Update 4/2/26: Bonus will end April 7, 2026

Update 1/9/26: Bonus back up to 60,000 points

The Offer

Direct link to offer

• Wells Fargo is offering 60,000 points after $1,000 in spend within the first 3 months

Card Details

• Card earns at the following rates:
  • 5X points on stays at participating Choice® hotels
  • 3X points on qualifying purchases at gas stations, grocery stores, home improvement stores, and phone plans
  • 1x points on all other purchases
• Automatic Gold Elite Status: 10 Elite night credits

Our Verdict

Previous high on this card has been 70,000 points, standard offer is 40,000 points. Free nights start at 6,000 points per night and go up to 35,000 points per night (properties in Australasia go up to 75,000 points. Now cost more than 35,000 in USA as well). With Choice it’s always a good idea to have a redemption in mind before applying. Still worth it for some people as some good value can be had, will add this to our list of the best credit card bonuses.

Update 5/10/25: $10 off $20+ with promo code FORMOM

Update 5/2/26: $10 off $20+ with promo code SPRING10

Update 4/15/26: $10.4 off $25 With Promo Code WRITEOFF

Update 4/4/26: $10 off $20 With Promo Code SCORE, Works On Pickup. April 4 only

Update 3/28/26: $10 off $20+ with promo code HOOPS

Update 3/17/26: $17 off $30+ with promo code LUCKYDAY. Today only, works on pickup. 

Update 2/7/26: $10 off $20 with promo code TOUCHDOWN. Works on pickup

Update 1/24/26: $15 off $30 with promo code football15. Works on pickup

Update 1/11/26: $10 off $20 with promo code WILDCARD. Works on pickup

Update 9/4/25: $10 off $20 with promo code GAMEDAY works on pickup.

Update 9/1/25: $20 off $30 with promo code SLURPEE

Update 8/23/25: $20 off $30 with promo code KICKOFF

Update 8/16/25: $10 off $20 with promo code SUNNY10

Update 8/9/25: $15 off $30 with promo code SUMMERFUN

Update 7/26/25: $15 off $30 with promo code 15OFF30

Update 7/13/25: $15 off $30 with promo code SUMMER15

Update 6/29/25: $15 off $30 with promo code SUNDAYSAVE

Update 5/31/25: $10 off $20 with promo code SUNSHINE

Update 4/20/25: $20 off $30 with promo code EASTER

Update 4/15/25: New code $10.40 off $20 With Promo Code WRITEOFF

Update 3/17/25: New code $17 Off $30 With Promo Code LUCKY

Update 3/8/25: New code  MARCH10 for $10 off $20 deliver. 3/8 only.

The Offer

• 7-Eleven 7NOW is offering $20 off $30 with promo code MARCH10

Our Verdict

Works 3/8 only.

Offer at a glance

• Maximum bonus amount: $100
• Availability: Restricted membership, more information here. OK only
• Direct deposit required: Yes, $200+ recurring
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee:
• Household limit: None listed
• Expiration date: December 31st, 2019 10/31/2021 3/31/22 March 31, 2023

The Offer

Direct link to offer

• TTCU is offering a bonus of $200 when you open a new checking account and complete one of the following requirements within 60 business days:
  • must have a qualified recurring direct deposit (payroll or Social Security) of $500 or more (established by 6/30/2026)
  • must have the recurring direct deposit post on three separate occasions before 9/30/2026

The Fine Print

• A 1099-INT or applicable tax form for the value of the promotional account credit will be issued to account holder.
• Cash bonus will be automatically deposited into the new account within 60 business days following second qualified direct deposit posting or second consecutive month of twenty (20) debit card transactions.
• Second direct deposit or 20 debit card transactions must be confirmed by 12/31/2019.
• Full disclosures available online. ** Wireless carrier charges may apply.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account.

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if they charge an early account termination fee or not.

Our Verdict

They offered a $100 bonus in the past, this is basically the same requirements but a slightly bigger payout. Most people won’t be eligible due to the restricted membership unfortunately so we won’t be adding this to our best bank account bonus page.

Hat tip to reader John C

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times

The Offer

• Verizon is offering some customers Save 25% for 12 months off your line(s) plan price

The Fine Print

• Applies to the wireless plan price after autopay only on select active phone lines. Getting this discount on eligible phone lines requires accepting and redeeming it separately on each phone. Offer applies a 25% credit each month for 12 bill cycles. Discount will appear on the next bill after successful offer acceptance and is compatible with autopay. Maximum one 25% discount per phone line. Discount will vary if line level plan price changes or autopay discount is added/removed. Some lines may not qualify.

