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<title>Finance:Student Loans Articles from EzineArticles.com</title>
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<pubDate>Sun, 23 Jul 2023 01:29:08 -0500</pubDate>
<image><title>Finance:Student Loans Articles from EzineArticles.com</title>
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<title>Benefits of Education Loan for Students in India</title>
<link>http://EzineArticles.com/10001309</link>
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<pubDate>Thu, 28 Oct 2021 09:29:01 -0500</pubDate>
<description><![CDATA[The rising costs of educational fees have caused a decline in the numbers of students applying for educational courses in the country. Thus, there are many meritorious students who are unable to bear the burden of the rising costs.]]></description>
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<item>
<title>4 Things to Consider When Refinancing Your Student Loans</title>
<link>http://EzineArticles.com/9954913</link>
<guid>http://EzineArticles.com/9954913</guid>
<pubDate>Wed, 06 Jun 2018 20:36:26 -0500</pubDate>
<description><![CDATA[Are you thinking of applying for a student loan? If so, a promissory note will need to be signed. Basically, this is a contract. On the due date, you will have to pay the loan along with the amount of interest based on the terms and conditions. Often, students don't think much before accepting the terms and conditions of the promissory note. If you have got a loan but you are finding it hard to pay it back, you can refinance your student loan. However, make sure you consider 4 important things before you go ahead and refinance it.]]></description>
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<title>Do You Really Need a College Degree?</title>
<link>http://EzineArticles.com/9932977</link>
<guid>http://EzineArticles.com/9932977</guid>
<pubDate>Tue, 01 May 2018 15:12:11 -0500</pubDate>
<description><![CDATA[Is college right for every high school graduate? There are other options. This article looks at some of the other options. It's really heartbreaking to see millions carrying so much student loan debt, and still not earning the salary they thought they would because of their college degree.]]></description>
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<item>
<title>How to Get the Lowest Interest Rates While Refinancing Education Loans</title>
<link>http://EzineArticles.com/9912473</link>
<guid>http://EzineArticles.com/9912473</guid>
<pubDate>Sat, 28 Apr 2018 11:25:39 -0500</pubDate>
<description><![CDATA[Payment of Education Loan may look a tedious task in some cases especially when the interest rate is higher. In that case, most of the borrowers take the benefit of refinancing education loans. It not only reduces the interest rate of existing education loan but also reduced monthly payments to help you repay the loan amount hassle free. But getting a refinancing option with a low interest rate is a crucial part. Know some of the ways by following which you can get minimize interest rate while choosing a refinancing option for your existing education loan.]]></description>
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<item>
<title>Students Loans Are Killing Americans</title>
<link>http://EzineArticles.com/9898526</link>
<guid>http://EzineArticles.com/9898526</guid>
<pubDate>Fri, 09 Mar 2018 07:57:46 -0600</pubDate>
<description><![CDATA[The United States government is about $20 trillion dollars in debt currently. The number is consistently climbing. With the collapse of Fannie Mae and Freddie Mac, financial institutions are more volatile than ever.]]></description>
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<item>
<title>Education Funding Options</title>
<link>http://EzineArticles.com/9863905</link>
<guid>http://EzineArticles.com/9863905</guid>
<pubDate>Fri, 23 Feb 2018 09:20:58 -0600</pubDate>
<description><![CDATA[There are numerous options available for funding higher education. It may be helpful in your situation to combine several methods.]]></description>
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<item>
<title>How To Pay Off Your Student Loan Before You Graduate</title>
<link>http://EzineArticles.com/9883558</link>
<guid>http://EzineArticles.com/9883558</guid>
<pubDate>Mon, 19 Feb 2018 07:42:06 -0600</pubDate>
<description><![CDATA[Here are the HARD facts that most college graduates will be facing after school. Not having a job or not having the job that they want, because the days of graduating from school and staying with the same company are dead and over. "Most college graduates will have up to 3 careers or more in their lifetime".]]></description>
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<title>Student Loan Resolutions Amid Interest Rate Uncertainties Post Brexit</title>
<link>http://EzineArticles.com/9865018</link>
<guid>http://EzineArticles.com/9865018</guid>
<pubDate>Fri, 12 Jan 2018 07:29:35 -0600</pubDate>
<description><![CDATA[It is well known that students in England graduate indebted to massive loans. Following Brexit, the stress to repay has elevated further for many. The best debt repayment strategy however is to stick to the basics and plan early. You need to set the goals from the start according to your current credit situation.]]></description>
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<title>Controlling Student Loan Payments</title>
<link>http://EzineArticles.com/9721473</link>
<guid>http://EzineArticles.com/9721473</guid>
<pubDate>Mon, 31 Jul 2017 13:27:59 -0500</pubDate>
<description><![CDATA[Student loan debt has become an epidemic of sorts. These loans can be hefty and ultimately stressful. Many young people in America are scared to even make a monthly payment on their student loans.]]></description>
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<item>
<title>5 Reasons NOT Saving for College Is a Good Idea</title>
<link>http://EzineArticles.com/9682056</link>
<guid>http://EzineArticles.com/9682056</guid>
<pubDate>Tue, 06 Jun 2017 09:11:43 -0500</pubDate>
<description><![CDATA[Usually not saving for college is a bad idea; but there are some reasons when it makes sense not to save. Make the best choice for your situation.]]></description>
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<title>What Happens If I Default on My Student Loans?</title>
<link>http://EzineArticles.com/9713652</link>
<guid>http://EzineArticles.com/9713652</guid>
<pubDate>Tue, 23 May 2017 11:08:28 -0500</pubDate>
<description><![CDATA[More than 1.1 million Americans defaulted on their federal student loans for the first time last year. When you default on federal student loans, the consequences are severe and can affect several areas of your life.]]></description>
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<title>Do Not Make This Mistake If You Use an Income-Driven Student Loan Repayment Program</title>
<link>http://EzineArticles.com/9697608</link>
<guid>http://EzineArticles.com/9697608</guid>
<pubDate>Fri, 28 Apr 2017 14:56:25 -0500</pubDate>
<description><![CDATA[Income-driven repayment plans are enormously helpful if you are struggling to make payments on your federal student loans. These plans base monthly payments on a percentage of your discretionary income and family size.]]></description>
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<item>
<title>Tips to Pay Off Your Student Loans Sooner</title>
<link>http://EzineArticles.com/9689247</link>
<guid>http://EzineArticles.com/9689247</guid>
<pubDate>Mon, 17 Apr 2017 13:10:11 -0500</pubDate>
<description><![CDATA[After graduating, many people make paying off their loans one of their top priorities. Unfortunately, what people discover is that, as it often does, life will throw them curveballs, such as job loss, medical emergencies and divorce, which will force them to change their priorities. In such cases, paying off college debt can often end up at the bottom of people's to-do lists.]]></description>
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<title>How Student Loans Are Workable for Higher Education</title>
<link>http://EzineArticles.com/9633636</link>
<guid>http://EzineArticles.com/9633636</guid>
<pubDate>Mon, 10 Apr 2017 13:50:31 -0500</pubDate>
<description><![CDATA[Studying in a global university is an uphill task. With increasing admissions and other expenses, parents cannot guarantee the finance for their child's higher education. Securing admission under this scenario requires money and time management too.]]></description>
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<title>Student Loans - Just the Facts</title>
