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	<title>RISMedia » Homeowner’s Toolkit</title>
	
	<link>http://rismedia.com</link>
	<description>Leader in Real Estate Information and News.  Real estate industry news, profiles, and articles for agents, brokers, and consumers. National print magazine available.</description>
	<lastBuildDate>Wed, 06 Feb 2013 21:08:19 +0000</lastBuildDate>
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		<title>Don’t Let Winter Pinch Your Wallet: How to Save Money on Heating and Cooling</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/FPuzKGxVy2o/</link>
		<comments>http://rismedia.com/2013-02-04/dont-let-winter-pinch-your-wallet-how-to-save-money-on-heating-and-cooling/#comments</comments>
		<pubDate>Mon, 04 Feb 2013 21:07:11 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=76560</guid>
		<description><![CDATA[By now, homeowners around the country have begrudgingly made that often pricey decision to turn on the furnace and crank up the dial. Winter is here and for some territories that means brisk to freezing temperatures, frost on the ground and windows, and the looming threat of higher-than-normal utility bills. What homeowners should be aware [...]]]></description>
		<content:encoded><![CDATA[By now, homeowners around the country have begrudgingly made that often pricey decision to turn on the furnace and crank up the dial. Winter is here and for some territories that means brisk to freezing temperatures, frost on the ground and windows, and the looming threat of higher-than-normal utility bills. What homeowners should be aware [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/FPuzKGxVy2o" height="1" width="1"/>]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2013-02-04/dont-let-winter-pinch-your-wallet-how-to-save-money-on-heating-and-cooling/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://rismedia.com/2013-02-04/dont-let-winter-pinch-your-wallet-how-to-save-money-on-heating-and-cooling/</feedburner:origLink></item>
		<item>
		<title>Today’s First-Time Buyers Are Realistic, Planners, Reports RE/MAX</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/jtzD3q4Bd8E/</link>
		<comments>http://rismedia.com/2013-01-28/todays-first-time-buyers-are-realistic-planners-reports-remax/#comments</comments>
		<pubDate>Mon, 28 Jan 2013 21:08:00 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Development]]></category>
		<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=76384</guid>
		<description><![CDATA[First-time home buyers have long been an important part of the housing market. And that hasn’t changed today. According to the 2012 Profile of Home Buyers and Sellers from the National Association of REALTORS®, first-time buyers accounted for 39 percent of all housing sales from July 2011 through June 2012. But what do these first-time [...]]]></description>
		<content:encoded><![CDATA[First-time home buyers have long been an important part of the housing market. And that hasn’t changed today. According to the 2012 Profile of Home Buyers and Sellers from the National Association of REALTORS®, first-time buyers accounted for 39 percent of all housing sales from July 2011 through June 2012. But what do these first-time [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/jtzD3q4Bd8E" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://rismedia.com/2013-01-28/todays-first-time-buyers-are-realistic-planners-reports-remax/</feedburner:origLink></item>
		<item>
		<title>Real Estate Q&amp;A: Seller Financing Can Help Sell Home</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/eUPsn-ORt7k/</link>
		<comments>http://rismedia.com/2013-01-13/real-estate-qa-seller-financing-can-help-sell-home/#comments</comments>
		<pubDate>Sun, 13 Jan 2013 18:03:51 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=75989</guid>
		<description><![CDATA[(MCT)—QUESTION: I am trying to sell my home but am not getting any showings. I’m thinking about allowing a buyer to finance it through me. Is this a good idea? —Suzanne ANSWER: It certainly can be, depending on your situation. If you own the property free and clear of any mortgage loans, financing the transaction [...]]]></description>
		<content:encoded><![CDATA[(MCT)—QUESTION: I am trying to sell my home but am not getting any showings. I’m thinking about allowing a buyer to finance it through me. Is this a good idea? —Suzanne ANSWER: It certainly can be, depending on your situation. If you own the property free and clear of any mortgage loans, financing the transaction [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/eUPsn-ORt7k" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Holiday Safety for Homeowners</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/9PWl9tS7r3M/</link>
		<comments>http://rismedia.com/2012-12-20/holiday-safety-for-homeowners/#comments</comments>
		<pubDate>Thu, 20 Dec 2012 21:04:03 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=75540</guid>
		<description><![CDATA[For many homeowners, decorating is one of the most exciting and tradition-driven parts of the holiday season. Lights, candles and other bright decorations can all be great ways to make your home look festive for the holidays, but faulty wires and open flames can quickly lead to disaster if precautions aren’t taken. There are several [...]]]></description>