Our Verdict

Don’t think it’ll show if you’re currently receiving either of these offers:

• [YMMV] Verizon: $20 Discount On Every Active Line For 12 Months
• [Update: MNVO, Fios] Verizon Customers Get $20-$100 Credit Following Yesterday’s Outage

Hat tip to reader Pickle Rick

Direct link to offer, doesn’t show for everybody

• BJ’s Wholesale Club is offering $10 off $100 when you clip the coupon. Valid 5/24 only

Our Verdict

This is working on BJ’s gift cards as well. Can stack with Citi deal for another 5% back. 

Update 3/25/23: Some are seeing the better offer in-app (I’m not sure where to check to find it, perhaps in the Amex Offer section). Also interesting: some people are seeing upgrade offers for other cards at the same link, such as the Amex Everyday > Everyday Preferred. Open the below link, login and click on each card to see the available upgrade offers. (ht San_K) Some people are also reporting higher upgrade offers of $300.

The Offer

Direct Link to offer (YMMV, login to see if it works for you)

• American Express Blue Cash Everyday cardholders can upgrade to the Blue Cash Preferred and get their $95 annual fee waived for the first year.
• They’ll also get a $150 statement credit after spending $1,000 within the first 6 months.

Others are seeing just $75 statement credit. And some are not getting the annual fee waiver.

Our Verdict

The offer link works for me only partially – it’s showing the $75 bonus, but not the $95 fee waiver. Personally, I’d go for an offer for $150 or $75 with a waived annual fee.

Hat tip to reader 007 and Gorgonzola

Update 2/20/26: 8x on Zift 2/20 – 2/26 (ht Harry)

Update 2/11/26: 8x on Zift 2/16 – 2/20 (ht Jim)

Update 10/17/25: Deal is back for 10/17 – 10/23/25

The Offer

Direct Link to offer

• Giant and Stop & Shop stores are offering 10x fuel points on Zift choice gift cards from May 23rd through May 30th.
• Some locations are running an offer for just 4x, so be sure to check your local circulars.

Our Verdict

Check your local circular to see if the offer is valid. This Zift version does not work for Amazon, but works for Lowe’s, Wayfair, and more.

Hat tip to reader HarryTheFirstHarry

Direct Link to offer (choose color and options) – affiliate link

• Amazon is selling the new 2026 Macbook Air M5 (13″) for $899.99.
• Same deal on Costco.com. Valid through 5/30/26.
• Other options and variations are on sale as well.

Our Verdict

Nice savings on the new Mac. 

Program Basics

• $100 annual fee, not waived first year
• $50 bonus when you join and spend $250+ within 90 days at qualifying merchants 
• Waitlist to join currently
• Full list of stores: 3.1 Phillip Lim, A.L.C., Alice+Olivia, AllSaints, ATM Collection, Avocado Green Mattress, Bogner, Bulova, Bergdorf Goodman, Citizen Watch Company of America, Inc., Cos Stores, Costa Del Mar, Derek Lam, Diesel, Eberjey, Eric Javits Operations LLC, FARM Rio, Four Seasons at Home, Frances Valentine, Hotels.com, Kate Spade & Company, L’Agence, Lagos Inc., LAMPS PLUS, Mansur Gavriel, Merlette, Michael Kors (USA), Inc., Michael Kors Outlet, Moschino, Mytheresa GmbH, Neiman Marcus, Persol, rag & bone, Ramy Brook, SMCP – Maje, SMCP – Sandro Paris, Tessabit, TUMI, Inc., V Opco, LLC, Viator, Zadig et Voltaire, Sephora

How Do Rates Compare?

I chose 5 merchants to compare:

• Neiman Marcus: current best rate is 5%, but frequently 15%+
• Sephora: current best rate is 7%, frequently 15% and even 20% once recently
• A.L.C: current best rate is 8%, 10% is frequent and occasionally 15%
• Hotels.com: current best rate is 8%, 12% is frequent
• Tessabit: Current best rate is 15.5%, 18% s frequent

Our Verdict

Honestly the rates don’t look great when compared to the frequent highs at other portals. I guess if you’re purchasing in volume from any of the listed merchants and can’t wait between purchases it might be helpful. Also sometimes brands will increase cash back rates but decrease sales etc so this might avoid that. Think the use cases are fairly minor though. 