<link>http://EzineArticles.com/9615459</link>
<guid>http://EzineArticles.com/9615459</guid>
<pubDate>Sun, 08 Jan 2017 10:19:45 -0600</pubDate>
<description><![CDATA[One of the questions that most students are asking today is that of 'how can I get student loans?', it seems to be at the top of everyone's hot list and rightly so. Because once you have worked out a financing plan with a student loan or even multiple loans if needed then everything else will fall into place. There will also be a lot less stress because you would have overcome the first major hurdle to your education and indeed it will help to make a massive impact on your future after your schooling.]]></description>
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<title>Student Loans - Options for Students</title>
<link>http://EzineArticles.com/9615183</link>
<guid>http://EzineArticles.com/9615183</guid>
<pubDate>Sat, 07 Jan 2017 08:15:13 -0600</pubDate>
<description><![CDATA[There are many different options that are available for student loans these days that make it a real buyers' market for the student. Even better news is that there is some fierce competition between financial lending companies that means even bigger savings for the student. The hardest thing that you have to do is to choose between the best companies and sort out what options each has that will best be suited to your circumstances.]]></description>
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<title>Student Loans - Nine Ways To Save</title>
<link>http://EzineArticles.com/9615105</link>
<guid>http://EzineArticles.com/9615105</guid>
<pubDate>Sat, 07 Jan 2017 08:15:06 -0600</pubDate>
<description><![CDATA[When it comes to student loans there can be a number of ways that you can actually save money. In a lot of cases, many students often have multiple loans and many of these may all have different interest rate and terms.]]></description>
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<item>
<title>Student Loans - How to Choose a Lender</title>
<link>http://EzineArticles.com/9614988</link>
<guid>http://EzineArticles.com/9614988</guid>
<pubDate>Sat, 07 Jan 2017 08:14:58 -0600</pubDate>
<description><![CDATA[When you are applying for student loans it is extremely important that you choose your lender carefully, make sure that you have thoroughly researched the company that you will be dealing with for the next few years. There are many choices that are available to you and, really, it is a buyers' market. In other words, there are many loan companies that will be trying hard to get your business. This is a good thing because it means that due to the competition that many companies will be offering very competitive rates.]]></description>
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<title>Student Loans - Easily Organize Them</title>
<link>http://EzineArticles.com/9614958</link>
<guid>http://EzineArticles.com/9614958</guid>
<pubDate>Sat, 07 Jan 2017 08:14:51 -0600</pubDate>
<description><![CDATA[Most students will need to obtain student loans at some time during the course of their tuition. It is important to understand that once you have received your loans then you will need to keep them organized. This is o you can always keep a track of the state of your loan, when the payments are due among other things.]]></description>
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<item>
<title>Student Loans - Get Money Fast</title>
<link>http://EzineArticles.com/9614907</link>
<guid>http://EzineArticles.com/9614907</guid>
<pubDate>Sat, 07 Jan 2017 08:14:43 -0600</pubDate>
<description><![CDATA[When applying for student loans, one of the most important things for you to consider is how you can get your loan approved in the fastest possible time. Certainly, when you are just starting your study, these are the times when you have to be totally focused on the decisions you are making and this certainly includes the financial ones as well.]]></description>
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<item>
<title>Student Loans - Financial Aid for Students</title>
<link>http://EzineArticles.com/9614883</link>
<guid>http://EzineArticles.com/9614883</guid>
<pubDate>Sat, 07 Jan 2017 08:12:53 -0600</pubDate>
<description><![CDATA[When looking for student loans, the question about financial aid always comes up. To come straight to the point, yes, financial aid is readily available for those students who wish to take advantage of it. Financial aid can come in many different forms such as Scholarships, Employment opportunities, Private Loans, Government Loans and Grants. Financial aid is always available for students who have been approved or who meet the necessary criteria from the lending institutions.]]></description>
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<item>
<title>Student Loans - Lessen the Debt</title>
<link>http://EzineArticles.com/9614889</link>
<guid>http://EzineArticles.com/9614889</guid>
<pubDate>Sat, 07 Jan 2017 08:12:51 -0600</pubDate>
<description><![CDATA[It is always a great idea to apply for student loans, we just have to always be mindful, however of the size of the debt that we will be accruing over our learning years. Once we become more aware of the details of the debt(s), then we can work on some simple solutions to help lessen and even eliminate that debt altogether.]]></description>
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<item>
<title>Student Loans - Things to Look Out For</title>
<link>http://EzineArticles.com/9614487</link>
<guid>http://EzineArticles.com/9614487</guid>
<pubDate>Sat, 07 Jan 2017 08:02:50 -0600</pubDate>
<description><![CDATA[When you start to delve into the financial aspect of student loans, you will quickly become aware that there seems to be more questions than some people have answers for. Never fear, because you will eventually find those people that not only have the answers but that they have the right answers. When you understand this then it will help to make your searching for the right loan a lot less stressful. You can also help to alleviate some of this stress by going to the people that will most probably have the answers you seek - the councilors at your educational institution. They may not have ALL the answers but they can point you to the people that do.]]></description>
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<item>
<title>Student Loans - Hassle Free</title>
<link>http://EzineArticles.com/9614517</link>
<guid>http://EzineArticles.com/9614517</guid>
<pubDate>Fri, 06 Jan 2017 14:05:20 -0600</pubDate>
<description><![CDATA[Students these day seem to have many expenses. It is probably the effect of inflation that is driving education costs higher and higher and that is where the benefits of student loans come in. These loans make it a lot easier for students to cope by helping them where they need it the most, in their hip pocket. Certainly, the minute you have been granted your loan, the world will seem a much better place. With the added costs and expenses that are being thrust upon the students of today, it is no wonder that they have to take out one,two or even three loans to help them cover the costs of their study. What can happen is that the student starts to get overwhelmed with the total amount that he has to pay back on a monthly basis. The student may have the words of the comedian Oliver Hardy ringing in his (or her) ears... "this is ANOTHER fine mess you've got us into!"]]></description>
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<item>
<title>Student Loans Refinancing - An Easy Guide 1</title>
<link>http://EzineArticles.com/9613884</link>
<guid>http://EzineArticles.com/9613884</guid>
<pubDate>Fri, 06 Jan 2017 07:26:45 -0600</pubDate>
<description><![CDATA[Student loans refinancing could reduce the monthly payments for student's loan. There are several issues that you must consider carefully before you take this route. Before you start to outweigh the pros and cons of refinancing it may be an idea for you to have a sheet of paper, draw a line down the middle to make two columns. On the left column, we will man FOR and on the right column we will name AGAINST. It seems like a simple thing to do, but this will have a powerful effect on your decision because it will help to clarify your thoughts and make it very easy for you to make a choice about which path to take. (You can also use this method to help you come to a successful decision for anything else you do through life).]]></description>
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<item>
<title>Student Loan Consolidation - Put All Your Eggs in One Basket</title>