		<content:encoded><![CDATA[For many homeowners, decorating is one of the most exciting and tradition-driven parts of the holiday season. Lights, candles and other bright decorations can all be great ways to make your home look festive for the holidays, but faulty wires and open flames can quickly lead to disaster if precautions aren’t taken. There are several [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/9PWl9tS7r3M" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://rismedia.com/2012-12-20/holiday-safety-for-homeowners/</feedburner:origLink></item>
		<item>
		<title>Understanding the FHA Pre-Foreclosure Short Sale Process</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/mCWKtkeg7Q4/</link>
		<comments>http://rismedia.com/2012-12-10/understanding-the-fha-pre-foreclosure-short-sale-process/#comments</comments>
		<pubDate>Mon, 10 Dec 2012 21:11:23 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Development]]></category>
		<category><![CDATA[Coaching]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Training]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=75219</guid>
		<description><![CDATA[All short sales are not alike—especially when an FHA-insured mortgage is involved. FHA short sales must advance through a very exact and systemized process. Here’s what you need to know: Before a Short Sale Can Be Initiated The U.S. Department of Housing and Urban Development (HUD) requires that the homeowner be reviewed for all home [...]]]></description>
		<content:encoded><![CDATA[All short sales are not alike—especially when an FHA-insured mortgage is involved. FHA short sales must advance through a very exact and systemized process. Here’s what you need to know: Before a Short Sale Can Be Initiated The U.S. Department of Housing and Urban Development (HUD) requires that the homeowner be reviewed for all home [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/mCWKtkeg7Q4" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://rismedia.com/2012-12-10/understanding-the-fha-pre-foreclosure-short-sale-process/</feedburner:origLink></item>
		<item>
		<title>Why Buying at the End of 2012 May Be Your Best Investment Yet</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/RzTEN3BOsyM/</link>
		<comments>http://rismedia.com/2012-12-09/why-buying-at-the-end-of-2012-may-be-your-best-investment-yet/#comments</comments>
		<pubDate>Sun, 09 Dec 2012 18:04:44 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Development]]></category>
		<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=75191</guid>
		<description><![CDATA[With just a month left in 2012, the number of days to benefit from year-end home buying tax benefits is dwindling quickly. We consulted real estate experts from across the country to share what you need to know when preparing to close before December 31, 2012. 1.) End of year tax benefits: If you are [...]]]></description>
		<content:encoded><![CDATA[With just a month left in 2012, the number of days to benefit from year-end home buying tax benefits is dwindling quickly. We consulted real estate experts from across the country to share what you need to know when preparing to close before December 31, 2012. 1.) End of year tax benefits: If you are [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/RzTEN3BOsyM" height="1" width="1"/>]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-12-09/why-buying-at-the-end-of-2012-may-be-your-best-investment-yet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://rismedia.com/2012-12-09/why-buying-at-the-end-of-2012-may-be-your-best-investment-yet/</feedburner:origLink></item>
		<item>
		<title>ListedBy Releases Real Estate Auction Guide for Consumers</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/AsCNphtbvsI/</link>
		<comments>http://rismedia.com/2012-12-03/listedby-releases-real-estate-auction-guide-for-consumers/#comments</comments>
		<pubDate>Mon, 03 Dec 2012 21:00:34 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=75073</guid>
		<description><![CDATA[In order to help consumers gain familiarity with real estate auctions, ListedBy&#8211;an online real estate marketplace and social network with live bidding auction and ‘Best Offer’ functionality&#8211;has released a new tool called ListedBy – Real Estate Auction Primer for Consumers. This tool acts as a ‘must-know’ guide for anyone looking to buy or sell real [...]]]></description>
		<content:encoded><![CDATA[In order to help consumers gain familiarity with real estate auctions, ListedBy&#8211;an online real estate marketplace and social network with live bidding auction and ‘Best Offer’ functionality&#8211;has released a new tool called ListedBy – Real Estate Auction Primer for Consumers. This tool acts as a ‘must-know’ guide for anyone looking to buy or sell real [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/AsCNphtbvsI" height="1" width="1"/>]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-12-03/listedby-releases-real-estate-auction-guide-for-consumers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://rismedia.com/2012-12-03/listedby-releases-real-estate-auction-guide-for-consumers/</feedburner:origLink></item>
		<item>
		<title>The Black Friday Bargain: Start Planning the Home Remodel of Your Dreams</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/2dydlk26P78/</link>
		<comments>http://rismedia.com/2012-11-17/the-black-friday-bargain-start-planning-the-home-remodel-of-your-dreams/#comments</comments>
		<pubDate>Sat, 17 Nov 2012 05:03:02 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Development]]></category>
		<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=74727</guid>
