By covering some of EPX’s primary markets, namely Healthcare, Self-Service and E-commerce markets, potential clients and Greensheet readers now have another name to consider. Or possibly a whole lot fewer: EPX stands out against other processors.

“If you look at EPX’s reporting tool, it’s very dynamic. You can pull all kinds of information out of the Web suite tool in any format you need,” stated Tom Varian, Chief Executive Officer of RIVA Payments.  Potential EPX clients will be interested to hear that with ten user-defined fields, merchants can use EPX’s reporting tool to electronically deliver any type of data or report required.

But it’s not simply EPX’s competitive business model and reporting tools that interest Greensheet.com. Varian goes on to say, “You get the benefits of a robust processing platform, but when you do business with them, you get the feeling of being part of their family.” The staff at EPX is well trained and capable of meeting the needs of almost any merchant, including brick-and-mortar, Internet, MO/TO and electronic payment accepting merchants. Its offerings to an already diverse Healthcare market are also increasing, EPX provides service for roughly 400 healthcare clients, and this number is increasing.

To read the full EPX company profile in The Greensheet, see http://www.greensheet.com/company_profiles.php?flag=display_profile&id=420.

Take a moment to contact the staff at the Electronic Payment Exchange to see for yourself what we are all about, what we offer and how we can help a business like yours. Contact EPX at 866-581-5256 or sales@epx.com.

As one of the top performing payments industry sales professionals, Mr. Winokur brings nearly fifteen years of sales and sales management experience to EPX. He has been a top producer for multiple payment processing-related organizations, including First Data Merchant Services and Chase Paymentech. Building on EPX’s success in bringing secure and cost-effective payment processing solutions to major brick-and-mortar and ecommerce merchants, Mr. Winokur is tasked with increasing EPX’s middle market penetration and with signing new national and multi-national brands. “I recognized that EPX has a significantly enhanced processing solution that offers merchants more capabilities and lowers the total cost of payment processing,” said Winokur. “My experience will accelerate EPX’s penetration in the middle and large merchant market, and I feel I can have a strong impact in accelerating growth with this dynamic company.”

Mr. Juan has nearly twenty years of high-profile sales and business development experience, including successful positions with Bank of America Merchant Services and First Data Merchant Services. His consistent performance has earned him industry honors and recognition as an industry leader in the national account market. “I am committed and serious about serving the payment needs of national clients,” said Mr. Juan. “The EPX platform affords me the opportunity to confidently provide merchants the best solution available. My past experience positions me perfectly for developing a significant national payment practice with EPX.”

“As part of our continued growth strategy, we are seeking the best sales professionals in the industry,” said EPX Executive Vice President of Sales and Marketing Joe Babin. “Rob and Felix will be integral in continuing to build the EPX brand and grow overall market share. Their experience and expertise will be invaluable in creating a high level of activity in the middle and larger merchant market,” said Babin.

Miami, FL March 19, 2012 – Today, CenPOS, a fast-growing payment processing network, announced it is now certified with Electronic Payment Exchange (EPX) and can offer EPX payment processing tools to its customers. CenPOS is an intelligent payment processing network that streamlines the payment experience for businesses and consumers by using state-of-the-art technology to reduce risk and replace inefficient, outdated payment systems.

The certification to EPX will include retail, restaurant with tip, card-not-present, E-commerce, and quasi-cash transactions. CenPOS’s rich transactional set complements EPX’s core processing platform and product offering. EPX provides traditional POS, Internet-related, and self-service (kiosks, parking meters, etc.) credit card processing, debit card processing, and ACH processing products and services to businesses in the United States, Canada, Europe, the Middle East, Latin America and the Caribbean.

“EPX certification allows us to expand our product offering internationally, starting in the Latin American and Caribbean region (LACR). Our Bank Partners and their clients will be able to benefit from our array of payment services like Electronic Bill Presentment and Payment, Mobile Payments, E-Commerce platform, and integrated POS Solutions” said Jorge Fernandez, CenPOS President & Founder. “CenPOS provides a robust payment network that helps businesses minimize the risks and costs associated with accepting payments,” added Fernandez.