<link>http://EzineArticles.com/9613920</link>
<guid>http://EzineArticles.com/9613920</guid>
<pubDate>Fri, 06 Jan 2017 07:26:13 -0600</pubDate>
<description><![CDATA[Student load consolidation is a method that should always be considered when you have more than one student load. Unlike the saying 'don't put all your eggs into one basket', it can certainly be beneficial for you to do this. Due to the fact that we have many expenses that can arise due to our studies then it is likely that most people will need to take out additional finance to help them through the tough times. The simple way to look at it is that if you have multiple loans, then you are paying multiple fees and multiple interest rates, so it only makes sense to consider putting everything into one basket so you will only have one lot of expenses.]]></description>
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<item>
<title>Student Loans - Alternative Financing - Should We Be Worried?</title>
<link>http://EzineArticles.com/9613959</link>
<guid>http://EzineArticles.com/9613959</guid>
<pubDate>Fri, 06 Jan 2017 07:25:38 -0600</pubDate>
<description><![CDATA[Student loans and alternative financing methods - what are your options? Part 1 - The Set-up - One of the interesting things to think about is the fact that, due to the higher costs of education, many students are starting to wonder and also worry about the financial implications of getting a higher education. This is affecting many people in such a way as to make themselves start to question just how far they should go with their studies, i.e. some are thinking they may be better off looking at a career that perhaps pays a lot less just so they are able to afford the cost of education. This way of thinking is, of course, a mistake.]]></description>
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<item>
<title>Student Loans - No Security Needed</title>
<link>http://EzineArticles.com/9614025</link>
<guid>http://EzineArticles.com/9614025</guid>
<pubDate>Fri, 06 Jan 2017 07:24:46 -0600</pubDate>
<description><![CDATA[When applying for student loans when you have no security to offer then one of the first things you need to consider is the type of loan you will require. That way you will be able to easily work out, if, in fact, you actually qualify to receive one. One of the other things to take into consideration is that if you actually do have some collateral to offer then you should definitely consider using it.]]></description>
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<item>
<title>Student Loans - Pick Me!</title>
<link>http://EzineArticles.com/9613971</link>
<guid>http://EzineArticles.com/9613971</guid>
<pubDate>Fri, 06 Jan 2017 07:24:44 -0600</pubDate>
<description><![CDATA[Student loans, so many organizations are screaming out at you, Pick Me, Pick Me! Which one, if any should we choose? Unless you win the lottery or have a rich uncle somewhere that can give you financial assistance, then a student loan is probably a necessary evil. I must admit that the cost of an education these days can be staggering and can be very unsettling to many to say the least. Problems to Solve One of the problems these days is that even the parents of students that apply for loans are, in fact, considered too wealthy for them to receive any type of financial assistance in the form of free financial aid. There are, of course many scholarships available in a wide variety of educational institutions but some of these require quite high previous academic results to obtain them.]]></description>
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<item>
<title>Student Loans - Financial Myths Debunked by the Myth-Buster</title>
<link>http://EzineArticles.com/9614256</link>
<guid>http://EzineArticles.com/9614256</guid>
<pubDate>Fri, 06 Jan 2017 07:24:28 -0600</pubDate>
<description><![CDATA[There are billions of dollars that are given out to those most in need to help with their education, most of these funds are in the form of student loans. However there seems to be a wealth of mis-information about just exactly what sort of aid is available and who can claim it. We will show some myths that must be dispelled, find out more below. Just call me the Myth-Buster!]]></description>
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<item>
<title>Student Loans - Choosing the Right One</title>
<link>http://EzineArticles.com/9614109</link>
<guid>http://EzineArticles.com/9614109</guid>
<pubDate>Fri, 06 Jan 2017 07:21:42 -0600</pubDate>
<description><![CDATA[There are many different types of student loans to choose from but the secret is to make sure that you pick the best loan that is a 'perfect fit' for your situation and circumstances. You also have to consider the future implications that may affect you well after you have completed your studies. This is because when you borrow money you have to start thinking 'long term', it is and investment in your future that will pay big dividends. You must choose your loan wisely so that you can minimize your exposure to long term debt.]]></description>
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<item>
<title>Student Loans - Discharging Your Loan</title>
<link>http://EzineArticles.com/9614184</link>
<guid>http://EzineArticles.com/9614184</guid>
<pubDate>Fri, 06 Jan 2017 07:20:48 -0600</pubDate>
<description><![CDATA[There may be a requirement at some stage where students may want to discharge their student loans, under certain circumstances, and although the qualifications can be strict, this may be able to be achieved. These strict guidelines must be adhered to both when applying for a discharge and also when receiving one. Some of these criteria are listed below.]]></description>
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</item>
<item>
<title>Student Loans - FAQ's for Loan Consolidation</title>
<link>http://EzineArticles.com/9614466</link>
<guid>http://EzineArticles.com/9614466</guid>
<pubDate>Fri, 06 Jan 2017 07:17:53 -0600</pubDate>
<description><![CDATA[With student loans, there always seems to be a few unanswered questions. There are many questions that students need to ask and we will answer some of the more important ones here. The thing to remember, before you commit to any type of loan consolidation is to make sure to arm yourself with as much knowledge as you can. One of the first places you should try are the councillors at your educational institution, they will have all the latest local knowledge about loans and consolidation as it applies to their school in particular.]]></description>
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</item>
<item>
<title>8 Easy Ways to Pay Back Student Loans</title>
<link>http://EzineArticles.com/9613023</link>
<guid>http://EzineArticles.com/9613023</guid>
<pubDate>Wed, 04 Jan 2017 22:41:30 -0600</pubDate>
<description><![CDATA[They are many ways that you can pay back student loans and we will cover a few of those methods in this article. In a recent study is was revealed that about 50% of college graduates all have student loans and that the average debt was over $10,000. What appears to be happening is that loans are rising at more than twice the inflation rate. With these continual costs rising it is no wonder that students are needing more financial assistance. Here are 8 Easy ways to pat back student debt:]]></description>
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</item>
<item>
<title>Private Student Loans - An Easy Guide</title>
<link>http://EzineArticles.com/9613035</link>
<guid>http://EzineArticles.com/9613035</guid>
<pubDate>Wed, 04 Jan 2017 22:40:38 -0600</pubDate>
<description><![CDATA[Private student loans can give you a real advantage because they can be used to help you cover those other costs that may not be covered under the normal type of student loans. A rule of thumb is to firstly apply for the government loans that are available and then use these private loans as a top up solution. The reason that many of these private loans are available was because it was found that there is need to fill those gaps that the normal government type loans missed out.]]></description>
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</item>
<item>
<title>Paying Back Student Loans - An Easy Guide</title>
<link>http://EzineArticles.com/9613044</link>
<guid>http://EzineArticles.com/9613044</guid>
<pubDate>Wed, 04 Jan 2017 22:40:11 -0600</pubDate>