• Maximum bonus amount: $350
• Availability: live, work, worship, or attend school in Hartford, Middlesex, New Haven, or Fairfield County 
• Direct deposit required: No
• Hard/soft pull: Hard pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None 
• Expiration date: May 31, 2026

The Offer

Direct link to offer

• Connex Credit Union is offering a $350 bonus when you open a new business checking account and complete the following requirements:
  • Use promo code SBM350
  • Earn $200 when you complete 5 qualifying transactions (debit, bill pay, or ACH), and deposit and maintain $1,000 within 60 days of opening the account
  • Earn additional $150 when you deposit $5,000 within 60 days and maintain it 

The Fine Print

• Offer available to organizations or entities that never had a Connex Business Checking Account.
• A $25 balance in your business share savings account is required.
• Must meet all Connex Business Checking eligibility requirements.
• The new Business Checking Account must be opened between May 1 – May 31, 2026, and remain open in order to receive any earned bonus; if your Business Checking Account is closed within six months after opening, we will deduct the reward amount at closing.
• You can only receive one new Business Checking account-related bonus per business member.
• To qualify for the bonus use promo code SBM350.
• Earn $200 bonus, when you complete 5 qualifying transactions (debit, bill pay, or ACH), and deposit and maintain $1,000 within 60 days of opening the account, deposit may be in the form of cash, check, or electronic deposit. Person-to-person and transfers from other financial institutions to your Business Checking Account do not qualify.
• Earn an additional $150 bonus, when you deposit and maintain $5,000 within 60 days of opening the account, deposit may be in the form of cash, check, or electronic deposit. Person-to-person and transfers from other financial institutions to your Business Checking Account do not qualify.
• Bonus will be posted within 60 days of qualifications being met.
• Cannot be combined with other offers.
• Unless otherwise specified, all offers and rates advertised are subject to change without notice and may be withdrawn at any time. Additional terms and conditions may apply.
• To join Connex you must live, work, worship, or attend school in Hartford, Middlesex, New Haven, or Fairfield County and have a $25 deposit in your share savings account. Certificate of 501(c) (3) status is required to open and Complete Business Checking for Non-Profits.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Complete business checking has no monthly fees to worry about.

Early Account Termination Fee

Account needs to be kept open for bonus to post. 

Our Verdict

Looks like a relatively easy bonus that is worth doing. Not sure what the approval process is like for a business. 

Hat tip to reader snailrock

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times

The Offer

No direct link to offer, showed up in app

• Citi is offering some customers an additional 4x points on online spend (5x points total). Valid on up to 2,500 additional posts ($625 in spend). Valid until 5/31/26, requires activation. 

Our Verdict

Was on the Citi double cash card (so would earn 6x), not sure if on others as well. 

• Maximum bonus amount: $600
• Availability: Recipient’s primary residence address must be in Michigan
• Direct deposit required: Yes, $500+ for $400 bonus
• Additional requirements: See below
• Hard/soft pull: Soft pull 
• ChexSystems: Yes
• Credit card funding: Yes, up to $1,000 with a Visa or Mastercard
• Monthly fees: $10-$25
• Early account termination fee: $50 + bonus forfeit if closed within six months 
• Household limit:
• Expiration date: 12/31/26

The Offer

Direct link to offer

• First Merchants Bank is offering a bonus of up to $600. 
  • Earn a $400 bonus when you open a First Merchants Prosper Checking and complete the following requirements:
    • Use promo code MIPROSPER
    • Make a minimum direct deposit of $500 within 90 days to qualify for $400 bonus cash
  • Earn a $600 bonus when you open a First Merchants Prosper Plus Checking and complete the following requirements:
    • Use promo code MIPROSPER
    • Make a minimum of $25,000 in total new deposits within 7 calendar days and maintain a minimum daily balance of $25,000 for 90 days to qualify for $600 bonus cash

