Financial Planning Articles

Old Credit Cards? Keep Them Open

Hank — Wed, 22 Feb 2012 20:27:21 +0000

Once you have paid off a credit card and worked your way out of debt, it may be tempting to close the card. Before you do, there are some truths that you should know. Closing a credit card can actually do more harm than good to your FICO score. Here are four things to know [...]

Benefits of Using California Payday Loans

Hank — Sat, 18 Feb 2012 19:18:34 +0000

Have you recently found yourself short on cash at the grocery store? Have you been furloughed from your job for a day due to your employer’s financial problems? Do you have an emergency to cover that requires immediate payment, like an emergency room visit or car repair? If you live in the Sunshine State, you [...]

3 Bad Financial Habits and How to Break Them

Hank — Mon, 13 Feb 2012 03:05:34 +0000

In this era of cutthroat competition, the fine line between need and want is blurred. Advertising coaxes people to buy things they do not need. When the spending increases, the money left over for the essentials is not sufficient. As a result, the debts start accumulating and the financial situation worsens. Everyone has at least [...]

How to Make Extra Cash During Retirement

Hank — Tue, 07 Feb 2012 23:48:03 +0000

Retirement is a time that most people look forward to with great anticipation. They long to have their days free to rest, relax or even travel. Unfortunately, retirement often brings boredom and tight finances. You find that you have the time to do the things you always wanted to, but not necessarily the funds. Some [...]

Singapore Property Outlook 2012

Benny — Tue, 07 Feb 2012 08:08:11 +0000

Ever since the implementation of the latest cooling strategy of additional buyer stamp duty, numerous property professionals forsee in the future that private home sales will drop by about 5-10% , some even predict that the sales can drop as much as 20%. By the end of 2011, the URA’s most recent approximation for private [...]

Investing 101: The Basics You Need To Know

Benny — Tue, 31 Jan 2012 23:40:05 +0000

There is a reason why we make investments, but not all of us realize how huge of an impact it makes to how we build our wealth, especially when we are able to do it right. If you have been reading posts from the Online Trading Academy Reviews, you already know that it is not [...]

Don’t Eat Up Your Refund Filing Your Taxes

Hank — Sat, 28 Jan 2012 01:51:46 +0000

Have you found yourself gathering up receipts and adding up your donations? Has your mailbox been flooded with W2s and 1099s? If so, it must be tax time! This time of year is stressful for many and the inevitable question often arises: do I have to pay a professional to file my taxes? While it [...]

Establishing a Realistic Spending Plan

Guest Author — Fri, 27 Jan 2012 15:33:52 +0000

Regardless of your financial goal, you may not have a clear idea of just where you spend your money. At some point, everyone should have a plan for how to spend our money. We need to control our money, not have it control us. Managing your money is like many other tasks in your life; [...]

How to Prepare for Tax Season When You’re Unemployed

Hank — Mon, 23 Jan 2012 21:41:11 +0000

If you lost your job in 2011, or spent the full year on unemployment, there are some things you’ll need to know before you file your federal and state income taxes. Remember that unemployment benefits count as income, so you will need to file taxes before the end of April or face the wrath of [...]

A Brief History of the Gold Standard and Why It’s Still Secure

Guest Author — Thu, 12 Jan 2012 07:06:27 +0000

During times of inflation massive government deficits, and unstable stock markets, you will often hear certain economists and politicians advocate that the U.S. should return to a gold standard to combat these economic woes. This is because gold, which is prized for its durability and usefulness, has been valuable for thousands of years while many [...]