<description><![CDATA[When paying back student loans, as a borrower, you have certain responsibilities. It is essential to keep your loan record squeaky clean. If you default with even one payment, then it will not look good. Always make your loan repayments one of your highest priorities. It is much easier to keep your record clean than to fix a tarnished credit record and the problem is that our records will follow us for years to come. So a bad mistake made right now will have longer term disadvantages.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Rob-Hillman_312337.jpg"  width="150"  height="150" />
</item>
<item>
<title>Affordable Student Loans - The Guide</title>
<link>http://EzineArticles.com/9613050</link>
<guid>http://EzineArticles.com/9613050</guid>
<pubDate>Wed, 04 Jan 2017 22:38:48 -0600</pubDate>
<description><![CDATA[Affordable student loans, is there such a thing? The answer is yes, of course there is, there are many methods available today that make it extremely easy to be able to afford a student loan, even a larger loan. This article will give you a bit more information on the methods that are available to make your student loans more affordable, or, in other words, you will be able make a molehill out of the mountain.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Rob-Hillman_312337.jpg"  width="150"  height="150" />
</item>
<item>
<title>Easy Online Applications For Student Loans</title>
<link>http://EzineArticles.com/9613071</link>
<guid>http://EzineArticles.com/9613071</guid>
<pubDate>Wed, 04 Jan 2017 22:38:11 -0600</pubDate>
<description><![CDATA[If you would like to know how to make easy online applications for student loans then you have come to the right place. In order to help minimize your debts while you are studying it will be beneficial for you to look at what is required for you to apply for your loan online. It is also good to know that you will also be able to get your loan payments deferred until after you complete your studies. The great thig about getting a student loan is that it will take a load off your shoulders and help you cope much better because it will let you continue your studies worry free (well, financially, that is).]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Rob-Hillman_312337.jpg"  width="150"  height="150" />
</item>
<item>
<title>3 Great Benefits of Student Loan Consolidation</title>
<link>http://EzineArticles.com/9612267</link>
<guid>http://EzineArticles.com/9612267</guid>
<pubDate>Wed, 04 Jan 2017 11:35:00 -0600</pubDate>
<description><![CDATA[Some times with student loans some people can sometimes be of the opinion that loan consolidation seems like too much hard work, so they sometimes leave all their existing loans as they are and try to cope with all those payments. In actual fact, consolidating your existing student loans is not hard at all. It just takes some careful research, to find the right lender that will help you save the maximum amount you can save. Of course the benefits of consolidating your debts can be significant. Consolidating can save you many hundreds of dollars.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Rob-Hillman_312337.jpg"  width="150"  height="150" />
</item>
<item>
<title>Student Loan Consolidation - 5 Great Tips</title>
<link>http://EzineArticles.com/9612285</link>
<guid>http://EzineArticles.com/9612285</guid>
<pubDate>Wed, 04 Jan 2017 11:34:46 -0600</pubDate>
<description><![CDATA[With most student loan consolidation it is always best that you have a clear understanding of the exact details of your loan conditions and their possible implications. Just always consider all of your option before you commit yourself to a few years' worth of payments So here are 5 great tips you need to consider before you go ahead with your consolidation plans.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Rob-Hillman_312337.jpg"  width="150"  height="150" />
</item>
<item>
<title>Student Loans - 5 Things To Consider Before You Jump Into It</title>
<link>http://EzineArticles.com/9612393</link>
<guid>http://EzineArticles.com/9612393</guid>
<pubDate>Wed, 04 Jan 2017 11:33:44 -0600</pubDate>
<description><![CDATA[Considering the continuing higher costs of education these days, student loans are still one of the easiest methods to help make your dream of a higher education a reality. But, before you jump into getting a student loan, there are several things you need to think about. Types There are 2 types of student loans available. Government loans and private loans which are provided by the private financial institutions. There are good points and negative points for each type but historically it is the government loans that often have the lowest interest rates, these can be a lot easier to obtain because they do not require you to supply a credit history.]]></description>
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</item>
<item>
<title>6 Great Ideas For Student Loan Management</title>
<link>http://EzineArticles.com/9612450</link>
<guid>http://EzineArticles.com/9612450</guid>
<pubDate>Wed, 04 Jan 2017 11:31:48 -0600</pubDate>
<description><![CDATA[Due to the higher costs of education in today's challenging times, it is important for us to consider the effect of efficient student loan management. Each student must, however consider their loan management plan that can easily fit into their lifestyle and will fit within their budget. It is important to have a sound plan that will also be simple to operate and easy to understand (should someone else design your management plan for you) Below are six ideas that will help you consider your option for your management plan.]]></description>
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</item>
<item>
<title>A Creative Way To Finding Money For College Tuition</title>
<link>http://EzineArticles.com/9573616</link>
<guid>http://EzineArticles.com/9573616</guid>
<pubDate>Wed, 16 Nov 2016 08:23:21 -0600</pubDate>
<description><![CDATA[This is a look at how a single mom found the last of the tuition she needed for her daughter's college and one of many ways in which to make money, replace or supplement one's income as well as fund a retirement. What looked almost impossible to gather $4000 in a month was made possible.]]></description>
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</item>
<item>
<title>Six Worst College Majors for 2017 and Future Employment</title>
<link>http://EzineArticles.com/9537748</link>
<guid>http://EzineArticles.com/9537748</guid>
<pubDate>Thu, 29 Sep 2016 15:17:48 -0500</pubDate>
<description><![CDATA[The astronomical cost of college today makes finding an appropriate major even more important. Making the most of your college education is vital to your career success. While finding something you love is a blessing, being open-minded about the job market and employment opportunities is mandatory.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Keith-Maderer_763720.jpg"  width="160"  height="212" />
</item>
<item>
<title>How to Find Grants to Pay Off College Loans</title>
<link>http://EzineArticles.com/9513910</link>
<guid>http://EzineArticles.com/9513910</guid>
<pubDate>Wed, 14 Sep 2016 11:12:58 -0500</pubDate>
<description><![CDATA[It is no shock that everyday students who did their best in high school are looking to pick a college, get a better education and get a great paying job that will help them become more productive in life and society. Just log onto any social media outlet and you will see that more and more students are looking into a college education. It seems that doing good in school is not enough these days.]]></description>
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</item>
<item>
<title>How to Keep Student Loans Under Control</title>
<link>http://EzineArticles.com/9497065</link>
<guid>http://EzineArticles.com/9497065</guid>
<pubDate>Thu, 01 Sep 2016 08:33:19 -0500</pubDate>
<description><![CDATA[With student loan debt spiraling out of control in our country at more than $1.3 Trillion dollars, advice from a bankruptcy lawyer that has discharged and eliminated student loans for her clients can help you get an education without enslaving you to student loan debt, if you follow these simple rules.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Christine-A.-Kingston_462296.jpg"  width="150"  height="150" />
</item>
<item>
<title>How to Easily Pay Off Student Loans</title>
<link>http://EzineArticles.com/9492059</link>
<guid>http://EzineArticles.com/9492059</guid>
<pubDate>Wed, 10 Aug 2016 10:48:01 -0500</pubDate>
<description><![CDATA[One of the greatest experiences that a college student can have is the experience of paying off student loans without the stress and worry. The real experience in getting the education is not in the stresses of loan payments and expenses.]]></description>