		<description><![CDATA[With the holidays (and associated chaos) fast approaching, you probably aren’t putting much thought into home improvement—except, perhaps, to grumble about the fact that you’ll have to cook another Thanksgiving meal in your outdated kitchen, or to wish that you didn’t have to steer your fa-la-la-ing guests toward your house’s only bathroom with its leaky [...]]]></description>
		<content:encoded><![CDATA[With the holidays (and associated chaos) fast approaching, you probably aren’t putting much thought into home improvement—except, perhaps, to grumble about the fact that you’ll have to cook another Thanksgiving meal in your outdated kitchen, or to wish that you didn’t have to steer your fa-la-la-ing guests toward your house’s only bathroom with its leaky [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/2dydlk26P78" height="1" width="1"/>]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-11-17/the-black-friday-bargain-start-planning-the-home-remodel-of-your-dreams/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Survey Shows People Becoming More Likely to Participate in the Housing Market</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/a0vCFIhOPgM/</link>
		<comments>http://rismedia.com/2012-11-07/survey-shows-people-becoming-more-likely-to-participate-in-the-housing-market/#comments</comments>
		<pubDate>Wed, 07 Nov 2012 21:06:57 +0000</pubDate>
		<dc:creator>zoe</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=74485</guid>
		<description><![CDATA[Americans are feeling less discouraged about the housing market, according to a new national survey by FindLaw.com. The percentage of Americans who say they are sitting on the sidelines rather than considering buying a house has dropped by more than half. In 2010, 63 percent of Americans said they were less likely to buy a [...]]]></description>
		<content:encoded><![CDATA[Americans are feeling less discouraged about the housing market, according to a new national survey by FindLaw.com. The percentage of Americans who say they are sitting on the sidelines rather than considering buying a house has dropped by more than half. In 2010, 63 percent of Americans said they were less likely to buy a [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/a0vCFIhOPgM" height="1" width="1"/>]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-11-07/survey-shows-people-becoming-more-likely-to-participate-in-the-housing-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://rismedia.com/2012-11-07/survey-shows-people-becoming-more-likely-to-participate-in-the-housing-market/</feedburner:origLink></item>
		<item>
		<title>FHA Homeowners Recover from Foreclosures More Quickly</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/zM43Ec2FtSs/</link>
		<comments>http://rismedia.com/2012-11-04/fha-homeowners-recover-from-foreclosures-more-quickly/#comments</comments>
		<pubDate>Sun, 04 Nov 2012 18:04:21 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=74375</guid>
		<description><![CDATA[(MCT)—R.C. and Stacy Davis lost their condominium to foreclosure in 2009, a bad break that seemed destined to keep them from buying another home for many years. Yet last week — only three years after their foreclosure — the couple signed the papers to buy a four-bedroom house in Livermore. Their avenue to homeownership? A [...]]]></description>
		<content:encoded><![CDATA[(MCT)—R.C. and Stacy Davis lost their condominium to foreclosure in 2009, a bad break that seemed destined to keep them from buying another home for many years. Yet last week — only three years after their foreclosure — the couple signed the papers to buy a four-bedroom house in Livermore. Their avenue to homeownership? A [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/zM43Ec2FtSs" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://rismedia.com/2012-11-04/fha-homeowners-recover-from-foreclosures-more-quickly/</feedburner:origLink></item>
		<item>
		<title>Choosing a Professional Home Inspector</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/zypDUnP8Sj0/</link>
		<comments>http://rismedia.com/2012-10-20/choosing-a-professional-home-inspector/#comments</comments>
		<pubDate>Sat, 20 Oct 2012 05:03:42 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Today's Top Story]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=74063</guid>
		<description><![CDATA[There are approximately 30,000 home inspectors nationwide today. Only about half of the states require any kind of certification or licensing for home inspectors. So how do you know you are recommending the best home inspectors to your clients? Hiring the right home inspector is as important as the actual home inspection itself. As with [...]]]></description>
		<content:encoded><![CDATA[There are approximately 30,000 home inspectors nationwide today. Only about half of the states require any kind of certification or licensing for home inspectors. So how do you know you are recommending the best home inspectors to your clients? Hiring the right home inspector is as important as the actual home inspection itself. As with [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/zypDUnP8Sj0" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Five Tips to Follow during the Fall Homebuying Season</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/G7eGyV_4Qis/</link>
		<comments>http://rismedia.com/2012-10-18/five-tips-to-follow-during-the-fall-homebuying-season/#comments</comments>
