealth-management/insight/articles/demoss-capital-invites-investors-to-do-well-and-do-good New investment firm serves Chattanooga with full range of wealth management services, and donates 100% of fees for two months annually to nonprofits of clients' choosing Thu, 31 Jul 2008 11:24:11 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/what-is-an-etf http://www.demosscapital.com/page/wealth-management/insight/articles/what-is-an-etf Who feels tired of having to pick from hundreds of mutual funds? What investment product is right for you? Trying to evaluate what investment product is best for your savings can feel like an overwhelming task. Tue, 05 Aug 2008 11:16:05 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/count-the-costs http://www.demosscapital.com/page/wealth-management/insight/articles/count-the-costs There are a number of things to understand before dumping your life savings into mutual funds, especially in taxable accounts. Tue, 05 Aug 2008 11:43:43 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/does-land-development-have-special-tax-issues http://www.demosscapital.com/page/wealth-management/insight/articles/does-land-development-have-special-tax-issues We know developers have big ideas and visions for vacant land that most neither see nor understand at first glance. What these visionary developers may fail to see is their unique tax and accounting issues - here are three to consider. Sat, 02 Aug 2008 11:48:40 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/real-vs-nominal-interest-rates http://www.demosscapital.com/page/wealth-management/insight/articles/real-vs-nominal-interest-rates Just a quick note, because I may use this terminology in the future... Thu, 21 Aug 2008 21:10:52 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/what-are-some-of-the-impacts-of-importing-so-much-oil http://www.demosscapital.com/page/wealth-management/insight/articles/what-are-some-of-the-impacts-of-importing-so-much-oil When we look at oil and our dependence on foreign countries for this commodity, it's not a pretty picture. Thu, 21 Aug 2008 21:14:56 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/why-do-investors-get-so-excited-when-companies-get-bought-out http://www.demosscapital.com/page/wealth-management/insight/articles/why-do-investors-get-so-excited-when-companies-get-bought-out While any specific merger likely has very specific reasons for exciting investors, those reasons are more than likely founded in. . . Mon, 25 Aug 2008 08:11:20 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/behavioural-finance-and-investing-heuristics http://www.demosscapital.com/page/wealth-management/insight/articles/behavioural-finance-and-investing-heuristics Understanding these biases is the first step in learning how to invest objectively. Fri, 29 Aug 2008 17:28:07 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/estate-planning-misconceptions-1-of-4 http://www.demosscapital.com/page/wealth-management/insight/articles/estate-planning-misconceptions-1-of-4 There is no one right way to accomplish your estate planning objectives—no one right answer. But there are wrong ways. Common Questions, Answered. Thu, 04 Sep 2008 09:59:50 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/availability-bias-and-representativeness http://www.demosscapital.com/page/wealth-management/insight/articles/availability-bias-and-representativeness Two kinds of decision making/opinion forming biases, explained. Fri, 05 Sep 2008 14:51:05 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/what-are-the-advantagesdisadvantages-of-an-llc http://www.demosscapital.com/page/wealth-management/insight/articles/what-are-the-advantagesdisadvantages-of-an-llc A limited liability company provides much needed liability protection for a member of the... Mon, 08 Sep 2008 10:52:14 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/how-does-one-learn-to-make-money-work-for-them http://www.demosscapital.com/page/wealth-management/insight/articles/how-does-one-learn-to-make-money-work-for-them 'How Does One Learn to Make Money "work for them" even if it is only a little. Fri, 10 Oct 2008 08:06:41 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/tax-incentives-conservation-easements http://www.demosscapital.com/page/wealth-management/insight/articles/tax-incentives-conservation-easements Land conservation does not usually get much press, but Congress has recently extended one of the best incentives for landowners in a long time. Fri, 14 Nov 2008 11:11:52 -0500 http://www.demosscapital.com/page/wealth-management/insight/articles/seeing-the-forest-and-the-trees http://www.demosscapital.com/page/wealth-management/insight/articles/seeing-the-forest-and-the-trees Turn on the television or pick up a newspaper today, and it's easy to get lost in the trees... Tue, 25 Nov 2008 15:26:53 -0500 http://www.demosscapital.com/page/wealth-management/insight/articles/demoss-appears-in-local-paper http://www.demosscapital.com/page/wealth-management/insight/articles/demoss-appears-in-local-paper See our article on the Times Free Press website! Thu, 04 Dec 2008 16:17:19 -0500 http://www.demosscapital.com/page/wealth-management/insight/articles/2008-wow http://www.demosscapital.com/page/wealth-management/insight/articles/2008-wow It’s almost enough to just leave this letter blank.. Wed, 31 Dec 2008 17:00:12 -0500 http://www.demosscapital.com/page/wealth-management/insight/articles/prospect-theory http://www.demosscapital.com/page/wealth-management/insight/articles/prospect-theory If you’ve lost money in a stock that you haven’t sold, is it only on paper, or did you really lose it? Sat, 03 Jan 2009 14:12:25 -0500 http://www.demosscapital.com/page/wealth-management/insight/articles/safety-of-investment-accounts http://www.demosscapital.com/page/wealth-management/insight/articles/safety-of-investment-accounts If I'm an investor with accounts at Merrill Lynch or Citi-Smith Barney, I'm probably a little annoyed at these big firms... Thu, 05 Feb 2009 12:24:51 -0500 http://www.demosscapital.com/page/wealth-management/insight/articles/new-york-merrill-lynch-advisor-joins-demoss-capital http://www.demosscapital.com/page/wealth-management/insight/articles/new-york-merrill-lynch-advisor-joins-demoss-capital Sat, 14 Mar 2009 18:27:04 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/discounts-arent-just-for-clothes http://www.demosscapital.com/page/wealth-management/insight/articles/discounts-arent-just-for-clothes Few things in life elicit pure, unbridled euphoria in me more than finding a spectacular discount at the Pink Palm Tue, 31 Mar 2009 13:00:50 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/investing-is-a-lot-like-falling-in-love http://www.demosscapital.com/page/wealth-management/insight/articles/investing-is-a-lot-like-falling-in-love And then being spontaneously dumped, crying into a pint of rocky road on your couch, watching made for TV movies in your sweats and Ugg boots! Wed, 01 Apr 2009 12:09:00 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/prospective-on-financial-advisors http://www.demosscapital.com/page/wealth-management/insight/articles/prospective-on-financial-advisors One thing I’ve heard a lot from clients and friends is the change in faith that they have in financial advisors as a whole. Mon, 22 Jun 2009 17:41:18 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/changing-world-of-real-estate http://www.demosscapital.com/page/wealth-management/insight/articles/changing-world-of-real-estate Information on pending changes regarding Tennessee real estate. Mon, 22 Jun 2009 17:46:32 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/does-a-trust-make-sense http://www.demosscapital.com/page/wealth-management/insight/articles/does-a-trust-make-sense Part 1 of 2 Tue, 23 Jun 2009 10:02:16 -0400 http://www.demosscapital.com/page/wealth-management/insight/articles/going-local-isnt-just-for-strawberries http://www.demosscapital.com/page/wealth-management/insight/articles/going-local-isnt-just-for-strawberries After the grit and over commoditization of big city living, Chattanooga has been a refreshing little oasis Tue, 23 Jun 2009 10:13:21 -0400