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</item>
<item>
<title>How to Quickly Pay Back Your Student Loans</title>
<link>http://EzineArticles.com/9485435</link>
<guid>http://EzineArticles.com/9485435</guid>
<pubDate>Thu, 04 Aug 2016 14:25:25 -0500</pubDate>
<description><![CDATA[We all know that each year the cost of college tuition goes up. As the cost rises, it becomes harder for the college student to pay for the costs associated with a great education.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Larry-Sasa_2174981.jpg"  width="150"  height="150" />
</item>
<item>
<title>Investment Ideas For College Students</title>
<link>http://EzineArticles.com/9479144</link>
<guid>http://EzineArticles.com/9479144</guid>
<pubDate>Thu, 04 Aug 2016 14:22:12 -0500</pubDate>
<description><![CDATA[If you want to go to a top college, one out of town with a little more opportunity for advancement, that will cost way over the $60,000 a year mark. That figure of sixty thousand dollars per year does not include other things that are needed for college life.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Larry-Sasa_2174981.jpg"  width="150"  height="150" />
</item>
<item>
<title>Leveraging Personal Debt in College</title>
<link>http://EzineArticles.com/9474055</link>
<guid>http://EzineArticles.com/9474055</guid>
<pubDate>Fri, 29 Jul 2016 11:26:18 -0500</pubDate>
<description><![CDATA[This brief article presents actions a prospective, current, or former college student can take to minimize college debt and maximize their collegiate return on investment. This article also presents ideas about money management and personal finance.]]></description>
</item>
<item>
<title>Student Loans - 3 Reasons They Are Bad News for Your Child</title>
<link>http://EzineArticles.com/9441639</link>
<guid>http://EzineArticles.com/9441639</guid>
<pubDate>Thu, 16 Jun 2016 08:58:17 -0500</pubDate>
<description><![CDATA[Do you know the real price of student debt? While you are told that it is only the interest rate on your child's student loans that you should be concerned about, the reality is that the loan interest rate is just the tip of an iceberg. Discover the facts that are not explained at the college financial aid counter.]]></description>
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</item>
<item>
<title>Student Loans: What Simple Miscommunication Can Do</title>
<link>http://EzineArticles.com/9437641</link>
<guid>http://EzineArticles.com/9437641</guid>
<pubDate>Wed, 08 Jun 2016 09:34:31 -0500</pubDate>
<description><![CDATA[More than 7 million graduates default on student loans - that's a massive number. Some of the time these people simply can't afford to pay the monthly loan rate (and do not know about various options that exist), so defaulting simply happens. Other times, though, defaulting on a student loan happens due to miscommunication.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Carmen-Dellutri,-Esq_2026184.jpg"  width="150"  height="150" />
</item>
<item>
<title>Consolidate or Refinance: Which One to Choose?</title>
<link>http://EzineArticles.com/9417201</link>
<guid>http://EzineArticles.com/9417201</guid>
<pubDate>Wed, 08 Jun 2016 09:29:52 -0500</pubDate>
<description><![CDATA[You may know that you want to do something about your student loan payments, but you might not know what to do. There are two basic options when it comes to private student loans (we won't cover federal loans in this article since you have to consider a few additional terms when working to lower government loan payments).]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Carmen-Dellutri,-Esq_2026184.jpg"  width="150"  height="150" />
</item>
<item>
<title>Is Refinancing a Federal Student Loan a Good Idea?</title>
<link>http://EzineArticles.com/9417192</link>
<guid>http://EzineArticles.com/9417192</guid>
<pubDate>Tue, 17 May 2016 11:48:04 -0500</pubDate>
<description><![CDATA[When it comes to paying off a federal student loan, you have options. You have options within that loan (income based repayment and others), and you have options outside of that loan - refinancing through a private company, for example. Refinancing can seem like a great way to get rid of loan debt quickly, but there are both good and bad scenarios to consider when choosing a this option.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Carmen-Dellutri,-Esq_2026184.jpg"  width="150"  height="150" />
</item>
<item>
<title>A Guide to Understanding Student Loan Debt &amp; Bankruptcy</title>
<link>http://EzineArticles.com/9385427</link>
<guid>http://EzineArticles.com/9385427</guid>
<pubDate>Thu, 14 Apr 2016 12:41:32 -0500</pubDate>
<description><![CDATA[Does filing bankruptcy for student loans help relieve you of those debts? It's important to understand the processes involved and see what may apply to your situation.]]></description>
</item>
<item>
<title>The Interest-Only Student Loan Repayment Dilemma</title>
<link>http://EzineArticles.com/9377711</link>
<guid>http://EzineArticles.com/9377711</guid>
<pubDate>Thu, 07 Apr 2016 09:30:41 -0500</pubDate>
<description><![CDATA[If you happen to have just graduated, you may have noticed that paying back your student loans is possible and can be done - but you may also notice that there's a good chance you'll only be paying the interest. If this is the case (and it often is), there are a few options available to you.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Carmen-Dellutri,-Esq_2026184.jpg"  width="150"  height="150" />
</item>
<item>
<title>Guide to Funding College Education</title>
<link>http://EzineArticles.com/9353559</link>
<guid>http://EzineArticles.com/9353559</guid>
<pubDate>Mon, 21 Mar 2016 13:51:50 -0500</pubDate>
<description><![CDATA[Guide to Funding College Education - Paying for your children's or grandchildren's college education may feel overwhelming at times. Today we are going to break down the planning and decision making process. To begin, the earlier you start planning, the better, but it is never too late to start. First we will look at planning five plus years prior to college, then look at planning with less than five years prior to college.]]></description>
</item>
<item>
<title>New Student Loan News: Borrowers Get a Small Break</title>
<link>http://EzineArticles.com/9339618</link>
<guid>http://EzineArticles.com/9339618</guid>
<pubDate>Wed, 02 Mar 2016 09:02:29 -0600</pubDate>
<description><![CDATA[One of the biggest problems with government issued student loans is that the Department of Education doesn't handle the day to day operations. The Department contracts with other companies for these tasks. Believe it or not, the Department of Education sends the majority of student loans to the same four major contractors to handle the day to day operations of the loan processing. Are there other companies besides these four? Yes, as a matter of fact there are.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Carmen-Dellutri,-Esq_2026184.jpg"  width="150"  height="150" />
</item>
<item>
<title>Student Debt Relief Companies: Beware</title>
<link>http://EzineArticles.com/9339615</link>
<guid>http://EzineArticles.com/9339615</guid>
<pubDate>Wed, 02 Mar 2016 09:01:45 -0600</pubDate>
<description><![CDATA[Many recent graduates are stunned when viewing the cost of that first student loan payment, and it's not uncommon to fall behind on these payments. Many students will also wind up defaulting on a loan or two. Not only does this put an immense amount of financial pressure on recent graduates, it also often means searching for any kind of relief.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Carmen-Dellutri,-Esq_2026184.jpg"  width="150"  height="150" />
</item>
<item>
<title>The Current Student Loan Crisis: Why It Matters to You</title>
<link>http://EzineArticles.com/9331917</link>
<guid>http://EzineArticles.com/9331917</guid>
<pubDate>Wed, 24 Feb 2016 10:16:16 -0600</pubDate>
<description><![CDATA[In the United States, the current student loan debt surpasses $1,200,000,000,000 - and that number increases every day. Needless to say, if you are one of those unfortunate brainiacs saddled with a ton of student loan debt, you are far from being alone. Many people are now wondering if they made the right decision about pursuing higher education due to the high payments they are faced with directly upon graduating.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Carmen-Dellutri,-Esq_2026184.jpg"  width="150"  height="150" />
</item>
<item>
<title>Top Ways to Handle Student Loan Debt</title>
<link>http://EzineArticles.com/9331908</link>