		<pubDate>Thu, 18 Oct 2012 19:56:37 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=74039</guid>
		<description><![CDATA[A recent real estate survey reported that 27 percent of the homebuyers during the fall season are first-time homebuyers. Although spring is traditionally the peak season for real estate activity, this year&#8217;s buyer&#8217;s market should lead to a healthy spike in real estate activity this fall. &#8220;For a prospective new homeowner, this fall&#8217;s market is [...]]]></description>
		<content:encoded><![CDATA[A recent real estate survey reported that 27 percent of the homebuyers during the fall season are first-time homebuyers. Although spring is traditionally the peak season for real estate activity, this year&#8217;s buyer&#8217;s market should lead to a healthy spike in real estate activity this fall. &#8220;For a prospective new homeowner, this fall&#8217;s market is [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/G7eGyV_4Qis" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Credit Dos and Don’ts When Securing a Mortgage</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/r6ikzif2aSs/</link>
		<comments>http://rismedia.com/2012-10-13/credit-dos-and-donts-when-securing-a-mortgage/#comments</comments>
		<pubDate>Sat, 13 Oct 2012 05:01:24 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=73869</guid>
		<description><![CDATA[When it comes to securing a mortgage in today’s challenging lending environment, your credit rating is more important than ever before. Good credit is integral to obtaining the best interest rates and terms on a mortgage. Credit expert Peter Nagy offers the following helpful dos and don’ts for making sure your credit standing is in [...]]]></description>
		<content:encoded><![CDATA[When it comes to securing a mortgage in today’s challenging lending environment, your credit rating is more important than ever before. Good credit is integral to obtaining the best interest rates and terms on a mortgage. Credit expert Peter Nagy offers the following helpful dos and don’ts for making sure your credit standing is in [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/r6ikzif2aSs" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Price, Value and Cost: the Complicated Components of a Home’s Worth</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/6uzIGj7jBGk/</link>
		<comments>http://rismedia.com/2012-09-25/price-value-and-cost-the-complicated-components-of-a-homes-worth-2/#comments</comments>
		<pubDate>Tue, 25 Sep 2012 20:38:46 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Development]]></category>
		<category><![CDATA[Coaching]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=73491</guid>
		<description><![CDATA[Proper research is essential for homebuyers. Not only should you be familiar with the steps in a real estate transaction, you should also know what your physical and financial needs are. In a recent broadcast of “Eye on Real Estate with Dottie Herman” titled, “The Art of Negotiations,” Herman, CEO at Douglas Elliman, discussed some [...]]]></description>
		<content:encoded><![CDATA[Proper research is essential for homebuyers. Not only should you be familiar with the steps in a real estate transaction, you should also know what your physical and financial needs are. In a recent broadcast of “Eye on Real Estate with Dottie Herman” titled, “The Art of Negotiations,” Herman, CEO at Douglas Elliman, discussed some [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/6uzIGj7jBGk" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Tips on Buying Real Estate for Investors</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/iVdqYMhfwX4/</link>
		<comments>http://rismedia.com/2012-09-23/tips-on-buying-real-estate-for-investors/#comments</comments>
		<pubDate>Sun, 23 Sep 2012 18:03:34 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=73431</guid>
		<description><![CDATA[When it comes to making a real estate investment, it’s important that you arm yourself with the information you need to make a wise and informed decision. The following tips will enable you to hit the ground running. • Knowledge is power – if you think education is expensive, try ignorance. It’s tough to get [...]]]></description>
		<content:encoded><![CDATA[When it comes to making a real estate investment, it’s important that you arm yourself with the information you need to make a wise and informed decision. The following tips will enable you to hit the ground running. • Knowledge is power – if you think education is expensive, try ignorance. It’s tough to get [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/iVdqYMhfwX4" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Real estate Q&amp;A: Keep Trying to Get Short Sale</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/HRUuY5W89dc/</link>
		<comments>http://rismedia.com/2012-09-03/real-estate-qa-keep-trying-to-get-short-sale/#comments</comments>
		<pubDate>Mon, 03 Sep 2012 18:03:49 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=72971</guid>
		<description><![CDATA[(MCT)—QUESTION: Although I have a financial hardship, my lender recently turned down my short sale request because I was not 45 days late on the payment. I am out of money and willing to leave the property but don&#8217;t want to go through the trouble of a foreclosure. I want to do the right thing, [...]]]></description>