About CenPOS
http://www.cenpos.com/

“Creating efficiencies through payment innovation”

Founded in 2009, Miami-based CenPOS is a payment technology provider. CenPOS is committed to providing its customers and partners with innovative solutions for today’s rapidly evolving consumer payment choices.
CenPOS is an intelligent payment processing network that streamlines the payment experience for businesses and consumers by using state-of-the-art technology to replace inefficient, outdated payment systems. The network reflects the core values that drive the experienced and innovative CenPOS team: Simplicity, Scalability, Security and a holistic approach to payment processing strategies.

CenPOS provides solutions to a range of organizations including but not limited to retail, card not present merchants, automotive dealers, professional services and academic institutions; special programs are also available for non-profits. Call us: (305) 630-7960, or toll free: (877) 630-7960.

LinkedIn: http://www.linkedin.com/company/820255
Twitter: http://twitter.com/cenpos @CenPOS

Electronic Payment Exchange (EPX), a full-service payment processor featuring no-cost, combined tokenization and end-to-end encryption payment solutions to multi-national merchants, announced today that international payments industry veteran Eldred F. Garcia joined EPX as senior vice president of business development for the Latin American and Caribbean (LAC) region.

Focused on establishing payment processing relationships with financial institutions and merchants in the LAC, Mr. Garcia brings more than a decade of international payments industry experience and leadership to EPX. He has held senior-level, LAC-focused business development, product strategy, sales, operations, and project leadership positions with Accertify (an American Express Company), Visa, and TowerGroup, and his cross-cultural, multi-disciplined skills have led to successful business partnerships across the region. As another testament to his leadership skills, Mr. Garcia served as a non-commissioned medical officer in the United States Navy and United States Marine Corps.

Understanding the requirements, concerns, and pain points of the LAC market, Mr. Garcia believes EPX payment processing solutions provide much-needed alternatives to the region. “I am excited to be joining the EPX management team and to be bringing a first-class, secure, end-to-end payment processing offering to the Latin America & Caribbean region,” said Garcia. “I look forward to answering the call for a cost-effective, single-vendor solution that offers top of the line front-end technology, gateway technology, end-to-end processing, tokenization, chargeback services, extensive reporting capabilities, and fraud prevention for the LAC market.”

EPX Chief Executive Officer Ray Moyer welcomes the addition of Garcia to the EPX team and values his expertise. “Providing a senior-level, experienced, and knowledgeable liaison to our clients and prospects in the Latin American and Caribbean region demonstrates our commitment to the LAC region,” said Moyer.

“We believe this market has been underserved,” Moyer continued. “EPX’s payment processing platform has extensive feature functionality not previously afforded to financial institutions and merchants in this market, and EPX clearly will be recognized as the technology leader.”

Moyer also stated that EPX technology must be combined with superior, competent individuals committed to serving EPX’s clients and the industry. “We must recruit the very best individuals for our organization, and Eldred epitomizes that profile,” Moyer said. “I have no doubt that he will lead our efforts in the Latin America and the Caribbean region by setting a standard of excellence valued by our relationships.”

As the demands of students become more diverse, institutions must adapt to meet these needs. As online education becomes increasingly prevalent, colleges and universities must ensure online data security in addition to providing top notch education.

Electronic Payment Exchange (EPX) is in position to ensure this security, by providing top-of-the-line payment processing technologies at a fraction of the cost of other providers.

The world of higher education is developing an increasing online presence due to the demands of its students. Online education is convenient because it offers the student flexibility in schedule and location and availability of content, and each student can progress at his or her own pace. Online education can only be expected to grow as more educational facilities utilize these technologies. In fact, in just the autumn of 2007, 3.9 million students took an online course. This number continues to increase, and as a result, security must be a priority for any institution with a large online presence.