<guid>http://EzineArticles.com/9331908</guid>
<pubDate>Wed, 24 Feb 2016 10:14:49 -0600</pubDate>
<description><![CDATA[If you have just graduated, let us be the first to congratulate you. We'd also like to be the first to help you when it comes to handling your student loan bills. Almost immediately following graduation (approximately six months after you graduate, in most cases) you will receive your first student loan repayment notice, and this can be extremely unsettling - even more so if you look at the total amount owed!]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Carmen-Dellutri,-Esq_2026184.jpg"  width="150"  height="150" />
</item>
<item>
<title>Advice on the One Thing They Don't Teach You in School - How to Pay for It</title>
<link>http://EzineArticles.com/8138019</link>
<guid>http://EzineArticles.com/8138019</guid>
<pubDate>Tue, 05 Jan 2016 13:39:40 -0600</pubDate>
<description><![CDATA[After graduation last May, my husband and I came up with a plan to repay my $79,000 in student loans in less than 1.5 years that worked really well for us. A few close friends have asked us about our story and for any tips we have for them as they pay off their student loans. Below is our advice for those in each phase of the college funding/loan repayment process based on our personal experience.]]></description>
</item>
<item>
<title>Exposed, The Student Loan Trap</title>
<link>http://EzineArticles.com/9247169</link>
<guid>http://EzineArticles.com/9247169</guid>
<pubDate>Mon, 07 Dec 2015 10:44:49 -0600</pubDate>
<description><![CDATA[In today's fast paced world of high finance where profits are all that matter it is not surprising that institutions of higher learning have now joined the rank and file wall street consortium. The surge of for profit universities has more than doubled just within the past few years and with it student loan debt has reached the highest level in the history of the US. Never before have institutions of higher learning been so profit oriented.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Dr.-Tim-G-Williams_1559768.jpg"  width="150"  height="150" />
</item>
<item>
<title>Student Loan Debt and Why It Sucks</title>
<link>http://EzineArticles.com/9216377</link>
<guid>http://EzineArticles.com/9216377</guid>
<pubDate>Fri, 06 Nov 2015 11:25:21 -0600</pubDate>
<description><![CDATA[As a senior in high school I had no idea what I wanted to be when I grew up. I wanted to go to a huge party school about 45 minutes from home. That was my dream.]]></description>
</item>
<item>
<title>Strategic Educational Funding for the Next Generation</title>
<link>http://EzineArticles.com/9213647</link>
<guid>http://EzineArticles.com/9213647</guid>
<pubDate>Wed, 04 Nov 2015 11:47:40 -0600</pubDate>
<description><![CDATA[For anyone who hopes to maintain at least a middle-class lifestyle a degree from a higher education institution has become a must. As parents and grandparents we want to see children succeed but may worry how the education will be funded and by whom. As the cost of obtaining a degree has become higher, those who have the means to, oftentimes take the initiative to help pay for education.]]></description>
</item>
<item>
<title>Simple and Effective Ways to Pay Student Loans Faster</title>
<link>http://EzineArticles.com/9205349</link>
<guid>http://EzineArticles.com/9205349</guid>
<pubDate>Thu, 22 Oct 2015 06:56:29 -0500</pubDate>
<description><![CDATA[Education is indeed very important in each person's life. But sad to say, not all people can afford to pay for school expenses. Good thing numerous financial aids have become available these days.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Jim-Gilbertson_1681645.jpg"  width="150"  height="150" />
</item>
<item>
<title>The New White House Student Loan Scorecard</title>
<link>http://EzineArticles.com/9204614</link>
<guid>http://EzineArticles.com/9204614</guid>
<pubDate>Wed, 21 Oct 2015 12:23:40 -0500</pubDate>
<description><![CDATA[Student loan debt in the U.S. keeps climbing without any real end in sight. At last count, the amount of student loan debt in the United States was somewhere near $1.2 Trillion. This is something that President Obama wants to put an end to, and it's also a topic that Obama brought up nearly two years ago.]]></description>
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<title>All About Public Student Loan Forgiveness (PSLF): Coming Soon</title>
<link>http://EzineArticles.com/9197588</link>
<guid>http://EzineArticles.com/9197588</guid>
<pubDate>Wed, 14 Oct 2015 09:16:45 -0500</pubDate>
<description><![CDATA[Beginning in 2017, up to $1 billion in student loan debt is eligible for forgiveness through the US government. The new forgiveness plan called 'Public Student Loan Forgiveness' (PSLF) applies to certain borrowers that have been making regular government student loan payments and are enrolled in an income based repayment system.]]></description>
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<title>The History of Student Loans in Bankruptcy</title>
<link>http://EzineArticles.com/9189494</link>
<guid>http://EzineArticles.com/9189494</guid>
<pubDate>Fri, 09 Oct 2015 10:22:44 -0500</pubDate>
<description><![CDATA[In a fairly short amount of time student loans have gone from completely dischargeable in bankruptcy to dischargeable only after 7 years, to non dischargeable except in extreme circumstances of continuing undue hardship. During this same time period the cost of a higher education has outpaced inflation by 2.5 times. Why is the cost of education going up so much faster than everything else? Why are student loans basically non dischargeable today despite students being buried in their debt? These are questions that I look at in this article. A future article will discuss hardship dischargeability.]]></description>
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<title>Reduce Cost of College With Lifetime Learning Credits</title>
<link>http://EzineArticles.com/9190667</link>
<guid>http://EzineArticles.com/9190667</guid>
<pubDate>Thu, 08 Oct 2015 08:52:15 -0500</pubDate>
<description><![CDATA[We are all looking for ways to reduce college costs. There are two credits that everyone can use but it is how to use them that will maximize the dollar for dollar leverage.]]></description>
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<title>Reduce the Cost of College Thru Proper Tax Planning</title>
<link>http://EzineArticles.com/9181568</link>
<guid>http://EzineArticles.com/9181568</guid>
<pubDate>Mon, 05 Oct 2015 07:23:51 -0500</pubDate>
<description><![CDATA[There are several books and thousands of articles covering the debt free way of getting through college, but for the rest of us, here is an article from a Tax Planner's perspective. This article is a compilation of tax law, financial practices and personal experience. It will help you guarantee lower costs by using the tax system to navigate deductions, credits and accessible income and assets.]]></description>
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<title>Undue Hardship Claims Still Not Supported by The Department of Education</title>
<link>http://EzineArticles.com/9176588</link>
<guid>http://EzineArticles.com/9176588</guid>
<pubDate>Wed, 23 Sep 2015 13:24:40 -0500</pubDate>
<description><![CDATA[Federal law dictates that student loan debt cannot be forgiven in bankruptcy proceedings with the exception of "undue hardship" cases. However, making an undue hardship claim is difficult to do, and loan holders will usually challenge every case often resulting in zero forgiveness for borrowers. The White House has recently asked the Department of Education to rethink this strategy by not allowing lenders to aggressively pursue every undue hardship case.]]></description>
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<title>Obama Plans to Extend Student Loan Repayment Plan</title>
<link>http://EzineArticles.com/9160315</link>
<guid>http://EzineArticles.com/9160315</guid>
<pubDate>Tue, 08 Sep 2015 10:22:43 -0500</pubDate>
<description><![CDATA[One of the things that the Obama administration has done to lower student loan debt is create the popular Pay As You Earn (PAYE) repayment program. This program allows people with government student loans to cap payments at 10% of their income in addition to forgiving the remaining debt completely after 20 years.]]></description>
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<item>
<title>What Is Student Loan Rehabilitation?</title>
<link>http://EzineArticles.com/9133671</link>
<guid>http://EzineArticles.com/9133671</guid>