		<content:encoded><![CDATA[(MCT)—QUESTION: Although I have a financial hardship, my lender recently turned down my short sale request because I was not 45 days late on the payment. I am out of money and willing to leave the property but don&#8217;t want to go through the trouble of a foreclosure. I want to do the right thing, [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/HRUuY5W89dc" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>NAR Member Benefit Helps REALTORS® Take Care of Their Homes</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/cG0PthA5KYM/</link>
		<comments>http://rismedia.com/2012-08-28/nar-member-benefit-helps-realtors-take-care-of-their-homes/#comments</comments>
		<pubDate>Tue, 28 Aug 2012 20:11:52 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=72877</guid>
		<description><![CDATA[REALTORS® help people achieve the dream of homeownership, but are often also homeowners themselves. A new offer through the REALTOR Benefits® Program will help members of the National Association of REALTORS® who own homes prolong the life of their air conditioning and heating systems. American Home Shield, a long-time participant in NAR&#8217;s REALTOR Benefits® Program, [...]]]></description>
		<content:encoded><![CDATA[REALTORS® help people achieve the dream of homeownership, but are often also homeowners themselves. A new offer through the REALTOR Benefits® Program will help members of the National Association of REALTORS® who own homes prolong the life of their air conditioning and heating systems. American Home Shield, a long-time participant in NAR&#8217;s REALTOR Benefits® Program, [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/cG0PthA5KYM" height="1" width="1"/>]]></content:encoded>
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		<feedburner:origLink>http://rismedia.com/2012-08-28/nar-member-benefit-helps-realtors-take-care-of-their-homes/</feedburner:origLink></item>
		<item>
		<title>How to Spot Vinyl Siding Damage</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/QKhn4b5tnpc/</link>
		<comments>http://rismedia.com/2012-08-25/how-to-spot-vinyl-siding-damage-2/#comments</comments>
		<pubDate>Sat, 25 Aug 2012 05:02:43 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
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		<guid isPermaLink="false">http://rismedia.com/?p=72789</guid>
		<description><![CDATA[Vinyl siding is one of the most popular home sidings in the U.S. due to its relative low cost, durability and lifespan. It is constructed to last more than 20 years even under extreme conditions. In fact, U.S. Census Bureau statistics show since 1995 more homeowners side their homes with vinyl than with any other [...]]]></description>
		<content:encoded><![CDATA[Vinyl siding is one of the most popular home sidings in the U.S. due to its relative low cost, durability and lifespan. It is constructed to last more than 20 years even under extreme conditions. In fact, U.S. Census Bureau statistics show since 1995 more homeowners side their homes with vinyl than with any other [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/QKhn4b5tnpc" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>5 Legal Tasks to Do When You Move</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/sdTS3tzZmSQ/</link>
		<comments>http://rismedia.com/2012-08-23/5-legal-tasks-to-do-when-you-move/#comments</comments>
		<pubDate>Thu, 23 Aug 2012 19:59:21 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=72765</guid>
		<description><![CDATA[The Internet is full of checklists and resources to use if you are planning to move. There are packing timelines. There are lists of packing supplies. There are even directions on how to pack boxes. But moving is much more than purging and organizing your personal affects. There are legal tasks you need to take [...]]]></description>
		<content:encoded><![CDATA[The Internet is full of checklists and resources to use if you are planning to move. There are packing timelines. There are lists of packing supplies. There are even directions on how to pack boxes. But moving is much more than purging and organizing your personal affects. There are legal tasks you need to take [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/sdTS3tzZmSQ" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Keeping Up With Your Property: Asphalt Concrete Repair</title>
		<link>http://feedproxy.google.com/~r/rismedia/Wqrw/~3/-Pn4tsTjogI/</link>
		<comments>http://rismedia.com/2012-08-22/keeping-up-with-your-property-asphalt-concrete-repair/#comments</comments>
		<pubDate>Wed, 22 Aug 2012 20:47:15 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=72735</guid>
		<description><![CDATA[If it weren’t for extreme temperature variations and routine wear and tear, homeowners would never have to worry about maintaining and repairing their concrete or asphalt driveways and walkways. Unfortunately, weather and wear are part of life and can have a big impact when it comes time for home inspections. In order to have a [...]]]></description>
		<content:encoded><![CDATA[If it weren’t for extreme temperature variations and routine wear and tear, homeowners would never have to worry about maintaining and repairing their concrete or asphalt driveways and walkways. Unfortunately, weather and wear are part of life and can have a big impact when it comes time for home inspections. In order to have a [...]<img src="http://feeds.feedburner.com/~r/rismedia/Wqrw/~4/-Pn4tsTjogI" height="1" width="1"/>]]></content:encoded>
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