It’s not simply online courses that are expanding these days. Methods of payment are changing, as well. Credit card payments for tuition have been steadily rising since 2003. In fact, most of the 4,300 degree-granting institutions of higher education in the US accept multiple methods of payment. That’s not simply for tuition; it is also for school stores (both online and off) and athletic events, as well as other school functions. For this reason, today’s top universities and colleges require a payment processor that has the capability to match the complex set of requirements demanded by their institution. EPX is in the perfect position to handle the sensitive needs of any educational institution.

EPX is very familiar with the needs of today’s top educators, and we provide payment processing services to 7 of the top 10 online education organizations. EPX has a long history of working to reduce payment processing costs and providing protection from payment data breach.

EPX’s end-to-end process provides educational institutions with an accountable, single point of contact for the entire life cycle of each of their transactions. A partnership with EPX not only simplifies their payment processing, but also lowers costs and provides peace of mind in knowing their transactions are secure. EPX provides proven payment processing solutions to educational institutions of all types, including: Private and Public Higher Educational Institutions, Secondary Educational Institutions, as well as Career Training and Technical schools. These institutions trust EPX’s custom-designed, secure technologies to provide them security and flexibility of payment, and rightly so. Our payment processing options can be custom fit to match the requirements of any educational institution. As a result, EPX offers institutions more than large scale providers. EPX allows educational institutions to continue to expand their instructional offerings and maintain their educational identity without having to worry about the security of sensitive data.

Written By: Josh Moyer

It’s interesting to note the common themes of the searches and to see how EPX is becoming a valued sources of payments-, tokenization-, eirf-, and credit card processing-related information. The below list shows some of the actual keywords/keyphrases that drove visitors to www.epx.com and http://epx.com/blog.

• epx, electronic payment exchange, epx credit card processing, epx processing, epx payment, phoenix payment systems, epx payment processing, epx payment gateway,epx payment solutions, epx acquirer, epx card
• processing, epx credit card services, epx merchant processing, kiosk credit card processing, merchant acquirer processor
• eirf, visa eirf, what is eirf, eirf interchange, visa eirf reasons, visa eirf interchange, eirf fee, what is visa eirf,eirf downgrades
• credit card processing online, credit card processing, payment processing, electronic payment processing
• merchant account, epx merchant services, epx merchant account
• pin debit networks, pinless debit, pinless debit transaction, star pinless, pinless debit rules, pin debit network fees, pin-less debit transaction, pin debit vs signature debit, debit card processors, pin less
• debit transaction, pin vs signature debit, debit card payment processing, debit card processing vendors
• epx payment processor, epx paypage, web based payment processing, electronic payment processors, epx merchant processor
• durbin amendment update
• shift4 or epx
• payment processing news, payments industry news, payment processors news
• epx ach, epx ach processing, ach compliance using tokenization, ach data storage, ach number tokenization, ach tokenization
• epx gateway
• epx tokenization, tokenization guidline, tokenization, epx buyerwall most trusted, tokenization in electronic payments, tokenization technology, epx (tokenization), credit card tokenization, end-to-end encryption
• online pos system, online pos terminal, epx virtual terminal, online pos systems, virtual pos terminal, virtual terminal pos, virtual terminal system
• citibank merchant credit card processing, citibank merchant processing, bank of america merchant account credit card machine
• payment processing rfp, payment processing blogs
• pci compliance ach, epx pci compliance, gartner pci cost, gartner pci dss
• outsource credit card processing, outsourcing credit card processing, best practices for online payment processing, credit card outsourcing, credit card payment outsourcing
• durbin amendment, durbin ruling

While the list above is intriguing, my personal favorite keyphrase is: evolving pragmatic approaches to payments security.

EPX Exhibiting at the 2012 Goodyear Dealers Conference

EPX booth at the 2012 Goodyear Dealers Conference

The 2012 Goodyear Dealer Conference is in full swing! Thousands of Goodyear dealers are wandering through the Gaylord Palms Convention Center in Orlando, FL looking to score big on the hot new Goodyear products.

The EPX booth has been full of potential customers since the minute the doors opened last night. Our booth (# 605) is decked out with displays showcasing a local Goodyear dealer and his significant cost savings from switching to EPX for his stores’ card processing. We’re also giving away chances to win an Apple iPAD 2 to everyone who stops by.