<pubDate>Thu, 13 Aug 2015 10:17:05 -0500</pubDate>
<description><![CDATA[Last year, a major change was made to federal student loans that are already in default loan status. Borrowers that have defaulted on these loans can now apply for something called 'Income-Based Default Rehabilitation.' While this new law doesn't excuse a total loan amount, it does provide a much needed break for the thousands of students that were struggling with the default loan status.]]></description>
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<title>How to Negotiate With Student Loan Creditors Decoded!</title>
<link>http://EzineArticles.com/9124992</link>
<guid>http://EzineArticles.com/9124992</guid>
<pubDate>Mon, 10 Aug 2015 12:46:48 -0500</pubDate>
<description><![CDATA[Did you know that the average student will graduate with $35,000 in student loan debt this year? Most of these students will have a very hard time paying down that debt. If you're one of those students, struggling with the heavy weight of student loans, you are not alone!]]></description>
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<title>New Study: Despite Loan Debt, Finish That Degree!</title>
<link>http://EzineArticles.com/9124986</link>
<guid>http://EzineArticles.com/9124986</guid>
<pubDate>Mon, 10 Aug 2015 12:46:14 -0500</pubDate>
<description><![CDATA[A new study recently published by the Federal Reserve notes that students are better off finishing a degree than dropping out of school. You might be thinking that is an obvious statement. Well, it is - BUT not for the reasons that you may think.]]></description>
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<item>
<title>Cap, Gown, and Debt: Helping You Manage Student Loans</title>
<link>http://EzineArticles.com/9114968</link>
<guid>http://EzineArticles.com/9114968</guid>
<pubDate>Thu, 30 Jul 2015 08:42:14 -0500</pubDate>
<description><![CDATA[Students that are part of the graduating class of 2015 will be saddled with an average of $35,000 in student loan debt. While $2,000 higher than the average debt last year, these numbers no longer shock a nation used to seeing the total student loan debt in the U.S. surpassing $1.3 trillion.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Carmen-Dellutri,-Esq_2026184.jpg"  width="150"  height="150" />
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<item>
<title>Death to Debt: College Student Edition</title>
<link>http://EzineArticles.com/9085126</link>
<guid>http://EzineArticles.com/9085126</guid>
<pubDate>Tue, 07 Jul 2015 12:38:19 -0500</pubDate>
<description><![CDATA[How can you manage to make it through school with less student loan debt? Read on to find a few simple tricks that can help you lower the amount owed upon graduation.]]></description>
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<title>Federal Bank US Vs RBI</title>
<link>http://EzineArticles.com/9078386</link>
<guid>http://EzineArticles.com/9078386</guid>
<pubDate>Fri, 26 Jun 2015 11:59:14 -0500</pubDate>
<description><![CDATA[The Federal Bank also called as Federal Reserve in the US is a complete private bank which controls their economy. The board members of the Federal Bank are more powerful than the President of the US so called the most powerful person on earth. Most of the former presidents of the US tried to get the control of the Federal Bank under the people governance but failed.The Federal Reserve has been established on the same lines on the Bank of England which is its parent organization and controls the economy of the UK.]]></description>
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<title>Student Loan Consolidation and Settlement Simplified</title>
<link>http://EzineArticles.com/8991950</link>
<guid>http://EzineArticles.com/8991950</guid>
<pubDate>Mon, 13 Apr 2015 09:32:48 -0500</pubDate>
<description><![CDATA[Millions of people have taken out student loans with hopes of getting a good degree and ultimately a good job. But with the job market the way that it is, not only do they NOT have a job, but they are stuck with thousands of dollars in student loans that they can't get rid of... until now.]]></description>
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<title>Student Loans and the Effects of Poor Credit Ratings</title>
<link>http://EzineArticles.com/8816587</link>
<guid>http://EzineArticles.com/8816587</guid>
<pubDate>Fri, 21 Nov 2014 13:10:27 -0600</pubDate>
<description><![CDATA[Applying for student loans is a process that can frustrate. There are several considerations made by financial institutions prior to accepting a student loan application. One of the major requirements is having a credit rating that is between good and excellent. Anything less and the chances start reducing significantly and this does not bode well for a student needing a loan to continue studying. This article will pinpoint the effects of bad credit on a student loan application.]]></description>
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<title>Time-Saving Tips to Help Students Secure Financial Aid for College</title>
<link>http://EzineArticles.com/8798993</link>
<guid>http://EzineArticles.com/8798993</guid>
<pubDate>Fri, 07 Nov 2014 12:53:41 -0600</pubDate>
<description><![CDATA[When students decide to chase their educational dreams, the next step is typically discovering how to pay for it. As an education remains the largest personal investment one will make in a lifetime, it is important to understand all obligations and responsibilities when securing your aid to pursue an education. Here are time-saving and effortless shortcuts to assist students with the financial aid process.]]></description>
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<title>Student Loans Impact on Homeownership</title>
<link>http://EzineArticles.com/8778797</link>
<guid>http://EzineArticles.com/8778797</guid>
<pubDate>Tue, 04 Nov 2014 13:07:07 -0600</pubDate>
<description><![CDATA[This article will offer guidance for homebuyers with student loan debt on how to qualify for a mortgage. Student loan repayment plans are discussed to help potential homebuyers maximize their buying power.]]></description>
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<title>Fueling the Dream: How Financial Aid Is Awarded</title>
<link>http://EzineArticles.com/8551361</link>
<guid>http://EzineArticles.com/8551361</guid>
<pubDate>Thu, 28 Aug 2014 08:43:39 -0500</pubDate>
<description><![CDATA[Once the decision to pursue higher education has been made, the next decision is typically how to cover the associated costs. Since a college education is one of the largest personal and financial investments one will make in a lifetime, it is important to understand the financial aid process and how to maximize assistance while lowering costs.]]></description>
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<item>
<title>Shaping Up the Future With Loan Consolidation</title>
<link>http://EzineArticles.com/8677352</link>
<guid>http://EzineArticles.com/8677352</guid>
<pubDate>Thu, 21 Aug 2014 09:08:59 -0500</pubDate>
<description><![CDATA[Borrowers are facing increasing difficulties affording education due to rising tuition fees and interest rates. However, they can find relief from this financial burden by consolidating their federal loans through a suitable federal loan repayment plan. With such a plan, monthly payments reduce significantly.]]></description>
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<item>
<title>Grants / Scholarships / Aids for Students in the State of Iowa</title>
<link>http://EzineArticles.com/8625586</link>
<guid>http://EzineArticles.com/8625586</guid>
<pubDate>Fri, 25 Jul 2014 08:39:35 -0500</pubDate>
<description><![CDATA[Statistics for State Grants in Iowa: The State of Iowa has various types of grants and scholarships which are eligible to a varied set of students who reside in Iowa. These are branch specific scholarships and grants, and they vary in quantity between every educational field. Military, Orphan and many such special grants are available too.]]></description>
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<title>Reducing Student Debt to Find Financial Freedom!</title>
<link>http://EzineArticles.com/8574254</link>
<guid>http://EzineArticles.com/8574254</guid>
<pubDate>Fri, 18 Jul 2014 09:41:53 -0500</pubDate>
<description><![CDATA[Loans taken for education can create an overwhelming burden for borrowers as they are often clueless when it comes to repaying multiple debts at varied interest rates. In order to get relief from this financial burden, borrowers can take assistance from a company that specializes in student loan consolidation.]]></description>