The Fine Print

• To qualify, you must be a new FMB personal checking customer.
• Existing personal checking customers or those who have closed an FMB personal checking account (either as the primary or secondary account holder) within 12 months of the offer start date and the opening date of the new account. (on or after 3/2/26) are not eligible.
• The primary account holder must be at least 18 years old.
• Recipient’s primary residence address must be in Michigan. C
• ustomers who have P.O. boxes or own any other properties in otherwise eligible states for this offer are not eligible.
• FMB employees are not eligible. This offer is limited to one per client and is not valid for Public Funds, Estate accounts, U.S. Government entities, other banks, or financial institutions.
• To earn this offer you must ask an FMB banker to enroll you in the “MIPROSPER Checking Offer”, or enter the promo code when opening online, when opening a new Prosper or Prosper Plus Checking account between 3/1/26, and 12/31/26.
• You can get $600 when you open a Prosper Plus Checking account, deposit at least $25,000 within the first 7 calendar days of account opening AND maintain a minimum daily balance of $25,000 beginning the 8th calendar day through 90 day calendar days of account opening. OR get $400 when you open a Prosper Checking account, establish a direct deposit* of $500 or more within 90 days of opening a Prosper Checking account.
• *A qualifying Direct Deposit is an electronic credit to your account by your employer or an outside agency. Internal or External transfers from one account to another, deposits made through Zelle®, or deposits made at a banking location or ATM, do not qualify.
• Multiple deposits of less than required amount will not qualify.
• If all qualifications are met, the offer will be credited to the new account in the sixth month following account opening and will appear on your statement as “New Checking Offer Reward.”
• This promotion is only applicable once per client.
• FMB may report the reward value to the IRS as required, and any taxes are the recipient’s responsibility. Offer is awarded at FMB’s sole discretion.
• If the account is closed by you or FMB within 6 months of opening, you may be charged up to the full offer amount ($600 or $400) and a $50 early closing fee.
• If a customer applies for two offers, First Merchants will choose the incentive offer that is paid. This offer may change or be discontinued at any time.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

• Prosper checking has a $10 monthly fee. Waived if you do any of the following:
  • One $500 direct deposit² per month OR
    Maintain at least $1,000 in minimum combined personal deposit balances,OR
    You are a Student (under 25) or a Senior (62+)
• Prosper Plus checking has a $25 monthly fee. Waived if you do any of the following:
  • one $1,500 direct deposit per month OR
  • Maintain at least $20,000 in minimum combined personal deposit balances

Early Account Termination Fee

Bonus forfeit and $50 fee is charged if closed within six months 

Our Verdict

Better than the $300/$500 bonuses normally available, but those are also available in OH & MI. You’d earn $312 if you put the $25,000 into an account earning 5% APY, so only really think it’s worth considering if you can’t do the direct deposit requirement. Will be added to our best bank account bonuses. 

Hat tip to reader Brad

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times

• Maximum bonus amount:
• Availability: Offer valid only to businesses in Crow Wing County, Cass County, Morrison County, or Atkin County, Minn
• Direct deposit required: No
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown, not sensitive
• Credit card funding: Can fund up to $1,000 $500 with a Visa or Mastercard
• Monthly fees: None 
• Early account termination fee: Unknown
• Household limit: None 
• Expiration date: September 30, 2026

The Offer

Direct link to offer

• Bell Bank is offering a $500 bonus when you open a new checking account and complete the following requirements: 
  • Use promo code BAXBUS500
  • Complete 10 point of sale debit card transactions
  • Maintain a minimum daily balance of $5,000+ for 90 days 

The Fine Print

• For new, first-time Bell Bank business checking accounts opened between March 1, 2026 and September 30, 2026, we will deposit $500 after the new account has been active 90 days with (1) 10 point-of-sale debit card transactions and (2) a minimum daily balance of $5,000 has been maintained for 90 days.
• Bonus will be deposited within 5 business days after qualifications are met.
• Offer valid only to businesses in Crow Wing County, Cass County, Morrison County, or Atkin County, Minn..
• Limit of 1 bonus per business and per account.
• Customer may receive Form 1099-MISC for any income received from us.
• Cannot be combined with any other offer.
• $50 minimum deposit to open.
• Promo code: BAXBUS500.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee or not

Our Verdict

Shame it’s only available in a few select counties. 

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times

No direct link to offer, shows under amex offers

• American Express is offering some Hilton cardholders spend offers:
  • Spend $2,000 in one or more purchases and get 9,000 points (limit 27,000 points)

Screenshot

The Fine Print

• Valid until 8/21/26
• Requires registration
• Purchases must be made in US Dollars

Our Verdict

Might be useful if you’re trying to hit spend requirements or the free night certificate spend requirement on the Surpass.

Update 11/30/25: Available again. 

Update 4/29/23: Deal is back and valid April 30th – May 6th

The Offer

Direct link to offer

• Target is offering a $20 Target gift card when you purchase $100 in baby items

The Fine Print

• Expires July 4th, 2020

Our Verdict

Make sure to price compare to ensure you’re getting a good deal.