While at our booth, dealers can  fill out our easy-to-use online application or sit with an EPX representative to analyze statements and discuss the significant cost savings EPX can offer. Everyone who signs up for EPX processing is eligible to receive a special show-only discount on the new Ingenico iSC350 terminal, as well.

If you’re not here this year, we hope to see you next year at the Goodyear Dealer Conference when it is held in Washington, DC. We’ll be the booth with the biggest crowd!

In most cases, an unsolicited email is sent to an unsuspecting recipient from an address that appears to be part of the National Automated Clearing House Association (NACHA), the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), or some other financial institution. The email informs the recipient of problems with an ACH transaction or bank account and provides a link to a site that is supposed to resolve the phony issue. After the recipient clicks the link, he is directed to a fake site that downloads the malware, which in turn, infects his computer.

Protect Yourself and Your Business

Be sure you, your employees, and your colleagues are vigilant about determining email authenticity before clicking links or downloading attachments.
According to NACHA, some phony emails claim to be from NACHA employees or departments and often include a counterfeit NACHA logo. NACHA, FDIC, and the Federal Reserve all say they don’t send out unsolicited e-mails to bank account holders. If you want to confirm there’s a problem with your account or one of your recent transactions, contact your financial institution directly.
Other best practices include:

• Never download something unless you are certain of its origin and purpose. Similarly, do not click on email attachments or links embedded in emails if you do not recognize the sender or the content.
• Dedicate one computer to handle financial transactions only, and use business-related computers for business purposes only. Do not use computers used for financial transactions for personal web surfing or personal email, and do not open personal files (via download, external drive, CD, etc.) on these dedicated computers.
• Only enter sensitive data on secure web sites, sites whose web address begins with https://.
• Only enter sensitive data on web forms when you have initiated the contact. No web site or email should randomly ask you for credit card data or other personal information.
• Always keep anti-virus software up-to-date so it can protect against the latest security threats. Enable automatic updating so you don’t forget to update. Perform regular scans of your system.
• Regularly check for browser and operating system updates (or enable automatic updating).
• Don’t accept unsolicited jobs online that require you to receive funds from numerous bank accounts and then wire the money to overseas accounts—you could get caught up in a criminal investigation.

If you think you’ve been victimized by this type of scheme, contact the entity purporting to send the email, and file a complaint with the FBI’s Internet Crime Complaint Center.

EPX will begin offering its payment services directly to EU merchants starting in the first quarter of 2012. EPX already offers payment processing services in the North American, Latin American and Caribbean regions. EPX has provided payment processing services in the EU region for merchants on behalf of bank clients since 2008, but will now directly offer its fully-integrated, straight-through electronic payment processing services to EU merchants in point-of-sale, ecommerce, and card-not-present transaction environments alleviating the need for merchants to contract with multiple third parties.

EPX Executive Vice President Joe Babin announced the EPX EU initiative stating that the strategic initiative was primarily driven by client response. “We have been contacted by merchants in the EU seeking availability of the numerous technical capabilities we already provide to merchants in other regions,” stated Babin. “Our single-source offering will provide all the technical requirements and financial services required to accept payments, including merchant accounts, front-end technology, authorization and settlement processing, comprehensive reporting, exception handling, and customer support.”

Babin stated that EPX’s technical solution includes various features and capabilities not normally afforded to merchants without multiple third parties and additional costs. He also said that EU merchants will realize significantly advanced payment capabilities at lower costs.

EPX expects to recruit experienced merchant acquiring individuals to support their EU efforts and will begin by opening an office in London in the first quarter of 2012.

Topics include:

• Gaining Payment Processing Transparency with EPX webSuite Real-Time Reporting
• PCI Compliance and Reduced Costs via Outsourced Payment Processing from EPX
• Streamlining Credit Card Chargebacks with EPX webSuite
• Credit Card Processing with EPX BuyerWall Tokenization
• About EPX

Check them out at http://www.epx.com/solutions/EPX_videos.html!