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<item>
<title>The Effects of Student Loan Debt on College Graduates</title>
<link>http://EzineArticles.com/8564480</link>
<guid>http://EzineArticles.com/8564480</guid>
<pubDate>Mon, 16 Jun 2014 08:55:08 -0500</pubDate>
<description><![CDATA[June is graduation time for many college students, but what does the future hold for their ability to launch their careers and pay back student loans? The nearly $1.2 trillion dollar student loan bubble is going to burst. The question is, will Congress take action in time to stop it?]]></description>
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<item>
<title>Student Loan Debt - How to Get Out of Student Loans Quickly</title>
<link>http://EzineArticles.com/8242742</link>
<guid>http://EzineArticles.com/8242742</guid>
<pubDate>Fri, 13 Jun 2014 11:09:57 -0500</pubDate>
<description><![CDATA[Congratulations on your recent graduation! It's a great feeling to have accomplished a goal like graduating from college. Adulation and a great party follow the cap and gown ceremony. Then, within six (6) months you start getting notices in the mail. Your loans become due. Maybe you haven't even had a chance to get that dream job, or any job with this present economy. Whether you're working or not, there are a few things you can do immediately that can help you stay in control or even get out of student loans quickly.]]></description>
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<item>
<title>Paying Off Student Loans - How to Plan Your Repayment</title>
<link>http://EzineArticles.com/8547377</link>
<guid>http://EzineArticles.com/8547377</guid>
<pubDate>Wed, 04 Jun 2014 15:01:37 -0500</pubDate>
<description><![CDATA[You may be one of the millions of people struggling to find gainful employment after college graduation. The government realizes that it's tough out there right now and has created several programs to help ease the pain off paying off your student loans.]]></description>
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<item>
<title>How to Avoid Too Much Student Debt</title>
<link>http://EzineArticles.com/8487624</link>
<guid>http://EzineArticles.com/8487624</guid>
<pubDate>Mon, 05 May 2014 09:55:42 -0500</pubDate>
<description><![CDATA[It's that exciting time of year when high school seniors have decided on where they'll head for college in the fall. At the same time, many juniors begin to apply to the colleges of their dreams. A school's academic rigor and programs, student-to-teacher ratios, athletic opportunities, size and location are all important considerations when identifying a good fit.]]></description>
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<item>
<title>Time to Hedge Your Educational Investment</title>
<link>http://EzineArticles.com/8385354</link>
<guid>http://EzineArticles.com/8385354</guid>
<pubDate>Mon, 17 Mar 2014 16:33:22 -0500</pubDate>
<description><![CDATA[A university degree is no guarantee of employment. Parents and students should develop a two track educational strategy. A formal education and a technical education. Learning how to become a successful Forex Trader is not only an excellent primary profession, but also an excellent part-time or backup skill that requires no boss, no customers, can be done anywhere and requires little investment to acquire.]]></description>
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<item>
<title>Student Loans - Getting to &quot;Paid in Full&quot;</title>
<link>http://EzineArticles.com/8337375</link>
<guid>http://EzineArticles.com/8337375</guid>
<pubDate>Mon, 24 Feb 2014 07:15:56 -0600</pubDate>
<description><![CDATA[This article discusses a strategy to address and pay down student loans quickly. It explains the key components of your loan and how to accelerate payment.]]></description>
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<title>How to Recover From Student Loan Default</title>
<link>http://EzineArticles.com/8282503</link>
<guid>http://EzineArticles.com/8282503</guid>
<pubDate>Mon, 03 Feb 2014 09:45:38 -0600</pubDate>
<description><![CDATA[A major difference between consolidating your loan and rehabilitating your loan is that with consolidation, the default status is not taken off of your credit report, where as with rehabilitation the default status is removed. With the use of student loan forgiveness programs you will find yourself on the road to paying off your student loans at your own pace.]]></description>
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<item>
<title>Reasons Why We Should Avoid Student Loan Default at All Costs</title>
<link>http://EzineArticles.com/8285431</link>
<guid>http://EzineArticles.com/8285431</guid>
<pubDate>Thu, 30 Jan 2014 10:40:23 -0600</pubDate>
<description><![CDATA[In America, having debts is an ordinary circumstance for most of us. In fact, it is the rich nations and rich people who have a staggering amount of debts. We may have unsecured and personal loans in the past that we hope to escape paying.]]></description>
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<item>
<title>Is College Debt Really Necessary? What Parents and Students Should Know</title>
<link>http://EzineArticles.com/8279434</link>
<guid>http://EzineArticles.com/8279434</guid>
<pubDate>Wed, 29 Jan 2014 09:08:39 -0600</pubDate>
<description><![CDATA[With the average student debt after college nearing $30,000, many parents and their children have been forced to take a long look at the return on investment afforded by traditional 4-year universities. Is it really necessary for parents to spend every last dime of their savings to put their kids through school? Is the door-opening magic that used to come from having a college degree gone? Does saddling a young person without a job with tens of thousands of dollars in debt seem like a good idea? Austin's top financial educator takes this sacrosanct cow by the horns and asks the questions many of us with kids have been asking for a long time.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Teresa-Kuhn_1685563.jpg"  width="150"  height="150" />
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<item>
<title>Administrative Wage Garnishment Hearing</title>
<link>http://EzineArticles.com/8230808</link>
<guid>http://EzineArticles.com/8230808</guid>
<pubDate>Wed, 15 Jan 2014 13:29:52 -0600</pubDate>
<description><![CDATA[You must be offered the choice to challenge the garnishment or amount of wage garnishment or terms of the repayment schedule for the garnishment to be seen through. If you are concerned or worried that you may be at risk for wage garnishment, it is important to contact your loaner or a student loan help center. Either may provide you with helpful information.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Bruce-Mesnekoff_1673084.jpg"  width="150"  height="150" />
</item>
<item>
<title>How To Pay For College Without Loans</title>
<link>http://EzineArticles.com/8188079</link>
<guid>http://EzineArticles.com/8188079</guid>
<pubDate>Tue, 17 Dec 2013 08:42:16 -0600</pubDate>
<description><![CDATA[What if your plan to pay for college doesn't seem to work? The logical alternative is to use Plan B. But what if Plan B doesn't work? Here's a solution.]]></description>
</item>
<item>
<title>Student Loan Debt By the Numbers</title>
<link>http://EzineArticles.com/8190146</link>
<guid>http://EzineArticles.com/8190146</guid>
<pubDate>Tue, 17 Dec 2013 08:30:35 -0600</pubDate>
<description><![CDATA[Most everyone knows these days that student loan debt is a pressing issue. Millions of young college grads are coming out of school facing huge debt burdens and an inability to find the high-paying jobs to cover the repayment of these debts.]]></description>
<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/"  url="http://ezinearticles.com/members/mem_pics/Christopher-M_988674.jpg"  width="160"  height="200" />
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<item>
<title>College: Skyrocketing Costs, Student Debt, and Budget-Wise Choices</title>
<link>http://EzineArticles.com/8173724</link>
<guid>http://EzineArticles.com/8173724</guid>
<pubDate>Tue, 10 Dec 2013 13:58:27 -0600</pubDate>
<description><![CDATA[Not only do student loans and their accompanying debt keep making news, such lending has become big business for the federal government. In fact, federal student loans have nearly doubled since 2007, with the result that the U.S. Department of Education realized a profit of more than $42.5 billion in the past fiscal year.]]></description>
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